EX-99.2

Company

Financial Assurance Company Limited

Financial Insurance Company Limited

EXHIBIT 99.2

LOGO

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013


Table of Contents	Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Third Quarter Results*
Consolidated Net Income by Quarter		7
Net Operating Income by Segment by Quarter		8
Consolidated Balance Sheets		9-10
Consolidated Balance Sheets by Segment		11-12
Deferred Acquisition Costs Rollforward		13

*Quarterly Results*
Net Operating Income and Sales—U.S. Life Insurance Division		15-23
Net Operating Income (Loss) and Sales—Global Mortgage Insurance Division		25-48
Net Operating Income (Loss) and Sales—Corporate and Other Division		50-61

*Additional Financial Data*
Investments Summary		63
Fixed Maturity Securities Summary		64
Commercial Mortgage Loans Summary		65-66
General Account GAAP Net Investment Income Yields		67
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail		68

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating Return On Equity (ROE)		70
Reconciliation of Expense Ratio		71
Reconciliation of Core Premiums		72
Reconciliation of Core Yield		73

*Corporate Information*
Industry Ratings		75-76

Note:

Unless otherwise noted, references in this financial supplement to income (loss) from continuing operations, income (loss) from continuing operations per share, net income (loss), net income (loss) per share, book value and book value per common share should be read as income (loss) from continuing operations available to Genworth Financial, Inc.’s common stockholders, income (loss) from continuing operations available to Genworth Financial, Inc.’s common stockholders per share, net income (loss) available to Genworth Financial, Inc.’s common stockholders, net income (loss) available to Genworth Financial, Inc.’s common stockholders per share, book value available to Genworth Financial, Inc.’s common stockholders and book value available to Genworth Financial, Inc.’s common stockholders per share, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Dear Investor,

Once again, thank you for your continued interest in Genworth Financial.

Please feel free to call with any questions or comments.

Regards,

Georgette Nicholas

Investor Relations

804 662.2248

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” The chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss). The company defines net operating income (loss) as income (loss) from continuing operations excluding the after-tax effects of income attributable to noncontrolling interests, net investment gains (losses), goodwill impairments, gains (losses) on the sale of businesses and infrequent or unusual non-operating items. The company excludes net investment gains (losses) and infrequent or unusual non-operating items because the company does not consider them to be related to the operating performance of the company’s segments and Corporate and Other activities. A component of the company’s net investment gains (losses) is the result of impairments, the size and timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) can be subject to the company’s discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Goodwill impairments and gains (losses) on the sale of businesses are also excluded from net operating income (loss) because in the company’s opinion, they are not indicative of overall operating trends. Other non-operating items are also excluded from net operating income (loss) if, in the company’s opinion, they are not indicative of overall operating trends.

There were no infrequent or unusual items excluded from net operating income (loss) during the periods presented other than a $13 million after-tax expense recorded in the second quarter of 2013 related to restructuring costs. In June 2013, the company announced an expense reduction plan as it continues to work on improving the operating performance of the businesses resulting in a pre-tax non-operating charge of $20 million reflecting severance, outplacement and other associated costs. This plan eliminated approximately 400 positions, including 150 open positions that will not be filled, and will reduce related information technology and program spend.

While some of these items may be significant components of net income (loss) available to Genworth Financial, Inc.’s common stockholders in accordance with GAAP, the company believes that net operating income (loss) and measures that are derived from or incorporate net operating income (loss), including net operating income (loss) per common share on a basic and diluted basis, are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. Management also uses net operating income (loss) as a basis for determining awards and compensation for senior management and to evaluate performance on a basis comparable to that used by analysts. However, the items excluded from net operating income (loss) have occurred in the past and could, and in some cases will, recur in the future. Net operating income (loss) and net operating income (loss) per common share on a basic and diluted basis are not substitutes for net income (loss) available to Genworth Financial, Inc.’s common stockholders or net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share on a basic and diluted basis determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) may differ from the definitions used by other companies.

The table on page 8 of this financial supplement reflects net operating income (loss) as determined in accordance with accounting guidance related to segment reporting, and a reconciliation of net operating income (loss) of the company’s segments and Corporate and Other activities to net income (loss) available to Genworth Financial, Inc.’s common stockholders for the periods presented. The financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 70 through 73 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales” and “insurance in-force” or “risk in-force” which are commonly used in the insurance industry as measures of operating performance.

Management regularly monitors and reports sales metrics as a measure of volume of new and renewal business generated in a period. Sales refer to: (1) annualized first-year premiums for term life and long-term care insurance products; (2) annualized first-year deposits plus 5% of excess deposits for universal and term universal life insurance products; (3) 10% of premium deposits for linked-benefits products; (4) new and additional premiums/deposits for fixed annuities; (5) new insurance written for mortgage insurance; and (6) net premiums written for the lifestyle protection insurance business. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums/ deposits, premium equivalents, new premiums/deposits, written premiums and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period.

Management regularly monitors and reports insurance in-force and risk in-force. Insurance in-force for the life, international mortgage and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. For the risk in-force in the international mortgage insurance business, the company has computed an “effective” risk in-force amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor of 35% that represents the highest expected average per-claim payment for any one underwriting year over the life of the company’s businesses in Canada and Australia. Risk in-force for the U.S. mortgage insurance business is the obligation that is limited under contractual terms to the amounts less than 100% of the mortgage loan value. The company considers insurance in-force and risk in-force to be a measure of the company’s operating performance because they represent a measure of the size of the business at a specific date which will generate revenues and profits in a future period, rather than a measure of the company’s revenues or profitability during that period.

This financial supplement also includes information related to loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled presales, claims administration and other loan workouts. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. Estimated savings related to claims mitigation activities represent amounts deducted or “curtailed” from claims due to acts or omissions by the insured or the servicer with respect to the servicing of an insured loan that is not in compliance with obligations under our master policy. For non-cure related actions, including presales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. Loans subject to our loss mitigation actions, the results of which have been included in our reported estimated loss mitigations savings, are subject to re-default and may result in a potential claim in future periods as well as potential future loss mitigation savings depending on the resolution of the re-defaulted loan. The company believes that this information helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business as loss mitigation activities specifically impact current and future loss reserves and level of claim payments.

Management regularly monitors and reports a loss ratio for the company’s businesses. For the mortgage and lifestyle protection insurance businesses, the loss ratio is the ratio of incurred losses and loss adjustment expenses to net earned premiums. For the long-term care insurance business, the loss ratio is the ratio of benefits and other changes in reserves less tabular interest on reserves less loss adjustment expenses to net earned premiums. The company considers the loss ratio to be a measure of underwriting performance in these businesses and helps to enhance the understanding of the operating performance of the businesses.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

⁽¹⁾	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	September 30, 2013		June 30, 2013		March 31, 2013		December 31, 2012		September 30, 2012
Total Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income	$	11,665	$	11,547	$	11,398	$	11,291	$	11,158
Total accumulated other comprehensive income		2,939		3,142		4,824		5,202		5,223

Total Genworth Financial, Inc.’s stockholders’ equity	$	14,604	$	14,689	$	16,222	$	16,493	$	16,381


Book value per common share	$	29.55	$	29.76	$	32.90	$	33.53	$	33.31
Book value per common share, excluding accumulated other comprehensive income	$	23.60	$	23.39	$	23.11	$	22.95	$	22.69
Common shares outstanding as of the balance sheet date		494.2		493.6		493.1		491.9		491.8

	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2013		June 30, 2013		March 31, 2013		December 31, 2012		September 30, 2012
GAAP Basis ROE		4.6%		4.0%		3.4%		2.9%		2.7%
Operating ROE⁽¹⁾		4.9%		4.9%		4.4%		3.2%		2.8%

	Three months ended
Quarterly Average ROE	September 30, 2013		June 30, 2013		March 31, 2013		December 31, 2012		September 30, 2012
GAAP Basis ROE		3.7%		4.9%		3.6%		6.0%		1.3%
Operating ROE⁽¹⁾		4.1%		4.6%		5.3%		5.7%		4.0%


Basic and Diluted Shares	Three months ended September 30, 2013		Nine months ended September 30, 2013
Weighted-average shares used in basic earnings per common share calculations		494.0		493.3
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights		5.3		4.6

Weighted-average shares used in diluted earnings per common share calculations		499.3		497.9

⁽¹⁾	See page 70 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

Third Quarter Results

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Consolidated Net Income by Quarter

(amounts in millions, except per share amounts)


	2013											2012
	3Q			2Q		1Q			Total			4Q		3Q		2Q			1Q		Total
REVENUES:
Premiums	$	1,291		$	1,286	$	1,261		$	3,838		$	1,320	$	1,313	$	1,302		$	1,106	$	5,041
Net investment income		801			821		814			2,436			840		825		846			832		3,343
Net investment gains (losses)		(23	)		21		(61	)		(63	)		14		9		(33	)		37		27
Insurance and investment product fees and other		248			243		289			780			293		309		287			340		1,229

Total revenues		2,317			2,371		2,303			6,991			2,467		2,456		2,402			2,315		9,640

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,169			1,269		1,201			3,639			1,401		1,363		1,382			1,232		5,378
Interest credited		184			184		184			552			193		193		194			195		775
Acquisition and operating expenses, net of deferrals		407			413		433			1,253			272		443		439			440		1,594
Amortization of deferred acquisition costs and intangibles		182			137		122			441			144		160		147			271		722
Goodwill impairment		—			—		—			—			—		89		—			—		89
Interest expense		124			121		126			371			124		126		131			95		476

Total benefits and expenses		2,066			2,124		2,066			6,256			2,134		2,374		2,293			2,233		9,034

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		251			247		237			735			333		82		109			82		606
Provision for income taxes		105			73		76			254			73		23		27			15		138

INCOME FROM CONTINUING OPERATIONS		146			174		161			481			260		59		82			67		468
Income (loss) from discontinued operations, net of taxes⁽¹⁾		2			6		(20	)		(12	)		6		12		27			12		57

NET INCOME		148			180		141			469			266		71		109			79		525
Less: net income attributable to noncontrolling interests		40			39		38			117			98		36		33			33		200

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	108		$	141	$	103		$	352		$	168	$	35	$	76		$	46	$	325

Earnings Per Share Data:

Income from continuing operations available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	0.21		$	0.27	$	0.25		$	0.74		$	0.33	$	0.05	$	0.10		$	0.07	$	0.55
Diluted	$	0.21		$	0.27	$	0.25		$	0.73		$	0.33	$	0.05	$	0.10		$	0.07	$	0.54

Net income available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	0.22		$	0.29	$	0.21		$	0.71		$	0.34	$	0.07	$	0.16		$	0.09	$	0.66
Diluted	$	0.22		$	0.28	$	0.21		$	0.71		$	0.34	$	0.07	$	0.16		$	0.09	$	0.66

Weighted-average shares outstanding
Basic		494.0			493.4		492.5			493.3			491.9		491.7		491.5			491.2		491.6
Diluted		499.3			497.5		496.8			497.9			493.9		493.9		493.9			495.7		494.4

⁽¹⁾	Income from discontinued operations related to the wealth management business, which was sold on August 30, 2013. Refer to page 61 for operating results of discontinued operations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income by Segment by Quarter

(amounts in millions, except per share amounts)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
U.S. Life Insurance Division
U.S. Life Insurance segment:
Life Insurance	$	54		$	27		$	36		$	117		$	49		$	22		$	30		$	6		$	107
Long-Term Care		41			26			20			87			7			45			14			35			101
Fixed Annuities		16			26			29			71			20			19			20			23			82

Total U.S. Life Insurance segment		111			79			85			275			76			86			64			64			290

Total U.S. Life Insurance Division		111			79			85			275			76			86			64			64			290

Global Mortgage Insurance Division
International Mortgage Insurance segment:
Canada		41			43			42			126			114			42			41			37			234
Australia		61			55			46			162			62			57			44			(21	)		142
Other Countries		(12	)		(9	)		(7	)		(28	)		(11	)		(5	)		(9	)		(9	)		(34	)

Total International Mortgage Insurance segment		90			89			81			260			165			94			76			7			342
U.S. Mortgage Insurance segment		(3	)		13			21			31			(32	)		(37	)		(25	)		(44	)		(138	)

Total Global Mortgage Insurance Division		87			102			102			291			133			57			51			(37	)		204

Corporate and Other Division
International Protection segment		4			1			6			11			8			8			3			5			24
Runoff segment		25			6			16			47			8			9			(6	)		35			46
Corporate and Other		(108	)		(55	)		(58	)		(221	)		(65	)		(49	)		(45	)		(50	)		(209	)

Total Corporate and Other Division		(79	)		(48	)		(36	)		(163	)		(49	)		(32	)		(48	)		(10	)		(139	)

NET OPERATING INCOME		119			133			151			403			160			111			67			17			355

ADJUSTMENTS TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments		(13	)		15			(28	)		(26	)		2			(2	)		(18	)		17			(1	)
Goodwill impairment, net of taxes		—			—			—			—			—			(86	)		—			—			(86	)
Expenses related to restructuring, net of taxes		—			(13	)		—			(13	)		—			—			—			—			—
Income (loss) from discontinued operations, net of taxes		2			6			(20	)		(12	)		6			12			27			12			57

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		108			141			103			352			168			35			76			46			325
Add: net income attributable to noncontrolling interests		40			39			38			117			98			36			33			33			200

NET INCOME	$	148		$	180		$	141		$	469		$	266		$	71		$	109		$	79		$	525

Earnings Per Share Data:

Net income available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	0.22		$	0.29		$	0.21		$	0.71		$	0.34		$	0.07		$	0.16		$	0.09		$	0.66
Diluted	$	0.22		$	0.28		$	0.21		$	0.71		$	0.34		$	0.07		$	0.16		$	0.09		$	0.66

Net operating income per common share
Basic	$	0.24		$	0.27		$	0.31		$	0.82		$	0.32		$	0.23		$	0.14		$	0.03		$	0.72
Diluted	$	0.24		$	0.27		$	0.30		$	0.81		$	0.32		$	0.22		$	0.14		$	0.03		$	0.72

Weighted-average shares outstanding
Basic		494.0			493.4			492.5			493.3			491.9			491.7			491.5			491.2			491.6
Diluted		499.3			497.5			496.8			497.9			493.9			493.9			493.9			495.7			494.4

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2013		June 30, 2013		March 31, 2013		December 31, 2012		September 30, 2012
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	59,086	$	58,008	$	61,082	$	62,161	$	62,214
Equity securities available-for-sale, at fair value		379		411		490		518		524
Commercial mortgage loans		5,858		5,831		5,866		5,872		5,861
Restricted commercial mortgage loans related to securitization entities		290		309		324		341		359
Policy loans		1,668		1,671		1,606		1,601		1,626
Other invested assets		1,826		1,976		2,982		3,493		3,906
Restricted other invested assets related to securitization entities		392		392		399		393		393

Total investments		69,499		68,598		72,749		74,379		74,883
Cash and cash equivalents		3,554		3,613		3,797		3,632		3,720
Accrued investment income		705		639		769		715		746
Deferred acquisition costs		5,256		5,237		5,050		5,036		5,020
Intangible assets		404		433		346		366		375
Goodwill		867		867		868		868		868
Reinsurance recoverable		17,224		17,236		17,211		17,230		17,195
Other assets		668		704		706		710		975
Separate account assets		9,957		9,806		10,140		9,937		10,166
Assets associated with discontinued operations⁽¹⁾		—		443		439		439		439

Total assets	$	108,134	$	107,576	$	112,075	$	113,312	$	114,387

⁽¹⁾	The assets associated with discontinued operations prior to the sale on August 30, 2013 have been segregated in the consolidated balance sheets. The major assets categories for discontinued operations were as follows:


	September 30, 2013		June 30, 2013		March 31, 2013		December 31, 2012		September 30, 2012
ASSETS
Other invested assets	$	—	$	10	$	10	$	10	$	10
Cash and cash equivalents		—		24		22		21		21
Intangible assets		—		118		116		115		113
Goodwill		—		247		247		260		260
Other assets		—		44		44		33		35

Assets associated with discontinued operations	$	—	$	443	$	439	$	439	$	439

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	33,612		$	33,437		$	33,601		$	33,505		$	33,221
Policyholder account balances		25,266			24,935			25,886			26,262			26,449
Liability for policy and contract claims		7,271			7,302			7,343			7,509			7,545
Unearned premiums		4,160			4,022			4,193			4,333			4,291
Other liabilities		4,607			4,629			5,028			5,239			6,094
Borrowings related to securitization entities		297			317			329			336			353
Non-recourse funding obligations		2,046			2,054			2,062			2,066			2,325
Long-term borrowings		4,780			4,720			4,766			4,776			4,880
Deferred tax liability		293			369			1,132			1,507			1,406
Separate account liabilities		9,957			9,806			10,140			9,937			10,166
Liabilities associated with discontinued operations⁽¹⁾		—			83			86			61			56

Total liabilities		92,289			91,674			94,566			95,531			96,786

Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		12,149			12,139			12,131			12,127			12,162

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses):
Net unrealized gains on securities not other-than-temporarily impaired		1,106			1,296			2,471			2,692			2,641
Net unrealized gains (losses) on other-than-temporarily impaired securities		3			(2	)		(28	)		(54	)		(88	)

Net unrealized investment gains (losses)		1,109			1,294			2,443			2,638			2,553

Derivatives qualifying as hedges		1,442			1,581			1,799			1,909			2,011
Foreign currency translation and other adjustments		388			267			582			655			659

Total accumulated other comprehensive income		2,939			3,142			4,824			5,202			5,223
Retained earnings		2,215			2,107			1,966			1,863			1,695
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,700	)		(2,700	)

Total Genworth Financial, Inc.’s stockholders’ equity		14,604			14,689			16,222			16,493			16,381
Noncontrolling interests		1,241			1,213			1,287			1,288			1,220

Total stockholders’ equity		15,845			15,902			17,509			17,781			17,601

Total liabilities and stockholders’ equity	$	108,134		$	107,576		$	112,075		$	113,312		$	114,387

⁽¹⁾	The liabilities associated with discontinued operations prior to the sale on August 30, 2013 have been segregated in the consolidated balance sheets. The major liability categories for discontinued operations were as follows:


	September 30, 2013		June 30, 2013		March 31, 2013		December 31, 2012		September 30, 2012
LIABILITIES
Other liabilities	$	—	$	67	$	70	$	48	$	49
Deferred tax liability		—		16		16		13		7

Liabilities associated with discontinued operations	$	—	$	83	$	86	$	61	$	56

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Consolidated Balance Sheet by Segment

(amounts in millions)


		September 30, 2013
	U.S. Life Insurance		International Mortgage Insurance		U.S. Mortgage Insurance			International Protection		Runoff			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	54,853	$	9,100	$	1,922		$	1,661	$	2,846		$	3,376		$	73,758
Deferred acquisition costs and intangible assets		5,646		205		20			264		384			8			6,527
Reinsurance recoverable		16,227		20		58			29		890			—			17,224
Deferred tax and other assets		268		99		43			141		61			56			668
Separate account assets		—		—		—			—		9,957			—			9,957

Total assets	$	76,994	$	9,424	$	2,043		$	2,095	$	14,138		$	3,440		$	108,134

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	33,607	$	—	$	—		$	—	$	5		$	—		$	33,612
Policyholder account balances		21,732		—		—			16		3,518			—			25,266
Liability for policy and contract claims		5,108		451		1,587			107		18			—			7,271
Unearned premiums		617		2,887		123			524		9			—			4,160
Non-recourse funding obligations		2,076		—		—			—		—			(30	)		2,046
Deferred tax and other liabilities		4,250		334		(829	)		463		(83	)		765			4,900
Borrowings and capital securities		—		544		—			—		11			4,522			5,077
Separate account liabilities		—		—		—			—		9,957			—			9,957

Total liabilities		67,390		4,216		881			1,110		13,435			5,257			92,289

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		7,185		3,436		1,160			937		738			(1,791	)		11,665
Allocated accumulated other comprehensive income (loss)		2,419		531		2			48		(35	)		(26	)		2,939

Total Genworth Financial, Inc.’s stockholders’ equity		9,604		3,967		1,162			985		703			(1,817	)		14,604
Noncontrolling interests		—		1,241		—			—		—			—			1,241

Total stockholders’ equity		9,604		5,208		1,162			985		703			(1,817	)		15,845

Total liabilities and stockholders’ equity	$	76,994	$	9,424	$	2,043		$	2,095	$	14,138		$	3,440		$	108,134

⁽¹⁾	Includes inter-segment eliminations and non-core products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Consolidated Balance Sheet by Segment

(amounts in millions)


		June 30, 2013
	U.S. Life Insurance		International Mortgage Insurance		U.S. Mortgage Insurance			International Protection		Runoff			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	54,416	$	8,837	$	2,028		$	1,587	$	2,962		$	3,020		$	72,850
Deferred acquisition costs and intangible assets		5,667		202		19			256		364			29			6,537
Reinsurance recoverable		16,226		18		64			28		900			—			17,236
Deferred tax and other assets		357		105		47			146		33			16			704
Separate account assets		—		—		—			—		9,806			—			9,806
Assets associated with discontinued operations		—		—		—			—		—			443			443

Total assets	$	76,666	$	9,162	$	2,158		$	2,017	$	14,065		$	3,508		$	107,576

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	33,431	$	—	$	—		$	—	$	6		$	—		$	33,437
Policyholder account balances		21,323		—		—			15		3,597			—			24,935
Liability for policy and contract claims		5,042		442		1,696			103		19			—			7,302
Unearned premiums		603		2,780		120			509		10			—			4,022
Non-recourse funding obligations		2,084		—		—			—		—			(30	)		2,054
Deferred tax and other liabilities		4,145		349		(828	)		435		(79	)		976			4,998
Borrowings and capital securities		—		532		—			—		10			4,495			5,037
Separate account liabilities		—		—		—			—		9,806			—			9,806
Liabilities associated with discontinued operations		—		—		—			—		—			83			83

Total liabilities		66,628		4,103		988			1,062		13,369			5,524			91,674

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		7,283		3,394		1,162			943		747			(1,982	)		11,547
Allocated accumulated other comprehensive income (loss)		2,755		452		8			12		(51	)		(34	)		3,142

Total Genworth Financial, Inc.’s stockholders’ equity		10,038		3,846		1,170			955		696			(2,016	)		14,689
Noncontrolling interests		—		1,213		—			—		—			—			1,213

Total stockholders’ equity		10,038		5,059		1,170			955		696			(2,016	)		15,902

Total liabilities and stockholders’ equity	$	76,666	$	9,162	$	2,158		$	2,017	$	14,065		$	3,508		$	107,576

⁽¹⁾	Includes inter-segment eliminations and non-core products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Deferred Acquisition Costs Rollforward

(amounts in millions)


	U.S. Life Insurance			International Mortgage Insurance			U.S. Mortgage Insurance			International Protection			Runoff⁽¹⁾			Corporate and Other		Total
Unamortized balance as of June 30, 2013	$	4,707		$	149		$	11		$	232		$	344		$	—	$	5,443
Costs deferred		79			15			2			24			—			—		120
Amortization, net of interest accretion		(97	)		(12	)		(1	)		(24	)		(1	)		—		(135	)
Impact of foreign currency translation		—			4			—			7			—			—		11

Unamortized balance as of September 30, 2013		4,689			156			12			239			343			—		5,439
Effect of accumulated net unrealized investment (gains) losses		(182	)		—			—			—			(1	)		—		(183	)

Balance as of September 30, 2013	$	4,507		$	156		$	12		$	239		$	342		$	—	$	5,256

⁽¹⁾	Amortization, net of interest accretion, included $6 million of amortization related to net investment gains for the policyholder account balances.

U.S. Life Insurance Division

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income—U.S. Life Insurance Division

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	751		$	738		$	707		$	2,196		$	759		$	754		$	733		$	543		$	2,789
Net investment income		650			658			638			1,946			661			644			651			638			2,594
Net investment gains (losses)		(6	)		17			(12	)		(1	)		8			7			(21	)		(2	)		(8	)
Insurance and investment product fees and other		192			190			188			570			199			221			192			263			875

Total revenues		1,587			1,603			1,521			4,711			1,627			1,626			1,555			1,442			6,250

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		924			1,041			974			2,939			1,075			1,051			1,038			786			3,950
Interest credited		156			155			152			463			161			160			160			162			643
Acquisition and operating expenses, net of deferrals		154			177			163			494			169			170			169			169			677
Amortization of deferred acquisition costs and intangibles		139			80			87			306			78			94			82			223			477
Interest expense		25			24			23			72			26			24			24			12			86

Total benefits and expenses		1,398			1,477			1,399			4,274			1,509			1,499			1,473			1,352			5,833

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		189			126			122			437			118			127			82			90			417
Provision for income taxes		82			46			45			173			40			42			29			32			143

INCOME FROM CONTINUING OPERATIONS		107			80			77			264			78			85			53			58			274
ADJUSTMENTS TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		4			(10	)		8			2			(2	)		1			11			6			16
Expenses related to restructuring, net of taxes		—			9			—			9			—			—			—			—			—

NET OPERATING INCOME	$	111		$	79		$	85		$	275		$	76		$	86		$	64		$	64		$	290

Effective tax rate (operating income)⁽¹⁾		43.0	%		37.1	%		36.4	%		39.4	%		32.7	%		32.4	%		36.1	%		35.6	%		34.1	%

⁽¹⁾	The operating income (loss) effective tax rate for all pages in this financial supplement was calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income—U.S. Life Insurance Division

(amounts in millions)


	U.S. Life Insurance Segment
Three months ended September 30, 2013	Life Insurance			Long-Term Care			Fixed Annuities			Total U.S. Life Insurance Segment			Total
REVENUES:
Premiums	$	166		$	564		$	21		$	751		$	751
Net investment income		138			282			230			650			650
Net investment gains (losses)		—			(2	)		(4	)		(6	)		(6	)
Insurance and investment product fees and other		188			2			2			192			192

Total revenues		492			846			249			1,587			1,587

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		160			659			105			924			924
Interest credited		68			—			88			156			156
Acquisition and operating expenses, net of deferrals		47			90			17			154			154
Amortization of deferred acquisition costs and intangibles		88			31			20			139			139
Interest expense		25			—			—			25			25

Total benefits and expenses		388			780			230			1,398			1,398

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		104			66			19			189			189
Provision for income taxes		50			26			6			82			82

INCOME FROM CONTINUING OPERATIONS		54			40			13			107			107

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			1			3			4			4

NET OPERATING INCOME	$	54		$	41		$	16		$	111		$	111



Effective tax rate (operating income)		47.5	%		38.6	%		35.4	%		43.0	%		43.0	%



	U.S. Life Insurance Segment
Three months ended September 30, 2012	Life Insurance			Long-Term Care			Fixed Annuities			Total U.S. Life Insurance Segment			Total
REVENUES:
Premiums	$	187		$	541		$	26		$	754		$	754
Net investment income		129			266			249			644			644
Net investment gains (losses)		(2	)		1			8			7			7
Insurance and investment product fees and other		219			1			1			221			221

Total revenues		533			809			284			1,626			1,626

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		313			625			113			1,051			1,051
Interest credited		66			—			94			160			160
Acquisition and operating expenses, net of deferrals		51			100			19			170			170
Amortization of deferred acquisition costs and intangibles		49			19			26			94			94
Interest expense		24			—			—			24			24

Total benefits and expenses		503			744			252			1,499			1,499

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		30			65			32			127			127
Provision for income taxes		10			20			12			42			42

INCOME FROM CONTINUING OPERATIONS		20			45			20			85			85

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		2			—			(1	)		1			1

NET OPERATING INCOME	$	22		$	45		$	19		$	86		$	86



Effective tax rate (operating income)		32.8	%		30.9	%		35.4	%		32.4	%		32.4	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income—U.S. Life Insurance Division

(amounts in millions)


	U.S. Life Insurance Segment
Nine months ended September 30, 2013	Life Insurance			Long-Term Care			Fixed Annuities			Total U.S. Life Insurance Segment			Total
REVENUES:
Premiums	$	520		$	1,627		$	49		$	2,196		$	2,196
Net investment income		402			823			721			1,946			1,946
Net investment gains (losses)		5			(7	)		1			(1	)		(1	)
Insurance and investment product fees and other		561			4			5			570			570

Total revenues		1,488			2,447			776			4,711			4,711

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		704			1,950			285			2,939			2,939
Interest credited		200			—			263			463			463
Acquisition and operating expenses, net of deferrals		147			291			56			494			494
Amortization of deferred acquisition costs and intangibles		161			80			65			306			306
Interest expense		72			—			—			72			72

Total benefits and expenses		1,284			2,321			669			4,274			4,274

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		204			126			107			437			437
Provision for income taxes		86			49			38			173			173

INCOME FROM CONTINUING OPERATIONS		118			77			69			264			264

ADJUSTMENTS TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		4			1			2			2
Expenses related to restructuring, net of taxes		2			6			1			9			9

NET OPERATING INCOME	$	117		$	87		$	71		$	275		$	275



Effective tax rate (operating income)		42.0	%		38.4	%		35.8	%		39.4	%		39.4	%



	U.S. Life Insurance Segment
Nine months ended September 30, 2012	Life Insurance			Long-Term Care			Fixed Annuities			Total U.S. Life Insurance Segment			Total
REVENUES:
Premiums	$	365		$	1,591		$	74		$	2,030		$	2,030
Net investment income		388			787			758			1,933			1,933
Net investment gains (losses)		(16	)		(1	)		1			(16	)		(16	)
Insurance and investment product fees and other		667			4			5			676			676

Total revenues		1,404			2,381			838			4,623			4,623

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		659			1,880			336			2,875			2,875
Interest credited		196			—			286			482			482
Acquisition and operating expenses, net of deferrals		161			294			53			508			508
Amortization of deferred acquisition costs and intangibles		258			65			76			399			399
Interest expense		59			1			—			60			60

Total benefits and expenses		1,333			2,240			751			4,324			4,324

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		71			141			87			299			299
Provision for income taxes		24			48			31			103			103

INCOME FROM CONTINUING OPERATIONS		47			93			56			196			196

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		11			1			6			18			18

NET OPERATING INCOME	$	58		$	94		$	62		$	214		$	214



Effective tax rate (operating income)		34.0	%		34.3	%		35.4	%		34.5	%		34.5	%

U.S. Life Insurance Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income and Sales—U.S. Life Insurance Segment—Life Insurance

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q⁽¹⁾			2Q			1Q⁽²⁾			Total
REVENUES:
Premiums	$	166		$	173		$	181		$	520		$	177		$	187		$	189		$	(11	)	$	542
Net investment income		138			133			131			402			137			129			130			129			525
Net investment gains (losses)		—			9			(4	)		5			10			(2	)		(9	)		(5	)		(6	)
Insurance and investment product fees and other		188			187			186			561			198			219			188			260			865

Total revenues		492			502			494			1,488			522			533			498			373			1,926

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		160			280			264			704			264			313			281			65			923
Interest credited		68			68			64			200			69			66			65			65			265
Acquisition and operating expenses, net of deferrals		47			50			50			147			44			51			55			55			205
Amortization of deferred acquisition costs and intangibles		88			33			40			161			35			49			37			172			293
Interest expense		25			24			23			72			25			24			23			12			84

Total benefits and expenses		388			455			441			1,284			437			503			461			369			1,770

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		104			47			53			204			85			30			37			4			156
Provision for income taxes		50			16			20			86			30			10			13			1			54

INCOME FROM CONTINUING OPERATIONS		54			31			33			118			55			20			24			3			102

ADJUSTMENTS TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			(6	)		3			(3	)		(6	)		2			6			3			5
Expenses related to restructuring, net of taxes		—			2			—			2			—			—			—			—			—

NET OPERATING INCOME	$	54		$	27		$	36		$	117		$	49		$	22		$	30		$	6		$	107

Effective tax rate (operating income)		47.5	%		34.4	%		37.6	%		42.0	%		34.9	%		32.8	%		35.7	%		30.3	%		34.4	%

SALES:
Sales by Product:
Term Life	$	5		$	4		$	4		$	13		$	—		$	1		$	—		$	—		$	1
Term Universal Life		—			—			1			1			11			19			32			31			93
Universal Life		5			5			9			19			17			15			19			16			67
Linked-Benefits		2			3			2			7			3			3			3			3			12

Total Sales	$	12		$	12		$	16		$	40		$	31		$	38		$	54		$	50		$	173

Sales by Distribution Channel:
Financial Intermediaries	$	—		$	1		$	1		$	2		$	1		$	2		$	1		$	2		$	6
Independent Producers		12			10			15			37			30			35			52			48			165
Dedicated Sales Specialist		—			1			—			1			—			1			1			—			2

Total Sales	$	12		$	12		$	16		$	40		$	31		$	38		$	54		$	50		$	173

⁽¹⁾

In the third quarter of 2012, as part of a life block transaction, the company repurchased $270 million of non-recourse funding obligations resulting in a U.S. GAAP after-tax gain of approximately $21 million. The company also recorded higher after-tax deferred acquisition costs (DAC) amortization of approximately $25 million reflecting loss recognition associated with a third-party reinsurance treaty plus additional expenses. The combined transactions resulted in a U.S. GAAP after-tax loss of $6 million.

⁽²⁾

In January 2012, as part of a life block transaction, the company repurchased $475 million of non-recourse funding obligations resulting in a U.S. GAAP after-tax gain of approximately $52 million and then ceded certain term life insurance policies to a third-party reinsurer resulting in a U.S. GAAP after-tax loss, net of DAC, of $93 million. The combined transactions resulted in a U.S. GAAP after-tax loss of approximately $41 million.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Life Insurance In-Force

(amounts in millions)


	2013						2012
	3Q		2Q		1Q		4Q		3Q		2Q		1Q
Term and Whole Life Insurance
Life insurance in-force, net of reinsurance	$	335,039	$	336,008	$	338,014	$	340,394	$	382,735	$	387,333	$	391,870
Life insurance in-force before reinsurance	$	525,171	$	528,874	$	534,194	$	539,317	$	546,829	$	554,019	$	561,186

Term Universal Life Insurance
Life insurance in-force, net of reinsurance	$	133,500	$	134,868	$	136,222	$	137,359	$	133,846	$	119,687	$	112,906
Life insurance in-force before reinsurance	$	134,555	$	135,937	$	137,297	$	138,436	$	134,921	$	127,640	$	113,737

Universal Life Insurance
Life insurance in-force, net of reinsurance	$	43,447	$	43,773	$	44,051	$	44,129	$	43,523	$	43,232	$	42,734
Life insurance in-force before reinsurance	$	50,203	$	50,558	$	50,906	$	50,954	$	50,364	$	50,083	$	49,527

Total Life Insurance
Life insurance in-force, net of reinsurance	$	511,986	$	514,649	$	518,287	$	521,882	$	560,104	$	550,252	$	547,510
Life insurance in-force before reinsurance	$	709,929	$	715,369	$	722,397	$	728,707	$	732,114	$	731,742	$	724,450

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income and Sales—U.S. Life Insurance Segment—Long-Term Care

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	564		$	550		$	513		$	1,627		$	552		$	541		$	529		$	521		$	2,143
Net investment income		282			277			264			823			273			266			266			255			1,060
Net investment gains (losses)		(2	)		(2	)		(3	)		(7	)		1			1			—			(2	)		—
Insurance and investment product fees and other		2			1			1			4			—			1			2			1			4

Total revenues		846			826			775			2,447			826			809			797			775			3,207

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		659			663			628			1,950			694			625			654			601			2,574
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		90			107			94			291			105			100			96			98			399
Amortization of deferred acquisition costs and intangibles		31			24			25			80			17			19			24			22			82
Interest expense		—			—			—			—			1			—			1			—			2

Total benefits and expenses		780			794			747			2,321			817			744			775			721			3,057

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		66			32			28			126			9			65			22			54			150
Provision for income taxes		26			13			10			49			1			20			8			20			49

INCOME FROM CONTINUING OPERATIONS		40			19			18			77			8			45			14			34			101

ADJUSTMENTS TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			1			2			4			(1	)		—			—			1			—
Expenses related to reorganization, net of taxes		—			6			—			6			—			—			—			—			—

NET OPERATING INCOME	$	41		$	26		$	20		$	87		$	7		$	45		$	14		$	35		$	101

Effective tax rate (operating income)		38.6	%		40.2	%		35.4	%		38.4	%		2.1	%		30.9	%		38.4	%		36.5	%		32.6	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	4		$	3		$	4		$	11		$	6		$	5		$	5		$	5		$	21
Independent Producers		20			23			21			64			41			46			35			28			150
Dedicated Sales Specialist		13			12			10			35			13			12			13			12			50

Total Individual Long-Term Care		37			38			35			110			60			63			53			45			221
Group Long-Term Care		3			5			5			13			4			6			7			3			20

Total Sales	$	40		$	43		$	40		$	123		$	64		$	69		$	60		$	48		$	241

RATIOS:
Loss Ratio⁽¹⁾		63.7	%		66.6	%		66.2	%		65.5	%		73.2	%		62.8	%		71.2	%		63.4	%		67.7	%
Gross Benefits Ratio⁽²⁾		116.8	%		120.3	%		122.8	%		119.9	%		126.4	%		115.0	%		124.1	%		115.1	%		120.2	%

⁽¹⁾	The loss ratio was calculated by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽²⁾	The gross benefits ratio was calculated by dividing the benefits and other changes in policy reserves by net earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income and Sales—U.S. Life Insurance Segment—Fixed Annuities

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	21		$	15		$	13		$	49		$	30		$	26		$	15		$	33		$	104
Net investment income		230			248			243			721			251			249			255			254			1,009
Net investment gains (losses)		(4	)		10			(5	)		1			(3	)		8			(12	)		5			(2	)
Insurance and investment product fees and other		2			2			1			5			1			1			2			2			6

Total revenues		249			275			252			776			279			284			260			294			1,117

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		105			98			82			285			117			113			103			120			453
Interest credited		88			87			88			263			92			94			95			97			378
Acquisition and operating expenses, net of deferrals		17			20			19			56			20			19			18			16			73
Amortization of deferred acquisition costs and intangibles		20			23			22			65			26			26			21			29			102
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		230			228			211			669			255			252			237			262			1,006

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		19			47			41			107			24			32			23			32			111
Provision for income taxes		6			17			15			38			9			12			8			11			40

INCOME FROM CONTINUING OPERATIONS		13			30			26			69			15			20			15			21			71

ADJUSTMENTS TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		3			(5	)		3			1			5			(1	)		5			2			11
Expenses related to restructuring, net of taxes		—			1			—			1			—			—			—			—			—

NET OPERATING INCOME	$	16		$	26		$	29		$	71		$	20		$	19		$	20		$	23		$	82

Effective tax rate (operating income)		35.4	%		36.3	%		35.5	%		35.8	%		35.1	%		35.4	%		35.3	%		35.6	%		35.3	%

SALES:
Sales by Product:
Single Premium Immediate Annuities	$	53		$	48		$	40		$	141		$	69		$	63		$	51		$	74		$	257
Single Premium Deferred Annuities		707			164			67			938			179			424			285			262			1,150

Total Sales	$	760		$	212		$	107		$	1,079		$	248		$	487		$	336		$	336		$	1,407

Sales by Distribution Channel:
Financial Intermediaries	$	528		$	134		$	47		$	709		$	120		$	336		$	242		$	216		$	914
Independent Producers		226			71			56			353			118			145			90			116			469
Dedicated Sales Specialists		6			7			4			17			10			6			4			4			24

Total Sales	$	760		$	212		$	107		$	1,079		$	248		$	487		$	336		$	336		$	1,407

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Operating Performance Measures—U.S. Life Insurance Segment—Fixed Annuities

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Single Premium Deferred Annuities
Account value, beginning of the period	$	10,842		$	10,881		$	11,038		$	11,038		$	11,104		$	10,904		$	10,849		$	10,831		$	10,831
Deposits		714			166			68			948			184			427			286			264			1,161
Surrenders, benefits and product charges		(293	)		(281	)		(302	)		(876	)		(331	)		(310	)		(314	)		(330	)		(1,285	)

Net flows		421			(115	)		(234	)		72			(147	)		117			(28	)		(66	)		(124	)
Interest credited		78			76			77			231			81			83			83			84			331

Account value, end of the period		11,341			10,842			10,881			11,341			11,038			11,104			10,904			10,849			11,038


Single Premium Immediate Annuities
Account value, beginning of the period		6,010			6,319			6,442			6,442			6,469			6,427			6,404			6,433			6,433
Premiums and deposits		80			71			65			216			93			90			81			106			370
Surrenders, benefits and product charges		(214	)		(228	)		(235	)		(677	)		(235	)		(222	)		(235	)		(237	)		(929	)

Net flows		(134	)		(157	)		(170	)		(461	)		(142	)		(132	)		(154	)		(131	)		(559	)
Interest credited		71			72			73			216			75			75			77			78			305
Effect of accumulated net unrealized investment gains (losses)		(16	)		(224	)		(26	)		(266	)		40			99			100			24			263

Account value, end of the period		5,931			6,010			6,319			5,931			6,442			6,469			6,427			6,404			6,442


Structured Settlements
Account value, net of reinsurance, beginning of the period		1,097			1,101			1,101			1,101			1,104			1,106			1,107			1,107			1,107
Surrenders, benefits and product charges		(17	)		(18	)		(15	)		(50	)		(17	)		(17	)		(16	)		(14	)		(64	)

Net flows		(17	)		(18	)		(15	)		(50	)		(17	)		(17	)		(16	)		(14	)		(64	)
Interest credited		15			14			15			44			14			15			15			14			58

Account value, net of reinsurance, end of the period		1,095			1,097			1,101			1,095			1,101			1,104			1,106			1,107			1,101

Total Fixed Annuities	$	18,367		$	17,949		$	18,301		$	18,367		$	18,581		$	18,677		$	18,437		$	18,360		$	18,581

Global Mortgage Insurance Division

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss)—Global Mortgage Insurance Division

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	380		$	392		$	388		$	1,160		$	395		$	394		$	393		$	383		$	1,565
Net investment income		98			95			107			300			104			112			107			120			443
Net investment gains (losses)		7			13			3			23			12			—			11			29			52
Insurance and investment product fees and other		—			—			1			1			2			—			20			2			24

Total revenues		485			500			499			1,484			513			506			531			534			2,084

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		196			177			184			557			275			273			289			404			1,241
Acquisition and operating expenses, net of deferrals		91			96			91			278			(91	)		102			94			93			198
Amortization of deferred acquisition costs and intangibles		15			19			17			51			15			18			18			18			69
Interest expense		9			8			9			26			9			9			8			10			36

Total benefits and expenses		311			300			301			912			208			402			409			525			1,544

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		174			200			198			572			305			104			122			9			540
Provision (benefit) for income taxes		45			55			57			157			66			12			31			(4	)		105

INCOME FROM CONTINUING OPERATIONS		129			145			141			415			239			92			91			13			435
Less: net income attributable to noncontrolling interests		40			39			38			117			98			36			33			33			200

INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		89			106			103			298			141			56			58			(20	)		235

ADJUSTMENTS TO INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		(5	)		(1	)		(8	)		(8	)		1			(7	)		(17	)		(31	)
Expenses related to restructuring, net of taxes		—			1			—			1			—			—			—			—			—

NET OPERATING INCOME (LOSS)⁽¹⁾	$	87		$	102		$	102		$	291		$	133		$	57		$	51		$	(37	)	$	204

Effective tax rate (operating income (loss))		25.2	%		27.2	%		29.9	%		27.6	%		19.6	%		-1.8	%		21.6	%		41.5	%		8.5	%

⁽¹⁾	Net operating income (loss) adjusted for foreign exchange as compared to the prior year period for the Global Mortgage Insurance Division was $96 million and $302 million for the three and nine months ended September 30, 2013, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss)—Global Mortgage Insurance Division

(amounts in millions)


	International Mortgage Insurance Segment
Three months ended September 30, 2013	Canada			Australia			Other Countries			Total International Mortgage Insurance Segment			U.S. Mortgage Insurance Segment			Total
REVENUES:
Premiums	$	138		$	98		$	7		$	243		$	137		$	380
Net investment income		43			36			1			80			18			98
Net investment gains (losses)		9			(2	)		—			7			—			7
Insurance and investment product fees and other		—			(1	)		—			(1	)		1			—

Total revenues		190			131			8			329			156			485

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		30			29			14			73			123			196
Acquisition and operating expenses, net of deferrals		23			25			8			56			35			91
Amortization of deferred acquisition costs and intangibles		9			5			(1	)		13			2			15
Interest expense		6			3			—			9			—			9

Total benefits and expenses		68			62			21			151			160			311

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		122			69			(13	)		178			(4	)		174
Provision (benefit) for income taxes		38			9			(1	)		46			(1	)		45

INCOME (LOSS) FROM CONTINUING OPERATIONS		84			60			(12	)		132			(3	)		129
Less: net income attributable to noncontrolling interests		40			—			—			40			—			40

INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		44			60			(12	)		92			(3	)		89

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		1			—			(2	)		—			(2	)

NET OPERATING INCOME (LOSS)	$	41		$	61		$	(12	)	$	90		$	(3	)	$	87

Effective tax rate (operating income (loss))		35.0	%		13.6	%		11.2	%		24.9	%		14.0	%		25.2	%

	International Mortgage Insurance Segment
Three months ended September 30, 2012	Canada			Australia			Other Countries			Total International Mortgage Insurance Segment			U.S. Mortgage Insurance Segment			Total
REVENUES:
Premiums	$	147		$	98		$	11		$	256		$	138		$	394
Net investment income		46			44			2			92			20			112
Net investment gains (losses)		4			(2	)		—			2			(2	)		—
Insurance and investment product fees and other		—			—			—			—			—			—

Total revenues		197			140			13			350			156			506

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		44			46			9			99			174			273
Acquisition and operating expenses, net of deferrals		28			26			8			62			40			102
Amortization of deferred acquisition costs and intangibles		10			6			1			17			1			18
Interest expense		6			3			—			9			—			9

Total benefits and expenses		88			81			18			187			215			402

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		109			59			(5	)		163			(59	)		104
Provision (benefit) for income taxes		29			4			1			34			(22	)		12

INCOME (LOSS) FROM CONTINUING OPERATIONS		80			55			(6	)		129			(37	)		92
Less: net income attributable to noncontrolling interests		36			—			—			36			—			36

INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		44			55			(6	)		93			(37	)		56

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		2			1			1			—			1

NET OPERATING INCOME (LOSS)	$	42		$	57		$	(5	)	$	94		$	(37	)	$	57

Effective tax rate (operating income (loss))		25.6	%		8.2	%		-0.6	%		17.6	%		36.8	%		-1.8	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss)—Global Mortgage Insurance Division

(amounts in millions)


	International Mortgage Insurance Segment
Nine months ended September 30, 2013	Canada			Australia			Other Countries			Total International Mortgage Insurance Segment			U.S. Mortgage Insurance Segment			Total
REVENUES:
Premiums	$	423		$	300		$	25		$	748		$	412		$	1,160
Net investment income		129			121			3			253			47			300
Net investment gains (losses)		25			(2	)		—			23			—			23
Insurance and investment product fees and other		(1	)		(1	)		1			(1	)		2			1

Total revenues		576			418			29			1,023			461			1,484

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		109			113			31			253			304			557
Acquisition and operating expenses, net of deferrals		64			76			29			169			109			278
Amortization of deferred acquisition costs and intangibles		29			17			—			46			5			51
Interest expense		17			9			—			26			—			26

Total benefits and expenses		219			215			60			494			418			912

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		357			203			(31	)		529			43			572
Provision (benefit) for income taxes		105			42			(2	)		145			12			157

INCOME (LOSS) FROM CONTINUING OPERATIONS		252			161			(29	)		384			31			415
Less: net income attributable to noncontrolling interests		117			—			—			117			—			117

INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		135			161			(29	)		267			31			298

ADJUSTMENTS TO INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(9	)		1			—			(8	)		—			(8	)
Expenses related to restructuring, net of taxes		—			—			1			1			—			1

NET OPERATING INCOME (LOSS)	$	126		$	162		$	(28	)	$	260		$	31		$	291

Effective tax rate (operating income (loss))		31.6	%		21.0	%		7.8	%		27.5	%		28.5	%		27.6	%

	International Mortgage Insurance Segment
Nine months ended September 30, 2012	Canada			Australia			Other Countries			Total International Mortgage Insurance Segment			U.S. Mortgage Insurance Segment			Total
REVENUES:
Premiums	$	440		$	287		$	32		$	759		$	411		$	1,170
Net investment income		140			137			6			283			56			339
Net investment gains (losses)		11			(3	)		7			15			25			40
Insurance and investment product fees and other		—			—			—			—			22			22

Total revenues		591			421			45			1,057			514			1,571

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		147			237			37			421			545			966
Acquisition and operating expenses, net of deferrals		83			72			27			182			107			289
Amortization of deferred acquisition costs and intangibles		30			19			1			50			4			54
Interest expense		17			10			—			27			—			27

Total benefits and expenses		277			338			65			680			656			1,336

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		314			83			(20	)		377			(142	)		235
Provision (benefit) for income taxes		88			5			(1	)		92			(53	)		39

INCOME (LOSS) FROM CONTINUING OPERATIONS		226			78			(19	)		285			(89	)		196
Less: net income attributable to noncontrolling interests		102			—			—			102			—			102

INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		124			78			(19	)		183			(89	)		94

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(4	)		2			(4	)		(6	)		(17	)		(23	)

NET OPERATING INCOME (LOSS)	$	120		$	80		$	(23	)	$	177		$	(106	)	$	71

Effective tax rate (operating income (loss))		28.2	%		6.8	%		14.2	%		21.8	%		37.2	%		-23.2	%

International Mortgage Insurance Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income—International Mortgage Insurance Segment

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	243		$	251		$	254		$	748		$	257		$	256		$	256		$	247		$	1,016
Net investment income		80			85			88			253			92			92			94			97			375
Net investment gains (losses)		7			13			3			23			1			2			11			2			16
Insurance and investment product fees and other		(1	)		—			—			(1	)		1			—			—			—			1

Total revenues		329			349			345			1,023			351			350			361			346			1,408

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		73			80			100			253			95			99			115			207			516
Acquisition and operating expenses, net of deferrals		56			61			52			169			(127	)		62			61			59			55
Amortization of deferred acquisition costs and intangibles		13			17			16			46			14			17			16			17			64
Interest expense		9			8			9			26			9			9			8			10			36

Total benefits and expenses		151			166			177			494			(9	)		187			200			293			671

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		178			183			168			529			360			163			161			53			737
Provision for income taxes		46			51			48			145			96			34			45			13			188

INCOME FROM CONTINUING OPERATIONS		132			132			120			384			264			129			116			40			549
Less: net income attributable to noncontrolling interests		40			39			38			117			98			36			33			33			200

INCOME FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		92			93			82			267			166			93			83			7			349

ADJUSTMENTS TO INCOME FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		(5	)		(1	)		(8	)		(1	)		1			(7	)		—			(7	)
Expenses related to restructuring, net of taxes		—			1			—			1			—			—			—			—			—

NET OPERATING INCOME⁽¹⁾	$	90		$	89		$	81		$	260		$	165		$	94		$	76		$	7		$	342

Effective tax rate (operating income)		24.9	%		27.8	%		29.9	%		27.5	%		28.5	%		17.6	%		27.4	%		6.8	%		25.1	%

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the International Mortgage Insurance segment was $99 million and $271 million for the three and nine months ended September 30, 2013, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income and Sales—International Mortgage Insurance Segment—Canada

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q⁽¹⁾			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	138		$	141		$	144		$	423		$	147		$	147		$	148		$	145		$	587
Net investment income		43			42			44			129			47			46			47			47			187
Net investment gains (losses)		9			12			4			25			1			4			1			6			12
Insurance and investment product fees and other		—			(1	)		—			(1	)		—			—			—			—			—

Total revenues		190			194			192			576			195			197			196			198			786

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		30			35			44			109			46			44			48			55			193
Acquisition and operating expenses, net of deferrals		23			22			19			64			(163	)		28			29			26			(80	)
Amortization of deferred acquisition costs and intangibles		9			10			10			29			9			10			10			10			39
Interest expense		6			5			6			17			6			6			5			6			23

Total benefits and expenses		68			72			79			219			(102	)		88			92			97			175

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		122			122			113			357			297			109			104			101			611
Provision for income taxes		38			35			32			105			84			29			30			29			172

INCOME FROM CONTINUING OPERATIONS		84			87			81			252			213			80			74			72			439
Less: net income attributable to noncontrolling interests		40			39			38			117			98			36			33			33			200

INCOME FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		44			48			43			135			115			44			41			39			239

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		(5	)		(1	)		(9	)		(1	)		(2	)		—			(2	)		(5	)

NET OPERATING INCOME⁽²⁾	$	41		$	43		$	42		$	126		$	114		$	42		$	41		$	37		$	234

Effective tax rate (operating income)		35.0	%		29.3	%		30.2	%		31.6	%		31.6	%		25.6	%		30.0	%		29.3	%		29.9	%

SALES:
New Insurance Written (NIW)
Flow	$	6,000		$	4,700		$	3,300		$	14,000		$	4,400		$	7,200		$	5,700		$	3,500		$	20,800
Bulk		3,900			6,400			2,400			12,700			4,100			2,600			13,100			500			20,300

Total Canada NIW⁽³⁾	$	9,900		$	11,100		$	5,700		$	26,700		$	8,500		$	9,800		$	18,800		$	4,000		$	41,100

⁽¹⁾

⁽²⁾	Net operating income for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $42 million and $128 million for the three and nine months ended September 30, 2013, respectively.

⁽³⁾	New insurance written for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $10,100 million and $27,100 million for the three and nine months ended September 30, 2013, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss) and Sales—International Mortgage Insurance Segment—Australia

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	98		$	101		$	101		$	300		$	101		$	98		$	98		$	91		$	388
Net investment income		36			42			43			121			44			44			46			47			181
Net investment gains (losses)		(2	)		1			(1	)		(2	)		1			(2	)		4			(5	)		(2	)
Insurance and investment product fees and other		(1	)		—			—			(1	)		—			—			—			—			—

Total revenues		131			144			143			418			146			140			148			133			567

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		29			36			48			113			37			46			53			138			274
Acquisition and operating expenses, net of deferrals		25			27			24			76			27			26			23			23			99
Amortization of deferred acquisition costs and intangibles		5			6			6			17			5			6			6			7			24
Interest expense		3			3			3			9			3			3			3			4			13

Total benefits and expenses		62			72			81			215			72			81			85			172			410

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		69			72			62			203			74			59			63			(39	)		157
Provision (benefit) for income taxes		9			17			16			42			12			4			16			(15	)		17

INCOME (LOSS) FROM CONTINUING OPERATIONS		60			55			46			161			62			55			47			(24	)		140
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		60			55			46			161			62			55			47			(24	)		140

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		1			—			—			1			—			2			(3	)		3			2

NET OPERATING INCOME (LOSS)⁽¹⁾	$	61		$	55		$	46		$	162		$	62		$	57		$	44		$	(21	)	$	142

Effective tax rate (operating income (loss))		13.6	%		23.5	%		26.6	%		21.0	%		16.5	%		8.2	%		24.8	%		39.9	%		11.3	%

SALES:
New Insurance Written (NIW)
Flow	$	8,000		$	8,700		$	7,900		$	24,600		$	9,600		$	8,800		$	8,200		$	7,700		$	34,300
Bulk		100			900			—			1,000			—			—			300			300			600

Total Australia NIW⁽²⁾	$	8,100		$	9,600		$	7,900		$	25,600		$	9,600		$	8,800		$	8,500		$	8,000		$	34,900

⁽¹⁾	Net operating income for the Australian platform adjusted for foreign exchange as compared to the prior year period was $69 million and $170 million for the three and nine months ended September 30, 2013, respectively.

⁽²⁾	New insurance written for the Australian platform adjusted for foreign exchange as compared to the prior year period was $9,000 million and $26,600 million for the three and nine months ended September 30, 2013, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Loss and Sales—International Mortgage Insurance Segment—Other Countries

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	7		$	9		$	9		$	25		$	9		$	11		$	10		$	11		$	41
Net investment income		1			1			1			3			1			2			1			3			7
Net investment gains (losses)		—			—			—			—			(1	)		—			6			1			6
Insurance and investment product fees and other		—			1			—			1			1			—			—			—			1

Total revenues		8			11			10			29			10			13			17			15			55

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		14			9			8			31			12			9			14			14			49
Acquisition and operating expenses, net of deferrals		8			12			9			29			9			8			9			10			36
Amortization of deferred acquisition costs and intangibles		(1	)		1			—			—			—			1			—			—			1
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		21			22			17			60			21			18			23			24			86

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(13	)		(11	)		(7	)		(31	)		(11	)		(5	)		(6	)		(9	)		(31	)
Provision (benefit) for income taxes		(1	)		(1	)		—			(2	)		—			1			(1	)		(1	)		(1	)

LOSS FROM CONTINUING OPERATIONS		(12	)		(10	)		(7	)		(29	)		(11	)		(6	)		(5	)		(8	)		(30	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

LOSS FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		(12	)		(10	)		(7	)		(29	)		(11	)		(6	)		(5	)		(8	)		(30	)

ADJUSTMENTS TO LOSS FROM CONTINUING OPERATIONS AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			1			(4	)		(1	)		(4	)
Expenses related to restructuring, net of taxes		—			1			—			1			—			—			—			—			—

NET OPERATING LOSS⁽¹⁾	$	(12	)	$	(9	)	$	(7	)	$	(28	)	$	(11	)	$	(5	)	$	(9	)	$	(9	)	$	(34	)

Effective tax rate (operating loss)		11.2	%		5.7	%		4.9	%		7.8	%		-5.6	%		-0.6	%		26.7	%		10.1	%		8.8	%

SALES:
New Insurance Written (NIW)
Flow	$	500		$	400		$	400		$	1,300		$	500		$	400		$	500		$	300		$	1,700
Bulk		—			—			—			—			—			—			—			—			—

Total Other Countries NIW⁽²⁾	$	500		$	400		$	400		$	1,300		$	500		$	400		$	500		$	300		$	1,700

⁽¹⁾	Net operating loss for the Other Countries platform adjusted for foreign exchange as compared to the prior year period was $(12) million and $(27) million for the three and nine months ended September 30, 2013, respectively.

⁽²⁾	New insurance written for the Other Countries platform adjusted for foreign exchange as compared to the prior year period was $500 million and $1,300 million for the three and nine months ended September 30, 2013, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Key Performance Measures—International Mortgage Insurance Segment

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written
Canada	$	156		$	134		$	84		$	374		$	118		$	176		$	175		$	79		$	548
Australia		123			132			117			372			157			131			103			102			493
Other Countries⁽¹⁾		6			7			5			18			—			7			7			6			20

Total International Net Premiums Written	$	285		$	273		$	206		$	764		$	275		$	314		$	285		$	187		$	1,061

Loss Ratio⁽²⁾
Canada		22	%		25	%		31	%		26	%		31	%		30	%		32	%		38	%		33	%
Australia		31	%		35	%		47	%		38	%		36	%		47	%		54	%		154	%		70	%
Other Countries		170	%		110	%		90	%		122	%		133	%		97	%		129	%		128	%		122	%
Total International Loss Ratio		31	%		32	%		39	%		34	%		37	%		39	%		45	%		84	%		51	%

GAAP Basis Expense Ratio⁽³⁾
Canada⁽⁴⁾		23	%		22	%		20	%		22	%		-103	%		26	%		26	%		25	%		-7	%
Australia		30	%		32	%		31	%		31	%		32	%		32	%		30	%		33	%		32	%
Other Countries⁽¹⁾		106	%		129	%		113	%		116	%		103	%		85	%		82	%		94	%		90	%
Total International GAAP Basis Expense Ratio⁽⁴⁾		29	%		30	%		27	%		29	%		-43	%		30	%		30	%		31	%		12	%

Adjusted Expense Ratio⁽⁵⁾
Canada⁽⁴⁾		20	%		23	%		35	%		25	%		-130	%		21	%		22	%		46	%		-7	%
Australia		24	%		25	%		27	%		25	%		21	%		24	%		29	%		29	%		25	%
Other Countries⁽¹⁾		136	%		177	%		174	%		162	%		NM	⁽⁶⁾		118	%		131	%		162	%		185	%
Total International Adjusted Expense Ratio⁽⁴⁾		24	%		28	%		34	%		28	%		-41	%		25	%		27	%		41	%		11	%

The loss and expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾

Includes the impact of settlements and cancelled insurance contracts, primarily with lenders in Europe. Primary flow risk in-force excludes $285 million, $250 million, $225 million, $213 million, $183 million, $154 million and $134 million of risk in-force in Europe ceded under quota share reinsurance agreements as of September 30, 2013, June 30, 2013, March 31, 2013, December 31, 2012, September 30, 2012, June 30, 2012 and March 31, 2012, respectively.

⁽²⁾

The ratio of incurred losses and loss adjustment expense to net earned premiums. In determining the pricing of the mortgage insurance products, the company develops a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporate both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance.

⁽³⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁴⁾

Effective January 1, 2013, the Government Guarantee Agreement and all obligations under it, including the requirement for a government guarantee fund and payment of exit fees related to it, was terminated. As a result, in the fourth quarter of 2012, acquisition and operating expenses, net of deferrals, for the Canadian platform included a favorable adjustment of $186 million associated with the reversal of the accrued liability for exit fees. For the three and twelve months ended December 31, 2012, excluding the exit fee adjustment, the GAAP basis expense ratios for the Canadian platform were 22% and 25%, respectively, and the adjusted expense ratios for the Canadian platform were 28% and 27%, respectively. For the three and twelve months ended December 31, 2012, excluding the exit fee adjustment, the GAAP basis expense ratios for the International Mortgage Insurance segment were 29% and 30%, respectively, and the adjusted expense ratios for the International Mortgage Insurance segment were 27% and 29%, respectively.

⁽⁵⁾	The ratio of an insurer’s general expenses to net premiums written. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁶⁾	“NM” is defined as not meaningful for percentages greater than 200%.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Key Performance Measures—International Mortgage Insurance Segment

(amounts in millions)


	2013								2012
	3Q		2Q			1Q			4Q			3Q		2Q		1Q
Primary Insurance In-Force
Canada	$	300,700	$	285,200	⁽¹⁾	$	284,700	⁽¹⁾	$	303,400	⁽¹⁾	$	299,600	$	281,700	$	269,100
Australia		275,500		266,500			299,000			295,600			291,500		286,200		287,100
Other Countries		32,500		31,300			31,400			32,200			31,900		31,400		33,600

Total International Primary Insurance In-Force	$	608,700	$	583,000		$	615,100		$	631,200		$	623,000	$	599,300	$	589,800

Primary Risk In-Force⁽²⁾
Canada
Flow	$	83,400	$	79,700		$	80,900		$	81,900		$	81,300	$	76,600	$	76,200
Bulk		21,900		20,100			18,800			24,300			23,500		22,000		18,000

Total Canada		105,300		99,800			99,700			106,200			104,800		98,600		94,200

Australia
Flow		88,800		85,700			96,100			94,800			93,100		90,600		90,600
Bulk		7,600		7,600			8,500			8,700			9,000		9,600		9,900

Total Australia		96,400		93,300			104,600			103,500			102,100		100,200		100,500

Other Countries
Flow⁽³⁾		4,000		3,900			3,900			4,000			3,900		3,900		4,200
Bulk		300		300			300			300			400		400		400

Total Other Countries		4,300		4,200			4,200			4,300			4,300		4,300		4,600

Total International Primary Risk In-Force	$	206,000	$	197,300		$	208,500		$	214,000		$	211,200	$	203,100	$	199,300

⁽¹⁾

As part of an ongoing effort to improve the estimate of outstanding insurance exposure, the company surveyed its largest customers and obtained updated outstanding balances in Canada. As a result, the company estimates that the outstanding balance of insured mortgages was approximately $155.0 billion as of June 30, 2013 and $150.0 billion as of March 31, 2013 and December 31, 2012. This is based on the extrapolation of the amounts reported by lenders surveyed to the entire insured population.

⁽²⁾

The businesses in Australia and Canada currently provide 100% coverage on the majority of the loans the company insures in those markets. For the purpose of representing the risk in-force, the company has computed an “effective risk in-force” amount which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents the highest expected average per-claim payment for any one underwriting year over the life of the businesses in Australia and Canada. This factor was 35% for all periods presented.

⁽³⁾

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Key Performance Measures—International Mortgage Insurance Segment—Canada

(dollar amounts in millions)



Primary Insurance	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Insured loans in-force⁽¹⁾		1,501,139			1,464,060			1,428,163			1,502,858			1,483,111
Insured delinquent loans		1,778			1,778			1,963			2,153			2,183
Insured delinquency rate⁽²⁾		0.12	%		0.12	%		0.14	%		0.14	%		0.15	%

Flow loans in-force⁽¹⁾		1,171,486			1,151,957			1,136,321			1,126,468			1,112,910
Flow delinquent loans		1,566			1,562			1,726			1,924			1,943
Flow delinquency rate⁽²⁾		0.13	%		0.14	%		0.15	%		0.17	%		0.17	%

Bulk loans in-force⁽¹⁾		329,653			312,103			291,842			376,390			370,201
Bulk delinquent loans		212			216			237			229			240
Bulk delinquency rate⁽²⁾		0.06	%		0.07	%		0.08	%		0.06	%		0.06	%

Loss Metrics	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012

Beginning Reserves	$	112		$	118		$	130		$	136		$	141
Paid claims⁽³⁾		(33	)		(39	)		(53	)		(52	)		(54	)
Increase in reserves		27			36			44			40			44
Impact of changes in foreign exchange rates		2			(3	)		(3	)		6			5

Ending Reserves	$	108		$	112		$	118		$	130		$	136


	September 30, 2013						June 30, 2013						September 30, 2012
Province and Territory	% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate
Ontario		47	%		0.07	%		47	%		0.07	%		46	%		0.09%
British Columbia		15			0.18	%		15			0.18	%		16			0.18%
Alberta		16			0.14	%		16			0.15	%		16			0.24%
Quebec		14			0.17	%		14			0.17	%		14			0.20%
Nova Scotia		2			0.21	%		2			0.20	%		2			0.18%
Saskatchewan		2			0.12	%		2			0.14	%		2			0.13%
Manitoba		2			0.08	%		2			0.09	%		2			0.07%
New Brunswick		1			0.21	%		1			0.20	%		1			0.22%
All Other		1			0.12	%		1			0.10	%		1			0.12%

Total		100	%		0.12	%		100	%		0.12	%		100	%		0.15%


By Policy Year
2005 and prior		27	%		0.03	%		29	%		0.03	%		30	%		0.04%
2006		8			0.11	%		8			0.10	%		8			0.18%
2007		10			0.24	%		10			0.26	%		16			0.26%
2008		8			0.28	%		9			0.28	%		10			0.35%
2009		6			0.23	%		6			0.23	%		6			0.30%
2010		9			0.24	%		9			0.26	%		10			0.27%
2011		9			0.25	%		9			0.23	%		9			0.14%
2012		13			0.07	%		14			0.06	%		11			0.01%
2013		10			0.01	%		6			—	%		—			— %

Total		100	%		0.12	%		100	%		0.12	%		100	%		0.15%

⁽¹⁾	Insured loans in-force represent the original number of loans insured for which the coverage term has not expired, and for which no policy level cancellation or termination has been received.

⁽²⁾	Delinquent rates are based on insured loans in-force.

⁽³⁾	Paid claims exclude adjustments for expected recoveries related to loss reserves.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Key Performance Measures—International Mortgage Insurance Segment—Canada

(Canadian dollar amounts in millions)


	2013											2012
	3Q			2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims⁽¹⁾
Flow	$	32		$	39		$	51		$	122	$	49		$	52		$	52		$	62		$	215
Bulk		2			1			2			5		2			2			2			2			8

Total Paid Claims	$	34		$	40		$	53		$	127	$	51		$	54		$	54		$	64		$	223


Average Paid Claim (in thousands)	$	69.4		$	73.1		$	84.9				$	84.6		$	80.9		$	76.7		$	73.0

Average Reserve Per Delinquency (in thousands)	$	62.5		$	66.1		$	61.3				$	60.1		$	61.1		$	59.4		$	56.6

Loss Metrics

Beginning Reserves	$	118		$	120		$	129				$	134		$	143		$	148		$	164
Paid claims		(34	)		(40	)		(53	)				(51	)		(54	)		(54	)		(64	)
Increase in reserves		27			38			44					46			45			49			48

Ending Reserves	$	111		$	118		$	120				$	129		$	134		$	143		$	148

Loan Amount
Over $550K		5	%		5	%		5	%				5	%		5	%		5	%		5	%
$400K to $550K		10			10			10					9			9			9			8
$250K to $400K		32			32			31					31			30			30			30
$100K to $250K		48			48			49					49			50			50			51
$100K or Less		5			5			5					6			6			6			6

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	206		$	205		$	203				$	201		$	199		$	197		$	196

Average Effective Loan-To-Value Ratios By Policy Year⁽²⁾

2006 and prior		36	%		38	%		39	%				40	%		40	%		41	%		42	%
2007		64	%		66	%		68	%				68	%		69	%		69	%		71	%
2008		69	%		71	%		72	%				73	%		73	%		74	%		76	%
2009		71	%		73	%		74	%				75	%		75	%		76	%		78	%
2010		77	%		80	%		81	%				82	%		82	%		83	%		85	%
2011		83	%		86	%		87	%				88	%		88	%		88	%		91	%
2012		87	%		90	%		91	%				92	%		91	%		91	%		—	%
2013		91	%		92	%		—	%				—	%		—	%		—	%		—	%
Total Flow		55	%		56	%		56	%				56	%		56	%		56	%		57	%

Total Bulk		34	%		31	%		31	%				29	%		29	%		26	%		28	%

Total		51	%		50	%		50	%				50	%		50	%		50	%		51	%

All amounts presented in Canadian dollars.

⁽¹⁾	Paid claims exclude adjustments for expected recoveries related to loss reserves.

⁽²⁾

Loan amounts (including capitalized premiums) reflect interest rates at time of loan origination and estimated scheduled principal repayments since loan origination. Home price estimates based on regional home price appreciation/depreciation data from the Canadian Real Estate Association. All data used in the effective loan-to-value ratio calculation reflects conditions as of the end of the previous quarter.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Key Performance Measures—International Mortgage Insurance Segment—Australia

(dollar amounts in millions)


Primary Insurance	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Insured loans in-force		1,463,148			1,459,376			1,448,090			1,440,719			1,440,397
Insured delinquent loans		5,454			5,820			5,868			5,851			6,791
Insured delinquency rate		0.37	%		0.40	%		0.41	%		0.41	%		0.47	%

Flow loans in-force		1,336,901			1,330,157			1,320,701			1,311,052			1,306,316
Flow delinquent loans		5,192			5,513			5,567			5,567			6,475
Flow delinquency rate		0.39	%		0.41	%		0.42	%		0.42	%		0.50	%

Bulk loans in-force		126,247			129,219			127,389			129,667			134,081
Bulk delinquent loans		262			307			301			284			316
Bulk delinquency rate		0.21	%		0.24	%		0.24	%		0.22	%		0.24	%

Loss Metrics	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012

Beginning Reserves	$	200		$	238		$	251		$	287		$	320
Paid claims		(37	)		(45	)		(61	)		(73	)		(83	)
Increase in reserves		30			35			48			37			46
Impact of changes in foreign exchange rates		5			(28	)		—			—			4

Ending Reserves	$	198		$	200		$	238		$	251		$	287


	September 30, 2013						June 30, 2013						September 30, 2012
State and Territory	% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate
New South Wales		30	%		0.35	%		30	%		0.38	%		30	%		0.45%
Victoria		23			0.31	%		23			0.33	%		23			0.34%
Queensland		22			0.52	%		22			0.54	%		23			0.69%
Western Australia		11			0.32	%		11			0.36	%		11			0.46%
South Australia		6			0.45	%		6			0.45	%		6			0.51%
New Zealand		2			0.50	%		2			0.54	%		2			0.64%
Australian Capital Territory		3			0.09	%		3			0.10	%		2			0.11%
Tasmania		2			0.32	%		2			0.35	%		2			0.41%
Northern Territory		1			0.16	%		1			0.16	%		1			0.18%

Total		100	%		0.37	%		100	%		0.40	%		100	%		0.47%

By Policy Year
2005 and prior		28	%		0.16	%		28	%		0.18	%		30	%		0.21%
2006		8			0.62	%		8			0.64	%		10			0.72%
2007		9			0.76	%		10			0.82	%		11			0.96%
2008		9			0.93	%		9			0.98	%		10			1.19%
2009		11			0.67	%		11			0.73	%		12			0.80%
2010		8			0.35	%		8			0.33	%		9			0.34%
2011		8			0.29	%		9			0.27	%		9			0.15%
2012		11			0.16	%		11			0.10	%		9			0.02%
2013		8			0.01	%		6			0.01	%		—			— %

Total		100	%		0.37	%		100	%		0.40	%		100	%		0.47%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Key Performance Measures—International Mortgage Insurance Segment—Australia

(Australian dollar amounts in millions)


	2013											2012
	3Q			2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	39		$	44		$	59		$	142	$	70		$	79		$	70		$	66		$	285
Bulk		2			—			—			2		1			1			—			—			2

Total Paid Claims	$	41		$	44		$	59		$	144	$	71		$	80		$	70		$	66		$	287


Average Paid Claim (in thousands)	$	79.9		$	80.3		$	81.4				$	80.9		$	83.5		$	91.2		$	77.1

Average Reserve Per Delinquency (in thousands)	$	38.8		$	37.7		$	38.9				$	41.2		$	40.8		$	41.5		$	42.2

Loss Metrics
Beginning Reserves	$	220		$	228		$	241				$	277		$	312		$	331		$	266
Paid claims		(41	)		(44	)		(59	)				(71	)		(80	)		(70	)		(66	)
Increase in reserves		33			36			46					35			45			51			131

Ending Reserves	$	212		$	220		$	228				$	241		$	277		$	312		$	331

Loan Amount

Over $550K		12	%		12	%		12	%				12	%		11	%		11	%		11	%
$400K to $550K		17			17			16					16			16			16			15
$250K to $400K		37			37			37					37			37			36			36
$100K to $250K		28			28			29					29			30			30			31
$100K or Less		6			6			6					6			6			7			7

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%


Average Primary Loan Size (in thousands)	$	202		$	200		$	198				$	197		$	195		$	193		$	192
Average Effective Loan-To-Value Ratios By Policy Year^{(1), (2)}

2006 and prior		43	%		47	%		48	%				48	%		49	%		49	%		48	%
2007		66	%		67	%		68	%				68	%		69	%		69	%		67	%
2008		74	%		74	%		76	%				76	%		77	%		77	%		74	%
2009		77	%		77	%		79	%				79	%		80	%		80	%		78	%
2010		83	%		83	%		85	%				85	%		86	%		86	%		85	%
2011		85	%		85	%		87	%				87	%		88	%		88	%		86	%
2012		85	%		85	%		86	%				85	%		86	%		86	%		—	%
2013		87	%		87	%		—	%				—	%		—	%		—	%		—	%
Total Flow		65	%		68	%		69	%				68	%		68	%		68	%		66	%

Total Bulk		32	%		37	%		38	%				38	%		38	%		38	%		38	%
Total		61	%		65	%		66	%				65	%		65	%		65	%		63	%

All amounts presented in Australian dollars.

⁽¹⁾

Loan amounts (including capitalized premiums) reflect interest rates at time of loan origination and estimated scheduled principal repayments since loan origination. Home price estimates based on regional home price appreciation/depreciation data from RP Data (except Tasmania which is from the Australian Bureau of Statistics prior to 2Q12). All data used in the effective loan-to-value ratio calculation reflects conditions as of the end of the previous quarter. Effective loan-to-value ratios exclude New Zealand and inward reinsurance policies.

⁽²⁾	Beginning in the third quarter of 2013, data from RP Data extended back to 1999. Previously, the data extended back to 2002. Previous periods were not re-presented for this change.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Key Performance Measures—International Mortgage Insurance Segment

(amounts in millions)


Risk In-Force by Loan-To-Value Ratio⁽¹⁾	September 30, 2013						June 30, 2013
	Primary		Flow		Bulk		Primary		Flow		Bulk
Canada
95.01% and above	$	37,612	$	37,612	$	—	$	35,665	$	35,665	$	—
90.01% to 95.00%		26,007		26,005		2		25,006		25,004		2
80.01% to 90.00%		19,686		16,605		3,081		18,761		16,051		2,709
80.00% and below		21,957		3,154		18,803		20,399		3,022		17,377

Total Canada	$	105,262	$	83,375	$	21,887	$	99,832	$	79,743	$	20,089

Australia
95.01% and above	$	18,269	$	18,268	$	1	$	17,518	$	17,517	$	1
90.01% to 95.00%		22,413		22,405		8		21,418		21,409		8
80.01% to 90.00%		24,973		24,877		96		24,111		24,019		93
80.00% and below		30,783		23,290		7,493		30,214		22,706		7,508

Total Australia	$	96,438	$	88,840	$	7,598	$	93,261	$	85,651	$	7,609

Other Countries⁽²⁾
95.01% and above	$	718	$	718	$	—	$	702	$	702	$	—
90.01% to 95.00%		2,086		2,032		54		2,004		1,947		57
80.01% to 90.00%		1,258		1,026		232		1,233		989		244
80.00% and below		247		216		30		241		209		32

Total Other Countries	$	4,308	$	3,992	$	316	$	4,180	$	3,847	$	333

Amounts may not total due to rounding.

⁽¹⁾	Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

⁽²⁾	Other Countries flow and primary risk in-force exclude $285 million and $250 million, respectively, of risk in-force in Europe ceded under quota share reinsurance agreements as of September 30, 2013 and June 30, 2013.

U.S. Mortgage Insurance Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss) and Sales—U.S. Mortgage Insurance Segment

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	137		$	141		$	134		$	412		$	138		$	138		$	137		$	136		$	549
Net investment income		18			10			19			47			12			20			13			23			68
Net investment gains (losses)		—			—			—			—			11			(2	)		—			27			36
Insurance and investment product fees and other		1			—			1			2			1			—			20			2			23

Total revenues		156			151			154			461			162			156			170			188			676

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		123			97			84			304			180			174			174			197			725
Acquisition and operating expenses, net of deferrals		35			35			39			109			36			40			33			34			143
Amortization of deferred acquisition costs and intangibles		2			2			1			5			1			1			2			1			5

Total benefits and expenses		160			134			124			418			217			215			209			232			873

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(4	)		17			30			43			(55	)		(59	)		(39	)		(44	)		(197	)
Provision (benefit) for income taxes		(1	)		4			9			12			(30	)		(22	)		(14	)		(17	)		(83	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		(3	)		13			21			31			(25	)		(37	)		(25	)		(27	)		(114	)

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			(7	)		—			—			(17	)		(24	)

NET OPERATING INCOME (LOSS)	$	(3	)	$	13		$	21		$	31		$	(32	)	$	(37	)	$	(25	)	$	(44	)	$	(138	)

Effective tax rate (operating income (loss))		14.0	%		22.9	%		30.1	%		28.5	%		50.7	%		36.8	%		37.0	%		37.7	%		41.0	%

SALES:
New Insurance Written (NIW)
Flow	$	6,400		$	6,300		$	4,700		$	17,400		$	5,100		$	4,700		$	3,600		$	3,000		$	16,400
Bulk		—			—			—			—			—			—			—			—			—

Total U.S. Mortgage Insurance NIW	$	6,400		$	6,300		$	4,700		$	17,400		$	5,100		$	4,700		$	3,600		$	3,000		$	16,400

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Other Metrics—U.S. Mortgage Insurance Segment

(dollar amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written	$	140		$	144		$	135		$	419		$	140		$	135		$	139		$	140		$	554

New Risk Written
Flow	$	1,577		$	1,478		$	1,091		$	4,146		$	1,188		$	1,130		$	843		$	688		$	3,849
Bulk		—			—			—			—			—			—			—			7			7

Total Primary		1,577			1,478			1,091			4,146			1,188			1,130			843			695			3,856
Pool		—			—			—			—			—			—			—			—			—

Total New Risk Written	$	1,577		$	1,478		$	1,091		$	4,146		$	1,188		$	1,130		$	843		$	695		$	3,856


Primary Insurance In-Force	$	109,000		$	108,800		$	109,300					$	110,000		$	111,100		$	112,000		$	113,800

Risk In-Force
Flow	$	26,194		$	25,957		$	25,626					$	25,716		$	25,849		$	25,887		$	26,137
Bulk⁽¹⁾		456			463			485						491			507			514			520

Total Primary		26,650			26,420			26,111						26,207			26,356			26,401			26,657
Pool		187			196			205						211			221			229			239

Total Risk In-Force	$	26,837		$	26,616		$	26,316					$	26,418		$	26,577		$	26,630		$	26,896


Primary Risk In-Force Subject To Captives		10	%		11	%		12	%					14	%		15	%		27	%		31	%

Primary Risk In-Force That Is GSE Conforming		97	%		97	%		97	%					97	%		97	%		96	%		96	%

GAAP Basis Expense Ratio⁽²⁾		26	%		26	%		30	%		28	%		27	%		30	%		25	%		26	%		27	%

Adjusted Expense Ratio⁽³⁾		26	%		25	%		30	%		27	%		27	%		30	%		25	%		25	%		27	%

Flow Persistency		79	%		81	%		80	%					79	%		81	%		82	%		81	%

Gross Written Premiums Ceded To Captives/Total Direct Written Premiums		4	%		4	%		4	%					5	%		8	%		10	%		12	%

Risk To Capital Ratio⁽⁴⁾		22.4:1			22.4:1			24.2:1						30.4:1			29.8:1			29.5:1			28.6:1

Average Primary Loan Size (in thousands)	$	174		$	172		$	168					$	167		$	166		$	165		$	164

Estimated Savings For Loss Mitigation Activities⁽⁵⁾	$	136		$	144		$	159		$	439		$	165		$	189		$	162		$	158		$	674

The expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	As of September 30, 2013, 84% of our bulk risk in-force was related to loans financed by lenders who participated in the mortgage programs sponsored by the Federal Home Loan Banks.

⁽²⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽³⁾	The ratio of an insurer’s general expenses to net written premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁴⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The U.S. mortgage insurance business maintains new business writing flexibility in all states, supported by risk to capital waivers or existing authority to write new business in 48 states in its primary writing entity, which has maintained a risk to capital ratio below the maximum requirement since June 30, 2013. The remaining two states are written out of other available entities. The current period risk to capital ratio is an estimate due to the timing of the filing of statutory statements and is prepared consistent with the presentation of the statutory financial statements in the combined annual statement of the U.S. mortgage insurance business.

⁽⁵⁾

Loss mitigation activities are defined as rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales, claims administration and other loan workouts. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. Estimated savings related to claims mitigation activities represent amounts deducted or “curtailed” from claims due to acts or omissions by the servicer with respect to the servicing of an insured loan that is not in compliance with obligations under our master policy. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. Loans subject to our loss mitigation actions, the results of which have been included in our reported estimated loss mitigations savings, are subject to re-default and may result in a potential claim in future periods as well as potential future loss mitigation savings depending on the resolution of the re-defaulted loan.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Loss Metrics—U.S. Mortgage Insurance Segment

(dollar amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Paid Claims
Flow
Direct	$	216		$	197		$	253		$	666		$	260		$	272		$	295		$	283		$	1,110
Assumed⁽¹⁾		9			12			13			34			17			19			23			20			79
Ceded		(9	)		(11	)		(17	)		(37	)		(19	)		(25	)		(55	)		(39	)		(138	)
Loss adjustment expenses		6			6			6			18			8			7			7			9			31

Total Flow		222			204			255			681			266			273			270			273			1,082
Bulk		3			6			3			12			3			3			6			4			16

Total Primary		225			210			258			693			269			276			276			277			1,098
Pool		1			2			1			4			2			1			2			2			7

Total Paid Claims	$	226		$	212		$	259		$	697		$	271		$	277		$	278		$	279		$	1,105


Average Paid Claim (in thousands)	$	45.3		$	45.0		$	44.2					$	43.7		$	41.1		$	38.3		$	43.6

Average Direct Paid Claim (in thousands)⁽²⁾	$	43.5		$	42.3		$	43.5					$	43.2		$	41.7		$	42.5		$	42.7

Average Reserve Per Delinquency (in thousands)
Flow	$	29.6		$	30.0		$	29.8					$	29.7		$	30.0		$	30.6		$	30.6
Bulk loans with established reserve		20.0			20.8			21.9						25.1			24.3			25.0			24.1
Bulk loans with no reserve⁽³⁾		—			—			—						—			—			—			—

Reserves:
Flow direct case	$	1,377		$	1,471		$	1,566					$	1,728		$	1,835		$	1,954		$	2,087
Bulk direct case		28			29			33						33			33			32			34
Assumed⁽¹⁾		39			51			57						65			50			53			60
All other⁽⁴⁾		143			145			164						183			196			195			200

Total Reserves	$	1,587		$	1,696		$	1,820					$	2,009		$	2,114		$	2,234		$	2,381


Beginning Reserves	$	1,696		$	1,820		$	2,009		$	2,009		$	2,114		$	2,234		$	2,381		$	2,488		$	2,488
Paid claims		(235	)		(223	)		(276	)		(734	)		(290	)		(302	)		(333	)		(318	)		(1,243	)
Increase in reserves		126			99			87			312			185			182			186			211			764

Ending Reserves	$	1,587		$	1,696		$	1,820		$	1,587		$	2,009		$	2,114		$	2,234		$	2,381		$	2,009


Beginning Reinsurance Recoverable⁽⁵⁾	$	56		$	66		$	80		$	80		$	94		$	111		$	153		$	178		$	178
Ceded paid claims		(9	)		(11	)		(17	)		(37	)		(19	)		(25	)		(55	)		(39	)		(138	)
Increase in recoverable		3			1			3			7			5			8			13			14			40

Ending Reinsurance Recoverable	$	50		$	56		$	66		$	50		$	80		$	94		$	111		$	153		$	80

Loss Ratio⁽⁶⁾		90	%		70	%		62	%		74	%		130	%		127	%		127	%		146	%		132	%

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Assumed is comprised of reinsurance arrangements with state governmental housing finance agencies.

⁽²⁾	Average direct paid claim excludes loss adjustment expenses, the impact of reinsurance and a negotiated servicer settlement.

⁽³⁾	Reserves were not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽⁴⁾	Other includes loss adjustment expenses, pool and incurred but not reported reserves.

⁽⁵⁾	Reinsurance recoverable excludes ceded unearned premium recoveries and amounts for which cash proceeds have not yet been received.

⁽⁶⁾

The ratio of incurred losses to net earned premiums. Excluding the lender portfolio settlement in the first quarter of 2012, the loss ratio was 139% for the three months ended March 31, 2012, 133% for the six months ended June 30, 2012, 131% for the nine months ended September 30, 2012 and 131% for the twelve months ended December 31, 2012.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Delinquency Metrics—U.S. Mortgage Insurance Segment

(dollar amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Number of Primary Delinquencies
Flow		52,509			55,413			59,789						66,340			69,174			71,878			76,478
Bulk loans with an established reserve		1,509			1,526			1,603						1,415			1,441			1,381			1,522
Bulk loans with no reserve⁽¹⁾		726			1,260			1,412						1,484			1,512			1,424			1,474

Total Number of Primary Delinquencies		54,744			58,199			62,804						69,239			72,127			74,683			79,474


Beginning Number of Primary Delinquencies		58,199			62,804			69,239			69,239			72,127			74,683			79,474			87,007			87,007
New delinquencies		14,105			13,192			15,060			42,357			16,871			17,733			16,703			18,217			69,524
Delinquency cures		(12,603	)		(13,127	)		(15,677	)		(41,407	)		(13,592	)		(13,598	)		(14,251	)		(19,388	)		(60,829	)
Paid claims		(4,957	)		(4,670	)		(5,818	)		(15,445	)		(6,167	)		(6,691	)		(7,243	)		(6,362	)		(26,463	)

Ending Number of Primary Delinquencies		54,744			58,199			62,804			54,744			69,239			72,127			74,683			79,474			69,239

Composition of Cures
Reported delinquent and cured-intraquarter		2,488			2,447			3,519						2,557			2,882			2,354			3,582
Number of missed payments delinquent prior to cure:
3 payments or less		6,291			6,748			8,125						7,120			6,289			7,399			10,154
4 - 11 payments		2,387			2,737			2,856						2,516			2,965			3,371			3,569
12 payments or more		1,437			1,195			1,177						1,399			1,462			1,127			2,083

Total		12,603			13,127			15,677						13,592			13,598			14,251			19,388

Primary Delinquencies by Missed Payment Status
3 payments or less		14,078			13,871			14,674						17,563			17,684			16,708			17,260
4 - 11 payments		13,134			14,503			16,804						18,155			18,713			20,830			24,137
12 payments or more		27,532			29,825			31,326						33,521			35,730			37,145			38,077

Primary Delinquencies		54,744			58,199			62,804						69,239			72,127			74,683			79,474



	September 30, 2013
Flow Delinquencies and Percentage Reserved by Payment Status	Delinquencies			Direct Case Reserves⁽²⁾			Risk In-Force			Reserves as % of Risk In-Force
3 payments or less in default		13,527		$	122		$	521			23	%
4 - 11 payments in default		12,543			332			528			63	%
12 payments or more in default		26,439			923			1,288			72	%

Total		52,509		$	1,377		$	2,337			59	%


	December 31, 2012
Flow Delinquencies and Percentage Reserved by Payment Status	Delinquencies			Direct Case Reserves⁽²⁾			Risk In-Force			Reserves as % of Risk In-Force
3 payments or less in default		16,977		$	150		$	668			22	%
4 - 11 payments in default		17,398			441			749			59	%
12 payments or more in default		31,965			1,137			1,562			73	%

Total		66,340		$	1,728		$	2,979			58	%

⁽¹⁾	Reserves were not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽²⁾	Direct flow case reserves exclude loss adjustment expenses, incurred but not reported and reinsurance reserves.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Portfolio Quality Metrics—U.S. Mortgage Insurance Segment


	2013									2012
	3Q			2Q			1Q			4Q			3Q			2Q			1Q
Risk In-Force by Credit Quality⁽¹⁾
Primary by FICO Scores >679		79	%		78	%		76	%		75	%		74	%		73	%		72	%
Primary by FICO Scores 620-679		17	%		18	%		19	%		20	%		21	%		22	%		23	%
Primary by FICO Scores 575-619		3	%		3	%		4	%		4	%		4	%		4	%		4	%
Primary by FICO Scores <575		1	%		1	%		1	%		1	%		1	%		1	%		1	%

Flow by FICO Scores >679		79	%		77	%		76	%		75	%		74	%		73	%		72	%
Flow by FICO Scores 620-679		17	%		19	%		19	%		20	%		21	%		22	%		23	%
Flow by FICO Scores 575-619		3	%		3	%		4	%		4	%		4	%		4	%		4	%
Flow by FICO Scores <575		1	%		1	%		1	%		1	%		1	%		1	%		1	%

Bulk by FICO Scores >679		89	%		89	%		89	%		89	%		89	%		89	%		89	%
Bulk by FICO Scores 620-679		9	%		9	%		9	%		9	%		9	%		9	%		9	%
Bulk by FICO Scores 575-619		1	%		1	%		1	%		1	%		1	%		1	%		1	%
Bulk by FICO Scores <575		1	%		1	%		1	%		1	%		1	%		1	%		1	%

Primary A minus		3	%		3	%		4	%		4	%		4	%		4	%		4	%
Primary sub-prime⁽²⁾		2	%		3	%		3	%		3	%		3	%		3	%		3	%
Primary Loans
Primary loans in-force		627,536			633,685			649,570			658,527			669,618			679,817			693,807
Primary delinquent loans		54,744			58,199			62,804			69,239			72,127			74,683			79,474
Primary delinquency rate		8.72	%		9.18	%		9.67	%		10.51	%		10.77	%		10.99	%		11.45	%

Flow loans in-force		589,703			590,949			590,051			595,348			601,851			607,133			616,623
Flow delinquent loans		52,509			55,413			59,789			66,340			69,174			71,878			76,478
Flow delinquency rate		8.90	%		9.38	%		10.13	%		11.14	%		11.49	%		11.84	%		12.40	%

Bulk loans in-force		37,833			42,736			59,519			63,179			67,767			72,684			77,184
Bulk delinquent loans		2,235			2,786			3,015			2,899			2,953			2,805			2,996
Bulk delinquency rate		5.91	%		6.52	%		5.07	%		4.59	%		4.36	%		3.86	%		3.88	%

A minus and sub-prime loans in-force		41,081			42,993			44,873			46,631			48,696			50,676			52,625
A minus and sub-prime delinquent loans		10,548			10,803			11,484			12,817			13,149			13,534			14,258
A minus and sub-prime delinquency rate		25.68	%		25.13	%		25.59	%		27.49	%		27.00	%		26.71	%		27.09	%

Pool Loans
Pool loans in-force		11,657			12,063			12,558			12,949			13,237			13,562			13,942
Pool delinquent loans		670			634			674			721			670			679			695
Pool delinquency rate		5.75	%		5.26	%		5.37	%		5.57	%		5.06	%		5.01	%		4.98	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾	Excludes loans classified as A minus.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Portfolio Quality Metrics—U.S. Mortgage Insurance Segment


	September 30, 2013									June 30, 2013									September 30, 2012
	% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate			% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate			% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate
By Region
Southeast⁽²⁾		33	%		20	%		11.87	%		34	%		21	%		12.69	%		35	%		22	%		15.14	%
South Central⁽³⁾		8			16			6.03	%		9			16			6.29	%		9			16			8.10	%
Northeast⁽⁴⁾		19			15			12.52	%		17			15			12.50	%		15			15			12.91	%
Pacific⁽⁵⁾		11			12			7.11	%		12			12			7.96	%		12			11			10.41	%
North Central⁽⁶⁾		11			11			8.00	%		11			11			8.62	%		12			12			10.27	%
Great Lakes⁽⁷⁾		6			10			6.46	%		6			9			6.78	%		6			9			7.96	%
New England⁽⁸⁾		4			6			8.19	%		4			6			8.57	%		4			5			9.77	%
Mid-Atlantic⁽⁹⁾		5			5			8.47	%		4			5			8.85	%		4			5			9.95	%
Plains⁽¹⁰⁾		3			5			5.70	%		3			5			5.93	%		3			5			6.64	%

Total		100	%		100	%		8.72	%		100	%		100	%		9.18	%		100	%		100	%		10.77	%


By State
California		4	%		7	%		4.72	%		5	%		7	%		5.39	%		5	%		6	%		8.04	%
Texas		3	%		7	%		5.68	%		3	%		7	%		5.74	%		3	%		7	%		6.91	%
New York		8	%		7	%		11.81	%		8	%		7	%		11.58	%		6	%		7	%		11.27	%
Florida		22	%		6	%		21.13	%		23	%		7	%		23.12	%		25	%		7	%		27.06	%
Illinois		7	%		5	%		10.81	%		8	%		5	%		11.95	%		8	%		5	%		14.84	%
New Jersey		8	%		4	%		17.66	%		7	%		4	%		18.05	%		6	%		4	%		18.98	%
Pennsylvania		3	%		4	%		9.91	%		3	%		4	%		9.94	%		3	%		4	%		11.15	%
Georgia		3	%		4	%		9.24	%		3	%		4	%		9.73	%		3	%		4	%		12.34	%
North Carolina		3	%		4	%		8.06	%		3	%		4	%		8.47	%		3	%		4	%		10.26	%
Ohio		2	%		4	%		7.09	%		2	%		3	%		7.29	%		2	%		3	%		8.14	%

⁽¹⁾	Total reserves were $1,587 million, $1,696 million and $2,114 million as of September 30, 2013, June 30, 2013 and September 30, 2012, respectively.

⁽²⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee.

⁽³⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah.

⁽⁴⁾	New Jersey, New York and Pennsylvania.

⁽⁵⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington.

⁽⁶⁾	Illinois, Minnesota, Missouri and Wisconsin.

⁽⁷⁾	Indiana, Kentucky, Michigan and Ohio.

⁽⁸⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont.

⁽⁹⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia.

⁽¹⁰⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Portfolio Quality Metrics—U.S. Mortgage Insurance Segment

(amounts in millions)


	September 30, 2013					June 30, 2013					September 30, 2012
	Primary Risk In-Force		Primary Delinquency Rate			Primary Risk In-Force		Primary Delinquency Rate			Primary Risk In-Force			Primary Delinquency Rate
Lender concentration (by original applicant)	$	26,650		8.72	%	$	26,420		9.18	%	$	26,356			10.77	%
Top 10 lenders		12,736		9.87	%		12,806		10.66	%		12,950			13.07	%
Top 20 lenders		14,524		9.84	%		14,555		10.27	%		14,692			12.67	%

Loan-to-value ratio
95.01% and above	$	7,444		10.75	%	$	7,480		10.93	%	$	7,136			13.75	%
90.01% to 95.00%		9,747		8.00	%		9,469		8.55	%		9,318			10.28	%
80.01% to 90.00%		9,052		8.53	%		9,058		9.09	%		9,459			10.84	%
80.00% and below		407		3.66	%		413		4.61	%		443			3.29	%

Total	$	26,650		8.72	%	$	26,420		9.18	%	$	26,356			10.77	%

Loan grade
Prime	$	25,135		7.54	%	$	24,840		8.02	%	$	24,603	⁽¹⁾		9.50	%⁽¹⁾
A minus and sub-prime		1,515		25.68	%		1,580		25.13	%		1,753	⁽¹⁾		27.00	%⁽¹⁾

Total	$	26,650		8.72	%	$	26,420		9.18	%	$	26,356	⁽¹⁾		10.77	%⁽¹⁾

Loan type⁽²⁾
First mortgages
Fixed rate mortgage
Flow	$	25,843		8.68	%	$	25,583		9.14	%	$	25,403			11.24	%
Bulk		440		5.64	%		446		6.30	%		488			4.19	%
Adjustable rate mortgage
Flow		351		28.82	%		374		28.96	%		446			29.50	%
Bulk		16		14.24	%		17		13.93	%		19			12.17	%
Second mortgages		—		—	%		—		—	%		—			—	%

Total	$	26,650		8.72	%	$	26,420		9.18	%	$	26,356			10.77	%

Type of documentation
Alt-A
Flow	$	501		31.50	%	$	532		32.16	%	$	631			33.97	%
Bulk		30		12.61	%		31		16.77	%		36			5.89	%
Standard⁽³⁾
Flow		25,693		8.51	%		25,425		8.96	%		25,218			11.01	%
Bulk		426		5.48	%		432		5.86	%		471			4.15	%

Total	$	26,650		8.72	%	$	26,420		9.18	%	$	26,356			10.77	%

Mortgage term
15 years and under	$	1,077		0.91	%	$	992		1.16	%	$	724			1.41	%
More than 15 years		25,573		9.30	%		25,428		9.74	%		25,632			11.39	%

Total	$	26,650		8.72	%	$	26,420		9.18	%	$	26,356			10.77	%

⁽¹⁾	In fourth quarter 2012, all FICO score classifications were conformed to be based upon FICO scores at loan closing. Previously, certain classifications were based upon FICO scores at a point in time post-loan closing. The prior period was re-presented to conform to this modified classification.

⁽²⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽³⁾

Standard includes loans with reduced or different documentation requirements that meet specifications of GSE or other lender proprietary approved underwriting systems, and other reduced documentation programs, with historical and expected delinquency rates at origination consistent with historical and expected delinquency rates of the company’s standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Portfolio Quality Metrics—U.S. Mortgage Insurance Segment

(dollar amounts in millions)


	September 30, 2013
Policy Year	Average Rate⁽¹⁾			% of Total Reserves⁽²⁾			Primary Insurance In-Force			% of Total			Primary Risk In-Force		% of Total			Delinquency Rate
2002 and prior		7.30	%		3.5	%	$	2,223			2.0	%	$	590		2.2	%		18.02	%
2003		5.68	%		3.7			3,385			3.1			718		2.7			11.91	%
2004		5.77	%		4.7			3,212			3.0			757		2.8			12.95	%
2005		5.76	%		12.6			6,154			5.7			1,620		6.1			15.52	%
2006		6.06	%		18.1			8,846			8.1			2,231		8.4			16.36	%
2007		6.01	%		37.6			20,342			18.7			5,139		19.3			15.60	%
2008		5.52	%		18.4			18,487			17.0			4,648		17.4			8.36	%
2009		5.00	%		0.6			3,622			3.3			784		3.0			1.68	%
2010		4.68	%		0.4			4,732			4.3			1,083		4.1			0.99	%
2011		4.46	%		0.3			6,338			5.8			1,527		5.7			0.64	%
2012		3.75	%		0.1			14,478			13.3			3,465		13.0			0.17	%
2013		3.79	%		—			17,159			15.7			4,088		15.3			0.03	%

Total		5.24	%		100.0	%	$	108,978			100.0	%	$	26,650		100.0	%		8.72	%


	September 30, 2013						June 30, 2013
Occupancy and Property Type	% of Primary Risk In-Force			Delinquency Rate			% of Primary Risk In-Force			Delinquency Rate
Occupancy Status
Primary residence		94.4	%		8.67	%		94.2	%		9.13	%
Second home		3.0			9.18	%		3.2			9.72	%
Non-owner occupied		2.6			9.64	%		2.6			10.07	%

Total		100.0	%		8.72	%		100.0	%		9.18	%

Property Type
Single family detached		87.8	%		8.39	%		87.4	%		8.82	%
Condominium and co-operative		10.4			10.22	%		10.7			10.90	%
Multi-family and other		1.8			15.83	%		1.9			15.83	%

Total		100.0	%		8.72	%		100.0	%		9.18	%

⁽¹⁾	Average Annual Mortgage Interest Rate.

⁽²⁾	Total reserves were $1,587 million as of September 30, 2013.

Corporate and Other Division

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Loss—Corporate and Other Division

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	160		$	156		$	166		$	482		$	166		$	165		$	176		$	180		$	687
Net investment income		53			68			69			190			75			69			88			74			306
Net investment gains (losses)		(24	)		(9	)		(52	)		(85	)		(6	)		2			(23	)		10			(17	)
Insurance and investment product fees and other		56			53			100			209			92			88			75			75			330

Total revenues		245			268			283			796			327			324			316			339			1,306

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		49			51			43			143			51			39			55			42			187
Interest credited		28			29			32			89			32			33			34			33			132
Acquisition and operating expenses, net of deferrals		162			140			179			481			194			171			176			178			719
Amortization of deferred acquisition costs and intangibles		28			38			18			84			51			48			47			30			176
Goodwill impairment		—			—			—			—			—			89			—			—			89
Interest expense		90			89			94			273			89			93			99			73			354

Total benefits and expenses		357			347			366			1,070			417			473			411			356			1,657

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(112	)		(79	)		(83	)		(274	)		(90	)		(149	)		(95	)		(17	)		(351	)
Benefit for income taxes		(22	)		(28	)		(26	)		(76	)		(33	)		(31	)		(33	)		(13	)		(110	)

LOSS FROM CONTINUING OPERATIONS		(90	)		(51	)		(57	)		(198	)		(57	)		(118	)		(62	)		(4	)		(241	)
Income (loss) from discontinued operations, net of taxes		2			6			(20	)		(12	)		6			12			27			12			57

NET INCOME (LOSS)		(88	)		(45	)		(77	)		(210	)		(51	)		(106	)		(35	)		8			(184	)
ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		11			—			21			32			8			—			14			(6	)		16
Goodwill impairment, net of taxes		—			—			—			—			—			86			—			—			86
Expenses related to restructuring, net of taxes		—			3			—			3			—			—			—			—			—
(Income) loss from discontinued operations, net of taxes		(2	)		(6	)		20			12			(6	)		(12	)		(27	)		(12	)		(57	)

NET OPERATING LOSS	$	(79	)	$	(48	)	$	(36	)	$	(163	)	$	(49	)	$	(32	)	$	(48	)	$	(10	)	$	(139	)

Effective tax rate (operating loss)		17.1	%		35.9	%		28.2	%		26.0	%		36.6	%		45.2	%		57.5	%		63.6	%		49.6	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss)—Corporate and Other Division

(amounts in millions)


Three months ended September 30, 2013	International Protection Segment			Runoff Segment			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	159		$	1		$	—		$	160
Net investment income		26			33			(6	)		53
Net investment gains (losses)		1			(14	)		(11	)		(24	)
Insurance and investment product fees and other		1			53			2			56

Total revenues		187			73			(15	)		245

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		40			9			—			49
Interest credited		—			28			—			28
Acquisition and operating expenses, net of deferrals		106			18			38			162
Amortization of deferred acquisition costs and intangibles		25			2			1			28
Interest expense		9			—			81			90

Total benefits and expenses		180			57			120			357

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		7			16			(135	)		(112	)
Provision (benefit) for income taxes		3			(5	)		(20	)		(22	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		4			21			(115	)		(90	)
Income (loss) from discontinued operations, net of taxes		—			—			2			2

NET INCOME (LOSS)		4			21			(113	)		(88	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			4			7			11
(Income) loss from discontinued operations, net of taxes		—			—			(2	)		(2	)

NET OPERATING INCOME (LOSS)	$	4		$	25		$	(108	)	$	(79	)

Effective tax rate (operating income (loss))		36.8	%		-6.9	%		13.3	%		17.1	%

Three months ended September 30, 2012	International Protection Segment			Runoff Segment			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	164		$	1		$	—		$	165
Net investment income		32			34			3			69
Net investment gains (losses)		1			5			(4	)		2
Insurance and investment product fees and other		1			52			35			88

Total revenues		198			92			34			324

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		30			9			—			39
Interest credited		—			33			—			33
Acquisition and operating expenses, net of deferrals		117			18			36			171
Amortization of deferred acquisition costs and intangibles		27			18			3			48
Goodwill impairment		89			—			—			89
Interest expense		11			—			82			93

Total benefits and expenses		274			78			121			473

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(76	)		14			(87	)		(149	)
Provision (benefit) for income taxes		1			3			(35	)		(31	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		(77	)		11			(52	)		(118	)
Income (loss) from discontinued operations, net of taxes		—			—			12			12

NET INCOME (LOSS)		(77	)		11			(40	)		(106	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(1	)		(2	)		3			—
Goodwill impairment, net of taxes		86			—			—			86
(Income) loss from discontinued operations, net of taxes		—			—			(12	)		(12	)

NET OPERATING INCOME (LOSS)	$	8		$	9		$	(49	)	$	(32	)

Effective tax rate (operating income (loss))		32.8	%		19.0	%		40.0	%		45.2	%

⁽¹⁾	Includes inter-segment eliminations and non-core products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss)—Corporate and Other Division

(amounts in millions)


Nine months ended September 30, 2013	International Protection Segment			Runoff Segment			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	478		$	4		$	—		$	482
Net investment income		90			101			(1	)		190
Net investment gains (losses)		23			(82	)		(26	)		(85	)
Insurance and investment product fees and other		3			162			44			209

Total revenues		594			185			17			796

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		120			23			—			143
Interest credited		—			89			—			89
Acquisition and operating expenses, net of deferrals		326			60			95			481
Amortization of deferred acquisition costs and intangibles		79			(3	)		8			84
Interest expense		34			1			238			273

Total benefits and expenses		559			170			341			1,070

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		35			15			(324	)		(274	)
Provision (benefit) for income taxes		12			(2	)		(86	)		(76	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		23			17			(238	)		(198	)
Income (loss) from discontinued operations, net of taxes		—			—			(12	)		(12	)

NET INCOME (LOSS)		23			17			(250	)		(210	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(15	)		30			17			32
Expenses related to restructuring, net of taxes		3			—			—			3
(Income) loss from discontinued operations, net of taxes		—			—			12			12

NET OPERATING INCOME (LOSS)	$	11		$	47		$	(221	)	$	(163	)

Effective tax rate (operating income (loss))		35.2	%		24.4	%		25.9	%		26.0	%

Nine months ended September 30, 2012	International Protection Segment			Runoff Segment			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	517		$	4		$	—		$	521
Net investment income		104			108			19			231
Net investment gains (losses)		3			22			(36	)		(11	)
Insurance and investment product fees and other		3			155			80			238

Total revenues		627			289			63			979

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		112			24			—			136
Interest credited		—			100			—			100
Acquisition and operating expenses, net of deferrals		370			58			97			525
Amortization of deferred acquisition costs and intangibles		85			31			9			125
Goodwill impairment		89			—			—			89
Interest expense		36			1			228			265

Total benefits and expenses		692			214			334			1,240

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(65	)		75			(271	)		(261	)
Provision (benefit) for income taxes		3			23			(103	)		(77	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		(68	)		52			(168	)		(184	)
Income (loss) from discontinued operations, net of taxes		—			—			51			51

NET INCOME (LOSS)		(68	)		52			(117	)		(133	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(2	)		(14	)		24			8
Goodwill impairment, net of taxes		86			—			—			86
(Income) loss from discontinued operations, net of taxes		—			—			(51	)		(51	)

NET OPERATING INCOME (LOSS)	$	16		$	38		$	(144	)	$	(90	)

Effective tax rate (operating income (loss))		24.0	%		28.6	%		38.7	%		54.7	%

⁽¹⁾	Includes inter-segment eliminations and non-core products.

International Protection Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income and Sales—International Protection Segment

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	159		$	154		$	165		$	478		$	165		$	164		$	174		$	179		$	682
Net investment income		26			31			33			90			27			32			36			36			131
Net investment gains (losses)		1			16			6			23			3			1			1			1			6
Insurance and investment product fees and other		1			1			1			3			—			1			—			2			3

Total revenues		187			202			205			594			195			198			211			218			822

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		40			41			39			120			38			30			41			41			150
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		106			110			110			326			113			117			126			127			483
Amortization of deferred acquisition costs and intangibles		25			26			28			79			28			27			27			31			113
Goodwill impairment		—			—			—			—			—			89			—			—			89
Interest expense		9			11			14			34			9			11			14			11			45

Total benefits and expenses		180			188			191			559			188			274			208			210			880

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		7			14			14			35			7			(76	)		3			8			(58	)
Provision (benefit) for income taxes		3			5			4			12			(2	)		1			—			2			1

INCOME (LOSS) FROM CONTINUING OPERATIONS		4			9			10			23			9			(77	)		3			6			(59	)

ADJUSTMENTS TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			(11	)		(4	)		(15	)		(1	)		(1	)		—			(1	)		(3	)
Expenses related to restructuring, net of taxes		—			3			—			3			—			—			—			—			—
Goodwill impairment, net of taxes		—			—			—			—			—			86			—			—			86

NET OPERATING INCOME⁽¹⁾	$	4		$	1		$	6		$	11		$	8		$	8		$	3		$	5		$	24

Effective tax rate (operating income)		36.8	%		67.8	%		27.4	%		35.2	%		-46.6	%		32.8	%		-5.8	%		23.1	%		9.4	%

Net Premiums Written
Northern Europe	$	113		$	106		$	106		$	325		$	107		$	107		$	111		$	104		$	429
Southern Europe		71			74			78			223			72			70			87			87			316
Structured Deals⁽²⁾		37			49			28			114			32			31			40			19			122
New Markets		9			14			21			44			11			7			7			6			31

Pre-Deposit Accounting Basis⁽³⁾		230			243			233			706			222			215			245			216			898

Deposit Accounting Adjustments		76			94			80			250			72			67			85			55			279

Total⁽⁴⁾	$	154		$	149		$	153		$	456		$	150		$	148		$	160		$	161		$	619

Loss Ratio		25	%		26	%		24	%		25	%		23	%		18	%		24	%		23	%		22	%

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the International Protection segment was $2 million and $9 million for the three and nine months ended September 30, 2013, respectively.

⁽²⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

⁽³⁾

This business has reinsurance agreements that do not qualify for risk transfer under GAAP. This analysis shows the net premiums written activity as if these reinsurance agreements, except for the reciprocal arrangements, were accounted for as reinsurance accounting (“pre-deposit accounting basis”) and not as deposit accounting. While this is a non-GAAP measure, management believes that “net premiums written on a pre-deposit accounting basis” represent an economic view of written premiums and enhances the understanding of the underlying performance of the business. However, net premiums written on a pre-deposit accounting basis as defined by the company should not be viewed as a substitute for GAAP net premiums written.

⁽⁴⁾	Net premiums written adjusted for foreign exchange as compared to the prior year period for the International Protection segment was $147 million and $446 million for the three and nine months ended September 30, 2013, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Pre-Deposit Accounting Basis)—International Protection Segment

(amounts in millions)


	3Q 2013									2Q 2013									1Q 2013									Total 2013
	Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis			Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis			Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis			Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis
REVENUES:
Premiums	$	159		$	47		$	206		$	154		$	52		$	206		$	165		$	62		$	227		$	478		$	161		$	639
Net investment income		26			(6	)		20			31			(9	)		22			33			(11	)		22			90			(26	)		64
Net investment gains (losses)		1			—			1			16			—			16			6			—			6			23			—			23
Insurance and investment product fees and other		1			—			1			1			—			1			1			—			1			3			—			3

Total revenues		187			41			228			202			43			245			205			51			256			594			135			729

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		40			22			62			41			21			62			39			33			72			120			76			196
Interest credited		—			—			—			—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		106			6			112			110			13			123			110			9			119			326			28			354
Amortization of deferred acquisition costs and intangibles		25			13			38			26			11			37			28			14			42			79			38			117
Interest expense		9			—			9			11			(2	)		9			14			(5	)		9			34			(7	)		27

Total benefits and expenses		180			41			221			188			43			231			191			51			242			559			135			694

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		7			—			7			14			—			14			14			—			14			35			—			35
Provision for income taxes		3			—			3			5			—			5			4			—			4			12			—			12

INCOME FROM CONTINUING OPERATIONS		4			—			4			9			—			9			10			—			10			23			—			23
ADJUSTMENTS TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			(11	)		—			(11	)		(4	)		—			(4	)		(15	)		—			(15	)
Expenses related to restructuring, net of taxes		—			—			—			3			—			3			—			—			—			3			—			3

NET OPERATING INCOME⁽¹⁾	$	4		$	—		$	4		$	1		$	—		$	1		$	6		$	—		$	6		$	11		$	—		$	11

Effective tax rate (operating income)		36.8	%					36.8	%		67.8	%					67.8	%		27.4	%					27.4	%		35.2	%					35.2	%

Other Metrics:
Premiums	$	159		$	47		$	206		$	154		$	52		$	206		$	165		$	62		$	227		$	478		$	161		$	639
Benefits and other changes in policy reserves		40			22			62			41			21			62			39			33			72			120			76			196
Commissions⁽²⁾		75			12			87			75			11			86			80			12			92			230			35			265

Margin before profit sharing		44			13			57			38			20			58			46			17			63			128			50			178
Profit share⁽²⁾		18			8			26			18			13			31			18			11			29			54			32			86

Underwriting profit⁽³⁾	$	26		$	5		$	31		$	20		$	7		$	27		$	28		$	6		$	34		$	74		$	18		$	92

Loss Ratio		25	%					30	%		26	%					30	%		24	%					32	%		25	%					31	%

Underwriting Margin⁽³⁾		16	%					15	%		13	%					13	%		17	%					15	%		15	%					14	%

Combined Ratio⁽⁴⁾		108	%					103	%		115	%					108	%		107	%					103	%		110	%					104	%

This page is provided as supplemental analysis related to the lifestyle protection insurance business. This business has reinsurance agreements that do not qualify for risk transfer under GAAP. This analysis shows the income statement activity as if these reinsurance agreements, except for the reciprocal arrangements, were accounted for as reinsurance accounting (“pre-deposit accounting basis”) and not as deposit accounting. There is no impact on net income available to Genworth Financial, Inc.’s common stockholders or to segment net operating income. While “pre-deposit accounting basis” is a non-GAAP measure, management believes that it represents an economic view of the underlying performance of the business. However, pre-deposit accounting basis as defined by the company should not be viewed as a substitute for GAAP.

The ratios included above were calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the International Protection segment was $2 million and $9 million for the three and nine months ended September 30, 2013, respectively.

⁽²⁾	Commissions include commissions which are included above in acquisition and operating expenses, net of deferrals, and amortization of DAC.

⁽³⁾	The underwriting margin is calculated as underwriting profit divided by net earned premiums.

⁽⁴⁾	The combined ratio is calculated as benefits and other changes in policy reserves, commissions (including amortization of DAC), profit share and other operating expenses divided by net earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Pre-Deposit Accounting Basis)—International Protection Segment

(amounts in millions)


	4Q 2012									3Q 2012									2Q 2012									1Q 2012									Total 2012
	Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis			Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis			Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis			Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis			Reported			Deposit Accounting Adjustments			Pre-Deposit Accounting Basis
REVENUES:
Premiums	$	165		$	50		$	215		$	164		$	47		$	211		$	174		$	56		$	230		$	179		$	55		$	234		$	682		$	208		$	890
Net investment income		27			(5	)		22			32			(9	)		23			36			(12	)		24			36			(13	)		23			131			(39	)		92
Net investment gains (losses)		3			—			3			1			—			1			1			—			1			1			—			1			6			—			6
Insurance and investment product fees and other		—			—			—			1			—			1			—			—			—			2			—			2			3			—			3

Total revenues		195			45			240			198			38			236			211			44			255			218			42			260			822			169			991

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38			20			58			30			15			45			41			20			61			41			15			56			150			70			220
Interest credited		—			—			—			—			—			—			—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		113			12			125			117			14			131			126			15			141			127			17			144			483			58			541
Amortization of deferred acquisition costs and intangibles		28			13			41			27			11			38			27			13			40			31			14			45			113			51			164
Goodwill impairment		—			—			—			89			—			89			—			—			—			—			—			—			89			—			89
Interest expense		9			—			9			11			(2	)		9			14			(4	)		10			11			(4	)		7			45			(10	)		35

Total benefits and expenses		188			45			233			274			38			312			208			44			252			210			42			252			880			169			1,049

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		7			—			7			(76	)		—			(76	)		3			—			3			8			—			8			(58	)		—			(58	)
Provision (benefit) for income taxes		(2	)		—			(2	)		1			—			1			—			—			—			2			—			2			1			—			1

INCOME (LOSS) FROM CONTINUING OPERATIONS		9			—			9			(77	)		—			(77	)		3			—			3			6			—			6			(59	)		—			(59	)

ADJUSTMENTS TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			(1	)		(1	)		—			(1	)		—			—			—			(1	)		—			(1	)		(3	)		—			(3	)
Goodwill impairment, net of taxes		—			—			—			86			—			86			—			—			—			—			—			—			86			—			86

NET OPERATING INCOME	$	8		$	—		$	8		$	8		$	—		$	8		$	3		$	—		$	3		$	5		$	—		$	5		$	24		$	—		$	24

Effective tax rate (operating income)		-46.6	%					-46.6	%		32.8	%					32.8	%		-5.8	%					-5.8	%		23.1	%					23.1	%		9.4	%					9.4	%

Other Metrics:
Premiums	$	165		$	50		$	215		$	164		$	47		$	211		$	174		$	56		$	230		$	179		$	55		$	234		$	682		$	208		$	890
Benefits and other changes in policy reserves		38			20			58			30			15			45			41			20			61			41			15			56			150			70			220
Commissions⁽¹⁾		80			9			89			79			12			91			83			13			96			85			14			99			327			48			375

Margin before profit sharing		47			21			68			55			20			75			50			23			73			53			26			79			205			90			295
Profit share⁽¹⁾		20			14			34			24			15			39			27			14			41			27			17			44			98			60			158

Underwriting profit	$	27		$	7		$	34		$	31		$	5		$	36		$	23		$	9		$	32		$	26		$	9		$	35		$	107		$	30		$	137

Loss Ratio		23	%					27	%		18	%					21	%		24	%					27	%		23	%					23	%		22	%					25	%

Underwriting Margin⁽²⁾		17	%					16	%		19	%					17	%		14	%					14	%		14	%					15	%		16	%					15	%

Combined Ratio⁽³⁾		108	%					104	%		160	%					144	%		111	%					105	%		111	%					105	%		122	%					114	%

The ratios included above were calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Commissions include commissions which are included above in acquisition and operating expenses, net of deferrals, and amortization of DAC.

⁽²⁾	The underwriting margin is calculated as underwriting profit divided by net earned premiums.

⁽³⁾	The combined ratio is calculated as benefits and other changes in policy reserves, commissions (including amortization of DAC), profit share and other operating expenses divided by net earned premiums.

Runoff Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Income (Loss)—Runoff Segment

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	1		$	2		$	1		$	4		$	1		$	1		$	2		$	1		$	5
Net investment income		33			34			34			101			37			34			36			38			145
Net investment gains (losses)		(14	)		(20	)		(48	)		(82	)		2			5			(25	)		42			24
Insurance and investment product fees and other		53			53			56			162			52			52			51			52			207

Total revenues		73			69			43			185			92			92			64			133			381

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		9			10			4			23			13			9			14			1			37
Interest credited		28			29			32			89			32			33			34			33			132
Acquisition and operating expenses, net of deferrals		18			22			20			60			21			18			21			19			79
Amortization of deferred acquisition costs and intangibles		2			8			(13	)		(3	)		20			18			17			(4	)		51
Interest expense		—			1			—			1			—			—			1			—			1

Total benefits and expenses		57			70			43			170			86			78			87			49			300

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		16			(1	)		—			15			6			14			(23	)		84			81
Provision (benefit) for income taxes		(5	)		—			3			(2	)		—			3			(2	)		22			23

INCOME (LOSS) FROM CONTINUING OPERATIONS		21			(1	)		(3	)		17			6			11			(21	)		62			58

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		4			7			19			30			2			(2	)		15			(27	)		(12	)

NET OPERATING INCOME (LOSS)	$	25		$	6		$	16		$	47		$	8		$	9		$	(6	)	$	35		$	46

Effective tax rate (operating income (loss))		-6.9	%		40.9	%		44.8	%		24.4	%		18.4	%		19.0	%		NM	⁽¹⁾		16.9	%		27.1	%

⁽¹⁾	“NM” is defined as not meaningful for percentages greater than 200%.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Selected Operating Performance Measures—Runoff Segment

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Variable Annuities—Income Distribution Series
Account value, beginning of the period	$	5,983		$	6,202		$	6,141		$	6,141		$	6,261		$	6,229		$	6,398		$	6,265		$	6,265
Deposits		19			18			20			57			22			17			20			26			85
Surrenders, benefits and product charges		(186	)		(183	)		(173	)		(542	)		(184	)		(184	)		(168	)		(174	)		(710	)

Net flows		(167	)		(165	)		(153	)		(485	)		(162	)		(167	)		(148	)		(148	)		(625	)
Interest credited and investment performance		228			(54	)		214			388			42			199			(21	)		281			501

Account value, end of the period		6,044			5,983			6,202			6,044			6,141			6,261			6,229			6,398			6,141

Traditional Variable Annuities
Account value, net of reinsurance, beginning of the period		1,601			1,674			1,662			1,662			1,715			1,703			1,819			1,766			1,766
Deposits		4			2			3			9			3			4			3			3			13
Surrenders, benefits and product charges		(67	)		(80	)		(81	)		(228	)		(84	)		(72	)		(81	)		(89	)		(326	)

Net flows		(63	)		(78	)		(78	)		(219	)		(81	)		(68	)		(78	)		(86	)		(313	)
Interest credited and investment performance		82			5			90			177			28			80			(38	)		139			209

Account value, net of reinsurance, end of the period		1,620			1,601			1,674			1,620			1,662			1,715			1,703			1,819			1,662

Variable Life Insurance
Account value, beginning of the period		293			301			292			292			294			293			305			284			284
Deposits		2			2			2			6			2			2			2			3			9
Surrenders, benefits and product charges		(10	)		(11	)		(9	)		(30	)		(9	)		(12	)		(10	)		(8	)		(39	)

Net flows		(8	)		(9	)		(7	)		(24	)		(7	)		(10	)		(8	)		(5	)		(30	)
Interest credited and investment performance		17			1			16			34			5			11			(4	)		26			38

Account value, end of the period		302			293			301			302			292			294			293			305			292

Total	$	7,966		$	7,877		$	8,177		$	7,966		$	8,095		$	8,270		$	8,225		$	8,522		$	8,095

Guaranteed Investment Contracts, Funding Agreements Backing Notes and Funding Agreements
Account value, beginning of the period	$	1,077		$	1,970		$	2,153		$	2,153		$	2,297		$	2,221		$	2,594		$	2,623		$	2,623
Deposits		—			—			—			—			—			84			—			—			84
Surrenders and benefits		(43	)		(900	)		(167	)		(1,110	)		(164	)		(26	)		(385	)		(55	)		(630	)

Net flows		(43	)		(900	)		(167	)		(1,110	)		(164	)		58			(385	)		(55	)		(546	)
Interest credited		2			7			15			24			17			17			18			21			73
Foreign currency translation		—			—			(31	)		(31	)		3			1			(6	)		5			3

Account value, end of the period	$	1,036		$	1,077		$	1,970		$	1,036		$	2,153		$	2,297		$	2,221		$	2,594		$	2,153

Corporate and Other

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Operating Loss and Assets Under Management—Corporate and Other⁽¹⁾

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		(6	)		3			2			(1	)		11			3			16			—			30
Net investment gains (losses)		(11	)		(5	)		(10	)		(26	)		(11	)		(4	)		1			(33	)		(47	)
Insurance and investment product fees and other		2			(1	)		43			44			40			35			24			21			120

Total revenues		(15	)		(3	)		35			17			40			34			41			(12	)		103

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		38			8			49			95			60			36			29			32			157
Amortization of deferred acquisition costs and intangibles		1			4			3			8			3			3			3			3			12
Interest expense		81			77			80			238			80			82			84			62			308

Total benefits and expenses		120			89			132			341			143			121			116			97			477

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(135	)		(92	)		(97	)		(324	)		(103	)		(87	)		(75	)		(109	)		(374	)
Benefit for income taxes		(20	)		(33	)		(33	)		(86	)		(31	)		(35	)		(31	)		(37	)		(134	)

LOSS FROM CONTINUING OPERATIONS		(115	)		(59	)		(64	)		(238	)		(72	)		(52	)		(44	)		(72	)		(240	)
Income (loss) from discontinued operations, net of taxes⁽²⁾		2			6			(20	)		(12	)		6			12			27			12			57

NET LOSS		(113	)		(53	)		(84	)		(250	)		(66	)		(40	)		(17	)		(60	)		(183	)

ADJUSTMENTS TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		7			4			6			17			7			3			(1	)		22			31
(Income) loss from discontinued operations, net of taxes		(2	)		(6	)		20			12			(6	)		(12	)		(27	)		(12	)		(57	)

NET OPERATING LOSS	$	(108	)	$	(55	)	$	(58	)	$	(221	)	$	(65	)	$	(49	)	$	(45	)	$	(50	)	$	(209	)

Effective tax rate (operating loss)		13.3	%		36.7	%		33.5	%		25.9	%		29.8	%		40.0	%		41.7	%		34.1	%		36.2	%

⁽¹⁾	Includes inter-segment eliminations and non-core products.

⁽²⁾	Operating results of the wealth management business prior to the sale on August 30, 2013 presented as discontinued operations were as follows:


	2013										2012
	3Q		2Q		1Q			Total			4Q		3Q		2Q			1Q			Total
REVENUES:
Net investment gains (losses)	$	—	$	—	$	—		$	—		$	—	$	—	$	(2	)	$	(1	)	$	(3	)
Insurance and investment product fees and other		54		79		78			211			74		82		83			112			351

Total revenues		54		79		78			211			74		82		81			111			348

BENEFITS AND EXPENSES:
Acquisition and operating expenses, net of deferrals		46		66		66			178			58		62		62			90			272
Amortization of deferred acquisition costs and intangibles		1		2		1			4			1		2		1			1			5

Total benefits and expenses		47		68		67			182			59		64		63			91			277

INCOME BEFORE INCOME TAXES AND OTHER ITEMS		7		11		11			29			15		18		18			20			71
Provision for income taxes		3		5		4			12			7		6		6			8			27
Goodwill impairment and other (gain) loss from sale, net of taxes		2		—		27			29			2		—		(15	)		—			(13	)

NET INCOME (LOSS)	$	2	$	6	$	(20	)	$	(12	)	$	6	$	12	$	27		$	12		$	57

Assets under management⁽³⁾	$	—	$	22,619	$	23,056		$	—		$	22,349	$	22,633	$	22,320		$	25,684		$	22,349

⁽³⁾	Assets under management for the wealth management business prior to the sale on August 30, 2013 represented third-party assets under management that were not consolidated in the company’s financial statements.

Additional Financial Data

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Investments Summary

(amounts in millions)


		September 30, 2013					June 30, 2013					March 31, 2013					December 31, 2012					September 30, 2012
		Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade:
Public fixed maturity securities		$	35,503		49	%	$	34,486		48	%	$	36,577		48	%	$	37,207		48	%	$	37,335		48	%
Private fixed maturity securities			10,277		14			10,368		14			10,572		14			10,484		13			10,306		13
Residential mortgage-backed securities⁽¹⁾			5,187		7			5,282		7			5,551		7			5,532		7			5,489		7
Commercial mortgage-backed securities			2,520		4			2,533		4			2,731		4			2,947		4			2,902		4
Other asset-backed securities			2,992		4			2,655		4			2,572		3			2,583		3			2,685		3
Tax-exempt			263		—			262		—			270		—			294		—			302		—
Non-investment grade fixed maturity securities			2,344		3			2,422		3			2,809		4			3,114		4			3,195		4
Equity securities:
Common stocks and mutual funds			303		1			332		1			401		1			431		1			410		1
Preferred stocks			76		—			79		—			89		—			87		—			114		—
Commercial mortgage loans			5,858		8			5,831		8			5,866		8			5,872		8			5,861		8
Restricted commercial mortgage loans related to securitization entities			290		—			309		—			324		—			341		—			359		—
Policy loans			1,668		2			1,671		2			1,606		2			1,601		2			1,626		2
Cash, cash equivalents and short-term investments			3,767		5			3,777		5			4,104		5			3,897		5			3,854		5
Securities lending			154		—			163		—			183		—			187		—			181		—
Other invested assets:	Limited partnerships		297		1			318		1			326		1			339		—			344		—
	Derivatives:
	Long-term care (LTC) forward starting swap—cash flow		147		—			166		—			353		—			466		1			614		1
	Other cash flow		3		—			3		—			9		—			3		—			1		—
	Fair value		1		—			1		—			4		—			43		—			48		—
	Equity index options—non-qualified		6		—			13		—			17		—			25		—			24		—
	Other non-qualified		370		1			397		1			554		1			612		1			697		1
	Trading portfolio		278		—			287		—			468		1			556		1			680		1
	Counterparty collateral		272		—			377		1			615		1			840		1			1,010		1
	Restricted other invested assets related to securitization entities		392		1			392		1			399		—			393		1			393		1
	Other		85		—			87		—			146		—			157		—			173		—

Total invested assets and cash		$	73,053		100	%	$	72,211		100	%	$	76,546		100	%	$	78,011		100	%	$	78,603		100	%

Public Fixed Maturity Securities—Credit Quality:
NRSRO⁽²⁾ Designation
AAA		$	15,859		35	%	$	15,928		36	%	$	17,050		36	%	$	17,372		36	%	$	17,864		37	%
AA			4,776		11			4,204		10			4,664		10			4,746		10			4,709		10
A			12,674		28			12,530		28			13,133		28			13,238		28			13,311		28
BBB			10,426		23			10,044		23			10,345		22			10,567		22			10,372		21
BB			1,134		3			1,096		3			1,260		3			1,296		3			1,280		3
B			128		—			145		—			135		—			147		—			145		—
CCC and lower			130		—			182		—			257		1			397		1			456		1

Total public fixed maturity securities		$	45,127		100	%	$	44,129		100	%	$	46,844		100	%	$	47,763		100	%	$	48,137		100	%

Private Fixed Maturity Securities—Credit Quality:
NRSRO⁽²⁾ Designation
AAA		$	1,453		10	%	$	1,326		10	%	$	1,354		10	%	$	1,427		10	%	$	1,657		12	%
AA			1,551		11			1,499		11			1,462		10			1,521		11			1,349		10
A			4,247		31			4,198		30			4,419		31			4,338		30			4,164		29
BBB			5,756		41			5,857		42			5,846		41			5,838		41			5,593		40
BB			798		6			819		6			886		6			929		6			974		7
B			63		—			83		—			154		1			194		1			187		1
CCC and lower			91		1			97		1			117		1			151		1			153		1

Total private fixed maturity securities		$	13,959		100	%	$	13,879		100	%	$	14,238		100	%	$	14,398		100	%	$	14,077		100	%

⁽¹⁾	The company does not have any material exposure to residential mortgage-backed securities collateralized debt obligations (CDOs).

⁽²⁾	Nationally Recognized Statistical Rating Organizations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Fixed Maturity Securities Summary

(amounts in millions)


	September 30, 2013					June 30, 2013					March 31, 2013					December 31, 2012					September 30, 2012
	Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total
Fixed Maturity Securities—Security Sector:
U.S. government, agencies and government-sponsored enterprises	$	5,325		9	%	$	5,048		9	%	$	5,381		9	%	$	5,491		9	%	$	5,503		9	%
Tax-exempt		263		—			262		—			270		—			294		1			302		1
Foreign government		2,232		4			2,247		4			2,345		4			2,422		4			2,574		4
U.S. corporate		24,782		42			24,742		43			25,936		43			26,105		42			26,306		42
Foreign corporate		15,276		26			14,618		25			15,540		25			15,792		25			15,368		25
Residential mortgage-backed securities		5,397		9			5,590		10			5,942		10			6,081		10			6,119		10
Commercial mortgage-backed securities		2,790		5			2,814		5			3,056		5			3,333		5			3,286		5
Other asset-backed securities		3,021		5			2,687		4			2,612		4			2,643		4			2,756		4

Total fixed maturity securities	$	59,086		100	%	$	58,008		100	%	$	61,082		100	%	$	62,161		100	%	$	62,214		100	%

Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance	$	7,344		19	%	$	7,167		19	%	$	7,746		20	%	$	7,820		20	%	$	8,063		20	%
Utilities and energy		9,084		24			9,097		24			9,438		24			9,432		24			9,265		23
Consumer—non-cyclical		4,722		12			4,674		12			4,979		13			5,027		13			5,065		13
Consumer—cyclical		2,185		6			2,157		6			2,217		6			2,272		6			2,222		6
Capital goods		2,276		6			2,332		6			2,460		6			2,515		6			2,515		6
Industrial		2,592		7			2,507		7			2,546		6			2,511		6			2,434		6
Technology and communications		2,928		8			2,864		8			2,916		7			2,966		7			2,792		7
Transportation		1,593		4			1,550		4			1,581		4			1,588		4			1,566		4
Other		5,534		14			5,245		14			5,650		14			5,793		14			5,786		15

Subtotal		38,258		100	%		37,593		100	%		39,533		100	%		39,924		100	%		39,708		100	%

Non-Investment Grade:
Finance and insurance		376		21	%		376		21	%		413		21	%		454		23	%		460		23	%
Utilities and energy		338		19			332		19			372		19			406		21			429		22
Consumer—non-cyclical		170		9			186		11			161		8			171		9			160		8
Consumer—cyclical		107		6			107		6			119		6			110		5			95		5
Capital goods		272		15			250		14			247		13			257		13			287		14
Industrial		243		14			236		13			322		17			318		16			290		15
Technology and communications		257		14			234		13			241		12			186		9			171		9
Transportation		26		1			29		2			53		3			55		3			58		3
Other		11		1			17		1			15		1			16		1			16		1

Subtotal		1,800		100	%		1,767		100	%		1,943		100	%		1,973		100	%		1,966		100	%

Total	$	40,058		100	%	$	39,360		100	%	$	41,476		100	%	$	41,897		100	%	$	41,674		100	%

Fixed Maturity Securities—Contractual Maturity Dates:

Due in one year or less	$	2,772		5	%	$	2,670		4	%	$	2,731		4	%	$	2,634		4	%	$	3,097		5	%
Due after one year through five years		10,563		18			10,313		18			10,997		18			11,139		18			11,162		18
Due after five years through ten years		12,570		21			11,880		20			12,243		20			12,266		20			12,009		19
Due after ten years		21,973		37			22,054		38			23,501		39			24,065		39			23,785		38

Subtotal		47,878		81			46,917		80			49,472		81			50,104		81			50,053		80
Mortgage and asset-backed securities		11,208		19			11,091		20			11,610		19			12,057		19			12,161		20

Total fixed maturity securities	$	59,086		100	%	$	58,008		100	%	$	61,082		100	%	$	62,161		100	%	$	62,214		100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2013						June 30, 2013						March 31, 2013						December 31, 2012						September 30, 2012
	Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total
Geographic Region
Pacific	$	1,624			28	%	$	1,621			28	%	$	1,582			27	%	$	1,553			26	%	$	1,526			26	%
South Atlantic		1,558			26			1,515			26			1,549			26			1,587			27			1,619			27
Middle Atlantic		792			13			780			13			750			13			739			13			710			12
Mountain		462			8			466			8			458			8			463			8			442			7
East North Central		384			7			389			7			451			8			468			8			513			9
West North Central		366			6			368			6			374			6			353			6			339			6
New England		327			6			340			6			341			6			343			6			342			6
West South Central		237			4			247			4			259			4			265			4			260			4
East South Central		143			2			142			2			140			2			141			2			152			3

Subtotal		5,893			100	%		5,868			100	%		5,904			100	%		5,912			100	%		5,903			100	%

Allowance for losses		(36	)					(38	)					(40	)					(42	)					(44	)
Unamortized fees and costs		1						1						2						2						2

Total	$	5,858					$	5,831					$	5,866					$	5,872					$	5,861

Property Type
Retail	$	2,005			34	%	$	2,000			34	%	$	1,953			33	%	$	1,895			32	%	$	1,882			32	%
Office		1,610			27			1,585			27			1,595			27			1,580			27			1,533			26
Industrial		1,571			27			1,565			27			1,584			27			1,603			27			1,633			27
Apartments		473			8			490			8			542			9			552			9			578			10
Mixed use/other		234			4			228			4			230			4			282			5			277			5

Subtotal		5,893			100	%		5,868			100	%		5,904			100	%		5,912			100	%		5,903			100	%

Allowance for losses		(36	)					(38	)					(40	)					(42	)					(44	)
Unamortized fees and costs		1						1						2						2						2

Total	$	5,858					$	5,831					$	5,866					$	5,872					$	5,861

Allowance for Losses on Commercial Mortgage Loans
Beginning balance	$	38					$	40					$	42					$	44					$	46
Provision		—						—						—						—						1
Release		(2	)					(2	)					(2	)					(2	)					(3	)

Ending balance	$	36					$	38					$	40					$	42					$	44

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2013					June 30, 2013					March 31, 2013					December 31, 2012					September 30, 2012
Loan Size	Principal Balance		% of Total			Principal Balance		% of Total			Principal Balance		% of Total			Principal Balance		% of Total			Principal Balance		% of Total
Under $5 million	$	2,393		41	%	$	2,384		41	%	$	2,425		41	%	$	2,458		42	%	$	2,722		46	%
$5 million but less than $10 million		1,594		27			1,594		27			1,573		27			1,508		25			1,521		26
$10 million but less than $20 million		1,315		22			1,321		23			1,255		21			1,162		20			1,058		18
$20 million but less than $30 million		227		4			204		3			205		3			267		4			198		3
$30 million and over		364		6			365		6			446		8			517		9			404		7

Total	$	5,893		100	%	$	5,868		100	%	$	5,904		100	%	$	5,912		100	%	$	5,903		100	%

Commercial Mortgage Loan Information by Vintage as of September 30, 2013

(loan amounts in millions)


Loan Year	Total Recorded Investment ⁽¹⁾		Number of Loans		Average Balance Per Loan		Loan-To-Value⁽²⁾			Delinquent Principal Balance		Number of Delinquent Loans		Average Balance Per Delinquent Loan
2004 and prior	$	1,000		517	$	2		42	%	$	—		—	$	—
2005		1,056		262	$	4		55	%		—		—	$	—
2006		987		247	$	4		63	%		30		6	$	5
2007		886		158	$	6		70	%		—		—	$	—
2008		254		55	$	5		69	%		9		2	$	4
2009		—		—	$	—		—	%		—		—	$	—
2010		95		17	$	6		54	%		—		—	$	—
2011		275		54	$	5		58	%		—		—	$	—
2012		677		97	$	7		64	%		—		—	$	—
2013		663		99	$	7		67	%		—		—	$	—

Total	$	5,893		1,506	$	4		59	%	$	39		8	$	5

⁽¹⁾	Total recorded investment reflects the balance sheet carrying value gross of related allowance and the unamortized balance of loan origination fees and costs.

⁽²⁾	Represents weighted-average loan-to-value as of September 30, 2013.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Net Investment Income
Fixed maturity securities—taxable	$	651		$	672		$	656		$	1,979		$	678		$	659		$	669		$	660		$	2,666
Fixed maturity securities—non-taxable		3			2			2			7			2			2			3			4			11
Commercial mortgage loans		81			81			82			244			84			87			85			84			340
Restricted commercial mortgage loans related to securitization entities		8			7			7			22			8			8			7			9			32
Equity securities		3			6			4			13			5			4			6			4			19
Other invested assets		33			33			46			112			37			46			36			43			162
Limited partnerships		8			6			2			16			12			2			20			10			44
Restricted other invested assets related to securitization entities		—			—			—			—			1			—			—			—			1
Policy loans		33			32			32			97			30			31			31			31			123
Cash, cash equivalents and short-term investments		4			5			7			16			7			8			10			10			35

Gross investment income before expenses and fees		824			844			838			2,506			864			847			867			855			3,433
Expenses and fees		(23	)		(23	)		(24	)		(70	)		(24	)		(22	)		(21	)		(23	)		(90	)

Net investment income	$	801		$	821		$	814		$	2,436		$	840		$	825		$	846		$	832		$	3,343

Annualized Yields
Fixed maturity securities—taxable		4.7	%		4.9	%		4.7	%		4.8	%		4.9	%		4.8	%		4.9	%		4.9	%		4.8	%
Fixed maturity securities—non-taxable		4.2	%		2.9	%		2.7	%		3.2	%		2.5	%		2.4	%		3.3	%		3.4	%		2.9	%
Commercial mortgage loans		5.5	%		5.5	%		5.6	%		5.6	%		5.7	%		5.9	%		5.7	%		5.5	%		5.7	%
Restricted commercial mortgage loans related to securitization entities		10.5	%		8.6	%		8.4	%		9.3	%		9.1	%		8.6	%		7.6	%		9.0	%		8.5	%
Equity securities		3.2	%		5.7	%		3.4	%		4.1	%		4.1	%		3.5	%		5.7	%		4.1	%		4.4	%
Other invested assets		42.1	%		29.4	%		28.3	%		31.0	%		18.6	%		20.0	%		14.0	%		15.8	%		17.1	%
Limited partnerships⁽¹⁾		10.4	%		7.5	%		2.4	%		6.7	%		14.0	%		2.3	%		22.6	%		11.5	%		12.7	%
Restricted other invested assets related to securitization entities		—	%		—	%		—	%		—	%		1.1	%		0.2	%		0.1	%		—	%		0.3	%
Policy loans		7.9	%		7.8	%		8.0	%		7.9	%		7.4	%		7.6	%		7.8	%		8.0	%		7.7	%
Cash, cash equivalents and short-term investments		0.4	%		0.5	%		0.7	%		0.5	%		0.7	%		0.8	%		0.9	%		0.8	%		0.8	%

Gross investment income before expenses and fees		4.8	%		4.9	%		4.8	%		4.8	%		4.9	%		4.9	%		5.0	%		4.9	%		4.9	%
Expenses and fees		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.2	%		-0.1	%		-0.1	%		-0.1	%

Net investment income		4.7	%		4.8	%		4.7	%		4.7	%		4.8	%		4.7	%		4.9	%		4.8	%		4.8	%

Yields are based on net investment income as reported under U.S. GAAP and are consistent with how the company measures its investment performance for management purposes. Yields are annualized, for interim periods, and are calculated as net investment income as a percentage of average quarterly asset carrying values except for fixed maturity and equity securities, derivatives and derivative counterparty collateral, which exclude unrealized fair value adjustments and securities lending activity, which is included in other invested assets and is calculated net of the corresponding securities lending liability. See page 73 herein for average invested assets and cash used in the yield calculation.

⁽¹⁾	Limited partnership investments are equity-based and do not have fixed returns by period.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail⁽¹⁾

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net realized gains (losses) on available-for-sale securities:
Fixed maturity securities:
U.S. corporate	$	1		$	22		$	4		$	27		$	9		$	5		$	(1	)	$	8		$	21
U.S. government, agencies and government-sponsored enterprises		2			1			—			3			1			2			2			2			7
Foreign corporate		—			8			1			9			3			1			1			1			6
Foreign government		(2	)		8			4			10			3			2			2			1			8
Tax-exempt		—			—			(2	)		(2	)		—			(1	)		1			(1	)		(1	)
Mortgage-backed securities		(9	)		(15	)		(20	)		(44	)		(5	)		(1	)		(2	)		(2	)		(10	)
Asset-backed securities		(5	)		(11	)		(8	)		(24	)		(14	)		(1	)		—			1			(14	)
Equity securities		6			8			3			17			—			3			—			—			3

Total net realized gains (losses) on available-for-sale securities		(7	)		21			(18	)		(4	)		(3	)		10			3			10			20

Impairments:
Sub-prime residential mortgage-backed securities		(1	)		—			(2	)		(3	)		(6	)		(8	)		(2	)		(2	)		(18	)
Alt-A residential mortgage-backed securities		—			—			—			—			(1	)		(4	)		(7	)		(3	)		(15	)

Total sub-prime and Alt-A residential mortgage-backed securities		(1	)		—			(2	)		(3	)		(7	)		(12	)		(9	)		(5	)		(33	)

Prime residential mortgage-backed securities		—			—			—			—			—			(1	)		(3	)		—			(4	)
Other mortgage-backed securities		—			—			—			—			(1	)		(1	)		(1	)		(1	)		(4	)
Commercial mortgage-backed securities		(1	)		(2	)		(1	)		(4	)		(3	)		(3	)		(3	)		(3	)		(12	)
Corporate fixed maturity securities		—			—			(4	)		(4	)		(3	)		—			(10	)		—			(13	)
Limited partnerships		—			—			—			—			—			—			(1	)		—			(1	)
Commercial mortgage loans		(1	)		(2	)		—			(3	)		—			(2	)		—			(1	)		(3	)

Total impairments		(3	)		(4	)		(7	)		(14	)		(14	)		(19	)		(27	)		(10	)		(70	)

Net unrealized gains (losses) on trading securities		(5	)		(11	)		6			(10	)		—			9			22			(17	)		14
Derivative instruments		(12	)		(2	)		(27	)		(41	)		6			(2	)		(18	)		17			3
Limited partnerships		(2	)		—			—			(2	)		—			—			—			—			—
Commercial mortgage loans held-for-sale market valuation allowance		2			1			1			4			(2	)		1			1			2			2
Contingent purchase price valuation change		—			(1	)		1			—			1			(6	)		1			—			(4	)
Net gains (losses) related to securitization entities		13			9			6			28			21			12			(3	)		22			52
Other		—			—			(1	)		(1	)		—			—			—			—			—

Net investment gains (losses), net of taxes		(14	)		13			(39	)		(40	)		9			5			(21	)		24			17
Adjustment for DAC and other intangible amortization and certain benefit reserves, net of taxes		4			5			12			21			(7	)		(6	)		3			(5	)		(15	)
Adjustment for net investment (gains) losses attributable to noncontrolling interests, net of taxes		(3	)		(3	)		(1	)		(7	)		—			(1	)		—			(2	)		(3	)

Net investment gains (losses), net of taxes and other adjustments	$	(13	)	$	15		$	(28	)	$	(26	)	$	2		$	(2	)	$	(18	)	$	17		$	(1	)

⁽¹⁾	All adjustments for income taxes assume a 35% tax rate.

Reconciliations of Non-GAAP Measures

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Reconciliation of Operating ROE

(amounts in millions)


Twelve Month Rolling Average ROE	Twelve months ended
	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the twelve months ended⁽¹⁾	$	520		$	447		$	382		$	325		$	298
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	11,412		$	11,302		$	11,200		$	11,115		$	11,022
GAAP Basis ROE ^(1)/(2)		4.6	%		4.0	%		3.4	%		2.9	%		2.7	%

Operating ROE
Net operating income (loss) for the twelve months ended⁽¹⁾	$	563		$	555		$	489		$	355		$	305
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	11,412		$	11,302		$	11,200		$	11,115		$	11,022
Operating ROE ^(1)/(2)		4.9	%		4.9	%		4.4	%		3.2	%		2.8	%

Quarterly Average ROE	Three months ended
	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the period ended⁽³⁾	$	108		$	141		$	103		$	168		$	35
Average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	11,606		$	11,473		$	11,345		$	11,225		$	11,138
Annualized GAAP Quarterly Basis ROE ^(3)/(4)		3.7	%		4.9	%		3.6	%		6.0	%		1.3	%

Operating ROE
Net operating income (loss) for the period ended⁽³⁾	$	119		$	133		$	151		$	160		$	111
Quarterly average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	11,606		$	11,473		$	11,345		$	11,225		$	11,138
Annualized Operating Quarterly Basis ROE ^(3)/(4)		4.1	%		4.6	%		5.3	%		5.7	%		4.0	%

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income (loss) divided by average ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) in average ending Genworth Financial, Inc.’s stockholders equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) available to Genworth Financial, Inc.’s common stockholders divided by average ending Genworth Financial, Inc.’s stockholders’ equity.

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 8 herein.

⁽²⁾

Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), but including equity related to discontinued operations for the most recent five quarters.

⁽³⁾	Net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 8 herein.

⁽⁴⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Reconciliation of Expense Ratio

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals⁽¹⁾	$	407		$	413		$	433		$	1,253		$	272		$	443		$	439		$	440		$	1,594
Total revenues⁽²⁾	$	2,317		$	2,371		$	2,303		$	6,991		$	2,467		$	2,456		$	2,402		$	2,315		$	9,640

Expense ratio^(1)/(2)		17.6	%		17.4	%		18.8	%		17.9	%		11.0	%		18.0	%		18.3	%		19.0	%		16.5	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	407		$	413		$	433		$	1,253		$	272		$	443		$	439		$	440		$	1,594
Less lifestyle protection insurance business		106			110			110			326			113			117			126			127			483

Adjusted acquisition and operating expenses, net of deferrals⁽³⁾	$	301		$	303		$	323		$	927		$	159		$	326		$	313		$	313		$	1,111

Total revenues	$	2,317		$	2,371		$	2,303		$	6,991		$	2,467		$	2,456		$	2,402		$	2,315		$	9,640
Less lifestyle protection insurance business		187			202			205			594			195			198			211			218			822
Less net investment gains (losses)		(24	)		5			(67	)		(86	)		11			8			(34	)		36			21

Adjusted total revenues⁽⁴⁾	$	2,154		$	2,164		$	2,165		$	6,483		$	2,261		$	2,250		$	2,225		$	2,061		$	8,797

Adjusted expense ratio^(3)/(4)		14.0	%		14.0	%		14.9	%		14.3	%		7.0	%		14.5	%		14.1	%		15.2	%		12.6	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s lifestyle protection insurance business. The lifestyle protection insurance business is excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Reconciliation of Core Premiums

(amounts in millions)


	2013												2012
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Reported premiums	$	1,291		$	1,286		$	1,261		$	3,838		$	1,320		$	1,313		$	1,302		$	1,106		$	5,041
Less U.S. Life Insurance—fixed annuities premiums		21			15			13			49			30			26			15			33			104
Less impact of changes in foreign exchange rates		(6	)		(5	)		6			(5	)		(2	)		(34	)		(23	)		(3	)		(62	)

Core premiums	$	1,276		$	1,276		$	1,242		$	3,794		$	1,292		$	1,321		$	1,310		$	1,076		$	4,999


Reported premium percentage change from prior year		-1.7	%		-1.2	%		14.0	%		3.1	%		-2.2	%		-10.0	%		-9.9	%		-22.9	%		-11.4	%
Core premium percentage change from prior year		-3.4	%		-2.6	%		15.4	%		2.3	%		-1.4	%		-4.5	%		-5.1	%		-23.4	%		-8.7	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from the U.S. Life Insurance—fixed annuities business and the impact of changes in foreign exchange rates. The fixed annuities premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Reconciliation of Core Yield


		2013												2012
	(Assets—amounts in billions)	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
	Reported—Total Invested Assets and Cash	$	73.1		$	72.2		$	76.5		$	73.1		$	78.0		$	78.6		$	76.8		$	74.5		$	78.0
	Subtract:
	Securities lending		0.2			0.2			0.2			0.2			0.2			0.2			0.2			0.1			0.2
	Unrealized gains (losses)		3.3			3.7			6.7			3.3			7.2			7.3			6.4			4.1			7.2
	Derivative counterparty collateral		0.3			0.4			0.6			0.3			0.8			1.0			1.2			0.6			0.8

	Adjusted end of period invested assets and cash	$	69.3		$	67.9		$	69.0		$	69.3		$	69.8		$	70.1		$	69.0		$	69.7		$	69.8

(A)	Average Invested Assets And Cash Used in Reported Yield Calculation	$	68.6		$	68.5		$	69.4		$	68.8		$	70.0		$	69.6		$	69.4		$	69.8		$	69.7
	Subtract:
	Restricted commercial mortgage loans and other invested assets related to securitization entities		0.3			0.2			0.3			0.3			0.3			0.4			0.3			0.4			0.4

(B)	Average Invested Assets And Cash Used in Core Yield Calculation		68.3			68.3			69.1			68.5			69.7			69.2			69.1			69.4			69.3
	Subtract:
	Portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		4.6			5.2			5.7			5.2			6.2			6.6			6.8			7.5			6.8

(C)	Average Invested Assets And Cash Used in Core Yield (excl. Floating and Non-Recourse Funding) Calculation	$	63.7		$	63.1		$	63.4		$	63.3		$	63.5		$	62.6		$	62.3		$	61.9		$	62.5

	(Income—amounts in millions)
(D)	Reported—Net Investment Income	$	801		$	821		$	814		$	2,436		$	840		$	825		$	846		$	832		$	3,343
	Subtract:
	Bond calls and commercial mortgage loan prepayments		15			14			10			39			13			14			4			5			36
	Reinsurance⁽²⁾		17			21			22			60			16			19			24			22			81
	Other non-core items⁽³⁾		4			19			2			25			13			3			8			4			28
	Restricted commercial mortgage loans and other invested assets related to securitization entities		4			4			4			12			5			6			5			5			21

(E)	Core Net Investment Income		761			763			776			2,300			793			783			805			796			3,177
	Subtract:
	Investment income from portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		24			25			25			74			31			29			30			33			123

(F)	Core Net Investment Income (excl. Floating and Non-Recourse Funding)	$	737		$	738		$	751		$	2,226		$	762		$	754		$	775		$	763		$	3,054


(D) / (A)	Reported Yield		4.67	%		4.79	%		4.69	%		4.72	%		4.80	%		4.74	%		4.88	%		4.77	%		4.80	%
(E) / (B)	Core Yield		4.46	%		4.47	%		4.49	%		4.47	%		4.55	%		4.53	%		4.66	%		4.59	%		4.58	%
(F) / (C)	Core Yield (excl. Floating and Non-Recourse Funding)		4.63	%		4.68	%		4.74	%		4.68	%		4.80	%		4.82	%		4.98	%		4.93	%		4.88	%

Notes:

Columns may not add due to rounding.

Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for items that do not reflect the underlying performance of the investment portfolio. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾	Floating products refer to institutional products and the non-recourse funding obligations that support certain term and universal life insurance reserves in the company’s life insurance business.

⁽²⁾	Represents imputed investment income related to reinsurance agreements in the lifestyle protection insurance business.

⁽³⁾	Includes cost basis adjustments on structured securities, preferred stock income and various other immaterial items.

Corporate Information

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Financial Strength Ratings

The company’s principal life insurance subsidiaries are rated in terms of financial strength by Standard & Poor’s Financial Services LLC (S&P), Moody’s Investors Service, Inc. (Moody’s) and A.M. Best Company, Inc. (A.M. Best) as follows:


Company	S&P	Moody’s	A.M. Best
Genworth Life Insurance Company	A-	A3	A
Genworth Life and Annuity Insurance Company	A-	A3	A
Genworth Life Insurance Company of New York	A-	A3	A

The company’s principal mortgage insurance subsidiaries are rated in terms of financial strength by S&P and Moody’s as follows:


Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	B	Ba2
Genworth Residential Mortgage Insurance Corporation of NC	B	Ba2
Genworth Financial Mortgage Insurance Pty. Limited (Australia)	AA-	A3
Genworth Financial Mortgage Insurance Limited (Europe)	BBB-	Not rated
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA-	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.⁽²⁾	Not rated	Aa3.mx

The company’s principal lifestyle protection insurance subsidiaries are rated in terms of financial strength by S&P as follows:

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

⁽²⁾	Genworth Seguros de Credito a la Vivienda S.A. de C.V. is also rated “Baa3” by Moody’s on a Global Scale Insurance financial strength basis.

The S&P, Moody’s, A.M. Best and DBRS ratings included are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in the company’s securities.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2013

Financial Strength Ratings (continued)

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. Insurers rated “AA” (Very Strong), “A” (Strong), “BBB” (Good) or “B” (Weak) have very strong, strong, good, or weak financial security characteristics, respectively. The “AA,” “A,” “BBB” and “B” ranges are the second-, third-, fourth- and sixth-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA-,” “A-,” “BBB-” and “B” ratings are the fourth-, seventh-, tenth- and fifteenth-highest of S&P’s 21 ratings categories.

Moody’s states that insurance companies rated “A” (Good) offer good financial security and that insurance companies rated “Ba” (Questionable) offer questionable financial security. The “A” (Good) and “Ba” (Questionable) ranges are the third- and fifth-highest, respectively, of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the groups, with 1 being the highest and 3 being the lowest. These modifiers are not added to ratings in the “Aaa” category or to ratings below the “Caa” category. Accordingly, the “A3” and “Ba2” ratings are the seventh- and twelfth-highest, respectively, of Moody’s 21 ratings categories. Issuers or issues rated “Aa.mx” demonstrate very strong creditworthiness relative to other issuers in Mexico.

A.M. Best states that the “A” (Excellent) rating is assigned to those companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A” (Excellent) rating is the third-highest of 15 ratings assigned by A.M. Best, which range from “A++” to “F.”

DBRS states that long-term obligations rated “AA” are of superior credit quality. The capacity for the payment of financial obligations is considered high and unlikely to be significantly vulnerable to future events. Credit quality differs from “AAA” only to a small degree.

S&P, Moody’s, A.M. Best and DBRS review their ratings periodically and the company cannot assure you that it will maintain the current ratings in the future. Other agencies may also rate the company or its insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial services company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of its customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Georgette Nicholas, 804-662-2248

Georgette.Nicholas@genworth.com