Exhibit 99.2

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT


Table of Contents		Page
Use of Non-GAAP Measures and Selected Operating Performance Measures		3
Financial Highlights		4

*Third Quarter Results*
Net Income		6
Net Operating Income by Segment		7
Consolidated Net Income by Quarter		8
Net Operating Income by Segment by Quarter		9
Consolidated Balance Sheets		10-11
Consolidated Balance Sheets by Segment		12-13
Deferred Acquisition Costs Rollforward		14

*Quarterly Results by Segment*
Net Operating Income by Segment		16-19
Net Operating Income and Sales—Retirement and Protection		20-32
Net Operating Income and Sales—International		33-43
Net Operating Income and Sales—U.S. Mortgage Insurance		44-51
Net Operating Loss—Corporate and Other		52-53

*Additional Financial Data*
Investments Summary		55
Fixed Maturities Summary		56
Additional Information on Investments Backed by Sub-prime Residential Mortgage Loans		57
Additional Information on Investments Backed by Alt-A Residential Mortgage Loans		58
Commercial Mortgage Loans Data		59
General Account GAAP Net Investment Income Yields		60
Reconciliations of Non-GAAP Measures		61-65

*Corporate Information*
Industry Ratings		67-68

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income.” Our chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income. We define net operating income (loss) as income (loss) from continuing operations excluding after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. We exclude net investment gains (losses) and infrequent or unusual non-operating items because we do not consider them to be related to the operating performance of our segments and Corporate and Other activities. A significant component of our net investment gains (losses) are the result of credit-related impairments and credit-related gains and losses, the timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to our discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income if, in our opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income in accordance with GAAP, we believe that net operating income, and measures that are derived from or incorporate net operating income, are appropriate measures that are useful to investors because they identify the income attributable to the ongoing operations of the business. However, net operating income (loss) is not a substitute for net income determined in accordance with GAAP. In addition, the company’s definition of net operating income may differ from the definitions used by other companies. The table on page 7 of this report reflects net operating income (loss) as determined in accordance with Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information, and a reconciliation of net operating income (loss) of our segments and Corporate and Other activities to net income for the three and nine months ended September 30, 2007 and 2006. This financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 61 through 65 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management,” “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metrics as a measure of volume of new and renewal business generated in a period. Sales refers to (1) annualized first-year premiums for term life insurance, long-term care insurance and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross flows and net flows, which represent gross flows less redemptions, for our managed money business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where we earn a fee for administrative services only business, for payment protection insurance; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums net of cancellations for our Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods.

The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for our managed money business, insurance in-force and risk in-force. Assets under management for our managed money business represent third-party assets under management that are not consolidated in our financial statements. Insurance in-force for our life insurance, international mortgage insurance and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for our international mortgage insurance and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for our managed money business, insurance in-force and risk in-force to be a measure of the company’s operating performance because they represent a measure of the size of our business at a specific date, rather than a measure of the company’s revenues or profitability during that period.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

(1)	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	2007						2006
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
Total stockholders’ equity, excluding accumulated other comprehensive income	$	12,620	$	12,416	$	12,197	$	12,173	$	12,143	$	11,977	$	11,738
Total accumulated other comprehensive income		697		550		1,111		1,157		1,166		233		740

Total stockholders’ equity	$	13,317	$	12,966	$	13,308	$	13,330	$	13,309	$	12,210	$	12,478

Book value per common share	$	30.32	$	29.30	$	30.43	$	30.09	$	29.44	$	26.84	$	27.37
Book value per common share, excluding accumulated other comprehensive income	$	28.73	$	28.05	$	27.89	$	27.48	$	26.86	$	26.33	$	25.74
Common shares outstanding as of balance sheet date		439.2		442.6		437.4		443.0		452.1		454.9		456.0


	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2007		June 30, 2007		March 31, 2007		December 31, 2006		September 30, 2006
GAAP Basis ROE	11.5	%	11.3	%	10.9	%	11.1	%	10.6	%
Operating ROE	11.5	%	11.0	%	11.0	%	11.0	%	10.6	%

	Three months ended
Quarterly Average ROE	September 30, 2007		June 30, 2007		March 31, 2007		December 31, 2006		September 30, 2006
GAAP Basis ROE	10.8	%	12.3	%	10.6	%	12.3	%	10.1	%
Operating ROE	11.8	%	11.4	%	11.2	%	11.7	%	9.9	%

See page 62 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

Basic and Diluted Shares	Three months ended September 30, 2007		Nine months ended September 30, 2007
Weighted-average shares used in basic earnings per common share calculations	441.1		440.5
Dilutive securities:
Stock purchase contracts underlying equity units⁽¹⁾	—		4.2
Stock options, restricted stock units and stock appreciation rights	4.5		5.1

Weighted-average shares used in diluted earnings per common share calculations	445.6		449.8

⁽¹⁾

In May 2007, we issued 25.5 million shares in connection with the senior notes included in our Equity Units. On May 18, 2007, we entered into an accelerated stock repurchase agreement to purchase 16.5 million shares of our common stock for an initial aggregate purchase price of $600 million. The senior notes included in our Equity Units remained dilutive through these dates.

Third Quarter Results

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Income

(amounts in millions)


	Three months ended September 30,						Nine months ended September 30,
	2007			2006			2007			2006
REVENUES:
Premiums	$	1,600		$	1,505		$	4,660		$	4,356
Net investment income		1,074			932			3,082			2,784
Net investment gains (losses)		(47	)		(6	)		(117	)		(77	)
Insurance and investment product fees and other		249			184			726			565

Total revenues		2,876			2,615			8,351			7,628

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,168			1,061			3,325			2,954
Interest credited		391			382			1,167			1,132
Acquisition and operating expenses, net of deferrals		540			493			1,524			1,412
Amortization of deferred acquisition costs and intangibles		202			160			622			521
Interest expense		124			87			355			257

Total benefits and expenses		2,425			2,183			6,993			6,276

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		451			432			1,358			1,352
Provision for income taxes		112			138			384			430
Effective tax rate		24.8	%		31.9	%		28.3	%		31.8	%

INCOME FROM CONTINUING OPERATIONS		339			294			974			922
Income from discontinued operations, net of taxes		—			10			15			29
Gain on sale of discontinued operations, net of taxes		—			—			53			—

INCOME BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		339			304			1,042			951
Cumulative effect of accounting change, net of taxes		—			—			—			4

NET INCOME	$	339		$	304		$	1,042		$	955

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions, except per share amounts)


	Three months ended September 30,						Nine months ended September 30,
	2007			2006			2007			2006
Retirement and Protection:
Managed Money	$	11		$	5		$	32		$	13
Retirement Income		82			39			171			126
Institutional		10			9			34			32
Life Insurance		81			79			234			230
Long-Term Care Insurance		39			38			117			118

Total Retirement and Protection		223			170			588			519
International:
International Mortgage Insurance—Canada		68			54			182			151
—Australia		36			26			116			91
—Other		6			1			13			6
Payment Protection Insurance		30			26			94			80

Total International		140			107			405			328
U.S. Mortgage Insurance		39			53			170			197
Corporate and Other		(34	)		(33	)		(104	)		(82	)

NET OPERATING INCOME⁽¹⁾		368			297			1,059			962
ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes		—			10			15			29
Gain on sale of discontinued operations, net of taxes		—			—			53			—
Net investment gains (losses), net of taxes and other adjustments		(29	)		(3	)		(71	)		(40	)
Expenses related to reorganization, net of taxes		—			—			(14	)		—
Cumulative effect of accounting change, net of taxes		—			—			—			4

NET INCOME	$	339		$	304		$	1,042		$	955

Earnings Per Share Data:
Earnings per common share
Basic	$	0.77		$	0.67		$	2.36		$	2.08
Diluted	$	0.76		$	0.65		$	2.32		$	2.02
Net operating earnings per common share
Basic	$	0.83		$	0.65		$	2.40		$	2.10
Diluted	$	0.83		$	0.63	⁽²⁾	$	2.35		$	2.04
Shares outstanding
Basic		441.1			453.8			440.5			458.8
Diluted		445.6			467.2			449.8			471.7

⁽¹⁾

Represents income or loss of our operating segments: Retirement and Protection, International and U.S. Mortgage Insurance, as well as our Corporate and Other activities. The separate financial information of each segment is presented consistently with the manner in which our chief operating decision maker evaluates segment performance and allocates resources in accordance with Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information. See Use of Non-GAAP measures for additional information.

⁽²⁾

Net operating earnings per diluted share for the three months ended September 30, 2006 have been revised from $0.64, which was originally reported in our Current Report on Form 8-K filed on April 16, 2007 (reflecting our reorganized segment reporting structure and the effects of classifying our group life and health insurance business as discontinued operations) to correct an immaterial rounding error. The revision has no effect on net operating earnings per share amounts originally reported in our October 26, 2006 earnings release and quarterly financial supplement.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Consolidated Net Income by Quarter

(amounts in millions, except per share amounts)


	2007												2006
	Q3			Q2			Q1			Total			Q4		Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,600		$	1,549		$	1,511		$	4,660		$	1,446	$	1,505		$	1,480		$	1,371		$	5,802
Net investment income		1,074			1,024			984			3,082			1,003		932			940			912			3,787
Net investment gains (losses)		(47	)		(51	)		(19	)		(117	)		8		(6	)		(49	)		(22	)		(69	)
Insurance and investment product fees and other		249			243			234			726			200		184			200			181			765

Total revenues		2,876			2,765			2,710			8,351			2,657		2,615			2,571			2,442			10,285

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,168			1,090			1,067			3,325			1,050		1,061			978			915			4,004
Interest credited		391			391			385			1,167			388		382			378			372			1,520
Acquisition and operating expenses, net of deferrals		540			495			489			1,524			446		493			483			436			1,858
Amortization of deferred acquisition costs and intangibles		202			207			213			622			165		160			197			164			686
Interest expense		124			124			107			355			107		87			88			82			364

Total benefits and expenses		2,425			2,307			2,261			6,993			2,156		2,183			2,124			1,969			8,432

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		451			458			449			1,358			501		432			447			473			1,853
Provision for income taxes		112			137			135			384			140		138			141			151			570

INCOME FROM CONTINUING OPERATIONS		339			321			314			974			361		294			306			322			1,283
Income from discontinued operations, net of taxes		—			5			10			15			12		10			11			8			41
Gain on sale of discontinued operations, net of taxes		—			53			—			53			—		—			—			—			—

INCOME BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		339			379			324			1,042			373		304			317			330			1,324
Cumulative effect of accounting change, net of taxes		—			—			—			—			—		—			—			4			4

NET INCOME	$	339		$	379		$	324		$	1,042		$	373	$	304		$	317		$	334		$	1,328


Earnings Per Share Data:
Earnings from continuing operations per common share
Basic	$	0.77		$	0.73		$	0.71		$	2.21		$	0.81	$	0.64	⁽¹⁾	$	0.67		$	0.69		$	2.81
Diluted	$	0.76		$	0.72		$	0.69		$	2.16		$	0.78	$	0.63		$	0.66		$	0.67		$	2.73
Earnings per common share
Basic	$	0.77		$	0.86		$	0.74		$	2.36		$	0.83	$	0.67		$	0.70		$	0.72		$	2.91
Diluted	$	0.76		$	0.84		$	0.71		$	2.32		$	0.81	$	0.65		$	0.68		$	0.70		$	2.83
Shares outstanding
Basic		441.1			439.4			441.0			440.5			447.4		453.8			455.8			467.0			455.9
Diluted		445.6			449.0			455.0			449.8			460.7		467.2			468.3			479.5			469.4

⁽¹⁾

Earnings from continuing operations per common share for the three months ended September 30, 2006 have been revised from $0.65, which was originally reported in our Current Report on Form 8-K filed on April 16, 2007 (reflecting our reorganized segment reporting structure and the effects of classifying our group life and health insurance business as discontinued operations) to correct an immaterial rounding error.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment by Quarter

(amounts in millions, except per share amounts)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Retirement and Protection:
Managed Money	$	11		$	11		$	10		$	32		$	7		$	5		$	6		$	2		$	20
Retirement Income		82			43			46			171			49			39			38			49			175
Institutional		10			10			14			34			10			9			13			10			42
Life Insurance		81			75			78			234			83			79			77			74			313
Long-Term Care Insurance		39			41			37			117			35			38			37			43			153

Total Retirement and Protection		223			180			185			588			184			170			171			178			703
International:
International Mortgage Insurance —Canada		68			59			55			182			57			54			51			46			208
—Australia		36			44			36			116			46			26			35			30			137
—Other		6			4			3			13			4			1			4			1			10
Payment Protection Insurance		30			35			29			94			33			26			29			25			113

Total International		140			142			123			405			140			107			119			102			468
U.S. Mortgage Insurance		39			66			65			170			62			53			72			72			259
Corporate and Other		(34	)		(37	)		(33	)		(104	)		(31	)		(33	)		(34	)		(15	)		(113	)

NET OPERATING INCOME		368			351			340			1,059			355			297			328			337			1,317
ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes		—			5			10			15			12			10			11			8			41
Gain on sale of discontinued operations, net of taxes		—			53			—			53			—			—			—			—			—
Net investment gains (losses), net of taxes and other adjustments		(29	)		(30	)		(12	)		(71	)		6			(3	)		(22	)		(15	)		(34	)
Expenses related to reorganization, net of taxes		—			—			(14	)		(14	)		—			—			—			—			—
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			4			4

NET INCOME	$	339		$	379		$	324		$	1,042		$	373		$	304		$	317		$	334		$	1,328


Earnings Per Share Data:
Earnings per common share
Basic	$	0.77		$	0.86		$	0.74		$	2.36		$	0.83		$	0.67		$	0.70		$	0.72		$	2.91
Diluted	$	0.76		$	0.84		$	0.71		$	2.32		$	0.81		$	0.65		$	0.68		$	0.70		$	2.83
Net operating earnings per common share
Basic	$	0.83		$	0.80		$	0.77		$	2.40		$	0.79		$	0.65		$	0.72		$	0.72		$	2.89
Diluted	$	0.83		$	0.78		$	0.75		$	2.35		$	0.77		$	0.63	⁽¹⁾	$	0.70		$	0.70		$	2.80	⁽¹⁾
Shares outstanding
Basic		441.1			439.4			441.0			440.5			447.4			453.8			455.8			467.0			455.9
Diluted		445.6			449.0			455.0			449.8			460.7			467.2			468.3			479.5			469.4

⁽¹⁾

Net operating earnings per diluted share for the three months ended September 30, 2006 and the twelve months ended December 31, 2006 have been revised from $0.64 and $2.81, respectively, which was originally reported in our Current Report on Form 8-K filed on April 16, 2007 (reflecting our reorganized segment reporting structure and the effects of classifying our group life and health insurance business as discontinued operations) to correct an immaterial rounding error. This revision has no effect on net operating earnings per share amounts originally reported in our October 26, 2006 earnings release and quarterly financial supplement.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets

(amounts in millions)


	September 30, 2007		June 30, 2007		March 31, 2007		December 31, 2006		September 30, 2006
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	55,775	$	55,567	$	55,113	$	54,684	$	53,516
Equity securities available-for-sale, at fair value		247		201		200		197		192
Commercial mortgage loans		8,839		8,798		8,508		8,357		8,182
Policy loans		1,650		1,635		1,494		1,489		1,493
Other invested assets		3,803		3,445		3,762		3,846		3,050

Total investments		70,314		69,646		69,077		68,573		66,433
Cash and cash equivalents		3,146		2,956		2,250		2,436		2,296
Accrued investment income		803		697		810		742		751
Deferred acquisition costs		6,842		6,677		6,320		6,183		6,026
Intangible assets		845		845		802		831		877
Goodwill		1,605		1,601		1,604		1,602		1,353
Reinsurance recoverable		16,573		16,658		16,746		16,783		16,907
Other assets		1,015		880		808		864		1,193
Separate account assets		12,615		11,976		11,216		10,875		10,084
Assets associated with discontinued operations		—		—		1,925		1,982		1,927

Total assets	$	113,758	$	111,936	$	111,558	$	110,871	$	107,847

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets—(Continued)

(amounts in millions)


	September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	63,717		$	64,062		$	63,477		$	63,299		$	62,777
Liability for policy and contract claims		3,473			3,286			3,216			3,114			2,971
Unearned premiums		5,511			5,073			4,422			4,229			4,179
Other policyholder liabilities		335			354			375			385			454
Other liabilities		6,024			5,563			5,702			5,709			5,111
Non-recourse funding obligations		3,455			3,555			2,765			2,765			2,450
Short-term borrowings		326			199			250			199			295
Long-term borrowings		3,789			3,755			3,932			3,921			3,330
Mandatorily redeemable preferred stock		100			100			100			100			100
Deferred tax liability		1,096			1,047			1,384			1,522			1,411
Separate account liabilities		12,615			11,976			11,216			10,875			10,084
Liabilities associated with discontinued operations		—			—			1,411			1,423			1,376

Total liabilities		100,441			98,970			98,250			97,541			94,538

Stockholders’ equity:
Common stock		1			1			—			—			—
Additional paid-in capital		11,440			11,429			10,785			10,759			10,737

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses)		(353	)		(181	)		418			435			437
Derivatives qualifying as hedges		285			159			309			375			377
Foreign currency translation and other adjustments		765			572			384			347			352

Total accumulated other comprehensive income (loss)		697			550			1,111			1,157			1,166
Retained earnings		3,779			3,484			3,145			2,914			2,581
Treasury stock, at cost		(2,600	)		(2,498	)		(1,733	)		(1,500	)		(1,175	)

Total stockholders’ equity		13,317			12,966			13,308			13,330			13,309

Total liabilities and stockholders’ equity	$	113,758		$	111,936		$	111,558		$	110,871		$	107,847

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment

(amounts in millions)


	September 30, 2007
	Retirement and Protection			International		U.S. Mortgage Insurance		Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	57,988		$	9,842	$	2,953	$	3,480		$	74,263
Deferred acquisition costs and intangible assets		8,012			1,141		91		48			9,292
Reinsurance recoverable		16,471			97		5		—			16,573
Other assets		237			297		108		373			1,015
Separate account assets		12,615			—		—		—			12,615

Total assets	$	95,323		$	11,377	$	3,157	$	3,901		$	113,758

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	63,680		$	37	$	—	$	—		$	63,717
Liability for policy and contract claims		2,615			509		346		3			3,473
Unearned premiums and other policyholder liabilities		827			4,957		57		5			5,846
Non-recourse funding obligations		3,555			—		—		(100	)		3,455
Deferred tax and other liabilities		2,921			1,652		120		2,427			7,120
Borrowing and capital securities		—			—		—		4,215			4,215
Separate account liabilities		12,615			—		—		—			12,615

Total liabilities		86,213			7,155		523		6,550			100,441

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income		9,187			3,486		2,599		(2,652	)		12,620
Allocated accumulated other comprehensive income (loss)		(77	)		736		35		3			697

Total stockholders’ equity		9,110			4,222		2,634		(2,649	)		13,317

Total liabilities and stockholders’ equity	$	95,323		$	11,377	$	3,157	$	3,901		$	113,758

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2007
	Retirement and Protection			International		U.S. Mortgage Insurance		Corporate and Other⁽¹⁾			Total
ASSETS
Cash and investments	$	58,194		$	8,756	$	3,173	$	3,176		$	73,299
Deferred acquisition costs and intangible assets		7,880			1,109		91		43			9,123
Reinsurance recoverable		16,567			86		5		—			16,658
Other assets		247			263		101		269			880
Separate account assets		11,976			—		—		—			11,976

Total assets	$	94,864		$	10,214	$	3,370	$	3,488		$	111,936

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	64,025		$	37	$	—	$	—		$	64,062
Liability for policy and contract claims		2,551			462		270		3			3,286
Unearned premiums and other policyholder liabilities		839			4,533		48		7			5,427
Non-recourse funding obligations		3,555			—		—		—			3,555
Deferred tax and other liabilities		2,971			1,224		115		2,300			6,610
Borrowing and capital securities		—			—		—		4,054			4,054
Separate account liabilities		11,976			—		—		—			11,976

Total liabilities		85,917			6,256		433		6,364			98,970

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income		8,978			3,418		2,909		(2,889	)		12,416
Allocated accumulated other comprehensive income (loss)		(31	)		540		28		13			550

Total stockholders’ equity		8,947			3,958		2,937		(2,876	)		12,966

Total liabilities and stockholders’ equity	$	94,864		$	10,214	$	3,370	$	3,488		$	111,936

⁽¹⁾	Includes inter-segment eliminations.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs Rollforward

(amounts in millions)


Deferred Acquisition Costs Rollforward	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Unamortized balance as of June 30, 2007	$	5,574		$	953		$	63		$	—	$	6,590
Costs deferred		222			78			10			—		310
Amortization, net of interest accretion⁽¹⁾		(77	)		(88	)		(10	)		—		(175	)
Impact of foreign currency translation		—			37			—			—		37

Unamortized balance as of September 30, 2007		5,719			980			63			—		6,762
Effect of accumulated net unrealized investment gains (losses)		80			—			—			—		80

Balance as of September 30, 2007	$	5,799		$	980		$	63		$	—	$	6,842

⁽¹⁾	Amortization, net of interest accretion, includes $(2) million of amortization related to net investment gains (losses) for our investment contracts.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance
Three months ended September 30, 2007	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	118		$	—		$	236		$	507		$	861		$	108		$	73		$	27		$	364		$	572		$	159		$	8		$	1,600
Net investment income		2			323			175			183			210			893			52			30			9			40			131			38			12			1,074
Net investment gains (losses)		—			(24	)		(20	)		4			3			(37	)		(2	)		3			—			(1	)		—			1			(11	)		(47	)
Insurance and investment product fees and other		86			53			—			88			6			233			—			—			1			7			8			8			—			249

Total revenues		88			470			155			511			726			1,950			158			106			37			410			711			206			9			2,876

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			198			—			204			517			919			20			36			10			60			126			123			—			1,168
Interest credited		—			134			157			60			40			391			—			—			—			—			—			—			—			391
Acquisition and operating expenses, net of deferrals		69			32			3			32			84			220			31			14			18			218			281			30			9			540
Amortization of deferred acquisition costs and intangibles		1			44			—			27			24			96			4			5			2			83			94			10			2			202
Interest expense		—			2			—			57			—			59			1			—			—			5			6			—			59			124

Total benefits and expenses		70			410			160			380			665			1,685			56			55			30			366			507			163			70			2,425

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		18			60			(5	)		131			61			265			102			51			7			44			204			43			(61	)		451
Provision (benefit) for income taxes		7			(8	)		(2	)		47			21			65			35			13			2			15			65			3			(21	)		112

INCOME (LOSS) FROM CONTINUING OPERATIONS		11			68			(3	)		84			40			200			67			38			5			29			139			40			(40	)		339
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			14			13			(3	)		(1	)		23			1			(2	)		1			1			1			(1	)		6			29

NET OPERATING INCOME (LOSS)	$	11		$	82		$	10		$	81		$	39		$	223		$	68		$	36		$	6		$	30		$	140		$	39		$	(34	)	$	368


Effective tax rate (operating income)⁽¹⁾		36.6	%		–0.2	%		34.7	%		36.1	%		33.3	%		25.7	%		34.2	%		25.6	%		30.2	%		35.1	%		32.2	%		7.1	%		35.2	%		25.8	%

⁽¹⁾	The operating income effective tax rate for all pages in this financial supplement are calculated using whole dollars. As a result, the percentages shown may differ with the operating income effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance
Three months ended September 30, 2006	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	210		$	—		$	228		$	485		$	923		$	78		$	48		$	18		$	310		$	454		$	118		$	10		$	1,505
Net investment income		—			331			144			146			182			803			27			20			5			23			75			34			20			932
Net investment gains (losses)		—			(7	)		(1	)		(3	)		5			(6	)		—			(1	)		—			—			(1	)		1			—			(6	)
Insurance and investment product fees and other		46			39			—			74			7			166			3			—			—			7			10			7			1			184

Total revenues		46			573			143			445			679			1,886			108			67			23			340			538			160			31			2,615

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			284			—			183			468			935			11			18			3			49			81			44			1			1,061
Interest credited		—			158			128			59			37			382			—			—			—			—			—			—			—			382
Acquisition and operating expenses, net of deferrals		38			36			2			39			88			203			16			8			17			187			228			37			25			493
Amortization of deferred acquisition costs and intangibles		—			45			1			7			23			76			3			4			1			65			73			9			2			160
Interest expense		—			2			—			34			—			36			—			—			—			—			—			—			51			87

Total benefits and expenses		38			525			131			322			616			1,632			30			30			21			301			382			90			79			2,183

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		8			48			12			123			63			254			78			37			2			39			156			70			(48	)		432
Provision (benefit) for income taxes		3			13			4			45			22			87			24			11			1			13			49			17			(15	)		138

INCOME (LOSS) FROM CONTINUING OPERATIONS		5			35			8			78			41			167			54			26			1			26			107			53			(33	)		294
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			4			1			1			(3	)		3			—			—			—			—			—			—			—			3

NET OPERATING INCOME (LOSS)	$	5		$	39		$	9		$	79		$	38		$	170		$	54		$	26		$	1		$	26		$	107		$	53		$	(33	)	$	297


Effective tax rate (operating income)		36.9	%		27.6	%		35.4	%		36.6	%		35.8	%		34.5	%		30.4	%		27.0	%	–	10.7	%		32.9	%		30.9	%		24.0	%		29.6	%		32.1	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance
Nine months ended September 30, 2007	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	423		$	—		$	709		$	1,490		$	2,622		$	285		$	213		$	78		$	998		$	1,574		$	444		$	20		$	4,660
Net investment income		4			962			508			504			619			2,597			112			83			21			116			332			111			42			3,082
Net investment gains (losses)		—			(55	)		(31	)		(3	)		(12	)		(101	)		(2	)		1			(1	)		(3	)		(5	)		1			(12	)		(117	)
Insurance and investment product fees and other		242			143			—			276			18			679			—			1			1			19			21			25			1			726

Total revenues		246			1,473			477			1,486			2,115			5,797			395			298			99			1,130			1,922			581			51			8,351

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			651			—			602			1,491			2,744			49			101			26			169			345			235			1			3,325
Interest credited		—			421			447			182			117			1,167			—			—			—			—			—			—			—			1,167
Acquisition and operating expenses, net of deferrals		194			103			8			94			255			654			59			39			54			582			734			96			40			1,524
Amortization of deferred acquisition costs and intangibles		1			130			1			95			85			312			13			15			4			235			267			26			17			622
Interest expense		—			4			—			149			—			153			2			—			—			18			20			—			182			355

Total benefits and expenses		195			1,309			456			1,122			1,948			5,030			123			155			84			1,004			1,366			357			240			6,993

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		51			164			21			364			167			767			272			143			15			126			556			224			(189	)		1,358
Provision (benefit) for income taxes		19			24			7			132			59			241			91			27			3			34			155			53			(65	)		384

INCOME (LOSS) FROM CONTINUING OPERATIONS		32			140			14			232			108			526			181			116			12			92			401			171			(124	)		974
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			31			20			2			9			62			1			—			1			2			4			(1	)		6			71
Expenses related to reorganization, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			14			14

NET OPERATING INCOME (LOSS)	$	32		$	171		$	34		$	234		$	117		$	588		$	182		$	116		$	13		$	94		$	405		$	170		$	(104	)	$	1,059


Effective tax rate (operating income)		36.5	%		19.3	%		35.1	%		36.2	%		35.0	%		31.7	%		33.4	%		18.7	%		22.0	%		27.4	%		28.0	%		23.8	%		34.4	%		28.9	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance
Nine months ended September 30, 2006	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance— Canada			Mortgage Insurance— Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	590		$	—		$	675		$	1,368		$	2,633		$	218		$	156		$	52		$	923		$	1,349		$	350		$	24		$	4,356
Net investment income		1			1,005			421			430			540			2,397			78			53			14			68			213			106			68			2,784
Net investment gains (losses)		—			(56	)		(6	)		(4	)		8			(58	)		1			(1	)		—			—			—			2			(21	)		(77	)
Insurance and investment product fees and other		133			113			—			243			20			509			11			—			—			20			31			20			5			565

Total revenues		134			1,652			415			1,344			1,936			5,481			308			208			66			1,011			1,593			478			76			7,628

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			792			—			537			1,299			2,628			27			49			9			151			236			87			3			2,954
Interest credited		—			481			365			179			107			1,132			—			—			—			—			—			—			—			1,132
Acquisition and operating expenses, net of deferrals		114			108			6			110			262			600			51			26			44			541			662			104			46			1,412
Amortization of deferred acquisition costs and intangibles		—			121			1			66			77			265			8			10			3			207			228			24			4			521
Interest expense		—			4			—			93			—			97			—			—			—			—			—			—			160			257

Total benefits and expenses		114			1,506			372			985			1,745			4,722			86			85			56			899			1,126			215			213			6,276

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		20			146			43			359			191			759			222			123			10			112			467			263			(137	)		1,352
Provision (benefit) for income taxes		7			47			15			131			68			268			71			32			4			32			139			65			(42	)		430

		13			99			28			228			123			491			151			91			6			80			328			198			(95	)		922
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			4			4

INCOME (LOSS) FROM CONTINUING OPERATIONS		13			99			28			228			123			491			151			91			6			80			328			198			(91	)		926
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			27			4			2			(5	)		28			—			—			—			—			—			(1	)		13			40
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			(4	)		(4	)

NET OPERATING INCOME (LOSS)	$	13		$	126		$	32		$	230		$	118		$	519		$	151		$	91		$	6		$	80		$	328		$	197		$	(82	)	$	962


Effective tax rate (operating income)		37.0	%		32.7	%		35.4	%		36.6	%		35.8	%		35.4	%		31.6	%		26.4	%		38.4	%		28.7	%		29.7	%		24.7	%		29.7	%		32.0	%

Retirement and Protection

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement and Protection

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	861		$	887		$	874		$	2,622		$	861		$	923		$	884		$	826		$	3,494
Net investment income		893			860			844			2,597			840			803			817			777			3,237
Net investment gains (losses)		(37	)		(45	)		(19	)		(101	)		(6	)		(6	)		(47	)		(5	)		(64	)
Insurance and investment product fees and other		233			227			219			679			189			166			178			165			698

Total revenues		1,950			1,929			1,918			5,797			1,884			1,886			1,832			1,763			7,365

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		919			917			908			2,744			893			935			873			820			3,521
Interest credited		391			391			385			1,167			388			382			378			372			1,520
Acquisition and operating expenses, net of deferrals		220			222			212			654			207			203			208			189			807
Amortization of deferred acquisition costs and intangibles		96			112			104			312			103			76			106			83			368
Interest expense		59			51			43			153			43			36			35			26			140

Total benefits and expenses		1,685			1,693			1,652			5,030			1,634			1,632			1,600			1,490			6,356

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		265			236			266			767			250			254			232			273			1,009
Provision for income taxes		65			83			93			241			68			87			83			98			336

INCOME FROM CONTINUING OPERATIONS		200			153			173			526			182			167			149			175			673
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		23			27			12			62			2			3			22			3			30

NET OPERATING INCOME	$	223		$	180		$	185		$	588		$	184		$	170		$	171		$	178		$	703


Effective tax rate (operating income)		25.7	%		35.0	%		35.0	%		31.8	%		26.6	%		34.5	%		35.8	%		35.8	%		33.3	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income, Sales and Assets Under Management—Managed Money

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		2			1			1			4			1			—			1			—			2
Net investment gains (losses)		—			—			—			—			—			—			—			—			—
Insurance and investment product fees and other		86			81			75			242			64			46			46			41			197

Total revenues		88			82			76			246			65			46			47			41			199

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		69			65			60			194			53			38			39			37			167
Amortization of deferred acquisition costs and intangibles		1			—			—			1			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		70			65			60			195			53			38			39			37			167

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		18			17			16			51			12			8			8			4			32
Provision for income taxes		7			6			6			19			5			3			2			2			12

INCOME FROM CONTINUING OPERATIONS		11			11			10			32			7			5			6			2			20
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—			—

NET OPERATING INCOME	$	11		$	11		$	10		$	32		$	7		$	5		$	6		$	2		$	20


Effective tax rate (operating income)		36.6	%		36.6	%		36.4	%		36.5	%		37.6	%		36.9	%		38.0	%		35.5	%		37.2	%
SALES:
Sales by Distribution Channel:
Independent Producers	$	1,382		$	1,427		$	1,400		$	4,209		$	984		$	373		$	417		$	299		$	2,073
Dedicated Sales Specialists		283			332			312			927			233			229			226			283			971

Total Sales	$	1,665		$	1,759		$	1,712		$	5,136		$	1,217		$	602		$	643		$	582		$	3,044


ASSETS UNDER MANAGEMENT:
Beginning of period	$	20,683		$	18,806		$	17,293		$	17,293		$	6,766		$	6,143		$	5,824		$	5,180		$	5,180
Gross flows		1,665			1,759			1,712			5,136			1,217			602			643			582			3,044
Redemptions		(567	)		(494	)		(431	)		(1,492	)		(496	)		(133	)		(165	)		(192	)		(986	)

Net flows		1,098			1,265			1,281			3,644			721			469			478			390			2,058
Market performance and product fees		(119	)		612			232			725			696			154			(159	)		254			945
Acquisitions⁽¹⁾		—			—			—			—			9,110			—			—			—			9,110

End of period	$	21,662		$	20,683		$	18,806		$	21,662		$	17,293		$	6,766		$	6,143		$	5,824		$	17,293

Managed Money results represent AssetMark Investment Services, Inc., Genworth Financial Asset Management, Inc., Genworth Financial Advisers Corporation, Genworth Financial Trust Company and Capital Brokerage Corporation.

⁽¹⁾	On October 20, 2006, we acquired AssetMark Investment Services, Inc., an investment management and advisory company. Assets under management at acquisition date were $9,110 million.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement Income

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	118		$	151		$	154		$	423		$	146		$	210		$	200		$	180		$	736
Net investment income		323			315			324			962			330			331			341			333			1,335
Net investment gains (losses)		(24	)		(22	)		(9	)		(55	)		(7	)		(7	)		(42	)		(7	)		(63	)
Insurance and investment product fees and other		53			46			44			143			40			39			38			36			153

Total revenues		470			490			513			1,473			509			573			537			542			2,161

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		198			221			232			651			223			284			267			241			1,015
Interest credited		134			142			145			421			153			158			159			164			634
Acquisition and operating expenses, net of deferrals		32			37			34			103			31			36			39			33			139
Amortization of deferred acquisition costs and intangibles		44			41			45			130			52			45			40			36			173
Interest expense		2			1			1			4			1			2			1			1			5

Total benefits and expenses		410			442			457			1,309			460			525			506			475			1,966

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		60			48			56			164			49			48			31			67			195
Provision (benefit) for income taxes		(8	)		16			16			24			3			13			11			23			50

INCOME FROM CONTINUING OPERATIONS		68			32			40			140			46			35			20			44			145
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		14			11			6			31			3			4			18			5			30

NET OPERATING INCOME	$	82		$	43		$	46		$	171		$	49		$	39		$	38		$	49		$	175


Effective tax rate (operating income)		–0.2	%		33.4	%		29.6	%		19.3	%		7.8	%		27.6	%		34.4	%		34.8	%		27.3	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		3			5			4			12			5			5			5			4			19
Net investment gains (losses)		(9	)		1			—			(8	)		1			(1	)		—			—			—
Insurance and investment product fees and other		48			41			38			127			36			33			31			30			130

Total revenues		42			47			42			131			42			37			36			34			149

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		4			(1	)		4			7			3			3			3			1			10
Interest credited		3			4			4			11			3			3			4			4			14
Acquisition and operating expenses, net of deferrals		10			12			10			32			6			9			10			6			31
Amortization of deferred acquisition costs and intangibles		10			7			7			24			6			6			6			5			23
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		27			22			25			74			18			21			23			16			78

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		15			25			17			57			24			16			13			18			71
Provision (benefit) for income taxes		(19	)		7			2			(10	)		5			1			4			5			15

INCOME FROM CONTINUING OPERATIONS		34			18			15			67			19			15			9			13			56
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		6			(1	)		—			5			(1	)		1			—			—			—

NET OPERATING INCOME	$	40		$	17		$	15		$	72		$	18		$	16		$	9		$	13		$	56


Effective tax rate (operating income)	–	65.7	%		28.7	%		10.9	%	–	10.9%			20.8	%		7.7	%		27.7	%		29.7	%		21.2	%
SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	528		$	472		$	409		$	1,409		$	400		$	327		$	307		$	264		$	1,298
Traditional Variable Annuities		136			153			134			423			130			111			140			138			519
Variable Life		1			3			1			5			3			3			1			4			11

Total Sales	$	665		$	628		$	544		$	1,837		$	533		$	441		$	448		$	406		$	1,828

Sales by Distribution Channel:
Financial Intermediaries	$	609		$	592		$	513		$	1,714		$	498		$	408		$	420		$	375		$	1,701
Independent Producers		20			13			12			45			10			12			9			9			40
Dedicated Sales Specialists		36			23			19			78			25			21			19			22			87

Total Sales	$	665		$	628		$	544		$	1,837		$	533		$	441		$	448		$	406		$	1,828

⁽¹⁾

The Income Distribution Series products are comprised of our retirement income deferred and immediate variable annuity products, including those variable annuity products with rider options that provide similar income features. These products do not include fixed single premium immediate or deferred annuities, which may also serve income distribution needs.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Fee-Based

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Income Distribution Series⁽¹⁾
Account value, net of reinsurance, beginning of period	$	3,361		$	2,813		$	2,402		$	2,402		$	1,929		$	1,555		$	1,235		$	911		$	911
Deposits		543			482			421			1,446			411			334			350			281			1,376
Surrenders, benefits and product charges		(78	)		(66	)		(60	)		(204	)		(43	)		(28	)		(25	)		(16	)		(112	)

Net flows		465			416			361			1,242			368			306			325			265			1,264
Interest credited and investment performance		152			132			50			334			105			68			(5	)		59			227

Account value, net of reinsurance, end of period		3,978			3,361			2,813			3,978			2,402			1,929			1,555			1,235			2,402

Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		2,098			1,905			1,780			1,780			1,585			1,458			1,360			1,182			1,182
Deposits		133			149			130			412			126			105			147			132			510
Surrenders, benefits and product charges		(48	)		(56	)		(41	)		(145	)		(35	)		(32	)		(30	)		(32	)		(129	)

Net flows		85			93			89			267			91			73			117			100			381
Interest credited and investment performance		79			100			36			215			104			54			(19	)		78			217

Account value, net of reinsurance, end of period		2,262			2,098			1,905			2,262			1,780			1,585			1,458			1,360			1,780

Variable Life Insurance
Account value, beginning of the period		408			396			391			391			371			367			377			363			363
Deposits		6			7			5			18			7			7			7			9			30
Surrenders, benefits and product charges		(15	)		(14	)		(12	)		(41	)		(10	)		(13	)		(12	)		(13	)		(48	)

Net flows		(9	)		(7	)		(7	)		(23	)		(3	)		(6	)		(5	)		(4	)		(18	)
Interest credited and investment performance		15			19			12			46			23			10			(5	)		18			46

Account value, end of period		414			408			396			414			391			371			367			377			391

Total Retirement Income—Fee-Based	$	6,654		$	5,867		$	5,114		$	6,654		$	4,573		$	3,885		$	3,380		$	2,972		$	4,573

⁽¹⁾

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	118		$	151		$	154		$	423		$	146		$	210		$	200		$	180		$	736
Net investment income		320			310			320			950			325			326			336			329			1,316
Net investment gains (losses)		(15	)		(23	)		(9	)		(47	)		(8	)		(6	)		(42	)		(7	)		(63	)
Insurance and investment product fees and other		5			5			6			16			4			6			7			6			23

Total revenues		428			443			471			1,342			467			536			501			508			2,012

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		194			222			228			644			220			281			264			240			1,005
Interest credited		131			138			141			410			150			155			155			160			620
Acquisition and operating expenses, net of deferrals		22			25			24			71			25			27			29			27			108
Amortization of deferred acquisition costs and intangibles		34			34			38			106			46			39			34			31			150
Interest expense		2			1			1			4			1			2			1			1			5

Total benefits and expenses		383			420			432			1,235			442			504			483			459			1,888

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		45			23			39			107			25			32			18			49			124
Provision (benefit) for income taxes		11			9			14			34			(2	)		12			7			18			35

INCOME FROM CONTINUING OPERATIONS		34			14			25			73			27			20			11			31			89
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		8			12			6			26			4			3			18			5			30

NET OPERATING INCOME	$	42		$	26		$	31		$	99		$	31		$	23		$	29		$	36		$	119


Effective tax rate (operating income)		26.9	%		36.1	%		36.2	%		32.5	%		–1.3	%		37.3	%		36.5	%		36.4	%		29.9	%
SALES:
Sales by Product:
Structured Settlements	$	5		$	30		$	47		$	82		$	10		$	37		$	43		$	47		$	137
Single Premium Immediate Annuities		208			218			200			626			228			250			215			200			893
Fixed Annuities		145			106			167			418			202			360			261			189			1,012

Total Sales	$	358		$	354		$	414		$	1,126		$	440		$	647		$	519		$	436		$	2,042


Sales by Distribution Channel:
Financial Intermediaries	$	250		$	239		$	275		$	764		$	322		$	517		$	409		$	323		$	1,571
Independent Producers		99			109			131			339			108			112			106			107			433
Dedicated Sales Specialists		9			6			8			23			10			18			4			6			38

Total Sales	$	358		$	354		$	414		$	1,126		$	440		$	647		$	519		$	436		$	2,042


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	114		$	124		$	111		$	349		$	137		$	178		$	160		$	129		$	604
Structured Settlements		4			27			43			74			9			32			40			51			132

Total Premiums	$	118		$	151		$	154		$	423		$	146		$	210		$	200		$	180		$	736

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Spread-Based

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	12,886		$	13,522		$	13,972		$	13,972		$	14,449		$	14,835		$	15,241		$	15,547		$	15,547
Deposits		184			144			207			535			245			424			326			267			1,262
Surrenders, benefits and product charges		(815	)		(899	)		(781	)		(2,495	)		(855	)		(947	)		(871	)		(718	)		(3,391	)

Net flows		(631	)		(755	)		(574	)		(1,960	)		(610	)		(523	)		(545	)		(451	)		(2,129	)
Interest credited		113			119			124			356			133			137			139			145			554

Account value, net of reinsurance, end of period		12,368			12,886			13,522			12,368			13,972			14,449			14,835			15,241			13,972

Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,367			6,261			6,174			6,174			6,064			5,888			5,772			5,680			5,680
Premiums and deposits		247			261			237			745			269			294			290			250			1,103
Surrenders, benefits and product charges		(241	)		(240	)		(234	)		(715	)		(242	)		(200	)		(252	)		(238	)		(932	)

Net flows		6			21			3			30			27			94			38			12			171
Interest credited		85			85			84			254			83			82			78			80			323

Account value, net of reinsurance, end of period		6,458			6,367			6,261			6,458			6,174			6,064			5,888			5,772			6,174

Structured Settlements
Account value, net of reinsurance, beginning of period		1,088			1,058			1,011			1,011			1,003			966			925			871			871
Premiums and deposits		5			30			47			82			9			37			45			58			149
Surrenders, benefits and product charges		(15	)		(15	)		(14	)		(44	)		(15	)		(14	)		(17	)		(16	)		(62	)

Net flows		(10	)		15			33			38			(6	)		23			28			42			87
Interest credited		14			15			14			43			14			14			13			12			53

Account value, net of reinsurance, end of period		1,092			1,088			1,058			1,092			1,011			1,003			966			925			1,011

Total Retirement Income—Spread-Based, net of reinsurance	$	19,918		$	20,341		$	20,841		$	19,918		$	21,157		$	21,516		$	21,689		$	21,938		$	21,157

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Institutional

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		175			167			166			508			157			144			145			132			578
Net investment gains (losses)		(20	)		(6	)		(5	)		(31	)		—			(1	)		(3	)		(2	)		(6	)
Insurance and investment product fees and other		—			—			—			—			—			—			—			—			—

Total revenues		155			161			161			477			157			143			142			130			572

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—			—
Interest credited		157			149			141			447			139			128			123			114			504
Acquisition and operating expenses, net of deferrals		3			2			3			8			2			2			2			2			8
Amortization of deferred acquisition costs and intangibles		—			1			—			1			—			1			—			—			1
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		160			152			144			456			141			131			125			116			513

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(5	)		9			17			21			16			12			17			14			59
Provision for income taxes		(2	)		3			6			7			6			4			6			5			21

INCOME FROM CONTINUING OPERATIONS		(3	)		6			11			14			10			8			11			9			38
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		13			4			3			20			—			1			2			1			4

NET OPERATING INCOME	$	10		$	10		$	14		$	34		$	10		$	9		$	13		$	10		$	42


Effective tax rate (operating income)		34.7	%		35.1	%		35.5	%		35.1	%		35.6	%		35.4	%		35.4	%		35.4	%		35.5	%
SALES:
Sales by Product:
Guaranteed Investment Contracts (GICs)	$	24		$	42		$	22		$	88		$	85		$	146		$	29		$	57		$	317
Funding Agreements Backing Notes		200			650			600			1,450			800			450			300			700			2,250
Funding Agreements		—			315			—			315			—			—			50			—			50

Total Sales	$	224		$	1,007		$	622		$	1,853		$	885		$	596		$	379		$	757		$	2,617

Institutional products are sold through specialized brokers and investment brokers as well as directly to the contractholder.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Institutional

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GICs, Funding Agreements and Funding Agreements Backing Notes
Account value, net of reinsurance, beginning of period	$	11,515		$	10,724		$	10,483		$	10,483		$	9,812		$	9,886		$	9,766		$	9,777		$	9,777
Deposits⁽²⁾		323			1,107			722			2,152			971			676			498			980			3,125
Surrenders and benefits⁽²⁾		(710	)		(460	)		(629	)		(1,799	)		(439	)		(878	)		(501	)		(1,105	)		(2,923	)

Net flows		(387	)		647			93			353			532			(202	)		(3	)		(125	)		202
Interest credited		154			147			141			442			139			128			123			114			504
Foreign currency translation		10			(3	)		7			14			—			—			—			—			—

Account value, end of period	$	11,292		$	11,515		$	10,724		$	11,292		$	10,483		$	9,812		$	9,886		$	9,766		$	10,483

By Contract Type:
Guaranteed Investment Contracts	$	1,790		$	1,921		$	2,073					$	2,241		$	2,373		$	2,619		$	2,849
Funding agreements backing notes		6,591			6,578			5,953						5,544			4,741			4,569			4,270
Funding agreements		2,911			3,016			2,698						2,698			2,698			2,698			2,647

	$	11,292		$	11,515		$	10,724					$	10,483		$	9,812		$	9,886		$	9,766

Funding Agreements By Liquidity Provisions:
90 day	$	270		$	375		$	425					$	425		$	425		$	425		$	425
180 day		500			500			450						450			450			450			450
No put		1,285			1,285			1,235						1,235			1,235			1,485			1,485
Rolling maturity⁽¹⁾		840			840			575						575			575			325			275
Accrued interest		16			16			13						13			13			13			12

Total funding agreements	$	2,911		$	3,016		$	2,698					$	2,698		$	2,698		$	2,698		$	2,647

⁽¹⁾	Includes products having a 12 and 13 month rolling maturity.

⁽²⁾

“Surrenders and benefits” include contracts that have matured but are redeposited with us and reflected as deposits. For the three months ended September 30, 2007 and 2006, surrenders and deposits that were redeposited and are now reflected under “Deposits” amounted to $100 million and $105 million, respectively. For the nine months ended September 30, 2007 and 2006, surrenders and deposits included $300 million and $415 million, respectively, that were redeposited and reflected under “Deposits.”

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	236		$	238		$	235		$	709		$	225		$	228		$	226		$	221		$	900
Net investment income		183			164			157			504			156			146			146			138			586
Net investment gains (losses)		4			(7	)		—			(3	)		—			(3	)		(1	)		—			(4	)
Insurance and investment product fees and other		88			95			93			276			82			74			86			83			325

Total revenues		511			490			485			1,486			463			445			457			442			1,807

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		204			202			196			602			178			183			171			183			715
Interest credited		60			62			60			182			59			59			60			60			238
Acquisition and operating expenses, net of deferrals		32			31			31			94			32			39			35			36			142
Amortization of deferred acquisition costs and intangibles		27			36			32			95			33			7			38			21			99
Interest expense		57			50			42			149			42			34			34			25			135

Total benefits and expenses		380			381			361			1,122			344			322			338			325			1,329

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		131			109			124			364			119			123			119			117			478
Provision for income taxes		47			39			46			132			36			45			43			43			167

INCOME FROM CONTINUING OPERATIONS		84			70			78			232			83			78			76			74			311
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(3	)		5			—			2			—			1			1			—			2

NET OPERATING INCOME	$	81		$	75		$	78		$	234		$	83		$	79		$	77		$	74		$	313


Effective tax rate (operating income)		36.1	%		35.3	%		37.1	%		36.2	%		29.7	%		36.6	%		36.6	%		36.5	%		34.9	%
SALES:
Sales by Product:
Term Life	$	28		$	29		$	29		$	86		$	33		$	36		$	37		$	34		$	140
Universal Life:
Annualized first-year deposits		15			15			11			41			13			9			10			9			41
Excess deposits⁽¹⁾		53			41			48			142			33			24			22			19			98

Total Universal Life		68			56			59			183			46			33			32			28			139

Total Sales	$	96		$	85		$	88		$	269		$	79		$	69		$	69		$	62		$	279


Sales by Distribution Channel:
Financial Intermediaries	$	1		$	2		$	1		$	4		$	1		$	1		$	1		$	1		$	4
Independent Producers		95			83			87			265			78			68			68			61			275

Total Sales	$	96		$	85		$	88		$	269		$	79		$	69		$	69		$	62		$	279

⁽¹⁾	Excess deposits reported in the fourth quarter of 2006 include $8 million of sales from the second and third quarters of 2006 not previously recognized.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Life Insurance In-force

(amounts in millions)


	2007						2006
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
Term life insurance
Life insurance in-force, net of reinsurance	$	457,001	$	449,654	$	439,380	$	429,803	$	422,163	$	409,103	$	393,812
Life insurance in-force before reinsurance	$	614,248	$	610,071	$	602,725	$	595,045	$	583,780	$	571,014	$	554,472

Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	41,638	$	41,303	$	40,912	$	40,669	$	41,595	$	40,850	$	40,890
Life insurance in-force before reinsurance	$	50,737	$	50,290	$	49,834	$	49,572	$	49,337	$	49,207	$	49,335

Total life insurance
Life insurance in-force, net of reinsurance	$	498,639	$	490,957	$	480,292	$	470,472	$	463,758	$	449,953	$	434,702
Life insurance in-force before reinsurance	$	664,985	$	660,361	$	652,559	$	644,617	$	633,117	$	620,221	$	603,807

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Long-Term Care Insurance

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	507		$	498		$	485		$	1,490		$	490		$	485		$	458		$	425		$	1,858
Net investment income		210			213			196			619			196			182			184			174			736
Net investment gains (losses)		3			(10	)		(5	)		(12	)		1			5			(1	)		4			9
Insurance and investment product fees and other		6			5			7			18			3			7			8			5			23

Total revenues		726			706			683			2,115			690			679			649			608			2,626

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		517			494			480			1,491			492			468			435			396			1,791
Interest credited		40			38			39			117			37			37			36			34			144
Acquisition and operating expenses, net of deferrals		84			87			84			255			89			88			93			81			351
Amortization of deferred acquisition costs and intangibles		24			34			27			85			18			23			28			26			95
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		665			653			630			1,948			636			616			592			537			2,381

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		61			53			53			167			54			63			57			71			245
Provision for income taxes		21			19			19			59			18			22			21			25			86

INCOME FROM CONTINUING OPERATIONS		40			34			34			108			36			41			36			46			159
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		7			3			9			(1	)		(3	)		1			(3	)		(6	)

NET OPERATING INCOME	$	39		$	41		$	37		$	117		$	35		$	38		$	37		$	43		$	153


Effective tax rate (operating income)		33.3	%		35.8	%		35.9	%		35.0	%		32.8	%		35.8	%		35.8	%		35.8	%		35.1	%
SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	6		$	7		$	7		$	20		$	7		$	6		$	5		$	6		$	24
Independent Producers		25			23			24			72			24			27			22			21			94
Dedicated Sales Specialist		13			11			10			34			11			11			14			14			50

Total Individual Long-Term Care		44			41			41			126			42			44			41			41			168
Group Long-Term Care		—			1			—			1			—			—			1			—			1
Medicare Supplement and Other A&H		8			7			7			22			7			7			9			7			30
Linked-Benefits		8			5			4			17			3			—			—			—			3

Total Sales	$	60		$	54		$	52		$	166		$	52		$	51		$	51		$	48		$	202


LOSS RATIOS:
Total Long-Term Care
Earned Premium	$	444		$	430		$	419		$	1,293		$	423		$	418		$	407		$	399		$	1,647
Loss Ratio⁽¹⁾		70.0	%		67.8	%		65.4	%		66.6	%		71.5	%		65.6	%		64.4	%		59.6	%		65.4	%
Gross Benefits Ratio⁽²⁾		106.4	%		103.9	%		101.0	%		102.5	%		106.3	%		99.1	%		98.0	%		92.7	%		99.1	%
Medicare Supplement and A&H⁽³⁾
Earned Premium	$	65		$	69		$	67		$	201		$	69		$	69		$	53		$	26		$	217
Loss Ratio⁽¹⁾		66.8	%		68.4	%		80.7	%		74.5	%		60.7	%		76.5	%		67.6	%		94.6	%		71.4	%

⁽¹⁾	We calculate the loss ratio for our Long-Term Care Insurance product by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽²⁾	We calculate the gross benefits ratio by dividing the benefits and other changes in policy reserves by net earned premium.

⁽³⁾	The Medicare Supplement and A&H earned premium and loss ratio does not include the linked-benefits product.

International

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—International

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	572		$	509		$	493		$	1,574		$	446		$	454		$	473		$	422		$	1,795
Net investment income		131			113			88			332			101			75			71			67			314
Net investment gains (losses)		—			(5	)		—			(5	)		1			(1	)		—			1			1
Insurance and investment product fees and other		8			7			6			21			3			10			12			9			34

Total revenues		711			624			587			1,922			551			538			556			499			2,144

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		126			112			107			345			103			81			80			75			339
Acquisition and operating expenses, net of deferrals		281			229			224			734			188			228			226			208			850
Amortization of deferred acquisition costs and intangibles		94			86			87			267			55			73			83			72			283
Interest expense		6			10			4			20			6			—			—			—			6

Total benefits and expenses		507			437			422			1,366			352			382			389			355			1,478

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		204			187			165			556			199			156			167			144			666
Provision for income taxes		65			48			42			155			58			49			48			42			197

INCOME FROM CONTINUING OPERATIONS		139			139			123			401			141			107			119			102			469
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			3			—			4			(1	)		—			—			—			(1	)

NET OPERATING INCOME⁽¹⁾	$	140		$	142		$	123		$	405		$	140		$	107		$	119		$	102		$	468


Effective tax rate (operating income)		32.2	%		25.7	%		25.3	%		28.0	%		29.1	%		30.9	%		29.1	%		29.0	%		29.5	%

⁽¹⁾	Net operating income adjusted for foreign exchange for our International segment was $128 million and $379 million for the three and nine months ended September 30, 2007, respectively.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4⁽³⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	108		$	94		$	83		$	285		$	88		$	78		$	72		$	68		$	306
Net investment income⁽⁴⁾		52			31			29			112			30			27			26			25			108
Net investment gains (losses)		(2	)		—			—			(2	)		2			—			—			1			3
Insurance and investment product fees and other		—			—			—			—			—			3			5			3			11

Total revenues		158			125			112			395			120			108			103			97			428

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		20			16			13			49			14			11			5			11			41
Acquisition and operating expenses, net of deferrals⁽⁴⁾		31			15			13			59			15			16			19			16			66
Amortization of deferred acquisition costs and intangibles		4			5			4			13			3			3			3			2			11
Interest expense		1			—			1			2			—			—			—			—			—

Total benefits and expenses		56			36			31			123			32			30			27			29			118

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		102			89			81			272			88			78			76			68			310
Provision for income taxes		35			30			26			91			30			24			25			22			101

INCOME FROM CONTINUING OPERATIONS		67			59			55			181			58			54			51			46			209

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			—			—			1			(1	)		—			—			—			(1	)

NET OPERATING INCOME⁽¹⁾	$	68		$	59		$	55		$	182		$	57		$	54		$	51		$	46		$	208


Effective tax rate (operating income)		34.2	%		33.3	%		32.6	%		33.4	%		34.4	%		30.4	%		32.3	%		32.3	%		32.4	%
SALES:
New Insurance Written (NIW):
Flow	$	11,000		$	9,600		$	6,000		$	26,600		$	6,500		$	8,100		$	6,000		$	4,000		$	24,600
Bulk		1,300			11,900			400			13,600			300			2,700			200			—			3,200

Total International Mortgage Insurance Canada NIW⁽²⁾	$	12,300		$	21,500		$	6,400		$	40,200		$	6,800		$	10,800		$	6,200		$	4,000		$	27,800


⁽¹⁾ Net operating income for our Canada platform adjusted for foreign exchange was $63 million and $176 million for the three and nine months ended September 30, 2007, respectively. ⁽²⁾ New insurance written for our Canada platform adjusted for foreign exchange was $11,500 and $38,800 for the three and nine months ended September 30, 2007, respectively. ⁽³⁾ Included in the results for the fourth quarter of 2006 are adjustments related to the premium recognition curve and loss factor update. These adjustments favorably impacted net operating income by $5 million in the fourth quarter of 2006. For further details, see our fourth quarter 2006 financial supplement on our website at www.genworth.com. ⁽⁴⁾ The three months ended September 30, 2007 includes a reclassification of expense of $16 million from net investment income to acquisition and operating expenses, net of deferrals. The reclassification is associated with exit fee accruals for the guarantee fund the Canadian government requires us to maintain in the event of insolvency. Prior periods were not restated as the adjustment is immaterial to the current period and all prior periods. Below is the respective expense amount related to each quarter.
	2007												2006
		Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
	$	7		$	6		$	3		$	16		$	4		$	5		$	3		$	2		$	14

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4⁽³⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	73		$	72		$	68		$	213		$	110		$	48		$	57		$	51		$	266
Net investment income		30			31			22			83			22			20			17			16			75
Net investment gains (losses)		3			(2	)		—			1			(1	)		(1	)		—			—			(2	)
Insurance and investment product fees and other		—			—			1			1			—			—			—			—			—

Total revenues		106			101			91			298			131			67			74			67			339

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		36			34			31			101			52			18			17			14			101
Acquisition and operating expenses, net of deferrals		14			13			12			39			11			8			9			9			37
Amortization of deferred acquisition costs and intangibles		5			5			5			15			5			4			2			4			15
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		55			52			48			155			68			30			28			27			153

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		51			49			43			143			63			37			46			40			186
Provision for income taxes		13			7			7			27			17			11			11			10			49

INCOME FROM CONTINUING OPERATIONS		38			42			36			116			46			26			35			30			137
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(2	)		2			—			—			—			—			—			—			—

NET OPERATING INCOME⁽¹⁾	$	36		$	44		$	36		$	116		$	46		$	26		$	35		$	30		$	137


Effective tax rate (operating income)		25.6	%		14.9	%		15.5	%		18.7	%		26.8	%		27.0	%		26.0	%		26.1	%		26.5	%
SALES:
New Insurance Written (NIW):
Flow	$	11,400		$	11,600		$	10,800		$	33,800		$	9,800		$	10,700		$	9,400		$	11,900		$	41,800
Bulk		7,000			5,900			2,300			15,200			800			1,800			200			500			3,300

Total International Mortgage Insurance Australia NIW⁽²⁾	$	18,400		$	17,500		$	13,100		$	49,000		$	10,600		$	12,500		$	9,600		$	12,400		$	45,100

⁽¹⁾	Net operating income for our Australia platform adjusted for foreign exchange was $32 million and $105 million for the three and nine months ended September 30, 2007, respectively.

⁽²⁾	New insurance written for our Australia platform adjusted for foreign exchange was $16,500 and $44,700 for the three and nine months ended September 30, 2007, respectively.

⁽³⁾

Included in the results for the fourth quarter of 2006 are adjustments related to the premium recognition curve and loss factor update. These adjustments favorably impacted net operating income by $10 million in the fourth quarter of 2006. For further details, see our fourth quarter 2006 financial supplement on our website at www.genworth.com.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Other International Mortgage Insurance

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	27		$	29		$	22		$	78		$	22		$	18		$	22		$	12		$	74
Net investment income		9			7			5			21			4			5			5			4			18
Net investment gains (losses)		—			(1	)		—			(1	)		—			—			—			—			—
Insurance and investment product fees and other		1			—			—			1			1			—			—			—			1

Total revenues		37			35			27			99			27			23			27			16			93

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		10			11			5			26			1			3			4			2			10
Acquisition and operating expenses, net of deferrals		18			18			18			54			20			17			16			11			64
Amortization of deferred acquisition costs and intangibles		2			1			1			4			2			1			1			1			5
Interest expense		—			—			—			—			—			—			—			—			—

Total benefits and expenses		30			30			24			84			23			21			21			14			79

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		7			5			3			15			4			2			6			2			14
Provision for income taxes		2			1			—			3			—			1			2			1			4

INCOME FROM CONTINUING OPERATIONS		5			4			3			12			4			1			4			1			10
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			—			—			1			—			—			—			—			—

NET OPERATING INCOME⁽¹⁾	$	6		$	4		$	3		$	13		$	4		$	1		$	4		$	1		$	10


Effective tax rate (operating income)		30.2	%		21.2	%		–1.6	%		22.0	%		15.5	%		–10.7	%		25.5	%		25.8	%		29.2	%
SALES:
New Insurance Written (NIW):
Flow	$	4,700		$	5,100		$	4,900		$	14,700		$	5,400		$	4,600		$	4,600		$	3,800		$	18,400
Bulk		800			400			3,800			5,000			2,800			800			1,300			200			5,100

Total Other International NIW⁽²⁾	$	5,500		$	5,500		$	8,700		$	19,700		$	8,200		$	5,400		$	5,900		$	4,000		$	23,500

⁽¹⁾	Net operating income for our Other International platform adjusted for foreign exchange was $5 million and $12 million for the three and nine months ended September 30, 2007, respectively.

⁽²⁾	New insurance written for our Other International platform adjusted for foreign exchange was $5,100 and $18,400 for the three and nine months ended September 30, 2007, respectively.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written
Canada	$	301		$	262		$	137		$	700		$	145		$	178		$	123		$	79		$	525
Australia		102			108			102			312			75			91			74			93			333
Other International		49			58			83			190			62			42			47			32			183

Total International Net Premiums Written	$	452		$	428		$	322		$	1,202		$	282		$	311		$	244		$	204		$	1,041

Loss Ratio⁽¹⁾
Canada		18	%		17	%		16	%		17	%		16	%		14	%		7	%		16	%		13	%
Australia		49	%		47	%		46	%		47	%		47	%		37	%		30	%		29	%		38	%
Other International		38	%		37	%		24	%		34	%		6	%		18	%		15	%		14	%		13	%
Total International Loss Ratio		32	%		31	%		29	%		31	%		30	%		22	%		17	%		21	%		24	%
Expense Ratio⁽²⁾
Canada		12	%		7	%		12	%		11	%		13	%		11	%		18	%		23	%		15	%
Australia		18	%		17	%		17	%		17	%		22	%		13	%		15	%		14	%		16	%
Other International		38	%		34	%		23	%		30	%		34	%		43	%		34	%		41	%		37	%
Total International Expense Ratio		16	%		13	%		16	%		15	%		20	%		16	%		20	%		21	%		19	%
Expense Ratio Adjusted for Canada Reclassification⁽³⁾
Canada		9	%		10	%		15	%		10	%		15	%		13	%		21	%		25	%		17	%
Total International Expense Ratio		14	%		15	%		18	%		15	%		21	%		17	%		22	%		23	%		20	%
Primary Insurance In-force
Canada	$	172,400		$	150,000		$	119,700					$	113,200		$	112,200		$	101,900		$	92,800
Australia		224,500			205,100			185,200						174,100			167,300			133,100			133,600
Other International		65,000			59,800			56,000						44,700			40,100			36,600			30,400

Total International Primary Insurance In-force	$	461,900		$	414,900		$	360,900					$	332,000		$	319,600		$	271,600		$	256,800

Total Risk In-force⁽⁴⁾
Canada	$	60,300		$	52,500		$	41,900					$	39,600		$	39,300		$	35,700		$	32,500
Australia		78,600			71,800			64,800						61,000			58,500			46,600			46,700
Other International		7,900			7,300			6,900						5,700			4,900			4,300			3,600

Total International Risk In-force	$	146,800		$	131,600		$	113,600					$	106,300		$	102,700		$	86,600		$	82,800

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned.

⁽²⁾	The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

⁽³⁾	Includes the impact of the adjustment referenced on page 35 related to the reclassification of guarantee fund fees from net investment income to acquisition and operating expenses, net of deferrals, in the third quarter of 2007.

⁽⁴⁾

Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in-force, we have computed an “Effective Risk In-force” amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance—Canada


% of Primary Risk In-force

Province and Territory	September 30, 2007
Ontario		51	%
British Columbia		15
Quebec		14
Alberta		14
Nova Scotia		2
Saskatchewan		1
Manitoba		1
New Brunswick		1
All Other		1

Total		100	%


Loan Amount
Over $250K		30	%
Over $100K to $250K		61
$100K or Less		9

Total		100	%


% of Primary Insurance In-force

By Policy Year
2000 and Prior		11	%
2001		4
2002		6
2003		9
2004		12
2005		14
2006		19
2007		25

Total portfolio		100	%


Average Primary Loan Size (in thousands)	$	160

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance—Australia


% of Primary Risk In-force
State and Territory	September 30, 2007
New South Wales		34	%
Victoria		23
Queensland		20
Western Australia		10
South Australia		5
New Zealand		3
Australian Capital Territory		2
Tasmania		2
Northern Territory		1

Total		100	%


Loan Amount
Over $250K		40	%
Over $100K to $250K		46
$100K or Less		14

Total		100	%


% of Primary Insurance In-force
By Policy Year
2000 and Prior		13	%
2001		4
2002		8
2003		9
2004		12
2005		17
2006		21
2007		16

Total portfolio		100	%


Average Primary Loan Size (in thousands)	$	156

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Loans in Default—International Mortgage Insurance


Primary Insurance	September 30, 2007		June 30, 2007		December 31, 2006
Insured loans in-force	2,777,471		2,667,550		2,437,746
Loans in default	13,038		12,338		10,126
Percentage of loans in default (default rate)	0.47	%	0.46	%	0.42	%

Flow loans in-force	2,285,980		2,225,909		2,156,641
Flow loans in default	12,165		11,724		9,671
Percentage of flow loans in default (default rate)	0.53	%	0.53	%	0.45	%

Bulk loans in-force	491,491		441,641		281,105
Bulk loans in default⁽¹⁾	873		614		455
Percentage of bulk loans in default (default rate)	0.18	%	0.14	%	0.16	%

⁽¹⁾	Includes loans where we were in a secondary loss position for which no reserve has been established due to an existing deductible. Excluding these loans, bulk loans in default were 685, 440 and 324 for the periods ended September 30, 2007, June 30, 2007 and December 31, 2006, respectively.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Payment Protection Insurance

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	364		$	314		$	320		$	998		$	226		$	310		$	322		$	291		$	1,149
Net investment income		40			44			32			116			45			23			23			22			113
Net investment gains (losses)		(1	)		(2	)		—			(3	)		—			—			—			—			—
Insurance and investment product fees and other		7			7			5			19			2			7			7			6			22

Total revenues		410			363			357			1,130			273			340			352			319			1,284

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		60			51			58			169			36			49			54			48			187
Acquisition and operating expenses, net of deferrals		218			183			181			582			142			187			182			172			683
Amortization of deferred acquisition costs and intangibles		83			75			77			235			45			65			77			65			252
Interest expense		5			10			3			18			6			—			—			—			6

Total benefits and expenses		366			319			319			1,004			229			301			313			285			1,128

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		44			44			38			126			44			39			39			34			156
Provision for income taxes		15			10			9			34			11			13			10			9			43

INCOME FROM CONTINUING OPERATIONS		29			34			29			92			33			26			29			25			113
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			1			—			2			—			—			—			—			—

NET OPERATING INCOME⁽²⁾	$	30		$	35		$	29		$	94		$	33		$	26		$	29		$	25		$	113


Effective tax rate (operating income)		35.1	%		23.3	%		22.8	%		27.4	%		23.8	%		32.9	%		27.2	%		25.7	%		27.4	%
SALES:
Payment Protection:
Traditional indemnity premiums	$	378		$	584		$	364		$	1,326		$	203		$	424		$	454		$	389		$	1,470
Premium equivalents for administrative services only business		44			40			50			134			51			31			14			30			126
Reinsurance premiums assumed accounted for under the deposit method		232			244			172			648			437			97			32			—			566

Total Payment Protection⁽³⁾		654			868			586			2,108			691			552			500			419			2,162
Mexico operations		19			18			19			56			18			18			15			16			67

Total Sales	$	673		$	886		$	605		$	2,164		$	709		$	570		$	515		$	435		$	2,229


SALES BY REGION:
Payment Protection
Established European Regions
Western region	$	173		$	175		$	198		$	546		$	172		$	163		$	172		$	146		$	653
Central region		157			146			122			425			120			124			113			114			471
Southern region		127			145			112			384			112			95			111			96			414
Nordic region		73			77			68			218			63			70			70			63			266
New Markets		50			43			34			127			21			3			2			—			26
Structured Deals⁽⁴⁾		74			282			52			408			203			97			32			—			332

Total Payment Protection		654			868			586			2,108			691			552			500			419			2,162
Mexico Operations		19			18			19			56			18			18			15			16			67

Total Sales	$	673		$	886		$	605		$	2,164		$	709		$	570		$	515		$	435		$	2,229


PREMIUMS:
Continuing business	$	352		$	305		$	305		$	962		$	220		$	288		$	285		$	266		$	1,059
Travel and runoff block		12			9			15			36			6			22			37			25			90

Total Premiums	$	364		$	314		$	320		$	998		$	226		$	310		$	322		$	291		$	1,149

⁽¹⁾

During the fourth quarter of 2006, approximately $73 million of premiums related to certain reinsurance assumed business were reclassified from reinsurance accounting to the deposit method of accounting. This change in accounting also resulted in reclassifications in the investment income, benefits and other changes in policyholder reserves and interest expense captions on the income statement, but had no impact on income or net operating income in the fourth quarter of 2006. The fourth quarter 2006 reclassification to the deposit method of accounting presented above was a cumulative catch-up for the previous three quarters of 2006. To better facilitate the analysis of PPI’s sales, revenue and expense trends, page 43 presents all 2006 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on income from continuing operations or net operating income for all periods presented.

⁽²⁾	Net operating income adjusted for foreign exchange for our payment protection insurance business was $28 million and $86 million for the three and nine months ended September 30, 2007, respectively.

⁽³⁾	Sales adjusted for foreign exchange for our payment protection insurance business was $605 million and $1,947 million for the three and nine months ended September 30, 2007, respectively.

⁽⁴⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Payment Protection Insurance (Supplemental Analysis—2006 Quarters Adjusted for Change in Accounting)

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	364		$	314		$	320		$	998		$	277		$	287		$	306		$	279		$	1,149
Net investment income		40			44			32			116			29			31			28			25			113
Net investment gains (losses)		(1	)		(2	)		—			(3	)		—			—			—			—			—
Insurance and investment product fees and other		7			7			5			19			8			3			5			6			22

Total revenues		410			363			357			1,130			314			321			339			310			1,284

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		60			51			58			169			54			41			48			44			187
Acquisition and operating expenses, net of deferrals		218			183			181			582			151			183			179			170			683
Amortization of deferred acquisition costs and intangibles		83			75			77			235			64			56			72			60			252
Interest expense		5			10			3			18			1			2			1			2			6

Total benefits and expenses		366			319			319			1,004			270			282			300			276			1,128

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		44			44			38			126			44			39			39			34			156
Provision for income taxes		15			10			9			34			11			13			10			9			43

INCOME FROM CONTINUING OPERATIONS		29			34			29			92			33			26			29			25			113
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			1			—			2			—			—			—			—			—

NET OPERATING INCOME	$	30		$	35		$	29		$	94		$	33		$	26		$	29		$	25		$	113


Effective tax rate (operating income)		35.1	%		23.3	%		22.8	%		27.4	%		23.8	%		32.9	%		27.2	%		25.7	%		27.4	%

SALES:
Payment Protection:
Traditional indemnity premiums	$	378		$	584		$	364		$	1,326		$	476		$	307		$	369		$	318		$	1,470
Premium equivalents for administrative services only business		44			40			50			134			51			31			14			30			126
Reinsurance premiums assumed accounted for under the deposit method		232			244			172			648			164			214			117			71			566

Total Payment Protection		654			868			586			2,108			691			552			500			419			2,162
Mexico operations		19			18			19			56			18			18			15			16			67

Total Sales	$	673		$	886		$	605		$	2,164		$	709		$	570		$	515		$	435		$	2,229


SALES BY REGION:
Payment Protection
Established European Regions
Western region	$	173		$	175		$	198		$	546		$	172		$	163		$	172		$	146		$	653
Central region		157			146			122			425			120			124			113			114			471
Southern region		127			145			112			384			112			95			111			96			414
Nordic region		73			77			68			218			63			70			70			63			266
New Markets		50			43			34			127			21			3			2			—			26
Structured Deals⁽¹⁾		74			282			52			408			203			97			32			—			332

Total Payment Protection		654			868			586			2,108			691			552			500			419			2,162
Mexico Operations		19			18			19			56			18			18			15			16			67

Total Sales	$	673		$	886		$	605		$	2,164		$	709		$	570		$	515		$	435		$	2,229


PREMIUMS:
Continuing business	$	352		$	305		$	305		$	962		$	271		$	265		$	269		$	254		$	1,059
Travel and runoff block		12			9			15			36			6			22			37			25			90

Total Premiums	$	364		$	314		$	320		$	998		$	277		$	287		$	306		$	279		$	1,149

Supplemental Analysis for Change in Accounting:

To better facilitate the analysis of PPI’s sales, revenue and expense trends, the above represents all 2006 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on income from continuing operations or net operating income for all periods presented.

⁽¹⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	159		$	148		$	137		$	444		$	136		$	118		$	116		$	116		$	486
Net investment income		38			36			37			111			34			34			37			35			140
Net investment gains (losses)		1			—			—			1			4			1			1			—			6
Insurance and investment product fees and other		8			10			7			25			6			7			8			5			26

Total revenues		206			194			181			581			180			160			162			156			658

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		123			60			52			235			54			44			24			19			141
Acquisition and operating expenses, net of deferrals		30			34			32			96			32			37			34			33			136
Amortization of deferred acquisition costs and intangibles		10			8			8			26			6			9			7			8			30

Total benefits and expenses		163			102			92			357			92			90			65			60			307

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		43			92			89			224			88			70			97			96			351
Provision for income taxes		3			26			24			53			24			17			24			24			89

INCOME FROM CONTINUING OPERATIONS		40			66			65			171			64			53			73			72			262
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			—			(1	)		(2	)		—			(1	)		—			(3	)

NET OPERATING INCOME	$	39		$	66		$	65		$	170		$	62		$	53		$	72		$	72		$	259


Effective tax rate (operating income)		7.1	%		28.2	%		27.1	%		23.8	%		26.3	%		24.0	%		25.2	%		24.9	%		25.1	%
SALES:
New Insurance Written (NIW):
Flow	$	13,200		$	10,800		$	6,900		$	30,900		$	7,300		$	6,900		$	6,700		$	5,500		$	26,400
Bulk		2,800			11,100			6,100			20,000			8,100			1,200			1,400			1,300			12,000
Pool		100			200			100			400			200			100			100			—			400

Total U.S. Mortgage NIW	$	16,100		$	22,100		$	13,100		$	51,300		$	15,600		$	8,200		$	8,200		$	6,800		$	38,800

⁽¹⁾

Included in the results for the fourth quarter of 2006 are adjustments related to the premium recognition curve and loss factor update. These adjustments favorably impacted net operating income by $5 million in the fourth quarter of 2006. For further details, see our fourth quarter 2006 financial supplement on our website at www.genworth.com.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Growth Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written	$	167		$	152		$	140		$	459		$	138		$	121		$	119		$	115		$	493
New Risk Written
Flow	$	3,330		$	2,658		$	1,695		$	7,683		$	1,776		$	1,773		$	1,697		$	1,404		$	6,650
Bulk		82			380			198			660			257			40			41			102			440

Total Primary		3,412			3,038			1,893			8,343			2,033			1,813			1,738			1,506			7,090
Pool		5			7			3			15			9			3			2			2			16

Total New Risk Written	$	3,417		$	3,045		$	1,896		$	8,358		$	2,042		$	1,816		$	1,740		$	1,508		$	7,106

Primary Insurance In-force	$	144,800		$	135,500		$	120,500					$	113,400		$	104,000		$	102,000		$	100,500
Risk In-force
Flow	$	26,687		$	24,442		$	23,013					$	22,484		$	21,962		$	21,555		$	21,328
Bulk		1,436			1,354			978						783			534			498			460

Total Primary		28,123			25,796			23,991						23,267			22,496			22,053			21,788
Pool		414			428			436						452			468			494			516

Total Risk In-force	$	28,537		$	26,224		$	24,427					$	23,719		$	22,964		$	22,547		$	22,304


Loss Metrics—U.S. Mortgage Insurance
Paid Claims
Flow	$	48.6		$	40.3		$	37.5		$	126.4		$	35.5		$	35.6		$	31.7		$	30.1		$	132.9
Bulk		0.5			0.3			0.3			1.1			0.5			0.5			0.5			0.5			2.0

Total Primary		49.1			40.6			37.8			127.5			36.0			36.1			32.2			30.6			134.9
Pool		—			—			0.1			0.1			0.2			—			0.5			0.1			0.8

Total Paid Claims	$	49.1		$	40.6		$	37.9		$	127.6		$	36.2		$	36.1		$	32.7		$	30.7		$	135.7

Average Paid Claim (in thousands)	$	35.8		$	32.5		$	32.2					$	29.8		$	29.4		$	26.1		$	26.2
Number of Primary Delinquencies
Flow		27,609			22,970			21,804						22,966			22,001			21,021			22,070
Bulk⁽⁵⁾		3,147			2,086			1,566						1,330			1,082			1,048			1,057
Average Reserve Per Delinquency (in thousands)
Flow	$	12.0		$	11.4		$	11.3					$	10.1		$	9.8		$	9.8		$	9.7
Bulk⁽⁵⁾		4.4			3.1			2.1						3.0			3.3			3.4			3.6
Beginning Reserves	$	270		$	251		$	237		$	237		$	220		$	212		$	220		$	232		$	232
Paid claims		(49	)		(41	)		(38	)		(128	)		(36	)		(36	)		(33	)		(31	)		(136	)
Increase (decrease) in reserves		124			60			52			236			53			44			25			19			141

Ending Reserves	$	345		$	270		$	251		$	345		$	237		$	220		$	212		$	220		$	237

Loss Ratio⁽¹⁾		78	%		41	%		38	%		53	%		40	%		37	%		21	%		16	%		29	%
Other Metrics—U.S. Mortgage Insurance
Expense Ratio⁽²⁾		24	%		27	%		29	%		27	%		28	%		37	%		35	%		36	%		34	%
Flow Persistency		82	%		78	%		78	%					76	%		74	%		71	%		72	%
Gross written premiums ceded to captives/total direct written premiums		21	%		22	%		22	%					23	%		23	%		24	%		24	%
Risk to Capital Ratio⁽³⁾		9.2:1			8.8:1			8.8:1						8.6:1			7.9:1			8.0:1			8.1:1

Average primary loan size (in thousands)	$	160
Primary risk in-force subject to captives		61	%
Primary risk in-force that is GSE conforming		95	%
Interest only risk in-force with initial reset > 5 years		93	%
Primary risk in-force with potential to reset in 2007⁽⁴⁾		1.6	%
Primary risk in-force with potential to reset in 2008⁽⁴⁾		2.0	%

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned.

⁽²⁾

The ratio of an insurer's general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles. For 2006, expense ratios have been restated as a result of a reclassification from acquisition and operating expenses, net of deferrals, to insurance and investment product fees and other.

⁽³⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingent reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of the beginning of the period indicated.

⁽⁴⁾	Represents < 5 year adjustable rate mortgages with 2% annual adjustment cap.

⁽⁵⁾	The reserve per delinquency calculation includes loans where we were in a secondary loss position for which no reserve has been established due to an existing deductible. Excluding these loans, bulk loans in default were as follows:


Q3	Q2	Q1	Q4	Q3	Q2	Q1
1,338	881	554	386	367	361	351

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2007						2006
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
Risk In-force by Credit Quality⁽¹⁾
Primary by FICO Scores > 679 (%)	59	%	59	%	60	%	59	%	60	%	60	%	60	%
Primary by FICO Scores 620-679	32	%	32	%	32	%	33	%	32	%	32	%	32	%
Primary by FICO Scores 575-619	7	%	7	%	6	%	6	%	6	%	6	%	6	%
Primary by FICO Scores < 575	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Flow by FICO Scores > 679 (%)	58	%	58	%	58	%	58	%	59	%	59	%	59	%
Flow by FICO Scores 620-679	33	%	33	%	33	%	33	%	32	%	33	%	33	%
Flow by FICO Scores 575-619	7	%	7	%	7	%	7	%	7	%	6	%	6	%
Flow by FICO Scores < 575	2	%	2	%	2	%	2	%	2	%	2	%	2	%

Bulk by FICO Scores > 679 (%)	83	%	84	%	83	%	81	%	79	%	79	%	77	%
Bulk by FICO Scores 620-679	15	%	15	%	15	%	16	%	16	%	16	%	17	%
Bulk by FICO Scores 575-619	1	%	1	%	1	%	2	%	3	%	3	%	4	%
Bulk by FICO Scores < 575	1	%	0	%	1	%	1	%	2	%	2	%	2	%

Primary A minus and sub-prime	13	%	12	%	12	%	11	%	11	%	11	%	11	%

Primary Loans
Primary total loans in-force	905,412		858,550		800,110		778,311		744,867		740,091		740,562
Primary total loans in default	30,756		25,056		23,370		24,296		23,083		22,069		23,127
Primary loans total default rate	3.40	%	2.92	%	2.92	%	3.12	%	3.10	%	2.98	%	3.12	%

Flow loans in-force	715,970		674,730		646,004		638,833		631,181		628,744		632,759
Flow loans in default	27,609		22,970		21,804		22,966		22,001		21,021		22,070
Flow loans default rate	3.86	%	3.40	%	3.38	%	3.59	%	3.49	%	3.34	%	3.49	%

Bulk loans in-force	189,442		183,820		154,106		139,478		113,686		111,347		107,803
Bulk loans in default⁽²⁾	3,147		2,086		1,566		1,330		1,082		1,048		1,057
Bulk loans default rate	1.66	%	1.13	%	1.02	%	0.95	%	0.95	%	0.94	%	0.98	%

A minus and sub-prime loans in-force	100,512		89,023		79,405		75,234		72,678		70,595		69,066
A minus and sub-prime loans in default	9,632		7,646		6,875		7,258		6,773		6,185		6,064
A minus and sub-prime loans default rate	9.58	%	8.59	%	8.66	%	9.65	%	9.32	%	8.76	%	8.78	%

Pool Loans
Insured loans in-force	21,118		20,653		20,074		21,597		17,926		18,142		18,613
Pool loans in default	442		398		415		402		446		477		500
Pool loans default rate	2.09	%	1.93	%	2.07	%	1.86	%	2.49	%	2.63	%	2.69	%
⁽¹⁾ Loans with unknown FICO scores are included in the 620-679 category ⁽²⁾ Includes loans where we were in a secondary loss position for which no reserve has been established due to an existing deductible. Excluding these loans, bulk loans in default were as follows:
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
	1,338		881		554		386		367		361		351

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	September 30, 2007				June 30, 2007				September 30, 2006
	% of Primary Risk In-force		Primary Default Rate		% of Primary Risk In-force		Primary Default Rate		% of Primary Risk In-force		Primary Default Rate
By Region
Southeast⁽¹⁾	25	%	4.05	%	26	%	3.33	%	25	%	3.28	%
South Central⁽²⁾	17		2.97	%	17		2.73	%	17		3.31	%
Northeast⁽³⁾	13		3.49	%	13		3.12	%	14		3.29	%
North Central⁽⁴⁾	12		3.14	%	12		2.70	%	12		2.69	%
Pacific⁽⁵⁾	10		2.19	%	9		1.59	%	8		1.51	%
Great Lakes⁽⁶⁾	9		4.86	%	9		4.42	%	10		4.63	%
Plains⁽⁷⁾	6		2.57	%	6		2.26	%	6		2.34	%
New England⁽⁸⁾	4		2.95	%	4		2.55	%	4		2.67	%
Mid-Atlantic⁽⁹⁾	4		2.65	%	4		2.05	%	4		2.21	%

Total	100	%	3.40	%	100	%	2.92	%	100	%	3.10	%


By State
Florida	9	%	4.38	%	9	%	2.95	%	9	%	1.95	%
Texas	7	%	3.41	%	7	%	3.20	%	7	%	4.04	%
New York	6	%	2.79	%	6	%	2.46	%	6	%	2.51	%
Illinois	5	%	3.42	%	5	%	3.06	%	5	%	2.84	%
California	4	%	2.35	%	4	%	1.40	%	3	%	0.96	%
Georgia	4	%	4.65	%	4	%	4.00	%	4	%	4.16	%
North Carolina	4	%	3.65	%	4	%	3.38	%	4	%	3.96	%
Pennsylvania	4	%	4.23	%	4	%	3.90	%	4	%	4.44	%
Ohio	3	%	4.91	%	4	%	4.46	%	4	%	4.84	%
New Jersey	3	%	3.79	%	3	%	3.28	%	3	%	3.05	%

⁽¹⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽²⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽³⁾	New Jersey, New York and Pennsylvania

⁽⁴⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁵⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁶⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁷⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁸⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

⁽⁹⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


	September 30, 2007		June 30, 2007		September 30, 2006
Primary risk-in-force lender concentration (by original applicant)	$	28,123	$	25,796	$	22,497
Top 10 lenders		11,027		9,948		8,500
Top 20 lenders		14,520		13,113		11,062

Loan-to-value ratio
95.01% and above	$	7,863	$	6,786	$	4,985
90.01% to 95.00%		8,912		8,332		8,155
80.01% to 90.00%		10,017		9,424		7,845
80.00% and below		1,331		1,254		1,512

Total	$	28,123	$	25,796	$	22,497


Loan grade
Prime	$	24,491	$	22,646	$	20,007
A minus and sub-prime		3,632		3,150		2,490

Total	$	28,123	$	25,796	$	22,497


Loan type⁽¹⁾
Fixed rate mortgage
Flow	$	25,452	$	23,221	$	20,598
Bulk		760		689		493
Adjustable rate mortgage
Flow		1,235		1,221		1,365
Bulk		676		665		41

Total	$	28,123	$	25,796	$	22,497


Type of documentation
Alt A
Flow	$	1,580	$	1,456	$	1,276
Bulk		344		306		108
Standard⁽²⁾
Flow		25,107		22,985		20,688
Bulk		1,092		1,049		425

Total	$	28,123	$	25,796	$	22,497


Mortgage term
15 years and under	$	360	$	464	$	495
More than 15 years		27,763		25,332		22,002

Total	$	28,123	$	25,796	$	22,497

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

⁽²⁾	Standard includes loans with reduced or different documentation requirements that meet specifications of GSE approved underwriting systems with historical and expected default rates consistent with our standard portfolio.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	As of September 30, 2007
Policy Year	Average Rate		Primary Insurance In-Force		Percent of Total		Primary Risk In-Force		Percent of Total
1997 and Prior	8.13	%	$	2,115	1.5	%	$	521	1.9	%
1998	7.14	%		860	0.6			227	0.8
1999	7.30	%		1,017	0.7			257	0.9
2000	8.15	%		658	0.5			162	0.6
2001	7.38	%		2,347	1.6			588	2.1
2002	6.58	%		5,829	4.0			1,413	5.0
2003	5.64	%		22,256	15.4			3,777	13.4
2004	5.84	%		12,154	8.4			2,637	9.4
2005	5.97	%		17,817	12.3			4,378	15.6
2006	6.65	%		31,732	21.9			6,024	21.4
2007	6.81	%		48,049	33.1			8,139	28.9

Total portfolio			$	144,834	100.0	%	$	28,123	100.0	%


Occupancy and Property Type	As of September 30, 2007
Occupancy Status % of Primary Risk In Force
Primary Residence	92.1	%
Second Home	4.2
Non-Owner Occupied	3.7

Total	100.0	%
Property Type % of Primary Risk In Force
Single Family Detached	85.7	%
Condominium	10.5
Multi-Family & Other	3.8

Total	100.0	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Other Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2007
	Q3
GSE Alt-A
Risk in-force	$	383
Average FICO score		718
Loan-to-value ratio		79	%
Stop loss		96	%
Deductible		83	%

Portfolio
Risk in-force	$	571
Average FICO score		724
Loan-to-value ratio		77	%
Full documentation loans		97	%
Stop loss		100	%
Deductible		27	%

FHLB
Risk in-force	$	380
Average FICO score		743
Loan-to-value ratio		68	%
Full documentation loans		88	%
Stop loss		97	%
Deductible		100	%

Other
Risk in-force	$	102
Average FICO score		671
Loan-to-value ratio		88	%
Full documentation loans		100	%
Stop loss		4	%
Deductible		0	%

Total Bulk risk in-force	$	1,436

Corporate and Other

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Net Operating Loss—Corporate and Other

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	8		$	5		$	7		$	20		$	3		$	10		$	7		$	7		$	27
Net investment income		12			15			15			42			28			20			15			33			96
Net investment gains (losses)		(11	)		(1	)		—			(12	)		9			—			(3	)		(18	)		(12	)
Insurance and investment product fees and other		—			(1	)		2			1			2			1			2			2			7

Total revenues		9			18			24			51			42			31			21			24			118

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			1			—			1			—			1			1			1			3
Acquisition and operating expenses, net of deferrals⁽¹⁾		9			10			21			40			19			25			15			6			65
Amortization of deferred acquisition costs and intangibles⁽¹⁾		2			1			14			17			1			2			1			1			5
Interest expense		59			63			60			182			58			51			53			56			218

Total benefits and expenses		70			75			95			240			78			79			70			64			291

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(61	)		(57	)		(71	)		(189	)		(36	)		(48	)		(49	)		(40	)		(173	)
Benefit from income taxes		(21	)		(20	)		(24	)		(65	)		(10	)		(15	)		(14	)		(13	)		(52	)

LOSS FROM CONTINUING OPERATIONS BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		(40	)		(37	)		(47	)		(124	)		(26	)		(33	)		(35	)		(27	)		(121	)
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			4			4

LOSS FROM CONTINUING OPERATIONS		(40	)		(37	)		(47	)		(124	)		(26	)		(33	)		(35	)		(23	)		(117	)
ADJUSTMENTS TO LOSS FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		6			—			—			6			(5	)		—			1			12			8
Expenses related to reorganization, net of taxes		—			—			14			14			—			—			—			—			—
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			(4	)		(4	)

NET OPERATING LOSS	$	(34	)	$	(37	)	$	(33	)	$	(104	)	$	(31	)	$	(33	)	$	(34	)	$	(15	)	$	(113	)


Effective tax rate (operating income)		35.2	%		34.1	%		33.7	%		34.4	%		22.4	%		29.6	%		31.1	%		26.9	%		27.8	%

⁽¹⁾	Includes pretax reorganization costs for an impairment of internal-use software of $13 million and $8 million of severance and other employee termination related expenses in the first quarter of 2007.

ADDITIONAL FINANCIAL DATA

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Investments Summary

(amounts in millions)


		September 30, 2007				June 30, 2007				March 31, 2007				December 31, 2006				September 30, 2006
		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturity securities:
Investment grade
Other public		$	25,684	35	%	$	24,721	34	%	$	24,915	35	%	$	24,604	35	%	$	24,259	36	%
Other private			10,712	15			10,692	15			10,657	15			10,653	15			10,476	15
Mortgage-backed (MBS):	Residential mortgage backed securities		3,807	5			3,794	5			3,811	5			4,069	6			4,765	7
	Commercial mortgage backed securities		5,329	7			5,371	8			5,670	8			5,017	7			3,634	5
	Other		68	—			109	—			38	—			30	—			11	—
Asset-backed (ABS):	Residential mortgage backed securities		1,927	3			2,395	3			2,187	3			2,018	3			2,024	3
	Commercial mortgage backed securities		16	—			108	—			103	—			106	—			78	—
	Other		3,407	5			3,219	5			2,704	4			3,198	4			2,658	4
Tax exempt			2,153	3			2,369	3			2,212	3			2,231	3			2,720	4
Non-investment grade			2,672	4			2,789	4			2,816	4			2,758	4			2,891	4
Equity securities:
Common stocks and mutual funds			62	—			58	—			53	—			52	—			45	—
Preferred stocks			185	—			143	—			147	—			145	—			147	—
Commercial mortgage loans			8,839	12			8,798	12			8,508	12			8,357	12			8,182	12
Policy loans			1,650	2			1,635	2			1,494	2			1,489	2			1,493	2
Cash, cash equivalents and short-term investments			3,149	4			2,968	4			2,261	3			2,449	4			2,301	3
Securities lending			2,279	3			2,161	3			2,179	3			2,277	3			1,621	3
Other invested assets:	Limited partnerships		554	1			424	1			357	1			207	—			180	—
	Derivatives		496	1			260	—			453	1			543	1			550	1
	Trading portfolio		254	—			135	—			111	—			107	—			31	—
	Other⁽¹⁾		217	—			453	1			651	1			699	1			663	1

Total invested assets and cash		$	73,460	100	%	$	72,602	100	%	$	71,327	100	%	$	71,009	100	%	$	68,729	100	%

Public Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa	$	13,245	33	%	$	12,452	31	%	$	11,776	30	%	$	11,614	29	%	$	11,312	29	%
1	Aa		7,141	18			7,176	18			6,392	16			5,588	14			5,946	15
1	A		11,247	28			11,746	29			12,267	31			12,839	33			12,083	30
2	Baa		6,713	17			6,605	17			7,315	18			7,496	19			7,971	20
3	Ba		1,258	3			1,237	3			1,325	3			1,320	3			1,425	4
4	B		565	1			655	2			635	2			611	2			647	2
5	Caa and lower		32	—			19	—			49	—			76	—			22	—
6	In or near default		3	—			7	—			9	—			9	—			9	—
Not rated	Not rated		—	—			—	—			—	—			—	—			—	—

	Total public fixed maturities	$	40,204	100	%	$	39,897	100	%	$	39,768	100	%	$	39,553	100	%	$	39,415	100	%

Private Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa	$	2,810	18	%	$	2,706	17	%	$	2,331	15	%	$	2,192	15	%	$	1,514	11	%
1	Aa		2,300	15			2,463	16			2,278	15			2,148	14			2,076	15
1	A		4,079	26			4,095	26			4,335	28			4,557	30			4,382	31
2	Baa		5,568	36			5,535	35			5,603	37			5,493	36			5,341	38
3	Ba		702	4			744	5			658	4			579	4			592	4
4	B		79	1			90	1			102	1			132	1			172	1
5	Caa and lower		27	—			30	—			30	—			5	—			12	—
6	In or near default		6	—			6	—			7	—			7	—			11	—
Not rated	Not rated		—	—			1	—			1	—			18	—			1	—

	Total private fixed maturities	$	15,571	100	%	$	15,670	100	%	$	15,345	100	%	$	15,131	100	%	$	14,101	100	%

⁽¹⁾	Effective September 30, 2007, the Canadian guarantee fund has been reclassed prospectively to fixed maturities. The balance as of September 30, 2007 was $455 million.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Fixed Maturities Summary

(amounts in millions)



	September 30, 2007				June 30, 2007				March 31, 2007				December 31, 2006				September 30, 2006
	Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
Fixed Maturities—Security Sector:
U.S. government, agencies & government sponsored entities	$	645	1	%	$	632	1	%	$	516	1	%	$	864	2	%	$	689	1	%
Tax exempt		2,155	4			2,371	4			2,220	4			2,231	4			2,720	5
Foreign government⁽¹⁾		2,294	4			1,725	3			1,736	3			1,765	3			1,770	3
U.S. corporate		23,540	42			24,064	44			25,013	46			24,656	45			24,730	46
Foreign corporate		12,465	22			11,657	21			10,993	20			10,632	19			10,335	20
Mortgage-backed (MBS): Residential mortgage backed securities		3,808	7			3,794	7			3,877	7			4,058	8			3,665	7
Commercial mortgage backed securities		5,445	10			5,490	10			5,694	10			5,113	9			4,832	9
Other		68	—			110	—			68	—			41	—			11	—
Asset-backed (ABS): Residential mortgage backed securities		1,930	4			2,397	4			2,187	4			2,018	4			2,027	4
Commercial mortgage backed securities		18	—			108	—			103	—			106	—			78	—
Other		3,407	6			3,219	6			2,706	5			3,200	6			2,659	5

Total fixed maturities⁽²⁾	$	55,775	100	%	$	55,567	100	%	$	55,113	100	%	$	54,684	100	%	$	53,516	100	%

Corporate Bond Holdings—Industry Sector:
Investment Grade:
Finance and insurance	$	12,605	37	%	$	12,542	37	%	$	12,759	38	%	$	12,141	37	%	$	11,584	35	%
Utilities and energy		5,962	18			5,885	18			6,139	18			6,040	18			6,102	19
Consumer—non cyclical		3,640	11			3,494	10			3,747	11			3,720	11			3,815	12
Consumer—cyclical		1,893	6			1,860	6			2,205	7			2,187	7			2,077	6
Capital goods		1,826	5			1,728	5			2,006	6			1,961	6			1,794	6
Industrial		1,455	4			1,413	4			1,458	4			1,491	5			1,696	5
Technology and communications		1,992	6			2,032	6			2,101	6			2,080	6			2,091	6
Transportation		1,200	3			1,059	3			1,132	3			1,118	3			1,092	3
Other		3,386	10			3,589	11			2,315	7			2,351	7			2,511	8

Subtotal	$	33,959	100	%	$	33,602	100	%	$	33,862	100	%	$	33,089	100	%	$	32,762	100	%
Non-Investment Grade:
Finance and insurance	$	212	10	%	$	224	11	%	$	251	12	%	$	320	15	%	$	248	11	%
Utilities and energy		214	11			227	11			231	11			198	9			243	11
Consumer—non cyclical		459	23			394	19			463	21			416	19			404	18
Consumer—cyclical		340	17			346	16			298	14			310	14			387	17
Capital goods		112	5			136	6			136	6			154	7			160	7
Industrial		231	11			268	13			276	13			271	12			302	12
Technology and communications		401	20			381	18			378	18			389	18			406	18
Transportation		68	3			71	3			104	5			112	5			143	6
Other		9	—			72	3			7	—			29	1			10	—

Subtotal	$	2,046	100	%	$	2,119	100	%	$	2,144	100	%	$	2,199	100	%	$	2,303	100	%

Total	$	36,005	100	%	$	35,721	100	%	$	36,006	100	%	$	35,288	100	%	$	35,065	100	%

Fixed Maturities—Contractual Maturity Dates:
Due in one year or less	$	2,045	4	%	$	2,059	4	%	$	2,192	4	%	$	2,342	4	%	$	2,902	5	%
Due after one year through five years		11,330	20			10,639	19			10,487	19			10,416	19			9,984	19
Due after five years through ten years		9,758	18			9,732	18			9,999	18			9,900	18			10,264	19
Due after ten years		17,966	32			18,019	32			17,800	32			17,490	32			17,094	32

Subtotal		41,099	74			40,449	73			40,478	73			40,148	73			40,244	75
Mortgage and asset-backed		14,676	26			15,118	27			14,635	27			14,536	27			13,272	25

Total fixed maturities	$	55,775	100	%	$	55,567	100	%	$	55,113	100	%	$	54,684	100	%	$	53,516	100	%

⁽¹⁾	Effective September 30, 2007, the Canadian guarantee fund has been reclassed prospectively to fixed maturities. The balance as of September 30, 2007 was $455 million.

⁽²⁾	The following table sets forth the fair value of our fixed maturities by pricing source as of the date indicated:


	September 30, 2007
	Estimated fair value		% of total
Priced via independent pricing services	$	45,362	81	%
Priced via broker expectations		3,255	6
Priced via internally developed matrices		6,973	13
Priced via other methods		185	—

Total fixed maturities	$	55,775	100	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Additional Information on Investments Backed by Sub-prime Residential Mortgage Loans

(amounts in millions)

Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Residential Mortgage Loans as of September 30, 2007:


	Estimated Fair Value by Year of Loan Origination
S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		Total⁽¹⁾
AAA	$	180	$	185	$	121	$	216	$	116	$	818
AA		71		117		67		20		149		424

Subtotal		251		302		188		236		265		1,242
A		97		198		132		11		—		438
BBB		40		47		—		—		—		87
BB		—		—		1		—		—		1
B		—		2		—		—		—		2

Total	$	388	$	549	$	321	$	247	$	265	$	1,770

Our sub-prime securities are principally backed by first lien mortgages. We do not have a significant exposure to second liens or option adjustable rate mortgages. We do have $4 million of mezzanine CDOs. We do not have any exposure to net interest margin deals, highly leveraged transactions or CDO-squared investments.

Gross Unrealized Losses by Vintage and Rating:


September 30, 2007
	Gross Unrealized Losses by Year of Loan Origination
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(4	)	$	(4	)	$	(5	)	$	(5	)	$	(2	)	$	(20	)
AA		(3	)		(9	)		(17	)		(4	)		(33	)		(66	)

Subtotal		(7	)		(13	)		(22	)		(9	)		(35	)		(86	)
A		(8	)		(48	)		(88	)		(5	)		—			(149	)
BBB		(8	)		(13	)		—			—			—			(21	)
BB		—			—			—			—			—			—
B		—			(2	)		—			—			—			(2	)

Total	$	(23	)	$	(76	)	$	(110	)	$	(14	)	$	(35	)	$	(258	)


June 30, 2007
	Gross Unrealized Losses by Year of Loan Origination
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(3	)	$	(1	)	$	—		$	—		$	—		$	(4	)
AA					—			(1	)		(1	)		—			(2	)

Subtotal		(3	)		(1	)		(1	)		(1	)		—			(6	)
A					(5	)		(5	)		—			—			(10	)
BBB		(4	)		(5	)		(1	)		—			—			(10	)
BB		—			—			—			—			—			—
B		—			—			—			—			—			—

Total	$	(7	)	$	(11	)	$	(7	)	$	(1	)	$	—		$	(26	)

⁽¹⁾	Our fixed maturity portfolio includes residential mortgage-backed and asset-backed securities collateralized by sub-prime residential mortgage loans. The following table sets forth the fair value of these sub-prime investments by pricing source as of the date indicated:


	September 30, 2007
	Estimated fair value		% of total
Priced via independent pricing services	$	1,702	96	%
Priced via broker expectations		63	4
Priced via other methods		5	—

Total sub-prime investments	$	1,770	100	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Additional Information on Investments Backed by Alt-A Residential Mortgage Loans

(amounts in millions)

Mortgage-backed and Asset-backed Securities Collateralized by Alt-A Residential Mortgage Loans as of September 30, 2007:


	Estimated Fair Value by Year of Loan Origination
S&P Rating	2004 and Prior		2005		First Half 2006		Second Half 2006		2007		Total⁽¹⁾
AAA	$	239	$	268	$	130	$	40	$	196	$	873
AA		40		291		106		—		19		456

Subtotal		279		559		236		40		215		1,329
A		64		139		68		7		3		281
BBB		8		15		13		—		—		36

Total	$	351	$	713	$	317	$	47	$	218	$	1,646

Gross Unrealized Losses by Vintage and Rating:

September 30, 2007


	Gross Unrealized Losses by Year of Loan Origination
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(4	)	$	(7	)	$	(1	)	$	(1	)	$	(2	)	$	(15	)
AA		(1	)		(10	)		(6	)		—			—			(17	)

Subtotal		(5	)		(17	)		(7	)		(1	)		(2	)		(32	)
A		(1	)		(12	)		(11	)		—			—			(24	)
BBB		(1	)		(4	)		(4	)		—			—			(9	)

Total	$	(7	)	$	(33	)	$	(22	)	$	(1	)	$	(2	)	$	(65	)


June 30, 2007
	Gross Unrealized Losses by Year of Loan Origination
S&P Rating	2004 and Prior			2005			First Half 2006			Second Half 2006			2007			Total
AAA	$	(5	)	$	(7	)	$	—		$	—		$	—		$	(12	)
AA		—			(4	)		(1	)		—			—			(5	)

Subtotal		(5	)		(11	)		(1	)		—			—			(17	)
A		(3	)		(3	)		(1	)		—			—			(7	)
BBB		—			(1	)		(3	)		—			—			(4	)

Total	$	(8	)	$	(15	)	$	(5	)	$	—		$	—		$	(28	)

⁽¹⁾	Our fixed maturity portfolio includes residential mortgage-backed and asset-backed securities collateralized by Alt-A residential mortgage loans. The following table sets forth the fair value of these Alt-A investments by pricing source as of the date indicated:


	September 30, 2007
	Estimated fair value		% of total
Priced via independent pricing services	$	1,314	80	%
Priced via broker expectations		324	20
Priced via matrices		8	—

Total Alt-A investments	$	1,646	100	%

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Commercial Mortgage Loans Data

(amounts in millions)


	September 30, 2007					June 30, 2007					March 31, 2007					December 31, 2006					September 30, 2006
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
*Geographic Region*
Pacific	$	2,317		26	%	$	2,333		26	%	$	2,303		27	%	$	2,321		28	%	$	2,372		29	%
South Atlantic		2,073		23			1,967		22			1,870		22			1,798		21			1,721		21
Middle Atlantic		1,110		13			1,122		13			1,124		13			1,115		13			1,117		14
East North Central		872		10			860		10			858		10			835		10			829		10
Mountain		790		9			764		9			821		10			815		10			759		9
West South Central		388		4			369		4			344		4			357		4			331		4
West North Central		468		5			551		7			549		7			535		7			531		6
East South Central		316		4			293		3			292		3			280		3			306		4
New England		522		6			553		6			360		4			311		4			224		3

Subtotal		8,856		100	%		8,812		100	%		8,521		100	%		8,367		100	%		8,190		100	%

Allowance for losses		(21	)				(18	)				(17	)				(15	)				(14	)
Unamortized fees and costs		4					4					4					5					6

Total	$	8,839				$	8,798				$	8,508				$	8,357				$	8,182

*Property Type*
Office	$	2,422		27	%	$	2,463		28	%	$	2,364		28	%	$	2,319		28	%	$	2,334		29	%
Industrial		2,322		26			2,315		26			2,258		27			2,211		26			2,184		27
Retail		2,438		28			2,369		27			2,238		26			2,203		26			2,158		26
Apartments		975		11			962		11			972		11			987		12			995		12
Mixed use/other		699		8			703		8			689		8			647		8			519		6

Subtotal		8,856		100	%		8,812		100	%		8,521		100	%		8,367		100	%		8,190		100	%

Allowance for losses		(21	)				(18	)				(17	)				(15	)				(14	)
Unamortized fees and costs		4					4					4					5					6

Total	$	8,839				$	8,798				$	8,508				$	8,357				$	8,182

									.					.					.
*Loan Size*	Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total
Under $5 million	$	3,691		42	%	$	3,684		42	%	$	3,583		42	%	$	3,557		43	%	$	3,545		43	%
$5 million but less than $10 million		2,064		23			2,039		23			1,944		23			1,885		23			1,845		23
$10 million but less than $20 million		1,635		19			1,636		19			1,674		20			1,638		19			1,640		20
$20 million but less than $30 million		485		5			490		5			461		5			507		6			558		7
$30 million and over		981		11			963		11			859		10			781		9			603		7

Subtotal		8,856		100	%		8,812		100	%		8,521		100	%		8,368		100	%		8,191		100	%

Net premium/discount		—					—					—					(1	)				(1	)

Total	$	8,856				$	8,812				$	8,521				$	8,367				$	8,190



*Allowance for Losses on Commercial Mortgage Loans*	September 30, 2007					June 30, 2007					March 31, 2007					December 31, 2006					September 30, 2006
Beginning balance	$	18				$	17				$	15				$	14				$	15
Provisions		3					1					2					1					—
Releases		—					—					—					—					(1	)

Ending balance	$	21				$	18				$	17				$	15				$	14

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturities—taxable⁽¹⁾	$	821		$	792		$	774		$	2,387		$	778		$	724		$	720		$	708		$	2,930
Fixed maturities—non-taxable		26			26			25			77			28			32			31			31			122
Commercial mortgage loans		142			134			130			406			127			125			136			119			507
Equity securities		6			7			7			20			3			6			7			7			23
Other invested assets		37			22			10			69			19			9			12			11			51
Policy loans		36			36			34			106			34			32			32			30			128
Restricted investments held by securitization entities		—			—			—			—			—			—			—			7			7
Cash, cash equivalents and short-term investments		28			32			27			87			35			23			20			17			95

Gross investment income before expenses and fees		1,096			1,049			1,007			3,152			1,024			951			958			930			3,863
Expenses and fees		(22	)		(25	)		(23	)		(70	)		(21	)		(19	)		(18	)		(18	)		(76	)

Net investment income	$	1,074		$	1,024		$	984		$	3,082		$	1,003		$	932		$	940		$	912		$	3,787

Annualized Yields
Fixed maturities—taxable⁽¹⁾		6.1	%		6.0	%		5.9	%		6.0	%		6.1	%		5.8	%		5.8	%		5.7	%		5.8	%
Fixed maturities—non-taxable		4.8	%		4.6	%		4.8	%		4.8	%		4.8	%		4.7	%		4.5	%		4.4	%		4.7	%
Commercial mortgage loans		6.4	%		6.2	%		6.2	%		6.3	%		6.1	%		6.2	%		6.9	%		6.3	%		6.4	%
Equity securities		13.4	%		16.1	%		15.2	%		14.5	%		8.0	%		15.9	%		16.1	%		12.3	%		12.3	%
Other invested assets		15.7	%		10.0	%		5.4	%		10.8	%		12.2	%		6.7	%		10.3	%		10.5	%		9.9	%
Policy loans		9.0	%		9.2	%		9.0	%		9.1	%		9.0	%		8.5	%		9.1	%		8.8	%		8.9	%
Restricted investments held by securitization entities		—			—			—			—			—			—			—			8.2	%		5.1	%
Cash, cash equivalents and short-term investments		3.6	%		5.0	%		4.6	%		4.3	%		5.8	%		4.0	%		3.6	%		3.6	%		4.3	%

Gross investment income before expenses and fees		6.2	%		6.0	%		5.9	%		6.0	%		6.1	%		5.8	%		5.9	%		5.8	%		5.9	%
Expenses and fees		–0.1	%		–0.1	%		–0.1	%		–0.1	%		–0.1	%		–0.1	%		–0.1	%		–0.1	%		–0.1	%

Net investment income		6.1	%		5.9	%		5.8	%		5.9	%		6.0	%		5.7	%		5.8	%		5.7	%		5.8	%

Yields for fixed maturities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other invested assets, are calculated net of the corresponding securities lending liability. All other yields are based on average carrying values.

⁽¹⁾	Includes a $22 million adjustment in the fourth quarter of 2006 reflecting imputed investment income related to reinsurance assumed in our payment protection business previously reflected as risk transfer and adjusted in the fourth quarter of 2006 to reflect deposit accounting.

RECONCILIATIONS OF NON-GAAP MEASURES

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Operating ROE

(amounts in millions)


	Twelve months ended
Twelve Month Rolling Average ROE	September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006
GAAP Basis ROE
Net income for the twelve months ended⁽¹⁾	$	1,415		$	1,380		$	1,318		$	1,328		$	1,262
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income⁽²⁾	$	12,310		$	12,181		$	12,046		$	11,987		$	11,876
GAAP Basis ROE⁽¹⁾ divided by⁽²⁾		11.5	%		11.3	%		10.9	%		11.1	%		10.6	%

Operating ROE
Net operating income for the twelve months ended⁽¹⁾	$	1,414		$	1,343		$	1,320		$	1,317		$	1,253
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income⁽²⁾	$	12,310		$	12,181		$	12,046		$	11,987		$	11,876
Operating ROE⁽¹⁾ divided by⁽²⁾		11.5	%		11.0	%		11.0	%		11.0	%		10.6	%
⁽¹⁾ The twelve months ended information is derived by adding the four quarters of net income and net operating income from page 9 herein. ⁽²⁾ Quarterly average stockholders' equity, excluding accumulated other comprehensive income, is derived by averaging ending stockholders' equity, excluding accumulated other comprehensive income, but including equity related to discontinued operations, for the most recent five quarters.


	Nine months ended			Three months ended
Quarterly Average ROE	September 30, 2007			September 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006
GAAP Basis ROE
Net income for the period ended⁽³⁾	$	1,042		$	339		$	379		$	324		$	373		$	304
Average stockholders’ equity for the period, excluding accumulated other comprehensive income⁽⁴⁾	$	12,352		$	12,518		$	12,307		$	12,185		$	12,158		$	12,060
Annualized GAAP Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		11.2	%		10.8	%		12.3	%		10.6	%		12.3	%		10.1	%

Operating ROE
Net operating income for the period ended⁽³⁾	$	1,059		$	368		$	351		$	340		$	355		$	297
Average stockholders’ equity for the period, excluding accumulated other comprehensive income⁽⁴⁾	$	12,352		$	12,518		$	12,307		$	12,185		$	12,158		$	12,060
Annualized Operating Quarterly Basis ROE⁽³⁾ divided by⁽⁴⁾		11.4	%		11.8	%		11.4	%		11.2	%		11.7	%		9.9	%
⁽³⁾ Net income and net operating income from page 9 herein. ⁽⁴⁾ Quarterly average stockholders’ equity, excluding accumulated other comprehensive income, is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income, but including equity related to discontinued operations, for the most recent four quarters.

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income divided by average ending stockholders’ equity, excluding accumulated other comprehensive income (AOCI) in average ending stockholders’ equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income divided by average ending stockholders’ equity.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Expense Ratio

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals⁽¹⁾	$	540		$	495		$	489		$	1,524		$	446		$	493		$	483		$	436		$	1,858
Total revenues⁽²⁾	$	2,876		$	2,765		$	2,710		$	8,351		$	2,657		$	2,615		$	2,571		$	2,442		$	10,285

Expense ratio⁽¹⁾ divided by⁽²⁾		18.8	%		17.9	%		18.0	%		18.2	%		16.8	%		18.9	%		18.8	%		17.9	%		18.1	%


GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	540		$	495		$	489		$	1,524		$	446		$	493		$	483		$	436		$	1,858
Less managed money		69			65			60			194			53			38			39			37			167
Less payment protection insurance business		218			183			181			582			142			187			182			172			683
Less expenses related to reorganization^(a)		—			—			8			8			—			—			—			—			—

Adjusted acquisition and operating expenses, net of deferrals⁽³⁾	$	253		$	247		$	240		$	740		$	251		$	268		$	262		$	227		$	1,008

Total revenues	$	2,876		$	2,765		$	2,710		$	8,351		$	2,657		$	2,615		$	2,571		$	2,442		$	10,285
Less managed money		88			82			76			246			65			46			47			41			199
Less payment protection insurance business		410			363			357			1,130			273			340			352			319			1,284
Less net investment gains (losses)		(47	)		(51	)		(19	)		(117	)		8			(6	)		(49	)		(22	)		(69	)

Adjusted total revenues⁽⁴⁾	$	2,425		$	2,371		$	2,296		$	7,092		$	2,311		$	2,235		$	2,221		$	2,104		$	8,871

Adjusted expense ratio⁽³⁾ divided by⁽⁴⁾		10.4	%		10.4	%		10.5	%		10.4	%		10.9	%		12.0	%		11.8	%		10.8	%		11.4	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s managed money and payment protection insurance business. The managed money and payment protection insurance business is excluded from this ratio as its expense base is comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

^(a)	Includes severance and other employee related expenses associated with our reorganization announced in the first quarter of 2007.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Core Premiums

(amounts in millions)


	2007												2006
	Q3			Q2			Q1			Total			Q4		Q3		Q2		Q1		Total
Reported premiums	$	1,600		$	1,549		$	1,511		$	4,660		$	1,446	$	1,505	$	1,480	$	1,371	$	5,802
Less payment protection insurance run-off and Travel Insurance premiums		12			9			15			36			6		22		37		25		90
Less retirement income—spread-based premiums		118			151			154			423			146		210		200		180		736
Less impact of changes in foreign exchange rates		42			33			32			107

Core premiums	$	1,428		$	1,356		$	1,310		$	4,094		$	1,294	$	1,273	$	1,243	$	1,166	$	4,976


Reported premium percentage change from prior year		6.3	%		4.7	%		10.2	%		7.0	%
Core premium percentage change from prior year		12.2	%		9.1	%		12.3	%		11.2	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums on run-off and Travel Insurance blocks in our payment protection insurance business, premiums from our retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Core Yield


		2007												2006
	(Assets—amounts in billions)	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
	Reported—Total Invested Assets and Cash	$	73.5		$	72.6		$	71.3		$	73.5		$	71.0		$	68.7		$	65.5		$	66.7		$	71.0
	Subtract:
	Securities lending		2.3			2.2			2.2			2.3			2.3			1.6			0.9			1.6			2.3
	Unrealized gains (losses)		(0.3	)		(0.2	)		1.0			(0.3	)		1.2			0.6			(0.7	)		0.2			1.2
	Derivative counterparty collateral		0.2			0.1			0.3			0.2			0.4			0.4			0.2			0.3			0.4

	Adjusted end-of-period invested assets	$	71.3		$	70.5		$	67.8		$	71.3		$	67.1		$	66.1		$	65.1		$	64.6		$	67.1


(A)	Average Invested Assets used in Reported Yield	$	70.9		$	69.2		$	67.5		$	69.2		$	66.6		$	65.6		$	64.8		$	64.5		$	65.6
	Subtract: limited partnership investments (average balance)		0.3			0.3			0.2			0.3			0.2			0.2			0.1			0.1			0.2

(B)	Average Invested Assets used in Core Yield Calculation		70.6			68.9			67.3			68.9			66.4			65.4			64.7			64.4			65.4
	Subtract: portfolios supporting floating and short-term products		14.2			13.4			12.2			13.2			11.0			10.4			10.0			9.1			10.2

(C)	Average Invested Assets used in Core Yield (excl. Floating & Short-Term) Calculation	$	56.4		$	55.5		$	55.1		$	55.7		$	55.4		$	55.0		$	54.7		$	55.3		$	55.2

	(Income—amounts in millions)

(D)	Reported—Net Investment Income	$	1,074		$	1,024		$	984		$	3,082		$	1,003		$	932		$	940		$	912		$	3,787
	Subtract certain investment items⁽¹⁾		67			46			29			142			54			9			38			27			128

(E)	Core Net Investment Income		1,007			978			955			2,940			949			923			902			885			3,659
	Subtract: investment income from portfolios supporting floating and short-term products		209			196			180			585			165			147			139			120			571

(F)	Core Net Investment Income (excl. Floating and Short-Term)	$	798		$	782		$	775		$	2,355		$	784		$	776		$	763		$	765		$	3,088

(D) / (A)	Reported Yield		6.06	%		5.92	%		5.84	%		5.94	%		6.02	%		5.69	%		5.80	%		5.66	%		5.77	%
(E) / (B)	Core Yield		5.71	%		5.68	%		5.68	%		5.69	%		5.72	%		5.65	%		5.57	%		5.50	%		5.59	%
(F) / (C)	Core Yield (excl. Floating and Short-Term)		5.66	%		5.64	%		5.63	%		5.64	%		5.66	%		5.65	%		5.58	%		5.53	%		5.59	%

Notes:

—Columns may not add due to rounding.

—Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾

Includes bond calls, commercial mortgage loan prepayments, limited partnerships, commercial mortgage loan loss reserves and other items. Among the other items is a $22 million adjustment in the fourth quarter of 2006 reflecting imputed investment income related to reinsurance assumed in our payment protection business previously reflected as risk transfer and adjusted in the fourth quarter of 2006 to reflect deposit accounting. Other items also include a $16 million adjustment in the third quarter of 2007 associated with the reclassification of expense from net investment income to acquisition and operating expenses, net of deferrals. The reclassification is associated with exit fee accruals for the guarantee fund the Canadian government requires us to maintain in the event of insolvency. Prior periods were not restated as the adjustment is immaterial to the current period and all prior periods.

CORPORATE INFORMATION

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, Standard and Poors (S&P), Moody’s and Fitch as follows:


Company	A.M. Best	S&P	Moody’s	Fitch
Genworth Life Insurance Company of New York	A+	AA-	Aa3	AA-

Genworth Life and Annuity Insurance Company	A+	AA-	Aa3	AA-

Genworth Life and Annuity Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated

Genworth Life Insurance Company	A+	AA-	Aa3	AA-

Genworth Life Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated

Continental Life Insurance Company of Brentwood, Tennessee	A	Not rated	Not rated	Not rated

Our principal mortgage insurance subsidiaries are rated by S&P, Moody’s and Fitch as follows:


Company	S&P	Moody’s	Fitch
Genworth Mortgage Insurance Corporation	AA	Aa2	AA

Genworth Financial Mortgage Insurance Pty. Limited	AA	Aa2	AA

Genworth Financial Mortgage Insurance Limited	AA	Aa2	AA

Genworth Residential Mortgage Insurance Corporation of NC	AA	Aa2	AA

Genworth Financial Assurance Corporation	Not rated	Aa2	AA

Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA	Not rated	Not rated

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its “A+” (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The “A+” (Superior) rating is the second-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “S.”

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria, and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 20 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. Within this category, the designation of a plus sign (+) indicates capacity to meet its financial commitments is extremely strong.

GENWORTH FINANCIAL, INC.

3Q 2007 FINANCIAL SUPPLEMENT

Industry Ratings (continued)

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories. Short-term rating “P1” is the highest rating and shows superior ability for repayment of short-term debt obligations.

Fitch states that “AA” (Very Strong) rated insurance companies are viewed as possessing very strong capacity to meet policyholder and contract obligations. Risk factors are modest, and the impact of any adverse business and economic factors is expected to be very small. The “AA” rating category is the second-highest of eight financial strength rating categories, which range from “AAA” to “D.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of Fitch’s 24 ratings categories.

DBRS states that long-term debt rated AA is of superior credit quality, and protection of interest and principal is considered high. In many cases they differ from long-term debt rated AAA only to a small degree. Given the extremely restrictive definition DBRS has for the AAA category, entities rated AA are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

A.M. Best, S&P, Moody’s, Fitch and DBRS review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

On April 4, 2007, A.M. Best upgraded Continental Life Insurance Company from an “A-” to “A.” In addition, the outlook was changed from positive to stable.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers, with a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

alicia.charity@genworth.com

Linnea Olsen, 804-662-2536

linnea.olsen@genworth.com