Exhibit 99.2

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009


Table of Contents		Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Third Quarter Results*
Net Income (Loss)		7
Net Operating Income (Loss) by Segment		8
Consolidated Net Income (Loss) by Quarter		9
Net Operating Income (Loss) by Segment by Quarter		10
Consolidated Balance Sheets		11-12
Consolidated Balance Sheets by Segment		13-14
Deferred Acquisition Costs Rollforward		15

*Quarterly Results by Segment*
Net Operating Income (Loss) by Segment		17-20
Net Operating Income (Loss) and Sales—Retirement and Protection		22-33
Net Operating Income and Sales—International		35-45
Net Operating Loss and Sales—U.S. Mortgage Insurance		47-56
Net Operating Loss—Corporate and Other		58

*Additional Financial Data*
Investments Summary		60
Fixed Maturity Securities Summary		61
Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans		62
Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans		63
Additional Information on Commercial Mortgage-backed Securities		64
Commercial Mortgage Loans Summary		65
General Account GAAP Net Investment Income Yields		66
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail		67

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating Return on Equity (ROE)		69
Reconciliation of Expense Ratio		70
Reconciliation of Core Premiums		71
Reconciliation of Core Yield		72

*Corporate Information*
Industry Ratings		74-75

Note:

Unless otherwise noted, references in this financial supplement to net income (loss), net income (loss) per share, net operating income (loss), net operating income (loss) per share, book value and book value per common share should be read as net income (loss) available to Genworth Financial, Inc.’s common stockholders, net income (loss) available to Genworth Financial, Inc.’s common stockholders per share, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders, net operating income (loss) available to Genworth Financial, Inc.’s common stockholders per share, book value available to Genworth Financial, Inc.’s common stockholders and book value available to Genworth Financial, Inc.’s common stockholders per share, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Dear Investor,

You will note two new disclosures to enhance the understanding of the company’s operating performance and financial trends.

In the third quarter of 2009, in the International segment, the company sold 42.5% of its Canadian mortgage insurance business and now reflects this as noncontrolling interests.

In the lifestyle protection insurance business, the company added the loss ratios for each quarter as presented on page 45.

Once again, thank you for your continued interest in Genworth Financial.

Please feel free to call with any questions or comments.

Regards,

Alicia Charity

Senior Vice President

Investor Relations

804 662.2248

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” The chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss). The company defines net operating income (loss) as income (loss) from continuing operations excluding net income attributable to noncontrolling interests, after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. The company excludes net investment gains (losses) and infrequent or unusual non-operating items because the company does not consider them to be related to the operating performance of the company’s segments and Corporate and Other activities. A significant component of net investment gains (losses) is the result of impairments, size and the timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to the company discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) if, in the company’s opinion, they are not indicative of overall trends. While some of these items may be significant components of net income (loss) available to Genworth Financial, Inc.’s common stockholders in accordance with GAAP, the company believes that net operating income (loss), and measures that are derived from or incorporate net operating income (loss), are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for net income (loss) available to Genworth Financial, Inc.’s common stockholders determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) may differ from the definitions used by other companies. The table on page 8 of this financial supplement reflects net operating income (loss) as determined in accordance with accounting guidance related to segment reporting, and a reconciliation of net operating income (loss) of the company’s segments and Corporate and Other activities to net income (loss) available to Genworth Financial, Inc.’s common stockholders for the three and nine months ended September 30, 2009 and 2008. The financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 69 through 72 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management” and “insurance in-force” or “risk in-force” (RIF) which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metrics as a measure of volume of new and renewal business generated in a period. “Sales” refer to (1) annualized first-year premiums for term life insurance, long-term care insurance and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross and net flows, which represent gross flows less redemptions, for the wealth management business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where the company earns a fee for administrative services only business, for lifestyle protection insurance business; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums, net of cancellations, for the Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods.

The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be measures of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than measures of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for the wealth management business, insurance in-force and risk in-force. Assets under management for the wealth management business represent third-party assets under management that are not consolidated in the financial statements. Insurance in-force for the life insurance, international and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for the international and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for its wealth management business, insurance in-force and risk in-force to be measures of the company’s operating performance because they represent measures of the size of the business at a specific date, rather than measures of the company’s revenues or profitability during that period.

This financial supplement also includes a metric related to estimated savings for loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. The company believes that this metric helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

(1)	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008			June 30, 2008			March 31, 2008
Total Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)	$	12,394		$	11,839		$	11,527		$	11,988		$	12,317		$	12,616		$	12,760
Total accumulated other comprehensive income (loss)		23			(1,869	)		(3,298	)		(3,062	)		(1,819	)		(271	)		(35	)

Total Genworth Financial, Inc.’s stockholders’ equity	$	12,417		$	9,970		$	8,229		$	8,926		$	10,498		$	12,345		$	12,725

Book value per common share	$	25.42		$	23.01		$	19.00		$	20.60		$	24.24		$	28.52		$	29.41
Book value per common share, excluding accumulated other comprehensive income (loss)	$	25.37		$	27.33		$	26.61		$	27.67		$	28.44		$	29.14		$	29.49
Common shares outstanding as of balance sheet date		488.5			433.2			433.2			433.2			433.1			432.9			432.7

	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
GAAP Basis ROE		-6.8	%		-9.1	%		-9.5	%		-4.6	%		-0.6	%
Operating ROE		-0.9	%		0.3	%		2.0	%		3.8	%		7.8	%

	Three months ended
Quarterly Average ROE	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
GAAP Basis ROE		0.6	%		-1.7	%		-16.0	%		-10.6	%		-8.3	%
Operating ROE		2.7	%		0.3	%		0.5	%		-6.8	%		7.1	%

See page 69 herein for a reconciliation of GAAP Basis ROE to Operating ROE.


Basic and Diluted Shares	Three months ended September 30, 2009	Nine months ended September 30, 2009⁽¹⁾
Weighted-average shares used in basic earnings (loss) per common share calculations	448.9	438.5
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights	2.7	—

Weighted-average shares used in diluted earnings (loss) per common share calculations	451.6	438.5

⁽¹⁾

Under applicable accounting guidance, companies in a loss position are required to use basic weighted-average common shares outstanding in the calculation of diluted loss per share. Therefore, as a result of the net loss for the nine months ended September 30, 2009, the inclusion of 1.3 million, of shares for stock options, restricted stock units and stock appreciation rights would have been antidilutive to the calculation. If the company had not incurred a net loss for the nine months ended September 30, 2009, dilutive potential common shares would have been 439.8 million.

Third Quarter Results

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Income (Loss)

(amounts in millions)


	Three months ended September 30,						Nine months ended September 30,
	2009			2008			2009			2008
REVENUES:
Premiums	$	1,492		$	1,735		$	4,496		$	5,161
Net investment income		759			918			2,251			2,873
Net investment gains (losses)		(122	)		(816	)		(945	)		(1,560	)
Insurance and investment product fees and other		262			331			806			845

Total revenues		2,391			2,168			6,608			7,319

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,450			1,497			4,450			4,284
Interest credited		225			319			763			984
Acquisition and operating expenses, net of deferrals		484			515			1,381			1,594
Amortization of deferred acquisition costs and intangibles		143			208			602			620
Interest expense		96			125			306			347

Total benefits and expenses		2,398			2,664			7,502			7,829

LOSS BEFORE INCOME TAXES		(7	)		(496	)		(894	)		(510	)
Benefit for income taxes		(52	)		(238	)		(420	)		(259	)
Effective tax rate		742.9	%		48.0	%		47.0	%		50.8	%

NET INCOME (LOSS)		45			(258	)		(474	)		(251	)
Less: net income attributable to noncontrolling interests		26			—			26			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	19		$	(258	)	$	(500	)	$	(251	)

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions, except per share amounts)


		Three months ended September 30,						Nine months ended September 30,
		2009			2008			2009			2008
Retirement and Protection:
Wealth Management		$	8		$	12		$	21		$	35
Retirement Income			8			15			(25	)		64
Institutional			(10	)		49			21			65
Life Insurance			79			63			175			215
Long-Term Care			35			39			118			111

Total Retirement and Protection			120			178			310			490
International:
International Mortgage Insurance	—Canada		45	⁽¹⁾		80			169			238
	—Australia		42			48			103			145
	—Other		(9	)		(2	)		(21	)		(1	)
Lifestyle Protection Insurance			18			40			33			127

Total International			96			166			284			509
U.S. Mortgage Insurance			(116	)		(121	)		(385	)		(216	)
Corporate and Other			(19	)		(3	)		(105	)		(107	)

NET OPERATING INCOME			81			220			104			676

ADJUSTMENT TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments⁽²⁾			(62	)		(478	)		(604	)		(927	)

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			19			(258	)		(500	)		(251	)
Add: net income attributable to noncontrolling interests			26			—			26			—

NET INCOME (LOSS)		$	45		$	(258	)	$	(474	)	$	(251	)

Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.04		$	(0.60	)	$	(1.14	)	$	(0.58	)
Diluted		$	0.04		$	(0.60	)	$	(1.14	)	$	(0.58	)
Net operating income per common share
Basic		$	0.18		$	0.51		$	0.23		$	1.56
Diluted		$	0.18		$	0.51		$	0.23		$	1.56
Weighted-average shares outstanding
Basic			448.9			433.1			438.5			433.2
Diluted			451.6			433.1			438.5			433.2
⁽¹⁾ Adjusted for 42.5% owned by noncontrolling interests beginning in the third quarter of 2009 following the initial public offering of the Canadian mortgage insurance business. The following table shows Canada net operating income assuming 100% ownership and then adjusts for the portion related to noncontrolling interests.
		Three months ended September 30,						Nine months ended September 30,
		2009			2008			2009			2008
Canada’s Net Operating Income		$	70		$	80		$	194		$	238
Less: Net Operating Income Attributable To Noncontrolling Interests			25			—			25			—

Canada’s Net Operating Income Available To Genworth’s Common Stockholders		$	45		$	80		$	169		$	238

⁽²⁾	See page 67 for details on net investment gains (losses), net of taxes and other adjustments.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Consolidated Net Income (Loss) by Quarter

(amounts in millions, except per share amounts)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,492		$	1,502		$	1,502		$	4,496		$	1,616		$	1,735		$	1,709		$	1,717		$	6,777
Net investment income		759			781			711			2,251			857			918			953			1,002			3,730
Net investment gains (losses)		(122	)		(53	)		(770	)		(945	)		(149	)		(816	)		(518	)		(226	)		(1,709	)
Insurance and investment product fees and other		262			253			291			806			305			331			254			260			1,150

Total revenues		2,391			2,483			1,734			6,608			2,629			2,168			2,398			2,753			9,948

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,450			1,492			1,508			4,450			1,522			1,497			1,386			1,401			5,806
Interest credited		225			263			275			763			309			319			320			345			1,293
Acquisition and operating expenses, net of deferrals		484			456			441			1,381			566			515			551			528			2,160
Amortization of deferred acquisition costs and intangibles		143			212			247			602			298			174			209			203			884
Goodwill impairment		—			—			—			—			243			34			—			—			277
Interest expense		96			114			96			306			123			125			110			112			470

Total benefits and expenses		2,398			2,537			2,567			7,502			3,061			2,664			2,576			2,589			10,890

INCOME (LOSS) BEFORE INCOME TAXES		(7	)		(54	)		(833	)		(894	)		(432	)		(496	)		(178	)		164			(942	)
Provision (benefit) for income taxes		(52	)		(4	)		(364	)		(420	)		(111	)		(238	)		(69	)		48			(370	)

NET INCOME (LOSS)		45			(50	)		(469	)		(474	)		(321	)		(258	)		(109	)		116			(572	)
Less: net income attributable to noncontrolling interests		26			—			—			26			—			—			—			—			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS	$	19		$	(50	)	$	(469	)	$	(500	)	$	(321	)	$	(258	)	$	(109	)	$	116		$	(572	)


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic	$	0.04		$	(0.11	)	$	(1.08	)	$	(1.14	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Diluted	$	0.04		$	(0.11	)	$	(1.08	)	$	(1.14	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Weighted-average shares outstanding
Basic		448.9			433.2			433.2			438.5			433.1			433.1			432.9			433.6			433.2
Diluted		451.6			433.2			433.2			438.5			433.1			433.1			432.9			436.8			433.2

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) by Segment by Quarter (amounts in millions, except per share amounts)


		2009												2008
		Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Retirement and Protection:
Wealth Management		$	8		$	7		$	6		$	21		$	8		$	12		$	11		$	12		$	43
Retirement Income			8			13			(46	)		(25	)		(310	)		15			13			36			(246	)
Institutional			(10	)		6			25			21			15			49			5			11			80
Life Insurance			79			58			38			175			49			63			87			65			264
Long-Term Care			35			43			40			118			49			39			34			38			160

Total Retirement and Protection			120			127			63			310			(189	)		178			150			162			301
International:
International Mortgage Insurance	—Canada		45			58			66			169			67			80			83			75			305
	—Australia		42			32			29			103			40			48			50			47			185
	—Other		(9	)		(7	)		(5	)		(21	)		(8	)		(2	)		1			—			(9	)
Lifestyle Protection Insurance			18			4			11			33			25			40			49			38			152

Total International			96			87			101			284			124			166			183			160			633
U.S. Mortgage Insurance			(116	)		(134	)		(135	)		(385	)		(114	)		(121	)		(59	)		(36	)		(330	)
Corporate and Other			(19	)		(71	)		(15	)		(105	)		(28	)		(3	)		(62	)		(42	)		(135	)

NET OPERATING INCOME (LOSS)			81			9			14			104			(207	)		220			212			244			469

ADJUSTMENTS TO NET OPERATING INCOME (LOSS):
Net investment gains (losses), net of taxes and other adjustments			(62	)		(59	)		(483	)		(604	)		(89	)		(478	)		(321	)		(128	)		(1,016	)
Expenses related to reorganization, net of taxes			—			—			—			—			(25	)		—			—			—			(25	)

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS			19			(50	)		(469	)		(500	)		(321	)		(258	)		(109	)		116			(572	)
Add: net income attributable to noncontrolling interests			26			—			—			26			—			—			—			—			—

NET INCOME (LOSS)		$	45		$	(50	)	$	(469	)	$	(474	)	$	(321	)	$	(258	)	$	(109	)	$	116		$	(572	)


Earnings (Loss) Per Share Data:
Net income (loss) available to Genworth Financial, Inc.’s common stockholders per common share
Basic		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.14	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Diluted		$	0.04		$	(0.11	)	$	(1.08	)	$	(1.14	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Net operating income (loss) per common share
Basic		$	0.18		$	0.02		$	0.03		$	0.23		$	(0.48	)	$	0.51		$	0.49		$	0.56		$	1.08
Diluted		$	0.18		$	0.02		$	0.03		$	0.23		$	(0.48	)	$	0.51		$	0.49		$	0.56		$	1.08
Weighted-average shares outstanding
Basic			448.9			433.2			433.2			438.5			433.1			433.1			432.9			433.6			433.2
Diluted			451.6			433.2			433.2			438.5			433.1			433.1			432.9			436.8			433.2

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2009		June 30, 2009		March 31, 2009		December 31, 2008⁽¹⁾		September 30, 2008
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	47,746	$	44,322	$	41,319	$	42,871	$	48,724
Equity securities available-for-sale, at fair value		164		252		221		234		309
Commercial mortgage loans		7,704		7,872		8,023		8,262		8,447
Policy loans		1,408		2,087		1,842		1,834		1,822
Other invested assets		4,949		5,305		6,080		7,411		4,913

Total investments		61,971		59,838		57,485		60,612		64,215
Cash and cash equivalents		7,144		5,374		7,064		7,328		5,102
Accrued investment income		717		639		821		736		794
Deferred acquisition costs		7,414		7,591		7,716		7,786		7,681
Intangible assets		961		1,079		1,142		1,147		1,068
Goodwill		1,324		1,325		1,314		1,316		1,572
Reinsurance recoverable		17,308		17,412		17,398		17,212		16,763
Other assets		1,141		967		998		1,000		1,075
Deferred tax asset		140		996		1,631		1,037		194
Separate account assets		10,712		9,605		8,576		9,215		11,097

Total assets	$	108,832	$	104,826	$	104,145	$	107,389	$	109,561

⁽¹⁾	The amounts previously presented as of December 31, 2008 have been revised to conform to the amounts published in the Form 10-K filed on March 2, 2009.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008⁽¹⁾			September 30, 2008
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,251		$	29,016		$	28,763		$	28,533		$	28,017
Policyholder account balances		29,381			31,356			33,196			34,702			35,565
Liability for policy and contract claims		6,415			6,250			5,815			5,322			4,776
Unearned premiums		4,808			4,734			4,482			4,734			5,345
Other liabilities		6,708			5,787			6,316			6,860			6,200
Non-recourse funding obligations		3,443			3,443			3,443			3,455			3,455
Short-term borrowings		930			930			930			1,133			78
Long-term borrowings		3,457			3,484			4,131			4,261			4,530
Deferred tax liability		282			251			264			248			—
Separate account liabilities		10,712			9,605			8,576			9,215			11,097

Total liabilities		95,387			94,856			95,916			98,463			99,063

Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		12,028			11,492			11,485			11,477			11,484

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses):
Net unrealized gains (losses) on securities not other-than-temporarily impaired		(1,121	)		(2,748	)		(4,095	)		(4,038	)		(2,963	)
Net unrealized gains (losses) on other-than-temporarily impaired securities		(280	)		(275	)		—			—			—

Net unrealized investment gains (losses)		(1,401	)		(3,023	)		(4,095	)		(4,038	)		(2,963	)

Derivatives qualifying as hedges		1,013			948			1,061			1,161			761
Foreign currency translation and other adjustments		411			206			(264	)		(185	)		383

Total accumulated other comprehensive income (loss)		23			(1,869	)		(3,298	)		(3,062	)		(1,819	)
Retained earnings		3,065			3,046			2,741			3,210			3,532
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,700	)		(2,700	)

Total Genworth Financial, Inc.’s stockholders’ equity		12,417			9,970			8,229			8,926			10,498
Noncontrolling interests		1,028			—			—			—			—

Total stockholders’ equity		13,445			9,970			8,229			8,926			10,498

Total liabilities and stockholders’ equity	$	108,832		$	104,826		$	104,145		$	107,389		$	109,561

⁽¹⁾	The amounts previously presented as of December 31, 2008 have been revised to conform to the amounts published in the Form 10-K filed on March 2, 2009.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Consolidated Balance Sheet by Segment

(amounts in millions)


	September 30, 2009
	Retirement and Protection			International		U.S. Mortgage Insurance		Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	52,075		$	10,777	$	3,240	$	3,740		$	69,832
Deferred acquisition costs and intangible assets		8,675			938		34		52			9,699
Reinsurance recoverable		16,520			84		704		—			17,308
Deferred tax and other assets		(551	)		406		435		991			1,281
Separate account assets		10,712			—		—		—			10,712

Total assets	$	87,431		$	12,205	$	4,413	$	4,783		$	108,832

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,251		$	—	$	—	$	—		$	29,251
Policyholder account balances		29,360			21		—		—			29,381
Liability for policy and contract claims		3,361			821		2,233		—			6,415
Unearned premiums		543			4,156		109		—			4,808
Non-recourse funding obligations		3,543			—		—		(100	)		3,443
Deferred tax and other liabilities		2,216			1,627		150		2,997			6,990
Borrowing and capital securities		—			—		—		4,387			4,387
Separate account liabilities		10,712			—		—		—			10,712

Total liabilities		78,986			6,625		2,492		7,284			95,387

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,505			4,058		1,907		(2,076	)		12,394
Allocated accumulated other comprehensive income (loss)		(60	)		494		14		(425	)		23

Total Genworth Financial, Inc.’s stockholders’ equity		8,445			4,552		1,921		(2,501	)		12,417
Noncontrolling interests		—			1,028		—		—			1,028

Total stockholders’ equity		8,445			5,580		1,921		(2,501	)		13,445

Total liabilities and stockholders’ equity	$	87,431		$	12,205	$	4,413	$	4,783		$	108,832

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2009
	Retirement and Protection			International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	50,761		$	9,855	$	3,287		$	1,948		$	65,851
Deferred acquisition costs and intangible assets		8,972			931		34			58			9,995
Reinsurance recoverable		16,596			123		693			—			17,412
Deferred tax and other assets		393			321		422			827			1,963
Separate account assets		9,605			—		—			—			9,605

Total assets	$	86,327		$	11,230	$	4,436		$	2,833		$	104,826

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,016		$	—	$	—		$	—		$	29,016
Policyholder account balances		31,335			21		—			—			31,356
Liability for policy and contract claims		3,222			764		2,264			—			6,250
Unearned premiums		540			4,079		115			—			4,734
Non-recourse funding obligations		3,543			—		—			(100	)		3,443
Deferred tax and other liabilities		2,297			1,471		130			2,140			6,038
Borrowing and capital securities		—			—		—			4,414			4,414
Separate account liabilities		9,605			—		—			—			9,605

Total liabilities		79,558			6,335		2,509			6,454			94,856

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,701			4,672		1,990			(3,524	)		11,839
Allocated accumulated other comprehensive income (loss)		(1,932	)		223		(63	)		(97	)		(1,869	)

Total stockholders’ equity		6,769			4,895		1,927			(3,621	)		9,970

Total liabilities and stockholders’ equity	$	86,327		$	11,230	$	4,436		$	2,833		$	104,826

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Deferred Acquisition Costs Rollforward

(amounts in millions)


	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Unamortized balance as of June 30, 2009	$	6,373		$	768		$	24		$	—	$	7,165
Costs deferred		130			37			5			—		172
Amortization, net of interest accretion⁽¹⁾		(47	)		(63	)		(5	)		—		(115	)
Impact of foreign currency translation		—			35			—			—		35
Other⁽²⁾		—			(5	)		—			—		(5	)

Unamortized balance as of September 30, 2009		6,456			772			24			—		7,252
Effect of accumulated net unrealized investment gains (losses)		162			—			—			—		162

Balance as of September 30, 2009	$	6,618		$	772		$	24		$	—	$	7,414

⁽¹⁾	Amortization, net of interest accretion, includes $(23) million of amortization related to net investment gains (losses) for the policyholder account balances.

⁽²⁾	Relates to the sale of one of the company’s Mexican subsidiaries in the third quarter of 2009.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Three Months Ended September 30, 2009	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	30		$	—		$	241		$	542		$	813		$	141		$	77		$	18		$	287		$	523		$	156		$	—		$	1,492
Net investment income		—			260			6			111			224			601			43			34			5			42			124			34			—			759
Net investment gains (losses)		(1	)		(63	)		(5	)		(43	)		3			(109	)		7			(1	)		1			(3	)		4			41			(58	)		(122	)
Insurance and investment product fees and other		72			47			4			111			5			239			1			1			—			10			12			4			7			262

Total revenues		71			274			5			420			774			1,544			192			111			24			336			663			235			(51	)		2,391

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			128			—			211			565			904			58			35			24			83			200			346			—			1,450
Interest credited		—			122			20			64			19			225			—			—			—			—			—			—			—			225
Acquisition and operating expenses, net of deferrals		58			39			1			36			94			228			22			14			10			169			215			34			7			484
Amortization of deferred acquisition costs and intangibles		1			23			—			4			39			67			10			6			2			47			65			6			5			143
Interest expense		—			—			—			23			—			23			—			—			—			15			15			—			58			96

Total benefits and expenses		59			312			21			338			717			1,447			90			55			36			314			495			386			70			2,398

INCOME (LOSS) BEFORE INCOME TAXES		12			(38	)		(16	)		82			57			97			102			56			(12	)		22			168			(151	)		(121	)		(7	)
Provision (benefit) for income taxes		4			(14	)		(4	)		23			20			29			28			15			(4	)		6			45			(62	)		(64	)		(52	)

NET INCOME (LOSS)		8			(24	)		(12	)		59			37			68			74			41			(8	)		16			123			(89	)		(57	)		45
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			26			—			—			—			26			—			—			26

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		8			(24	)		(12	)		59			37			68			48			41			(8	)		16			97			(89	)		(57	)		19

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			32			2			20			(2	)		52			(3	)		1			(1	)		2			(1	)		(27	)		38			62

NET OPERATING INCOME (LOSS)	$	8		$	8		$	(10	)	$	79		$	35		$	120		$	45		$	42		$	(9	)	$	18		$	96		$	(116	)	$	(19	)	$	81


Effective tax rate (operating income (loss))⁽²⁾		36.8	%		30.5	%		26.4	%		29.8	%		35.6	%		32.4	%		21.6	%		27.3	%		38.6	%		26.2	%		23.3	%		39.7	%		69.7	%		-66.1	%

⁽¹⁾	Includes inter-segment eliminations.

⁽²⁾	The operating income (loss) effective tax rate for all pages in this financial supplement was calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International
Three Months Ended September 30, 2008	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	181		$	—		$	241		$	536		$	958		$	137		$	78		$	30		$	342		$	587		$	185		$	5		$	1,735
Net investment income		—			280			87			141			222			730			50			38			9			49			146			36			6			918
Net investment gains (losses)		—			(325	)		(206	)		(137	)		(34	)		(702	)		—			(4	)		(6	)		(27	)		(37	)		(45	)		(32	)		(816	)
Insurance and investment product fees and other		86			51			81			98			6			322			1			—			—			6			7			4			(2	)		331

Total revenues		86			187			(38	)		343			730			1,308			188			112			33			370			703			180			(23	)		2,168

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			278			—			230			540			1,048			34			38			26			49			147			301			1			1,497
Interest credited		—			130			80			63			46			319			—			—			—			—			—			—			—			319
Acquisition and operating expenses, net of deferrals		67			39			2			37			89			234			22			13			19			200			254			33			(6	)		515
Amortization of deferred acquisition costs and intangibles		1			(12	)		2			18			29			38			8			6			1			72			87			46			3			174
Goodwill impairment		—			—			12			—			—			12			—			—			—			—			—			22			—			34
Interest expense		—			1			—			37			—			38			1			—			—			18			19			—			68			125

Total benefits and expenses		68			436			96			385			704			1,689			65			57			46			339			507			402			66			2,664

INCOME (LOSS) BEFORE INCOME TAXES		18			(249	)		(134	)		(42	)		26			(381	)		123			55			(13	)		31			196			(222	)		(89	)		(496	)
Provision (benefit) for income taxes		6			(106	)		(49	)		(16	)		9			(156	)		43			10			(7	)		8			54			(73	)		(63	)		(238	)

NET INCOME (LOSS)		12			(143	)		(85	)		(26	)		17			(225	)		80			45			(6	)		23			142			(149	)		(26	)		(258	)

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			158			134			89			22			403			—			3			4			17			24			28			23			478

NET OPERATING INCOME (LOSS)	$	12		$	15		$	49		$	63		$	39		$	178		$	80		$	48		$	(2	)	$	40		$	166		$	(121	)	$	(3	)	$	220


Effective tax rate (operating income (loss))		37.1	%		442.3	%		32.0	%		33.6	%		34.7	%		25.6	%		35.2	%		19.7	%		74.7	%		27.6	%		28.1	%		32.2	%		91.5	%		7.5	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Nine Months Ended September 30, 2009	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	115		$	—		$	725		$	1,637		$	2,477		$	399		$	220		$	55		$	853		$	1,527		$	490		$	2		$	4,496
Net investment income		—			754			27			322			695			1,798			126			89			14			121			350			102			1			2,251
Net investment gains (losses)		(1	)		(188	)		(185	)		(245	)		(239	)		(858	)		9			2			(1	)		(17	)		(7	)		22			(102	)		(945	)
Insurance and investment product fees and other		202			133			105			300			22			762			1			1			2			18			22			5			17			806

Total revenues		201			814			(53	)		1,102			2,115			4,179			535			312			70			975			1,892			619			(82	)		6,608

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			413			—			640			1,660			2,713			171			115			65			267			618			1,120			(1	)		4,450
Interest credited		—			370			91			185			117			763			—			—			—			—			—			—			—			763
Acquisition and operating expenses, net of deferrals		165			106			4			100			270			645			56			38			31			482			607			99			30			1,381
Amortization of deferred acquisition costs and intangibles		3			171			3			68			126			371			28			18			5			154			205			16			10			602
Interest expense		—			1			—			72			—			73			1			—			—			46			47			—			186			306

Total benefits and expenses		168			1,061			98			1,065			2,173			4,565			256			171			101			949			1,477			1,235			225			7,502

INCOME (LOSS) BEFORE INCOME TAXES		33			(247	)		(151	)		37			(58	)		(386	)		279			141			(31	)		26			415			(616	)		(307	)		(894	)
Provision (benefit) for income taxes		12			(97	)		(53	)		8			(20	)		(150	)		79			37			(9	)		4			111			(245	)		(136	)		(420	)

NET INCOME (LOSS)		21			(150	)		(98	)		29			(38	)		(236	)		200			104			(22	)		22			304			(371	)		(171	)		(474	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			26			—			—			—			26			—			—			26

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		21			(150	)		(98	)		29			(38	)		(236	)		174			104			(22	)		22			278			(371	)		(171	)		(500	)

ADJUSTMENT TO NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		—			125			119			146			156			546			(5	)		(1	)		1			11			6			(14	)		66			604

NET OPERATING INCOME (LOSS)	$	21		$	(25	)	$	21		$	175		$	118		$	310		$	169		$	103		$	(21	)	$	33		$	284		$	(385	)	$	(105	)	$	104


Effective tax rate (operating income (loss))		37.4	%		54.0	%		33.7	%		33.0	%		35.1	%		31.7	%		27.1	%		26.4	%		30.6	%		22.2	%		26.0	%		39.6	%		48.9	%		2685.8	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International
Nine Months Ended September 30, 2008	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	459		$	—		$	733		$	1,571		$	2,763		$	409		$	249		$	87		$	1,079		$	1,824		$	558		$	16		$	5,161
Net investment income		2			873			322			442			653			2,292			148			111			27			146			432			109			40			2,873
Net investment gains (losses)		—			(523	)		(568	)		(243	)		(89	)		(1,423	)		20			(5	)		(6	)		(28	)		(19	)		(43	)		(75	)		(1,560	)
Insurance and investment product fees and other		257			159			81			280			18			795			1			1			1			22			25			23			2			845

Total revenues		259			968			(165	)		1,212			2,153			4,427			578			356			109			1,219			2,262			647			(17	)		7,319

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			721			—			643			1,593			2,957			99			108			66			197			470			855			2			4,284
Interest credited		—			387			281			184			132			984			—			—			—			—			—			—			—			984
Acquisition and operating expenses, net of deferrals		201			119			6			108			256			690			66			50			53			616			785			106			13			1,594
Amortization of deferred acquisition costs and intangibles		3			39			4			92			89			227			25			19			4			239			287			66			6			586
Goodwill inpairment		—			—			12			—			—			12			—			—			—			—			—			22			—			34
Interest expense		—			3			—			121			—			124			2			—			—			32			34			—			189			347

Total benefits and expenses		204			1,269			303			1,148			2,070			4,994			192			177			123			1,084			1,576			1,049			210			7,829

INCOME (LOSS) BEFORE INCOME TAXES		55			(301	)		(468	)		64			83			(567	)		386			179			(14	)		135			686			(402	)		(227	)		(510	)
Provision (benefit) for income taxes		20			(112	)		(164	)		7			30			(219	)		135			37			(9	)		26			189			(159	)		(70	)		(259	)

NET INCOME (LOSS)		35			(189	)		(304	)		57			53			(348	)		251			142			(5	)		109			497			(243	)		(157	)		(251	)

ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			253			369			158			58			838			(13	)		3			4			18			12			27			50			927

NET OPERATING INCOME (LOSS)	$	35		$	64		$	65		$	215		$	111		$	490		$	238		$	145		$	(1	)	$	127		$	509		$	(216	)	$	(107	)	$	676


Effective tax rate (operating income (loss))		36.9	%		27.3	%		34.5	%		30.0	%		35.3	%		32.1	%		35.0	%		21.0	%		86.5	%		21.7	%		27.7	%		40.1	%		29.1	%		26.0	%

⁽¹⁾	Includes inter-segment eliminations.

Retirement and Protection

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss)—Retirement and Protection

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	813		$	829		$	835		$	2,477		$	896		$	958		$	885		$	920		$	3,659
Net investment income		601			622			575			1,798			708			730			755			807			3,000
Net investment gains (losses)		(109	)		(31	)		(718	)		(858	)		(125	)		(702	)		(511	)		(210	)		(1,548	)
Insurance and investment product fees and other		239			243			280			762			264			322			234			239			1,059

Total revenues		1,544			1,663			972			4,179			1,743			1,308			1,363			1,756			6,170

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		904			895			914			2,713			980			1,048			930			979			3,937
Interest credited		225			263			275			763			309			319			320			345			1,293
Acquisition and operating expenses, net of deferrals		228			212			205			645			247			234			229			227			937
Amortization of deferred acquisition costs and intangibles		67			139			165			371			208			38			100			89			435
Goodwill impairment		—			—			—			—			243			12			—			—			255
Interest expense		23			24			26			73			48			38			39			47			172

Total benefits and expenses		1,447			1,533			1,585			4,565			2,035			1,689			1,618			1,687			7,029

INCOME (LOSS) BEFORE INCOME TAXES		97			130			(613	)		(386	)		(292	)		(381	)		(255	)		69			(859	)
Provision (benefit) for income taxes		29			49			(228	)		(150	)		(20	)		(156	)		(88	)		25			(239	)

NET INCOME (LOSS)		68			81			(385	)		(236	)		(272	)		(225	)		(167	)		44			(620	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		52			46			448			546			71			403			317			118			909
Expenses related to reorganization, net of taxes		—			—			—			—			12			—			—			—			12

NET OPERATING INCOME (LOSS)	$	120		$	127		$	63		$	310		$	(189	)	$	178		$	150		$	162		$	301


Effective tax rate (operating income (loss))		32.4	%		36.7	%		16.7	%		31.7	%		-15.8	%		25.6	%		35.6	%		35.1	%		46.0	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income, Sales and Assets Under Management—Wealth Management

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		—			—			—			—			—			—			1			1			2
Net investment gains (losses)		(1	)		1			(1	)		(1	)		(2	)		—			—			—			(2	)
Insurance and investment product fees and other		72			66			64			202			73			86			85			86			330

Total revenues		71			67			63			201			71			86			86			87			330

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		58			55			52			165			59			67			67			67			260
Amortization of deferred acquisition costs and intangibles		1			1			1			3			—			1			1			1			3
Goodwill impairment		—			—			—			—			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		59			56			53			168			59			68			68			68			263

INCOME BEFORE INCOME TAXES		12			11			10			33			12			18			18			19			67
Provision for income taxes		4			4			4			12			5			6			7			7			25

NET INCOME		8			7			6			21			7			12			11			12			42

ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			1			—			—			—			1

NET OPERATING INCOME	$	8		$	7		$	6		$	21		$	8		$	12		$	11		$	12		$	43


Effective tax rate (operating income)		36.8	%		38.7	%		37.0	%		37.4	%		38.4	%		37.1	%		36.8	%		36.8	%		37.2	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,134		$	1,014		$	713		$	2,861		$	878		$	1,058		$	1,229		$	1,105		$	4,270
Dedicated Sales Specialists		238			99			83			420			99			172			176			175			622

Total Sales	$	1,372		$	1,113		$	796		$	3,281		$	977		$	1,230		$	1,405		$	1,280		$	4,892


ASSETS UNDER MANAGEMENT:
Beginning of period	$	15,909		$	14,210		$	15,447		$	15,447		$	18,671		$	20,285		$	20,461		$	21,584		$	21,584
Gross flows		1,372			1,113			796			3,281			977			1,230			1,405			1,280			4,892
Redemptions		(904	)		(953	)		(1,274	)		(3,131	)		(1,447	)		(1,047	)		(1,044	)		(1,080	)		(4,618	)

Net flows		468			160			(478	)		150			(470	)		183			361			200			274
Market performance		1,615			1,539			(759	)		2,395			(2,754	)		(1,797	)		(537	)		(1,323	)		(6,411	)

End of period	$	17,992		$	15,909		$	14,210		$	17,992		$	15,447		$	18,671		$	20,285		$	20,461		$	15,447

Wealth

Management results represent Genworth Financial Wealth Management, Inc., Genworth Financial Advisors Corporation, Genworth Financial Trust Company and Quantuvis Consulting, Inc.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss)—Retirement Income

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	30		$	38		$	47		$	115		$	105		$	181		$	111		$	167		$	564
Net investment income		260			258			236			754			279			280			291			302			1,152
Net investment gains (losses)		(63	)		72			(197	)		(188	)		(253	)		(325	)		(105	)		(93	)		(776	)
Insurance and investment product fees and other		47			42			44			133			49			51			54			54			208

Total revenues		274			410			130			814			180			187			351			430			1,148

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		128			129			156			413			231			278			191			252			952
Interest credited		122			124			124			370			128			130			129			128			515
Acquisition and operating expenses, net of deferrals		39			35			32			106			51			39			42			38			170
Amortization of deferred acquisition costs and intangibles		23			69			79			171			131			(12	)		28			23			170
Goodwill impairment		—			—			—			—			243			—			—			—			243
Interest expense		—			1			—			1			—			1			1			1			3

Total benefits and expenses		312			358			391			1,061			784			436			391			442			2,053

INCOME (LOSS) BEFORE INCOME TAXES		(38	)		52			(261	)		(247	)		(604	)		(249	)		(40	)		(12	)		(905	)
Provision (benefit) for income taxes		(14	)		22			(105	)		(97	)		(132	)		(106	)		—			(6	)		(244	)

NET INCOME (LOSS)		(24	)		30			(156	)		(150	)		(472	)		(143	)		(40	)		(6	)		(661	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		32			(17	)		110			125			156			158			53			42			409
Expenses related to reorganization, net of taxes		—			—			—			—			6			—			—			—			6

NET OPERATING INCOME (LOSS)	$	8		$	13		$	(46	)	$	(25	)	$	(310	)	$	15		$	13		$	36		$	(246	)


Effective tax rate (operating income (loss))		30.5	%		50.8	%		49.9	%		54.0	%		12.6	%		442.3	%		70.6	%		31.4	%		7.7	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		7			8			12			27			8			2			3			3			16
Net investment gains (losses)		8			91			(17	)		82			31			(82	)		7			(35	)		(79	)
Insurance and investment product fees and other		46			39			40			125			42			48			51			51			192

Total revenues		61			138			35			234			81			(32	)		61			19			129

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		3			4			22			29			36			11			8			5			60
Interest credited		3			3			3			9			3			4			3			4			14
Acquisition and operating expenses, net of deferrals		20			15			14			49			25			14			16			13			68
Amortization of deferred acquisition costs and intangibles		7			49			76			132			123			(18	)		18			4			127
Goodwill impairment		—			—			—			—			58			—			—			—			58
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		33			71			115			219			245			11			45			26			327

INCOME (LOSS) BEFORE INCOME TAXES		28			67			(80	)		15			(164	)		(43	)		16			(7	)		(198	)
Provision (benefit) for income taxes		8			29			(41	)		(4	)		(44	)		(19	)		8			(4	)		(59	)

NET INCOME (LOSS)		20			38			(39	)		19			(120	)		(24	)		8			(3	)		(139	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(4	)		(27	)		12			(19	)		8			23			(2	)		13			42
Expenses related to reorganization, net of taxes		—			—			—			—			3			—			—			—			3

NET OPERATING INCOME (LOSS)	$	16		$	11		$	(27	)	$	—		$	(109	)	$	(1	)	$	6		$	10		$	(94	)


Effective tax rate (operating income (loss))		28.7	%		56.7	%		55.9	%		99.4	%		25.7	%		86.9	%		56.4	%		21.9	%		27.1	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	187		$	131		$	121		$	439		$	270		$	499		$	585		$	586		$	1,940
Traditional Variable Annuities⁽²⁾		30			23			22			75			41			97			118			113			369
Variable Life		—			—			—			—			—			—			2			1			3

Total Sales	$	217		$	154		$	143		$	514		$	311		$	596		$	705		$	700		$	2,312

Sales by Distribution Channel:
Financial Intermediaries	$	200		$	136		$	124		$	460		$	278		$	545		$	662		$	660		$	2,145
Independent Producers		7			8			6			21			8			17			15			12			52
Dedicated Sales Specialists		10			10			13			33			25			34			28			28			115

Total Sales	$	217		$	154		$	143		$	514		$	311		$	596		$	705		$	700		$	2,312

⁽¹⁾

The Income Distribution Series products are comprised of the deferred and immediate variable annuity products with rider options, that provide guaranteed income benefits including GMWBs and certain types of guaranteed annuitization benefits. These products do not include fixed single premium immediate annuities or deferred annuities, which may also serve income distribution needs.

⁽²⁾

The traditional variable annuities include products that provide the potential for tax deferred growth on the policyholder’s premium. These products do not provide the opportunity for a living benefit through guaranteed minimum withdrawal benefits; however, similar to the Income Distribution Series products, they do provide a variety of guaranteed minimum death benefit options.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Operating Performance Measures—Retirement Income—Fee-Based

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Income Distribution Series
Account value, net of reinsurance, beginning of period	$	5,286		$	5,093		$	5,234		$	5,234		$	5,372		$	5,308		$	4,877		$	4,535		$	4,535
Deposits		190			133			125			448			287			506			596			595			1,984
Surrenders, benefits and product charges		(109	)		(109	)		(106	)		(324	)		(135	)		(115	)		(112	)		(105	)		(467	)

Net flows		81			24			19			124			152			391			484			490			1,517
Interest credited and investment performance		435			169			(160	)		444			(290	)		(327	)		(53	)		(148	)		(818	)

Account value, net of reinsurance, end of period		5,802			5,286			5,093			5,802			5,234			5,372			5,308			4,877			5,234

Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		1,796			1,642			1,756			1,756			2,014			2,278			2,241			2,345			2,345
Deposits		25			16			19			60			40			92			105			108			345
Surrenders, benefits and product charges		(48	)		(60	)		(63	)		(171	)		(71	)		(66	)		(63	)		(59	)		(259	)

Net flows		(23	)		(44	)		(44	)		(111	)		(31	)		26			42			49			86
Interest credited and investment performance		200			198			(70	)		328			(227	)		(290	)		(5	)		(153	)		(675	)

Account value, net of reinsurance, end of period		1,973			1,796			1,642			1,973			1,756			2,014			2,278			2,241			1,756

Variable Life Insurance
Account value, beginning of the period		271			248			266			266			324			373			371			403			403
Deposits		3			3			4			10			3			4			5			5			17
Surrenders, benefits and product charges		(12	)		(9	)		(11	)		(32	)		(8	)		(15	)		(10	)		(10	)		(43	)

Net flows		(9	)		(6	)		(7	)		(22	)		(5	)		(11	)		(5	)		(5	)		(26	)
Interest credited and investment performance		30			29			(11	)		48			(53	)		(38	)		7			(27	)		(111	)

Account value, end of period		292			271			248			292			266			324			373			371			266

Total Retirement Income—Fee-Based	$	8,067		$	7,353		$	6,983		$	8,067		$	7,256		$	7,710		$	7,959		$	7,489		$	7,256

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	30		$	38		$	47		$	115		$	105		$	181		$	111		$	167		$	564
Net investment income		253			250			224			727			271			278			288			299			1,136
Net investment gains (losses)		(71	)		(19	)		(180	)		(270	)		(284	)		(243	)		(112	)		(58	)		(697	)
Insurance and investment product fees and other		1			3			4			8			7			3			3			3			16

Total revenues		213			272			95			580			99			219			290			411			1,019

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		125			125			134			384			195			267			183			247			892
Interest credited		119			121			121			361			125			126			126			124			501
Acquisition and operating expenses, net of deferrals		19			20			18			57			26			25			26			25			102
Amortization of deferred acquisition costs and intangibles		16			20			3			39			8			6			10			19			43
Goodwill impairment		—			—			—			—			185			—			—			—			185
Interest expense		—			1			—			1			—			1			1			1			3

Total benefits and expenses		279			287			276			842			539			425			346			416			1,726

LOSS BEFORE INCOME TAXES		(66	)		(15	)		(181	)		(262	)		(440	)		(206	)		(56	)		(5	)		(707	)
Benefit for income taxes		(22	)		(7	)		(64	)		(93	)		(88	)		(87	)		(8	)		(2	)		(185	)

NET LOSS		(44	)		(8	)		(117	)		(169	)		(352	)		(119	)		(48	)		(3	)		(522	)

ADJUSTMENTS TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		36			10			98			144			148			135			55			29			367
Expenses related to reorganization, net of taxes		—			—			—			—			3			—			—			—			3

NET OPERATING INCOME (LOSS)	$	(8	)	$	2		$	(19	)	$	(25	)	$	(201	)	$	16		$	7		$	26		$	(152	)


Effective tax rate (operating income (loss))		26.6	%		-63.2	%		37.9	%		38.2	%		3.5	%		-408.1	%		76.6	%		34.7	%		-10.3	%

SALES:
Sales by Product:
Structured Settlements	$	1		$	5		$	4		$	10		$	1		$	—		$	—		$	3		$	4
Single Premium Immediate Annuities		62			70			74			206			161			259			150			240			810
Fixed Annuities		64			221			229			514			426			468			298			408			1,600

Total Sales	$	127		$	296		$	307		$	730		$	588		$	727		$	448		$	651		$	2,414

Sales by Distribution Channel:
Financial Intermediaries	$	70		$	165		$	162		$	397		$	341		$	572		$	360		$	541		$	1,814
Independent Producers		52			121			127			300			230			146			82			103			561
Dedicated Sales Specialists		5			10			18			33			17			9			6			7			39

Total Sales	$	127		$	296		$	307		$	730		$	588		$	727		$	448		$	651		$	2,414


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	30		$	36		$	44		$	110		$	105		$	181		$	111		$	165		$	562
Structured Settlements		—			2			3			5			—			—			—			2			2

Total Premiums	$	30		$	38		$	47		$	115		$	105		$	181		$	111		$	167		$	564

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Operating Performance Measures—Retirement Income—Spread-Based

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	11,770		$	11,833		$	11,996		$	11,996		$	12,174		$	12,130		$	12,141		$	12,073		$	12,073
Deposits		69			229			242			540			447			514			333			436			1,730
Surrenders, benefits and product charges		(353	)		(394	)		(508	)		(1,255	)		(734	)		(576	)		(449	)		(474	)		(2,233	)

Net flows		(284	)		(165	)		(266	)		(715	)		(287	)		(62	)		(116	)		(38	)		(503	)
Interest credited		102			102			103			307			109			106			105			106			426

Account value, net of reinsurance, end of period		11,588			11,770			11,833			11,588			11,996			12,174			12,130			12,141			11,996

Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,827			6,925			6,957			6,957			6,956			6,781			6,781			6,668			6,668
Premiums and deposits		91			101			111			303			230			280			188			291			989
Surrenders, benefits and product charges		(255	)		(289	)		(236	)		(780	)		(323	)		(197	)		(278	)		(267	)		(1,065	)

Net flows		(164	)		(188	)		(125	)		(477	)		(93	)		83			(90	)		24			(76	)
Interest credited		90			90			93			273			94			92			90			89			365

Account value, net of reinsurance, end of period		6,753			6,827			6,925			6,753			6,957			6,956			6,781			6,781			6,957

Structured Settlements
Account value, net of reinsurance, beginning of period		1,117			1,101			1,106			1,106			1,106			1,107			1,105			1,103			1,103
Premiums and deposits		—			6			4			10			—			—			1			2			3
Surrenders, benefits and product charges		(15	)		(5	)		(23	)		(43	)		(15	)		(15	)		(13	)		(14	)		(57	)

Net flows		(15	)		1			(19	)		(33	)		(15	)		(15	)		(12	)		(12	)		(54	)
Interest credited		14			15			14			43			15			14			14			14			57

Account value, net of reinsurance, end of period		1,116			1,117			1,101			1,116			1,106			1,106			1,107			1,105			1,106

Total Retirement Income—Spread-Based	$	19,457		$	19,714		$	19,859		$	19,457		$	20,059		$	20,236		$	20,018		$	20,027		$	20,059

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) and Sales—Institutional

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		6			10			11			27			61			87			100			135			383
Net investment gains (losses)		(5	)		(36	)		(144	)		(185	)		(269	)		(206	)		(303	)		(59	)		(837	)
Insurance and investment product fees and other		4			30			71			105			40			81			—			—			121

Total revenues		5			4			(62	)		(53	)		(168	)		(38	)		(203	)		76			(333	)

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		20			30			41			91			74			80			86			115			355
Acquisition and operating expenses, net of deferrals		1			1			2			4			1			2			2			2			7
Amortization of deferred acquisition costs and intangibles		—			1			2			3			1			2			1			1			5
Goodwill impairment		—			—			—			—			—			12			—			—			12
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		21			32			45			98			76			96			89			118			379

LOSS BEFORE INCOME TAXES		(16	)		(28	)		(107	)		(151	)		(244	)		(134	)		(292	)		(42	)		(712	)
Benefit for income taxes		(4	)		(11	)		(38	)		(53	)		(84	)		(49	)		(101	)		(14	)		(248	)

NET LOSS		(12	)		(17	)		(69	)		(98	)		(160	)		(85	)		(191	)		(28	)		(464	)

ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		2			23			94			119			175			134			196			39			544

NET OPERATING INCOME (LOSS)	$	(10	)	$	6		$	25		$	21		$	15		$	49		$	5		$	11		$	80


Effective tax rate (operating income (loss))		26.4	%		23.0	%		33.5	%		33.7	%		41.2	%		32.0	%		51.6	%		34.0	%		35.8	%

SALES:
Sales by Product:
Guaranteed Investment Contracts (GICs)	$	—		$	—		$	—		$	—		$	—		$	68		$	184		$	44		$	296
Funding Agreements Backing Notes		—			—			—			—			—			48			675			107			830
Funding Agreements		—			—			—			—			243			342			75			—			660

Total Sales	$	—		$	—		$	—		$	—		$	243		$	458		$	934		$	151		$	1,786

Institutional products, when sold, are executed through specialized brokers and investment brokers, as well as directly to the contractholder.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Operating Performance Measures—Institutional

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GICs, Funding Agreements Backing Notes and Funding Agreements
Account value, beginning of period	$	5,555		$	6,677		$	8,104		$	8,104		$	9,253		$	10,773		$	10,655		$	10,982		$	10,982
Deposits⁽¹⁾		—			—			—			—			243			558			1,128			251			2,180
Surrenders and benefits⁽¹⁾		(553	)		(1,177	)		(1,466	)		(3,196	)		(1,491	)		(2,149	)		(1,099	)		(727	)		(5,466	)

Net flows		(553	)		(1,177	)		(1,466	)		(3,196	)		(1,248	)		(1,591	)		29			(476	)		(3,286	)
Interest credited		47			52			61			160			89			94			96			117			396
Foreign currency translation		4			3			(22	)		(15	)		10			(23	)		(7	)		32			12

Account value, end of period	$	5,053		$	5,555		$	6,677		$	5,053		$	8,104		$	9,253		$	10,773		$	10,655		$	8,104

By Contract Type:
GICs	$	991		$	1,003		$	1,067					$	1,177		$	1,392		$	1,478		$	1,449
Funding Agreements Backing Notes		3,822			4,312			4,778						5,718			5,988			7,349			6,909
Funding Agreements		240			240			832						1,209			1,873			1,946			2,297

Total	$	5,053		$	5,555		$	6,677					$	8,104		$	9,253		$	10,773		$	10,655

Funding Agreements By Liquidity Provisions:
90 day—putable	$	—		$	—		$	—					$	—		$	—		$	350		$	180
180 day—putable		—			—			—						—			—			200			345
No put		—			—			150						250			955			550			925
Rolling maturity:⁽²⁾
No extension and matures in next 12 months		100			100			100						375			475			740			740
Extendible with 12 and 13 months rolling maturity		—			—			—						—			100			100			100
Funding agreements with maturities greater than 12 months		140			140			580						580			337			—			—
Accrued interest		—			—			2						4			6			6			7

Total funding agreements	$	240		$	240		$	832					$	1,209		$	1,873		$	1,946		$	2,297

⁽¹⁾

“Surrenders and benefits” include contracts that have matured but are redeposited with the company and reflected as deposits. For the three and nine months ended September 30, 2009, there were no contracts that matured and were redeposited. For the three and nine months ended September 30, 2008, contracts that matured and were redeposited and reflected under “deposits” amounted to zero and $295 million, respectively. The company has also included in “surrenders and benefits” the early retirement of institutional contracts at a discount to contract values.

⁽²⁾	Includes products having a 12 and 13 months rolling maturity.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	241		$	241		$	243		$	725		$	235		$	241		$	250		$	242		$	968
Net investment income		111			108			103			322			142			141			148			153			584
Net investment gains (losses)		(43	)		(42	)		(160	)		(245	)		(230	)		(137	)		(80	)		(26	)		(473	)
Insurance and investment product fees and other		111			96			93			300			96			98			89			93			376

Total revenues		420			403			279			1,102			243			343			407			462			1,455

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		211			207			222			640			208			230			208			205			851
Interest credited		64			59			62			185			60			63			60			61			244
Acquisition and operating expenses, net of deferrals		36			31			33			100			41			37			34			37			149
Amortization of deferred acquisition costs and intangibles		4			28			36			68			44			18			39			35			136
Goodwill impairment		—			—			—			—			—			—			—			—			—
Interest expense		23			23			26			72			48			37			38			46			169

Total benefits and expenses		338			348			379			1,065			401			385			379			384			1,549

INCOME (LOSS) BEFORE INCOME TAXES		82			55			(100	)		37			(158	)		(42	)		28			78			(94	)
Provision (benefit) for income taxes		23			20			(35	)		8			(55	)		(16	)		(6	)		29			(48	)

NET INCOME (LOSS)		59			35			(65	)		29			(103	)		(26	)		34			49			(46	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		20			23			103			146			149			89			53			16			307
Expenses related to reorganization, net of taxes		—			—			—			—			3			—			—			—			3

NET OPERATING INCOME	$	79		$	58		$	38		$	175		$	49		$	63		$	87		$	65		$	264


Effective tax rate (operating income)		29.8	%		35.4	%		35.4	%		33.0	%		35.5	%		33.6	%		20.2	%		36.9	%		31.1	%

SALES:
Sales by Product:
Term Life	$	19		$	18		$	19		$	56		$	22		$	21		$	25		$	23		$	91
Universal Life:
Annualized first-year deposits		8			8			9			25			12			12			14			13			51
Excess deposits		23			23			28			74			29			43			46			43			161

Total Universal Life		31			31			37			99			41			55			60			56			212

Total Sales	$	50		$	49		$	56		$	155		$	63		$	76		$	85		$	79		$	303

Sales by Distribution Channel:
Financial Intermediaries	$	—		$	1		$	1		$	2		$	1		$	—		$	1		$	1		$	3
Independent Producers		50			48			55			153			62			76			84			78			300

Total Sales	$	50		$	49		$	56		$	155		$	63		$	76		$	85		$	79		$	303

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Life Insurance In-force

(amounts in millions)


	2009						2008
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
Term life insurance
Life insurance in-force, net of reinsurance	$	474,721	$	477,759	$	489,723	$	480,641	$	491,032	$	481,430	$	476,503
Life insurance in-force before reinsurance	$	621,808	$	623,139	$	625,503	$	625,766	$	625,385	$	621,221	$	619,086

Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	43,875	$	43,800	$	43,901	$	43,889	$	43,781	$	42,833	$	42,590
Life insurance in-force before reinsurance	$	50,952	$	50,994	$	51,201	$	51,308	$	51,043	$	51,851	$	51,534

Total life insurance
Life insurance in-force, net of reinsurance	$	518,596	$	521,559	$	533,624	$	524,530	$	534,813	$	524,263	$	519,093
Life insurance in-force before reinsurance	$	672,760	$	674,133	$	676,704	$	677,074	$	676,428	$	673,072	$	670,620

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income and Sales—Long-Term Care

(amounts in millions)


	2009⁽¹⁾												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	542		$	550		$	545		$	1,637		$	556		$	536		$	524		$	511		$	2,127
Net investment income		224			246			225			695			226			222			215			216			879
Net investment gains (losses)		3			(26	)		(216	)		(239	)		629			(34	)		(23	)		(32	)		540
Insurance and investment product fees and other		5			9			8			22			6			6			6			6			24

Total revenues		774			779			562			2,115			1,417			730			722			701			3,570

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		565			559			536			1,660			541			540			531			522			2,134
Interest credited		19			50			48			117			47			46			45			41			179
Acquisition and operating expenses, net of deferrals		94			90			86			270			95			89			84			83			351
Amortization of deferred acquisition costs and intangibles		39			40			47			126			32			29			31			29			121
Goodwill impairment		—			—			—			—			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		717			739			717			2,173			715			704			691			675			2,785

INCOME (LOSS) BEFORE INCOME TAXES		57			40			(155	)		(58	)		702			26			31			26			785
Provision (benefit) for income taxes		20			14			(54	)		(20	)		246			9			12			9			276

NET INCOME (LOSS)		37			26			(101	)		(38	)		456			17			19			17			509

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(2	)		17			141			156			(410	)		22			15			21			(352	)
Expenses related to reorganization, net of taxes		—			—			—			—			3			—			—			—			3

NET OPERATING INCOME	$	35		$	43		$	40		$	118		$	49		$	39		$	34		$	38		$	160


Effective tax rate (operating income)		35.6	%		34.2	%		35.4	%		35.1	%		36.2	%		34.7	%		36.4	%		34.9	%		35.6	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	3		$	2		$	2		$	7		$	4		$	5		$	4		$	6		$	19
Independent Producers		12			11			11			34			17			23			24			23			87
Dedicated Sales Specialist		13			12			11			36			12			15			16			15			58

Total Individual Long-Term Care		28			25			24			77			33			43			44			44			164
Group Long-Term Care		5			1			1			7			5			1			1			1			8
Medicare Supplement and Other A&H		12			13			17			42			18			14			13			10			55
Linked-Benefits		8			5			5			18			8			6			8			7			29

Total Sales	$	53		$	44		$	47		$	144		$	64		$	64		$	66		$	62		$	256


LOSS RATIOS:
Total Long-Term Care
Earned Premiums	$	469		$	478		$	475		$	1,422		$	482		$	470		$	459		$	443		$	1,854
Loss Ratio⁽²⁾		64.6	%		67.5	%		63.6	%		65.3	%		63.0	%		66.5	%		66.9	%		66.9	%		65.8	%
Gross Benefits Ratio⁽³⁾		108.2	%		105.0	%		100.0	%		104.4	%		102.0	%		104.6	%		105.2	%		105.6	%		104.3	%
Medicare Supplement and A&H⁽⁴⁾
Earned Premiums	$	74		$	73		$	73		$	220		$	73		$	68		$	68		$	68		$	277
Loss Ratio⁽²⁾		73.0	%		78.8	%		82.6	%		78.1	%		64.7	%		69.6	%		70.5	%		76.2	%		70.1	%

⁽¹⁾

In the first quarter of 2009, the company began reporting the results of the equity access business in the long-term care business included in the Retirement and Protection segment. The equity access business was previously reported in Corporate and Other activities. The amounts associated with this business were not material and the prior period amounts have not been re-presented.

⁽²⁾	The loss ratio for the long-term care insurance products was calculated by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽³⁾	The gross benefits ratio for the long-term care insurance products was calculated by dividing the benefits and other changes in policy reserves by net earned premiums.

⁽⁴⁾	Net earned premiums and loss ratios for Medicare Supplement and A&H do not include the linked-benefits products.

International

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income—International

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	523		$	508		$	496		$	1,527		$	533		$	587		$	628		$	609		$	2,357
Net investment income		124			122			104			350			117			146			148			138			549
Net investment gains (losses)		4			4			(15	)		(7	)		(5	)		(37	)		25			(7	)		(24	)
Insurance and investment product fees and other		12			5			5			22			—			7			7			11			25

Total revenues		663			639			590			1,892			645			703			808			751			2,907

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		200			226			192			618			176			147			160			163			646
Acquisition and operating expenses, net of deferrals		215			197			195			607			246			254			273			258			1,031
Amortization of deferred acquisition costs and intangibles		65			66			74			205			72			87			97			103			359
Interest expense		15			24			8			47			6			19			8			7			40

Total benefits and expenses		495			513			469			1,477			500			507			538			531			2,076

INCOME BEFORE INCOME TAXES		168			126			121			415			145			196			270			220			831
Provision for income taxes		45			36			30			111			34			54			71			64			223

NET INCOME		123			90			91			304			111			142			199			156			608
Less: net income attributable to noncontrolling interests		26			—			—			26			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		97			90			91			278			111			142			199			156			608

ADJUSTMENTS TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		(3	)		10			6			4			24			(16	)		4			16
Expenses related to reorganization, net of taxes		—			—			—			—			9			—			—			—			9

NET OPERATING INCOME⁽¹⁾	$	96		$	87		$	101		$	284		$	124		$	166		$	183		$	160		$	633


Effective tax rate (operating income)		23.3	%		28.7	%		26.2	%		26.0	%		24.3	%		28.1	%		25.6	%		29.5	%		27.1	%

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the International segment was $102 million and $342 million for the three and nine months ended September 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	141		$	131		$	127		$	399		$	125		$	137		$	139		$	133		$	534
Net investment income		43			42			41			126			44			50			50			48			192
Net investment gains (losses)		7			5			(3	)		9			(2	)		—			26			(6	)		18
Insurance and investment product fees and other		1			—			—			1			—			1			—			—			1

Total revenues		192			178			165			535			167			188			215			175			745

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		58			63			50			171			39			34			30			35			138
Acquisition and operating expenses, net of deferrals		22			17			17			56			24			22			22			22			90
Amortization of deferred acquisition costs and intangibles		10			9			9			28			7			8			9			8			32
Interest expense		—			—			1			1			1			1			—			1			3

Total benefits and expenses		90			89			77			256			71			65			61			66			263

INCOME BEFORE INCOME TAXES		102			89			88			279			96			123			154			109			482
Provision for income taxes		28			26			25			79			31			43			54			38			166

NET INCOME		74			63			63			200			65			80			100			71			316
Less: net income attributable to noncontrolling interests		26			—			—			26			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		48			63			63			174			65			80			100			71			316

ADJUSTMENTS TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		(5	)		3			(5	)		1			—			(17	)		4			(12	)
Expenses related to reorganization, net of taxes		—			—			—			—			1			—			—			—			1

NET OPERATING INCOME⁽¹⁾	$	45		$	58		$	66		$	169		$	67		$	80		$	83		$	75		$	305


Effective tax rate (operating income)		21.6	%		29.2	%		28.7	%		27.1	%		31.9	%		35.2	%		35.0	%		35.0	%		34.4	%

SALES:
New Insurance Written (NIW)
Flow	$	4,400		$	3,600		$	2,400		$	10,400		$	4,800		$	8,000		$	7,500		$	4,900		$	25,200
Bulk		200			—			400			600			1,800			900			800			1,500			5,000

Total Canada NIW⁽²⁾	$	4,600		$	3,600		$	2,800		$	11,000		$	6,600		$	8,900		$	8,300		$	6,400		$	30,200

⁽¹⁾	Net operating income for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $47 million and $196 million for the three and nine months ended September 30, 2009, respectively.

⁽²⁾	New insurance written for the Canadian platform adjusted for foreign exchange as compared to the prior year period was $5,000 million and $12,500 million for the three and nine months ended September 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	77		$	77		$	66		$	220		$	72		$	78		$	85		$	86		$	321
Net investment income		34			29			26			89			28			38			38			35			139
Net investment gains (losses)		(1	)		—			3			2			(1	)		(4	)		—			(1	)		(6	)
Insurance and investment product fees and other		1			—			—			1			(1	)		—			1			—			—

Total revenues		111			106			95			312			98			112			124			120			454

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		35			41			39			115			34			38			35			35			142
Acquisition and operating expenses, net of deferrals		14			12			12			38			13			13			18			19			63
Amortization of deferred acquisition costs and intangibles		6			7			5			18			5			6			6			7			24
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		55			60			56			171			52			57			59			61			229

INCOME BEFORE INCOME TAXES		56			46			39			141			46			55			65			59			225
Provision for income taxes		15			14			8			37			8			10			15			12			45

NET INCOME		41			32			31			104			38			45			50			47			180
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		41			32			31			104			38			45			50			47			180

ADJUSTMENTS TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		1			—			(2	)		(1	)		1			3			—			—			4
Expenses related to reorganization, net of taxes		—			—			—			—			1			—			—			—			1

NET OPERATING INCOME⁽¹⁾	$	42		$	32		$	29		$	103		$	40		$	48		$	50		$	47		$	185


Effective tax rate (operating income)		27.3	%		31.0	%		19.0	%		26.4	%		17.1	%		19.7	%		22.3	%		20.9	%		20.2	%

SALES:
New Insurance Written (NIW)
Flow	$	8,900		$	8,700		$	6,600		$	24,200		$	6,600		$	8,700		$	10,000		$	10,400		$	35,700
Bulk		—			—			—			—			300			600			600			1,000			2,500

Total Australia NIW⁽²⁾	$	8,900		$	8,700		$	6,600		$	24,200		$	6,900		$	9,300		$	10,600		$	11,400		$	38,200

⁽¹⁾	Net operating income for the Australian platform adjusted for foreign exchange as compared to the prior year period was $45 million and $127 million for the three and nine months ended September 30, 2009, respectively.

⁽²⁾	New insurance written for the Australian platform adjusted for foreign exchange as compared to the prior year period was $9,500 million and $29,300 million for the three and nine months ended September 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income (Loss) and Sales—Other International Mortgage Insurance

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	18		$	16		$	21		$	55		$	33		$	30		$	29		$	28		$	120
Net investment income		5			4			5			14			8			9			9			9			35
Net investment gains (losses)		1			—			(2	)		(1	)		2			(6	)		—			—			(4	)
Insurance and investment product fees and other		—			1			1			2			(1	)		—			—			1			—

Total revenues		24			21			25			70			42			33			38			38			151

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		24			21			20			65			34			26			19			21			100
Acquisition and operating expenses, net of deferrals		10			8			13			31			18			19			17			17			71
Amortization of deferred acquisition costs and intangibles		2			1			2			5			7			1			2			1			11
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		36			30			35			101			59			46			38			39			182

LOSS BEFORE INCOME TAXES		(12	)		(9	)		(10	)		(31	)		(17	)		(13	)		—			(1	)		(31	)
Benefit for income taxes		(4	)		(1	)		(4	)		(9	)		(7	)		(7	)		(1	)		(1	)		(16	)

NET INCOME (LOSS)		(8	)		(8	)		(6	)		(22	)		(10	)		(6	)		1			—			(15	)
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME (LOSS) AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		(8	)		(8	)		(6	)		(22	)		(10	)		(6	)		1			—			(15	)

ADJUSTMENTS TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		1			1			1			(1	)		4			—			—			3
Expenses related to reorganization, net of taxes		—			—			—			—			3			—			—			—			3

NET OPERATING INCOME (LOSS)⁽¹⁾	$	(9	)	$	(7	)	$	(5	)	$	(21	)	$	(8	)	$	(2	)	$	1		$	—		$	(9	)


Effective tax rate (operating income (loss))		38.6	%		7.7	%		39.8	%		30.6	%		40.7	%		74.7	%		219.7	%		154.3	%		56.8	%

SALES:
New Insurance Written (NIW)
Flow	$	900		$	600		$	900		$	2,400		$	1,500		$	2,000		$	2,100		$	2,300		$	7,900
Bulk		—			100			—			100			—			1,100			500			700			2,300

Total Other International NIW⁽²⁾	$	900		$	700		$	900		$	2,500		$	1,500		$	3,100		$	2,600		$	3,000		$	10,200

⁽¹⁾	Net operating income (loss) for the Other International platform adjusted for foreign exchange as compared to the prior year period was $(8) million and $(18) million for the three and nine months ended September 30, 2009, respectively.

⁽²⁾	New insurance written for the Other International platform adjusted for foreign exchange as compared to the prior year period was $900 million and $2,900 million for the three and nine months ended September 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written
Canada	$	94		$	70		$	52		$	216		$	129		$	214		$	198		$	130		$	671
Australia		101			110			82			293			73			82			89			97			341
Other International⁽²⁾		9			1			4			14			(62	)		10			5			18			(29	)

Total International Net Premiums Written	$	204		$	181		$	138		$	523		$	140		$	306		$	292		$	245		$	983

Loss Ratio⁽³⁾
Canada		41	%		48	%		39	%		43	%		32	%		25	%		21	%		26	%		26	%
Australia		45	%		54	%		59	%		52	%		47	%		48	%		41	%		41	%		44	%
Other International		131	%		129	%		95	%		117	%		99	%		87	%		70	%		71	%		83	%
Total International Loss Ratio		50	%		56	%		51	%		52	%		46	%		40	%		33	%		37	%		39	%

Expense Ratio⁽⁴⁾
Canada		33	%		38	%		50	%		39	%		23	%		14	%		16	%		23	%		18	%
Australia		20	%		17	%		21	%		19	%		25	%		22	%		27	%		27	%		25	%
Other International⁽²⁾		127	%		NM	⁽¹⁾		364	%		255	%		-34	%		190	%		362	%		104	%		-277	%
Total International Expense Ratio		31	%		30	%		42	%		34	%		50	%		22	%		25	%		31	%		29	%

Primary Insurance In-force
Canada	$	204,900		$	186,600		$	169,700					$	171,500		$	192,800		$	194,100		$	185,000
Australia		241,400			218,500			185,800						184,500			207,500			249,900			234,600
Other International⁽²⁾		48,800			47,700			45,100						49,400			64,300			71,500			72,400

Total International Primary Insurance In-force	$	495,100		$	452,800		$	400,600					$	405,400		$	464,600		$	515,500		$	492,000

Primary Risk In-force⁽⁵⁾
Canada
Flow	$	56,800		$	51,400		$	46,700					$	47,300		$	53,300		$	53,400		$	50,700
Bulk		14,900			13,900			12,700						12,700			14,200			14,500			14,100

Total Canada		71,700			65,300			59,400						60,000			67,500			67,900			64,800
Australia
Flow		75,000			67,700			57,300						56,700			63,700			76,500			71,600
Bulk		9,500			8,800			7,700						7,900			8,900			11,000			10,500

Total Australia		84,500			76,500			65,000						64,600			72,600			87,500			82,100
Other International
Flow⁽²⁾		5,800			5,600			5,300						5,600			7,100			7,900			8,000
Bulk		600			600			600						700			800			800			800

Total Other International		6,400			6,200			5,900						6,300			7,900			8,700			8,800

Total International Primary Risk In-force	$	162,600		$	148,000		$	130,300					$	130,900		$	148,000		$	164,100		$	155,700

The loss and expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	“NM” is defined as not meaningful for increases or decreases greater than 500%.

⁽²⁾	Includes the impact of settlements and cancelled insurance contracts, primarily with lenders in Europe.

⁽³⁾

The ratio of incurred losses and loss adjustment expense to net premiums earned. In determining the pricing of the mortgage insurance products, the company develops a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporates both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. New business pricing loss ratios for the international businesses were as follows: Canada 35%-40%, Australia 25%-35% and Europe 60%-65%.

⁽⁴⁾	The ratio of an insurer’s general expenses to net premiums written. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles and excludes reorganization expenses recorded in the fourth quarter of 2008.

⁽⁵⁾

The businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans the company insures in those markets. For the purpose of representing the risk in-force, the company has computed an “Effective Risk In-force” amount which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents the highest expected average per-claim payment for any one underwriting year over the life of the businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Canada

(dollar amounts in millions)


Primary Insurance	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
Insured loans in-force		1,198,792			1,188,541			1,174,756			1,168,884			1,141,020
Insured delinquent loans		3,359			3,551			3,365			2,940			2,517
Insured delinquency rate		0.28	%		0.30	%		0.29	%		0.25	%		0.22	%
Flow loans in-force		918,015			904,702			893,680			890,092			871,025
Flow delinquent loans		3,102			3,283			3,074			2,680			2,298
Flow delinquency rate		0.34	%		0.36	%		0.34	%		0.30	%		0.26	%
Bulk loans in-force		280,777			283,839			281,076			278,792			269,995
Bulk delinquent loans		257			268			291			260			219
Bulk delinquency rate		0.09	%		0.09	%		0.10	%		0.09	%		0.08	%

Loss Metrics	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
Beginning Reserves	$	192		$	155		$	130		$	127		$	117
Paid claims		(52	)		(39	)		(22	)		(18	)		(21	)
Increase in reserves		58			62			50			39			35
Impact of changes in foreign exchange rates		15			14			(3	)		(18	)		(4	)

Ending Reserves	$	213		$	192		$	155		$	130		$	127


	September 30, 2009						June 30, 2009						September 30, 2008
Province and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
Ontario		48	%		0.25	%		48	%		0.30	%		48	%	0.23	%
British Columbia		16			0.23	%		16			0.21	%		16		0.11	%
Alberta		15			0.50	%		15			0.47	%		15		0.24	%
Quebec		14			0.29	%		14			0.29	%		14		0.25	%
Nova Scotia		2			0.31	%		2			0.29	%		2		0.26	%
Saskatchewan		2			0.12	%		2			0.13	%		2		0.07	%
Manitoba		1			0.09	%		1			0.12	%		1		0.12	%
New Brunswick		1			0.25	%		1			0.25	%		1		0.23	%
All Other		1			0.13	%		1			0.15	%		1		0.20	%

Total		100	%		0.28	%		100	%		0.30	%		100	%	0.22	%

By Policy Year
2000 and Prior		8	%		0.02	%		8	%		0.03	%		9	%	0.04	%
2001		3			0.04	%		3			0.05	%		3		0.04	%
2002		5			0.04	%		5			0.06	%		5		0.07	%
2003		6			0.11	%		6			0.14	%		7		0.11	%
2004		9			0.14	%		9			0.20	%		10		0.20	%
2005		10			0.22	%		10			0.27	%		11		0.27	%
2006		12			0.46	%		13			0.53	%		14		0.45	%
2007		25			0.56	%		27			0.56	%		28		0.33	%
2008		15			0.40	%		15			0.31	%		13		0.06	%
2009		7			0.04	%		4			0.02	%		—		—	%

Total		100	%		0.28	%		100	%		0.30	%		100	%	0.22	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Canada

(Canadian dollar amounts in millions)


	2009											2008
	Q3			Q2			Q1			Total		Q4			Q3			Q2			Q1			Total
Paid Claims
Flow	$	56		$	45		$	27		$	128	$	21		$	20		$	20		$	15		$	76
Bulk		1			—			1			2		1			—			—			—			1

Total Paid Claims	$	57		$	45		$	28		$	130	$	22		$	20		$	20		$	15		$	77

Average Paid Claim (in thousands)	$	69.8		$	66.9		$	64.2				$	62.1		$	56.3		$	54.5		$	49.6

Average Reserve Per Delinquency (in thousands)	$	68.2		$	62.8		$	58.1				$	54.6		$	53.7		$	50.8		$	45.3

Loss Metrics
Beginning Reserves	$	223		$	196		$	161				$	135		$	119		$	109		$	89
Paid claims		(57	)		(45	)		(28	)				(22	)		(20	)		(20	)		(15	)
Increase in reserves		63			72			63					48			36			30			35

Ending Reserves	$	229		$	223		$	196				$	161		$	135		$	119		$	109

Loan Amount
Over $550K		3	%		3	%		3	%				3	%		3	%		3	%		3	%
$400K to $550K		7			7			6					6			6			6			6
$250K to $400K		27			27			27					27			26			26			25
$100K to $250K		56			55			56					56			57			57			58
$100K or Less		7			8			8					8			8			8			8

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	183		$	182		$	182				$	181		$	180		$	178		$	176

All amounts presented in Canadian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Australia

(dollar amounts in millions)


Primary Insurance	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
Insured loans in-force		1,466,618			1,451,862			1,439,276			1,426,277			1,426,729
Insured delinquent loans		6,047			6,487			6,420			5,675			5,121
Insured delinquency rate		0.41	%		0.45	%		0.45	%		0.40	%		0.36	%
Flow loans in-force		1,295,401			1,278,246			1,262,895			1,247,218			1,247,313
Flow delinquent loans		5,921			6,356			6,275			5,573			5,018
Flow delinquency rate		0.46	%		0.50	%		0.50	%		0.45	%		0.40	%
Bulk loans in-force		171,217			173,616			176,381			179,059			179,416
Bulk delinquent loans		126			131			145			102			103
Bulk delinquency rate		0.07	%		0.08	%		0.08	%		0.06	%		0.06	%

Loss Metrics	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
Beginning Reserves	$	172		$	154		$	138		$	141		$	164
Paid claims		(38	)		(49	)		(23	)		(21	)		(31	)
Increase in reserves		36			41			39			34			38
Impact of changes in foreign exchange rates		16			26			—			(16	)		(30	)

Ending Reserves	$	186		$	172		$	154		$	138		$	141


	September 30, 2009						June 30, 2009						September 30, 2008
State and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
New South Wales		32	%		0.58	%		32	%		0.68	%		33	%	0.68	%
Victoria		23			0.32	%		23			0.35	%		22		0.29	%
Queensland		22			0.30	%		22			0.29	%		21		0.19	%
Western Australia		10			0.28	%		10			0.27	%		10		0.16	%
South Australia		5			0.24	%		5			0.25	%		5		0.18	%
New Zealand		3			1.39	%		3			1.44	%		4		0.41	%
Australian Capital Territory		2			0.08	%		2			0.10	%		2		0.07	%
Tasmania		2			0.19	%		2			0.21	%		2		0.14	%
Northern Territory		1			0.10	%		1			0.13	%		1		0.13	%

Total		100	%		0.41	%		100	%		0.45	%		100	%	0.36	%

By Policy Year
2000 and Prior		9	%		0.01	%		9	%		0.02	%		10	%	0.03	%
2001		3			0.08	%		3			0.06	%		3		0.05	%
2002		5			0.11	%		6			0.11	%		6		0.11	%
2003		6			0.24	%		7			0.27	%		8		0.25	%
2004		8			0.46	%		8			0.52	%		10		0.55	%
2005		11			0.59	%		12			0.74	%		14		0.69	%
2006		15			0.74	%		16			0.87	%		18		0.68	%
2007		17			0.87	%		17			0.86	%		19		0.43	%
2008		14			0.54	%		15			0.38	%		12		0.08	%
2009		12			0.04	%		7			—	%		—		—	%

Total		100	%		0.41	%		100	%		0.45	%		100	%	0.36	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Australia

(Australian dollar amounts in millions)


	2009											2008
	Q3			Q2			Q1			Total		Q4			Q3			Q2			Q1			Total
Paid Claims
Flow	$	45		$	62		$	33		$	140	$	31		$	32		$	38		$	42		$	143
Bulk		1			—			1			2		1			1			—			1			3

Total Paid Claims	$	46		$	62		$	34		$	142	$	32		$	33		$	38		$	43		$	146

Average Paid Claim (in thousands)	$	66.8		$	64.7		$	58.6				$	63.0		$	63.8		$	76.4		$	79.3

Average Reserve Per Delinquency (in thousands)	$	34.8		$	32.9		$	34.5				$	34.8		$	34.8		$	34.1		$	37.7

Loss Metrics
Beginning Reserves	$	213		$	221		$	197				$	179		$	171		$	172		$	177
Paid claims		(46	)		(62	)		(34	)				(32	)		(33	)		(38	)		(43	)
Increase in reserves		44			54			58					50			41			37			38

Ending Reserves	$	211		$	213		$	221				$	197		$	179		$	171		$	172

Loan Amount
Over $550K		10	%		10	%		10	%				10	%		10	%		10	%		9	%
$400K to $550K		13			13			13					12			12			12			12
$250K to $400K		34			34			33					33			33			32			32
$100K to $250K		35			35			36					37			37			37			38
$100K or Less		8			8			8					8			8			9			9

Total		100	%		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	187		$	186		$	186				$	186		$	184		$	183		$	183

All amounts presented in Australian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	September 30, 2009						June 30, 2009
Risk In-force by Loan-To-Value Ratio⁽¹⁾	Primary		Flow		Bulk		Primary		Flow		Bulk
Canada
95.01% and above	$	23,961	$	23,961	$	—	$	21,553	$	21,553	$	—
90.01% to 95.00%		18,949		18,946		3		17,234		17,231		2
80.01% to 90.00%		12,649		11,700		950		11,535		10,667		868
80.00% and below		16,158		2,198		13,960		14,998		1,999		13,000

Total Canada	$	71,717	$	56,805	$	14,912	$	65,320	$	51,451	$	13,870

Australia
95.01% and above	$	13,224	$	13,223	$	1	$	11,686	$	11,685	$	1
90.01% to 95.00%		15,520		15,507		13		13,491		13,480		12
80.01% to 90.00%		20,742		20,599		143		18,504		18,370		134
80.00% and below		35,005		25,691		9,314		32,786		24,121		8,665

Total Australia	$	84,491	$	75,020	$	9,471	$	76,467	$	67,655	$	8,811

Other International
95.01% and above	$	1,680	$	1,674	$	6	$	1,642	$	1,635	$	6
90.01% to 95.00%		2,526		2,435		90		2,413		2,319		93
80.01% to 90.00%		1,905		1,482		422		1,921		1,470		451
80.00% and below		273		224		49		243		191		52

Total Other International	$	6,384	$	5,816	$	568	$	6,219	$	5,616	$	603

Amounts may not total due to rounding.

⁽¹⁾	Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Income and Sales—Lifestyle Protection Insurance

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	287		$	284		$	282		$	853		$	303		$	342		$	375		$	362		$	1,382
Net investment income		42			47			32			121			37			49			51			46			183
Net investment gains (losses)		(3	)		(1	)		(13	)		(17	)		(4	)		(27	)		(1	)		—			(32	)
Insurance and investment product fees and other		10			4			4			18			2			6			6			10			24

Total revenues		336			334			305			975			338			370			431			418			1,557

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		83			101			83			267			69			49			76			72			266
Acquisition and operating expenses, net of deferrals		169			160			153			482			191			200			216			200			807
Amortization of deferred acquisition costs and intangibles		47			49			58			154			53			72			80			87			292
Interest expense		15			24			7			46			5			18			8			6			37

Total benefits and expenses		314			334			301			949			318			339			380			365			1,402

INCOME BEFORE INCOME TAXES		22			—			4			26			20			31			51			53			155
Provision (benefit) for income taxes		6			(3	)		1			4			2			8			3			15			28

NET INCOME		16			3			3			22			18			23			48			38			127
Less: net income attributable to noncontrolling interests		—			—			—			—			—			—			—			—			—

NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS		16			3			3			22			18			23			48			38			127

ADJUSTMENTS TO NET INCOME AVAILABLE TO GENWORTH FINANCIAL, INC.’S COMMON STOCKHOLDERS:
Net investment (gains) losses, net of taxes and other adjustments		2			1			8			11			3			17			1			—			21
Expenses related to reorganization, net of taxes		—			—			—			—			4			—			—			—			4

NET OPERATING INCOME⁽¹⁾	$	18		$	4		$	11		$	33		$	25		$	40		$	49		$	38		$	152


Effective tax rate (operating income)		26.2	%		-341.2	%		34.6	%		22.2	%		18.9	%		27.6	%		8.7	%		28.2	%		21.2	%

SALES:
Lifestyle Protection Insurance
Traditional indemnity premiums	$	289		$	272		$	267		$	828		$	306		$	333		$	390		$	334		$	1,363
Premium equivalents for administrative services only business		4			6			8			18			11			20			30			35			96
Reinsurance premiums assumed accounted for under the deposit method		181			178			132			491			148			260			301			270			979

Total Lifestyle Protection Insurance⁽²⁾		474			456			407			1,337			465			613			721			639			2,438
Mexico Operations		18			16			16			50			19			23			20			21			83

Total Sales	$	492		$	472		$	423		$	1,387		$	484		$	636		$	741		$	660		$	2,521


SALES BY REGION:
Lifestyle Protection Insurance
Established European Regions
Western region	$	53		$	51		$	50		$	154		$	61		$	88		$	120		$	130		$	399
Central region		112			107			97			316			138			153			182			153			626
Southern region		109			116			88			313			101			140			174			137			552
Nordic region		85			77			70			232			63			82			97			85			327
New Markets		41			36			36			113			33			71			63			56			223
Structured Deals⁽³⁾		74			69			66			209			69			79			85			78			311

Total Lifestyle Protection Insurance		474			456			407			1,337			465			613			721			639			2,438
Mexico Operations		18			16			16			50			19			23			20			21			83

Total Sales	$	492		$	472		$	423		$	1,387		$	484		$	636		$	741		$	660		$	2,521



Loss Ratio⁽⁴⁾		27	%		34	%		27	%		29	%		21	%		11	%		18	%		18	%		17	%
																	17	%⁽⁵⁾

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business was $18 million and $37 million for the three and nine months ended September 30, 2009, respectively.

⁽²⁾	Sales adjusted for foreign exchange as compared to the prior year period for the lifestyle protection insurance business was $515 million and $1,555 million for the three and nine months ended September 30, 2009, respectively.

⁽³⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

⁽⁴⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned excluding amounts associated with the Mexico operations.

⁽⁵⁾	Excluding a reserve adjustment related to the company’s reinsurance runoff block of business in the third quarter of 2008, the loss ratio was 17%.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Loss and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	156		$	164		$	170		$	490		$	182		$	185		$	190		$	183		$	740
Net investment income		34			35			33			102			33			36			36			37			142
Net investment gains (losses)		41			—			(19	)		22			(15	)		(45	)		1			1			(58	)
Insurance and investment product fees and other		4			(3	)		4			5			4			4			11			8			27

Total revenues		235			196			188			619			204			180			238			229			851

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		346			371			403			1,120			366			301			295			259			1,221
Acquisition and operating expenses, net of deferrals		34			33			32			99			32			33			36			37			138
Amortization of deferred acquisition costs and intangibles		6			5			5			16			14			46			11			9			80
Goodwill impairment		—			—			—			—			—			22			—			—			22

Total benefits and expenses		386			409			440			1,235			412			402			342			305			1,461

LOSS BEFORE INCOME TAXES		(151	)		(213	)		(252	)		(616	)		(208	)		(222	)		(104	)		(76	)		(610	)
Benefit for income taxes		(62	)		(79	)		(104	)		(245	)		(83	)		(73	)		(45	)		(41	)		(242	)

NET LOSS		(89	)		(134	)		(148	)		(371	)		(125	)		(149	)		(59	)		(35	)		(368	)

ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		(27	)		—			13			(14	)		11			28			—			(1	)		38

NET OPERATING LOSS	$	(116	)	$	(134	)	$	(135	)	$	(385	)	$	(114	)	$	(121	)	$	(59	)	$	(36	)	$	(330	)

Effective tax rate (operating loss)		39.7	%		37.2	%		41.7	%		39.6	%		40.1	%		32.2	%		43.4	%		53.9	%		40.1	%

SALES:
New Insurance Written (NIW)
Flow	$	1,500		$	1,600		$	2,500		$	5,600		$	3,200		$	6,200		$	14,000		$	15,000		$	38,400
Bulk		500			1,700			1,100			3,300			200			100			400			100			800
Pool		—			100			100			200			100			200			200			100			600

Total U.S. Mortgage Insurance NIW	$	2,000		$	3,400		$	3,700		$	9,100		$	3,500		$	6,500		$	14,600		$	15,200		$	39,800

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Growth Metrics—U.S. Mortgage Insurance

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written	$	150		$	160		$	171		$	481		$	184		$	193		$	214		$	202		$	793
New Risk Written
Flow	$	316		$	323		$	510		$	1,149		$	713		$	1,475		$	3,465		$	3,768		$	9,421
Bulk⁽¹⁾		23			67			45			135			16			10			25			4			55

Total Primary		339			390			555			1,284			729			1,485			3,490			3,772			9,476
Pool		2			3			2			7			6			7			7			5			25

Total New Risk Written	$	341		$	393		$	557		$	1,291		$	735		$	1,492		$	3,497		$	3,777		$	9,501

Primary Insurance In-force	$	149,500		$	155,200		$	159,800					$	162,500		$	175,300		$	174,900		$	166,700
Risk In-force
Flow	$	31,846		$	32,803		$	34,085					$	34,950		$	35,169		$	34,667		$	32,398
Bulk⁽¹⁾		776			775			721						872			1,344			1,371			1,355

Total Primary		32,622			33,578			34,806						35,822			36,513			36,038			33,753
Pool		339			349			355						363			374			381			383

Total Risk In-force	$	32,961		$	33,927		$	35,161					$	36,185		$	36,887		$	36,419		$	34,136


Other Metrics—U.S. Mortgage Insurance
GAAP Basis Expense Ratio⁽²⁾		25	%		23	%		22	%		23	%		25	%		55	%		25	%		25	%		33	%
Adjusted Expense Ratio⁽³⁾		26	%		24	%		22	%		24	%		25	%		53	%		22	%		23	%		30	%
Flow Persistency		84	%		81	%		83	%					89	%		88	%		85	%		83	%
Gross written premiums ceded to captives/total direct written premiums		21	%		22	%		22	%					21	%		21	%		20	%		20	%
Risk To Capital Ratio⁽⁴⁾		N/A			14.8:1			13.8:1						13.6:1			14.3:1			14.8:1			13.2:1

Average primary loan size (in thousands)	$	163		$	164		$	164					$	164		$	170		$	169		$	166
Primary risk in-force subject to captives		51	%		52	%		53	%					53	%		53	%		55	%		58	%
Primary risk in-force that is GSE conforming		96	%		96	%		96	%					96	%		95	%		95	%		95	%
Primary interest only risk in-force with initial reset > 5 years		95	%		95	%		95	%					95	%		95	%		95	%		94	%
Primary risk in-force with potential to reset in 2008⁽⁵⁾		N/A			N/A			N/A						N/A			1.1	%		1.3	%		1.4	%
Primary risk in-force with potential to reset in 2009⁽⁵⁾		1.1	%		1.2	%		1.2	%					1.2	%		1.3	%		1.4	%		1.6	%
Primary risk in-force with potential to reset in 2010⁽⁵⁾		1.3	%		1.3	%		1.4	%					1.4	%

The expense ratios included above were calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The amounts previously presented for new risk written and risk in-force for the first quarter of 2008 have been revised to exclude deductible amounts specific to the GSE Alt-A and portfolio deals where the counterparty is in a first loss position.

⁽²⁾	The ratio of an insurer’s general expenses to net premiums earned. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, amortization of DAC and intangibles and goodwill impairment.

⁽³⁾

The ratio of an insurer’s general expenses to net written premiums. In the business, general expenses consist of acquisition and operating expenses, net of deferrals, amortization of DAC and intangibles and goodwill impairment and excludes reorganization expenses recorded in the fourth quarter of 2008.

⁽⁴⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for the U.S. mortgage insurance business is not available for the current period due to the timing of the statutory statement filings.

In December 2008, the company received regulatory approval to change the calculation of the risk to capital ratio, thereby allowing the company to calculate statutory risk as risk in-force less the risk ceded to the captive participants. This change is reflected in the risk to capital ratio beginning in the fourth quarter of 2008. Risk to capital ratios for prior periods were not recalculated.

In April 2009, the company received regulatory approval to further change the calculation of the risk to capital ratio, thereby allowing the company to also exclude the risk on loans that are currently in default. This change is reflected in the risk to capital ratio beginning in the first quarter of 2009. Risk to capital ratios for prior periods were not recalculated.

⁽⁵⁾	Represents < 5 year adjustable rate mortgages excluding option adjustable rate mortgages (ARMs).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Loss Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Paid Claims
Flow	$	177		$	187		$	197		$	561		$	171		$	131		$	89		$	79		$	470
Bulk		205			2			1			208			1			1			3			5			10

Total Primary		382			189			198			769			172			132			92			84			480
Pool		—			1			—			1			1			—			—			—			1

Total Net Paid Claims	$	382	⁽¹⁾	$	190		$	198		$	770		$	173		$	132		$	92		$	84		$	481

Average Paid Claim (in thousands)	$	100.6	⁽²⁾	$	49.5		$	55.5					$	52.3		$	48.6		$	42.9		$	42.4

Number of Primary Delinquencies
Flow		100,208			87,590			79,349						72,166			57,985			46,700			38,316
Bulk loans with established reserve		11,002			10,294			7,561						4,450			6,038			4,475			3,768
Bulk loans with no reserve⁽³⁾		4,220			4,916			6,054						6,761			7,535			6,630			4,442

Average Reserve Per Delinquency (in thousands)
Flow	$	20.0		$	22.9		$	23.1					$	21.5		$	20.5		$	19.1		$	15.8
Bulk loans with established reserve		19.2			12.7			11.3						10.8			19.8			18.2			14.9
Bulk loans with no reserve⁽³⁾		—			—			—						—			—			—			—

Beginning Reserves	$	2,264		$	2,028		$	1,711		$	1,711		$	1,312		$	973		$	661		$	467		$	467
Paid claims		(425	)⁽¹⁾		(213	)		(205	)		(843	)		(176	)		(133	)		(92	)		(84	)		(485	)
Increase in reserves		394	⁽¹⁾		449			522			1,365			575			472			404			278			1,729

Ending Reserves	$	2,233		$	2,264		$	2,028		$	2,233		$	1,711		$	1,312		$	973		$	661		$	1,711

Beginning Reinsurance Recoverable⁽⁴⁾	$	673		$	619		$	506		$	506		$	301		$	131		$	22		$	3		$	3
Ceded paid claims		(43	)		(23	)		(7	)		(73	)		(3	)		(1	)		—			—			(4	)
Increase in recoverable		49			77			120			246			208			171			109			19			507

Ending Reinsurance Recoverable	$	679		$	673		$	619		$	679		$	506		$	301		$	131		$	22		$	506

Loss Ratio⁽⁵⁾		223	%		225	%		237	%		228	%		200	%		163	%		155	%		142	%		165	%

Estimated Savings For Loss Mitigation Activities⁽⁶⁾	$	224		$	188		$	145		$	557

The loss ratio included above was calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾

In the third quarter of 2009, the company settled arbitration proceedings with a lender regarding certain bulk transactions related to payment option adjustable rate (“POA”) loans. The settlement resolves prior claims, or pending and anticipated future unpaid claims for coverage benefits under the policies for the POA loans, and the lender’s bad faith counterclaims. Net paid claims included $203 million and the change in reserves included a decrease of $108 million related to this settlement.

⁽²⁾	Excluding the settlement in the third quarter of 2009 related to the bulk business, the average paid claim was approximately $47,200 in the third quarter of 2009.

⁽³⁾	Reserves are not established on loans where the company was in a secondary loss position due to an existing deductible and the company believes currently have no risk for claim.

⁽⁴⁾	Reinsurance recoverable excludes ceded unearned premium recoveries and amounts for which cash proceeds have not yet been received.

⁽⁵⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned. Excluding the net paid claims from the settlement in the third quarter of 2009 related to the bulk business, the loss ratios were 162% and 209% for the three and nine months ended September 30, 2009, respectively.

⁽⁶⁾

Loss mitigation activities include rescissions, cancellations, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings for rescissions represent the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings for loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserves. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2009						2008
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
Risk In-force by Credit Quality⁽¹⁾
Primary by FICO Scores >679	64	%	63	%	63	%	63	%	63	%	62	%	60	%
Primary by FICO Scores 620-679	28	%	29	%	29	%	29	%	29	%	30	%	31	%
Primary by FICO Scores 575-619	6	%	6	%	6	%	6	%	6	%	6	%	7	%
Primary by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Flow by FICO Scores >679	63	%	63	%	63	%	62	%	62	%	60	%	59	%
Flow by FICO Scores 620-679	29	%	29	%	29	%	30	%	30	%	31	%	32	%
Flow by FICO Scores 575-619	6	%	6	%	6	%	6	%	6	%	7	%	7	%
Flow by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Bulk by FICO Scores >679	85	%	85	%	84	%	83	%	84	%	84	%	84	%
Bulk by FICO Scores 620-679	13	%	13	%	14	%	15	%	14	%	14	%	14	%
Bulk by FICO Scores 575-619	1	%	1	%	1	%	1	%	1	%	1	%	1	%
Bulk by FICO Scores <575	1	%	1	%	1	%	1	%	1	%	1	%	1	%

Primary A minus	5	%	6	%	6	%	6	%	6	%	6	%	7	%
Sub-prime⁽²⁾	5	%	5	%	5	%	5	%	5	%	6	%	6	%

Primary Loans
Insured loans in-force	914,770		947,777		973,988		990,357		1,033,789		1,034,697		1,001,430
Insured delinquent loans	115,430		102,800		92,964		83,377		71,558		57,805		46,526
Insured delinquency rate	12.62	%	10.85	%	9.54	%	8.42	%	6.92	%	5.59	%	4.65	%

Flow loans in-force	774,000		796,633		826,663		846,645		854,465		849,292		812,061
Flow delinquent loans	100,208		87,590		79,349		72,166		57,985		46,700		38,316
Flow delinquency rate	12.95	%	11.00	%	9.60	%	8.52	%	6.79	%	5.50	%	4.72	%

Bulk loans in-force	140,770		151,144		147,325		143,712		179,324		185,405		189,369
Bulk delinquent loans	15,222		15,210		13,615		11,211		13,573		11,105		8,210
Bulk delinquency rate	10.81	%	10.06	%	9.24	%	7.80	%	7.57	%	5.99	%	4.34	%

A minus and sub-prime loans in-force	93,344		97,271		101,413		104,845		108,028		110,979		112,383
A minus and sub-prime delinquent loans	28,151		25,271		23,448		23,047		19,583		16,171		13,254
A minus and sub-prime delinquency rate	30.16	%	25.98	%	23.12	%	21.98	%	18.13	%	14.57	%	11.79	%

Pool Loans
Insured loans in-force	20,859		21,166		21,870		21,940		21,233		20,266		19,536
Pool delinquent loans	741		632		586		568		509		464		415
Pool delinquency rate	3.55	%	2.99	%	2.68	%	2.59	%	2.40	%	2.29	%	2.12	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾	Excludes loans classified as A minus.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance


	September 30, 2009				June 30, 2009				September 30, 2008
	% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate
By Region
Southeast⁽¹⁾	23	%	17.06	%	24	%	14.98	%	23	%	9.35	%
South Central⁽²⁾	17		11.01	%	17		9.27	%	17		5.70	%
Northeast⁽³⁾	13		10.48	%	13		8.78	%	13		5.55	%
North Central⁽⁴⁾	11		11.00	%	11		9.08	%	11		5.68	%
Pacific⁽⁵⁾	11		18.19	%	11		16.14	%	12		9.17	%
Great Lakes⁽⁶⁾	9		9.72	%	8		8.58	%	8		7.13	%
Plains⁽⁷⁾	6		7.50	%	6		6.16	%	6		3.86	%
Mid-Atlantic⁽⁸⁾	5		11.76	%	5		9.63	%	5		5.90	%
New England⁽⁹⁾	5		11.40	%	5		9.38	%	5		5.70	%

Total	100	%	12.62	%	100	%	10.85	%	100	%	6.92	%

By State
Florida	8	%	29.56	%	8	%	26.81	%	8	%	16.10	%
Texas	7	%	8.22	%	7	%	6.76	%	7	%	4.86	%
New York	6	%	8.44	%	6	%	7.03	%	6	%	4.29	%
California	5	%	21.04	%	5	%	19.08	%	6	%	11.88	%
Illinois	5	%	14.65	%	5	%	12.11	%	5	%	6.88	%
Georgia	4	%	15.59	%	4	%	13.06	%	4	%	7.93	%
North Carolina	4	%	10.08	%	4	%	8.44	%	4	%	5.28	%
Pennsylvania	4	%	10.02	%	4	%	8.41	%	4	%	5.92	%
New Jersey	4	%	15.81	%	4	%	13.31	%	4	%	7.62	%
Ohio	3	%	8.08	%	3	%	6.94	%	3	%	6.41	%

⁽¹⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽²⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽³⁾	New Jersey, New York and Pennsylvania

⁽⁴⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁵⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁶⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁷⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁸⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

⁽⁹⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


Primary Risk In-force:	September 30, 2009		% of Total		June 30, 2009		% of Total		September 30, 2008		% of Total
Lender concentration (by original applicant)	$	32,622			$	33,578			$	36,513
Top 10 lenders		16,377				16,495				18,244
Top 20 lenders		19,222				19,736				21,776

Loan-to-value ratio
95.01% and above	$	8,182	25	%	$	8,456	25	%	$	9,271	25	%
90.01% to 95.00%		11,117	34			11,457	34			12,331	34
80.01% to 90.00%		12,633	39			12,974	39			13,886	38
80.00% and below		690	2			691	2			1,025	3

Total	$	32,622	100	%	$	33,578	100	%	$	36,513	100	%

Loan grade
Prime	$	29,121	89	%	$	29,914	89	%	$	32,401	89	%
A minus and sub-prime		3,501	11			3,664	11			4,112	11

Total	$	32,622	100	%	$	33,578	100	%	$	36,513	100	%

Loan type⁽¹⁾
First mortgages
Fixed rate mortgage
Flow	$	31,027	95	%	$	31,918	95	%	$	34,097	93	%
Bulk		690	2			685	2			756	2
Adjustable rate mortgage
Flow		819	3			885	3			1,072	3
Bulk		86	—			90	—			588	2
Second mortgages		—	—			—	—			—	—

Total	$	32,622	100	%	$	33,578	100	%	$	36,513	100	%

Type of documentation
Alt-A
Flow	$	1,150	3	%	$	1,211	4	%	$	1,415	4	%
Bulk		261	1			275	1			336	1
Standard⁽²⁾
Flow		30,696	94			31,592	94			33,754	92
Bulk		515	2			500	1			1,008	3

Total	$	32,622	100	%	$	33,578	100	%	$	36,513	100	%

Mortgage term
15 years and under	$	369	1	%	$	376	1	%	$	434	1	%
More than 15 years		32,253	99			33,202	99			36,079	99

Total	$	32,622	100	%	$	33,578	100	%	$	36,513	100	%

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with the company’s standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


	As of September 30, 2009
Policy Year	Average Rate		Primary Insurance In-force			% of Total		Primary Risk In-force		% of Total
1998 and Prior	7.98	%	$	1,658		1.1	%	$	432	1.3	%
1999	7.32	%		633		0.4			163	0.5
2000	8.24	%		395		0.3			100	0.3
2001	7.45	%		1,497		1.0			376	1.2
2002	6.61	%		3,598		2.4			869	2.7
2003	5.65	%		14,319		9.6			2,413	7.4
2004	5.87	%		8,318		5.6			1,845	5.6
2005	5.98	%		13,043		8.7			3,281	10.1
2006	6.56	%		20,355		13.6			4,341	13.3
2007	6.66	%		43,461		29.1			9,334	28.6
2008	6.21	%		33,609		22.5			8,229	25.2
2009	5.09	%		8,589		5.7			1,239	3.8

Total	6.30	%	$	149,475		100.0	%	$	32,622	100.0	%


Occupancy and Property Type	As of September 30, 2009		As of June 30, 2009
Occupancy Status % of Primary Risk In-force
Primary residence	93.0	%		92.9	%
Second home	4.2			4.2
Non-owner occupied	2.8			2.9

Total	100.0	%		100.0	%

Property Type % of Primary Risk In-force
Single family detached	85.5	%		85.5	%
Condominium and co-operative	11.3			11.2
Multi-family and other	3.2			3.3

Total	100.0	%		100.0	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in billions)


	FICO > 679									FICO 620 - 679⁽¹⁾									FICO < 620									Total
	2009									2009									2009									2009
Primary Risk In-force	Q3			Q2			Q1			Q3			Q2			Q1			Q3			Q2			Q1			Q3			Q2			Q1
Total Primary Risk In-force	$	20.8		$	21.3		$	22.0		$	9.3		$	9.7		$	10.1		$	2.5		$	2.6		$	2.7		$	32.6		$	33.6		$	34.8
Delinquency rate⁽²⁾		8.1	%		7.0	%		6.0	%		18.8	%		16.0	%		14.0	%		30.6	%		26.5	%		23.6	%		12.6	%		10.8	%		9.5	%
2009 policy year	$	1.2		$	0.8		$	0.5		$	0.1		$	0.1		$	—		$	—		$	—		$	—		$	1.3		$	0.9		$	0.5
Delinquency rate		0.1	%		—	%		—	%		1.1	%		0.5	%		—	%		5.4	%		1.8	%		—	%		0.1	%		0.1	%		—	%
2008 policy year	$	6.3		$	6.5		$	6.8		$	1.6		$	1.7		$	1.7		$	0.3		$	0.3		$	0.3		$	8.2		$	8.5		$	8.8
Delinquency rate		4.0	%		2.9	%		2.2	%		11.7	%		8.8	%		7.1	%		25.9	%		21.0	%		18.2	%		6.3	%		4.7	%		3.7	%
2007 policy year	$	5.2		$	5.5		$	5.8		$	3.1		$	3.2		$	3.3		$	1.0		$	1.0		$	1.1		$	9.3		$	9.7		$	10.2
Delinquency rate		13.9	%		12.0	%		10.0	%		23.6	%		19.8	%		17.1	%		36.7	%		32.1	%		28.4	%		19.3	%		16.6	%		14.2	%
2006 policy year	$	2.5		$	2.6		$	2.7		$	1.4		$	1.5		$	1.6		$	0.4		$	0.5		$	0.5		$	4.3		$	4.6		$	4.8
Delinquency rate		15.2	%		13.8	%		12.0	%		23.9	%		21.1	%		18.8	%		32.0	%		27.7	%		25.2	%		19.4	%		17.3	%		15.3	%
2005 policy year	$	1.9		$	2.0		$	2.1		$	1.1		$	1.1		$	1.2		$	0.3		$	0.3		$	0.3		$	3.3		$	3.4		$	3.6
Delinquency rate		10.2	%		8.6	%		7.4	%		19.4	%		16.6	%		14.8	%		26.2	%		22.9	%		20.3	%		14.5	%		12.3	%		10.8	%
2004 and prior policy years	$	3.7		$	3.9		$	4.1		$	2.0		$	2.1		$	2.3		$	0.5		$	0.5		$	0.5		$	6.2		$	6.5		$	6.9
Delinquency rate		4.8	%		3.9	%		3.4	%		14.9	%		12.9	%		11.5	%		24.1	%		20.7	%		18.9	%		9.1	%		7.6	%		6.7	%

Fixed rate mortgage	$	20.3		$	20.7		$	21.4		$	9.0		$	9.4		$	9.8		$	2.4		$	2.5		$	2.6		$	31.7		$	32.6		$	33.8
Delinquency rate		7.7	%		6.5	%		5.6	%		18.5	%		15.6	%		13.6	%		30.4	%		26.3	%		23.4	%		12.2	%		10.4	%		9.1	%
Adjustable rate mortgage	$	0.5		$	0.6		$	0.6		$	0.3		$	0.3		$	0.3		$	0.1		$	0.1		$	0.1		$	0.9		$	1.0		$	1.0
Delinquency rate		27.0	%		26.3	%		24.2	%		29.8	%		28.3	%		27.5	%		37.7	%		35.0	%		35.2	%		28.6	%		27.5	%		26.1	%

LTV > 95%	$	4.1		$	4.3		$	4.4		$	3.1		$	3.2		$	3.3		$	1.0		$	1.0		$	1.1		$	8.2		$	8.5		$	8.8
Delinquency rate		8.8	%		6.9	%		5.7	%		21.6	%		18.1	%		15.6	%		36.0	%		31.4	%		27.8	%		17.1	%		14.3	%		12.3	%
Alt-A⁽³⁾	$	0.9		$	1.0		$	1.1		$	0.4		$	0.4		$	0.4		$	0.1		$	0.1		$	0.1		$	1.4		$	1.5		$	1.6
Delinquency rate		26.7	%		24.7	%		21.9	%		37.2	%		34.8	%		32.1	%		35.3	%		31.6	%		31.7	%		29.2	%		27.0	%		24.3	%
Interest only and option ARMs	$	2.1		$	2.2		$	2.3		$	0.8		$	0.8		$	0.9		$	0.1		$	0.1		$	0.1		$	3.0		$	3.1		$	3.3
Delinquency rate		28.2	%		26.6	%		23.4	%		39.4	%		36.5	%		33.1	%		46.1	%		42.3	%		40.1	%		31.2	%		29.3	%		26.1	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾	Delinquency rate represents the number of lender reported delinquencies divided by the number of remaining policies consistent with mortgage insurance practices.

⁽³⁾	Alt-A consists of loans with reduced documentation or verification of income or assets and a higher historical and expected delinquency rate than standard documentation loans.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Other Metrics—U.S. Mortgage Insurance Bulk Risk In-force

(dollar amounts in millions)


	September 30, 2009			June 30, 2009			September 30, 2008
GSE Alt-A
Risk in-force	$	315		$	331		$	339
Average FICO score		720			720			720
Loan-to-value ratio		79	%		79	%		79	%
Standard documentation⁽¹⁾		23	%		23	%		22	%
Stop loss		100	%		100	%		100	%
Deductible		81	%		81	%		81	%

Portfolio⁽²⁾
Risk in-force	$	—		$	—		$	493
Average FICO score		—			—			724
Loan-to-value ratio		—	%		—	%		77	%
Standard documentation⁽¹⁾		—	%		—	%		97	%
Stop loss		—	%		—	%		100	%
Deductible		—	%		—	%		22	%

FHLB
Risk in-force	$	377		$	359		$	418
Average FICO score		754			754			739
Loan-to-value ratio		75	%		75	%		76	%
Standard documentation⁽¹⁾		96	%		96	%		87	%
Stop loss		89	%		87	%		87	%
Deductible		100	%		100	%		100	%

Other
Risk in-force	$	84		$	85		$	94
Average FICO score		692			691			691
Loan-to-value ratio		91	%		92	%		91	%
Standard documentation⁽¹⁾		96	%		96	%		96	%
Stop loss		9	%		10	%		9	%
Deductible		—	%		—	%		—	%
Total Bulk Risk In-force	$	776		$	775		$	1,344

⁽¹⁾	Standard documentation includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with the standard portfolio.

⁽²⁾	Coverage underlying the Portfolio deals was no longer in-force as of December 31, 2008.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Aggregate Book Year Analysis Provided to Illustrate Directional Progression Toward Captive Attachment⁽¹⁾


				September 30, 2009						June 30, 2009						March 31, 2009
Book Year⁽²⁾	Original Book RIF ($B)		Progression to Attachment Point	Current RIF ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)		Current RIF ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)		Current RIF ($B)		Ever-To-Date Incurred Losses ($MM)		Captive Benefits ($MM)
2004			0-50%	$	0.6	$	35			$	0.6	$	36			$	0.8	$	37
2004			50-75%		0.3		23				0.4		28				0.2		19
2004			75-99%		0.1		13				—		3				0.1		5
2004			Attached		—		8				0.1		7				—		5

2004 Total	$	3.5		$	1.0	$	79	$	—	$	1.1	$	74	$	1	$	1.1	$	66	$	—

2005			0-50%	$	—	$	1			$	—	$	1			$	0.1	$	1
2005			50-75%		0.1		3				0.1		5				0.1		3
2005			75-99%		—		2				—		—				0.2		16
2005			Attached		2.0		310				2.1		300				1.9		248

2005 Total	$	4.3		$	2.1	$	316		12	$	2.2	$	306		27	$	2.3	$	268		28

2006			0-50%	$	0.1	$	1			$	0.1	$	1			$	0.1	$	1
2006			50-75%		—		—				—		—				—		1
2006			75-99%		—		1				—		2				0.1		4
2006			Attached		2.5		501				2.6		495				2.6		440

2006 Total	$	4.0		$	2.6	$	503		12	$	2.7	$	498		16	$	2.8	$	446		23

2007			0-50%	$	—	$	—			$	—	$	1			$	0.1	$	2
2007			50-75%		0.1		4				0.1		2				0.1		6
2007			75-99%		0.1		6				0.1		6				—		3
2007			Attached		5.1		814				5.4		791				5.6		700

2007 Total	$	6.5		$	5.3	$	824		15	$	5.6	$	800		32	$	5.8	$	711		65

2008			0-50%	$	1.2	$	16			$	1.3	$	14			$	1.5	$	12
2008			50-75%		0.9		27				1.1		33				1.0		26
2008			75-99%		0.3		13				0.1		3				0.1		3
2008			Attached		0.3		21				0.4		18				0.4		18

2008 Total	$	3.1		$	2.7	$	77		2	$	2.9	$	68		—	$	3.0	$	59		3



Captive Benefits In Quarter ($MM)								$	41					$	76					$	119

⁽¹⁾

Data presented in aggregate for all trusts. Actual trust attachment and exit points will vary by individual lender contract. For purposes of this illustration, ever-to-date incurred losses equal current reserves plus ever-to-date paid claims. The information presented excludes quota share captive reinsurance data. Progress toward captive attachment is determined at a lender level for each book year by dividing ever-to-date incurred losses by original RIF for that book year.

⁽²⁾	Book year figures may include loans from additional periods pursuant to reinsurance agreement terms and conditions.

Corporate and Other

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Operating Loss—Corporate and Other⁽¹⁾

(amounts in millions)


	2009⁽²⁾												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	1		$	1		$	2		$	5		$	5		$	6		$	5		$	21
Net investment income		—			2			(1	)		1			(1	)		6			14			20			39
Net investment gains (losses)		(58	)		(26	)		(18	)		(102	)		(4	)		(32	)		(33	)		(10	)		(79	)
Insurance and investment product fees and other		7			8			2			17			37			(2	)		2			2			39

Total revenues		(51	)		(15	)		(16	)		(82	)		37			(23	)		(11	)		17			20

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			(1	)		(1	)		—			1			1			—			2
Acquisition and operating expenses, net of deferrals		7			14			9			30			41			(6	)		13			6			54
Amortization of deferred acquisition costs and intangibles		5			2			3			10			4			3			1			2			10
Interest expense		58			66			62			186			69			68			63			58			258

Total benefits and expenses		70			82			73			225			114			66			78			66			324

LOSS BEFORE INCOME TAXES		(121	)		(97	)		(89	)		(307	)		(77	)		(89	)		(89	)		(49	)		(304	)
Benefit from income taxes		(64	)		(10	)		(62	)		(136	)		(42	)		(63	)		(7	)		—			(112	)

NET LOSS		(57	)		(87	)		(27	)		(171	)		(35	)		(26	)		(82	)		(49	)		(192	)

ADJUSTMENTS TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		38			16			12			66			3			23			20			7			53
Expenses related to reorganization, net of taxes		—			—			—			—			4			—			—			—			4

NET OPERATING LOSS	$	(19	)	$	(71	)	$	(15	)	$	(105	)	$	(28	)	$	(3	)	$	(62	)	$	(42	)	$	(135	)


Effective tax rate (operating loss)		69.7	%		1.9	%		79.1	%		48.9	%		58.1	%		91.5	%		7.5	%		—	%		37.7	%

⁽¹⁾	Includes inter-segment eliminations.

⁽²⁾

Additional Financial Data

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Investments Summary

(amounts in millions)


			September 30, 2009				June 30, 2009				March 31, 2009				December 31, 2008				September 30, 2008
			Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade:
Public fixed maturity securities			$	26,018	38	%	$	23,107	35	%	$	20,951	32	%	$	22,189	33	%	$	23,591	34	%
Private fixed maturity securities				8,622	12			8,235	12			7,706	12			7,782	11			9,406	14
Mortgage-backed securities (MBS):	Residential mortgage-backed securities⁽¹⁾			1,697	2			1,894	3			1,839	3			2,159	3			2,627	4
	Commercial mortgage-backed securities			3,445	5			3,279	5			3,243	4			3,383	5			4,177	6
	Small balance commercial mortgage-backed securities			270	—			259	—			362	1			330	1			453	1
Asset-backed securities (ABS):	Residential mortgage-backed securities⁽¹⁾			250	1			285	1			389	1			582	1			758	1
	Other non-residential collateral			1,770	3			1,869	3			1,818	3			2,017	3			2,554	4
	Small balance asset-backed securities			44	—			40	—			67	—			63	—			83	—
Tax exempt				2,177	3			2,388	4			2,463	4			2,370	4			2,415	3
Non-investment grade fixed maturity securities				3,453	5			2,966	5			2,481	4			1,996	3			2,660	4
Equity securities:
Common stocks and mutual funds				105	—			113	—			107	—			100	—			107	—
Preferred stocks				59	—			139	1			114	—			134	—			202	—
Commercial mortgage loans				7,704	11			7,872	12			8,023	12			8,262	12			8,447	12
Policy loans				1,408	2			2,087	3			1,842	3			1,834	3			1,822	3
Cash, cash equivalents and short-term investments				8,177	12			6,845	10			8,163	13			8,447	12			5,367	8
Securities lending				899	1			958	2			1,069	2			1,469	2			1,674	2
Other invested assets:	Limited partnerships⁽²⁾			583	1			610	1			658	1			715	1			716	1
	Derivatives:
	LTC forward starting swap—cash flow			281	1			188	1			354	1			501	1			799	1
	Other cash flow			123	—			76	—			68	—			120	—			41	—
	Fair value			180	—			170	—			231	—			277	—			99	—
	Equity index options—non-qualified			62	—			110	—			154	—			152	—			256	1
	LTC swaptions—non-qualified			195	—			161	—			527	1			780	1			—	—
	Other non-qualified			417	1			485	1			427	1			385	1			43	—
	Trading portfolio			180	—			163	—			156	—			169	—			222	—
	Counterparty collateral			937	2			833	1			1,248	2			1,605	3			693	1
	Other			59	—			80	—			89	—			119	—			105	—

Total invested assets and cash			$	69,115	100	%	$	65,212	100	%	$	64,549	100	%	$	67,940	100	%	$	69,317	100	%

Public Fixed Maturity Securities—Credit Quality:
NAIC Designation		Rating Agency Equivalent Designation
1		Aaa	$	10,880	30	%	$	9,188	28	%	$	8,934	29	%	$	9,651	30	%	$	10,649	30	%
1		Aa		4,869	14			5,105	15			4,417	15			4,542	14			5,223	15
1		A		10,883	30			10,261	31			9,618	31			10,653	33			10,528	30
2		Baa		7,265	20			6,798	20			6,218	20			6,111	19			7,332	20
3		Ba		1,264	4			1,278	4			971	3			844	3			1,096	4
4		B		522	1			447	1			399	1			381	1			556	1
5		Caa and lower		402	1			205	1			187	1			101	—			93	—
6		In or near default		7	—			2	—			3	—			1	—			1	—
Not rated		Not rated		27	—			—	—			17	—			13	—			13	—

		Total public fixed maturity securities	$	36,119	100	%	$	33,284	100	%	$	30,764	100	%	$	32,297	100	%	$	35,491	100	%

Private Fixed Maturity Securities—Credit Quality:
NAIC Designation		Rating Agency Equivalent Designation
1		Aaa	$	1,196	10	%	$	1,334	12	%	$	1,389	13	%	$	1,458	14	%	$	1,985	15	%
1		Aa		1,041	9			986	9			959	9			1,065	10			1,296	10
1		A		3,540	31			3,244	30			3,233	31			3,268	31			4,180	31
2		Baa		4,619	39			4,440	40			4,070	38			4,127	39			4,871	37
3		Ba		905	8			801	7			775	8			596	6			827	6
4		B		212	2			128	1			102	1			54	—			48	1
5		Caa and lower		91	1			53	1			14	—			4	—			3	—
6		In or near default		23	—			52	—			13	—			1	—			1	—
Not rated		Not rated		—	—			—	—			—	—			1	—			22	—

		Total private fixed maturity securities	$	11,627	100	%	$	11,038	100	%	$	10,555	100	%	$	10,574	100	%	$	13,233	100	%


⁽¹⁾ The company does not have any material exposure to residential mortgage-backed securities CDOs.
⁽²⁾ Limited partnerships by type:
Distressed bond and equity fund			$	86			$	90			$	109			$	132			$	153
Real estate				213				236				258				294				283
Infrastructure				144				147				152				149				139
Private equity				75				77				78				75				76
Mezzanine				37				37				37				41				40
Strategic equity				7				7				8				8				9
Strategic funds				7				7				7				7				7
Oil and gas				14				9				9				9				9

Total limited partnerships			$	583			$	610			$	658			$	715			$	716

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Fixed Maturity Securities Summary

(amounts in millions)


		September 30, 2009				June 30, 2009				March 31, 2009				December 31, 2008				September 30, 2008
		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total
Fixed Maturity Securities—Security Sector:
U.S. government, agencies and government-sponsored enterprises		$	2,166	5	%	$	1,249	3	%	$	994	2	%	$	905	2	%	$	679	1	%
Tax exempt			2,201	5			2,406	5			2,464	6			2,371	6			2,417	5
Foreign government			2,254	5			1,854	4			1,672	4			1,760	4			2,226	5
U.S. corporate			20,752	43			19,691	44			18,142	44			19,074	45			20,738	43
Foreign corporate			12,049	25			10,874	25			9,814	24			9,976	23			11,681	24
Mortgage-backed securities (MBS):	Residential mortgage-backed securities		2,101	4			2,162	5			2,063	5			2,253	5			2,695	5
	Commercial mortgage-backed securities		3,616	8			3,373	8			3,323	8			3,428	8			4,243	9
	Small balance commercial mortgage-backed securities		270	—			259	1			362	1			330	1			453	1
Asset-backed securities (ABS):	Residential mortgage-backed securities		483	1			482	1			556	1			684	1			914	2
	Other non-residential collateral		1,808	4			1,930	4			1,857	5			2,027	5			2,595	5
	Small balance asset-backed securities		46	—			42	—			72	—			63	—			83	—

Total fixed maturity securities⁽¹⁾		$	47,746	100	%	$	44,322	100	%	$	41,319	100	%	$	42,871	100	%	$	48,724	100	%

Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance		$	8,754	29	%	$	8,496	30	%	$	7,676	29	%	$	8,773	32	%	$	10,422	34	%
Utilities and energy			6,896	23			6,360	22			5,831	22			5,741	21			5,893	19
Consumer—non-cyclical			3,660	12			3,422	12			3,334	13			3,243	12			3,294	11
Consumer—cyclical			1,487	5			1,461	5			1,496	6			1,317	5			1,531	5
Capital goods			1,778	6			1,655	6			1,621	6			1,837	6			1,958	7
Industrial			1,340	4			1,244	4			1,160	4			1,277	4			1,516	5
Technology and communications			1,818	6			1,592	6			1,501	6			1,584	6			1,601	5
Transportation			1,253	4			1,201	4			1,109	4			1,111	4			1,246	4
Other			3,517	11			3,070	11			2,507	10			2,686	10			3,037	10

Subtotal		$	30,503	100	%	$	28,501	100	%	$	26,235	100	%	$	27,569	100	%	$	30,498	100	%

Non-Investment Grade:
Finance and insurance		$	578	25		$	501	24		$	334	19	%	$	183	12	%	$	236	12	%
Utilities and energy			241	10			222	11			202	12			159	11			204	11
Consumer—non-cyclical			286	12			255	12			275	16			232	16			321	17
Consumer—cyclical			183	8			151	7			112	7			179	12			206	11
Capital goods			360	16			363	18			321	19			198	13			193	10
Industrial			361	16			290	14			238	14			272	18			392	20
Technology and communications			183	8			180	9			163	9			186	13			274	14
Transportation			64	3			62	3			59	3			57	4			77	4
Other			42	2			40	2			17	1			15	1			18	1

Subtotal		$	2,298	100	%	$	2,064	100	%	$	1,721	100	%	$	1,481	100	%	$	1,921	100	%

Total		$	32,801	100	%	$	30,565	100	%	$	27,956	100	%	$	29,050	100	%	$	32,419	100	%

Fixed Maturity Securities—Contractual Maturity Dates:
Due in one year or less		$	1,897	4	%	$	1,764	4	%	$	1,677	4	%	$	1,715	4	%	$	2,162	4	%
Due after one year through five years			12,247	26			11,429	26			10,048	24			10,091	24			11,529	24
Due after five years through ten years			7,862	16			7,334	17			7,081	17			7,241	17			8,198	17
Due after ten years			17,416	37			15,547	35			14,280	35			15,039	35			15,852	32

Subtotal			39,422	83			36,074	82			33,086	80			34,086	80			37,741	77
Mortgage and asset-backed			8,324	17			8,248	18			8,233	20			8,785	20			10,983	23

Total fixed maturity securities		$	47,746	100	%	$	44,322	100	%	$	41,319	100	%	$	42,871	100	%	$	48,724	100	%


⁽¹⁾ The following table sets forth the fair value of the fixed maturity securities by pricing source as of the date indicated:

		September 30, 2009
		Fair Value		% of Total
Priced via industry standard pricing methodologies		$	40,591	85	%
Priced via broker indicative market prices			1,043	2
Priced via internally developed models			6,112	13

Total fixed maturity securities		$	47,746	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans

(amounts in millions)

Fair Value by Vintage as of September 30, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	72	$	62	$	107	$	32	$	273	$	36	$	13	$	1	$	—	$	50
AA		22		30		5		3		60		22		21		1		21		65
A		31		38		2		—		71		23		43		4		—		70
BBB		2		3		—		—		5		12		4		—		—		16
BB		—		—		—		—		—		5		11		23		—		39
B		—		—		—		—		—		6		23		28		—		57
CCC and lower		—		—		—		—		—		23		18		57		14		112

Total	$	127	$	133	$	114	$	35	$	409	$	127	$	133	$	114	$	35	$	409

The sub-prime securities are principally backed by first lien mortgages. The company does not have a significant exposure to second liens or option adjustable rate mortgages. The company does not have any material exposure to mezzanine CDOs. The company does not have any exposure to net interest margin deals, highly leveraged transactions or CDO-squared investments.

Fair Value by Vintage as of June 30, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	70	$	63	$	103	$	29	$	265	$	31	$	13	$	2	$	—	$	46
AA		21		27		6		3		57		25		21		—		17		63
A		36		38		2		—		76		26		56		8		—		90
BBB		2		3		—		—		5		24		4		6		—		34
BB		—		—		—		—		—		12		15		32		—		59
B		—		—		—		—		—		4		5		30		—		39
CCC and lower		—		—		—		—		—		7		17		33		15		72

Total	$	129	$	131	$	111	$	32	$	403	$	129	$	131	$	111	$	32	$	403

Net Unrealized Losses by Vintage as of September 30, 2009:


	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽¹⁾			2004 and Prior			2005			2006			2007			Total⁽¹⁾
AAA	$	(48	)	$	(34	)	$	(110	)	$	(22	)	$	(214	)	$	(12	)	$	(3	)	$	—		$	—		$	(15	)
AA		(21	)		(77	)		(22	)		(21	)		(141	)		(13	)		(23	)		—			(11	)		(47	)
A		(15	)		(68	)		(12	)		—			(95	)		(17	)		(50	)		(2	)		—			(69	)
BBB		(1	)		(4	)		—			—			(5	)		(10	)		(9	)		(2	)		—			(21	)
BB		—			—			—			—			—			(4	)		(20	)		(29	)		—			(53	)
B		—			—			—			—			—			(8	)		(16	)		(26	)		(2	)		(52	)
CCC and lower		—			—			—			—			—			(21	)		(62	)		(85	)		(30	)		(198	)

Total	$	(85	)	$	(183	)	$	(144	)	$	(43	)	$	(455	)	$	(85	)	$	(183	)	$	(144	)	$	(43	)	$	(455	)

⁽¹⁾	The company does not have any 2009 or 2008 vintage mortgage-backed and asset-backed securities collateralized by sub-prime residential mortgage loans.

The following table sets forth the fair value of these sub-prime investments by pricing source as of the date indicated:


	September 30, 2009
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	381	93	%
Priced via broker indicative market prices		—	—
Priced via internally developed models		28	7

Total sub-prime investments	$	409	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans

(amounts in millions)

Fair Value by Vintage as of September 30, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	90	$	113	$	69	$	42	$	314	$	45	$	—	$	1	$	—	$	46
AA		11		25		3		—		39		9		28		1		—		38
A		6		8		1		—		15		18		21		1		6		46
BBB		2		1		3		—		6		27		2		3		—		32
BB		—		—		—		—		—		3		25		—		8		36
B		—		—		—		—		—		1		18		33		3		55
CCC and lower		—		—		—		—		—		6		53		37		25		121

Total	$	109	$	147	$	76	$	42	$	374	$	109	$	147	$	76	$	42	$	374

Fair Value by Vintage as of June 30, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	93	$	110	$	70	$	35	$	308	$	54	$	4	$	1	$	—	$	59
AA		8		31		5		2		46		2		44		5		—		51
A		7		9		1		—		17		18		23		1		6		48
BBB		2		1		2		—		5		28		3		2		—		33
BB		—		—		—		—		—		2		22		16		7		47
B		—		—		—		—		—		1		32		34		3		70
CCC and lower		—		—		—		—		—		5		23		19		21		68

Total	$	110	$	151	$	78	$	37	$	376	$	110	$	151	$	78	$	37	$	376

Net Unrealized Losses by Vintage as of Septemer 30, 2009:


	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽¹⁾			2004 and Prior			2005			2006			2007			Total⁽¹⁾
AAA	$	(27	)	$	(73	)	$	(47	)	$	(42	)	$	(189	)	$	(11	)	$	—		$	—		$	—		$	(11	)
AA		(20	)		(54	)		(4	)		—			(78	)		(3	)		(7	)		(2	)		—			(12	)
A		(36	)		(11	)		(3	)		—			(50	)		(3	)		(10	)		(4	)		(3	)		(20	)
BBB		(1	)		(2	)		(10	)		—			(13	)		(28	)		(8	)		(10	)		—			(46	)
BB		—			—			—			—			—			(10	)		(30	)		—			(9	)		(49	)
B		—			—			—			—			—			(3	)		(25	)		(30	)		(2	)		(60	)
CCC and lower		—			—			—			—			—			(26	)		(60	)		(18	)		(28	)		(132	)

Total	$	(84	)	$	(140	)	$	(64	)	$	(42	)	$	(330	)	$	(84	)	$	(140	)	$	(64	)	$	(42	)	$	(330	)

⁽¹⁾	The company does not have any 2009 or 2008 vintage mortgage-backed and asset-backed securities collateralized by Alt-A residential mortgage loans.

The following table sets forth the fair value of these Alt-A investments by pricing source as of the date indicated:


	September 30, 2009
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	367	98	%
Priced via broker indicative market prices		1	—
Priced via internally developed models		6	2

Total Alt-A investments	$	374	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Additional Information on Commercial Mortgage-backed Securities⁽¹⁾

(amounts in millions)

Fair Value by Vintage as of September 30, 2009:


	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽²⁾			2004 and Prior			2005			2006			2007			Total⁽²⁾
AAA	$	1,961		$	403		$	406		$	366		$	3,136		$	1,974		$	379		$	419		$	231		$	3,003
AA		70			30			147			60			307			62			66			88			82			298
A		77			54			54			59			244			77			24			75			62			238
BBB		46			14			40			13			113			42			29			48			57			176
BB		36			—			—			—			36			33			13			14			38			98
B		17			—			—			—			17			21			—			13			28			62
CCC and lower		10			10			13			—			33			8			—			3			—			11

Total	$	2,217		$	511		$	660		$	498		$	3,886		$	2,217		$	511		$	660		$	498		$	3,886


Fair Value by Vintage as of June 30, 2009:
	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽²⁾			2004 and Prior			2005			2006			2007			Total⁽²⁾
AAA	$	1,842		$	357		$	371		$	344		$	2,914		$	1,857		$	348		$	396		$	249		$	2,850
AA		62			27			138			54			281			55			56			96			94			301
A		75			52			52			51			230			68			20			63			53			204
BBB		42			13			42			11			108			63			22			43			55			183
BB		34			—			—			—			34			40			13			13			5			71
B		17			—			—			—			17			8			—			5			4			17
CCC and lower		25			10			13			—			48			6			—			—			—			6

Total	$	2,097		$	459		$	616		$	460		$	3,632		$	2,097		$	459		$	616		$	460		$	3,632


Net Unrealized Losses by Vintage as of September 30, 2009:
	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽²⁾			2004 and Prior			2005			2006			2007			Total⁽²⁾
AAA	$	7		$	(28	)	$	(130	)	$	(169	)	$	(320	)	$	13		$	(19	)	$	(134	)	$	(73	)	$	(213	)
AA		(44	)		(45	)		(161	)		(100	)		(350	)		(35	)		(30	)		(108	)		(98	)		(271	)
A		(46	)		(56	)		(105	)		(109	)		(316	)		(54	)		(31	)		(101	)		(67	)		(253	)
BBB		(27	)		(24	)		(51	)		(34	)		(136	)		(29	)		(55	)		(50	)		(91	)		(225	)
BB		(35	)		—			—			—			(35	)		(29	)		(18	)		(40	)		(44	)		(131	)
B		(3	)		—			—			—			(3	)		(13	)		—			(22	)		(39	)		(74	)
CCC and lower		(3	)		—			(12	)		—			(15	)		(4	)		—			(4	)		—			(8	)

Total	$	(151	)	$	(153	)	$	(459	)	$	(412	)	$	(1,175	)	$	(151	)	$	(153	)	$	(459	)	$	(412	)	$	(1,175	)

⁽¹⁾	Includes small balance commercial mortgage-backed securities.

⁽²⁾	The company does not have any 2009 or 2008 vintage commercial mortgage-backed securities.

As of September 30, 2009, 38.6% of the commercial mortgage-backed securities related to loans with fixed interest rates and 61.4% related to loans with floating interest rates. The average original loan-to-value ratio for commercial mortgage-backed securities included in the fixed maturity securities portfolio was 63.0%. The following table sets forth the fair value of these investments by pricing source as of the date indicated:


	September 30, 2009
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	3,642	94	%
Priced via indicative market prices		60	1
Priced via internally developed models		184	5

Total commercial mortgage-backed securities	$	3,886	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2009					June 30, 2009					March 31, 2009					December 31, 2008					September 30, 2008
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
*Geographic Region*
Pacific	$	2,025		26	%	$	2,065		26	%	$	2,093		26	%	$	2,137		26	%	$	2,192		26	%
South Atlantic		1,834		24			1,864		24			1,901		24			1,958		24			1,984		23
Middle Atlantic		1,016		13			1,040		13			1,049		13			1,083		13			1,090		13
East North Central		742		10			766		10			779		10			791		10			810		10
Mountain		658		9			684		9			697		9			746		9			775		9
West South Central		337		4			343		4			348		4			357		4			378		5
West North Central		396		5			400		5			411		5			434		5			437		5
East South Central		237		3			241		3			247		3			252		3			261		3
New England		493		6			495		6			520		6			520		6			533		6

Subtotal		7,738		100	%		7,898		100	%		8,045		100	%		8,278		100	%		8,460		100	%

Allowance for losses		(41	)				(33	)				(29	)				(23	)				(21	)
Unamortized fees and costs		7					7					7					7					8

Total	$	7,704				$	7,872				$	8,023				$	8,262				$	8,447

*Property Type*
Office	$	2,052		27	%	$	2,097		26	%	$	2,125		26	%	$	2,182		26	%	$	2,233		26	%
Industrial		2,008		26			2,047		26			2,099		26			2,143		26			2,178		26
Retail		2,246		29			2,286		29			2,320		29			2,393		29			2,420		29
Apartments		847		11			855		11			881		11			902		11			1,629		19
Mixed use/other		585		7			613		8			620		8			658		8			—		—

Subtotal		7,738		100	%		7,898		100	%		8,045		100	%		8,278		100	%		8,460		100	%

Allowance for losses		(41	)				(33	)				(29	)				(23	)				(21	)
Unamortized fees and costs		7					7					7					7					8

Total	$	7,704				$	7,872				$	8,023				$	8,262				$	8,447


	Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total
*Loan Size*
Under $5 million	$	3,170		41	%	$	3,265		41	%	$	3,314		41	%	$	3,399		41	%	$	3,463		41	%
$5 million but less than $10 million		1,754		23			1,783		23			1,853		23			1,946		24			1,966		23
$10 million but less than $20 million		1,449		19			1,460		19			1,481		19			1,513		18			1,616		19
$20 million but less than $30 million		314		4			335		4			337		4			358		4			360		4
$30 million and over		1,046		13			1,047		13			1,049		13			1,050		13			1,054		13

Subtotal		7,733		100	%		7,890		100	%		8,034		100	%		8,266		100	%		8,459		100	%

Net premium/discount		5					8					11					12					1

Total	$	7,738				$	7,898				$	8,045				$	8,278				$	8,460




	September 30, 2009					June 30, 2009					March 31, 2009					December 31, 2008					September 30, 2008
*Allowance for Losses on Commercial Mortgage Loans*
Beginning balance	$	33				$	29				$	23				$	21				$	20
Provisions		8					4					6					2					1
Releases		—					—					—					—					—

Ending balance	$	41				$	33				$	29				$	23				$	21

Commercial Mortgage Loan Information by Vintage

(loan amounts in millions)

As of September 30, 2009


Loan Year	Total Loan Balance		Delinquent Loan Balance		Number of Loans	Number of Delinquent Loans	Average Balance per Loan		Average Balance per Delinquent Loan		Average Loan-to-Value⁽¹⁾
2004 and prior	$	2,715	$	13	1,071	3	$	3	$	4	60	%
2005		1,625		6	320	1	$	5	$	6	56	%
2006		1,538		7	292	1	$	5	$	7	83	%
2007		1,555		43	207	3	$	8	$	14	70	%
2008		296		—	62	—	$	5	$	—	125	%
2009⁽²⁾		4		—	350	—	$	—	$	—	79	%

Total	$	7,733	$	69	2,302	8	$	3	$	9	68	%

⁽¹⁾	Represents loan-to-value at origination.

⁽²⁾	Loan balance represents reverse mortgage originations not sold as of September 30, 2009 and number of loans represents total reverse mortgage loan originations for 2009.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturity securities—taxable	$	610		$	604		$	623		$	1,837		$	684		$	715		$	715		$	764		$	2,878
Fixed maturity securities—non-taxable		27			28			30			85			29			29			26			25			109
Commercial mortgage loans		106			109			114			329			121			123			136			143			523
Equity securities		6			3			3			12			4			5			10			10			29
Other invested assets		24			26			8			58			8			20			22			18			68
Limited partnerships⁽¹⁾		(20	)		(33	)		(107	)		(160	)		(35	)		(31	)		(10	)		6			(70	)
Policy loans		19			52			44			115			40			43			40			39			162
Cash, cash equivalents and short-term investments		9			14			17			40			30			36			41			25			132

Gross investment income before expenses and fees		781			803			732			2,316			881			940			980			1,030			3,831
Expenses and fees		(22	)		(22	)		(21	)		(65	)		(24	)		(22	)		(27	)		(28	)		(101	)

Net investment income	$	759		$	781		$	711		$	2,251		$	857		$	918		$	953		$	1,002		$	3,730

Annualized Yields
Fixed maturity securities—taxable		5.2	%		5.2	%		5.4	%		5.2	%		5.6	%		5.5	%		5.4	%		5.7	%		5.6	%
Fixed maturity securities—non-taxable		4.6	%		4.6	%		4.6	%		4.7	%		4.5	%		4.7	%		4.5	%		4.6	%		4.6	%
Commercial mortgage loans		5.5	%		5.5	%		5.6	%		5.5	%		5.8	%		5.8	%		6.2	%		6.4	%		6.1	%
Equity securities		12.8	%		3.6	%		4.6	%		6.6	%		4.9	%		5.0	%		10.3	%		11.2	%		8.2	%
Other invested assets		7.7	%		7.6	%		1.8	%		5.1	%		2.2	%		10.9	%		11.7	%		10.9	%		7.1	%
Limited partnerships⁽¹⁾		-13.4	%		-21.3	%		-62.1	%		-33.3	%		-19.5	%		-17.7	%		-5.9	%		3.3	%		-10.3	%
Policy loans		4.4	%		10.5	%		9.6	%		8.5	%		9.0	%		9.4	%		9.2	%		9.4	%		9.2	%
Cash, cash equivalents and short-term investments		0.5	%		0.7	%		0.8	%		0.7	%		1.7	%		2.6	%		3.3	%		2.9	%		2.5	%

Gross investment income before expenses and fees		4.5	%		4.7	%		4.2	%		4.4	%		4.9	%		5.2	%		5.4	%		5.8	%		5.3	%
Expenses and fees		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.2	%		-0.1	%

Net investment income		4.4	%		4.6	%		4.1	%		4.3	%		4.8	%		5.1	%		5.3	%		5.6	%		5.2	%

Yields for fixed maturity securities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability.

⁽¹⁾	Limited partnership investments are equity-based and do not have fixed returns by period.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net realized gains (losses) on available-for-sale securities:
Fixed maturity securities:
U.S. corporate	$	(13	)	$	(9	)	$	(28	)	$	(50	)	$	(5	)	$	(78	)	$	(6	)	$	(1	)	$	(90	)
U.S. government, agencies and government-sponsored enterprises		—			—			—			—			—			5			6			—			11
Foreign corporate		10			(1	)		(1	)		8			(3	)		(4	)		8			—			1
Foreign government		1			1			2			4			9			7			7			2			25
Tax exempt		26			—			1			27			—			—			3			—			3
Mortgage-backed securities (MBS)		4			(2	)		4			6			(6	)		2			—			—			(4	)
Asset-backed securities (ABS)		(4	)		(8	)		—			(12	)		(4	)		—			(1	)		—			(5	)
Equity securities		1			1			—			2			(1	)		(18	)		—			1			(18	)
Foreign exchange		3			—			—			3			1			—			—			—			1

Total net realized gains (losses) on available-for-sale securities		28			(18	)		(22	)		(12	)		(9	)		(86	)		17			2			(76	)

Impairments:
Sub-prime residential mortgage-backed securities:
AA		(1	)		—			(11	)		(12	)		(3	)		—			—			(2	)		(5	)
A		—			—			(1	)		(1	)		(2	)		(3	)		(8	)		(3	)		(16	)
BBB		(2	)		(3	)		(3	)		(8	)		(18	)		(2	)		(4	)		(8	)		(32	)
Below BBB		(25	)		(23	)		(33	)		(81	)		(99	)		(44	)		(40	)		(15	)		(198	)
Alt-A residential mortgage-backed securities:
AAA		—			—			—			—			—			(5	)		—			—			(5	)
AA		—			(6	)		(6	)		(12	)		(16	)		(5	)		(4	)		—			(25	)
A		—			(1	)		(18	)		(19	)		(27	)		(7	)		(16	)		(20	)		(70	)
BBB		—			—			(1	)		(1	)		(16	)		(12	)		(5	)		(10	)		(43	)
Below BBB		(19	)		(11	)		(58	)		(88	)		(38	)		(26	)		(35	)		(17	)		(116	)

Total sub-prime and Alt-A residential mortgage-backed securities		(47	)		(44	)		(131	)		(222	)		(219	)		(104	)		(112	)		(75	)		(510	)

Prime residential mortgage-backed securities:
AA		—			—			(12	)		(12	)		—			—			—			—			—
A		—			(1	)		(8	)		(9	)		(32	)		(2	)		(5	)		(5	)		(44	)
BBB		—			—			(3	)		(3	)		(13	)		(1	)		(3	)		(1	)		(18	)
Below BBB		(13	)		(18	)		(1	)		(32	)		(26	)		(4	)		—			—			(30	)
Change in intent:
Alt-A		—			—			—			—			—			(30	)		(55	)		—			(85	)
Sub-prime		—			—			—			—			—			(19	)		(159	)		—			(178	)
Prime		—			—			—			—			—			(4	)		(1	)		—			(5	)
Automobile		—			—			—			—			—			(2	)		—			—			(2	)
Other mortgage-backed securities		—			—			—			—			(1	)		—			—			(1	)		(2	)
Other asset-backed securities		—			(2	)		(9	)		(11	)		(2	)		(2	)		—			—			(4	)
Commercial mortgage-backed securities (CMBS):
A		—			—			(9	)		(9	)		—			—			—			(3	)		(3	)
BBB		(2	)		—			—			(2	)		(1	)		(2	)		—			(1	)		(4	)
Below BBB		(1	)		(6	)		(10	)		(17	)		(4	)		(4	)		(1	)		(3	)		(12	)
Corporate fixed maturity securities		(15	)		(1	)		(37	)		(53	)		(206	)		(131	)		(20	)		(32	)		(389	)
Financial hybrid securities		(47	)		(4	)		(155	)		(206	)		—			(14	)		—			—			(14	)
Retained interest on securitized assets		—			(23	)		—			(23	)		—			—			—			—			—
Foreign government fixed maturity securities		—			—			—			—			(13	)		—			—			—			(13	)
Limited partnerships		—			—			—			—			—			(1	)		—			—			(1	)
Equity securities		—			—			(13	)		(13	)		(11	)		(56	)		(3	)		—			(70	)
Commercial mortgage loans		(2	)		—			—			(2	)		(1	)		—			—			—			(1	)

Total impairments		(127	)		(99	)		(388	)		(614	)		(529	)		(376	)		(359	)		(121	)		(1,385	)

Net unrealized gains (losses) on trading securities		10			7			(8	)		9			(18	)		(6	)		1			(5	)		(28	)
Derivative instruments		12			75			(79	)		8			473			(60	)		6			(22	)		397
Bank loans		4			4			—			8			(13	)		(3	)		—			(2	)		(18	)
Commercial mortgage loans held-for-sale market valuation allowance		(6	)		(3	)		(4	)		(13	)		(1	)		—			(1	)		1			(1	)

Net investment gains (losses), net of taxes		(79	)		(34	)		(501	)		(614	)		(97	)		(531	)		(336	)		(147	)		(1,111	)
Adjustment for DAC and other intangible amortization and certain benefit reserves, net of taxes		18			(25	)		18			11			8			53			15			19			95
Adjustment for net investment (gains) losses attributable to noncontrolling interests, net of taxes		(1	)		—			—			(1	)		—			—			—			—			—

Net investment gains (losses), net of taxes and other adjustments, available to Genworth Financial, Inc.’s common stockholders	$	(62	)	$	(59	)	$	(483	)	$	(604	)	$	(89	)	$	(478	)	$	(321	)	$	(128	)	$	(1,016	)

Reconciliations of Non-GAAP Measures

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Reconciliation of Operating ROE

(amounts in millions)


	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the twelve months ended⁽¹⁾	$	(821	)	$	(1,098	)	$	(1,157	)	$	(572	)	$	(73	)
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,013		$	12,057		$	12,242		$	12,486		$	12,613
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		-6.8	%		-9.1	%		-9.5	%		-4.6	%		-0.6	%

Operating ROE
Net operating income for the twelve months ended⁽¹⁾	$	(103	)	$	36		$	239		$	469		$	990
Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,013		$	12,057		$	12,242		$	12,486		$	12,613
Operating ROE⁽¹⁾divided by⁽²⁾		-0.9	%		0.3	%		2.0	%		3.8	%		7.8	%

	Three months ended
Quarterly Average ROE	September 30, 2009			June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008
GAAP Basis ROE
Net income (loss) available to Genworth Financial, Inc.’s common stockholders for the period ended⁽³⁾	$	19		$	(50	)	$	(469	)	$	(321	)	$	(258	)
Average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,117		$	11,683		$	11,758		$	12,153		$	12,467
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		0.6	%		-1.7	%		-16.0	%		-10.6	%		-8.3	%

Operating ROE
Net operating income (loss) for the period ended⁽³⁾	$	81		$	9		$	14		$	(207	)	$	220
Quarterly average Genworth Financial, Inc.’s stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,117		$	11,683		$	11,758		$	12,153		$	12,467
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		2.7	%		0.3	%		0.5	%		-6.8	%		7.1	%

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income (loss) divided by average ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) (AOCI) in average ending Genworth Financial, Inc.’s stockholders’ equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) available to Genworth Financial, Inc.’s common stockholders divided by average ending Genworth Financial, Inc.’s stockholders’ equity.

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 10 herein.

⁽²⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss) for the most recent five quarters.

⁽³⁾	Net income (loss) available to Genworth Financial, Inc.’s common stockholders and net operating income (loss) from page 8 herein.

⁽⁴⁾	Quarterly average Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending Genworth Financial, Inc.’s stockholders’ equity, excluding accumulated other comprehensive income (loss).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Reconciliation of Expense Ratio

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals⁽¹⁾	$	484		$	456		$	441		$	1,381		$	566		$	515		$	551		$	528		$	2,160
Total revenues⁽²⁾	$	2,391		$	2,483		$	1,734		$	6,608		$	2,629		$	2,168		$	2,398		$	2,753		$	9,948

Expense ratio⁽¹⁾divided by⁽²⁾		20.2	%		18.4	%		25.4	%		20.9	%		21.5	%		23.8	%		23.0	%		19.2	%		21.7	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	484		$	456		$	441		$	1,381		$	566		$	515		$	551		$	528		$	2,160
Less wealth management business		58			55			52			165			59			67			67			67			260
Less lifestyle protection insurance business^(a)		169			160			153			482			191			200			216			200			807
Less expenses related to reorganization^(b)		—			—			—			—			31			—			—			—			31

Adjusted acquisition and operating expenses, net of deferrals⁽³⁾	$	257		$	241		$	236		$	734		$	285		$	248		$	268		$	261		$	1,062

Total revenues	$	2,391		$	2,483		$	1,734		$	6,608		$	2,629		$	2,168		$	2,398		$	2,753		$	9,948
Less wealth management business		71			67			63			201			71			86			86			87			330
Less lifestyle protection insurance business		336			334			305			975			338			370			431			418			1,557
Less net investment gains (losses)		(118	)		(53	)		(756	)		(927	)		(143	)		(789	)		(518	)		(226	)		(1,676	)

Adjusted total revenues⁽⁴⁾	$	2,102		$	2,135		$	2,122		$	6,359		$	2,363		$	2,501		$	2,399		$	2,474		$	9,737

Adjusted expense ratio⁽³⁾ divided by⁽⁴⁾		12.2	%		11.3	%		11.1	%		11.5	%		12.1	%		9.9	%		11.2	%		10.5	%		10.9	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s wealth management and lifestyle protection insurance businesses. The wealth management and lifestyle protection insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

^(a)	Includes severance and other employee related expenses of $7 million associated with the reorganization announced in the fourth quarter of 2008.

^(b)	Includes severance and other employee related expenses associated with the reorganization announced in the fourth quarter of 2008.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Reconciliation of Core Premiums

(amounts in millions)


	2009												2008
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Reported premiums	$	1,492		$	1,502		$	1,502		$	4,496		$	1,616		$	1,735		$	1,709		$	1,717		$	6,777
Less retirement income—spread-based premiums		30			38			47			115			105			181			111			167			564
Less impact of changes in foreign exchange rates		(42	)		(92	)		(120	)		(254	)		(103	)		16			60			65			38

Core premiums	$	1,504		$	1,556		$	1,575		$	4,635		$	1,614		$	1,538		$	1,538		$	1,485		$	6,175

Reported premium percentage change from prior year		-14.0	%		-12.1	%		-12.5	%		-12.9	%		-3.2	%		8.4	%		10.3	%		13.6	%		7.1	%
Core premium percentage change from prior year		-2.2	%		1.2	%		6.1	%		1.6	%		5.1	%		3.8	%		10.0	%		9.4	%		7.0	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from the retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Reconciliation of Core Yield


		2009												2008
	(Assets—amounts in billions)	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
	Reported—Total Invested Assets and Cash	$	69.1		$	65.2		$	64.5		$	69.1		$	67.9		$	69.3		$	73.1		$	73.3		$	67.9
	Subtract:
	Securities lending		0.9			1.0			1.1			0.9			1.5			1.7			1.8			2.4			1.5
	Unrealized gains (losses)		(2.0	)		(4.4	)		(7.0	)		(2.0	)		(6.3	)		(4.4	)		(2.3	)		(1.6	)		(6.3	)
	Derivative counterparty collateral		0.9			0.8			1.2			0.9			1.6			0.6			0.5			0.7			1.6

	Adjusted end of period invested assets	$	69.3		$	67.8		$	69.2		$	69.3		$	71.1		$	71.4		$	73.1		$	71.8		$	71.1

(A)	Average Invested Assets used in Reported and Core Yield Calculation	$	68.6		$	68.5		$	70.2		$	69.4		$	71.3		$	72.3		$	72.5		$	71.6		$	71.8
	Subtract: portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		10.2			10.7			11.6			10.9			12.6			13.6			14.1			14.1			13.5

(B)	Average Invested Assets used in Core Yield (excl. Floating and Non-Recourse) Calculation	$	58.4		$	57.8		$	58.6		$	58.5		$	58.7		$	58.7		$	58.4		$	57.5		$	58.3

	(Income—amounts in millions)
(C)	Reported—Net Investment Income	$	759		$	781		$	711		$	2,251		$	857		$	918		$	953		$	1,002		$	3,730
	Subtract:
	Bond calls and commercial mortgage loan prepayments		8			4			11			23			5			3			13			12			33
	Reinsurance⁽²⁾		22			26			8			56			11			16			19			15			61
	Other non-core items⁽³⁾		(5	)		1			4			—			(5	)		5			2			(1	)		1

(D)	Core Net Investment Income		734			750			688			2,172			846			894			919			976			3,635
	Subtract: investment income from portfolios supporting floating products and non-recourse funding obligations⁽¹⁾		22			29			23			74			87			111			121			164			483

(E)	Core Net Investment Income (excl. Floating and Non-Recourse)	$	712		$	721		$	665		$	2,098		$	759		$	783		$	798		$	812		$	3,152

(C)/(A)	Reported Yield		4.43	%		4.56	%		4.05	%		4.33	%		4.81	%		5.08	%		5.26	%		5.60	%		5.19	%
(D)/(A)	Core Yield		4.28	%		4.38	%		3.92	%		4.18	%		4.75	%		4.95	%		5.07	%		5.45	%		5.06	%
(E)/(B)	Core Yield (excl. Floating and Non-Recourse)		4.88	%		4.99	%		4.54	%		4.79	%		5.18	%		5.34	%		5.47	%		5.65	%		5.41	%

Notes:

—Columns may not add due to rounding.

—Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾	Floating products refer to the institutional business and the non-recourse funding obligations support certain term and universal life insurance reserves in the company’s life insurance business.

⁽²⁾

Represents imputed investment income related to a reinsurance agreement in the lifestyle protection insurance business. Includes a $17 million reclassification adjustment in the second quarter of 2009 to interest expense related to the reinsurance arrangements accounted for under the deposit method as these arrangements were in a loss position.

⁽³⁾	Includes mark-to-mark adjustment on assets supporting executive deferred compensation and various other immaterial items.

Corporate Information

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Industry Ratings

The company’s principal life insurance subsidiaries are rated by A.M. Best, Standard and Poor’s (S&P), Moody’s and Fitch as follows:


Company	A.M. Best	S&P	Moody’s	Fitch
Genworth Life Insurance Company	A	A	A2	A-
Genworth Life Insurance Company (short-term rating)	Not rated	A-1	P-1	Not rated
Genworth Life and Annuity Insurance Company	A	A	A2	A-
Genworth Life and Annuity Insurance Company (short-term rating)	Not rated	A -1	P-1	Not rated
Genworth Life Insurance Company of New York	A	A	A2	A-
Continental Life Insurance Company of Brentwood, Tennessee	A-	Not rated	Not rated	A-
American Continental Insurance Company	A-	Not rated	Not rated	Not rated

The company’s principal mortgage insurance subsidiaries are rated by S&P and Moody’s as follows:


Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	BBB+	Baa2
Genworth Financial Mortgage Insurance Pty. Limited (Australia)	AA-	A1
Genworth Financial Mortgage Insurance Limited (Europe)	BBB	Baa3
Genworth Residential Mortgage Insurance Corporation of NC	BBB+	Baa2
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA-	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAAA	Aa3.mx

The company’s principal lifestyle protection insurance subsidiaries are rated by S&P as follows:


Company				S&P
Financial Assurance Company Limited				A-
Financial Insurance Company Limited				A-

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in the company’s securities.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

THIRD QUARTER 2009

Industry Ratings (continued)

A.M. Best states that its “A” (Excellent) and “A-” (Excellent) ratings are assigned to companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A” (Excellent) and “A-” (Excellent) ratings are the third- and fourth-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “F.”

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. An insurer rated “A” (Strong) has strong financial security characteristics and an insurer rated “BBB” (Good) has good financial security characteristics. The “AA,” “A” and “BBB” ranges are the second-, third- and fourth-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA-,” “A,” “A-,” “BBB+” and “BBB” ratings are the fourth-, sixth-, seventh-, eighth- and ninth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. An obligor rated “mxAAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAAA” rating is the highest enterprise credit rating assigned on S&P’s CaVal national scale.

Moody’s states that insurance companies rated “A” (Good) offer good financial security and those rated “Baa” (Adequate) offer adequate financial security. The “A” (Good) and “Baa” (Adequate) ranges are the third- and fourth-highest, respectively, of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the groups, with 1 being the highest and 3 being the lowest. These modifiers are not added to ratings in the “Aaa” category or to ratings below the “Caa” category. Accordingly, the “A1,” “A2,” “Baa2” and “Baa3” ratings are the fifth-, sixth-, ninth-and tenth-highest, respectively, of Moody’s 21 ratings categories. Short-term rating “P-1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aa.mx” demonstrate very strong creditworthiness relative to other issuers in Mexico.

Fitch states that “A” (Strong) rated insurance companies are viewed as possessing strong capacity to meet policyholder and contract obligations. The “A” rating category is the third-highest of eight financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “A-” rating is the seventh-highest of Fitch’s 21 ratings categories.

DBRS states that long-term obligations rated “AA” are of superior credit quality. Given the restrictive definition DBRS has for the “AAA” category, entities rated “AA” are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

A.M. Best, S&P, Moody’s, Fitch and DBRS review their ratings periodically and the company cannot assure you that it will maintain the current ratings in the future. Other agencies may also rate the company or its insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

Alicia.Charity@genworth.com