Exhibit 99.2

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT


Table of Contents		Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Third Quarter Results*
Net Income (Loss)		7
Net Operating Income (Loss) by Segment		8
Consolidated Net Income (Loss) by Quarter		9
Net Operating Income (Loss) by Segment by Quarter		10
Consolidated Balance Sheets		11-12
Consolidated Balance Sheets by Segment		13-14
Deferred Acquisition Costs Rollforward		15

*Quarterly Results by Segment*
Net Operating Income (Loss) by Segment		17-20
Net Operating Income (Loss) and Sales—Retirement and Protection		21-33
Net Operating Income (Loss) and Sales—International		34-43
Net Operating Income (Loss) and Sales—U.S. Mortgage Insurance		44-54
Net Operating Loss—Corporate and Other		55-56

*Additional Financial Data*
Investments Summary		58
Fixed Maturities Summary		59
Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans		60
Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans		61
Additional Information on Commercial Mortgage-backed Securities		62
Commercial Mortgage Loans Summary		63
General Account GAAP Net Investment Income Yields		64
Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail		65

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating ROE		67
Reconciliation of Expense Ratio		68
Reconciliation of Core Premiums		69
Reconciliation of Core Yield		70

*Corporate Information*
Industry Ratings		72-73

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Dear Investor,

You will note that we have added several new metrics to provide additional transparency into our financial trends. In the International segment, we provide additional detail around the percent of primary risk in-force by loan amount for Canada and Australia. These can be found on pages 40 and 41. In the U.S. Mortgage segment, we provided percent of risk in-force for Primary A minus and Sub Prime and we provide the amount of primary risk in-force associated with second mortgages, these changes can be found on pages 48 and 50, respectively.

Once again, thank you for your continued interest in Genworth Financial and please feel free to call with any questions or comments.

Regards,

Alicia Charity

Vice President

Investor Relations

804-662-2248

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income (loss).” Our chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income (loss). We define net operating income (loss) as income (loss) from continuing operations excluding after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. We exclude net investment gains (losses) and infrequent or unusual non-operating items because we do not consider them to be related to the operating performance of our segments and Corporate and Other activities. A significant component of our net investment gains (losses) is the result of impairments, including changes in intent to hold securities to recovery, and credit-related gains and losses, the timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to our discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income (loss) if, in our opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income (loss) in accordance with GAAP, we believe that net operating income (loss), and measures that are derived from or incorporate net operating income (loss), are appropriate measures that are useful to investors because they identify the income (loss) attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for net income (loss) determined in accordance with GAAP. In addition, the company’s definition of net operating income (loss) may differ from the definitions used by other companies. The table on page 8 of this report reflects net operating income (loss) as determined in accordance with the Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information, and a reconciliation of net operating income (loss) of our segments and Corporate and Other activities to net income (loss) for the three and nine months ended September 30, 2008 and 2007. This financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 66 through 70 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales”, “assets under management” and “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metrics as a measure of volume of new and renewal business generated in a period. Sales refers to (1) annualized first-year premiums for term life, long-term care and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross and net flows, which represent gross flows less redemptions, for our wealth management⁽²⁾ business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where we earn a fee for administrative services only business, for lifestyle protection insurance business⁽³⁾; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums, net of cancellations, for our Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods.

The company considers annualized first-year premiums, new premiums/deposits, gross flows and net flows, written premiums, premium equivalents and new insurance written to be measures of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than measures of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for our wealth management business, insurance in-force and risk in-force. Assets under management for our wealth management business represent third-party assets under management that are not consolidated in our financial statements. Insurance in-force for our life insurance, international and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for our international and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for our wealth management business, insurance in-force and risk in-force to be measures of the company’s operating performance because they represent measures of the size of our business at a specific date, rather than measures of the company’s revenues or profitability during that period.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

(1)	U.S. Generally Accepted Accounting Principles

(2)	Formerly known as Managed Money.

(3)	Formerly known as Payment Protection Insurance.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	2008									2007
	Q3			Q2			Q1			Q4			Q3			Q2		Q1
Total stockholders’ equity, excluding accumulated other comprehensive income (loss)	$	12,317		$	12,616		$	12,760		$	12,751		$	12,620		$	12,416	$	12,197
Total accumulated other comprehensive income (loss)		(1,819	)		(271	)		(35	)		727			697			550		1,111

Total stockholders’ equity	$	10,498		$	12,345		$	12,725		$	13,478		$	13,317		$	12,966	$	13,308

Book value per common share	$	24.24		$	28.52		$	29.41		$	30.92		$	30.32		$	29.30	$	30.43
Book value per common share, excluding accumulated other comprehensive income (loss)	$	28.44		$	29.14		$	29.49		$	29.25		$	28.73		$	28.05	$	27.89
Common shares outstanding as of balance sheet date		433.1			432.9			432.7			435.9			439.2			442.6		437.4

	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2008			June 30, 2008			March 31, 2008			December 31, 2007			September 30, 2007
GAAP Basis ROE		-0.6	%		4.1	%		8.1	%		9.8	%		11.5	%
Operating ROE		7.8	%		9.0	%		10.2	%		11.0	%		11.5	%

	Three months ended
Quarterly Average ROE	September 30, 2008			June 30, 2008			March 31, 2008			December 31, 2007			September 30, 2007
GAAP Basis ROE		-8.3	%		-3.4	%		3.6	%		5.6	%		10.8	%
Operating ROE		7.1	%		6.7	%		7.7	%		9.9	%		11.8	%

See page 67 herein for a reconciliation of GAAP Basis ROE to Operating ROE.


Basic and Diluted Shares	Three months ended September 30, 2008	Nine months ended September 30, 2008
Weighted-average shares used in basic earnings (loss) per common share calculations	433.1	433.2
Potentially dilutive securities:
Stock options, restricted stock units and stock appreciation rights	—	—

Weighted-average shares used in diluted earnings (loss) per common share calculations	433.1	433.2

Third Quarter Results

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Income (Loss)

(amounts in millions)


	Three months ended September 30,						Nine months ended September 30,
	2008			2007			2008			2007
REVENUES:
Premiums	$	1,735		$	1,600		$	5,161		$	4,660
Net investment income		918			1,074			2,873			3,082
Net investment gains (losses)		(816	)		(48	)		(1,560	)		(118	)
Insurance and investment product fees and other		331			249			845			726

Total revenues		2,168			2,875			7,319			8,350

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,497			1,168			4,284			3,325
Interest credited		319			391			984			1,167
Acquisition and operating expenses, net of deferrals		515			540			1,594			1,524
Amortization of deferred acquisition costs and intangibles		208			202			620			622
Interest expense		125			124			347			355

Total benefits and expenses		2,664			2,425			7,829			6,993

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(496	)		450			(510	)		1,357
Provision (benefit) for income taxes		(238	)		111			(259	)		383
Effective tax rate		48.0	%		24.7	%		50.8	%		28.2	%

INCOME (LOSS) FROM CONTINUING OPERATIONS		(258	)		339			(251	)		974
Income from discontinued operations, net of taxes		—			—			—			15
Gain on sale of discontinued operations, net of taxes		—			—			—			53

NET INCOME (LOSS)	$	(258	)	$	339		$	(251	)	$	1,042

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) by Segment

(amounts in millions, except per share amounts)


		Three months ended September 30,						Nine months ended September 30,
		2008			2007			2008			2007
Retirement and Protection:
Wealth Management⁽¹⁾		$	12		$	11		$	35		$	32
Retirement Income			15			82			64			171
Institutional			49			10			65			34
Life Insurance			63			81			215			234
Long-Term Care Insurance			39			39			111			117

Total Retirement and Protection			178			223			490			588
International:
International Mortgage Insurance	—Canada		80			68			238			182
	—Australia		48			36			145			116
	—Other		(2	)		6			(1	)		13
Lifestyle Protection⁽²⁾			40			30			127			94

Total International			166			140			509			405
U.S. Mortgage Insurance			(121	)		39			(216	)		170
Corporate and Other			(3	)		(34	)		(107	)		(104	)

NET OPERATING INCOME⁽³⁾			220			368			676			1,059

ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes			—			—			—			15
Gain on sale of discontinued operations, net of taxes			—			—			—			53
Net investment gains (losses), net of taxes and other adjustments⁽⁴⁾			(478	)		(29	)		(927	)		(71	)
Expenses related to reorganization, net of taxes			—			—			—			(14	)

NET INCOME (LOSS)		$	(258	)	$	339		$	(251	)	$	1,042

Earnings (Loss) Per Share Data:
Earnings (loss) per common share
Basic		$	(0.60	)	$	0.77		$	(0.58	)	$	2.36
Diluted		$	(0.60	)	$	0.76		$	(0.58	)	$	2.32
Net operating earnings per common share
Basic		$	0.51		$	0.83		$	1.56		$	2.40
Diluted		$	0.51		$	0.83		$	1.56		$	2.35
Shares outstanding
Basic			433.1			441.1			433.2			440.5
Diluted			433.1			445.6			433.2			449.8

⁽¹⁾	Formerly known as Managed Money.

⁽²⁾	Formerly known as Payment Protection Insurance.

⁽³⁾

Represents income or loss of our operating segments: Retirement and Protection, International and U.S. Mortgage Insurance, as well as our Corporate and Other activities. The separate financial information of each segment is presented consistently with the manner in which our chief operating decision maker evaluates segment performance and allocates resources in accordance with Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information. See Use of Non-GAAP measures for additional information.

⁽⁴⁾	See page 65 for details on third quarter 2008 net investment gains (losses), net of taxes and other adjustments.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Consolidated Net Income (Loss) by Quarter

(amounts in millions, except per share amounts)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,735		$	1,709		$	1,717		$	5,161		$	1,670		$	1,600		$	1,549		$	1,511		$	6,330
Net investment income		918			953			1,002			2,873			1,053			1,074			1,024			984			4,135
Net investment gains (losses)		(816	)		(518	)		(226	)		(1,560	)		(214	)		(48	)		(51	)		(19	)		(332	)
Insurance and investment product fees and other		331			254			260			845			266			249			243			234			992

Total revenues		2,168			2,398			2,753			7,319			2,775			2,875			2,765			2,710			11,125

BENEFITS AND EXPENSES:					—
Benefits and other changes in policy reserves		1,497			1,386			1,401			4,284			1,255			1,168			1,090			1,067			4,580
Interest credited		319			320			345			984			385			391			391			385			1,552
Acquisition and operating expenses, net of deferrals		515			551			528			1,594			551			540			495			489			2,075
Amortization of deferred acquisition costs and intangibles		208			209			203			620			209			202			207			213			831
Interest expense		125			110			112			347			126			124			124			107			481

Total benefits and expenses		2,664			2,576			2,589			7,829			2,526			2,425			2,307			2,261			9,519

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(496	)		(178	)		164			(510	)		249			450			458			449			1,606
Provision (benefit) for income taxes		(238	)		(69	)		48			(259	)		69			111			137			135			452

INCOME (LOSS) FROM CONTINUING OPERATIONS		(258	)		(109	)		116			(251	)		180			339			321			314			1,154
Income from discontinued operations, net of taxes		—			—			—			—			—			—			5			10			15
Gain (loss) on sale of discontinued operations, net of taxes		—			—			—			—			(2	)		—			53			—			51

NET INCOME (LOSS)	$	(258	)	$	(109	)	$	116		$	(251	)	$	178		$	339		$	379		$	324		$	1,220


Earnings (Loss) Per Share Data:
Earnings (loss) from continuing operations per common share
Basic	$	(0.60	)	$	(0.25	)	$	0.27		$	(0.58	)	$	0.41		$	0.77		$	0.73		$	0.71		$	2.62
Diluted	$	(0.60	)	$	(0.25	)	$	0.27		$	(0.58	)	$	0.41		$	0.76		$	0.72		$	0.69		$	2.58
Earnings (loss) per common share
Basic	$	(0.60	)	$	(0.25	)	$	0.27		$	(0.58	)	$	0.41		$	0.77		$	0.86		$	0.74		$	2.77
Diluted	$	(0.60	)	$	(0.25	)	$	0.27		$	(0.58	)	$	0.40		$	0.76		$	0.84		$	0.71		$	2.73
Shares outstanding
Basic		433.1			432.9			433.6			433.2			437.4			441.1			439.4			441.0			439.7
Diluted		433.1			432.9			436.8			433.2			441.1			445.6			449.0			455.0			447.6

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) by Segment by Quarter

(amounts in millions, except per share amounts)


		2008												2007
		Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Retirement and Protection:
Wealth Management		$	12		$	11		$	12		$	35		$	12		$	11		$	11		$	10		$	44
Retirement Income			15			13			36			64			41			82			43			46			212
Institutional			49			5			11			65			9			10			10			14			43
Life Insurance			63			87			65			215			76			81			75			78			310
Long-Term Care Insurance			39			34			38			111			36			39			41			37			153

Total Retirement and Protection			178			150			162			490			174			223			180			185			762
International:
International Mortgage Insurance	—Canada		80			83			75			238			88			68			59			55			270
	—Australia		48			50			47			145			40			36			44			36			156
	—Other		(2	)		1			—			(1	)		16			6			4			3			29
Lifestyle Protection			40			49			38			127			36			30			35			29			130

Total International			166			183			160			509			180			140			142			123			585
U.S. Mortgage Insurance			(121	)		(59	)		(36	)		(216	)		(3	)		39			66			65			167
Corporate and Other			(3	)		(62	)		(42	)		(107	)		(37	)		(34	)		(37	)		(33	)		(141	)

NET OPERATING INCOME			220			212			244			676			314			368			351			340			1,373

ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes			—			—			—			—			—			—			5			10			15
Gain (loss) on sale of discontinued operations, net of taxes			—			—			—			—			(2	)		—			53			—			51
Net investment gains (losses), net of taxes and other adjustments			(478	)		(321	)		(128	)		(927	)		(134	)		(29	)		(30	)		(12	)		(205	)
Expenses related to reorganization, net of taxes			—			—			—			—			—			—			—			(14	)		(14	)

NET INCOME (LOSS)		$	(258	)	$	(109	)	$	116		$	(251	)	$	178		$	339		$	379		$	324		$	1,220


Earnings (Loss) Per Share Data:
Earnings (loss) per common share
Basic		$	(0.60	)	$	(0.25	)	$	0.27		$	(0.58	)	$	0.41		$	0.77		$	0.86		$	0.74		$	2.77
Diluted		$	(0.60	)	$	(0.25	)	$	0.27		$	(0.58	)	$	0.40		$	0.76		$	0.84		$	0.71		$	2.73
Net operating earnings per common share
Basic		$	0.51		$	0.49		$	0.56		$	1.56		$	0.72		$	0.83		$	0.80		$	0.77		$	3.12
Diluted		$	0.51		$	0.49		$	0.56		$	1.56		$	0.71		$	0.83		$	0.78		$	0.75		$	3.07
Shares outstanding
Basic			433.1			432.9			433.6			433.2			437.4			441.1			439.4			441.0			439.7
Diluted			433.1			432.9			436.8			433.2			441.1			445.6			449.0			455.0			447.6

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2008		June 30, 2008		March 31, 2008		December 31, 2007		September 30, 2007
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	48,724	$	51,887	$	53,031	$	55,154	$	55,775
Equity securities available-for-sale, at fair value		309		409		394		366		247
Commercial mortgage loans		8,447		8,573		8,822		8,953		8,839
Policy loans		1,822		1,806		1,654		1,651		1,650
Other invested assets		4,913		4,614		5,603		4,676		3,803

Total investments		64,215		67,289		69,504		70,800		70,314
Cash and cash equivalents		5,102		5,861		3,768		3,091		3,146
Accrued investment income		794		679		863		773		803
Deferred acquisition costs		7,681		7,530		7,330		7,034		6,842
Intangible assets		1,068		991		959		914		845
Goodwill		1,572		1,618		1,609		1,600		1,605
Reinsurance recoverable		16,763		16,571		16,498		16,483		16,573
Other assets		1,075		1,320		912		822		1,015
Deferred tax asset		194		—		—		—		—
Separate account assets		11,097		12,356		12,151		12,798		12,615

Total assets	$	109,561	$	114,215	$	113,594	$	114,315	$	113,758

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets—(Continued)

(amounts in millions)


	September 30, 2008			June 30, 2008			March 31, 2008			December 31, 2007			September 30, 2007
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	28,017		$	27,529		$	27,174		$	26,740		$	26,380
Policyholder account balances		35,565			36,842			36,764			36,913			37,487
Liability for policy and contract claims		4,776			4,418			4,011			3,693			3,473
Unearned premiums		5,345			5,758			5,653			5,631			5,511
Other liabilities		6,200			6,093			6,671			6,255			6,209
Non-recourse funding obligations		3,455			3,455			3,455			3,455			3,455
Short-term borrowings		78			200			200			200			326
Long-term borrowings		4,530			4,531			3,966			3,903			3,889
Deferred tax liability		—			688			824			1,249			1,096
Separate account liabilities		11,097			12,356			12,151			12,798			12,615

Total liabilities		99,063			101,870			100,869			100,837			100,441

Stockholders’ equity:
Common stock		1			1			1			1			1
Additional paid-in capital		11,484			11,482			11,473			11,461			11,440

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses)		(2,963	)		(1,723	)		(1,479	)		(526	)		(353	)
Derivatives qualifying as hedges		761			548			620			473			285
Foreign currency translation and other adjustments		383			904			824			780			765

Total accumulated other comprehensive income (loss)		(1,819	)		(271	)		(35	)		727			697
Retained earnings		3,532			3,833			3,986			3,913			3,779
Treasury stock, at cost		(2,700	)		(2,700	)		(2,700	)		(2,624	)		(2,600	)

Total stockholders’ equity		10,498			12,345			12,725			13,478			13,317

Total liabilities and stockholders’ equity	$	109,561		$	114,215		$	113,594		$	114,315		$	113,758

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment

(amounts in millions)


	September 30, 2008
	Retirement and Protection			International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	53,836		$	10,083	$	3,115		$	3,077		$	70,111
Deferred acquisition costs and intangible assets		9,135			1,052		38			96			10,321
Reinsurance recoverable		16,322			136		305			—			16,763
Deferred tax and other assets		158			101		246			764			1,269
Separate account assets		11,097			—		—			—			11,097

Total assets	$	90,548		$	11,372	$	3,704		$	3,937		$	109,561

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	28,017		$	—	$	—		$	—		$	28,017
Policyholder account balances		35,538			27		—			—			35,565
Liability for policy and contract claims		2,864			597		1,312			3			4,776
Unearned premiums		549			4,679		117			—			5,345
Non-recourse funding obligations		3,555			—		—			(100	)		3,455
Other liabilities		2,008			1,462		50			2,680			6,200
Borrowing and capital securities		—			—		—			4,608			4,608
Separate account liabilities		11,097			—		—			—			11,097

Total liabilities		83,628			6,765		1,479			7,191			99,063

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,773			4,337		2,358			(3,151	)		12,317
Allocated accumulated other comprehensive income (loss)		(1,853	)		270		(133	)		(103	)		(1,819	)

Total stockholders’ equity		6,920			4,607		2,225			(3,254	)		10,498

Total liabilities and stockholders’ equity	$	90,548		$	11,372	$	3,704		$	3,937		$	109,561

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2008
	Retirement and Protection			International		U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	56,241		$	10,681	$	3,200		$	3,707		$	73,829
Deferred acquisition costs and intangible assets		8,759			1,191		96			93			10,139
Reinsurance recoverable		16,336			99		136			—			16,571
Other assets		290			590		107			333			1,320
Separate account assets		12,356			—		—			—			12,356

Total assets	$	93,982		$	12,561	$	3,539		$	4,133		$	114,215

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	27,528		$	1	$	—		$	—		$	27,529
Policyholder account balances		36,809			33		—			—			36,842
Liability for policy and contract claims		2,805			637		973			3			4,418
Unearned premiums		541			5,107		110			—			5,758
Non-recourse funding obligations		3,555			—		—			(100	)		3,455
Deferred tax and other liabilities		2,762			1,865		(3	)		2,157			6,781
Borrowing and capital securities		—			—		—			4,731			4,731
Separate account liabilities		12,356			—		—			—			12,356

Total liabilities		86,356			7,643		1,080			6,791			101,870

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,793			4,123		2,498			(2,798	)		12,616
Allocated accumulated other comprehensive income (loss)		(1,167	)		795		(39	)		140			(271	)

Total stockholders’ equity		7,626			4,918		2,459			(2,658	)		12,345

Total liabilities and stockholders’ equity	$	93,982		$	12,561	$	3,539		$	4,133		$	114,215

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs Rollforward

(amounts in millions)


Deferred Acquisition Costs Rollforward	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Unamortized balance as of June 30, 2008	$	6,197		$	1,016		$	66		$	—	$	7,279
Costs deferred		208			71			9			—		288
Amortization, net of interest accretion⁽¹⁾		(26	)		(88	)		(45	)		—		(159	)
Impact of foreign currency translation		—			(106	)		—			—		(106	)

Unamortized balance as of September 30, 2008		6,379			893			30			—		7,302
Effect of accumulated net unrealized investment gains (losses)		379			—			—			—		379

Balance as of September 30, 2008	$	6,758		$	893		$	30		$	—	$	7,681

⁽¹⁾	Amortization, net of interest accretion, includes $(75) million of amortization related to net investment gains (losses) for our policyholder account balances.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Three Months Ended September 30, 2008	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	181		$	—		$	241		$	536		$	958		$	137		$	78		$	30		$	342		$	587		$	185		$	5		$	1,735
Net investment income		—			280			87			141			222			730			50			38			9			49			146			36			6			918
Net investment gains (losses)		—			(325	)		(206	)		(137	)		(34	)		(702	)		—			(4	)		(6	)		(27	)		(37	)		(45	)		(32	)		(816	)
Insurance and investment product fees and other		86			51			81			98			6			322			1			—			—			6			7			4			(2	)		331

Total revenues		86			187			(38	)		343			730			1,308			188			112			33			370			703			180			(23	)		2,168

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			278			—			230			540			1,048			34			38			26			49			147			301			1			1,497
Interest credited		—			130			80			63			46			319			—			—			—			—			—			—			—			319
Acquisition and operating expenses, net of deferrals		67			39			2			37			89			234			22			13			19			200			254			33			(6	)		515
Amortization of deferred acquisition costs and intangibles		1			(12	)		14			18			29			50			8			6			1			72			87			68			3			208
Interest expense		—			1			—			37			—			38			1			—			—			18			19			—			68			125

Total benefits and expenses		68			436			96			385			704			1,689			65			57			46			339			507			402			66			2,664

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		18			(249	)		(134	)		(42	)		26			(381	)		123			55			(13	)		31			196			(222	)		(89	)		(496	)
Provision (benefit) for income taxes		6			(106	)		(49	)		(16	)		9			(156	)		43			10			(7	)		8			54			(73	)		(63	)		(238	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		12			(143	)		(85	)		(26	)		17			(225	)		80			45			(6	)		23			142			(149	)		(26	)		(258	)
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			158			134			89			22			403			—			3			4			17			24			28			23			478

NET OPERATING INCOME (LOSS)	$	12		$	15		$	49		$	63		$	39		$	178		$	80		$	48		$	(2	)	$	40		$	166		$	(121	)	$	(3	)	$	220


Effective tax rate (operating income (loss))⁽²⁾		37.1	%		442.3	%		32.0	%		33.6	%		34.7	%		25.6	%		35.2	%		19.7	%		74.7	%		27.6	%		28.1	%		32.2	%		91.5	%		7.5	%

⁽¹⁾	Includes inter-segment eliminations.

⁽²⁾	The operating income (loss) effective tax rate for all pages in this financial supplement are calculated using whole dollars. As a result, the percentages shown may differ from an operating income (loss) effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Three Months Ended September 30, 2007	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	118		$	—		$	236		$	507		$	861		$	108		$	73		$	27		$	364		$	572		$	159		$	8		$	1,600
Net investment income		2			323			175			183			210			893			52			30			9			40			131			38			12			1,074
Net investment gains (losses)		—			(24	)		(20	)		4			2			(38	)		(2	)		3			—			(1	)		—			1			(11	)		(48	)
Insurance and investment product fees and other		86			53			—			88			6			233			—			—			1			7			8			8			—			249

Total revenues		88			470			155			511			725			1,949			158			106			37			410			711			206			9			2,875

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			198			—			204			517			919			20			36			10			60			126			123			—			1,168
Interest credited		—			134			157			60			40			391			—			—			—			—			—			—			—			391
Acquisition and operating expenses, net of deferrals		69			32			3			32			84			220			31			14			18			218			281			30			9			540
Amortization of deferred acquisition costs and intangibles		1			44			—			27			24			96			4			5			2			83			94			10			2			202
Interest expense		—			2			—			57			—			59			1			—			—			5			6			—			59			124

Total benefits and expenses		70			410			160			380			665			1,685			56			55			30			366			507			163			70			2,425

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		18			60			(5	)		131			60			264			102			51			7			44			204			43			(61	)		450
Provision (benefit) for income taxes		7			(8	)		(2	)		47			20			64			35			13			2			15			65			3			(21	)		111

INCOME (LOSS) FROM CONTINUING OPERATIONS		11			68			(3	)		84			40			200			67			38			5			29			139			40			(40	)		339
ADJUSTMENTS TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			14			13			(3	)		(1	)		23			1			(2	)		1			1			1			(1	)		6			29

NET OPERATING INCOME (LOSS)	$	11		$	82		$	10		$	81		$	39		$	223		$	68		$	36		$	6		$	30		$	140		$	39		$	(34	)	$	368


Effective tax rate (operating income (loss))		36.6	%		-0.2	%		34.7	%		36.1	%		33.3	%		25.7	%		34.2	%		25.6	%		30.2	%		35.1	%		32.2	%		7.1	%		35.2	%		25.8	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Nine Months Ended September 30, 2008	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	459		$	—		$	733		$	1,571		$	2,763		$	409		$	249		$	87		$	1,079		$	1,824		$	558		$	16		$	5,161
Net investment income		2			873			322			442			653			2,292			148			111			27			146			432			109			40			2,873
Net investment gains (losses)		—			(523	)		(568	)		(243	)		(89	)		(1,423	)		20			(5	)		(6	)		(28	)		(19	)		(43	)		(75	)		(1,560	)
Insurance and investment product fees and other		257			159			81			280			18			795			1			1			1			22			25			23			2			845

Total revenues		259			968			(165	)		1,212			2,153			4,427			578			356			109			1,219			2,262			647			(17	)		7,319

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			721			—			643			1,593			2,957			99			108			66			197			470			855			2			4,284
Interest credited		—			387			281			184			132			984			—			—			—			—			—			—			—			984
Acquisition and operating expenses, net of deferrals		201			119			6			108			256			690			66			50			53			616			785			106			13			1,594
Amortization of deferred acquisition costs and intangibles		3			39			16			92			89			239			25			19			4			239			287			88			6			620
Interest expense		—			3			—			121			—			124			2			—			—			32			34			—			189			347

Total benefits and expenses		204			1,269			303			1,148			2,070			4,994			192			177			123			1,084			1,576			1,049			210			7,829

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		55			(301	)		(468	)		64			83			(567	)		386			179			(14	)		135			686			(402	)		(227	)		(510	)
Provision (benefit) for income taxes		20			(112	)		(164	)		7			30			(219	)		135			37			(9	)		26			189			(159	)		(70	)		(259	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		35			(189	)		(304	)		57			53			(348	)		251			142			(5	)		109			497			(243	)		(157	)		(251	)
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			253			369			158			58			838			(13	)		3			4			18			12			27			50			927

NET OPERATING INCOME (LOSS)	$	35		$	64		$	65		$	215		$	111		$	490		$	238		$	145		$	(1	)	$	127		$	509		$	(216	)	$	(107	)	$	676


Effective tax rate (operating income (loss))		36.9	%		27.3	%		34.5	%		30.0	%		35.3	%		32.1	%		35.0	%		21.0	%		86.5	%		21.7	%		27.7	%		40.1	%		29.1	%		26.0	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Nine Months Ended September 30, 2007	Wealth Management			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Lifestyle Protection			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	423		$	—		$	709		$	1,490		$	2,622		$	285		$	213		$	78		$	998		$	1,574		$	444		$	20		$	4,660
Net investment income		4			962			508			504			619			2,597			112			83			21			116			332			111			42			3,082
Net investment gains (losses)		—			(55	)		(31	)		(3	)		(13	)		(102	)		(2	)		1			(1	)		(3	)		(5	)		1			(12	)		(118	)
Insurance and investment product fees and other		242			143			—			276			18			679			—			1			1			19			21			25			1			726

Total revenues		246			1,473			477			1,486			2,114			5,796			395			298			99			1,130			1,922			581			51			8,350

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			651			—			602			1,491			2,744			49			101			26			169			345			235			1			3,325
Interest credited		—			421			447			182			117			1,167			—			—			—			—			—			—			—			1,167
Acquisition and operating expenses, net of deferrals		194			103			8			94			255			654			59			39			54			582			734			96			40			1,524
Amortization of deferred acquisition costs and intangibles		1			130			1			95			85			312			13			15			4			235			267			26			17			622
Interest expense		—			4			—			149			—			153			2			—			—			18			20			—			182			355

Total benefits and expenses		195			1,309			456			1,122			1,948			5,030			123			155			84			1,004			1,366			357			240			6,993

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		51			164			21			364			166			766			272			143			15			126			556			224			(189	)		1,357
Provision (benefit) for income taxes		19			24			7			132			58			240			91			27			3			34			155			53			(65	)		383

INCOME (LOSS) FROM CONTINUING OPERATIONS		32			140			14			232			108			526			181			116			12			92			401			171			(124	)		974
ADJUSTMENTS TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			31			20			2			9			62			1			—			1			2			4			(1	)		6			71
Expenses related to reorganization, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			14			14

NET OPERATING INCOME (LOSS)	$	32		$	171		$	34		$	234		$	117		$	588		$	182		$	116		$	13		$	94		$	405		$	170		$	(104	)	$	1,059


Effective tax rate (operating income (loss))		36.5	%		19.3	%		35.1	%		36.2	%		35.0	%		31.7	%		33.4	%		18.7	%		22.0	%		27.4	%		28.0	%		23.8	%		34.4	%		28.9	%

⁽¹⁾	Includes inter-segment eliminations.

Retirement and Protection

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement and Protection

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	958		$	885		$	920		$	2,763		$	872		$	861		$	887		$	874		$	3,494
Net investment income		730			755			807			2,292			856			893			860			844			3,453
Net investment gains (losses)		(702	)		(511	)		(210	)		(1,423	)		(214	)		(38	)		(45	)		(19	)		(316	)
Insurance and investment product fees and other		322			234			239			795			249			233			227			219			928

Total revenues		1,308			1,363			1,756			4,427			1,763			1,949			1,929			1,918			7,559

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,048			930			979			2,957			929			919			917			908			3,673
Interest credited		319			320			345			984			385			391			391			385			1,552
Acquisition and operating expenses, net of deferrals		234			229			227			690			233			220			222			212			887
Amortization of deferred acquisition costs and intangibles		50			100			89			239			105			96			112			104			417
Interest expense		38			39			47			124			58			59			51			43			211

Total benefits and expenses		1,689			1,618			1,687			4,994			1,710			1,685			1,693			1,652			6,740

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(381	)		(255	)		69			(567	)		53			264			236			266			819
Provision (benefit) for income taxes		(156	)		(88	)		25			(219	)		14			64			83			93			254

INCOME (LOSS) FROM CONTINUING OPERATIONS		(225	)		(167	)		44			(348	)		39			200			153			173			565
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		403			317			118			838			135			23			27			12			197

NET OPERATING INCOME	$	178		$	150		$	162		$	490		$	174		$	223		$	180		$	185		$	762


Effective tax rate (operating income (loss))		25.6	%		35.6	%		35.1	%		32.1	%		32.9	%		25.7	%		35.0	%		35.0	%		32.0	%

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income, Sales and Assets Under Management—Wealth Management

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		—			1			1			2			2			2			1			1			6
Net investment gains (losses)		—			—			—			—			—			—			—			—			—
Insurance and investment product fees and other		86			85			86			257			88			86			81			75			330

Total revenues		86			86			87			259			90			88			82			76			336

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		67			67			67			201			70			69			65			60			264
Amortization of deferred acquisition costs and intangibles		1			1			1			3			1			1			—			—			2
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		68			68			68			204			71			70			65			60			266

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		18			18			19			55			19			18			17			16			70
Provision for income taxes		6			7			7			20			7			7			6			6			26

INCOME FROM CONTINUING OPERATIONS		12			11			12			35			12			11			11			10			44

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—

NET OPERATING INCOME	$	12		$	11		$	12		$	35		$	12		$	11		$	11		$	10		$	44


Effective tax rate (operating income)		37.1	%		36.8	%		36.8	%		36.9	%		37.5	%		36.6	%		36.6	%		36.4	%		36.8	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,058		$	1,229		$	1,105		$	3,392		$	1,217		$	1,382		$	1,427		$	1,400		$	5,426
Dedicated Sales Specialists		172			176			175			523			257			283			332			312			1,184

Total Sales	$	1,230		$	1,405		$	1,280		$	3,915		$	1,474		$	1,665		$	1,759		$	1,712		$	6,610


ASSETS UNDER MANAGEMENT:
Beginning of period	$	20,285		$	20,461		$	21,584		$	21,584		$	21,662		$	20,683		$	18,806		$	17,293		$	17,293
Gross flows		1,230			1,405			1,280			3,915			1,474			1,665			1,759			1,712			6,610
Redemptions		(1,047	)		(1,044	)		(1,080	)		(3,171	)		(797	)		(567	)		(494	)		(431	)		(2,289	)

Net flows		183			361			200			744			677			1,098			1,265			1,281			4,321
Market performance		(1,797	)		(537	)		(1,323	)		(3,657	)		(755	)		(119	)		612			232			(30	)

End of period	$	18,671		$	20,285		$	20,461		$	18,671		$	21,584		$	21,662		$	20,683		$	18,806		$	21,584

Wealth Management results represent Genworth Financial Wealth Management, Inc., Genworth Financial Advisors Corporation, Genworth Financial Trust Company and Capital Brokerage Corporation. On August 1, 2008, Genworth Financial Asset Management, Inc. merged into AssetMark Investment Services, Inc. with AssetMark Investment Services, Inc. being the surviving entity. AssetMark Investment Services, Inc. subsequently changed its name to Genworth Financial Wealth Management, Inc. on August 1, 2008.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement Income

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	181		$	111		$	167		$	459		$	135		$	118		$	151		$	154		$	558
Net investment income		280			291			302			873			304			323			315			324			1,266
Net investment gains (losses)		(325	)		(105	)		(93	)		(523	)		(55	)		(24	)		(22	)		(9	)		(110	)
Insurance and investment product fees and other		51			54			54			159			55			53			46			44			198

Total revenues		187			351			430			968			439			470			490			513			1,912

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		278			191			252			721			218			198			221			232			869
Interest credited		130			129			128			387			130			134			142			145			551
Acquisition and operating expenses, net of deferrals		39			42			38			119			37			32			37			34			140
Amortization of deferred acquisition costs and intangibles		(12	)		28			23			39			44			44			41			45			174
Interest expense		1			1			1			3			1			2			1			1			5

Total benefits and expenses		436			391			442			1,269			430			410			442			457			1,739

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(249	)		(40	)		(12	)		(301	)		9			60			48			56			173
Provision (benefit) for income taxes		(106	)		—			(6	)		(112	)		(2	)		(8	)		16			16			22

INCOME (LOSS) FROM CONTINUING OPERATIONS		(143	)		(40	)		(6	)		(189	)		11			68			32			40			151

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		158			53			42			253			30			14			11			6			61

NET OPERATING INCOME	$	15		$	13		$	36		$	64		$	41		$	82		$	43		$	46		$	212


Effective tax rate (operating income)		442.3	%		70.6	%		31.4	%		27.3	%		26.4	%		-0.2	%		33.4	%		29.6	%		20.8	%

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		2			3			3			8			3			3			5			4			15
Net investment gains (losses)		(82	)		7			(35	)		(110	)		(9	)		(9	)		1			—			(17	)
Insurance and investment product fees and other		48			51			51			150			51			48			41			38			178

Total revenues		(32	)		61			19			48			45			42			47			42			176

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		11			8			5			24			4			4			(1	)		4			11
Interest credited		4			3			4			11			4			3			4			4			15
Acquisition and operating expenses, net of deferrals		14			16			13			43			13			10			12			10			45
Amortization of deferred acquisition costs and intangibles		(18	)		18			4			4			14			10			7			7			38
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		11			45			26			82			35			27			22			25			109

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(43	)		16			(7	)		(34	)		10			15			25			17			67
Provision (benefit) for income taxes		(19	)		8			(4	)		(15	)		(1	)		(19	)		7			2			(11	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		(24	)		8			(3	)		(19	)		11			34			18			15			78

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		23			(2	)		13			34			6			6			(1	)		—			11

NET OPERATING INCOME (LOSS)	$	(1	)	$	6		$	10		$	15		$	17		$	40		$	17		$	15		$	89


Effective tax rate (operating income (loss))		86.9	%		56.4	%		21.9	%		15.1	%		12.1	%		-65.7	%		28.7	%		10.9	%		-5.5	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	499		$	585		$	586		$	1,670		$	606		$	528		$	472		$	409		$	2,015
Traditional Variable Annuities		97			118			113			328			151			136			153			134			574
Variable Life		—			2			1			3			3			1			3			1			8

Total Sales	$	596		$	705		$	700		$	2,001		$	760		$	665		$	628		$	544		$	2,597

Sales by Distribution Channel:
Financial Intermediaries	$	545		$	662		$	660		$	1,867		$	716		$	609		$	592		$	513		$	2,430
Independent Producers		17			15			12			44			10			20			13			12			55
Dedicated Sales Specialists		34			28			28			90			34			36			23			19			112

Total Sales	$	596		$	705		$	700		$	2,001		$	760		$	665		$	628		$	544		$	2,597

⁽¹⁾

The Income Distribution Series products are comprised of our retirement income deferred and immediate variable annuity products, including those variable annuity products with rider options that provide similar income features. These products do not include fixed single premium immediate or deferred annuities, which may also serve income distribution needs.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Fee-Based

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Income Distribution Series⁽¹⁾
Account value, net of reinsurance, beginning of period	$	5,308		$	4,877		$	4,535		$	4,535		$	3,978		$	3,361		$	2,813		$	2,402		$	2,402
Deposits		506			596			595			1,697			625			543			482			421			2,071
Surrenders, benefits and product charges		(115	)		(112	)		(105	)		(332	)		(98	)		(78	)		(66	)		(60	)		(302	)

Net flows		391			484			490			1,365			527			465			416			361			1,769
Interest credited and investment performance		(327	)		(53	)		(148	)		(528	)		30			152			132			50			364

Account value, net of reinsurance, end of period		5,372			5,308			4,877			5,372			4,535			3,978			3,361			2,813			4,535

Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		2,278			2,241			2,345			2,345			2,262			2,098			1,905			1,780			1,780
Deposits		92			105			108			305			148			133			149			130			560
Surrenders, benefits and product charges		(66	)		(63	)		(59	)		(188	)		(50	)		(48	)		(56	)		(41	)		(195	)

Net flows		26			42			49			117			98			85			93			89			365
Interest credited and investment performance		(290	)		(5	)		(153	)		(448	)		(15	)		79			100			36			200

Account value, net of reinsurance, end of period		2,014			2,278			2,241			2,014			2,345			2,262			2,098			1,905			2,345

Variable Life Insurance
Account value, beginning of the period		373			371			403			403			414			408			396			391			391
Deposits		4			5			5			14			6			6			7			5			24
Surrenders, benefits and product charges		(15	)		(10	)		(10	)		(35	)		(13	)		(15	)		(14	)		(12	)		(54	)

Net flows		(11	)		(5	)		(5	)		(21	)		(7	)		(9	)		(7	)		(7	)		(30	)
Interest credited and investment performance		(38	)		7			(27	)		(58	)		(4	)		15			19			12			42

Account value, end of period		324			373			371			324			403			414			408			396			403

Total Retirement Income—Fee-Based	$	7,710		$	7,959		$	7,489		$	7,710		$	7,283		$	6,654		$	5,867		$	5,114		$	7,283

⁽¹⁾

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	181		$	111		$	167		$	459		$	135		$	118		$	151		$	154		$	558
Net investment income		278			288			299			865			301			320			310			320			1,251
Net investment gains (losses)		(243	)		(112	)		(58	)		(413	)		(46	)		(15	)		(23	)		(9	)		(93	)
Insurance and investment product fees and other		3			3			3			9			4			5			5			6			20

Total revenues		219			290			411			920			394			428			443			471			1,736

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		267			183			247			697			214			194			222			228			858
Interest credited		126			126			124			376			126			131			138			141			536
Acquisition and operating expenses, net of deferrals		25			26			25			76			24			22			25			24			95
Amortization of deferred acquisition costs and intangibles		6			10			19			35			30			34			34			38			136
Interest expense		1			1			1			3			1			2			1			1			5

Total benefits and expenses		425			346			416			1,187			395			383			420			432			1,630

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(206	)		(56	)		(5	)		(267	)		(1	)		45			23			39			106
Provision (benefit) for income taxes		(87	)		(8	)		(2	)		(97	)		(1	)		11			9			14			33

INCOME (LOSS) FROM CONTINUING OPERATIONS		(119	)		(48	)		(3	)		(170	)		—			34			14			25			73

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		135			55			29			219			24			8			12			6			50

NET OPERATING INCOME	$	16		$	7		$	26		$	49		$	24		$	42		$	26		$	31		$	123


Effective tax rate (operating income)		-408.1	%		76.6	%		34.7	%		30.3	%		34.3	%		26.9	%		36.1	%		36.2	%		32.9	%

SALES:
Sales by Product:
Structured Settlements	$	—		$	—		$	3		$	3		$	12		$	5		$	30		$	47		$	94
Single Premium Immediate Annuities		259			150			240			649			189			208			218			200			815
Fixed Annuities		468			298			408			1,174			185			145			106			167			603

Total Sales	$	727		$	448		$	651		$	1,826		$	386		$	358		$	354		$	414		$	1,512

Sales by Distribution Channel:
Financial Intermediaries	$	572		$	360		$	541		$	1,473		$	299		$	250		$	239		$	275		$	1,063
Independent Producers		146			82			103			331			82			99			109			131			421
Dedicated Sales Specialists		9			6			7			22			5			9			6			8			28

Total Sales	$	727		$	448		$	651			1,826		$	386		$	358		$	354		$	414		$	1,512


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	181		$	111		$	165		$	457		$	124		$	114		$	124		$	111		$	473
Structured Settlements		—			—			2			2			11			4			27			43			85

Total Premiums	$	181		$	111		$	167		$	459		$	135		$	118		$	151		$	154		$	558

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Spread-Based

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	12,130		$	12,141		$	12,073		$	12,073		$	12,368		$	12,886		$	13,522		$	13,972		$	13,972
Deposits		514			333			436			1,283			215			184			144			207			750
Surrenders, benefits and product charges		(576	)		(449	)		(474	)		(1,499	)		(618	)		(815	)		(899	)		(781	)		(3,113	)

Net flows		(62	)		(116	)		(38	)		(216	)		(403	)		(631	)		(755	)		(574	)		(2,363	)
Interest credited		106			105			106			317			108			113			119			124			464

Account value, net of reinsurance, end of period		12,174			12,130			12,141			12,174			12,073			12,368			12,886			13,522			12,073

Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,781			6,781			6,668			6,668			6,458			6,367			6,261			6,174			6,174
Premiums and deposits		280			188			291			759			226			247			261			237			971
Surrenders, benefits and product charges		(197	)		(278	)		(267	)		(742	)		(102	)		(241	)		(240	)		(234	)		(817	)

Net flows		83			(90	)		24			17			124			6			21			3			154
Interest credited		92			90			89			271			86			85			85			84			340

Account value, net of reinsurance, end of period		6,956			6,781			6,781			6,956			6,668			6,458			6,367			6,261			6,668

Structured Settlements
Account value, net of reinsurance, beginning of period		1,107			1,105			1,103			1,103			1,092			1,088			1,058			1,011			1,011
Premiums and deposits		—			1			2			3			12			5			30			47			94
Surrenders, benefits and product charges		(15	)		(13	)		(14	)		(42	)		(15	)		(15	)		(15	)		(14	)		(59	)

Net flows		(15	)		(12	)		(12	)		(39	)		(3	)		(10	)		15			33			35
Interest credited		14			14			14			42			14			14			15			14			57

Account value, net of reinsurance, end of period		1,106			1,107			1,105			1,106			1,103			1,092			1,088			1,058			1,103

Total Retirement Income—Spread-Based, net of reinsurance	$	20,236		$	20,018		$	20,027		$	20,236		$	19,844		$	19,918		$	20,341		$	20,841		$	19,844

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Institutional

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		87			100			135			322			167			175			167			166			675
Net investment gains (losses)		(206	)		(303	)		(59	)		(568	)		(128	)		(20	)		(6	)		(5	)		(159	)
Insurance and investment product fees and other		81			—			—			81			—			—			—			—			—

Total revenues		(38	)		(203	)		76			(165	)		39			155			161			161			516

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		80			86			115			281			149			157			149			141			596
Acquisition and operating expenses, net of deferrals		2			2			2			6			2			3			2			3			10
Amortization of deferred acquisition costs and intangibles		14			1			1			16			1			—			1			—			2
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		96			89			118			303			152			160			152			144			608

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(134	)		(292	)		(42	)		(468	)		(113	)		(5	)		9			17			(92	)
Provision (benefit) for income taxes		(49	)		(101	)		(14	)		(164	)		(40	)		(2	)		3			6			(33	)

INCOME (LOSS) FROM CONTINUING OPERATIONS		(85	)		(191	)		(28	)		(304	)		(73	)		(3	)		6			11			(59	)

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		134			196			39			369			82			13			4			3			102

NET OPERATING INCOME	$	49		$	5		$	11		$	65		$	9		$	10		$	10		$	14		$	43


Effective tax rate (operating income)		32.0	%		51.6	%		34.0	%		34.5	%		31.3	%		34.7	%		35.1	%		35.5	%		34.3	%

SALES:
Sales by Product:
Guaranteed Investment Contracts (GICs)	$	68		$	184		$	44		$	296		$	32		$	24		$	42		$	22		$	120
Funding Agreements Backing Notes		48			675			107			830			520			200			650			600			1,970
Funding Agreements		342			75			—			417			—			—			315			—			315

Total Sales	$	458		$	934		$	151		$	1,543		$	552		$	224		$	1,007		$	622		$	2,405

Institutional products are sold through specialized brokers and investment brokers, as well as directly to the contractholder.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Assets Under Management—Institutional

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GICs, Funding Agreements and Funding Agreements Backing Notes
Account value, beginning of period	$	10,773		$	10,655		$	10,982		$	10,982		$	11,292		$	11,515		$	10,724		$	10,483		$	10,483
Deposits⁽¹⁾		558			1,128			251			1,937			762			323			1,107			722			2,914
Surrenders and benefits⁽¹⁾		(2,149	)		(1,099	)		(727	)		(3,975	)		(1,226	)		(710	)		(460	)		(629	)		(3,025	)

Net flows		(1,591	)		29			(476	)		(2,038	)		(464	)		(387	)		647			93			(111	)
Interest credited		94			96			117			307			147			154			147			141			589
Foreign currency translation		(23	)		(7	)		32			2			7			10			(3	)		7			21

Account value, end of period	$	9,253		$	10,773		$	10,655		$	9,253		$	10,982		$	11,292		$	11,515		$	10,724		$	10,982

By Contract Type:
Guaranteed Investment Contracts	$	1,392		$	1,478		$	1,449					$	1,602		$	1,790		$	1,921		$	2,073
Funding Agreements Backing Notes		5,988			7,349			6,909						6,721			6,591			6,578			5,953
Funding Agreements		1,873			1,946			2,297						2,659			2,911			3,016			2,698

	$	9,253		$	10,773		$	10,655					$	10,982		$	11,292		$	11,515		$	10,724

Funding Agreements By Liquidity Provisions:
90 day—Putable	$	—		$	350		$	180					$	170		$	270		$	375		$	425
180 day—Putable		—			200			345						500			500			500			450
No put		955			550			925						1,135			1,285			1,285			1,235
Rolling maturity⁽²⁾
No extension and mature in next 12 months		475			740			740						290			265			—			—
Extendible with 12 and 13 months rolling maturity		100			100			100						550			575			840			575
Funding agreements with maturities greater than 12 months		337			—			—						—			—			—			—
Accrued interest		6			6			7						14			16			16			13

Total funding agreements	$	1,873		$	1,946		$	2,297					$	2,659		$	2,911		$	3,016		$	2,698

⁽¹⁾

”Surrenders and benefits” include contracts that have matured but are redeposited with us and reflected as deposits. For the three months ended September 30, 2008 and 2007, contracts were redeposited and are now reflected under “Deposits” amounted to zero and $100 million, respectively. For the nine months ended September 30, 2008 and 2007, contracts included $295 million and $300 million, respectively, that were redeposited and reflected under “Deposits.”

⁽²⁾	Includes products having a 12 and 13 month rolling maturity.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	241		$	250		$	242		$	733		$	231		$	236		$	238		$	235		$	940
Net investment income		141			148			153			442			171			183			164			157			675
Net investment gains (losses)		(137	)		(80	)		(26	)		(243	)		(29	)		4			(7	)		—			(32	)
Insurance and investment product fees and other		98			89			93			280			100			88			95			93			376

Total revenues		343			407			462			1,212			473			511			490			485			1,959

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		230			208			205			643			202			204			202			196			804
Interest credited		63			60			61			184			61			60			62			60			243
Acquisition and operating expenses, net of deferrals		37			34			37			108			35			32			31			31			129
Amortization of deferred acquisition costs and intangibles		18			39			35			92			35			27			36			32			130
Interest expense		37			38			46			121			56			57			50			42			205

Total benefits and expenses		385			379			384			1,148			389			380			381			361			1,511

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(42	)		28			78			64			84			131			109			124			448
Provision (benefit) for income taxes		(16	)		(6	)		29			7			29			47			39			46			161

INCOME (LOSS) FROM CONTINUING OPERATIONS		(26	)		34			49			57			55			84			70			78			287

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		89			53			16			158			21			(3	)		5			—			23

NET OPERATING INCOME	$	63		$	87		$	65		$	215		$	76		$	81		$	75		$	78		$	310


Effective tax rate (operating income)		33.6	%		20.2	%		36.9	%		30.0	%		33.7	%		36.1	%		35.3	%		37.1	%		35.6	%

SALES:
Sales by Product:
Term Life	$	21		$	25		$	23		$	69		$	26		$	28		$	29		$	29		$	112
Universal Life:
Annualized first-year deposits		12			14			13			39			14			15			15			11			55
Excess deposits		43			46			43			132			64			53			41			48			206

Total Universal Life		55			60			56			171			78			68			56			59			261

Total Sales	$	76		$	85		$	79		$	240		$	104		$	96		$	85		$	88		$	373

Sales by Distribution Channel:
Financial Intermediaries	$	—		$	1		$	1		$	2		$	2		$	1		$	2		$	1		$	6
Independent Producers		76			84			78			238			102			95			83			87			367

Total Sales	$	76		$	85		$	79		$	240		$	104		$	96		$	85		$	88		$	373

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Life Insurance In-force

(amounts in millions)


	2008						2007
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
Term life insurance
Life insurance in-force, net of reinsurance	$	491,032	$	481,430	$	476,503	$	464,411	$	457,001	$	449,654	$	439,380
Life insurance in-force before reinsurance	$	625,385	$	621,221	$	619,086	$	618,379	$	614,248	$	610,071	$	602,725
Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	43,781	$	42,833	$	42,590	$	42,181	$	41,638	$	41,303	$	40,912
Life insurance in-force before reinsurance	$	51,043	$	51,851	$	51,534	$	51,175	$	50,737	$	50,290	$	49,834
Total life insurance
Life insurance in-force, net of reinsurance	$	534,813	$	524,263	$	519,093	$	506,592	$	498,639	$	490,957	$	480,292
Life insurance in-force before reinsurance	$	676,428	$	673,072	$	670,620	$	669,554	$	664,985	$	660,361	$	652,559

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Long-Term Care

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	536		$	524		$	511		$	1,571		$	506		$	507		$	498		$	485		$	1,996
Net investment income		222			215			216			653			212			210			213			196			831
Net investment gains (losses)		(34	)		(23	)		(32	)		(89	)		(2	)		2			(10	)		(5	)		(15	)
Insurance and investment product fees and other		6			6			6			18			6			6			5			7			24

Total revenues		730			722			701			2,153			722			725			706			683			2,836

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		540			531			522			1,593			509			517			494			480			2,000
Interest credited		46			45			41			132			45			40			38			39			162
Acquisition and operating expenses, net of deferrals		89			84			83			256			89			84			87			84			344
Amortization of deferred acquisition costs and intangibles		29			31			29			89			24			24			34			27			109
Interest expense		—			—			—			—			1			—			—			—			1

Total benefits and expenses		704			691			675			2,070			668			665			653			630			2,616

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		26			31			26			83			54			60			53			53			220
Provision for income taxes		9			12			9			30			20			20			19			19			78

INCOME FROM CONTINUING OPERATIONS		17			19			17			53			34			40			34			34			142

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		22			15			21			58			2			(1	)		7			3			11

NET OPERATING INCOME	$	39		$	34		$	38		$	111		$	36		$	39		$	41		$	37		$	153


Effective tax rate (operating income)		34.7	%		36.4	%		34.9	%		35.3	%		36.5	%		33.3	%		35.8	%		35.9	%		35.4	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	5		$	4		$	6		$	15		$	7		$	6		$	7		$	7		$	27
Independent Producers		23			24			23			70			25			25			23			24			97
Dedicated Sales Specialist		15			16			15			46			13			13			11			10			47

Total Individual Long-Term Care		43			44			44			131			45			44			41			41			171
Group Long-Term Care		1			1			1			3			1			—			1			—			2
Medicare Supplement and Other A&H		14			13			10			37			10			8			7			7			32
Linked-Benefits		6			8			7			21			10			8			5			4			27

Total Sales	$	64		$	66		$	62		$	192		$	66		$	60		$	54		$	52		$	232


LOSS RATIOS:
Total Long-Term Care
Earned Premium	$	470		$	459		$	443		$	1,372		$	442		$	444		$	430		$	419		$	1,735
Loss Ratio⁽¹⁾		66.5	%		66.9	%		66.9	%		66.7	%		67.5	%		70.0	%		67.8	%		65.4	%		66.6	%
Gross Benefits Ratio⁽²⁾		104.6	%		105.2	%		105.6	%		105.1	%		105.0	%		106.4	%		103.9	%		101.0	%		102.5	%
Medicare Supplement and A&H⁽³⁾
Earned Premium	$	68		$	68		$	68		$	204		$	66		$	65		$	69		$	67		$	267
Loss Ratio⁽¹⁾		69.6	%		70.5	%		76.2	%		72.1	%		66.2	%		66.8	%		68.4	%		80.7	%		74.5	%

⁽¹⁾	We calculate the loss ratio for our long-term care insurance product by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽²⁾	We calculate the gross benefits ratio by dividing the benefits and other changes in policy reserves by net earned premium.

⁽³⁾	The Medicare Supplement and A&H earned premium and loss ratio does not include the linked-benefits product.

International

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income—International

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	587		$	628		$	609		$	1,824		$	623		$	572		$	509		$	493		$	2,197
Net investment income		146			148			138			432			138			131			113			88			470
Net investment gains (losses)		(37	)		25			(7	)		(19	)		(2	)		—			(5	)		—			(7	)
Insurance and investment product fees and other		7			7			11			25			8			8			7			6			29

Total revenues		703			808			751			2,262			767			711			624			587			2,689

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		147			160			163			470			140			126			112			107			485
Acquisition and operating expenses, net of deferrals		254			273			258			785			266			281			229			224			1,000
Amortization of deferred acquisition costs and intangibles		87			97			103			287			96			94			86			87			363
Interest expense		19			8			7			34			8			6			10			4			28

Total benefits and expenses		507			538			531			1,576			510			507			437			422			1,876

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		196			270			220			686			257			204			187			165			813
Provision for income taxes		54			71			64			189			78			65			48			42			233

INCOME FROM CONTINUING OPERATIONS		142			199			156			497			179			139			139			123			580

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		24			(16	)		4			12			1			1			3			—			5

NET OPERATING INCOME⁽¹⁾	$	166		$	183		$	160		$	509		$	180		$	140		$	142		$	123		$	585


Effective tax rate (operating income)		28.1	%		25.6	%		29.5	%		27.7	%		30.7	%		32.2	%		25.7	%		25.3	%		28.8	%

⁽¹⁾	Net operating income adjusted for foreign exchange for our International segment was $161 million and $460 million for the three and nine months ended September 30, 2008, respectively.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	137		$	139		$	133		$	409		$	142		$	108		$	94		$	83		$	427
Net investment income⁽²⁾		50			50			48			148			49			52			31			29			161
Net investment gains (losses)		—			26			(6	)		20			—			(2	)		—			—			(2	)
Insurance and investment product fees and other		1			—			—			1			1			—			—			—			1

Total revenues		188			215			175			578			192			158			125			112			587

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		34			30			35			99			26			20			16			13			75
Acquisition and operating expenses, net of deferrals⁽²⁾		22			22			22			66			25			31			15			13			84
Amortization of deferred acquisition costs and intangibles		8			9			8			25			6			4			5			4			19
Interest expense		1			—			1			2			1			1			—			1			3

Total benefits and expenses		65			61			66			192			58			56			36			31			181

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		123			154			109			386			134			102			89			81			406
Provision for income taxes		43			54			38			135			46			35			30			26			137

INCOME FROM CONTINUING OPERATIONS		80			100			71			251			88			67			59			55			269

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			(17	)		4			(13	)		—			1			—			—			1

NET OPERATING INCOME⁽³⁾	$	80		$	83		$	75		$	238		$	88		$	68		$	59		$	55		$	270


Effective tax rate (operating income)		35.2	%		35.0	%		35.0	%		35.0	%		34.4	%		34.2	%		33.3	%		32.6	%		33.8	%

SALES
New Insurance Written (NIW)
Flow	$	8,000		$	7,500		$	4,900		$	20,400		$	8,100		$	11,000		$	9,600		$	6,000		$	34,700
Bulk		900			800			1,500			3,200			7,800			1,300			11,900			400			21,400

Total Canada NIW⁽⁴⁾	$	8,900		$	8,300		$	6,400		$	23,600		$	15,900		$	12,300		$	21,500		$	6,400		$	56,100

⁽¹⁾

Included in the results for the fourth quarter of 2007 are adjustments related to the premium recognition curve and loss factor updates. These adjustments favorably impacted net operating income by $13 million in the fourth quarter of 2007. For further details, see our fourth quarter 2007 financial supplement on our website at www.genworth.com.

⁽²⁾

The three months ended September 30, 2007 includes a reclassification of expense of $16 million from net investment income to acquisition and operating expenses, net of deferrals. The reclassification is associated with exit fee accruals for the guarantee fund the Canadian government requires us to maintain in the event of insolvency. Prior periods were not restated as the adjustment is immaterial to the three months ended September 30, 2007 and all prior periods. The respective expense amount related to the third, second and first quarter of 2007 was $7 million, $6 million and $3 million, respectively.

⁽³⁾	Net operating income for our Canada platform adjusted for foreign exchange was $79 million and $218 million for the three and nine months ended September 30, 2008, respectively.

⁽⁴⁾	New insurance written for our Canada platform adjusted for foreign exchange was $8,900 million and $22,100 million for the three and nine months ended September 30, 2008, respectively.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	78		$	85		$	86		$	249		$	71		$	73		$	72		$	68		$	284
Net investment income		38			38			35			111			33			30			31			22			116
Net investment gains (losses)		(4	)		—			(1	)		(5	)		—			3			(2	)		—			1
Insurance and investment product fees and other		—			1			—			1			—			—			—			1			1

Total revenues		112			124			120			356			104			106			101			91			402

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38			35			35			108			33			36			34			31			134
Acquisition and operating expenses, net of deferrals		13			18			19			50			15			14			13			12			54
Amortization of deferred acquisition costs and intangibles		6			6			7			19			4			5			5			5			19
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		57			59			61			177			52			55			52			48			207

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		55			65			59			179			52			51			49			43			195
Provision for income taxes		10			15			12			37			12			13			7			7			39

INCOME FROM CONTINUING OPERATIONS		45			50			47			142			40			38			42			36			156

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		3			—			—			3			—			(2	)		2			—			—

NET OPERATING INCOME⁽²⁾	$	48		$	50		$	47		$	145		$	40		$	36		$	44		$	36		$	156


Effective tax rate (operating income)		19.7	%		22.3	%		20.9	%		21.0	%		23.8	%		25.6	%		14.9	%		15.5	%		20.1	%

SALES
New Insurance Written (NIW)
Flow	$	8,700		$	10,000		$	10,400		$	29,100		$	11,600		$	11,400		$	11,600		$	10,800		$	45,400
Bulk		600			600			1,000			2,200			900			7,000			5,900			2,300			16,100

Total Australia NIW⁽³⁾	$	9,300		$	10,600		$	11,400		$	31,300		$	12,500		$	18,400		$	17,500		$	13,100		$	61,500

⁽¹⁾

Included in the results for the fourth quarter of 2007 are adjustments related to the premium recognition curve and loss factor updates. These adjustments unfavorably impacted net operating income by $4 million in the fourth quarter of 2007. For further details, see our fourth quarter 2007 financial supplement on our website at www.genworth.com.

⁽²⁾	Net operating income for our Australia platform adjusted for foreign exchange was $47 million and $131 million for the three and nine months ended September 30, 2008, respectively.

⁽³⁾	New insurance written for our Australia platform adjusted for foreign exchange was $8,800 million and $28,100 million for the three and nine months ended September 30, 2008, respectively.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) and Sales—Other International Mortgage Insurance

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	30		$	29		$	28		$	87		$	63		$	27		$	29		$	22		$	141
Net investment income		9			9			9			27			9			9			7			5			30
Net investment gains (losses)		(6	)		—			—			(6	)		—			—			(1	)		—			(1	)
Insurance and investment product fees and other		—			—			1			1			1			1			—			—			2

Total revenues		33			38			38			109			73			37			35			27			172

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		26			19			21			66			21			10			11			5			47
Acquisition and operating expenses, net of deferrals		19			17			17			53			27			18			18			18			81
Amortization of deferred acquisition costs and intangibles		1			2			1			4			2			2			1			1			6
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		46			38			39			123			50			30			30			24			134

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(13	)		—			(1	)		(14	)		23			7			5			3			38
Provision (benefit) for income taxes		(7	)		(1	)		(1	)		(9	)		7			2			1			—			10

INCOME (LOSS) FROM CONTINUING OPERATIONS		(6	)		1			—			(5	)		16			5			4			3			28

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		4			—			—			4			—			1			—			—			1

NET OPERATING INCOME (LOSS)⁽²⁾	$	(2	)	$	1		$	—		$	(1	)	$	16		$	6		$	4		$	3		$	29


Effective tax rate (operating income (loss))		74.7	%		219.7	%		154.3	%		86.5	%		30.7	%		30.2	%		21.2	%		-1.6	%		27.0	%

SALES
New Insurance Written (NIW)
Flow	$	2,000		$	2,100		$	2,300		$	6,400		$	3,300		$	4,700		$	5,100		$	4,900		$	18,000
Bulk		1,100			500			700			2,300			900			800			400			3,800			5,900

Total Other International NIW⁽³⁾	$	3,100		$	2,600		$	3,000		$	8,700		$	4,200		$	5,500		$	5,500		$	8,700		$	23,900

⁽¹⁾

Included in the results for the fourth quarter of 2007 are adjustments related to the premium recognition curve and loss factor updates. These adjustments favorably impacted net operating income by $14 million in the fourth quarter of 2007. For further details, see our fourth quarter 2007 financial supplement on our website at www.genworth.com.

⁽²⁾	Net operating income (loss) for our Other International platform adjusted for foreign exchange was $(2) million for the three and nine months ended September 30, 2008.

⁽³⁾	New insurance written for our Other International platform adjusted for foreign exchange was $3,000 million and $8,000 million for the three and nine months ended September 30, 2008, respectively.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written
Canada	$	214		$	198		$	130		$	542		$	225		$	301		$	262		$	137		$	925
Australia		82			89			97			268			109			102			108			102			421
Other International		10			5			18			33			28			49			58			83			218

Total International Net Premiums Written	$	306		$	292		$	245		$	843		$	362		$	452		$	428		$	322		$	1,564

Loss Ratio⁽¹⁾
Canada		25	%		21	%		26	%		24	%		18	%		18	%		17	%		16	%		18	%
Australia		48	%		41	%		41	%		43	%		46	%		49	%		47	%		46	%		47	%
Other International		87	%		70	%		71	%		76	%		33	%		38	%		37	%		24	%		33	%
Total International Loss Ratio		40	%		33	%		37	%		37	%		29	%		32	%		31	%		29	%		30	%

Expense Ratio⁽²⁾
Canada		14	%		16	%		23	%		17	%		13	%		12	%		7	%		12	%		11	%
Australia		22	%		27	%		27	%		26	%		18	%		18	%		17	%		17	%		17	%
Other International		190	%		362	%		104	%		171	%		100	%		38	%		34	%		23	%		40	%
Total International Expense Ratio		22	%		25	%		31	%		26	%		22	%		16	%		13	%		16	%		17	%

Expense Ratio Adjusted for Canada Reclassification⁽³⁾
Canada																	9	%		10	%		15	%		11	%
Total International Expense Ratio																	14	%		15	%		18	%		17	%

Primary Insurance In-force
Canada	$	192,800		$	194,100		$	185,000					$	187,900		$	172,400		$	150,000		$	119,700
Australia		207,500			249,900			234,600						221,400			224,500			205,100			185,200
Other International		64,300			71,500			72,400						68,500			65,000			59,800			56,000

Total International Primary Insurance In-force	$	464,600		$	515,500		$	492,000					$	477,800		$	461,900		$	414,900		$	360,900

Primary Risk In-force⁽⁴⁾
Canada
Flow	$	53,300		$	53,400		$	50,700					$	51,200		$	48,400		$	41,800		$	35,900
Bulk		14,200			14,500			14,100						14,600			11,900			10,700			6,000

Total Canada		67,500			67,900			64,800						65,800			60,300			52,500			41,900
Australia
Flow		63,700			76,500			71,600						67,200			68,200			64,100			59,300
Bulk		8,900			11,000			10,500						10,300			10,400			7,700			5,500

Total Australia		72,600			87,500			82,100						77,500			78,600			71,800			64,800
Other International
Flow		7,100			7,900			8,000						7,400			7,200			6,400			5,800
Bulk		800			800			800						700			700			900			1,100

Total Other International		7,900			8,700			8,800						8,100			7,900			7,300			6,900

Total International Primary Risk In-force	$	148,000		$	164,100		$	155,700					$	151,400		$	146,800		$	131,600		$	113,600

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾

The ratio of incurred losses and loss adjustment expense to net premiums earned. In determining the pricing of our mortgage insurance products, we develop a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporates both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. New business pricing loss ratios for our international businesses are as follows: Canada 35-40%, Australia 30-40% and Europe 60-65%.

⁽²⁾	The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

⁽³⁾	Includes the impact of the adjustment referenced on page 36 related to the reclassification of guarantee fund fees from net investment income to acquisition and operating expenses, net of deferrals, in the third quarter of 2007.

⁽⁴⁾

Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in-force, we have computed an “Effective Risk In-force” amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance—Canada

(dollar amounts in millions)


Primary Insurance	September 30, 2008			June 30, 2008			September 30, 2007
Insured loans in-force		1,141,020			1,108,423		1,005,300
Insured delinquent loans		2,517			2,340		1,863
Insured delinquency rate		0.22	%		0.21	%	0.19	%

Flow loans in-force		871,025			842,863		770,727
Flow delinquent loans		2,298			2,140		1,716
Flow delinquency rate		0.26	%		0.25	%	0.22	%

Bulk loans in-force		269,995			265,560		234,573
Bulk delinquent loans		219			200		147
Bulk delinquency rate		0.08	%		0.08	%	0.06	%

Loss Metrics	September 30, 2008			June 30, 2008
Beginning Reserves	$	117		$	106
Paid claims		(21	)		(20	)
Increase (decrease) in reserves		35			30
Impact of changes in foreign exchange rates		(4	)		1

Ending Reserves	$	127		$	117


	September 30, 2008					June 30, 2008					September 30, 2007
	% of Primary Risk In-force			Primary Delinquency Rate		% of Primary Risk In-force			Primary Delinquency Rate		% of Primary Risk In-force
Ontario		48	%	0.22	%		48	%	0.23	%		51	%
British Columbia		16		0.11	%		16		0.09	%		15
Alberta		15		0.24	%		15		0.18	%		14
Quebec		14		0.25	%		14		0.25	%		14
Nova Scotia		2		0.26	%		2		0.20	%		2
Saskatchewan		2		0.07	%		2		0.08	%		1
Manitoba		1		0.12	%		1		0.11	%		1
New Brunswick		1		0.23	%		1		0.31	%		1
All Other		1		0.02	%		1		0.16	%		1

Total		100	%	0.22	%		100	%	0.20	%		100	%

By Policy Year
2000 and Prior		9	%	0.04	%		9	%	0.04	%		11	%
2001		3		0.04	%		3		0.07	%		4
2002		5		0.07	%		5		0.08	%		6
2003		7		0.11	%		7		0.14	%		9
2004		10		0.20	%		11		0.20	%		12
2005		11		0.27	%		12		0.29	%		14
2006		14		0.45	%		15		0.45	%		19
2007		28		0.33	%		30		0.24	%		25
2008		13		0.06	%		8		0.01	%		—

Total		100	%	0.22	%		100	%	0.20	%		100	%

Loan Amount (in CAD)⁽¹⁾
Over $550K		3	%				3	%				2	%
$400 to $550K		6					6					5
$250 to $400K		26					26					24
$100K to $250K		57					57					60
$100K or Less		8					8					9

Total		100	%				100	%				100	%

Average Primary Loan Size (CAD in thousands)⁽¹⁾	$	180				$	178				$	160

⁽¹⁾	Loan amount and size presented in Canadian dollars.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance—Australia

(dollar amounts in millions)


Primary Insurance	September 30, 2008			June 30, 2008			September 30, 2007
Insured loans in-force		1,426,729			1,422,851		1,442,450
Insured delinquent loans		5,121			5,026		4,196
Insured delinquency rate		0.36	%		0.35	%	0.29	%

Flow loans in-force		1,247,313			1,240,020		1,252,370
Flow delinquent loans		5,018			4,926		4,103
Flow delinquency rate		0.40	%		0.40	%	0.33	%

Bulk loans in-force		179,416			182,831		190,080
Bulk delinquent loans		103			100		93
Bulk delinquency rate		0.06	%		0.05	%	0.05	%

Loss Metrics	September 30, 2008			June 30, 2008
Beginning Reserves	$	164		$	157
Paid claims		(31	)		(36	)
Increase (decrease) in reserves		38			35
Impact of changes in foreign exchange rates		(30	)		8

Ending Reserves	$	141		$	164


	September 30, 2008					June 30, 2008					September 30, 2007
	% of Primary Risk In-force			Primary Delinquency Rate		% of Primary Risk In-force			Primary Delinquency Rate		% of Primary Risk In-force
New South Wales		33	%	0.68	%		33	%	0.67	%		34	%
Victoria		22		0.29	%		22		0.32	%		23
Queensland		21		0.19	%		21		0.17	%		20
Western Australia		10		0.15	%		10		0.13	%		10
South Australia		5		0.18	%		5		0.20	%		5
New Zealand		4		0.41	%		4		0.30	%		3
Australian Capital Territory		2		0.07	%		2		0.08	%		2
Tasmania		2		0.14	%		2		0.14	%		2
Northern Territory		1		0.13	%		1		0.08	%		1

Total		100	%	0.36	%		100	%	0.35	%		100	%

By Policy Year
2000 and Prior		10	%	0.03	%		10	%	0.04	%		13	%
2001		3		0.05	%		4		0.06	%		4
2002		6		0.11	%		6		0.11	%		8
2003		8		0.25	%		8		0.27	%		9
2004		10		0.55	%		10		0.58	%		12
2005		14		0.59	%		15		0.72	%		17
2006		18		0.65	%		19		0.66	%		21
2007		19		0.43	%		20		0.32	%		16
2008		12		0.08	%		8		0.03	%		—

Total		100	%	0.38	%		100	%	0.35	%		100	%

Loan Amount (in AUD)⁽¹⁾
Over $550K		10	%				10	%				8	%
$400 to $550K		12					12					11
$250 to $400K		33					32					31
$100K to $250K		37					37					40
$100K or Less		8					9					10

Total		100	%				100	%				100	%

Average Primary Loan Size (AUD in thousands)⁽¹⁾	$	184				$	183				$	156

⁽¹⁾	Loan amount and size presented in Australian dollars.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


Risk In-force by Loan-To-Value Ratio ⁽¹⁾	September 30, 2008						June 30, 2008
Canada	Primary		Flow		Bulk		Primary		Flow		Bulk
95.01% and above	$	21,945	$	21,945	$	—	$	21,563	$	21,563	$	—
90.01% to 95.00%		18,029		18,026		2		18,271		18,269		3
80.01% to 90.00%		11,988		11,268		720		12,138		11,512		626
80.00% and below		15,503		2,082		13,422		15,966		2,119		13,847

Total Canada	$	67,465	$	53,321	$	14,144	$	67,938	$	53,463	$	14,476

Australia
95.01% and above	$	8,671	$	8,670	$	1	$	9,873	$	9,872	$	1
90.01% to 95.00%		12,411		12,399		12		14,899		14,883		16
80.01% to 90.00%		17,506		17,371		136		21,091		20,919		172
80.00% and below		34,055		25,296		8,758		41,582		30,780		10,802

Total Australia	$	72,643	$	63,736	$	8,907	$	87,445	$	76,454	$	10,991

Other International
95.01% and above	$	2,381	$	2,327	$	54	$	2,644	$	2,564	$	81
90.01% to 95.00%		2,888		2,760		128		3,261		3,153		107
80.01% to 90.00%		2,369		1,827		542		2,558		2,031		526
80.00% and below		236		161		75		244		166		78

Total Other International	$	7,874	$	7,075	$	799	$	8,707	$	7,914	$	792

Amounts may not total due to rounding.

⁽¹⁾	Loan amount in loan-to-value ratio calculation includes capitalized premiums, where applicable.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Lifestyle Protection

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	342		$	375		$	362		$	1,079		$	347		$	364		$	314		$	320		$	1,345
Net investment income		49			51			46			146			47			40			44			32			163
Net investment gains (losses)		(27	)		(1	)		—			(28	)		(2	)		(1	)		(2	)		—			(5	)
Insurance and investment product fees and other		6			6			10			22			6			7			7			5			25

Total revenues		370			431			418			1,219			398			410			363			357			1,528

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		49			76			72			197			60			60			51			58			229
Acquisition and operating expenses, net of deferrals		200			216			200			616			199			218			183			181			781
Amortization of deferred acquisition costs and intangibles		72			80			87			239			84			83			75			77			319
Interest expense		18			8			6			32			7			5			10			3			25

Total benefits and expenses		339			380			365			1,084			350			366			319			319			1,354

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		31			51			53			135			48			44			44			38			174
Provision (benefit) for income taxes		8			3			15			26			13			15			10			9			47

INCOME FROM CONTINUING OPERATIONS		23			48			38			109			35			29			34			29			127

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		17			1			—			18			1			1			1			—			3

NET OPERATING INCOME⁽¹⁾	$	40		$	49		$	38		$	127		$	36		$	30		$	35		$	29		$	130


Effective tax rate (operating income)		27.6	%		8.7	%		28.2	%		21.7	%		27.8	%		35.1	%		23.3	%		22.8	%		27.5	%

SALES
Lifestyle Protection
Traditional indemnity premiums	$	333		$	390		$	334		$	1,057		$	362		$	378		$	584		$	364		$	1,688
Premium equivalents for administrative services only business		20			30			35			85			33			44			40			50			167
Reinsurance premiums assumed accounted for under the deposit method		260			301			270			831			253			232			244			172			901

Total Lifestyle Protection⁽²⁾		613			721			639			1,973			648			654			868			586			2,756
Mexico operations		23			20			21			64			22			19			18			19			78

Total Sales	$	636		$	741		$	660		$	2,037		$	670		$	673		$	886		$	605		$	2,834


SALES BY REGION
Lifestyle Protection
Established European Regions
Western region	$	88		$	120		$	130		$	338		$	129		$	173		$	175		$	198		$	675
Central region		153			182			153			488			150			157			146			122			575
Southern region		140			174			137			451			152			127			145			112			536
Nordic region		82			97			85			264			78			73			77			68			296
New Markets		71			63			56			190			61			50			43			34			188
Structured Deals⁽³⁾		79			85			78			242			78			74			282			52			486

Total Lifestyle Protection		613			721			639			1,973			648			654			868			586			2,756
Mexico operations		23			20			21			64			22			19			18			19			78

Total Sales	$	636		$	741		$	660		$	2,037		$	670		$	673		$	886		$	605		$	2,834

⁽¹⁾	Net operating income adjusted for foreign exchange for our lifestyle protection business was $37 million and $113 million for the three and nine months ended September 30, 2008, respectively.

⁽²⁾	Sales adjusted for foreign exchange for our lifestyle protection business was $589 million and $1,813 million for the three and nine months ended September 30, 2008, respectively.

⁽³⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements and ongoing reciprocal arrangements in place with certain clients.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Income (Loss) and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	185		$	190		$	183		$	558		$	171		$	159		$	148		$	137		$	615
Net investment income		36			36			37			109			36			38			36			37			147
Net investment gains (losses)		(45	)		1			1			(43	)		5			1			—			—			6
Insurance and investment product fees and other		4			11			8			23			12			8			10			7			37

Total revenues		180			238			229			647			224			206			194			181			805

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		301			295			259			855			186			123			60			52			421
Acquisition and operating expenses, net of deferrals		33			36			37			106			35			30			34			32			131
Amortization of deferred acquisition costs and intangibles		68			11			9			88			7			10			8			8			33

Total benefits and expenses		402			342			305			1,049			228			163			102			92			585

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(222	)		(104	)		(76	)		(402	)		(4	)		43			92			89			220
Provision (benefit) for income taxes		(73	)		(45	)		(41	)		(159	)		(4	)		3			26			24			49

INCOME (LOSS) FROM CONTINUING OPERATIONS		(149	)		(59	)		(35	)		(243	)		—			40			66			65			171

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		28			—			(1	)		27			(3	)		(1	)		—			—			(4	)

NET OPERATING INCOME (LOSS)	$	(121	)	$	(59	)	$	(36	)	$	(216	)	$	(3	)	$	39		$	66		$	65		$	167


Effective tax rate (operating income (loss))		32.2	%		43.4	%		53.9	%		40.1	%		65.2	%		7.1	%		28.2	%		27.1	%		22.0	%

SALES
New Insurance Written (NIW)
Flow	$	6,200		$	14,000		$	15,000		$	35,200		$	16,000		$	13,200		$	10,800		$	6,900		$	46,900
Bulk		100			400			100			600			2,200			2,800			11,100			6,100			22,200
Pool		200			200			100			500			100			100			200			100			500

Total U.S. Mortgage NIW	$	6,500		$	14,600		$	15,200		$	36,300		$	18,300		$	16,100		$	22,100		$	13,100		$	69,600

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Growth Metrics—U.S. Mortgage Insurance

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written	$	193		$	214		$	202		$	609		$	188		$	167		$	152		$	140		$	647
New Risk Written
Flow	$	1,475		$	3,465		$	3,768		$	8,708		$	4,117		$	3,330		$	2,658		$	1,695		$	11,800
Bulk⁽¹⁾		10			25			4			39			42			62			320			195			619

Total Primary		1,485			3,490			3,772			8,747			4,159			3,392			2,978			1,890			12,419
Pool		7			7			5			19			6			5			7			3			21

Total New Risk Written	$	1,492		$	3,497		$	3,777		$	8,766		$	4,165		$	3,397		$	2,985		$	1,893		$	12,440

Primary Insurance In-force	$	175,300		$	174,900		$	166,700					$	157,600		$	144,800		$	135,500		$	120,500
Risk In-force
Flow	$	35,169		$	34,667		$	32,398					$	29,817		$	26,687		$	24,442		$	23,013
Bulk⁽¹⁾		1,344			1,371			1,355						1,361			1,323			1,268			952

Total Primary		36,513			36,038			33,753						31,178			28,010			25,710			23,965
Pool		374			381			383						393			414			428			436

Total Risk In-force	$	36,887		$	36,419		$	34,136					$	31,571		$	28,424		$	26,138		$	24,401


Other Metrics—U.S. Mortgage Insurance

GAAP Basis Expense Ratio⁽²⁾		55	%		25	%		25	%		35	%		25	%		25	%		28	%		29	%		27	%
Adjusted Expense Ratio⁽³⁾		53	%		22	%		23	%		32	%		23	%		24	%		27	%		29	%		25	%
Flow Persistency		88	%		85	%		83	%					85	%		82	%		78	%		78	%
Gross written premiums ceded to captives/total direct written premiums		21	%		20	%		20	%					21	%		21	%		22	%		22	%
Risk to Capital Ratio⁽⁴⁾		14.8:1			13.2:1			12.4:1						11.3:1			9.2:1			8.8:1			8.8:1

Average primary loan size (in thousands)	$	170		$	169		$	166					$	164		$	160
Primary risk in-force subject to captives		53	%		55	%		58	%					60	%		61	%
Primary risk in-force that is GSE conforming		95	%		95	%		95	%					95	%		95	%
Primary interest only risk in-force with initial reset > 5 years		95	%		95	%		94	%					94	%		93	%
Primary risk in-force with potential to reset in 2008⁽⁵⁾		1.1	%		1.3	%		1.4	%					1.6	%		2.0	%
Primary risk in-force with potential to reset in 2009⁽⁵⁾		1.3	%		1.4	%		1.6	%					0.0	%		0.0	%

The expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The amounts previously presented for new risk written and risk in-force have been revised to exclude deductible amounts specific to our GSE Alt-A and portfolio deals where we are in a first loss position.

⁽²⁾	The ratio of an insurer’s general expenses to net earned premiums. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

⁽³⁾	The ratio of an insurer’s general expenses to net written premiums. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

⁽⁴⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingent reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of the beginning of the period indicated.

⁽⁵⁾	Represents < 5 year adjustable rate mortgages excluding option ARMs.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Loss Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Paid Claims
Flow	$	131		$	89		$	79		$	299		$	64		$	49		$	40		$	38		$	191
Bulk		1			3			5			9			1			—			1			—			2

Total Primary		132			92			84			308			65			49			41			38			193
Pool		—			—			—			—			—			—			—			—			—

Total Paid Claims	$	132		$	92		$	84		$	308		$	65		$	49		$	41		$	38		$	193

Average Paid Claim (in thousands)	$	48.6		$	42.9		$	42.4					$	39.2		$	35.8		$	32.5		$	32.2
Number of Primary Delinquencies
Flow		57,985			46,700			38,316						35,489			27,609			22,970			21,804
Bulk loans with established reserve		6,038			4,475			3,768						2,404			1,338			881			554
Bulk loans with no reserve⁽¹⁾		7,535			6,630			4,442						3,066			1,809			1,205			1,012
Average Reserve Per Delinquency (in thousands)
Flow	$	20.5		$	19.1		$	15.8					$	12.4		$	12.0		$	11.4		$	11.3
Bulk loans with established reserve		19.8			18.2			14.9						11.5			10.2			7.4			6.1
Bulk loans with no reserve⁽¹⁾		—			—			—						—			—			—			—
Beginning Reserves	$	973		$	661		$	467		$	467		$	345		$	270		$	251		$	237		$	237
Paid claims		(132	)		(92	)		(84	)		(308	)		(65	)		(49	)		(41	)		(38	)		(193	)
Increase (decrease) in reserves		471			404			278			1,153			187			124			60			52			423

Ending Reserves	$	1,312		$	973		$	661		$	1,312		$	467		$	345		$	270		$	251		$	467

Captive Reinsurance Recoverable⁽²⁾	$	300		$	131		$	21					$	2		$	1		$	1		$	1
Loss Ratio⁽³⁾		163	%		155	%		142	%		154	%		109	%		78	%		41	%		38	%		68	%

The loss ratio included above is calculated using whole dollars and may be different than the ratio calculated using the rounded numbers included herein.

⁽¹⁾	Reserves are not established on loans where we were in a secondary loss position due to an existing deductible and we believe currently have no risk for claim.

⁽²⁾

Reinsurance recoverable includes amounts for book years of business that have reached specified captive attachment levels under non-quota share captive reinsurance arrangements. These amounts do not include captive benefit and paid claim recoveries under quota share and non-captive reinsurance arrangements or any ceded unearned premium recoveries.

⁽³⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2008						2007
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
*Risk In-force by Credit Quality⁽¹⁾*
Primary by FICO Scores >679 (%)	63	%	62	%	60	%	59	%	59	%	59	%	60	%
Primary by FICO Scores 620-679	29	%	30	%	31	%	32	%	32	%	32	%	32	%
Primary by FICO Scores 575-619	6	%	6	%	7	%	7	%	7	%	7	%	6	%
Primary by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Flow by FICO Scores >679 (%)	62	%	60	%	59	%	58	%	58	%	58	%	58	%
Flow by FICO Scores 620-679	30	%	31	%	32	%	33	%	33	%	33	%	33	%
Flow by FICO Scores 575-619	6	%	7	%	7	%	7	%	7	%	7	%	7	%
Flow by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Bulk by FICO Scores >679 (%)	84	%	84	%	84	%	83	%	83	%	84	%	83	%
Bulk by FICO Scores 620-679	14	%	14	%	14	%	15	%	15	%	14	%	15	%
Bulk by FICO Scores 575-619	1	%	1	%	1	%	1	%	1	%	1	%	1	%
Bulk by FICO Scores <575	1	%	1	%	1	%	1	%	1	%	1	%	1	%

Primary A minus	6	%	6	%	7	%	7	%	7	%	6	%	6	%
Sub-prime⁽²⁾	5	%	6	%	6	%	6	%	6	%	6	%	6	%

*Primary Loans*
Insured loans in-force	1,033,789		1,034,697		1,001,430		963,218		905,412		858,550		800,110
Insured delinquent loans	71,558		57,805		46,526		40,959		30,756		25,056		23,370
Insured delinquency rate	6.92	%	5.59	%	4.65	%	4.25	%	3.40	%	2.92	%	2.92	%

Flow loans in-force	854,465		849,292		812,061		769,481		715,970		674,730		646,004
Flow delinquent loans	57,985		46,700		38,316		35,489		27,609		22,970		21,804
Flow delinquency rate	6.79	%	5.50	%	4.72	%	4.61	%	3.86	%	3.40	%	3.38	%

Bulk loans in-force	179,324		185,405		189,369		193,737		189,442		183,820		154,106
Bulk delinquent loans	13,573		11,105		8,210		5,470		3,147		2,086		1,566
Bulk delinquency rate	7.57	%	5.99	%	4.34	%	2.82	%	1.66	%	1.13	%	1.02	%

A minus and sub-prime loans in-force	108,028		110,979		112,383		109,262		100,512		89,023		79,405
A minus and sub-prime delinquent loans	19,583		16,171		13,254		12,863		9,632		7,646		6,875
A minus and sub-prime delinquency rate	18.13	%	14.57	%	11.79	%	11.77	%	9.58	%	8.59	%	8.66	%

*Pool Loans*
Insured loans in-force	21,233		20,266		19,536		19,081		21,118		20,653		20,074
Pool delinquent loans	509		464		415		428		442		398		415
Pool delinquency rate	2.40	%	2.29	%	2.12	%	2.24	%	2.09	%	1.93	%	2.07	%

⁽¹⁾	Loans with unknown FICO scores are included in the 620-679 category

⁽²⁾	Excluding loans classified as A minus

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	September 30, 2008				June 30, 2008				September 30, 2007
	% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate
By Region
Southeast⁽¹⁾	23	%	9.35	%	24	%	7.54	%	25	%	4.05	%
South Central⁽²⁾	17		5.70	%	17		4.52	%	17		2.97	%
Northeast⁽³⁾	13		5.55	%	13		4.52	%	13		3.49	%
Pacific⁽⁴⁾	12		9.17	%	12		7.11	%	10		2.19	%
North Central⁽⁵⁾	11		5.68	%	11		4.55	%	12		3.14	%
Great Lakes⁽⁶⁾	8		7.13	%	8		6.12	%	9		4.86	%
Plains⁽⁷⁾	6		3.86	%	6		3.13	%	6		2.57	%
Mid-Atlantic⁽⁸⁾	5		5.90	%	5		4.60	%	4		2.65	%
New England⁽⁹⁾	5		5.70	%	4		4.83	%	4		2.95	%

Total	100	%	6.92	%	100	%	5.59	%	100	%	3.40	%


By State
Florida	8	%	16.10	%	9	%	12.57	%	9	%	4.38	%
Texas	7	%	4.86	%	7	%	4.02	%	7	%	3.41	%
California	6	%	11.88	%	6	%	9.28	%	4	%	2.35	%
New York	6	%	4.29	%	6	%	3.42	%	6	%	2.79	%
Illinois	5	%	6.88	%	5	%	5.30	%	5	%	3.42	%
North Carolina	4	%	5.28	%	4	%	4.31	%	4	%	3.65	%
Georgia	4	%	7.93	%	4	%	6.72	%	4	%	4.65	%
Pennsylvania	4	%	5.92	%	4	%	5.05	%	4	%	4.23	%
New Jersey	4	%	7.62	%	4	%	5.95	%	3	%	3.79	%
Arizona	3	%	10.13	%	3	%	7.27	%	3	%	2.48	%

⁽¹⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽²⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽³⁾	New Jersey, New York and Pennsylvania

⁽⁴⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁵⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁶⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁷⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁸⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

⁽⁹⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


Primary Risk-In-force	September 30, 2008		% of Total		June 30, 2008		% of Total		September 30, 2007⁽³⁾		% of Total
Lender concentration (by original applicant)	$	36,513			$	36,038			$	28,010
Top 10 lenders		18,244				17,232				11,585
Top 20 lenders		21,776				20,974				14,695

Loan-to-value ratio
95.01% and above	$	9,271	25	%	$	9,417	26	%	$	7,864	28	%
90.01% to 95.00%		12,331	34			12,097	34			8,908	32
80.01% to 90.00%		13,886	38			13,494	37			10,010	36
80.00% and below		1,025	3			1,030	3			1,228	4

Total	$	36,513	100	%	$	36,038	100	%	$	28,010	100	%

Loan grade
Prime	$	32,401	89	%	$	31,816	88	%	$	24,389	87	%
A minus and sub-prime		4,112	11			4,222	12			3,621	13

Total	$	36,513	100	%	$	36,038	100	%	$	28,010	100	%

Loan type⁽¹⁾
First Mortgages
Fixed rate mortgage
Flow	$	34,097	93	%	$	33,552	93	%	$	25,452	91	%
Bulk		756	2			752	2			706	3
Adjustable rate mortgage
Flow		1,072	3			1,115	3			1,235	4
Bulk		588	2			619	2			617	2
Second Mortgages		—	—			—	—			—	—

Total	$	36,513	100	%	$	36,038	100	%	$	28,010	100	%

Type of documentation
Alt-A
Flow	$	1,415	4	%	$	1,467	4	%	$	1,580	6	%
Bulk		336	1			337	1			316	1
Standard⁽²⁾
Flow		33,754	92			33,200	92			25,107	89
Bulk		1,008	3			1,034	3			1,007	4

Total	$	36,513	100	%	$	36,038	100	%	$	28,010	100	%

Mortgage term
15 years and under	$	434	1	%	$	430	1	%	$	356	1	%
More than 15 years		36,079	99			35,608	99			27,654	99

Total	$	36,513	100	%	$	36,038	100	%	$	28,010	100	%

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with our standard portfolio.

⁽³⁾	The September 30, 2007 amounts previously presented have been revised to exclude deductible amounts specific to our GSE Alt-A and portfolio deals where we are in a first loss position.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


	As of September 30, 2008
Policy Year	Average Rate		Primary Insurance In-force			Percent of Total		Primary Risk In-force		Percent of Total
1997 and Prior	8.16	%	$	1,562		0.9	%	$	390	1.1	%
1998	7.15	%		687		0.4			181	0.5
1999	7.32	%		836		0.5			210	0.6
2000	8.16	%		550		0.3			135	0.4
2001	7.41	%		1,849		1.1			471	1.3
2002	6.60	%		4,596		2.6			1,134	3.1
2003	5.64	%		18,416		10.5			3,068	8.4
2004	5.86	%		10,064		5.7			2,187	6.0
2005	5.98	%		15,184		8.7			3,775	10.3
2006	6.64	%		27,397		15.6			5,254	14.4
2007	6.75	%		59,277		33.8			11,186	30.6
2008	6.24	%		34,897		19.9			8,522	23.3

Total			$	175,315		100.0	%	$	36,513	100.0	%


Occupancy and Property Type	As of September 30, 2008		As of June 30, 2008
Occupancy Status % of Primary Risk In-force
Primary residence	92.7	%		92.6	%
Second home	4.2			4.2
Non-owner occupied	3.1			3.2

Total	100.0	%		100.0	%

Property Type % of Primary Risk In-force
Single family detached	85.6	%		85.5	%
Condominium and co-operative	11.0			11.0
Multi-family and other	3.4			3.5

Total	100.0	%		100.0	%

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in billions)


	FICO > 679						FICO 620 - 679⁽¹⁾						FICO < 620						Total
	2008						2008						2008						2008
Primary Risk In-force	Q3		Q2		Q1		Q3		Q2		Q1		Q3		Q2		Q1		Q3		Q2		Q1
Total Primary Risk In-force	$	22.9	$	22.2	$	20.2	$	10.7	$	10.8	$	10.5	$	2.9	$	3.0	$	3.0	$	36.5	$	36.0	$	33.8
Delinquency rate⁽²⁾		4.2%		3.3%		2.6%		10.1%		8.1%		6.8%		19.0%		15.4%		12.7%		6.9%		5.6%		4.7%

2008 policy year	$	6.5	$	5.3	$	2.6	$	1.7	$	1.5	$	0.9	$	0.3	$	0.3	$	0.2	$	8.5	$	7.2	$	3.7
Delinquency rate		0.7%		0.3%		0.1%		2.8%		1.2%		0.3%		9.4%		17.1%		1.0%		1.5%		0.7%		0.2%

2007 policy year	$	6.4	$	6.6	$	6.7	$	3.5	$	3.6	$	3.7	$	1.2	$	1.2	$	1.3	$	11.1	$	11.4	$	11.7
Delinquency rate		6.2%		4.4%		2.9%		10.9%		7.5%		5.2%		22.0%		17.1%		12.3%		9.1%		6.6%		4.5%

2006 policy year	$	3.1	$	3.2	$	3.3	$	1.7	$	1.7	$	1.8	$	0.5	$	0.5	$	0.5	$	5.3	$	5.4	$	5.6
Delinquency rate		8.0%		6.5%		4.5%		13.8%		11.4%		8.8%		21.3%		17.6%		15.1%		10.8%		8.9%		6.6%

2005 policy year	$	2.2	$	2.3	$	2.4	$	1.3	$	1.3	$	1.4	$	0.3	$	0.3	$	0.3	$	3.8	$	3.9	$	4.1
Delinquency rate		5.0%		4.1%		3.2%		11.1%		9.5%		8.1%		17.1%		15.1%		13.2%		7.9%		6.7%		5.5%

2004 & prior policy years	$	4.7	$	4.9	$	5.2	$	2.5	$	2.6	$	2.8	$	0.6	$	0.6	$	0.6	$	7.8	$	8.2	$	8.6
Delinquency rate		2.5%		2.2%		1.9%		10.0%		8.6%		8.2%		17.3%		15.1%		14.0%		5.6%		4.9%		4.5%

Fixed rate mortgage	$	21.8	$	21.1	$	19.1	$	10.2	$	10.3	$	10.0	$	2.8	$	2.9	$	2.9	$	34.8	$	34.3	$	32.0
Delinquency rate		3.3%		2.6%		2.0%		9.6%		7.6%		6.4%		18.7%		15.0%		12.3%		6.3%		5.0%		4.2%

Adjustable rate mortgage	$	1.1	$	1.2	$	1.2	$	0.5	$	0.5	$	0.5	$	0.1	$	0.1	$	0.1	$	1.7	$	1.7	$	1.8
Delinquency rate		15.2%		12.3%		9.1%		20.7%		17.2%		14.6%		31.4%		29.2%		25.3%		16.9%		13.9%		10.8%

LTV > 95%	$	4.7	$	4.7	$	4.5	$	3.5	$	3.5	$	3.5	$	1.1	$	1.2	$	1.2	$	9.3	$	9.4	$	9.3
Delinquency rate		3.6%		2.8%		2.2%		11.4%		8.9%		7.1%		23.1%		18.7%		15.2%		9.1%		7.2%		5.9%

Alt-A⁽³⁾	$	1.2	$	1.2	$	1.3	$	0.5	$	0.5	$	0.5	$	0.1	$	0.1	$	0.1	$	1.8	$	1.8	$	1.9
Delinquency rate		13.4%		10.1%		6.7%		22.3%		17.8%		13.9%		28.1%		26.1%		20.9%		15.7%		12.2%		8.6%

Interest only & option ARMs	$	2.8	$	3.0	$	2.9	$	1.0	$	1.0	$	1.0	$	0.2	$	0.2	$	0.2	$	4.0	$	4.1	$	4.1
Delinquency rate		13.7%		10.6%		7.3%		21.0%		16.2%		12.0%		30.0%		25.3%		19.7%		15.5%		12.0%		8.5%

Amounts may not total due to rounding.

⁽¹⁾	Loans with unknown FICO scores are included in the 620 - 679 category.

⁽²⁾	Delinquency rate represents the number of lender reported delinquencies divided by the number of remaining policies consistent with mortgage insurance practices.

⁽³⁾	Alt-A consists of loans with reduced documentation or verification of income or assets and a higher historical and expected delinquency rate than standard documentation loans.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Other Metrics—U.S. Mortgage Insurance Bulk Risk In-force

(dollar amounts in millions)


	September 30, 2008			June 30, 2008			September 30, 2007⁽²⁾
GSE Alt-A
Risk in-force	$	339		$	340			311
Average FICO score		720			718			720
Loan-to-value ratio		79	%		79	%		78	%
Standard documentation⁽¹⁾		22	%		22	%		22	%
Stop loss		100	%		100	%		99	%
Deductible		81	%		81	%		78	%

Portfolio
Risk in-force	$	493		$	524			532
Average FICO score		724			723			724
Loan-to-value ratio		77	%		76	%		76	%
Standard documentation		97	%		97	%		98	%
Stop loss		100	%		100	%		100	%
Deductible		22	%		22	%		22	%

FHLB
Risk in-force	$	418		$	408			380
Average FICO score		739			744			741
Loan-to-value ratio		76	%		69	%		69	%
Standard documentation		87	%		86	%		85	%
Stop loss		87	%		91	%		93	%
Deductible		100	%		100	%		100	%

Other
Risk in-force	$	94		$	99			100
Average FICO score		691			717			648
Loan-to-value ratio		91	%		93	%		93	%
Standard documentation		96	%		96	%		96	%
Stop loss		9	%		11	%		4	%
Deductible		—	%		—	%		—	%

Total Bulk Risk In-force	$	1,344		$	1,371		$	1,323

⁽¹⁾	Standard documentation includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected delinquency rates consistent with our standard portfolio.

⁽²⁾	The September 30, 2007 amounts previously presented have been revised to exclude deductible amounts specific to our GSE Alt-A portfolio deals where we are in a first loss position.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Aggregate Book Year Analysis Provided to Illustrate Directional Progression Toward Captive Attachment⁽¹⁾


				September 30, 2008						June 30, 2008						March 31, 2008
Book Year⁽²⁾	Original Book RIF ($B)		Progression to Attachment Point	Current RIF ($B)		Ever to Date Incurred Losses ($MM)		Captive Benefit ($MM)		Current RIF ($B)		Ever to Date Incurred Losses ($MM)		Captive Benefit ($MM)		Current RIF ($B)		Ever to Date Incurred Losses ($MM)		Captive Benefit ($MM)
2005			0-50%	$	0.1	$	3			$	0.4	$	10			$	0.5	$	10
2005			50-75%		0.3		14				0.4		22				1.6		72
2005			75-99%		0.5		32				1.1		72				0.2		11
2005			Attached		1.5		136				0.6		44				0.3		20
2005 Total	$	4.4		$	2.4	$	185	$	18	$	2.5	$	148	$	6	$	2.6	$	113	$	1

2006			0-50%	$	0.1	$	1			$	0.2	$	2			$	0.5	$	11
2006			50-75%		0.1		4				0.4		17				0.3		8
2006			75-99%		0.3		18				0.4		26				0.5		23
2006			Attached		2.5		269				2.1		185				2.0		113
2006 Total	$	4.2		$	3.0	$	292		49	$	3.1	$	230		61	$	3.3	$	155		17

2007			0-50%	$	0.3	$	5			$	1.0	$	17			$	4.3	$	77
2007			50-75%		0.3		9				1.0		33				1.0		23
2007			75-99%		0.7		25				2.2		77				0.8		25
2007			Attached		4.9		364				2.2		128				0.5		22
2007 Total	$	6.9		$	6.2	$	403		102	$	6.4	$	255		43	$	6.6	$	147		1
Captive Benefit In Quarter ($MM)								$	169					$	110					$	19

⁽¹⁾

Data presented in aggregate for all trusts. Actual trust attachment and exit points will vary by individual lender contract. For purposes of this illustration, incurred losses equals change in reserves plus paid claims. The information presented excludes quota share captive reinsurance data. Progress toward captive attachment is determined at a lender level for each book year by dividing ever to date incurred losses by original RIF for that book year.

⁽²⁾	Book year figures may include loans from additional periods pursuant to reinsurance agreement terms and conditions.

Corporate and Other

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Operating Loss—Corporate and Other⁽¹⁾

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	5		$	6		$	5		$	16		$	4		$	8		$	5		$	7		$	24
Net investment income		6			14			20			40			23			12			15			15			65
Net investment gains (losses)		(32	)		(33	)		(10	)		(75	)		(3	)		(11	)		(1	)		—			(15	)
Insurance and investment product fees and other		(2	)		2			2			2			(3	)		—			(1	)		2			(2	)

Total revenues		(23	)		(11	)		17			(17	)		21			9			18			24			72

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1			1			—			2			—			—			1			—			1
Acquisition and operating expenses, net of deferrals⁽²⁾		(6	)		13			6			13			17			9			10			21			57
Amortization of deferred acquisition costs and intangibles⁽²⁾		3			1			2			6			1			2			1			14			18
Interest expense		68			63			58			189			60			59			63			60			242

Total benefits and expenses		66			78			66			210			78			70			75			95			318

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(89	)		(89	)		(49	)		(227	)		(57	)		(61	)		(57	)		(71	)		(246	)
Benefit from income taxes		(63	)		(7	)		—			(70	)		(19	)		(21	)		(20	)		(24	)		(84	)

LOSS FROM CONTINUING OPERATIONS		(26	)		(82	)		(49	)		(157	)		(38	)		(40	)		(37	)		(47	)		(162	)

ADJUSTMENTS TO LOSS FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		23			20			7			50			1			6			—			—			7
Expenses related to reorganization, net of taxes		—			—			—			—			—			—			—			14			14

NET OPERATING LOSS	$	(3	)	$	(62	)	$	(42	)	$	(107	)	$	(37	)	$	(34	)	$	(37	)	$	(33	)	$	(141	)


Effective tax rate (operating income (loss))		91.5	%		7.5	%					29.1	%		29.9	%		35.2	%		34.1	%		33.7	%		33.2	%

⁽¹⁾	Includes inter-segment eliminations.

⁽²⁾	Includes pretax reorganization costs for an impairment of internal-use software of $13 million and $8 million of severance and other employee termination related expenses in the first quarter of 2007.

ADDITIONAL FINANCIAL DATA

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Investments Summary

(amounts in millions)


			September 30, 2008				June 30, 2008				March 31, 2008				December 31, 2007				September 30, 2007
			Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
*Composition of Investment Portfolio*
Fixed maturity securities:
Investment grade:
Public fixed maturities			$	23,591	34	%	$	25,724	35	%	$	25,968	35	%	$	26,166	35	%	$	25,684	35	%
Private fixed maturities				9,406	14			9,791	13			10,001	14			10,425	14			10,712	15
Mortgage-backed (MBS):	Residential mortgage-backed securities⁽¹⁾			2,627	4			2,554	3			2,772	4			3,260	5			3,807	5
	Commercial mortgage-backed securities			4,630	7			4,758	7			4,751	6			5,148	7			5,397	7
Asset-backed (ABS):	Residential mortgage-backed securities⁽¹⁾			758	1			952	1			1,290	2			1,632	2			1,927	3
	Other non-residential collateral			2,637	4			2,969	4			3,358	5			3,591	5			3,423	5
Tax exempt				2,415	3			2,315	3			2,215	3			2,227	3			2,153	3
Non-investment grade fixed maturities				2,660	4			2,824	4			2,676	4			2,705	4			2,672	4
Equity securities:
Common stocks and mutual funds				107	—			71	—			34	—			47	—			62	—
Preferred stocks				202	—			338	1			360	1			319	1			185	—
Commercial mortgage loans				8,447	12			8,573	12			8,822	12			8,953	12			8,839	12
Policy loans				1,822	3			1,806	2			1,654	2			1,651	2			1,650	2
Cash, cash equivalents and short-term investments				5,367	8			5,983	8			3,873	5			3,168	4			3,149	4
Securities lending				1,674	2			1,836	3			2,443	3			2,397	3			2,279	3
Other invested assets:	Limited partnerships⁽²⁾			716	1			701	1			690	1			632	1			554	1
	Derivatives:
	LTC forward starting swap—cash flow			799	1			747	1			901	1			655	1			372	1
	Other cash flow			41	—			38	—			62	—			15	—			9	—
	Fair value			99	—			101	—			173	—			83	—			33	—
	Equity index options—non-qualified			256	1			217	—			212	—			127	—			72	—
	Other non-qualified			43	—			25	—			39	—			20	—			10	—
	Trading portfolio			222	—			237	1			236	1			254	—			254	—
	Counterparty collateral			693	1			478	1			664	1			372	1			217	—
	Other⁽³⁾			105	—			112	—			78	—			44	—			—	—

Total invested assets and cash			$	69,317	100	%	$	73,150	100	%	$	73,272	100	%	$	73,891	100	%	$	73,460	100	%

Public Fixed Maturities—Credit Quality:
NAIC Designation		Rating Agency Equivalent Designation
1		Aaa	$	10,649	30	%	$	11,245	30	%	$	12,275	32	%	$	13,133	33	%	$	13,245	33	%
1		Aa		5,223	15			7,133	19			6,804	17			6,811	17			7,141	18
1		A		10,528	30			11,044	29			11,155	29			11,368	29			11,247	28
2		Baa		7,332	20			6,588	17			6,671	18			6,791	17			6,713	17
3		Ba		1,096	4			1,299	4			1,210	3			1,210	3			1,258	3
4		B		556	1			524	1			508	1			530	1			565	1
5		Caa and lower		93	—			97	—			68	—			47	—			32	—
6		In or near default		1	—			10	—			12	—			6	—			3	—
Not rated		Not rated		13	—			24	—			—	—			—	—			—	—

		Total public fixed maturities	$	35,491	100	%	$	37,964	100	%	$	38,703	100	%	$	39,896	100	%	$	40,204	100	%

Private Fixed Maturities—Credit Quality:
NAIC Designation		Rating Agency Equivalent Designation
1		Aaa	$	1,985	15	%	$	2,296	16	%	$	2,656	19	%	$	2,917	19	%	$	2,810	18	%
1		Aa		1,296	10			1,944	14			2,054	14			2,128	14			2,300	15
1		A		4,180	31			3,851	28			3,542	25			3,852	25			4,079	26
2		Baa		4,871	37			4,962	36			5,198	36			5,449	36			5,568	36
3		Ba		827	6			710	5			758	5			789	5			702	4
4		B		48	1			126	1			69	1			78	1			79	1
5		Caa and lower		3	—			27	—			28	—			26	—			27	—
6		In or near default		1	—			5	—			4	—			5	—			6	—
Not rated		Not rated		22	—			2	—			19	—			14	—			—	—

		Total private fixed maturities	$	13,233	100	%	$	13,923	100	%	$	14,328	100	%	$	15,258	100	%	$	15,571	100	%



⁽¹⁾ Effective September 30, 2007, the Canadian guarantee fund has been reclassified prospectively to fixed maturity securities. The balance as of September 30, 2007 was $455 million.
⁽²⁾ Limited partnerships by type:
Distressed Bond and Equity Fund			$	153			$	156			$	155			$	153			$	135
Real Estate				283				286				272				237				209
Infrastructure				139				126				121				104				92
Private Equity				76				76				67				67				63
Mezzanine				40				31				48				44				33
Strategic Equity				9				10				11				11				13
Strategic Funds				7				7				7				7				7
Oil and Gas				9				9				9				9				2

			$	716			$	701			$	690			$	632			$	554

⁽³⁾	We do not have any material exposure to residential mortgage-backed securities CDOs.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Fixed Maturities Summary

(amounts in millions)


	September 30, 2008				June 30, 2008				March 31, 2008				December 31, 2007				September 30, 2007
	Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total		Fair Value		% of Total
*Fixed Maturities—Security Sector:*
U.S. government, agencies & government sponsored entities	$	679	1	%	$	531	1	%	$	529	1	%	$	594	1	%	$	645	1	%
Tax exempt		2,417	5			2,372	5			2,217	4			2,228	4			2,155	4
Foreign government⁽¹⁾		2,226	5			2,796	5			2,699	5			2,432	4			2,294	4
U.S. corporate		20,738	43			22,228	43			22,974	44			23,563	43			23,540	42
Foreign corporate		11,681	24			12,411	24			12,320	23			12,579	23			12,465	22
Mortgage-backed (MBS): Residential mortgage-backed securities		2,695	5			2,613	5			2,773	5			3,262	6			3,808	7
Commercial mortgage-backed securities		4,696	10			4,865	9			4,853	9			5,263	9			5,513	10
Asset-backed (ABS): Residential mortgage-backed securities		914	2			1,099	3			1,307	3			1,640	3			1,930	4
Other non-residential collateral		2,678	5			2,972	5			3,359	6			3,593	7			3,425	6

Total fixed maturity securities⁽²⁾	$	48,724	100	%	$	51,887	100	%	$	53,031	100	%	$	55,154	100	%	$	55,775	100	%

*Corporate Bond Holdings—Industry Sector:*
Investment Grade:
Finance and insurance	$	10,422	34	%	$	12,062	38	%	$	11,923	36	%	$	12,203	36	%	$	12,605	37	%
Utilities and energy		5,893	19			6,021	18			6,170	19			6,174	18			5,962	18
Consumer—non cyclical		3,294	11			3,385	10			3,581	11			3,750	11			3,640	11
Consumer—cyclical		1,531	5			1,584	5			1,817	5			1,874	6			1,893	6
Capital goods		1,958	7			2,022	6			1,767	5			1,811	5			1,826	5
Industrial		1,516	5			1,485	5			1,444	4			1,520	4			1,455	4
Technology and communications		1,601	5			1,717	5			1,931	6			1,986	6			1,992	6
Transportation		1,246	4			1,313	4			1,230	4			1,237	4			1,200	3
Other		3,037	10			3,060	9			3,402	10			3,534	10			3,386	10

Subtotal	$	30,498	100	%	$	32,649	100	%	$	33,265	100	%	$	34,089	100	%	$	33,959	100	%
Non-Investment Grade:
Finance and insurance	$	236	12	%	$	104	5	%	$	232	11	%	$	272	13	%	$	212	10	%
Utilities and energy		204	11			198	10			212	11			186	9			214	11
Consumer—non cyclical		321	17			413	21			412	20			427	21			459	23
Consumer—cyclical		206	11			229	11			316	16			337	17			340	17
Capital goods		193	10			212	11			146	7			142	7			112	5
Industrial		392	20			395	20			257	13			220	11			231	11
Technology and communications		274	14			349	17			350	17			391	19			401	20
Transportation		77	4			58	3			66	3			59	3			68	3
Other		18	1			32	2			38	2			19	—			9	—

Subtotal	$	1,921	100	%	$	1,990	100	%	$	2,029	100	%	$	2,053	100	%	$	2,046	100	%

Total	$	32,419	100	%	$	34,639	100	%	$	35,294	100	%	$	36,142	100	%	$	36,005	100	%

*Fixed Maturities—Contractual Maturity Dates:*
Due in one year or less	$	2,162	4	%	$	2,213	4	%	$	2,211	4	%	$	2,278	4	%	$	2,045	4	%
Due after one year through five years		11,529	24			12,279	24			12,026	23			11,434	21			11,330	20
Due after five years through ten years		8,198	17			8,854	17			9,215	17			9,441	17			9,758	18
Due after ten years		15,852	32			16,992	33			17,287	33			18,243	33			17,966	32

Subtotal		37,741	77			40,338	78			40,739	77			41,396	75			41,099	74
Mortgage and asset-backed		10,983	23			11,549	22			12,292	23			13,758	25			14,676	26

Total fixed maturity securities	$	48,724	100	%	$	51,887	100	%	$	53,031	100	%	$	55,154	100	%	$	55,775	100	%

⁽¹⁾	Effective September 30, 2007, the Canadian guarantee fund has been reclassified prospectively to fixed maturity securities. The balance as of September 30, 2007 was $455 million.

⁽²⁾	The following table sets forth the fair value of our fixed maturities by pricing source as of the date indicated:


	September 30, 2008
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	40,688	84	%
Priced via broker indicative market prices		2,044	4
Priced via internally developed models		5,992	12

Total fixed maturities	$	48,724	100	%

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans

(amounts in millions)

Fair Value by Vintage and Rating as of September 30, 2008:


S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		2008		Total⁽¹⁾
AAA	$	48	$	74	$	49	$	48	$	35	$	—	$	254
AA		65		65		16		34		1		—		181

Subtotal		113		139		65		82		36		—		435
A		64		55		9		15		21		—		164
BBB		22		11		—		2		10		—		45
BB		4		21		1		31		5		—		62
B		8		24		18		1		6		—		57
CCC and lower		—		16		11		5		3		—		35
In or near default		—		—		—		—		—		—		—

Total	$	211	$	266	$	104	$	136	$	81	$	—	$	798

Our sub-prime securities are principally backed by first lien mortgages. We do not have a significant exposure to second liens or option adjustable rate mortgages. We do not have any material exposure to mezzanine CDOs. We do not have any exposure to net interest margin deals, highly leveraged transactions or CDO-squared investments.

Fair Value by Vintage and Rating as of June 30, 2008:


S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		2008		Total
AAA	$	71	$	99	$	63	$	101	$	51	$	—	$	385
AA		61		89		18		43		18		—		229

Subtotal		132		188		81		144		69		—		614
A		71		42		16		—		14		—		143
BBB		33		19		3		5		1		—		61
BB		13		29		14		11		1		—		68
B		—		21		14		1		8		—		44
CCC and lower		1		11		14		3		2		—		31
In or near default		—		1		1		—		—		—		2

Total	$	250	$	311	$	143	$	164	$	95	$	—	$	963

Net Unrealized Losses by Vintage and Rating as of September 30, 2008:


S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			2008		Total
AAA	$	(9	)	$	(7	)	$	(7	)	$	(12	)	$	(11	)	$	—	$	(46	)
AA		(24	)		(43	)		(13	)		(14	)		(1	)		—		(95	)

Subtotal		(33	)		(50	)		(20	)		(26	)		(12	)		—		(141	)
A		(23	)		(45	)		(8	)		(10	)		(28	)		—		(114	)
BBB		(9	)		(9	)		—			(3	)		(8	)		—		(29	)
BB		(1	)		(20	)		(5	)		(35	)		(6	)		—		(67	)
B		(7	)		(22	)		(2	)		—			(3	)		—		(34	)
CCC and lower		—			(3	)		(2	)		2			—			—		(3	)
In or near default		—			—			—			—			—			—		—

Total	$	(73	)	$	(149	)	$	(37	)	$	(72	)	$	(57	)	$	—	$	(388	)

⁽¹⁾	Our fixed maturity portfolio includes residential mortgage-backed and asset-backed securities collateralized by sub-prime residential mortgage loans. The following table sets forth the fair value of these sub-prime investments by pricing source as of the date indicated:


	September 30, 2008
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	760	95	%
Priced via broker indicative market prices		12	2
Priced via internally developed models		26	3

Total sub-prime investments	$	798	100	%

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Additional Information on Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans

(amounts in millions)

Fair Value by Vintage and Rating as of September 30, 2008:


S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		2008		Total⁽¹⁾
AAA	$	114	$	135	$	60	$	11	$	54	$	—	$	374
AA		18		66		28		—		—		—		112

Subtotal		132		201		88		11		54		—		486
A		14		59		2		17		—		—		92
BBB		11		10		8		—		8		—		37
BB		2		4		1		—		—		—		7
B		—		7		3		—		1		—		11
CCC and lower		—		6		5		3		3		—		17
In or near default		—		—		—		—		—		—		—

Total	$	159	$	287	$	107	$	31	$	66	$	—	$	650

Fair Value by Vintage and Rating as of June 30, 2008:


S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		2008		Total
AAA	$	127	$	160	$	97	$	16	$	72	$	—	$	472
AA		17		64		9		2		—		—		92

Subtotal		144		224		106		18		72		—		564
A		14		68		5		22		2		—		111
BBB		21		19		11		—		—		—		51
BB		—		6		6		2		—		—		14
B		—		7		8		—		—		—		15
CCC and lower		—		1		3		—		—		—		4
In or near default		—		—		3		—		—		—		3

Total	$	179	$	325	$	142	$	42	$	74	$	—	$	762

Net Unrealized Losses by Vintage and Rating as of September 30, 2008:


S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			2008		Total
AAA	$	(23	)	$	(39	)	$	(13	)	$	(8	)	$	(23	)	$	—	$	(106	)
AA		(7	)		(46	)		(13	)		—			—			—		(66	)

Subtotal		(30	)		(85	)		(26	)		(8	)		(23	)		—		(172	)
A		(8	)		(41	)		(3	)		(17	)		—			—		(69	)
BBB		1			(4	)		(12	)		—			(3	)		—		(18	)
BB		—			(5	)		—			—			—			—		(5	)
B		—			—			—			—			—			—		—
CCC and lower		—			2			(1	)		—			—			—		1
In or near default		—			—			—			—			—			—		—

Total	$	(37	)	$	(133	)	$	(42	)	$	(25	)	$	(26	)	$	—	$	(263	)

⁽¹⁾	Our fixed maturity portfolio includes residential mortgage-backed and asset-backed securities collateralized by Alt-A residential mortgage loans. The following table sets forth the fair value of these Alt-A investments by pricing source as of the date indicated:


	September 30, 2008
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	634	98	%
Priced via broker indicative market prices		3	—
Priced via internally developed models		13	2

Total Alt-A investments	$	650	100	%

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Additional Information on Commercial Mortgage-backed Securities

(amounts in millions)

Fair Value by Vintage and Rating as of September 30, 2008:


S&P Rating	2004 and Prior		2005		2006		2007		2008		Total⁽¹⁾
AAA	$	1,993	$	418	$	544	$	424	$	—	$	3,379
AA		104		90		246		156		—		596

Subtotal		2,097		508		790		580		—		3,975
A		126		88		128		125		—		467
BBB		41		29		81		37		—		188
BB		47		1		2		—		—		50
B		12		—		—		—		—		12
CCC and lower		3		—		—		—		—		3
In or near default		1		—		—		—		—		1

Total	$	2,327	$	626	$	1,001	$	742	$	—	$	4,696

Fair Value by Vintage and Rating as of June 30, 2008:


S&P Rating	2004 and Prior		2005		2006		2007		2008		Total
AAA	$	2,111	$	337	$	584	$	501	$	—	$	3,533
AA		113		84		252		131		—		580

Subtotal		2,224		421		836		632		—		4,113
A		145		63		122		138		—		468
BBB		44		24		70		38		—		176
BB		55		4		—		—		—		59
B		16		—		—		—		—		16
CCC and lower		8		—		22		—		—		30
In or near default		3		—		—		—		—		3

Total	$	2,495	$	512	$	1,050	$	808	$	—	$	4,865

Net Unrealized Losses by Vintage and Rating as of September 30, 2008:


S&P Rating	2004 and Prior			2005			2006			2007			2008		Total
AAA	$	(84	)	$	(34	)	$	(70	)	$	(89	)	$	—	$	(277	)
AA		(21	)		(21	)		(49	)		(47	)		—		(138	)

Subtotal		(105	)		(55	)		(119	)		(136	)		—		(415	)
A		(32	)		(18	)		(38	)		(43	)		—		(131	)
BBB		(8	)		(15	)		(21	)		(14	)		—		(58	)
BB		(7	)		(2	)		(1	)		—			—		(10	)
B		(4	)		—			—			—			—		(4	)
CCC and lower		(2	)		—			—			—			—		(2	)
In or near default		—			—			—			—			—		—

Total	$	(158	)	$	(90	)	$	(179	)	$	(193	)	$	—	$	(620	)

⁽¹⁾

Our fixed maturity portfolio includes commercial mortgage-backed securities. As of September 30, 2008, 36% of our commerical mortgage-backed securities related to loans with fixed interest rates, and 64% related to loans with floating interest rates. The average original loan-to-value ratio for commercial mortgage-backed securities included in our fixed maturity portfolio is 59%.

The following table sets forth the fair value of these investments by pricing source as of the date indicated:


	September 30, 2008
	Fair Value		% of Total
Priced via industry standard pricing methodologies	$	4,098	87
Priced via indicative market prices		511	11
Priced via internally developed models		87	2

Total commercial mortgage backed securities	$	4,696	100	%

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Commercial Mortgage Loans Summary

(amounts in millions)


	September 30, 2008					June 30, 2008					March 31, 2008					December 31, 2007					September 30, 2007
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
*Geographic Region*
Pacific	$	2,192		26	%	$	2,247		27	%	$	2,323		27	%	$	2,339		26	%	$	2,317		26	%
South Atlantic		1,984		23			1,990		23			2,023		23			2,057		23			2,073		23
Middle Atlantic		1,090		13			1,109		13			1,155		13			1,226		14			1,110		13
East North Central		810		10			826		10			857		10			874		10			872		10
Mountain		775		9			783		9			790		9			794		9			790		9
West South Central		378		5			386		4			398		4			409		4			388		4
West North Central		437		5			451		5			467		5			464		5			468		5
East South Central		261		3			267		3			294		3			296		3			316		4
New England		533		6			526		6			528		6			514		6			522		6

Subtotal		8,460		100	%		8,585		100	%		8,835		100	%		8,973		100	%		8,856		100	%

Allowance for losses		(21	)				(20	)				(21	)				(26	)				(21	)
Unamortized fees and costs		8					8					8					6					4

Total	$	8,447				$	8,573				$	8,822				$	8,953				$	8,839

*Property Type*
Office	$	2,233		26	%	$	2,271		26	%	$	2,371		27	%	$	2,454		27	%	$	2,422		27	%
Industrial		2,178		26			2,220		26			2,292		26			2,326		26			2,322		26
Retail		2,420		29			2,446		28			2,476		27			2,465		27			2,438		28
Apartments		1,629		19			988		12			1,031		12			1,054		12			975		11
Mixed use/other		—		—			660		8			665		8			674		8			699		8

Subtotal		8,460		100	%		8,585		100	%		8,835		100	%		8,973		100	%		8,856		100	%

Allowance for losses		(21	)				(20	)				(21	)				(26	)				(21	)
Unamortized fees and costs		8					8					8					6					4

Total	$	8,447				$	8,573				$	8,822				$	8,953				$	8,839

	Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total
*Loan Size*
Under $5 million	$	3,463		41	%	$	3,511		42	%	$	3,631		41	%	$	3,671		41	%	$	3,691		42	%
$5 million but less than $10 million		1,966		23			2,011		23			2,080		24			2,073		23			2,064		23
$10 million but less than $20 million		1,616		19			1,645		19			1,630		18			1,646		18			1,635		19
$20 million but less than $30 million		360		4			362		4			431		5			442		5			485		5
$30 million and over		1,054		13			1,055		12			1,055		12			1,116		13			981		11

Subtotal		8,459		100	%		8,584		100	%		8,827		100	%		8,948		100	%		8,856		100	%

Net premium/discount		1					1					8					25					—

Total	$	8,460				$	8,585				$	8,835				$	8,973				$	8,856



	September 30, 2008					June 30, 2008					March 31, 2008					December 31, 2007					September 30, 2007
*Allowance for Losses on Commercial Mortgage Loans*
Beginning balance	$	20				$	21				$	26				$	21				$	18
Provisions		1					—					—					5					3
Releases		—					(1	)				(5	)				—					—

Ending balance	$	21				$	20				$	21				$	26				$	21

Commercial Mortgage Loan Information by Vintage

(loan amounts in millions)

As of September 30, 2008


Loan year	Total loan balance		Delinquent loan balance		Number of loans	Number of delinquent loans	Average balance per loan		Average balance per delinquent loan		Average loan-to- value⁽¹⁾
2004 and prior	$	3,187	$	—	1,200	—	$	3	$	—	52	%
2005		1,723		—	331	—	$	5		—	56	%
2006		1,651		—	306	—	$	5		—	57	%
2007		1,601		—	208	—	$	8		—	61	%
2008		297		—	161	—	$	2		—	62	%

Total	$	8,459	$	—	2,206	—	$	4	$	—	56	%

⁽¹⁾	Represents loan-to-value at origination.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturities—taxable	$	715		$	715		$	764		$	2,194		$	802		$	821		$	792		$	774		$	3,189
Fixed maturities—non-taxable		29			26			25			80			25			26			26			25			102
Commercial mortgage loans		123			136			143			402			142			142			134			130			548
Equity securities		5			10			10			25			11			6			7			7			31
Other invested assets		20			22			18			60			19			11			17			6			53
Limited partnerships⁽¹⁾		(31	)		(10	)		6			(35	)		9			26			5			4			44
Policy loans		43			40			39			122			38			36			36			34			144
Cash, cash equivalents and short-term investments		36			41			25			102			32			28			32			27			119

Gross investment income before expenses and fees		940			980			1,030			2,950			1,078			1,096			1,049			1,007			4,230
Expenses and fees		(22	)		(27	)		(28	)		(77	)		(25	)		(22	)		(25	)		(23	)		(95	)

Net investment income	$	918		$	953		$	1,002		$	2,873		$	1,053		$	1,074		$	1,024		$	984		$	4,135

Annualized Yields
Fixed maturities—taxable		5.5	%		5.4	%		5.7	%		5.5	%		5.9	%		6.1	%		6.0	%		5.9	%		6.0	%
Fixed maturities—non-taxable		4.7	%		4.5	%		4.6	%		4.6	%		4.6	%		4.8	%		4.6	%		4.8	%		4.7	%
Commercial mortgage loans		5.8	%		6.2	%		6.4	%		6.2	%		6.4	%		6.4	%		6.2	%		6.2	%		6.3	%
Equity securities		5.0	%		10.3	%		11.2	%		9.2	%		16.0	%		13.4	%		16.1	%		15.2	%		14.5	%
Other invested assets		10.9	%		11.7	%		10.9	%		11.5	%		16.6	%		9.8	%		13.9	%		5.5	%		11.2	%
Limited partnerships⁽¹⁾		-17.7	%		-5.9	%		3.3	%		-7.0	%		5.9	%		21.2	%		4.9	%		5.3	%		9.9	%
Policy loans		9.4	%		9.2	%		9.4	%		9.3	%		9.2	%		9.0	%		9.2	%		9.0	%		9.1	%
Cash, cash equivalents and short-term investments		2.6	%		3.3	%		2.9	%		3.0	%		4.0	%		3.6	%		5.0	%		4.6	%		4.2	%

Gross investment income before expenses and fees		5.2	%		5.4	%		5.8	%		5.5	%		6.0	%		6.2	%		6.0	%		5.9	%		6.0	%
Expenses and fees		-0.1	%		-0.1	%		-0.2	%		-0.2	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%

Net investment income		5.1	%		5.3	%		5.6	%		5.3	%		5.9	%		6.1	%		5.9	%		5.8	%		5.9	%

Yields for fixed maturities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability.

⁽¹⁾	Limited partnership investments are equity-based and do not have fixed returns by period.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Net Investment Gains (Losses), Net of Taxes and Other Adjustments—Detail

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4
Net Investment Gains (Losses), Net of Taxes and Other Adjustments
Net realized gains (losses) on available-for-sale securities:
U.S. corporate fixed maturities	$	(78	)	$	(6	)	$	(1	)	$	(85	)	$	1
U.S. government		5			6			—			11			—
Foreign corporate		(4	)		8			—			4			—
Foreign government		7			7			2			16			—
Tax exempt		—			3			—			3			—
Mortgage-backed (MBS) fixed maturities		2			—			—			2			(5	)
Asset-backed (ABS) fixed maturities		—			(1	)		—			(1	)		(1	)
Equity securities		(18	)		—			1			(17	)		2

Total net realized gains (losses) on available-for-sale securities		(86	)		17			2			(67	)		(3	)

Impairments:
Public corporate fixed maturities		(145	)		(20	)		(32	)		(197	)		(19	)
Foreign government		—			—			—			—			—
Limited partnerships		(1	)		—			—			(1	)		(1	)
Equity securities		(56	)		(3	)		—			(59	)		(3	)
Alt-A residential mortgage-backed securities:											—
AAA		(5	)		—			—			(5	)		—
AA		(5	)		(4	)		—			(9	)		—
A		(7	)		(16	)		(20	)		(43	)		(7	)
BBB		(12	)		(5	)		(10	)		(27	)		(7	)
Below BBB		(26	)		(35	)		(17	)		(78	)		(8	)
Sub-prime residential mortgage-backed securities:
AA		—			—			(2	)		(2	)		(18	)
A		(3	)		(8	)		(3	)		(14	)		—
BBB		(2	)		(4	)		(8	)		(14	)		(19	)
Below BBB		(44	)		(40	)		(15	)		(99	)		(34	)
Prime residential mortgage-backed securities:
A		(2	)		(5	)		(5	)		(12	)		—
BBB		(1	)		(3	)		(1	)		(5	)		—
Below BBB		(4	)		—			—			(4	)		—
Change in intent:											—
Alt-A		(30	)		(55	)		—			(85	)		—
Sub-prime		(19	)		(159	)		—			(178	)		—
Prime		(4	)		(1	)		—			(5	)		—
Automobile		(2	)		—			—			(2	)		—
Other mortgage-backed securities		—			—			(1	)		(1	)		(7	)
Other asset-backed securities		(2	)		—			—			(2	)		—
Commercial mortgage-backed securities (CMBS):
A		—			—			(3	)		(3	)		—
BBB		(2	)		—			(1	)		(3	)		—
Below BBB		(4	)		(1	)		(3	)		(8	)		—

Total impairments		(376	)		(359	)		(121	)		(856	)		(123	)

Net unrealized gains (losses) on trading securities		(6	)		1			(5	)		(10	)		(7	)
Derivative instruments		(60	)		6			(22	)		(76	)		(3	)
Bank loans		(3	)		—			(2	)		(5	)		—
Commercial mortgage loans held-for-sale market valuation allowance		—			(1	)		1			—			(3	)

Net investment gains (losses), net of taxes		(531	)		(336	)		(147	)		(1,014	)		(139	)

DAC and other intangible amortization related to net investment gains (losses)		53			15			19			87			5

Net investment gains (losses), net of taxes and other adjustments	$	(478	)	$	(321	)	$	(128	)	$	(927	)	$	(134	)

RECONCILIATIONS OF NON-GAAP MEASURES

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Reconciliation of Operating ROE

(amounts in millions)


	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2008			June 30, 2008			March 31, 2008			December 31, 2007			September 30, 2007
GAAP Basis ROE
Net income (loss) for the twelve months ended⁽¹⁾	$	(73	)	$	524		$	1,012		$	1,220		$	1,415
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,613		$	12,633		$	12,549		$	12,431		$	12,310
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		-0.6	%		4.1	%		8.1	%		9.8	%		11.5	%

Operating ROE
Net operating income for the twelve months ended⁽¹⁾	$	990		$	1,138		$	1,277		$	1,373		$	1,414
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss)⁽²⁾	$	12,613		$	12,633		$	12,549		$	12,431		$	12,310
Operating ROE⁽¹⁾divided by⁽²⁾		7.8	%		9.0	%		10.2	%		11.0	%		11.5	%

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income (loss) and net operating income from page 10 herein.

⁽²⁾	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income (loss), but including equity related to discontinued operations, for the most recent five quarters.


	Three months ended
Quarterly Average ROE	September 30, 2008			June 30, 2008			March 31, 2008			December 31, 2007			September 30, 2007
GAAP Basis ROE
Net income (loss) for the period ended⁽³⁾	$	(258	)	$	(109	)	$	116		$	178		$	339
Average stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,467		$	12,688		$	12,756		$	12,686		$	12,518
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		-8.3	%		-3.4	%		3.6	%		5.6	%		10.8	%

Operating ROE
Net operating income for the period ended⁽³⁾	$	220		$	212		$	244		$	314		$	368
Average stockholders’ equity for the period, excluding accumulated other comprehensive income (loss)⁽⁴⁾	$	12,467		$	12,688		$	12,756		$	12,686		$	12,518
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		7.1	%		6.7	%		7.7	%		9.9	%		11.8	%

⁽³⁾	Net income (loss) and net operating income from page 9 herein.

⁽⁴⁾	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (loss), is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income (loss), but including equity related to discontinued operations.

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income divided by average ending stockholders’ equity, excluding accumulated other comprehensive income (loss) (AOCI) in average ending stockholders’ equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income (loss) divided by average ending stockholders’ equity.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Reconciliation of Expense Ratio

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals (1)	$	515		$	551		$	528		$	1,594		$	551		$	540		$	495		$	489		$	2,075
Total revenues (2)	$	2,168		$	2,398		$	2,753		$	7,319		$	2,775		$	2,875		$	2,765		$	2,710		$	11,125

Expense ratio (1) divided by (2)		23.8	%		23.0	%		19.2	%		21.8	%		19.9	%		18.8	%		17.9	%		18.0	%		18.7	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	515		$	551		$	528		$	1,594		$	551		$	540		$	495		$	489		$	2,075
Less wealth management		67			67			67			201			70			69			65			60			264
Less lifestyle protection business		200			216			200			616			199			218			183			181			781
Less expenses related to reorganization^(a)		—			—			—			—			—			—			—			8			8

Adjusted acquisition and operating expenses, net of deferrals (3)	$	248		$	268		$	261		$	777		$	282		$	253		$	247		$	240		$	1,022

Total revenues	$	2,168		$	2,398		$	2,753		$	7,319		$	2,775		$	2,875		$	2,765		$	2,710		$	11,125
Less wealth management		86			86			87			259			90			88			82			76			336
Less lifestyle protection business		370			431			418			1,219			398			410			363			357			1,528
Less net investment gains (losses)		(789	)		(518	)		(226	)		(1,533	)		(214	)		(48	)		(51	)		(19	)		(332	)

Adjusted total revenues (4)	$	2,501		$	2,399		$	2,474		$	7,374		$	2,501		$	2,425		$	2,371		$	2,296		$	9,593

Adjusted expense ratio (3) divided by (4)		9.9	%		11.2	%		10.5	%		10.5	%		11.3	%		10.4	%		10.4	%		10.5	%		10.7	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s wealth management and lifestyle protection businesses. The wealth management and lifestyle protection businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

^(a)	Includes severance and other employee related expenses associated with our reorganization announced in the first quarter of 2007.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Reconciliation of Core Premiums

(amounts in millions)


	2008												2007
	Q3			Q2			Q1			Total			Q4		Q3		Q2		Q1		Total
Reported premiums	$	1,735		$	1,709		$	1,717		$	5,161		$	1,670	$	1,600	$	1,549	$	1,511	$	6,330
Less retirement income—spread-based premiums		181			111			167			459			135		118		151		154		558
Less impact of changes in foreign exchange rates		16			60			65			141

Core premiums	$	1,538		$	1,538		$	1,485		$	4,561		$	1,535	$	1,482	$	1,398	$	1,357	$	5,772

Reported premium percentage change from prior year		8.4	%		10.3	%		13.6	%		10.8	%
Core premium percentage change from prior year		3.8	%		10.0	%		9.4	%		7.6	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums from our retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Reconciliation of Core Yield


		2008												2007
	(Assets—amounts in billions)	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
	Reported—Total Invested Assets and Cash	$	69.3		$	73.1		$	73.3		$	69.3		$	73.9		$	73.5		$	72.6		$	71.3		$	73.9
	Subtract:
	Securities lending		1.7			1.8			2.4			1.7			2.4			2.3			2.2			2.2			2.4
	Unrealized gains (losses)		(4.4	)		(2.3	)		(1.6	)		(4.4	)		(0.3	)		(0.3	)		(0.2	)		1.0			(0.3	)
	Derivative counterparty collateral		0.6			0.5			0.7			0.6			0.4			0.2			0.1			0.3			0.4

	Adjusted end-of-period invested assets	$	71.4		$	73.1		$	71.8		$	71.4		$	71.4		$	71.3		$	70.5		$	67.8		$	71.4

(A)	Average Invested Assets used in Reported and Core Yield Calculation	$	72.3		$	72.5		$	71.6		$	71.9		$	71.4		$	70.9		$	69.2		$	67.5		$	69.6
	Subtract: portfolios supporting floating products		13.6			14.1			14.1			13.8			14.1			14.2			13.4			12.2			13.5

(B)	Average Invested Assets used in Core Yield (excl. Floating) Calculation	$	58.7		$	58.4		$	57.5		$	58.1		$	57.3		$	56.7		$	55.8		$	55.3		$	56.1

	(Income—amounts in millions)
(C)	Reported—Net Investment Income	$	918		$	953		$	1,002		$	2,873		$	1,053		$	1,074		$	1,024		$	984		$	4,135
	Subtract:
	Bond calls and commercial mortgage loan prepayments		3			13			12			28			6			14			22			10			52
	Reinsurance and reclassification⁽¹⁾		16			19			15			50			15			26			18			9			68
	Other non-core items⁽²⁾		5			2			(1	)		6			5			1			1			6			13

(D)	Core Net Investment Income		894			919			976			2,789			1,027			1,033			983			959			4,002
	Subtract: investment income from portfolios supporting floating products		111			121			164			396			205			209			196			180			790

(E)	Core Net Investment Income (excl. Floating)	$	783		$	798		$	812		$	2,393		$	822		$	824		$	787		$	779		$	3,212

(C)/(A)	Reported Yield		5.08	%		5.26	%		5.60	%		5.33	%		5.90	%		6.06	%		5.92	%		5.84	%		5.94	%
(D)/(A)	Core Yield⁽³⁾		4.95	%		5.07	%		5.45	%		5.17	%		5.75	%		5.83	%		5.69	%		5.69	%		5.75	%
(E)/(B)	Core Yield (excl. Floating)⁽³⁾		5.34	%		5.47	%		5.65	%		5.49	%		5.74	%		5.81	%		5.65	%		5.64	%		5.72	%

Notes:

—Columns may not add due to rounding.

—Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾

Represents imputed investment income related to a reinsurance agreement in our lifestyle protection insurance business. The third quarter of 2007 reflects an expense reclassification of $16 million from net investment income to acquisition and operating expenses, net of deferrals. The reclassification is associated with exit fee accruals for the guarantee fund that the Canadian government requires us to maintain in the event of insolvency. Prior periods were not restated as the adjustment is immaterial to the current period and all prior periods.

⁽²⁾	Includes consent fees, return of investment and various other immaterial items.

⁽³⁾

Beginning in 2007, limited partnership assets and investment income were allocated to the operating segments from Corporate and Other. The core yield calculation has been adjusted to include limited partnership assets and investment income to reflect the diversified portfolio strategy used to support the Retirement and Protection segment liabilities.

Corporate Information

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, Standard and Poor’s (S&P), Moody’s and Fitch as follows:


Company	A.M. Best	S&P	Moody’s	Fitch
Genworth Life Insurance Company	A+	AA-	Aa3	A+
Genworth Life Insurance Company (short-term rating)	Not rated	A-1+	P-1	Not rated
Genworth Life and Annuity Insurance Company	A+	AA-	Aa3	A+
Genworth Life and Annuity Insurance Company (short-term rating)	Not rated	A-1+	P-1	Not rated
Genworth Life Insurance Company of New York	A+	AA-	Aa3	A+
Continental Life Insurance Company of Brentwood, Tennessee	A	Not rated	Not rated	A+
American Continental Insurance Company	A-	Not rated	Not rated	Not rated

Our mortgage insurance subsidiaries are rated by S&P and Moody’s as follows:


Company	S&P	Moody’s
Genworth Mortgage Insurance Corporation	AA-	Aa3
Genworth Financial Mortgage Insurance Pty. Limited	AA	Aa3
Genworth Financial Mortgage Insurance Limited	AA-	Aa3
Genworth Residential Mortgage Insurance Corporation of NC	AA-	Aa3
Genworth Financial Assurance Corporation	Not rated	Aa3
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAAA	Aaa.mx

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its “A+” (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The “A” and “A-” (Excellent) ratings are assigned to companies that have, in its opinion, an excellent ability to meet their ongoing insurance obligations. The “A+” (Superior), “A” and “A-” (Excellent) ratings are the second-, third- and fourth-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “F.”

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria, and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. Within this category, the designation of a plus sign (+) indicates capacity to meet its financial commitments is extremely strong. An obligor rated “mxAAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAAA” rating is the highest enterprise credit rating assigned on S&P’s CaVal national scale.

GENWORTH FINANCIAL, INC.

3Q 2008 FINANCIAL SUPPLEMENT

Industry Ratings (continued)

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories. Short-term rating “P-1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aaa.mx” demonstrate the strongest creditworthiness relative to other issuers in Mexico.

Fitch states that “A” (Strong) rated insurance companies are viewed as possessing strong capacity to meet policyholder and contract obligations. The “A” rating category is the third-highest of eight financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “A+” rating is the fifth-highest of Fitch’s 21 ratings categories.

DBRS states that long-term debt rated “AA” is of superior credit quality, and protection of interest and principal is considered high. In many cases they differ from long-term debt rated “AAA” only to a small degree. Given the extremely restrictive definition DBRS has for the “AAA” category, entities rated “AA” are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

A.M. Best, S&P, Moody’s, Fitch and DBRS review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

Alicia.Charity@genworth.com