Exhibit 99.2

Exhibit 99.2

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011


Table of Contents	Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Third* *Quarter Results*
Net Income		7
Net Operating Income (Loss) by Segment		8
Consolidated Net Income (Loss) by Quarter		9
Net Operating Income (Loss) by Segment by Quarter		10
Consolidated Balance Sheets		11-12
Consolidated Balance Sheets by Segment		13-14
Deferred Acquisition Costs Rollforward		15

*Quarterly Results by Segment*
Net Operating Income (Loss) by Segment		17-20
Net Operating Income and Sales—Retirement and Protection		22-31
Net Operating Income and Sales—International		33-43
Net Operating Loss and Sales—U.S. Mortgage Insurance		45-55
Net Operating Loss—Corporate and Other		57

*Additional Financial Data*
Investments Summary		59
Fixed Maturity Securities Summary		60
Commercial Mortgage Loans Summary		61-62
General Account GAAP Net Investment Income Yields		63
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail		64

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating Return On Equity (ROE)		66
Reconciliation of Expense Ratio		67
Reconciliation of Core Premiums		68
Reconciliation of Core Yield		69

*Corporate Information*
Industry Ratings		71-72

Note:

Unless otherwise noted, references in this financial supplement to net income (loss), net income (loss) per share, net operating income (loss), net operating income (loss) per share, book value and book value per common share should be read as net income (loss) available to Genworth Financial, Inc.’s common stockholders, net income (loss) available to Genworth Financial, Inc.’s common stockholders per share, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per share, book value available to Genworth Financial, Inc.’s common stockholders and book value available to Genworth Financial, Inc.’s common stockholders per share, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Dear Investor,

In the U.S. Mortgage Insurance segment, the company provided additional details related to paid claims and reserves that can be found on page 47.

Once again, thank you for your continued interest in Genworth Financial.

Please feel free to call with any questions or comments.

Regards,

Georgette Nicholas

Investor Relations

804 662.2248

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” The chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss) available to Genworth Financial, Inc.’s common stockholders. The company defines net operating income (loss) available to Genworth Financial, Inc.’s common stockholders as income (loss) from continuing operations excluding net income attributable to noncontrolling interests, after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. The company excludes net investment gains (losses) and infrequent or unusual non-operating items because the company does not consider them to be related to the operating performance of the company’s segments and Corporate and Other activities. A component of the company’s net investment gains (losses) is the result of impairments, the size and timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) can be subject to the company’s discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) available to Genworth Financial, Inc.’s common stockholders if, in the company’s opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income (loss) available to Genworth Financial, Inc.’s common stockholders in accordance with GAAP, the company believes that net operating income (loss) available to Genworth Financial, Inc.’s common stockholders and measures that are derived from or incorporate net operating income (loss) available to Genworth Financial, Inc.’s common stockholders, including net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per common share on a basic and diluted basis, are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per common share on a basic and diluted basis are not substitutes for net income (loss) available to Genworth Financial, Inc.’s common stockholders or net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share on a basic and diluted basis determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) available to Genworth Financial, Inc.’s common stockholders may differ from the definitions used by other companies. There were no infrequent or unusual non-operating items excluded from net operating income (loss) available to Genworth Financial, Inc.’s common stockholders during the periods presented other than a $106 million tax benefit related to separation from the company’s former parent recorded in the first quarter of 2010. The table on page 8 of this financial supplement reflects net operating income (loss) as determined in accordance with accounting guidance related to segment reporting, and a reconciliation of net operating income (loss) of the company’s segments and Corporate and Other activities to net income (loss) available to Genworth Financial, Inc.’s common stockholders for the three and nine months ended September 30, 2011 and 2010. The financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 66 through 69 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management” and “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports sales metrics as a measure of volume of new and renewal business generated in a period. Sales refer to: (1) annualized first-year premiums for term life, long-term care and Medicare supplement insurance; (2) new and additional premiums/deposits for universal and term universal life insurance, linked-benefits, spread-based and variable products; (3) gross flows and net flows, which represent gross flows less redemptions, for the wealth management business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where the company earns a fee for administrative services only business, for the lifestyle protection insurance business; and (5) new insurance written for mortgage insurance. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for the wealth management business, insurance in-force and risk in-force. Assets under management for the wealth management business represent third-party assets under management that are not consolidated in the company’s financial statements. Insurance in-force for the life, international mortgage and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. For the risk in-force in the international mortgage insurance business, the company has computed an “effective” risk in-force amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor of 35% that represents the highest expected average per-claim payment for any one underwriting year over the life of the company’s businesses in Canada, Australia and New Zealand. Risk in-force for the U.S. mortgage insurance business is the obligation that is limited under contractual terms to the amounts less than 100% of the mortgage loan value. The company considers assets under management for the wealth management business, insurance in-force and risk in-force to be a measure of the company’s operating performance because they represent a measure of the size of the business at a specific date which will generate revenues and profits in a future period, rather than a measure of the company’s revenues or profitability during that period.

This financial supplement also includes information related to loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled presales, claims administration and other loan workouts. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including presales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. The company believes that this information helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business as loss mitigation activities specifically impact current and future loss reserves and level of claim payments.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

⁽¹⁾	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	September 30, 2011		June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010
Total Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income	$	12,406	$	12,370	$	12,457	$	12,369	$	12,518
Total accumulated other comprehensive income		3,872		2,062		1,620		1,492		2,484

Total Genworth Financial, Inc.’s stockholders’ equity	$	16,278	$	14,432	$	14,077	$	13,861	$	15,002

Book value per common share	$	33.16	$	29.41	$	28.70	$	28.31	$	30.64
Book value per common share, excluding accumulated other comprehensive income	$	25.27	$	25.21	$	25.40	$	25.26	$	25.57
Common shares outstanding as of the balance sheet date		490.9		490.7		490.5		489.7		489.6

	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2011		June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010
GAAP Basis ROE		-1.2%		-0.7%		0.4%		1.1%		2.7%
Operating ROE⁽¹⁾		-0.1%		-0.7%		0.9%		1.0%		2.8%

	Three months ended
Quarterly Average ROE	September 30, 2011		June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010
GAAP Basis ROE		0.9%		-3.1%		2.6%		-5.2%		2.6%
Operating ROE⁽¹⁾		3.4%		-2.4%		3.2%		-4.3%		0.9%
Basic and Diluted Shares	Three months ended September 30, 2011		Nine months ended September 30, 2011
Weighted-average shares used in basic earnings per common share calculations		490.8		490.5
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights		1.7		3.2

Weighted-average shares used in diluted earnings per common share calculations		492.5		493.7

⁽¹⁾	See page 66 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

Third Quarter Results

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Income

(amounts in millions)


	Three months ended September 30,						Nine months ended September 30,
	2011			2010			2011			2010
REVENUES:
Premiums	$	1,461		$	1,447		$	4,353		$	4,387
Net investment income		842			815			2,553			2,403
Net investment gains (losses)		(157	)		105			(225	)		(104	)
Insurance and investment product fees and other		375			300			1,063			812

Total revenues		2,521			2,667			7,744			7,498

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,457			1,502			4,538			4,157
Interest credited		194			212			599			636
Acquisition and operating expenses, net of deferrals		510			472			1,524			1,446
Amortization of deferred acquisition costs and intangibles		190			227			572			590
Interest expense		124			114			385			338

Total benefits and expenses		2,475			2,527			7,618			7,167

INCOME BEFORE INCOME TAXES		46			140			126			331
Provision (benefit) for income taxes		(19	)		18			5			(80	)
Effective tax rate		-41.3	%		12.9	%		4.0	%		-24.2	%

NET INCOME		65			122			121			411
Less: net income attributable to noncontrolling interests		36			39			106			108

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	29		$	83		$	15		$	303

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions, except per share amounts)


		Three months ended September 30,						Nine months ended September 30,
		2011			2010			2011			2010
Retirement and Protection:
Wealth Management		$	12		$	8		$	35		$	29
Retirement Income			5			26			63			85
Life Insurance			72			33			196			102
Long-Term Care			31			44			102			131

Total Retirement and Protection			120			111			396			347
International:
International Mortgage Insurance	—Canada		39			44			121			130
	—Australia		41			48			147			150
	—Other		(7	)		1			(14	)		(15	)
Lifestyle Protection Insurance			25			28			75			52

Total International			98			121			329			317
U.S. Mortgage Insurance			(79	)		(152	)		(413	)		(228	)
Corporate and Other			(35	)		(51	)		(184	)		(175	)

NET OPERATING INCOME			104			29			128			261

ADJUSTMENTS TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments⁽¹⁾			(75	)		54			(113	)		(64	)
Net tax benefit related to separation from the company’s former parent			—			—			—			106

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			29			83			15			303
Add: net income attributable to noncontrolling interests			36			39			106			108

NET INCOME		$	65		$	122		$	121		$	411

Earnings Per Share Data:
Net income available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.06		$	0.17		$	0.03		$	0.62
Diluted		$	0.06		$	0.17		$	0.03		$	0.61
Net operating income per common share
Basic		$	0.21		$	0.06		$	0.26		$	0.53
Diluted		$	0.21		$	0.06		$	0.26		$	0.53
Weighted-average shares outstanding
Basic			490.8			489.5			490.5			489.1
Diluted			492.5			493.9			493.7			493.9

⁽¹⁾	See page 64 for details on net investment gains (losses), net of taxes and other adjustments.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Consolidated Net Income (Loss) by Quarter

(amounts in millions, except per share amounts)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q		2Q			1Q			Total
REVENUES:
Premiums	$	1,461		$	1,455		$	1,437		$	4,353		$	1,467		$	1,447	$	1,470		$	1,470		$	5,854
Net investment income		842			881			830			2,553			863			815		823			765			3,266
Net investment gains (losses)		(157	)		(40	)		(28	)		(225	)		(39	)		105		(139	)		(70	)		(143	)
Insurance and investment product fees and other		375			359			329			1,063			300			300		256			256			1,112

Total revenues		2,521			2,655			2,568			7,744			2,591			2,667		2,410			2,421			10,089

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,457			1,672			1,409			4,538			1,837			1,502		1,340			1,315			5,994
Interest credited		194			204			201			599			205			212		211			213			841
Acquisition and operating expenses, net of deferrals		510			514			500			1,524			519			472		499			475			1,965
Amortization of deferred acquisition costs and intangibles		190			197			185			572			166			227		179			184			756
Interest expense		124			134			127			385			119			114		109			115			457

Total benefits and expenses		2,475			2,721			2,422			7,618			2,846			2,527		2,338			2,302			10,013

INCOME (LOSS) BEFORE INCOME TAXES		46			(66	)		146			126			(255	)		140		72			119			76
Provision (benefit) for income taxes		(19	)		(6	)		30			5			(129	)		18		(5	)		(93	)		(209	)

NET INCOME (LOSS)		65			(60	)		116			121			(126	)		122		77			212			285
Less: net income attributable to noncontrolling interests		36			36			34			106			35			39		35			34			143

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	29		$	(96	)	$	82		$	15		$	(161	)	$	83	$	42		$	178		$	142


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	0.06		$	(0.20	)	$	0.17		$	0.03		$	(0.33	)	$	0.17	$	0.09		$	0.36		$	0.29
Diluted	$	0.06		$	(0.20	)	$	0.17		$	0.03		$	(0.33	)	$	0.17	$	0.08		$	0.36		$	0.29
Weighted-average shares outstanding
Basic		490.8			490.6			490.1			490.5			489.6			489.5		489.1			488.8			489.3
Diluted		492.5			490.6			494.4			493.7			489.6			493.9		494.2			493.5			493.9

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income (Loss) by Segment by Quarter

(amounts in millions, except per share amounts)


		2011												2010
		3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Retirement and Protection:
Wealth Management		$	12		$	13		$	10		$	35		$	11		$	8		$	10		$	11		$	40
Retirement Income			5			33			25			63			42			26			25			34			127
Life Insurance			72			72			52			196			42			33			32			37			144
Long-Term Care			31			31			40			102			43			44			47			40			174

Total Retirement and Protection			120			149			127			396			138			111			114			122			485
International:
International Mortgage Insurance	—Canada		39			31			51			121			46			44			45			41			176
	—Australia		41			54			52			147			55			48			59			43			205
	—Other		(7	)		(3	)		(4	)		(14	)		(3	)		1			(11	)		(5	)		(18	)
Lifestyle Protection Insurance			25			25			25			75			19			28			12			12			71

Total International			98			107			124			329			117			121			105			91			434
U.S. Mortgage Insurance			(79	)		(253	)		(81	)		(413	)		(352	)		(152	)		(40	)		(36	)		(580	)
Corporate and Other			(35	)		(77	)		(72	)		(184	)		(38	)		(51	)		(61	)		(63	)		(213	)

NET OPERATING INCOME (LOSS)			104			(74	)		98			128			(135	)		29			118			114			126

ADJUSTMENTS TO NET OPERATING INCOME (LOSS):
Net investment gains (losses), net of taxes and other adjustments			(75	)		(22	)		(16	)		(113	)		(26	)		54			(76	)		(42	)		(90	)
Net tax benefit related to separation from the company’s former parent			—			—			—			—			—			—			—			106			106

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			29			(96	)		82			15			(161	)		83			42			178			142
Add: net income attributable to noncontrolling interests			36			36			34			106			35			39			35			34			143

NET INCOME (LOSS)		$	65		$	(60	)	$	116		$	121		$	(126	)	$	122		$	77		$	212		$	285


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.06		$	(0.20	)	$	0.17		$	0.03		$	(0.33	)	$	0.17		$	0.09		$	0.36		$	0.29
Diluted		$	0.06		$	(0.20	)	$	0.17		$	0.03		$	(0.33	)	$	0.17		$	0.08		$	0.36		$	0.29
Net operating income (loss) per common share
Basic		$	0.21		$	(0.15	)	$	0.20		$	0.26		$	(0.28	)	$	0.06		$	0.24		$	0.23		$	0.26
Diluted		$	0.21		$	(0.15	)	$	0.20		$	0.26		$	(0.28	)	$	0.06		$	0.24		$	0.23		$	0.25
Weighted-average shares outstanding
Basic			490.8			490.6			490.1			490.5			489.6			489.5			489.1			488.8			489.3
Diluted			492.5			490.6			494.4			493.7			489.6			493.9			494.2			493.5			493.9

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2011		June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	57,816	$	56,221	$	54,998	$	55,183	$	56,356
Equity securities available-for-sale, at fair value		354		374		355		332		223
Commercial mortgage loans		6,271		6,432		6,600		6,718		6,929
Restricted commercial mortgage loans related to securitization entities		430		457		485		507		522
Policy loans		1,556		1,542		1,480		1,471		1,480
Other invested assets		5,626		3,301		3,752		3,854		5,320
Restricted other invested assets related to securitization entities		377		379		376		372		378

Total investments		72,430		68,706		68,046		68,437		71,208
Cash and cash equivalents		3,648		2,831		3,742		3,132		3,598
Accrued investment income		725		693		794		733		760
Deferred acquisition costs		7,359		7,362		7,334		7,256		7,055
Intangible assets		626		692		713		741		647
Goodwill		1,326		1,333		1,331		1,329		1,321
Reinsurance recoverable		16,976		16,999		17,102		17,191		17,223
Other assets		1,002		988		883		810		958
Deferred tax asset		—		1,291		1,188		1,100		867
Separate account assets		9,794		11,452		11,807		11,666		11,063

Total assets	$	113,886	$	112,347	$	112,940	$	112,395	$	114,700

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2011			June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	31,745		$	31,177		$	30,872		$	30,717		$	30,758
Policyholder account balances		26,480			26,115			26,399			26,978			27,714
Liability for policy and contract claims		7,379			7,327			6,959			6,933			6,448
Unearned premiums		4,210			4,563			4,529			4,541			4,492
Other liabilities		6,755			5,637			6,189			6,085			6,949
Borrowings related to securitization entities		414			452			489			494			502
Non-recourse funding obligations		3,280			3,374			3,431			3,437			3,437
Short-term borrowings		—			—			—			—			730
Long-term borrowings		4,708			4,755			5,347			4,952			4,373
Deferred tax liability		1,753			1,937			1,689			1,621			2,163
Separate account liabilities		9,794			11,452			11,807			11,666			11,063

Total liabilities		96,518			96,789			97,711			97,424			98,629

Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		12,117			12,110			12,101			12,095			12,084

Accumulated other comprehensive income:
Net unrealized investment gains (losses):
Net unrealized gains on securities not other-than-temporarily impaired		1,579			352			77			21			730
Net unrealized gains (losses) on other-than-temporarily impaired securities		(126	)		(116	)		(114	)		(121	)		(143	)

Net unrealized investment gains (losses)		1,453			236			(37	)		(100	)		587

Derivatives qualifying as hedges		1,960			943			864			924			1,354
Foreign currency translation and other adjustments		459			883			793			668			543

Total accumulated other comprehensive income		3,872			2,062			1,620			1,492			2,484
Retained earnings		2,988			2,959			3,055			2,973			3,133
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,700	)		(2,700	)

Total Genworth Financial, Inc.’s stockholders’ equity		16,278			14,432			14,077			13,861			15,002
Noncontrolling interests		1,090			1,126			1,152			1,110			1,069

Total stockholders’ equity		17,368			15,558			15,229			14,971			16,071

Total liabilities and stockholders’ equity	$	113,886		$	112,347		$	112,940		$	112,395		$	114,700

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Consolidated Balance Sheet by Segment

(amounts in millions)


	September 30, 2011
	Retirement and Protection		International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	54,723	$	11,003	$	2,775		$	8,302		$	76,803
Deferred acquisition costs and intangible assets		8,453		762		55			41			9,311
Reinsurance recoverable		16,677		38		260			1			16,976
Deferred tax and other assets		549		290		70			93			1,002
Separate account assets		9,794		—		—			—			9,794

Total assets	$	90,196	$	12,093	$	3,160		$	8,437		$	113,886

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	31,745	$	—	$	—		$	—		$	31,745
Policyholder account balances		22,631		17		—			3,832			26,480
Liability for policy and contract claims		4,243		649		2,486			1			7,379
Unearned premiums		598		3,501		111			—			4,210
Non-recourse funding obligations		3,380		—		—			(100	)		3,280
Deferred tax and other liabilities		5,316		1,200		(650	)		2,642			8,508
Borrowings and capital securities		—		543		—			4,579			5,122
Separate account liabilities		9,794		—		—			—			9,794

Total liabilities		77,707		5,910		1,947			10,954			96,518

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,979		4,440		1,193			(2,206	)		12,406
Allocated accumulated other comprehensive income (loss)		3,510		653		20			(311	)		3,872

Total Genworth Financial, Inc.’s stockholders’ equity		12,489		5,093		1,213			(2,517	)		16,278
Noncontrolling interests		—		1,090		—			—			1,090

Total stockholders’ equity		12,489		6,183		1,213			(2,517	)		17,368

Total liabilities and stockholders’ equity	$	90,196	$	12,093	$	3,160		$	8,437		$	113,886

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2011
	Retirement and Protection		International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	50,066	$	11,603	$	2,822		$	7,739		$	72,230
Deferred acquisition costs and intangible assets		8,488		805		53			41			9,387
Reinsurance recoverable		16,656		67		276			—			16,999
Deferred tax and other assets		457		359		897			566			2,279
Separate account assets		11,452		—		—			—			11,452

Total assets	$	87,119	$	12,834	$	4,048		$	8,346		$	112,347

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	31,177	$	—	$	—		$	—		$	31,177
Policyholder account balances		21,963		18		—			4,134			26,115
Liability for policy and contract claims		4,110		710		2,506			1			7,327
Unearned premiums		589		3,867		107			—			4,563
Non-recourse funding obligations		3,474		—		—			(100	)		3,374
Deferred tax and other liabilities		3,853		1,194		199			2,328			7,574
Borrowings and capital securities		—		591		—			4,616			5,207
Separate account liabilities		11,452		—		—			—			11,452

Total liabilities		76,618		6,380		2,812			10,979			96,789

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		9,136		4,335		1,262			(2,363	)		12,370
Allocated accumulated other comprehensive income (loss)		1,365		993		(26	)		(270	)		2,062

Total Genworth Financial, Inc.’s stockholders’ equity		10,501		5,328		1,236			(2,633	)		14,432
Noncontrolling interests		—		1,126		—			—			1,126

Total stockholders’ equity		10,501		6,454		1,236			(2,633	)		15,558

Total liabilities and stockholders’ equity	$	87,119	$	12,834	$	4,048		$	8,346		$	112,347

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Deferred Acquisition Costs Rollforward

(amounts in millions)


	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Unamortized balance as of June 30, 2011	$	6,948		$	622		$	41		$	2	$	7,613
Costs deferred		178			53			6			—		237
Amortization, net of interest accretion⁽¹⁾		(86	)		(58	)		(4	)		—		(148	)
Impact of foreign currency translation		—			(48	)		—			—		(48	)

Unamortized balance as of September 30, 2011		7,040			569			43			2		7,654
Effect of accumulated net unrealized investment (gains) losses		(295	)		—			—			—		(295	)

Balance as of September 30, 2011	$	6,745		$	569		$	43		$	2	$	7,359

⁽¹⁾	Amortization, net of interest accretion, includes $(39) million of amortization related to net investment gains (losses) for the policyholder account balances.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Three months ended September 30, 2011	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	22		$	215		$	602		$	839		$	153		$	105		$	15		$	209		$	482		$	140		$	—		$	1,461
Net investment income		—			266			132			246			644			51			49			3			38			141			29			28			842
Net investment gains (losses)		—			(134	)		(4	)		27			(111	)		3			30			(1	)		(2	)		30			2			(78	)		(157	)
Insurance and investment product fees and other		115			55			189			16			375			—			—			—			—			—			—			—			375

Total revenues		115			209			532			891			1,747			207			184			17			245			653			171			(50	)		2,521

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			128			258			663			1,049			57			51			11			37			156			251			1			1,457
Interest credited		—			103			59			—			162			—			—			—			—			—			—			32			194
Acquisition and operating expenses, net of deferrals		95			32			43			114			284			24			15			12			137			188			37			1			510
Amortization of deferred acquisition costs and intangibles		1			45			38			36			120			13			12			1			36			62			4			4			190
Interest expense		—			—			26			1			27			5			4			—			6			15			—			82			124

Total benefits and expenses		96			308			424			814			1,642			99			82			24			216			421			292			120			2,475

INCOME (LOSS) BEFORE INCOME TAXES		19			(99	)		108			77			105			108			102			(7	)		29			232			(121	)		(170	)		46
Provision (benefit) for income taxes		7			(45	)		38			28			28			32			41			—			6			79			(44	)		(82	)		(19	)

NET INCOME (LOSS)		12			(54	)		70			49			77			76			61			(7	)		23			153			(77	)		(88	)		65
Less: net income attributable to noncontrolling interests		—			—			—			—			—			36			—			—			—			36			—			—			36

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		12			(54	)		70			49			77			40			61			(7	)		23			117			(77	)		(88	)		29

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			59			2			(18	)		43			(1	)		(20	)		—			2			(19	)		(2	)		53			75

NET OPERATING INCOME (LOSS)	$	12		$	5		$	72		$	31		$	120		$	39		$	41		$	(7	)	$	25		$	98		$	(79	)	$	(35	)	$	104


Effective tax rate (operating income (loss))⁽²⁾		38.9	%		146.4	%		35.0	%		35.5	%		29.8	%		31.8	%		44.0	%		-4.3	%		23.8	%		37.4	%		36.7	%		60.4	%		8.2	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

⁽²⁾	The operating income (loss) effective tax rate for all pages in this financial supplement was calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Three months ended September 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	42		$	226		$	577		$	845		$	148		$	75		$	12		$	218		$	453		$	149		$	—		$	1,447
Net investment income		—			276			122			232			630			48			38			3			32			121			28			36			815
Net investment gains (losses)		—			75			(13	)		(5	)		57			4			1			1			2			8			15			25			105
Insurance and investment product fees and other		89			54			120			15			278			—			1			5			6			12			3			7			300

Total revenues		89			447			455			819			1,810			200			115			21			258			594			195			68			2,667

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			149			239			602			990			46			29			8			37			120			391			1			1,502
Interest credited		—			111			62			1			174			—			—			—			—			—			—			38			212
Acquisition and operating expenses, net of deferrals		73			35			39			107			254			24			17			12			139			192			28			(2	)		472
Amortization of deferred acquisition costs and intangibles		1			60			52			46			159			11			9			—			39			59			6			3			227
Interest expense		—			—			26			—			26			4			—			—			7			11			—			77			114

Total benefits and expenses		74			355			418			756			1,603			85			55			20			222			382			425			117			2,527

INCOME (LOSS) BEFORE INCOME TAXES		15			92			37			63			207			115			60			1			36			212			(230	)		(49	)		140
Provision (benefit) for income taxes		7			29			13			23			72			31			12			—			6			49			(89	)		(14	)		18

NET INCOME (LOSS)		8			63			24			40			135			84			48			1			30			163			(141	)		(35	)		122
Less: net income attributable to noncontrolling interests		—			—			—			—			—			39			—			—			—			39			—			—			39

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		8			63			24			40			135			45			48			1			30			124			(141	)		(35	)		83

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			(37	)		9			4			(24	)		(1	)		—			—			(2	)		(3	)		(11	)		(16	)		(54	)

NET OPERATING INCOME (LOSS)	$	8		$	26		$	33		$	44		$	111		$	44		$	48		$	1		$	28		$	121		$	(152	)	$	(51	)	$	29


Effective tax rate (operating income (loss))		47.1	%		26.1	%		34.9	%		35.5	%		34.4	%		29.0	%		20.1	%		15.8	%		14.8	%		22.5	%		38.2	%		31.2	%		-407.6	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Nine months ended September 30, 2011	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	62		$	659		$	1,758		$	2,479		$	466		$	296		$	41		$	647		$	1,450		$	424		$	—		$	4,353
Net investment income		—			804			403			725			1,932			149			138			10			139			436			88			97			2,553
Net investment gains (losses)		—			(177	)		(19	)		11			(185	)		8			32			1			1			42			4			(86	)		(225	)
Insurance and investment product fees and other		339			172			502			30			1,043			—			1			5			9			15			2			3			1,063

Total revenues		339			861			1,545			2,524			5,269			623			467			57			796			1,943			518			14			7,744

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			357			763			1,922			3,042			167			140			28			104			439			1,056			1			4,538
Interest credited		—			312			191			—			503			—			—			—			—			—			—			96			599
Acquisition and operating expenses, net of deferrals		279			116			113			323			831			72			48			35			436			591			106			(4	)		1,524
Amortization of deferred acquisition costs and intangibles		3			123			117			106			349			41			36			2			122			201			12			10			572
Interest expense		—			—			77			2			79			17			4			—			35			56			—			250			385

Total benefits and expenses		282			908			1,261			2,353			4,804			297			228			65			697			1,287			1,174			353			7,618

INCOME (LOSS) BEFORE INCOME TAXES		57			(47	)		284			171			465			326			239			(8	)		99			656			(656	)		(339	)		126
Provision (benefit) for income taxes		22			(31	)		100			62			153			96			71			5			24			196			(246	)		(98	)		5

NET INCOME (LOSS)		35			(16	)		184			109			312			230			168			(13	)		75			460			(410	)		(241	)		121
Less: net income attributable to noncontrolling interests		—			—			—			—			—			106			—			—			—			106			—			—			106

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		35			(16	)		184			109			312			124			168			(13	)		75			354			(410	)		(241	)		15

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			79			12			(7	)		84			(3	)		(21	)		(1	)		—			(25	)		(3	)		57			113

NET OPERATING INCOME (LOSS)	$	35		$	63		$	196		$	102		$	396		$	121		$	147		$	(14	)	$	75		$	329		$	(413	)	$	(184	)	$	128


Effective tax rate (operating income (loss))		39.1	%		14.6	%		35.3	%		36.2	%		33.3	%		30.8	%		29.6	%		-54.5	%		24.5	%		30.6	%		37.5	%		26.9	%		17.4	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Nine months ended September 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	110		$	687		$	1,694		$	2,491		$	446		$	245		$	41		$	720		$	1,452		$	444		$	—		$	4,387
Net investment income		—			833			347			674			1,854			140			113			10			117			380			89			80			2,403
Net investment gains (losses)		—			(34	)		(46	)		1			(79	)		8			1			3			6			18			16			(59	)		(104	)
Insurance and investment product fees and other		259			159			333			29			780			(1	)		2			6			10			17			8			7			812

Total revenues		259			1,068			1,321			2,398			5,046			593			361			60			853			1,867			557			28			7,498

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			424			707			1,765			2,896			151			102			42			162			457			803			1			4,157
Interest credited		—			338			183			3			524			—			—			—			—			—			—			112			636
Acquisition and operating expenses, net of deferrals		211			106			115			304			736			69			47			34			450			600			95			15			1,446
Amortization of deferred acquisition costs and intangibles		3			104			140			121			368			36			27			3			132			198			13			11			590
Interest expense		—			—			76			1			77			4			—			—			40			44			—			217			338

Total benefits and expenses		214			972			1,221			2,194			4,601			260			176			79			784			1,299			911			356			7,167

INCOME (LOSS) BEFORE INCOME TAXES		45			96			100			204			445			333			185			(19	)		69			568			(354	)		(328	)		331
Provision (benefit) for income taxes		16			26			30			73			145			92			35			(6	)		13			134			(137	)		(222	)		(80	)

NET INCOME (LOSS)		29			70			70			131			300			241			150			(13	)		56			434			(217	)		(106	)		411
Less: net income attributable to noncontrolling interests		—			—			—			—			—			108			—			—			—			108			—			—			108

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		29			70			70			131			300			133			150			(13	)		56			326			(217	)		(106	)		303

ADJUSTMENTS TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			15			32			—			47			(3	)		—			(2	)		(4	)		(9	)		(11	)		37			64
Net tax benefit related to separation from the company’s former parent		—			—			—			—			—			—			—			—			—			—			—			(106	)		(106	)

NET OPERATING INCOME (LOSS)	$	29		$	85		$	102		$	131		$	347		$	130		$	150		$	(15	)	$	52		$	317		$	(228	)	$	(175	)	$	261


Effective tax rate (operating income (loss))		35.8	%		28.1	%		31.8	%		35.6	%		32.8	%		27.4	%		19.0	%		30.7	%		17.4	%		21.9	%		38.4	%		35.4	%		7.1	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

Retirement and Protection

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income—Retirement and Protection

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	839		$	822		$	818		$	2,479		$	835		$	845		$	822		$	824		$	3,326
Net investment income		644			660			628			1,932			651			630			630			594			2,505
Net investment gains (losses)		(111	)		(46	)		(28	)		(185	)		(57	)		57			(69	)		(67	)		(136	)
Insurance and investment product fees and other		375			348			320			1,043			290			278			260			242			1,070

Total revenues		1,747			1,784			1,738			5,269			1,719			1,810			1,643			1,593			6,765

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,049			1,004			989			3,042			1,020			990			961			945			3,916
Interest credited		162			173			168			503			171			174			176			174			695
Acquisition and operating expenses, net of deferrals		284			274			273			831			269			254			252			230			1,005
Amortization of deferred acquisition costs and intangibles		120			118			111			349			88			159			104			105			456
Interest expense		27			26			26			79			27			26			29			22			104

Total benefits and expenses		1,642			1,595			1,567			4,804			1,575			1,603			1,522			1,476			6,176

INCOME BEFORE INCOME TAXES		105			189			171			465			144			207			121			117			589
Provision for income taxes		28			66			59			153			41			72			40			33			186

NET INCOME		77			123			112			312			103			135			81			84			403
ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		43			26			15			84			35			(24	)		33			38			82

NET OPERATING INCOME	$	120		$	149		$	127		$	396		$	138		$	111		$	114		$	122		$	485


Effective tax rate (operating income)		29.8	%		34.7	%		34.9	%		33.3	%		31.0	%		34.4	%		33.4	%		30.7	%		32.3	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income, Sales and Assets Under Management—Wealth Management

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		—			—			—			—			—			—			—			—			—
Net investment gains (losses)		—			—			—			—			—			—			—			—			—
Insurance and investment product fees and other		115			114			110			339			93			89			89			81			352

Total revenues		115			114			110			339			93			89			89			81			352

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		95			92			92			279			76			73			72			66			287
Amortization of deferred acquisition costs and intangibles		1			1			1			3			1			1			1			1			4
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		96			93			93			282			77			74			73			67			291

INCOME BEFORE INCOME TAXES		19			21			17			57			16			15			16			14			61
Provision for income taxes		7			8			7			22			5			7			6			3			21

NET INCOME		12			13			10			35			11			8			10			11			40

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—

NET OPERATING INCOME	$	12		$	13		$	10		$	35		$	11		$	8		$	10		$	11		$	40


Effective tax rate (operating income)		38.9	%		36.4	%		42.3	%		39.1	%		30.3	%		47.1	%		36.0	%		23.7	%		34.4	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,395		$	1,622		$	1,785		$	4,802		$	1,334		$	1,189		$	1,195		$	1,265		$	4,983
Dedicated Sales Specialists		170			185			273			628			248			165			167			210			790

Total Sales	$	1,565		$	1,807		$	2,058		$	5,430		$	1,582		$	1,354		$	1,362		$	1,475		$	5,773


ASSETS UNDER MANAGEMENT:
Beginning of period	$	25,930		$	25,551		$	24,740		$	24,740		$	21,160		$	19,548		$	20,037		$	18,865		$	18,865
Gross flows		1,565			1,807			2,058			5,430			1,582			1,354			1,362			1,475			5,773
Redemptions		(1,119	)		(1,143	)		(1,703	)		(3,965	)		(936	)		(893	)		(926	)		(971	)		(3,726	)

Net flows		446			664			355			1,465			646			461			436			504			2,047
Market performance		(1,763	)		(285	)		456			(1,592	)		745			1,151			(925	)		668			1,639
Acquisition⁽¹⁾		—			—			—			—			2,189			—			—			—			2,189

End of period	$	24,613		$	25,930		$	25,551		$	24,613		$	24,740		$	21,160		$	19,548		$	20,037		$	24,740

Wealth Management results represent Genworth Financial Wealth Management, Inc., Genworth Financial Investment Services, Inc., Genworth Financial Trust Company, Centurion Financial Advisers, Inc.,

Quantavis Consulting, Inc. and the Altegris companies.

⁽¹⁾	On December 31, 2010, the company acquired the operating assets of Altegris Capital, LLC (“Altegris”). Altegris provides a platform of alternative investments including hedge funds and managed futures products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income—Retirement Income

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	22		$	20		$	20		$	62		$	45		$	42		$	32		$	36		$	155
Net investment income		266			271			267			804			278			276			281			276			1,111
Net investment gains (losses)		(134	)		(23	)		(20	)		(177	)		(20	)		75			(66	)		(43	)		(54	)
Insurance and investment product fees and other		55			57			60			172			56			54			53			52			215

Total revenues		209			325			327			861			359			447			300			321			1,427

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		128			113			116			357			139			149			139			136			563
Interest credited		103			104			105			312			109			111			114			113			447
Acquisition and operating expenses, net of deferrals		32			35			49			116			39			35			36			35			145
Amortization of deferred acquisition costs and intangibles		45			41			37			123			36			60			25			19			140
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		308			293			307			908			323			355			314			303			1,295

INCOME (LOSS) BEFORE INCOME TAXES		(99	)		32			20			(47	)		36			92			(14	)		18			132
Provision (benefit) for income taxes		(45	)		9			5			(31	)		6			29			(7	)		4			32

NET INCOME (LOSS)		(54	)		23			15			(16	)		30			63			(7	)		14			100
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		59			10			10			79			12			(37	)		32			20			27

NET OPERATING INCOME	$	5		$	33		$	25		$	63		$	42		$	26		$	25		$	34		$	127


Effective tax rate (operating income)		146.4	%		29.2	%		28.0	%		14.6	%		24.7	%		26.1	%		26.0	%		31.1	%		27.0	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		5			4			5			14			5			5			4			4			18
Net investment gains (losses)		(92	)		(13	)		(7	)		(112	)		(9	)		70			(19	)		(15	)		27
Insurance and investment product fees and other		53			56			58			167			55			52			51			50			208

Total revenues		(34	)		47			56			69			51			127			36			39			253

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		27			8			6			41			6			10			12			9			37
Interest credited		2			3			2			7			2			2			3			2			9
Acquisition and operating expenses, net of deferrals		18			20			30			68			21			19			20			18			78
Amortization of deferred acquisition costs and intangibles		28			16			11			55			7			32			20			(2	)		57
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		75			47			49			171			36			63			55			27			181

INCOME (LOSS) BEFORE INCOME TAXES		(109	)		—			7			(102	)		15			64			(19	)		12			72
Provision (benefit) for income taxes		(47	)		(3	)		—			(50	)		(2	)		20			(9	)		1			10

NET INCOME (LOSS)		(62	)		3			7			(52	)		17			44			(10	)		11			62

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		47			6			4			57			4			(34	)		10			6			(14	)

NET OPERATING INCOME (LOSS)	$	(15	)	$	9		$	11		$	5		$	21		$	10		$	—		$	17		$	48


Effective tax rate (operating income (loss))		58.7	%		3.6	%		15.1	%		134.8	%		4.3	%		10.9	%		90.0	%		22.4	%		5.1	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	27		$	32		$	114		$	173		$	211		$	126		$	139		$	170		$	646
Traditional Variable Annuities⁽²⁾		8			10			20			38			43			25			30			35			133

Total Sales	$	35		$	42		$	134		$	211		$	254		$	151		$	169		$	205		$	779

Sales by Distribution Channel:
Financial Intermediaries	$	29		$	37		$	126		$	192		$	240		$	141		$	158		$	195		$	734
Independent Producers		2			3			2			7			4			3			5			5			17
Dedicated Sales Specialists		4			2			6			12			10			7			6			5			28

Total Sales	$	35		$	42		$	134		$	211		$	254		$	151		$	169		$	205		$	779

⁽¹⁾

The Income Distribution Series products are comprised of the deferred and immediate variable annuity products with rider options, that provide guaranteed income benefits including guaranteed minimum withdrawal benefits and certain types of guaranteed annuitization benefits. These products do not include fixed single premium immediate annuities or deferred annuities, which may also serve income distribution needs.

⁽²⁾

The traditional variable annuities include products that provide the potential for tax deferred growth on the policyholder’s premium. These products do not provide the opportunity for a living benefit through guaranteed minimum withdrawal benefits; however, similar to the Income Distribution Series products, they do provide a variety of guaranteed minimum death benefit options.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Operating Performance Measures—Retirement Income—Fee-Based

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Income Distribution Series
Account value, beginning of the period	$	6,606		$	6,687		$	6,590		$	6,590		$	6,334		$	5,964		$	6,135		$	5,943		$	5,943
Deposits		30			33			117			180			214			131			141			173			659
Surrenders, benefits and product charges		(171	)		(171	)		(185	)		(527	)		(157	)		(131	)		(150	)		(127	)		(565	)

Net flows		(141	)		(138	)		(68	)		(347	)		57			—			(9	)		46			94
Interest credited and investment performance		(317	)		57			165			(95	)		199			370			(162	)		146			553

Account value, end of the period		6,148			6,606			6,687			6,148			6,590			6,334			5,964			6,135			6,590

Traditional Variable Annuities
Account value, net of reinsurance, beginning of the period		2,012			2,096			2,078			2,078			1,993			1,879			2,048			2,016			2,016
Deposits		4			3			17			24			36			20			25			27			108
Surrenders, benefits and product charges		(73	)		(100	)		(88	)		(261	)		(72	)		(68	)		(70	)		(65	)		(275	)

Net flows		(69	)		(97	)		(71	)		(237	)		(36	)		(48	)		(45	)		(38	)		(167	)
Interest credited and investment performance		(208	)		13			89			(106	)		121			162			(124	)		70			229

Account value, net of reinsurance, end of the period		1,735			2,012			2,096			1,735			2,078			1,993			1,879			2,048			2,078

Variable Life Insurance
Account value, beginning of the period		314			319			313			313			297			279			303			298			298
Deposits		3			3			3			9			3			3			3			3			12
Surrenders, benefits and product charges		(12	)		(11	)		(11	)		(34	)		(9	)		(10	)		(8	)		(10	)		(37	)

Net flows		(9	)		(8	)		(8	)		(25	)		(6	)		(7	)		(5	)		(7	)		(25	)
Interest credited and investment performance		(33	)		3			14			(16	)		22			25			(19	)		12			40

Account value, end of the period		272			314			319			272			313			297			279			303			313

Total Retirement Income—Fee-Based	$	8,155		$	8,932		$	9,102		$	8,155		$	8,981		$	8,624		$	8,122		$	8,486		$	8,981

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	22		$	20		$	20		$	62		$	45		$	42		$	32		$	36		$	155
Net investment income		261			267			262			790			273			271			277			272			1,093
Net investment gains (losses)		(42	)		(10	)		(13	)		(65	)		(11	)		5			(47	)		(28	)		(81	)
Insurance and investment product fees and other		2			1			2			5			1			2			2			2			7

Total revenues		243			278			271			792			308			320			264			282			1,174

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		101			105			110			316			133			139			127			127			526
Interest credited		101			101			103			305			107			109			111			111			438
Acquisition and operating expenses, net of deferrals		14			15			19			48			18			16			16			17			67
Amortization of deferred acquisition costs and intangibles		17			25			26			68			29			28			5			21			83
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		233			246			258			737			287			292			259			276			1,114

INCOME BEFORE INCOME TAXES		10			32			13			55			21			28			5			6			60
Provision for income taxes		2			12			5			19			8			9			2			3			22

NET INCOME		8			20			8			36			13			19			3			3			38

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		12			4			6			22			8			(3	)		22			14			41

NET OPERATING INCOME	$	20		$	24		$	14		$	58		$	21		$	16		$	25		$	17		$	79


Effective tax rate (operating income)		31.4	%		35.8	%		35.6	%		34.3	%		37.8	%		33.4	%		34.6	%		38.3	%		36.0	%

SALES:
Sales by Product:
Single Premium Immediate Annuities	$	49		$	52		$	57			158		$	79		$	82		$	72		$	68		$	301
Fixed Annuities⁽¹⁾		446			272			109			827			110			136			91			39			376

Total Sales	$	495		$	324		$	166		$	985		$	189		$	218		$	163		$	107		$	677

Sales by Distribution Channel:
Financial Intermediaries	$	411		$	243		$	108		$	762		$	114		$	103		$	78		$	60		$	355
Independent Producers		82			79			55			216			70			108			79			44			301
Dedicated Sales Specialists		2			2			3			7			5			7			6			3			21

Total Sales⁽¹⁾	$	495		$	324		$	166		$	985		$	189		$	218		$	163		$	107		$	677


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	22		$	20		$	20		$	62		$	45		$	42		$	32		$	36		$	155

Total Premiums	$	22		$	20		$	20		$	62		$	45		$	42		$	32		$	36		$	155

In the first quarter of 2011, the company began reporting the results of the linked-benefits product for single premium deferred annuities in the spread-based retirement income business. The linked-benefits product for single premium deferred annuities was previously reported in the long-term care insurance business. The amounts associated with this product were not material and the prior period amounts in the financial statements have not been re-presented.

⁽¹⁾	The sales for the linked-benefits product were previously reported in the long-term care insurance business in 2010 but have been reflected in this business for comparability purposes.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Operating Performance Measures—Retirement Income—Spread-Based

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Fixed Annuities
Account value, beginning of the period	$	10,582		$	10,660		$	10,819		$	10,819		$	10,972		$	11,117		$	11,234		$	11,409		$	11,409
Deposits		450			275			120			845			108			136			92			41			377
Surrenders, benefits and product charges		(345	)		(441	)		(368	)		(1,154	)		(353	)		(376	)		(304	)		(312	)		(1,345	)

Net flows		105			(166	)		(248	)		(309	)		(245	)		(240	)		(212	)		(271	)		(968	)
Interest credited		88			88			89			265			92			95			95			96			378

Account value, end of the period		10,775			10,582			10,660			10,775			10,819			10,972			11,117			11,234			10,819

Single Premium Immediate Annuities
Account value, beginning of the period		6,384			6,411			6,528			6,528			6,783			6,529			6,593			6,675			6,675
Premiums and deposits		77			85			85			247			102			116			100			95			413
Surrenders, benefits and product charges		(245	)		(253	)		(256	)		(754	)		(261	)		(251	)		(251	)		(265	)		(1,028	)

Net flows		(168	)		(168	)		(171	)		(507	)		(159	)		(135	)		(151	)		(170	)		(615	)
Interest credited		80			82			83			245			84			85			87			88			344
Effect of accumulated net unrealized investment gains (losses)		186			59			(29	)		216			(180	)		304			—			—			124

Account value, end of the period		6,482			6,384			6,411			6,482			6,528			6,783			6,529			6,593			6,528

Structured Settlements
Account value, net of reinsurance, beginning of the period		1,113			1,113			1,113			1,113			1,114			1,115			1,115			1,115			1,115
Surrenders, benefits and product charges		(18	)		(14	)		(15	)		(47	)		(16	)		(16	)		(15	)		(14	)		(61	)

Net flows		(18	)		(14	)		(15	)		(47	)		(16	)		(16	)		(15	)		(14	)		(61	)
Interest credited		14			14			15			43			15			15			15			14			59

Account value, net of reinsurance, end of the period		1,109			1,113			1,113			1,109			1,113			1,114			1,115			1,115			1,113

Total Retirement Income—Spread-Based	$	18,366		$	18,079		$	18,184		$	18,366		$	18,460		$	18,869		$	18,761		$	18,942		$	18,460

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	215		$	222		$	222		$	659		$	217		$	226		$	232		$	229		$	904
Net investment income		132			141			130			403			131			122			119			106			478
Net investment gains (losses)		(4	)		(15	)		—			(19	)		(15	)		(13	)		(7	)		(26	)		(61	)
Insurance and investment product fees and other		189			170			143			502			124			120			109			104			457

Total revenues		532			518			495			1,545			457			455			453			413			1,778

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		258			247			258			763			246			239			240			228			953
Interest credited		59			69			63			191			60			62			61			60			243
Acquisition and operating expenses, net of deferrals		43			41			29			113			40			39			39			37			155
Amortization of deferred acquisition costs and intangibles		38			41			38			117			38			52			43			45			178
Interest expense		26			25			26			77			26			26			28			22			102

Total benefits and expenses		424			423			414			1,261			410			418			411			392			1,631

INCOME BEFORE INCOME TAXES		108			95			81			284			47			37			42			21			147
Provision for income taxes		38			33			29			100			15			13			14			3			45

NET INCOME		70			62			52			184			32			24			28			18			102

ADJUSTMENT TO NET INCOME:
Net investment losses, net of taxes and other adjustments		2			10			—			12			10			9			4			19			42

NET OPERATING INCOME	$	72		$	72		$	52		$	196		$	42		$	33		$	32		$	37		$	144


Effective tax rate (operating income)		35.0	%		35.4	%		35.5	%		35.3	%		32.2	%		34.9	%		34.6	%		25.9	%		31.9	%

SALES:
Sales by Product:
Term Life	$	1		$	—		$	—		$	1		$	—		$	1		$	4		$	14		$	19
Term Universal Life		34			36			31			101			31			31			24			10			96
Universal Life:
Annualized First-Year Deposits		10			9			11			30			10			10			9			8			37
Linked-Benefits⁽¹⁾		20			25			23			68			14			14			11			11			50
Excess Deposits		40			35			36			111			33			26			27			20			106
Sales by Distribution Channel:
Financial Intermediaries	$	12		$	14		$	14		$	40		$	8		$	9		$	7		$	6		$	30
Independent Producers		92			88			85			265			79			72			67			56			274
Dedicated Sales Specialist		1			3			2			6			1			1			1			1			4

Total Sales⁽¹⁾	$	105		$	105		$	101		$	311		$	88		$	82		$	75		$	63		$	308

In the first quarter of 2011, the company began reporting the results of the linked-benefits product for universal life insurance in the life insurance business. The linked-benefits product for universal life insurance was previously reported in the long-term care insurance business. The amounts associated with this product were not material and the prior period amounts in the financial statements have not been re-presented.

⁽¹⁾	The sales for the linked-benefits product were previously reported in the long-term care insurance business in 2010 but have been reflected in this business for comparability purposes.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Life Insurance In-Force

(amounts in millions)


	2011						2010
	3Q		2Q		1Q		4Q		3Q		2Q		1Q
Term life insurance
Life insurance in-force, net of reinsurance	$	442,481	$	447,336	$	452,116	$	457,079	$	465,275	$	468,098	$	472,696
Life insurance in-force before reinsurance	$	572,895	$	580,113	$	587,545	$	595,259	$	603,606	$	612,284	$	620,108

Term universal life insurance
Life insurance in-force, net of reinsurance	$	87,238	$	73,569	$	58,371	$	45,256	$	31,761	$	17,754	$	5,453
Life insurance in-force before reinsurance	$	87,896	$	74,107	$	58,811	$	45,562	$	31,935	$	17,820	$	5,456

Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	44,395	$	44,207	$	44,131	$	43,867	$	43,797	$	43,743	$	43,712
Life insurance in-force before reinsurance	$	50,993	$	50,884	$	50,855	$	50,602	$	50,632	$	50,617	$	50,655

Total life insurance
Life insurance in-force, net of reinsurance	$	574,114	$	565,112	$	554,618	$	546,202	$	540,833	$	529,595	$	521,861
Life insurance in-force before reinsurance	$	711,784	$	705,104	$	697,211	$	691,423	$	686,173	$	680,721	$	676,219

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income and Sales—Long-Term Care

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	602		$	580		$	576		$	1,758		$	573		$	577		$	558		$	559		$	2,267
Net investment income		246			248			231			725			242			232			230			212			916
Net investment gains (losses)		27			(8	)		(8	)		11			(22	)		(5	)		4			2			(21	)
Insurance and investment product fees and other		16			7			7			30			17			15			9			5			46

Total revenues		891			827			806			2,524			810			819			801			778			3,208

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		663			644			615			1,922			635			602			582			581			2,400
Interest credited		—			—			—			—			2			1			1			1			5
Acquisition and operating expenses, net of deferrals		114			106			103			323			114			107			105			92			418
Amortization of deferred acquisition costs and intangibles		36			35			35			106			13			46			35			40			134
Interest expense		1			1			—			2			1			—			1			—			2

Total benefits and expenses		814			786			753			2,353			765			756			724			714			2,959

INCOME BEFORE INCOME TAXES		77			41			53			171			45			63			77			64			249
Provision for income taxes		28			16			18			62			15			23			27			23			88

NET INCOME		49			25			35			109			30			40			50			41			161

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		(18	)		6			5			(7	)		13			4			(3	)		(1	)		13

NET OPERATING INCOME	$	31		$	31		$	40		$	102		$	43		$	44		$	47		$	40		$	174


Effective tax rate (operating income)		35.5	%		37.4	%		35.8	%		36.2	%		35.3	%		35.5	%		35.4	%		35.9	%		35.5	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	6		$	5		$	5		$	16		$	4		$	5		$	3		$	4		$	16
Independent Producers		34			31			29			94			23			21			18			16			78
Dedicated Sales Specialist		14			14			12			40			12			12			13			11			48

Total Individual Long-Term Care		54			50			46			150			39			38			34			31			142
Group Long-Term Care		—			2			2			4			3			3			3			8			17
Medicare Supplement and Other A&H		16			17			17			50			23			12			11			17			63

Total Sales⁽¹⁾	$	70		$	69		$	65		$	204		$	65		$	53		$	48		$	56		$	222


LOSS RATIOS:
Total Long-Term Care
Net Earned Premiums	$	514		$	495		$	492		$	1,501		$	492		$	494		$	480		$	479		$	1,945
Loss Ratio⁽²⁾		71.4	%		70.4	%		64.5	%		68.8	%		72.8	%		66.6	%		64.6	%		64.6	%		67.2	%
Gross Benefits Ratio⁽³⁾		118.0	%		117.3	%		110.6	%		115.4	%		118.3	%		110.8	%		108.9	%		107.8	%		111.5	%
Medicare Supplement and A&H⁽⁴⁾
Net Earned Premiums	$	88		$	85		$	84		$	257		$	81		$	82		$	79		$	80		$	322
Loss Ratio⁽²⁾		67.5	%		71.3	%		85.3	%		74.6	%		65.1	%		65.9	%		76.7	%		79.7	%		71.8	%

In the first quarter of 2011, the company began reporting the results of the linked-benefits product for universal life insurance and single premium deferred annuities in the life insurance and spread-based retirement income businesses, respectively. The linked-benefits product was previously reported in the long-term care insurance business. The amounts associated with this product were not material and the prior period amounts in the financial statements have not been re-presented.

⁽¹⁾

The sales associated with linked-benefits products related to universal life insurance and single premium deferred annuities that were previously reported in the long-term care insurance business are being reflected in the life insurance and spread-based retirement income businesses, respectively, for comparability purposes.

⁽²⁾	The loss ratio for the long-term care insurance products was calculated by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽³⁾	The gross benefits ratio for the long-term care insurance products was calculated by dividing the benefits and other changes in policy reserves by net earned premiums.

⁽⁴⁾	Net earned premiums and loss ratios for Medicare Supplement and A&H did not include the linked-benefits product in 2010.

International

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income—International

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	482		$	491		$	477		$	1,450		$	481		$	453		$	495		$	504		$	1,933
Net investment income		141			152			143			436			129			121			127			132			509
Net investment gains		30			6			6			42			2			8			1			9			20
Insurance and investment product fees and other		—			9			6			15			5			12			(1	)		6			22

Total revenues		653			658			632			1,943			617			594			622			651			2,484

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		156			142			141			439			129			120			163			174			586
Acquisition and operating expenses, net of deferrals		188			205			198			591			198			192			205			203			798
Amortization of deferred acquisition costs and intangibles		62			72			67			201			69			59			67			72			267
Interest expense		15			22			19			56			15			11			10			23			59

Total benefits and expenses		421			441			425			1,287			411			382			445			472			1,710

INCOME BEFORE INCOME TAXES		232			217			207			656			206			212			177			179			774
Provision for income taxes		79			71			46			196			53			49			35			50			187

NET INCOME		153			146			161			460			153			163			142			129			587
Less: net income attributable to noncontrolling interests		36			36			34			106			35			39			35			34			143

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		117			110			127			354			118			124			107			95			444

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(19	)		(3	)		(3	)		(25	)		(1	)		(3	)		(2	)		(4	)		(10	)

NET OPERATING INCOME⁽¹⁾	$	98		$	107		$	124		$	329		$	117		$	121		$	105		$	91		$	434


Effective tax rate (operating income)		37.4	%		34.3	%		19.9	%		30.6	%		23.7	%		22.5	%		16.5	%		26.6	%		22.4	%

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the International segment was $84 million and $295 million for the three and nine months ended September 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	153		$	157		$	156		$	466		$	154		$	148		$	151		$	147		$	600
Net investment income		51			50			48			149			48			48			47			45			188
Net investment gains (losses)		3			2			3			8			1			4			(1	)		5			9
Insurance and investment product fees and other		—			—			—			—			—			—			(1	)		—			(1	)

Total revenues		207			209			207			623			203			200			196			197			796

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		57			51			59			167			49			46			49			56			200
Acquisition and operating expenses, net of deferrals		24			25			23			72			27			24			23			22			96
Amortization of deferred acquisition costs and intangibles		13			14			14			41			12			11			13			12			48
Interest expense		5			6			6			17			4			4			—			—			8

Total benefits and expenses		99			96			102			297			92			85			85			90			352

INCOME BEFORE INCOME TAXES		108			113			105			326			111			115			111			107			444
Provision for income taxes		32			45			19			96			30			31			31			30			122

NET INCOME		76			68			86			230			81			84			80			77			322
Less: net income attributable to noncontrolling interests		36			36			34			106			35			39			35			34			143

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		40			32			52			124			46			45			45			43			179

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		(1	)		(1	)		(3	)		—			(1	)		—			(2	)		(3	)

NET OPERATING INCOME⁽¹⁾	$	39		$	31		$	51		$	121		$	46		$	44		$	45		$	41		$	176


Effective tax rate (operating income)		31.8	%		49.7	%		9.1	%		30.8	%		24.3	%		29.0	%		26.5	%		26.7	%		26.6	%

SALES:
New Insurance Written (NIW)
Flow	$	6,800		$	6,400		$	4,400		$	17,600		$	5,600		$	6,700		$	6,700		$	4,000		$	23,000
Bulk		600			1,500			1,100			3,200			900			600			300			1,800			3,600

Total Canada NIW⁽²⁾	$	7,400		$	7,900		$	5,500		$	20,800		$	6,500		$	7,300		$	7,000		$	5,800		$	26,600

⁽¹⁾	Net operating income for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $36 million and $113 million for the three and nine months ended September 30, 2011, respectively.

⁽²⁾	New insurance written for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $7,000 million and $19,600 million for the three and nine months ended September 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	105		$	98		$	93		$	296		$	92		$	75		$	86		$	84		$	337
Net investment income		49			46			43			138			41			38			38			37			154
Net investment gains		30			2			—			32			2			1			—			—			3
Insurance and investment product fees and other		—			1			—			1			—			1			—			1			2

Total revenues		184			147			136			467			135			115			124			122			496

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		51			47			42			140			33			29			37			36			135
Acquisition and operating expenses, net of deferrals		15			17			16			48			19			17			14			16			66
Amortization of deferred acquisition costs and intangibles		12			12			12			36			10			9			9			9			37
Interest expense		4			—			—			4			—			—			—			—			—

Total benefits and expenses		82			76			70			228			62			55			60			61			238

INCOME BEFORE INCOME TAXES		102			71			66			239			73			60			64			61			258
Provision for income taxes		41			16			14			71			16			12			5			18			51

NET INCOME		61			55			52			168			57			48			59			43			207
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		61			55			52			168			57			48			59			43			207

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(20	)		(1	)		—			(21	)		(2	)		—			—			—			(2	)

NET OPERATING INCOME⁽¹⁾	$	41		$	54		$	52		$	147		$	55		$	48		$	59		$	43		$	205


Effective tax rate (operating income)		44.0	%		22.2	%		21.7	%		29.6	%		21.0	%		20.1	%		8.2	%		29.4	%		19.5	%

SALES:
New Insurance Written (NIW)
Flow	$	7,100		$	6,700		$	5,500		$	19,300		$	5,900		$	6,100		$	6,000		$	6,700		$	24,700
Bulk		100			2,300			1,000			3,400			1,500			900			1,200			700			4,300

Total Australia NIW⁽²⁾	$	7,200		$	9,000		$	6,500		$	22,700		$	7,400		$	7,000		$	7,200		$	7,400		$	29,000

⁽¹⁾	Net operating income for the Australian platform adjusted for foreign exchange as compared to the prior year period was $32 million and $125 million for the three and nine months ended September 30, 2011, respectively.

⁽²⁾	New insurance written for the Australian platform adjusted for foreign exchange as compared to the prior year period was $6,000 million and $19,500 million for the three and nine months ended September 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income (Loss) and Sales—Other International Mortgage Insurance

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	15		$	13		$	13		$	41		$	16		$	12		$	14		$	15		$	57
Net investment income		3			3			4			10			3			3			4			3			13
Net investment gains (losses)		(1	)		1			1			1			—			1			—			2			3
Insurance and investment product fees and other		—			4			1			5			1			5			—			1			7

Total revenues		17			21			19			57			20			21			18			21			80

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		11			9			8			28			13			8			20			14			55
Acquisition and operating expenses, net of deferrals		12			12			11			35			9			12			11			11			43
Amortization of deferred acquisition costs and intangibles		1			—			1			2			2			—			2			1			5
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		24			21			20			65			24			20			33			26			103

INCOME (LOSS) BEFORE INCOME TAXES		(7	)		—			(1	)		(8	)		(4	)		1			(15	)		(5	)		(23	)
Provision (benefit) for income taxes		—			2			3			5			(1	)		—			(5	)		(1	)		(7	)

NET INCOME (LOSS)		(7	)		(2	)		(4	)		(13	)		(3	)		1			(10	)		(4	)		(16	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		(7	)		(2	)		(4	)		(13	)		(3	)		1			(10	)		(4	)		(16	)

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			(1	)		—			(1	)		—			—			(1	)		(1	)		(2	)

NET OPERATING INCOME (LOSS)⁽¹⁾	$	(7	)	$	(3	)	$	(4	)	$	(14	)	$	(3	)	$	1		$	(11	)	$	(5	)	$	(18	)


Effective tax rate (operating income (loss))		-4.3	%		-514.6	%		-113.4	%		-54.5	%		35.5	%		15.8	%		31.0	%		28.8	%		31.5	%

SALES:
New Insurance Written (NIW)
Flow	$	500		$	600		$	500		$	1,600		$	600		$	700		$	700		$	700		$	2,700
Bulk		300			300			200			800			1,600			—			—			—			1,600

Total Other International NIW⁽²⁾	$	800		$	900		$	700		$	2,400		$	2,200		$	700		$	700		$	700		$	4,300

⁽¹⁾	Net operating income (loss) for the Other International platform adjusted for foreign exchange as compared to the prior year period was $(6) million and $(13) million for the three and nine months ended September 30, 2011, respectively.

⁽²⁾	New insurance written for the Other International platform adjusted for foreign exchange as compared to the prior year period was $700 million and $2,300 million for the three and nine months ended September 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written
Canada	$	164		$	155		$	101		$	420		$	131		$	160		$	153		$	90		$	534
Australia		92			90			61			243			65			63			65			64			257
Other International⁽¹⁾		5			12			10			27			9			10			—			9			28

Total International Net Premiums Written	$	261		$	257		$	172		$	690		$	205		$	233		$	218		$	163		$	819

Loss Ratio⁽²⁾
Canada		36	%		33	%		38	%		36	%		32	%		31	%		32	%		38	%		33	%
Australia		48	%		48	%		45	%		47	%		37	%		38	%		42	%		44	%		40	%
Other International		85	%		59	%		62	%		69	%		81	%		69	%		136	%		93	%		96	%
Total International Loss Ratio		43	%		40	%		42	%		42	%		37	%		35	%		42	%		43	%		39	%

GAAP Basis Expense Ratio⁽³⁾
Canada		24	%		24	%		24	%		24	%		25	%		24	%		24	%		23	%		24	%
Australia		27	%		29	%		30	%		29	%		32	%		33	%		28	%		30	%		31	%
Other International⁽¹⁾		95	%		94	%		87	%		92	%		74	%		97	%		86	%		82	%		84	%
Total International GAAP Basis Expense Ratio		29	%		30	%		29	%		29	%		31	%		31	%		29	%		29	%		30	%

Adjusted Expense Ratio⁽⁴⁾
Canada		22	%		25	%		37	%		27	%		29	%		23	%		23	%		38	%		27	%
Australia		30	%		32	%		46	%		35	%		45	%		39	%		37	%		39	%		40	%
Other International⁽¹⁾		280	%		108	%		114	%		139	%		118	%		124	%		NM	⁽⁶⁾		129	%		170	%
Total International Adjusted Expense Ratio		30	%		31	%		45	%		34	%		38	%		31	%		33	%		44	%		36	%

Primary Insurance In-Force
Canada	$	250,200		$	264,700		$	256,700					$	246,300		$	234,400		$	220,400		$	225,400
Australia		264,300			296,200			284,600						283,500			267,100			233,100			254,400
Other International⁽¹⁾		33,600			37,000			36,200						34,300			33,900			30,600			35,700

Total International Primary Insurance In-Force	$	548,100		$	597,900		$	577,500					$	564,100		$	535,400		$	484,100		$	515,500

Primary Risk In-Force⁽⁵⁾
Canada
Flow	$	70,600		$	74,400		$	72,200					$	69,300		$	65,500		$	61,300		$	62,400
Bulk		16,900			18,200			17,700						16,900			16,500			15,800			16,500

Total Canada		87,500			92,600			89,900						86,200			82,000			77,100			78,900

Australia
Flow		83,300			93,200			90,000						88,900			83,500			73,000			79,400
Bulk		9,200			10,500			9,600						10,400			10,000			8,600			9,600

Total Australia		92,500			103,700			99,600						99,300			93,500			81,600			89,000

Other International
Flow⁽¹⁾		4,400			4,800			4,700						4,500			4,500			4,000			4,700
Bulk		400			500			500						400			200			300			300

Total Other International		4,800			5,300			5,200						4,900			4,700			4,300			5,000

Total International Primary Risk In-Force	$	184,800		$	201,600		$	194,700					$	190,400		$	180,200		$	163,000		$	172,900

The loss and expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	Includes the impact of settlements and cancelled insurance contracts, primarily with lenders in Europe. Primary insurance-force and primary flow risk in-force adjusted for the impact of quota share reinsurance in Europe were $32,800 million and $4,400 million, respectively as of September 30, 2011.

⁽²⁾

The ratio of incurred losses and loss adjustment expense to net earned premiums. In determining the pricing of the mortgage insurance products, the company develops a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporate both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. New business pricing loss ratios for the international businesses were as follows for all periods: Canada 35%-40%, Australia 25%-35% and Europe 40%-45%.

⁽³⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of deferred acquisition costs (DAC) and intangibles.

⁽⁴⁾	The ratio of an insurer’s general expenses to net premiums written. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁵⁾

The businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans the company insures in those markets. For the purpose of representing the risk in-force, the company has computed an “effective risk in-force” amount which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents the highest expected average per-claim payment for any one underwriting year over the life of the businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

⁽⁶⁾	“NM” is defined as not meaningful for increases or decreases greater than 500%.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Canada

(dollar amounts in millions)


Primary Insurance	September 30, 2011			June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010
Insured loans in-force		1,346,546			1,326,690			1,301,973			1,287,153			1,272,984
Insured delinquent loans		2,868			3,281			3,454			3,401			3,139
Insured delinquency rate		0.21	%		0.25	%		0.27	%		0.26	%		0.25	%

Flow loans in-force		1,049,959			1,029,844			1,011,823			1,000,254			983,809
Flow delinquent loans		2,594			2,956			3,113			3,117			2,897
Flow delinquency rate		0.25	%		0.29	%		0.31	%		0.31	%		0.29	%

Bulk loans in-force		296,587			296,846			290,150			286,899			289,175
Bulk delinquent loans		274			325			341			284			242
Bulk delinquency rate		0.09	%		0.11	%		0.12	%		0.10	%		0.08	%

Loss Metrics	September 30, 2011			June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010
Beginning Reserves	$	174		$	200		$	202		$	202		$	208
Paid claims		(74	)		(79	)		(66	)		(56	)		(58	)
Increase in reserves		56			52			59			50			46
Impact of changes in foreign exchange rates		(14	)		1			5			6			6

Ending Reserves	$	142		$	174		$	200		$	202		$	202


	September 30, 2011						June 30, 2011						September 30, 2010
Province and Territory	% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate
Ontario		46	%		0.13	%		46	%		0.17	%		47	%		0.17	%
British Columbia		16			0.27	%		16			0.31	%		16			0.27	%
Alberta		16			0.46	%		16			0.53	%		15			0.58	%
Quebec		15			0.22	%		15			0.23	%		15			0.21	%
Nova Scotia		2			0.24	%		2			0.29	%		2			0.25	%
Saskatchewan		2			0.16	%		2			0.15	%		2			0.13	%
Manitoba		1			0.10	%		1			0.12	%		1			0.09	%
New Brunswick		1			0.28	%		1			0.23	%		1			0.32	%
All Other		1			0.07	%		1			0.11	%		1			0.14	%

Total		100	%		0.21	%		100	%		0.25	%		100	%		0.25	%


By Policy Year
2003 and prior		18	%		0.03	%		18	%		0.04	%		20	%		0.03	%
2004		8			0.08	%		8			0.09	%		8			0.09	%
2005		8			0.13	%		8			0.15	%		9			0.16	%
2006		9			0.26	%		10			0.32	%		11			0.36	%
2007		19			0.40	%		19			0.48	%		22			0.51	%
2008		11			0.57	%		12			0.66	%		13			0.59	%
2009		7			0.34	%		7			0.35	%		8			0.18	%
2010		12			0.17	%		12			0.14	%		9			0.02	%
2011		8			0.02	%		6			0.01	%		—			—	%

Total		100	%		0.21	%		100	%		0.25	%		100	%		0.25	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Canada

(Canadian dollar amounts in millions)


	2011											2010
	3Q			2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	70		$	75		$	64		$	209	$	56		$	60		$	53		$	61		$	230
Bulk		2			2			1			5		—			1			1			1			3

Total Paid Claims	$	72		$	77		$	65		$	214	$	56		$	61		$	54		$	62		$	233

Average Paid Claim (in thousands)	$	80.5		$	82.3		$	77.0				$	78.6		$	71.6		$	62.6		$	69.8

Average Reserve Per Delinquency (in thousands)	$	51.5		$	51.0		$	56.2				$	58.9		$	66.1		$	68.5		$	65.2

Loss Metrics
Beginning Reserves	$	167		$	194		$	200				$	207		$	221		$	226		$	229
Paid claims		(72	)		(77	)		(65	)				(56	)		(61	)		(54	)		(62	)
Increase in reserves		53			50			59					49			47			49			59

Ending Reserves	$	148		$	167		$	194				$	200		$	207		$	221		$	226

Loan Amount
Over $550K		4	%		4	%		4	%				4	%		4	%		4	%		3	%
$400K to $550K		8			8			8					8			7			7			7
$250K to $400K		30			29			29					28			29			28			28
$100K to $250K		52			52			52					53			53			54			55
$100K or Less		6			7			7					7			7			7			7

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	194		$	192		$	191				$	190		$	189		$	187		$	186

All amounts presented in Canadian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Australia

(dollar amounts in millions)


Primary Insurance	September 30, 2011			June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010
Insured loans in-force		1,428,328			1,453,012			1,453,554			1,468,773			1,467,660
Insured delinquent loans		8,465			8,193			7,557			7,062			7,112
Insured delinquency rate		0.59	%		0.56	%		0.52	%		0.48	%		0.48	%

Flow loans in-force		1,280,741			1,301,648			1,307,167			1,304,337			1,301,004
Flow delinquent loans		8,209			7,995			7,387			6,872			6,979
Flow delinquency rate		0.64	%		0.61	%		0.57	%		0.53	%		0.54	%

Bulk loans in-force		147,587			151,364			146,387			164,436			166,656
Bulk delinquent loans		256			198			170			190			133
Bulk delinquency rate		0.17	%		0.13	%		0.12	%		0.12	%		0.08	%

Loss Metrics	September 30, 2011			June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010
Beginning Reserves	$	248		$	224		$	206		$	188		$	164
Paid claims		(26	)		(32	)		(26	)		(27	)		(27	)
Increase in reserves		50			47			42			33			29
Impact of changes in foreign exchange rates		(25	)		9			2			12			22

Ending Reserves	$	247		$	248		$	224		$	206		$	188


	September 30, 2011						June 30, 2011						September 30, 2010
State and Territory	% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate
New South Wales		31	%		0.60	%		31	%		0.60	%		32	%		0.57	%
Victoria		23			0.42	%		23			0.41	%		23			0.37	%
Queensland		22			0.84	%		23			0.74	%		22			0.55	%
Western Australia		11			0.59	%		10			0.54	%		10			0.42	%
South Australia		6			0.52	%		6			0.50	%		6			0.43	%
New Zealand		2			1.12	%		2			1.18	%		2			1.12	%
Australian Capital Territory		2			0.14	%		2			0.14	%		2			0.09	%
Tasmania		2			0.40	%		2			0.37	%		2			0.29	%
Northern Territory		1			0.27	%		1			0.26	%		1			0.14	%

Total		100	%		0.59	%		100	%		0.56	%		100	%		0.48	%


By Policy Year
2003 and prior		19	%		0.10	%		20	%		0.11	%		20	%		0.10	%
2004		6			0.42	%		6			0.43	%		7			0.37	%
2005		8			0.58	%		9			0.60	%		10			0.50	%
2006		11			0.85	%		12			0.79	%		13			0.70	%
2007		13			1.22	%		13			1.16	%		14			1.03	%
2008		12			1.50	%		12			1.35	%		13			1.12	%
2009		14			0.83	%		14			0.71	%		15			0.41	%
2010		10			0.18	%		10			0.12	%		8			0.03	%
2011		7			0.01	%		4			0.02	%		—			—	%

Total		100	%		0.59	%		100	%		0.56	%		100	%		0.48	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Australia

(Australian dollar amounts in millions)


	2011											2010
	3Q			2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	25		$	29		$	26		$	80	$	28		$	31		$	60		$	51		$	170
Bulk		—			1			—			1		—			1			—			—			1

Total Paid Claims	$	25		$	30		$	26		$	81	$	28		$	32		$	60		$	51		$	171

Average Paid Claim (in thousands)	$	62.4		$	75.9		$	71.2				$	68.1		$	61.5		$	74.2		$	66.8

Average Reserve Per Delinquency (in thousands)	$	30.0		$	28.2		$	28.5				$	28.4		$	27.3		$	27.2		$	29.1

Loss Metrics
Beginning Reserves	$	232		$	216		$	201				$	195		$	194		$	212		$	225
Paid claims		(25	)		(30	)		(26	)				(28	)		(32	)		(60	)		(51	)
Increase in reserves		48			46			41					34			33			42			38

Ending Reserves	$	255		$	232		$	216				$	201		$	195		$	194		$	212

Loan Amount
Over $550K		11	%		11	%		11	%				11	%		10	%		10	%		10	%
$400K to $550K		15			14			14					14			14			14			14
$250K to $400K		36			36			36					35			35			35			34
$100K to $250K		31			32			32					33			34			34			34
$100K or Less		7			7			7					7			7			7			8

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	191		$	190		$	189				$	188		$	188		$	187		$	187

All amounts presented in Australian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


Risk In-Force by Loan-To-Value Ratio⁽¹⁾	September 30, 2011						June 30, 2011
	Primary		Flow		Bulk		Primary		Flow		Bulk
Canada
95.01% and above	$	30,595	$	30,595	$	—	$	32,030	$	32,030	$	—
90.01% to 95.00%		23,144		23,142		3		24,612		24,609		3
80.01% to 90.00%		15,789		14,203		1,586		16,534		14,889		1,645
80.00% and below		18,027		2,677		15,350		19,476		2,847		16,629

Total Canada	$	87,555	$	70,617	$	16,938	$	92,652	$	74,376	$	18,276

Australia
95.01% and above	$	15,399	$	15,398	$	1	$	16,782	$	16,782	$	1
90.01% to 95.00%		19,367		19,358		9		21,618		21,608		10
80.01% to 90.00%		23,557		23,462		95		26,733		26,627		106
80.00% and below		34,186		25,056		9,131		38,520		28,155		10,365

Total Australia	$	92,509	$	83,274	$	9,235	$	103,653	$	93,171	$	10,482

Other International⁽²⁾
95.01% and above	$	859	$	859	$	—	$	969	$	969	$	—
90.01% to 95.00%		2,173		2,106		67		2,369		2,288		81
80.01% to 90.00%		1,454		1,149		305		1,659		1,293		366
80.00% and below		298		259		39		332		285		47

Total Other International	$	4,783	$	4,372	$	411	$	5,329	$	4,835	$	494

Amounts may not total due to rounding.

⁽¹⁾	Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

⁽²⁾	Other International flow and primary risk in-force as of September 30, 2011, included $46 million of risk in-force in Europe ceded under quota share reinsurance agreement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Income and Sales—Lifestyle Protection Insurance

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	209		$	223		$	215		$	647		$	219		$	218		$	244		$	258		$	939
Net investment income		38			53			48			139			37			32			38			47			154
Net investment gains (losses)		(2	)		1			2			1			(1	)		2			2			2			5
Insurance and investment product fees and other		—			4			5			9			4			6			—			4			14

Total revenues		245			281			270			796			259			258			284			311			1,112

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		37			35			32			104			34			37			57			68			196
Acquisition and operating expenses, net of deferrals		137			151			148			436			143			139			157			154			593
Amortization of deferred acquisition costs and intangibles		36			46			40			122			45			39			43			50			177
Interest expense		6			16			13			35			11			7			10			23			51

Total benefits and expenses		216			248			233			697			233			222			267			295			1,017

INCOME BEFORE INCOME TAXES		29			33			37			99			26			36			17			16			95
Provision for income taxes		6			8			10			24			8			6			4			3			21

NET INCOME		23			25			27			75			18			30			13			13			74
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		23			25			27			75			18			30			13			13			74

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		2			—			(2	)		—			1			(2	)		(1	)		(1	)		(3	)

NET OPERATING INCOME⁽¹⁾	$	25		$	25		$	25		$	75		$	19		$	28		$	12		$	12		$	71


Effective tax rate (operating income)		23.8	%		23.3	%		26.3	%		24.5	%		31.1	%		14.8	%		24.8	%		14.9	%		21.7	%

SALES:
Lifestyle Protection Insurance
Traditional indemnity premiums	$	252		$	270		$	240		$	762		$	230		$	232		$	220		$	263		$	945
Premium equivalents for administrative services only business		5			6			6			17			6			5			4			4			19
Reinsurance premiums assumed accounted for under the deposit method		181			193			177			551			191			201			200			170			762

Total Sales⁽²⁾	$	438		$	469		$	423		$	1,330		$	427		$	438		$	424		$	437		$	1,726

SALES BY REGION:
Lifestyle Protection Insurance
Established European Regions
Western Region	$	121		$	124		$	128		$	373		$	132		$	128		$	126		$	166		$	552
Southern Region		112			136			117			365			116			122			109			100			447
Nordic region		98			101			85			284			82			86			86			82			336
Structured Deals⁽³⁾		97			103			89			289			87			85			93			78			343
Other Countries		10			5			4			19			10			17			10			11			48

Total Sales	$	438		$	469		$	423		$	1,330		$	427		$	438		$	424		$	437		$	1,726



Loss Ratio		17	%		16	%		15	%		16	%		16	%		17	%		23	%		26	%		21	%

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business was $22 million and $70 million for the three and nine months ended September 30, 2011, respectively.

⁽²⁾	Sales adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business were $391 million and $1,256 million for the three and nine months ended September 30, 2011, respectively.

⁽³⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Loss and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	140		$	142		$	142		$	424		$	151		$	149		$	153		$	142		$	595
Net investment income		29			26			33			88			27			28			31			30			116
Net investment gains (losses)		2			1			1			4			17			15			(3	)		4			33
Insurance and investment product fees and other		—			1			1			2			2			3			—			5			10

Total revenues		171			170			177			518			197			195			181			181			754

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		251			526			279			1,056			688			391			216			196			1,491
Acquisition and operating expenses, net of deferrals		37			35			34			106			36			28			33			34			131
Amortization of deferred acquisition costs and intangibles		4			4			4			12			6			6			4			3			19

Total benefits and expenses		292			565			317			1,174			730			425			253			233			1,641

LOSS BEFORE INCOME TAXES		(121	)		(395	)		(140	)		(656	)		(533	)		(230	)		(72	)		(52	)		(887	)
Benefit for income taxes		(44	)		(143	)		(59	)		(246	)		(191	)		(89	)		(29	)		(19	)		(328	)

NET LOSS		(77	)		(252	)		(81	)		(410	)		(342	)		(141	)		(43	)		(33	)		(559	)

ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		(1	)		—			(3	)		(10	)		(11	)		3			(3	)		(21	)

NET OPERATING LOSS	$	(79	)	$	(253	)	$	(81	)	$	(413	)	$	(352	)	$	(152	)	$	(40	)	$	(36	)	$	(580	)


Effective tax rate (operating loss)		36.7	%		36.0	%		42.4	%		37.5	%		35.9	%		38.2	%		40.8	%		36.5	%		36.9	%

SALES:
New Insurance Written (NIW)
Flow	$	2,700		$	1,900		$	2,000		$	6,600		$	2,600		$	2,400		$	2,100		$	1,500		$	8,600
Bulk		—			—			400			400			600			300			100			200			1,200

Total U.S. Mortgage Insurance NIW	$	2,700		$	1,900		$	2,400		$	7,000		$	3,200		$	2,700		$	2,200		$	1,700		$	9,800

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Other Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written	$	143		$	145		$	142		$	430		$	151		$	148		$	152		$	142		$	593
New Risk Written
Flow	$	653		$	461		$	439		$	1,553		$	565		$	552		$	480		$	335		$	1,932
Bulk		—			—			27			27			36			16			5			8			65

Total Primary		653			461			466			1,580			601			568			485			343			1,997
Pool		—			—			—			—			—			—			—			—			—

Total New Risk Written	$	653		$	461		$	466		$	1,580		$	601		$	568		$	485		$	343		$	1,997

Primary Insurance In-Force	$	119,200		$	120,900		$	123,300					$	125,900		$	129,100		$	131,900		$	134,800

Risk In-Force
Flow	$	27,206		$	27,489		$	27,984					$	28,498		$	29,199		$	29,836		$	30,206
Bulk		534			540			559						539			519			509			523

Total Primary		27,740			28,029			28,543						29,037			29,718			30,345			30,729
Pool		271			278			288						297			308			314			322

Total Risk In-Force	$	28,011		$	28,307		$	28,831					$	29,334		$	30,026		$	30,659		$	31,051

Primary Risk In-Force Subject To Captives		36	%		38	%		41	%					43	%		45	%		47	%		48	%

Primary Risk In-Force That Is GSE Conforming		96	%		96	%		96	%					96	%		96	%		96	%		96	%

GAAP Basis Expense Ratio⁽¹⁾		30	%		27	%		27	%		28	%		28	%		22	%		25	%		26	%		25	%

Adjusted Expense Ratio⁽²⁾		29	%		27	%		27	%		27	%		28	%		23	%		25	%		26	%		25	%

Flow Persistency		86	%		86	%		86	%					82	%		84	%		88	%		86	%

Gross Written Premiums Ceded To Captives/Total Direct Written Premiums		14	%		15	%		17	%					18	%		19	%		18	%		20	%

Risk To Capital Ratio⁽³⁾		27.5:1			25.0:1			25.0:1						21.9:1			17.8:1			15.1:1			14.9:1

Average Primary Loan Size (in thousands)	$	163		$	162		$	162					$	161		$	161		$	161		$	160

Estimated Savings For Loss Mitigation Activities⁽⁴⁾	$	168		$	130		$	122		$	420		$	126		$	158		$	217		$	233		$	734

The expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽²⁾	The ratio of an insurer’s general expenses to net written premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽³⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The U.S. mortgage insurance business maintains new business writing flexibility in all states, supported by risk-to-capital waivers in 46 states in its primary writing entity, with the remaining four states written out of other available entities. The current period risk to capital ratio is an estimate due to the timing of the filing of statutory statements.

⁽⁴⁾

Loss mitigation activities include rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales, claims administration and other loan workouts. Estimated savings for rescissions represent the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings for loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Loss Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Paid Claims
Flow
Direct	$	256		$	239		$	315		$	810		$	386		$	369		$	237		$	244		$	1,236
Assumed⁽¹⁾		25			32			30			87			34			34			28			30			126
Ceded		(39	)		(83	)		(109	)		(231	)		(170	)		(196	)		(99	)		(75	)		(540	)
Loss adjustment expenses		11			11			13			35			13			17			21			20			71

Total Flow		253			199			249			701			263			224			187			219			893
Bulk		(2	)		3			3			4			4			19			48			209			280

Total Primary		251			202			252			705			267			243			235			428			1,173
Pool		1			1			1			3			1			—			1			—			2

Total Paid Claims	$	252		$	203		$	253		$	708		$	268		$	243		$	236	⁽⁷⁾	$	428	⁽⁹⁾	$	1,175

Average Paid Claim (in thousands)	$	46.9		$	40.8		$	39.7					$	34.2		$	32.8		$	42.6	⁽⁸⁾	$	84.7	⁽¹⁰⁾
Average Direct Paid Claim (in thousands)⁽²⁾	$	49.1		$	49.7		$	50.8					$	51.1		$	51.2		$	49.3		$	49.6
Average Reserve Per Delinquency (in thousands)
Flow	$	28.8		$	29.2		$	25.4					$	24.3		$	20.4		$	19.5		$	19.2
Bulk loans with established reserve		24.0			23.7			19.9						20.6			15.7			12.8			21.7
Bulk loans with no reserve⁽³⁾		—			—			—						—			—			—			—
Reserves:
Flow direct case	$	2,227		$	2,256		$	1,995					$	2,048		$	1,736		$	1,666		$	1,724
Bulk direct case		36			35			34						33			23			18			42
Assumed⁽¹⁾		64			64			67						72			73			73			67
All other⁽⁴⁾		159			151			124						129			141			195			183

Total Reserves	$	2,486		$	2,506		$	2,220					$	2,282		$	1,973		$	1,952		$	2,016

Beginning Reserves	$	2,506		$	2,220		$	2,282		$	2,282		$	1,973		$	1,952		$	2,016		$	2,289		$	2,289
Paid claims		(292	)		(286	)		(362	)		(940	)		(438	)		(439	)		(335	)⁽⁷⁾		(503	)⁽⁹⁾		(1,715	)
Increase in reserves		272			572			300			1,144			747			460			271	⁽⁷⁾		230	⁽⁹⁾		1,708

Ending Reserves	$	2,486		$	2,506		$	2,220		$	2,486		$	2,282		$	1,973		$	1,952		$	2,016		$	2,282

Beginning Reinsurance Recoverable⁽⁵⁾	$	226		$	264		$	351		$	351		$	463		$	591		$	634		$	674		$	674
Ceded paid claims		(40	)		(83	)		(109	)		(232	)		(170	)		(196	)		(99	)		(75	)		(540	)
Increase in recoverable		21			45			22			88			58			68			56			35			217

Ending Reinsurance Recoverable	$	207		$	226		$	264		$	207		$	351		$	463		$	591		$	634		$	351

Loss Ratio⁽⁶⁾		181	%		369	%		197	%		249	%		457	%		263	%		141	%		138	%		251	%

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Assumed is comprised of reinsurance arrangements with state governmental housing finance agencies.

⁽²⁾	Average direct paid claim excludes loss adjustment expenses, the impact of reinsurance and negotiated servicer and GSE settlements.

⁽³⁾	Reserves were not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽⁴⁾	Other includes loss adjustment expenses, pool and incurred but not reported reserves.

⁽⁵⁾	Reinsurance recoverable excludes ceded unearned premium recoveries and amounts for which cash proceeds have not yet been received.

⁽⁶⁾

The ratio of incurred losses and loss adjustment expense to net earned premiums. Excluding the GSE Alt-A business settlements in the first and second quarters of 2010, the loss ratio was 253% for the twelve months ended December 31, 2010 and 144% and 141% for the three months ended June 30, 2010 and March 31, 2010, respectively.

⁽⁷⁾	Net paid claims and change in reserves include the impact of settlements that the company reached during the second quarter of 2010 with a GSE counterparty regarding certain bulk Alt-A business and with a servicer regarding rescissions.

⁽⁸⁾	Excluding the GSE Alt-A business and the servicer settlements in the second quarter of 2010, the average paid claim was approximately $45,800 in the second quarter of 2010.

⁽⁹⁾	In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Net paid claims included $180 million and the change in reserves included a decrease of $185 million related to this settlement.

⁽¹⁰⁾	Excluding the GSE Alt-A business settlement in the first quarter of 2010, the average paid claim was approximately $49,100 in the first quarter of 2010.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Delinquency Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Number of Primary Delinquencies
Flow		84,910			84,442			85,758						92,225			95,567			98,771			102,389
Bulk loans with established reserve		1,604			1,569			1,814						1,713			1,607			1,510			2,155
Bulk loans with no reserve⁽¹⁾		1,506			1,453			1,446						1,457			1,439			1,478			2,560

Total Number of Primary Delinquencies		88,020			87,464			89,018						95,395			98,613			101,759			107,104

Beginning Number of Primary Delinquencies		87,464			89,018			95,395			95,395			98,613			101,759			107,104			122,279			122,279
New delinquencies		23,493			21,272			23,866			68,631			25,771			27,180			26,034			31,126			110,111
Delinquency cures		(17,595	)		(17,908	)		(23,908	)		(59,411	)		(21,199	)		(22,923	)		(25,868	)		(41,272	)⁽²⁾		(111,262	)
Paid claims		(5,342	)		(4,918	)		(6,335	)		(16,595	)		(7,790	)		(7,403	)		(5,511	)		(5,029	)		(25,733	)

Ending Number of Primary Delinquencies		88,020			87,464			89,018			88,020			95,395			98,613			101,759			107,104			95,395

Composition of Cures
Reported delinquent and cured-intraquarter		3,181			2,670			5,195						2,525			1,914			2,462			4,704
Number of missed payments delinquent prior to cure:
3 payments or less		8,520			8,953			11,454						10,365			10,393			11,845			15,423
4 - 11 payments		3,584			4,146			5,183						5,763			7,691			8,883			15,189
12 payments or more		2,310			2,139			2,076						2,546			2,925			2,678			5,956

Total		17,595			17,908			23,908						21,199			22,923			25,868			41,272	⁽²⁾

Primary Delinquencies by Missed Payment Status
3 payments or less		22,444			21,125			20,920						25,131			26,292			26,374			28,646
4 - 11 payments		25,055			26,969			31,070						34,639			37,180			42,993			49,663
12 payments or more		40,521			39,370			37,028						35,625			35,141			32,392			28,795

Primary Delinquencies		88,020			87,464			89,018						95,395			98,613			101,759			107,104



Flow Delinquencies and Percentage Reserved by Payment Status	September 30, 2011
	Delinquencies			Direct Case Reserves⁽³⁾			Risk In-Force			Reserves as % of Risk In-Force
3 payments or less in default		21,458		$	201		$	854			24	%
4 - 11 payments in default		24,252			646			1,082			60	%
12 payments or more in default		39,200			1,380			1,925			72	%

Total		84,910		$	2,227		$	3,861			58	%


	December 31, 2010
Flow Delinquencies and Percentage Reserved by Payment Status	Delinquencies			Direct Case Reserves⁽³⁾			Risk In-Force			Reserves as % of Risk In-Force
3 payments or less in default		24,104		$	152		$	959			16	%
4 - 11 payments in default		33,635			754			1,546			49	%
12 payments or more in default		34,486			1,142			1,757			65	%

Total		92,225		$	2,048		$	4,262			48	%

⁽¹⁾	Reserves were not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽²⁾	In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Delinquency cures included approximately 10,100 cures related to this settlement.

⁽³⁾	Direct flow case reserves exclude loss adjustment expenses, incurred but not reported and reinsurance reserves.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2011									2010
	3Q			2Q			1Q			4Q			3Q			2Q			1Q
Risk In-Force by Credit Quality⁽¹⁾
Primary by FICO Scores >679		67	%		67	%		66	%		66	%		65	%		65	%		64	%
Primary by FICO Scores 620-679		26	%		26	%		27	%		27	%		27	%		27	%		28	%
Primary by FICO Scores 575-619		5	%		5	%		5	%		5	%		6	%		6	%		6	%
Primary by FICO Scores <575		2	%		2	%		2	%		2	%		2	%		2	%		2	%

Flow by FICO Scores >679		67	%		66	%		66	%		66	%		65	%		65	%		64	%
Flow by FICO Scores 620-679		26	%		27	%		27	%		27	%		27	%		27	%		28	%
Flow by FICO Scores 575-619		5	%		5	%		5	%		5	%		6	%		6	%		6	%
Flow by FICO Scores <575		2	%		2	%		2	%		2	%		2	%		2	%		2	%

Bulk by FICO Scores >679		89	%		89	%		89	%		89	%		88	%		88	%		87	%
Bulk by FICO Scores 620-679		9	%		9	%		9	%		9	%		10	%		10	%		11	%
Bulk by FICO Scores 575-619		1	%		1	%		1	%		1	%		1	%		1	%		1	%
Bulk by FICO Scores <575		1	%		1	%		1	%		1	%		1	%		1	%		1	%

Primary A minus		5	%		5	%		5	%		5	%		5	%		5	%		5	%
Primary Sub-prime⁽²⁾		5	%		5	%		5	%		5	%		5	%		5	%		5	%

Primary Loans
Primary loans in-force		733,383			746,740			763,439			781,024			802,090			821,617			840,618
Primary delinquent loans		88,020			87,464			89,018			95,395			98,613			101,759			107,104
Primary delinquency rate		12.00	%		11.71	%		11.66	%		12.21	%		12.29	%		12.39	%		12.74	%

Flow loans in-force		648,242			658,251			673,276			687,964			705,754			723,301			735,564
Flow delinquent loans		84,910			84,442			85,758			92,225			95,567			98,771			102,389
Flow delinquency rate		13.10	%		12.83	%		12.74	%		13.41	%		13.54	%		13.66	%		13.92	%

Bulk loans in-force		85,141			88,489			90,163			93,060			96,336			98,316			105,054
Bulk delinquent loans		3,110			3,022			3,260			3,170			3,046			2,988			4,715
Bulk delinquency rate		3.65	%		3.42	%		3.62	%		3.41	%		3.16	%		3.04	%		4.49	%

A minus and sub-prime loans in-force		71,097			73,211			75,421			77,822			80,774			83,859			86,185
A minus and sub-prime delinquent loans		20,347			20,284			20,656			22,827			23,882			24,867			26,387
A minus and sub-prime delinquency rate		28.62	%		27.71	%		27.39	%		29.33	%		29.57	%		29.65	%		30.62	%

Pool Loans
Pool loans in-force		16,574			16,943			17,421			17,880			18,759			19,473			19,907
Pool delinquent loans		957			931			913			989			939			831			783
Pool delinquency rate		5.77	%		5.49	%		5.24	%		5.53	%		5.01	%		4.27	%		3.93	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾	Excludes loans classified as A minus.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance


	September 30, 2011									June 30, 2011									September 30, 2010
	% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate			% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate			% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate
By Region
Southeast⁽²⁾		35	%		22	%		16.80	%		35	%		22	%		16.37	%		34	%		23	%		16.94	%
South Central⁽³⁾		11			16			9.95	%		12			16			9.90	%		14			16			11.19	%
Northeast⁽⁴⁾		12			14			12.30	%		12			14			11.71	%		9			14			11.15	%
North Central⁽⁵⁾		12			12			11.79	%		11			12			11.36	%		11			11			11.52	%
Pacific⁽⁶⁾		13			11			12.99	%		13			11			13.29	%		15			11			15.13	%
Great Lakes⁽⁷⁾		7			9			8.83	%		7			9			8.49	%		7			9			8.99	%
Plains⁽⁸⁾		3			6			7.80	%		3			6			7.75	%		3			6			7.96	%
New England⁽⁹⁾		3			5			10.81	%		3			5			10.36	%		3			5			11.04	%
Mid-Atlantic⁽¹⁰⁾		4			5			10.37	%		4			5			10.12	%		4			5			10.80	%

Total		100	%		100	%		12.00	%		100	%		100	%		11.71	%		100	%		100	%		12.29	%

By State
Florida		24	%		7	%		28.93	%		24	%		7	%		28.35	%		24	%		8	%		28.59	%
Texas		3	%		7	%		7.84	%		3	%		7	%		7.61	%		3	%		7	%		8.83	%
New York		5	%		7	%		10.28	%		5	%		7	%		9.71	%		4	%		7	%		9.34	%
California		6	%		6	%		11.62	%		7	%		5	%		12.24	%		7	%		5	%		15.16	%
Illinois		7	%		5	%		16.54	%		7	%		5	%		15.90	%		7	%		5	%		15.66	%
Georgia		4	%		4	%		14.76	%		4	%		4	%		14.70	%		4	%		4	%		16.88	%
North Carolina		3	%		4	%		11.55	%		3	%		4	%		10.93	%		2	%		4	%		11.25	%
New Jersey		5	%		4	%		18.20	%		5	%		4	%		17.73	%		4	%		4	%		16.54	%
Pennsylvania		2	%		4	%		11.47	%		2	%		4	%		10.81	%		2	%		4	%		10.48	%
Ohio		2	%		3	%		8.39	%		2	%		3	%		8.00	%		2	%		3	%		7.83	%

⁽¹⁾	Total reserves were $2,486 million, $2,506 million and $1,973 million as of September 30, 2011, June 30, 2011 and September 30, 2010, respectively.

⁽²⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee.

⁽³⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah.

⁽⁴⁾	New Jersey, New York and Pennsylvania.

⁽⁵⁾	Illinois, Minnesota, Missouri and Wisconsin.

⁽⁶⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington.

⁽⁷⁾	Indiana, Kentucky, Michigan and Ohio.

⁽⁸⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming.

⁽⁹⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont.

⁽¹⁰⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


Primary Risk In-Force:	September 30, 2011		% of Total			June 30, 2011		% of Total			September 30, 2010		% of Total
Lender concentration (by original applicant)	$	27,740				$	28,029				$	29,718
Top 10 lenders		13,774					14,000					15,079
Top 20 lenders		15,717					15,982					17,211

Loan-to-value ratio
95.01% and above	$	6,960		25	%	$	7,065		25	%	$	7,435		25	%
90.01% to 95.00%		9,712		35			9,740		35			10,287		35
80.01% to 90.00%		10,595		38			10,747		38			11,540		39
80.00% and below		473		2			477		2			456		1

Total	$	27,740		100	%	$	28,029		100	%	$	29,718		100	%

Loan grade
Prime	$	25,087		90	%	$	25,296		90	%	$	26,705		90	%
A minus and sub-prime		2,653		10			2,733		10			3,013		10

Total	$	27,740		100	%	$	28,029		100	%	$	29,718		100	%

Loan type⁽¹⁾
First mortgages
Fixed rate mortgage
Flow	$	26,657		96	%	$	26,914		96	%	$	28,539		96	%
Bulk		513		2			519		2			497		2
Adjustable rate mortgage
Flow		549		2			575		2			660		2
Bulk		21		—			21		—			22		—
Second mortgages		—		—			—		—			—		—

Total	$	27,740		100	%	$	28,029		100	%	$	29,718		100	%

Type of documentation
Alt-A
Flow	$	777		3	%	$	807		3	%	$	918		3	%
Bulk		39		—			39		—			42		—
Standard⁽²⁾
Flow		26,429		95			26,682		95			28,281		95
Bulk		495		2			501		2			477		2

Total	$	27,740		100	%	$	28,029		100	%	$	29,718		100	%

Mortgage term
15 years and under	$	490		2	%	$	462		2	%	$	386		1	%
More than 15 years		27,250		98			27,567		98			29,332		99

Total	$	27,740		100	%	$	28,029		100	%	$	29,718		100	%

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with historical and expected delinquency rates consistent with the company’s standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	September 30, 2011
Policy Year	Average Rate⁽¹⁾			% of Total Reserves⁽²⁾			Primary Insurance In-Force		% of Total			Primary Risk In-Force		% of Total
2000 and prior		7.83	%		1.3	%	$	1,770		1.5	%	$	453		1.6	%
2001		7.60	%		0.7			895		0.8			225		0.8
2002		6.65	%		1.5			2,171		1.8			538		2.0
2003		5.65	%		3.7			8,887		7.5			1,501		5.4
2004		5.88	%		4.3			5,684		4.8			1,299		4.7
2005		5.98	%		12.6			9,344		7.8			2,414		8.7
2006		6.48	%		19.5			12,687		10.6			3,111		11.2
2007		6.55	%		39.7			28,226		23.7			6,962		25.1
2008		6.14	%		16.0			26,138		21.9			6,498		23.4
2009		5.08	%		0.4			7,655		6.4			1,347		4.9
2010		4.66	%		0.3			8,875		7.4			1,837		6.6
2011		4.58	%		—			6,914		5.8			1,555		5.6

Total		6.04	%		100.0	%	$	119,246		100.0	%	$	27,740		100.0	%


Occupancy and Property Type	September 30, 2011			June 30, 2011
Occupancy Status % of Primary Risk In-Force
Primary residence		93.8	%		93.8	%
Second home		3.9			3.9
Non-owner occupied		2.3			2.3

Total		100.0	%		100.0	%

Property Type % of Primary Risk In-Force
Single family detached		85.9	%		85.8	%
Condominium and co-operative		11.3			11.4
Multi-family and other		2.8			2.8

Total		100.0	%		100.0	%

⁽¹⁾	Average Annual Mortgage Interest Rate

⁽²⁾	Total reserves were $2,486 million as of September 30, 2011.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in billions)


	FICO > 679									FICO 620 - 679⁽¹⁾									FICO < 620									Total
	2011									2011									2011									2011
Primary Risk In-Force	3Q			2Q			1Q			3Q			2Q			1Q			3Q			2Q			1Q			3Q			2Q			1Q
Total Primary Risk In-Force	$	18.6		$	18.7		$	18.9		$	7.2		$	7.3		$	7.6		$	1.9		$	2.0		$	2.0		$	27.7		$	28.0		$	28.5
Delinquency rate⁽²⁾		7.5	%		7.4	%		7.4	%		19.3	%		18.7	%		18.5	%		29.1	%		28.1	%		27.8	%		12.0	%		11.7	%		11.7	%
2011 policy year		1.4		$	0.8		$	0.5		$	0.2		$	0.1		$	—		$	—		$	—		$	—		$	1.6		$	0.9		$	0.5
Delinquency rate		—	%		—	%		—	%		0.1	%		0.1	%		—	%		1.8	%		2.8	%		—	%		0.0	%		—	%		—	%
2010 policy year	$	1.7		$	1.8		$	1.8		$	0.1		$	0.1		$	0.1		$	—		$	—		$	—		$	1.8		$	1.9		$	1.9
Delinquency rate		0.2	%		0.1	%		0.1	%		0.6	%		0.4	%		0.3	%		2.8	%		2.8	%		1.8	%		0.2	%		0.1	%		0.1	%
2009 policy year	$	1.2		$	1.3		$	1.3		$	0.1		$	0.1		$	0.1		$	—		$	—		$	—		$	1.3		$	1.4		$	1.4
Delinquency rate		0.6	%		0.5	%		0.4	%		2.6	%		1.8	%		1.8	%		9.8	%		6.6	%		5.6	%		0.7	%		0.5	%		0.5	%
2008 policy year	$	5.0		$	5.1		$	5.2		$	1.3		$	1.3		$	1.4		$	0.2		$	0.3		$	0.3		$	6.5		$	6.7		$	6.9
Delinquency rate		6.9	%		6.5	%		6.3	%		15.6	%		14.9	%		14.7	%		25.2	%		24.9	%		24.7	%		9.3	%		8.9	%		8.7	%
2007 policy year	$	3.9		$	4.0		$	4.2		$	2.3		$	2.3		$	2.4		$	0.8		$	0.8		$	0.8		$	7.0		$	7.1		$	7.4
Delinquency rate		13.1	%		12.8	%		12.6	%		23.4	%		22.7	%		22.6	%		33.9	%		32.7	%		32.5	%		18.9	%		18.3	%		18.2	%
2006 policy year	$	1.8		$	1.8		$	1.9		$	1.0		$	1.1		$	1.1		$	0.3		$	0.3		$	0.3		$	3.1		$	3.2		$	3.3
Delinquency rate		14.1	%		13.9	%		13.6	%		23.4	%		22.5	%		22.4	%		30.4	%		29.0	%		28.8	%		18.9	%		18.3	%		18.0	%
2005 and prior policy year	$	3.6		$	3.9		$	4.0		$	2.2		$	2.3		$	2.5		$	0.6		$	0.6		$	0.6		$	6.4		$	6.8		$	7.1
Delinquency rate		8.3	%		7.8	%		7.5	%		18.3	%		17.4	%		16.9	%		24.9	%		23.9	%		23.5	%		12.7	%		11.9	%		11.6	%
Fixed rate mortgage	$	18.3		$	18.4		$	18.6		$	7.0		$	7.1		$	7.4		$	1.9		$	1.9		$	1.9		$	27.2		$	27.4		$	27.9
Delinquency rate		7.3	%		7.1	%		7.1	%		19.1	%		18.5	%		18.3	%		28.9	%		27.9	%		27.6	%		11.7	%		11.4	%		11.4	%
Adjustable rate mortgage	$	0.3		$	0.3		$	0.3		$	0.2		$	0.2		$	0.2		$	—		$	0.1		$	0.1		$	0.5		$	0.6		$	0.6
Delinquency rate		24.8	%		25.0	%		24.8	%		29.4	%		28.1	%		27.4	%		38.0	%		36.3	%		36.1	%		27.6	%		27.1	%		26.7	%
Loan-to-value > 95%	$	3.8		$	3.8		$	3.8		$	2.4		$	2.5		$	2.6		$	0.8		$	0.8		$	0.8		$	7.0		$	7.1		$	7.2
Delinquency rate		9.6	%		9.4	%		9.3	%		21.6	%		20.8	%		20.7	%		32.5	%		31.4	%		31.3	%		16.7	%		16.2	%		16.1	%
Alt-A⁽³⁾	$	0.6		$	0.6		$	0.6		$	0.2		$	0.2		$	0.3		$	—		$	—		$	—		$	0.8		$	0.8		$	0.9
Delinquency rate		19.0	%		18.7	%		18.8	%		33.0	%		32.9	%		32.7	%		33.6	%		33.3	%		34.7	%		23.3	%		23.0	%		23.0	%
Interest only and option ARMs	$	1.3		$	1.4		$	1.4		$	0.5		$	0.5		$	0.5		$	0.1		$	0.1		$	0.1		$	1.9		$	2.0		$	2.0
Delinquency rate		26.9	%		26.9	%		26.9	%		37.5	%		37.2	%		37.3	%		43.3	%		43.5	%		42.7	%		30.4	%		30.3	%		30.3	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620 - 679 category.

⁽²⁾	Delinquency rate represents the number of lender reported delinquencies divided by the number of remaining policies consistent with mortgage insurance practices.

⁽³⁾	Alt-A consists of loans with reduced documentation or verification of income or assets and a higher historical and expected delinquency rate than standard documentation loans.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Other Metrics—U.S. Mortgage Insurance Bulk Risk In-Force

(dollar amounts in millions)


	September 30, 2011			June 30, 2011			September 30, 2010
GSE Alt-A
Risk in-force	$	26		$	27		$	29
Average FICO score		732			732			733
Loan-to-value ratio		81	%		81	%		81	%
Standard documentation⁽¹⁾		12	%		11	%		11	%
Stop loss		100	%		100	%		100	%
Deductible		—	%		—	%		—	%

FHLB
Risk in-force	$	441		$	442		$	413
Average FICO score		757			757			755
Loan-to-value ratio		75	%		75	%		75	%
Standard documentation⁽¹⁾		97	%		97	%		97	%
Stop loss		94	%		94	%		91	%
Deductible		100	%		100	%		100	%

Other
Risk in-force	$	67		$	71		$	77
Average FICO score		690			692			692
Loan-to-value ratio		92	%		92	%		92	%
Standard documentation⁽¹⁾		96	%		97	%		97	%
Stop loss		6	%		8	%		9	%
Deductible		—	%		—	%		—	%
Total Bulk Risk In-Force	$	534		$	540		$	519

⁽¹⁾	Standard documentation includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with the standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Aggregate Book Year Analysis Provided to Illustrate Directional Progression Toward Captive Attachment⁽¹⁾



				September 30, 2011						June 30, 2011						March 31, 2011
Book Year⁽²⁾	Original Book Risk In-Force ($B)⁽³⁾		Progression To Attachment Point	Current Risk In-Force ($B)		Ever-To-Date Incurred Losses ($MM)⁽³⁾		Captive Benefits ($MM)		Current Risk In-Force ($B)		Ever-To-Date Incurred Losses ($MM)⁽³⁾		Captive Benefits ($MM)		Current Risk In-Force ($B)		Ever-To-Date Incurred Losses ($MM)⁽³⁾		Captive Benefits ($MM)
2004			0%-50%	$	—	$	2			$	—	$	2			$	—	$	4
2004			50%-75%		0.1		13				0.1		10				0.2		29
2004			75%-99%		0.2		51				0.3		52				0.2		31
2004			Attached		0.3		71				0.3		71				0.3		44

2004 Total	$	3.1		$	0.6	$	137	$	2	$	0.7	$	135	$	13	$	0.7	$	108	$	2

2005			0%-50%	$	—	$	1			$	—	$	1			$	—	$	1
2005			50%-75%		—		—				—		—				—		—
2005			75%-99%		—		—				—		—				—		1
2005			Attached		0.9		301				1.0		296				1.5		451

2005 Total	$	2.5		$	0.9	$	302		7	$	1.0	$	297		1	$	1.5	$	453		2

2006			0%-50%	$	—	$	1			$	—	$	1			$	—	$	1
2006			50%-75%		—		—				—		—				—		—
2006			75%-99%		—		1				—		1				—		—
2006			Attached		0.9		393				1.0		384				1.6		640

2006 Total	$	2.2		$	0.9	$	395		2	$	1.0	$	386		10	$	1.6	$	641		9

2007			0%-50%	$	—	$	1			$	—	$	1			$	—	$	1
2007			50%-75%		—		—				—		—				—		—
2007			75%-99%		—		—				—		—				—		1
2007			Attached		1.8		707				1.9		683				3.4		1,133

2007 Total	$	3.2		$	1.8	$	708		4	$	1.9	$	684		2	$	3.4	$	1,135		4

2008			0%-50%	$	—	$	1			$	0.1	$	1			$	0.3	$	8
2008			50%-75%		0.2		13				0.2		12				0.2		8
2008			75%-99%		0.1		4				0.1		5				0.1		4
2008			Attached		0.8		163				0.8		156				1.3		161

2008 Total	$	1.8		$	1.1	$	181		5	$	1.2	$	174		19	$	1.9	$	181		4




Captive Benefits In Quarter ($MM)								$	20					$	45					$	21

⁽¹⁾

Data presented in aggregate for all trusts. Actual trust attachment and exit points will vary by individual lender contract. For purposes of this illustration, ever-to-date incurred losses equal current reserves plus ever-to-date paid claims. The information presented excludes quota share captive reinsurance data. Progress toward captive attachment is determined at a lender level for each book year by dividing ever-to-date incurred losses by original risk in-force for that book year.

⁽²⁾	Book year amounts may include loans from additional periods pursuant to reinsurance agreement terms and conditions.

⁽³⁾	Original book risk in-force and ever-to-date incurred losses include amounts for active captive books only.

Corporate and Other

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Operating Loss—Corporate and Other⁽¹⁾

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		28			43			26			97			56			36			35			9			136
Net investment gains (losses)		(78	)		(1	)		(7	)		(86	)		(1	)		25			(68	)		(16	)		(60	)
Insurance and investment product fees and other		—			1			2			3			3			7			(3	)		3			10

Total revenues		(50	)		43			21			14			58			68			(36	)		(4	)		86

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1			—			—			1			—			1			—			—			1
Interest credited		32			31			33			96			34			38			35			39			146
Acquisition and operating expenses, net of deferrals		1			—			(5	)		(4	)		16			(2	)		9			8			31
Amortization of deferred acquisition costs and intangibles		4			3			3			10			3			3			4			4			14
Interest expense		82			86			82			250			77			77			70			70			294

Total benefits and expenses		120			120			113			353			130			117			118			121			486

LOSS BEFORE INCOME TAXES		(170	)		(77	)		(92	)		(339	)		(72	)		(49	)		(154	)		(125	)		(400	)
Benefit for income taxes		(82	)		—			(16	)		(98	)		(32	)		(14	)		(51	)		(157	)		(254	)

NET INCOME (LOSS)		(88	)		(77	)		(76	)		(241	)		(40	)		(35	)		(103	)		32			(146	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		53			—			4			57			2			(16	)		42			11			39
Net tax benefit related to separation from the company’s former parent		—			—			—			—			—			—			—			(106	)		(106	)

NET OPERATING LOSS	$	(35	)	$	(77	)	$	(72	)	$	(184	)	$	(38	)	$	(51	)	$	(61	)	$	(63	)	$	(213	)


Effective tax rate (operating loss)		60.4	%		-0.2	%		16.4	%		26.9	%		44.0	%		31.2	%		30.6	%		42.1	%		37.2	%

Guaranteed Investment Contracts, Funding Agreements Backing Notes and Funding Agreements:
Account value, beginning of period	$	3,043		$	3,317		$	3,717		$	3,717		$	4,094		$	4,441		$	4,372		$	4,502		$	4,502
Deposits		—			—			—			—			262			79			152			—			493
Surrenders and benefits		(341	)		(312	)		(435	)		(1,088	)		(680	)		(477	)		(124	)		(171	)		(1,452	)

Net flows		(341	)		(312	)		(435	)		(1,088	)		(418	)		(398	)		28			(171	)		(959	)
Interest credited		24			28			33			85			36			41			43			43			163
Foreign currency translation		(9	)		10			2			3			5			10			(2	)		(2	)		11

Account value, end of period	$	2,717		$	3,043		$	3,317		$	2,717		$	3,717		$	4,094		$	4,441		$	4,372		$	3,717

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

Additional Financial Data

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Investments Summary

(amounts in millions)


		September 30, 2011					June 30, 2011					March 31, 2011					December 31, 2010					September 30, 2010
		Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade:
Public fixed maturity securities		$	34,689		46	%	$	33,127		46	%	$	31,912		45	%	$	31,781		45	%	$	32,379		43	%
Private fixed maturity securities			9,309		12			9,213		13			9,188		13			9,239		13			9,458		13
Residential mortgage-backed securities⁽¹⁾			4,747		6			4,280		6			3,841		5			3,760		5			3,640		5
Commercial mortgage-backed securities			3,139		4			3,280		5			3,329		5			3,361		5			3,379		5
Other asset-backed securities			2,030		3			1,984		3			2,126		3			2,287		3			2,345		3
Tax-exempt			693		1			865		1			924		1			1,026		1			1,263		2
Non-investment grade fixed maturity securities			3,209		4			3,472		5			3,678		5			3,729		5			3,892		5
Equity securities:
Common stocks and mutual funds			284		—			263		—			232		—			215		—			90		—
Preferred stocks			70		—			111		—			123		—			117		—			133		—
Commercial mortgage loans			6,271		8			6,432		9			6,600		9			6,718		9			6,929		9
Restricted commercial mortgage loans related to securitization entities			430		1			457		1			485		1			507		1			522		1
Policy loans			1,556		2			1,542		2			1,480		2			1,471		2			1,480		2
Cash, cash equivalents and short-term investments			3,822		5			2,986		4			3,940		6			3,271		5			3,800		5
Securities lending			204		—			554		1			811		1			772		1			702		1
Other invested assets:	Limited partnerships⁽²⁾		355		1			346		—			339		—			340		—			365		—
	Derivatives:
	LTC forward starting swap—cash flow		1,515		2			264		—			169		—			222		—			821		1
	Other cash flow		—		—			—		—			192		—			205		—			188		—
	Fair value		93		—			116		—			113		—			130		—			147		—
	Equity index options—non-qualified		62		—			39		—			32		—			33		—			61		—
	LTC swaptions—non-qualified		—		—			—		—			—		—			—		—			8		—
	Other non-qualified		745		1			401		1			395		1			457		1			458		1
	Trading portfolio		639		1			607		1			667		1			677		1			701		1
	Counterparty collateral		1,733		2			705		1			745		1			794		2			1,586		2
	Restricted other invested assets related to securitization entities		377		1			379		1			376		1			372		1			378		1
	Other		106		—			114		—			91		—			85		—			81		—

Total invested assets and cash		$	76,078		100	%	$	71,537		100	%	$	71,788		100	%	$	71,569		100	%	$	74,806		100	%

Public Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	17,035		38	%	$	16,253		37	%	$	15,607		37	%	$	15,797		37	%	$	16,138		37	%
AA			5,038		11			5,007		12			4,912		11			4,947		12			5,054		12
A			12,499		28			11,870		27			11,363		27			11,322		26			11,679		27
BBB			8,721		19			8,374		19			8,311		20			8,224		19			8,370		19
BB			1,206		3			1,257		3			1,358		3			1,451		4			1,464		3
B			233		—			279		1			309		1			292		1			348		1
CCC and lower			449		1			485		1			525		1			493		1			477		1

Total public fixed maturity securities		$	45,181		100	%	$	43,525		100	%	$	42,385		100	%	$	42,526		100	%	$	43,530		100	%

Private Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	1,305		10	%	$	1,372		11	%	$	1,339		11	%	$	1,490		12	%	$	1,589		12	%
AA			1,072		9			989		8			964		8			929		7			1,010		8
A			4,087		32			3,967		31			4,089		32			4,018		32			4,069		32
BBB			4,850		39			4,917		39			4,735		37			4,727		37			4,555		36
BB			974		8			1,063		8			1,102		9			1,077		9			1,185		9
B			168		1			170		1			175		1			259		2			269		2
CCC and lower			179		1			218		2			209		2			157		1			149		1

Total private fixed maturity securities		$	12,635		100	%	$	12,696		100	%	$	12,613		100	%	$	12,657		100	%	$	12,826		100	%



⁽¹⁾ The company does not have any material exposure to residential mortgage-backed securities collateralized debt obligations (CDOs).
⁽²⁾ Limited partnerships by type:
Real estate		$	173				$	162				$	156				$	155				$	177
Infrastructure			119					122					115					116					112
Other			63					62					68					69					76

Total limited partnerships		$	355				$	346				$	339				$	340				$	365

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Fixed Maturity Securities Summary

(amounts in millions)


	September 30, 2011					June 30, 2011					March 31, 2011					December 31, 2010					September 30, 2010
	Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total
Fixed Maturity Securities—Security Sector:
U.S. government, agencies and government-sponsored enterprises	$	4,825		8	%	$	3,682		6	%	$	3,414		6	%	$	3,705		7	%	$	3,922		7	%
Tax-exempt		693		1			865		1			928		2			1,030		2			1,271		2
Foreign government		2,165		4			2,389		4			2,359		4			2,369		4			2,352		4
U.S. corporate		25,368		44			24,047		43			23,753		43			23,967		43			24,525		44
Foreign corporate		13,705		24			14,428		26			13,937		25			13,498		25			13,815		24
Residential mortgage-backed securities		5,380		9			4,983		9			4,600		9			4,455		8			4,334		8
Commercial mortgage-backed securities		3,543		6			3,721		7			3,756		7			3,743		7			3,757		7
Other asset-backed securities		2,137		4			2,106		4			2,251		4			2,416		4			2,380		4

Total fixed maturity securities	$	57,816		100	%	$	56,221		100	%	$	54,998		100	%	$	55,183		100	%	$	56,356		100	%

Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance	$	8,119		22	%	$	8,253		23	%	$	8,234		23	%	$	8,025		23	%	$	8,425		23	%
Utilities and energy		8,608		23			8,175		22			7,950		22			7,977		23			8,123		23
Consumer—non-cyclical		4,569		12			4,250		12			4,148		12			4,071		11			4,210		12
Consumer—cyclical		1,976		5			1,830		5			1,773		5			1,760		5			1,808		5
Capital goods		2,485		7			2,282		6			2,191		6			2,163		6			2,107		6
Industrial		1,995		5			1,902		5			1,850		5			1,789		5			1,531		4
Technology and communications		2,443		7			2,377		6			2,250		6			2,192		6			2,221		6
Transportation		1,403		4			1,305		4			1,284		4			1,324		4			1,344		4
Other		5,580		15			6,074		17			5,852		17			5,861		17			6,023		17

Subtotal		37,178		100	%		36,448		100	%		35,532		100	%		35,162		100	%		35,792		100	%

Non-Investment Grade:
Finance and insurance		375		20	%		425		21	%		441		21	%		512		22	%		637		25	%
Utilities and energy		322		17			294		15			282		13			242		10			249		10
Consumer—non-cyclical		166		9			209		10			218		10			266		12			282		11
Consumer—cyclical		106		5			123		6			163		8			175		8			202		8
Capital goods		335		17			318		16			325		15			374		16			400		16
Industrial		318		17			356		17			369		17			362		16			400		15
Technology and communications		168		9			183		9			225		10			238		10			240		9
Transportation		88		5			95		5			95		4			97		4			99		4
Other		17		1			24		1			40		2			37		2			39		2

Subtotal		1,895		100	%		2,027		100	%		2,158		100	%		2,303		100	%		2,548		100	%

Total	$	39,073		100	%	$	38,475		100	%	$	37,690		100	%	$	37,465		100	%	$	38,340		100	%

Fixed Maturity Securities—Contractual Maturity Dates:
Due in one year or less	$	2,720		5	%	$	2,857		5	%	$	2,379		4	%	$	2,707		5	%	$	2,613		4	%
Due after one year through five years		11,172		19			12,103		22			12,248		22			12,423		22			12,562		22
Due after five years through ten years		10,612		18			10,031		18			9,678		18			9,232		17			9,454		17
Due after ten years		22,252		39			20,420		36			20,086		37			20,207		37			21,256		38

Subtotal		46,756		81			45,411		81			44,391		81			44,569		81			45,885		81
Mortgage and asset-backed securities		11,060		19			10,810		19			10,607		19			10,614		19			10,471		19

Total fixed maturity securities	$	57,816		100	%	$	56,221		100	%	$	54,998		100	%	$	55,183		100	%	$	56,356		100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2011						June 30, 2011						March 31, 2011						December 31, 2010						September 30, 2010
	Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total
Geographic Region
South Atlantic	$	1,624			27	%	$	1,624			25	%	$	1,577			24	%	$	1,583			23	%	$	1,593			23	%
Pacific		1,598			25			1,615			25			1,746			26			1,769			26			1,857			27
Middle Atlantic		810			13			865			13			880			13			937			14			935			13
East North Central		568			9			577			9			603			9			612			9			657			9
Mountain		500			8			516			8			527			8			540			8			591			9
New England		390			6			422			7			480			7			482			7			484			7
West North Central		344			5			349			5			355			5			369			6			374			5
West South Central		329			5			348			5			305			5			297			4			306			4
East South Central		158			2			169			3			181			3			183			3			189			3

Subtotal		6,321			100	%		6,485			100	%		6,654			100	%		6,772			100	%		6,986			100	%

Allowance for losses		(54	)					(57	)					(58	)					(59	)					(62	)
Unamortized fees and costs		4						4						4						5						5

Total	$	6,271					$	6,432					$	6,600					$	6,718					$	6,929

Property Type
Retail	$	1,889			30	%	$	1,912			30	%	$	1,976			30	%	$	1,974			29	%	$	2,015			29	%
Industrial		1,736			28			1,753			27			1,745			26			1,788			26			1,861			27
Office		1,647			26			1,757			27			1,822			27			1,850			27			1,897			27
Apartments		708			11			718			11			700			11			725			11			776			11
Mixed use/other		341			5			345			5			411			6			435			7			437			6

Subtotal		6,321			100	%		6,485			100	%		6,654			100	%		6,772			100	%		6,986			100	%

Allowance for losses		(54	)					(57	)					(58	)					(59	)					(62	)
Unamortized fees and costs		4						4						4						5						5

Total	$	6,271					$	6,432					$	6,600					$	6,718					$	6,929

Allowance for Losses on Commercial Mortgage Loans
Beginning balance	$	57					$	58					$	59					$	62					$	70
Provision		—						3						—						7						5
Release		(3	)					(4	)					(1	)					(10	)					(13	)

Ending balance	$	54					$	57					$	58					$	59					$	62

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2011					June 30, 2011					March 31, 2011						December 31, 2010						September 30, 2010
Loan Size	Principal Balance		% of Total			Principal Balance		% of Total			Principal Balance			% of Total			Principal Balance			% of Total			Principal Balance		% of Total
Under $5 million	$	2,810		45	%	$	2,883		44	%	$	2,851			43	%	$	2,881			43	%	$	2,928		42	%
$5 million but less than $10 million		1,600		25			1,597		25			1,546			23			1,576			23			1,623		23
$10 million but less than $20 million		1,199		19			1,168		18			1,215			18			1,234			18			1,316		19
$20 million but less than $30 million		305		5			350		5			296			5			299			4			300		4
$30 million and over		407		6			487		8			747			11			786			12			819		12

Subtotal		6,321		100	%		6,485		100	%		6,655			100	%		6,776			100	%		6,986		100	%

Net premium/discount		—					—					(1	)					(4	)					—

Total	$	6,321				$	6,485				$	6,654					$	6,772					$	6,986

Commercial Mortgage Loan Information by Vintage as of September 30, 2011

(loan amounts in millions)


Loan Year	Total Recorded Investment ⁽¹⁾		Number of Loans		Average Balance Per Loan		Loan-To-Value⁽²⁾			Delinquent Principal Balance		Number of Delinquent Loans		Average Balance Per Delinquent Loan
2004 and prior	$	1,908		816	$	2		50	%	$	13		6	$	2
2005		1,397		307	$	5		64	%		3		1	$	3
2006		1,244		274	$	5		71	%		16		1	$	16
2007		1,203		185	$	6		71	%		—		1	$	—
2008		269		56	$	5		75	%		4		1	$	4
2009		—		—	$	—		—	%		—		—	$	—
2010		102		17	$	6		63	%		—		—	$	—
2011		198		35	$	6		65	%		—		—	$	—

Total	$	6,321		1,690	$	4		63	%	$	36		10	$	4

⁽¹⁾	Total recorded investment reflects the balance sheet carrying value gross of related allowance and the unamortized balance of loan origination fees and costs.

⁽²⁾	Represents weighted-average loan-to-value as of September 30, 2011.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Net Investment Income
Fixed maturity securities—taxable	$	669		$	693		$	670		$	2,032		$	689		$	658		$	646		$	626		$	2,619
Fixed maturity securities—non-taxable		8			10			11			29			13			14			16			16			59
Commercial mortgage loans		89			92			92			273			93			95			99			104			391
Restricted commercial mortgage loans related to securitization entities		11			9			10			30			9			10			10			10			39
Equity securities		3			10			3			16			3			4			5			2			14
Other invested assets		31			38			30			99			32			23			29			32			116
Limited partnerships		11			17			4			32			11			1			10			(34	)		(12	)
Restricted other invested assets related to securitization entities		—			—			—			—			—			1			—			1			2
Policy loans		30			30			29			89			29			28			28			27			112
Cash, cash equivalents and short-term investments		12			6			6			24			6			6			4			5			21

Gross investment income before expenses and fees		864			905			855			2,624			885			840			847			789			3,361
Expenses and fees		(22	)		(24	)		(25	)		(71	)		(22	)		(25	)		(24	)		(24	)		(95	)

Net investment income	$	842		$	881		$	830		$	2,553		$	863		$	815		$	823		$	765		$	3,266

Annualized Yields
Fixed maturity securities—taxable		5.0	%		5.2	%		5.0	%		5.0	%		5.2	%		5.0	%		5.0	%		4.9	%		5.0	%
Fixed maturity securities—non-taxable		3.8	%		4.1	%		4.2	%		4.1	%		4.2	%		4.3	%		4.3	%		4.3	%		4.3	%
Commercial mortgage loans		5.6	%		5.6	%		5.5	%		5.6	%		5.5	%		5.4	%		5.5	%		5.8	%		5.6	%
Restricted commercial mortgage loans related to securitization entities		10.1	%		7.8	%		7.6	%		8.5	%		7.3	%		7.6	%		7.3	%		7.3	%		7.4	%
Equity securities		3.4	%		11.7	%		3.2	%		6.1	%		4.0	%		6.8	%		11.8	%		6.6	%		6.7	%
Other invested assets		13.4	%		15.8	%		11.7	%		13.6	%		12.1	%		13.3	%		17.3	%		15.0	%		14.0	%
Limited partnerships⁽¹⁾		12.6	%		19.9	%		5.1	%		12.6	%		12.3	%		1.0	%		10.6	%		-34.0	%		-3.4	%
Restricted other invested assets related to securitization entities		0.2	%		0.2	%		0.3	%		0.2	%		0.3	%		0.3	%		0.3	%		1.0	%		0.5	%
Policy loans		7.7	%		7.9	%		8.0	%		7.8	%		8.0	%		7.6	%		7.7	%		7.7	%		7.8	%
Cash, cash equivalents and short-term investments		1.4	%		0.7	%		0.7	%		0.9	%		0.7	%		0.5	%		0.3	%		0.4	%		0.5	%

Gross investment income before expenses and fees		5.0	%		5.3	%		5.0	%		5.1	%		5.1	%		4.8	%		4.9	%		4.6	%		4.9	%
Expenses and fees		-0.1	%		-0.2	%		-0.2	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.2	%		-0.1	%

Net investment income		4.9	%		5.1	%		4.8	%		5.0	%		5.0	%		4.7	%		4.8	%		4.4	%		4.8	%

Yields for fixed maturity securities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability.

⁽¹⁾	Limited partnership investments are equity-based and do not have fixed returns by period.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net realized gains (losses) on available-for-sale securities:
Fixed maturity securities:
U.S. corporate	$	4		$	1		$	(3	)	$	2		$	(1	)	$	3		$	4		$	(6	)	$	—
U.S. government, agencies and government-sponsored enterprises		1			—			3			4			—			1			—			(4	)		(3	)
Foreign corporate		17			(8	)		(1	)		8			2			3			16			2			23
Foreign government		3			2			—			5			(3	)		3			—			(2	)		(2	)
Tax-exempt		1			(1	)		—			—			2			(2	)		(3	)		4			1
Mortgage-backed securities		(2	)		(1	)		(2	)		(5	)		(1	)		(7	)		(5	)		(3	)		(16	)
Asset-backed securities		—			(1	)		—			(1	)		(6	)		(1	)		—			(1	)		(8	)
Equity securities		—			1			2			3			7			—			1			—			8
Foreign exchange		(1	)		1			—			—			—			1			(1	)		—			—

Total net realized gains (losses) on available-for-sale securities		23			(6	)		(1	)		16			—			1			12			(10	)		3

Impairments:
Sub-prime residential mortgage-backed securities		(1	)		(3	)		(6	)		(10	)		(5	)		(3	)		(1	)		(16	)		(25	)
Alt-A residential mortgage-backed securities:		(2	)		(2	)		(4	)		(8	)		(4	)		(9	)		(13	)		(8	)		(34	)

Total sub-prime and Alt-A residential mortgage-backed securities		(3	)		(5	)		(10	)		(18	)		(9	)		(12	)		(14	)		(24	)		(59	)

Prime residential mortgage-backed securities		(3	)		(2	)		(3	)		(8	)		(2	)		(4	)		(3	)		(6	)		(15	)
Other asset-backed securities		—			—			—			—			—			—			(9	)		(10	)		(19	)
Commercial mortgage-backed securities		(1	)		(4	)		—			(5	)		(1	)		(2	)		(1	)		(1	)		(5	)
Corporate fixed maturity securities		(27	)		—			(9	)		(36	)		(10	)		(6	)		—			(3	)		(19	)
Financial hybrid securities		—			—			—			—			—			—			—			(4	)		(4	)
Limited partnerships		—			(1	)		—			(1	)		—			—			(2	)		(4	)		(6	)
Commercial mortgage loans		—			(4	)		(1	)		(5	)		(2	)		(1	)		(3	)		—			(6	)

Total impairments		(34	)		(16	)		(23	)		(73	)		(24	)		(25	)		(32	)		(52	)		(133	)

Net unrealized gains (losses) on trading securities		7			9			7			23			(4	)		14			(2	)		4			12
Derivative instruments		(50	)		(10	)		(6	)		(66	)		1			61			(25	)		(5	)		32
Bank loans		—			—			—			—			(1	)		1			4			3			7
Limited partnerships		—			—			—			—			—			(1	)		(2	)		(1	)		(4	)
Commercial mortgage loans held-for-sale market valuation allowance		2			1			(1	)		2			1			(4	)		(13	)		(3	)		(19	)
Contingent purchase price valuation change		(15	)		(1	)		—			(16	)		—			—			—			—			—
Net gains (losses) related to securitization entities		(37	)		(3	)		6			(34	)		2			20			(31	)		7			(2	)
Other		1			—			—			1			—			—			—			11			11

Net investment gains (losses), net of taxes		(103	)		(26	)		(18	)		(147	)		(25	)		67			(89	)		(46	)		(93	)
Adjustment for DAC and other intangible amortization and certain benefit reserves, net of taxes		29			4			3			36			(1	)		(12	)		13			5			5
Adjustment for net investment (gains) losses attributable to noncontrolling interests, net of taxes		(1	)		—			(1	)		(2	)		—			(1	)		—			(1	)		(2	)

Net investment gains (losses), net of taxes and other adjustments	$	(75	)	$	(22	)	$	(16	)	$	(113	)	$	(26	)	$	54		$	(76	)	$	(42	)	$	(90	)

Reconciliations of Non-GAAP Measures

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Reconciliation of Operating ROE

(amounts in millions)


Twelve Month Rolling Average ROE	Twelve months ended
	September 30, 2011			June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the twelve months ended⁽¹⁾	$	(146	)	$	(92	)	$	46		$	142		$	343
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,424		$	12,463		$	12,498		$	12,494		$	12,499
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		-1.2	%		-0.7	%		0.4	%		1.1	%		2.7	%

Operating ROE
Net operating income (loss) for the twelve months ended⁽¹⁾	$	(7	)	$	(82	)	$	110		$	126		$	355
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,424		$	12,463		$	12,498		$	12,494		$	12,499
Operating ROE⁽¹⁾divided by⁽²⁾		-0.1	%		-0.7	%		0.9	%		1.0	%		2.8	%

Quarterly Average ROE	Three months ended
	September 30, 2011			June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the period ended⁽³⁾	$	29		$	(96	)	$	82		$	(161	)	$	83
Average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,388		$	12,414		$	12,413		$	12,444		$	12,559
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		0.9	%		-3.1	%		2.6	%		-5.2	%		2.6	%

Operating ROE
Net operating income (loss) for the period ended⁽³⁾	$	104		$	(74	)	$	98		$	(135	)	$	29
Quarterly average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,388		$	12,414		$	12,413		$	12,444		$	12,559
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		3.4	%		-2.4	%		3.2	%		-4.3	%		0.9	%

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income (loss) divided by average ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) in average ending Genworth Financial, Inc.’s stockholders equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) available to Genworth Financial, Inc.’s common stockholders divided by average ending Genworth Financial, Inc.’s stockholders’ equity.

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 10 herein.

⁽²⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) for the most recent five quarters.

⁽³⁾	Net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 10 herein.

⁽⁴⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Reconciliation of Expense Ratio

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals⁽¹⁾	$	510		$	514		$	500		$	1,524		$	519		$	472		$	499		$	475		$	1,965
Total revenues⁽²⁾	$	2,521		$	2,655		$	2,568		$	7,744		$	2,591		$	2,667		$	2,410		$	2,421		$	10,089

Expense ratio⁽¹⁾divided by⁽²⁾		20.2	%		19.4	%		19.5	%		19.7	%		20.0	%		17.7	%		20.7	%		19.6	%		19.5	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	510		$	514		$	500		$	1,524		$	519		$	472		$	499		$	475		$	1,965
Less wealth management business		95			92			92			279			76			73			72			66			287
Less lifestyle protection insurance business		137			151			148			436			143			139			157			154			593

Adjusted acquisition and operating expenses, net of deferrals⁽³⁾	$	278		$	271		$	260		$	809		$	300		$	260		$	270		$	255		$	1,085

Total revenues	$	2,521		$	2,655		$	2,568		$	7,744		$	2,591		$	2,667		$	2,410		$	2,421		$	10,089
Less wealth management business		115			114			110			339			93			89			89			81			352
Less lifestyle protection insurance business		245			281			270			796			259			258			284			311			1,112
Less net investment gains (losses)		(155	)		(41	)		(30	)		(226	)		(38	)		103			(141	)		(72	)		(148	)

Adjusted total revenues⁽⁴⁾	$	2,316		$	2,301		$	2,218		$	6,835		$	2,277		$	2,217		$	2,178		$	2,101		$	8,773

Adjusted expense ratio⁽³⁾ divided by⁽⁴⁾		12.0	%		11.8	%		11.7	%		11.8	%		13.2	%		11.7	%		12.4	%		12.1	%		12.4	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s wealth management and lifestyle protection insurance businesses. The wealth management and lifestyle protection insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Reconciliation of Core Premiums

(amounts in millions)


	2011												2010
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Reported premiums	$	1,461		$	1,455		$	1,437		$	4,353		$	1,467		$	1,447		$	1,470		$	1,470		$	5,854
Less retirement income—spread-based premiums		22			20			20			62			45			42			32			36			155
Less impact of changes in foreign exchange rates		54			44			10			108			(7	)		(11	)		25			68			75

Core premiums	$	1,385		$	1,391		$	1,407		$	4,183		$	1,429		$	1,416		$	1,413		$	1,366		$	5,624

Reported premium percentage change from prior year		1.0	%		-1.0	%		-2.2	%		-0.8	%		-3.7	%		-3.0	%		-2.1	%		-2.1	%		-2.7	%
Core premium percentage change from prior year		-2.2	%		-1.6	%		3.0	%		-0.3	%		1.3	%		-5.9	%		-9.2	%		-13.3	%		-7.0	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from the retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Reconciliation of Core Yield


		2011												2010
	(Assets—amounts in billions)	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
	Reported—Total Invested Assets and Cash	$	76.1		$	71.5		$	71.8		$	76.1		$	71.6		$	74.8		$	71.8		$	69.3		$	71.6
	Subtract:
	Securities lending		0.2			0.6			0.8			0.2			0.8			0.7			0.7			0.6			0.8
	Unrealized gains (losses)		5.7			1.7			1.2			5.7			1.3			3.8			1.7			(0.9	)		1.3
	Derivative counterparty collateral		1.7			0.7			0.7			1.7			0.8			1.6			1.1			0.6			0.8

	Adjusted end of period invested assets	$	68.5		$	68.5		$	69.1		$	68.5		$	68.7		$	68.7		$	68.3		$	69.0		$	68.7

(A)	Average Invested Assets Used in Reported Yield Calculation	$	68.5		$	68.8		$	68.9		$	68.7		$	68.7		$	68.6		$	68.7		$	68.9		$	68.6
	Subtract:
	Restricted commercial mortgage loans and other invested assets related to securitization entities		0.4			0.5			0.5			0.5			0.5			0.5			0.5			0.6			0.6

(B)	Average Invested Assets Used in Core Yield Calculation		68.1			68.3			68.4			68.3			68.2			68.1			68.2			68.3			68.0
	Subtract:
	Portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		8.1			8.3			8.6			8.3			9.1			9.4			9.3			9.3			9.2

(C)	Average Invested Assets Used in Core Yield (excl. Floating and Non-Recourse Funding) Calculation	$	60.0		$	60.0		$	59.8		$	60.0		$	59.1		$	58.7		$	58.9		$	59.0		$	58.8

	(Income—amounts in millions)

(D)	Reported—Net Investment Income	$	842		$	881		$	830		$	2,553		$	863		$	815		$	823		$	765		$	3,266
	Subtract:
	Bond calls and commercial mortgage loan prepayments		8			16			8			32			13			8			—			7			28
	Reinsurance⁽²⁾		21			36			32			89			20			14			21			29			84
	Other non-core items⁽³⁾		3			15			2			20			31			6			7			—			44
	Restricted commercial mortgage loans and other invested assets related to securitization entities		8			5			7			20			7			7			7			8			29

(E)	Core Net Investment Income		802			809			781			2,392			792			780			788			721			3,081
	Subtract:
	Investment income from portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		33			37			34			104			33			34			28			2			97

(F)	Core Net Investment Income (excl. Floating and Non-Recourse Funding)	$	769		$	772		$	747		$	2,288		$	759		$	746		$	760		$	719		$	2,984

(D) / (A)	Reported Yield		4.92	%		5.12	%		4.82	%		4.95	%		5.02	%		4.75	%		4.79	%		4.44	%		4.76	%
(E) / (B)	Core Yield		4.71	%		4.74	%		4.57	%		4.67	%		4.65	%		4.58	%		4.62	%		4.22	%		4.52	%
(F) / (C)	Core Yield (excl. Floating and Non-Recourse Funding)		5.13	%		5.15	%		5.00	%		5.09	%		5.14	%		5.08	%		5.16	%		4.87	%		5.07	%

Notes:

Columns may not add due to rounding.

Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾	Floating products refer to institutional products and the non-recourse funding obligations that support certain term and universal life insurance reserves in the company’s life insurance business.

⁽²⁾	Represents imputed investment income related to reinsurance agreements in the lifestyle protection insurance business.

⁽³⁾	Includes mark-to-market adjustment on assets supporting executive deferred compensation and various other immaterial items.

Corporate Information

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Financial Strength Ratings

The company’s principal life insurance subsidiaries are rated in terms of financial strength by Standard & Poor’s Financial Services LLC (“S&P”), Moody’s Investors Service, Inc. (“Moody’s”), A.M. Best Company, Inc. (“A.M. Best”) and Fitch Ratings (“Fitch”) as follows:


Company	S&P	Moody’s	A.M. Best	Fitch
Genworth Life Insurance Company	A	A2	A	A-
Genworth Life Insurance Company (short-term rating)	A-1	P-1	Not rated	Not rated
Genworth Life and Annuity Insurance Company	A	A2	A	A-
Genworth Life and Annuity Insurance Company (short-term rating)	A -1	P-1	Not rated	Not rated
Genworth Life Insurance Company of New York	A	A2	A	A-
Continental Life Insurance Company of Brentwood, Tennessee	Not rated	Not rated	A-	A-
American Continental Insurance Company	Not rated	Not rated	A-	Not rated

The company’s principal mortgage insurance subsidiaries are rated in terms of financial strength by S&P and Moody’s as follows:


Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	BB-	Ba1
Genworth Residential Mortgage Insurance Corporation of NC	BB-	Ba1
Genworth Financial Mortgage Insurance Pty. Limited (Australia)	AA-	A1
Genworth Financial Mortgage Insurance Limited (Europe)	BBB	Not rated
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA-	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAA	Aa3.mx

The company’s principal lifestyle protection insurance subsidiaries are rated in terms of financial strength by S&P as follows:


Company		S&P
Financial Assurance Company Limited		A-
Financial Insurance Company Limited		A-

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (“DBRS”).

The S&P, Moody’s, A.M. Best, Fitch and DBRS ratings included are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in the company’s securities.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2011

Financial Strength Ratings (continued)

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. Insurers rated “A” (Strong), “BBB” (Good) or “BB” (Marginal) have strong, good, or marginal financial security characteristics, respectively. The “AA,” “A”, “BBB” and “BB” ranges are the second-, third-, fourth- and fifth-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA-,” “A,” “A-,” “BBB” and “BB-” ratings are the fourth-, sixth-, seventh-, ninth- and thirteenth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. An obligor rated “mxAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAA” rating is the second-highest enterprise credit rating assigned on S&P’s CaVal national scale.

Moody’s states that insurance companies rated “A” (Good) offer good financial security and those rated “Ba” (Questionable) offer questionable financial security. The “A” (Good) and “Ba” (Questionable) ranges are the third- and fifth-highest, respectively, of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. These modifiers are not added to ratings in the “Aaa” category or to ratings below the “Caa” category. Accordingly, the “A1,” “A2,” “Ba1”, ratings are the fifth-, sixth-, and eleventh-highest, respectively, of Moody’s 21 ratings categories. The short-term rating “P-1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aa.mx” demonstrate very strong creditworthiness relative to other issuers in Mexico.

A.M. Best states that the “A” (Excellent) and “A-” (Excellent) ratings are assigned to those companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A” (Excellent) and “A-” (Excellent) ratings are the third- and fourth-highest, respectively, of 15 ratings assigned by A.M. Best, which range from “A++” to “F.”

Fitch states that “A” (Strong) rated insurance companies are viewed as possessing strong capacity to meet policyholder and contract obligations. The “A” rating category is the third-highest of nine financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “B” category. Accordingly, the “A-” rating is the seventh-highest of Fitch’s 19 ratings categories.

DBRS states that long-term obligations rated “AA” are of superior credit quality. The capacity for the payment of financial obligations is considered high and unlikely to be significantly variable to future events. Credit quality differs from “AAA” only to a small degree.

S&P, Moody’s, A.M. Best, Fitch and DBRS review their ratings periodically and the company cannot assure you that it will maintain the current ratings in the future. Other agencies may also rate the company or its insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Georgette Nicholas, 804-662-2248

Georgette.Nicholas@genworth.com