Genworth 3Q25 Earning Summary Presentation
Q3 2025 Genworth Earnings Conference Call
For Fiscal Year Ending Dec 31, 2024
Net income1 of $116M, or $0.28 per diluted share, and adjusted operating income1,2 of $17M, or $0.042 per diluted share, driven by Enact adjusted operating income of $134M1
Continued progress on the LTC3 multi-year rate action plan with $44M of gross incremental premium approvals; approximately $31.8B4 estimated net present value achieved since 2012
950 CareScout Quality Network matches5 in the quarter, with 2,330 year-to-date through September 30, 2025
$110M capital returns received from Enact, with over $1.2B since Enact’s IPO6
60.5% cumulative benefit reduction rate in LTC
Acquired Seniorly in October, accelerating CareScout’s growth into senior living communities
$76M in share repurchases executed in the quarter, with $151M executed year-to-date through September 30, 2025; announced new $350M share repurchase program
U.S. life insurance companies’ RBC7 ratio of 303%8 reflects strong statutory earnings and higher required capital as the limited partnership portfolio grows
Launched Care Assurance in October, CareScout’s inaugural standalone LTC product
Source: Q3 2025 Earnings Press Release
For complete information regarding our financials, see our periodic filings.
1. All references reflect amounts available to Genworth’s common stockholders.
2. This is a financial measure that is not calculated based on U.S. Generally Accepted Accounting Principles (GAAP). See the Use of Non-GAAP Measures section of the second quarter Earnings Release for additional information.
3. Long-term care insurance
4. Estimated value of rate actions since 2012 through September 30, 2025.
5. A match is identified when CareScout validates and approves an invoice from a CQN provider that demonstrates a CareScout member has received services for the first time, and the appropriate discount was applied.
6. Initial public offering.
7. Risk-based capital ratio based on company action level for Genworth Life Insurance Company (GLIC) consolidated.
8. Estimate for September 30, 2025 due to timing of the preparation and filing of the statutory financial statement(s)
Completed IPO
Annual 2024 Revenue
Invested Assets at Year-end 2024
2024 Adjusted Operating Income
Insurance Holding Company Listed on NYSE (GNW)
Headquarters Location
Employees
As of Dec. 31, 2024 • 10-K 2024
For complete information regarding our financials, see our periodic filings.
(In millions)
As of Dec. 31, 2024 • 10-K 2024
For complete information regarding our financials, see our periodic filings.
*Adjusted Operating Income is a Non-GAAP measure. View full reconciliation in our 2023 10-K.
(In millions)
As of Dec. 31, 2024 • 10-K 2024
For complete information regarding our financials, see our periodic filings.
Genworth services support elderly Americans and their caretakers and we extend that support through our sustainable business practices and sustainability efforts.
Explore our Sustainability Efforts
Genworth Financial, Inc.
11011 West Broad Street
Glen Allen, VA 23060
United States
T: 804-281-6000
Christine Jewell
Head of Investor Relations
11011 West Broad Street
Glen Allen, VA 23060
United States
InvestorInfo@genworth.com
Computershare
P.O. BOX 43006
Providence, RI 02940
United States
T: 866-229-8413
http://www.computershare.com/investor