Exhibit 99.2

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT


Table of Contents		Page
Use of Non-GAAP Measures and Selected Operating Performance Measures		3
Financial Highlights		4

*Fourth Quarter Results*
Net Income		6
Net Operating Income by Segment		7
Consolidated Net Income by Quarter		8
Net Operating Income by Segment by Quarter		9
Consolidated Balance Sheets		10-11
Consolidated Balance Sheets by Segment		12-13
Deferred Acquisition Costs Rollforward		14

*Quarterly Results by Segment*
Net Operating Income by Segment		16-19
Net Operating Income and Sales—Retirement and Protection		20-32
Net Operating Income and Sales—International		33-44
Net Operating Income and Sales—U.S. Mortgage Insurance		45-52
Net Operating Loss—Corporate and Other		53-54

*Additional Financial Data*
Investments Summary		56
Fixed Maturities Summary		57
Additional Information on Investments Backed by Sub-prime Residential Mortgage Loans		58
Additional Information on Investments Backed by Alt-A Residential Mortgage Loans		59
Commercial Mortgage Loans Data		60
General Account GAAP Net Investment Income Yields		61
Net Investment Gains (Losses), Net of Taxes and Other Adjustments		62

*Reconciliations of Non-GAAP Measures*
Reconciliation of Operating ROE		64
Reconciliation of Expense Ratio		65
Reconciliation of Core Premiums		66
Reconciliation of Core Yield		67

*Corporate Information*
Industry Ratings		69-70

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income.” Our chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income. We define net operating income (loss) as income (loss) from continuing operations excluding after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. We exclude net investment gains (losses) and infrequent or unusual non-operating items because we do not consider them to be related to the operating performance of our segments and Corporate and Other activities. A significant component of our net investment gains (losses) are the result of credit-related impairments and credit-related gains and losses, the timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to our discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income if, in our opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income in accordance with GAAP, we believe that net operating income, and measures that are derived from or in corporate net operating income, are appropriate measures that are useful to investors because they identify the income attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for net income determined in accordance with GAAP. In addition, the company’s definition of net operating income may differ from the definitions used by other companies. The table on page 7 of this report reflects net operating income (loss) as determined in accordance with Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information, and a reconciliation of net operating income (loss) of our segments and Corporate and Other activities to net income for the three and twelve months ended December 31, 2007 and 2006. This financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 63 through 67 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management,” “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metrics as a measure of volume of new and renewal business generated in a period. Sales refers to (1) annualized first-year premiums for term life insurance, long-term care insurance and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross flows and net flows, which represent gross flows less redemptions, for our managed money business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where we earn a fee for administrative services only business, for payment protection insurance; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums net of cancellations for our Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods.

The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for our managed money business, insurance in-force and risk in-force. Assets under management for our managed money business represent third-party assets under management that are not consolidated in our financial statements. Insurance in-force for our life insurance, international mortgage insurance and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for our international mortgage insurance and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for our managed money business, insurance in-force and risk in-force to be a measure of the company’s operating performance because they represent a measure of the size of our business at a specific date, rather than a measure of the company’s revenues or profitability during that period.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

(1)	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	2007												2006
	Q4			Q3			Q2			Q1			Q4			Q3		Q2		Q1
Total stockholders’ equity, excluding accumulated other comprehensive income	$	12,751		$	12,620		$	12,416		$	12,197		$	12,173		$	12,143	$	11,977	$	11,738
Total accumulated other comprehensive income		727			697			550			1,111			1,157			1,166		233		740

Total stockholders’ equity	$	13,478		$	13,317		$	12,966		$	13,308		$	13,330		$	13,309	$	12,210	$	12,478

Book value per common share	$	30.92		$	30.32		$	29.30		$	30.43		$	30.09		$	29.44	$	26.84	$	27.37
Book value per common share, excluding accumulated other comprehensive income	$	29.25		$	28.73		$	28.05		$	27.89		$	27.48		$	26.86	$	26.33	$	25.74
Common shares outstanding as of balance sheet date		435.9			439.2			442.6			437.4			443.0			452.1		454.9		456.0

	Twelve months ended
Twelve Month Rolling Average ROE	December 31, 2007			September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006
GAAP Basis ROE		9.8	%		11.5	%		11.3	%		10.9	%		11.1	%
Operating ROE		11.0	%		11.5	%		11.0	%		11.0	%		11.0	%

	Three months ended
Quarterly Average ROE	December 31, 2007			September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006
GAAP Basis ROE		5.6	%		10.8	%		12.3	%		10.6	%		12.3	%
Operating ROE		9.9	%		11.8	%		11.4	%		11.2	%		11.7	%

See page 64 herein for a reconciliation of GAAP Basis ROE to Operating ROE.


Basic and Diluted Shares	Three months ended December 31, 2007	Twelve months ended December 31, 2007
Weighted-average shares used in basic earnings per common share calculations	437.4	439.7
Dilutive securities:
Stock purchase contracts underlying equity units⁽¹⁾	—	3.2
Stock options, restricted stock units and stock appreciation rights	3.7	4.7

Weighted-average shares used in diluted earnings per common share calculations	441.1	447.6

⁽¹⁾

In May 2007, we issued 25.5 million shares in connection with the senior notes included in our Equity Units. On May 18, 2007, we entered into an accelerated stock repurchase agreement to purchase 16.5 million shares of our common stock for an initial aggregate purchase price of $600 million. The senior notes included in our Equity Units remained dilutive through these dates.

Fourth Quarter Results

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Income

(amounts in millions)


	Three months ended December 31,						Twelve months ended December 31,
	2007			2006			2007			2006
REVENUES:
Premiums	$	1,670		$	1,446		$	6,330		$	5,802
Net investment income		1,053			1,003			4,135			3,787
Net investment gains (losses)		(214	)		8			(332	)		(69	)
Insurance and investment product fees and other		266			200			992			765

Total revenues		2,775			2,657			11,125			10,285

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,255			1,050			4,580			4,004
Interest credited		385			388			1,552			1,520
Acquisition and operating expenses, net of deferrals		551			446			2,075			1,858
Amortization of deferred acquisition costs and intangibles		209			165			831			686
Interest expense		126			107			481			364

Total benefits and expenses		2,526			2,156			9,519			8,432

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		249			501			1,606			1,853
Provision for income taxes		69			140			452			570
Effective tax rate		27.7	%		27.9	%		28.1	%		30.8	%

INCOME FROM CONTINUING OPERATIONS		180			361			1,154			1,283
Income from discontinued operations, net of taxes		—			12			15			41
Gain (loss) on sale of discontinued operations, net of taxes		(2	)		—			51			—

INCOME BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		178			373			1,220			1,324
Cumulative effect of accounting change, net of taxes		—			—			—			4

NET INCOME	$	178		$	373		$	1,220		$	1,328

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions, except per share amounts)


		Three months ended December 31,						Twelve months ended December 31,
		2007			2006			2007			2006
Retirement and Protection:
Managed Money		$	12		$	7		$	44		$	20
Retirement Income			41			49			212			175
Institutional			9			10			43			42
Life Insurance			76			83			310			313
Long-Term Care Insurance			36			35			153			153

Total Retirement and Protection			174			184			762			703
International:
International Mortgage Insurance	—Canada		88			57			270			208
	—Australia		40			46			156			137
	—Other		16			4			29			10
Payment Protection Insurance			36			33			130			113

Total International			180			140			585			468
U.S. Mortgage Insurance			(3	)		62			167			259
Corporate and Other			(37	)		(31	)		(141	)		(113	)

NET OPERATING INCOME⁽¹⁾			314			355			1,373			1,317

ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes			—			12			15			41
Gain (loss) on sale of discontinued operations, net of taxes			(2	)		—			51			—
Net investment gains (losses), net of taxes and other adjustments⁽³⁾			(134	)		6			(205	)		(34	)
Expenses related to reorganization, net of taxes			—			—			(14	)		—
Cumulative effect of accounting change, net of taxes			—			—			—			4

NET INCOME		$	178		$	373		$	1,220		$	1,328

Earnings Per Share Data:
Earnings per common share
Basic		$	0.41		$	0.83		$	2.77		$	2.91
Diluted		$	0.40		$	0.81		$	2.73		$	2.83
Net operating earnings per common share
Basic		$	0.72		$	0.79		$	3.12		$	2.89
Diluted		$	0.71		$	0.77		$	3.07		$	2.80	⁽²⁾
Shares outstanding
Basic			437.4			447.4			439.7			455.9
Diluted			441.1			460.7			447.6			469.4

⁽¹⁾

Represents income or loss of our operating segments: Retirement and Protection, International and U.S. Mortgage Insurance, as well as our Corporate and Other activities. The separate financial information of each segment is presented consistently with the manner in which our chief operating decision maker evaluates segment performance and allocates resources in accordance with Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information. See Use of Non-GAAP measures for additional information.

⁽²⁾

Net operating earnings per diluted share for the twelve months ended December 31, 2006 has been revised from $2.81, which was originally reported in our Current Report on Form 8-K filed on April 16, 2007 (reflecting our reorganized segment reporting structure and the effects of classifying our group life and health insurance business as discontinued operations) to correct an immaterial rounding error.

⁽³⁾	See page 62 for details on the fourth quarter of 2007 net investment gains (losses), net of taxes and other adjustments.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Consolidated Net Income by Quarter

(amounts in millions, except per share amounts)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4		Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,670		$	1,600		$	1,549		$	1,511		$	6,330		$	1,446	$	1,505		$	1,480		$	1,371		$	5,802
Net investment income		1,053			1,074			1,024			984			4,135			1,003		932			940			912			3,787
Net investment gains (losses)		(214	)		(48	)		(51	)		(19	)		(332	)		8		(6	)		(49	)		(22	)		(69	)
Insurance and investment product fees and other		266			249			243			234			992			200		184			200			181			765

Total revenues		2,775			2,875			2,765			2,710			11,125			2,657		2,615			2,571			2,442			10,285

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,255			1,168			1,090			1,067			4,580			1,050		1,061			978			915			4,004
Interest credited		385			391			391			385			1,552			388		382			378			372			1,520
Acquisition and operating expenses, net of deferrals		551			540			495			489			2,075			446		493			483			436			1,858
Amortization of deferred acquisition costs and intangibles		209			202			207			213			831			165		160			197			164			686
Interest expense		126			124			124			107			481			107		87			88			82			364

Total benefits and expenses		2,526			2,425			2,307			2,261			9,519			2,156		2,183			2,124			1,969			8,432

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		249			450			458			449			1,606			501		432			447			473			1,853
Provision for income taxes		69			111			137			135			452			140		138			141			151			570

INCOME FROM CONTINUING OPERATIONS		180			339			321			314			1,154			361		294			306			322			1,283
Income from discontinued operations, net of taxes		—			—			5			10			15			12		10			11			8			41
Gain (loss) on sale of discontinued operations, net of taxes		(2	)		—			53			—			51			—		—			—			—			—

INCOME BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		178			339			379			324			1,220			373		304			317			330			1,324
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—		—			—			4			4

NET INCOME	$	178		$	339		$	379		$	324		$	1,220		$	373	$	304		$	317		$	334		$	1,328


Earnings Per Share Data:
Earnings from continuing operations per common share
Basic	$	0.41		$	0.77		$	0.73		$	0.71		$	2.62		$	0.81	$	0.64	⁽¹⁾	$	0.67		$	0.69		$	2.81
Diluted	$	0.41		$	0.76		$	0.72		$	0.69		$	2.58		$	0.78	$	0.63		$	0.66		$	0.67		$	2.73
Earnings per common share
Basic	$	0.41		$	0.77		$	0.86		$	0.74		$	2.77		$	0.83	$	0.67		$	0.70		$	0.72		$	2.91
Diluted	$	0.40		$	0.76		$	0.84		$	0.71		$	2.73		$	0.81	$	0.65		$	0.68		$	0.70		$	2.83
Shares outstanding
Basic		437.4			441.1			439.4			441.0			439.7			447.4		453.8			455.8			467.0			455.9
Diluted		441.1			445.6			449.0			455.0			447.6			460.7		467.2			468.3			479.5			469.4

⁽¹⁾

Earnings from continuing operations per common share for the three months ended September 30, 2006 have been revised from $0.65, which was originally reported in our Current Report on Form 8-K filed on April 16, 2007 (reflecting our reorganized segment reporting structure and the effects of classifying our group life and health insurance business as discontinued operations) to correct an immaterial rounding error.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment by Quarter

(amounts in millions, except per share amounts)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Retirement and Protection:
Managed Money	$	12		$	11		$	11		$	10		$	44		$	7		$	5		$	6		$	2		$	20
Retirement Income		41			82			43			46			212			49			39			38			49			175
Institutional		9			10			10			14			43			10			9			13			10			42
Life Insurance		76			81			75			78			310			83			79			77			74			313
Long-Term Care Insurance		36			39			41			37			153			35			38			37			43			153

Total Retirement and Protection		174			223			180			185			762			184			170			171			178			703
International:
International Mortgage Insurance—Canada		88			68			59			55			270			57			54			51			46			208
—Australia		40			36			44			36			156			46			26			35			30			137
—Other		16			6			4			3			29			4			1			4			1			10
Payment Protection Insurance		36			30			35			29			130			33			26			29			25			113

Total International		180			140			142			123			585			140			107			119			102			468
U.S. Mortgage Insurance		(3	)		39			66			65			167			62			53			72			72			259
Corporate and Other		(37	)		(34	)		(37	)		(33	)		(141	)		(31	)		(33	)		(34	)		(15	)		(113	)

NET OPERATING INCOME		314			368			351			340			1,373			355			297			328			337			1,317

ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes		—			—			5			10			15			12			10			11			8			41
Gain (loss) on sale of discontinued operations, net of taxes		(2	)		—			53			—			51			—			—			—			—			—
Net investment gains (losses), net of taxes and other adjustments		(134	)		(29	)		(30	)		(12	)		(205	)		6			(3	)		(22	)		(15	)		(34	)
Expenses related to reorganization, net of taxes		—			—			—			(14	)		(14	)		—			—			—			—			—
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			4			4

NET INCOME	$	178		$	339		$	379		$	324		$	1,220		$	373		$	304		$	317		$	334		$	1,328


Earnings Per Share Data:
Earnings per common share
Basic	$	0.41		$	0.77		$	0.86		$	0.74		$	2.77		$	0.83		$	0.67		$	0.70		$	0.72		$	2.91
Diluted	$	0.40		$	0.76		$	0.84		$	0.71		$	2.73		$	0.81		$	0.65		$	0.68		$	0.70		$	2.83
Net operating earnings per common share
Basic	$	0.72		$	0.83		$	0.80		$	0.77		$	3.12		$	0.79		$	0.65		$	0.72		$	0.72		$	2.89
Diluted	$	0.71		$	0.83		$	0.78		$	0.75		$	3.07		$	0.77		$	0.63	⁽¹⁾	$	0.70		$	0.70		$	2.80	⁽¹⁾
Shares outstanding
Basic		437.4			441.1			439.4			441.0			439.7			447.4			453.8			455.8			467.0			455.9
Diluted		441.1			445.6			449.0			455.0			447.6			460.7			467.2			468.3			479.5			469.4

⁽¹⁾

Net operating earnings per diluted share for the three months ended September 30, 2006 and the twelve months ended December 31, 2006 have been revised from $0.64 and $2.81, respectively, which was originally reported in our Current Report on Form 8-K filed on April 16, 2007 (reflecting our reorganized segment reporting structure and the effects of classifying our group life and health insurance business as discontinued operations) to correct an immaterial rounding error. This revision has no effect on net operating earnings per share amounts originally reported in our October 26, 2006 earnings release and quarterly financial supplement.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets

(amounts in millions)


	December 31, 2007		September 30, 2007		June 30, 2007		March 31, 2007		December 31, 2006
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	55,154	$	55,775	$	55,567	$	55,113	$	54,684
Equity securities available-for-sale, at fair value		366		247		201		200		197
Commercial mortgage loans		8,953		8,839		8,798		8,508		8,357
Policy loans		1,651		1,650		1,635		1,494		1,489
Other invested assets		4,676		3,803		3,445		3,762		3,846

Total investments		70,800		70,314		69,646		69,077		68,573
Cash and cash equivalents		3,091		3,146		2,956		2,250		2,436
Accrued investment income		773		803		697		810		742
Deferred acquisition costs		7,034		6,842		6,677		6,320		6,183
Intangible assets		914		845		845		802		831
Goodwill		1,600		1,605		1,601		1,604		1,602
Reinsurance recoverable		16,483		16,573		16,658		16,746		16,783
Other assets		822		1,015		880		808		864
Separate account assets		12,798		12,615		11,976		11,216		10,875
Assets associated with discontinued operations		—		—		—		1,925		1,982

Total assets	$	114,315	$	113,758	$	111,936	$	111,558	$	110,871

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets

(amounts in millions)


	December 31, 2007			September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	26,740		$	26,380		$	26,025		$	25,617		$	25,234
Policyholder account balances		36,913			37,487			38,188			38,014			38,216
Liability for policy and contract claims		3,693			3,473			3,286			3,216			3,114
Unearned premiums		5,631			5,511			5,073			4,422			4,229
Other liabilities		6,255			6,209			5,766			5,923			5,943
Non-recourse funding obligations		3,455			3,455			3,555			2,765			2,765
Short-term borrowings		200			326			199			250			199
Long-term borrowings		3,903			3,889			3,855			4,032			4,021
Deferred tax liability		1,249			1,096			1,047			1,384			1,522
Separate account liabilities		12,798			12,615			11,976			11,216			10,875
Liabilities associated with discontinued operations		—			—			—			1,411			1,423

Total liabilities		100,837			100,441			98,970			98,250			97,541

Stockholders’ equity:
Common stock		1			1			1			—			—
Additional paid-in capital		11,461			11,440			11,429			10,785			10,759

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses)		(526	)		(353	)		(181	)		418			435
Derivatives qualifying as hedges		473			285			159			309			375
Foreign currency translation and other adjustments		780			765			572			384			347

Total accumulated other comprehensive income (loss)		727			697			550			1,111			1,157
Retained earnings		3,913			3,779			3,484			3,145			2,914
Treasury stock, at cost		(2,624	)		(2,600	)		(2,498	)		(1,733	)		(1,500	)

Total stockholders’ equity		13,478			13,317			12,966			13,308			13,330

Total liabilities and stockholders’ equity	$	114,315		$	113,758		$	111,936		$	111,558		$	110,871

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment

(amounts in millions)


	December 31, 2007
	Retirement and Protection			International		U.S. Mortgage Insurance		Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	56,710		$	10,430	$	3,077	$	4,447		$	74,664
Deferred acquisition costs and intangible assets		8,212			1,155		94		87			9,548
Reinsurance recoverable		16,389			87		7		—			16,483
Other assets		251			220		108		243			822
Separate account assets		12,798			—		—		—			12,798

Total assets	$	94,360		$	11,892	$	3,286	$	4,777		$	114,315

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	26,740		$	—	$	—	$	—		$	26,740
Policyholder account balances		36,877			36		—		—			36,913
Liability for policy and contract claims		2,686			537		467		3			3,693
Unearned premiums		545			5,020		65		1			5,631
Non-recourse funding obligations		3,555			—		—		(100	)		3,455
Deferred tax and other liabilities		2,975			1,835		111		2,583			7,504
Borrowing and capital securities		—			—		—		4,103			4,103
Separate account liabilities		12,798			—		—		—			12,798

Total liabilities		86,176			7,428		643		6,590			100,837

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		8,344			3,715		2,613		(1,921	)		12,751
Allocated accumulated other comprehensive income (loss)		(160	)		749		30		108			727

Total stockholders’ equity		8,184			4,464		2,643		(1,813	)		13,478

Total liabilities and stockholders’ equity	$	94,360		$	11,892	$	3,286	$	4,777		$	114,315

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment

(amounts in millions)


	September 30, 2007
	Retirement and Protection			International		U.S. Mortgage Insurance		Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	57,988		$	9,842	$	2,953	$	3,480		$	74,263
Deferred acquisition costs and intangible assets		8,012			1,141		91		48			9,292
Reinsurance recoverable		16,471			97		5		—			16,573
Other assets		237			297		108		373			1,015
Separate account assets		12,615			—		—		—			12,615

Total assets	$	95,323		$	11,377	$	3,157	$	3,901		$	113,758

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future policy benefits	$	26,380		$	—	$	—	$	—		$	26,380
Policyholder account balances		37,450			37		—		—			37,487
Liability for policy and contract claims		2,615			509		346		3			3,473
Unearned premiums		521			4,941		48		1			5,511
Non-recourse funding obligations		3,555			—		—		(100	)		3,455
Deferred tax and other liabilities		3,077			1,668		129		2,431			7,305
Borrowing and capital securities		—			—		—		4,215			4,215
Separate account liabilities		12,615			—		—		—			12,615

Total liabilities		86,213			7,155		523		6,550			100,441

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income (loss)		9,187			3,486		2,599		(2,652	)		12,620
Allocated accumulated other comprehensive income (loss)		(77	)		736		35		3			697

Total stockholders’ equity		9,110			4,222		2,634		(2,649	)		13,317

Total liabilities and stockholders’ equity	$	95,323		$	11,377	$	3,157	$	3,901		$	113,758

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs Rollforward

(amounts in millions)


Deferred Acquisition Costs Rollforward	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Unamortized balance as of September 30, 2007	$	5,719		$	980		$	63		$	—	$	6,762
Costs deferred		238			102			10			—		350
Amortization, net of interest accretion⁽¹⁾		(82	)		(94	)		(7	)		—		(183	)
Impact of foreign currency translation		—			4			—			—		4

Unamortized balance as of December 31, 2007		5,875			992			66			—		6,933
Effect of accumulated net unrealized investment gains (losses)		101			—			—			—		101

Balance as of December 31, 2007	$	5,976		$	992		$	66		$	—	$	7,034

⁽¹⁾	Amortization, net of interest accretion, includes $(7) million of amortization related to net investment gains (losses) for our policyholder account balances.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽²⁾
Three Months Ended December 31, 2007	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽²⁾			Total
REVENUES:
Premiums	$	—		$	135		$	—		$	231		$	506		$	872		$	142		$	71		$	63		$	347		$	623		$	171		$	4		$	1,670
Net investment income		2			304			167			171			212			856			49			33			9			47			138			36			23			1,053
Net investment gains (losses)		—			(55	)		(128	)		(29	)		(2	)		(214	)		—			—			—			(2	)		(2	)		5			(3	)		(214	)
Insurance and investment product fees and other		88			55			—			100			6			249			1			—			1			6			8			12			(3	)		266

Total revenues		90			439			39			473			722			1,763			192			104			73			398			767			224			21			2,775

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			218			—			202			509			929			26			33			21			60			140			186			—			1,255
Interest credited		—			130			149			61			45			385			—			—			—			—			—			—			—			385
Acquisition and operating expenses, net of deferrals		70			37			2			35			89			233			25			15			27			199			266			35			17			551
Amortization of deferred acquisition costs and intangibles		1			44			1			35			24			105			6			4			2			84			96			7			1			209
Interest expense		—			1			—			56			1			58			1			—			—			7			8			—			60			126

Total benefits and expenses		71			430			152			389			668			1,710			58			52			50			350			510			228			78			2,526

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		19			9			(113	)		84			54			53			134			52			23			48			257			(4	)		(57	)		249
Provision (benefit) for income taxes		7			(2	)		(40	)		29			20			14			46			12			7			13			78			(4	)		(19	)		69

INCOME (LOSS) FROM CONTINUING OPERATIONS		12			11			(73	)		55			34			39			88			40			16			35			179			—			(38	)		180
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			30			82			21			2			135			—			—			—			1			1			(3	)		1			134

NET OPERATING INCOME (LOSS)	$	12		$	41		$	9		$	76		$	36		$	174		$	88		$	40		$	16		$	36		$	180		$	(3	)	$	(37	)	$	314


Effective tax rate (operating income)⁽¹⁾		37.5	%		26.4	%		31.3	%		33.7	%		36.5	%		32.9	%		34.4	%		23.8	%		30.7	%		27.8	%		30.7	%		65.2	%		29.9	%		31.3	%

⁽¹⁾	The operating income effective tax rate for all pages in this financial supplement are calculated using whole dollars. As a result, the percentages shown may differ with the operating income effective tax rate calculated using the rounded numbers in this financial supplement.

⁽²⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Three Months Ended December 31, 2006	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	146		$	—		$	225		$	490		$	861		$	88		$	110		$	22		$	226		$	446		$	136		$	3		$	1,446
Net investment income		1			330			157			156			196			840			30			22			4			45			101			34			28			1,003
Net investment gains (losses)		—			(7	)		—			—			1			(6	)		2			(1	)		—			—			1			4			9			8
Insurance and investment product fees and other		64			40			—			82			3			189			—			—			1			2			3			6			2			200

Total revenues		65			509			157			463			690			1,884			120			131			27			273			551			180			42			2,657

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			223			—			178			492			893			14			52			1			36			103			54			—			1,050
Interest credited		—			153			139			59			37			388			—			—			—			—			—			—			—			388
Acquisition and operating expenses, net of deferrals		53			31			2			32			89			207			15			11			20			142			188			32			19			446
Amortization of deferred acquisition costs and intangibles		—			52			—			33			18			103			3			5			2			45			55			6			1			165
Interest expense		—			1			—			42			—			43			—			—			—			6			6			—			58			107

Total benefits and expenses		53			460			141			344			636			1,634			32			68			23			229			352			92			78			2,156

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		12			49			16			119			54			250			88			63			4			44			199			88			(36	)		501
Provision (benefit) for income taxes		5			3			6			36			18			68			30			17			—			11			58			24			(10	)		140

INCOME (LOSS) FROM CONTINUING OPERATIONS		7			46			10			83			36			182			58			46			4			33			141			64			(26	)		361

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			3			—			—			(1	)		2			(1	)		—			—			—			(1	)		(2	)		(5	)		(6	)

NET OPERATING INCOME (LOSS)	$	7		$	49		$	10		$	83		$	35		$	184		$	57		$	46		$	4		$	33		$	140		$	62		$	(31	)	$	355


Effective tax rate (operating income)		37.6	%		7.8	%		35.6	%		29.7	%		32.8	%		26.6	%		34.4	%		26.8	%		15.5	%		23.8	%		29.1	%		26.3	%		22.4	%		27.9	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Twelve Months Ended December 31, 2007	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	558		$	—		$	940		$	1,996		$	3,494		$	427		$	284		$	141		$	1,345		$	2,197		$	615		$	24		$	6,330
Net investment income		6			1,266			675			675			831			3,453			161			116			30			163			470			147			65			4,135
Net investment gains (losses)		—			(110	)		(159	)		(32	)		(15	)		(316	)		(2	)		1			(1	)		(5	)		(7	)		6			(15	)		(332	)
Insurance and investment product fees and other		330			198			—			376			24			928			1			1			2			25			29			37			(2	)		992

Total revenues		336			1,912			516			1,959			2,836			7,559			587			402			172			1,528			2,689			805			72			11,125

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			869			—			804			2,000			3,673			75			134			47			229			485			421			1			4,580
Interest credited		—			551			596			243			162			1,552			—			—			—			—			—			—			—			1,552
Acquisition and operating expenses, net of deferrals		264			140			10			129			344			887			84			54			81			781			1,000			131			57			2,075
Amortization of deferred acquisition costs and intangibles		2			174			2			130			109			417			19			19			6			319			363			33			18			831
Interest expense		—			5			—			205			1			211			3			—			—			25			28			—			242			481

Total benefits and expenses		266			1,739			608			1,511			2,616			6,740			181			207			134			1,354			1,876			585			318			9,519

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		70			173			(92	)		448			220			819			406			195			38			174			813			220			(246	)		1,606
Provision (benefit) for income taxes		26			22			(33	)		161			78			254			137			39			10			47			233			49			(84	)		452

INCOME (LOSS) FROM CONTINUING OPERATIONS		44			151			(59	)		287			142			565			269			156			28			127			580			171			(162	)		1,154
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			61			102			23			11			197			1			—			1			3			5			(4	)		7			205
Expenses related to reorganization, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			14			14

NET OPERATING INCOME (LOSS)	$	44		$	212		$	43		$	310		$	153		$	762		$	270		$	156		$	29		$	130		$	585		$	167		$	(141	)	$	1,373


Effective tax rate (operating income)		36.8	%		20.8	%		34.3	%		35.6	%		35.4	%		32.0	%		33.8	%		20.1	%		27.0	%		27.5	%		28.8	%		22.0	%		33.2	%		29.4	%

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other⁽¹⁾
Twelve Months Ended December 31, 2006	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other⁽¹⁾			Total
REVENUES:
Premiums	$	—		$	736		$	—		$	900		$	1,858		$	3,494		$	306		$	266		$	74		$	1,149		$	1,795		$	486		$	27		$	5,802
Net investment income		2			1,335			578			586			736			3,237			108			75			18			113			314			140			96			3,787
Net investment gains (losses)		—			(63	)		(6	)		(4	)		9			(64	)		3			(2	)		—			—			1			6			(12	)		(69	)
Insurance and investment product fees and other		197			153			—			325			23			698			11			—			1			22			34			26			7			765

Total revenues		199			2,161			572			1,807			2,626			7,365			428			339			93			1,284			2,144			658			118			10,285

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			1,015			—			715			1,791			3,521			41			101			10			187			339			141			3			4,004
Interest credited		—			634			504			238			144			1,520			—			—			—			—			—			—			—			1,520
Acquisition and operating expenses, net of deferrals		167			139			8			142			351			807			66			37			64			683			850			136			65			1,858
Amortization of deferred acquisition costs and intangibles		—			173			1			99			95			368			11			15			5			252			283			30			5			686
Interest expense		—			5			—			135			—			140			—			—			—			6			6			—			218			364

Total benefits and expenses		167			1,966			513			1,329			2,381			6,356			118			153			79			1,128			1,478			307			291			8,432

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		32			195			59			478			245			1,009			310			186			14			156			666			351			(173	)		1,853
Provision (benefit) for income taxes		12			50			21			167			86			336			101			49			4			43			197			89			(52	)		570

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		20			145			38			311			159			673			209			137			10			113			469			262			(121	)		1,283
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			4			4

INCOME (LOSS) FROM CONTINUING OPERATIONS		20			145			38			311			159			673			209			137			10			113			469			262			(117	)		1,287
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			30			4			2			(6	)		30			(1	)		—			—			—			(1	)		(3	)		8			34
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			(4	)		(4	)

NET OPERATING INCOME (LOSS)	$	20		$	175		$	42		$	313		$	153		$	703		$	208		$	137		$	10		$	113		$	468		$	259		$	(113	)	$	1,317


Effective tax rate (operating income)		37.2	%		27.3	%		35.5	%		34.9	%		35.1	%		33.3	%		32.4	%		26.5	%		29.2	%		27.4	%		29.5	%		25.1	%		27.8	%		31.0	%

⁽¹⁾	Includes inter-segment eliminations.

Retirement and Protection

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement and Protection

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	872		$	861		$	887		$	874		$	3,494		$	861		$	923		$	884		$	826		$	3,494
Net investment income		856			893			860			844			3,453			840			803			817			777			3,237
Net investment gains (losses)		(214	)		(38	)		(45	)		(19	)		(316	)		(6	)		(6	)		(47	)		(5	)		(64	)
Insurance and investment product fees and other		249			233			227			219			928			189			166			178			165			698

Total revenues		1,763			1,949			1,929			1,918			7,559			1,884			1,886			1,832			1,763			7,365

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		929			919			917			908			3,673			893			935			873			820			3,521
Interest credited		385			391			391			385			1,552			388			382			378			372			1,520
Acquisition and operating expenses, net of deferrals		233			220			222			212			887			207			203			208			189			807
Amortization of deferred acquisition costs and intangibles		105			96			112			104			417			103			76			106			83			368
Interest expense		58			59			51			43			211			43			36			35			26			140

Total benefits and expenses		1,710			1,685			1,693			1,652			6,740			1,634			1,632			1,600			1,490			6,356

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		53			264			236			266			819			250			254			232			273			1,009
Provision for income taxes		14			64			83			93			254			68			87			83			98			336

INCOME FROM CONTINUING OPERATIONS		39			200			153			173			565			182			167			149			175			673
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		135			23			27			12			197			2			3			22			3			30

NET OPERATING INCOME	$	174		$	223		$	180		$	185		$	762		$	184		$	170		$	171		$	178		$	703


Effective tax rate (operating income)		32.9	%		25.7	%		35.0	%		35.0	%		32.0	%		26.6	%		34.5	%		35.8	%		35.8	%		33.3	%

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income, Sales and Assets Under Management—Managed Money

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		2			2			1			1			6			1			—			1			—			2
Net investment gains (losses)		—			—			—			—			—			—			—			—			—			—
Insurance and investment product fees and other		88			86			81			75			330			64			46			46			41			197

Total revenues		90			88			82			76			336			65			46			47			41			199

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		70			69			65			60			264			53			38			39			37			167
Amortization of deferred acquisition costs and intangibles		1			1			—			—			2			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—			—			—

Total benefits and expenses		71			70			65			60			266			53			38			39			37			167

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		19			18			17			16			70			12			8			8			4			32
Provision for income taxes		7			7			6			6			26			5			3			2			2			12

INCOME FROM CONTINUING OPERATIONS		12			11			11			10			44			7			5			6			2			20

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—			—

NET OPERATING INCOME	$	12		$	11		$	11		$	10		$	44		$	7		$	5		$	6		$	2		$	20


Effective tax rate (operating income)		37.5	%		36.6	%		36.6	%		36.4	%		36.8	%		37.6	%		36.9	%		38.0	%		35.5	%		37.2	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,217		$	1,382		$	1,427		$	1,400		$	5,426		$	984		$	373		$	417		$	299		$	2,073
Dedicated Sales Specialists		257			283			332			312			1,184			233			229			226			283			971

Total Sales	$	1,474		$	1,665		$	1,759		$	1,712		$	6,610		$	1,217		$	602		$	643		$	582		$	3,044


ASSETS UNDER MANAGEMENT:
Beginning of period	$	21,662		$	20,683		$	18,806		$	17,293		$	17,293		$	6,766		$	6,143		$	5,824		$	5,180		$	5,180
Gross flows		1,474			1,665			1,759			1,712			6,610			1,217			602			643			582			3,044
Redemptions		(733	)		(567	)		(494	)		(431	)		(2,225	)		(496	)		(133	)		(165	)		(192	)		(986	)

Net flows		741			1,098			1,265			1,281			4,385			721			469			478			390			2,058
Market performance and product fees		(819	)		(119	)		612			232			(94	)		696			154			(159	)		254			945
Acquisitions⁽¹⁾		—			—			—			—			—			9,110			—			—			—			9,110

End of period	$	21,584		$	21,662		$	20,683		$	18,806		$	21,584		$	17,293		$	6,766		$	6,143		$	5,824		$	17,293

Managed Money results represent AssetMark Investment Services, Inc., Genworth Financial Asset Management, Inc., Genworth Financial Advisers Corporation, Genworth Financial Trust Company and Capital Brokerage Corporation.

⁽¹⁾	On October 20, 2006, we acquired AssetMark Investment Services, Inc., an investment management and advisory company. Assets under management at acquisition date were $9,110 million.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement Income

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	135		$	118		$	151		$	154		$	558		$	146		$	210		$	200		$	180		$	736
Net investment income		304			323			315			324			1,266			330			331			341			333			1,335
Net investment gains (losses)		(55	)		(24	)		(22	)		(9	)		(110	)		(7	)		(7	)		(42	)		(7	)		(63	)
Insurance and investment product fees and other		55			53			46			44			198			40			39			38			36			153

Total revenues		439			470			490			513			1,912			509			573			537			542			2,161

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		218			198			221			232			869			223			284			267			241			1,015
Interest credited		130			134			142			145			551			153			158			159			164			634
Acquisition and operating expenses, net of deferrals		37			32			37			34			140			31			36			39			33			139
Amortization of deferred acquisition costs and intangibles		44			44			41			45			174			52			45			40			36			173
Interest expense		1			2			1			1			5			1			2			1			1			5

Total benefits and expenses		430			410			442			457			1,739			460			525			506			475			1,966

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		9			60			48			56			173			49			48			31			67			195
Provision (benefit) for income taxes		(2	)		(8	)		16			16			22			3			13			11			23			50

INCOME FROM CONTINUING OPERATIONS		11			68			32			40			151			46			35			20			44			145

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		30			14			11			6			61			3			4			18			5			30

NET OPERATING INCOME	$	41		$	82		$	43		$	46		$	212		$	49		$	39		$	38		$	49		$	175


Effective tax rate (operating income)		26.4	%		-0.2	%		33.4	%		29.6	%		20.8	%		7.8	%		27.6	%		34.4	%		34.8	%		27.3	%

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		3			3			5			4			15			5			5			5			4			19
Net investment gains (losses)		(9	)		(9	)		1			—			(17	)		1			(1	)		—			—			—
Insurance and investment product fees and other		51			48			41			38			178			36			33			31			30			130

Total revenues		45			42			47			42			176			42			37			36			34			149

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		4			4			(1	)		4			11			3			3			3			1			10
Interest credited		4			3			4			4			15			3			3			4			4			14
Acquisition and operating expenses, net of deferrals		13			10			12			10			45			6			9			10			6			31
Amortization of deferred acquisition costs and intangibles		14			10			7			7			38			6			6			6			5			23
Interest expense		—			—			—			—			—			—			—			—			—			—

Total benefits and expenses		35			27			22			25			109			18			21			23			16			78

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		10			15			25			17			67			24			16			13			18			71
Provision (benefit) for income taxes		(1	)		(19	)		7			2			(11	)		5			1			4			5			15

INCOME FROM CONTINUING OPERATIONS		11			34			18			15			78			19			15			9			13			56

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		6			6			(1	)		—			11			(1	)		1			—			—			—

NET OPERATING INCOME	$	17		$	40		$	17		$	15		$	89		$	18		$	16		$	9		$	13		$	56


Effective tax rate (operating income)		12.1	%		-65.7	%		28.7	%		10.9	%		-5.5	%		20.8	%		7.7	%		27.7	%		29.7	%		21.2	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	606		$	528		$	472		$	409		$	2,015		$	400		$	327		$	307		$	264		$	1,298
Traditional Variable Annuities		151			136			153			134			574			130			111			140			138			519
Variable Life		3			1			3			1			8			3			3			1			4			11

Total Sales	$	760		$	665		$	628		$	544		$	2,597		$	533		$	441		$	448		$	406		$	1,828

Sales by Distribution Channel:
Financial Intermediaries	$	716		$	609		$	592		$	513		$	2,430		$	498		$	408		$	420		$	375		$	1,701
Independent Producers		10			20			13			12			55			10			12			9			9			40
Dedicated Sales Specialists		34			36			23			19			112			25			21			19			22			87

Total Sales	$	760		$	665		$	628		$	544		$	2,597		$	533		$	441		$	448		$	406		$	1,828

⁽¹⁾

The Income Distribution Series products are comprised of our retirement income deferred and immediate variable annuity products, including those variable annuity products with rider options that provide similar income features. These products do not include fixed single premium immediate or deferred annuities, which may also serve income distribution needs.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Fee-Based

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Income Distribution Series⁽¹⁾
Account value, net of reinsurance, beginning of period	$	3,978		$	3,361		$	2,813		$	2,402		$	2,402		$	1,929		$	1,555		$	1,235		$	911		$	911
Deposits		625			543			482			421			2,071			411			334			350			281			1,376
Surrenders, benefits and product charges		(98	)		(78	)		(66	)		(60	)		(302	)		(43	)		(28	)		(25	)		(16	)		(112	)

Net flows		527			465			416			361			1,769			368			306			325			265			1,264
Interest credited and investment performance		30			152			132			50			364			105			68			(5	)		59			227

Account value, net of reinsurance, end of period		4,535			3,978			3,361			2,813			4,535			2,402			1,929			1,555			1,235			2,402

Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		2,262			2,098			1,905			1,780			1,780			1,585			1,458			1,360			1,182			1,182
Deposits		148			133			149			130			560			126			105			147			132			510
Surrenders, benefits and product charges		(50	)		(48	)		(56	)		(41	)		(195	)		(35	)		(32	)		(30	)		(32	)		(129	)

Net flows		98			85			93			89			365			91			73			117			100			381
Interest credited and investment performance		(15	)		79			100			36			200			104			54			(19	)		78			217

Account value, net of reinsurance, end of period		2,345			2,262			2,098			1,905			2,345			1,780			1,585			1,458			1,360			1,780

Variable Life Insurance
Account value, beginning of the period		414			408			396			391			391			371			367			377			363			363
Deposits		6			6			7			5			24			7			7			7			9			30
Surrenders, benefits and product charges		(13	)		(15	)		(14	)		(12	)		(54	)		(10	)		(13	)		(12	)		(13	)		(48	)

Net flows		(7	)		(9	)		(7	)		(7	)		(30	)		(3	)		(6	)		(5	)		(4	)		(18	)
Interest credited and investment performance		(4	)		15			19			12			42			23			10			(5	)		18			46

Account value, end of period		403			414			408			396			403			391			371			367			377			391

Total Retirement Income—Fee-Based	$	7,283		$	6,654		$	5,867		$	5,114		$	7,283		$	4,573		$	3,885		$	3,380		$	2,972		$	4,573

⁽¹⁾

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	135		$	118		$	151		$	154		$	558		$	146		$	210		$	200		$	180		$	736
Net investment income		301			320			310			320			1,251			325			326			336			329			1,316
Net investment gains (losses)		(46	)		(15	)		(23	)		(9	)		(93	)		(8	)		(6	)		(42	)		(7	)		(63	)
Insurance and investment product fees and other		4			5			5			6			20			4			6			7			6			23

Total revenues		394			428			443			471			1,736			467			536			501			508			2,012

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		214			194			222			228			858			220			281			264			240			1,005
Interest credited		126			131			138			141			536			150			155			155			160			620
Acquisition and operating expenses, net of deferrals		24			22			25			24			95			25			27			29			27			108
Amortization of deferred acquisition costs and intangibles		30			34			34			38			136			46			39			34			31			150
Interest expense		1			2			1			1			5			1			2			1			1			5

Total benefits and expenses		395			383			420			432			1,630			442			504			483			459			1,888

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(1	)		45			23			39			106			25			32			18			49			124
Provision (benefit) for income taxes		(1	)		11			9			14			33			(2	)		12			7			18			35

INCOME (LOSS) FROM CONTINUING OPERATIONS		—			34			14			25			73			27			20			11			31			89
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		24			8			12			6			50			4			3			18			5			30

NET OPERATING INCOME	$	24		$	42		$	26		$	31		$	123		$	31		$	23		$	29		$	36		$	119


Effective tax rate (operating income)		34.3	%		26.9	%		36.1	%		36.2	%		32.9	%		-1.3	%		37.3	%		36.5	%		36.4	%		29.9	%

SALES:
Sales by Product:
Structured Settlements	$	12		$	5		$	30		$	47		$	94		$	10		$	37		$	43		$	47		$	137
Single Premium Immediate Annuities		189			208			218			200			815			228			250			215			200			893
Fixed Annuities		185			145			106			167			603			202			360			261			189			1,012

Total Sales	$	386		$	358		$	354		$	414		$	1,512		$	440		$	647		$	519		$	436		$	2,042

Sales by Distribution Channel:
Financial Intermediaries	$	299		$	250		$	239		$	275		$	1,063		$	322		$	517		$	409		$	323		$	1,571
Independent Producers		82			99			109			131			421			108			112			106			107			433
Dedicated Sales Specialists		5			9			6			8			28			10			18			4			6			38

Total Sales	$	386		$	358		$	354		$	414		$	1,512		$	440		$	647		$	519		$	436		$	2,042


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	124		$	114		$	124		$	111		$	473		$	137		$	178		$	160		$	129		$	604
Structured Settlements		11			4			27			43			85			9			32			40			51			132

Total Premiums	$	135		$	118		$	151		$	154		$	558		$	146		$	210		$	200		$	180		$	736

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Spread-Based

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	12,368		$	12,886		$	13,522		$	13,972		$	13,972		$	14,449		$	14,835		$	15,241		$	15,547		$	15,547
Deposits		215			184			144			207			750			245			424			326			267			1,262
Surrenders, benefits and product charges		(618	)		(815	)		(899	)		(781	)		(3,113	)		(855	)		(947	)		(871	)		(718	)		(3,391	)

Net flows		(403	)		(631	)		(755	)		(574	)		(2,363	)		(610	)		(523	)		(545	)		(451	)		(2,129	)
Interest credited		108			113			119			124			464			133			137			139			145			554

Account value, net of reinsurance, end of period		12,073			12,368			12,886			13,522			12,073			13,972			14,449			14,835			15,241			13,972

Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,458			6,367			6,261			6,174			6,174			6,064			5,888			5,772			5,680			5,680
Premiums and deposits		226			247			261			237			971			269			294			290			250			1,103
Surrenders, benefits and product charges		(102	)		(241	)		(240	)		(234	)		(817	)		(242	)		(200	)		(252	)		(238	)		(932	)

Net flows		124			6			21			3			154			27			94			38			12			171
Interest credited		86			85			85			84			340			83			82			78			80			323

Account value, net of reinsurance, end of period		6,668			6,458			6,367			6,261			6,668			6,174			6,064			5,888			5,772			6,174

Structured Settlements
Account value, net of reinsurance, beginning of period		1,092			1,088			1,058			1,011			1,011			1,003			966			925			871			871
Premiums and deposits		12			5			30			47			94			9			37			45			58			149
Surrenders, benefits and product charges		(15	)		(15	)		(15	)		(14	)		(59	)		(15	)		(14	)		(17	)		(16	)		(62	)

Net flows		(3	)		(10	)		15			33			35			(6	)		23			28			42			87
Interest credited		14			14			15			14			57			14			14			13			12			53

Account value, net of reinsurance, end of period		1,103			1,092			1,088			1,058			1,103			1,011			1,003			966			925			1,011

Total Retirement Income—Spread-Based, net of reinsurance	$	19,844		$	19,918		$	20,341		$	20,841		$	19,844		$	21,157		$	21,516		$	21,689		$	21,938		$	21,157

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Institutional

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		167			175			167			166			675			157			144			145			132			578
Net investment gains (losses)		(128	)		(20	)		(6	)		(5	)		(159	)		—			(1	)		(3	)		(2	)		(6	)
Insurance and investment product fees and other		—			—			—			—			—			—			—			—			—			—

Total revenues		39			155			161			161			516			157			143			142			130			572

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—			—
Interest credited		149			157			149			141			596			139			128			123			114			504
Acquisition and operating expenses, net of deferrals		2			3			2			3			10			2			2			2			2			8
Amortization of deferred acquisition costs and intangibles		1			—			1			—			2			—			1			—			—			1
Interest expense		—			—			—			—			—			—			—			—			—			—

Total benefits and expenses		152			160			152			144			608			141			131			125			116			513

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(113	)		(5	)		9			17			(92	)		16			12			17			14			59
Provision (benefit) for income taxes		(40	)		(2	)		3			6			(33	)		6			4			6			5			21

INCOME (LOSS) FROM CONTINUING OPERATIONS		(73	)		(3	)		6			11			(59	)		10			8			11			9			38
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		82			13			4			3			102			—			1			2			1			4

NET OPERATING INCOME	$	9		$	10		$	10		$	14		$	43		$	10		$	9		$	13		$	10		$	42


Effective tax rate (operating income)		31.3	%		34.7	%		35.1	%		35.5	%		34.3	%		35.6	%		35.4	%		35.4	%		35.4	%		35.5	%

SALES:
Sales by Product:
Guaranteed Investment Contracts (GICs)	$	32		$	24		$	42		$	22		$	120		$	85		$	146		$	29		$	57		$	317
Funding Agreements Backing Notes		520			200			650			600			1,970			800			450			300			700			2,250
Funding Agreements		—			—			315			—			315			—			—			50			—			50

Total Sales	$	552		$	224		$	1,007		$	622		$	2,405		$	885		$	596		$	379		$	757		$	2,617

Institutional products are sold through specialized brokers and investment brokers, as well as directly to the contractholder.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Institutional

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GICs, Funding Agreements and Funding Agreements Backing Notes
Account value, net of reinsurance, beginning of period	$	11,292		$	11,515		$	10,724		$	10,483		$	10,483		$	9,812		$	9,886		$	9,766		$	9,777		$	9,777
Deposits⁽²⁾		762			323			1,107			722			2,914			971			676			498			980			3,125
Surrenders and benefits⁽²⁾		(1,226	)		(710	)		(460	)		(629	)		(3,025	)		(439	)		(878	)		(501	)		(1,105	)		(2,923	)

Net flows		(464	)		(387	)		647			93			(111	)		532			(202	)		(3	)		(125	)		202
Interest credited		147			154			147			141			589			139			128			123			114			504
Foreign currency translation		7			10			(3	)		7			21			—			—			—			—			—

Account value, end of period	$	10,982		$	11,292		$	11,515		$	10,724		$	10,982		$	10,483		$	9,812		$	9,886		$	9,766		$	10,483

By Contract Type:
Guaranteed Investment Contracts	$	1,602		$	1,790		$	1,921		$	2,073					$	2,241		$	2,373		$	2,619		$	2,849
Funding Agreements Backing Notes		6,721			6,591			6,578			5,953						5,544			4,741			4,569			4,270
Funding Agreements		2,659			2,911			3,016			2,698						2,698			2,698			2,698			2,647

	$	10,982		$	11,292		$	11,515		$	10,724					$	10,483		$	9,812		$	9,886		$	9,766

Funding Agreements By Liquidity Provisions:
90 day	$	170		$	270		$	375		$	425					$	425		$	425		$	425		$	425
180 day		500			500			500			450						450			450			450			450
No put		1,135			1,285			1,285			1,235						1,235			1,235			1,485			1,485
Rolling maturity⁽¹⁾		840			840			840			575						575			575			325			275
Accrued interest		14			16			16			13						13			13			13			12

Total funding agreements	$	2,659		$	2,911		$	3,016		$	2,698					$	2,698		$	2,698		$	2,698		$	2,647

⁽¹⁾	Includes products having a 12 and 13 month rolling maturity.

⁽²⁾

“Surrenders and benefits” include contracts that have matured but are redeposited with us and reflected as deposits. For the three months ended December 31, 2007 and 2006, surrenders and deposits that were redeposited and are now reflected under “Deposits” amounted to $210 million and $60 million, respectively. For the twelve months ended December 31, 2007 and 2006, surrenders and deposits included $510 million and $475 million, respectively, that were redeposited and reflected under “Deposits.”

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	231		$	236		$	238		$	235		$	940		$	225		$	228		$	226		$	221		$	900
Net investment income		171			183			164			157			675			156			146			146			138			586
Net investment gains (losses)		(29	)		4			(7	)		—			(32	)		—			(3	)		(1	)		—			(4	)
Insurance and investment product fees and other		100			88			95			93			376			82			74			86			83			325

Total revenues		473			511			490			485			1,959			463			445			457			442			1,807

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		202			204			202			196			804			178			183			171			183			715
Interest credited		61			60			62			60			243			59			59			60			60			238
Acquisition and operating expenses, net of deferrals		35			32			31			31			129			32			39			35			36			142
Amortization of deferred acquisition costs and intangibles		35			27			36			32			130			33			7			38			21			99
Interest expense		56			57			50			42			205			42			34			34			25			135

Total benefits and expenses		389			380			381			361			1,511			344			322			338			325			1,329

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		84			131			109			124			448			119			123			119			117			478
Provision for income taxes		29			47			39			46			161			36			45			43			43			167

INCOME FROM CONTINUING OPERATIONS		55			84			70			78			287			83			78			76			74			311

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		21			(3	)		5			—			23			—			1			1			—			2

NET OPERATING INCOME	$	76		$	81		$	75		$	78		$	310		$	83		$	79		$	77		$	74		$	313


Effective tax rate (operating income)		33.7	%		36.1	%		35.3	%		37.1	%		35.6	%		29.7	%		36.6	%		36.6	%		36.5	%		34.9	%

SALES:
Sales by Product:
Term Life	$	26		$	28		$	29		$	29		$	112		$	33		$	36		$	37		$	34		$	140
Universal Life:
Annualized first-year deposits		14			15			15			11			55			13			9			10			9			41
Excess deposits⁽¹⁾		64			53			41			48			206			33			24			22			19			98

Total Universal Life		78			68			56			59			261			46			33			32			28			139

Total Sales	$	104		$	96		$	85		$	88		$	373		$	79		$	69		$	69		$	62		$	279

Sales by Distribution Channel:
Financial Intermediaries	$	2		$	1		$	2		$	1		$	6		$	1		$	1		$	1		$	1		$	4
Independent Producers		102			95			83			87			367			78			68			68			61			275

Total Sales	$	104		$	96		$	85		$	88		$	373		$	79		$	69		$	69		$	62		$	279

⁽¹⁾	Excess deposits reported in the fourth quarter of 2006 include $8 million of sales from the second and third quarters of 2006 not previously recognized.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Life Insurance In-force

(amounts in millions)


	2007								2006
	Q4		Q3		Q2		Q1		Q4		Q3		Q2		Q1
Term life insurance
Life insurance in-force, net of reinsurance	$	464,411	$	457,001	$	449,654	$	439,380	$	429,803	$	422,163	$	409,103	$	393,812
Life insurance in-force before reinsurance	$	618,379	$	614,248	$	610,071	$	602,725	$	595,045	$	583,780	$	571,014	$	554,472
Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	42,181	$	41,638	$	41,303	$	40,912	$	40,669	$	41,595	$	40,850	$	40,890
Life insurance in-force before reinsurance	$	51,175	$	50,737	$	50,290	$	49,834	$	49,572	$	49,337	$	49,207	$	49,335
Total life insurance
Life insurance in-force, net of reinsurance	$	506,592	$	498,639	$	490,957	$	480,292	$	470,472	$	463,758	$	449,953	$	434,702
Life insurance in-force before reinsurance	$	669,554	$	664,985	$	660,361	$	652,559	$	644,617	$	633,117	$	620,221	$	603,807

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Long-Term Care Insurance

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	506		$	507		$	498		$	485		$	1,996		$	490		$	485		$	458		$	425		$	1,858
Net investment income		212			210			213			196			831			196			182			184			174			736
Net investment gains (losses)		(2	)		2			(10	)		(5	)		(15	)		1			5			(1	)		4			9
Insurance and investment product fees and other		6			6			5			7			24			3			7			8			5			23

Total revenues		722			725			706			683			2,836			690			679			649			608			2,626

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		509			517			494			480			2,000			492			468			435			396			1,791
Interest credited		45			40			38			39			162			37			37			36			34			144
Acquisition and operating expenses, net of deferrals		89			84			87			84			344			89			88			93			81			351
Amortization of deferred acquisition costs and intangibles		24			24			34			27			109			18			23			28			26			95
Interest expense		1			—			—			—			1			—			—			—			—			—

Total benefits and expenses		668			665			653			630			2,616			636			616			592			537			2,381

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		54			60			53			53			220			54			63			57			71			245
Provision for income taxes		20			20			19			19			78			18			22			21			25			86

INCOME FROM CONTINUING OPERATIONS		34			40			34			34			142			36			41			36			46			159

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		2			(1	)		7			3			11			(1	)		(3	)		1			(3	)		(6	)

NET OPERATING INCOME	$	36		$	39		$	41		$	37		$	153		$	35		$	38		$	37		$	43		$	153


Effective tax rate (operating income)		36.5	%		33.3	%		35.8	%		35.9	%		35.4	%		32.8	%		35.8	%		35.8	%		35.8	%		35.1	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	7		$	6		$	7		$	7		$	27		$	7		$	6		$	5		$	6		$	24
Independent Producers		25			25			23			24			97			24			27			22			21			94
Dedicated Sales Specialist		13			13			11			10			47			11			11			14			14			50

Total Individual Long-Term Care		45			44			41			41			171			42			44			41			41			168
Group Long-Term Care		1			—			1			—			2			—			—			1			—			1
Medicare Supplement and Other A&H		10			8			7			7			32			7			7			9			7			30
Linked-Benefits		10			8			5			4			27			3			—			—			—			3

Total Sales	$	66		$	60		$	54		$	52		$	232		$	52		$	51		$	51		$	48		$	202


LOSS RATIOS:
Total Long-Term Care
Earned Premium	$	442		$	444		$	430		$	419		$	1,735		$	423		$	418		$	407		$	399		$	1,647
Loss Ratio⁽¹⁾		67.5	%		70.0	%		67.8	%		65.4	%		66.6	%		71.5	%		65.6	%		64.4	%		59.6	%		65.4	%
Gross Benefits Ratio⁽²⁾		105.0	%		106.4	%		103.9	%		101.0	%		102.5	%		106.3	%		99.1	%		98.0	%		92.7	%		99.1	%
Medicare Supplement and A&H⁽³⁾
Earned Premium	$	66		$	65		$	69		$	67		$	267		$	69		$	69		$	53		$	26		$	217
Loss Ratio⁽¹⁾		66.2	%		66.8	%		68.4	%		80.7	%		74.5	%		60.7	%		76.5	%		67.6	%		94.6	%		71.4	%

⁽¹⁾	We calculate the loss ratio for our Long-Term Care Insurance product by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽²⁾	We calculate the gross benefits ratio by dividing the benefits and other changes in policy reserves by net earned premium.

⁽³⁾	The Medicare Supplement and A&H earned premium and loss ratio does not include the linked-benefits product.

International

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—International

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	623		$	572		$	509		$	493		$	2,197		$	446		$	454		$	473		$	422		$	1,795
Net investment income		138			131			113			88			470			101			75			71			67			314
Net investment gains (losses)		(2	)		—			(5	)		—			(7	)		1			(1	)		—			1			1
Insurance and investment product fees and other		8			8			7			6			29			3			10			12			9			34

Total revenues		767			711			624			587			2,689			551			538			556			499			2,144

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		140			126			112			107			485			103			81			80			75			339
Acquisition and operating expenses, net of deferrals		266			281			229			224			1,000			188			228			226			208			850
Amortization of deferred acquisition costs and intangibles		96			94			86			87			363			55			73			83			72			283
Interest expense		8			6			10			4			28			6			—			—			—			6

Total benefits and expenses		510			507			437			422			1,876			352			382			389			355			1,478

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		257			204			187			165			813			199			156			167			144			666
Provision for income taxes		78			65			48			42			233			58			49			48			42			197

INCOME FROM CONTINUING OPERATIONS		179			139			139			123			580			141			107			119			102			469

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			1			3			—			5			(1	)		—			—			—			(1	)

NET OPERATING INCOME ⁽¹⁾	$	180		$	140		$	142		$	123		$	585		$	140		$	107		$	119		$	102		$	468


Effective tax rate (operating income)		30.7	%		32.2	%		25.7	%		25.3	%		28.8	%		29.1	%		30.9	%		29.1	%		29.0	%		29.5	%

⁽¹⁾	Net operating income adjusted for foreign exchange for our International segment was $154 million and $533 million for the three and twelve months ended December 31, 2007, respectively.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2007															2006

	Q4⁽³⁾			Q3			Q2			Q1			Total			Q4⁽³⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	142		$	108		$	94		$	83		$	427		$	88		$	78		$	72		$	68		$	306
Net investment income⁽⁴⁾		49			52			31			29			161			30			27			26			25			108
Net investment gains (losses)		—			(2	)		—			—			(2	)		2			—			—			1			3
Insurance and investment product fees and other		1			—			—			—			1			—			3			5			3			11

Total revenues		192			158			125			112			587			120			108			103			97			428

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		26			20			16			13			75			14			11			5			11			41
Acquisition and operating expenses, net of deferrals⁽⁴⁾		25			31			15			13			84			15			16			19			16			66
Amortization of deferred acquisition costs and intangibles		6			4			5			4			19			3			3			3			2			11
Interest expense		1			1			—			1			3			—			—			—			—			—

Total benefits and expenses		58			56			36			31			181			32			30			27			29			118

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		134			102			89			81			406			88			78			76			68			310
Provision for income taxes		46			35			30			26			137			30			24			25			22			101

INCOME FROM CONTINUING OPERATIONS		88			67			59			55			269			58			54			51			46			209

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			1			—			—			1			(1	)		—			—			—			(1	)

NET OPERATING INCOME⁽¹⁾	$	88		$	68		$	59		$	55		$	270		$	57		$	54		$	51		$	46		$	208



Effective tax rate (operating income)		34.4	%		34.2	%		33.3	%		32.6	%		33.8	%		34.4	%		30.4	%		32.3	%		32.3	%		32.4	%

SALES:
New Insurance Written (NIW):
Flow	$	8,100		$	11,000		$	9,600		$	6,000		$	34,700		$	6,500		$	8,100		$	6,000		$	4,000		$	24,600
Bulk		7,800			1,300			11,900			400			21,400			300			2,700			200			—			3,200

Total International Mortgage Insurance Canada NIW⁽²⁾	$	15,900		$	12,300		$	21,500		$	6,400		$	56,100		$	6,800		$	10,800		$	6,200		$	4,000		$	27,800


⁽¹⁾ Net operating income for our Canada platform adjusted for foreign exchange was $75 million and $251 million for the three and twelve months ended December 31, 2007, respectively. ⁽²⁾ New insurance written for our Canada platform adjusted for foreign exchange was $13,700 million and $52,500 million for the three and twelve months ended December 31, 2007, respectively. ⁽³⁾ Included in the results for the fourth quarters of 2007 and 2006 are adjustments related to the premium recognition curve and loss factor updates. These adjustments favorably impacted net operating income by $13 million in the fourth quarter of 2007 and favorably impacted net operating income by $5 million in the fourth quarter of 2006. For further details, see page 38 in this quarterly financial supplement. ⁽⁴⁾ The three months ended September 30, 2007 includes a reclassification of expense of $16 million from net investment income to acquisition and operating expenses, net of deferrals. The reclassification is associated with exit fee accruals for the guarantee fund the Canadian government requires us to maintain in the event of insolvency. Prior periods were not restated as the adjustment is immaterial to the current period and all prior periods. Below is the respective expense amount related to each quarter.
	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
		$ —		$	7		$	6		$	3		$	16		$	4		$	5		$	3		$	2		$	14

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2007															2006
	Q4⁽³⁾			Q3			Q2			Q1			Total			Q4⁽³⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	71		$	73		$	72		$	68		$	284		$	110		$	48		$	57		$	51		$	266
Net investment income		33			30			31			22			116			22			20			17			16			75
Net investment gains (losses)		—			3			(2	)		—			1			(1	)		(1	)		—			—			(2	)
Insurance and investment product fees and other		—			—			—			1			1			—			—			—			—			—

Total revenues		104			106			101			91			402			131			67			74			67			339

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		33			36			34			31			134			52			18			17			14			101
Acquisition and operating expenses, net of deferrals		15			14			13			12			54			11			8			9			9			37
Amortization of deferred acquisition costs and intangibles		4			5			5			5			19			5			4			2			4			15
Interest expense		—			—			—			—			—			—			—			—			—			—

Total benefits and expenses		52			55			52			48			207			68			30			28			27			153

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		52			51			49			43			195			63			37			46			40			186
Provision for income taxes		12			13			7			7			39			17			11			11			10			49

INCOME FROM CONTINUING OPERATIONS		40			38			42			36			156			46			26			35			30			137

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			(2	)		2			—			—			—			—			—			—			—

NET OPERATING INCOME⁽¹⁾	$	40		$	36		$	44		$	36		$	156		$	46		$	26		$	35		$	30		$	137


Effective tax rate (operating income)		23.8	%		25.6	%		14.9	%		15.5	%		20.1	%		26.8	%		27.0	%		26.0	%		26.1	%		26.5	%

SALES:
New Insurance Written (NIW):
Flow	$	11,600		$	11,400		$	11,600		$	10,800		$	45,400		$	9,800		$	10,700		$	9,400		$	11,900		$	41,800
Bulk		900			7,000			5,900			2,300			16,100			800			1,800			200			500			3,300

Total International Mortgage Insurance Australia NIW⁽²⁾	$	12,500		$	18,400		$	17,500		$	13,100		$	61,500		$	10,600		$	12,500		$	9,600		$	12,400		$	45,100

⁽¹⁾	Net operating income for our Australia platform adjusted for foreign exchange was $34 million and $139 million for the three and twelve months ended December 31, 2007, respectively.

⁽²⁾	New insurance written for our Australia platform adjusted for foreign exchange was $10,800 million and $55,500 million for the three and twelve months ended December 31, 2007, respectively.

⁽³⁾

Included in the results for the fourth quarters of 2007 and 2006 are adjustments related to the premium recognition curve and loss factor updates. These adjustments unfavorably impacted net operating income by $4 million in the fourth quarter of 2007 and favorably impacted net operating income by $10 million in the fourth quarter of 2006. For further details, see page 38 in this quarterly financial supplement.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Other International Mortgage Insurance

(amounts in millions)


	2007															2006
	Q4⁽³⁾			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	63		$	27		$	29		$	22		$	141		$	22		$	18		$	22		$	12		$	74
Net investment income		9			9			7			5			30			4			5			5			4			18
Net investment gains (losses)		—			—			(1	)		—			(1	)		—			—			—			—			—
Insurance and investment product fees and other		1			1			—			—			2			1			—			—			—			1

Total revenues		73			37			35			27			172			27			23			27			16			93

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		21			10			11			5			47			1			3			4			2			10
Acquisition and operating expenses, net of deferrals		27			18			18			18			81			20			17			16			11			64
Amortization of deferred acquisition costs and intangibles		2			2			1			1			6			2			1			1			1			5
Interest expense		—			—			—			—			—			—			—			—			—			—

Total benefits and expenses		50			30			30			24			134			23			21			21			14			79

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		23			7			5			3			38			4			2			6			2			14
Provision for income taxes		7			2			1			—			10			—			1			2			1			4

INCOME FROM CONTINUING OPERATIONS		16			5			4			3			28			4			1			4			1			10

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			1			—			—			1			—			—			—			—			—

NET OPERATING INCOME⁽¹⁾	$	16		$	6		$	4		$	3		$	29		$	4		$	1		$	4		$	1		$	10


Effective tax rate (operating income)		30.7	%		30.2	%		21.2	%		-1.6	%		27.0	%		15.5	%		-10.7	%		25.5	%		25.8	%		29.2	%
SALES:
New Insurance Written (NIW):
Flow	$	3,300		$	4,700		$	5,100		$	4,900		$	18,000		$	5,400		$	4,600		$	4,600		$	3,800		$	18,400
Bulk		900			800			400			3,800			5,900			2,800			800			1,300			200			5,100

Total Other International NIW⁽²⁾	$	4,200		$	5,500		$	5,500		$	8,700		$	23,900		$	8,200		$	5,400		$	5,900		$	4,000		$	23,500

⁽¹⁾	Net operating income for our Other International platform adjusted for foreign exchange was $14 million and $26 million for the three and twelve months ended December 31, 2007, respectively.

⁽²⁾	New insurance written for our Other International platform adjusted for foreign exchange was $3,900 million and $22,400 million for the three and twelve months ended December 31, 2007, respectively.

⁽³⁾

Included in the results for the fourth quarter of 2007 are adjustments related to the premium recognition curve and loss factor updates. These adjustments favorably impacted net operating income by $14 million in the fourth quarter of 2007. For further details, see page 38 in this quarterly financial supplement.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Premium Recognition Curve and Loss Factor Update—International Mortgage Insurance

(amounts in millions)


	International Mortgage Insurance—2007													International Mortgage Insurance—2006
	Q4 ‘07 Before Impact of Adjustments			Adjustments							Q4 ‘07 Reported			Q4 ‘06 Before Impact of Adjustments			Adjustments				Q4 ‘06 Reported
	Q4 ‘07 Before Impact of Adjustments			Canada		Australia			Other International		Q4 ‘07 Reported			Q4 ‘06 Before Impact of Adjustments			Canada		Australia		Q4 ‘06 Reported
REVENUES:
Premiums	$	229		$	21	$	(6	)	$	30	$	274		$	160		$	8	$	52	$	220
Net investment income		91			—		—			—		91			56			—		—		56
Net investment gains (losses)		—			—		—			—		—			1			—		—		1
Insurance and investment product fees and other		2			—		—			—		2			1			—		—		1

Total revenues		322			21		(6	)		30		367			218			8		52		278

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		78			—		—			2		80			33			—		34		67
Acquisition and operating expenses, net of deferrals		60			—		—			7		67			46			—		—		46
Amortization of deferred acquisition costs and intangibles		11			1		—			—		12			7			—		3		10
Interest expense		1			—		—			—		1			—			—		—		—

Total benefits and expenses		150			1		—			9		160			86			—		37		123

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		172			20		(6	)		21		207			132			8		15		155
Provision (benefit) for income taxes		53			7		(2	)		7		65			39			3		5		47

INCOME FROM CONTINUING OPERATIONS		119			13		(4	)		14		142			93			5		10		108
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—		—			—		—			(1	)		—		—		(1	)

NET OPERATING INCOME	$	119		$	13	$	(4	)	$	14	$	142		$	92		$	5	$	10	$	107


Loss Ratio⁽¹⁾		34	%									29	%		21	%						30	%
Loss Ratio by Platform
Canada⁽¹⁾		22	%									18	%		18	%						16	%
Australia⁽¹⁾		44	%									46	%		31	%⁽²⁾						47	%
Other International⁽¹⁾		59	%									33	%

⁽¹⁾	Loss ratios are calculated by dividing benefits and other changes in policy reserves by premiums.

⁽²⁾	The Australia loss ratio before impact of adjustments in 2006 included $6 million of premiums recognized from excess cancellations. Excluding the excess cancellations during 4Q06, our loss ratio was 35%. There were no excess cancellations in 2007.

Non-GAAP Definition of Loss Ratio Before Impact of Adjustments

The results and ratios “before impact of adjustments” are non-GAAP measures based on financial information not in accordance with GAAP. The adjustments included on this page include the impact of the cumulative adjustment of earned premiums, with a related amortization of deferred acquisition costs adjustment, and the increase to losses due to an update of loss factors. The cumulative adjustment of earned premiums is the result of a study to update the amortization pattern of unearned premiums based on historical experience and estimated expected future expiration of risk. Management believes the loss ratios before the impact of the adjustments enhances understanding of our loss experience of our Mortgage Insurance business. However, the loss ratios “before impact of adjustments” should not be viewed as a substitute for the loss ratios calculated based on GAAP financial information.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written
Canada	$	225		$	301		$	262		$	137		$	925		$	145		$	178		$	123		$	79		$	525
Australia		109			102			108			102			421			75			91			74			93			333
Other International		28			49			58			83			218			62			42			47			32			183

Total International Net Premiums Written	$	362		$	452		$	428		$	322		$	1,564		$	282		$	311		$	244		$	204		$	1,041

Loss Ratio⁽¹⁾
Canada		18	%		18	%		17	%		16	%		18	%		16	%		14	%		7	%		16	%		13	%
Australia		46	%		49	%		47	%		46	%		47	%		47	%		37	%		30	%		29	%		38	%
Other International		33	%		38	%		37	%		24	%		33	%		6	%		18	%		15	%		14	%		13	%
Total International Loss Ratio		29	%		32	%		31	%		29	%		30	%		30	%		22	%		17	%		21	%		24	%

Expense Ratio⁽²⁾
Canada		13	%		12	%		7	%		12	%		11	%		13	%		11	%		18	%		23	%		15	%
Australia		18	%		18	%		17	%		17	%		17	%		22	%		13	%		15	%		14	%		16	%
Other International		100	%		38	%		34	%		23	%		40	%		34	%		43	%		34	%		41	%		37	%
Total International Expense Ratio		22	%		16	%		13	%		16	%		17	%		20	%		16	%		20	%		21	%		19	%

Expense Ratio Adjusted for Canada Reclassification⁽³⁾
Canada		13	%		9	%		10	%		15	%		11	%		15	%		13	%		21	%		25	%		17	%
Total International Expense Ratio		22	%		14	%		15	%		18	%		17	%		21	%		17	%		22	%		23	%		20	%

Primary Insurance In-force
Canada	$	187,900		$	172,400		$	150,000		$	119,700					$	113,200		$	112,200		$	101,900		$	92,800
Australia		221,400			224,500			205,100			185,200						174,100			167,300			133,100			133,600
Other International		68,500			65,000			59,800			56,000						44,700			40,100			36,600			30,400

Total International Primary Insurance In-force	$	477,800		$	461,900		$	414,900		$	360,900					$	332,000		$	319,600		$	271,600		$	256,800


Primary Risk In-force⁽⁴⁾
Canada
Flow	$	51,200		$	48,400		$	41,800		$	35,900					$	33,800		$	33,200		$	30,500		$	27,500
Bulk		14,600			11,900			10,700			6,000						5,800			6,100			5,200			5,000

Total Canada		65,800			60,300			52,500			41,900						39,600			39,300			35,700			32,500
Australia
Flow		67,200			68,200			64,100			59,300						56,300			54,200			42,500			41,900
Bulk		10,300			10,400			7,700			5,500						4,700			4,300			4,100			4,800

Total Australia		77,500			78,600			71,800			64,800						61,000			58,500			46,600			46,700
Other International
Flow		7,400			7,200			6,400			5,800						5,300			4,500			4,000			3,300
Bulk		700			700			900			1,100						400			400			300			300

Total Other International		8,100			7,900			7,300			6,900						5,700			4,900			4,300			3,600

Total International Primary Risk In-force	$	151,400		$	146,800		$	131,600		$	113,600					$	106,300		$	102,700		$	86,600		$	82,800

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾

The ratio of incurred losses and loss adjustment expense to net premiums earned. In determining the pricing of our mortgage insurance products, we develop a pricing loss ratio which uses industry and company loss experience over a number of years, which incorporates both favorable and unfavorable economic environments, differing coverage levels and varying capital requirements. Actual results may vary from pricing loss ratios for a number of reasons, which include differing economic conditions and actual individual product and lender performance. Pricing loss ratios for our international businesses are as follows: Canada 35-40%, Australia 25-35% and Europe 60-65%.

⁽²⁾	The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

⁽³⁾	Includes the impact of the adjustment referenced on page 35 related to the reclassification of guarantee fund fees from net investment income to acquisition and operating expenses, net of deferrals, in the third quarter of 2007.

⁽⁴⁾

Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in-force, we have computed an “Effective Risk In-force” amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance—Canada


% of Primary Risk In-force
Province and Territory	December 31, 2007			September 30, 2007
Ontario		50	%		51	%
British Columbia		16			15
Alberta		14			14
Quebec		14			14
Nova Scotia		2			2
Saskatchewan		1			1
Manitoba		1			1
New Brunswick		1			1
All Other		1			1

Total		100	%		100	%


Loan Amount
Over $250K		31	%		30	%
Over $100K to $250K		60			61
$100K or Less		9			9

Total		100	%		100	%


% of Primary Insurance In-force
By Policy Year
2000 and Prior		10	%		11	%
2001		3			4
2002		6			6
2003		8			9
2004		11			12
2005		13			14
2006		16			19
2007		33			25

Total		100	%		100	%

Average Primary Loan Size (in thousands)	$	173		$	168

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance—Australia


% of Primary Risk In-force
State and Territory	December 31, 2007			September 30, 2007
New South Wales		34	%		34	%
Victoria		22			23
Queensland		21			20
Western Australia		9			10
South Australia		5			5
New Zealand		4			3
Australian Capital Territory		2			2
Tasmania		2			2
Northern Territory		1			1

Total		100	%		100	%


Loan Amount
Over $250K		42	%		40	%
Over $100K to $250K		46			46
$100K or Less		12			14

Total		100	%		100	%


% of Primary Insurance In-force
By Policy Year
2000 and Prior		10	%		13	%
2001		4			4
2002		7			8
2003		9			9
2004		11			12
2005		16			17
2006		21			21
2007		22			16

Total		100	%		100	%

Average Primary Loan Size (in thousands)	$	159		$	156

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance

(dollar amounts in millions)


Primary Insurance	December 31, 2007		September 30, 2007		December 31, 2006
Primary loans in-force	2,789,750		2,777,471		2,437,746
Primary loans delinquent	14,821		13,038		10,126
Primary delinquency rate	0.53	%	0.47	%	0.42	%

Flow loans in-force	2,263,132		2,285,980		2,156,641
Flow loans delinquent	13,843		12,165		9,671
Flow delinquency rate	0.61	%	0.53	%	0.45	%

Bulk loans in-force	526,618		491,491		281,105
Bulk loans delinquent⁽¹⁾	978		873		455
Bulk delinquency rate	0.19	%	0.18	%	0.16	%

⁽¹⁾	Includes loans where we were in a secondary loss position for which no reserve has been established due to an existing deductible. Excluding these loans, bulk loans delinquent were 646, 685, and 324 for the periods ended December 31, 2007, September 30, 2007, and December 31, 2006, respectively.


Risk In-force by Loan-To-Value Ratio	December 31, 2007
Canada		Primary		Flow		Bulk
95.01% and above	$	1,591	$	1,591	$	—
90.01% to 95.00%		19,251		19,251		—
80.01% to 90.00%		26,595		26,590		5
80.00% and below		18,350		3,782		14,568

Total Canada	$	65,787	$	51,214	$	14,573


Australia
95.01% and above	$	7,697	$	7,696	$	1
90.01% to 95.00%		13,156		13,140		16
80.01% to 90.00%		18,831		18,667		164
80.00% and below		37,804		27,721		10,083

Total Australia	$	77,488	$	67,224	$	10,264


Other International
95.01% and above	$	2,432	$	2,356	$	76
90.01% to 95.00%		3,007		2,918		89
80.01% to 90.00%		2,448		1,968		480
80.00% and below		235		162		73

Total Other International	$	8,122	$	7,404	$	718

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Payment Protection Insurance

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	347		$	364		$	314		$	320		$	1,345		$	226		$	310		$	322		$	291		$	1,149
Net investment income		47			40			44			32			163			45			23			23			22			113
Net investment gains (losses)		(2	)		(1	)		(2	)		—			(5	)		—			—			—			—			—
Insurance and investment product fees and other		6			7			7			5			25			2			7			7			6			22

Total revenues		398			410			363			357			1,528			273			340			352			319			1,284

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		60			60			51			58			229			36			49			54			48			187
Acquisition and operating expenses, net of deferrals		199			218			183			181			781			142			187			182			172			683
Amortization of deferred acquisition costs and intangibles		84			83			75			77			319			45			65			77			65			252
Interest expense		7			5			10			3			25			6			—			—			—			6

Total benefits and expenses		350			366			319			319			1,354			229			301			313			285			1,128

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		48			44			44			38			174			44			39			39			34			156
Provision for income taxes		13			15			10			9			47			11			13			10			9			43

INCOME FROM CONTINUING OPERATIONS		35			29			34			29			127			33			26			29			25			113
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			1			1			—			3			—			—			—			—			—

NET OPERATING INCOME⁽²⁾	$	36		$	30		$	35		$	29		$	130		$	33		$	26		$	29		$	25		$	113


Effective tax rate (operating income)		27.8	%		35.1	%		23.3	%		22.8	%		27.5	%		23.8	%		32.9	%		27.2	%		25.7	%		27.4	%

SALES:
Payment Protection:
Traditional indemnity premiums	$	362		$	378		$	584		$	364		$	1,688		$	203		$	424		$	454		$	389		$	1,470
Premium equivalents for administrative services only business		33			44			40			50			167			51			31			14			30			126
Reinsurance premiums assumed accounted for under the deposit method		253			232			244			172			901			437			97			32			—			566

Total Payment Protection⁽³⁾		648			654			868			586			2,756			691			552			500			419			2,162
Mexico operations		22			19			18			19			78			18			18			15			16			67

Total Sales	$	670		$	673		$	886		$	605		$	2,834		$	709		$	570		$	515		$	435		$	2,229


SALES BY REGION:
Payment Protection
Established European Regions
Western region	$	129		$	173		$	175		$	198		$	675		$	172		$	163		$	172		$	146		$	653
Central region		150			157			146			122			575			120			124			113			114			471
Southern region		152			127			145			112			536			112			95			111			96			414
Nordic region		78			73			77			68			296			63			70			70			63			266
New Markets		61			50			43			34			188			21			3			2			—			26
Structured Deals⁽⁴⁾		78			74			282			52			486			203			97			32			—			332

Total Payment Protection		648			654			868			586			2,756			691			552			500			419			2,162
Mexico operations		22			19			18			19			78			18			18			15			16			67

Total Sales	$	670		$	673		$	886		$	605		$	2,834		$	709		$	570		$	515		$	435		$	2,229


PREMIUMS:
Continuing business	$	348		$	352		$	305		$	305		$	1,310		$	220		$	288		$	285		$	266		$	1,059
Travel and runoff block		(1	)		12			9			15			35			6			22			37			25			90

Total Premiums	$	347		$	364		$	314		$	320		$	1,345		$	226		$	310		$	322		$	291		$	1,149

⁽¹⁾

During the fourth quarter of 2006, approximately $73 million of premiums related to certain reinsurance assumed business were reclassified from reinsurance accounting to the deposit method of accounting. This change in accounting also resulted in reclassifications in the investment income, benefits and other changes in policyholder reserves and interest expense captions on the income statement, but had no impact on income or net operating income in the fourth quarter of 2006. The fourth quarter 2006 reclassification to the deposit method of accounting presented above was a cumulative catch-up for the previous three quarters of 2006. To better facilitate the analysis of PPI’s sales, revenue and expense trends, page 44 presents all 2006 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on income from continuing operations or net operating income for all periods presented.

⁽²⁾	Net operating income adjusted for foreign exchange for our payment protection insurance business was $31 million and $117 million for the three and twelve months ended December 31, 2007, respectively.

⁽³⁾	Sales adjusted for foreign exchange for our payment protection insurance business was $586 million and $2,533 million for the three and twelve months ended December 31, 2007, respectively.

⁽⁴⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Payment Protection Insurance (Supplemental Analysis—2006 Quarters Adjusted for Change in Accounting)

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	347		$	364		$	314		$	320		$	1,345		$	277		$	287		$	306		$	279		$	1,149
Net investment income		47			40			44			32			163			29			31			28			25			113
Net investment gains (losses)		(2	)		(1	)		(2	)		—			(5	)		—			—			—			—			—
Insurance and investment product fees and other		6			7			7			5			25			8			3			5			6			22

Total revenues		398			410			363			357			1,528			314			321			339			310			1,284

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		60			60			51			58			229			54			41			48			44			187
Acquisition and operating expenses, net of deferrals		199			218			183			181			781			151			183			179			170			683
Amortization of deferred acquisition costs and intangibles		84			83			75			77			319			64			56			72			60			252
Interest expense		7			5			10			3			25			1			2			1			2			6

Total benefits and expenses		350			366			319			319			1,354			270			282			300			276			1,128

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		48			44			44			38			174			44			39			39			34			156
Provision for income taxes		13			15			10			9			47			11			13			10			9			43

INCOME FROM CONTINUING OPERATIONS		35			29			34			29			127			33			26			29			25			113

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			1			1			—			3			—			—			—			—			—

NET OPERATING INCOME	$	36		$	30		$	35		$	29		$	130		$	33		$	26		$	29		$	25		$	113


Effective tax rate (operating income)		27.8	%		35.1	%		23.3	%		22.8	%		27.5	%		23.8	%		32.9	%		27.2	%		25.7	%		27.4	%

SALES:
Payment Protection:
Traditional indemnity premiums	$	362		$	378		$	584		$	364		$	1,688		$	476		$	307		$	369		$	318		$	1,470
Premium equivalents for administrative services only business		33			44			40			50			167			51			31			14			30			126
Reinsurance premiums assumed accounted for under the deposit method		253			232			244			172			901			164			214			117			71			566

Total Payment Protection		648			654			868			586			2,756			691			552			500			419			2,162
Mexico operations		22			19			18			19			78			18			18			15			16			67

Total Sales	$	670		$	673		$	886		$	605		$	2,834		$	709		$	570		$	515		$	435		$	2,229


SALES BY REGION:
Payment Protection
Established European Regions
Western region	$	129		$	173		$	175		$	198		$	675		$	172		$	163		$	172		$	146		$	653
Central region		150			157			146			122			575			120			124			113			114			471
Southern region		152			127			145			112			536			112			95			111			96			414
Nordic region		78			73			77			68			296			63			70			70			63			266
New Markets		61			50			43			34			188			21			3			2			—			26
Structured Deals⁽¹⁾		78			74			282			52			486			203			97			32			—			332

Total Payment Protection		648			654			868			586			2,756			691			552			500			419			2,162
Mexico operations		22			19			18			19			78			18			18			15			16			67

Total Sales	$	670		$	673		$	886		$	605		$	2,834		$	709		$	570		$	515		$	435		$	2,229


PREMIUMS:
Continuing business	$	348		$	352		$	305		$	305		$	1,310		$	271		$	265		$	269		$	254		$	1,059
Travel and runoff block		(1	)		12			9			15			35			6			22			37			25			90

Total Premiums	$	347		$	364		$	314		$	320		$	1,345		$	277		$	287		$	306		$	279		$	1,149

Supplemental Analysis for Change in Accounting:

To better facilitate the analysis of PPI's sales, revenue and expense trends, the above represents all 2006 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on income from continuing operations or net operating income for all periods presented.

⁽¹⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	171		$	159		$	148		$	137		$	615		$	136		$	118		$	116		$	116		$	486
Net investment income		36			38			36			37			147			34			34			37			35			140
Net investment gains (losses)		5			1			—			—			6			4			1			1			—			6
Insurance and investment product fees and other		12			8			10			7			37			6			7			8			5			26

Total revenues		224			206			194			181			805			180			160			162			156			658

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		186			123			60			52			421			54			44			24			19			141
Acquisition and operating expenses, net of deferrals		35			30			34			32			131			32			37			34			33			136
Amortization of deferred acquisition costs and intangibles		7			10			8			8			33			6			9			7			8			30

Total benefits and expenses		228			163			102			92			585			92			90			65			60			307

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(4	)		43			92			89			220			88			70			97			96			351
Provision (benefit) for income taxes		(4	)		3			26			24			49			24			17			24			24			89

INCOME (LOSS) FROM CONTINUING OPERATIONS		—			40			66			65			171			64			53			73			72			262

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		(1	)		—			—			(4	)		(2	)		—			(1	)		—			(3	)

NET OPERATING INCOME (LOSS)	$	(3	)	$	39		$	66		$	65		$	167		$	62		$	53		$	72		$	72		$	259


Effective tax rate (operating income)		65.2	%		7.1	%		28.2	%		27.1	%		22.0	%		26.3	%		24.0	%		25.2	%		24.9	%		25.1	%

SALES:
New Insurance Written (NIW):
Flow	$	16,000		$	13,200		$	10,800		$	6,900		$	46,900		$	7,300		$	6,900		$	6,700		$	5,500		$	26,400
Bulk		2,200			2,800			11,100			6,100			22,200			8,100			1,200			1,400			1,300			12,000
Pool		100			100			200			100			500			200			100			100			—			400

Total U.S. Mortgage NIW	$	18,300		$	16,100		$	22,100		$	13,100		$	69,600		$	15,600		$	8,200		$	8,200		$	6,800		$	38,800

⁽¹⁾

Included in the results for the fourth quarters of 2007 and 2006 are adjustments related to the premium recognition curve and loss factor updates. These adjustments had no impact on net operating income in 2007 and favorably impacted net operating income by $5 million in the fourth quarter of 2006. For further details, see our fourth quarter 2006 financial supplement on our website at www.genworth.com.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Growth Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written	$	188		$	167		$	152		$	140		$	647		$	138		$	121		$	119		$	115		$	493
New Risk Written
Flow	$	4,117		$	3,330		$	2,658		$	1,695		$	11,800		$	1,776		$	1,773		$	1,697		$	1,404		$	6,650
Bulk		55			82			380			198			715			257			40			41			102			440

Total Primary		4,172			3,412			3,038			1,893			12,515			2,033			1,813			1,738			1,506			7,090
Pool		6			5			7			3			21			9			3			2			2			16

Total New Risk Written	$	4,178		$	3,417		$	3,045		$	1,896		$	12,536		$	2,042		$	1,816		$	1,740		$	1,508		$	7,106

Primary Insurance In-force	$	157,600		$	144,800		$	135,500		$	120,500					$	113,400		$	104,000		$	102,000		$	100,500
Risk In-force
Flow	$	29,817		$	26,687		$	24,442		$	23,013					$	22,484		$	21,962		$	21,555		$	21,328
Bulk		1,487			1,436			1,354			978						783			534			498			460

Total Primary		31,304			28,123			25,796			23,991						23,267			22,496			22,053			21,788
Pool		393			414			428			436						452			468			494			516

Total Risk In-force	$	31,697		$	28,537		$	26,224		$	24,427					$	23,719		$	22,964		$	22,547		$	22,304

Loss Metrics—U.S. Mortgage Insurance
Paid Claims
Flow	$	64		$	49		$	40		$	38		$	191		$	35		$	36		$	32		$	30		$	133
Bulk		1			—			1			—			2			1			—			—			1			2

Total Primary		65			49			41			38			193			36			36			32			31			135
Pool		—			—			—			—			—			—			—			1			—			1

Total Paid Claims	$	65		$	49		$	41		$	38		$	193		$	36		$	36		$	33		$	31		$	136

Average Paid Claim (in thousands)	$	39.2		$	35.8		$	32.5		$	32.2					$	29.8		$	29.4		$	26.1		$	26.2
Number of Primary Delinquencies
Flow		35,489			27,609			22,970			21,804						22,966			22,001			21,021			22,070
Bulk⁽⁵⁾		5,470			3,147			2,086			1,566						1,330			1,082			1,048			1,057
Average Reserve Per Delinquency (in thousands)
Flow	$	12.4		$	12.0		$	11.4		$	11.3					$	10.1		$	9.8		$	9.8		$	9.7
Bulk⁽⁵⁾		5.1			4.4			3.1			2.1						3.0			3.3			3.4			3.6
Beginning Reserves	$	345		$	270		$	251		$	237		$	237		$	220		$	212		$	220		$	232		$	232
Paid claims		(65	)		(49	)		(41	)		(38	)		(193	)		(36	)		(36	)		(33	)		(31	)		(136	)
Increase (decrease) in reserves		187			124			60			52			423			53			44			25			19			141

Ending Reserves	$	467		$	345		$	270		$	251		$	467		$	237		$	220		$	212		$	220		$	237

Loss Ratio⁽¹⁾		109	%		78	%		41	%		38	%		68	%		40	%		37	%		21	%		16	%		29	%
Other Metrics—U.S. Mortgage Insurance
GAAP Basis Expense Ratio⁽²⁾		25	%		25	%		28	%		29	%		27	%		28	%		38	%		35	%		36	%		34	%
Adjusted Expense Ratio⁽⁶⁾		23	%		24	%		27	%		29	%		25	%		28	%		37	%		35	%		36	%		34	%
Flow Persistency		85	%		82	%		78	%		78	%					76	%		74	%		71	%		72	%
Gross written premiums ceded to captives/total direct written premiums		21	%		21	%		22	%		22	%					23	%		23	%		24	%		24	%
Risk to Capital Ratio⁽³⁾		11.3:1			9.2:1			8.8:1			8.8:1						8.6:1			7.9:1			8.0:1			8.1:1

Average primary loan size (in thousands)	$	164		$	160
Primary risk in-force subject to captives		60	%		61	%
Primary risk in-force that is GSE conforming		95	%		95	%
Interest only risk in-force with initial reset > 5 years		94	%		93	%
Primary risk in-force with potential to reset in 2007⁽⁴⁾		N/A			1.6	%
Primary risk in-force with potential to reset in 2008⁽⁴⁾		1.6	%		2.0	%

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned.

⁽²⁾

The ratio of an insurer’s general expenses to net earned premiums. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles. For 2006, expense ratios have been restated as a result of a reclassification from acquisition and operating expenses, net of deferrals, to insurance and investment product fees and other.

⁽³⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingent reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of the beginning of the period indicated.

⁽⁴⁾	Represents < 5 year adjustable rate mortgages with 2% annual adjustment cap.

⁽⁵⁾	The reserve per delinquency calculation includes loans where we were in a secondary loss position for which no reserve has been established due to an existing deductible. Excluding these loans, the number of delinquencies for bulk loans were as follows:


Q4	Q3	Q2	Q1	Q4	Q3	Q2	Q1
2,404	1,338	881	554	386	367	361	351

⁽⁶⁾

The ratio of an insurer’s general expenses to net written premiums. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles. For 2006, expense ratios have been restated as a result of a reclassification from acquisition and operating expenses, net of deferrals, to insurance and investment product fees and other.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2007								2006
	Q4		Q3		Q2		Q1		Q4		Q3		Q2		Q1
Risk In-force by Credit Quality⁽¹⁾
Primary by FICO Scores >679 (%)	59	%	59	%	59	%	60	%	59	%	60	%	60	%	60	%
Primary by FICO Scores 620-679	32	%	32	%	32	%	32	%	33	%	32	%	32	%	32	%
Primary by FICO Scores 575-619	7	%	7	%	7	%	6	%	6	%	6	%	6	%	6	%
Primary by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Flow by FICO Scores >679 (%)	58	%	58	%	58	%	58	%	58	%	59	%	59	%	59	%
Flow by FICO Scores 620-679	33	%	33	%	33	%	33	%	33	%	32	%	33	%	33	%
Flow by FICO Scores 575-619	7	%	7	%	7	%	7	%	7	%	7	%	6	%	6	%
Flow by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Bulk by FICO Scores >679 (%)	83	%	83	%	84	%	83	%	81	%	79	%	79	%	77	%
Bulk by FICO Scores 620-679	15	%	15	%	15	%	15	%	16	%	16	%	16	%	17	%
Bulk by FICO Scores 575-619	1	%	1	%	1	%	1	%	2	%	3	%	3	%	4	%
Bulk by FICO Scores <575	1	%	1	%	0	%	1	%	1	%	2	%	2	%	2	%

Primary A minus and sub-prime	13	%	13	%	12	%	12	%	11	%	11	%	11	%	11	%

Primary Loans
Primary loans in-force	963,218		905,412		858,550		800,110		778,311		744,867		740,091		740,562
Primary loans delinquent	40,959		30,756		25,056		23,370		24,296		23,083		22,069		23,127
Primary delinquency rate	4.25	%	3.40	%	2.92	%	2.92	%	3.12	%	3.10	%	2.98	%	3.12	%

Flow loans in-force	769,481		715,970		674,730		646,004		638,833		631,181		628,744		632,759
Flow loans delinquent	35,489		27,609		22,970		21,804		22,966		22,001		21,021		22,070
Flow delinquency rate	4.61	%	3.86	%	3.40	%	3.38	%	3.59	%	3.49	%	3.34	%	3.49	%

Bulk loans in-force	193,737		189,442		183,820		154,106		139,478		113,686		111,347		107,803
Bulk loans delinquent⁽²⁾	5,470		3,147		2,086		1,566		1,330		1,082		1,048		1,057
Bulk delinquency rate	2.82	%	1.66	%	1.13	%	1.02	%	0.95	%	0.95	%	0.94	%	0.98	%

A minus and sub-prime loans in-force	109,262		100,512		89,023		79,405		75,234		72,678		70,595		69,066
A minus and sub-prime loans delinquent	12,863		9,632		7,646		6,875		7,258		6,773		6,185		6,064
A minus and sub-prime delinquency rate	11.77	%	9.58	%	8.59	%	8.66	%	9.65	%	9.32	%	8.76	%	8.78	%

Pool Loans
Insured loans in-force	19,081		21,118		20,653		20,074		21,597		17,926		18,142		18,613
Pool loans delinquent	428		442		398		415		402		446		477		500
Pool delinquency rate	2.24	%	2.09	%	1.93	%	2.07	%	1.86	%	2.49	%	2.63	%	2.69	%
⁽¹⁾ Loans with unknown FICO scores are included in the 620-679 category. ⁽²⁾ Includes loans where we were in a secondary loss position for which no reserve has been established due to an existing deductible. Excluding these loans, bulk loans delinquent were as follows:

	Q4		Q3		Q2		Q1		Q4		Q3		Q2		Q1
	2,404		1,338		881		554		386		367		361		351

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	December 31, 2007				September 30, 2007				December 31, 2006
	% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate		% of Primary Risk In-force		Primary Delinquency Rate
By Region
Southeast⁽¹⁾	24	%	5.48	%	25	%	4.05	%	26	%	3.36	%
South Central⁽²⁾	16		3.63	%	17		2.97	%	17		3.18	%
Northeast⁽³⁾	13		3.99	%	13		3.49	%	13		3.34	%
North Central⁽⁴⁾	12		3.71	%	12		3.14	%	12		2.80	%
Pacific⁽⁵⁾	11		3.51	%	10		2.19	%	8		1.44	%
Great Lakes⁽⁶⁾	9		5.60	%	9		4.86	%	10		4.75	%
Plains⁽⁷⁾	6		2.87	%	6		2.57	%	6		2.52	%
Mid-Atlantic⁽⁸⁾	5		3.23	%	4		2.65	%	4		2.21	%
New England⁽⁹⁾	4		3.81	%	4		2.95	%	4		2.66	%

Total	100	%	4.25	%	100	%	3.40	%	100	%	3.12	%

By State
Florida	9	%	7.04	%	9	%	4.38	%	9	%	2.17	%
Texas	7	%	3.80	%	7	%	3.41	%	7	%	3.89	%
New York	6	%	3.18	%	6	%	2.79	%	6	%	2.59	%
California	5	%	4.24	%	4	%	2.35	%	3	%	0.99	%
Illinois	5	%	4.06	%	5	%	3.42	%	5	%	3.08	%
Georgia	4	%	5.91	%	4	%	4.65	%	4	%	4.22	%
North Carolina	4	%	4.16	%	4	%	3.65	%	4	%	4.04	%
Pennsylvania	4	%	4.73	%	4	%	4.23	%	4	%	4.47	%
New Jersey	3	%	4.51	%	3	%	3.79	%	3	%	3.14	%
Ohio	3	%	5.35	%	3	%	4.91	%	4	%	4.96	%

⁽¹⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽²⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽³⁾	New Jersey, New York and Pennsylvania

⁽⁴⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁵⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁶⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁷⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁸⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

⁽⁹⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


	December 31, 2007		September 30, 2007		December 31, 2006
Primary risk-in-force lender concentration (by original applicant)	$	31,304	$	28,123	$	23,267
Top 10 lenders		12,987		11,027		8,829
Top 20 lenders		16,766		14,520		11,456

Loan-to-value ratio
95.01% and above	$	8,845	$	7,863	$	5,378
90.01% to 95.00%		9,999		8,912		8,141
80.01% to 90.00%		11,086		10,017		9,028
80.00% and below		1,374		1,331		720

Total	$	31,304	$	28,123	$	23,267


Loan grade
Prime	$	27,240	$	24,491	$	20,670
A minus and sub-prime		4,064		3,632		2,597

Total	$	31,304	$	28,123	$	23,267


Loan type⁽¹⁾
Fixed rate mortgage
Flow	$	28,616	$	25,452	$	21,171
Bulk		813		760		558
Adjustable rate mortgage
Flow		1,201		1,235		1,313
Bulk		674		676		225

Total	$	31,304	$	28,123	$	23,267


Type of documentation
Alt-A
Flow	$	1,566	$	1,580	$	1,334
Bulk		372		344		183
Standard⁽²⁾
Flow		28,251		25,107		21,150
Bulk		1,115		1,092		600

Total	$	31,304	$	28,123	$	23,267


Mortgage term
15 years and under	$	358	$	360	$	441
More than 15 years		30,946		27,763		22,826

Total	$	31,304	$	28,123	$	23,267

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected default rates consistent with our standard portfolio.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	As of December 31, 2007
Policy Year	Average Rate		Primary Insurance In-force			Percent of Total		Primary Risk In-force		Percent of Total
1997 and Prior	8.13	%	$	1,963		1.2	%	$	485	1.5	%
1998	7.15	%		816		0.5			215	0.7
1999	7.30	%		968		0.6			245	0.8
2000	8.15	%		630		0.4			154	0.5
2001	7.38	%		2,216		1.4			557	1.8
2002	6.59	%		5,496		3.5			1,337	4.3
2003	5.63	%		21,266		13.5			3,595	11.5
2004	5.85	%		11,560		7.3			2,507	8.0
2005	5.97	%		17,105		10.9			4,213	13.5
2006	6.64	%		30,775		19.5			5,862	18.7
2007	6.77	%		64,805		41.2			12,134	38.7

Total portfolio			$	157,600		100.0	%	$	31,304	100.0	%


Occupancy and Property Type	As of December 31, 2007		As of September 30, 2007
Occupancy Status % of Primary Risk In-force
Primary residence	92.3	%		92.1	%
Second home	4.1			4.2
Non-owner occupied	3.6			3.7

Total	100.0	%		100.0	%


Property Type % of Primary Risk In-force
Single family detached	85.6	%		85.7	%
Condominium	10.7			10.5
Multi-family and other	3.7			3.8

Total	100.0	%		100.0	%

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Other Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2007
	Q4			Q3
GSE Alt-A
Risk in-force	$	428		$	383
Average FICO score		719			718
Loan-to-value ratio		79	%		79	%
Stop loss		97	%		96	%
Deductible		85	%		83	%

Portfolio
Risk in-force	$	570		$	571
Average FICO score		724			724
Loan-to-value ratio		76	%		77	%
Full documentation loans		97	%		97	%
Stop loss		100	%		100	%
Deductible		27	%		27	%

FHLB
Risk in-force	$	382		$	380
Average FICO score		743			743
Loan-to-value ratio		68	%		68	%
Full documentation loans		88	%		88	%
Stop loss		96	%		97	%
Deductible		100	%		100	%

Other
Risk in-force	$	107		$	102
Average FICO score		727			671
Loan-to-value ratio		94	%		88	%
Full documentation loans		100	%		100	%
Stop loss		11	%		4	%
Deductible		—			—
Total Bulk Risk In-force	$	1,487		$	1,436

Corporate and Other

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Operating Loss—Corporate and Other⁽¹⁾

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	4		$	8		$	5		$	7		$	24		$	3		$	10		$	7		$	7		$	27
Net investment income		23			12			15			15			65			28			20			15			33			96
Net investment gains (losses)		(3	)		(11	)		(1	)		—			(15	)		9			—			(3	)		(18	)		(12	)
Insurance and investment product fees and other		(3	)		—			(1	)		2			(2	)		2			1			2			2			7

Total revenues		21			9			18			24			72			42			31			21			24			118


BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			1			—			1			—			1			1			1			3
Acquisition and operating expenses, net of deferrals⁽²⁾		17			9			10			21			57			19			25			15			6			65
Amortization of deferred acquisition costs and intangibles⁽²⁾		1			2			1			14			18			1			2			1			1			5
Interest expense		60			59			63			60			242			58			51			53			56			218

Total benefits and expenses		78			70			75			95			318			78			79			70			64			291

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(57	)		(61	)		(57	)		(71	)		(246	)		(36	)		(48	)		(49	)		(40	)		(173	)
Benefit from income taxes		(19	)		(21	)		(20	)		(24	)		(84	)		(10	)		(15	)		(14	)		(13	)		(52	)

LOSS FROM CONTINUING OPERATIONS BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		(38	)		(40	)		(37	)		(47	)		(162	)		(26	)		(33	)		(35	)		(27	)		(121	)
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			4			4

LOSS FROM CONTINUING OPERATIONS		(38	)		(40	)		(37	)		(47	)		(162	)		(26	)		(33	)		(35	)		(23	)		(117	)
ADJUSTMENTS TO LOSS FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			6			—			—			7			(5	)		—			1			12			8
Expenses related to reorganization, net of taxes		—			—			—			14			14			—			—			—			—			—
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			(4	)		(4	)

NET OPERATING LOSS	$	(37	)	$	(34	)	$	(37	)	$	(33	)	$	(141	)	$	(31	)	$	(33	)	$	(34	)	$	(15	)	$	(113	)


Effective tax rate (operating income)		29.9	%		35.2	%		34.1	%		33.7	%		33.2	%		22.4	%		29.6	%		31.1	%		26.9	%		27.8	%

⁽¹⁾	Includes inter-segment eliminations.

⁽²⁾	Includes pretax reorganization costs for an impairment of internal-use software of $13 million and $8 million of severance and other employee termination related expenses in the first quarter of 2007.

ADDITIONAL FINANCIAL DATA

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Investments Summary

(amounts in millions)


			December 31, 2007				September 30, 2007				June 30, 2007				March 31, 2007				December 31, 2006
			Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
*Composition of Investment Portfolio*
Fixed maturity securities:
Investment grade
Public fixed maturities			$	26,166	35	%	$	25,684	35	%	$	24,721	34	%	$	24,915	35	%	$	24,604	35	%
Private fixed maturities				10,425	14			10,712	15			10,692	15			10,657	15			10,653	15
Mortgage-backed (MBS):	Residential mortgage-backed securities			3,260	5			3,807	5			3,794	5			3,811	5			4,069	6
	Commercial mortgage-backed securities			5,148	7			5,397	7			5,480	8			5,708	8			5,047	7
Asset-backed (ABS):	Residential mortgage-backed securities			1,632	2			1,927	3			2,395	3			2,187	3			2,018	3
	Other			3,591	5			3,423	5			3,327	5			2,807	4			3,304	5
Tax exempt				2,227	3			2,153	3			2,369	3			2,212	3			2,231	3
Non-investment grade fixed maturities				2,705	4			2,672	4			2,789	4			2,816	4			2,758	4
Equity securities:					—								—				—				—
Common stocks and mutual funds				47	—			62	—			58	—			53	—			52	—
Preferred stocks				319	1			185	—			143	—			147	—			145	—
Commercial mortgage loans				8,953	12			8,839	12			8,798	12			8,508	12			8,357	12
Policy loans				1,651	2			1,650	2			1,635	2			1,494	2			1,489	2
Cash, cash equivalents and short-term investments				3,168	4			3,149	4			2,968	4			2,261	3			2,449	3
Securities lending				2,397	3			2,279	3			2,161	3			2,179	3			2,277	3
Other invested assets:	Limited partnerships⁽¹⁾			632	1			554	1			424	1			357	1			207	—
	Derivatives:
	LTC forward starting swap-cash flow			655	1			372	1			223	—			394	1			493	1
	Other cash flow			15	—			9	—			3	—			6	—			5	—
	Fair value			83	—			33	—			4	—			19	—			10	—
	Equity index options-non-qualified			127	—			72	—			25	—			26	—			22	—
	Other non-qualified			20	—			10	—			5	—			8	—			10	—
	Trading portfolio			254	—			254	—			135	—			111	—			107	—
	Counterparty collateral			372	1			217	—			89	—			336	1			399	1
	Other⁽²⁾			44	—			—	—			364	1			315	—			303	—

Total invested assets and cash			$	73,891	100	%	$	73,460	100	%	$	72,602	100	%	$	71,327	100	%	$	71,009	100	%

Public Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1		Aaa	$	13,133	33	%	$	13,245	33	%	$	12,452	31	%	$	11,776	30	%	$	11,614	29	%
1		Aa		6,811	17			7,141	18			7,176	18			6,392	16			5,588	14
1		A		11,368	29			11,247	28			11,746	29			12,267	31			12,839	33
2		Baa		6,791	17			6,713	17			6,605	17			7,315	18			7,496	19
3		Ba		1,210	3			1,258	3			1,237	3			1,325	3			1,320	3
4		B		530	1			565	1			655	2			635	2			611	2
5		Caa and lower		47	—			32	—			19	—			49	—			76	—
6		In or near default		6	—			3	—			7	—			9	—			9	—
Not rated		Not rated		—	—			—	—			—	—			—	—			—	—

		Total public fixed maturities	$	39,896	100	%	$	40,204	100	%	$	39,897	100	%	$	39,768	100	%	$	39,553	100	%

Private Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1		Aaa	$	2,917	19	%	$	2,810	18	%	$	2,706	17	%	$	2,331	15	%	$	2,192	15	%
1		Aa		2,128	14			2,300	15			2,463	16			2,278	15			2,148	14
1		A		3,852	25			4,079	26			4,095	26			4,335	28			4,557	30
2		Baa		5,449	36			5,568	36			5,535	35			5,603	37			5,493	36
3		Ba		789	5			702	4			744	5			658	4			579	4
4		B		78	1			79	1			90	1			102	1			132	1
5		Caa and lower		26	—			27	—			30	—			30	—			5	—
6		In or near default		5	—			6	—			6	—			7	—			7	—
Not rated		Not rated		14	—			—	—			1	—			1	—			18	—

		Total private fixed maturities	$	15,258	100	%	$	15,571	100	%	$	15,670	100	%	$	15,345	100	%	$	15,131	100	%


⁽¹⁾ Limited partnerships by type:
Distressed Bond and Equity Fund			$	153			$	135			$	133			$	130			$	—
Real Estate				237				209				116				88				73
Infrastructure				104				92				72				30				23
Private Equity				67				63				67				73				77
Mezzanine				44				33				16				13				13
Strategic Equity				11				13				13				15				14
Strategic Funds				7				7				7				8				7
Oil and Gas				9				2				—				—				—

			$	632			$	554			$	424			$	357			$	207

⁽²⁾	Effective September 30, 2007, the Canadian guarantee fund has been reclassed prospectively to fixed maturities. The balance as of September 30, 2007 was $455 million.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Fixed Maturities Summary

(amounts in millions)


	December 31, 2007				September 30, 2007				June 30, 2007				March 31, 2007				December 31, 2006
*Fixed Maturities—Security Sector:*	Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
U.S. government, agencies & government sponsored entities	$	594	1	%	$	645	1	%	$	632	1	%	$	516	1	%	$	864	2	%
Tax exempt		2,228	4			2,155	4			2,371	4			2,220	4			2,231	4
Foreign government⁽¹⁾		2,432	4			2,294	4			1,725	3			1,736	3			1,765	3
U.S. corporate		23,563	43			23,540	42			24,064	44			25,013	46			24,656	45
Foreign corporate		12,579	23			12,465	22			11,657	21			10,993	20			10,632	19
Mortgage-backed (MBS): Residential mortgage-backed securities		3,262	6			3,808	7			3,794	7			3,877	7			4,058	8
Commercial mortgage-backed securities		5,263	9			5,513	10			5,600	10			5,762	10			5,154	9
Asset-backed (ABS): Residential mortgage-backed securities		1,640	3			1,930	4			2,397	4			2,187	4			2,018	4
Other		3,593	7			3,425	6			3,327	6			2,809	5			3,306	6

Total fixed maturities⁽²⁾	$	55,154	100	%	$	55,775	100	%	$	55,567	100	%	$	55,113	100	%	$	54,684	100	%

*Corporate Bond Holdings—Industry Sector:*
Investment Grade:
Finance and insurance	$	12,203	36	%	$	12,605	37	%	$	12,542	37	%	$	12,759	38	%	$	12,141	37	%
Utilities and energy		6,174	18			5,962	18			5,885	18			6,139	18			6,040	18
Consumer—non cyclical		3,750	11			3,640	11			3,494	10			3,747	11			3,720	11
Consumer—cyclical		1,874	6			1,893	6			1,860	6			2,205	7			2,187	7
Capital goods		1,811	5			1,826	5			1,728	5			2,006	6			1,961	6
Industrial		1,520	4			1,455	4			1,413	4			1,458	4			1,491	5
Technology and communications		1,986	6			1,992	6			2,032	6			2,101	6			2,080	6
Transportation		1,237	4			1,200	3			1,059	3			1,132	3			1,118	3
Other		3,534	10			3,386	10			3,589	11			2,315	7			2,351	7

Subtotal	$	34,089	100	%	$	33,959	100	%	$	33,602	100	%	$	33,862	100	%	$	33,089	100	%
Non-Investment Grade:
Finance and insurance	$	272	13	%	$	212	10	%	$	224	11	%	$	251	12	%	$	320	15	%
Utilities and energy		186	9			214	11			227	11			231	11			198	9
Consumer—non cyclical		427	21			459	23			394	19			463	21			416	19
Consumer—cyclical		337	17			340	17			346	16			298	14			310	14
Capital goods		142	7			112	5			136	6			136	6			154	7
Industrial		220	11			231	11			268	13			276	13			271	12
Technology and communications		391	19			401	20			381	18			378	18			389	18
Transportation		59	3			68	3			71	3			104	5			112	5
Other		19	—			9	—			72	3			7	—			29	1

Subtotal	$	2,053	100	%	$	2,046	100	%	$	2,119	100	%	$	2,144	100	%	$	2,199	100	%

Total	$	36,142	100	%	$	36,005	100	%	$	35,721	100	%	$	36,006	100	%	$	35,288	100	%

*Fixed Maturities—Contractual Maturity Dates:*
Due in one year or less	$	2,278	4	%	$	2,045	4	%	$	2,059	4	%	$	2,192	4	%	$	2,342	4	%
Due after one year through five years		11,434	21			11,330	20			10,639	19			10,487	19			10,416	19
Due after five years through ten years		9,441	17			9,758	18			9,732	18			9,999	18			9,900	18
Due after ten years		18,243	33			17,966	32			18,019	32			17,800	32			17,490	32

Subtotal		41,396	75			41,099	74			40,449	73			40,478	73			40,148	73
Mortgage and asset-backed		13,758	25			14,676	26			15,118	27			14,635	27			14,536	27

Total fixed maturities	$	55,154	100	%	$	55,775	100	%	$	55,567	100	%	$	55,113	100	%	$	54,684	100	%


⁽¹⁾ Effective September 30, 2007, the Canadian guarantee fund has been reclassed prospectively to fixed maturities. The balance as of September 30, 2007 was $455 million. ⁽²⁾ The following table sets forth the fair value of our fixed maturities by pricing source as of the date indicated:
	December 31, 2007
	Estimated Fair Value		% of Total
Priced via independent pricing services	$	45,111	82	%
Priced via broker expectations		3,261	6
Priced via internally developed matrices		6,728	12
Priced via other methods		54	—

Total fixed maturities	$	55,154	100	%

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Additional Information on Investments Backed by Sub-prime Residential Mortgage Loans

(amounts in millions)

Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans as of December 31, 2007:


	Estimated Fair Value by Year of Loan Origination
S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		Total⁽¹⁾
AAA	$	163	$	166	$	130	$	198	$	102	$	759
AA		61		112		52		13		91		329

Subtotal		224		278		182		211		193		1,088
A		87		147		81		4		—		319
BBB		30		41		1		—		—		72
BB		4		1		—		—		—		5
B		—		1		1		—		—		2

Total	$	345	$	468	$	265	$	215	$	193	$	1,486

Our sub-prime securities are principally backed by first lien mortgages. We do not have a significant exposure to second liens or option adjustable rate mortgages. We do have less than $1 million of mezzanine CDOs.

Gross Unrealized Losses by Vintage and Rating:

December 31, 2007


	Gross Unrealized Losses by Year of Loan Origination⁽²⁾
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(4	)	$	(7	)	$	(10	)	$	(18	)	$	(12	)	$	(51	)
AA		(5	)		(15	)		(27	)		(10	)		(92	)		(149	)

Subtotal		(9	)		(22	)		(37	)		(28	)		(104	)		(200	)
A		(11	)		(65	)		(71	)		—			—			(147	)
BBB		(3	)		(10	)		—			—			—			(13	)
BB		(1	)		—			—			—			—			(1	)
B		—			—			—			—			—			—

Total	$	(24	)	$	(97	)	$	(108	)	$	(28	)	$	(104	)	$	(361	)

September 30, 2007


	Gross Unrealized Losses by Year of Loan Origination
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(4	)	$	(4	)	$	(5	)	$	(5	)	$	(2	)	$	(20	)
AA		(3	)		(9	)		(17	)		(4	)		(33	)		(66	)

Subtotal		(7	)		(13	)		(22	)		(9	)		(35	)		(86	)
A		(8	)		(48	)		(88	)		(5	)		—			(149	)
BBB		(8	)		(13	)		—			—			—			(21	)
BB		—			—			—			—			—			—
B		—			(2	)		—			—			—			(2	)

Total	$	(23	)	$	(76	)	$	(110	)	$	(14	)	$	(35	)	$	(258	)

⁽¹⁾	Our fixed maturity portfolio includes residential mortgage-backed and asset-backed securities collateralized by sub-prime residential mortgage loans. The following table sets forth the fair value of these sub-prime investments by pricing source as of the date indicated:


	December 31, 2007
	Estimated Fair Value		% of Total
Priced via independent pricing services	$	1,407	95	%
Priced via broker expectations		76	5
Priced via other methods		3	—

Total sub-prime investments	$	1,486	100	%

⁽²⁾	As of December 31, 2007, there were also $2 million in unrealized gains on sub-prime investments, yielding an overall net unrealized loss of $359 million.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Additional Information on Investments Backed by Alt-A Residential Mortgage Loans

(amounts in millions)

Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans as of December 31, 2007:


	Estimated Fair Value by Year of Loan Origination
S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		Total⁽¹⁾
AAA	$	214	$	262	$	126	$	36	$	81	$	719
AA		32		274		99		—		18		423

Subtotal		246		536		225		36		99		1,142
A		71		130		61		10		2		274
BBB		10		15		6		—		—		31
B		—		—		1		—		—		1
Caa and lower		—		1		—		—		—		1

Total	$	327	$	682	$	293	$	46	$	101	$	1,449

Gross Unrealized Losses by Vintage and Rating:

December 31, 2007


	Gross Unrealized Losses by Year of Loan Origination⁽²⁾
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(7	)	$	(10	)	$	(1	)	$	(3	)	$	(7	)	$	(28	)
AA		(2	)		(26	)		(12	)		—			(2	)		(42	)

Subtotal		(9	)		(36	)		(13	)		(3	)		(9	)		(70	)
A		(4	)		(27	)		(19	)		(3	)		(1	)		(54	)
BBB		(4	)		(7	)		—			—			—			(11	)
B		—			—			—			—			—			—
Caa and lower		—			—			—			—			—			—

Total	$	(17	)	$	(70	)	$	(32	)	$	(6	)	$	(10	)	$	(135	)

September 30, 2007


	Gross Unrealized Losses by Year of Loan Origination
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(4	)	$	(7	)	$	(1	)	$	(1	)	$	(2	)	$	(15	)
AA		(1	)		(10	)		(6	)		—			—			(17	)

Subtotal		(5	)		(17	)		(7	)		(1	)		(2	)		(32	)
A		(1	)		(12	)		(11	)		—			—			(24	)
BBB		(1	)		(4	)		(4	)		—			—			(9	)

Total	$	(7	)	$	(33	)	$	(22	)	$	(1	)	$	(2	)	$	(65	)

⁽¹⁾	Our fixed maturity portfolio includes residential mortgage-backed and asset-backed securities collateralized by Alt-A residential mortgage loans. The following table sets forth the fair value of these Alt-A investments by pricing source as of the date indicated:


	December 31, 2007
	Estimated Fair Value		% of Total
Priced via independent pricing services	$	1,121	77	%
Priced via broker expectations		317	22
Priced via internally developed matrices		11	1

Total Alt-A investments	$	1,449	100	%

⁽²⁾	As of December 31, 2007, there were also $4 million in unrealized gains on Alt-A investments, yielding an overall net unrealized loss of $131 million.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Commercial Mortgage Loans Data

(amounts in millions)


	December 31, 2007					September 30, 2007					June 30, 2007					March 31, 2007					December 31, 2006
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
*Geographic Region*
Pacific	$	2,339		26	%	$	2,317		26	%	$	2,333		26	%	$	2,303		27	%	$	2,321		28	%
South Atlantic		2,057		23			2,073		23			1,967		22			1,870		22			1,798		21
Middle Atlantic		1,226		14			1,110		13			1,122		13			1,124		13			1,115		13
East North Central		874		10			872		10			860		10			858		10			835		10
Mountain		794		9			790		9			764		9			821		10			815		10
West South Central		409		4			388		4			369		4			344		4			357		4
West North Central		464		5			468		5			551		7			549		7			535		7
East South Central		296		3			316		4			293		3			292		3			280		3
New England		514		6			522		6			553		6			360		4			311		4

Subtotal		8,973		100	%		8,856		100	%		8,812		100	%		8,521		100	%		8,367		100	%

Allowance for losses		(26	)				(21	)				(18	)				(17	)				(15	)
Unamortized fees and costs		6					4					4					4					5

Total	$	8,953				$	8,839				$	8,798				$	8,508				$	8,357

*Property Type*
Office	$	2,454		27	%	$	2,422		27	%	$	2,463		28	%	$	2,364		28	%	$	2,319		28	%
Industrial		2,326		26			2,322		26			2,315		26			2,258		27			2,211		26
Retail		2,465		27			2,438		28			2,369		27			2,238		26			2,203		26
Apartments		1,054		12			975		11			962		11			972		11			987		12
Mixed use/other		674		8			699		8			703		8			689		8			647		8

Subtotal		8,973		100	%		8,856		100	%		8,812		100	%		8,521		100	%		8,367		100	%

Allowance for losses		(26	)				(21	)				(18	)				(17	)				(15	)
Unamortized fees and costs		6					4					4					4					5

Total	$	8,953				$	8,839				$	8,798				$	8,508				$	8,357

	Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total
*Loan Size*
Under $5 million	$	3,671		41	%	$	3,691		42	%	$	3,684		42	%	$	3,583		42	%	$	3,557		43	%
$5 million but less than $10 million		2,073		23			2,064		23			2,039		23			1,944		23			1,885		23
$10 million but less than $20 million		1,646		18			1,635		19			1,636		19			1,674		20			1,638		19
$20 million but less than $30 million		442		5			485		5			490		5			461		5			507		6
$30 million and over		1,116		13			981		11			963		11			859		10			781		9

Subtotal		8,948		100	%		8,856		100	%		8,812		100	%		8,521		100	%		8,368		100	%

Net premium/discount		25					—					—					—					(1	)

Total	$	8,973				$	8,856				$	8,812				$	8,521				$	8,367



	December 31, 2007					September 30, 2007					June 30, 2007					March 31, 2007					December 31, 2006
*Allowance for Losses on Commercial Mortgage Loans*
Beginning balance	$	21				$	18				$	17				$	15				$	14
Provisions		5					3					1					2					1
Releases		—					—					—					—					—

Ending balance	$	26				$	21				$	18				$	17				$	15

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturities—taxable⁽¹⁾	$	802		$	821		$	792		$	774		$	3,189		$	778		$	724		$	720		$	708		$	2,930
Fixed maturities—non-taxable		25			26			26			25			102			28			32			31			31			122
Commercial mortgage loans		142			142			134			130			548			127			125			136			119			507
Equity securities		11			6			7			7			31			3			6			7			7			23
Other invested assets		28			37			22			10			97			19			9			12			11			51
Policy loans		38			36			36			34			144			34			32			32			30			128
Restricted investments held by securitization entities		—			—			—			—			—			—			—			—			7			7
Cash, cash equivalents and short-term investments		32			28			32			27			119			35			23			20			17			95

Gross investment income before expenses and fees		1,078			1,096			1,049			1,007			4,230			1,024			951			958			930			3,863
Expenses and fees		(25	)		(22	)		(25	)		(23	)		(95	)		(21	)		(19	)		(18	)		(18	)		(76	)

Net investment income	$	1,053		$	1,074		$	1,024		$	984		$	4,135		$	1,003		$	932		$	940		$	912		$	3,787

Annualized Yields
Fixed maturities—taxable⁽¹⁾		5.9	%		6.1	%		6.0	%		5.9	%		6.0	%		6.1	%		5.8	%		5.8	%		5.7	%		5.8	%
Fixed maturities—non-taxable		4.6	%		4.8	%		4.6	%		4.8	%		4.7	%		4.8	%		4.7	%		4.5	%		4.4	%		4.7	%
Commercial mortgage loans		6.4	%		6.4	%		6.2	%		6.2	%		6.3	%		6.1	%		6.2	%		6.9	%		6.3	%		6.4	%
Equity securities		16.0	%		13.4	%		16.1	%		15.2	%		14.5	%		8.0	%		15.9	%		16.1	%		12.3	%		12.3	%
Other invested assets		10.6	%		15.7	%		10.0	%		5.4	%		10.6	%		12.2	%		6.7	%		10.3	%		10.5	%		9.9	%
Policy loans		9.2	%		9.0	%		9.2	%		9.0	%		9.1	%		9.0	%		8.5	%		9.1	%		8.8	%		8.9	%
Restricted investments held by securitization entities		—			—			—			—			—			—			—			—			8.2	%		5.1	%
Cash, cash equivalents and short-term investments		4.0	%		3.6	%		5.0	%		4.6	%		4.2	%		5.8	%		4.0	%		3.6	%		3.6	%		4.3	%

Gross investment income before expenses and fees		6.0	%		6.2	%		6.0	%		5.9	%		6.0	%		6.1	%		5.8	%		5.9	%		5.8	%		5.9	%
Expenses and fees		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%

Net investment income		5.9	%		6.1	%		5.9	%		5.8	%		5.9	%		6.0	%		5.7	%		5.8	%		5.7	%		5.8	%

Yields for fixed maturities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability. All other yields are based on average carrying values.

⁽¹⁾	Includes imputed investment income related to reinsurance assumed in our payment protection business previously reflected as risk transfer and adjusted in the fourth quarter of 2006 and forward to reflect deposit accounting.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Net Investment Gains (Losses), Net of Taxes and Other Adjustments-Details

(amounts in millions)


	2007
	Q4⁽¹⁾
Net Investment Gains (Losses), Net of Taxes and Other Adjustments
Net realized gains (losses) on available-for-sale securities:
U.S. corporate fixed maturities	$	1
Mortgage-backed (MBS) fixed maturities		(5	)
Asset-backed (ABS) fixed maturities		(1	)
Equity securities		2

Total net realized gains (losses) on available-for-sale securities		(3	)

Impairments:
Public corporate fixed maturities		(19	)
Limited partnerships		(1	)
Equity securities		(3	)
Alt-A residential mortgage-backed securities
A		(7	)
BBB		(7	)
Below BBB		(8	)
Sub-prime residential mortgage-backed securities
A		(18	)
BBB		(19	)
Below BBB		(34	)
Other mortgage-backed securities		(7	)

Total impairments		(123	)

Net unrealized gains (losses) on trading securities		(7	)
Derivative instruments		(3	)
Commercial mortgage loans held-for-sale market valuation allowance		(3	)

Net investment gains (losses), net of taxes		(139	)

DAC and other intangible amortization related to net investment gains (losses)		5

Net investment gains (losses), net of taxes and other adjustments	$	(134	)

⁽¹⁾	Amounts shown net of tax

RECONCILIATIONS OF NON-GAAP MEASURES

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Operating ROE

(amounts in millions)


	Twelve months ended
Twelve Month Rolling Average ROE	December 31, 2007			September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006
GAAP Basis ROE
Net income for the twelve months ended⁽¹⁾	$	1,220		$	1,415		$	1,380		$	1,318		$	1,328
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income⁽²⁾	$	12,431		$	12,310		$	12,181		$	12,046		$	11,987
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		9.8	%		11.5	%		11.3	%		10.9	%		11.1	%

Operating ROE
Net operating income for the twelve months ended⁽¹⁾	$	1,373		$	1,414		$	1,343		$	1,320		$	1,317
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income⁽²⁾	$	12,431		$	12,310		$	12,181		$	12,046		$	11,987
Operating ROE⁽¹⁾ divided by⁽²⁾		11.0	%		11.5	%		11.0	%		11.0	%		11.0	%

⁽¹⁾	The twelve months ended information is derived by adding the four quarters of net income and net operating income from page 9 herein.

⁽²⁾	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income, is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income, but including equity related to discontinued operations, for the most recent five quarters.


	Three months ended
Quarterly Average ROE	December 31, 2007			September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006
GAAP Basis ROE
Net income for the period ended⁽³⁾	$	178		$	339		$	379		$	324		$	373
Average stockholders’ equity for the period, excluding accumulated other comprehensive income⁽⁴⁾	$	12,686		$	12,518		$	12,307		$	12,185		$	12,158
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		5.6	%		10.8	%		12.3	%		10.6	%		12.3	%

Operating ROE
Net operating income for the period ended⁽³⁾	$	314		$	368		$	351		$	340		$	355
Average stockholders’ equity for the period, excluding accumulated other comprehensive income⁽⁴⁾	$	12,686		$	12,518		$	12,307		$	12,185		$	12,158
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		9.9	%		11.8	%		11.4	%		11.2	%		11.7	%

⁽³⁾	Net income and net operating income from page 9 herein.

⁽⁴⁾	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income, is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income, but including equity related to discontinued operations, for the most recent four quarters.

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income divided by average ending stockholders’ equity, excluding accumulated other comprehensive income (AOCI) in average ending stockholders’ equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income divided by average ending stockholders’ equity.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Expense Ratio

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals (1)	$	551		$	540		$	495		$	489		$	2,075		$	446		$	493		$	483		$	436		$	1,858
Total revenues (2)	$	2,775		$	2,875		$	2,765		$	2,710		$	11,125		$	2,657		$	2,615		$	2,571		$	2,442		$	10,285

Expense ratio (1) divided by (2)		19.9	%		18.8	%		17.9	%		18.0	%		18.7	%		16.8	%		18.9	%		18.8	%		17.9	%		18.1	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	551		$	540		$	495		$	489		$	2,075		$	446		$	493		$	483		$	436		$	1,858
Less Managed Money		70			69			65			60			264			53			38			39			37			167
Less Payment Protection Insurance business		199			218			183			181			781			142			187			182			172			683
Less expenses related to reorganization^(a)		—			—			—			8			8			—			—			—			—			—

Adjusted acquisition and operating expenses, net of deferrals (3)	$	282		$	253		$	247		$	240		$	1,022		$	251		$	268		$	262		$	227		$	1,008

Total revenues	$	2,775		$	2,875		$	2,765		$	2,710		$	11,125		$	2,657		$	2,615		$	2,571		$	2,442		$	10,285
Less Managed Money		90			88			82			76			336			65			46			47			41			199
Less Payment Protection Insurance business		398			410			363			357			1,528			273			340			352			319			1,284
Less net investment gains (losses)		(214	)		(48	)		(51	)		(19	)		(332	)		8			(6	)		(49	)		(22	)		(69	)

Adjusted total revenues (4)	$	2,501		$	2,425		$	2,371		$	2,296		$	9,593		$	2,311		$	2,235		$	2,221		$	2,104		$	8,871

Adjusted expense ratio (3) divided by (4)		11.3	%		10.4	%		10.4	%		10.5	%		10.7	%		10.9	%		12.0	%		11.8	%		10.8	%		11.4	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s Managed Money and Payment Protection Insurance businesses. The Managed Money and Payment Protection Insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

(a)	Includes severance and other employee related expenses associated with our reorganization announced in the first quarter of 2007.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Core Premiums

(amounts in millions)


	2007															2006
	Q4			Q3			Q2			Q1			Total			Q4		Q3		Q2		Q1		Total
Reported premiums	$	1,670		$	1,600		$	1,549		$	1,511		$	6,330		$	1,446	$	1,505	$	1,480	$	1,371	$	5,802
Less Payment Protection Insurance run-off and Travel Insurance premiums		(1	)		12			9			15			35			6		22		37		25		90
Less Retirement Income—Spread-Based premiums		135			118			151			154			558			146		210		200		180		736
Less impact of changes in foreign exchange rates		73			42			33			32			180

Core premiums	$	1,463		$	1,428		$	1,356		$	1,310		$	5,557		$	1,294	$	1,273	$	1,243	$	1,166	$	4,976

Reported premium percentage change from prior year		15.5	%		6.3	%		4.7	%		10.2	%		9.1	%
Core premium percentage change from prior year		13.1	%		12.2	%		9.1	%		12.3	%		11.7	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums on run-off and Travel Insurance blocks in our Payment Protection Insurance business, premiums from our Retirement Income—Spread-Based business and the impact of changes in foreign exchange rates. The Retirement Income—Spread-Based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Core Yield


		2007															2006
	(Assets—amounts in billions)	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
	Reported—Total Invested Assets and Cash	$	73.9		$	73.5		$	72.6		$	71.3		$	73.9		$	71.0		$	68.7		$	65.5		$	66.7		$	71.0
	Subtract:
	Securities lending		2.4			2.3			2.2			2.2			2.4			2.3			1.6			0.9			1.6			2.3
	Unrealized gains (losses)		(0.3	)		(0.3	)		(0.2	)		1.0			(0.3	)		1.2			0.6			(0.7	)		0.2			1.2
	Derivative counterparty collateral		0.4			0.2			0.1			0.3			0.4			0.4			0.4			0.2			0.3			0.4

	Adjusted end-of-period invested assets	$	71.4		$	71.3		$	70.5		$	67.8		$	71.4		$	67.1		$	66.1		$	65.1		$	64.6		$	67.1

(A)	Average Invested Assets used in Reported Yield	$	71.4		$	70.9		$	69.2		$	67.5		$	69.6		$	66.6		$	65.6		$	64.8		$	64.5		$	65.6
	Subtract: limited partnership investments (average balance)		0.5			0.3			0.3			0.2			0.3			0.2			0.2			0.1			0.1			0.2

(B)	Average Invested Assets used in Core Yield Calculation		70.9			70.6			68.9			67.3			69.3			66.4			65.4			64.7			64.4			65.4
	Subtract: portfolios supporting floating and short-term products		14.1			14.2			13.4			12.2			13.5			11.0			10.4			10.0			9.1			10.2

(C)	Average Invested Assets used in Core Yield (excl. Floating & Short-Term) Calculation	$	56.8		$	56.4		$	55.5		$	55.1		$	55.8		$	55.4		$	55.0		$	54.7		$	55.3		$	55.2

	(Income—amounts in millions)
(D)	Reported—Net Investment Income	$	1,053		$	1,074		$	1,024		$	984		$	4,135		$	1,003		$	932		$	940		$	912		$	3,787
	Subtract certain investment items⁽¹⁾		35			67			46			29			177			54			9			38			27			128

(E)	Core Net Investment Income		1,018			1,007			978			955			3,958			949			923			902			885			3,659
	Subtract: investment income from portfolios supporting floating and short-term products		205			209			196			180			790			165			147			139			120			571

(F)	Core Net Investment Income (excl. Floating and Short-Term)	$	813		$	798		$	782		$	775		$	3,168		$	784		$	776		$	763		$	765		$	3,088

(D)/(A)	Reported Yield		5.90	%		6.06	%		5.92	%		5.84	%		5.94	%		6.02	%		5.69	%		5.80	%		5.66	%		5.77	%
(E)/(B)	Core Yield		5.74	%		5.71	%		5.68	%		5.68	%		5.71	%		5.72	%		5.65	%		5.57	%		5.50	%		5.59	%
(F)/(C)	Core Yield (excl. Floating and Short-Term)		5.73	%		5.66	%		5.64	%		5.63	%		5.67	%		5.66	%		5.65	%		5.58	%		5.53	%		5.59	%

Notes:

—Columns may not add due to rounding.

—Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾

Includes bond calls, commercial mortgage loan prepayments, limited partnerships, commercial mortgage loan loss reserves (only during 2006) and other items. Among the other items is imputed investment income related to reinsurance assumed in our payment protection business previously reflected as risk transfer and adjusted in the fourth quarter of 2006 and forward to reflect deposit accounting. Other items also include a $16 million adjustment in the third quarter of 2007 associated with the reclassification of expense from net investment income to acquisition and operating expenses, net of deferrals. The reclassification is associated with exit fee accruals for the guarantee fund the Canadian government requires us to maintain in the event of insolvency. Prior periods were not restated as the adjustment is immaterial to the current period and all prior periods.

CORPORATE INFORMATION

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, Standard and Poors (S&P), Moody’s and Fitch as follows:


Company	A.M. Best	S&P	Moody’s	Fitch
Genworth Life Insurance Company	A+	AA-	Aa3	AA-
Genworth Life Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated
Genworth Life and Annuity Insurance Company	A+	AA-	Aa3	AA-
Genworth Life and Annuity Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated
Genworth Life Insurance Company of New York	A+	AA-	Aa3	AA-
Continental Life Insurance Company of Brentwood, Tennessee	A	Not rated	Not rated	Not rated

Our mortgage insurance subsidiaries are rated by S&P, Moody’s and Fitch as follows:


Company	S&P	Moody’s	Fitch
Genworth Mortgage Insurance Corporation	AA	Aa2	AA
Genworth Financial Mortgage Insurance Pty. Limited	AA	Aa2	AA
Genworth Financial Mortgage Insurance Limited	AA	Aa2	AA
Genworth Residential Mortgage Insurance Corporation of NC	AA	Aa2	AA
Genworth Financial Assurance Corporation	Not rated	Aa2	AA
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA	Not rated	Not rated
Genworth Seguros de Credito a la Vivienda S.A. de C.V.	mxAAA	Aaa.mx	AAA(mex)

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its ‘‘A+’’ (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The ‘‘A+’’ (Superior) rating is the second-highest of fifteen ratings assigned by A.M. Best, which range from ‘‘A++’’ to ‘‘F.’’

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria, and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 21 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. Within this category, the designation of a plus sign (+) indicates capacity to meet its financial commitments is extremely strong. An obligor rated “mxAAA” has a very strong capacity to meet its financial commitments relative to that of other Mexican obligors. The “mxAAA” rating is the highest enterprise credit rating assigned on S&P’s CaVal national scale.

GENWORTH FINANCIAL, INC.

4Q 2007 FINANCIAL SUPPLEMENT

Industry Ratings (continued)

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories. Short-term rating “P1” is the highest rating and shows superior ability for repayment of short-term debt obligations. Issuers or issues rated “Aaa.mx” demonstrate the strongest creditworthiness relative to other issuers in Mexico.

Fitch states that “AA” (Very Strong) rated insurance companies are viewed as possessing very strong capacity to meet policyholder and contract obligations, risk factors are modest, and the impact of any adverse business and economic factors is expected to be very small. The “AA” rating category is the second-highest of eight financial strength rating categories, which range from “AAA” to “C.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of Fitch’s 21 ratings categories. The “AAA(mex)” rating denotes the highest rating assigned within the scale for Mexico. The rating is assigned to the policyholder obligations of the “best” insurance entities relative to all other issuers or issues in Mexico, across all industries and obligation types.

DBRS states that long-term debt rated “AA” is of superior credit quality, and protection of interest and principal is considered high. In many cases they differ from long-term debt rated “AAA” only to a small degree. Given the extremely restrictive definition DBRS has for the “AAA” category, entities rated “AA” are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

A.M. Best, S&P, Moody’s, Fitch and DBRS review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

Alicia.Charity@genworth.com

Kelly Groh, 804-281-6321

Kelly.Groh@genworth.com