Financial Supplement

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011


Table of Contents	Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Second Quarter Results*
Net Income (Loss)		7
Net Operating Income (Loss) by Segment		8
Consolidated Net Income (Loss) by Quarter		9
Net Operating Income (Loss) by Segment by Quarter		10
Consolidated Balance Sheets		11-12
Consolidated Balance Sheets by Segment		13-14
Deferred Acquisition Costs Rollforward		15

*Quarterly Results by Segment*
Net Operating Income (Loss) by Segment		17-20
Net Operating Income and Sales—Retirement and Protection		22-31
Net Operating Income and Sales—International		33-43
Net Operating Loss and Sales—U.S. Mortgage Insurance		45-54
Net Operating Loss—Corporate and Other		56

*Additional Financial Data*
Investments Summary		58
Fixed Maturity Securities Summary		59
Commercial Mortgage Loans Summary		60-61
General Account GAAP Net Investment Income Yields		62
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail		63

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating Return On Equity (ROE)		65
Reconciliation of Expense Ratio		66
Reconciliation of Core Premiums		67
Reconciliation of Core Yield		68

*Corporate Information*
Industry Ratings		70-71

Note:

Unless otherwise noted, references in this financial supplement to net income (loss), net income (loss) per share, net operating income (loss), net operating income (loss) per share, book value and book value per common share should be read as net income (loss) available to Genworth Financial, Inc.’s common stockholders, net income (loss) available to Genworth Financial, Inc.’s common stockholders per share, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per share, book value available to Genworth Financial, Inc.’s common stockholders and book value available to Genworth Financial, Inc.’s common stockholders per share, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Dear Investor,

The company provided additional data related to delinquencies, cures and loss reserves for its U.S. Mortgage Insurance segment. This information can be found on pages 46, 47 and 51.

Once again, thank you for your continued interest in Genworth Financial.

Please feel free to call with any questions or comments.

Regards,

Kelly Groh

Investor Relations

804 662.2248

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” The chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss) available to Genworth Financial, Inc.’s common stockholders. The company defines net operating income (loss) available to Genworth Financial, Inc.’s common stockholders as income (loss) from continuing operations excluding net income attributable to noncontrolling interests, after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. The company excludes net investment gains (losses) and infrequent or unusual non-operating items because the company does not consider them to be related to the operating performance of the company’s segments and Corporate and Other activities. A component of the company’s net investment gains (losses) is the result of impairments, the size and timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) can be subject to the company’s discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) available to Genworth Financial, Inc.’s common stockholders if, in the company’s opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income (loss) available to Genworth Financial, Inc.’s common stockholders in accordance with GAAP, the company believes that net operating income (loss) available to Genworth Financial, Inc.’s common stockholders and measures that are derived from or incorporate net operating income (loss) available to Genworth Financial, Inc.’s common stockholders, including net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per common share on a basic and diluted basis, are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per common share on a basic and diluted basis are not substitutes for net income (loss) available to Genworth Financial, Inc.’s common stockholders or net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share on a basic and diluted basis determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) available to Genworth Financial, Inc.’s common stockholders may differ from the definitions used by other companies. There were no infrequent or unusual non-operating items excluded from net operating income (loss) available to Genworth Financial, Inc.’s common stockholders during the periods presented other than a $106 million tax benefit related to separation from the company’s former parent recorded in the first quarter of 2010. The table on page 8 of this financial supplement reflects net operating income (loss) as determined in accordance with accounting guidance related to segment reporting, and a reconciliation of net operating income (loss) of the company’s segments and Corporate and Other activities to net income (loss) available to Genworth Financial, Inc.’s common stockholders for the three and six months ended June 30, 2011 and 2010. The financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 65 through 68 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management” and “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports sales metrics as a measure of volume of new and renewal business generated in a period. Sales refer to: (1) annualized first-year premiums for term life, long-term care and Medicare supplement insurance; (2) new and additional premiums/deposits for universal and term universal life insurance, linked-benefits, spread-based and variable products; (3) gross flows and net flows, which represent gross flows less redemptions, for the wealth management business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where the company earns a fee for administrative services only business, for the lifestyle protection insurance business; (5) new insurance written for mortgage insurance; and (6) written premiums, net of cancellations, for the Mexican insurance operations, which in each case reflects the amount of business the company generated during each period presented. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for the wealth management business, insurance in-force and risk in-force. Assets under management for the wealth management business represent third-party assets under management that are not consolidated in the company’s financial statements. Insurance in-force for the life, international mortgage and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. For the risk in-force in the international mortgage insurance business, the company has computed an “effective” risk in-force amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor of 35% that represents the highest expected average per-claim payment for any one underwriting year over the life of the company’s businesses in Canada, Australia and New Zealand. Risk in-force for the U.S. mortgage insurance business is the obligation that is limited under contractual terms to the amounts less than 100% of the mortgage loan value. The company considers assets under management for the wealth management business, insurance in-force and risk in-force to be a measure of the company’s operating performance because they represent a measure of the size of the business at a specific date which will generate revenues and profits in a future period, rather than a measure of the company’s revenues or profitability during that period.

This financial supplement also includes information related to loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled presales, claims curtailment and other loan workouts and claim mitigation actions. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including presales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. The company believes that this information helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business as they specifically impact current and future loss reserves and level of claim payments.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

⁽¹⁾	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010		June 30, 2010
Total Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)	$	12,370	$	12,457	$	12,369	$	12,518	$	12,600
Total accumulated other comprehensive income (loss)		2,062		1,620		1,492		2,484		1,331

Total Genworth Financial, Inc.’s stockholders’ equity	$	14,432	$	14,077	$	13,861	$	15,002	$	13,931

Book value per common share	$	29.41	$	28.70	$	28.31	$	30.64	$	28.48
Book value per common share, excluding accumulated other comprehensive income (loss)	$	25.21	$	25.40	$	25.26	$	25.57	$	25.76
Common shares outstanding as of the balance sheet date		490.7		490.5		489.7		489.6		489.2

	Twelve months ended
Twelve Month Rolling Average ROE	June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010		June 30, 2010
GAAP Basis ROE		-0.7%		0.4%		1.1%		2.7%		2.3%
Operating ROE⁽¹⁾		-0.7%		0.9%		1.0%		2.8%		3.3%

	Three months ended
Quarterly Average ROE	June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010		June 30, 2010
GAAP Basis ROE		-3.1%		2.6%		-5.2%		2.6%		1.3%
Operating ROE⁽¹⁾		-2.4%		3.2%		-4.3%		0.9%		3.8%


Basic and Diluted Shares	Three months ended June 30, 2011		Six months ended June 30, 2011
Weighted-average shares used in basic earnings per common share calculations		490.6		490.4
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights		—		—

Weighted-average shares used in diluted earnings per common share calculations⁽²⁾		490.6		490.4

⁽¹⁾	See page 65 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

⁽²⁾

Under applicable accounting guidance, companies in a loss position are required to use basic weighted-average common shares outstanding in the calculation of diluted loss per share. Therefore, as a result of the company’s net loss available to Genworth Financial, Inc.’s common stockholders for the three and six months ended June 30, 2011, the inclusion of 3.7 million and 4.0 million, respectively, shares for stock options, restricted stock units and stock appreciation rights would have been antidilutive to the calculation. If the company had not incurred a net loss available to Genworth Financial, Inc.’s common stockholders for the three and six months ended June 30, 2011, dilutive potential common shares would have been 494.3 million and 494.4 million, respectively.

Second Quarter Results

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Income (Loss)

(amounts in millions)


	Three months ended June 30,						Six months ended June 30,
	2011			2010			2011			2010
REVENUES:
Premiums	$	1,455		$	1,470		$	2,892		$	2,940
Net investment income		881			823			1,711			1,588
Net investment gains (losses)		(40	)		(139	)		(68	)		(209	)
Insurance and investment product fees and other		359			256			688			512

Total revenues		2,655			2,410			5,223			4,831

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,672			1,340			3,081			2,655
Interest credited		204			211			405			424
Acquisition and operating expenses, net of deferrals		514			499			1,014			974
Amortization of deferred acquisition costs and intangibles		197			179			382			363
Interest expense		134			109			261			224

Total benefits and expenses		2,721			2,338			5,143			4,640

INCOME (LOSS) BEFORE INCOME TAXES		(66	)		72			80			191
Provision (benefit) for income taxes		(6	)		(5	)		24			(98	)
Effective tax rate		9.1	%		-6.9	%		30.0	%		-51.3	%

NET INCOME (LOSS)		(60	)		77			56			289
Less: net income attributable to noncontrolling interests		36			35			70			69

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	(96	)	$	42		$	(14	)	$	220

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions, except per share amounts)


		Three months ended June 30,						Six months ended June 30,
		2011			2010			2011			2010
Retirement and Protection:
Wealth Management		$	13		$	10		$	23		$	21
Retirement Income			33			25			58			59
Life Insurance			72			32			124			69
Long-Term Care			31			47			71			87

Total Retirement and Protection			149			114			276			236
International:
International Mortgage Insurance	—Canada		31			45			82			86
	—Australia		54			59			106			102
	—Other		(3	)		(11	)		(7	)		(16	)
Lifestyle Protection Insurance			25			12			50			24

Total International			107			105			231			196
U.S. Mortgage Insurance			(253	)		(40	)		(334	)		(76	)
Corporate and Other			(77	)		(61	)		(149	)		(124	)

NET OPERATING INCOME (LOSS)			(74	)		118			24			232

ADJUSTMENTS TO NET OPERATING INCOME (LOSS):
Net investment gains (losses), net of taxes and other adjustments⁽¹⁾			(22	)		(76	)		(38	)		(118	)
Net tax benefit related to separation from the company’s former parent			—			—			—			106

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			(96	)		42			(14	)		220
Add: net income attributable to noncontrolling interests			36			35			70			69

NET INCOME (LOSS)		$	(60	)	$	77		$	56		$	289

Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	(0.20	)	$	0.09		$	(0.03	)	$	0.45
Diluted		$	(0.20	)	$	0.08		$	(0.03	)	$	0.45
Net operating income (loss) per common share
Basic		$	(0.15	)	$	0.24		$	0.05		$	0.47
Diluted		$	(0.15	)	$	0.24		$	0.05		$	0.47
Weighted-average shares outstanding
Basic			490.6			489.1			490.4			489.0
Diluted			490.6			494.2			490.4			493.9

⁽¹⁾	See page 63 for details on net investment gains (losses), net of taxes and other adjustments.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Consolidated Net Income (Loss) by Quarter

(amounts in millions, except per share amounts)


	2011									2010
	2Q			1Q			Total			4Q			3Q		2Q			1Q			Total
REVENUES:
Premiums	$	1,455		$	1,437		$	2,892		$	1,467		$	1,447	$	1,470		$	1,470		$	5,854
Net investment income		881			830			1,711			863			815		823			765			3,266
Net investment gains (losses)		(40	)		(28	)		(68	)		(39	)		105		(139	)		(70	)		(143	)
Insurance and investment product fees and other		359			329			688			300			300		256			256			1,112

Total revenues		2,655			2,568			5,223			2,591			2,667		2,410			2,421			10,089

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,672			1,409			3,081			1,837			1,502		1,340			1,315			5,994
Interest credited		204			201			405			205			212		211			213			841
Acquisition and operating expenses, net of deferrals		514			500			1,014			519			472		499			475			1,965
Amortization of deferred acquisition costs and intangibles		197			185			382			166			227		179			184			756
Interest expense		134			127			261			119			114		109			115			457

Total benefits and expenses		2,721			2,422			5,143			2,846			2,527		2,338			2,302			10,013

INCOME (LOSS) BEFORE INCOME TAXES		(66	)		146			80			(255	)		140		72			119			76
Provision (benefit) for income taxes		(6	)		30			24			(129	)		18		(5	)		(93	)		(209	)

NET INCOME (LOSS)		(60	)		116			56			(126	)		122		77			212			285
Less: net income attributable to noncontrolling interests		36			34			70			35			39		35			34			143

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	(96	)	$	82		$	(14	)	$	(161	)	$	83	$	42		$	178		$	142


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	(0.20	)	$	0.17		$	(0.03	)	$	(0.33	)	$	0.17	$	0.09		$	0.36		$	0.29
Diluted	$	(0.20	)	$	0.17		$	(0.03	)	$	(0.33	)	$	0.17	$	0.08		$	0.36		$	0.29
Weighted-average shares outstanding
Basic		490.6			490.1			490.4			489.6			489.5		489.1			488.8			489.3
Diluted		490.6			494.4			490.4			489.6			493.9		494.2			493.5			493.9

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income (Loss) by Segment by Quarter

(amounts in millions, except per share amounts)


		2011									2010
		2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Retirement and Protection:
Wealth Management		$	13		$	10		$	23		$	11		$	8		$	10		$	11		$	40
Retirement Income			33			25			58			42			26			25			34			127
Life Insurance			72			52			124			42			33			32			37			144
Long-Term Care			31			40			71			43			44			47			40			174

Total Retirement and Protection			149			127			276			138			111			114			122			485
International:
International Mortgage Insurance	—Canada		31			51			82			46			44			45			41			176
	—Australia		54			52			106			55			48			59			43			205
	—Other		(3	)		(4	)		(7	)		(3	)		1			(11	)		(5	)		(18	)
Lifestyle Protection Insurance			25			25			50			19			28			12			12			71

Total International			107			124			231			117			121			105			91			434
U.S. Mortgage Insurance			(253	)		(81	)		(334	)		(352	)		(152	)		(40	)		(36	)		(580	)
Corporate and Other			(77	)		(72	)		(149	)		(38	)		(51	)		(61	)		(63	)		(213	)

NET OPERATING INCOME (LOSS)			(74	)		98			24			(135	)		29			118			114			126

ADJUSTMENTS TO NET OPERATING INCOME (LOSS):
Net investment gains (losses), net of taxes and other adjustments			(22	)		(16	)		(38	)		(26	)		54			(76	)		(42	)		(90	)
Net tax benefit related to separation from the company’s former parent			—			—			—			—			—			—			106			106

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			(96	)		82			(14	)		(161	)		83			42			178			142
Add: net income attributable to noncontrolling interests			36			34			70			35			39			35			34			143

NET INCOME (LOSS)		$	(60	)	$	116		$	56		$	(126	)	$	122		$	77		$	212		$	285


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	(0.20	)	$	0.17		$	(0.03	)	$	(0.33	)	$	0.17		$	0.09		$	0.36		$	0.29
Diluted		$	(0.20	)	$	0.17		$	(0.03	)	$	(0.33	)	$	0.17		$	0.08		$	0.36		$	0.29
Net operating income (loss) per common share
Basic		$	(0.15	)	$	0.20		$	0.05		$	(0.28	)	$	0.06		$	0.24		$	0.23		$	0.26
Diluted		$	(0.15	)	$	0.20		$	0.05		$	(0.28	)	$	0.06		$	0.24		$	0.23		$	0.25
Weighted-average shares outstanding
Basic			490.6			490.1			490.4			489.6			489.5			489.1			488.8			489.3
Diluted			490.6			494.4			490.4			489.6			493.9			494.2			493.5			493.9

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Consolidated Balance Sheets

(amounts in millions)


	June 30, 2011		March 31, 2011		December 31, 2010		September 30, 2010		June 30, 2010
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	56,221	$	54,998	$	55,183	$	56,356	$	53,386
Equity securities available-for-sale, at fair value		374		355		332		223		199
Commercial mortgage loans		6,432		6,600		6,718		6,929		7,208
Restricted commercial mortgage loans related to securitization entities		457		485		507		522		535
Policy loans		1,542		1,480		1,471		1,480		1,467
Other invested assets		3,301		3,752		3,854		5,320		4,042
Restricted other invested assets related to securitization entities		379		376		372		378		374

Total investments		68,706		68,046		68,437		71,208		67,211
Cash and cash equivalents		2,831		3,742		3,132		3,598		4,586
Accrued investment income		693		794		733		760		696
Deferred acquisition costs		7,362		7,334		7,256		7,055		7,170
Intangible assets		692		713		741		647		789
Goodwill		1,333		1,331		1,329		1,321		1,313
Reinsurance recoverable		16,999		17,102		17,191		17,223		17,279
Other assets		988		883		810		958		1,024
Deferred tax asset		1,291		1,188		1,100		867		—
Separate account assets		11,452		11,807		11,666		11,063		10,284

Total assets	$	112,347	$	112,940	$	112,395	$	114,700	$	110,352

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Consolidated Balance Sheets

(amounts in millions)


	June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010			June 30, 2010
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	31,177		$	30,872		$	30,717		$	30,758		$	29,929
Policyholder account balances		26,115			26,399			26,978			27,714			28,338
Liability for policy and contract claims		7,327			6,959			6,933			6,448			6,302
Unearned premiums		4,563			4,529			4,541			4,492			4,238
Other liabilities		5,637			6,189			6,085			6,949			6,287
Borrowings related to securitization entities		452			489			494			502			525
Non-recourse funding obligations		3,374			3,431			3,437			3,437			3,437
Short-term borrowings		—			—			—			730			730
Long-term borrowings		4,755			5,347			4,952			4,373			4,331
Deferred tax liability		1,937			1,689			1,621			2,163			904
Separate account liabilities		11,452			11,807			11,666			11,063			10,284

Total liabilities		96,789			97,711			97,424			98,629			95,305

Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		12,110			12,101			12,095			12,084			12,078

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses):
Net unrealized gains (losses) on securities not other-than-temporarily impaired		352			77			21			730			208
Net unrealized gains (losses) on other-than-temporarily impaired securities		(116	)		(114	)		(121	)		(143	)		(179	)

Net unrealized investment gains (losses)		236			(37	)		(100	)		587			29

Derivatives qualifying as hedges		943			864			924			1,354			1,162
Foreign currency translation and other adjustments		883			793			668			543			140

Total accumulated other comprehensive income (loss)		2,062			1,620			1,492			2,484			1,331
Retained earnings		2,959			3,055			2,973			3,133			3,221
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,700	)		(2,700	)

Total Genworth Financial, Inc.’s stockholders’ equity		14,432			14,077			13,861			15,002			13,931
Noncontrolling interests		1,126			1,152			1,110			1,069			1,116

Total stockholders’ equity		15,558			15,229			14,971			16,071			15,047

Total liabilities and stockholders’ equity	$	112,347		$	112,940		$	112,395		$	114,700		$	110,352

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2011
	Retirement and Protection		International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	50,066	$	11,603	$	2,822		$	7,739		$	72,230
Deferred acquisition costs and intangible assets		8,488		805		53			41			9,387
Reinsurance recoverable		16,656		67		276			—			16,999
Deferred tax and other assets		457		359		897			566			2,279
Separate account assets		11,452		—		—			—			11,452

Total assets	$	87,119	$	12,834	$	4,048		$	8,346		$	112,347

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	31,177	$	—	$	—		$	—		$	31,177
Policyholder account balances		21,963		18		—			4,134			26,115
Liability for policy and contract claims		4,110		710		2,506			1			7,327
Unearned premiums		589		3,867		107			—			4,563
Non-recourse funding obligations		3,474		—		—			(100	)		3,374
Deferred tax and other liabilities		3,853		1,194		199			2,328			7,574
Borrowings and capital securities		—		591		—			4,616			5,207
Separate account liabilities		11,452		—		—			—			11,452

Total liabilities		76,618		6,380		2,812			10,979			96,789

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		9,136		4,335		1,262			(2,363	)		12,370
Allocated accumulated other comprehensive income (loss)		1,365		993		(26	)		(270	)		2,062

Total Genworth Financial, Inc.’s stockholders’ equity		10,501		5,328		1,236			(2,633	)		14,432
Noncontrolling interests		—		1,126		—			—			1,126

Total stockholders’ equity		10,501		6,454		1,236			(2,633	)		15,558

Total liabilities and stockholders’ equity	$	87,119	$	12,834	$	4,048		$	8,346		$	112,347

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Consolidated Balance Sheet by Segment

(amounts in millions)


	March 31, 2011
	Retirement and Protection		International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	49,170	$	11,695	$	2,812		$	8,905		$	72,582
Deferred acquisition costs and intangible assets		8,491		794		50			43			9,378
Reinsurance recoverable		16,696		72		333			1			17,102
Deferred tax and other assets		458		277		794			542			2,071
Separate account assets		11,807		—		—			—			11,807

Total assets	$	86,622	$	12,838	$	3,989		$	9,491		$	112,940

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	30,872	$	—	$	—		$	—		$	30,872
Policyholder account balances		21,996		19		—			4,384			26,399
Liability for policy and contract claims		4,026		712		2,220			1			6,959
Unearned premiums		577		3,847		105			—			4,529
Non-recourse funding obligations		3,531		—		—			(100	)		3,431
Deferred tax and other liabilities		3,869		1,491		208			2,310			7,878
Borrowings and capital securities		—		438		—			5,398			5,836
Separate account liabilities		11,807		—		—			—			11,807

Total liabilities		76,678		6,507		2,533			11,993			97,711

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,822		4,310		1,516			(2,191	)		12,457
Allocated accumulated other comprehensive income (loss)		1,122		869		(60	)		(311	)		1,620

Total Genworth Financial, Inc.’s stockholders’ equity		9,944		5,179		1,456			(2,502	)		14,077
Noncontrolling interests		—		1,152		—			—			1,152

Total stockholders’ equity		9,944		6,331		1,456			(2,502	)		15,229

Total liabilities and stockholders’ equity	$	86,622	$	12,838	$	3,989		$	9,491		$	112,940

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Deferred Acquisition Costs Rollforward

(amounts in millions)


	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other			Total
Unamortized balance as of March 31, 2011	$	6,882		$	627		$	37		$	3		$	7,549
Costs deferred		162			51			7			—			220
Amortization, net of interest accretion⁽¹⁾		(96	)		(67	)		(3	)		(1	)		(167	)
Impact of foreign currency translation		—			11			—			—			11

Unamortized balance as of June 30, 2011		6,948			622			41			2			7,613
Effect of accumulated net unrealized investment (gains) losses		(251	)		—			—			—			(251	)

Balance as of June 30, 2011	$	6,697		$	622		$	41		$	2		$	7,362

⁽¹⁾	Amortization, net of interest accretion, includes $(6) million of amortization related to net investment gains (losses) for the policyholder account balances.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Three months ended June 30, 2011	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	20		$	222		$	580		$	822		$	157		$	98		$	13		$	223		$	491		$	142		$	—		$	1,455
Net investment income		—			271			141			248			660			50			46			3			53			152			26			43			881
Net investment gains (losses)		—			(23	)		(15	)		(8	)		(46	)		2			2			1			1			6			1			(1	)		(40	)
Insurance and investment product fees and other		114			57			170			7			348			—			1			4			4			9			1			1			359

Total revenues		114			325			518			827			1,784			209			147			21			281			658			170			43			2,655

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			113			247			644			1,004			51			47			9			35			142			526			—			1,672
Interest credited		—			104			69			—			173			—			—			—			—			—			—			31			204
Acquisition and operating expenses, net of deferrals		92			35			41			106			274			25			17			12			151			205			35			—			514
Amortization of deferred acquisition costs and intangibles		1			41			41			35			118			14			12			—			46			72			4			3			197
Interest expense		—			—			25			1			26			6			—			—			16			22			—			86			134

Total benefits and expenses		93			293			423			786			1,595			96			76			21			248			441			565			120			2,721

INCOME (LOSS) BEFORE INCOME TAXES		21			32			95			41			189			113			71			—			33			217			(395	)		(77	)		(66	)
Provision (benefit) for income taxes		8			9			33			16			66			45			16			2			8			71			(143	)		—			(6	)

NET INCOME (LOSS)		13			23			62			25			123			68			55			(2	)		25			146			(252	)		(77	)		(60	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			36			—			—			—			36			—			—			36

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		13			23			62			25			123			32			55			(2	)		25			110			(252	)		(77	)		(96	)

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			10			10			6			26			(1	)		(1	)		(1	)		—			(3	)		(1	)		—			22

NET OPERATING INCOME (LOSS)	$	13		$	33		$	72		$	31		$	149		$	31		$	54		$	(3	)	$	25		$	107		$	(253	)	$	(77	)	$	(74	)


Effective tax rate (operating income (loss))⁽²⁾		36.4	%		29.2	%		35.4	%		37.4	%		34.7	%		49.7	%		22.2	%		-514.6	%		23.3	%		34.3	%		36.0	%		-0.2	%		9.1	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

⁽²⁾	The operating income (loss) effective tax rate for all pages in this financial supplement was calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Three months ended June 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	32		$	232		$	558		$	822		$	151		$	86		$	14		$	244		$	495		$	153		$	—		$	1,470
Net investment income		—			281			119			230			630			47			38			4			38			127			31			35			823
Net investment gains (losses)		—			(66	)		(7	)		4			(69	)		(1	)		—			—			2			1			(3	)		(68	)		(139	)
Insurance and investment product fees and other		89			53			109			9			260			(1	)		—			—			—			(1	)		—			(3	)		256

Total revenues		89			300			453			801			1,643			196			124			18			284			622			181			(36	)		2,410

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			139			240			582			961			49			37			20			57			163			216			—			1,340
Interest credited		—			114			61			1			176			—			—			—			—			—			—			35			211
Acquisition and operating expenses, net of deferrals		72			36			39			105			252			23			14			11			157			205			33			9			499
Amortization of deferred acquisition costs and intangibles		1			25			43			35			104			13			9			2			43			67			4			4			179
Interest expense		—			—			28			1			29			—			—			—			10			10			—			70			109

Total benefits and expenses		73			314			411			724			1,522			85			60			33			267			445			253			118			2,338

INCOME (LOSS) BEFORE INCOME TAXES		16			(14	)		42			77			121			111			64			(15	)		17			177			(72	)		(154	)		72
Provision (benefit) for income taxes		6			(7	)		14			27			40			31			5			(5	)		4			35			(29	)		(51	)		(5	)

NET INCOME (LOSS)		10			(7	)		28			50			81			80			59			(10	)		13			142			(43	)		(103	)		77
Less: net income attributable to noncontrolling interests		—			—			—			—			—			35			—			—			—			35			—			—			35

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		10			(7	)		28			50			81			45			59			(10	)		13			107			(43	)		(103	)		42

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			32			4			(3	)		33			—			—			(1	)		(1	)		(2	)		3			42			76

NET OPERATING INCOME (LOSS)	$	10		$	25		$	32		$	47		$	114		$	45		$	59		$	(11	)	$	12		$	105		$	(40	)	$	(61	)	$	118


Effective tax rate (operating income (loss))		36.0	%		26.0	%		34.6	%		35.4	%		33.4	%		26.5	%		8.2	%		31.0	%		24.8	%		16.5	%		40.8	%		30.6	%		16.3	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Six months ended June 30, 2011	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	40		$	444		$	1,156		$	1,640		$	313		$	191		$	26		$	438		$	968		$	284		$	—		$	2,892
Net investment income		—			538			271			479			1,288			98			89			7			101			295			59			69			1,711
Net investment gains (losses)		—			(43	)		(15	)		(16	)		(74	)		5			2			2			3			12			2			(8	)		(68	)
Insurance and investment product fees and other		224			117			313			14			668			—			1			5			9			15			2			3			688

Total revenues		224			652			1,013			1,633			3,522			416			283			40			551			1,290			347			64			5,223

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			229			505			1,259			1,993			110			89			17			67			283			805			—			3,081
Interest credited		—			209			132			—			341			—			—			—			—			—			—			64			405
Acquisition and operating expenses, net of deferrals		184			84			70			209			547			48			33			23			299			403			69			(5	)		1,014
Amortization of deferred acquisition costs and intangibles		2			78			79			70			229			28			24			1			86			139			8			6			382
Interest expense		—			—			51			1			52			12			—			—			29			41			—			168			261

Total benefits and expenses		186			600			837			1,539			3,162			198			146			41			481			866			882			233			5,143

INCOME (LOSS) BEFORE INCOME TAXES		38			52			176			94			360			218			137			(1	)		70			424			(535	)		(169	)		80
Provision (benefit) for income taxes		15			14			62			34			125			64			30			5			18			117			(202	)		(16	)		24

NET INCOME (LOSS)		23			38			114			60			235			154			107			(6	)		52			307			(333	)		(153	)		56
Less: net income attributable to noncontrolling interests		—			—			—			—			—			70			—			—			—			70			—			—			70

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		23			38			114			60			235			84			107			(6	)		52			237			(333	)		(153	)		(14	)

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			20			10			11			41			(2	)		(1	)		(1	)		(2	)		(6	)		(1	)		4			38

NET OPERATING INCOME (LOSS)	$	23		$	58		$	124		$	71		$	276		$	82		$	106		$	(7	)	$	50		$	231		$	(334	)	$	(149	)	$	24


Effective tax rate (operating income (loss))		39.1	%		28.7	%		35.4	%		36.6	%		34.8	%		30.3	%		22.0	%		-186.5	%		24.8	%		27.3	%		37.7	%		8.5	%		42.2	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International
Six months ended June 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	68		$	461		$	1,117		$	1,646		$	298		$	170		$	29		$	502		$	999		$	295		$	—		$	2,940
Net investment income		—			557			225			442			1,224			92			75			7			85			259			61			44			1,588
Net investment gains (losses)		—			(109	)		(33	)		6			(136	)		4			—			2			4			10			1			(84	)		(209	)
Insurance and investment product fees and other		170			105			213			14			502			(1	)		1			1			4			5			5			—			512

Total revenues		170			621			866			1,579			3,236			393			246			39			595			1,273			362			(40	)		4,831

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			275			468			1,163			1,906			105			73			34			125			337			412			—			2,655
Interest credited		—			227			121			2			350			—			—			—			—			—			—			74			424
Acquisition and operating expenses, net of deferrals		138			71			76			197			482			45			30			22			311			408			67			17			974
Amortization of deferred acquisition costs and intangibles		2			44			88			75			209			25			18			3			93			139			7			8			363
Interest expense		—			—			50			1			51			—			—			—			33			33			—			140			224

Total benefits and expenses		140			617			803			1,438			2,998			175			121			59			562			917			486			239			4,640

INCOME (LOSS) BEFORE INCOME TAXES		30			4			63			141			238			218			125			(20	)		33			356			(124	)		(279	)		191
Provision (benefit) for income taxes		9			(3	)		17			50			73			61			23			(6	)		7			85			(48	)		(208	)		(98	)

NET INCOME (LOSS)		21			7			46			91			165			157			102			(14	)		26			271			(76	)		(71	)		289
Less: net income attributable to noncontrolling interests		—			—			—			—			—			69			—			—			—			69			—			—			69

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		21			7			46			91			165			88			102			(14	)		26			202			(76	)		(71	)		220

ADJUSTMENTS TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			52			23			(4	)		71			(2	)		—			(2	)		(2	)		(6	)		—			53			118
Net tax benefit related to separation from the company’s former parent		—			—			—			—			—			—			—			—			—			—			—			(106	)		(106	)

NET OPERATING INCOME (LOSS)	$	21		$	59		$	69		$	87		$	236		$	86		$	102		$	(16	)	$	24		$	196		$	(76	)	$	(124	)	$	232


Effective tax rate (operating income (loss))		29.9	%		29.0	%		30.2	%		35.6	%		32.0	%		26.6	%		18.5	%		30.3	%		20.2	%		21.5	%		38.9	%		37.0	%		15.8	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

Retirement and Protection

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income—Retirement and Protection

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	822		$	818		$	1,640		$	835		$	845		$	822		$	824		$	3,326
Net investment income		660			628			1,288			651			630			630			594			2,505
Net investment gains (losses)		(46	)		(28	)		(74	)		(57	)		57			(69	)		(67	)		(136	)
Insurance and investment product fees and other		348			320			668			290			278			260			242			1,070

Total revenues		1,784			1,738			3,522			1,719			1,810			1,643			1,593			6,765

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,004			989			1,993			1,020			990			961			945			3,916
Interest credited		173			168			341			171			174			176			174			695
Acquisition and operating expenses, net of deferrals		274			273			547			269			254			252			230			1,005
Amortization of deferred acquisition costs and intangibles		118			111			229			88			159			104			105			456
Interest expense		26			26			52			27			26			29			22			104

Total benefits and expenses		1,595			1,567			3,162			1,575			1,603			1,522			1,476			6,176

INCOME BEFORE INCOME TAXES		189			171			360			144			207			121			117			589
Provision for income taxes		66			59			125			41			72			40			33			186

NET INCOME		123			112			235			103			135			81			84			403

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		26			15			41			35			(24	)		33			38			82

NET OPERATING INCOME	$	149		$	127		$	276		$	138		$	111		$	114		$	122		$	485


Effective tax rate (operating income)		34.7%			34.9%			34.8%			31.0%			34.4%			33.4%			30.7%			32.3%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income, Sales and Assets Under Management—Wealth Management

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		—			—			—			—			—			—			—			—
Net investment gains (losses)		—			—			—			—			—			—			—			—
Insurance and investment product fees and other		114			110			224			93			89			89			81			352

Total revenues		114			110			224			93			89			89			81			352

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		92			92			184			76			73			72			66			287
Amortization of deferred acquisition costs and intangibles		1			1			2			1			1			1			1			4
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		93			93			186			77			74			73			67			291

INCOME BEFORE INCOME TAXES		21			17			38			16			15			16			14			61
Provision for income taxes		8			7			15			5			7			6			3			21

NET INCOME		13			10			23			11			8			10			11			40

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—

NET OPERATING INCOME	$	13		$	10		$	23		$	11		$	8		$	10		$	11		$	40


Effective tax rate (operating income)		36.4	%		42.3	%		39.1	%		30.3	%		47.1	%		36.0	%		23.7	%		34.4	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,622		$	1,785		$	3,407		$	1,334		$	1,189		$	1,195		$	1,265		$	4,983
Dedicated Sales Specialists		185			273			458			248			165			167			210			790

Total Sales	$	1,807		$	2,058		$	3,865		$	1,582		$	1,354		$	1,362		$	1,475		$	5,773


ASSETS UNDER MANAGEMENT:
Beginning of period	$	25,551		$	24,740		$	24,740		$	21,160		$	19,548		$	20,037		$	18,865		$	18,865
Gross flows		1,807			2,058			3,865			1,582			1,354			1,362			1,475			5,773
Redemptions		(1,143	)		(1,703	)		(2,846	)		(936	)		(893	)		(926	)		(971	)		(3,726	)

Net flows		664			355			1,019			646			461			436			504			2,047
Market performance		(285	)		456			171			745			1,151			(925	)		668			1,639
Acquisition⁽¹⁾		—			—			—			2,189			—			—			—			2,189

End of period	$	25,930		$	25,551		$	25,930		$	24,740		$	21,160		$	19,548		$	20,037		$	24,740

Wealth Management results represent Genworth Financial Wealth Management, Inc., Genworth Financial Investment Services, Inc., Genworth Financial Trust Company, Centurion Financial Advisers, Inc., Quantavis Consulting, Inc. and the Altegris companies.

⁽¹⁾	On December 31, 2010, the company acquired the operating assets of Altegris Capital, LLC (“Altegris”). Altegris provides a platform of alternative investments including hedge funds and managed futures products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income—Retirement Income

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	20		$	20		$	40		$	45		$	42		$	32		$	36		$	155
Net investment income		271			267			538			278			276			281			276			1,111
Net investment gains (losses)		(23	)		(20	)		(43	)		(20	)		75			(66	)		(43	)		(54	)
Insurance and investment product fees and other		57			60			117			56			54			53			52			215

Total revenues		325			327			652			359			447			300			321			1,427

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		113			116			229			139			149			139			136			563
Interest credited		104			105			209			109			111			114			113			447
Acquisition and operating expenses, net of deferrals		35			49			84			39			35			36			35			145
Amortization of deferred acquisition costs and intangibles		41			37			78			36			60			25			19			140
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		293			307			600			323			355			314			303			1,295

INCOME (LOSS) BEFORE INCOME TAXES		32			20			52			36			92			(14	)		18			132
Provision (benefit) for income taxes		9			5			14			6			29			(7	)		4			32

NET INCOME (LOSS)		23			15			38			30			63			(7	)		14			100

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		10			10			20			12			(37	)		32			20			27

NET OPERATING INCOME	$	33		$	25		$	58		$	42		$	26		$	25		$	34		$	127


Effective tax rate (operating income)		29.2	%		28.0	%		28.7	%		24.7	%		26.1	%		26.0	%		31.1	%		27.0	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		4			5			9			5			5			4			4			18
Net investment gains (losses)		(13	)		(7	)		(20	)		(9	)		70			(19	)		(15	)		27
Insurance and investment product fees and other		56			58			114			55			52			51			50			208

Total revenues		47			56			103			51			127			36			39			253

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		8			6			14			6			10			12			9			37
Interest credited		3			2			5			2			2			3			2			9
Acquisition and operating expenses, net of deferrals		20			30			50			21			19			20			18			78
Amortization of deferred acquisition costs and intangibles		16			11			27			7			32			20			(2	)		57
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		47			49			96			36			63			55			27			181

INCOME (LOSS) BEFORE INCOME TAXES		—			7			7			15			64			(19	)		12			72
Provision (benefit) for income taxes		(3	)		—			(3	)		(2	)		20			(9	)		1			10

NET INCOME (LOSS)		3			7			10			17			44			(10	)		11			62

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		6			4			10			4			(34	)		10			6			(14	)

NET OPERATING INCOME	$	9		$	11		$	20		$	21		$	10		$	—		$	17		$	48


Effective tax rate (operating income)		3.6	%		15.1	%		10.1	%		4.3	%		10.9	%		90.0	%		22.4	%		5.1	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	32		$	114		$	146		$	211		$	126		$	139		$	170		$	646
Traditional Variable Annuities⁽²⁾		10			20			30			43			25			30			35			133

Total Sales	$	42		$	134		$	176		$	254		$	151		$	169		$	205		$	779

Sales by Distribution Channel:
Financial Intermediaries	$	37		$	126		$	163		$	240		$	141		$	158		$	195		$	734
Independent Producers		3			2			5			4			3			5			5			17
Dedicated Sales Specialists		2			6			8			10			7			6			5			28

Total Sales	$	42		$	134		$	176		$	254		$	151		$	169		$	205		$	779

⁽¹⁾

The Income Distribution Series products are comprised of the deferred and immediate variable annuity products with rider options, that provide guaranteed income benefits including guaranteed minimum withdrawal benefits and certain types of guaranteed annuitization benefits. These products do not include fixed single premium immediate annuities or deferred annuities, which may also serve income distribution needs.

⁽²⁾

The traditional variable annuities include products that provide the potential for tax deferred growth on the policyholder’s premium. These products do not provide the opportunity for a living benefit through guaranteed minimum withdrawal benefits; however, similar to the Income Distribution Series products, they do provide a variety of guaranteed minimum death benefit options.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Operating Performance Measures—Retirement Income—Fee-Based

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Income Distribution Series
Account value, beginning of the period	$	6,687		$	6,590		$	6,590		$	6,334		$	5,964		$	6,135		$	5,943		$	5,943
Deposits		33			117			150			214			131			141			173			659
Surrenders, benefits and product charges		(171	)		(185	)		(356	)		(157	)		(131	)		(150	)		(127	)		(565	)

Net flows		(138	)		(68	)		(206	)		57			—			(9	)		46			94
Interest credited and investment performance		57			165			222			199			370			(162	)		146			553

Account value, end of the period		6,606			6,687			6,606			6,590			6,334			5,964			6,135			6,590

Traditional Variable Annuities
Account value, net of reinsurance, beginning of the period		2,096			2,078			2,078			1,993			1,879			2,048			2,016			2,016
Deposits		3			17			20			36			20			25			27			108
Surrenders, benefits and product charges		(100	)		(88	)		(188	)		(72	)		(68	)		(70	)		(65	)		(275	)

Net flows		(97	)		(71	)		(168	)		(36	)		(48	)		(45	)		(38	)		(167	)
Interest credited and investment performance		13			89			102			121			162			(124	)		70			229

Account value, net of reinsurance, end of the period		2,012			2,096			2,012			2,078			1,993			1,879			2,048			2,078

Variable Life Insurance
Account value, beginning of the period		319			313			313			297			279			303			298			298
Deposits		3			3			6			3			3			3			3			12
Surrenders, benefits and product charges		(11	)		(11	)		(22	)		(9	)		(10	)		(8	)		(10	)		(37	)

Net flows		(8	)		(8	)		(16	)		(6	)		(7	)		(5	)		(7	)		(25	)
Interest credited and investment performance		3			14			17			22			25			(19	)		12			40

Account value, end of the period		314			319			314			313			297			279			303			313

Total Retirement Income—Fee-Based	$	8,932		$	9,102		$	8,932		$	8,981		$	8,624		$	8,122		$	8,486		$	8,981

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	20		$	20		$	40		$	45		$	42		$	32		$	36		$	155
Net investment income		267			262			529			273			271			277			272			1,093
Net investment gains (losses)		(10	)		(13	)		(23	)		(11	)		5			(47	)		(28	)		(81	)
Insurance and investment product fees and other		1			2			3			1			2			2			2			7

Total revenues		278			271			549			308			320			264			282			1,174

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		105			110			215			133			139			127			127			526
Interest credited		101			103			204			107			109			111			111			438
Acquisition and operating expenses, net of deferrals		15			19			34			18			16			16			17			67
Amortization of deferred acquisition costs and intangibles		25			26			51			29			28			5			21			83
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		246			258			504			287			292			259			276			1,114

INCOME BEFORE INCOME TAXES		32			13			45			21			28			5			6			60
Provision for income taxes		12			5			17			8			9			2			3			22

NET INCOME		20			8			28			13			19			3			3			38

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		4			6			10			8			(3	)		22			14			41

NET OPERATING INCOME	$	24		$	14		$	38		$	21		$	16		$	25		$	17		$	79


Effective tax rate (operating income)		35.8	%		35.6	%		35.7	%		37.8	%		33.4	%		34.6	%		38.3	%		36.0	%

SALES:
Sales by Product:
Single Premium Immediate Annuities	$	52		$	57			109		$	79		$	82		$	72		$	68		$	301
Fixed Annuities⁽¹⁾		272			109			381			110			136			91			39			376

Total Sales	$	324		$	166		$	490		$	189		$	218		$	163		$	107		$	677

Sales by Distribution Channel:
Financial Intermediaries	$	243		$	108		$	351		$	114		$	103		$	78		$	60		$	355
Independent Producers		79			55			134			70			108			79			44			301
Dedicated Sales Specialists		2			3			5			5			7			6			3			21

Total Sales⁽¹⁾	$	324		$	166		$	490		$	189		$	218		$	163		$	107		$	677


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	20		$	20		$	40		$	45		$	42		$	32		$	36		$	155

Total Premiums	$	20		$	20		$	40		$	45		$	42		$	32		$	36		$	155

In the first quarter of 2011, the company began reporting the results of the linked-benefits product for single premium deferred annuities in the spread-based retirement income business. The linked-benefits product for single premium deferred annuities was previously reported in the long-term care insurance business. The amounts associated with this product were not material and the prior period amounts in the financial statements have not been re-presented.

⁽¹⁾	The sales for the linked-benefits product were previously reported in the long-term care insurance business in 2010 but have been reflected in this business for comparability purposes.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Operating Performance Measures—Retirement Income—Spread-Based

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Fixed Annuities
Account value, beginning of the period	$	10,660		$	10,819		$	10,819		$	10,972		$	11,117		$	11,234		$	11,409		$	11,409
Deposits		275			120			395			108			136			92			41			377
Surrenders, benefits and product charges		(441	)		(368	)		(809	)		(353	)		(376	)		(304	)		(312	)		(1,345	)

Net flows		(166	)		(248	)		(414	)		(245	)		(240	)		(212	)		(271	)		(968	)
Interest credited		88			89			177			92			95			95			96			378

Account value, end of the period		10,582			10,660			10,582			10,819			10,972			11,117			11,234			10,819

Single Premium Immediate Annuities
Account value, beginning of the period		6,411			6,528			6,528			6,783			6,529			6,593			6,675			6,675
Premiums and deposits		85			85			170			102			116			100			95			413
Surrenders, benefits and product charges		(253	)		(256	)		(509	)		(261	)		(251	)		(251	)		(265	)		(1,028	)

Net flows		(168	)		(171	)		(339	)		(159	)		(135	)		(151	)		(170	)		(615	)
Interest credited		82			83			165			84			85			87			88			344
Effect of accumulated net unrealized investment gains (losses)		59			(29	)		30			(180	)		304			—			—			124

Account value, end of the period		6,384			6,411			6,384			6,528			6,783			6,529			6,593			6,528

Structured Settlements
Account value, net of reinsurance, beginning of the period		1,113			1,113			1,113			1,114			1,115			1,115			1,115			1,115
Surrenders, benefits and product charges		(14	)		(15	)		(29	)		(16	)		(16	)		(15	)		(14	)		(61	)

Net flows		(14	)		(15	)		(29	)		(16	)		(16	)		(15	)		(14	)		(61	)
Interest credited		14			15			29			15			15			15			14			59

Account value, net of reinsurance, end of the period		1,113			1,113			1,113			1,113			1,114			1,115			1,115			1,113

Total Retirement Income—Spread-Based	$	18,079		$	18,184		$	18,079		$	18,460		$	18,869		$	18,761		$	18,942		$	18,460

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	222		$	222		$	444		$	217		$	226		$	232		$	229		$	904
Net investment income		141			130			271			131			122			119			106			478
Net investment gains (losses)		(15	)		—			(15	)		(15	)		(13	)		(7	)		(26	)		(61	)
Insurance and investment product fees and other		170			143			313			124			120			109			104			457

Total revenues		518			495			1,013			457			455			453			413			1,778

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		247			258			505			246			239			240			228			953
Interest credited		69			63			132			60			62			61			60			243
Acquisition and operating expenses, net of deferrals		41			29			70			40			39			39			37			155
Amortization of deferred acquisition costs and intangibles		41			38			79			38			52			43			45			178
Interest expense		25			26			51			26			26			28			22			102

Total benefits and expenses		423			414			837			410			418			411			392			1,631

INCOME BEFORE INCOME TAXES		95			81			176			47			37			42			21			147
Provision for income taxes		33			29			62			15			13			14			3			45

NET INCOME		62			52			114			32			24			28			18			102

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		10			—			10			10			9			4			19			42

NET OPERATING INCOME	$	72		$	52		$	124		$	42		$	33		$	32		$	37		$	144


Effective tax rate (operating income)		35.4	%		35.5	%		35.4	%		32.2	%		34.9	%		34.6	%		25.9	%		31.9	%

SALES:
Sales by Product:
Term Life	$	—		$	—		$	—		$	—		$	1		$	4		$	14		$	19
Term Universal Life		36			31			67			31			31			24			10			96
Universal Life:
Annualized First-Year Deposits		9			11			20			10			10			9			8			37
Excess Deposits		35			36			71			33			26			27			20			106
Linked-Benefits⁽¹⁾		25			23			48			14			14			11			11			50

Total Universal Life		69			70			139			57			50			47			39			193

Total Sales	$	105		$	101		$	206		$	88		$	82		$	75		$	63		$	308

Sales by Distribution Channel:
Financial Intermediaries	$	14		$	14		$	28		$	8		$	9		$	7		$	6		$	30
Independent Producers		88			85			173			79			72			67			56			274
Dedicated Sales Specialist		3			2			5			1			1			1			1			4

Total Sales⁽¹⁾	$	105		$	101		$	206		$	88		$	82		$	75		$	63		$	308

In the first quarter of 2011, the company began reporting the results of the linked-benefits product for universal life insurance in the life insurance business. The linked-benefits product for universal life insurance was previously reported in the long-term care insurance business. The amounts associated with this product were not material and the prior period amounts in the financial statements have not been re-presented.

⁽¹⁾	The sales for the linked-benefits product were previously reported in the long-term care insurance business in 2010 but have been reflected in this business for comparability purposes.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Life Insurance In-Force

(amounts in millions)


	2011				2010
	2Q		1Q		4Q		3Q		2Q		1Q
Term life insurance
Life insurance in-force, net of reinsurance	$	447,336	$	452,116	$	457,079	$	465,275	$	468,098	$	472,696
Life insurance in-force before reinsurance	$	580,113	$	587,545	$	595,259	$	603,606	$	612,284	$	620,108

Term universal life insurance
Life insurance in-force, net of reinsurance	$	73,569	$	58,371	$	45,256	$	31,761	$	17,754	$	5,453
Life insurance in-force before reinsurance	$	74,107	$	58,811	$	45,562	$	31,935	$	17,820	$	5,456

Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	44,207	$	44,131	$	43,867	$	43,797	$	43,743	$	43,712
Life insurance in-force before reinsurance	$	50,884	$	50,855	$	50,602	$	50,632	$	50,617	$	50,655

Total life insurance
Life insurance in-force, net of reinsurance	$	565,112	$	554,618	$	546,202	$	540,833	$	529,595	$	521,861
Life insurance in-force before reinsurance	$	705,104	$	697,211	$	691,423	$	686,173	$	680,721	$	676,219

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income and Sales—Long-Term Care

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	580		$	576		$	1,156		$	573		$	577		$	558		$	559		$	2,267
Net investment income		248			231			479			242			232			230			212			916
Net investment gains (losses)		(8	)		(8	)		(16	)		(22	)		(5	)		4			2			(21	)
Insurance and investment product fees and other		7			7			14			17			15			9			5			46

Total revenues		827			806			1,633			810			819			801			778			3,208

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		644			615			1,259			635			602			582			581			2,400
Interest credited		—			—			—			2			1			1			1			5
Acquisition and operating expenses, net of deferrals		106			103			209			114			107			105			92			418
Amortization of deferred acquisition costs and intangibles		35			35			70			13			46			35			40			134
Interest expense		1			—			1			1			—			1			—			2

Total benefits and expenses		786			753			1,539			765			756			724			714			2,959

INCOME BEFORE INCOME TAXES		41			53			94			45			63			77			64			249
Provision for income taxes		16			18			34			15			23			27			23			88

NET INCOME		25			35			60			30			40			50			41			161

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		6			5			11			13			4			(3	)		(1	)		13

NET OPERATING INCOME	$	31		$	40		$	71		$	43		$	44		$	47		$	40		$	174


Effective tax rate (operating income)		37.4	%		35.8	%		36.6	%		35.3	%		35.5	%		35.4	%		35.9	%		35.5	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	5		$	5		$	10		$	4		$	5		$	3		$	4		$	16
Independent Producers		31			29			60			23			21			18			16			78
Dedicated Sales Specialist		14			12			26			12			12			13			11			48

Total Individual Long-Term Care		50			46			96			39			38			34			31			142
Group Long-Term Care		2			2			4			3			3			3			8			17
Medicare Supplement and Other A&H		17			17			34			23			12			11			17			63

Total Sales⁽¹⁾	$	69		$	65		$	134		$	65		$	53		$	48		$	56		$	222


LOSS RATIOS:
Total Long-Term Care
Net Earned Premiums	$	495		$	492		$	987		$	492		$	494		$	480		$	479		$	1,945
Loss Ratio⁽²⁾		70.4	%		64.5	%		67.5	%		72.8	%		66.6	%		64.6	%		64.6	%		67.2	%
Gross Benefits Ratio⁽³⁾		117.3	%		110.6	%		114.0	%		118.3	%		110.8	%		108.9	%		107.8	%		111.5	%
Medicare Supplement and A&H⁽⁴⁾
Net Earned Premiums	$	85		$	84		$	169		$	81		$	82		$	79		$	80		$	322
Loss Ratio⁽²⁾		71.3	%		85.3	%		78.3	%		65.1	%		65.9	%		76.7	%		79.7	%		71.8	%

In the first quarter of 2011, the company began reporting the results of the linked-benefits product for universal life insurance and single premium deferred annuities in the life insurance and spread-based retirement income businesses, respectively. The linked-benefits product was previously reported in the long-term care insurance business. The amounts associated with this product were not material and the prior period amounts in the financial statements have not been re-presented.

⁽¹⁾

The sales associated with linked-benefits products related to universal life insurance and single premium deferred annuities that were previously reported in the long-term care insurance business are being reflected in the life insurance and spread-based retirement income businesses, respectively, for comparability purposes.

⁽²⁾	The loss ratio for the long-term care insurance products was calculated by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽³⁾	The gross benefits ratio for the long-term care insurance products was calculated by dividing the benefits and other changes in policy reserves by net earned premiums.

⁽⁴⁾	Net earned premiums and loss ratios for Medicare Supplement and A&H did not include the linked-benefits product in 2010.

International

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income—International

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	491		$	477		$	968		$	481		$	453		$	495		$	504		$	1,933
Net investment income		152			143			295			129			121			127			132			509
Net investment gains (losses)		6			6			12			2			8			1			9			20
Insurance and investment product fees and other		9			6			15			5			12			(1	)		6			22

Total revenues		658			632			1,290			617			594			622			651			2,484

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		142			141			283			129			120			163			174			586
Acquisition and operating expenses, net of deferrals		205			198			403			198			192			205			203			798
Amortization of deferred acquisition costs and intangibles		72			67			139			69			59			67			72			267
Interest expense		22			19			41			15			11			10			23			59

Total benefits and expenses		441			425			866			411			382			445			472			1,710

INCOME BEFORE INCOME TAXES		217			207			424			206			212			177			179			774
Provision for income taxes		71			46			117			53			49			35			50			187

NET INCOME		146			161			307			153			163			142			129			587
Less: net income attributable to noncontrolling interests		36			34			70			35			39			35			34			143

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		110			127			237			118			124			107			95			444

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		(3	)		(6	)		(1	)		(3	)		(2	)		(4	)		(10	)

NET OPERATING INCOME⁽¹⁾	$	107		$	124		$	231		$	117		$	121		$	105		$	91		$	434


Effective tax rate (operating income)		34.3	%		19.9	%		27.3	%		23.7	%		22.5	%		16.5	%		26.6	%		22.4	%

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the International segment was $93 million and $211 million for the three and six months ended June 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	157		$	156		$	313		$	154		$	148		$	151		$	147		$	600
Net investment income		50			48			98			48			48			47			45			188
Net investment gains (losses)		2			3			5			1			4			(1	)		5			9
Insurance and investment product fees and other		—			—			—			—			—			(1	)		—			(1	)

Total revenues		209			207			416			203			200			196			197			796

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		51			59			110			49			46			49			56			200
Acquisition and operating expenses, net of deferrals		25			23			48			27			24			23			22			96
Amortization of deferred acquisition costs and intangibles		14			14			28			12			11			13			12			48
Interest expense		6			6			12			4			4			—			—			8

Total benefits and expenses		96			102			198			92			85			85			90			352

INCOME BEFORE INCOME TAXES		113			105			218			111			115			111			107			444
Provision for income taxes		45			19			64			30			31			31			30			122

NET INCOME		68			86			154			81			84			80			77			322
Less: net income attributable to noncontrolling interests		36			34			70			35			39			35			34			143

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		32			52			84			46			45			45			43			179

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		(1	)		(2	)		—			(1	)		—			(2	)		(3	)

NET OPERATING INCOME⁽¹⁾	$	31		$	51		$	82		$	46		$	44		$	45		$	41		$	176


Effective tax rate (operating income)		49.7	%		9.1	%		30.3	%		24.3	%		29.0	%		26.5	%		26.7	%		26.6	%

SALES:
New Insurance Written (NIW)
Flow	$	6,400		$	4,400		$	10,800		$	5,600		$	6,700		$	6,700		$	4,000		$	23,000
Bulk		1,500			1,100			2,600			900			600			300			1,800			3,600

Total Canada NIW⁽²⁾	$	7,900		$	5,500		$	13,400		$	6,500		$	7,300		$	7,000		$	5,800		$	26,600

⁽¹⁾	Net operating income for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $28 million and $77 million for the three and six months ended June 30, 2011, respectively.

⁽²⁾	New insurance written for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $7,400 million and $12,600 million for the three and six months ended June 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	98		$	93		$	191		$	92		$	75		$	86		$	84		$	337
Net investment income		46			43			89			41			38			38			37			154
Net investment gains (losses)		2			—			2			2			1			—			—			3
Insurance and investment product fees and other		1			—			1			—			1			—			1			2

Total revenues		147			136			283			135			115			124			122			496

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		47			42			89			33			29			37			36			135
Acquisition and operating expenses, net of deferrals		17			16			33			19			17			14			16			66
Amortization of deferred acquisition costs and intangibles		12			12			24			10			9			9			9			37
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		76			70			146			62			55			60			61			238

INCOME BEFORE INCOME TAXES		71			66			137			73			60			64			61			258
Provision for income taxes		16			14			30			16			12			5			18			51

NET INCOME		55			52			107			57			48			59			43			207
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		55			52			107			57			48			59			43			207

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			(1	)		(2	)		—			—			—			(2	)

NET OPERATING INCOME⁽¹⁾	$	54		$	52		$	106		$	55		$	48		$	59		$	43		$	205


Effective tax rate (operating income)		22.2	%		21.7	%		22.0	%		21.0	%		20.1	%		8.2	%		29.4	%		19.5	%

SALES:
New Insurance Written (NIW)
Flow	$	6,700		$	5,500		$	12,200		$	5,900		$	6,100		$	6,000		$	6,700		$	24,700
Bulk		2,300			1,000			3,300			1,500			900			1,200			700			4,300

Total Australia NIW⁽²⁾	$	9,000		$	6,500		$	15,500		$	7,400		$	7,000		$	7,200		$	7,400		$	29,000

⁽¹⁾	Net operating income for the Australian platform adjusted for foreign exchange as compared to the prior year period was $46 million and $93 million for the three and six months ended June 30, 2011, respectively.

⁽²⁾	New insurance written for the Australian platform adjusted for foreign exchange as compared to the prior year period was $7,700 million and $13,500 million for the three and six months ended June 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income (Loss) and Sales—Other International Mortgage Insurance

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	13		$	13		$	26		$	16		$	12		$	14		$	15		$	57
Net investment income		3			4			7			3			3			4			3			13
Net investment gains (losses)		1			1			2			—			1			—			2			3
Insurance and investment product fees and other		4			1			5			1			5			—			1			7

Total revenues		21			19			40			20			21			18			21			80

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		9			8			17			13			8			20			14			55
Acquisition and operating expenses, net of deferrals		12			11			23			9			12			11			11			43
Amortization of deferred acquisition costs and intangibles		—			1			1			2			—			2			1			5
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		21			20			41			24			20			33			26			103

INCOME (LOSS) BEFORE INCOME TAXES		—			(1	)		(1	)		(4	)		1			(15	)		(5	)		(23	)
Provision (benefit) for income taxes		2			3			5			(1	)		—			(5	)		(1	)		(7	)

NET INCOME (LOSS)		(2	)		(4	)		(6	)		(3	)		1			(10	)		(4	)		(16	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		(2	)		(4	)		(6	)		(3	)		1			(10	)		(4	)		(16	)

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			(1	)		—			—			(1	)		(1	)		(2	)

NET OPERATING INCOME (LOSS)⁽¹⁾	$	(3	)	$	(4	)	$	(7	)	$	(3	)	$	1		$	(11	)	$	(5	)	$	(18	)


Effective tax rate (operating income (loss))		-514.6	%		-113.4	%		-186.5	%		35.5	%		15.8	%		31.0	%		28.8	%		31.5	%

SALES:
New Insurance Written (NIW)
Flow	$	600		$	500		$	1,100		$	600		$	700		$	700		$	700		$	2,700
Bulk		300			200			500			1,600			—			—			—			1,600

Total Other International NIW⁽²⁾	$	900		$	700		$	1,600		$	2,200		$	700		$	700		$	700		$	4,300

⁽¹⁾	Net operating income (loss) for the Other International platform adjusted for foreign exchange as compared to the prior year period was $(3) million and $(7) million for the three and six months ended June 30, 2011, respectively.

⁽²⁾	New insurance written for the Other International platform adjusted for foreign exchange as compared to the prior year period was $900 million and $1,600 million for the three and six months ended June 30, 2011, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written
Canada	$	155		$	101		$	256		$	131		$	160		$	153		$	90		$	534
Australia		90			61			151			65			63			65			64			257
Other International⁽¹⁾		12			10			22			9			10			—			9			28

Total International Net Premiums Written	$	257		$	172		$	429		$	205		$	233		$	218		$	163		$	819

Loss Ratio⁽²⁾
Canada		33	%		38	%		35	%		32	%		31	%		32	%		38	%		33	%
Australia		48	%		45	%		47	%		37	%		38	%		42	%		44	%		40	%
Other International		59	%		62	%		61	%		81	%		69	%		136	%		93	%		96	%
Total International Loss Ratio		40	%		42	%		41	%		37	%		35	%		42	%		43	%		39	%

GAAP Basis Expense Ratio⁽³⁾
Canada		24	%		24	%		24	%		25	%		24	%		24	%		23	%		24	%
Australia		29	%		30	%		30	%		32	%		33	%		28	%		30	%		31	%
Other International⁽¹⁾		94	%		87	%		91	%		74	%		97	%		86	%		82	%		84	%
Total International GAAP Basis Expense Ratio		30	%		29	%		30	%		31	%		31	%		29	%		29	%		30	%

Adjusted Expense Ratio⁽⁴⁾
Canada		25	%		37	%		30	%		29	%		23	%		23	%		38	%		27	%
Australia		32	%		46	%		38	%		45	%		39	%		37	%		39	%		40	%
Other International⁽¹⁾		108	%		114	%		110	%		118	%		124	%		NM	⁽⁶⁾		129	%		170	%
Total International Adjusted Expense Ratio		31	%		45	%		37	%		38	%		31	%		33	%		44	%		36	%

Primary Insurance In-force
Canada	$	264,700		$	256,700					$	246,300		$	234,400		$	220,400		$	225,400
Australia		296,200			284,600						283,500			267,100			233,100			254,400
Other International⁽¹⁾		37,000			36,200						34,300			33,900			30,600			35,700

Total International Primary Insurance In-force	$	597,900		$	577,500					$	564,100		$	535,400		$	484,100		$	515,500

Primary Risk In-force⁽⁵⁾
Canada
Flow	$	74,400		$	72,200					$	69,300		$	65,500		$	61,300		$	62,400
Bulk		18,200			17,700						16,900			16,500			15,800			16,500

Total Canada		92,600			89,900						86,200			82,000			77,100			78,900

Australia
Flow		93,200			90,000						88,900			83,500			73,000			79,400
Bulk		10,500			9,600						10,400			10,000			8,600			9,600

Total Australia		103,700			99,600						99,300			93,500			81,600			89,000

Other International
Flow⁽¹⁾		4,800			4,700						4,500			4,500			4,000			4,700
Bulk		500			500						400			200			300			300

Total Other International		5,300			5,200						4,900			4,700			4,300			5,000

Total International Primary Risk In-force	$	201,600		$	194,700					$	190,400		$	180,200		$	163,000		$	172,900

The loss and expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	Includes the impact of settlements and cancelled insurance contracts, primarily with lenders in Europe.

⁽²⁾

The ratio of incurred losses and loss adjustment expense to net earned premiums. In determining the pricing of the mortgage insurance products, the company develops a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporate both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. New business pricing loss ratios for the international businesses were as follows for all periods: Canada 35%-40%, Australia 25%-35% and Europe 40%-45%.

⁽³⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of deferred acquisition costs (DAC) and intangibles.

⁽⁴⁾	The ratio of an insurer’s general expenses to net premiums written. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁵⁾

The businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans the company insures in those markets. For the purpose of representing the risk in-force, the company has computed an “effective risk in-force” amount which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents the highest expected average per-claim payment for any one underwriting year over the life of the businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

⁽⁶⁾	“NM” is defined as not meaningful for increases or decreases greater than 500%.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Canada

(dollar amounts in millions)


Primary Insurance	June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010			June 30, 2010
Insured loans in-force		1,326,690			1,301,973			1,287,153			1,272,984			1,250,734
Insured delinquent loans		3,281			3,454			3,401			3,139			3,231
Insured delinquency rate		0.25	%		0.27	%		0.26	%		0.25	%		0.26	%
Flow loans in-force		1,029,844			1,011,823			1,000,254			983,809			962,793
Flow delinquent loans		2,956			3,113			3,117			2,897			3,009
Flow delinquency rate		0.29	%		0.31	%		0.31	%		0.29	%		0.31	%
Bulk loans in-force		296,846			290,150			286,899			289,175			287,941
Bulk delinquent loans		325			341			284			242			222
Bulk delinquency rate		0.11	%		0.12	%		0.10	%		0.08	%		0.08	%

Loss Metrics	June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010			June 30, 2010
Beginning Reserves	$	200		$	202		$	202		$	208		$	222
Paid claims		(79	)		(66	)		(56	)		(58	)		(53	)
Increase in reserves		52			59			50			46			49
Impact of changes in foreign exchange rates		1			5			6			6			(10	)

Ending Reserves	$	174		$	200		$	202		$	202		$	208


	June 30, 2011						March 31, 2011						June 30, 2010
Province and Territory	% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate
Ontario		46	%		0.17	%		46	%		0.18	%		48	%		0.19	%
British Columbia		16			0.31	%		16			0.31	%		16			0.26	%
Alberta		16			0.53	%		16			0.59	%		15			0.57	%
Quebec		15			0.23	%		15			0.26	%		14			0.24	%
Nova Scotia		2			0.29	%		2			0.28	%		2			0.23	%
Saskatchewan		2			0.15	%		2			0.14	%		2			0.13	%
Manitoba		1			0.12	%		1			0.10	%		1			0.08	%
New Brunswick		1			0.23	%		1			0.27	%		1			0.27	%
All Other		1			0.11	%		1			0.13	%		1			0.10	%

Total		100	%		0.25	%		100	%		0.27	%		100	%		0.26	%


By Policy Year
2003 and prior		18	%		0.04	%		19	%		0.04	%		20	%		0.03	%
2004		8			0.09	%		8			0.10	%		8			0.10	%
2005		8			0.15	%		8			0.15	%		9			0.17	%
2006		10			0.32	%		10			0.36	%		11			0.37	%
2007		19			0.48	%		21			0.53	%		23			0.54	%
2008		12			0.66	%		12			0.67	%		14			0.58	%
2009		7			0.35	%		8			0.34	%		9			0.14	%
2010		12			0.14	%		12			0.10	%		6			—	%
2011		6			0.01	%		2			—	%		—			—	%

Total		100	%		0.25	%		100	%		0.27	%		100	%		0.26	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Canada

(Canadian dollar amounts in millions)


	2011								2010
	2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	75		$	64		$	139	$	56		$	60		$	53		$	61		$	230
Bulk		2			1			3		—			1			1			1			3

Total Paid Claims	$	77		$	65		$	142	$	56		$	61		$	54		$	62		$	233

Average Paid Claim (in thousands)	$	82.3		$	77.0				$	78.6		$	71.6		$	62.6		$	69.8

Average Reserve Per Delinquency (in thousands)	$	51.0		$	56.2				$	58.9		$	66.1		$	68.5		$	65.2

Loss Metrics

Beginning Reserves	$	194		$	200				$	207		$	221		$	226		$	229
Paid claims		(77	)		(65	)				(56	)		(61	)		(54	)		(62	)
Increase in reserves		50			59					49			47			49			59

Ending Reserves	$	167		$	194				$	200		$	207		$	221		$	226

Loan Amount

Over $550K		4	%		4	%				4	%		4	%		4	%		3	%
$400K to $550K		8			8					8			7			7			7
$250K to $400K		29			29					28			29			28			28
$100K to $250K		52			52					53			53			54			55
$100K or Less		7			7					7			7			7			7

Total		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	192		$	191				$	190		$	189		$	187		$	186

All amounts presented in Canadian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Australia

(dollar amounts in millions)


Primary Insurance	June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010			June 30, 2010
Insured loans in-force		1,453,012			1,453,554			1,468,773			1,467,660			1,477,778
Insured delinquent loans		8,193			7,557			7,062			7,112			7,127
Insured delinquency rate		0.56	%		0.52	%		0.48	%		0.48	%		0.48	%
Flow loans in-force		1,301,648			1,307,167			1,304,337			1,301,004			1,314,892
Flow delinquent loans		7,995			7,387			6,872			6,979			6,975
Flow delinquency rate		0.61	%		0.57	%		0.53	%		0.54	%		0.53	%
Bulk loans in-force		151,364			146,387			164,436			166,656			162,886
Bulk delinquent loans		198			170			190			133			152
Bulk delinquency rate		0.13	%		0.12	%		0.12	%		0.08	%		0.09	%

Loss Metrics	June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010			June 30, 2010
Beginning Reserves	$	224		$	206		$	188		$	164		$	195
Paid claims		(32	)		(26	)		(27	)		(27	)		(53	)
Increase in reserves		47			42			33			29			36
Impact of changes in foreign exchange rates		9			2			12			22			(14	)

Ending Reserves	$	248		$	224		$	206		$	188		$	164


	June 30, 2011						March 31, 2011						June 30, 2010
State and Territory	% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate			% of Primary Risk In-Force			Primary Delinquency Rate
New South Wales		31	%		0.60	%		31	%		0.57	%		31	%		0.57	%
Victoria		23			0.41	%		23			0.38	%		23			0.38	%
Queensland		23			0.74	%		23			0.64	%		22			0.51	%
Western Australia		10			0.54	%		10			0.48	%		10			0.43	%
South Australia		6			0.50	%		6			0.47	%		6			0.41	%
New Zealand		2			1.18	%		2			1.23	%		3			1.20	%
Australian Capital Territory		2			0.14	%		2			0.12	%		2			0.09	%
Tasmania		2			0.37	%		2			0.33	%		2			0.26	%
Northern Territory		1			0.26	%		1			0.22	%		1			0.13	%

Total		100	%		0.56	%		100	%		0.52	%		100	%		0.48	%


By Policy Year
2003 and prior		20	%		0.11	%		20	%		0.10	%		22	%		0.10	%
2004		6			0.43	%		6			0.39	%		7			0.40	%
2005		9			0.60	%		9			0.53	%		10			0.55	%
2006		12			0.79	%		12			0.73	%		13			0.72	%
2007		13			1.16	%		14			1.08	%		15			1.05	%
2008		12			1.35	%		13			1.24	%		13			1.08	%
2009		14			0.71	%		14			0.61	%		15			0.30	%
2010		10			0.12	%		10			0.07	%		5			0.02	%
2011		4			0.02	%		2			—	%		—			—	%

Total		100	%		0.56	%		100	%		0.52	%		100	%		0.48	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance—Australia

(Australian dollar amounts in millions)


	2011								2010
	2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	29		$	26		$	55	$	28		$	31		$	60		$	51		$	170
Bulk		1			—			1		—			1			—			—			1

Total Paid Claims	$	30		$	26		$	56	$	28		$	32		$	60		$	51		$	171

Average Paid Claim (in thousands)	$	75.9		$	71.2				$	68.1		$	61.5		$	74.2		$	66.8

Average Reserve Per Delinquency (in thousands)	$	28.2		$	28.5				$	28.4		$	27.3		$	27.2		$	29.1

Loss Metrics
Beginning Reserves	$	216		$	201				$	195		$	194		$	212		$	225
Paid claims		(30	)		(26	)				(28	)		(32	)		(60	)		(51	)
Increase in reserves		46			41					34			33			42			38

Ending Reserves	$	232		$	216				$	201		$	195		$	194		$	212


Loan Amount
Over $550K		11	%		11	%				11	%		10	%		10	%		10	%
$400K to $550K		14			14					14			14			14			14
$250K to $400K		36			36					35			35			35			34
$100K to $250K		32			32					33			34			34			34
$100K or Less		7			7					7			7			7			8

Total		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	190		$	189				$	188		$	188		$	187		$	187

All amounts presented in Australian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


Risk In-Force by Loan-To-Value Ratio⁽¹⁾	June 30, 2011						March 31, 2011
	Primary		Flow		Bulk		Primary		Flow		Bulk
Canada
95.01% and above	$	32,030	$	32,030	$	—	$	31,032	$	31,032	$	—
90.01% to 95.00%		24,612		24,609		3		23,956		23,954		3
80.01% to 90.00%		16,534		14,889		1,645		15,986		14,411		1,575
80.00% and below		19,476		2,847		16,629		18,867		2,776		16,091

Total Canada	$	92,652	$	74,376	$	18,276	$	89,842	$	72,174	$	17,669

Australia
95.01% and above	$	16,782	$	16,782	$	1	$	16,035	$	16,034	$	1
90.01% to 95.00%		21,618		21,608		10		20,530		20,520		9
80.01% to 90.00%		26,733		26,627		106		25,669		25,564		105
80.00% and below		38,520		28,155		10,365		37,372		27,882		9,490

Total Australia	$	103,653	$	93,171	$	10,482	$	99,605	$	90,000	$	9,605

Other International
95.01% and above	$	969	$	969	$	—	$	956	$	956	$	—
90.01% to 95.00%		2,369		2,288		81		2,303		2,221		82
80.01% to 90.00%		1,659		1,293		366		1,649		1,278		371
80.00% and below		332		285		47		308		260		48

Total Other International	$	5,329	$	4,835	$	494	$	5,216	$	4,716	$	501

Amounts may not total due to rounding.

⁽¹⁾	Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Income and Sales—Lifestyle Protection Insurance

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	223		$	215		$	438		$	219		$	218		$	244		$	258		$	939
Net investment income		53			48			101			37			32			38			47			154
Net investment gains (losses)		1			2			3			(1	)		2			2			2			5
Insurance and investment product fees and other		4			5			9			4			6			—			4			14

Total revenues		281			270			551			259			258			284			311			1,112

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		35			32			67			34			37			57			68			196
Acquisition and operating expenses, net of deferrals		151			148			299			143			139			157			154			593
Amortization of deferred acquisition costs and intangibles		46			40			86			45			39			43			50			177
Interest expense		16			13			29			11			7			10			23			51

Total benefits and expenses		248			233			481			233			222			267			295			1,017

INCOME BEFORE INCOME TAXES		33			37			70			26			36			17			16			95
Provision for income taxes		8			10			18			8			6			4			3			21

NET INCOME		25			27			52			18			30			13			13			74
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		25			27			52			18			30			13			13			74

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			(2	)		(2	)		1			(2	)		(1	)		(1	)		(3	)

NET OPERATING INCOME⁽¹⁾	$	25		$	25		$	50		$	19		$	28		$	12		$	12		$	71


Effective tax rate (operating income)		23.3	%		26.3	%		24.8	%		31.1	%		14.8	%		24.8	%		14.9	%		21.7	%

SALES:
Lifestyle Protection Insurance
Traditional indemnity premiums	$	270		$	240		$	510		$	230		$	232		$	220		$	263		$	945
Premium equivalents for administrative services only business		6			6			12			6			5			4			4			19
Reinsurance premiums assumed accounted for under the deposit method		193			177			370			191			201			200			170			762

Total Sales⁽²⁾	$	469		$	423		$	892		$	427		$	438		$	424		$	437		$	1,726

SALES BY REGION:
Lifestyle Protection Insurance
Established European Regions
Western Region	$	124		$	128		$	252		$	132		$	128		$	126		$	166		$	552
Southern Region		136			117			253			116			122			109			100			447
Nordic region		101			85			186			82			86			86			82			336
Structured Deals⁽³⁾		103			89			192			87			85			93			78			343
Other Countries		5			4			9			10			17			10			11			48

Total Sales	$	469		$	423		$	892		$	427		$	438		$	424		$	437		$	1,726



Loss Ratio		16	%		15	%		15	%		16	%		17	%		23	%		26	%		21	%

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business was $22 million and $48 million for the three and six months ended June 30, 2011, respectively.

⁽²⁾	Sales adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business were $429 million and $865 million for the three and six months ended June 30, 2011, respectively.

⁽³⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Loss and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	142		$	142		$	284		$	151		$	149		$	153		$	142		$	595
Net investment income		26			33			59			27			28			31			30			116
Net investment gains (losses)		1			1			2			17			15			(3	)		4			33
Insurance and investment product fees and other		1			1			2			2			3			—			5			10

Total revenues		170			177			347			197			195			181			181			754

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		526			279			805			688			391			216			196			1,491
Acquisition and operating expenses, net of deferrals		35			34			69			36			28			33			34			131
Amortization of deferred acquisition costs and intangibles		4			4			8			6			6			4			3			19

Total benefits and expenses		565			317			882			730			425			253			233			1,641

LOSS BEFORE INCOME TAXES		(395	)		(140	)		(535	)		(533	)		(230	)		(72	)		(52	)		(887	)
Benefit for income taxes		(143	)		(59	)		(202	)		(191	)		(89	)		(29	)		(19	)		(328	)

NET LOSS		(252	)		(81	)		(333	)		(342	)		(141	)		(43	)		(33	)		(559	)

ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			(1	)		(10	)		(11	)		3			(3	)		(21	)

NET OPERATING LOSS	$	(253	)	$	(81	)	$	(334	)	$	(352	)	$	(152	)	$	(40	)	$	(36	)	$	(580	)


Effective tax rate (operating loss)		36.0	%		42.4	%		37.7	%		35.9	%		38.2	%		40.8	%		36.5	%		36.9	%

SALES:
New Insurance Written (NIW)
Flow	$	1,900		$	2,000		$	3,900		$	2,600		$	2,400		$	2,100		$	1,500		$	8,600
Bulk		—			400			400			600			300			100			200			1,200

Total U.S. Mortgage Insurance NIW	$	1,900		$	2,400		$	4,300		$	3,200		$	2,700		$	2,200		$	1,700		$	9,800

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Other Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written	$	145		$	142		$	287		$	151		$	148		$	152		$	142		$	593
New Risk Written
Flow	$	461		$	439		$	900		$	565		$	552		$	480		$	335		$	1,932
Bulk		—			27			27			36			16			5			8			65

Total Primary		461			466			927			601			568			485			343			1,997
Pool		—			—			—			—			—			—			—			—

Total New Risk Written	$	461		$	466		$	927		$	601		$	568		$	485		$	343		$	1,997

Primary Insurance In-Force	$	120,900		$	123,300					$	125,900		$	129,100		$	131,900		$	134,800

Risk In-Force
Flow	$	27,489		$	27,984					$	28,498		$	29,199		$	29,836		$	30,206
Bulk		540			559						539			519			509			523

Total Primary		28,029			28,543						29,037			29,718			30,345			30,729
Pool		278			288						297			308			314			322

Total Risk In-Force	$	28,307		$	28,831					$	29,334		$	30,026		$	30,659		$	31,051

GAAP Basis Expense Ratio⁽¹⁾		27	%		27	%		27	%		28	%		22	%		25	%		26	%		25	%
Adjusted Expense Ratio⁽²⁾		27	%		27	%		27	%		28	%		23	%		25	%		26	%		25	%
Flow Persistency		86	%		86	%					82	%		84	%		88	%		86	%
Gross Written Premiums Ceded To Captives/Total Direct Written Premiums		15	%		17	%					18	%		19	%		18	%		20	%
Risk To Capital Ratio⁽³⁾		25.0:1			25.0:1						21.9:1			17.8:1			15.1:1			14.9:1

Average Primary Loan Size (in thousands)	$	162		$	162					$	161		$	161		$	161		$	160
Primary Risk In-Force Subject To Captives		38	%		41	%					43	%		45	%		47	%		48	%
Primary Risk In-Force That Is GSE Conforming		96	%		96	%					96	%		96	%		96	%		96	%
Beginning Number of Primary Delinquencies		89,018			95,395			95,395			98,613			101,759			107,104			122,279			122,279
New delinquencies		21,272			23,866			45,138			25,771			27,180			26,034			31,126			110,111
Delinquency cures		(17,908	)		(23,908	)		(41,816	)		(21,199	)		(22,923	)		(25,868	)		(41,272	)⁽⁴⁾		(111,262	)
Paid claims		(4,918	)		(6,335	)		(11,253	)		(7,790	)		(7,403	)		(5,511	)		(5,029	)		(25,733	)

Ending Number of Primary Delinquencies		87,464			89,018			87,464			95,395			98,613			101,759			107,104			95,395

Primary Delinquencies by Missed Payment Status
3 payments or less		21,125			20,920						25,131			26,292			26,374			28,646
4 - 11 payments		26,969			31,070						34,639			37,180			42,993			49,663
12 payments or more		39,370			37,028						35,625			35,141			32,392			28,795

Primary Delinquencies		87,464			89,018						95,395			98,613			101,759			107,104

Composition of Cures
Reported delinquent and cured-intraquarter		2,670			5,195						2,525			1,914			2,462			4,704
Number of missed payments delinquent prior to cure:
3 payments or less		8,953			11,454						10,365			10,393			11,845			15,423
4 - 11 payments		4,146			5,183						5,763			7,691			8,883			15,189
12 payments or more		2,139			2,076						2,546			2,925			2,678			5,956

Total		17,908			23,908						21,199			22,923			25,868			41,272	⁽⁴⁾

The expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽²⁾	The ratio of an insurer’s general expenses to net written premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽³⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The U.S. mortgage insurance business maintains new business writing flexibility in all states, supported by risk-to-capital waivers in 46 states in its primary writing entity, with the remaining four states written out of other available entities. The current period risk to capital ratio is an estimate due to the timing of the filing of statutory statements.

⁽⁴⁾	In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Delinquency cures included approximately 10,100 cures related to this settlement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Loss Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Paid Claims
Flow	$	199		$	249		$	448		$	263		$	224		$	187		$	219		$	893
Bulk		3			3			6			4			19			48			209			280

Total Primary		202			252			454			267			243			235			428			1,173
Pool		1			1			2			1			—			1			—			2

Total Net Paid Claims	$	203		$	253		$	456		$	268		$	243		$	236	⁽⁷⁾	$	428	⁽⁹⁾	$	1,175

Average Paid Claim (in thousands)	$	40.8		$	39.7					$	34.2		$	32.8		$	42.6	⁽⁸⁾	$	84.7	⁽¹⁰⁾

Average Direct Net Paid Claim (in thousands)⁽¹⁾	$	49.7		$	50.8					$	51.1		$	51.2		$	49.3		$	49.6

Number of Primary Delinquencies
Flow		84,442			85,758						92,225			95,567			98,771			102,389
Bulk loans with established reserve		1,569			1,814						1,713			1,607			1,510			2,155
Bulk loans with no reserve⁽²⁾		1,453			1,446						1,457			1,439			1,478			2,560
Average Reserve Per Delinquency (in thousands)
Flow	$	29.2		$	25.4					$	24.3		$	20.4		$	19.5		$	19.2
Bulk loans with established reserve		23.7			19.9						20.6			15.7			12.8			21.7
Bulk loans with no reserve⁽²⁾		—			—						—			—			—			—
Reserves:
Flow direct case	$	2,256		$	1,995					$	2,048		$	1,736		$	1,666		$	1,724
Bulk direct case		35			34						33			23			18			42
All other⁽³⁾		215			191						201			214			268			250

Total Reserves	$	2,506		$	2,220					$	2,282		$	1,973		$	1,952		$	2,016

Beginning Reserves	$	2,220		$	2,282		$	2,282		$	1,973		$	1,952		$	2,016		$	2,289		$	2,289
Paid claims		(286	)		(362	)		(648	)		(438	)		(439	)		(335	)⁽⁷⁾		(503	)⁽⁹⁾		(1,715	)
Increase in reserves		572			300			872			747			460			271	⁽⁷⁾		230	⁽⁹⁾		1,708

Ending Reserves	$	2,506		$	2,220		$	2,506		$	2,282		$	1,973		$	1,952		$	2,016		$	2,282


Beginning Reinsurance Recoverable⁽⁴⁾	$	264		$	351		$	351		$	463		$	591		$	634		$	674		$	674
Ceded paid claims		(83	)		(109	)		(192	)		(170	)		(196	)		(99	)		(75	)		(540	)
Increase in recoverable		45			22			67			58			68			56			35			217

Ending Reinsurance Recoverable	$	226		$	264		$	226		$	351		$	463		$	591		$	634		$	351

Loss Ratio⁽⁵⁾		369	%		197	%		283	%		457	%		263	%		141	%		138	%		251	%
Estimated Savings For Loss Mitigation Activities⁽⁶⁾	$	130		$	122		$	252		$	126		$	158		$	217		$	233		$	734

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Average direct net paid claim excludes the impact of reinsurance and negotiated servicer and GSE settlements.

⁽²⁾	Reserves were not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽³⁾	Other includes loss adjustment expenses, pool, incurred but not reported and reinsurance reserves.

⁽⁴⁾	Reinsurance recoverable excludes ceded unearned premium recoveries and amounts for which cash proceeds have not yet been received.

⁽⁵⁾

The ratio of incurred losses and loss adjustment expense to net earned premiums. Excluding the GSE Alt-A business settlements in the first and second quarters of 2010, the loss ratio was 253% for the twelve months ended December 31, 2010 and 144% and 141% for the three months ended June 30, 2010 and March 31, 2010, respectively.

⁽⁶⁾

Loss mitigation activities include rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales, claims curtailment and other loan workouts and claim mitigation actions. Estimated savings for rescissions represent the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings for loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid.

⁽⁷⁾	Net paid claims and change in reserves include the impact of settlements that the company reached during the second quarter of 2010 with a GSE counterparty regarding certain bulk Alt-A business and with a servicer regarding rescissions.

⁽⁸⁾	Excluding the GSE Alt-A business and the servicer settlements in the second quarter of 2010, the average paid claim was approximately $45,800 in the second quarter of 2010.

⁽⁹⁾	In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Net paid claims included $180 million and the change in reserves included a decrease of $185 million related to this settlement.

⁽¹⁰⁾	Excluding the GSE Alt-A business settlement in the first quarter of 2010, the average paid claim was approximately $49,100 in the first quarter of 2010.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2011						2010
	2Q			1Q			4Q			3Q			2Q			1Q
Risk In-Force by Credit Quality⁽¹⁾
Primary by FICO Scores >679		67	%		66	%		66	%		65	%		65	%		64	%
Primary by FICO Scores 620-679		26	%		27	%		27	%		27	%		27	%		28	%
Primary by FICO Scores 575-619		5	%		5	%		5	%		6	%		6	%		6	%
Primary by FICO Scores <575		2	%		2	%		2	%		2	%		2	%		2	%

Flow by FICO Scores >679		66	%		66	%		66	%		65	%		65	%		64	%
Flow by FICO Scores 620-679		27	%		27	%		27	%		27	%		27	%		28	%
Flow by FICO Scores 575-619		5	%		5	%		5	%		6	%		6	%		6	%
Flow by FICO Scores <575		2	%		2	%		2	%		2	%		2	%		2	%

Bulk by FICO Scores >679		89	%		89	%		89	%		88	%		88	%		87	%
Bulk by FICO Scores 620-679		9	%		9	%		9	%		10	%		10	%		11	%
Bulk by FICO Scores 575-619		1	%		1	%		1	%		1	%		1	%		1	%
Bulk by FICO Scores <575		1	%		1	%		1	%		1	%		1	%		1	%

Primary A minus		5	%		5	%		5	%		5	%		5	%		5	%
Primary Sub-prime⁽²⁾		5	%		5	%		5	%		5	%		5	%		5	%

Primary Loans
Primary loans in-force		746,740			763,439			781,024			802,090			821,617			840,618
Primary delinquent loans		87,464			89,018			95,395			98,613			101,759			107,104
Primary delinquency rate		11.71	%		11.66	%		12.21	%		12.29	%		12.39	%		12.74	%

Flow loans in-force		658,251			673,276			687,964			705,754			723,301			735,564
Flow delinquent loans		84,442			85,758			92,225			95,567			98,771			102,389
Flow delinquency rate		12.83	%		12.74	%		13.41	%		13.54	%		13.66	%		13.92	%

Bulk loans in-force		88,489			90,163			93,060			96,336			98,316			105,054
Bulk delinquent loans		3,022			3,260			3,170			3,046			2,988			4,715
Bulk delinquency rate		3.42	%		3.62	%		3.41	%		3.16	%		3.04	%		4.49	%

A minus and sub-prime loans in-force		73,211			75,421			77,822			80,774			83,859			86,185
A minus and sub-prime delinquent loans		20,284			20,656			22,827			23,882			24,867			26,387
A minus and sub-prime delinquency rate		27.71	%		27.39	%		29.33	%		29.57	%		29.65	%		30.62	%

Pool Loans
Pool loans in-force		16,943			17,421			17,880			18,759			19,473			19,907
Pool delinquent loans		931			913			989			939			831			783
Pool delinquency rate		5.49	%		5.24	%		5.53	%		5.01	%		4.27	%		3.93	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾	Excludes loans classified as A minus.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance


	June 30, 2011									March 31, 2011									June 30, 2010
	% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate			% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate			% of Total Reserves⁽¹⁾			% of Primary Risk In-Force			Primary Delinquency Rate
By Region
Southeast⁽²⁾		35	%		22	%		16.37	%		34	%		22	%		16.26	%		31	%		23	%		17.06	%
South Central⁽³⁾		12			16			9.90	%		13			16			10.01	%		15			16			11.41	%
Northeast⁽⁴⁾		12			14			11.71	%		11			14			11.44	%		10			14			10.85	%
North Central⁽⁵⁾		11			12			11.36	%		12			12			11.06	%		12			11			11.50	%
Pacific⁽⁶⁾		13			11			13.29	%		14			11			13.64	%		15			11			15.83	%
Great Lakes⁽⁷⁾		7			9			8.49	%		7			9			8.44	%		7			9			9.08	%
Plains⁽⁸⁾		3			6			7.75	%		3			6			7.73	%		3			6			7.59	%
New England⁽⁹⁾		3			5			10.36	%		3			5			10.43	%		3			5			11.11	%
Mid-Atlantic⁽¹⁰⁾		4			5			10.12	%		3			5			10.09	%		4			5			11.23	%

Total		100	%		100	%		11.71	%		100	%		100	%		11.66	%		100	%		100	%		12.39	%


By State
Florida		24	%		7	%		28.35	%		23	%		7	%		28.09	%		20	%		8	%		28.86	%
Texas		3	%		7	%		7.61	%		3	%		7	%		7.63	%		3	%		7	%		8.80	%
New York		5	%		7	%		9.71	%		4	%		7	%		9.59	%		4	%		6	%		8.88	%
California		7	%		5	%		12.24	%		7	%		5	%		12.89	%		8	%		5	%		16.40	%
Illinois		7	%		5	%		15.90	%		8	%		5	%		15.44	%		7	%		5	%		15.79	%
Georgia		4	%		4	%		14.70	%		4	%		4	%		15.12	%		4	%		4	%		17.13	%
North Carolina		3	%		4	%		10.93	%		2	%		4	%		10.73	%		2	%		4	%		11.12	%
New Jersey		5	%		4	%		17.73	%		4	%		4	%		17.53	%		4	%		4	%		16.36	%
Pennsylvania		2	%		4	%		10.81	%		2	%		4	%		10.32	%		2	%		4	%		10.34	%
Ohio		2	%		3	%		8.00	%		2	%		3	%		7.97	%		2	%		3	%		7.85	%

⁽¹⁾	Total reserves were $2,506 million, $2,220 million and $1,952 million as of June 30, 2011, March 31, 2011 and June 30, 2010, respectively.

⁽²⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽³⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽⁴⁾	New Jersey, New York and Pennsylvania

⁽⁵⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁶⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁷⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁸⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁹⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

⁽¹⁰⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


Primary Risk In-Force:	June 30, 2011		% of Total			March 31, 2011		% of Total			June 30, 2010		% of Total
Lender concentration (by original applicant)	$	28,029				$	28,543				$	30,345
Top 10 lenders		14,000					14,322					15,098
Top 20 lenders		15,982					16,366					17,528

Loan-to-value ratio
95.01% and above	$	7,065		25	%	$	7,181		25	%	$	7,633		25	%
90.01% to 95.00%		9,740		35			9,875		35			10,491		35
80.01% to 90.00%		10,747		38			10,992		38			11,775		39
80.00% and below		477		2			495		2			446		1

Total	$	28,029		100	%	$	28,543		100	%	$	30,345		100	%

Loan grade
Prime	$	25,296		90	%	$	25,730		90	%	$	27,220		90	%
A minus and sub-prime		2,733		10			2,813		10			3,125		10

Total	$	28,029		100	%	$	28,543		100	%	$	30,345		100	%

Loan type⁽¹⁾
First mortgages
Fixed rate mortgage
Flow	$	26,914		96	%	$	27,384		96	%	$	29,152		96	%
Bulk		519		2			538		2			486		2
Adjustable rate mortgage
Flow		575		2			600		2			684		2
Bulk		21		—			21		—			23		—
Second mortgages		—		—			—		—			—		—

Total	$	28,029		100	%	$	28,543		100	%	$	30,345		100	%

Type of documentation
Alt-A
Flow	$	807		3	%	$	837		3	%	$	958		3	%
Bulk		39		—			40		—			43		—
Standard⁽²⁾
Flow		26,682		95			27,147		95			28,878		95
Bulk		501		2			519		2			466		2

Total	$	28,029		100	%	$	28,543		100	%	$	30,345		100	%

Mortgage term
15 years and under	$	462		2	%	$	459		2	%	$	369		1	%
More than 15 years		27,567		98			28,084		98			29,976		99

Total	$	28,029		100	%	$	28,543		100	%	$	30,345		100	%

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with historical and expected delinquency rates consistent with the company’s standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	June 30, 2011
Policy Year	Average Rate⁽¹⁾			% of Total Reserves⁽²⁾			Primary Insurance In-Force		% of Total			Primary Risk In-Force		% of Total
2000 and prior		7.84	%		1.3	%	$	1,876		1.6	%	$	481		1.7	%
2001		7.58	%		0.7			954		0.8			240		0.9
2002		6.64	%		1.5			2,358		2.0			581		2.1
2003		5.65	%		3.7			9,603		7.9			1,622		5.8
2004		5.88	%		4.2			5,963		4.9			1,354		4.8
2005		5.98	%		12.6			9,710		8.0			2,501		8.9
2006		6.49	%		19.7			13,144		10.9			3,216		11.5
2007		6.56	%		40.0			29,077		24.0			7,171		25.6
2008		6.15	%		15.8			26,922		22.3			6,685		23.8
2009		5.08	%		0.3			7,982		6.6			1,386		4.9
2010		4.66	%		0.2			9,085		7.5			1,872		6.7
2011		4.63	%		—			4,264		3.5			920		3.3

Total		6.08	%		100.0	%	$	120,938		100.0	%	$	28,029		100.0	%


	June 30, 2011
Flow Delinquencies and Percentage Reserved by Payment Status	Delinquencies			Direct Case Reserves⁽³⁾			Risk In-Force		Reserves as % of Risk In-Force
3 payments or less in default		20,255		$	193		$	810		24	%
4 - 11 payments in default		26,099			714			1,186		60	%
12 payments or more in default		38,088			1,349			1,901		71	%

Total		84,442		$	2,256		$	3,897		58	%


	December 31, 2010
Flow Delinquencies and Percentage Reserved by Payment Status	Delinquencies			Direct Case Reserves⁽³⁾			Risk In-Force		Reserves as % of Risk In-Force
3 payments or less in default		24,104		$	152		$	959		16	%
4 - 11 payments in default		33,635			754			1,546		49	%
12 payments or more in default		34,486			1,142			1,757		65	%

Total		92,225		$	2,048		$	4,262		48	%


Occupancy and Property Type	June 30, 2011			March 31, 2011
Occupancy Status % of Primary Risk In-Force
Primary residence		93.8	%		93.7	%
Second home		3.9			3.9
Non-owner occupied		2.3			2.4

Total		100.0	%		100.0	%

Property Type % of Primary Risk In-Force
Single family detached		85.8	%		85.8	%
Condominium and co-operative		11.4			11.3
Multi-family and other		2.8			2.9

Total		100.0	%		100.0	%

⁽¹⁾	Average Annual Mortgage Interest Rate

⁽²⁾	Total reserves were $2,506 million as of June 30, 2011.

⁽³⁾	Direct flow case reserves exclude loss adjustment expenses, incurred but not reported and reinsurance reserves.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in billions)


	FICO > 679						FICO 620 - 679⁽¹⁾						FICO < 620						Total
	2011						2011						2011						2011
Primary Risk In-Force	2Q			1Q			2Q			1Q			2Q			1Q			2Q			1Q
Total Primary Risk In-Force	$	18.7		$	18.9		$	7.3		$	7.6		$	2.0		$	2.0		$	28.0		$	28.5
Delinquency rate⁽²⁾		7.4	%		7.4	%		18.7	%		18.5	%		28.1	%		27.8	%		11.7	%		11.7	%
2011 policy year	$	0.8		$	0.5		$	0.1		$	—		$	—		$	—		$	0.9		$	0.5
Delinquency rate		—	%		—	%		0.1	%		—	%		2.8	%		—	%		—	%		—	%
2010 policy year	$	1.8		$	1.8		$	0.1		$	0.1		$	—		$	—		$	1.9		$	1.9
Delinquency rate		0.1	%		0.1	%		0.4	%		0.3	%		2.8	%		1.8	%		0.1	%		0.1	%
2009 policy year	$	1.3		$	1.3		$	0.1		$	0.1		$	—		$	—		$	1.4		$	1.4
Delinquency rate		0.5	%		0.4	%		1.8	%		1.8	%		6.6	%		5.6	%		0.5	%		0.5	%
2008 policy year	$	5.1		$	5.2		$	1.3		$	1.4		$	0.3		$	0.3		$	6.7		$	6.9
Delinquency rate		6.5	%		6.3	%		14.9	%		14.7	%		24.9	%		24.7	%		8.9	%		8.7	%
2007 policy year	$	4.0		$	4.2		$	2.3		$	2.4		$	0.8		$	0.8		$	7.1		$	7.4
Delinquency rate		12.8	%		12.6	%		22.7	%		22.6	%		32.7	%		32.5	%		18.3	%		18.2	%
2006 policy year	$	1.8		$	1.9		$	1.1		$	1.1		$	0.3		$	0.3		$	3.2		$	3.3
Delinquency rate		13.9	%		13.6	%		22.5	%		22.4	%		29.0	%		28.8	%		18.3	%		18.0	%
2005 and prior policy year	$	3.9		$	4.0		$	2.3		$	2.5		$	0.6		$	0.6		$	6.8		$	7.1
Delinquency rate		7.8	%		7.5	%		17.4	%		16.9	%		23.9	%		23.5	%		11.9	%		11.6	%
Fixed rate mortgage	$	18.4		$	18.6		$	7.1		$	7.4		$	1.9		$	1.9		$	27.4		$	27.9
Delinquency rate		7.1	%		7.1	%		18.5	%		18.3	%		27.9	%		27.6	%		11.4	%		11.4	%
Adjustable rate mortgage	$	0.3		$	0.3		$	0.2		$	0.2		$	0.1		$	0.1		$	0.6		$	0.6
Delinquency rate		25.0	%		24.8	%		28.1	%		27.4	%		36.3	%		36.1	%		27.1	%		26.7	%
Loan-to-value > 95%	$	3.8		$	3.8		$	2.5		$	2.6		$	0.8		$	0.8		$	7.1		$	7.2
Delinquency rate		9.4	%		9.3	%		20.8	%		20.7	%		31.4	%		31.3	%		16.2	%		16.1	%
Alt-A⁽³⁾	$	0.6		$	0.6		$	0.2		$	0.3		$	—		$	—		$	0.8		$	0.9
Delinquency rate		18.7	%		18.8	%		32.9	%		32.7	%		33.3	%		34.7	%		23.0	%		23.0	%
Interest only and option ARMs	$	1.4		$	1.4		$	0.5		$	0.5		$	0.1		$	0.1		$	2.0		$	2.0
Delinquency rate		26.9	%		26.9	%		37.2	%		37.3	%		43.5	%		42.7	%		30.3	%		30.3	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620 - 679 category.

⁽²⁾	Delinquency rate represents the number of lender reported delinquencies divided by the number of remaining policies consistent with mortgage insurance practices.

⁽³⁾	Alt-A consists of loans with reduced documentation or verification of income or assets and a higher historical and expected delinquency rate than standard documentation loans.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Other Metrics—U.S. Mortgage Insurance Bulk Risk In-Force

(dollar amounts in millions)


	June 30, 2011			March 31, 2011			June 30, 2010
GSE Alt-A
Risk in-force	$	27		$	27		$	29
Average FICO score		732			732			732
Loan-to-value ratio		81	%		81	%		81	%
Standard documentation⁽¹⁾		11	%		11	%		11	%
Stop loss		100	%		100	%		100	%
Deductible		—	%		—	%		—	%

FHLB
Risk in-force	$	442		$	459		$	399
Average FICO score		757			757			755
Loan-to-value ratio		75	%		75	%		75	%
Standard documentation⁽¹⁾		97	%		97	%		97	%
Stop loss		94	%		94	%		91	%
Deductible		100	%		100	%		100	%

Other
Risk in-force	$	71		$	73		$	81
Average FICO score		692			692			692
Loan-to-value ratio		92	%		92	%		92	%
Standard documentation⁽¹⁾		97	%		97	%		97	%
Stop loss		8	%		8	%		9	%
Deductible		—	%		—	%		—	%
Total Bulk Risk In-Force	$	540		$	559		$	509

⁽¹⁾	Standard documentation includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with the standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Aggregate Book Year Analysis Provided to Illustrate Directional Progression Toward Captive Attachment⁽¹⁾


				June 30, 2011						March 31, 2011
Book Year⁽²⁾	Original Book Risk In-Force ($B)⁽³⁾		Progression To Attachment Point	Current Risk In-Force ($B)		Ever-To-Date Incurred Losses ($MM)⁽³⁾		Captive Benefits ($MM)		Current Risk In-Force ($B)		Ever-To-Date Incurred Losses ($MM)⁽³⁾		Captive Benefits ($MM)
2004			0%-50%	$	—	$	2			$	—	$	4
2004			50%-75%		0.1		10				0.2		29
2004			75%-99%		0.3		52				0.2		31
2004			Attached		0.3		71				0.3		44

2004 Total	$	3.1		$	0.7	$	135		13	$	0.7	$	108		2

2005			0%-50%	$	—	$	1			$	—	$	1
2005			50%-75%		—		—				—		—
2005			75%-99%		—		—				—		1
2005			Attached		1.0		296				1.5		451

2005 Total	$	2.5		$	1.0	$	297		1	$	1.5	$	453		2

2006			0%-50%	$	—	$	1			$	—	$	1
2006			50%-75%		—		—				—		—
2006			75%-99%		—		1				—		—
2006			Attached		1.0		384				1.6		640

2006 Total	$	2.2		$	1.0	$	386		10	$	1.6	$	641		9

2007			0%-50%	$	—	$	1			$	—	$	1
2007			50%-75%		—		—				—		—
2007			75%-99%		—		—				—		1
2007			Attached		1.9		683				3.4		1,133

2007 Total	$	3.2		$	1.9	$	684		2	$	3.4	$	1,135		4

2008			0%-50%	$	0.1	$	1			$	0.3	$	8
2008			50%-75%		0.2		12				0.2		8
2008			75%-99%		0.1		5				0.1		4
2008			Attached		0.8		156				1.3		161

2008 Total	$	1.8		$	1.2	$	174		19	$	1.9	$	181		4



Captive Benefits In Quarter ($MM)								$	45						21

⁽¹⁾

Data presented in aggregate for all trusts. Actual trust attachment and exit points will vary by individual lender contract. For purposes of this illustration, ever-to-date incurred losses equal current reserves plus ever-to-date paid claims. The information presented excludes quota share captive reinsurance data. Progress toward captive attachment is determined at a lender level for each book year by dividing ever-to-date incurred losses by original risk in-force for that book year.

⁽²⁾	Book year amounts may include loans from additional periods pursuant to reinsurance agreement terms and conditions.

⁽³⁾	Original book risk in-force and ever-to-date incurred losses include amounts for active captive books only.

Corporate and Other

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Operating Loss—Corporate and Other⁽¹⁾

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		43			26			69			56			36			35			9			136
Net investment gains (losses)		(1	)		(7	)		(8	)		(1	)		25			(68	)		(16	)		(60	)
Insurance and investment product fees and other		1			2			3			3			7			(3	)		3			10

Total revenues		43			21			64			58			68			(36	)		(4	)		86

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			1			—			—			1
Interest credited		31			33			64			34			38			35			39			146
Acquisition and operating expenses, net of deferrals		—			(5	)		(5	)		16			(2	)		9			8			31
Amortization of deferred acquisition costs and intangibles		3			3			6			3			3			4			4			14
Interest expense		86			82			168			77			77			70			70			294

Total benefits and expenses		120			113			233			130			117			118			121			486

LOSS BEFORE INCOME TAXES		(77	)		(92	)		(169	)		(72	)		(49	)		(154	)		(125	)		(400	)
Benefit for income taxes		—			(16	)		(16	)		(32	)		(14	)		(51	)		(157	)		(254	)

NET INCOME (LOSS)		(77	)		(76	)		(153	)		(40	)		(35	)		(103	)		32			(146	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			4			4			2			(16	)		42			11			39
Net tax benefit related to separation from the company’s former parent		—			—			—			—			—			—			(106	)		(106	)

NET OPERATING LOSS	$	(77	)	$	(72	)	$	(149	)	$	(38	)	$	(51	)	$	(61	)	$	(63	)	$	(213	)

Effective tax rate (operating loss)		-0.2	%		16.4	%		8.5	%		44.0	%		31.2	%		30.6	%		42.1	%		37.2	%

Guaranteed Investment Contracts, Funding Agreements Backing Notes and Funding Agreements:
Account value, beginning of period	$	3,317		$	3,717		$	3,717		$	4,094		$	4,441		$	4,372		$	4,502		$	4,502
Deposits		—			—			—			262			79			152			—			493
Surrenders and benefits		(312	)		(435	)		(747	)		(680	)		(477	)		(124	)		(171	)		(1,452	)

Net flows		(312	)		(435	)		(747	)		(418	)		(398	)		28			(171	)		(959	)
Interest credited		28			33			61			36			41			43			43			163
Foreign currency translation		10			2			12			5			10			(2	)		(2	)		11

Account value, end of period	$	3,043		$	3,317		$	3,043		$	3,717		$	4,094		$	4,441		$	4,372		$	3,717

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

Additional Financial Data

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Investments Summary

(amounts in millions)


		June 30, 2011					March 31, 2011					December 31, 2010					September 30, 2010					June 30, 2010
		Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade:
Public fixed maturity securities		$	33,127		46	%	$	31,912		45	%	$	31,781		45	%	$	32,379		43	%	$	30,044		42	%
Private fixed maturity securities			9,213		13			9,188		13			9,239		13			9,458		13			9,254		13
Residential mortgage-backed securities⁽¹⁾			4,280		6			3,841		5			3,760		5			3,640		5			3,258		4
Commercial mortgage-backed securities			3,280		5			3,329		5			3,361		5			3,379		5			3,428		5
Other asset-backed securities			1,984		3			2,126		3			2,287		3			2,345		3			2,301		3
Tax-exempt			865		1			924		1			1,026		1			1,263		2			1,341		2
Non-investment grade fixed maturity securities			3,472		5			3,678		5			3,729		5			3,892		5			3,760		5
Equity securities:
Common stocks and mutual funds			263		—			232		—			215		—			90		—			81		—
Preferred stocks			111		—			123		—			117		—			133		—			118		—
Commercial mortgage loans			6,432		9			6,600		9			6,718		9			6,929		9			7,208		10
Restricted commercial mortgage loans related to securitization entities			457		1			485		1			507		1			522		1			535		1
Policy loans			1,542		2			1,480		2			1,471		2			1,480		2			1,467		2
Cash, cash equivalents and short-term investments			2,986		4			3,940		6			3,271		5			3,800		5			4,776		7
Securities lending			554		1			811		1			772		1			702		1			680		1
Other invested assets:	Limited partnerships⁽²⁾		346		—			339		—			340		—			365		—			363		1
	Derivatives:
	LTC forward starting swap—cash flow		264		—			169		—			222		—			821		1			540		1
	Other cash flow		—		—			192		—			205		—			188		—			142		—
	Fair value		116		—			113		—			130		—			147		—			144		—
	Equity index options—non-qualified		39		—			32		—			33		—			61		—			97		—
	LTC swaptions—non-qualified		—		—			—		—			—		—			8		—			4		—
	Other non-qualified		401		1			395		1			457		1			458		1			516		1
	Trading portfolio		607		1			667		1			677		1			701		1			221		—
	Counterparty collateral		705		1			745		1			794		2			1,586		2			1,058		1
	Restricted other invested assets related to securitization entities		379		1			376		1			372		1			378		1			374		1
	Other		114		—			91		—			85		—			81		—			87		—

Total invested assets and cash		$	71,537		100	%	$	71,788		100	%	$	71,569		100	%	$	74,806		100	%	$	71,797		100	%

Public Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	16,253		37	%	$	15,607		37	%	$	15,797		37	%	$	16,138		37	%	$	14,525		36	%
AA			5,007		12			4,912		11			4,947		12			5,054		12			4,947		12
A			11,870		27			11,363		27			11,322		26			11,679		27			11,147		27
BBB			8,374		19			8,311		20			8,224		19			8,370		19			7,804		19
BB			1,257		3			1,358		3			1,451		4			1,464		3			1,373		4
B			279		1			309		1			292		1			348		1			430		1
CCC and lower			485		1			525		1			493		1			477		1			451		1
Not rated			—		—			—		—			—		—			—		—			—		—

Total public fixed maturity securities		$	43,525		100	%	$	42,385		100	%	$	42,526		100	%	$	43,530		100	%	$	40,677		100	%

Private Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	1,372		11	%	$	1,339		11	%	$	1,490		12	%	$	1,589		12	%	$	1,433		11	%
AA			989		8			964		8			929		7			1,010		8			1,170		9
A			3,967		31			4,089		32			4,018		32			4,069		32			3,889		31
BBB			4,917		39			4,735		37			4,727		37			4,555		36			4,711		37
BB			1,063		8			1,102		9			1,077		9			1,185		9			1,135		9
B			170		1			175		1			259		2			269		2			245		2
CCC and lower			218		2			209		2			157		1			149		1			126		1

Total private fixed maturity securities		$	12,696		100	%	$	12,613		100	%	$	12,657		100	%	$	12,826		100	%	$	12,709		100	%



⁽¹⁾ The company does not have any material exposure to residential mortgage-backed securities collateralized debt obligations (CDOs).
⁽²⁾ Limited partnerships by type:
Real estate		$	162				$	156				$	155				$	177				$	165
Infrastructure			122					115					116					112					114
Other			62					68					69					76					84

Total limited partnerships		$	346				$	339				$	340				$	365				$	363

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Fixed Maturity Securities Summary

(amounts in millions)


	June 30, 2011					March 31, 2011					December 31, 2010					September 30, 2010					June 30, 2010
	Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total
Fixed Maturity Securities—Security Sector:
U.S. government, agencies and government-sponsored enterprises	$	3,682		6	%	$	3,414		6	%	$	3,705		7	%	$	3,922		7	%	$	3,684		7	%
Tax-exempt		865		1			928		2			1,030		2			1,271		2			1,350		3
Foreign government		2,389		4			2,359		4			2,369		4			2,352		4			2,146		4
U.S. corporate		24,047		43			23,753		43			23,967		43			24,525		44			23,378		44
Foreign corporate		14,428		26			13,937		25			13,498		25			13,815		24			12,799		24
Residential mortgage-backed securities		4,983		9			4,600		9			4,455		8			4,334		8			3,955		7
Commercial mortgage-backed securities		3,721		7			3,756		7			3,743		7			3,757		7			3,726		7
Other asset-backed securities		2,106		4			2,251		4			2,416		4			2,380		4			2,348		4

Total fixed maturity securities	$	56,221		100	%	$	54,998		100	%	$	55,183		100	%	$	56,356		100	%	$	53,386		100	%

Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance	$	8,253		23	%	$	8,234		23	%	$	8,025		23	%	$	8,425		23	%	$	8,076		24	%
Utilities and energy		8,175		22			7,950		22			7,977		23			8,123		23			7,628		23
Consumer—non-cyclical		4,250		12			4,148		12			4,071		11			4,210		12			4,065		12
Consumer—cyclical		1,830		5			1,773		5			1,760		5			1,808		5			1,791		5
Capital goods		2,282		6			2,191		6			2,163		6			2,107		6			2,028		6
Industrial		1,902		5			1,850		5			1,789		5			1,531		4			1,461		4
Technology and communications		2,377		6			2,250		6			2,192		6			2,221		6			1,909		6
Transportation		1,305		4			1,284		4			1,324		4			1,344		4			1,290		4
Other		6,074		17			5,852		17			5,861		17			6,023		17			5,435		16

Subtotal		36,448		100	%		35,532		100	%		35,162		100	%		35,792		100	%		33,683		100	%

Non-Investment Grade:
Finance and insurance		425		21	%		441		21	%		512		22	%		637		25	%		647		26	%
Utilities and energy		294		15			282		13			242		10			249		10			221		9
Consumer—non-cyclical		209		10			218		10			266		12			282		11			282		11
Consumer—cyclical		123		6			163		8			175		8			202		8			193		8
Capital goods		318		16			325		15			374		16			400		16			388		16
Industrial		356		17			369		17			362		16			400		15			389		16
Technology and communications		183		9			225		10			238		10			240		9			229		9
Transportation		95		5			95		4			97		4			99		4			106		4
Other		24		1			40		2			37		2			39		2			39		1

Subtotal		2,027		100	%		2,158		100	%		2,303		100	%		2,548		100	%		2,494		100	%

Total	$	38,475		100	%	$	37,690		100	%	$	37,465		100	%	$	38,340		100	%	$	36,177		100	%

Fixed Maturity Securities—Contractual Maturity Dates:
Due in one year or less	$	2,857		5	%	$	2,379		4	%	$	2,707		5	%	$	2,613		4	%	$	2,801		5	%
Due after one year through five years		12,103		22			12,248		22			12,423		22			12,562		22			11,696		22
Due after five years through ten years		10,031		18			9,678		18			9,232		17			9,454		17			8,877		17
Due after ten years		20,420		36			20,086		37			20,207		37			21,256		38			19,983		37

Subtotal		45,411		81			44,391		81			44,569		81			45,885		81			43,357		81
Mortgage and asset-backed securities		10,810		19			10,607		19			10,614		19			10,471		19			10,029		19

Total fixed maturity securities	$	56,221		100	%	$	54,998		100	%	$	55,183		100	%	$	56,356		100	%	$	53,386		100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Commercial Mortgage Loans Summary

(amounts in millions)


	June 30, 2011						March 31, 2011						December 31, 2010						September 30, 2010						June 30, 2010
	Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total
Geographic Region
South Atlantic	$	1,624			25	%	$	1,577			24	%	$	1,583			23	%	$	1,593			23	%	$	1,660			23	%
Pacific		1,615			25			1,746			26			1,769			26			1,857			27			1,937			27
Middle Atlantic		865			13			880			13			937			14			935			13			974			13
East North Central		577			9			603			9			612			9			657			9			701			10
Mountain		516			8			527			8			540			8			591			9			624			8
New England		422			7			480			7			482			7			484			7			491			7
West North Central		349			5			355			5			369			6			374			5			378			5
West South Central		348			5			305			5			297			4			306			4			314			4
East South Central		169			3			181			3			183			3			189			3			194			3

Subtotal		6,485			100	%		6,654			100	%		6,772			100	%		6,986			100	%		7,273			100	%

Allowance for losses		(57	)					(58	)					(59	)					(62	)					(70	)
Unamortized fees and costs		4						4						5						5						5

Total	$	6,432					$	6,600					$	6,718					$	6,929					$	7,208

Property Type
Retail	$	1,912			30	%	$	1,976			30	%	$	1,974			29	%	$	2,015			29	%	$	2,047			28	%
Office		1,757			27			1,822			27			1,850			27			1,897			27			1,971			27
Industrial		1,753			27			1,745			26			1,788			26			1,861			27			1,903			26
Apartments		718			11			700			11			725			11			776			11			812			11
Mixed use/other		345			5			411			6			435			7			437			6			540			8

Subtotal		6,485			100	%		6,654			100	%		6,772			100	%		6,986			100	%		7,273			100	%

Allowance for losses		(57	)					(58	)					(59	)					(62	)					(70	)
Unamortized fees and costs		4						4						5						5						5

Total	$	6,432					$	6,600					$	6,718					$	6,929					$	7,208

Allowance for Losses on Commercial Mortgage Loans
Beginning balance	$	58					$	59					$	62					$	70					$	52
Provision		3						—						7						5						18
Release		(4	)					(1	)					(10	)					(13	)					—

Ending balance	$	57					$	58					$	59					$	62					$	70

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Commercial Mortgage Loans Summary

(amounts in millions)


	June 30, 2011					March 31, 2011						December 31, 2010						September 30, 2010					June 30, 2010
Loan Size	Principal Balance		% of Total			Principal Balance			% of Total			Principal Balance			% of Total			Principal Balance		% of Total			Principal Balance			% of Total
Under $5 million	$	2,883		44	%	$	2,851			43	%	$	2,881			43	%	$	2,928		42	%	$	2,998			41	%
$5 million but less than $10 million		1,597		25			1,546			23			1,576			23			1,623		23			1,679			23
$10 million but less than $20 million		1,168		18			1,215			18			1,234			18			1,316		19			1,339			19
$20 million but less than $30 million		350		5			296			5			299			4			300		4			309			4
$30 million and over		487		8			747			11			786			12			819		12			952			13

Subtotal		6,485		100	%		6,655			100	%		6,776			100	%		6,986		100	%		7,277			100	%

Net premium/discount		—					(1	)					(4	)					—					(4	)

Total	$	6,485				$	6,654					$	6,772					$	6,986				$	7,273

Commercial Mortgage Loan Information by Vintage as of June 30, 2011

(loan amounts in millions)


Loan Year	Total Recorded Investment⁽¹⁾		Number of Loans		Average Balance Per Loan		Loan-To-Value⁽²⁾			Delinquent Principal Balance		Number of Delinquent Loans		Average Balance Per Delinquent Loan
2004 and prior	$	1,988		846	$	2		49	%	$	30		5	$	6
2005		1,415		309	$	5		64	%		3		1	$	3
2006		1,293		278	$	5		73	%		4		1	$	4
2007		1,275		188	$	7		77	%		—		—	$	—
2008		272		57	$	5		73	%		2		1	$	2
2009		—		—	$	—		—	%		—		—	$	—
2010		103		17	$	6		63	%		—		—	$	—
2011		139		27	$	5		65	%		—		—	$	—

Total	$	6,485		1,722	$	4		64	%	$	39		8	$	5

⁽¹⁾	Total recorded investment reflects the balance sheet carrying value gross of related allowance and the unamortized balance of loan origination fees and costs.

⁽²⁾	Represents weighted-average loan-to-value as of June 30, 2011.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Net Investment Income
Fixed maturity securities—taxable	$	693		$	670		$	1,363		$	689		$	658		$	646		$	626		$	2,619
Fixed maturity securities—non-taxable		10			11			21			13			14			16			16			59
Commercial mortgage loans		92			92			184			93			95			99			104			391
Restricted commercial mortgage loans related to securitization entities		9			10			19			9			10			10			10			39
Equity securities		10			3			13			3			4			5			2			14
Other invested assets		38			30			68			32			23			29			32			116
Limited partnerships		17			4			21			11			1			10			(34	)		(12	)
Restricted other invested assets related to securitization entities		—			—			—			—			1			—			1			2
Policy loans		30			29			59			29			28			28			27			112
Cash, cash equivalents and short-term investments		6			6			12			6			6			4			5			21

Gross investment income before expenses and fees		905			855			1,760			885			840			847			789			3,361
Expenses and fees		(24	)		(25	)		(49	)		(22	)		(25	)		(24	)		(24	)		(95	)

Net investment income	$	881		$	830		$	1,711		$	863		$	815		$	823		$	765		$	3,266

Annualized Yields
Fixed maturity securities—taxable		5.2	%		5.0	%		5.1	%		5.2	%		5.0	%		5.0	%		4.9	%		5.0	%
Fixed maturity securities—non-taxable		4.1	%		4.2	%		4.1	%		4.2	%		4.3	%		4.3	%		4.3	%		4.3	%
Commercial mortgage loans		5.6	%		5.5	%		5.6	%		5.5	%		5.4	%		5.5	%		5.8	%		5.6	%
Restricted commercial mortgage loans related to securitization entities		7.8	%		7.6	%		7.7	%		7.3	%		7.6	%		7.3	%		7.3	%		7.4	%
Equity securities		11.7	%		3.2	%		7.6	%		4.0	%		6.8	%		11.8	%		6.6	%		6.7	%
Other invested assets		15.8	%		11.7	%		13.8	%		12.1	%		13.3	%		17.3	%		15.0	%		14.0	%
Limited partnerships⁽¹⁾		19.9	%		5.1	%		12.5	%		12.3	%		1.0	%		10.6	%		-34.0	%		-3.4	%
Restricted other invested assets related to securitization entities		0.2	%		0.3	%		0.2	%		0.3	%		0.3	%		0.3	%		1.0	%		0.5	%
Policy loans		7.9	%		8.0	%		7.9	%		8.0	%		7.6	%		7.7	%		7.7	%		7.8	%
Cash, cash equivalents and short-term investments		0.7	%		0.7	%		0.7	%		0.7	%		0.5	%		0.3	%		0.4	%		0.5	%

Gross investment income before expenses and fees		5.3	%		5.0	%		5.1	%		5.1	%		4.8	%		4.9	%		4.6	%		4.9	%
Expenses and fees		-0.2	%		-0.2	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.2	%		-0.1	%

Net investment income		5.1	%		4.8	%		5.0	%		5.0	%		4.7	%		4.8	%		4.4	%		4.8	%

Yields for fixed maturity securities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability.

⁽¹⁾	Limited partnership investments are equity-based and do not have fixed returns by period.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net realized gains (losses) on available-for-sale securities:
Fixed maturity securities:
U.S. corporate	$	1		$	(3	)	$	(2	)	$	(1	)	$	3		$	4		$	(6	)	$	—
U.S. government, agencies and government-sponsored enterprises		—			3			3			—			1			—			(4	)		(3	)
Foreign corporate		(8	)		(1	)		(9	)		2			3			16			2			23
Foreign government		2			—			2			(3	)		3			—			(2	)		(2	)
Tax-exempt		(1	)		—			(1	)		2			(2	)		(3	)		4			1
Mortgage-backed securities		(1	)		(2	)		(3	)		(1	)		(7	)		(5	)		(3	)		(16	)
Asset-backed securities		(1	)		—			(1	)		(6	)		(1	)		—			(1	)		(8	)
Equity securities		1			2			3			7			—			1			—			8
Foreign exchange		1			—			1			—			1			(1	)		—			—

Total net realized gains (losses) on available-for-sale securities		(6	)		(1	)		(7	)		—			1			12			(10	)		3

Impairments:
Sub-prime residential mortgage-backed securities		(3	)		(6	)		(9	)		(5	)		(3	)		(1	)		(16	)		(25	)
Alt-A residential mortgage-backed securities:		(2	)		(4	)		(6	)		(4	)		(9	)		(13	)		(8	)		(34	)

Total sub-prime and Alt-A residential mortgage-backed securities		(5	)		(10	)		(15	)		(9	)		(12	)		(14	)		(24	)		(59	)

Prime residential mortgage-backed securities		(2	)		(3	)		(5	)		(2	)		(4	)		(3	)		(6	)		(15	)
Other asset-backed securities		—			—			—			—			—			(9	)		(10	)		(19	)
Commercial mortgage-backed securities		(4	)		—			(4	)		(1	)		(2	)		(1	)		(1	)		(5	)
Corporate fixed maturity securities		—			(9	)		(9	)		(10	)		(6	)		—			(3	)		(19	)
Financial hybrid securities		—			—			—			—			—			—			(4	)		(4	)
Limited partnerships		(1	)		—			(1	)		—			—			(2	)		(4	)		(6	)
Commercial mortgage loans		(4	)		(1	)		(5	)		(2	)		(1	)		(3	)		—			(6	)

Total impairments		(16	)		(23	)		(39	)		(24	)		(25	)		(32	)		(52	)		(133	)

Net unrealized gains (losses) on trading securities		9			7			16			(4	)		14			(2	)		4			12
Derivative instruments		(10	)		(6	)		(16	)		1			61			(25	)		(5	)		32
Bank loans		—			—			—			(1	)		1			4			3			7
Limited partnerships		—			—			—			—			(1	)		(2	)		(1	)		(4	)
Commercial mortgage loans held-for-sale market valuation allowance		1			(1	)		—			1			(4	)		(13	)		(3	)		(19	)
Net gains (losses) related to securitization entities		(3	)		6			3			2			20			(31	)		7			(2	)
Other		(1	)		—			(1	)		—			—			—			11			11

Net investment gains (losses), net of taxes		(26	)		(18	)		(44	)		(25	)		67			(89	)		(46	)		(93	)
Adjustment for DAC and other intangible amortization and certain benefit reserves, net of taxes		4			3			7			(1	)		(12	)		13			5			5
Adjustment for net investment (gains) losses attributable to noncontrolling interests, net of taxes		—			(1	)		(1	)		—			(1	)		—			(1	)		(2	)

Net investment gains (losses), net of taxes and other adjustments	$	(22	)	$	(16	)	$	(38	)	$	(26	)	$	54		$	(76	)	$	(42	)	$	(90	)

Reconciliations of Non-GAAP Measures

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Reconciliation of Operating ROE

(amounts in millions)


Twelve Month Rolling Average ROE	Twelve months ended
	June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010			June 30, 2010
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the twelve months ended⁽¹⁾	$	(92	)	$	46		$	142		$	343		$	279
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,463		$	12,498		$	12,494		$	12,499		$	12,363
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		-0.7	%		0.4	%		1.1	%		2.7	%		2.3	%

Operating ROE
Net operating income (loss) for the twelve months ended⁽¹⁾	$	(82	)	$	110		$	126		$	355		$	407
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,463		$	12,498		$	12,494		$	12,499		$	12,363
Operating ROE⁽¹⁾ divided by⁽²⁾		-0.7	%		0.9	%		1.0	%		2.8	%		3.3	%

Quarterly Average ROE	Three months ended
	June 30, 2011			March 31, 2011			December 31, 2010			September 30, 2010			June 30, 2010
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the period ended⁽³⁾	$	(96	)	$	82		$	(161	)	$	83		$	42
Average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,414		$	12,413		$	12,444		$	12,559		$	12,572
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		-3.1	%		2.6	%		-5.2	%		2.6	%		1.3	%

Operating ROE
Net operating income (loss) for the period ended⁽³⁾	$	(74	)	$	98		$	(135	)	$	29		$	118
Quarterly average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,414		$	12,413		$	12,444		$	12,559		$	12,572
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		-2.4	%		3.2	%		-4.3	%		0.9	%		3.8	%

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income (loss) divided by average ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) in average ending Genworth Financial, Inc.’s stockholders equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) available to Genworth Financial, Inc.’s common stockholders divided by average ending Genworth Financial, Inc.’s stockholders’ equity.

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 10 herein.

⁽²⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) for the most recent five quarters.

⁽³⁾	Net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 10 herein.

⁽⁴⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Reconciliation of Expense Ratio

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals⁽¹⁾	$	514		$	500		$	1,014		$	519		$	472		$	499		$	475		$	1,965
Total revenues⁽²⁾	$	2,655		$	2,568		$	5,223		$	2,591		$	2,667		$	2,410		$	2,421		$	10,089

Expense ratio⁽¹⁾ divided by⁽²⁾		19.4	%		19.5	%		19.4	%		20.0	%		17.7	%		20.7	%		19.6	%		19.5	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	514		$	500		$	1,014		$	519		$	472		$	499		$	475		$	1,965
Less wealth management business		92			92			184			76			73			72			66			287
Less lifestyle protection insurance business		151			148			299			143			139			157			154			593

Adjusted acquisition and operating expenses, net of deferrals⁽³⁾	$	271		$	260		$	531		$	300		$	260		$	270		$	255		$	1,085

Total revenues	$	2,655		$	2,568		$	5,223		$	2,591		$	2,667		$	2,410		$	2,421		$	10,089
Less wealth management business		114			110			224			93			89			89			81			352
Less lifestyle protection insurance business		281			270			551			259			258			284			311			1,112
Less net investment gains (losses)		(41	)		(30	)		(71	)		(38	)		103			(141	)		(72	)		(148	)

Adjusted total revenues⁽⁴⁾	$	2,301		$	2,218		$	4,519		$	2,277		$	2,217		$	2,178		$	2,101		$	8,773

Adjusted expense ratio⁽³⁾ divided by⁽⁴⁾		11.8	%		11.7	%		11.8	%		13.2	%		11.7	%		12.4	%		12.1	%		12.4	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s wealth management and lifestyle protection insurance businesses. The wealth management and lifestyle protection insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Reconciliation of Core Premiums

(amounts in millions)


	2011									2010
	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Reported premiums	$	1,455		$	1,437		$	2,892		$	1,467		$	1,447		$	1,470		$	1,470		$	5,854
Less retirement income—spread-based premiums		20			20			40			45			42			32			36			155
Less impact of changes in foreign exchange rates		44			10			54			(7	)		(11	)		25			68			75

Core premiums	$	1,391		$	1,407		$	2,798		$	1,429		$	1,416		$	1,413		$	1,366		$	5,624

Reported premium percentage change from prior year		-1.0	%		-2.2	%		-1.6	%		-3.7	%		-3.0	%		-2.1	%		-2.1	%		-2.7	%
Core premium percentage change from prior year		-1.6	%		3.0	%		0.7	%		1.3	%		-5.9	%		-9.2	%		-13.3	%		-7.0	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from the retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Reconciliation of Core Yield


		2011									2010
	(Assets—amounts in billions)	2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
	Reported—Total Invested Assets and Cash	$	71.5		$	71.8		$	71.5		$	71.6		$	74.8		$	71.8		$	69.3		$	71.6
	Subtract:
	Securities lending		0.6			0.8			0.6			0.8			0.7			0.7			0.6			0.8
	Unrealized gains (losses)		1.7			1.2			1.7			1.3			3.8			1.7			(0.9	)		1.3
	Derivative counterparty collateral		0.7			0.7			0.7			0.8			1.6			1.1			0.6			0.8

	Adjusted end of period invested assets	$	68.5		$	69.1		$	68.5		$	68.7		$	68.7		$	68.3		$	69.0		$	68.7

(A)	Average Invested Assets Used in Reported Yield Calculation	$	68.8		$	68.9		$	68.9		$	68.7		$	68.6		$	68.7		$	68.9		$	68.6
	Subtract:
	Restricted commercial mortgage loans and other invested assets related to securitization entities		0.5			0.5			0.5			0.5			0.5			0.5			0.6			0.6

(B)	Average Invested Assets Used in Core Yield Calculation		68.3			68.4			68.4			68.2			68.1			68.2			68.3			68.0
	Subtract:
	Portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		8.3			8.6			8.5			9.1			9.4			9.3			9.3			9.2

(C)	Average Invested Assets Used in Core Yield (excl. Floating and Non-Recourse Funding) Calculation	$	60.0		$	59.8		$	59.9		$	59.1		$	58.7		$	58.9		$	59.0		$	58.8

	(Income—amounts in millions)

(D)	Reported—Net Investment Income	$	881		$	830		$	1,711		$	863		$	815		$	823		$	765		$	3,266
	Subtract:
	Bond calls and commercial mortgage loan prepayments		16			8			24			13			8			—			7			28
	Reinsurance⁽²⁾		36			32			68			20			14			21			29			84
	Other non-core items⁽³⁾		15			2			17			31			6			7			—			44
	Restricted commercial mortgage loans and other invested assets related to securitization entities		5			7			12			7			7			7			8			29

(E)	Core Net Investment Income		809			781			1,590			792			780			788			721			3,081
	Subtract:
	Investment income from portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		37			34			71			33			34			28			2			97

(F)	Core Net Investment Income (excl. Floating and Non-Recourse Funding)	$	772		$	747		$	1,519		$	759		$	746		$	760		$	719		$	2,984

(D) / (A)	Reported Yield		5.12	%		4.82	%		4.97	%		5.02	%		4.75	%		4.79	%		4.44	%		4.76	%
(E) / (B)	Core Yield		4.74	%		4.57	%		4.65	%		4.65	%		4.58	%		4.62	%		4.22	%		4.52	%
(F) / (C)	Core Yield (excl. Floating and Non-Recourse Funding)		5.15	%		5.00	%		5.07	%		5.14	%		5.08	%		5.16	%		4.87	%		5.07	%

Notes:

Columns may not add due to rounding.

Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾	Floating products refer to institutional products and the non-recourse funding obligations that support certain term and universal life insurance reserves in the company’s life insurance business.

⁽²⁾	Represents imputed investment income related to reinsurance agreements in the lifestyle protection insurance business.

⁽³⁾	Includes mark-to-market adjustment on assets supporting executive deferred compensation and various other immaterial items.

Corporate Information

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Financial Strength Ratings

The company’s principal life insurance subsidiaries are rated in terms of financial strength by Standard & Poor's Financial Services LLC (“S&P”), Moody’s Investors Service, Inc. (“Moody's”), A.M. Best Company, Inc. (“A.M. Best”) and Fitch Ratings (“Fitch”) as follows:


Company	S&P	Moody’s	A.M. Best	Fitch
Genworth Life Insurance Company	A	A2	A	A-
Genworth Life Insurance Company (short-term rating)	A-1	P-1	Not rated	Not rated
Genworth Life and Annuity Insurance Company	A	A2	A	A-
Genworth Life and Annuity Insurance Company (short-term rating)	A-1	P-1	Not rated	Not rated
Genworth Life Insurance Company of New York	A	A2	A	A-
Continental Life Insurance Company of Brentwood, Tennessee	Not rated	Not rated	A-	A-
American Continental Insurance Company	Not rated	Not rated	A-	Not rated

The company’s principal mortgage insurance subsidiaries are rated in terms of financial strength by S&P and Moody’s as follows:


Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	BB-	Baa2
Genworth Residential Mortgage Insurance Corporation of NC	BB-	Baa2
Genworth Financial Mortgage Insurance Pty. Limited (Australia)	AA-	A1
Genworth Financial Mortgage Insurance Limited (Europe)	BBB	Not rated
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA-	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAA	Aa3.mx

The company's principal lifestyle protection insurance subsidiaries are rated in terms of financial strength by S&P as follows:


Company		S&P
Financial Assurance Company Limited		A-
Financial Insurance Company Limited		A-

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (“DBRS”).

The S&P, Moody’s, A.M. Best, Fitch and DBRS ratings included are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in the company’s securities.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2011

Financial Strength Ratings (continued)

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. Insurers rated “A” (Strong), “BBB” (Good) or “BB” (Marginal) have strong, good, or marginal financial security characteristics, respectively. The “AA,” “A”, “BBB” and “BB” ranges are the second-, third-, fourth- and fifth-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA-,” “A,” “A-,” “BBB” and “BB-” ratings are the fourth-, sixth-, seventh-, ninth- and thirteenth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. An obligor rated “mxAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAA” rating is the second-highest enterprise credit rating assigned on S&P’s CaVal national scale.

Moody’s states that insurance companies rated “A” (Good) offer good financial security and that insurance companies rated “Baa” (Adequate) offer adequate financial security. The “A” (Good) and “Baa” (Adequate) ranges are the third- and fourth-highest, respectively, of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. These modifiers are not added to ratings in the “Aaa” category or to ratings below the “Caa” category. Accordingly, the “A1,” “A2,” “Baa2” and “Baa3” ratings are the fifth-, sixth-, ninth-and tenth-highest, respectively, of Moody’s 21 ratings categories. The short-term rating “P-1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aa.mx” demonstrate very strong creditworthiness relative to other issuers in Mexico.

A.M. Best states that the “A” (Excellent) and “A-” (Excellent) ratings are assigned to those companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A” (Excellent) and “A-” (Excellent) ratings are the third- and fourth-highest, respectively, of 15 ratings assigned by A.M. Best, which range from “A++” to “F.”

Fitch states that “A” (Strong) rated insurance companies are viewed as possessing strong capacity to meet policyholder and contract obligations. The “A” rating category is the third-highest of nine financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “B” category. Accordingly, the “A-” rating is the seventh-highest of Fitch’s 19 ratings categories.

DBRS states that long-term obligations rated “AA” are of superior credit quality. The capacity for the payment of financial obligations is considered high and unlikely to be significantly variable to future events. Credit quality differs from “AAA” only to a small degree.

S&P, Moody’s, A.M. Best, Fitch and DBRS review their ratings periodically and the company cannot assure you that it will maintain the current ratings in the future. Other agencies may also rate the company or its insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Kelly Groh, 804-662-2248

Kelly.Groh@genworth.com