Exhibit 99.2

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010


Table of Contents	Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Third Quarter Results*
Net Income (Loss)		7
Net Operating Income (Loss) by Segment		8
Consolidated Net Income (Loss) by Quarter		9
Net Operating Income (Loss) by Segment by Quarter		10
Consolidated Balance Sheets		11-12
Consolidated Balance Sheets by Segment		13-14
Deferred Acquisition Costs Rollforward		15

*Quarterly Results by Segment*
Net Operating Income (Loss) by Segment		17-20
Net Operating Income and Sales—Retirement and Protection		22-31
Net Operating Income and Sales—International		33-43
Net Operating Loss and Sales—U.S. Mortgage Insurance		45-54
Net Operating Income (Loss)—Corporate and Other		56

*Additional Financial Data*
Investments Summary		58
Fixed Maturity Securities Summary		59
Additional Information on Mortgage-backed and Asset-backed Securities by Vintage		60
Commercial Mortgage Loans Summary		61-62
General Account GAAP Net Investment Income Yields		63
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail		64

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating Return On Equity (ROE)		66
Reconciliation of Expense Ratio		67
Reconciliation of Core Premiums		68
Reconciliation of Core Yield		69

*Corporate Information*
Industry Ratings		71-72

Note:

Unless otherwise noted, references in this financial supplement to net income (loss), net income (loss) per share, net operating income (loss), net operating income (loss) per share, book value and book value per common share should be read as net income (loss) available to Genworth Financial, Inc.’s common stockholders, net income (loss) available to Genworth Financial, Inc.’s common stockholders per share, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per share, book value available to Genworth Financial, Inc.’s common stockholders and book value available to Genworth Financial, Inc.’s common stockholders per share, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Dear Investor,

In the U.S. Mortgage Insurance segment, the company provided additional data related to primary delinquencies by payment status. This information can be found on page 46.

Once again, thank you for your continued interest in Genworth Financial.

Please feel free to call with any questions or comments.

Regards,

Alicia Charity

Senior Vice President

Investor Relations

804 662.2248

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” The chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss). The company defines net operating income (loss) as income (loss) from continuing operations excluding net income attributable to noncontrolling interests, after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. The company excludes net investment gains (losses) and infrequent or unusual non-operating items because the company does not consider them to be related to the operating performance of the company’s segments and Corporate and Other activities. A significant component of net investment gains (losses) is the result of impairments, size and the timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to the company’s discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) if, in the company’s opinion, they are not indicative of overall trends. While some of these items may be significant components of net income (loss) available to Genworth Financial, Inc.’s common stockholders in accordance with GAAP, the company believes that net operating income (loss), and measures that are derived from or incorporate net operating income (loss), are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for net income (loss) available to Genworth Financial, Inc.’s common stockholders determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) may differ from the definitions used by other companies. There were no infrequent or unusual non-operating items excluded from net operating income (loss) available to Genworth Financial, Inc.’s common stockholders during the periods other than a $106 million tax benefit related to separation from the company’s former parent recorded in the first quarter of 2010. The table on page 8 of this financial supplement reflects net operating income (loss) as determined in accordance with accounting guidance related to segment reporting, and a reconciliation of net operating income (loss) of the company’s segments and Corporate and Other activities to net income (loss) available to Genworth Financial, Inc.’s common stockholders for the three and nine months ended September 30, 2010 and 2009. The financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 66 through 69 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management” and “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metric as a measure of volume of new and renewal business generated in a period. “Sales” refer to: (1) annualized first-year premiums for term life, long-term care and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross and net flows, which represent gross flows less redemptions, for the wealth management business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where the company earns a fee for administrative services only business, for lifestyle protection insurance; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums, net of cancellations, for the Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be measures of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than measures of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for the wealth management business, insurance in-force and risk in-force. Assets under management for the wealth management business represent third-party assets under management that are not consolidated in the financial statements. Insurance in-force for the life, international mortgage and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for the international and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for its wealth management business, insurance in-force and risk in-force to be measures of the company’s operating performance because they represent measures of the size of the business at a specific date, rather than measures of the company’s revenues or profitability during that period.

This financial supplement also includes a metric related to loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. The company believes that this metric helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

⁽¹⁾	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	September 30, 2010		June 30, 2010		March 31, 2010		December 31, 2009			September 30, 2009
Total Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)	$	12,518	$	12,600	$	12,544	$	12,440		$	12,394
Total accumulated other comprehensive income (loss)		2,484		1,331		347		(164	)		23

Total Genworth Financial, Inc.’s stockholders’ equity	$	15,002	$	13,931	$	12,891	$	12,276		$	12,417

Book value per common share	$	30.64	$	28.48	$	26.36	$	25.12		$	25.42
Book value per common share, excluding accumulated other comprehensive income (loss)	$	25.57	$	25.76	$	25.65	$	25.46		$	25.37
Common shares outstanding as of the balance sheet date		489.6		489.2		489.1		488.6			488.5

	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2010		June 30, 2010		March 31, 2010		December 31, 2009			September 30, 2009
GAAP Basis ROE		2.7%		2.3%		1.5%		-3.8%			-6.8%
Operating ROE⁽¹⁾		2.8%		3.3%		2.5%		1.6%			-0.9%

	Three months ended
Quarterly Average ROE	September 30, 2010		June 30, 2010		March 31, 2010		December 31, 2009			September 30, 2009
GAAP Basis ROE		2.6%		1.3%		5.7%		1.3%			0.6%
Operating ROE⁽¹⁾		0.9%		3.8%		3.7%		3.0%			2.7%


Basic and Diluted Shares	Three months ended September 30, 2010		Nine months ended September 30, 2010
Weighted-average shares used in basic earnings per common share calculations		489.5		489.1
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights		4.4		4.8

Weighted-average shares used in diluted earnings per common share calculations		493.9		493.9

⁽¹⁾	See page 66 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

Third Quarter Results

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Income (Loss)

(amounts in millions)


	Three months ended September 30,						Nine months ended September 30,
	2010			2009			2010			2009
REVENUES:
Premiums	$	1,447		$	1,492		$	4,387		$	4,496
Net investment income		815			759			2,403			2,251
Net investment gains (losses)		105			(122	)		(104	)		(945	)
Insurance and investment product fees and other		300			262			812			806

Total revenues		2,667			2,391			7,498			6,608

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,502			1,450			4,157			4,450
Interest credited		212			225			636			763
Acquisition and operating expenses, net of deferrals		472			484			1,446			1,381
Amortization of deferred acquisition costs and intangibles		227			143			590			602
Interest expense		114			96			338			306

Total benefits and expenses		2,527			2,398			7,167			7,502

INCOME (LOSS) BEFORE INCOME TAXES		140			(7	)		331			(894	)
Provision (benefit) for income taxes		18			(52	)		(80	)		(420	)
Effective tax rate		12.9	%		742.9	%		-24.2	%		47.0	%

NET INCOME (LOSS)		122			45			411			(474	)
Less: net income attributable to noncontrolling interests		39			26			108			26

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	83		$	19		$	303		$	(500	)

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions, except per share amounts)


		Three months ended September 30,						Nine months ended September 30,
		2010			2009			2010			2009
Retirement and Protection:
Wealth Management		$	8		$	8		$	29		$	21
Retirement Income			26			9			85			(22	)
Life Insurance			33			78			102			174
Long-Term Care			44			39			131			122

Total Retirement and Protection			111			134			347			295
International:
International Mortgage Insurance	—Canada⁽¹⁾		44			45			130			169
	—Australia		48			42			150			103
	—Other		1			(9	)		(15	)		(21	)
Lifestyle Protection Insurance			28			18			52			33

Total International			121			96			317			284
U.S. Mortgage Insurance			(152	)		(116	)		(228	)		(385	)
Corporate and Other			(51	)		(33	)		(175	)		(90	)

NET OPERATING INCOME			29			81			261			104

ADJUSTMENTS TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments⁽²⁾			54			(62	)		(64	)		(604	)
Net tax benefit related to separation from the company’s former parent			—			—			106			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			83			19			303			(500	)
Add: net income attributable to noncontrolling interests			39			26			108			26

NET INCOME (LOSS)		$	122		$	45		$	411		$	(474	)

Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.17		$	0.04		$	0.62		$	(1.14	)
Diluted		$	0.17		$	0.04		$	0.61		$	(1.14	)
Net operating income per common share
Basic		$	0.06		$	0.18		$	0.53		$	0.23
Diluted		$	0.06		$	0.18		$	0.53		$	0.23
Weighted-average shares outstanding
Basic			489.5			448.9			489.1			438.5
Diluted			493.9			451.6			493.9			438.5

⁽¹⁾

Adjusted for 42.5% owned by noncontrolling interests beginning in the third quarter of 2009 following the initial public offering of the Canadian mortgage insurance business. The following table shows Canada net operating income assuming 100% ownership and then adjusts for the portion related to noncontrolling interests.


	Three months ended September 30,				Nine months ended September 30,
	2010		2009		2010		2009
Canada’s net operating income	$	82	$	70	$	236	$	194
Less: net operating income attributable to noncontrolling interests		38		25		106		25

Canada’s net operating income available to Genworth’s common stockholders	$	44	$	45	$	130	$	169

⁽²⁾	See page 64 for details on net investment gains (losses), net of taxes and other adjustments.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Consolidated Net Income (Loss) by Quarter

(amounts in millions, except per share amounts)


	2010											2009
	3Q		2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	1,447	$	1,470		$	1,470		$	4,387		$	1,523		$	1,492		$	1,502		$	1,502		$	6,019
Net investment income		815		823			765			2,403			782			759			781			711			3,033
Net investment gains (losses)		105		(139	)		(70	)		(104	)		(96	)		(122	)		(53	)		(770	)		(1,041	)
Insurance and investment product fees and other		300		256			256			812			252			262			253			291			1,058

Total revenues		2,667		2,410			2,421			7,498			2,461			2,391			2,483			1,734			9,069

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,502		1,340			1,315			4,157			1,368			1,450			1,492			1,508			5,818
Interest credited		212		211			213			636			221			225			263			275			984
Acquisition and operating expenses, net of deferrals		472		499			475			1,446			503			484			456			441			1,884
Amortization of deferred acquisition costs and intangibles		227		179			184			590			180			143			212			247			782
Interest expense		114		109			115			338			87			96			114			96			393

Total benefits and expenses		2,527		2,338			2,302			7,167			2,359			2,398			2,537			2,567			9,861

INCOME (LOSS) BEFORE INCOME TAXES		140		72			119			331			102			(7	)		(54	)		(833	)		(792	)
Provision (benefit) for income taxes		18		(5	)		(93	)		(80	)		27			(52	)		(4	)		(364	)		(393	)

NET INCOME (LOSS)		122		77			212			411			75			45			(50	)		(469	)		(399	)
Less: net income attributable to noncontrolling interests		39		35			34			108			35			26			—			—			61

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	83	$	42		$	178		$	303		$	40		$	19		$	(50	)	$	(469	)	$	(460	)


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	0.17	$	0.09		$	0.36		$	0.62		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Diluted	$	0.17	$	0.08		$	0.36		$	0.61		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Weighted-average shares outstanding
Basic		489.5		489.1			488.8			489.1			488.6			448.9			433.2			433.2			451.1
Diluted		493.9		494.2			493.5			493.9			492.2			451.6			433.2			433.2			451.1

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) by Segment by Quarter

(amounts in millions, except per share amounts)


		2010												2009
		3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Retirement and Protection:
Wealth Management		$	8		$	10		$	11		$	29		$	7		$	8		$	7		$	6		$	28
Retirement Income			26			25			34			85			30			9			16			(47	)		8
Life Insurance			33			32			37			102			43			78			58			38			217
Long-Term Care			44			47			40			131			49			39			42			41			171

Total Retirement and Protection			111			114			122			347			129			134			123			38			424
International:
International Mortgage Insurance	—Canada		44			45			41			130			37			45			58			66			206
	—Australia		48			59			43			150			45			42			32			29			148
	—Other		1			(11	)		(5	)		(15	)		(4	)		(9	)		(7	)		(5	)		(25	)
Lifestyle Protection Insurance			28			12			12			52			23			18			4			11			56

Total International			121			105			91			317			101			96			87			101			385
U.S. Mortgage Insurance			(152	)		(40	)		(36	)		(228	)		(74	)		(116	)		(134	)		(135	)		(459	)
Corporate and Other			(51	)		(61	)		(63	)		(175	)		(62	)		(33	)		(67	)		10			(152	)

NET OPERATING INCOME			29			118			114			261			94			81			9			14			198

ADJUSTMENTS TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments			54			(76	)		(42	)		(64	)		(54	)		(62	)		(59	)		(483	)		(658	)
Net tax benefit related to separation from the company’s former parent			—			—			106			106			—			—			—			—			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			83			42			178			303			40			19			(50	)		(469	)		(460	)
Add: net income attributable to noncontrolling interests			39			35			34			108			35			26			—			—			61

NET INCOME (LOSS)		$	122		$	77		$	212		$	411		$	75		$	45		$	(50	)	$	(469	)	$	(399	)


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.17		$	0.09		$	0.36		$	0.62		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Diluted		$	0.17		$	0.08		$	0.36		$	0.61		$	0.08		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.02	)
Net operating income per common share
Basic		$	0.06		$	0.24		$	0.23		$	0.53		$	0.19		$	0.18		$	0.02		$	0.03		$	0.44
Diluted		$	0.06		$	0.24		$	0.23		$	0.53		$	0.19		$	0.18		$	0.02		$	0.03		$	0.44
Weighted-average shares outstanding
Basic			489.5			489.1			488.8			489.1			488.6			448.9			433.2			433.2			451.1
Diluted			493.9			494.2			493.5			493.9			492.2			451.6			433.2			433.2			451.1

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2010		June 30, 2010		March 31, 2010		December 31, 2009		September 30, 2009
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	56,356	$	53,386	$	52,040	$	49,752	$	47,746
Equity securities available-for-sale, at fair value		223		199		179		159		164
Commercial mortgage loans		6,929		7,208		7,336		7,499		7,704
Restricted commercial mortgage loans related to securitization entities⁽¹⁾		522		535		552		—		—
Policy loans		1,480		1,467		1,408		1,403		1,408
Other invested assets		5,320		4,042		3,972		4,702		4,949
Restricted other invested assets related to securitization entities⁽¹⁾		378		374		385		—		—

Total investments		71,208		67,211		65,872		63,515		61,971
Cash and cash equivalents		3,598		4,586		3,466		5,002		7,144
Accrued investment income		760		696		775		691		717
Deferred acquisition costs		7,055		7,170		7,252		7,341		7,414
Intangible assets		647		789		863		934		961
Goodwill		1,321		1,313		1,319		1,324		1,324
Reinsurance recoverable		17,223		17,279		17,333		17,332		17,308
Other assets		958		1,024		934		954		1,141
Deferred tax asset		867		—		18		92		140
Separate account assets		11,063		10,284		11,261		11,002		10,712

Total assets	$	114,700	$	110,352	$	109,093	$	108,187	$	108,832

⁽¹⁾	In the first quarter of 2010, the company began reporting restricted assets related to securitization entities required to be consolidated under a new accounting standard effective January 1, 2010.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2010			June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	30,758		$	29,929		$	29,686		$	29,469		$	29,251
Policyholder account balances		27,714			28,338			28,107			28,470			29,381
Liability for policy and contract claims		6,448			6,302			6,389			6,567			6,415
Unearned premiums		4,492			4,238			4,571			4,714			4,808
Other liabilities		6,949			6,287			6,185			6,298			6,708
Borrowings related to securitization entities⁽¹⁾		502			525			551			—			—
Non-recourse funding obligations		3,437			3,437			3,437			3,443			3,443
Short-term borrowings		730			730			930			930			930
Long-term borrowings		4,373			4,331			3,638			3,641			3,457
Deferred tax liability		2,163			904			313			303			282
Separate account liabilities		11,063			10,284			11,261			11,002			10,712

Total liabilities		98,629			95,305			95,068			94,837			95,387

Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		12,084			12,078			12,064			12,034			12,028

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses):
Net unrealized gains (losses) on securities not other-than-temporarily impaired		730			208			(652	)		(1,151	)		(1,121	)
Net unrealized gains (losses) on other-than-temporarily impaired securities		(143	)		(179	)		(208	)		(247	)		(280	)

Net unrealized investment gains (losses)		587			29			(860	)		(1,398	)		(1,401	)

Derivatives qualifying as hedges		1,354			1,162			777			802			1,013
Foreign currency translation and other adjustments		543			140			430			432			411

Total accumulated other comprehensive income (loss)		2,484			1,331			347			(164	)		23
Retained earnings		3,133			3,221			3,179			3,105			3,065
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,700	)		(2,700	)

Total Genworth Financial, Inc.’s stockholders’ equity		15,002			13,931			12,891			12,276			12,417
Noncontrolling interests		1,069			1,116			1,134			1,074			1,028

Total stockholders’ equity		16,071			15,047			14,025			13,350			13,445

Total liabilities and stockholders’ equity	$	114,700		$	110,352		$	109,093		$	108,187		$	108,832

⁽¹⁾	In the first quarter of 2010, the company began reporting borrowings related to securitization entities required to be consolidated under a new accounting standard effective January 1, 2010.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Consolidated Balance Sheet by Segment

(amounts in millions)


	September 30, 2010
	Retirement and Protection		International		U.S. Mortgage Insurance		Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	51,151	$	10,943	$	2,749	$	10,723		$	75,566
Deferred acquisition costs and intangible assets		8,125		805		46		47			9,023
Reinsurance recoverable		16,572		54		597		—			17,223
Other assets		446		386		491		502			1,825
Separate account assets		11,063		—		—		—			11,063

Total assets	$	87,357	$	12,188	$	3,883	$	11,272		$	114,700

LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities:
Future policy benefits	$	30,758	$	—	$	—	$	—		$	30,758
Policyholder account balances		22,572		19		—		5,123			27,714
Liability for policy and contract claims		3,744		723		1,973		8			6,448
Unearned premiums		558		3,829		105		—			4,492
Non-recourse funding obligations		3,537		—		—		(100	)		3,437
Deferred tax and other liabilities		4,425		1,392		149		3,146			9,112
Borrowings and capital securities		—		268		—		5,337			5,605
Separate account liabilities		11,063		—		—		—			11,063

Total liabilities		76,657		6,231		2,227		13,514			98,629

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,510		4,182		1,619		(1,793	)		12,518
Allocated accumulated other comprehensive income (loss)		2,190		706		37		(449	)		2,484

Total Genworth Financial, Inc.’s stockholders’ equity		10,700		4,888		1,656		(2,242	)		15,002
Noncontrolling interests		—		1,069		—		—			1,069

Total stockholders’ equity		10,700		5,957		1,656		(2,242	)		16,071

Total liabilities and stockholders’ equity	$	87,357	$	12,188	$	3,883	$	11,272		$	114,700

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2010
	Retirement and Protection		International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	49,283	$	10,376	$	2,730		$	10,104		$	72,493
Deferred acquisition costs and intangible assets		8,408		753		43			68			9,272
Reinsurance recoverable		16,560		48		671			—			17,279
Other assets		552		267		120			85			1,024
Separate account assets		10,284		—		—			—			10,284

Total assets	$	85,087	$	11,444	$	3,564		$	10,257		$	110,352

LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities:
Future policy benefits	$	29,929	$	—	$	—		$	—		$	29,929
Policyholder account balances		22,873		18		—			5,447			28,338
Liability for policy and contract claims		3,639		692		1,952			19			6,302
Unearned premiums		553		3,579		106			—			4,238
Non-recourse funding obligations		3,537		—		—			(100	)		3,437
Deferred tax and other liabilities		4,115		1,259		(252	)		2,069			7,191
Borrowings and capital securities		—		259		—			5,327			5,586
Separate account liabilities		10,284		—		—			—			10,284

Total liabilities		74,930		5,807		1,806			12,762			95,305

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,394		4,252		1,764			(1,810	)		12,600
Allocated accumulated other comprehensive income (loss)		1,763		269		(6	)		(695	)		1,331

Total Genworth Financial, Inc.’s stockholders’ equity		10,157		4,521		1,758			(2,505	)		13,931
Noncontrolling interests		—		1,116		—			—			1,116

Total stockholders’ equity		10,157		5,637		1,758			(2,505	)		15,047

Total liabilities and stockholders’ equity	$	85,087	$	11,444	$	3,564		$	10,257		$	110,352

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Deferred Acquisition Costs Rollforward

(amounts in millions)


	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other			Total
Unamortized balance as of June 30, 2010	$	6,650		$	596		$	29		$	4		$	7,279
Costs deferred		170			41			7			—			218
Amortization, net of interest accretion⁽¹⁾		(137	)		(56	)		(5	)		(1	)		(199	)
Impact of foreign currency translation		—			57			—			—			57
Cumulative effect adjustment		1			—			—			—			1

Unamortized balance as of September 30, 2010		6,684			638			31			3			7,356
Effect of accumulated net unrealized investment (gains) losses		(301	)		—			—			—			(301	)

Balance as of September 30, 2010	$	6,383		$	638		$	31		$	3		$	7,055

⁽¹⁾	Amortization, net of interest accretion, includes $20 million of amortization related to net investment gains (losses) for the policyholder account balances.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International																		Corporate and Other ⁽¹⁾			Total
Three months ended September 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	42		$	226		$	577		$	845		$	148		$	75		$	12		$	218		$	453		$	149		$	—		$	1,447
Net investment income		—			276			122			232			630			48			38			3			32			121			28			36			815
Net investment gains (losses)		—			75			(13	)		(5	)		57			4			1			1			2			8			15			25			105
Insurance and investment product fees and other		89			54			120			15			278			—			1			5			6			12			3			7			300

Total revenues		89			447			455			819			1,810			200			115			21			258			594			195			68			2,667

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			149			239			602			990			46			29			8			37			120			391			1			1,502
Interest credited		—			111			62			1			174			—			—			—			—			—			—			38			212
Acquisition and operating expenses, net of deferrals		73			35			39			107			254			24			17			12			139			192			28			(2	)		472
Amortization of deferred acquisition costs and intangibles		1			60			52			46			159			11			9			—			39			59			6			3			227
Interest expense		—			—			26			—			26			4			—			—			7			11			—			77			114

Total benefits and expenses		74			355			418			756			1,603			85			55			20			222			382			425			117			2,527

INCOME (LOSS) BEFORE INCOME TAXES		15			92			37			63			207			115			60			1			36			212			(230	)		(49	)		140
Provision (benefit) for income taxes		7			29			13			23			72			31			12			—			6			49			(89	)		(14	)		18

NET INCOME (LOSS)		8			63			24			40			135			84			48			1			30			163			(141	)		(35	)		122
Less: net income attributable to noncontrolling interests		—			—			—			—			—			39			—			—			—			39			—			—			39

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		8			63			24			40			135			45			48			1			30			124			(141	)		(35	)		83

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			(37	)		9			4			(24	)		(1	)		—			—			(2	)		(3	)		(11	)		(16	)		(54	)

NET OPERATING INCOME (LOSS)	$	8		$	26		$	33		$	44		$	111		$	44		$	48		$	1		$	28		$	121		$	(152	)	$	(51	)	$	29


Effective tax rate (operating income (loss))⁽²⁾		47.1	%		26.1	%		34.9	%		35.5	%		34.4	%		29.0	%		20.1	%		15.8	%		14.8	%		22.5	%		38.2	%		31.2	%		-407.6	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

⁽²⁾	The operating income (loss) effective tax rate for all pages in this financial supplement was calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International																		Corporate and Other ⁽¹⁾			Total
Three months ended September 30, 2009	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	30		$	241		$	542		$	813		$	141		$	77		$	18		$	287		$	523		$	156		$	—		$	1,492
Net investment income		—			260			111			205			576			43			34			5			42			124			34			25			759
Net investment gains (losses)		(1	)		(63	)		(43	)		5			(102	)		7			(1	)		1			(3	)		4			41			(65	)		(122	)
Insurance and investment product fees and other		72			47			111			4			234			1			1			—			10			12			4			12			262

Total revenues		71			274			420			756			1,521			192			111			24			336			663			235			(28	)		2,391

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			128			211			563			902			58			35			24			83			200			346			2			1,450
Interest credited		—			122			64			—			186			—			—			—			—			—			—			39			225
Acquisition and operating expenses, net of deferrals		58			39			36			93			226			22			14			10			169			215			34			9			484
Amortization of deferred acquisition costs and intangibles		1			23			4			39			67			10			6			2			47			65			6			5			143
Interest expense		—			—			23			—			23			—			—			—			15			15			—			58			96

Total benefits and expenses		59			312			338			695			1,404			90			55			36			314			495			386			113			2,398

INCOME (LOSS) BEFORE INCOME TAXES		12			(38	)		82			61			117			102			56			(12	)		22			168			(151	)		(141	)		(7	)
Provision (benefit) for income taxes		4			(15	)		24			19			32			28			15			(4	)		6			45			(62	)		(67	)		(52	)

NET INCOME (LOSS)		8			(23	)		58			42			85			74			41			(8	)		16			123			(89	)		(74	)		45
Less: net income attributable to noncontrolling interests		—			—			—			—			—			26			—			—			—			26			—			—			26

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		8			(23	)		58			42			85			48			41			(8	)		16			97			(89	)		(74	)		19

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			32			20			(3	)		49			(3	)		1			(1	)		2			(1	)		(27	)		41			62

NET OPERATING INCOME (LOSS)	$	8		$	9		$	78		$	39		$	134		$	45		$	42		$	(9	)	$	18		$	96		$	(116	)	$	(33	)	$	81


Effective tax rate (operating income (loss))		36.8	%		22.5	%		30.7	%		30.3	%		30.5	%		21.6	%		27.3	%		38.6	%		26.2	%		23.3	%		39.7	%		57.4	%		-66.1	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International																		Corporate and Other ⁽¹⁾			Total
Nine months ended September 30, 2010	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	110		$	687		$	1,694		$	2,491		$	446		$	245		$	41		$	720		$	1,452		$	444		$	—		$	4,387
Net investment income		—			833			347			674			1,854			140			113			10			117			380			89			80			2,403
Net investment gains (losses)		—			(34	)		(46	)		1			(79	)		8			1			3			6			18			16			(59	)		(104	)
Insurance and investment product fees and other		259			159			333			29			780			(1	)		2			6			10			17			8			7			812

Total revenues		259			1,068			1,321			2,398			5,046			593			361			60			853			1,867			557			28			7,498

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			424			707			1,765			2,896			151			102			42			162			457			803			1			4,157
Interest credited		—			338			183			3			524			—			—			—			—			—			—			112			636
Acquisition and operating expenses, net of deferrals		211			106			115			304			736			69			47			34			450			600			95			15			1,446
Amortization of deferred acquisition costs and intangibles		3			104			140			121			368			36			27			3			132			198			13			11			590
Interest expense		—			—			76			1			77			4			—			—			40			44			—			217			338

Total benefits and expenses		214			972			1,221			2,194			4,601			260			176			79			784			1,299			911			356			7,167

INCOME (LOSS) BEFORE INCOME TAXES		45			96			100			204			445			333			185			(19	)		69			568			(354	)		(328	)		331
Provision (benefit) for income taxes		16			26			30			73			145			92			35			(6	)		13			134			(137	)		(222	)		(80	)

NET INCOME (LOSS)		29			70			70			131			300			241			150			(13	)		56			434			(217	)		(106	)		411
Less: net income attributable to noncontrolling interests		—			—			—			—			—			108			—			—			—			108			—			—			108

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		29			70			70			131			300			133			150			(13	)		56			326			(217	)		(106	)		303

ADJUSTMENTS TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			15			32			—			47			(3	)		—			(2	)		(4	)		(9	)		(11	)		37			64
Net tax benefit related to separation from the company’s former parent		—			—			—			—			—			—			—			—			—			—			—			(106	)		(106	)

NET OPERATING INCOME (LOSS)	$	29		$	85		$	102		$	131		$	347		$	130		$	150		$	(15	)	$	52		$	317		$	(228	)	$	(175	)	$	261


Effective tax rate (operating income (loss))		35.8	%		28.1	%		31.8	%		35.6	%		32.8	%		27.4	%		19.0	%		30.7	%		17.4	%		21.9	%		38.4	%		35.4	%		7.1	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection															International																		Corporate and Other ⁽¹⁾			Total
Nine months ended September 30, 2009	Wealth Management			Retirement Income			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other ⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	115		$	725		$	1,637		$	2,477		$	399		$	220		$	55		$	853		$	1,527		$	490		$	2		$	4,496
Net investment income		—			754			322			583			1,659			126			89			14			121			350			102			140			2,251
Net investment gains (losses)		(1	)		(188	)		(245	)		(238	)		(672	)		9			2			(1	)		(17	)		(7	)		22			(288	)		(945	)
Insurance and investment product fees and other		202			133			300			16			651			1			1			2			18			22			5			128			806

Total revenues		201			814			1,102			1,998			4,115			535			312			70			975			1,892			619			(18	)		6,608

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			413			640			1,657			2,710			171			115			65			267			618			1,120			2			4,450
Interest credited		—			370			185			1			556			—			—			—			—			—			—			207			763
Acquisition and operating expenses, net of deferrals		165			106			100			269			640			56			38			31			482			607			99			35			1,381
Amortization of deferred acquisition costs and intangibles		3			171			68			126			368			28			18			5			154			205			16			13			602
Interest expense		—			1			72			—			73			1			—			—			46			47			—			186			306

Total benefits and expenses		168			1,061			1,065			2,053			4,347			256			171			101			949			1,477			1,235			443			7,502

INCOME (LOSS) BEFORE INCOME TAXES		33			(247	)		37			(55	)		(232	)		279			141			(31	)		26			415			(616	)		(461	)		(894	)
Provision (benefit) for income taxes		12			(100	)		9			(21	)		(100	)		79			37			(9	)		4			111			(245	)		(186	)		(420	)

NET INCOME (LOSS)		21			(147	)		28			(34	)		(132	)		200			104			(22	)		22			304			(371	)		(275	)		(474	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			26			—			—			—			26			—			—			26

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		21			(147	)		28			(34	)		(132	)		174			104			(22	)		22			278			(371	)		(275	)		(500	)

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			125			146			156			427			(5	)		(1	)		1			11			6			(14	)		185			604

NET OPERATING INCOME (LOSS)	$	21		$	(22	)	$	174		$	122		$	295		$	169		$	103		$	(21	)	$	33		$	284		$	(385	)	$	(90	)	$	104


Effective tax rate (operating income (loss))		37.4	%		59.5	%		33.4	%		33.4	%		30.4	%		27.1	%		26.4	%		30.6	%		22.2	%		26.0	%		39.6	%		48.7	%		2685.5	%

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

Retirement and Protection

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income—Retirement and Protection

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q		1Q			Total
REVENUES:
Premiums	$	845		$	822		$	824		$	2,491		$	836		$	813		$	829	$	835		$	3,313
Net investment income		630			630			594			1,854			597			576			564		519			2,256
Net investment gains (losses)		57			(69	)		(67	)		(79	)		(105	)		(102	)		4		(574	)		(777	)
Insurance and investment product fees and other		278			260			242			780			224			234			210		207			875

Total revenues		1,810			1,643			1,593			5,046			1,552			1,521			1,607		987			5,667

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		990			961			945			2,896			907			902			895		913			3,617
Interest credited		174			176			174			524			181			186			184		186			737
Acquisition and operating expenses, net of deferrals		254			252			230			736			241			226			211		203			881
Amortization of deferred acquisition costs and intangibles		159			104			105			368			93			67			138		163			461
Interest expense		26			29			22			77			24			23			24		26			97

Total benefits and expenses		1,603			1,522			1,476			4,601			1,446			1,404			1,452		1,491			5,793

INCOME (LOSS) BEFORE INCOME TAXES		207			121			117			445			106			117			155		(504	)		(126	)
Provision (benefit) for income taxes		72			40			33			145			34			32			56		(188	)		(66	)

NET INCOME (LOSS)		135			81			84			300			72			85			99		(316	)		(60	)

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(24	)		33			38			47			57			49			24		354			484

NET OPERATING INCOME	$	111		$	114		$	122		$	347		$	129		$	134		$	123	$	38		$	424


Effective tax rate (operating income)		34.4%			33.4%			30.7%			32.8%			34.3%			30.5%			35.7%		4.4%			31.7%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income, Sales and Assets Under Management—Wealth Management

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		—			—			—			—			—			—			—			—			—
Net investment gains (losses)		—			—			—			—			—			(1	)		1			(1	)		(1	)
Insurance and investment product fees and other		89			89			81			259			77			72			66			64			279

Total revenues		89			89			81			259			77			71			67			63			278

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		73			72			66			211			64			58			55			52			229
Amortization of deferred acquisition costs and intangibles		1			1			1			3			1			1			1			1			4
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		74			73			67			214			65			59			56			53			233

INCOME BEFORE INCOME TAXES		15			16			14			45			12			12			11			10			45
Provision for income taxes		7			6			3			16			5			4			4			4			17

NET INCOME		8			10			11			29			7			8			7			6			28

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—

NET OPERATING INCOME	$	8		$	10		$	11		$	29		$	7		$	8		$	7		$	6		$	28


Effective tax rate (operating income)		47.1	%		36.0	%		23.7	%		35.8	%		40.1	%		36.8	%		38.7	%		37.0	%		38.1	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,189		$	1,195		$	1,265		$	3,649		$	1,298		$	1,134		$	1,014		$	713		$	4,159
Dedicated Sales Specialists		165			167			210			542			199			238			99			83			619

Total Sales	$	1,354		$	1,362		$	1,475		$	4,191		$	1,497		$	1,372		$	1,113		$	796		$	4,778


ASSETS UNDER MANAGEMENT:
Beginning of period	$	19,548		$	20,037		$	18,865		$	18,865		$	17,992		$	15,909		$	14,210		$	15,447		$	15,447
Gross flows		1,354			1,362			1,475			4,191			1,497			1,372			1,113			796			4,778
Redemptions		(893	)		(926	)		(971	)		(2,790	)		(892	)		(904	)		(953	)		(1,274	)		(4,023	)

Net flows		461			436			504			1,401			605			468			160			(478	)		755
Market performance		1,151			(925	)		668			894			268			1,615			1,539			(759	)		2,663

End of period	$	21,160		$	19,548		$	20,037		$	21,160		$	18,865		$	17,992		$	15,909		$	14,210		$	18,865

Wealth Management results represent Genworth Financial Wealth Management, Inc., Genworth Financial Investment Services, Inc., Genworth Financial Trust Company, Centurion Financial Advisers, Inc. and Quantuvis Consulting, Inc.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss)—Retirement Income

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	42		$	32		$	36		$	110		$	39		$	30		$	38		$	47		$	154
Net investment income		276			281			276			833			276			260			258			236			1,030
Net investment gains (losses)		75			(66	)		(43	)		(34	)		(22	)		(63	)		72			(197	)		(210	)
Insurance and investment product fees and other		54			53			52			159			53			47			42			44			186

Total revenues		447			300			321			1,068			346			274			410			130			1,160

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		149			139			136			424			133			128			129			156			546
Interest credited		111			114			113			338			117			122			124			124			487
Acquisition and operating expenses, net of deferrals		35			36			35			106			40			39			35			32			146
Amortization of deferred acquisition costs and intangibles		60			25			19			104			28			23			69			79			199
Interest expense		—			—			—			—			—			—			1			—			1

Total benefits and expenses		355			314			303			972			318			312			358			391			1,379

INCOME (LOSS) BEFORE INCOME TAXES		92			(14	)		18			96			28			(38	)		52			(261	)		(219	)
Provision (benefit) for income taxes		29			(7	)		4			26			8			(15	)		19			(104	)		(92	)

NET INCOME (LOSS)		63			(7	)		14			70			20			(23	)		33			(157	)		(127	)

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(37	)		32			20			15			10			32			(17	)		110			135

NET OPERATING INCOME (LOSS)	$	26		$	25		$	34		$	85		$	30		$	9		$	16		$	(47	)	$	8


Effective tax rate (operating income (loss))		26.1	%		26.0	%		31.1	%		28.1	%		31.7	%		22.5	%		39.4	%		48.8	%		179.8	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		5			4			4			13			4			7			8			12			31
Net investment gains (losses)		70			(19	)		(15	)		36			(4	)		8			91			(17	)		78
Insurance and investment product fees and other		52			51			50			153			50			46			39			40			175

Total revenues		127			36			39			202			50			61			138			35			284

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		10			12			9			31			2			3			4			22			31
Interest credited		2			3			2			7			2			3			3			3			11
Acquisition and operating expenses, net of deferrals		19			20			18			57			20			20			15			14			69
Amortization of deferred acquisition costs and intangibles		32			20			(2	)		50			8			7			49			76			140
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		63			55			27			145			32			33			71			115			251

INCOME (LOSS) BEFORE INCOME TAXES		64			(19	)		12			57			18			28			67			(80	)		33
Provision (benefit) for income taxes		20			(9	)		1			12			2			13			25			(41	)		(1	)

NET INCOME (LOSS)		44			(10	)		11			45			16			15			42			(39	)		34

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(34	)		10			6			(18	)		2			(4	)		(27	)		12			(17	)

NET OPERATING INCOME (LOSS)	$	10		$	—		$	17		$	27		$	18		$	11		$	15		$	(27	)	$	17


Effective tax rate (operating income (loss))		10.9	%		90.0	%		22.4	%		5.6	%		14.7	%		50.3	%		40.7	%		55.9	%		-140.4	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	126		$	139		$	170		$	435		$	168		$	187		$	131		$	121		$	607
Traditional Variable Annuities⁽²⁾		25			30			35			90			36			30			23			22			111

Total Sales	$	151		$	169		$	205		$	525		$	204		$	217		$	154		$	143		$	718

Sales by Distribution Channel:
Financial Intermediaries	$	141		$	158		$	195		$	494		$	191		$	200		$	136		$	124		$	651
Independent Producers		3			5			5			13			7			7			8			6			28
Dedicated Sales Specialists		7			6			5			18			6			10			10			13			39

Total Sales	$	151		$	169		$	205		$	525		$	204		$	217		$	154		$	143		$	718

⁽¹⁾

The Income Distribution Series products are comprised of the deferred and immediate variable annuity products with rider options, that provide guaranteed income benefits including guaranteed minimum withdrawal benefits and certain types of guaranteed annuitization benefits. These products do not include fixed single premium immediate annuities or deferred annuities, which may also serve income distribution needs.

⁽²⁾

The traditional variable annuities include products that provide the potential for tax deferred growth on the policyholder’s premium. These products do not provide the opportunity for a living benefit through guaranteed minimum withdrawal benefits; however, similar to the Income Distribution Series products, they do provide a variety of guaranteed minimum death benefit options.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Operating Performance Measures—Retirement Income—Fee-Based

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Income Distribution Series
Account value, net of reinsurance, beginning of period	$	5,964		$	6,135		$	5,943		$	5,943		$	5,802		$	5,286		$	5,093		$	5,234		$	5,234
Deposits		131			141			173			445			172			190			133			125			620
Surrenders, benefits and product charges		(131	)		(150	)		(127	)		(408	)		(125	)		(109	)		(109	)		(106	)		(449	)

Net flows		—			(9	)		46			37			47			81			24			19			171
Interest credited and investment performance		370			(162	)		146			354			94			435			169			(160	)		538

Account value, net of reinsurance, end of period		6,334			5,964			6,135			6,334			5,943			5,802			5,286			5,093			5,943

Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		1,879			2,048			2,016			2,016			1,973			1,796			1,642			1,756			1,756
Deposits		20			25			27			72			30			25			16			19			90
Surrenders, benefits and product charges		(68	)		(70	)		(65	)		(203	)		(58	)		(48	)		(60	)		(63	)		(229	)

Net flows		(48	)		(45	)		(38	)		(131	)		(28	)		(23	)		(44	)		(44	)		(139	)
Interest credited and investment performance		162			(124	)		70			108			71			200			198			(70	)		399

Account value, net of reinsurance, end of period		1,993			1,879			2,048			1,993			2,016			1,973			1,796			1,642			2,016

Variable Life Insurance
Account value, beginning of the period		279			303			298			298			292			271			248			266			266
Deposits		3			3			3			9			3			3			3			4			13
Surrenders, benefits and product charges		(10	)		(8	)		(10	)		(28	)		(8	)		(12	)		(9	)		(11	)		(40	)

Net flows		(7	)		(5	)		(7	)		(19	)		(5	)		(9	)		(6	)		(7	)		(27	)
Interest credited and investment performance		25			(19	)		12			18			11			30			29			(11	)		59

Account value, end of period		297			279			303			297			298			292			271			248			298

Total Retirement Income—Fee-Based	$	8,624		$	8,122		$	8,486		$	8,624		$	8,257		$	8,067		$	7,353		$	6,983		$	8,257

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	42		$	32		$	36		$	110		$	39		$	30		$	38		$	47		$	154
Net investment income		271			277			272			820			272			253			250			224			999
Net investment gains (losses)		5			(47	)		(28	)		(70	)		(18	)		(71	)		(19	)		(180	)		(288	)
Insurance and investment product fees and other		2			2			2			6			3			1			3			4			11

Total revenues		320			264			282			866			296			213			272			95			876

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		139			127			127			393			131			125			125			134			515
Interest credited		109			111			111			331			115			119			121			121			476
Acquisition and operating expenses, net of deferrals		16			16			17			49			20			19			20			18			77
Amortization of deferred acquisition costs and intangibles		28			5			21			54			20			16			20			3			59
Interest expense		—			—			—			—			—			—			1			—			1

Total benefits and expenses		292			259			276			827			286			279			287			276			1,128

INCOME (LOSS) BEFORE INCOME TAXES		28			5			6			39			10			(66	)		(15	)		(181	)		(252	)
Provision (benefit) for income taxes		9			2			3			14			6			(28	)		(6	)		(63	)		(91	)

NET INCOME (LOSS)		19			3			3			25			4			(38	)		(9	)		(118	)		(161	)

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(3	)		22			14			33			8			36			10			98			152

NET OPERATING INCOME (LOSS)	$	16		$	25		$	17		$	58		$	12		$	(2	)	$	1		$	(20	)	$	(9	)


Effective tax rate (operating income (loss))		33.4%			34.6%			38.3%			35.4%			47.2%			83.0%			13.3%			34.7%			49.2%

SALES:
Sales by Product:
Structured Settlements	$	—		$	—		$	—		$	—		$	—		$	1		$	5		$	4		$	10
Single Premium Immediate Annuities		82			72			68			222			75			62			70			74			281
Fixed Annuities		134			90			39			263			29			64			221			229			543

Total Sales	$	216		$	162		$	107		$	485		$	104		$	127		$	296		$	307		$	834

Sales by Distribution Channel:
Financial Intermediaries	$	103		$	78		$	60		$	241		$	54		$	70		$	165		$	162		$	451
Independent Producers		106			78			44			228			47			52			121			127			347
Dedicated Sales Specialists		7			6			3			16			3			5			10			18			36

Total Sales	$	216		$	162		$	107		$	485		$	104		$	127		$	296		$	307		$	834


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	42		$	32		$	36		$	110		$	39		$	30		$	36		$	44		$	149
Structured Settlements		—			—			—			—			—			—			2			3			5

Total Premiums	$	42		$	32		$	36		$	110		$	39		$	30		$	38		$	47		$	154

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Operating Performance Measures—Retirement Income—Spread-Based

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	11,117		$	11,234		$	11,409		$	11,409		$	11,588		$	11,770		$	11,833		$	11,996		$	11,996
Deposits		136			92			41			269			31			69			229			242			571
Surrenders, benefits and product charges		(376	)		(304	)		(312	)		(992	)		(310	)		(353	)		(394	)		(508	)		(1,565	)

Net flows		(240	)		(212	)		(271	)		(723	)		(279	)		(284	)		(165	)		(266	)		(994	)
Interest credited		95			95			96			286			100			102			102			103			407

Account value, net of reinsurance, end of period		10,972			11,117			11,234			10,972			11,409			11,588			11,770			11,833			11,409

Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,529			6,593			6,675			6,675			6,753			6,827			6,925			6,957			6,957
Premiums and deposits		116			100			95			311			97			91			101			111			400
Surrenders, benefits and product charges		(251	)		(251	)		(265	)		(767	)		(264	)		(255	)		(289	)		(236	)		(1,044	)

Net flows		(135	)		(151	)		(170	)		(456	)		(167	)		(164	)		(188	)		(125	)		(644	)
Interest credited		85			87			88			260			89			90			90			93			362
Effect of accumulated net unrealized investment gains (losses)		304			—			—			304			—			—			—			—			—

Account value, net of reinsurance, end of period		6,783			6,529			6,593			6,783			6,675			6,753			6,827			6,925			6,675

Structured Settlements
Account value, net of reinsurance, beginning of period		1,115			1,115			1,115			1,115			1,116			1,117			1,101			1,106			1,106
Premiums and deposits		—			—			—			—			—			—			6			4			10
Surrenders, benefits and product charges		(16	)		(15	)		(14	)		(45	)		(16	)		(15	)		(5	)		(23	)		(59	)

Net flows		(16	)		(15	)		(14	)		(45	)		(16	)		(15	)		1			(19	)		(49	)
Interest credited		15			15			14			44			15			14			15			14			58

Account value, net of reinsurance, end of period		1,114			1,115			1,115			1,114			1,115			1,116			1,117			1,101			1,115

Total Retirement Income—Spread-Based	$	18,869		$	18,761		$	18,942		$	18,869		$	19,199		$	19,457		$	19,714		$	19,859		$	19,199

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	226		$	232		$	229		$	687		$	228		$	241		$	241		$	243		$	953
Net investment income		122			119			106			347			105			111			108			103			427
Net investment gains (losses)		(13	)		(7	)		(26	)		(46	)		(45	)		(43	)		(42	)		(160	)		(290	)
Insurance and investment product fees and other		120			109			104			333			95			111			96			93			395

Total revenues		455			453			413			1,321			383			420			403			279			1,485

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		239			240			228			707			206			211			207			222			846
Interest credited		62			61			60			183			62			64			59			62			247
Acquisition and operating expenses, net of deferrals		39			39			37			115			37			36			31			33			137
Amortization of deferred acquisition costs and intangibles		52			43			45			140			29			4			28			36			97
Interest expense		26			28			22			76			23			23			23			26			95

Total benefits and expenses		418			411			392			1,221			357			338			348			379			1,422

INCOME (LOSS) BEFORE INCOME TAXES		37			42			21			100			26			82			55			(100	)		63
Provision (benefit) for income taxes		13			14			3			30			6			24			20			(35	)		15

NET INCOME (LOSS)		24			28			18			70			20			58			35			(65	)		48

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		9			4			19			32			23			20			23			103			169

NET OPERATING INCOME	$	33		$	32		$	37		$	102		$	43		$	78		$	58		$	38		$	217


Effective tax rate (operating income)		34.9	%		34.6	%		25.9	%		31.8	%		30.3	%		30.7	%		35.4	%		35.4	%		32.8	%

SALES:
Sales by Product:
Term Life	$	1		$	4		$	14		$	19		$	22		$	19		$	18		$	19		$	78
Term Universal Life		31			24			10			65			—			—			—			—			—
Universal Life:
Annualized First-year Deposits		10			9			8			27			8			8			8			9			33
Excess Deposits		26			27			20			73			25			23			23			28			99

Total Universal Life		36			36			28			100			33			31			31			37			132

Total Sales	$	68		$	64		$	52		$	184		$	55		$	50		$	49		$	56		$	210

Sales by Distribution Channel:
Financial Intermediaries	$	1		$	1		$	—		$	2		$	—		$	—		$	1		$	1		$	2
Independent Producers		66			63			52			181			55			50			48			55			208
Dedicated Sales Specialist		1			—			—			1			—			—			—			—			—

Total Sales	$	68		$	64		$	52		$	184		$	55		$	50		$	49		$	56		$	210

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Life Insurance In-force

(amounts in millions)


	2010						2009
	3Q		2Q		1Q		4Q		3Q		2Q		1Q
Term life insurance
Life insurance in-force, net of reinsurance	$	465,275	$	468,098	$	472,696	$	473,367	$	474,721	$	477,759	$	489,723
Life insurance in-force before reinsurance	$	603,606	$	612,284	$	620,108	$	622,800	$	621,808	$	623,139	$	625,503

Term universal life insurance
Life insurance in-force, net of reinsurance	$	31,761	$	17,754	$	5,453	$	—	$	—	$	—	$	—
Life insurance in-force before reinsurance	$	31,935	$	17,820	$	5,456	$	—	$	—	$	—	$	—

Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	43,797	$	43,743	$	43,712	$	43,915	$	43,875	$	43,800	$	43,901
Life insurance in-force before reinsurance	$	50,632	$	50,617	$	50,655	$	50,919	$	50,952	$	50,994	$	51,201

Total life insurance
Life insurance in-force, net of reinsurance	$	540,833	$	529,595	$	521,861	$	517,282	$	518,596	$	521,559	$	533,624
Life insurance in-force before reinsurance	$	686,173	$	680,721	$	676,219	$	673,719	$	672,760	$	674,133	$	676,704

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income and Sales—Long-Term Care

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	577		$	558		$	559		$	1,694		$	569		$	542		$	550		$	545		$	2,206
Net investment income		232			230			212			674			216			205			198			180			799
Net investment gains (losses)		(5	)		4			2			1			(38	)		5			(27	)		(216	)		(276	)
Insurance and investment product fees and other		15			9			5			29			(1	)		4			6			6			15

Total revenues		819			801			778			2,398			746			756			727			515			2,744

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		602			582			581			1,765			568			563			559			535			2,225
Interest credited		1			1			1			3			2			—			1			—			3
Acquisition and operating expenses, net of deferrals		107			105			92			304			100			93			90			86			369
Amortization of deferred acquisition costs and intangibles		46			35			40			121			35			39			40			47			161
Interest expense		—			1			—			1			1			—			—			—			1

Total benefits and expenses		756			724			714			2,194			706			695			690			668			2,759

INCOME (LOSS) BEFORE INCOME TAXES		63			77			64			204			40			61			37			(153	)		(15	)
Provision (benefit) for income taxes		23			27			23			73			15			19			13			(53	)		(6	)

NET INCOME (LOSS)		40			50			41			131			25			42			24			(100	)		(9	)

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		4			(3	)		(1	)		—			24			(3	)		18			141			180

NET OPERATING INCOME	$	44		$	47		$	40		$	131		$	49		$	39		$	42		$	41		$	171


Effective tax rate (operating income)		35.5	%		35.4	%		35.9	%		35.6	%		38.0	%		30.3	%		34.2	%		35.4	%		34.8	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	5		$	3		$	4		$	12		$	3		$	3		$	2		$	2		$	10
Independent Producers		21			18			16			55			15			12			11			11			49
Dedicated Sales Specialist		12			13			11			36			12			13			12			11			48

Total Individual Long-Term Care		38			34			31			103			30			28			25			24			107
Group Long-Term Care		3			3			8			14			2			5			1			1			9
Medicare Supplement and Other A&H		12			11			17			40			21			12			13			17			63
Linked-Benefits		16			12			11			39			10			8			5			5			28

Total Sales	$	69		$	60		$	67		$	196		$	63		$	53		$	44		$	47		$	207


LOSS RATIOS:
Total Long-Term Care
Net Earned Premiums	$	494		$	480		$	479		$	1,453		$	488		$	469		$	478		$	475		$	1,910
Loss Ratio⁽¹⁾		66.6	%		64.6	%		64.6	%		65.3	%		63.6	%		64.6	%		67.5	%		63.6	%		64.8	%
Gross Benefits Ratio⁽²⁾		110.8	%		108.9	%		107.8	%		109.2	%		105.6	%		108.2	%		105.0	%		100.0	%		104.7	%
Medicare Supplement and A&H⁽³⁾
Net Earned Premiums	$	82		$	79		$	80		$	241		$	76		$	74		$	73		$	73		$	296
Loss Ratio⁽¹⁾		65.9	%		76.7	%		79.7	%		74.0	%		70.6	%		73.0	%		78.8	%		82.6	%		76.2	%

⁽¹⁾	The loss ratio for the long-term care insurance products was calculated by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽²⁾	The gross benefits ratio for the long-term care insurance products was calculated by dividing the benefits and other changes in policy reserves by net earned premiums.

⁽³⁾	Net earned premiums and loss ratios for Medicare Supplement and A&H do not include the linked-benefits products.

International

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income—International

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	453		$	495		$	504		$	1,452		$	541		$	523		$	508		$	496		$	2,068
Net investment income		121			127			132			380			120			124			122			104			470
Net investment gains (losses)		8			1			9			18			3			4			4			(15	)		(4	)
Insurance and investment product fees and other		12			(1	)		6			17			4			12			5			5			26

Total revenues		594			622			651			1,867			668			663			639			590			2,560

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		120			163			174			457			189			200			226			192			807
Acquisition and operating expenses, net of deferrals		192			205			203			600			212			215			197			195			819
Amortization of deferred acquisition costs and intangibles		59			67			72			198			77			65			66			74			282
Interest expense		11			10			23			44			4			15			24			8			51

Total benefits and expenses		382			445			472			1,299			482			495			513			469			1,959

INCOME BEFORE INCOME TAXES		212			177			179			568			186			168			126			121			601
Provision for income taxes		49			35			50			134			49			45			36			30			160

NET INCOME		163			142			129			434			137			123			90			91			441
Less: net income attributable to noncontrolling interests		39			35			34			108			35			26			—			—			61

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		124			107			95			326			102			97			90			91			380

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		(2	)		(4	)		(9	)		(1	)		(1	)		(3	)		10			5

NET OPERATING INCOME⁽¹⁾	$	121		$	105		$	91		$	317		$	101		$	96		$	87		$	101		$	385


Effective tax rate (operating income)		22.5	%		16.5	%		26.6	%		21.9	%		27.0	%		23.3	%		28.7	%		26.2	%		26.3	%

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the International segment was $120 million and $284 million for the three and nine months ended September 30, 2010, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	148		$	151		$	147		$	446		$	146		$	141		$	131		$	127		$	545
Net investment income		48			47			45			140			45			43			42			41			171
Net investment gains (losses)		4			(1	)		5			8			3			7			5			(3	)		12
Insurance and investment product fees and other		—			(1	)		—			(1	)		—			1			—			—			1

Total revenues		200			196			197			593			194			192			178			165			729

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		46			49			56			151			57			58			63			50			228
Acquisition and operating expenses, net of deferrals		24			23			22			69			23			22			17			17			79
Amortization of deferred acquisition costs and intangibles		11			13			12			36			10			10			9			9			38
Interest expense		4			—			—			4			—			—			—			1			1

Total benefits and expenses		85			85			90			260			90			90			89			77			346

INCOME BEFORE INCOME TAXES		115			111			107			333			104			102			89			88			383
Provision for income taxes		31			31			30			92			31			28			26			25			110

NET INCOME		84			80			77			241			73			74			63			63			273
Less: net income attributable to noncontrolling interests		39			35			34			108			35			26			—			—			61

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		45			45			43			133			38			48			63			63			212

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			(2	)		(3	)		(1	)		(3	)		(5	)		3			(6	)

NET OPERATING INCOME⁽¹⁾	$	44		$	45		$	41		$	130		$	37		$	45		$	58		$	66		$	206



Effective tax rate (operating income)		29.0	%		26.5	%		26.7	%		27.4	%		32.5	%		21.6	%		29.2	%		28.7	%		28.2	%

SALES:
New Insurance Written (NIW)
Flow	$	6,700		$	6,700		$	4,000		$	17,400		$	4,700		$	4,400		$	3,600		$	2,400		$	15,100
Bulk		600			300			1,800			2,700			300			200			—			400			900

Total Canada NIW⁽²⁾	$	7,300		$	7,000		$	5,800		$	20,100		$	5,000		$	4,600		$	3,600		$	2,800		$	16,000

⁽¹⁾	Net operating income for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $42 million and $115 million for the three and nine months ended September 30, 2010, respectively.

⁽²⁾	New insurance written for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $6,900 million and $17,900 million for the three and nine months ended September 30, 2010, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	75		$	86		$	84		$	245		$	93		$	77		$	77		$	66		$	313
Net investment income		38			38			37			113			36			34			29			26			125
Net investment gains (losses)		1			—			—			1			—			(1	)		—			3			2
Insurance and investment product fees and other		1			—			1			2			1			1			—			—			2

Total revenues		115			124			122			361			130			111			106			95			442

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		29			37			36			102			42			35			41			39			157
Acquisition and operating expenses, net of deferrals		17			14			16			47			16			14			12			12			54
Amortization of deferred acquisition costs and intangibles		9			9			9			27			8			6			7			5			26
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		55			60			61			176			66			55			60			56			237

INCOME BEFORE INCOME TAXES		60			64			61			185			64			56			46			39			205
Provision for income taxes		12			5			18			35			19			15			14			8			56

NET INCOME		48			59			43			150			45			41			32			31			149
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		48			59			43			150			45			41			32			31			149

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			1			—			(2	)		(1	)

NET OPERATING INCOME⁽¹⁾	$	48		$	59		$	43		$	150		$	45		$	42		$	32		$	29		$	148


Effective tax rate (operating income)		20.1	%		8.2	%		29.4	%		19.0	%		28.8	%		27.3	%		31.0	%		19.0	%		27.1	%

SALES:
New Insurance Written (NIW)
Flow	$	6,100		$	6,000		$	6,700		$	18,800		$	8,700		$	8,900		$	8,700		$	6,600		$	32,900
Bulk		900			1,200			700			2,800			—			—			—			—			—

Total Australia NIW⁽²⁾	$	7,000		$	7,200		$	7,400		$	21,600		$	8,700		$	8,900		$	8,700		$	6,600		$	32,900

⁽¹⁾	Net operating income for the Australian platform adjusted for foreign exchange as compared to the prior year period was $45 million and $127 million for the three and nine months ended September 30, 2010, respectively.

⁽²⁾	New insurance written for the Australian platform adjusted for foreign exchange as compared to the prior year period was $6,600 million and $18,200 million for the three and nine months ended September 30, 2010, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss) and Sales—Other International Mortgage Insurance

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	12		$	14		$	15		$	41		$	14		$	18		$	16		$	21		$	69
Net investment income		3			4			3			10			3			5			4			5			17
Net investment gains (losses)		1			—			2			3			—			1			—			(2	)		(1	)
Insurance and investment product fees and other		5			—			1			6			1			—			1			1			3

Total revenues		21			18			21			60			18			24			21			25			88

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		8			20			14			42			14			24			21			20			79
Acquisition and operating expenses, net of deferrals		12			11			11			34			10			10			8			13			41
Amortization of deferred acquisition costs and intangibles		—			2			1			3			3			2			1			2			8
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		20			33			26			79			27			36			30			35			128

INCOME (LOSS) BEFORE INCOME TAXES		1			(15	)		(5	)		(19	)		(9	)		(12	)		(9	)		(10	)		(40	)
Benefit for income taxes		—			(5	)		(1	)		(6	)		(5	)		(4	)		(1	)		(4	)		(14	)

NET INCOME (LOSS)		1			(10	)		(4	)		(13	)		(4	)		(8	)		(8	)		(6	)		(26	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		1			(10	)		(4	)		(13	)		(4	)		(8	)		(8	)		(6	)		(26	)

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			(1	)		(1	)		(2	)		—			(1	)		1			1			1

NET OPERATING INCOME (LOSS)⁽¹⁾	$	1		$	(11	)	$	(5	)	$	(15	)	$	(4	)	$	(9	)	$	(7	)	$	(5	)	$	(25	)


Effective tax rate (operating income (loss))		15.8	%		31.0	%		28.8	%		30.7	%		46.7	%		38.6	%		7.7	%		39.8	%		34.3	%

SALES:
New Insurance Written (NIW)
Flow	$	700		$	700		$	700		$	2,100		$	900		$	900		$	600		$	900		$	3,300
Bulk		—			—			—			—			—			—			100			—			100

Total Other International NIW⁽²⁾	$	700		$	700		$	700		$	2,100		$	900		$	900		$	700		$	900		$	3,400

⁽¹⁾	Net operating income (loss) for the Other International platform adjusted for foreign exchange as compared to the prior year period was $1 million and $(15) million for the three and nine months ended September 30, 2010, respectively.

⁽²⁾	New insurance written for the Other International platform adjusted for foreign exchange as compared to the prior year period was $700 million and $2,100 million for the three and nine months ended September 30, 2010, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written
Canada	$	160		$	153		$	90		$	403		$	104		$	94		$	70		$	52		$	320
Australia		63			65			64			192			99			101			110			82			392
Other International⁽¹⁾		10			—			9			19			(28	)		9			1			4			(14	)

Total International Net Premiums Written	$	233		$	218		$	163		$	614		$	175		$	204		$	181		$	138		$	698

Loss Ratio⁽²⁾
Canada		31	%		32	%		38	%		34	%		39	%		41	%		48	%		39	%		42	%
Australia		38	%		42	%		44	%		41	%		45	%		45	%		54	%		59	%		50	%
Other International		69	%		136	%		93	%		101	%		107	%		131	%		129	%		95	%		115	%
Total International Loss Ratio		35	%		42	%		43	%		40	%		45	%		50	%		56	%		51	%		50	%
GAAP Basis Expense Ratio⁽³⁾
Canada		24	%		24	%		23	%		24	%		23	%		22	%		21	%		20	%		21	%
Australia		33	%		28	%		30	%		30	%		26	%		25	%		25	%		26	%		26	%
Other International⁽¹⁾		97	%		86	%		82	%		88	%		94	%		67	%		52	%		74	%		71	%
Total International GAAP Basis Expense Ratio		31	%		29	%		29	%		29	%		28	%		26	%		24	%		27	%		26	%
Adjusted Expense Ratio⁽⁴⁾
Canada		23	%		23	%		38	%		26	%		32	%		33	%		38	%		50	%		36	%
Australia		39	%		37	%		39	%		38	%		24	%		20	%		17	%		21	%		20	%
Other International⁽¹⁾		124	%		NM	⁽⁶⁾		129	%		197	%		-45	%		127	%		NM	⁽⁶⁾		364	%		-341	%
Total International Adjusted Expense Ratio		31	%		33	%		44	%		35	%		40	%		31	%		30	%		42	%		35	%
Primary Insurance In-force
Canada	$	234,400		$	220,400		$	225,400					$	213,500		$	204,900		$	186,600		$	169,700
Australia		267,100			233,100			254,400						248,000			241,400			218,500			185,800
Other International⁽¹⁾		33,900			30,600			35,700						37,200			48,800			47,700			45,100

Total International Primary Insurance In-force	$	535,400		$	484,100		$	515,500					$	498,700		$	495,100		$	452,800		$	400,600

Primary Risk In-force⁽⁵⁾
Canada
Flow	$	65,500		$	61,300		$	62,400					$	59,400		$	56,800		$	51,400		$	46,700
Bulk		16,500			15,800			16,500						15,300			14,900			13,900			12,700

Total Canada		82,000			77,100			78,900						74,700			71,700			65,300			59,400

Australia
Flow		83,500			73,000			79,400						77,300			75,000			67,700			57,300
Bulk		10,000			8,600			9,600						9,500			9,500			8,800			7,700

Total Australia		93,500			81,600			89,000						86,800			84,500			76,500			65,000

Other International
Flow⁽¹⁾		4,500			4,000			4,700						4,900			5,800			5,600			5,300
Bulk		200			300			300						300			600			600			600

Total Other International		4,700			4,300			5,000						5,200			6,400			6,200			5,900

Total International Primary Risk In-force	$	180,200		$	163,000		$	172,900					$	166,700		$	162,600		$	148,000		$	130,300

The loss and expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	Includes the impact of settlements and cancelled insurance contracts, primarily with lenders in Europe.

⁽²⁾

The ratio of incurred losses and loss adjustment expense to net earned premiums. In determining the pricing of the mortgage insurance products, the company develops a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporate both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. New business pricing loss ratios for the international businesses were as follows for all periods: Canada 35%-40%, Australia 25%-35% and Europe 60%-65%. However, in the second half of 2009, re-pricing efforts in Europe resulted in new business pricing loss ratios of 40%-45% in most countries.

⁽³⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of deferred acquisition costs (DAC) and intangibles.

⁽⁴⁾	The ratio of an insurer’s general expenses to net premiums written. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁵⁾

The businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans the company insures in those markets. For the purpose of representing the risk in-force, the company has computed an “effective risk in-force” amount which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents the highest expected average per-claim payment for any one underwriting year over the life of the businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

⁽⁶⁾	“NM” is defined as not meaningful for increases or decreases greater than 500%.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Canada

(dollar amounts in millions)


Primary Insurance	September 30, 2010			June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009
Insured loans in-force		1,272,984			1,250,734			1,232,052			1,213,080			1,198,792
Insured delinquent loans		3,139			3,231			3,460			3,381			3,359
Insured delinquency rate		0.25	%		0.26	%		0.28	%		0.28	%		0.28	%
Flow loans in-force		983,809			962,793			942,850			931,882			918,015
Flow delinquent loans		2,897			3,009			3,218			3,149			3,102
Flow delinquency rate		0.29	%		0.31	%		0.34	%		0.34	%		0.34	%
Bulk loans in-force		289,175			287,941			289,202			281,198			280,777
Bulk delinquent loans		242			222			242			232			257
Bulk delinquency rate		0.08	%		0.08	%		0.08	%		0.08	%		0.09	%

Loss Metrics	September 30, 2010			June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009
Beginning Reserves	$	208		$	222		$	219		$	213		$	192
Paid claims		(58	)		(53	)		(59	)		(57	)		(52	)
Increase in reserves		46			49			56			59			58
Impact of changes in foreign exchange rates		6			(10	)		6			4			15

Ending Reserves	$	202		$	208		$	222		$	219		$	213


	September 30, 2010						June 30, 2010						September 30, 2009
Province and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
Ontario		47	%		0.17	%		48	%		0.19	%		48	%		0.25	%
British Columbia		16			0.27	%		16			0.26	%		16			0.23	%
Alberta		15			0.58	%		15			0.57	%		15			0.50	%
Quebec		15			0.21	%		14			0.24	%		14			0.29	%
Nova Scotia		2			0.25	%		2			0.23	%		2			0.31	%
Saskatchewan		2			0.13	%		2			0.13	%		2			0.12	%
Manitoba		1			0.09	%		1			0.08	%		1			0.09	%
New Brunswick		1			0.32	%		1			0.27	%		1			0.25	%
All Other		1			0.14	%		1			0.10	%		1			0.13	%

Total		100	%		0.25	%		100	%		0.26	%		100	%		0.28	%


By Policy Year
2002 and Prior		14	%		0.02	%		14	%		0.03	%		16	%		0.03	%
2003		6			0.06	%		6			0.06	%		6			0.11	%
2004		8			0.09	%		8			0.10	%		9			0.14	%
2005		9			0.16	%		9			0.17	%		10			0.22	%
2006		11			0.36	%		11			0.37	%		12			0.46	%
2007		22			0.51	%		23			0.54	%		25			0.56	%
2008		13			0.59	%		14			0.58	%		15			0.40	%
2009		8			0.18	%		9			0.14	%		7			0.04	%
2010		9			0.02	%		6			—	%		—			—	%

Total		100	%		0.25	%		100	%		0.26	%		100	%		0.28	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Canada

(Canadian dollar amounts in millions)


	2010											2009
	3Q			2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	60		$	53		$	61		$	174	$	58		$	56		$	45		$	27		$	186
Bulk		1			1			1			3		2			1			—			1			4

Total Paid Claims	$	61		$	54		$	62		$	177	$	60		$	57		$	45		$	28		$	190

Average Paid Claim (in thousands)	$	71.6		$	62.6		$	69.8				$	71.0		$	69.8		$	66.9		$	64.2

Average Reserve Per Delinquency (in thousands)	$	66.1		$	68.5		$	65.2				$	67.8		$	68.2		$	62.8		$	58.1

Loss Metrics
Beginning Reserves	$	221		$	226		$	229				$	229		$	223		$	196		$	161
Paid claims		(60	)		(54	)		(62	)				(60	)		(57	)		(45	)		(28	)
Increase in reserves		46			49			59					60			63			72			63

Ending Reserves	$	207		$	221		$	226				$	229		$	229		$	223		$	196

Loan Amount
Over $550K		4	%		4	%		3	%				3	%		3	%		3	%		3	%
$400K to $550K		7			7			7					7			7			7			6
$250K to $400K		29			28			28					28			27			27			27
$100K to $250K		53			54			55					55			56			55			56
$100K or Less		7			7			7					7			7			8			8

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	189		$	187		$	186				$	185		$	183		$	182		$	182

All amounts presented in Canadian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Australia

(dollar amounts in millions)


Primary Insurance	September 30, 2010			June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009
Insured loans in-force		1,467,660			1,477,778			1,483,844			1,475,157			1,466,618
Insured delinquent loans		7,112			7,127			7,274			6,834			6,564
Insured delinquency rate		0.48	%		0.48	%		0.49	%		0.46	%		0.45	%
Flow loans in-force		1,301,004			1,314,892			1,319,402			1,306,302			1,295,401
Flow delinquent loans		6,979			6,975			7,149			6,724			6,438
Flow delinquency rate		0.54	%		0.53	%		0.54	%		0.51	%		0.50	%
Bulk loans in-force		166,656			162,886			164,442			168,855			171,217
Bulk delinquent loans		133			152			125			110			126
Bulk delinquency rate		0.08	%		0.09	%		0.08	%		0.07	%		0.07	%

Loss Metrics	September 30, 2010			June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009
Beginning Reserves	$	164		$	195		$	202		$	186		$	172
Paid claims		(27	)		(53	)		(46	)		(28	)		(38	)
Increase in reserves		29			36			36			41			36
Impact of changes in foreign exchange rates		22			(14	)		3			3			16

Ending Reserves	$	188		$	164		$	195		$	202		$	186


	September 30, 2010						June 30, 2010						September 30, 2009
State and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
New South Wales		32	%		0.57	%		31	%		0.57	%		32	%		0.63	%
Victoria		23			0.37	%		23			0.38	%		23			0.36	%
Queensland		22			0.55	%		22			0.51	%		22			0.34	%
Western Australia		10			0.42	%		10			0.43	%		10			0.32	%
South Australia		6			0.43	%		6			0.41	%		5			0.27	%
New Zealand		2			1.12	%		3			1.20	%		3			1.39	%
Australian Capital Territory		2			0.09	%		2			0.09	%		2			0.11	%
Tasmania		2			0.29	%		2			0.26	%		2			0.20	%
Northern Territory		1			0.14	%		1			0.13	%		1			0.13	%

Total		100	%		0.48	%		100	%		0.48	%		100	%		0.45	%


By Policy Year
2002 and Prior		15	%		0.06	%		16	%		0.06	%		17	%		0.05	%
2003		5			0.26	%		6			0.25	%		6			0.25	%
2004		7			0.37	%		7			0.40	%		8			0.47	%
2005		10			0.50	%		10			0.55	%		11			0.62	%
2006		13			0.70	%		13			0.72	%		15			0.80	%
2007		14			1.03	%		15			1.05	%		17			0.96	%
2008		13			1.12	%		13			1.08	%		14			0.62	%
2009		15			0.41	%		15			0.30	%		12			0.06	%
2010		8			0.03	%		5			0.02	%		—			—	%

Total		100	%		0.48	%		100	%		0.48	%		100	%		0.45	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance—Australia

(Australian dollar amounts in millions)


	2010											2009
	3Q			2Q			1Q			Total		4Q			3Q			2Q			1Q			Total
Paid Claims
Flow	$	31		$	60		$	51		$	142	$	31		$	45		$	62		$	33		$	171
Bulk		1			—			—			1		—			1			—			1			2

Total Paid Claims	$	32		$	60		$	51		$	143	$	31		$	46		$	62		$	34		$	173

Average Paid Claim (in thousands)	$	61.5		$	74.2		$	66.8				$	68.1		$	61.4		$	62.6		$	55.4
Average Reserve Per Delinquency (in thousands)	$	27.3		$	27.2		$	29.1				$	32.8		$	32.1		$	30.0		$	31.6

Loss Metrics
Beginning Reserves	$	194		$	212		$	225				$	211		$	213		$	221		$	197
Paid claims		(32	)		(60	)		(51	)				(31	)		(46	)		(62	)		(34	)
Increase in reserves		33			42			38					45			44			54			58

Ending Reserves	$	195		$	194		$	212				$	225		$	211		$	213		$	221


Loan Amount
Over $550K		10	%		10	%		10	%				10	%		10	%		10	%		10	%
$400K to $550K		14			14			14					13			13			13			13
$250K to $400K		35			35			34					35			34			34			33
$100K to $250K		34			34			34					34			35			35			36
$100K or Less		7			7			8					8			8			8			8

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	188		$	187		$	187				$	187		$	187		$	186		$	186

All amounts presented in Australian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	September 30, 2010						June 30, 2010
Risk In-force by Loan-To-Value Ratio⁽¹⁾	Primary		Flow		Bulk		Primary		Flow		Bulk
Canada
95.01% and above	$	28,287	$	28,287	$	—	$	26,419	$	26,419	$	—
90.01% to 95.00%		21,590		21,587		3		20,206		20,204		3
80.01% to 90.00%		14,435		13,135		1,299		13,548		12,390		1,158
80.00% and below		17,713		2,515		15,198		16,963		2,357		14,606

Total Canada	$	82,026	$	65,525	$	16,501	$	77,136	$	61,370	$	15,767

Australia
95.01% and above	$	14,982	$	14,982	$	1	$	13,032	$	13,032	$	1
90.01% to 95.00%		18,617		18,606		11		16,066		16,056		10
80.01% to 90.00%		23,415		23,295		120		20,516		20,409		107
80.00% and below		36,480		26,617		9,863		31,979		23,512		8,467

Total Australia	$	93,494	$	83,499	$	9,995	$	81,593	$	73,009	$	8,584

Other International
95.01% and above	$	935	$	935	$	—	$	840	$	840	$	—
90.01% to 95.00%		2,128		2,086		42		1,899		1,856		43
80.01% to 90.00%		1,421		1,225		196		1,332		1,132		200
80.00% and below		239		223		16		213		196		17

Total Other International	$	4,722	$	4,468	$	255	$	4,284	$	4,023	$	260

Amounts may not total due to rounding.

⁽¹⁾	Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income and Sales—Lifestyle Protection Insurance

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	218		$	244		$	258		$	720		$	288		$	287		$	284		$	282		$	1,141
Net investment income		32			38			47			117			36			42			47			32			157
Net investment gains (losses)		2			2			2			6			—			(3	)		(1	)		(13	)		(17	)
Insurance and investment product fees and other		6			—			4			10			2			10			4			4			20

Total revenues		258			284			311			853			326			336			334			305			1,301

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		37			57			68			162			76			83			101			83			343
Acquisition and operating expenses, net of deferrals		139			157			154			450			163			169			160			153			645
Amortization of deferred acquisition costs and intangibles		39			43			50			132			56			47			49			58			210
Interest expense		7			10			23			40			4			15			24			7			50

Total benefits and expenses		222			267			295			784			299			314			334			301			1,248

INCOME BEFORE INCOME TAXES		36			17			16			69			27			22			—			4			53
Provision (benefit) for income taxes		6			4			3			13			4			6			(3	)		1			8

NET INCOME		30			13			13			56			23			16			3			3			45
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		30			13			13			56			23			16			3			3			45

ADJUSTMENT TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		(1	)		(1	)		(4	)		—			2			1			8			11

NET OPERATING INCOME⁽¹⁾	$	28		$	12		$	12		$	52		$	23		$	18		$	4		$	11		$	56


Effective tax rate (operating income)		14.8	%		24.8	%		14.9	%		17.4	%		17.3	%		26.2	%		-341.2	%		34.6	%		20.4	%

SALES:
Lifestyle Protection Insurance
Traditional indemnity premiums	$	232		$	220		$	263		$	715		$	283		$	289		$	272		$	267		$	1,111
Premium equivalents for administrative services only business		5			4			4			13			1			4			6			8			19
Reinsurance premiums assumed accounted for under the deposit method		201			200			170			571			180			181			178			132			671

Total Lifestyle Protection Insurance⁽²⁾		438			424			437			1,299			464			474			456			407			1,801
Mexico Operations		—			—			—			—			—			18			16			16			50

Total Sales	$	438		$	424		$	437		$	1,299		$	464		$	492		$	472		$	423		$	1,851

SALES BY REGION⁽³⁾:
Lifestyle Protection Insurance
Established European Regions
Western Region	$	128		$	126		$	166		$	420		$	155		$	165		$	158		$	147		$	625
Southern Region		122			109			100			331			132			137			138			111			518
Nordic region		86			86			82			254			90			85			78			69			322
Structured Deals⁽⁴⁾		85			93			78			256			77			74			69			66			286
Other Countries		17			10			11			38			10			13			13			14			50

Total Lifestyle Protection Insurance		438			424			437			1,299			464			474			456			407			1,801
Mexico Operations		—			—			—			—			—			18			16			16			50

Total Sales	$	438		$	424		$	437		$	1,299		$	464		$	492		$	472		$	423		$	1,851



Loss Ratio⁽⁵⁾		17	%		23	%		26	%		23	%		26	%		27	%		34	%		27	%		28	%

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

(1)	Net operating income adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business was $32 million and $57 million for the three and nine months ended September 30, 2010, respectively.

(2)	Sales adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business were $479 million and $1,310 million for the three and nine months ended September 30, 2010, respectively.

(3)	In the first quarter of 2010, the company changed the way it reports sales by region. All prior period amounts have been re-presented.

(4)	Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

(5)	The ratio of incurred losses and loss adjustment expense to net earned premiums excluding amounts associated with the Mexico operations.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Loss and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	149		$	153		$	142		$	444		$	146		$	156		$	164		$	170		$	636
Net investment income		28			31			30			89			32			34			35			33			134
Net investment gains (losses)		15			(3	)		4			16			27			41			—			(19	)		49
Insurance and investment product fees and other		3			—			5			8			2			4			(3	)		4			7

Total revenues		195			181			181			557			207			235			196			188			826

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		391			216			196			803			272			346			371			403			1,392
Acquisition and operating expenses, net of deferrals		28			33			34			95			33			34			33			32			132
Amortization of deferred acquisition costs and intangibles		6			4			3			13			6			6			5			5			22

Total benefits and expenses		425			253			233			911			311			386			409			440			1,546

LOSS BEFORE INCOME TAXES		(230	)		(72	)		(52	)		(354	)		(104	)		(151	)		(213	)		(252	)		(720	)
Benefit for income taxes		(89	)		(29	)		(19	)		(137	)		(48	)		(62	)		(79	)		(104	)		(293	)

NET LOSS		(141	)		(43	)		(33	)		(217	)		(56	)		(89	)		(134	)		(148	)		(427	)

ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		(11	)		3			(3	)		(11	)		(18	)		(27	)		—			13			(32	)

NET OPERATING LOSS	$	(152	)	$	(40	)	$	(36	)	$	(228	)	$	(74	)	$	(116	)	$	(134	)	$	(135	)	$	(459	)


Effective tax rate (operating loss)		38.2	%		40.8	%		36.5	%		38.4	%		43.8	%		39.7	%		37.2	%		41.7	%		40.3	%

SALES:
New Insurance Written (NIW)
Flow	$	2,400		$	2,100		$	1,500		$	6,000		$	1,800		$	1,500		$	1,600		$	2,500		$	7,400
Bulk		300			100			200			600			400			500			1,700			1,100			3,700
Pool		—			—			—			—			—			—			100			100			200

Total U.S. Mortgage Insurance NIW	$	2,700		$	2,200		$	1,700		$	6,600		$	2,200		$	2,000		$	3,400		$	3,700		$	11,300

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Other Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Premiums Written	$	148		$	152		$	142		$	442		$	144		$	150		$	160		$	171		$	625

New Risk Written
Flow	$	552		$	480		$	335		$	1,367		$	373		$	316		$	323		$	510		$	1,522
Bulk		16			5			8			29			18			23			67			45			153

Total Primary		568			485			343			1,396			391			339			390			555			1,675
Pool		—			—			—			—			1			2			3			2			8

Total New Risk Written	$	568		$	485		$	343		$	1,396		$	392		$	341		$	393		$	557		$	1,683


Primary Insurance In-force	$	129,100		$	131,900		$	134,800					$	145,100		$	149,500		$	155,200		$	159,800

Risk In-force
Flow	$	29,199		$	29,836		$	30,206					$	30,951		$	31,846		$	32,803		$	34,085
Bulk		519			509			523						771			776			775			721

Total Primary		29,718			30,345			30,729						31,722			32,622			33,578			34,806
Pool		308			314			322						331			339			349			355

Total Risk In-force	$	30,026		$	30,659		$	31,051					$	32,053		$	32,961		$	33,927		$	35,161


GAAP Basis Expense Ratio⁽¹⁾		22	%		25	%		26	%		24	%		27	%		25	%		23	%		22	%		24	%
Adjusted Expense Ratio⁽²⁾		23	%		25	%		26	%		24	%		28	%		26	%		24	%		22	%		25	%
Flow Persistency		84	%		88	%		86	%					84	%		84	%		81	%		83	%
Gross Written Premiums Ceded To Captives/Total Direct Written Premiums		19	%		18	%		20	%					21	%		21	%		22	%		22	%
Risk To Capital Ratio⁽³⁾		N/A			15.1:1			14.9:1						14.6:1			15.1:1			14.8:1			13.8:1

Average Primary Loan Size (in thousands)	$	161		$	161		$	160					$	163		$	163		$	164		$	164
Primary Risk In-force Subject To Captives		45	%		47	%		48	%					50	%		51	%		52	%		53	%
Primary Risk In-force That Is GSE Conforming		96	%		96	%		96	%					96	%		96	%		96	%		96	%

Beginning Number of Primary Delinquencies		101,759			107,104			122,279			122,279			115,430			102,800			92,964			83,377			83,377
New delinquencies		27,180			26,034			31,126			84,340			37,539			40,388			36,434			39,944			154,305
Delinquency cures		(22,923	)		(25,868	)		(41,272	)⁽⁴⁾		(90,063	)		(26,425	)		(24,014	)		(22,790	)		(26,801	)		(100,030	)
Paid claims		(7,403	)		(5,511	)		(5,029	)		(17,943	)		(4,265	)		(3,744	)		(3,808	)		(3,556	)		(15,373	)

Ending Number of Primary Delinquencies		98,613			101,759			107,104			98,613			122,279			115,430			102,800			92,964			122,279

Primary Delinquencies by Payment Status
3 payments or less in default		26,292			26,374			28,646						36,312			37,106			33,470			32,977
4-11 payments in default		37,180			42,993			49,663						58,075			54,476			50,332			45,670
12 payments or more in default		35,141			32,392			28,795						27,892			23,848			18,998			14,317

Primary Delinquencies		98,613			101,759			107,104						122,279			115,430			102,800			92,964

The expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of an insurer’s general expenses to net earned premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽²⁾	The ratio of an insurer’s general expenses to net written premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals and amortization of DAC and intangibles.

⁽³⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for the U.S. mortgage insurance business is not available for the current period due to the timing of the statutory statement filings.

⁽⁴⁾	In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Delinquency cures included approximately 10,100 cures related to this settlement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Loss Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Net Paid Claims
Flow	$	224		$	187		$	219		$	630		$	202		$	177		$	187		$	197		$	763
Bulk		19			48			209			276			10			205			2			1			218

Total Primary		243			235			428			906			212			382			189			198			981
Pool		—			1			—			1			—			—			1			—			1

Total Net Paid Claims	$	243		$	236	⁽⁵⁾	$	428	⁽⁷⁾	$	907		$	212		$	382	⁽⁹⁾	$	190		$	198		$	982

Average Paid Claim (in thousands)	$	32.8		$	42.6	⁽⁶⁾	$	84.7	⁽⁸⁾				$	49.2		$	100.6	⁽¹⁰⁾	$	49.5		$	55.5

Number of Primary Delinquencies
Flow		95,567			98,771			102,389						107,495			100,208			87,590			79,349
Bulk loans with established reserve		1,607			1,510			2,155						11,319			11,002			10,294			7,561
Bulk loans with no reserve⁽¹⁾		1,439			1,478			2,560						3,465			4,220			4,916			6,054

Average Reserve Per Delinquency (in thousands)
Flow	$	20.4		$	19.5		$	19.2					$	18.9		$	20.0		$	22.9		$	23.1
Bulk loans with established reserve		15.7			12.8			21.7						20.8			19.2			12.7			11.3
Bulk loans with no reserve⁽¹⁾		—			—			—						—			—			—			—

Beginning Reserves	$	1,952		$	2,016		$	2,289		$	2,289		$	2,233		$	2,264		$	2,028		$	1,711		$	1,711
Paid claims		(439	)		(335	)⁽⁵⁾		(503	)⁽⁷⁾		(1,277	)		(256	)		(425	)⁽⁹⁾		(213	)		(205	)		(1,099	)
Increase in reserves		460			271	⁽⁵⁾		230	⁽⁷⁾		961			312			394	⁽⁹⁾		449			522			1,677

Ending Reserves	$	1,973		$	1,952		$	2,016		$	1,973		$	2,289		$	2,233		$	2,264		$	2,028		$	2,289


Beginning Reinsurance Recoverable⁽²⁾	$	591		$	634		$	674		$	674		$	679		$	673		$	619		$	506		$	506
Ceded paid claims		(196	)		(99	)		(75	)		(370	)		(44	)		(43	)		(23	)		(7	)		(117	)
Increase in recoverable		68			56			35			159			39			49			77			120			285

Ending Reinsurance Recoverable	$	463		$	591		$	634		$	463		$	674		$	679		$	673		$	619		$	674

Loss Ratio⁽³⁾		263	%		141	%		138	%		181	%		186	%		223	%		225	%		237	%		219	%
Estimated Savings For Loss Mitigation Activities⁽⁴⁾	$	158		$	217		$	233		$	608		$	290		$	224		$	188		$	145		$	847

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Reserves were not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽²⁾	Reinsurance recoverable excludes ceded unearned premium recoveries and amounts for which cash proceeds have not yet been received.

⁽³⁾

The ratio of incurred losses and loss adjustment expense to net earned premiums. Excluding the GSE Alt-A business settlements in the first and second quarters of 2010, the loss ratio was 183% for the nine months ended September 30, 2010 and 144% and 141% for the three months ended June 30, 2010 and March 31, 2010, respectively. Excluding the bulk business settlement in the third quarter of 2009, the loss ratios were 162% and 204% for the three months ended September 30, 2009 and the twelve months ended December 31, 2009, respectively.

⁽⁴⁾

Loss mitigation activities include rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings for rescissions represent the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings for loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid.

⁽⁵⁾	Net paid claims and change in reserves include the impact of settlements that the company reached during the second quarter of 2010 with a GSE counterparty regarding certain bulk Alt-A business and with a servicer regarding rescissions.

⁽⁶⁾	Excluding the GSE Alt-A business and the servicer settlements in the second quarter of 2010, the average paid claim was approximately $45,800 in the second quarter of 2010.

⁽⁷⁾	In the first quarter of 2010, the company reached a settlement with a GSE counterparty regarding certain bulk Alt-A business. Net paid claims included $180 million and the change in reserves included a decrease of $185 million related to this settlement.

⁽⁸⁾	Excluding the GSE Alt-A business settlement in the first quarter of 2010, the average paid claim was approximately $49,100 in the first quarter of 2010.

⁽⁹⁾

In the third quarter of 2009, the company settled arbitration proceedings with a lender regarding certain bulk transactions related to payment option adjustable rate (POA) loans. The settlement resolves prior claims, or pending and anticipated future unpaid claims for coverage benefits under the policies for the POA loans, and the lender’s bad faith counterclaims. Net paid claims included $203 million and the change in reserves included a decrease of $108 million related to this settlement.

⁽¹⁰⁾	Excluding the settlement in the third quarter of 2009 related to the bulk business, the average paid claim was approximately $47,200 in the third quarter of 2009.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2010									2009
	3Q			2Q			1Q			4Q			3Q			2Q			1Q
Risk In-force by Credit Quality⁽¹⁾
Primary by FICO Scores >679		65	%		65	%		64	%		64	%		64	%		63	%		63	%
Primary by FICO Scores 620-679		27	%		27	%		28	%		28	%		28	%		29	%		29	%
Primary by FICO Scores 575-619		6	%		6	%		6	%		6	%		6	%		6	%		6	%
Primary by FICO Scores <575		2	%		2	%		2	%		2	%		2	%		2	%		2	%

Flow by FICO Scores >679		65	%		65	%		64	%		64	%		63	%		63	%		63	%
Flow by FICO Scores 620-679		27	%		27	%		28	%		28	%		29	%		29	%		29	%
Flow by FICO Scores 575-619		6	%		6	%		6	%		6	%		6	%		6	%		6	%
Flow by FICO Scores <575		2	%		2	%		2	%		2	%		2	%		2	%		2	%

Bulk by FICO Scores >679		88	%		88	%		87	%		86	%		85	%		85	%		84	%
Bulk by FICO Scores 620-679		10	%		10	%		11	%		12	%		13	%		13	%		14	%
Bulk by FICO Scores 575-619		1	%		1	%		1	%		1	%		1	%		1	%		1	%
Bulk by FICO Scores <575		1	%		1	%		1	%		1	%		1	%		1	%		1	%

Primary A minus		5	%		5	%		5	%		5	%		5	%		6	%		6	%
Primary Sub-prime⁽²⁾		5	%		5	%		5	%		5	%		5	%		5	%		5	%

Primary Loans
Primary loans in-force		802,090			821,617			840,618			890,730			914,770			947,777			973,988
Primary delinquent loans		98,613			101,759			107,104			122,279			115,430			102,800			92,964
Primary delinquency rate		12.29	%		12.39	%		12.74	%		13.73	%		12.62	%		10.85	%		9.54	%

Flow loans in-force		705,754			723,301			735,564			753,370			774,000			796,633			826,663
Flow delinquent loans		95,567			98,771			102,389			107,495			100,208			87,590			79,349
Flow delinquency rate		13.54	%		13.66	%		13.92	%		14.27	%		12.95	%		11.00	%		9.60	%

Bulk loans in-force		96,336			98,316			105,054			137,360			140,770			151,144			147,325
Bulk delinquent loans		3,046			2,988			4,715			14,784			15,222			15,210			13,615
Bulk delinquency rate		3.16	%		3.04	%		4.49	%		10.76	%		10.81	%		10.06	%		9.24	%

A minus and sub-prime loans in-force		80,774			83,859			86,185			89,678			93,344			97,271			101,413
A minus and sub-prime delinquent loans		23,882			24,867			26,387			29,238			28,151			25,271			23,448
A minus and sub-prime delinquency rate		29.57	%		29.65	%		30.62	%		32.60	%		30.16	%		25.98	%		23.12	%

Pool Loans
Pool loans in-force		18,759			19,473			19,907			20,370			20,859			21,166			21,870
Pool delinquent loans		939			831			783			781			741			632			586
Pool delinquency rate		5.01	%		4.27	%		3.93	%		3.83	%		3.55	%		2.99	%		2.68	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾	Excludes loans classified as A minus.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance


	September 30, 2010									June 30, 2010									September 30, 2009
	% of Total Reserves⁽¹⁾			% of Primary Risk In-force			Primary Delinquency Rate			% of Total Reserves⁽¹⁾			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
By Region
Southeast⁽²⁾		34	%		23	%		16.94	%		31	%		23	%		17.06	%		23	%		17.06	%
South Central⁽³⁾		14			16			11.19	%		15			16			11.41	%		17			11.01	%
Northeast⁽⁴⁾		9			14			11.15	%		10			14			10.85	%		13			10.48	%
North Central⁽⁵⁾		11			11			11.52	%		12			11			11.50	%		11			11.00	%
Pacific⁽⁶⁾		15			11			15.13	%		15			11			15.83	%		11			18.19	%
Great Lakes⁽⁷⁾		7			9			8.99	%		7			9			9.08	%		9			9.72	%
Plains⁽⁸⁾		3			6			7.96	%		3			6			7.59	%		6			7.50	%
Mid-Atlantic⁽⁹⁾		4			5			10.80	%		4			5			11.23	%		5			11.76	%
New England⁽¹⁰⁾		3			5			11.04	%		3			5			11.11	%		5			11.40	%

Total		100	%		100	%		12.29	%		100	%		100	%		12.39	%		100	%		12.62	%

By State
Florida		24	%		8	%		28.59	%		20	%		8	%		28.86	%		8	%		29.56	%
Texas		3	%		7	%		8.83	%		3	%		7	%		8.80	%		7	%		8.22	%
New York		4	%		7	%		9.34	%		4	%		6	%		8.88	%		6	%		8.44	%
California		7	%		5	%		15.16	%		8	%		5	%		16.40	%		5	%		21.04	%
Illinois		7	%		5	%		15.66	%		7	%		5	%		15.79	%		5	%		14.65	%
Georgia		4	%		4	%		16.88	%		4	%		4	%		17.13	%		4	%		15.59	%
North Carolina		2	%		4	%		11.25	%		2	%		4	%		11.12	%		4	%		10.08	%
Pennsylvania		2	%		4	%		10.48	%		2	%		4	%		10.34	%		4	%		10.02	%
New Jersey		4	%		4	%		16.54	%		4	%		4	%		16.36	%		4	%		15.81	%
Ohio		2	%		3	%		7.83	%		2	%		3	%		7.85	%		3	%		8.08	%

⁽¹⁾	Total reserves were $1,973 million and $1,952 as of September 30, 2010 and June 30, 2010, respectively.

⁽²⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽³⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽⁴⁾	New Jersey, New York and Pennsylvania

⁽⁵⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁶⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁷⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁸⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁹⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

⁽¹⁰⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


Primary Risk In-force:	September 30, 2010		% of Total			June 30, 2010		% of Total			September 30, 2009		% of Total
Lender concentration (by original applicant)	$	29,718				$	30,345				$	32,622
Top 10 lenders		15,079					15,098					16,377
Top 20 lenders		17,211					17,528					19,222

Loan-to-value ratio
95.01% and above	$	7,435		25	%	$	7,633		25	%	$	8,182		25	%
90.01% to 95.00%		10,287		35			10,491		35			11,117		34
80.01% to 90.00%		11,540		39			11,775		39			12,633		39
80.00% and below		456		1			446		1			690		2

Total	$	29,718		100	%	$	30,345		100	%	$	32,622		100	%

Loan grade
Prime	$	26,705		90	%	$	27,220		90	%	$	29,121		89	%
A minus and sub-prime		3,013		10			3,125		10			3,501		11

Total	$	29,718		100	%	$	30,345		100	%	$	32,622		100	%

Loan type⁽¹⁾
First mortgages
Fixed rate mortgage
Flow	$	28,539		96	%	$	29,152		96	%	$	31,027		95	%
Bulk		497		2			486		2			690		2
Adjustable rate mortgage
Flow		660		2			684		2			819		3
Bulk		22		—			23		—			86		—
Second mortgages		—		—			—		—			—		—

Total	$	29,718		100	%	$	30,345		100	%	$	32,622		100	%

Type of documentation
Alt-A
Flow	$	918		3	%	$	958		3	%	$	1,150		3	%
Bulk		42		—			43		—			261		1
Standard⁽²⁾
Flow		28,281		95			28,878		95			30,696		94
Bulk		477		2			466		2			515		2

Total	$	29,718		100	%	$	30,345		100	%	$	32,622		100	%

Mortgage term
15 years and under	$	386		1	%	$	369		1	%	$	369		1	%
More than 15 years		29,332		99			29,976		99			32,253		99

Total	$	29,718		100	%	$	30,345		100	%	$	32,622		100	%

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with historical and expected delinquency rates consistent with the company’s standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


	September 30, 2010
Policy Year	Average Rate⁽¹⁾			% of Total Reserves⁽²⁾			Primary Insurance In-force		% of Total			Primary Risk In-force		% of Total
1999 and prior		7.79	%		1	%	$	1,886		1.5	%	$	489		1.6	%
2000		8.27	%		—			337		0.3			85		0.3
2001		7.50	%		—			1,217		0.9			306		1.0
2002		6.63	%		1			2,919		2.3			711		2.4
2003		5.65	%		2			11,801		9.1			1,988		6.7
2004		5.88	%		3			6,948		5.4			1,562		5.3
2005		5.98	%		14			11,050		8.6			2,810		9.4
2006		6.51	%		23			14,805		11.4			3,589		12.1
2007		6.60	%		49			32,246		25.0			7,932		26.7
2008		6.19	%		7			29,815		23.1			7,358		24.8
2009		5.08	%		—			9,617		7.4			1,519		5.1
2010		4.84	%		—			6,475		5.0			1,369		4.6

Total		6.18	%		100	%	$	129,116		100.0	%	$	29,718		100.0	%


Occupancy and Property Type	September 30, 2010			June 30, 2010
Occupancy Status % of Primary Risk In-force
Primary residence		93.6	%		93.5	%
Second home		3.9			4.0
Non-owner occupied		2.5			2.5

Total		100.0	%		100.0	%

Property Type % of Primary Risk In-force
Single family detached		85.7	%		85.7	%
Condominium and co-operative		11.3			11.3
Multi-family and other		3.0			3.0

Total		100.0	%		100.0	%

⁽¹⁾	Average Annual Mortgage Interest Rate

⁽²⁾	Total reserves were $1,973 million as of September 30, 2010.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in billions)


	FICO > 679									FICO 620 - 679⁽¹⁾									FICO < 620									Total
	2010									2010									2010									2010
Primary Risk In-force	3Q			2Q			1Q			3Q			2Q			1Q			3Q			2Q			1Q			3Q			2Q			1Q
Total Primary Risk In-force	$	19.4		$	19.7		$	19.8		$	8.1		$	8.4		$	8.6		$	2.2		$	2.2		$	2.3		$	29.7		$	30.3		$	30.7
Delinquency rate⁽²⁾		7.6	%		7.7	%		7.9	%		19.4	%		19.3	%		19.7	%		30.0	%		30.1	%		31.0	%		12.3	%		12.4	%		12.7	%
2010 policy year	$	1.3		$	0.8		$	0.3		$	0.1		$	—		$	—		$	—		$	—		$	—		$	1.4		$	0.8		$	0.3
Delinquency rate		—	%		—	%		—	%		0.2	%		—	%		0.2	%		—	%		—	%		—	%		—	%		—	%		—	%
2009 policy year	$	1.4		$	1.5		$	1.5		$	0.1		$	0.1		$	0.1		$	—		$	—		$	—		$	1.5		$	1.6		$	1.6
Delinquency rate		0.3	%		0.2	%		0.2	%		1.3	%		1.3	%		1.2	%		8.8	%		7.9	%		9.2	%		0.3	%		0.3	%		0.2	%
2008 policy year	$	5.7		$	5.9		$	6.0		$	1.4		$	1.5		$	1.5		$	0.3		$	0.3		$	0.3		$	7.4		$	7.7		$	7.8
Delinquency rate		6.2	%		6.0	%		5.7	%		15.3	%		15.2	%		14.8	%		27.1	%		27.7	%		28.2	%		8.8	%		8.6	%		8.3	%
2007 policy year	$	4.4		$	4.6		$	4.8		$	2.6		$	2.7		$	2.8		$	0.9		$	0.9		$	0.9		$	7.9		$	8.2		$	8.5
Delinquency rate		12.9	%		12.8	%		13.3	%		23.7	%		24.0	%		24.7	%		34.9	%		35.4	%		36.5	%		18.9	%		19.1	%		19.6	%
2006 policy year	$	2.0		$	2.0		$	2.2		$	1.2		$	1.3		$	1.3		$	0.4		$	0.4		$	0.4		$	3.6		$	3.7		$	3.9
Delinquency rate		13.2	%		13.1	%		13.2	%		23.4	%		23.1	%		23.5	%		30.6	%		30.3	%		31.9	%		18.3	%		18.1	%		18.5	%
2005 policy year	$	1.6		$	1.7		$	1.7		$	1.0		$	1.0		$	1.0		$	0.2		$	0.2		$	0.2		$	2.8		$	2.9		$	2.9
Delinquency rate		11.6	%		11.5	%		11.5	%		20.9	%		20.5	%		20.9	%		26.7	%		26.6	%		27.0	%		15.9	%		15.7	%		15.8	%
2004 and prior policy years	$	3.0		$	3.2		$	3.3		$	1.7		$	1.8		$	1.9		$	0.4		$	0.4		$	0.5		$	5.1		$	5.4		$	5.7
Delinquency rate		5.8	%		5.6	%		5.6	%		16.1	%		15.7	%		15.9	%		25.2	%		24.9	%		25.2	%		10.2	%		9.9	%		10.0	%
Fixed rate mortgage	$	19.0		$	19.3		$	19.4		$	7.9		$	8.2		$	8.4		$	2.1		$	2.1		$	2.2		$	29.0		$	29.6		$	30.0
Delinquency rate		7.3	%		7.4	%		7.6	%		19.2	%		19.1	%		19.5	%		29.9	%		30.0	%		30.8	%		12.0	%		12.1	%		12.5	%
Adjustable rate mortgage	$	0.4		$	0.4		$	0.4		$	0.2		$	0.2		$	0.2		$	0.1		$	0.1		$	0.1		$	0.7		$	0.7		$	0.7
Delinquency rate		25.1	%		24.0	%		23.5	%		27.8	%		27.4	%		27.8	%		37.3	%		37.5	%		37.7	%		27.1	%		26.4	%		26.2	%
Loan-to-value > 95%	$	3.8		$	3.9		$	4.0		$	2.7		$	2.8		$	2.9		$	0.9		$	0.9		$	0.9		$	7.4		$	7.6		$	7.8
Delinquency rate		9.6	%		9.7	%		9.9	%		22.5	%		22.5	%		22.9	%		34.0	%		34.4	%		35.8	%		17.4	%		17.6	%		18.0	%
Alt-A⁽³⁾	$	0.7		$	0.7		$	0.7		$	0.3		$	0.3		$	0.3		$	—		$	—		$	0.1		$	1.0		$	1.0		$	1.1
Delinquency rate		18.6	%		18.8	%		20.5	%		33.3	%		33.9	%		35.1	%		36.6	%		36.1	%		37.0	%		23.0	%		23.3	%		24.7	%
Interest only and option ARMs	$	1.5		$	1.6		$	1.7		$	0.6		$	0.6		$	0.6		$	0.1		$	0.1		$	0.1		$	2.2		$	2.3		$	2.4
Delinquency rate		27.2	%		26.6	%		26.5	%		38.9	%		39.2	%		39.0	%		45.4	%		44.9	%		45.8	%		31.0	%		30.7	%		30.6	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620 - 679 category.

⁽²⁾	Delinquency rate represents the number of lender reported delinquencies divided by the number of remaining policies consistent with mortgage insurance practices.

⁽³⁾	Alt-A consists of loans with reduced documentation or verification of income or assets and a higher historical and expected delinquency rate than standard documentation loans.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Other Metrics—U.S. Mortgage Insurance Bulk Risk In-force

(dollar amounts in millions)


	September 30, 2010			June 30, 2010			September 30, 2009
GSE Alt-A
Risk in-force	$	29		$	29		$	315
Average FICO score		733			732			720
Loan-to-value ratio		81	%		81	%		79	%
Standard documentation⁽¹⁾		11	%		11	%		23	%
Stop loss		100	%		100	%		100	%
Deductible		—	%		—	%		81	%

FHLB
Risk in-force	$	413		$	399		$	377
Average FICO score		755			755			754
Loan-to-value ratio		75	%		75	%		75	%
Standard documentation⁽¹⁾		97	%		97	%		96	%
Stop loss		91	%		91	%		89	%
Deductible		100	%		100	%		100	%

Other
Risk in-force	$	77		$	81		$	84
Average FICO score		692			692			692
Loan-to-value ratio		92	%		92	%		91	%
Standard documentation⁽¹⁾		97	%		97	%		96	%
Stop loss		9	%		9	%		9	%
Deductible		—	%		—	%		—	%

Total Bulk Risk In-force	$	519		$	509		$	776

⁽¹⁾	Standard documentation includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with the standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Aggregate Book Year Analysis Provided to Illustrate Directional Progression Toward Captive Attachment⁽¹⁾


				September 30, 2010						June 30, 2010						March 31, 2010
Book Year⁽²⁾	Original Book Risk In-force ($B)		Progression To Attachment Point	Current Risk In-force ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)		Current Risk In-force ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)		Current Risk In-force ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)
2004			0%-50%	$	0.1	$	5			$	0.1	$	8			$	0.2	$	16
2004			50%-75%		0.4		48				0.5		46				0.5		40
2004			75%-99%		0.2		25				0.3		31				0.2		22
2004			Attached		0.1		24				—		9				—		9

2004 Total	$	3.3		$	0.8	$	102	$	1	$	0.9	$	94	$	—	$	0.9	$	87	$	—

2005			0%-50%	$	—	$	1			$	—	$	1			$	—	$	1
2005			50%-75%		—		—				—		1				—		—
2005			75%-99%		—		3				—		3				0.1		7
2005			Attached		1.7		401				1.8		364				1.8		335

2005 Total	$	4.1		$	1.7	$	405		26	$	1.8	$	369		20	$	1.9	$	343		15

2006			0%-50%	$	—	$	1			$	—	$	1			$	—	$	1
2006			50%-75%		—		—				—		1				—		1
2006			75%-99%		—		1				—		1				—		1
2006			Attached		2.0		591				2.1		532				2.2		511

2006 Total	$	3.7		$	2.0	$	593		14	$	2.1	$	535		12	$	2.2	$	514		9

2007			0%-50%	$	—	$	—			$	—	$	—			$	—	$	—
2007			50%-75%		—		—				—		1				—		1
2007			75%-99%		—		3				0.1		5				0.1		5
2007			Attached		4.1		1,019				4.4		917				4.6		892

2007 Total	$	5.9		$	4.1	$	1,022		10	$	4.5	$	923		16	$	4.7	$	898		7

2008			0%-50%	$	0.6	$	10			$	0.6	$	10			$	0.7	$	8
2008			50%-75%		0.1		3				0.3		12				0.4		16
2008			75%-99%		—		2				0.2		10				1.0		48
2008			Attached		1.5		118				1.3		83				0.4		28

2008 Total	$	2.8		$	2.2	$	133		16	$	2.4	$	115		7	$	2.5	$	100		3



Captive Benefits In Quarter ($MM)								$	67					$	55					$	34

⁽¹⁾

Data presented in aggregate for all trusts. Actual trust attachment and exit points will vary by individual lender contract. For purposes of this illustration, ever-to-date incurred losses equal current reserves plus ever-to-date paid claims. The information presented excludes quota share captive reinsurance data. Progress toward captive attachment is determined at a lender level for each book year by dividing ever-to-date incurred losses by original risk in-force for that book year.

⁽²⁾	Book year figures may include loans from additional periods pursuant to reinsurance agreement terms and conditions.

Corporate and Other

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Operating Income (Loss)—Corporate and Other⁽¹⁾

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	1		$	1		$	2
Net investment income		36			35			9			80			33			25			60			55			173
Net investment gains (losses)		25			(68	)		(16	)		(59	)		(21	)		(65	)		(61	)		(162	)		(309	)
Insurance and investment product fees and other		7			(3	)		3			7			22			12			41			75			150

Total revenues		68			(36	)		(4	)		28			34			(28	)		41			(31	)		16

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1			—			—			1			—			2			—			—			2
Interest credited		38			35			39			112			40			39			79			89			247
Acquisition and operating expenses, net of deferrals		(2	)		9			8			15			17			9			15			11			52
Amortization of deferred acquisition costs and intangibles		3			4			4			11			4			5			3			5			17
Interest expense		77			70			70			217			59			58			66			62			245

Total benefits and expenses		117			118			121			356			120			113			163			167			563

LOSS BEFORE INCOME TAXES		(49	)		(154	)		(125	)		(328	)		(86	)		(141	)		(122	)		(198	)		(547	)
Benefit for income taxes		(14	)		(51	)		(157	)		(222	)		(8	)		(67	)		(17	)		(102	)		(194	)

NET INCOME (LOSS)		(35	)		(103	)		32			(106	)		(78	)		(74	)		(105	)		(96	)		(353	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(16	)		42			11			37			16			41			38			106			201
Net tax benefit related to separation from the company’s former parent		—			—			(106	)		(106	)		—			—			—			—			—

NET OPERATING INCOME (LOSS)	$	(51	)	$	(61	)	$	(63	)	$	(175	)	$	(62	)	$	(33	)	$	(67	)	$	10		$	(152	)


Effective tax rate (operating income (loss))		31.2	%		30.6	%		42.1	%		35.4	%		2.8	%		57.4	%		-6.8	%		128.5	%		36.4	%

Guaranteed Investment Contracts, Funding Agreements Backing Notes and Funding Agreements
Account value, beginning of period	$	4,441		$	4,372		$	4,502		$	4,502		$	5,053		$	5,555		$	6,677		$	8,104		$	8,104
Deposits		79			152			—			231			—			—			—			—			—
Surrenders and benefits⁽²⁾		(477	)		(124	)		(171	)		(772	)		(596	)		(553	)		(1,177	)		(1,466	)		(3,792	)

Net flows		(398	)		28			(171	)		(541	)		(596	)		(553	)		(1,177	)		(1,466	)		(3,792	)
Interest credited		41			43			43			127			45			47			52			61			205
Foreign currency translation		10			(2	)		(2	)		6			—			4			3			(22	)		(15	)

Account value, end of period	$	4,094		$	4,441		$	4,372		$	4,094		$	4,502		$	5,053		$	5,555		$	6,677		$	4,502

⁽¹⁾	Includes inter-segment eliminations and non-strategic products.

⁽²⁾	The company has included in “surrenders and benefits” the early retirement of institutional contracts at a discount to contract values.

Additional Financial Data

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Investments Summary

(amounts in millions)


		September 30, 2010					June 30, 2010					March 31, 2010					December 31, 2009					September 30, 2009
		Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total			Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade:
Public fixed maturity securities		$	32,379		43	%	$	30,044		42	%	$	28,675		41	%	$	27,137		40	%	$	26,018		38	%
Private fixed maturity securities			9,458		13			9,254		13			9,397		14			9,231		14			8,622		12
Residential mortgage-backed securities⁽¹⁾			3,640		5			3,258		4			3,141		5			2,595		4			1,947		3
Commercial mortgage-backed securities			3,379		5			3,428		5			3,457		5			3,433		5			3,715		5
Other asset-backed securities			2,345		3			2,301		3			2,186		3			2,205		3			1,814		3
Tax-exempt			1,263		2			1,341		2			1,415		2			1,521		2			2,177		3
Non-investment grade fixed maturity securities			3,892		5			3,760		5			3,769		5			3,630		5			3,453		5
Equity securities:
Common stocks and mutual funds			90		—			81		—			82		—			94		—			105		—
Preferred stocks			133		—			118		—			97		—			65		—			59		—
Commercial mortgage loans			6,929		9			7,208		10			7,336		10			7,499		11			7,704		11
Restricted commercial mortgage loans related to securitization entities			522		1			535		1			552		1			—		—			—		—
Policy loans			1,480		2			1,467		2			1,408		2			1,403		2			1,408		2
Cash, cash equivalents and short-term investments			3,800		5			4,776		7			4,763		7			6,592		10			8,177		12
Securities lending			702		1			680		1			593		1			853		1			899		1
Other invested assets:	Limited partnerships⁽²⁾		365		—			363		1			371		1			430		1			583		1
	Derivatives:
	LTC forward starting swap—cash flow		821		1			540		1			69		—			73		—			281		1
	Other cash flow		188		—			142		—			101		—			101		—			123		—
	Fair value		147		—			144		—			151		—			156		—			180		—
	Equity index options—non-qualified		61		—			97		—			34		—			39		—			62		—
	LTC swaptions—non-qualified		8		—			4		—			14		—			54		—			195		—
	Other non-qualified		458		1			516		1			490		1			523		1			417		1
	Trading portfolio		701		1			221		—			167		—			174		—			180		—
	Counterparty collateral		1,586		2			1,058		1			628		1			647		1			937		2
	Restricted other invested assets related to securitization entities		378		1			374		1			385		1			—		—			—		—
	Other		81		—			87		—			57		—			62		—			59		—

Total invested assets and cash		$	74,806		100	%	$	71,797		100	%	$	69,338		100	%	$	68,517		100	%	$	69,115		100	%

Public Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	16,138		37	%	$	14,525		36	%	$	13,625		35	%	$	12,516		34	%	$	10,880		30	%
AA			5,054		12			4,947		12			4,808		12			4,632		12			4,869		14
A			11,679		27			11,147		27			11,034		28			10,634		29			10,883		30
BBB			8,370		19			7,804		19			7,561		19			7,247		19			7,265		20
BB			1,464		3			1,373		4			1,441		4			1,339		4			1,264		4
B			348		1			430		1			454		1			414		1			522		1
CCC and lower			477		1			451		1			400		1			376		1			409		1
Not rated			—		—			—		—			—		—			—		—			27		—

Total public fixed maturity securities		$	43,530		100	%	$	40,677		100	%	$	39,323		100	%	$	37,158		100	%	$	36,119		100	%

Private Fixed Maturity Securities—Credit Quality:
Rating Agency Designation
AAA		$	1,589		12	%	$	1,433		11	%	$	1,311		10	%	$	1,271		10	%	$	1,196		10	%
AA			1,010		8			1,170		9			1,134		9			1,021		8			1,041		9
A			4,069		32			3,889		31			3,889		31			3,815		30			3,540		31
BBB			4,555		36			4,711		37			4,909		38			4,986		40			4,619		39
BB			1,185		9			1,135		9			1,184		10			1,247		10			905		8
B			269		2			245		2			151		1			156		1			212		2
CCC and lower			149		1			126		1			139		1			98		1			114		1

Total private fixed maturity securities		$	12,826		100	%	$	12,709		100	%	$	12,717		100	%	$	12,594		100	%	$	11,627		100	%


⁽¹⁾ The company does not have any material exposure to residential mortgage-backed securities collateralized debt obligations (“CDOs”).
⁽²⁾ Limited partnerships by type:
Real estate		$	177				$	165				$	159				$	201				$	213
Infrastructure			112					114					113					109					144
Other			76					84					99					120					226

Total limited partnerships		$	365				$	363				$	371				$	430				$	583

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Fixed Maturity Securities Summary

(amounts in millions)


	September 30, 2010					June 30, 2010					March 31, 2010					December 31, 2009					September 30, 2009
	Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total			Fair Value		% of Total
Fixed Maturity Securities—Security Sector:
U.S. government, agencies and government-sponsored enterprises	$	3,922		7	%	$	3,684		7	%	$	3,029		6	%	$	2,602		5	%	$	2,166		5	%
Tax-exempt		1,271		2			1,350		3			1,436		3			1,544		3			2,201		5
Foreign government		2,352		4			2,146		4			2,414		5			2,384		5			2,254		5
U.S. corporate		24,525		44			23,378		44			22,253		43			21,412		43			20,752		43
Foreign corporate		13,815		24			12,799		24			13,151		25			12,551		25			12,049		25
Residential mortgage-backed securities		4,334		8			3,955		7			3,810		7			3,227		7			2,584		5
Commercial mortgage-backed securities		3,757		7			3,726		7			3,693		7			3,617		7			3,886		8
Other asset-backed securities		2,380		4			2,348		4			2,254		4			2,415		5			1,854		4

Total fixed maturity securities	$	56,356		100	%	$	53,386		100	%	$	52,040		100	%	$	49,752		100	%	$	47,746		100	%

Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance	$	8,425		23	%	$	8,076		24	%	$	8,440		26	%	$	8,917		28	%	$	8,754		29	%
Utilities and energy		8,123		23			7,628		23			7,460		23			7,064		22			6,896		23
Consumer—non-cyclical		4,210		12			4,065		12			3,728		11			3,622		12			3,660		12
Consumer—cyclical		1,808		5			1,791		5			1,559		5			1,456		5			1,487		5
Capital goods		2,107		6			2,028		6			1,990		6			1,997		6			1,778		6
Industrial		1,531		4			1,461		4			1,431		4			1,372		4			1,340		4
Technology and communications		2,221		6			1,909		6			1,925		6			1,876		6			1,818		6
Transportation		1,344		4			1,290		4			1,240		4			1,129		4			1,253		4
Other		6,023		17			5,435		16			5,101		15			4,232		13			3,517		11

Subtotal	$	35,792		100	%	$	33,683		100	%	$	32,874		100	%	$	31,665		100	%	$	30,503		100	%

Non-Investment Grade:
Finance and insurance	$	637		25	%	$	647		26	%	$	669		26	%	$	549		24	%	$	578		25	%
Utilities and energy		249		10			221		9			240		10			236		10			241		10
Consumer—non-cyclical		282		11			282		11			322		13			340		15			286		12
Consumer—cyclical		202		8			193		8			210		8			181		8			183		8
Capital goods		400		16			388		16			379		15			351		15			360		16
Industrial		400		15			389		16			354		14			347		15			361		16
Technology and communications		240		9			229		9			226		9			167		7			183		8
Transportation		99		4			106		4			77		3			60		3			64		3
Other		39		2			39		1			53		2			67		3			42		2

Subtotal	$	2,548		100	%	$	2,494		100	%	$	2,530		100	%	$	2,298		100	%	$	2,298		100	%

Total	$	38,340		100	%	$	36,177		100	%	$	35,404		100	%	$	33,963		100	%	$	32,801		100	%

Fixed Maturity Securities—Contractual Maturity Dates:
Due in one year or less	$	2,613		4	%	$	2,801		5	%	$	2,660		5	%	$	2,217		4	%	$	1,897		4	%
Due after one year through five years		12,562		22			11,696		22			12,582		24			12,400		25			12,247		26
Due after five years through ten years		9,454		17			8,877		17			8,152		16			7,950		16			7,862		16
Due after ten years		21,256		38			19,983		37			18,889		36			17,926		36			17,416		37

Subtotal		45,885		81			43,357		81			42,283		81			40,493		81			39,422		83
Mortgage and asset-backed securities		10,471		19			10,029		19			9,757		19			9,259		19			8,324		17

Total fixed maturity securities	$	56,356		100	%	$	53,386		100	%	$	52,040		100	%	$	49,752		100	%	$	47,746		100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Additional Information on Mortgage-backed and Asset-backed Securities by Vintage as of September 30, 2010⁽¹⁾

(amounts in millions)

Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans⁽²⁾:


	Fair Value																Net Unrealized Losses
S&P Equivalent Rating	2004 and prior		2005		2006		2007		2008		2009		2010		Total		2004 and prior			2005			2006			2007			2008		2009		2010		Total
AAA	$	44	$	7	$	—	$	—	$	—	$	—	$	—	$	51	$	(1	)	$	—		$	—		$	—		$	—	$	—	$	—	$	(1	)
AA		23		16		—		18		—		—		—		57		(5	)		(5	)		—			(5	)		—		—		—		(15	)
A		11		18		3		—		—		—		—		32		(4	)		(22	)		(1	)		—			—		—		—		(27	)
BBB		16		14		—		—		—		—		—		30		(7	)		(9	)		—			—			—		—		—		(16	)
BB		11		26		—		—		—		—		—		37		(7	)		(4	)		—			—			—		—		—		(11	)
B		4		28		22		—		—		—		—		54		(2	)		(11	)		(7	)		—			—		—		—		(20	)
CCC and lower		25		47		97		15		—		—		—		184		(11	)		(62	)		(76	)		(12	)		—		—		—		(161	)

Total	$	134	$	156	$	122	$	33	$	—	$	—	$	—	$	445	$	(37	)	$	(113	)	$	(84	)	$	(17	)	$	—	$	—	$	—	$	(251	)


Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans:
	Fair Value																Net Unrealized Losses
S&P Equivalent Rating	2004 and prior		2005		2006		2007		2008		2009		2010		Total		2004 and prior			2005			2006			2007			2008		2009		2010		Total
AAA	$	42	$	16	$	—	$	—	$	—	$	—	$	13	$	71	$	(4	)	$	—		$	—		$	—		$	—	$	—	$	—	$	(4	)
AA		8		—		1		—		—		—		—		9		(1	)		—			(2	)		—			—		—		—		(3	)
A		16		2		1		6		—		—		—		25		(1	)		(3	)		(3	)		—			—		—		—		(7	)
BBB		25		—		3		—		—		—		—		28		(17	)		(2	)		(11	)		—			—		—		—		(30	)
BB		1		4		—		4		—		—		—		9		(5	)		—			—			(3	)		—		—		—		(8	)
B		3		40		28		5		—		—		—		76		(6	)		(21	)		(17	)		(3	)		—		—		—		(47	)
CCC and lower		4		80		27		29		—		—		—		140		(13	)		(62	)		(13	)		(17	)		—		—		—		(105	)

Total	$	99	$	142	$	60	$	44	$	—	$	—	$	13	$	358	$	(47	)	$	(88	)	$	(46	)	$	(23	)	$	—	$	—	$	—	$	(204	)



Commercial Mortgage-backed Securities⁽³⁾:
	Fair Value																Net Unrealized Losses
S&P Equivalent Rating	2004 and prior		2005		2006		2007		2008		2009		2010		Total		2004 and prior			2005			2006			2007			2008		2009		2010		Total
AAA	$	1,937	$	341	$	325	$	121	$	—	$	30	$	11	$	2,765	$	142		$	11		$	—		$	3		$	—	$	5	$	1	$	162
AA		52		48		102		32		—		—		3		237		(12	)		(7	)		(28	)		—			—		—		—		(47	)
A		52		29		83		55		—		—		—		219		(10	)		(14	)		(22	)		(12	)		—		—		—		(58	)
BBB		52		24		48		34		—		—		—		158		(25	)		(25	)		(21	)		(34	)		—		—		—		(105	)
BB		17		3		49		133		—		—		—		202		(12	)		(13	)		(19	)		(61	)		—		—		—		(105	)
B		12		—		32		23		—		—		—		67		(5	)		—			(10	)		(28	)		—		—		—		(43	)
CCC and lower		28		9		35		37		—		—		—		109		(1	)		(14	)		(15	)		(29	)		—		—		—		(59	)

Total	$	2,150	$	454	$	674	$	435	$	—	$	30	$	14	$	3,757	$	77		$	(62	)	$	(115	)	$	(161	)	$	—	$	5	$	1	$	(255	)

⁽¹⁾	Based on current ratings.

⁽²⁾

The sub-prime securities are principally backed by first lien mortgages. The company does not have a significant exposure to second liens or option adjustable rate mortgages. The company does not have any material exposure to mezzanine CDOs. The company does not have any exposure to net interest margin deals, highly leveraged transactions or CDO-squared investments.

⁽³⁾

As of September 30, 2010, 37% of the commercial mortgage-backed securities related to loans with fixed interest rates and 63% related to loans with floating interest rates. The average original loan-to-value ratio for commercial mortgage-backed securities included in the fixed maturity securities portfolio was 62%.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2010						June 30, 2010						March 31, 2010						December 31, 2009						September 30, 2009
	Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total			Carrying Amount			% of Total
Geographic Region
Pacific	$	1,857			27	%	$	1,937			27	%	$	1,966			27	%	$	2,005			27	%	$	2,025			26	%
South Atlantic		1,593			23			1,660			23			1,669			23			1,711			23			1,834			24
Middle Atlantic		935			13			974			13			987			13			1,005			13			1,016			13
East North Central		657			9			701			10			714			10			728			10			742			10
Mountain		591			9			624			8			640			9			650			9			658			9
New England		484			7			491			7			486			6			492			6			493			6
West North Central		374			5			378			5			385			5			389			5			396			5
West South Central		306			4			314			4			325			4			331			4			337			4
East South Central		189			3			194			3			210			3			230			3			237			3

Subtotal		6,986			100	%		7,273			100	%		7,382			100	%		7,541			100	%		7,738			100	%

Allowance for losses		(62	)					(70	)					(52	)					(48	)					(41	)
Unamortized fees and costs		5						5						6						6						7

Total	$	6,929					$	7,208					$	7,336					$	7,499					$	7,704

Property Type
Retail	$	2,015			29	%	$	2,047			28	%	$	2,074			28	%	$	2,115			28	%	$	2,246			29	%
Office		1,897			27			1,971			27			1,991			27			2,025			27			2,052			27
Industrial		1,861			27			1,903			26			1,955			27			1,979			26			2,008			26
Apartments		776			11			812			11			819			11			832			11			847			11
Mixed use/other		437			6			540			8			543			7			590			8			585			7

Subtotal		6,986			100	%		7,273			100	%		7,382			100	%		7,541			100	%		7,738			100	%

Allowance for losses		(62	)					(70	)					(52	)					(48	)					(41	)
Unamortized fees and costs		5						5						6						6						7

Total	$	6,929					$	7,208					$	7,336					$	7,499					$	7,704

Allowance for Losses on Commercial Mortgage Loans
Beginning balance	$	70					$	52					$	48					$	41					$	33
Provision		5						18						4						7						8
Release		(13	)					—						—						—						—

Ending balance	$	62					$	70					$	52					$	48					$	41

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2010					June 30, 2010						March 31, 2010					December 31, 2009						September 30, 2009
Loan Size	Principal Balance		% of Total			Principal Balance			% of Total			Principal Balance		% of Total			Principal Balance			% of Total			Principal Balance		% of Total
Under $5 million	$	2,928		42	%	$	2,998			41	%	$	3,069		41	%	$	3,146			42	%	$	3,170		41	%
$5 million but less than $10 million		1,623		23			1,679			23			1,670		23			1,711			23			1,754		23
$10 million but less than $20 million		1,316		19			1,339			19			1,378		19			1,418			19			1,449		19
$20 million but less than $30 million		300		4			309			4			311		4			312			4			314		4
$30 million and over		819		12			952			13			954		13			955			12			1,046		13

Subtotal		6,986		100	%		7,277			100	%		7,382		100	%		7,542			100	%		7,733		100	%

Net premium/discount		—					(4	)					—					(1	)					5

Total	$	6,986				$	7,273					$	7,382				$	7,541					$	7,738

Commercial Mortgage Loan Information by Vintage as of September 30, 2010

(loan amounts in millions)


Loan Year	Total Loan Balance		Delinquent Loan Balance		Number of Loans		Number of Delinquent Loans		Average Balance Per Loan		Average Balance Per Delinquent Loan		Average Loan-To-Value⁽¹⁾
2004 and prior	$	2,336	$	26		955		8	$	2	$	3		51	%
2005		1,540		10		317		2	$	5	$	5		65	%
2006		1,437		14		286		2	$	5	$	7		73	%
2007		1,353		6		194		1	$	7	$	6		79	%
2008		286		13		59		3	$	5	$	4		77	%
2009		—		—		—		—	$	—	$	—		—	%
2010		34		—		6		—	$	6	$	—		49	%

Total	$	6,986	$	69		1,817		16	$	4	$	4		65	%

⁽¹⁾	Represents loan-to-value as of September 30, 2010.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Net Investment Income
Fixed maturity securities—taxable	$	658		$	646		$	626		$	1,930		$	621		$	610		$	604		$	623		$	2,458
Fixed maturity securities—non-taxable		14			16			16			46			22			27			28			30			107
Commercial mortgage loans		95			99			104			298			103			106			109			114			432
Restricted commercial mortgage loans related to securitization entities⁽¹⁾		10			10			10			30			—			—			—			—			—
Equity securities		4			5			2			11			4			6			3			3			16
Other invested assets		23			29			32			84			20			24			26			8			78
Limited partnerships⁽²⁾		1			10			(34	)		(23	)		—			(20	)		(33	)		(107	)		(160	)
Restricted other invested assets related to securitization entities⁽¹⁾		1			—			1			2			—			—			—			—			—
Policy loans		28			28			27			83			28			19			52			44			143
Cash, cash equivalents and short-term investments		6			4			5			15			9			9			14			17			49

Gross investment income before expenses and fees		840			847			789			2,476			807			781			803			732			3,123
Expenses and fees		(25	)		(24	)		(24	)		(73	)		(25	)		(22	)		(22	)		(21	)		(90	)

Net investment income	$	815		$	823		$	765		$	2,403		$	782		$	759		$	781		$	711		$	3,033

Annualized Yields
Fixed maturity securities—taxable		5.0	%		5.0	%		4.9	%		5.0	%		5.1	%		5.2	%		5.2	%		5.4	%		5.2	%
Fixed maturity securities—non-taxable		4.3	%		4.3	%		4.3	%		4.3	%		4.6	%		4.6	%		4.6	%		4.6	%		4.7	%
Commercial mortgage loans		5.4	%		5.5	%		5.8	%		5.6	%		5.4	%		5.5	%		5.5	%		5.6	%		5.5	%
Restricted commercial mortgage loans related to securitization entities⁽¹⁾		7.6	%		7.3	%		7.3	%		7.4	%		—	%		—	%		—	%		—	%		—	%
Equity securities		6.8	%		11.8	%		6.6	%		8.4	%		9.5	%		12.8	%		3.6	%		4.6	%		7.0	%
Other invested assets		13.3	%		17.3	%		15.0	%		14.5	%		7.1	%		7.7	%		7.6	%		1.8	%		5.5	%
Limited partnerships⁽²⁾		1.0	%		10.6	%		-34.0	%		-8.2	%		-0.1	%		-13.4	%		-21.3	%		-62.1	%		-26.8	%
Restricted other invested assets related to securitization entities⁽¹⁾		0.3	%		0.3	%		1.0	%		0.5	%		—	%		—	%		—	%		—	%		—	%
Policy loans		7.6	%		7.7	%		7.7	%		7.6	%		8.1	%		4.4	%		10.5	%		9.6	%		8.4	%
Cash, cash equivalents and short-term investments		0.5	%		0.3	%		0.4	%		0.4	%		0.5	%		0.5	%		0.7	%		0.8	%		0.6	%

Gross investment income before expenses and fees		4.8	%		4.9	%		4.6	%		4.8	%		4.7	%		4.5	%		4.7	%		4.2	%		4.5	%
Expenses and fees		-0.1	%		-0.1	%		-0.2	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%

Net investment income		4.7	%		4.8	%		4.4	%		4.7	%		4.6	%		4.4	%		4.6	%		4.1	%		4.4	%

Yields for fixed maturity securities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability.

⁽¹⁾	Represents investment income and yields related to restricted commercial mortgage loans and other invested assets required to be consolidated under a new accounting standard effective January 1, 2010.

⁽²⁾	Limited partnership investments are equity-based and do not have fixed returns by period.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total

Net realized gains (losses) on available-for-sale securities:
Fixed maturity securities:
U.S. corporate	$	3		$	4		$	(6	)	$	1		$	(7	)	$	(13	)	$	(9	)	$	(28	)	$	(57	)
U.S. government, agencies and government-sponsored enterprises		1			—			(4	)		(3	)		11			—			—			—			11
Foreign corporate		3			16			2			21			8			10			(1	)		(1	)		16
Foreign government		3			—			(2	)		1			2			1			1			2			6
Tax-exempt		(2	)		(3	)		4			(1	)		20			26			—			1			47
Mortgage-backed securities		(7	)		(5	)		(3	)		(15	)		(3	)		4			(2	)		4			3
Asset-backed securities		(1	)		—			(1	)		(2	)		—			(4	)		(8	)		—			(12	)
Equity securities		—			1			—			1			2			1			1			—			4
Foreign exchange		1			(1	)		—			—			(2	)		3			—			—			1

Total net realized gains (losses) on available-for-sale securities		1			12			(10	)		3			31			28			(18	)		(22	)		19

Impairments:
Sub-prime residential mortgage-backed securities:
AA		—			—			—			—			(2	)		(1	)		—			(11	)		(14	)
A		—			—			—			—			(1	)		—			—			(1	)		(2	)
BBB		—			—			—			—			(1	)		(2	)		(3	)		(3	)		(9	)
Below BBB		(3	)		(1	)		(16	)		(20	)		(25	)		(25	)		(23	)		(33	)		(106	)
Alt-A residential mortgage-backed securities:
AA		—			—			—			—			—			—			(6	)		(6	)		(12	)
A		—			—			—			—			—			—			(1	)		(18	)		(19	)
BBB		—			—			—			—			—			—			—			(1	)		(1	)
Below BBB		(9	)		(13	)		(8	)		(30	)		(18	)		(19	)		(11	)		(58	)		(106	)

Total sub-prime and Alt-A residential mortgage-backed securities		(12	)		(14	)		(24	)		(50	)		(47	)		(47	)		(44	)		(131	)		(269	)

Prime residential mortgage-backed securities:
AA		—			—			—			—			—			—			—			(12	)		(12	)
A		—			—			—			—			—			—			(1	)		(8	)		(9	)
BBB		—			—			—			—			—			—			—			(3	)		(3	)
Below BBB		(4	)		(3	)		(6	)		(13	)		(10	)		(13	)		(18	)		(1	)		(42	)
Other asset-backed securities		—			(9	)		(10	)		(19	)		—			—			(2	)		(9	)		(11	)
Commercial mortgage-backed securities:
A		—			—			—			—			(1	)		—			—			(9	)		(10	)
BBB		—			—			—			—			—			(2	)		—			—			(2	)
Below BBB		(2	)		(1	)		(1	)		(4	)		(1	)		(1	)		(6	)		(10	)		(18	)
Corporate fixed maturity securities		(6	)		—			(3	)		(9	)		(6	)		(15	)		(1	)		(37	)		(59	)
Financial hybrid securities		—			—			(4	)		(4	)		(4	)		(47	)		(4	)		(155	)		(210	)
Retained interest on securitized assets		—			—			—			—			—			—			(23	)		—			(23	)
Limited partnerships		—			(2	)		(4	)		(6	)		—			—			—			—			—
Equity securities		—			—			—			—			—			—			—			(13	)		(13	)
Commercial mortgage loans		(1	)		(3	)		—			(4	)		(5	)		(2	)		—			—			(7	)

Total impairments		(25	)		(32	)		(52	)		(109	)		(74	)		(127	)		(99	)		(388	)		(688	)

Net unrealized gains (losses) on trading securities		14			(2	)		4			16			5			10			7			(8	)		14
Derivative instruments		61			(25	)		(5	)		31			6			12			75			(79	)		14
Bank loans		1			4			3			8			—			4			4			—			8
Limited partnerships		(1	)		(2	)		(1	)		(4	)		(26	)		—			—			—			(26	)
Commercial mortgage loans held-for-sale market valuation allowance		(4	)		(13	)		(3	)		(20	)		(5	)		(6	)		(3	)		(4	)		(18	)
Net gains (losses) related to securitization entities⁽¹⁾		20			(31	)		7			(4	)		—			—			—			—			—
Other		—			—			11			11			—			—			—			—			—

Net investment gains (losses), net of taxes		67			(89	)		(46	)		(68	)		(63	)		(79	)		(34	)		(501	)		(677	)
Adjustment for DAC and other intangible amortization and certain benefit reserves, net of taxes		(12	)		13			5			6			10			18			(25	)		18			21
Adjustment for net investment (gains) losses attributable to noncontrolling interests, net of taxes		(1	)		—			(1	)		(2	)		(1	)		(1	)		—			—			(2	)

Net investment gains (losses), net of taxes and other adjustments	$	54		$	(76	)	$	(42	)	$	(64	)	$	(54	)	$	(62	)	$	(59	)	$	(483	)	$	(658	)

⁽¹⁾Represents

net investment gains (losses) related to restricted commercial mortgage loans and other invested assets required to be consolidated under a new accounting standard effective January 1, 2010.

Reconciliations of Non-GAAP Measures

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Reconciliation of Operating ROE

(amounts in millions)


Twelve Month Rolling Average ROE	Twelve months ended
	September 30, 2010			June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the twelve months ended⁽¹⁾	$	343		$	279		$	187		$	(460	)	$	(821	)
Quarterly average Genworth Financial, Inc.’s stockholders' equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,499		$	12,363		$	12,149		$	12,038		$	12,013
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		2.7	%		2.3	%		1.5	%		-3.8	%		-6.8	%

Operating ROE
Net operating income (loss) for the twelve months ended⁽¹⁾	$	355		$	407		$	298		$	198		$	(103	)
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,499		$	12,363		$	12,149		$	12,038		$	12,013
Operating ROE⁽¹⁾ divided by⁽²⁾		2.8	%		3.3	%		2.5	%		1.6	%		-0.9	%

Quarterly Average ROE	Three months ended
	September 30, 2010			June 30, 2010			March 31, 2010			December 31, 2009			September 30, 2009
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the period ended⁽³⁾	$	83		$	42		$	178		$	40		$	19
Average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,559		$	12,572		$	12,492		$	12,417		$	12,117
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		2.6	%		1.3	%		5.7	%		1.3	%		0.6	%

Operating ROE
Net operating income for the period ended⁽³⁾	$	29		$	118		$	114		$	94		$	81
Quarterly average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,559		$	12,572		$	12,492		$	12,417		$	12,117
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		0.9	%		3.8	%		3.7	%		3.0	%		2.7	%

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income (loss) divided by average ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) in average ending Genworth Financial, Inc.’s stockholders equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) available to Genworth Financial, Inc.’s common stockholders divided by average ending Genworth Financial, Inc.’s stockholders’ equity.

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 10 herein.

⁽²⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) for the most recent five quarters.

⁽³⁾	Net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income from page 10 herein.

⁽⁴⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Reconciliation of Expense Ratio

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals⁽¹⁾	$	472		$	499		$	475		$	1,446		$	503		$	484		$	456		$	441		$	1,884
Total revenues⁽²⁾	$	2,667		$	2,410		$	2,421		$	7,498		$	2,461		$	2,391		$	2,483		$	1,734		$	9,069

Expense ratio⁽¹⁾ divided by⁽²⁾		17.7	%		20.7	%		19.6	%		19.3	%		20.4	%		20.2	%		18.4	%		25.4	%		20.8	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	472		$	499		$	475		$	1,446		$	503		$	484		$	456		$	441		$	1,884
Less wealth management business		73			72			66			211			64			58			55			52			229
Less lifestyle protection insurance business		139			157			154			450			163			169			160			153			645

Adjusted acquisition and operating expenses, net of deferrals⁽³⁾	$	260		$	270		$	255		$	785		$	276		$	257		$	241		$	236		$	1,010

Total revenues	$	2,667		$	2,410		$	2,421		$	7,498		$	2,461		$	2,391		$	2,483		$	1,734		$	9,069
Less wealth management business		89			89			81			259			77			71			67			63			278
Less lifestyle protection insurance business		258			284			311			853			326			336			334			305			1,301
Less net investment gains (losses)		103			(141	)		(72	)		(110	)		(96	)		(118	)		(53	)		(756	)		(1,023	)

Adjusted total revenues⁽⁴⁾	$	2,217		$	2,178		$	2,101		$	6,496		$	2,154		$	2,102		$	2,135		$	2,122		$	8,513

Adjusted expense ratio⁽³⁾ divided by⁽⁴⁾		11.7	%		12.4	%		12.1	%		12.1	%		12.8	%		12.2	%		11.3	%		11.1	%		11.9	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s wealth management and lifestyle protection insurance businesses. The wealth management and lifestyle protection insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Reconciliation of Core Premiums

(amounts in millions)


	2010												2009
	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
Reported premiums	$	1,447		$	1,470		$	1,470		$	4,387		$	1,523		$	1,492		$	1,502		$	1,502		$	6,019
Less retirement income—spread-based premiums		42			32			36			110			39			30			38			47			154
Less impact of changes in foreign exchange rates		(11	)		25			68			82			73			(42	)		(92	)		(120	)		(181	)

Core premiums	$	1,416		$	1,413		$	1,366		$	4,195		$	1,411		$	1,504		$	1,556		$	1,575		$	6,046

Reported premium percentage change from prior year		-3.0	%		-2.1	%		-2.1	%		-2.4	%		-5.8	%		-14.0	%		-12.1	%		-12.5	%		-11.2	%
Core premium percentage change from prior year		-5.9	%		-9.2	%		-13.3	%		-9.5	%		-12.6	%		-2.2	%		1.2	%		6.1	%		-2.1	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from the retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Reconciliation of Core Yield


		2010												2009
	(Assets—amounts in billions)	3Q			2Q			1Q			Total			4Q			3Q			2Q			1Q			Total
	Reported—Total Invested Assets and Cash	$	74.8		$	71.8		$	69.3		$	74.8		$	68.5		$	69.1		$	65.2		$	64.5		$	68.5
	Subtract:
	Securities lending		0.7			0.7			0.6			0.7			0.9			0.9			1.0			1.1			0.9
	Unrealized gains (losses)		3.8			1.7			(0.9	)		3.8			(1.3	)		(2.0	)		(4.4	)		(7.0	)		(1.3	)
	Derivative counterparty collateral		1.6			1.1			0.6			1.6			0.6			0.9			0.8			1.2			0.6

	Adjusted end of period invested assets	$	68.7		$	68.3		$	69.0		$	68.7		$	68.3		$	69.3		$	67.8		$	69.2		$	68.3

(A)	Average Invested Assets Used in Reported Yield Calculation	$	68.6		$	68.7		$	68.9		$	68.6		$	68.8		$	68.6		$	68.5		$	70.2		$	69.1
	Subtract:
	Restricted commercial mortgage loans and other invested assets related to securitization entities⁽¹⁾		0.5			0.5			0.6			0.6			—			—			—			—			—

(B)	Average Invested Assets Used in Core Yield Calculation		68.1			68.2			68.3			68.0			68.8			68.6			68.5			70.2			69.1
	Subtract:
	Portfolios supporting floating products and non-recourse funding obligations⁽²⁾		9.4			9.3			9.3			9.3			9.7			10.2			10.7			11.6			10.6

(C)	Average Invested Assets Used in Core Yield (excl. Floating and Non-Recourse Funding) Calculation	$	58.7		$	58.9		$	59.0		$	58.7		$	59.1		$	58.4		$	57.8		$	58.6		$	58.5

	(Income—amounts in millions)
(D)	Reported—Net Investment Income	$	815		$	823		$	765		$	2,403		$	782		$	759		$	781		$	711		$	3,033
	Subtract:
	Bond calls and commercial mortgage loan prepayments		8			—			7			15			3			8			4			11			26
	Reinsurance⁽³⁾		14			21			29			64			15			22			26			8			71
	Other non-core items⁽⁴⁾		6			7			—			13			14			(5	)		1			4			14
	Restricted commercial mortgage loans and other invested assets related to securitization entities⁽¹⁾		7			7			8			22			—			—			—			—			—

(E)	Core Net Investment Income		780			788			721			2,289			750			734			750			688			2,922
	Subtract:
	Investment income from portfolios supporting floating products and non-recourse funding obligations⁽²⁾		34			28			2			64			16			22			29			23			90

(F)	Core Net Investment Income (excl. Floating and Non-Recourse Funding)	$	746		$	760		$	719		$	2,225		$	734		$	712		$	721		$	665		$	2,832

(D)/(A)	Reported Yield		4.75	%		4.79	%		4.44	%		4.67	%		4.55	%		4.43	%		4.56	%		4.05	%		4.39	%
(E)/(B)	Core Yield		4.58	%		4.62	%		4.22	%		4.48	%		4.36	%		4.28	%		4.38	%		3.92	%		4.23	%
(F)/(C)	Core Yield (excl. Floating and Non-Recourse Funding)		5.08	%		5.16	%		4.87	%		5.05	%		4.97	%		4.88	%		4.99	%		4.54	%		4.84	%

Notes:

Columns may not add due to rounding.

Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾	Represents the incremental assets and investment income related to restricted commercial mortgage loans and other invested assets required to be consolidated under a new accounting standard effective January 1, 2010.

⁽²⁾	Floating products refer to institutional products and the non-recourse funding obligations that support certain term and universal life insurance reserves in the company's life insurance business.

⁽³⁾

Represents imputed investment income related to a reinsurance agreement in the lifestyle protection insurance business. Includes a $17 million reclassification adjustment in the second quarter of 2009 to interest expense related to the reinsurance arrangements accounted for under the deposit method as these arrangements were in a loss position.

⁽⁴⁾	Includes mark-to-mark adjustment on assets supporting executive deferred compensation and various other immaterial items.

Corporate Information

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Industry Ratings

The company’s principal life insurance subsidiaries are rated by Standard & Poor’s Financial Services LLC (“S&P”), Moody’s Investors Service, Inc. (“Moody’s”), A.M. Best Company, Inc. (“A.M. Best”) and Fitch Ratings (“Fitch”) as follows:


Company	S&P	Moody’s	A.M. Best	Fitch
Genworth Life Insurance Company	A	A2	A	A-
Genworth Life Insurance Company (short-term rating)	A-1	P-1	Not rated	Not rated
Genworth Life and Annuity Insurance Company	A	A2	A	A-
Genworth Life and Annuity Insurance Company (short-term rating)	A-1	P-1	Not rated	Not rated
Genworth Life Insurance Company of New York	A	A2	A	A-
Continental Life Insurance Company of Brentwood, Tennessee	Not rated	Not rated	A-	A-
American Continental Insurance Company	Not rated	Not rated	A-	Not rated

The company’s principal mortgage insurance subsidiaries are rated by S&P and Moody’s as follows:

Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	BBB-	Baa2
Genworth Financial Mortgage Insurance Pty. Limited (Australia)	AA-	A1
Genworth Financial Mortgage Insurance Limited (Europe)	BBB	Baa3
Genworth Residential Mortgage Insurance Corporation of NC	BBB-	Baa2
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA-	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAA	Aa3.mx

The company’s principal lifestyle protection insurance subsidiaries are rated by S&P as follows:

Company	S&P
Financial Assurance Company Limited	A-
Financial Insurance Company Limited	A-

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (“DBRS”).

The S&P, Moody’s, A.M. Best and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in the company's securities.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2010

Industry Ratings (continued)

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. An insurer rated “A” (Strong) has strong financial security characteristics and an insurer rated “BBB” (Good) has good financial security characteristics. The “AA,” “A” and “BBB” ranges are the second-, third- and fourth-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA-,” “A,” “A-,” “BBB” and “BBB-” ratings are the fourth-, sixth-, seventh-, ninth- and tenth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. An obligor rated “mxAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAA” rating is the second-highest enterprise credit rating assigned on S&P’s CaVal national scale.

Moody’s states that insurance companies rated “A” (Good) offer good financial security and those rated “Baa” (Adequate) offer adequate financial security. The “A” (Good) and “Baa” (Adequate) ranges are the third-and fourth-highest, respectively, of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the groups, with 1 being the highest and 3 being the lowest. These modifiers are not added to ratings in the “Aaa” category or to ratings below the “Caa” category. Accordingly, the “A1,” “A2,” “Baa2” and “Baa3” ratings are the fifth-, sixth-, ninth-and tenth-highest, respectively, of Moody’s 21 ratings categories. Short-term rating “P-1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aa.mx” demonstrate very strong creditworthiness relative to other issuers in Mexico.

A.M. Best states that its “A” (Excellent) and “A-” (Excellent) ratings are assigned to companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A” (Excellent) and “A-” (Excellent) ratings are the third-and fourth-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “F.”

Fitch states that “A” (Strong) rated insurance companies are viewed as possessing strong capacity to meet policyholder and contract obligations. The “A” rating category is the third-highest of eight financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “A-” rating is the seventh-highest of Fitch’s 21 ratings categories.

DBRS states that long-term obligations rated “AA” are of superior credit quality. Given the restrictive definition DBRS has for the “AAA” category, entities rated “AA” are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

S&P, Moody’s, A.M. Best, Fitch and DBRS review their ratings periodically and the company cannot assure you that it will maintain the current ratings in the future. Other agencies may also rate the company or its insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

Alicia.Charity@genworth.com