Genworth 4Q25 Earning Summary Presentation
Q4 2025 Genworth Earnings Conference Call
For Fiscal Year Ending Dec 31, 2024
Net income1 of $223M, or $0.54 per diluted share, and adjusted operating income1,2 of $144M, or $0.35 per diluted share in 2025, driven by Enact adjusted operating income of $558M1
Continued progress on the LTC3 multi-year rate action plan with $209M of gross incremental premium approvals in 2025; approximately $34.5B4 estimated net present value achieved since 2012 as of December 31, 2025
3,255 matches5 with CareScout Quality Network home care providers in 2025 across all 50 states, with over 95% home care coverage of the aged 65-plus census population in the United States
$407M capital returns received from Enact in 2025
61.0% benefit reduction election rate6 in LTC as of December 31, 2025
Closed acquisition of Seniorly, accelerating CareScout's expansion into senior living communities
$245M in share repurchases executed in 2025 and $790M since program inception as of December 31, 2025
Legacy insurance companies’7 RBC ratio8 of 300%9 reflects statutory earnings and higher required capital as the limited partnership portfolio grows
CareScout's inaugural standalone LTC product launched in October and was live in 39 states as of December 31, 2025
Source: Q4 2025 Earnings Press Release
For complete information regarding our financials, see our periodic filings.
1. All references reflect amounts available to Genworth’s common stockholders.
2. This is a financial measure that is not calculated based on U.S. Generally Accepted Accounting Principles (GAAP). See the Use of Non-GAAP Measures section of the fourth quarter Earnings Release for additional information.
3. Long-term care insurance
4. Estimated value of rate actions since 2012 through December 31, 2025.
5. A match is identified when CareScout validates and approves an invoice from a CQN provider that demonstrates a CareScout member has received services for the first time, and the appropriate discount was applied.
6. Election rates since 2012
7. Genworth’s legacy insurance companies: GLIC, Genworth Life and Annuity Insurance Company (GLAIC) and Genworth Life Insurance Company of New York (GLICNY)
8. Risk-based capital ratio based on company action level for Genworth Life Insurance Company (GLIC) consolidated
9. Estimate for December 31, 2025 due to timing of the preparation and filing of the statutory financial statement(s)
Completed IPO
Annual 2024 Revenue
Invested Assets at Year-end 2024
2024 Adjusted Operating Income
Insurance Holding Company Listed on NYSE (GNW)
Headquarters Location
Employees
As of Dec. 31, 2024 • 10-K 2024
For complete information regarding our financials, see our periodic filings.
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Genworth Financial, Inc.
11011 West Broad Street
Glen Allen, VA 23060
United States
T: 804-281-6000
Christine Jewell
Head of Investor Relations
11011 West Broad Street
Glen Allen, VA 23060
United States
InvestorInfo@genworth.com
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