Exhibit 99.2

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009


Table of Contents		Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Second Quarter Results*
Net Income (Loss)		7
Net Operating Income (Loss) by Segment		8
Consolidated Net Income (Loss) by Quarter		9
Net Operating Income (Loss) by Segment by Quarter		10
Consolidated Balance Sheets		11-12
Consolidated Balance Sheets by Segment		13-14
Deferred Acquisition Costs Rollforward		15

*Quarterly Results by Segment*
Net Operating Income (Loss) by Segment		17-20
Net Operating Income (Loss) and Sales—Retirement and Protection		22-33
Net Operating Income and Sales—International		35-45
Net Operating Loss and Sales—U.S. Mortgage Insurance		47-56
Net Operating Loss—Corporate and Other		58

*Additional Financial Data*
Investments Summary		60
Fixed Maturity Securities Summary		61
Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans		62
Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans		63
Additional Information on Commercial Mortgage-backed Securities		64
Commercial Mortgage Loans Summary		65
General Account GAAP Net Investment Income Yields		66
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail		67

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating Return on Equity (ROE)		69
Reconciliation of Expense Ratio		70
Reconciliation of Core Premiums		71
Reconciliation of Core Yield		72

*Corporate Information*
Industry Ratings		74-75

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Dear Investor,

You will note that we have added a new metric to provide additional transparency into our financial trends.

In the U.S. Mortgage Insurance segment, we provided a disclosure for estimated savings for loss mitigation activities. This information can be found on page 49.

Once again, thank you for your continued interest in Genworth Financial.

Please feel free to call with any questions or comments.

Regards,

Alicia Charity

Senior Vice President

Investor Relations

804 662.2248

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” Our chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss). We define net operating income (loss) as income (loss) from continuing operations excluding after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. We exclude net investment gains (losses) and infrequent or unusual non-operating items because we do not consider them to be related to the operating performance of our segments and Corporate and Other activities. A significant component of our net investment gains (losses) is the result of impairments, the size and timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to our discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) if, in our opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income (loss) in accordance with GAAP, we believe that net operating income (loss), and measures that are derived from or incorporate net operating income (loss), are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for net income (loss) determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) may differ from the definitions used by other companies. The table on page 8 of this report reflects net operating income (loss) as determined in accordance with the Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information, and a reconciliation of net operating income (loss) of our segments and Corporate and Other activities to net income (loss) for the three and six months ended June 30, 2009 and 2008. This financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 69 through 72 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management” and “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metrics as a measure of volume of new and renewal business generated in a period. Sales refers to (1) annualized first-year premiums for term life insurance, long-term care insurance and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross and net flows, which represent gross flows less redemptions, for our wealth management business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where we earn a fee for administrative services only business, for lifestyle protection insurance; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums, net of cancellations, for our Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods.

The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be measures of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than measures of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for our wealth management business, insurance in-force and risk in-force. Assets under management for our wealth management business represent third-party assets under management that are not consolidated in our financial statements. Insurance in-force for our life insurance, international and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for our international and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. We consider assets under management for our wealth management business, insurance in-force and risk in-force to be measures of our operating performance because they represent measures of the size of our business at a specific date, rather than measures of our revenues or profitability during that period.

This financial supplement also includes a metric related to estimated savings for loss mitigation activities for the U.S. mortgage insurance business. The company defines loss mitigation activities as rescissions, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings related to rescissions are the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings related to loan modifications and other cure related loss mitigation actions, the estimated savings represent the reduction in carried loss reserve. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid. The company believes that this metric helps to enhance the understanding of the operating performance of the U.S. mortgage insurance business.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

(1)	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	2009						2008
	Q2			Q1			Q4			Q3			Q2			Q1
Total stockholders’ equity, excluding accumulated other comprehensive income (loss)	$	11,839		$	11,527		$	11,988		$	12,317		$	12,616		$	12,760
Total accumulated other comprehensive income (loss)		(1,869	)		(3,298	)		(3,062	)		(1,819	)		(271	)		(35	)

Total stockholders’ equity	$	9,970		$	8,229		$	8,926		$	10,498		$	12,345		$	12,725

Book value per common share	$	23.01		$	19.00		$	20.60		$	24.24		$	28.52		$	29.41
Book value per common share, excluding accumulated other comprehensive income (loss)	$	27.33		$	26.61		$	27.67		$	28.44		$	29.14		$	29.49
Common shares outstanding as of balance sheet date		433.2			433.2			433.2			433.1			432.9			432.7



	Twelve months ended
Twelve Month Rolling Average ROE	June 30, 2009		March 31, 2009		December 31, 2008		September 30, 2008		June 30, 2008
GAAP Basis ROE	-9.1	%	-9.5	%	-4.6	%	-0.6	%	4.1	%
Operating ROE	0.3	%	2.0	%	3.8	%	7.8	%	9.0	%

	Three months ended
Quarterly Average ROE	June 30, 2009		March 31, 2009		December 31, 2008		September 30, 2008		June 30, 2008
GAAP Basis ROE	-1.7	%	-16.0	%	-10.6	%	-8.3	%	-3.4	%
Operating ROE	0.3	%	0.5	%	-6.8	%	7.1	%	6.7	%

See page 69 herein for a reconciliation of GAAP Basis ROE to Operating ROE.


Basic and Diluted Shares	Three months ended June 30, 2009	Six months ended June 30, 2009
Weighted-average shares used in basic earnings (loss) per common share calculations	433.2	433.2
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights	—	—

Weighted-average shares used in diluted earnings (loss) per common share calculations⁽¹⁾	433.2	433.2

⁽¹⁾

Under SFAS No. 128, Earnings per Share, companies in a loss position are required to use basic weighted-average common shares outstanding in the calculation of diluted loss per share. Therefore, as a result of our net loss for the three and six months ended June 30, 2009, the inclusion of 1.2 million and 0.6 million, respectively, of shares for stock options, restricted stock units and stock appreciation rights would have been antidilutive to the calculation. If we had not incurred a net loss for the three and six months ended June 30, 2009, dilutive potential common shares would have been 434.4 million and 433.8 million, respectively.

Second Quarter Results

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Income (Loss)

(amounts in millions)


	Three months ended June 30,						Six months ended June 30,
	2009			2008			2009			2008
REVENUES:
Premiums	$	1,502		$	1,709		$	3,004		$	3,426
Net investment income		781			953			1,492			1,955
Net investment gains (losses)		(53	)		(518	)		(823	)		(744	)
Insurance and investment product fees and other		253			254			544			514

Total revenues		2,483			2,398			4,217			5,151

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,492			1,386			3,000			2,787
Interest credited		263			320			538			665
Acquisition and operating expenses, net of deferrals		456			551			897			1,079
Amortization of deferred acquisition costs and intangibles		212			209			459			412
Interest expense		114			110			210			222

Total benefits and expenses		2,537			2,576			5,104			5,165

LOSS BEFORE INCOME TAXES		(54	)		(178	)		(887	)		(14	)
Benefit for income taxes		(4	)		(69	)		(368	)		(21	)
Effective tax rate		7.4	%		38.8	%		41.5	%		150.0	%

NET INCOME (LOSS)	$	(50	)	$	(109	)	$	(519	)	$	7

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions, except per share amounts)


		Three months ended June 30,						Six months ended June 30,
		2009			2008			2009			2008
Retirement and Protection:
Wealth Management		$	7		$	11		$	13		$	23
Retirement Income			13			13			(33	)		49
Institutional			6			5			31			16
Life Insurance			58			87			96			152
Long-Term Care			43			34			83			72

Total Retirement and Protection			127			150			190			312
International:
International Mortgage Insurance	— Canada		58			83			124			158
	—Australia		32			50			61			97
	— Other		(7	)		1			(12	)		1
Lifestyle Protection Insurance			4			49			15			87

Total International			87			183			188			343
U.S. Mortgage Insurance			(134	)		(59	)		(269	)		(95	)
Corporate and Other			(71	)		(62	)		(86	)		(104	)

NET OPERATING INCOME			9			212			23			456

ADJUSTMENT TO NET OPERATING INCOME:
Net investment gains (losses), net of taxes and other adjustments⁽¹⁾			(59	)		(321	)		(542	)		(449	)

NET INCOME (LOSS)		$	(50	)	$	(109	)	$	(519	)	$	7

Earnings (Loss) Per Share Data:
Earnings (loss) per common share
Basic		$	(0.11	)	$	(0.25	)	$	(1.20	)	$	0.02
Diluted		$	(0.11	)	$	(0.25	)	$	(1.20	)	$	0.02
Net operating earnings per common share
Basic		$	0.02		$	0.49		$	0.05		$	1.05
Diluted		$	0.02		$	0.49		$	0.05		$	1.05
Weighted-average shares outstanding
Basic			433.2			432.9			433.2			433.3
Diluted			433.2			432.9			433.2			434.8

⁽¹⁾	See page 67 for details on net investment gains (losses), net of taxes and other adjustments.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Consolidated Net Income (Loss) by Quarter

(amounts in millions, except per share amounts)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,502		$	1,502		$	3,004		$	1,616		$	1,735		$	1,709		$	1,717		$	6,777
Net investment income		781			711			1,492			857			918			953			1,002			3,730
Net investment gains (losses)		(53	)		(770	)		(823	)		(149	)		(816	)		(518	)		(226	)		(1,709	)
Insurance and investment product fees and other		253			291			544			305			331			254			260			1,150

Total revenues		2,483			1,734			4,217			2,629			2,168			2,398			2,753			9,948

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,492			1,508			3,000			1,522			1,497			1,386			1,401			5,806
Interest credited		263			275			538			309			319			320			345			1,293
Acquisition and operating expenses, net of deferrals		456			441			897			566			515			551			528			2,160
Amortization of deferred acquisition costs and intangibles		212			247			459			298			174			209			203			884
Goodwill impairment		—			—			—			243			34			—			—			277
Interest expense		114			96			210			123			125			110			112			470

Total benefits and expenses		2,537			2,567			5,104			3,061			2,664			2,576			2,589			10,890

INCOME (LOSS) BEFORE INCOME TAXES		(54	)		(833	)		(887	)		(432	)		(496	)		(178	)		164			(942	)
Provision (benefit) for income taxes		(4	)		(364	)		(368	)		(111	)		(238	)		(69	)		48			(370	)

NET INCOME (LOSS)	$	(50	)	$	(469	)	$	(519	)	$	(321	)	$	(258	)	$	(109	)	$	116		$	(572	)


Earnings (Loss) Per Share Data:
Earnings (loss) per common share
Basic	$	(0.11	)	$	(1.08	)	$	(1.20	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Diluted	$	(0.11	)	$	(1.08	)	$	(1.20	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Weighted-average shares outstanding
Basic		433.2			433.2			433.2			433.1			433.1			432.9			433.6			433.2
Diluted		433.2			433.2			433.2			433.1			433.1			432.9			436.8			433.2

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) by Segment by Quarter

(amounts in millions, except per share amounts)


		2009									2008
		Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Retirement and Protection:
Wealth Management		$	7		$	6		$	13		$	8		$	12		$	11		$	12		$	43
Retirement Income			13			(46	)		(33	)		(310	)		15			13			36			(246	)
Institutional			6			25			31			15			49			5			11			80
Life Insurance			58			38			96			49			63			87			65			264
Long-Term Care			43			40			83			49			39			34			38			160

Total Retirement and Protection			127			63			190			(189	)		178			150			162			301
International:
International Mortgage Insurance	—Canada		58			66			124			67			80			83			75			305
	—Australia		32			29			61			40			48			50			47			185
	—Other		(7	)		(5	)		(12	)		(8	)		(2	)		1			—			(9	)
Lifestyle Protection Insurance			4			11			15			25			40			49			38			152

Total International			87			101			188			124			166			183			160			633
U.S. Mortgage Insurance			(134	)		(135	)		(269	)		(114	)		(121	)		(59	)		(36	)		(330	)
Corporate and Other			(71	)		(15	)		(86	)		(28	)		(3	)		(62	)		(42	)		(135	)

NET OPERATING INCOME (LOSS)			9			14			23			(207	)		220			212			244			469

ADJUSTMENTS TO NET OPERATING INCOME (LOSS):
Net investment gains (losses), net of taxes and other adjustments			(59	)		(483	)		(542	)		(89	)		(478	)		(321	)		(128	)		(1,016	)
Expenses related to reorganization, net of taxes			—			—			—			(25	)		—			—			—			(25	)

NET INCOME (LOSS)		$	(50	)	$	(469	)	$	(519	)	$	(321	)	$	(258	)	$	(109	)	$	116		$	(572	)


Earnings (Loss) Per Share Data:
Earnings (loss) per common share
Basic		$	(0.11	)	$	(1.08	)	$	(1.20	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Diluted		$	(0.11	)	$	(1.08	)	$	(1.20	)	$	(0.74	)	$	(0.60	)	$	(0.25	)	$	0.27		$	(1.32	)
Net operating earnings (loss) per common share
Basic		$	0.02		$	0.03		$	0.05		$	(0.48	)	$	0.51		$	0.49		$	0.56		$	1.08
Diluted		$	0.02		$	0.03		$	0.05		$	(0.48	)	$	0.51		$	0.49		$	0.56		$	1.08
Weighted-average shares outstanding
Basic			433.2			433.2			433.2			433.1			433.1			432.9			433.6			433.2
Diluted			433.2			433.2			433.2			433.1			433.1			432.9			436.8			433.2

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Consolidated Balance Sheets

(amounts in millions)


	June 30, 2009		March 31, 2009		December 31, 2008⁽¹⁾		September 30, 2008		June 30, 2008
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	44,322	$	41,319	$	42,871	$	48,724	$	51,887
Equity securities available-for-sale, at fair value		252		221		234		309		409
Commercial mortgage loans		7,872		8,023		8,262		8,447		8,573
Policy loans		2,087		1,842		1,834		1,822		1,806
Other invested assets		5,305		6,080		7,411		4,913		4,614

Total investments		59,838		57,485		60,612		64,215		67,289
Cash and cash equivalents		5,374		7,064		7,328		5,102		5,861
Accrued investment income		639		821		736		794		679
Deferred acquisition costs		7,591		7,716		7,786		7,681		7,530
Intangible assets		1,079		1,142		1,147		1,068		991
Goodwill		1,325		1,314		1,316		1,572		1,618
Reinsurance recoverable		17,412		17,398		17,212		16,763		16,571
Other assets		967		998		1,000		1,075		1,320
Deferred tax asset		996		1,631		1,037		194		—
Separate account assets		9,605		8,576		9,215		11,097		12,356

Total assets	$	104,826	$	104,145	$	107,389	$	109,561	$	114,215

⁽¹⁾	The amounts previously presented as of December 31, 2008 have been revised to conform to the amounts published in the Form 10-K filed on March 2, 2009.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Consolidated Balance Sheets

(amounts in millions)


	June 30, 2009			March 31, 2009			December 31, 2008⁽¹⁾			September 30, 2008			June 30, 2008
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,016		$	28,763		$	28,533		$	28,017		$	27,529
Policyholder account balances		31,356			33,196			34,702			35,565			36,842
Liability for policy and contract claims		6,250			5,815			5,322			4,776			4,418
Unearned premiums		4,734			4,482			4,734			5,345			5,758
Other liabilities		5,787			6,316			6,860			6,200			6,093
Non-recourse funding obligations		3,443			3,443			3,455			3,455			3,455
Short-term borrowings		930			930			1,133			78			200
Long-term borrowings		3,484			4,131			4,261			4,530			4,531
Deferred tax liability		251			264			248			—			688
Separate account liabilities		9,605			8,576			9,215			11,097			12,356

Total liabilities		94,856			95,916			98,463			99,063			101,870

Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		11,492			11,485			11,477			11,484			11,482

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses):
Net unrealized gains (losses) on securities not other-than-temporarily impaired		(2,748	)		(4,095	)		(4,038	)		(2,963	)		(1,723	)
Net unrealized gains (losses) on other-than-temporarily impaired securities		(275	)		—			—			—			—

Net unrealized investment gains (losses)		(3,023	)		(4,095	)		(4,038	)		(2,963	)		(1,723	)

Derivatives qualifying as hedges		948			1,061			1,161			761			548
Foreign currency translation and other adjustments		206			(264	)		(185	)		383			904

Total accumulated other comprehensive income (loss)		(1,869	)		(3,298	)		(3,062	)		(1,819	)		(271	)
Retained earnings		3,046			2,741			3,210			3,532			3,833
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,700	)		(2,700	)

Total stockholders’ equity		9,970			8,229			8,926			10,498			12,345

Total liabilities and stockholders’ equity	$	104,826		$	104,145		$	107,389		$	109,561		$	114,215

⁽¹⁾	The amounts previously presented as of December 31, 2008 have been revised to conform to the amounts published in the Form 10-K filed on March 2, 2009.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2009
	Retirement and Protection			International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	50,761		$	9,855	$	3,287		$	1,948		$	65,851
Deferred acquisition costs and intangible assets		8,972			931		34			58			9,995
Reinsurance recoverable		16,596			123		693			—			17,412
Deferred tax and other assets		393			321		422			827			1,963
Separate account assets		9,605			—		—			—			9,605

Total assets	$	86,327		$	11,230	$	4,436		$	2,833		$	104,826

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	29,016		$	—	$	—		$	—		$	29,016
Policyholder account balances		31,335			21		—			—			31,356
Liability for policy and contract claims		3,222			764		2,264			—			6,250
Unearned premiums		540			4,079		115			—			4,734
Non-recourse funding obligations		3,543			—		—			(100	)		3,443
Deferred tax and other liabilities		2,297			1,471		130			2,140			6,038
Borrowing and capital securities		—			—		—			4,414			4,414
Separate account liabilities		9,605			—		—			—			9,605

Total liabilities		79,558			6,335		2,509			6,454			94,856

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,701			4,672		1,990			(3,524	)		11,839
Allocated accumulated other comprehensive income (loss)		(1,932	)		223		(63	)		(97	)		(1,869	)

Total stockholders’ equity		6,769			4,895		1,927			(3,621	)		9,970

Total liabilities and stockholders’ equity	$	86,327		$	11,230	$	4,436		$	2,833		$	104,826

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Consolidated Balance Sheet by Segment

(amounts in millions)


	March 31, 2009
	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	51,423		$	8,749		$	3,254		$	1,944		$	65,370
Deferred acquisition costs and intangible assets		9,196			883			33			60			10,172
Reinsurance recoverable		16,644			125			629			—			17,398
Deferred tax and other assets		970			311			376			972			2,629
Separate account assets		8,576			—			—			—			8,576

Total assets	$	86,809		$	10,068		$	4,292		$	2,976		$	104,145

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	28,763		$	—		$	—		$	—		$	28,763
Policyholder account balances		33,177			19			—			—			33,196
Liability for policy and contract claims		3,137			648			2,028			2			5,815
Unearned premiums		536			3,827			119			—			4,482
Non-recourse funding obligations		3,543			—			—			(100	)		3,443
Deferred tax and other liabilities		2,410			1,305			124			2,741			6,580
Borrowing and capital securities		—			—			—			5,061			5,061
Separate account liabilities		8,576			—			—			—			8,576

Total liabilities		80,142			5,799			2,271			7,704			95,916

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		9,288			4,579			2,125			(4,465	)		11,527
Allocated accumulated other comprehensive income (loss)		(2,621	)		(310	)		(104	)		(263	)		(3,298	)

Total stockholders’ equity		6,667			4,269			2,021			(4,728	)		8,229

Total liabilities and stockholders’ equity	$	86,809		$	10,068		$	4,292		$	2,976		$	104,145

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Deferred Acquisition Costs Rollforward

(amounts in millions)


	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Unamortized balance as of March 31, 2009	$	6,398		$	737		$	24		$	—	$	7,159
Costs deferred		135			34			5			—		174
Amortization, net of interest accretion⁽¹⁾		(134	)		(62	)		(5	)		—		(201	)
Impact of foreign currency translation		—			59			—			—		59
Cumulative effect adjustment⁽²⁾		(26	)		—			—			—		(26	)

Unamortized balance as of June 30, 2009		6,373			768			24			—		7,165
Effect of accumulated net unrealized investment gains (losses)		426			—			—			—		426

Balance as of June 30, 2009	$	6,799		$	768		$	24		$	—	$	7,591

⁽¹⁾	Amortization, net of interest accretion, includes $51 million of amortization related to net investment gains (losses) for our policyholder account balances.

⁽²⁾	On April 1, 2009, the company adopted a new accounting standard related to the recognition of other-than-temporary impairments. The adoption of this standard had a net favorable impact of $7 million on deferred acquisition costs.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Three months ended June 30, 2009	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	38		$	—		$	241		$	550		$	829		$	131		$	77		$	16		$	284		$	508		$	164		$	1		$	1,502
Net investment income		—			258			10			108			246			622			42			29			4			47			122			35			2			781
Net investment gains (losses)		1			72			(36	)		(42	)		(26	)		(31	)		5			—			—			(1	)		4			—			(26	)		(53	)
Insurance and investment product fees and other		66			42			30			96			9			243			—			—			1			4			5			(3	)		8			253

Total revenues		67			410			4			403			779			1,663			178			106			21			334			639			196			(15	)		2,483

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			129			—			207			559			895			63			41			21			101			226			371			—			1,492
Interest credited		—			124			30			59			50			263			—			—			—			—			—			—			—			263
Acquisition and operating expenses, net of deferrals		55			35			1			31			90			212			17			12			8			160			197			33			14			456
Amortization of deferred acquisition costs and intangibles		1			69			1			28			40			139			9			7			1			49			66			5			2			212
Interest expense		—			1			—			23			—			24			—			—			—			24			24			—			66			114

Total benefits and expenses		56			358			32			348			739			1,533			89			60			30			334			513			409			82			2,537

INCOME (LOSS) BEFORE INCOME TAXES		11			52			(28	)		55			40			130			89			46			(9	)		—			126			(213	)		(97	)		(54	)
Provision (benefit) for income taxes		4			22			(11	)		20			14			49			26			14			(1	)		(3	)		36			(79	)		(10	)		(4	)

NET INCOME (LOSS)		7			30			(17	)		35			26			81			63			32			(8	)		3			90			(134	)		(87	)		(50	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			(17	)		23			23			17			46			(5	)		—			1			1			(3	)		—			16			59

NET OPERATING INCOME (LOSS)	$	7		$	13		$	6		$	58		$	43		$	127		$	58		$	32		$	(7	)	$	4		$	87		$	(134	)	$	(71	)	$	9


Effective tax rate (operating income (loss))⁽²⁾		38.7	%		50.8	%		23.0	%		35.4	%		34.2	%		36.7	%		29.2	%		31.0	%		7.7	%		-341.2	%		28.7	%		37.2	%		1.9	%		74.7	%

⁽¹⁾	Includes inter-segment eliminations.

⁽²⁾	The operating income (loss) effective tax rate for all pages in this financial supplement are calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
Three Months Ended June 30, 2008	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	111		$	—		$	250		$	524		$	885		$	139		$	85		$	29		$	375		$	628		$	190		$	6		$	1,709
Net investment income		1			291			100			148			215			755			50			38			9			51			148			36			14			953
Net investment gains (losses)		—			(105	)		(303	)		(80	)		(23	)		(511	)		26			—			—			(1	)		25			1			(33	)		(518	)
Insurance and investment product fees and other		85			54			—			89			6			234			—			1			—			6			7			11			2			254

Total revenues		86			351			(203	)		407			722			1,363			215			124			38			431			808			238			(11	)		2,398

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			191			—			208			531			930			30			35			19			76			160			295			1			1,386
Interest credited		—			129			86			60			45			320			—			—			—			—			—			—			—			320
Acquisition and operating expenses, net of deferrals		67			42			2			34			84			229			22			18			17			216			273			36			13			551
Amortization of deferred acquisition costs and intangibles		1			28			1			39			31			100			9			6			2			80			97			11			1			209
Interest expense		—			1			—			38			—			39			—			—			—			8			8			—			63			110

Total benefits and expenses		68			391			89			379			691			1,618			61			59			38			380			538			342			78			2,576

INCOME (LOSS) BEFORE INCOME TAXES		18			(40	)		(292	)		28			31			(255	)		154			65			—			51			270			(104	)		(89	)		(178	)
Provision (benefit) for income taxes		7			—			(101	)		(6	)		12			(88	)		54			15			(1	)		3			71			(45	)		(7	)		(69	)

NET INCOME (LOSS)		11			(40	)		(191	)		34			19			(167	)		100			50			1			48			199			(59	)		(82	)		(109	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			53			196			53			15			317			(17	)		—			—			1			(16	)		—			20			321

NET OPERATING INCOME (LOSS)	$	11		$	13		$	5		$	87		$	34		$	150		$	83		$	50		$	1		$	49		$	183		$	(59	)	$	(62	)	$	212


Effective tax rate (operating income (loss))		36.8	%		70.6	%		51.6	%		20.2	%		36.4	%		35.6	%		35.0	%		22.3	%		219.7	%		8.7	%		25.6	%		43.4	%		7.5	%		33.0	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
Six months ended June 30, 2009	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance — Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	85		$	—		$	484		$	1,095		$	1,664		$	258		$	143		$	37		$	566		$	1,004		$	334		$	2		$	3,004
Net investment income		—			494			21			211			471			1,197			83			55			9			79			226			68			1			1,492
Net investment gains (losses)		—			(125	)		(180	)		(202	)		(242	)		(749	)		2			3			(2	)		(14	)		(11	)		(19	)		(44	)		(823	)
Insurance and investment product fees and other		130			86			101			189			17			523			—			—			2			8			10			1			10			544

Total revenues		130			540			(58	)		682			1,341			2,635			343			201			46			639			1,229			384			(31	)		4,217

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			285			—			429			1,095			1,809			113			80			41			184			418			774			(1	)		3,000
Interest credited		—			248			71			121			98			538			—			—			—			—			—			—			—			538
Acquisition and operating expenses, net of deferrals		107			67			3			64			176			417			34			24			21			313			392			65			23			897
Amortization of deferred acquisition costs and intangibles		2			148			3			64			87			304			18			12			3			107			140			10			5			459
Interest expense		—			1			—			49			—			50			1			—			—			31			32			—			128			210

Total benefits and expenses		109			749			77			727			1,456			3,118			166			116			65			635			982			849			155			5,104

INCOME (LOSS) BEFORE INCOME TAXES		21			(209	)		(135	)		(45	)		(115	)		(483	)		177			85			(19	)		4			247			(465	)		(186	)		(887	)
Provision (benefit) for income taxes		8			(83	)		(49	)		(15	)		(40	)		(179	)		51			22			(5	)		(2	)		66			(183	)		(72	)		(368	)

NET INCOME (LOSS)		13			(126	)		(86	)		(30	)		(75	)		(304	)		126			63			(14	)		6			181			(282	)		(114	)		(519	)
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			93			117			126			158			494			(2	)		(2	)		2			9			7			13			28			542

NET OPERATING INCOME (LOSS)	$	13		$	(33	)	$	31		$	96		$	83		$	190		$	124		$	61		$	(12	)	$	15		$	188		$	(269	)	$	(86	)	$	23


Effective tax rate (operating income (loss))		37.8	%		49.6	%		31.6	%		35.4	%		34.8	%		31.2	%		28.9	%		25.7	%		24.0	%		16.6	%		27.4	%		39.6	%		40.0	%		143.0	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Six months ended June 30, 2008	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	278		$	—		$	492		$	1,035		$	1,805		$	272		$	171		$	57		$	737		$	1,237		$	373		$	11		$	3,426
Net investment income		2			593			235			301			431			1,562			98			73			18			97			286			73			34			1,955
Net investment gains (losses)		—			(198	)		(362	)		(106	)		(55	)		(721	)		20			(1	)		—			(1	)		18			2			(43	)		(744	)
Insurance and investment product fees and other		171			108			—			182			12			473			—			1			1			16			18			19			4			514

Total revenues		173			781			(127	)		869			1,423			3,119			390			244			76			849			1,559			467			6			5,151

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			443			—			413			1,053			1,909			65			70			40			148			323			554			1			2,787
Interest credited		—			257			201			121			86			665			—			—			—			—			—			—			—			665
Acquisition and operating expenses, net of deferrals		134			80			4			71			167			456			44			37			34			416			531			73			19			1,079
Amortization of deferred acquisition costs and intangibles		2			51			2			74			60			189			17			13			3			167			200			20			3			412
Interest expense		—			2			—			84			—			86			1			—			—			14			15			—			121			222

Total benefits and expenses		136			833			207			763			1,366			3,305			127			120			77			745			1,069			647			144			5,165

INCOME (LOSS) BEFORE INCOME TAXES		37			(52	)		(334	)		106			57			(186	)		263			124			(1	)		104			490			(180	)		(138	)		(14	)

Provision (benefit) for income taxes		14			(6	)		(115	)		23			21			(63	)		92			27			(2	)		18			135			(86	)		(7	)		(21	)

NET INCOME (LOSS)		23			(46	)		(219	)		83			36			(123	)		171			97			1			86			355			(94	)		(131	)		7
ADJUSTMENT TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		—			95			235			69			36			435			(13	)		—			—			1			(12	)		(1	)		27			449

NET OPERATING INCOME (LOSS)	$	23		$	49		$	16		$	152		$	72		$	312		$	158		$	97		$	1		$	87		$	343		$	(95	)	$	(104	)	$	456


Effective tax rate (operating income (loss))		36.8	%		48.4	%		41.1	%		28.4	%		35.6	%		35.3	%		35.0	%		21.6	%		191.9	%		18.5	%		27.5	%		47.9	%		8.1	%		32.6	%

⁽¹⁾	Includes inter-segment eliminations.

Retirement and Protection

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss)—Retirement and Protection

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	829		$	835		$	1,664		$	896		$	958		$	885		$	920		$	3,659
Net investment income		622			575			1,197			708			730			755			807			3,000
Net investment gains (losses)		(31	)		(718	)		(749	)		(125	)		(702	)		(511	)		(210	)		(1,548	)
Insurance and investment product fees and other		243			280			523			264			322			234			239			1,059

Total revenues		1,663			972			2,635			1,743			1,308			1,363			1,756			6,170

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		895			914			1,809			980			1,048			930			979			3,937
Interest credited		263			275			538			309			319			320			345			1,293
Acquisition and operating expenses, net of deferrals		212			205			417			247			234			229			227			937
Amortization of deferred acquisition costs and intangibles		139			165			304			208			38			100			89			435
Goodwill impairment		—			—			—			243			12			—			—			255
Interest expense		24			26			50			48			38			39			47			172

Total benefits and expenses		1,533			1,585			3,118			2,035			1,689			1,618			1,687			7,029

INCOME (LOSS) BEFORE INCOME TAXES		130			(613	)		(483	)		(292	)		(381	)		(255	)		69			(859	)
Provision (benefit) for income taxes		49			(228	)		(179	)		(20	)		(156	)		(88	)		25			(239	)

NET INCOME (LOSS)		81			(385	)		(304	)		(272	)		(225	)		(167	)		44			(620	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		46			448			494			71			403			317			118			909
Expenses related to reorganization, net of taxes		—			—			—			12			—			—			—			12

NET OPERATING INCOME (LOSS)	$	127		$	63		$	190		$	(189	)	$	178		$	150		$	162		$	301


Effective tax rate (operating income (loss))		36.7	%		16.7	%		31.2	%		-15.8	%		25.6	%		35.6	%		35.1	%		46.0	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income, Sales and Assets Under Management—Wealth Management

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		—			—			—			—			—			1			1			2
Net investment gains (losses)		1			(1	)		—			(2	)		—			—			—			(2	)
Insurance and investment product fees and other		66			64			130			73			86			85			86			330

Total revenues		67			63			130			71			86			86			87			330

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		55			52			107			59			67			67			67			260
Amortization of deferred acquisition costs and intangibles		1			1			2			—			1			1			1			3
Goodwill impairment		—			—			—			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		56			53			109			59			68			68			68			263


INCOME BEFORE INCOME TAXES		11			10			21			12			18			18			19			67

Provision for income taxes		4			4			8			5			6			7			7			25


NET INCOME		7			6			13			7			12			11			12			42
ADJUSTMENT TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			1			—			—			—			1

NET OPERATING INCOME	$	7		$	6		$	13		$	8		$	12		$	11		$	12		$	43


Effective tax rate (operating income)		38.7	%		37.0	%		37.8	%		38.4	%		37.1	%		36.8	%		36.8	%		37.2	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,014		$	713		$	1,727		$	878		$	1,058		$	1,229		$	1,105		$	4,270
Dedicated Sales Specialists		99			83			182			99			172			176			175			622

Total Sales	$	1,113		$	796		$	1,909		$	977		$	1,230		$	1,405		$	1,280		$	4,892


ASSETS UNDER MANAGEMENT:
Beginning of period	$	14,210		$	15,447		$	15,447		$	18,671		$	20,285		$	20,461		$	21,584		$	21,584
Gross flows		1,113			796			1,909			977			1,230			1,405			1,280			4,892
Redemptions		(953	)		(1,274	)		(2,227	)		(1,447	)		(1,047	)		(1,044	)		(1,080	)		(4,618	)

Net flows		160			(478	)		(318	)		(470	)		183			361			200			274
Market performance		1,539			(759	)		780			(2,754	)		(1,797	)		(537	)		(1,323	)		(6,411	)

End of period	$	15,909		$	14,210		$	15,909		$	15,447		$	18,671		$	20,285		$	20,461		$	15,447

Wealth

Management results represent Genworth Financial Wealth Management, Inc., Genworth Financial Advisors Corporation, Genworth Financial Trust Company and Quantuvis Consulting, Inc.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss)—Retirement Income

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	38		$	47		$	85		$	105		$	181		$	111		$	167		$	564
Net investment income		258			236			494			279			280			291			302			1,152
Net investment gains (losses)		72			(197	)		(125	)		(253	)		(325	)		(105	)		(93	)		(776	)
Insurance and investment product fees and other		42			44			86			49			51			54			54			208

Total revenues		410			130			540			180			187			351			430			1,148

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		129			156			285			231			278			191			252			952
Interest credited		124			124			248			128			130			129			128			515
Acquisition and operating expenses, net of deferrals		35			32			67			51			39			42			38			170
Amortization of deferred acquisition costs and intangibles		69			79			148			131			(12	)		28			23			170
Goodwill impairment		—			—			—			243			—			—			—			243
Interest expense		1			—			1			—			1			1			1			3

Total benefits and expenses		358			391			749			784			436			391			442			2,053

INCOME (LOSS) BEFORE INCOME TAXES		52			(261	)		(209	)		(604	)		(249	)		(40	)		(12	)		(905	)
Provision (benefit) for income taxes		22			(105	)		(83	)		(132	)		(106	)		—			(6	)		(244	)

NET INCOME (LOSS)		30			(156	)		(126	)		(472	)		(143	)		(40	)		(6	)		(661	)
ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(17	)		110			93			156			158			53			42			409
Expenses related to reorganization, net of taxes		—			—			—			6			—			—			—			6

NET OPERATING INCOME (LOSS)	$	13		$	(46	)	$	(33	)	$	(310	)	$	15		$	13		$	36		$	(246	)


Effective tax rate (operating income (loss))		50.8	%		49.9	%		49.6	%		12.6	%		442.3	%		70.6	%		31.4	%		7.7	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		8			12			20			8			2			3			3			16
Net investment gains (losses)		91			(17	)		74			31			(82	)		7			(35	)		(79	)
Insurance and investment product fees and other		39			40			79			42			48			51			51			192

Total revenues		138			35			173			81			(32	)		61			19			129

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		4			22			26			36			11			8			5			60
Interest credited		3			3			6			3			4			3			4			14
Acquisition and operating expenses, net of deferrals		15			14			29			25			14			16			13			68
Amortization of deferred acquisition costs and intangibles		49			76			125			123			(18	)		18			4			127
Goodwill impairment		—			—			—			58			—			—			—			58
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		71			115			186			245			11			45			26			327

INCOME (LOSS) BEFORE INCOME TAXES		67			(80	)		(13	)		(164	)		(43	)		16			(7	)		(198	)
Provision (benefit) for income taxes		29			(41	)		(12	)		(44	)		(19	)		8			(4	)		(59	)

NET INCOME (LOSS)		38			(39	)		(1	)		(120	)		(24	)		8			(3	)		(139	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		(27	)		12			(15	)		8			23			(2	)		13			42
Expenses related to reorganization, net of taxes		—			—			—			3			—			—			—			3

NET OPERATING INCOME (LOSS)	$	11		$	(27	)	$	(16	)	$	(109	)	$	(1	)	$	6		$	10		$	(94	)


Effective tax rate (operating income (loss))		56.7	%		55.9	%		55.4	%		25.7	%		86.9	%		56.4	%		21.9	%		27.1	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	131		$	121		$	252		$	270		$	499		$	585		$	586		$	1,940
Traditional Variable Annuities⁽²⁾		23			22			45			41			97			118			113			369
Variable Life		—			—			—			—			—			2			1			3

Total Sales	$	154		$	143		$	297		$	311		$	596		$	705		$	700		$	2,312

Sales by Distribution Channel:
Financial Intermediaries	$	136		$	124		$	260		$	278		$	545		$	662		$	660		$	2,145
Independent Producers		8			6			14			8			17			15			12			52
Dedicated Sales Specialists		10			13			23			25			34			28			28			115

Total Sales	$	154		$	143		$	297		$	311		$	596		$	705		$	700		$	2,312

⁽¹⁾

The Income Distribution Series products are comprised of our deferred and immediate variable annuity products with rider options, that provide guaranteed income benefits including GMWBs and certain types of guaranteed annuitization benefits. These products do not include fixed single premium immediate annuities or deferred annuities, which may also serve income distribution needs.

⁽²⁾

Our traditional variable annuities include products that provide the potential for tax deferred growth on the policyholder’s premium. These products do not provide the opportunity for a living benefit through guaranteed minimum withdrawal benefits; however, similar to the Income Distribution Series products, they do provide a variety of guaranteed minimum death benefit options.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Operating Performance Measures—Retirement Income—Fee-Based

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Income Distribution Series
Account value, net of reinsurance, beginning of period	$	5,093		$	5,234		$	5,234		$	5,372		$	5,308		$	4,877		$	4,535		$	4,535
Deposits		133			125			258			287			506			596			595			1,984
Surrenders, benefits and product charges		(109	)		(106	)		(215	)		(135	)		(115	)		(112	)		(105	)		(467	)

Net flows		24			19			43			152			391			484			490			1,517
Interest credited and investment performance		169			(160	)		9			(290	)		(327	)		(53	)		(148	)		(818	)

Account value, net of reinsurance, end of period		5,286			5,093			5,286			5,234			5,372			5,308			4,877			5,234

Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		1,642			1,756			1,756			2,014			2,278			2,241			2,345			2,345
Deposits		16			19			35			40			92			105			108			345
Surrenders, benefits and product charges		(60	)		(63	)		(123	)		(71	)		(66	)		(63	)		(59	)		(259	)

Net flows		(44	)		(44	)		(88	)		(31	)		26			42			49			86
Interest credited and investment performance		198			(70	)		128			(227	)		(290	)		(5	)		(153	)		(675	)

Account value, net of reinsurance, end of period		1,796			1,642			1,796			1,756			2,014			2,278			2,241			1,756

Variable Life Insurance
Account value, beginning of the period		248			266			266			324			373			371			403			403
Deposits		3			4			7			3			4			5			5			17
Surrenders, benefits and product charges		(9	)		(11	)		(20	)		(8	)		(15	)		(10	)		(10	)		(43	)

Net flows		(6	)		(7	)		(13	)		(5	)		(11	)		(5	)		(5	)		(26	)
Interest credited and investment performance		29			(11	)		18			(53	)		(38	)		7			(27	)		(111	)

Account value, end of period		271			248			271			266			324			373			371			266

Total Retirement Income—Fee-Based	$	7,353		$	6,983		$	7,353		$	7,256		$	7,710		$	7,959		$	7,489		$	7,256

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	38		$	47		$	85		$	105		$	181		$	111		$	167		$	564
Net investment income		250			224			474			271			278			288			299			1,136
Net investment gains (losses)		(19	)		(180	)		(199	)		(284	)		(243	)		(112	)		(58	)		(697	)
Insurance and investment product fees and other		3			4			7			7			3			3			3			16

Total revenues		272			95			367			99			219			290			411			1,019

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		125			134			259			195			267			183			247			892
Interest credited		121			121			242			125			126			126			124			501
Acquisition and operating expenses, net of deferrals		20			18			38			26			25			26			25			102
Amortization of deferred acquisition costs and intangibles		20			3			23			8			6			10			19			43
Goodwill impairment		—			—			—			185			—			—			—			185
Interest expense		1			—			1			—			1			1			1			3

Total benefits and expenses		287			276			563			539			425			346			416			1,726

LOSS BEFORE INCOME TAXES		(15	)		(181	)		(196	)		(440	)		(206	)		(56	)		(5	)		(707	)
Benefit for income taxes		(7	)		(64	)		(71	)		(88	)		(87	)		(8	)		(2	)		(185	)

NET INCOME (LOSS)		(8	)		(117	)		(125	)		(352	)		(119	)		(48	)		(3	)		(522	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		10			98			108			148			135			55			29			367
Expenses related to reorganization, net of taxes		—			—			—			3			—			—			—			3

NET OPERATING INCOME (LOSS)	$	2		$	(19	)	$	(17	)	$	(201	)	$	16		$	7		$	26		$	(152	)


Effective tax rate (operating income (loss))		-63.2	%		37.9	%		42.3	%		3.5	%		-408.1	%		76.6	%		34.7	%		-10.3	%

SALES:
Sales by Product:
Structured Settlements	$	5		$	4		$	9		$	1		$	—		$	—		$	3		$	4
Single Premium Immediate Annuities		70			74			144			161			259			150			240			810
Fixed Annuities		221			229			450			426			468			298			408			1,600

Total Sales	$	296		$	307		$	603		$	588		$	727		$	448		$	651		$	2,414

Sales by Distribution Channel:
Financial Intermediaries	$	165		$	162		$	327		$	341		$	572		$	360		$	541		$	1,814
Independent Producers		121			127			248			230			146			82			103			561
Dedicated Sales Specialists		10			18			28			17			9			6			7			39

Total Sales	$	296			307			603		$	588		$	727		$	448		$	651		$	2,414


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	36		$	44		$	80		$	105		$	181		$	111		$	165		$	562
Structured Settlements		2			3			5			—			—			—			2			2

Total Premiums	$	38		$	47		$	85		$	105		$	181		$	111		$	167		$	564

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Operating Performance Measures—Retirement Income—Spread-Based

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	11,833		$	11,996		$	11,996		$	12,174		$	12,130		$	12,141		$	12,073		$	12,073
Deposits		229			242			471			447			514			333			436			1,730
Surrenders, benefits and product charges		(394	)		(508	)		(902	)		(734	)		(576	)		(449	)		(474	)		(2,233	)

Net flows		(165	)		(266	)		(431	)		(287	)		(62	)		(116	)		(38	)		(503	)
Interest credited		102			103			205			109			106			105			106			426

Account value, net of reinsurance, end of period		11,770			11,833			11,770			11,996			12,174			12,130			12,141			11,996

Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,925			6,957			6,957			6,956			6,781			6,781			6,668			6,668
Premiums and deposits		101			111			212			230			280			188			291			989
Surrenders, benefits and product charges		(289	)		(236	)		(525	)		(323	)		(197	)		(278	)		(267	)		(1,065	)

Net flows		(188	)		(125	)		(313	)		(93	)		83			(90	)		24			(76	)
Interest credited		90			93			183			94			92			90			89			365

Account value, net of reinsurance, end of period		6,827			6,925			6,827			6,957			6,956			6,781			6,781			6,957

Structured Settlements
Account value, net of reinsurance, beginning of period		1,101			1,106			1,106			1,106			1,107			1,105			1,103			1,103
Premiums and deposits		6			4			10			—			—			1			2			3
Surrenders, benefits and product charges		(5	)		(23	)		(28	)		(15	)		(15	)		(13	)		(14	)		(57	)

Net flows		1			(19	)		(18	)		(15	)		(15	)		(12	)		(12	)		(54	)
Interest credited		15			14			29			15			14			14			14			57

Account value, net of reinsurance, end of period		1,117			1,101			1,117			1,106			1,106			1,107			1,105			1,106

Total Retirement Income—Spread-Based	$	19,714		$	19,859		$	19,714		$	20,059		$	20,236		$	20,018		$	20,027		$	20,059

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income and Sales—Institutional

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		10			11			21			61			87			100			135			383
Net investment gains (losses)		(36	)		(144	)		(180	)		(269	)		(206	)		(303	)		(59	)		(837	)
Insurance and investment product fees and other		30			71			101			40			81			—			—			121

Total revenues		4			(62	)		(58	)		(168	)		(38	)		(203	)		76			(333	)

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—
Interest credited		30			41			71			74			80			86			115			355
Acquisition and operating expenses, net of deferrals		1			2			3			1			2			2			2			7
Amortization of deferred acquisition costs and intangibles		1			2			3			1			2			1			1			5
Goodwill impairment		—			—			—			—			12			—			—			12
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		32			45			77			76			96			89			118			379

LOSS BEFORE INCOME TAXES		(28	)		(107	)		(135	)		(244	)		(134	)		(292	)		(42	)		(712	)
Benefit for income taxes		(11	)		(38	)		(49	)		(84	)		(49	)		(101	)		(14	)		(248	)

NET LOSS		(17	)		(69	)		(86	)		(160	)		(85	)		(191	)		(28	)		(464	)
ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		23			94			117			175			134			196			39			544

NET OPERATING INCOME	$	6		$	25		$	31		$	15		$	49		$	5		$	11		$	80


Effective tax rate (operating income)		23.0%			33.5%			31.6%			41.2%			32.0%			51.6%			34.0%			35.8%

SALES:
Sales by Product:
Guaranteed Investment Contracts (GICs)	$	—		$	—		$	—		$	—		$	68		$	184		$	44		$	296
Funding Agreements Backing Notes		—			—			—			—			48			675			107			830
Funding Agreements		—			—			—			243			342			75			—			660

Total Sales	$	—		$	—		$	—		$	243		$	458		$	934		$	151		$	1,786

Institutional products, when sold, are executed through specialized brokers and investment brokers, as well as directly to the contractholder.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Operating Performance Measures—Institutional

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GICs, Funding Agreements Backing Notes and Funding Agreements
Account value, beginning of period	$	6,677		$	8,104		$	8,104		$	9,253		$	10,773		$	10,655		$	10,982		$	10,982
Deposits⁽¹⁾		—			—			—			243			558			1,128			251			2,180
Surrenders and benefits⁽¹⁾		(1,177	)		(1,466	)		(2,643	)		(1,491	)		(2,149	)		(1,099	)		(727	)		(5,466	)

Net flows		(1,177	)		(1,466	)		(2,643	)		(1,248	)		(1,591	)		29			(476	)		(3,286	)
Interest credited		52			61			113			89			94			96			117			396
Foreign currency translation		3			(22	)		(19	)		10			(23	)		(7	)		32			12

Account value, end of period	$	5,555		$	6,677		$	5,555		$	8,104		$	9,253		$	10,773		$	10,655		$	8,104

By Contract Type:
GICs	$	1,003		$	1,067					$	1,177		$	1,392		$	1,478		$	1,449
Funding Agreements Backing Notes		4,312			4,778						5,718			5,988			7,349			6,909
Funding Agreements		240			832						1,209			1,873			1,946			2,297

Total	$	5,555		$	6,677					$	8,104		$	9,253		$	10,773		$	10,655

Funding Agreements By Liquidity Provisions:
90 day—putable	$	—		$	—					$	—		$	—		$	350		$	180
180 day—putable		—			—						—			—			200			345
No put		—			150						250			955			550			925
Rolling maturity:⁽²⁾
No extension and matures in next 12 months		100			100						375			475			740			740
Extendible with 12 and 13 months rolling maturity		—			—						—			100			100			100
Funding agreements with maturities greater than 12 months		140			580						580			337			—			—
Accrued interest		—			2						4			6			6			7

Total funding agreements	$	240		$	832					$	1,209		$	1,873		$	1,946		$	2,297

⁽¹⁾

“Surrenders and benefits” include contracts that have matured but are redeposited with us and reflected as deposits. For the three and six months ended June 30, 2009, there were no contracts that matured and were redeposited. For the three and six months ended June 30, 2008, contracts that matured and were redeposited and reflected under “deposits” amounted to $195 million and $295 million, respectively. We have also included in “surrenders and benefits” the early retirement of institutional contracts at a discount to contract values.

⁽²⁾	Includes products having a 12 and 13 months rolling maturity.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	241		$	243		$	484		$	235		$	241		$	250		$	242		$	968
Net investment income		108			103			211			142			141			148			153			584
Net investment gains (losses)		(42	)		(160	)		(202	)		(230	)		(137	)		(80	)		(26	)		(473	)
Insurance and investment product fees and other		96			93			189			96			98			89			93			376

Total revenues		403			279			682			243			343			407			462			1,455

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		207			222			429			208			230			208			205			851
Interest credited		59			62			121			60			63			60			61			244
Acquisition and operating expenses, net of deferrals		31			33			64			41			37			34			37			149
Amortization of deferred acquisition costs and intangibles		28			36			64			44			18			39			35			136
Goodwill impairment		—			—			—			—			—			—			—			—
Interest expense		23			26			49			48			37			38			46			169

Total benefits and expenses		348			379			727			401			385			379			384			1,549

INCOME (LOSS) BEFORE INCOME TAXES		55			(100	)		(45	)		(158	)		(42	)		28			78			(94	)
Provision (benefit) for income taxes		20			(35	)		(15	)		(55	)		(16	)		(6	)		29			(48	)

NET INCOME (LOSS)		35			(65	)		(30	)		(103	)		(26	)		34			49			(46	)

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		23			103			126			149			89			53			16			307
Expenses related to reorganization, net of taxes		—			—			—			3			—			—			—			3

NET OPERATING INCOME	$	58		$	38		$	96		$	49		$	63		$	87		$	65		$	264


Effective tax rate (operating income)		35.4	%		35.4	%		35.4	%		35.5	%		33.6	%		20.2	%		36.9	%		31.1	%

SALES:
Sales by Product:
Term Life	$	18		$	19		$	37		$	22		$	21		$	25		$	23		$	91
Universal Life:
Annualized first-year deposits		8			9			17			12			12			14			13			51
Excess deposits		23			28			51			29			43			46			43			161

Total Universal Life		31			37			68			41			55			60			56			212

Total Sales	$	49		$	56		$	105		$	63		$	76		$	85		$	79		$	303

Sales by Distribution Channel:
Financial Intermediaries	$	1		$	1		$	2		$	1		$	—		$	1		$	1		$	3
Independent Producers		48			55			103			62			76			84			78			300

Total Sales	$	49		$	56		$	105		$	63		$	76		$	85		$	79		$	303

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Life Insurance In-force

(amounts in millions)


	2009				2008
	Q2		Q1		Q4		Q3		Q2		Q1
Term life insurance
Life insurance in-force, net of reinsurance	$	477,759	$	489,723	$	480,641	$	491,032	$	481,430	$	476,503
Life insurance in-force before reinsurance	$	623,139	$	625,503	$	625,766	$	625,385	$	621,221	$	619,086

Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	43,800	$	43,901	$	43,889	$	43,781	$	42,833	$	42,590
Life insurance in-force before reinsurance	$	50,994	$	51,201	$	51,308	$	51,043	$	51,851	$	51,534

Total life insurance
Life insurance in-force, net of reinsurance	$	521,559	$	533,624	$	524,530	$	534,813	$	524,263	$	519,093
Life insurance in-force before reinsurance	$	674,133	$	676,704	$	677,074	$	676,428	$	673,072	$	670,620

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income and Sales—Long-Term Care

(amounts in millions)


	2009⁽¹⁾									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	550		$	545		$	1,095		$	556		$	536		$	524		$	511		$	2,127
Net investment income		246			225			471			226			222			215			216			879
Net investment gains (losses)		(26	)		(216	)		(242	)		629			(34	)		(23	)		(32	)		540
Insurance and investment product fees and other		9			8			17			6			6			6			6			24

Total revenues		779			562			1,341			1,417			730			722			701			3,570

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		559			536			1,095			541			540			531			522			2,134
Interest credited		50			48			98			47			46			45			41			179
Acquisition and operating expenses, net of deferrals		90			86			176			95			89			84			83			351
Amortization of deferred acquisition costs and intangibles		40			47			87			32			29			31			29			121
Goodwill impairment		—			—			—			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		739			717			1,456			715			704			691			675			2,785

INCOME (LOSS) FROM BEFORE INCOME TAXES		40			(155	)		(115	)		702			26			31			26			785
Provision (benefit) for income taxes		14			(54	)		(40	)		246			9			12			9			276

NET INCOME (LOSS)		26			(101	)		(75	)		456			17			19			17			509

ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		17			141			158			(410	)		22			15			21			(352	)
Expenses related to reorganization, net of taxes		—			—			—			3			—			—			—			3

NET OPERATING INCOME	$	43		$	40		$	83		$	49		$	39		$	34		$	38		$	160


Effective tax rate (operating income)		34.2	%		35.4	%		34.8	%		36.2	%		34.7	%		36.4	%		34.9	%		35.6	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	2		$	2		$	4		$	4		$	5		$	4		$	6		$	19
Independent Producers		11			11			22			17			23			24			23			87
Dedicated Sales Specialist		12			11			23			12			15			16			15			58

Total Individual Long-Term Care		25			24			49			33			43			44			44			164
Group Long-Term Care		1			1			2			5			1			1			1			8
Medicare Supplement and Other A&H		13			17			30			18			14			13			10			55
Linked-Benefits		5			5			10			8			6			8			7			29

Total Sales	$	44		$	47		$	91		$	64		$	64		$	66		$	62		$	256


LOSS RATIOS:
Total Long-Term Care
Earned Premiums	$	478		$	475		$	953		$	482		$	470		$	459		$	443		$	1,854
Loss Ratio⁽²⁾		67.5	%		63.6	%		65.5	%		63.0	%		66.5	%		66.9	%		66.9	%		65.8	%
Gross Benefits Ratio⁽³⁾		105.0	%		100.0	%		102.5	%		102.0	%		104.6	%		105.2	%		105.6	%		104.3	%
Medicare Supplement and A&H⁽⁴⁾
Earned Premiums	$	73		$	73		$	146		$	73		$	68		$	68		$	68		$	277
Loss Ratio⁽²⁾		78.8	%		82.6	%		80.7	%		64.7	%		69.6	%		70.5	%		76.2	%		70.1	%

⁽¹⁾

In the first quarter of 2009, we began reporting the results of our equity access business in our long-term care business included in our Retirement and Protection segment. Our equity access business was previously reported in Corporate and Other activities. The amounts associated with this business were not material and the prior period amounts have not been re-presented.

⁽²⁾	We calculate the loss ratio for our long-term care insurance product by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽³⁾	We calculate the gross benefits ratio by dividing the benefits and other changes in policy reserves by net earned premiums.

⁽⁴⁾	The Medicare Supplement and A&H net earned premiums and loss ratios do not include the linked-benefits products.

International

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income—International

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	508		$	496		$	1,004		$	533		$	587		$	628		$	609		$	2,357
Net investment income		122			104			226			117			146			148			138			549
Net investment gains (losses)		4			(15	)		(11	)		(5	)		(37	)		25			(7	)		(24	)
Insurance and investment product fees and other		5			5			10			—			7			7			11			25

Total revenues		639			590			1,229			645			703			808			751			2,907

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		226			192			418			176			147			160			163			646
Acquisition and operating expenses, net of deferrals		197			195			392			246			254			273			258			1,031
Amortization of deferred acquisition costs and intangibles		66			74			140			72			87			97			103			359
Interest expense		24			8			32			6			19			8			7			40

Total benefits and expenses		513			469			982			500			507			538			531			2,076

INCOME BEFORE INCOME TAXES		126			121			247			145			196			270			220			831
Provision for income taxes		36			30			66			34			54			71			64			223

NET INCOME		90			91			181			111			142			199			156			608

ADJUSTMENTS TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		10			7			4			24			(16	)		4			16
Expenses related to reorganization, net of taxes		—			—			—			9			—			—			—			9

NET OPERATING INCOME⁽¹⁾	$	87		$	101		$	188		$	124		$	166		$	183		$	160		$	633


Effective tax rate (operating income)		28.7	%		26.2	%		27.4	%		24.3	%		28.1	%		25.6	%		29.5	%		27.1	%

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for our International segment was $109 million and $240 million for the three and six months ended June 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	131		$	127		$	258		$	125		$	137		$	139		$	133		$	534
Net investment income		42			41			83			44			50			50			48			192
Net investment gains (losses)		5			(3	)		2			(2	)		—			26			(6	)		18
Insurance and investment product fees and other		—			—			—			—			1			—			—			1

Total revenues		178			165			343			167			188			215			175			745

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		63			50			113			39			34			30			35			138
Acquisition and operating expenses, net of deferrals		17			17			34			24			22			22			22			90
Amortization of deferred acquisition costs and intangibles		9			9			18			7			8			9			8			32
Interest expense		—			1			1			1			1			—			1			3

Total benefits and expenses		89			77			166			71			65			61			66			263

INCOME BEFORE INCOME TAXES		89			88			177			96			123			154			109			482
Provision for income taxes		26			25			51			31			43			54			38			166

NET INCOME		63			63			126			65			80			100			71			316
ADJUSTMENTS TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		(5	)		3			(2	)		1			—			(17	)		4			(12	)
Expenses related to reorganization, net of taxes		—			—			—			1			—			—			—			1

NET OPERATING INCOME⁽¹⁾	$	58		$	66		$	124		$	67		$	80		$	83		$	75		$	305


Effective tax rate (operating income)		29.2	%		28.7	%		28.9	%		31.9	%		35.2	%		35.0	%		35.0	%		34.4	%

SALES:
New Insurance Written (NIW)
Flow	$	3,600		$	2,400		$	6,000		$	4,800		$	8,000		$	7,500		$	4,900		$	25,200
Bulk		—			400			400			1,800			900			800			1,500			5,000

Total Canada NIW⁽²⁾	$	3,600		$	2,800		$	6,400		$	6,600		$	8,900		$	8,300		$	6,400		$	30,200

⁽¹⁾	Net operating income for our Canadian platform adjusted for foreign exchange as compared to the prior year period was $68 million and $149 million for the three and six months ended June 30, 2009, respectively.

⁽²⁾	New insurance written for our Canadian platform adjusted for foreign exchange as compared to the prior year period was $4,100 million and $7,500 million for the three and six months ended June 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	77		$	66		$	143		$	72		$	78		$	85		$	86		$	321
Net investment income		29			26			55			28			38			38			35			139
Net investment gains (losses)		—			3			3			(1	)		(4	)		—			(1	)		(6	)
Insurance and investment product fees and other		—			—			—			(1	)		—			1			—			—

Total revenues		106			95			201			98			112			124			120			454

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		41			39			80			34			38			35			35			142
Acquisition and operating expenses, net of deferrals		12			12			24			13			13			18			19			63
Amortization of deferred acquisition costs and intangibles		7			5			12			5			6			6			7			24
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		60			56			116			52			57			59			61			229

INCOME BEFORE INCOME TAXES		46			39			85			46			55			65			59			225
Provision for income taxes		14			8			22			8			10			15			12			45

NET INCOME		32			31			63			38			45			50			47			180

ADJUSTMENTS TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		—			(2	)		(2	)		1			3			—			—			4
Expenses related to reorganization, net of taxes		—			—			—			1			—			—			—			1

NET OPERATING INCOME⁽¹⁾	$	32		$	29		$	61		$	40		$	48		$	50		$	47		$	185


Effective tax rate (operating income)		31.0	%		19.0	%		25.7	%		17.1	%		19.7	%		22.3	%		20.9	%		20.2	%

SALES:
New Insurance Written (NIW)
Flow	$	8,700		$	6,600		$	15,300		$	6,600		$	8,700		$	10,000		$	10,400		$	35,700
Bulk		—			—			—			300			600			600			1,000			2,500

Total Australia NIW⁽²⁾	$	8,700		$	6,600		$	15,300		$	6,900		$	9,300		$	10,600		$	11,400		$	38,200

⁽¹⁾	Net operating income for our Australian platform adjusted for foreign exchange as compared to the prior year period was $41 million and $82 million for the three and six months ended June 30, 2009, respectively.

⁽²⁾	New insurance written for our Australian platform adjusted for foreign exchange as compared to the prior year period was $10,800 million and $19,800 million for the three and six months ended June 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income (Loss) and Sales—Other International Mortgage Insurance

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	16		$	21		$	37		$	33		$	30		$	29		$	28		$	120
Net investment income		4			5			9			8			9			9			9			35
Net investment gains (losses)		—			(2	)		(2	)		2			(6	)		—			—			(4	)
Insurance and investment product fees and other		1			1			2			(1	)		—			—			1			—

Total revenues		21			25			46			42			33			38			38			151

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		21			20			41			34			26			19			21			100
Acquisition and operating expenses, net of deferrals		8			13			21			18			19			17			17			71
Amortization of deferred acquisition costs and intangibles		1			2			3			7			1			2			1			11
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		30			35			65			59			46			38			39			182

LOSS BEFORE INCOME TAXES		(9	)		(10	)		(19	)		(17	)		(13	)		—			(1	)		(31	)
Benefit for income taxes		(1	)		(4	)		(5	)		(7	)		(7	)		(1	)		(1	)		(16	)

NET INCOME (LOSS)		(8	)		(6	)		(14	)		(10	)		(6	)		1			—			(15	)
ADJUSTMENTS TO NET INCOME (LOSS):
Net investment (gains) losses, net of taxes and other adjustments		1			1			2			(1	)		4			—			—			3

Expenses related to reorganization, net of taxes		—			—			—			3			—			—			—			3

NET OPERATING INCOME (LOSS)⁽¹⁾	$	(7	)	$	(5	)	$	(12	)	$	(8	)	$	(2	)	$	1		$	—		$	(9	)


Effective tax rate (operating income (loss))		7.7	%		39.8	%		24.0	%		40.7	%		74.7	%		219.7	%		154.3	%		56.8	%

SALES:
New Insurance Written (NIW)
Flow	$	600		$	900		$	1,500		$	1,500		$	2,000		$	2,100		$	2,300		$	7,900
Bulk		100			—			100			—			1,100			500			700			2,300

Total Other International NIW⁽²⁾	$	700		$	900		$	1,600		$	1,500		$	3,100		$	2,600		$	3,000		$	10,200

⁽¹⁾	Net operating income (loss) for our Other International platform adjusted for foreign exchange as compared to the prior year period was $(6) million and $(10) million for the three and six months ended June 30, 2009, respectively.

⁽²⁾	New insurance written for our Other International platform adjusted for foreign exchange as compared to the prior year period was $800 million and $2,000 million for the three and six months ended June 30, 2009, respectively.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written
Canada	$	70		$	52		$	122		$	129		$	214		$	198		$	130		$	671
Australia		110			82			192			73			82			89			97			341
Other International⁽²⁾		1			4			5			(62	)		10			5			18			(29	)

Total International Net Premiums Written	$	181		$	138		$	319		$	140		$	306		$	292		$	245		$	983

Loss Ratio⁽³⁾
Canada		48	%		39	%		44	%		32	%		25	%		21	%		26	%		26	%
Australia		54	%		59	%		56	%		47	%		48	%		41	%		41	%		44	%
Other International		129	%		95	%		110	%		99	%		87	%		70	%		71	%		83	%
Total International Loss Ratio		56	%		51	%		53	%		46	%		40	%		33	%		37	%		39	%

Expense Ratio⁽⁴⁾
Canada		38	%		50	%		43	%		23	%		14	%		16	%		23	%		18	%
Australia		17	%		21	%		19	%		25	%		22	%		27	%		27	%		25	%
Other International⁽²⁾		NM	⁽¹⁾		364	%		NM	⁽¹⁾		-34	%		190	%		362	%		104	%		-277	%
Total International Expense Ratio		30	%		42	%		35	%		50	%		22	%		25	%		31	%		29	%

Primary Insurance In-force
Canada	$	186,600		$	169,700					$	171,500		$	192,800		$	194,100		$	185,000
Australia		218,500			185,800						184,500			207,500			249,900			234,600
Other International⁽²⁾		47,700			45,100						49,400			64,300			71,500			72,400

Total International Primary Insurance In-force	$	452,800		$	400,600					$	405,400		$	464,600		$	515,500		$	492,000

Primary Risk In-force⁽⁵⁾
Canada
Flow	$	51,400		$	46,700					$	47,300		$	53,300		$	53,400		$	50,700
Bulk		13,900			12,700						12,700			14,200			14,500			14,100

Total Canada		65,300			59,400						60,000			67,500			67,900			64,800
Australia
Flow		67,700			57,300						56,700			63,700			76,500			71,600
Bulk		8,800			7,700						7,900			8,900			11,000			10,500

Total Australia		76,500			65,000						64,600			72,600			87,500			82,100
Other International
Flow⁽²⁾		5,600			5,300						5,600			7,100			7,900			8,000
Bulk		600			600						700			800			800			800

Total Other International		6,200			5,900						6,300			7,900			8,700			8,800

Total International Primary Risk In-force	$	148,000		$	130,300					$	130,900		$	148,000		$	164,100		$	155,700

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	We define “NM” as not meaningful for increases or decreases greater than 500%.

⁽²⁾	Includes the impact of settlements and cancelled insurance contracts, primarily with lenders in Europe.

⁽³⁾

The ratio of incurred losses and loss adjustment expense to net premiums earned. In determining the pricing of our mortgage insurance products, we develop a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporates both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. New business pricing loss ratios for our international businesses were as follows: Canada 35%-40%, Australia 30%-40% and Europe 60%-65%.

⁽⁴⁾	The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles and excludes reorganization expenses recorded in the fourth quarter of 2008.

⁽⁵⁾

Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in-force, we have computed an “Effective Risk In-force” amount which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Canada

(dollar amounts in millions)


Primary Insurance	June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008			June 30, 2008
Insured loans in-force		1,188,541			1,174,756			1,168,884			1,141,020			1,108,423
Insured delinquent loans		3,551			3,365			2,940			2,517			2,340
Insured delinquency rate		0.30	%		0.29	%		0.25	%		0.22	%		0.21	%
Flow loans in-force		904,702			893,680			890,092			871,025			842,863
Flow delinquent loans		3,283			3,074			2,680			2,298			2,140
Flow delinquency rate		0.36	%		0.34	%		0.30	%		0.26	%		0.25	%
Bulk loans in-force		283,839			281,076			278,792			269,995			265,560
Bulk delinquent loans		268			291			260			219			200
Bulk delinquency rate		0.09	%		0.10	%		0.09	%		0.08	%		0.08	%

Loss Metrics	June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008			June 30, 2008
Beginning Reserves	$	155		$	130		$	127		$	117		$	106
Paid claims		(39	)		(22	)		(18	)		(21	)		(20	)
Increase in reserves		62			50			39			35			30
Impact of changes in foreign exchange rates		14			(3	)		(18	)		(4	)		1

Ending Reserves	$	192		$	155		$	130		$	127		$	117


	June 30, 2009						March 31, 2009						June 30, 2008
Province and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
Ontario		48	%		0.30	%		48	%		0.30	%		48	%	0.23	%
British Columbia		16			0.21	%		16			0.17	%		16		0.09	%
Alberta		15			0.47	%		15			0.36	%		15		0.18	%
Quebec		14			0.29	%		14			0.30	%		14		0.25	%
Nova Scotia		2			0.29	%		2			0.29	%		2		0.20	%
Saskatchewan		2			0.13	%		2			0.08	%		2		0.08	%
Manitoba		1			0.12	%		1			0.11	%		1		0.11	%
New Brunswick		1			0.25	%		1			0.22	%		1		0.31	%
All Other		1			0.15	%		1			0.22	%		1		0.16	%

Total		100	%		0.30	%		100	%		0.29	%		100	%	0.21	%

By Policy Year
2000 and Prior		8	%		0.03	%		8	%		0.04	%		9	%	0.04	%
2001		3			0.05	%		3			0.07	%		3		0.07	%
2002		5			0.06	%		5			0.07	%		5		0.08	%
2003		6			0.14	%		6			0.13	%		7		0.14	%
2004		9			0.20	%		10			0.20	%		11		0.20	%
2005		10			0.27	%		10			0.29	%		12		0.29	%
2006		13			0.53	%		13			0.54	%		15		0.45	%
2007		27			0.56	%		27			0.51	%		30		0.25	%
2008		15			0.31	%		16			0.21	%		8		0.01	%
2009		4			0.02	%		2			—	%		—		—	%

Total		100	%		0.30	%		100	%		0.29	%		100	%	0.21	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Canada

(Canadian dollar amounts in millions)


	2009								2008
	Q2			Q1			Total		Q4			Q3			Q2			Q1			Total
Paid Claims
Flow	$	45		$	27		$	72	$	21		$	20		$	20		$	15		$	76
Bulk		—			1			1		1			—			—			—			1

Total Paid Claims	$	45		$	28		$	73	$	22		$	20		$	20		$	15		$	77

Average Paid Claim (in thousands)	$	66.9		$	64.2				$	62.1		$	56.3		$	54.5		$	49.6

Average Reserve Per Delinquency (in thousands)	$	62.8		$	58.1				$	54.6		$	53.7		$	50.8		$	45.3

Loss Metrics
Beginning Reserves	$	196		$	161				$	135		$	119		$	109		$	89
Paid claims		(45	)		(28	)				(22	)		(20	)		(20	)		(15	)
Increase in reserves		72			63					48			36			30			35

Ending Reserves	$	223		$	196				$	161		$	135		$	119		$	109

Loan Amount
Over $550K		3	%		3	%				3	%		3	%		3	%		3	%
$400K to $550K		7			6					6			6			6			6
$250K to $400K		27			27					27			26			26			25
$100K to $250K		55			56					56			57			57			58
$100K or Less		8			8					8			8			8			8

Total		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	182		$	182				$	181		$	180		$	178		$	176

All amounts presented in Canadian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Australia

(dollar amounts in millions)


Primary Insurance	June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008			June 30, 2008
Insured loans in-force		1,451,862			1,439,276			1,426,277			1,426,729			1,422,851
Insured delinquent loans		6,487			6,420			5,675			5,121			5,026
Insured delinquency rate		0.45	%		0.45	%		0.40	%		0.36	%		0.35	%

Flow loans in-force		1,278,246			1,262,895			1,247,218			1,247,313			1,240,020
Flow delinquent loans		6,356			6,275			5,573			5,018			4,926
Flow delinquency rate		0.50	%		0.50	%		0.45	%		0.40	%		0.40	%

Bulk loans in-force		173,616			176,381			179,059			179,416			182,831
Bulk delinquent loans		131			145			102			103			100
Bulk delinquency rate		0.08	%		0.08	%		0.06	%		0.06	%		0.05	%

Loss Metrics	June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008			June 30, 2008
Beginning Reserves	$	154		$	138		$	141		$	164		$	157
Paid claims		(49	)		(23	)		(21	)		(31	)		(36	)
Increase in reserves		41			39			34			38			35
Impact of changes in foreign exchange rates		26			—			(16	)		(30	)		8

Ending Reserves	$	172		$	154		$	138		$	141		$	164


	June 30, 2009						March 31, 2009						June 30, 2008
State and Territory	% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate			% of Primary Risk In-force			Primary Delinquency Rate
New South Wales		32	%		0.68	%		32	%		0.76	%		33	%	0.67	%
Victoria		23			0.35	%		23			0.33	%		22		0.32	%
Queensland		22			0.29	%		22			0.26	%		21		0.17	%
Western Australia		10			0.27	%		10			0.24	%		10		0.13	%
South Australia		5			0.25	%		5			0.25	%		5		0.20	%
New Zealand		3			1.44	%		3			1.24	%		4		0.30	%
Australian Capital Territory		2			0.10	%		2			0.10	%		2		0.08	%
Tasmania		2			0.21	%		2			0.20	%		2		0.14	%
Northern Territory		1			0.13	%		1			0.11	%		1		0.08	%

Total		100	%		0.45	%		100	%		0.45	%		100	%	0.35	%

By Policy Year
2000 and Prior		9	%		0.02	%		9	%		0.02	%		10	%	0.04	%
2001		3			0.06	%		3			0.06	%		4		0.06	%
2002		6			0.11	%		6			0.11	%		6		0.11	%
2003		7			0.27	%		7			0.28	%		8		0.27	%
2004		8			0.52	%		9			0.56	%		10		0.58	%
2005		12			0.74	%		12			0.75	%		15		0.72	%
2006		16			0.87	%		17			0.88	%		19		0.66	%
2007		17			0.86	%		18			0.76	%		20		0.32	%
2008		15			0.38	%		15			0.28	%		8		0.03	%
2009		7			—	%		4			—	%		—		—	%

Total		100	%		0.45	%		100	%		0.45	%		100	%	0.35	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance—Australia

(Australian dollar amounts in millions)


	2009								2008
	Q2			Q1			Total		Q4			Q3			Q2			Q1			Total
Paid Claims
Flow	$	62		$	33		$	95	$	31		$	32		$	38		$	42		$	143
Bulk		—			1			1		1			1			—			1			3

Total Paid Claims	$	62		$	34		$	96	$	32		$	33		$	38		$	43		$	146

Average Paid Claim (in thousands)	$	64.7		$	58.6				$	63.0		$	63.8		$	76.4		$	79.3

Average Reserve Per Delinquency (in thousands)	$	32.9		$	34.5				$	34.8		$	34.8		$	34.1		$	37.7

Loss Metrics
Beginning Reserves	$	221		$	197				$	179		$	171		$	172		$	177
Paid claims		(62	)		(34	)				(32	)		(33	)		(38	)		(43	)
Increase in reserves		54			58					50			41			37			38

Ending Reserves	$	213		$	221				$	197		$	179		$	171		$	172

Loan Amount
Over $550K		10	%		10	%				10	%		10	%		10	%		9	%
$400K to $550K		13			13					12			12			12			12
$250K to $400K		34			33					33			33			32			32
$100K to $250K		35			36					37			37			37			38
$100K or Less		8			8					8			8			9			9

Total		100	%		100	%				100	%		100	%		100	%		100	%

Average Primary Loan Size (in thousands)	$	186		$	186				$	186		$	184		$	183		$	183

All amounts presented in Australian dollars.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	June 30, 2009						March 31, 2009
Risk In-force by Loan-To-Value Ratio⁽¹⁾	Primary		Flow		Bulk		Primary		Flow		Bulk
Canada
95.01% and above	$	21,553	$	21,553	$	—	$	19,487	$	19,487	$	—
90.01% to 95.00%		17,234		17,231		2		15,699		15,696		2
80.01% to 90.00%		11,535		10,667		868		10,502		9,732		770
80.00% and below		14,998		1,999		13,000		13,700		1,819		11,881

Total Canada	$	65,320	$	51,451	$	13,870	$	59,387	$	46,733	$	12,654

Australia
95.01% and above	$	11,686	$	11,685	$	1	$	9,002	$	9,002	$	1
90.01% to 95.00%		13,491		13,480		12		11,258		11,248		10
80.01% to 90.00%		18,504		18,370		134		15,686		15,569		117
80.00% and below		32,786		24,121		8,665		29,089		21,511		7,578

Total Australia	$	76,467	$	67,655	$	8,811	$	65,036	$	57,330	$	7,706

Other International
95.01% and above	$	1,642	$	1,635	$	6	$	1,590	$	1,585	$	6
90.01% to 95.00%		2,413		2,319		93		2,282		2,198		85
80.01% to 90.00%		1,921		1,470		451		1,791		1,387		404
80.00% and below		243		191		52		207		161		46

Total Other International	$	6,219	$	5,616	$	603	$	5,871	$	5,331	$	540

Amounts may not total due to rounding.

⁽¹⁾	Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Income and Sales—Lifestyle Protection Insurance

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	284		$	282		$	566		$	303		$	342		$	375		$	362		$	1,382
Net investment income		47			32			79			37			49			51			46			183
Net investment gains (losses)		(1	)		(13	)		(14	)		(4	)		(27	)		(1	)		—			(32	)
Insurance and investment product fees and other		4			4			8			2			6			6			10			24

Total revenues		334			305			639			338			370			431			418			1,557

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		101			83			184			69			49			76			72			266
Acquisition and operating expenses, net of deferrals		160			153			313			191			200			216			200			807
Amortization of deferred acquisition costs and intangibles		49			58			107			53			72			80			87			292
Interest expense		24			7			31			5			18			8			6			37

Total benefits and expenses		334			301			635			318			339			380			365			1,402

INCOME BEFORE INCOME TAXES		—			4			4			20			31			51			53			155
Provision (benefit) for income taxes		(3	)		1			(2	)		2			8			3			15			28

NET INCOME		3			3			6			18			23			48			38			127

ADJUSTMENTS TO NET INCOME:
Net investment (gains) losses, net of taxes and other adjustments		1			8			9			3			17			1			—			21
Expenses related to reorganization, net of taxes		—			—			—			4			—			—			—			4

NET OPERATING INCOME⁽¹⁾	$	4		$	11		$	15		$	25		$	40		$	49		$	38		$	152


Effective tax rate (operating income)		-341.2	%		34.6	%		16.6	%		18.9	%		27.6	%		8.7	%		28.2	%		21.2	%

SALES:
Lifestyle Protection Insurance
Traditional indemnity premiums	$	272		$	267		$	539		$	306		$	333		$	390		$	334		$	1,363
Premium equivalents for administrative services only business		6			8			14			11			20			30			35			96
Reinsurance premiums assumed accounted for under the deposit method		178			132			310			148			260			301			270			979

Total Lifestyle Protection Insurance⁽²⁾		456			407			863			465			613			721			639			2,438
Mexico Operations		16			16			32			19			23			20			21			83

Total Sales	$	472		$	423		$	895		$	484		$	636		$	741		$	660		$	2,521


SALES BY REGION:
Lifestyle Protection Insurance
Established European Regions
Western region	$	51		$	50		$	101		$	61		$	88		$	120		$	130		$	399
Central region		107			97			204			138			153			182			153			626
Southern region		116			88			204			101			140			174			137			552
Nordic region		77			70			147			63			82			97			85			327
New Markets		36			36			72			33			71			63			56			223
Structured Deals⁽³⁾		69			66			135			69			79			85			78			311

Total Lifestyle Protection Insurance		456			407			863			465			613			721			639			2,438
Mexico Operations		16			16			32			19			23			20			21			83

Total Sales	$	472		$	423		$	895		$	484		$	636		$	741		$	660		$	2,521

⁽¹⁾	Net operating income adjusted for foreign exchange as compared to the prior year period for our lifestyle protection insurance business was $6 million and $19 million for the three and six months ended June 30, 2009, respectively.

⁽²⁾	Sales adjusted for foreign exchange as compared to the prior year period for our lifestyle protection insurance business was $538 million and $1,040 million for the three and six months ended June 30, 2009, respectively.

⁽³⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Loss and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	164		$	170		$	334		$	182		$	185		$	190		$	183		$	740
Net investment income		35			33			68			33			36			36			37			142
Net investment gains (losses)		—			(19	)		(19	)		(15	)		(45	)		1			1			(58	)
Insurance and investment product fees and other		(3	)		4			1			4			4			11			8			27

Total revenues		196			188			384			204			180			238			229			851

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		371			403			774			366			301			295			259			1,221
Acquisition and operating expenses, net of deferrals		33			32			65			32			33			36			37			138
Amortization of deferred acquisition costs and intangibles		5			5			10			14			46			11			9			80
Goodwill impairment		—			—			—			—			22			—			—			22

Total benefits and expenses		409			440			849			412			402			342			305			1,461

LOSS BEFORE INCOME TAXES		(213	)		(252	)		(465	)		(208	)		(222	)		(104	)		(76	)		(610	)
Benefit for income taxes		(79	)		(104	)		(183	)		(83	)		(73	)		(45	)		(41	)		(242	)

NET LOSS		(134	)		(148	)		(282	)		(125	)		(149	)		(59	)		(35	)		(368	)

ADJUSTMENT TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		—			13			13			11			28			—			(1	)		38

NET OPERATING LOSS	$	(134	)	$	(135	)	$	(269	)	$	(114	)	$	(121	)	$	(59	)	$	(36	)	$	(330	)


Effective tax rate (operating loss)		37.2	%		41.7	%		39.6	%		40.1	%		32.2	%		43.4	%		53.9	%		40.1	%

SALES:
New Insurance Written (NIW)
Flow	$	1,600		$	2,500		$	4,100		$	3,200		$	6,200		$	14,000		$	15,000		$	38,400
Bulk		1,700			1,100			2,800			200			100			400			100			800
Pool		100			100			200			100			200			200			100			600

Total U.S. Mortgage Insurance NIW	$	3,400		$	3,700		$	7,100		$	3,500		$	6,500		$	14,600		$	15,200		$	39,800

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Growth Metrics—U.S. Mortgage Insurance

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written	$	160		$	171		$	331		$	184		$	193		$	214		$	202		$	793
New Risk Written
Flow	$	323		$	510		$	833		$	713		$	1,475		$	3,465		$	3,768		$	9,421
Bulk⁽¹⁾		67			45		$	112			16			10			25			4			55

Total Primary		390			555			945			729			1,485			3,490			3,772			9,476
Pool		3			2			5			6			7			7			5			25

Total New Risk Written	$	393		$	557		$	950		$	735		$	1,492		$	3,497		$	3,777		$	9,501

Primary Insurance In-force	$	155,200		$	159,800					$	162,500		$	175,300		$	174,900		$	166,700
Risk In-force
Flow	$	32,803		$	34,085					$	34,950		$	35,169		$	34,667		$	32,398
Bulk ⁽¹⁾		775			721						872			1,344			1,371			1,355

Total Primary		33,578			34,806						35,822			36,513			36,038			33,753
Pool		349			355						363			374			381			383

Total Risk In-force	$	33,927		$	35,161					$	36,185		$	36,887		$	36,419		$	34,136


Other Metrics—U.S. Mortgage Insurance
GAAP Basis Expense Ratio⁽²⁾		23	%		22	%		22	%		25	%		55	%		25	%		25	%		33	%
Adjusted Expense Ratio⁽³⁾		24	%		22	%		23	%		25	%		53	%		22	%		23	%		30	%
Flow Persistency		81	%		83	%					89	%		88	%		85	%		83	%
Gross written premiums ceded to captives/total direct written premiums		22	%		22	%					21	%		21	%		20	%		20	%
Risk to Capital Ratio⁽⁴⁾		13.8:1			13.6:1						14.3:1			14.8:1			13.2:1			12.4:1

Average primary loan size (in thousands)	$	164		$	164					$	164		$	170		$	169		$	166
Primary risk in-force subject to captives		52	%		53	%					53	%		53	%		55	%		58	%
Primary risk in-force that is GSE conforming		96	%		96	%					96	%		95	%		95	%		95	%
Primary interest only risk in-force with initial reset > 5 years		95	%		95	%					95	%		95	%		95	%		94	%
Primary risk in-force with potential to reset in 2008⁽⁵⁾		N/A			N/A						N/A			1.1	%		1.3	%		1.4	%
Primary risk in-force with potential to reset in 2009⁽⁵⁾		1.2	%		1.2	%					1.2	%		1.3	%		1.4	%		1.6	%
Primary risk in-force with potential to reset in 2010⁽⁵⁾		1.3	%		1.4	%					1.4	%

The expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The amounts previously presented for new risk written and risk in-force for the first quarter of 2008 have been revised to exclude deductible amounts specific to our GSE Alt-A and portfolio deals where the counterparty is in a first loss position.

⁽²⁾	The ratio of an insurer’s general expenses to net premiums earned. In our business, general expenses consist of acquisition and operating expenses, net of deferrals, amortization of DAC and intangibles and goodwill impairment.

⁽³⁾

The ratio of an insurer’s general expenses to net written premiums. In our business, general expenses consist of acquisition and operating expenses, net of deferrals, amortization of DAC and intangibles and goodwill impairment and excludes reorganization expenses recorded in the fourth quarter of 2008.

⁽⁴⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of the beginning of the period indicated.

In December 2008, we received regulatory approval to change the calculation of our risk to capital ratio, thereby allowing us to calculate statutory risk as risk in-force less the risk ceded to our captive participants. This change is reflected in the risk to capital ratio beginning in the fourth quarter of 2008. Risk to capital ratios for prior periods were not recalculated.

In April 2009, we received regulatory approval to further change the calculation of our risk to capital ratio, thereby allowing us to also exclude the risk on loans that are currently in default. This change is reflected in the risk to capital ratio beginning in the first quarter of 2009. Risk to capital ratios for prior periods were not recalculated.

⁽⁵⁾	Represents < 5 year adjustable rate mortgages excluding option adjustable rate mortgages (ARMs).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Loss Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Paid Claims
Flow	$	187		$	197		$	384		$	171		$	131		$	89		$	79		$	470
Bulk		2			1			3			1			1			3			5			10

Total Primary		189			198			387			172			132			92			84			480
Pool		1			—			1			1			—			—			—			1

Total Net Paid Claims	$	190		$	198		$	388		$	173		$	132		$	92		$	84		$	481

Average Paid Claim (in thousands)	$	49.5		$	55.5					$	52.3		$	48.6		$	42.9		$	42.4

Number of Primary Delinquencies
Flow		87,590			79,349						72,166			57,985			46,700			38,316
Bulk loans with established reserve		10,294			7,561						4,450			6,038			4,475			3,768
Bulk loans with no reserve⁽¹⁾		4,916			6,054						6,761			7,535			6,630			4,442

Average Reserve Per Delinquency (in thousands)
Flow	$	22.9		$	23.1					$	21.5		$	20.5		$	19.1		$	15.8
Bulk loans with established reserve		12.7			11.3						10.8			19.8			18.2			14.9
Bulk loans with no reserve⁽¹⁾		—			—						—			—			—			—

Beginning Reserves	$	2,028		$	1,711		$	1,711		$	1,312		$	973		$	661		$	467		$	467
Paid claims		(213	)		(205	)		(418	)		(176	)		(133	)		(92	)		(84	)		(485	)
Increase in reserves		449			522			971			575			472			404			278			1,729

Ending Reserves	$	2,264		$	2,028		$	2,264		$	1,711		$	1,312		$	973		$	661		$	1,711

Beginning Reinsurance Recoverable⁽²⁾	$	619		$	506		$	506		$	301		$	131		$	22		$	3		$	3
Ceded paid claims		(23	)		(7	)		(30	)		(3	)		(1	)		—			—			(4	)
Increase in recoverable		77			120			197			208			171			109			19			507

Ending Reinsurance Recoverable	$	673		$	619		$	673		$	506		$	301		$	131		$	22		$	506

Loss Ratio⁽³⁾		225	%		237	%		231	%		200	%		163	%		155	%		142	%		165	%

Estimated Savings for Loss Mitigation Activities	$	188		$	145		$	333

The loss ratio included above is calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Reserves are not established on loans where we were in a secondary loss position due to an existing deductible and we believe currently have no risk for claim.

⁽²⁾	Reinsurance recoverable excludes ceded unearned premium recoveries and amounts for which cash proceeds have not yet been received.

⁽³⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned.

⁽⁴⁾

Loss mitigation activities include rescissions, borrower loan modifications, repayment plans, lender- and borrower-titled pre-sales and other loan workouts and claim mitigation actions. Estimated savings for rescissions represent the reduction in carried loss reserves, net of premium refunds and reinstatement of prior rescissions. Estimated savings for loan modifications and other cure related loss mitigation actions represent the reduction in carried loss reserve. For non-cure related actions, including pre-sales, the estimated savings represent the difference between the full claim obligation and the actual amount paid.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2009				2008
	Q2		Q1		Q4		Q3		Q2		Q1
Risk In-force by Credit Quality⁽¹⁾
Primary by FICO Scores >679	63	%	63	%	63	%	63	%	62	%	60	%
Primary by FICO Scores 620-679	29	%	29	%	29	%	29	%	30	%	31	%
Primary by FICO Scores 575-619	6	%	6	%	6	%	6	%	6	%	7	%
Primary by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%

Flow by FICO Scores >679	63	%	63	%	62	%	62	%	60	%	59	%
Flow by FICO Scores 620-679	29	%	29	%	30	%	30	%	31	%	32	%
Flow by FICO Scores 575-619	6	%	6	%	6	%	6	%	7	%	7	%
Flow by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%

Bulk by FICO Scores >679	85	%	84	%	83	%	84	%	84	%	84	%
Bulk by FICO Scores 620-679	13	%	14	%	15	%	14	%	14	%	14	%
Bulk by FICO Scores 575-619	1	%	1	%	1	%	1	%	1	%	1	%
Bulk by FICO Scores <575	1	%	1	%	1	%	1	%	1	%	1	%

Primary A minus	6	%	6	%	6	%	6	%	6	%	7	%
Sub-prime⁽²⁾	5	%	5	%	5	%	5	%	6	%	6	%

Primary Loans
Insured loans in-force	947,777		973,988		990,357		1,033,789		1,034,697		1,001,430
Insured delinquent loans	102,800		92,964		83,377		71,558		57,805		46,526
Insured delinquency rate	10.85	%	9.54	%	8.42	%	6.92	%	5.59	%	4.65	%

Flow loans in-force	796,633		826,663		846,645		854,465		849,292		812,061
Flow delinquent loans	87,590		79,349		72,166		57,985		46,700		38,316
Flow delinquency rate	11.00	%	9.60	%	8.52	%	6.79	%	5.50	%	4.72	%

Bulk loans in-force	151,144		147,325		143,712		179,324		185,405		189,369
Bulk delinquent loans	15,210		13,615		11,211		13,573		11,105		8,210
Bulk delinquency rate	10.06	%	9.24	%	7.80	%	7.57	%	5.99	%	4.34	%

A minus and sub-prime loans in-force	97,271		101,413		104,845		108,028		110,979		112,383
A minus and sub-prime delinquent loans	25,271		23,448		23,047		19,583		16,171		13,254
A minus and sub-prime delinquency rate	25.98	%	23.12	%	21.98	%	18.13	%	14.57	%	11.79	%

Pool Loans
Insured loans in-force	21,166		21,870		21,940		21,233		20,266		19,536
Pool delinquent loans	632		586		568		509		464		415
Pool delinquency rate	2.99	%	2.68	%	2.59	%	2.40	%	2.29	%	2.12	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category.

⁽²⁾	Excludes loans classified as A minus.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance


	June 30, 2009				March 31, 2009				June 30, 2008
	% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate
By Region
Southeast ⁽¹⁾	24	%	14.98	%	24	%	13.34	%	24	%	7.54	%
South Central⁽²⁾	17		9.27	%	17		8.07	%	17		4.52	%
Northeast⁽³⁾	13		8.78	%	13		7.61	%	13		4.52	%
North Central⁽⁴⁾	11		9.08	%	11		7.78	%	11		4.55	%
Pacific⁽⁵⁾	11		16.14	%	11		13.66	%	12		7.11	%
Great Lakes⁽⁶⁾	8		8.58	%	8		8.22	%	8		6.12	%
Plains⁽⁷⁾	6		6.16	%	6		5.27	%	6		3.13	%
Mid-Atlantic⁽⁸⁾	5		9.63	%	5		8.25	%	5		4.60	%
New England⁽⁹⁾	5		9.38	%	5		8.10	%	4		4.83	%

Total	100	%	10.85	%	100	%	9.54	%	100	%	5.59	%

By State
Florida	8	%	26.81	%	8	%	24.49	%	9	%	12.57	%
Texas	7	%	6.76	%	7	%	6.10	%	7	%	4.02	%
New York	6	%	7.03	%	6	%	6.04	%	6	%	3.42	%
California	5	%	19.08	%	5	%	16.70	%	6	%	9.28	%
Illinois	5	%	12.11	%	5	%	10.27	%	5	%	5.30	%
North Carolina	4	%	8.44	%	4	%	7.37	%	4	%	4.31	%
Georgia	4	%	13.06	%	4	%	11.33	%	4	%	6.72	%
Pennsylvania	4	%	8.41	%	4	%	7.29	%	4	%	5.05	%
New Jersey	4	%	13.31	%	4	%	11.63	%	4	%	5.95	%
Ohio	3	%	6.94	%	3	%	7.06	%	3	%	5.49	%

⁽¹⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽²⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽³⁾	New Jersey, New York and Pennsylvania

⁽⁴⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁵⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁶⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁷⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁸⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

⁽⁹⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


Primary Risk In-force:	June 30, 2009		% of Total		March 31, 2009		% of Total		June 30, 2008		% of Total
Lender concentration (by original applicant)	$	33,578			$	34,806			$	36,038
Top 10 lenders		16,495				17,183				17,232
Top 20 lenders		19,736				20,552				20,974

Loan-to-value ratio
95.01% and above	$	8,456	25	%	$	8,794	25	%	$	9,417	26	%
90.01% to 95.00%		11,457	34			11,924	34			12,097	34
80.01% to 90.00%		12,974	39			13,419	39			13,494	37
80.00% and below		691	2			669	2			1,030	3

Total	$	33,578	100	%	$	34,806	100	%	$	36,038	100	%

Loan grade
Prime	$	29,914	89	%	$	30,970	89	%	$	31,816	88	%
A minus and sub-prime		3,664	11			3,836	11			4,222	12

Total	$	33,578	100	%	$	34,806	100	%	$	36,038	100	%

Loan type⁽¹⁾
First mortgages
Fixed rate mortgage
Flow	$	31,918	95	%	$	33,130	95	%	$	33,552	93	%
Bulk		685	2			629	2			752	2
Adjustable rate mortgage
Flow		885	3			955	3			1,115	3
Bulk		90	—			92	—			619	2
Second mortgages		—	—			—	—			—	—

Total	$	33,578	100	%	$	34,806	100	%	$	36,038	100	%

Type of documentation
Alt-A
Flow	$	1,211	4	%	$	1,290	4	%	$	1,467	4	%
Bulk		275	1			279	1			337	1
Standard⁽²⁾
Flow		31,592	94			32,795	94			33,200	92
Bulk		500	1			442	1			1,034	3

Total	$	33,578	100	%	$	34,806	100	%	$	36,038	100	%

Mortgage term
15 years and under	$	376	1	%	$	372	1	%	$	430	1	%
More than 15 years		33,202	99			34,434	99			35,608	99

Total	$	33,578	100	%	$	34,806	100	%	$	36,038	100	%

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with our standard portfolio.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


	As of June 30, 2009
Policy Year	Average Rate		Primary Insurance In-force			% of Total		Primary Risk In-force		% of Total
1998 and Prior	7.99	%	$	1,781		1.1	%	$	462	1.4	%
1999	7.32	%		666		0.4			171	0.5
2000	8.23	%		413		0.3			104	0.3
2001	7.44	%		1,583		1.0			398	1.2
2002	6.61	%		3,867		2.5			919	2.7
2003	5.63	%		16,045		10.3			2,535	7.6
2004	5.87	%		8,811		5.7			1,929	5.8
2005	5.98	%		13,586		8.8			3,401	10.1
2006	6.56	%		21,564		13.9			4,540	13.5
2007	6.66	%		45,446		29.3			9,717	28.9
2008	6.22	%		34,730		22.4			8,483	25.3
2009	5.07	%		6,741		4.3			919	2.7

Total	6.32	%	$	155,233		100.0	%	$	33,578	100.0	%


Occupancy and Property Type	As of June 30, 2009		As of March 31, 2009
Occupancy Status % of Primary Risk In-force
Primary residence	92.9	%		92.9	%
Second home	4.2			4.2
Non-owner occupied	2.9			2.9

Total	100.0	%		100.0	%

Property Type % of Primary Risk In-force
Single family detached	85.5	%		85.6	%
Condominium and co-operative	11.2			11.1
Multi-family and other	3.3			3.3

Total	100.0	%		100.0	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in billions)


	FICO > 679						FICO 620 - 679⁽¹⁾						FICO < 620						Total
	2009						2009						2009						2009
Primary Risk In-force	Q2			Q1			Q2			Q1			Q2			Q1			Q2			Q1
Total Primary Risk In-force	$	21.3		$	22.0		$	9.7		$	10.1		$	2.6		$	2.7		$	33.6		$	34.8
Delinquency rate⁽²⁾		7.0	%		6.0	%		16.0	%		14.0	%		26.5	%		23.6	%		10.8	%		9.5	%
2009 policy year	$	0.8		$	0.5		$	0.1		$	—		$	—		$	—		$	0.9		$	0.5
Delinquency rate		—	%		—	%		0.5	%		—	%		1.8	%		—	%		0.1	%		—	%
2008 policy year	$	6.5		$	6.8		$	1.7		$	1.7		$	0.3		$	0.3		$	8.5		$	8.8
Delinquency rate		2.9	%		2.2	%		8.8	%		7.1	%		21.0	%		18.2	%		4.7	%		3.7	%
2007 policy year	$	5.5		$	5.8		$	3.2		$	3.3		$	1.0		$	1.1		$	9.7		$	10.2
Delinquency rate		12.0	%		10.0	%		19.8	%		17.1	%		32.1	%		28.4	%		16.6	%		14.2	%
2006 policy year	$	2.6		$	2.7		$	1.5		$	1.6		$	0.5		$	0.5		$	4.6		$	4.8
Delinquency rate		13.8	%		12.0	%		21.1	%		18.8	%		27.7	%		25.2	%		17.3	%		15.3	%
2005 policy year	$	2.0		$	2.1		$	1.1		$	1.2		$	0.3		$	0.3		$	3.4		$	3.6
Delinquency rate		8.6	%		7.4	%		16.6	%		14.8	%		22.9	%		20.3	%		12.3	%		10.8	%
2004 and prior policy years	$	3.9		$	4.1		$	2.1		$	2.3		$	0.5		$	0.5		$	6.5		$	6.9
Delinquency rate		3.9	%		3.4	%		12.9	%		11.5	%		20.7	%		18.9	%		7.6	%		6.7	%

Fixed rate mortgage	$	20.7		$	21.4		$	9.4		$	9.8		$	2.5		$	2.6		$	32.6		$	33.8
Delinquency rate		6.5	%		5.6	%		15.6	%		13.6	%		26.3	%		23.4	%		10.4	%		9.1	%
Adjustable rate mortgage	$	0.6		$	0.6		$	0.3		$	0.3		$	0.1		$	0.1		$	1.0		$	1.0
Delinquency rate		26.3	%		24.2	%		28.3	%		27.5	%		35.0	%		35.2	%		27.5	%		26.1	%

LTV > 95%	$	4.3		$	4.4		$	3.2		$	3.3		$	1.0		$	1.1		$	8.5		$	8.8
Delinquency rate		6.9	%		5.7	%		18.1	%		15.6	%		31.4	%		27.8	%		14.3	%		12.3	%
Alt-A⁽³⁾	$	1.0		$	1.1		$	0.4		$	0.4		$	0.1		$	0.1		$	1.5		$	1.6
Delinquency rate		24.7	%		21.9	%		34.8	%		32.1	%		31.6	%		31.7	%		27.0	%		24.3	%
Interest only and option ARMs	$	2.2		$	2.3		$	0.8		$	0.9		$	0.1		$	0.1		$	3.1		$	3.3
Delinquency rate		26.6	%		23.4	%		36.5	%		33.1	%		42.3	%		40.1	%		29.3	%		26.1	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620 - 679 category.

⁽²⁾	Delinquency rate represents the number of lender reported delinquencies divided by the number of remaining policies consistent with mortgage insurance practices.

⁽³⁾	Alt-A consists of loans with reduced documentation or verification of income or assets and a higher historical and expected delinquency rate than standard documentation loans.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Other Metrics—U.S. Mortgage Insurance Bulk Risk In-force

(dollar amounts in millions)


	June 30, 2009			March 31, 2009			June 30, 2008
GSE Alt-A
Risk in-force	$	331		$	336		$	340
Average FICO score		720			720			718
Loan-to-value ratio		79	%		79	%		79	%
Standard documentation⁽¹⁾		23	%		23	%		22	%
Stop loss		100	%		100	%		100	%
Deductible		81	%		81	%		81	%

Portfolio⁽²⁾
Risk in-force	$	—		$	—		$	524
Average FICO score		—			—			723
Loan-to-value ratio		—	%		—	%		76	%
Standard documentation⁽¹⁾		—	%		—	%		97	%
Stop loss		—	%		—	%		100	%
Deductible		—	%		—	%		22	%

FHLB
Risk in-force	$	359		$	297		$	408
Average FICO score		754			750			744
Loan-to-value ratio		75	%		75	%		69	%
Standard documentation⁽¹⁾		96	%		95	%		86	%
Stop loss		87	%		83	%		91	%
Deductible		100	%		100	%		100	%

Other
Risk in-force	$	85		$	88		$	99
Average FICO score		691			691			717
Loan-to-value ratio		92	%		92	%		93	%
Standard documentation⁽¹⁾		96	%		96	%		96	%
Stop loss		10	%		9	%		11	%
Deductible		—	%		—	%		—	%
Total Bulk Risk In-force	$	775		$	721		$	1,371

⁽¹⁾	Standard documentation includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with our standard portfolio.

⁽²⁾	Coverage underlying the Portfolio deals was no longer in-force as of December 31, 2008.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Aggregate Book Year Analysis Provided to Illustrate Directional Progression Toward Captive Attachment⁽¹⁾


				June 30, 2009						March 31, 2009
Book Year⁽²⁾	Original Book RIF ($B)		Progression to Attachment Point	Current RIF ($B)		Ever-to-Date Incurred Losses ($MM)		Captive Benefit ($MM)		Current RIF ($B)		Ever-to-Date Incurred Losses ($MM)		Captive Benefit ($MM)
2004			0-50%	$	0.6	$	36			$	0.8	$	37
2004			50-75%		0.4		28				0.2		19
2004			75-99%		—		3				0.1		5
2004			Attached		0.1		7				—		5

2004 Total	$	3.5		$	1.1	$	74	$	1	$	1.1	$	66	$	—

2005			0-50%	$	—	$	1			$	0.1	$	1
2005			50-75%		0.1		5				0.1		3
2005			75-99%		—		—				0.2		16
2005			Attached		2.1		300				1.9		248

2005 Total	$	4.4		$	2.2	$	306		27	$	2.3	$	268		28

2006			0-50%	$	0.1	$	1			$	0.1	$	1
2006			50-75%		—		—				—		1
2006			75-99%		—		2				0.1		4
2006			Attached		2.6		495				2.6		440

2006 Total	$	4.1		$	2.7	$	498		16	$	2.8	$	446		23

2007			0-50%	$	—	$	1			$	0.1	$	2
2007			50-75%		0.1		2				0.1		6
2007			75-99%		0.1		6				—		3
2007			Attached		5.4		791				5.6		700

2007 Total	$	6.7		$	5.6	$	800		32	$	5.8	$	711		65

2008			0-50%	$	1.3	$	14			$	1.5	$	12
2008			50-75%		1.1		33				1.0		26
2008			75-99%		0.1		3				0.1		3
2008			Attached		0.4		18				0.4		18

2008 Total	$	3.2		$	2.9	$	68		—	$	3.0	$	59		3



Captive Benefit In Quarter ($MM)								$	76					$	119

⁽¹⁾

Data presented in aggregate for all trusts. Actual trust attachment and exit points will vary by individual lender contract. For purposes of this illustration, ever-to-date incurred losses equal current reserves plus ever-to-date paid claims. The information presented excludes quota share captive reinsurance data. Progress toward captive attachment is determined at a lender level for each book year by dividing ever-to-date incurred losses by original RIF for that book year.

⁽²⁾	Book year figures may include loans from additional periods pursuant to reinsurance agreement terms and conditions.

Corporate and Other

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Operating Loss—Corporate and Other⁽¹⁾

(amounts in millions)


	2009⁽²⁾									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1		$	1		$	2		$	5		$	5		$	6		$	5		$	21
Net investment income		2			(1	)		1			(1	)		6			14			20			39
Net investment gains (losses)		(26	)		(18	)		(44	)		(4	)		(32	)		(33	)		(10	)		(79	)
Insurance and investment product fees and other		8			2			10			37			(2	)		2			2			39

Total revenues		(15	)		(16	)		(31	)		37			(23	)		(11	)		17			20

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			(1	)		(1	)		—			1			1			—			2
Acquisition and operating expenses, net of deferrals		14			9			23			41			(6	)		13			6			54
Amortization of deferred acquisition costs and intangibles		2			3			5			4			3			1			2			10
Interest expense		66			62			128			69			68			63			58			258

Total benefits and expenses		82			73			155			114			66			78			66			324

LOSS BEFORE INCOME TAXES		(97	)		(89	)		(186	)		(77	)		(89	)		(89	)		(49	)		(304	)
Benefit from income taxes		(10	)		(62	)		(72	)		(42	)		(63	)		(7	)		—			(112	)

NET LOSS		(87	)		(27	)		(114	)		(35	)		(26	)		(82	)		(49	)		(192	)

ADJUSTMENTS TO NET LOSS:
Net investment (gains) losses, net of taxes and other adjustments		16			12			28			3			23			20			7			53
Expenses related to reorganization, net of taxes		—			—			—			4			—			—			—			4

NET OPERATING LOSS	$	(71	)	$	(15	)	$	(86	)	$	(28	)	$	(3	)	$	(62	)	$	(42	)	$	(135	)


Effective tax rate (operating loss)		1.9	%		79.1	%		40.0	%		58.1	%		91.5	%		7.5	%		—	%		37.7	%

⁽¹⁾	Includes inter-segment eliminations.

⁽²⁾

Additional Financial Data

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Investments Summary

(amounts in millions)


			June 30, 2009				March 31, 2009				December 31, 2008				September 30, 2008				June 30, 2008
			Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade:
Public fixed maturity securities			$	23,107	35	%	$	20,951	32	%	$	22,189	33	%	$	23,591	34	%	$	25,724	35	%
Private fixed maturity securities				8,235	12			7,706	12			7,782	11			9,406	14			9,791	13
Mortgage-backed securities (MBS):	Residential mortgage-backed securities⁽¹⁾			1,894	3			1,839	3			2,159	3			2,627	4			2,554	3
	Commercial mortgage-backed securities			3,279	5			3,243	4			3,383	5			4,177	6			4,245	6
	Small balance commercial mortgage-backed securities			259	—			362	1			330	1			453	1			513	1
Asset-backed securities (ABS):	Residential mortgage-backed securities⁽¹⁾			285	1			389	1			582	1			758	1			952	1
	Other non-residential collateral			1,869	3			1,818	3			2,017	3			2,554	4			2,880	4
	Small balance asset-backed securities			40	—			67	—			63	—			83	—			89	—
Tax exempt				2,388	4			2,463	4			2,370	4			2,415	3			2,315	3
Non-investment grade fixed maturity securities				2,966	5			2,481	4			1,996	3			2,660	4			2,824	4
Equity securities:
Common stocks and mutual funds				113	—			107	—			100	—			107	—			71	—
Preferred stocks				139	1			114	—			134	—			202	—			338	1
Commercial mortgage loans				7,872	12			8,023	12			8,262	12			8,447	12			8,573	12
Policy loans				2,087	3			1,842	3			1,834	3			1,822	3			1,806	2
Cash, cash equivalents and short-term investments				6,845	10			8,163	13			8,447	12			5,367	8			5,983	8
Securities lending				958	2			1,069	2			1,469	2			1,674	2			1,836	3
Other invested assets:	Limited partnerships⁽²⁾			610	1			658	1			715	1			716	1			701	1
	Derivatives:
	LTC forward starting swap—cash flow			188	1			354	1			501	1			799	1			747	1
	Other cash flow			76	—			68	—			120	—			41	—			38	—
	Fair value			170	—			231	—			277	—			99	—			101	—
	Equity index options—non-qualified			110	—			154	—			152	—			256	1			217	—
	LTC swaptions—non-qualified			161	—			527	1			780	1			—	—			—	—
	Other non-qualified			485	1			427	1			385	1			43	—			25	—
	Trading portfolio			163	—			156	—			169	—			222	—			237	1
	Counterparty collateral			833	1			1,248	2			1,605	3			693	1			478	1
	Other			80	—			89	—			119	—			105	—			112	—

Total invested assets and cash			$	65,212	100	%	$	64,549	100	%	$	67,940	100	%	$	69,317	100	%	$	73,150	100	%

Public Fixed Maturity Securities—Credit Quality:
NAIC Designation		Rating Agency Equivalent Designation
1		Aaa	$	9,188	28	%	$	8,934	29	%	$	9,651	30	%	$	10,649	30	%	$	11,245	30	%
1		Aa		5,105	15			4,417	15			4,542	14			5,223	15			7,133	19
1		A		10,261	31			9,618	31			10,653	33			10,528	30			11,044	29
2		Baa		6,798	20			6,218	20			6,111	19			7,332	20			6,588	17
3		Ba		1,278	4			971	3			844	3			1,096	4			1,299	4
4		B		447	1			399	1			381	1			556	1			524	1
5		Caa and lower		205	1			187	1			101	—			93	—			97	—
6		In or near default		2	—			3	—			1	—			1	—			10	—
Not rated		Not rated		—	—			17	—			13	—			13	—			24	—

		Total public fixed maturity securities	$	33,284	100	%	$	30,764	100	%	$	32,297	100	%	$	35,491	100	%	$	37,964	100	%

Private Fixed Maturity Securities—Credit Quality:
NAIC Designation		Rating Agency Equivalent Designation
1		Aaa	$	1,334	12	%	$	1,389	13	%	$	1,458	14	%	$	1,985	15	%	$	2,296	16	%
1		Aa		986	9			959	9			1,065	10			1,296	10			1,944	14
1		A		3,244	30			3,233	31			3,268	31			4,180	31			3,851	28
2		Baa		4,440	40			4,070	38			4,127	39			4,871	37			4,962	36
3		Ba		801	7			775	8			596	6			827	6			710	5
4		B		128	1			102	1			54	—			48	1			126	1
5		Caa and lower		53	1			14	—			4	—			3	—			27	—
6		In or near default		52	—			13	—			1	—			1	—			5	—
Not rated		Not rated		—	—			—	—			1	—			22	—			2	—

		Total private fixed maturity securities	$	11,038	100	%	$	10,555	100	%	$	10,574	100	%	$	13,233	100	%	$	13,923	100	%


⁽¹⁾ We do not have any material exposure to residential mortgage-backed securities CDOs.
⁽²⁾ Limited partnerships by type:
Distressed bond and equity fund			$	90			$	109			$	132			$	153			$	156
Real estate				236				258				294				283				286
Infrastructure				147				152				149				139				126
Private equity				77				78				75				76				76
Mezzanine				37				37				41				40				31
Strategic equity				7				8				8				9				10
Strategic funds				7				7				7				7				7
Oil and gas				9				9				9				9				9

			$	610			$	658			$	715			$	716			$	701

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Fixed Maturity Securities Summary

(amounts in millions)


	June 30, 2009				March 31, 2009				December 31, 2008				September 30, 2008				June 30, 2008
	Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total
Fixed Maturity Securities—Security Sector:
U.S. government, agencies and government sponsored entities	$	1,249	3	%	$	994	2	%	$	905	2	%	$	679	1	%	$	531	1	%
Tax exempt		2,406	5			2,464	6			2,371	6			2,417	5			2,372	5
Foreign government		1,854	4			1,672	4			1,760	4			2,226	5			2,796	5
U.S. corporate		19,691	44			18,142	44			19,074	45			20,738	43			22,228	43
Foreign corporate		10,874	25			9,814	24			9,976	23			11,681	24			12,411	24
Mortgage-backed securities (MBS): Residential mortgage-backed securities		2,162	5			2,063	5			2,253	5			2,695	5			2,613	5
Commercial mortgage-backed securities		3,373	8			3,323	8			3,428	8			4,243	9			4,352	8
Small balance commercial mortgage-backed securities		259	1			362	1			330	1			453	1			513	1
Asset-backed securities (ABS): Residential mortgage-backed securities		482	1			556	1			684	1			914	2			1,099	3
Other non-residential collateral		1,930	4			1,857	5			2,027	5			2,595	5			2,883	5
Small balance asset-backed securities		42	—			72	—			63	—			83	—			89	—

Total fixed maturity securities⁽¹⁾	$	44,322	100	%	$	41,319	100	%	$	42,871	100	%	$	48,724	100	%	$	51,887	100	%

Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance	$	8,496	30	%	$	7,676	29	%	$	8,773	32	%	$	10,422	34	%	$	12,062	38	%
Utilities and energy		6,360	22			5,831	22			5,741	21			5,893	19			6,021	18
Consumer—non-cyclical		3,422	12			3,334	13			3,243	12			3,294	11			3,385	10
Consumer—cyclical		1,461	5			1,496	6			1,317	5			1,531	5			1,584	5
Capital goods		1,655	6			1,621	6			1,837	6			1,958	7			2,022	6
Industrial		1,244	4			1,160	4			1,277	4			1,516	5			1,485	5
Technology and communications		1,592	6			1,501	6			1,584	6			1,601	5			1,717	5
Transportation		1,201	4			1,109	4			1,111	4			1,246	4			1,313	4
Other		3,070	11			2,507	10			2,686	10			3,037	10			3,060	9

Subtotal	$	28,501	100	%	$	26,235	100	%	$	27,569	100	%	$	30,498	100	%	$	32,649	100	%

Non-Investment Grade:
Finance and insurance	$	501	24		$	334	19	%	$	183	12	%	$	236	12	%	$	104	5	%
Utilities and energy		222	11			202	12			159	11			204	11			198	10
Consumer—non-cyclical		255	12			275	16			232	16			321	17			413	21
Consumer—cyclical		151	7			112	7			179	12			206	11			229	11
Capital goods		363	18			321	19			198	13			193	10			212	11
Industrial		290	14			238	14			272	18			392	20			395	20
Technology and communications		180	9			163	9			186	13			274	14			349	17
Transportation		62	3			59	3			57	4			77	4			58	3
Other		40	2			17	1			15	1			18	1			32	2

Subtotal	$	2,064	100	%	$	1,721	100	%	$	1,481	100	%	$	1,921	100	%	$	1,990	100	%

Total	$	30,565	100	%	$	27,956	100	%	$	29,050	100	%	$	32,419	100	%	$	34,639	100	%

Fixed Maturity Securities—Contractual Maturity Dates:
Due in one year or less	$	1,764	4	%	$	1,677	4	%	$	1,715	4	%	$	2,162	4	%	$	2,213	4	%
Due after one year through five years		11,429	26			10,048	24			10,091	24			11,529	24			12,279	24
Due after five years through ten years		7,334	17			7,081	17			7,241	17			8,198	17			8,854	17
Due after ten years		15,547	35			14,280	35			15,039	35			15,852	32			16,992	33

Subtotal		36,074	82			33,086	80			34,086	80			37,741	77			40,338	78
Mortgage and asset-backed		8,248	18			8,233	20			8,785	20			10,983	23			11,549	22

Total fixed maturity securities	$	44,322	100	%	$	41,319	100	%	$	42,871	100	%	$	48,724	100	%	$	51,887	100	%


⁽¹⁾ The following table sets forth the fair value of our fixed maturity securities by pricing source as of the date indicated:

	June 30, 2009
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	36,655	83	%
Priced via broker indicative market prices		1,078	2
Priced via internally developed models		6,589	15

Total fixed maturity securities	$	44,322	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans

(amounts in millions)

Fair Value by Vintage as of June 30, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	70	$	63	$	103	$	29	$	265	$	31	$	13	$	2	$	—	$	46
AA		21		27		6		3		57		25		21		—		17		63
A		36		38		2		—		76		26		56		8		—		90
BBB		2		3		—		—		5		24		4		6		—		34
BB		—		—		—		—		—		12		15		32		—		59
B		—		—		—		—		—		4		5		30		—		39
CCC and lower		—		—		—		—		—		7		17		33		15		72

Total	$	129	$	131	$	111	$	32	$	403	$	129	$	131	$	111	$	32	$	403

Our sub-prime securities are principally backed by first lien mortgages. We do not have a significant exposure to second liens or option adjustable rate mortgages. We do not have any material exposure to mezzanine CDOs. We do not have any exposure to net interest margin deals, highly leveraged transactions or CDO-squared investments.

Fair Value by Vintage as of March 31, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	73	$	70	$	127	$	35	$	305	$	33	$	33	$	20	$	—	$	86
AA		20		34		12		10		76		25		14		1		22		62
A		44		44		3		—		91		34		60		25		8		127
BBB		2		3		—		—		5		30		12		19		1		62
BB		—		—		—		—		—		4		6		12		2		24
B		—		—		—		—		—		5		7		24		5		41
CCC and lower		—		—		—		—		—		8		19		41		7		75

Total	$	139	$	151	$	142	$	45	$	477	$	139	$	151	$	142	$	45	$	477

Net Unrealized Losses by Vintage as of June 30, 2009:


	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽¹⁾			2004 and Prior			2005			2006			2007			Total⁽¹⁾
AAA	$	(57	)	$	(39	)	$	(129	)	$	(31	)	$	(256	)	$	(18	)	$	(4	)	$	—		$	—		$	(22	)
AA		(23	)		(83	)		(27	)		(32	)		(165	)		(19	)		(27	)		(1	)		(18	)		(65	)
A		(21	)		(80	)		(12	)		—			(113	)		(19	)		(78	)		(7	)		—			(104	)
BBB		(1	)		(5	)		—			—			(6	)		(20	)		(19	)		(9	)		—			(48	)
BB		—			—			—			—			—			(12	)		(18	)		(42	)		—			(72	)
B		—			—			—			—			—			(6	)		(12	)		(48	)		(2	)		(68	)
CCC and lower		—			—			—			—			—			(8	)		(49	)		(61	)		(43	)		(161	)

Total	$	(102	)	$	(207	)	$	(168	)	$	(63	)	$	(540	)	$	(102	)	$	(207	)	$	(168	)	$	(63	)	$	(540	)

⁽¹⁾	We do not have any 2009 or 2008 vintage mortgage-backed and asset-backed securities collateralized by sub-prime residential mortgage loans.

The following table sets forth the fair value of these sub-prime investments by pricing source as of the date indicated:


	June 30, 2009
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	353	87	%
Priced via broker indicative market prices		3	1
Priced via internally developed models		47	12

Total sub-prime investments	$	403	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans

(amounts in millions)

Fair Value by Vintage as of June 30, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	93	$	110	$	70	$	35	$	308	$	54	$	4	$	1	$	—	$	59
AA		8		31		5		2		46		2		44		5		—		51
A		7		9		1		—		17		18		23		1		6		48
BBB		2		1		2		—		5		28		3		2		—		33
BB		—		—		—		—		—		2		22		16		7		47
B		—		—		—		—		—		1		32		34		3		70
CCC and lower		—		—		—		—		—		5		23		19		21		68

Total	$	110	$	151	$	78	$	37	$	376	$	110	$	151	$	78	$	37	$	376

Fair Value by Vintage as of March 31, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽¹⁾		2004 and Prior		2005		2006		2007		Total⁽¹⁾
AAA	$	102	$	98	$	67	$	34	$	301	$	101	$	4	$	1	$	—	$	106
AA		13		41		10		1		65		2		45		5		—		52
A		15		27		—		—		42		10		26		—		7		43
BBB		3		2		1		—		6		18		4		1		—		23
BB		—		—		—		—		—		—		25		14		6		45
B		—		—		—		—		—		—		32		34		2		68
CCC and lower		—		—		—		—		—		2		32		23		20		77

Total	$	133	$	168	$	78	$	35	$	414	$	133	$	168	$	78	$	35	$	414

Net Unrealized Losses by Vintage as of June 30, 2009:


	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽¹⁾			2004 and Prior			2005			2006			2007			Total⁽¹⁾
AAA	$	(28	)	$	(81	)	$	(56	)	$	(53	)	$	(218	)	$	(13	)	$	(2	)	$	—		$	—		$	(15	)
AA		(22	)		(65	)		(3	)		1			(89	)		(1	)		(32	)		(3	)		—			(36	)
A		(40	)		(16	)		(3	)		—			(59	)		(4	)		(14	)		(3	)		(4	)		(25	)
BBB		(2	)		(2	)		(11	)		—			(15	)		(27	)		(10	)		(11	)		—			(48	)
BB		—			—			—			—			—			(12	)		(50	)		(5	)		(10	)		(77	)
B		—			—			—			—			—			(3	)		(36	)		(36	)		(2	)		(77	)
CCC and lower		—			—			—			—			—			(32	)		(20	)		(15	)		(36	)		(103	)

Total	$	(92	)	$	(164	)	$	(73	)	$	(52	)	$	(381	)	$	(92	)	$	(164	)	$	(73	)	$	(52	)	$	(381	)

⁽¹⁾	We do not have any 2009 or 2008 vintage mortgage-backed and asset-backed securities collateralized by Alt-A residential mortgage loans.

The following table sets forth the fair value of these Alt-A investments by pricing source as of the date indicated:


	June 30, 2009
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	327	87	%
Priced via broker indicative market prices		—	—
Priced via internally developed models		49	13

Total Alt-A investments	$	376	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Additional Information on Commercial Mortgage-backed Securities⁽¹⁾

(amounts in millions)

Fair Value by Vintage as of June 30, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽²⁾		2004 and Prior		2005		2006		2007		Total⁽²⁾
AAA	$	1,842	$	357	$	371	$	344	$	2,914	$	1,857	$	348	$	396	$	249	$	2,850
AA		62		27		138		54		281		55		56		96		94		301
A		75		52		52		51		230		68		20		63		53		204
BBB		42		13		42		11		108		63		22		43		55		183
BB		34		—		—		—		34		40		13		13		5		71
B		17		—		—		—		17		8		—		5		4		17
CCC and lower		25		10		13		—		48		6		—		—				6

Total	$	2,097	$	459	$	616	$	460	$	3,632	$	2,097	$	459	$	616	$	460	$	3,632

Fair Value by Vintage as of March 31, 2009:


	Original Rating										Current Rating
S&P Equivalent Rating	2004 and Prior		2005		2006		2007		Total⁽²⁾		2004 and Prior		2005		2006		2007		Total⁽²⁾
AAA	$	1,820	$	351	$	397	$	335	$	2,903	$	1,834	$	343	$	421	$	279	$	2,877
AA		61		23		166		71		321		48		67		137		78		330
A		71		54		76		55		256		65		24		89		56		234
BBB		41		13		39		14		107		70		11		29		54		164
BB		32		—		—		—		32		37		6		12		4		59
B		17		—		—		—		17		9		—		4		4		17
CCC and lower		25		10		14		—		49		4		—		—		—		4

Total	$	2,067	$	451	$	692	$	475	$	3,685	$	2,067	$	451	$	692	$	475	$	3,685

Net Unrealized Losses by Vintage as of June 30, 2009:


	Original Rating															Current Rating
S&P Equivalent Rating	2004 and Prior			2005			2006			2007			Total⁽²⁾			2004 and Prior			2005			2006			2007			Total⁽²⁾
AAA	$	(124	)	$	(72	)	$	(170	)	$	(197	)	$	(563	)	$	(117	)	$	(59	)	$	(181	)	$	(106	)	$	(463	)
AA		(52	)		(48	)		(175	)		(106	)		(381	)		(42	)		(45	)		(135	)		(126	)		(348	)
A		(49	)		(59	)		(107	)		(116	)		(331	)		(50	)		(38	)		(95	)		(95	)		(278	)
BBB		(32	)		(25	)		(48	)		(39	)		(144	)		(54	)		(45	)		(55	)		(90	)		(244	)
BB		(38	)		—			—			—			(38	)		(37	)		(18	)		(38	)		(23	)		(116	)
B		(4	)		—			—			—			(4	)		(4	)		—			(8	)		(18	)		(30	)
CCC and lower		(5	)		(1	)		(12	)		—			(18	)		—			—			—			—			—

Total	$	(304	)	$	(205	)	$	(512	)	$	(458	)	$	(1,479	)	$	(304	)	$	(205	)	$	(512	)	$	(458	)	$	(1,479	)

⁽¹⁾	Includes small balance commercial mortgage-backed securities.

⁽²⁾	We do not have any 2009 or 2008 vintage commercial mortgage-backed securities.

As of June 30, 2009, 42% of our commercial mortgage-backed securities related to loans with fixed interest rates and 58% related to loans with floating interest rates. The average original loan-to-value ratio for commercial mortgage-backed securities included in our fixed maturity securities portfolio was 63%. The following table sets forth the fair value of these investments by pricing source as of the date indicated:


	June 30, 2009
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	3,237	89	%
Priced via indicative market prices		135	4
Priced via internally developed models		260	7

Total commercial mortgage-backed securities	$	3,632	100	%

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Commercial Mortgage Loans Summary

(amounts in millions)


	June 30, 2009					March 31, 2009					December 31, 2008					September 30, 2008					June 30, 2008
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
*Geographic Region*
Pacific	$	2,065		26	%	$	2,093		26	%	$	2,137		26	%	$	2,192		26	%	$	2,247		27	%
South Atlantic		1,864		24			1,901		24			1,958		24			1,984		23			1,990		23
Middle Atlantic		1,040		13			1,049		13			1,083		13			1,090		13			1,109		13
East North Central		766		10			779		10			791		10			810		10			826		10
Mountain		684		9			697		9			746		9			775		9			783		9
West South Central		343		4			348		4			357		4			378		5			386		4
West North Central		400		5			411		5			434		5			437		5			451		5
East South Central		241		3			247		3			252		3			261		3			267		3
New England		495		6			520		6			520		6			533		6			526		6

Subtotal		7,898		100	%		8,045		100	%		8,278		100	%		8,460		100	%		8,585		100	%

Allowance for losses		(33	)				(29	)				(23	)				(21	)				(20	)
Unamortized fees and costs		7					7					7					8					8

Total	$	7,872				$	8,023				$	8,262				$	8,447				$	8,573

*Property Type*
Office	$	2,097		26	%	$	2,125		26	%	$	2,182		26	%	$	2,233		26	%	$	2,271		26	%
Industrial		2,047		26			2,099		26			2,143		26			2,178		26			2,220		26
Retail		2,286		29			2,320		29			2,393		29			2,420		29			2,446		28
Apartments		855		11			881		11			902		11			1,629		19			988		12
Mixed use/other		613		8			620		8			658		8			—		—			660		8

Subtotal		7,898		100	%		8,045		100	%		8,278		100	%		8,460		100	%		8,585		100	%

Allowance for losses		(33	)				(29	)				(23	)				(21	)				(20	)
Unamortized fees and costs		7					7					7					8					8

Total	$	7,872				$	8,023				$	8,262				$	8,447				$	8,573

	Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total
*Loan Size*
Under $5 million	$	3,265		41	%	$	3,314		41	%	$	3,399		41	%	$	3,463		41	%	$	3,511		42	%
$5 million but less than $10 million		1,783		23			1,853		23			1,946		24			1,966		23			2,011		23
$10 million but less than $20 million		1,460		19			1,481		19			1,513		18			1,616		19			1,645		19
$20 million but less than $30 million		335		4			337		4			358		4			360		4			362		4
$30 million and over		1,047		13			1,049		13			1,050		13			1,054		13			1,055		12

Subtotal		7,890		100	%		8,034		100	%		8,266		100	%		8,459		100	%		8,584		100	%

Net premium/discount		8					11					12					1					1

Total	$	7,898				$	8,045				$	8,278				$	8,460				$	8,585



	June 30, 2009					March 31, 2009					December 31, 2008					Septemer 30, 2008					June 30, 2008
*Allowance for Losses on Commercial Mortgage Loans*
Beginning balance	$	29				$	23				$	21				$	20				$	21
Provisions		4					6					2					1					—
Releases		—					—					—					—					(1	)

Ending balance	$	33				$	29				$	23				$	21				$	20

Commercial Mortgage Loan Information by Vintage

(loan amounts in millions)

As of June 30, 2009


Loan Year	Total Loan Balance		Delinquent Loan Balance		Number of Loans	Number of Delinquent Loans	Average Balance per Loan		Average Balance per Delinquent Loan		Average Loan-to-Value⁽¹⁾
2004 and prior	$	2,798	$	—	1,098	—	$	3	$	—	44	%
2005		1,653		—	325	—	$	5	$	—	55	%
2006		1,559		—	294	—	$	5	$	—	61	%
2007		1,560		—	205	—	$	8	$	—	69	%
2008		298		—	61	—	$	5	$	—	68	%
2009		22		—	235	—	$	—	$	—	51	%

Total	$	7,890	$	—	2,218	—	$	4	$	—	56	%

⁽¹⁾	Represents loan-to-value at origination.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturity securities—taxable	$	604		$	623		$	1,227		$	684		$	715		$	715		$	764		$	2,878
Fixed maturity securities—non-taxable		28			30			58			29			29			26			25			109
Commercial mortgage loans		109			114			223			121			123			136			143			523
Equity securities		3			3			6			4			5			10			10			29
Other invested assets		26			8			34			8			20			22			18			68
Limited partnerships⁽¹⁾		(33	)		(107	)		(140	)		(35	)		(31	)		(10	)		6			(70	)
Policy loans		52			44			96			40			43			40			39			162
Cash, cash equivalents and short-term investments		14			17			31			30			36			41			25			132

Gross investment income before expenses and fees		803			732			1,535			881			940			980			1,030			3,831
Expenses and fees		(22	)		(21	)		(43	)		(24	)		(22	)		(27	)		(28	)		(101	)

Net investment income	$	781		$	711		$	1,492		$	857		$	918		$	953		$	1,002		$	3,730

Annualized Yields
Fixed maturity securities—taxable		5.2	%		5.4	%		5.3	%		5.6	%		5.5	%		5.4	%		5.7	%		5.6	%
Fixed maturity securities—non-taxable		4.6	%		4.6	%		4.6	%		4.5	%		4.7	%		4.5	%		4.6	%		4.6	%
Commercial mortgage loans		5.5	%		5.6	%		5.5	%		5.8	%		5.8	%		6.2	%		6.4	%		6.1	%
Equity securities		3.6	%		4.6	%		4.1	%		4.9	%		5.0	%		10.3	%		11.2	%		8.2	%
Other invested assets		7.6	%		1.8	%		4.4	%		2.2	%		10.9	%		11.7	%		10.9	%		7.1	%
Limited partnerships⁽¹⁾		-21.3	%		-62.1	%		-42.4	%		-19.5	%		-17.7	%		-5.9	%		3.3	%		-10.3	%
Policy loans		10.5	%		9.6	%		10.0	%		9.0	%		9.4	%		9.2	%		9.4	%		9.2	%
Cash, cash equivalents and short-term investments		0.7	%		0.8	%		0.8	%		1.7	%		2.6	%		3.3	%		2.9	%		2.5	%

Gross investment income before expenses and fees		4.7	%		4.2	%		4.4	%		4.9	%		5.2	%		5.4	%		5.8	%		5.3	%
Expenses and fees		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.2	%		-0.1	%

Net investment income		4.6	%		4.1	%		4.3	%		4.8	%		5.1	%		5.3	%		5.6	%		5.2	%

Yields for fixed maturity securities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability.

⁽¹⁾	Limited partnership investments are equity-based and do not have fixed returns by period.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net realized gains (losses) on available-for-sale securities:
Fixed maturity securities:
U.S. corporate	$	(9	)	$	(28	)	$	(37	)	$	(5	)	$	(78	)	$	(6	)	$	(1	)	$	(90	)
U.S. government, agencies and government sponsored entities		—			—			—			—			5			6			—			11
Foreign corporate		(1	)		(1	)		(2	)		(3	)		(4	)		8			—			1
Foreign government		1			2			3			9			7			7			2			25
Tax exempt		—			1			1			—			—			3			—			3
Mortgage-backed securities (MBS)		(2	)		4			2			(6	)		2			—			—			(4	)
Asset-backed securities (ABS)		(8	)		—			(8	)		(4	)		—			(1	)		—			(5	)
Equity securities		1			—			1			(1	)		(18	)		—			1			(18	)
Foreign exchange		—			—			—			1			—			—			—			1

Total net realized gains (losses) on available-for-sale securities		(18	)		(22	)		(40	)		(9	)		(86	)		17			2			(76	)

Impairments:
Sub-prime residential mortgage-backed securities:
AA		—			(11	)		(11	)		(3	)		—			—			(2	)		(5	)
A		—			(1	)		(1	)		(2	)		(3	)		(8	)		(3	)		(16	)
BBB		(3	)		(3	)		(6	)		(18	)		(2	)		(4	)		(8	)		(32	)
Below BBB		(23	)		(33	)		(56	)		(99	)		(44	)		(40	)		(15	)		(198	)
Alt-A residential mortgage-backed securities:								—
AAA		—			—			—			—			(5	)		—			—			(5	)
AA		(6	)		(6	)		(12	)		(16	)		(5	)		(4	)		—			(25	)
A		(1	)		(18	)		(19	)		(27	)		(7	)		(16	)		(20	)		(70	)
BBB		—			(1	)		(1	)		(16	)		(12	)		(5	)		(10	)		(43	)
Below BBB		(11	)		(58	)		(69	)		(38	)		(26	)		(35	)		(17	)		(116	)

Total sub-prime and Alt-A residential mortgage-backed securities		(44	)		(131	)		(175	)		(219	)		(104	)		(112	)		(75	)		(510	)

Prime residential mortgage-backed securities:
AA		—			(12	)		(12	)		—			—			—			—			—
A		(1	)		(8	)		(9	)		(32	)		(2	)		(5	)		(5	)		(44	)
BBB		—			(3	)		(3	)		(13	)		(1	)		(3	)		(1	)		(18	)
Below BBB		(18	)		(1	)		(19	)		(26	)		(4	)		—			—			(30	)
Change in intent:
Alt-A		—			—			—			—			(30	)		(55	)		—			(85	)
Sub-prime		—			—			—			—			(19	)		(159	)		—			(178	)
Prime		—			—			—			—			(4	)		(1	)		—			(5	)
Automobile		—			—			—			—			(2	)		—			—			(2	)
Other mortgage-backed securities		—			—			—			(1	)		—			—			(1	)		(2	)
Other asset-backed securities		(2	)		(9	)		(11	)		(2	)		(2	)		—			—			(4	)
Commercial mortgage-backed securities (CMBS):
A		—			(9	)		(9	)		—			—			—			(3	)		(3	)
BBB		—			—			—			(1	)		(2	)		—			(1	)		(4	)
Below BBB		(6	)		(10	)		(16	)		(4	)		(4	)		(1	)		(3	)		(12	)
Corporate fixed maturity securities		(1	)		(37	)		(38	)		(206	)		(131	)		(20	)		(32	)		(389	)
Financial hybrid securities		(4	)		(155	)		(159	)		—			(14	)		—			—			(14	)
Retained interest on securitized assets		(23	)		—			(23	)
Foreign government fixed maturity securities		—			—			—			(13	)		—			—			—			(13	)
Limited partnerships		—			—			—			—			(1	)		—			—			(1	)
Equity securities		—			(13	)		(13	)		(11	)		(56	)		(3	)		—			(70	)
Commercial mortgage loans		—			—			—			(1	)		—			—			—			(1	)

Total impairments		(99	)		(388	)		(487	)		(529	)		(376	)		(359	)		(121	)		(1,385	)

Net unrealized gains (losses) on trading securities		7			(8	)		(1	)		(18	)		(6	)		1			(5	)		(28	)
Derivative instruments		75			(79	)		(4	)		473			(60	)		6			(22	)		397
Bank loans		4			—			4			(13	)		(3	)		—			(2	)		(18	)
Commercial mortgage loans held-for-sale market valuation allowance		(3	)		(4	)		(7	)		(1	)		—			(1	)		1			(1	)

Net investment gains (losses), net of taxes		(34	)		(501	)		(535	)		(97	)		(531	)		(336	)		(147	)		(1,111	)

Adjustments for DAC and other intangible amortization and certain benefit reserves, net of taxes		(25	)		18			(7	)		8			53			15			19			95

Net investment gains (losses), net of taxes and other adjustments	$	(59	)	$	(483	)	$	(542	)	$	(89	)	$	(478	)	$	(321	)	$	(128	)	$	(1,016	)

Reconciliations of Non-GAAP Measures

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Reconciliation of Operating ROE

(amounts in millions)


	Twelve months ended
Twelve Month Rolling Average ROE	June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008			June 30, 2008
GAAP Basis ROE
Net income (loss) for the twelve months ended⁽¹⁾	$	(1,098	)	$	(1,157	)	$	(572	)	$	(73	)	$	524
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,057		$	12,242		$	12,486		$	12,613		$	12,633
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		-9.1	%		-9.5	%		-4.6	%		-0.6	%		4.1	%

Operating ROE
Net operating income for the twelve months ended⁽¹⁾	$	36		$	239		$	469		$	990		$	1,138
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,057		$	12,242		$	12,486		$	12,613		$	12,633
Operating ROE⁽¹⁾divided by⁽²⁾		0.3	%		2.0	%		3.8	%		7.8	%		9.0	%

	Three months ended
Quarterly Average ROE	June 30, 2009			March 31, 2009			December 31, 2008			September 30, 2008			June 30, 2008
GAAP Basis ROE
Net income (loss) for the period ended⁽³⁾	$	(50	)	$	(469	)	$	(321	)	$	(258	)	$	(109	)
Average stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	11,683		$	11,758		$	12,153		$	12,467		$	12,688
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		-1.7	%		-16.0	%		-10.6	%		-8.3	%		-3.4	%

Operating ROE
Net operating income (loss) for the period ended⁽³⁾	$	9		$	14		$	(207	)	$	220		$	212
Average stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	11,683		$	11,758		$	12,153		$	12,467		$	12,688
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		0.3	%		0.5	%		-6.8	%		7.1	%		6.7	%

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income (loss) divided by average ending stockholders’ equity, excluding accumulated other comprehensive income (loss) (AOCI) in average ending stockholders’ equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) divided by average ending stockholders’ equity.

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income (loss) and net operating income (loss) from page 10 herein.

⁽²⁾	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income (loss), but including equity related to discontinued operations, for the most recent five quarters.

⁽³⁾	Net income (loss) and net operating income (loss) from page 8 herein.

⁽⁴⁾	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income (loss).

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Reconciliation of Expense Ratio

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals⁽¹⁾	$	456		$	441		$	897		$	566		$	515		$	551		$	528		$	2,160
Total revenues⁽²⁾	$	2,483		$	1,734		$	4,217		$	2,629		$	2,168		$	2,398		$	2,753		$	9,948

Expense ratio⁽¹⁾ divided by⁽²⁾		18.4	%		25.4	%		21.3	%		21.5	%		23.8	%		23.0	%		19.2	%		21.7	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	456		$	441		$	897		$	566		$	515		$	551		$	528		$	2,160
Less wealth management business		55			52			107			59			67			67			67			260
Less lifestyle protection insurance business^(a)		160			153			313			191			200			216			200			807
Less expenses related to reorganization^(b)		—			—			—			31			—			—			—			31

Adjusted acquisition and operating expenses, net of deferrals⁽³⁾	$	241		$	236		$	477		$	285		$	248		$	268		$	261		$	1,062

Total revenues	$	2,483		$	1,734		$	4,217		$	2,629		$	2,168		$	2,398		$	2,753		$	9,948
Less wealth management business		67			63			130			71			86			86			87			330
Less lifestyle protection insurance business		334			305			639			338			370			431			418			1,557
Less net investment gains (losses)		(53	)		(756	)		(809	)		(143	)		(789	)		(518	)		(226	)		(1,676	)

Adjusted total revenues⁽⁴⁾	$	2,135		$	2,122		$	4,257		$	2,363		$	2,501		$	2,399		$	2,474		$	9,737

Adjusted expense ratio⁽³⁾ divided by⁽⁴⁾		11.3	%		11.1	%		11.2	%		12.1	%		9.9	%		11.2	%		10.5	%		10.9	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s wealth management and lifestyle protection insurance businesses. The wealth management and lifestyle protection insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

^(a)	Includes severance and other employee related expenses of $7 million associated with our reorganization announced in the fourth quarter of 2008.

^(b)	Includes severance and other employee related expenses associated with our reorganization announced in the fourth quarter of 2008.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Reconciliation of Core Premiums

(amounts in millions)


	2009									2008
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Reported premiums	$	1,502		$	1,502		$	3,004		$	1,616		$	1,735		$	1,709		$	1,717		$	6,777
Less retirement income—spread-based premiums		38			47			85			105			181			111			167			564
Less impact of changes in foreign exchange rates		(92	)		(120	)		(212	)		(103	)		16			60			65			38

Core premiums	$	1,556		$	1,575		$	3,131		$	1,614		$	1,538		$	1,538		$	1,485		$	6,175

Reported premium percentage change from prior year		-12.1	%		-12.5	%		-12.3	%		-3.2	%		8.4	%		10.3	%		13.6	%		7.1	%
Core premium percentage change from prior year		1.2	%		6.1	%		3.6	%		5.1	%		3.8	%		10.0	%		9.4	%		7.0	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from our retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Reconciliation of Core Yield


		2009									2008
	(Assets - amounts in billions)	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
	Reported—Total Invested Assets and Cash	$	65.2		$	64.5		$	65.2		$	67.9		$	69.3		$	73.1		$	73.3		$	67.9
	Subtract:
	Securities lending		1.0			1.1			1.0			1.5			1.7			1.8			2.4			1.5
	Unrealized gains (losses)		(4.4	)		(7.0	)		(4.4	)		(6.3	)		(4.4	)		(2.3	)		(1.6	)		(6.3	)
	Derivative counterparty collateral		0.8			1.2			0.8			1.6			0.6			0.5			0.7			1.6

	Adjusted end of period invested assets	$	67.8		$	69.2		$	67.8		$	71.1		$	71.4		$	73.1		$	71.8		$	71.1

(A)	Average Invested Assets used in Reported and Core Yield Calculation	$	68.5		$	70.2		$	69.4		$	71.3		$	72.3		$	72.5		$	71.6		$	71.8
	Subtract: portfolios supporting floating products		10.7			11.6			11.2			12.6			13.6			14.1			14.1			13.5

(B)	Average Invested Assets used in Core Yield (excl. Floating) Calculation	$	57.8		$	58.6		$	58.2		$	58.7		$	58.7		$	58.4		$	57.5		$	58.3

	(Income—amounts in millions)
(C)	Reported—Net Investment Income	$	781		$	711		$	1,492		$	857		$	918		$	953		$	1,002		$	3,730
	Subtract:
	Bond calls and commercial mortgage loan prepayments		4			11			15			5			3			13			12			33
	Reinsurance⁽¹⁾		26			8			34			11			16			19			15			61
	Other non-core items⁽²⁾		1			4			5			(5	)		5			2			(1	)		1

(D)	Core Net Investment Income		750			688			1,438			846			894			919			976			3,635
	Subtract: investment income from portfolios supporting floating products		29			23			52			87			111			121			164			483

(E)	Core Net Investment Income (excl. Floating)	$	721		$	665		$	1,386		$	759		$	783		$	798		$	812		$	3,152

(C)/(A)	Reported Yield		4.56	%		4.05	%		4.30	%		4.81	%		5.08	%		5.26	%		5.60	%		5.19	%
(D)/(A)	Core Yield		4.38	%		3.92	%		4.15	%		4.75	%		4.95	%		5.07	%		5.45	%		5.06	%
(E)/(B)	Core Yield (excl. Floating)		4.99	%		4.54	%		4.77	%		5.18	%		5.34	%		5.47	%		5.65	%		5.41	%

Notes:

—Columns may not add due to rounding.

—Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾

Represents imputed investment income related to a reinsurance agreement in our lifestyle protection insurance business. Includes a $17 million reclassification adjustment in the second quarter of 2009 to interest expense related to our reinsurance arrangements accounted for under the deposit method as these arrangements were in a loss position.

⁽²⁾	Includes mark-to-mark adjustment on assets supporting executive deferred compensation and various other immaterial items.

Corporate Information

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, Standard and Poor’s (S&P), Moody’s and Fitch as follows:


Company	A.M. Best	S&P	Moody’s	Fitch
Genworth Life Insurance Company	A	A	A2	A-
Genworth Life Insurance Company (short-term rating)	Not rated	A-1	P-1	Not rated
Genworth Life and Annuity Insurance Company	A	A	A2	A-
Genworth Life and Annuity Insurance Company (short-term rating)	Not rated	A-1	P-1	Not rated
Genworth Life Insurance Company of New York	A	A	A2	A-
Continental Life Insurance Company of Brentwood, Tennessee	A-	Not rated	Not rated	A-
American Continental Insurance Company	A-	Not rated	Not rated	Not rated

Our mortgage insurance subsidiaries are rated by S&P and Moody’s as follows:


Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	BBB+	Baa2
Genworth Financial Mortgage Insurance Pty. Limited (Australia)	AA-	A1
Genworth Financial Mortgage Insurance Limited (Europe)	BBB	Baa2
Genworth Residential Mortgage Insurance Corporation of NC	BBB+	Baa2
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA-	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAAA	Aa3.mx

Our principal lifestyle protection insurance subsidiaries are rated by S&P as follows:


Company				S&P
Financial Assurance Company Limited				A-
Financial Insurance Company Limited				A-

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

GENWORTH FINANCIAL, INC.

FINANCIAL SUPPLEMENT

SECOND QUARTER 2009

Industry Ratings (continued)

A.M. Best states that its “A” (Excellent) and “A-” (Excellent) ratings are assigned to companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A” (Excellent) and “A-” (Excellent) ratings are the third- and fourth-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “F.”

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. An insurer rated “A” (Strong) has strong financial security characteristics and an insurer rated “BBB” (Good) has good financial security characteristics. The “AA,” “A” and “BBB” ranges are the second-, third- and fourth-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA-,” “A,” “A-” , “BBB+” and “BBB” ratings are the fourth-, sixth-, seventh-, eighth- and ninth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. An obligor rated “mxAAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAAA” rating is the highest enterprise credit rating assigned on S&P’s CaVal national scale.

Moody’s states that insurance companies rated “A” (Good) offer good financial security and those rated “Baa” (Adequate) offer adequate financial security. The “A” (Good) and “Baa” (Adequate) ranges are the third- and fourth-highest, respectively, of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the groups, with 1 being the highest and 3 being the lowest. These modifiers are not added to ratings in the “Aaa” category or to ratings below the “Caa” category. Accordingly, the “A1,” “A2” and “Baa2” ratings are the fifth-, sixth- and ninth-highest, respectively, of Moody’s 21 ratings categories. Short-term rating “P-1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aa.mx” demonstrate very strong creditworthiness relative to other issuers in Mexico.

Fitch states that “A” (Strong) rated insurance companies are viewed as possessing strong capacity to meet policyholder and contract obligations. The “A” rating category is the third-highest of eight financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “A-” rating is the seventh-highest of Fitch’s 21 ratings categories.

DBRS states that long-term obligations rated “AA” are of superior credit quality. Given the restrictive definition DBRS has for the “AAA” category, entities rated “AA” are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

A.M. Best, S&P, Moody’s, Fitch and DBRS review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

Alicia.Charity@genworth.com