Exhibit 99.2

Exhibit 99.2

LOGO

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT


Table of Contents		Page
Investor Letter		3
Use of Non-GAAP Measures and Selected Operating Performance Measures		4
Financial Highlights		5

*Second Quarter Results*
Net Income		7
Net Operating Income by Segment		8
Consolidated Net Income by Quarter		9
Net Operating Income by Segment by Quarter		10
Consolidated Balance Sheets		12-13
Consolidated Balance Sheets by Segment		14-15
Deferred Acquisition Costs Rollforward		16

*Quarterly Results by Segment*
Net Operating Income by Segment		18-21
Net Operating Income and Sales—Retirement and Protection		22-34
Net Operating Income and Sales—International		35-43
Net Operating Income and Sales—U.S. Mortgage Insurance		44-50
Net Operating Loss—Corporate and Other		51-52

*Additional Financial Data*
Investments Summary		54
Fixed Maturities Summary		55
Commercial Mortgage Loans Data		56
General Account GAAP Net Investment Income Yields		57
Reconciliations of Non-GAAP Measures		58-62

*Corporate Information*
Industry Ratings		64-65

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Dear Investor,

You will note that this second quarter supplement has some new disclosures in an effort to provide additional transparency into our financial trends. In U.S. Mortgage Insurance, we added additional metrics reflecting growth, loss, and portfolio quality. In Payment Protection, we have added regional sales data, and finally, we added details to our residential mortgage-backed and asset-backed securities investment holdings backed by sub-prime loans on page 55.

In addition, a reminder that the sale of our group life and health insurance business was final as of May 31, 2007.

Once again, thank you for your continued interest in Genworth Financial and please feel free to call one of us with any questions or comments.

Regards,

Alicia Charity

Vice President

Investor Relations

804-662-2248

Linnea Olsen

Director

Investor Relations

804-662-2536

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP⁽¹⁾ financial measure entitled “net operating income.” Our chief operating decision maker evaluates segment performance and allocates resources on the basis of net operating income. We define net operating income (loss) as income (loss) from continuing operations excluding after-tax net investment gains (losses) and other adjustments and infrequent or unusual non-operating items. We exclude net investment gains (losses) and infrequent or unusual non-operating items because we do not consider them to be related to the operating performance of our segments and Corporate and Other activities. A significant component of our net investment gains (losses) are the result of credit-related impairments and credit-related gains and losses, the timing of which can vary significantly depending on market credit cycles. In addition, the size and timing of other investment gains (losses) are often subject to our discretion and are influenced by market opportunities, as well as asset-liability matching considerations. Infrequent or unusual non-operating items are also excluded from net operating income if, in our opinion, they are not indicative of overall operating trends. While some of these items may be significant components of net income in accordance with GAAP, we believe that net operating income, and measures that are derived from or incorporate net operating income, are appropriate measures that are useful to investors because they identify the income attributable to the ongoing operations of the business. However, net operating income should not be viewed as a substitute for GAAP net income. In addition, the company’s definition of net operating income may differ from the definitions used by other companies. The table on page 8 of this report reflects net operating income (loss) as determined in accordance with Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information, and a reconciliation of net operating income (loss) of our segments and Corporate and Other activities to net income for the three and six months ended June 30, 2007 and 2006. This financial supplement includes other non-GAAP measures management believes enhances the understanding and comparability of performance by highlighting underlying business activity and profitability drivers. These additional non-GAAP measures are on pages 58 through 62 of this financial supplement.

Selected Operating Performance Measures

This financial supplement contains selected operating performance measures including “sales,” “assets under management,” “insurance in-force” or “risk in-force” which are commonly used in the insurance and investment industries as measures of operating performance.

Management regularly monitors and reports the sales metrics as a measure of volume of new and renewal business generated in a period. Sales refers to (1) annualized first-year premiums for term life insurance, long-term care insurance and Medicare supplement insurance; (2) new and additional premiums/deposits for universal life insurance, linked-benefits, spread-based and variable products; (3) gross flow and net flows, which represent gross flows less redemptions, for our managed money business; (4) written premiums and deposits, gross of ceded reinsurance and cancellations, and premium equivalents, where we earn a fee for administrative services only business, for payment protection insurance; (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented; and (6) written premiums net of cancellations for our Mexican insurance operations. Sales do not include renewal premiums on policies or contracts written during prior periods.

The company considers annualized first-year premiums, new premiums/deposits, gross and net flows, written premiums, premium equivalents and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period.

Management regularly monitors and reports assets under management for our managed money business, insurance in-force and risk in-force. Assets under management for our managed money business represent third-party assets under management that are not consolidated in our financial statements. Insurance in-force for our life insurance, international mortgage insurance and U.S. mortgage insurance businesses is a measure of the aggregate face value of outstanding insurance policies as of the respective reporting date. Risk in-force for our international mortgage insurance and U.S. mortgage insurance businesses is a measure that recognizes that the loss on any particular mortgage loan will be reduced by the net proceeds received upon sale of the underlying property. The company considers assets under management for our managed money business, insurance in-force and risk in-force to be a measure of the company’s operating performance because they represent a measure of the size of our business at a specific date, rather than a measure of the company’s revenues or profitability during that period.

These operating measures enable the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

(1)	U.S. Generally Accepted Accounting Principles

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	2007						2006
	Q2			Q1			Q4			Q3			Q2			Q1
Total stockholders’ equity, excluding accumulated other comprehensive income	$	12,424		$	12,197		$	12,173		$	12,143		$	11,977		$	11,738
Total accumulated other comprehensive income		550			1,111			1,157			1,166			233			740

Total stockholders’ equity	$	12,974		$	13,308		$	13,330		$	13,309		$	12,210		$	12,478

Book value per common share	$	29.31		$	30.43		$	30.09		$	29.44		$	26.84		$	27.37
Book value per common share, excluding accumulated other comprehensive income	$	28.07		$	27.89		$	27.48		$	26.86		$	26.33		$	25.74
Common shares outstanding as of balance sheet date		442.6			437.4			443.0			452.1			454.9			456.0

	Twelve months ended
Twelve Month Rolling Average ROE	June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006			June 30, 2006
GAAP Basis ROE		11.4	%		10.9	%		11.1	%		10.6	%		10.8	%
Operating ROE		11.0	%		11.0	%		11.0	%		10.6	%		10.7	%
	Three months ended
Quarterly Average ROE	June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006			June 30, 2006
GAAP Basis ROE		12.6	%		10.6	%		12.3	%		10.1	%		10.7	%
Operating ROE		11.4	%		11.2	%		11.7	%		9.9	%		11.1	%
See page 59 herein for a reconciliation of GAAP Basis ROE to Operating ROE.

Basic and Diluted Shares	Three months ended June 30, 2007			Six months ended June 30, 2007
Weighted-average shares used in basic earnings per common share calculations		439.4			440.2
Dilutive securities:
Stock purchase contracts underlying equity units⁽¹⁾		4.3			6.3
Stock options, restricted stock units and stock appreciation rights		5.3			5.5

Weighted-average shares used in diluted earnings per common share calculations		449.0			452.0

⁽¹⁾

In May 2007, we issued 25.5 million shares in connection with the senior notes included in our Equity Units. On May 18, 2007, we entered into an accelerated stock repurchase agreement to purchase 16.5 million shares of our common stock for an initial aggregate purchase price of $600 million. The senior notes included in our Equity Units remained dilutive through these dates.

Second Quarter Results

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Income

(amounts in millions)


	Three months ended June 30,						Six months ended June 30,
	2007			2006			2007			2006
REVENUES:
Premiums	$	1,549		$	1,480		$	3,060		$	2,851
Net investment income		1,024			940			2,008			1,852
Net investment gains (losses)		(51	)		(49	)		(70	)		(71	)
Insurance and investment product fees and other		243			200			477			381

Total revenues		2,765			2,571			5,475			5,013

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,090			978			2,157			1,893
Interest credited		391			378			776			750
Acquisition and operating expenses, net of deferrals		495			483			984			919
Amortization of deferred acquisition costs and intangibles		207			197			420			361
Interest expense		124			88			231			170

Total benefits and expenses		2,307			2,124			4,568			4,093

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		458			447			907			920
Provision for income taxes		137			141			272			292
Effective tax rate		29.9	%		31.5	%		30.0	%		31.7	%

INCOME FROM CONTINUING OPERATIONS		321			306			635			628
Income from discontinued operations, net of taxes		6			11			16			19
Gain on sale of discontinued operations, net of taxes		60			—			60			—

INCOME BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		387			317			711			647
Cumulative effect of accounting change, net of taxes		—			—			—			4

NET INCOME	$	387		$	317		$	711		$	651

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions, except per share amounts)


	Three months ended June 30,						Six months ended June 30,
	2007			2006			2007			2006
Retirement and Protection:
Managed Money	$	11		$	6		$	21		$	8
Retirement Income		43			38			89			87
Institutional		10			13			24			23
Life Insurance		75			77			153			151
Long-Term Care Insurance		41			37			78			80

Total Retirement and Protection		180			171			365			349
International:
International Mortgage Insurance—Canada		59			51			114			97
—Australia		44			35			80			65
—Other		4			4			7			5
Payment Protection Insurance		35			29			64			54

Total International		142			119			265			221
U.S. Mortgage Insurance		66			72			131			144
Corporate and Other		(37	)		(34	)		(70	)		(49	)

NET OPERATING INCOME⁽¹⁾		351			328			691			665
ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes		6			11			16			19
Gain on sale of discontinued operations, net of taxes		60			—			60			—
Net investment gains (losses), net of taxes and other adjustments		(30	)		(22	)		(42	)		(37	)
Expenses related to reorganization, net of taxes		—			—			(14	)		—
Cumulative effect of accounting change, net of taxes		—			—			—			4

NET INCOME	$	387		$	317		$	711		$	651

Earnings Per Share Data:
Earnings per common share
Basic	$	0.88		$	0.70		$	1.61		$	1.41
Diluted	$	0.86		$	0.68		$	1.57		$	1.37
Net operating earnings per common share
Basic	$	0.80		$	0.72		$	1.57		$	1.44
Diluted	$	0.78		$	0.70		$	1.53		$	1.40
Shares outstanding
Basic		439.4			455.8			440.2			461.3
Diluted		449.0			468.3			452.0			473.9

⁽¹⁾

Represents income or loss of our operating segments: Retirement and Protection, International and U.S. Mortgage Insurance, as well as our Corporate and Other activities. The separate financial information of each segment is presented consistently with the manner in which our chief operating decision maker evaluates segment performance and allocates resources in accordance with Statement of Financial Accounting Standards No. 131, Disclosures about Segments of an Enterprise and Related Information. See Use of Non-GAAP measures for additional information.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Consolidated Net Income by Quarter

(amounts in millions, except per share amounts)


	2007									2006
	Q2			Q1			Total			Q4		Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,549		$	1,511		$	3,060		$	1,446	$	1,505		$	1,480		$	1,371		$	5,802
Net investment income		1,024			984			2,008			1,003		932			940			912			3,787
Net investment gains (losses)		(51	)		(19	)		(70	)		8		(6	)		(49	)		(22	)		(69	)
Insurance and investment product fees and other		243			234			477			200		184			200			181			765

Total revenues		2,765			2,710			5,475			2,657		2,615			2,571			2,442			10,285

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,090			1,067			2,157			1,050		1,061			978			915			4,004
Interest credited		391			385			776			388		382			378			372			1,520
Acquisition and operating expenses, net of deferrals		495			489			984			446		493			483			436			1,858
Amortization of deferred acquisition costs and intangibles		207			213			420			165		160			197			164			686
Interest expense		124			107			231			107		87			88			82			364

Total benefits and expenses		2,307			2,261			4,568			2,156		2,183			2,124			1,969			8,432

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		458			449			907			501		432			447			473			1,853
Provision for income taxes		137			135			272			140		138			141			151			570

INCOME FROM CONTINUING OPERATIONS		321			314			635			361		294			306			322			1,283
Income from discontinued operations, net of taxes		6			10			16			12		10			11			8			41
Gain on sale of discontinued operations, net of taxes		60			—			60			—		—			—			—			—

INCOME BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		387			324			711			373		304			317			330			1,324
Cumulative effect of accounting change, net of taxes		—			—			—			—		—			—			4			4

NET INCOME	$	387		$	324		$	711		$	373	$	304		$	317		$	334		$	1,328


Earnings Per Share Data:
Earnings from continuing operations per common share
Basic	$	0.73		$	0.71		$	1.44		$	0.81	$	0.65		$	0.67		$	0.69		$	2.81
Diluted	$	0.72		$	0.69		$	1.41		$	0.78	$	0.63		$	0.66		$	0.67		$	2.73
Earnings per common share
Basic	$	0.88		$	0.74		$	1.61		$	0.83	$	0.67		$	0.70		$	0.72		$	2.91
Diluted	$	0.86		$	0.71		$	1.57		$	0.81	$	0.65		$	0.68		$	0.70		$	2.83
Shares outstanding
Basic		439.4			441.0			440.2			447.4		453.8			455.8			467.0			455.9
Diluted		449.0			455.0			452.0			460.7		467.2			468.3			479.5			469.4

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment by Quarter

(amounts in millions, except per share amounts)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Retirement and Protection:
Managed Money	$	11		$	10		$	21		$	7		$	5		$	6		$	2		$	20
Retirement Income		43			46			89			49			39			38			49			175
Institutional		10			14			24			10			9			13			10			42
Life Insurance		75			78			153			83			79			77			74			313
Long-Term Care Insurance		41			37			78			35			38			37			43			153

Total Retirement and Protection		180			185			365			184			170			171			178			703
International:
International Mortgage Insurance—Canada		59			55			114			57			54			51			46			208
—Australia		44			36			80			46			26			35			30			137
—Other		4			3			7			4			1			4			1			10
Payment Protection Insurance		35			29			64			33			26			29			25			113

Total International		142			123			265			140			107			119			102			468
U.S. Mortgage Insurance		66			65			131			62			53			72			72			259
Corporate and Other		(37	)		(33	)		(70	)		(31	)		(33	)		(34	)		(15	)		(113	)

NET OPERATING INCOME		351			340			691			355			297			328			337			1,317
ADJUSTMENTS TO NET OPERATING INCOME:
Income from discontinued operations, net of taxes		6			10			16			12			10			11			8			41
Gain on sale of discontinued operations, net of taxes		60			—			60			—			—			—			—			—
Net investment gains (losses), net of taxes and other adjustments		(30	)		(12	)		(42	)		6			(3	)		(22	)		(15	)		(34	)
Expenses related to reorganization, net of taxes		—			(14	)		(14	)		—			—			—			—			—
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			4			4

NET INCOME	$	387		$	324		$	711		$	373		$	304		$	317		$	334		$	1,328


Earnings Per Share Data:
Earnings per common share
Basic	$	0.88		$	0.74		$	1.61		$	0.83		$	0.67		$	0.70		$	0.72		$	2.91
Diluted	$	0.86		$	0.71		$	1.57		$	0.81		$	0.65		$	0.68		$	0.70		$	2.83
Net operating earnings per common share
Basic	$	0.80		$	0.77		$	1.57		$	0.79		$	0.65		$	0.72		$	0.72		$	2.89
Diluted	$	0.78		$	0.75		$	1.53		$	0.77		$	0.64		$	0.70		$	0.70		$	2.81
Shares outstanding
Basic		439.4			441.0			440.2			447.4			453.8			455.8			467.0			455.9
Diluted		449.0			455.0			452.0			460.7			467.2			468.3			479.5			469.4

This Page Left Intentionally Blank

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets

(amounts in millions)


	June 30, 2007		March 31, 2007		December 31, 2006		September 30, 2006		June 30, 2006
ASSETS
Investments:
Fixed maturity securities available-for-sale, at fair value	$	55,567	$	55,113	$	54,684	$	53,516	$	51,554
Equity securities available-for-sale, at fair value		201		200		197		192		187
Commercial mortgage loans		8,798		8,508		8,357		8,182		8,072
Policy loans		1,635		1,494		1,489		1,493		1,480
Other invested assets		3,445		3,762		3,846		3,050		1,840

Total investments		69,646		69,077		68,573		66,433		63,133
Cash and cash equivalents		2,956		2,250		2,436		2,296		2,346
Accrued investment income		697		810		742		751		653
Deferred acquisition costs		6,677		6,320		6,183		6,026		5,905
Intangible assets		845		802		831		877		936
Goodwill		1,601		1,604		1,602		1,353		1,351
Reinsurance recoverable		16,658		16,746		16,783		16,907		17,035
Other assets		892		808		864		1,193		760
Separate account assets		11,976		11,216		10,875		10,084		9,625
Assets associated with discontinued operations		—		1,925		1,982		1,927		1,902

Total assets	$	111,948	$	111,558	$	110,871	$	107,847	$	103,646

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheets—(Continued)

(amounts in millions)


	June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006			June 30, 2006
LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	64,062		$	63,477		$	63,299		$	62,777		$	62,802
Liability for policy and contract claims		3,286			3,216			3,114			2,971			2,882
Unearned premiums		5,073			4,422			4,229			4,179			3,955
Other policyholder liabilities		354			375			385			454			423
Other liabilities		5,567			5,702			5,709			5,111			3,596
Non-recourse funding obligations		3,555			2,765			2,765			2,450			2,150
Short-term borrowings		199			250			199			295			295
Long-term borrowings		3,755			3,932			3,921			3,330			3,341
Mandatorily redeemable preferred stock		100			100			100			100			100
Deferred tax liability		1,047			1,384			1,522			1,411			897
Separate account liabilities		11,976			11,216			10,875			10,084			9,625
Liabilities associated with discontinued operations		—			1,411			1,423			1,376			1,370

Total liabilities		98,974			98,250			97,541			94,538			91,436

Stockholders’ equity:
Common stock		1			—			—			—			—
Additional paid-in capital		11,429			10,785			10,759			10,737			10,713

Accumulated other comprehensive income (loss):
Net unrealized investment gains (losses)		(181	)		418			435			437			(312	)
Derivatives qualifying as hedges		159			309			375			377			212
Foreign currency translation and other adjustments		572			384			347			352			333

Total accumulated other comprehensive income (loss)		550			1,111			1,157			1,166			233
Retained earnings		3,492			3,145			2,914			2,581			2,317
Treasury stock, at cost		(2,498	)		(1,733	)		(1,500	)		(1,175	)		(1,053	)

Total stockholders’ equity		12,974			13,308			13,330			13,309			12,210

Total liabilities and stockholders’ equity	$	111,948		$	111,558		$	110,871		$	107,847		$	103,646

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment

(amounts in millions)


	June 30, 2007
	Retirement and Protection			International		U.S. Mortgage Insurance		Corporate and Other			Total
ASSETS
Cash and investments	$	58,194		$	8,756	$	3,173	$	3,176		$	73,299
Deferred acquisition costs and intangible assets		7,880			1,109		91		43			9,123
Reinsurance recoverable		16,567			86		5		—			16,658
Other assets		247			263		101		281			892
Separate account assets		11,976			—		—		—			11,976

Total assets	$	94,864		$	10,214	$	3,370	$	3,500		$	111,948

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	64,025		$	37	$	—	$	—		$	64,062
Liability for policy and contract claims		2,551			462		270		3			3,286
Unearned premiums and other policyholder liabilities		839			4,533		48		7			5,427
Non-recourse funding obligations		3,555			—		—		—			3,555
Deferred tax and other liabilities		2,971			1,224		115		2,304			6,614
Borrowing and capital securities		—			—		—		4,054			4,054
Separate account liabilities		11,976			—		—		—			11,976

Total liabilities		85,917			6,256		433		6,368			98,974

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income		8,978			3,418		2,909		(2,881	)		12,424
Allocated accumulated other comprehensive income (loss)		(31	)		540		28		13			550

Total stockholders’ equity		8,947			3,958		2,937		(2,868	)		12,974

Total liabilities and stockholders’ equity	$	94,864		$	10,214	$	3,370	$	3,500		$	111,948

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Consolidated Balance Sheet by Segment—(Continued)

(amounts in millions)


	March 31, 2007
	Retirement and Protection		International		U.S. Mortgage Insurance		Corporate and Other			Total
ASSETS
Cash and investments	$	57,671	$	7,827	$	3,139	$	3,500		$	72,137
Deferred acquisition costs and intangible assets		7,648		955		86		37			8,726
Reinsurance recoverable		16,660		81		5		—			16,746
Other assets		210		227		97		274			808
Separate account assets		11,216		—		—		—			11,216
Assets associated with discontinued operations		—		—		—		1,925			1,925

Total assets	$	93,405	$	9,090	$	3,327	$	5,736		$	111,558

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	63,440	$	36	$	—	$	1		$	63,477
Liability for policy and contract claims		2,533		428		251		4			3,216
Unearned premiums and other policyholder liabilities		868		3,885		42		2			4,797
Non-recourse funding obligations		2,765		—		—		—			2,765
Deferred tax and other liabilities		3,167		1,106		132		2,681			7,086
Borrowing and capital securities		—		—		—		4,282			4,282
Separate account liabilities		11,216		—		—		—			11,216
Liabilities associated with discontinued operations		—		—		—		1,411			1,411

Total liabilities		83,989		5,455		425		8,381			98,250

Stockholders’ equity:
Allocated equity, excluding accumulated other comprehensive income		8,846		3,207		2,841		(2,697	)		12,197
Allocated accumulated other comprehensive income (loss)		570		428		61		52			1,111

Total stockholders’ equity		9,416		3,635		2,902		(2,645	)		13,308

Total liabilities and stockholders’ equity	$	93,405	$	9,090	$	3,327	$	5,736		$	111,558

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs Rollforward

(amounts in millions)


	Retirement and Protection			International			U.S. Mortgage Insurance			Corporate and Other		Total
Deferred Acquisition Costs Rollforward
Unamortized balance as of March 31, 2007	$	5,440		$	805		$	60		$	—	$	6,305
Costs deferred		216			212			11			—		439
Amortization, net of interest accretion⁽¹⁾		(82	)		(83	)		(8	)		—		(173	)
Impact of foreign currency translation		—			19			—			—		19

Unamortized balance as of June 30, 2007		5,574			953			63			—		6,590
Effect of accumulated net unrealized investment gains (losses)		87			—			—			—		87

Balance as of June 30, 2007	$	5,661		$	953		$	63		$	—	$	6,677

⁽¹⁾	Amortization, net of interest accretion, includes $(4) million of amortization related to net investment gains (losses) for our investment contracts.

Quarterly Results by Segment

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other
Three months ended June 30, 2007	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance - Canada			Mortgage Insurance - Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	151		$	—		$	238		$	498		$	887		$	94		$	72		$	29		$	314		$	509		$	148		$	5		$	1,549
Net investment income		1			315			167			164			213			860			31			31			7			44			113			36			15			1,024
Net investment gains (losses)		—			(22	)		(6	)		(7	)		(10	)		(45	)		—			(2	)		(1	)		(2	)		(5	)		—			(1	)		(51	)
Insurance and investment product fees and other		81			46			—			95			5			227			—			—			—			7			7			10			(1	)		243

Total revenues		82			490			161			490			706			1,929			125			101			35			363			624			194			18			2,765


BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			221			—			202			494			917			16			34			11			51			112			60			1			1,090
Interest credited		—			142			149			62			38			391			—			—			—			—			—			—			—			391
Acquisition and operating expenses, net of deferrals		65			37			2			31			87			222			15			13			18			183			229			34			10			495
Amortization of deferred acquisition costs and intangibles		—			41			1			36			34			112			5			5			1			75			86			8			1			207
Interest expense		—			1			—			50			—			51			—			—			—			10			10			—			63			124

Total benefits and expenses		65			442			152			381			653			1,693			36			52			30			319			437			102			75			2,307

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		17			48			9			109			53			236			89			49			5			44			187			92			(57	)		458
Provision (benefit) for income taxes		6			16			3			39			19			83			30			7			1			10			48			26			(20	)		137

INCOME (LOSS) FROM CONTINUING OPERATIONS		11			32			6			70			34			153			59			42			4			34			139			66			(37	)		321

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			11			4			5			7			27			—			2			—			1			3			—			—			30

NET OPERATING INCOME (LOSS)	$	11		$	43		$	10		$	75		$	41		$	180		$	59		$	44		$	4		$	35		$	142		$	66		$	(37	)	$	351


Effective tax rate (operating income)⁽¹⁾		36.6	%		33.4	%		35.1	%		35.3	%		35.8	%		35.0	%		33.3	%		14.9	%		21.2	%		23.3	%		25.7	%		28.2	%		34.1	%		30.3	%

⁽¹⁾	The operating income effective tax rate for all pages in this financial supplement are calculated using whole dollars. As a result, the percentages shown may differ with the operating income effective tax rate calculated using the rounded numbers in this financial supplement.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment—(Continued)

(amount in million)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other
Three months ended June 30, 2006	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance- Canada			Mortgage Insurance- Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	200		$	—		$	226		$	458		$	884		$	72		$	57		$	22		$	322		$	473		$	116		$	7		$	1,480
Net investment income		1			341			145			146			184			817			26			17			5			23			71			37			15			940
Net investment gains (losses)		—			(42	)		(3	)		(1	)		(1	)		(47	)		—			—			—			—			—			1			(3	)		(49	)
Insurance and investment product fees and other		46			38			—			86			8			178			5			—			—			7			12			8			2			200

Total revenues		47			537			142			457			649			1,832			103			74			27			352			556			162			21			2,571

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			267			—			171			435			873			5			17			4			54			80			24			1			978
Interest credited		—			159			123			60			36			378			—			—			—			—			—			—			—			378
Acquisition and operating expenses, net of deferrals		39			39			2			35			93			208			19			9			16			182			226			34			15			483
Amortization of deferred acquisition costs and intangibles		—			40			—			38			28			106			3			2			1			77			83			7			1			197
Interest expense		—			1			—			34			—			35			—			—			—			—			—			—			53			88

Total benefits and expenses		39			506			125			338			592			1,600			27			28			21			313			389			65			70			2,124

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		8			31			17			119			57			232			76			46			6			39			167			97			(49	)		447
Provision (benefit) for income taxes		2			11			6			43			21			83			25			11			2			10			48			24			(14	)		141

INCOME (LOSS) FROM CONTINUING OPERATIONS		6			20			11			76			36			149			51			35			4			29			119			73			(35	)		306

ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			18			2			1			1			22			—			—			—			—			—			(1	)		1			22

NET OPERATING INCOME (LOSS)	$	6		$	38		$	13		$	77		$	37		$	171		$	51		$	35		$	4		$	29		$	119		$	72		$	(34	)	$	328


Effective tax rate (operating income)		38.0	%		34.4	%		35.4	%		36.6	%		35.8	%		35.8	%		32.3	%		26.0	%		25.5	%		27.2	%		29.1	%		25.2	%		31.1	%		31.9	%

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment—(Continued)

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other
Six Months Ended June 30, 2007	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance - Canada			Mortgage Insurance - Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	305		$	—		$	473		$	983		$	1,761		$	177		$	140		$	51		$	634		$	1,002		$	285		$	12		$	3,060
Net investment income		2			639			333			321			409			1,704			60			53			12			76			201			73			30			2,008
Net investment gains (losses)		—			(31	)		(11	)		(7	)		(15	)		(64	)		—			(2	)		(1	)		(2	)		(5	)		—			(1	)		(70	)
Insurance and investment product fees and other		156			90			—			188			12			446			—			1			—			12			13			17			1			477

Total revenues		158			1,003			322			975			1,389			3,847			237			192			62			720			1,211			375			42			5,475

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			453			—			398			974			1,825			29			65			16			109			219			112			1			2,157
Interest credited		—			287			290			122			77			776			—			—			—			—			—			—			—			776
Acquisition and operating expenses, net of deferrals		125			71			5			62			171			434			28			25			36			364			453			66			31			984
Amortization of deferred acquisition costs and intangibles		—			86			1			68			61			216			9			10			2			152			173			16			15			420
Interest expense		—			2			—			92			—			94			1			—			—			13			14			—			123			231

Total benefits and expenses		125			899			296			742			1,283			3,345			67			100			54			638			859			194			170			4,568

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		33			104			26			233			106			502			170			92			8			82			352			181			(128	)		907
Provision (benefit) for income taxes		12			32			9			85			38			176			56			14			1			19			90			50			(44	)		272

INCOME (LOSS) FROM CONTINUING OPERATIONS		21			72			17			148			68			326			114			78			7			63			262			131			(84	)		635
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			17			7			5			10			39			—			2			—			1			3			—			—			42
Expenses related to reorganization, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			14			14

NET OPERATING INCOME (LOSS)	$	21		$	89		$	24		$	153		$	78		$	365		$	114		$	80		$	7		$	64		$	265		$	131		$	(70	)	$	691


Effective tax rate (operating income)		36.5	%		31.5	%		35.3	%		36.2	%		35.9	%		35.0	%		33.0	%		15.2	%		14.6	%		23.1	%		25.5	%		27.7	%		33.9	%		30.4	%

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income by Segment—(Continued)

(amounts in millions)


	Retirement and Protection																		International															U.S. Mortgage Insurance			Corporate and Other
Six Months Ended June 30, 2006	Managed Money			Retirement Income			Institutional			Life Insurance			Long-Term Care Insurance			Total			Mortgage Insurance - Canada			Mortgage Insurance - Australia			Other Mortgage Insurance			Payment Protection Insurance			Total			U.S. Mortgage Insurance			Corporate and Other			Total
REVENUES:
Premiums	$	—		$	380		$	—		$	447		$	883		$	1,710		$	140		$	108		$	34		$	613		$	895		$	232		$	14		$	2,851
Net investment income		1			674			277			284			358			1,594			51			33			9			45			138			72			48			1,852
Net investment gains (losses)		—			(49	)		(5	)		(1	)		3			(52	)		1			—			—			—			1			1			(21	)		(71	)
Insurance and investment product fees and other		87			74			—			169			13			343			8			—			—			13			21			13			4			381

Total revenues		88			1,079			272			899			1,257			3,595			200			141			43			671			1,055			318			45			5,013

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			508			—			354			831			1,693			16			31			6			102			155			43			2			1,893
Interest credited		—			323			237			120			70			750			—			—			—			—			—			—			—			750
Acquisition and operating expenses, net of deferrals		76			72			4			71			174			397			35			18			27			354			434			67			21			919
Amortization of deferred acquisition costs and intangibles		—			76			—			59			54			189			5			6			2			142			155			15			2			361
Interest expense		—			2			—			59			—			61			—			—			—			—			—			—			109			170

Total benefits and expenses		76			981			241			663			1,129			3,090			56			55			35			598			744			125			134			4,093

INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		12			98			31			236			128			505			144			86			8			73			311			193			(89	)		920
Provision (benefit) for income taxes		4			34			11			86			46			181			47			21			3			19			90			48			(27	)		292

		8			64			20			150			82			324			97			65			5			54			221			145			(62	)		628
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			4			4

INCOME (LOSS) FROM CONTINUING OPERATIONS		8			64			20			150			82			324			97			65			5			54			221			145			(58	)		632
ADJUSTMENT TO INCOME (LOSS) FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			23			3			1			(2	)		25			—			—			—			—			—			(1	)		13			37
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			—			—			—			—			—			—			(4	)		(4	)

NET OPERATING INCOME (LOSS)	$	8		$	87		$	23		$	151		$	80		$	349		$	97		$	65		$	5		$	54		$	221		$	144		$	(49	)	$	665


Effective tax rate (operating income)		37.0	%		34.6	%		35.4	%		36.5	%		35.8	%		35.8	%		32.3	%		26.1	%		25.6	%		26.5	%		29.1	%		25.0	%		29.8	%		32.0	%

Retirement and Protection

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement and Protection

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	887		$	874		$	1,761		$	861		$	923		$	884		$	826		$	3,494
Net investment income		860			844			1,704			840			803			817			777			3,237
Net investment gains (losses)		(45	)		(19	)		(64	)		(6	)		(6	)		(47	)		(5	)		(64	)
Insurance and investment product fees and other		227			219			446			189			166			178			165			698

Total revenues		1,929			1,918			3,847			1,884			1,886			1,832			1,763			7,365

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		917			908			1,825			893			935			873			820			3,521
Interest credited		391			385			776			388			382			378			372			1,520
Acquisition and operating expenses, net of deferrals		222			212			434			207			203			208			189			807
Amortization of deferred acquisition costs and intangibles		112			104			216			103			76			106			83			368
Interest expense		51			43			94			43			36			35			26			140

Total benefits and expenses		1,693			1,652			3,345			1,634			1,632			1,600			1,490			6,356

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		236			266			502			250			254			232			273			1,009
Provision for income taxes		83			93			176			68			87			83			98			336

INCOME FROM CONTINUING OPERATIONS		153			173			326			182			167			149			175			673

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		27			12			39			2			3			22			3			30

NET OPERATING INCOME	$	180		$	185		$	365		$	184		$	170		$	171		$	178		$	703


Effective tax rate (operating income)		35.0	%		35.0	%		35.0	%		26.6	%		34.5	%		35.8	%		35.8	%		33.3	%

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income, Sales and Assets Under Management—Managed Money

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		1			1			2			1			—			1			—			2
Net investment gains (losses)		—			—			—			—			—			—			—			—
Insurance and investment product fees and other		81			75			156			64			46			46			41			197

Total revenues		82			76			158			65			46			47			41			199

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—
Interest credited		—			—			—			—			—			—			—			—
Acquisition and operating expenses, net of deferrals		65			60			125			53			38			39			37			167
Amortization of deferred acquisition costs and intangibles		—			—			—			—			—			—			—			—
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		65			60			125			53			38			39			37			167

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		17			16			33			12			8			8			4			32
Provision for income taxes		6			6			12			5			3			2			2			12

INCOME FROM CONTINUING OPERATIONS		11			10			21			7			5			6			2			20

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—

NET OPERATING INCOME	$	11		$	10		$	21		$	7		$	5		$	6		$	2		$	20


Effective tax rate (operating income)		36.6	%		36.4	%		36.5	%		37.6	%		36.9	%		38.0	%		35.5	%		37.2	%

SALES:
Sales by Distribution Channel:
Independent Producers	$	1,427		$	1,400		$	2,827		$	984		$	373		$	417		$	299		$	2,073
Dedicated Sales Specialists		332			312			644			233			229			226			283			971

Total Sales	$	1,759		$	1,712		$	3,471		$	1,217		$	602		$	643		$	582		$	3,044


ASSETS UNDER MANAGEMENT:
Beginning of period	$	18,806		$	17,293		$	17,293		$	6,766		$	6,143		$	5,824		$	5,180		$	5,180
Gross flows		1,759			1,712			3,471			1,217			602			643			582			3,044
Redemptions		(494	)		(431	)		(925	)		(496	)		(133	)		(165	)		(192	)		(986	)

Net flows		1,265			1,281			2,546			721			469			478			390			2,058
Market performance and product fees		612			232			844			696			154			(159	)		254			945
Acquisitions⁽¹⁾		—			—			—			9,110			—			—			—			9,110

End of period	$	20,683		$	18,806		$	20,683		$	17,293		$	6,766		$	6,143		$	5,824		$	17,293

Managed Money results represent AssetMark Investment Services, Inc., Genworth Financial Asset Management, Inc., Genworth Financial Advisers Corporation, Genworth Financial Trust Company and Capital Brokerage Corporation.

⁽¹⁾	On October 20, 2006, we acquired AssetMark Investment Services, Inc., an investment management and advisory company. Assets under management at acquisition date were $9,110 million.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—Retirement Income

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	151		$	154		$	305		$	146		$	210		$	200		$	180		$	736
Net investment income		315			324			639			330			331			341			333			1,335
Net investment gains (losses)		(22	)		(9	)		(31	)		(7	)		(7	)		(42	)		(7	)		(63	)
Insurance and investment product fees and other		46			44			90			40			39			38			36			153

Total revenues		490			513			1,003			509			573			537			542			2,161

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		221			232			453			223			284			267			241			1,015
Interest credited		142			145			287			153			158			159			164			634
Acquisition and operating expenses, net of deferrals		37			34			71			31			36			39			33			139
Amortization of deferred acquisition costs and intangibles		41			45			86			52			45			40			36			173
Interest expense		1			1			2			1			2			1			1			5

Total benefits and expenses		442			457			899			460			525			506			475			1,966

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		48			56			104			49			48			31			67			195
Provision for income taxes		16			16			32			3			13			11			23			50

INCOME FROM CONTINUING OPERATIONS		32			40			72			46			35			20			44			145
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		11			6			17			3			4			18			5			30

NET OPERATING INCOME	$	43		$	46		$	89		$	49		$	39		$	38		$	49		$	175


Effective tax rate (operating income)		33.4	%		29.6	%		31.5	%		7.8	%		27.6	%		34.4	%		34.8	%		27.3	%

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Retirement Income—Fee-Based

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		5			4			9			5			5			5			4			19
Net investment gains (losses)		1			—			1			1			(1	)		—			—			—
Insurance and investment product fees and other		41			38			79			36			33			31			30			130

Total revenues		47			42			89			42			37			36			34			149

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		(1	)		4			3			3			3			3			1			10
Interest credited		4			4			8			3			3			4			4			14
Acquisition and operating expenses, net of deferrals		12			10			22			6			9			10			6			31
Amortization of deferred acquisition costs and intangibles		7			7			14			6			6			6			5			23
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		22			25			47			18			21			23			16			78

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		25			17			42			24			16			13			18			71
Provision for income taxes		7			2			9			5			1			4			5			15

INCOME FROM CONTINUING OPERATIONS		18			15			33			19			15			9			13			56
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		(1	)		—			(1	)		(1	)		1			—			—			—

NET OPERATING INCOME	$	17		$	15		$	32		$	18		$	16		$	9		$	13		$	56


Effective tax rate (operating income)		28.7	%		10.9	%		21.2	%		20.8	%		7.7	%		27.7	%		29.7	%		21.2	%

SALES:
Sales by Product:
Income Distribution Series⁽¹⁾	$	472		$	409		$	881		$	400		$	327		$	307		$	264		$	1,298
Traditional Variable Annuities		153			134			287			130			111			140			138			519
Variable Life		3			1			4			3			3			1			4			11

Total Sales	$	628		$	544		$	1,172		$	533		$	441		$	448		$	406		$	1,828

Sales by Distribution Channel:
Financial Intermediaries	$	592		$	513		$	1,105		$	498		$	408		$	420		$	375		$	1,701
Independent Producers		13			12			25			10			12			9			9			40
Dedicated Sales Specialists		23			19			42			25			21			19			22			87

Total Sales	$	628		$	544		$	1,172		$	533		$	441		$	448		$	406		$	1,828

⁽¹⁾

The Income Distribution Series products are comprised of our retirement income deferred and immediate variable annuity products, including those variable annuity products with rider options that provide similar income features. These products do not include fixed single premium immediate or deferred annuities, which may also serve income distribution needs.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Fee-Based

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Income Distribution Series⁽¹⁾
Account value, net of reinsurance, beginning of period	$	2,813		$	2,402		$	2,402		$	1,929		$	1,555		$	1,235		$	911		$	911
Deposits		482			421			903			411			334			350			281			1,376
Interest credited and investment performance		132			50			182			105			68			(5	)		59			227
Surrenders, benefits and product charges		(66	)		(60	)		(126	)		(43	)		(28	)		(25	)		(16	)		(112	)

Account value, net of reinsurance, end of period		3,361			2,813			3,361			2,402			1,929			1,555			1,235			2,402

Traditional Variable Annuities
Account value, net of reinsurance, beginning of period		1,905			1,780			1,780			1,585			1,458			1,360			1,182			1,182
Deposits		149			130			279			126			105			147			132			510
Interest credited and investment performance		100			36			136			104			54			(19	)		78			217
Surrenders, benefits and product charges		(56	)		(41	)		(97	)		(35	)		(32	)		(30	)		(32	)		(129	)

Account value, net of reinsurance, end of period		2,098			1,905			2,098			1,780			1,585			1,458			1,360			1,780

Variable Life Insurance
Account value, beginning of the period		396			391			391			371			367			377			363			363
Deposits		7			5			12			7			7			7			9			30
Interest credited and investment performance		19			12			31			23			10			(5	)		18			46
Surrenders, benefits and product charges		(14	)		(12	)		(26	)		(10	)		(13	)		(12	)		(13	)		(48	)

Account value, end of period		408			396			408			391			371			367			377			391

Total Retirement Income—Fee-Based	$	5,867		$	5,114		$	5,867		$	4,573		$	3,885		$	3,380		$	2,972		$	4,573

⁽¹⁾

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Retirement Income—Spread-Based

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	151		$	154		$	305		$	146		$	210		$	200		$	180		$	736
Net investment income		310			320			630			325			326			336			329			1,316
Net investment gains (losses)		(23	)		(9	)		(32	)		(8	)		(6	)		(42	)		(7	)		(63	)
Insurance and investment product fees and other		5			6			11			4			6			7			6			23

Total revenues		443			471			914			467			536			501			508			2,012

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		222			228			450			220			281			264			240			1,005
Interest credited		138			141			279			150			155			155			160			620
Acquisition and operating expenses, net of deferrals		25			24			49			25			27			29			27			108
Amortization of deferred acquisition costs and intangibles		34			38			72			46			39			34			31			150
Interest expense		1			1			2			1			2			1			1			5

Total benefits and expenses		420			432			852			442			504			483			459			1,888

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		23			39			62			25			32			18			49			124
Provision (benefit) for income taxes		9			14			23			(2	)		12			7			18			35

INCOME FROM CONTINUING OPERATIONS		14			25			39			27			20			11			31			89
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		12			6			18			4			3			18			5			30

NET OPERATING INCOME	$	26		$	31		$	57		$	31		$	23		$	29		$	36		$	119


Effective tax rate (operating income)		36.1	%		36.2	%		36.2	%		-1.3	%		37.3	%		36.5	%		36.4	%		29.9	%

SALES:
Sales by Product:
Structured Settlements	$	30		$	47		$	77		$	10		$	37		$	43		$	47		$	137
Single Premium Immediate Annuities		218			200			418			228			250			215			200			893
Fixed Annuities		106			167			273			202			360			261			189			1,012

Total Sales	$	354		$	414		$	768		$	440		$	647		$	519		$	436		$	2,042

Sales by Distribution Channel:
Financial Intermediaries	$	239		$	275		$	514		$	322		$	517		$	409		$	323		$	1,571
Independent Producers		109			131			240			108			112			106			107			433
Dedicated Sales Specialists		6			8			14			10			18			4			6			38

Total Sales	$	354		$	414		$	768		$	440		$	647		$	519		$	436		$	2,042


PREMIUMS BY PRODUCT:
Single Premium Immediate Annuities	$	124		$	111		$	235		$	137		$	178		$	160		$	129		$	604
Structured Settlements		27			43			70			9			32			40			51			132

Total Premiums	$	151		$	154		$	305		$	146		$	210		$	200		$	180		$	736

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income—Spread-Based

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	13,522		$	13,972		$	13,972		$	14,449		$	14,835		$	15,241		$	15,547		$	15,547
Deposits		144			207			351			245			424			326			267			1,262
Interest credited		119			124			243			133			137			139			145			554
Surrenders, benefits and product charges		(899	)		(781	)		(1,680	)		(855	)		(947	)		(871	)		(718	)		(3,391	)

Account value, net of reinsurance, end of period		12,886			13,522			12,886			13,972			14,449			14,835			15,241			13,972

Single Premium Immediate Annuities
Account value, net of reinsurance, beginning of period		6,261			6,174			6,174			6,064			5,888			5,772			5,680			5,680
Premiums and deposits		261			237			498			269			294			290			250			1,103
Interest credited		85			84			169			83			82			78			80			323
Surrenders, benefits and product charges		(240	)		(234	)		(474	)		(242	)		(200	)		(252	)		(238	)		(932	)

Account value, net of reinsurance, end of period		6,367			6,261			6,367			6,174			6,064			5,888			5,772			6,174

Structured Settlements
Account value, net of reinsurance, beginning of period		1,058			1,011			1,011			1,003			966			925			871			871
Premiums and deposits		30			47			77			9			37			45			58			149
Interest credited		15			14			29			14			14			13			12			53
Surrenders, benefits and product charges		(15	)		(14	)		(29	)		(15	)		(14	)		(17	)		(16	)		(62	)

Account value, net of reinsurance, end of period		1,088			1,058			1,088			1,011			1,003			966			925			1,011

Total Retirement Income—Spread-Based, net of reinsurance	$	20,341		$	20,841		$	20,341		$	21,157		$	21,516		$	21,689		$	21,938		$	21,157

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Institutional

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Net investment income		167			166			333			157			144			145			132			578
Net investment gains (losses)		(6	)		(5	)		(11	)		—			(1	)		(3	)		(2	)		(6	)
Insurance and investment product fees and other		—			—			—			—			—			—			—			—

Total revenues		161			161			322			157			143			142			130			572

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—			—			—			—			—			—			—			—
Interest credited		149			141			290			139			128			123			114			504
Acquisition and operating expenses, net of deferrals		2			3			5			2			2			2			2			8
Amortization of deferred acquisition costs and intangibles		1			—			1			—			1			—			—			1
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		152			144			296			141			131			125			116			513

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		9			17			26			16			12			17			14			59
Provision for income taxes		3			6			9			6			4			6			5			21

INCOME FROM CONTINUING OPERATIONS		6			11			17			10			8			11			9			38
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		4			3			7			—			1			2			1			4

NET OPERATING INCOME	$	10		$	14		$	24		$	10		$	9		$	13		$	10		$	42


Effective tax rate (operating income)		35.1	%		35.5	%		35.3	%		35.6	%		35.4	%		35.4	%		35.4	%		35.5	%

SALES:
Sales by Product:
Guaranteed Investment Contracts (GICs)	$	42		$	22		$	64		$	85		$	146		$	29		$	57		$	317
Funding Agreements Backing Notes		650			600			1,250			800			450			300			700			2,250
Funding Agreements		315			—			315			—			—			50			—			50

Total Sales	$	1,007		$	622		$	1,629		$	885		$	596		$	379		$	757		$	2,617

Institutional products are sold through specialized brokers and investment brokers as well as directly to the contractholder.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Assets Under Management—Institutional

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GICs, Funding Agreements and Funding Agreements Backing Notes
Account value, net of reinsurance, beginning of period	$	10,724		$	10,483		$	10,483		$	9,812		$	9,886		$	9,766		$	9,777		$	9,777
Deposits		1,107			722			1,829			971			676			498			980			3,125
Interest credited		147			141			288			139			128			123			114			504
Surrenders and benefits		(460	)		(629	)		(1,089	)		(439	)		(878	)		(501	)		(1,105	)		(2,923	)
Foreign currency translation		(3	)		7			4			—			—			—			—			—

Account value, end of period	$	11,515		$	10,724		$	11,515		$	10,483		$	9,812		$	9,886		$	9,766		$	10,483


By Contract Type:
Guaranteed Investment Contracts	$	1,921		$	2,073					$	2,241		$	2,373		$	2,619		$	2,849
Funding agreements backing notes		6,578			5,953						5,544			4,741			4,569			4,270
Funding agreements		3,016			2,698						2,698			2,698			2,698			2,647

	$	11,515		$	10,724					$	10,483		$	9,812		$	9,886		$	9,766

Funding Agreements By Liquidity Provisions:
90 day	$	375		$	425					$	425		$	425		$	425		$	425
180 day		500			450						450			450			450			450
No put		1,285			1,235						1,235			1,235			1,485			1,485
Rolling maturity⁽¹⁾		840			575						575			575			325			275
Accrued interest		16			13						13			13			13			12

Total funding agreements	$	3,016		$	2,698					$	2,698		$	2,698		$	2,698		$	2,647

⁽¹⁾	Includes products having a 12 and 13 month rolling maturity.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Life Insurance

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	238		$	235		$	473		$	225		$	228		$	226		$	221		$	900
Net investment income		164			157			321			156			146			146			138			586
Net investment gains (losses)		(7	)		—			(7	)		—			(3	)		(1	)		—			(4	)
Insurance and investment product fees and other		95			93			188			82			74			86			83			325

Total revenues		490			485			975			463			445			457			442			1,807

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		202			196			398			178			183			171			183			715
Interest credited		62			60			122			59			59			60			60			238
Acquisition and operating expenses, net of deferrals		31			31			62			32			39			35			36			142
Amortization of deferred acquisition costs and intangibles		36			32			68			33			7			38			21			99
Interest expense		50			42			92			42			34			34			25			135

Total benefits and expenses		381			361			742			344			322			338			325			1,329

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		109			124			233			119			123			119			117			478
Provision for income taxes		39			46			85			36			45			43			43			167

INCOME FROM CONTINUING OPERATIONS		70			78			148			83			78			76			74			311
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		5			—			5			—			1			1			—			2

NET OPERATING INCOME	$	75		$	78		$	153		$	83		$	79		$	77		$	74		$	313


Effective tax rate (operating income)		35.3	%		37.1	%		36.2	%		29.7	%		36.6	%		36.6	%		36.5	%		34.9	%

SALES:
Sales by Product:
Term Life	$	29		$	29		$	58		$	33		$	36		$	37		$	34		$	140
Universal Life:
Annualized first-year deposits		15			11			26			13			9			10			9			41
Excess deposits⁽¹⁾		41			48			89			33			24			22			19			98

Total Universal Life		56			59			115			46			33			32			28			139

Total Sales	$	85		$	88		$	173		$	79		$	69		$	69		$	62		$	279

Sales by Distribution Channel:
Financial Intermediaries	$	2		$	1		$	3		$	1		$	1		$	1		$	1		$	4
Independent Producers		83			87			170			78			68			68			61			275

Total Sales	$	85		$	88		$	173		$	79		$	69		$	69		$	62		$	279

⁽¹⁾	Excess deposits reported in the fourth quarter of 2006 include $8 million of sales from the second and third quarters of 2006 not previously recognized.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Life Insurance In-force

(amounts in millions)


	2007				2006
	Q2		Q1		Q4		Q3		Q2		Q1
Term life insurance
Life insurance in-force, net of reinsurance	$	449,654	$	439,380	$	429,803	$	422,163	$	409,103	$	393,812
Life insurance in-force before reinsurance	$	610,071	$	602,725	$	595,045	$	583,780	$	571,014	$	554,472

Universal and whole life insurance
Life insurance in-force, net of reinsurance	$	41,303	$	40,912	$	40,669	$	41,595	$	40,850	$	40,890
Life insurance in-force before reinsurance	$	50,290	$	49,834	$	49,572	$	49,337	$	49,207	$	49,335

Total life insurance
Life insurance in-force, net of reinsurance	$	490,957	$	480,292	$	470,472	$	463,758	$	449,953	$	434,702
Life insurance in-force before reinsurance	$	660,361	$	652,559	$	644,617	$	633,117	$	620,221	$	603,807

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Long-Term Care Insurance

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	498		$	485		$	983		$	490		$	485		$	458		$	425		$	1,858
Net investment income		213			196			409			196			182			184			174			736
Net investment gains (losses)		(10	)		(5	)		(15	)		1			5			(1	)		4			9
Insurance and investment product fees and other		5			7			12			3			7			8			5			23

Total revenues		706			683			1,389			690			679			649			608			2,626

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		494			480			974			492			468			435			396			1,791
Interest credited		38			39			77			37			37			36			34			144
Acquisition and operating expenses, net of deferrals		87			84			171			89			88			93			81			351
Amortization of deferred acquisition costs and intangibles		34			27			61			18			23			28			26			95
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		653			630			1,283			636			616			592			537			2,381

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		53			53			106			54			63			57			71			245
Provision for income taxes		19			19			38			18			22			21			25			86

INCOME FROM CONTINUING OPERATIONS		34			34			68			36			41			36			46			159

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		7			3			10			(1	)		(3	)		1			(3	)		(6	)

NET OPERATING INCOME	$	41		$	37		$	78		$	35		$	38		$	37		$	43		$	153


Effective tax rate (operating income)		35.8	%		35.9	%		35.9	%		32.8	%		35.8	%		35.8	%		35.8	%		35.1	%

SALES:
Sales by Distribution Channel:
Financial Intermediaries	$	7		$	7		$	14		$	7		$	6		$	5		$	6		$	24
Independent Producers		23			24			47			24			27			22			21			94
Dedicated Sales Specialist		11			10			21			11			11			14			14			50

Total Individual Long-Term Care		41			41			82			42			44			41			41			168

Group Long-Term Care		1			—			1			—			—			1			—			1
Medicare Supplement and Other A&H		7			7			14			7			7			9			7			30
Linked-Benefits		5			4			9			3			—			—			—			3

Total Sales	$	54		$	52		$	106		$	52		$	51		$	51		$	48		$	202


LOSS RATIOS:
Total Long-Term Care
Earned Premium	$	430		$	419		$	849		$	423		$	418		$	407		$	399		$	1,647
Loss Ratio⁽¹⁾		67.8	%		65.4	%		66.6	%		71.5	%		65.6	%		64.4	%		59.6	%		65.4	%
Gross Benefits Ratio⁽²⁾		103.9	%		101.0	%		102.5	%		106.3	%		99.1	%		98.0	%		92.7	%		99.1	%
Medicare Supplement and A&H⁽³⁾
Earned Premium	$	69		$	67		$	136		$	69		$	69		$	53		$	26		$	217
Loss Ratio⁽¹⁾		68.4	%		80.7	%		74.5	%		60.7	%		76.5	%		67.6	%		94.6	%		71.4	%

⁽¹⁾	We calculate the loss ratio for our Long-Term Care Insurance product by dividing benefits and other changes in policy reserves less tabular interest on reserves less loss adjustment expenses by net earned premiums.

⁽²⁾	We calculate the gross benefits ratio by dividing the benefits and other changes in policy reserves by net earned premium.

⁽³⁾	The Medicare Supplement and A&H earned premium and loss ratio does not include the linked-benefits product.

International

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income—International

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	509		$	493		$	1,002		$	446		$	454		$	473		$	422		$	1,795
Net investment income		113			88			201			101			75			71			67			314
Net investment gains (losses)		(5	)		—			(5	)		1			(1	)		—			1			1
Insurance and investment product fees and other		7			6			13			3			10			12			9			34

Total revenues		624			587			1,211			551			538			556			499			2,144

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		112			107			219			103			81			80			75			339
Acquisition and operating expenses, net of deferrals		229			224			453			188			228			226			208			850
Amortization of deferred acquisition costs and intangibles		86			87			173			55			73			83			72			283
Interest expense		10			4			14			6			—			—			—			6

Total benefits and expenses		437			422			859			352			382			389			355			1,478

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		187			165			352			199			156			167			144			666
Provision for income taxes		48			42			90			58			49			48			42			197

INCOME FROM CONTINUING OPERATIONS		139			123			262			141			107			119			102			469
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		3			—			3			(1	)		—			—			—			(1	)

NET OPERATING INCOME⁽¹⁾	$	142		$	123		$	265		$	140		$	107		$	119		$	102		$	468


Effective tax rate (operating income)		25.7	%		25.3	%		25.5	%		29.1	%		30.9	%		29.1	%		29.0	%		29.5	%

⁽¹⁾	Net operating income adjusted for foreign exchange for our International segment was $132 million and $251 million for the three and six months ended June 30, 2007, respectively.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Canada

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4⁽³⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	94		$	83		$	177		$	88		$	78		$	72		$	68		$	306
Net investment income		31			29			60			30			27			26			25			108
Net investment gains (losses)		—			—			—			2			—			—			1			3
Insurance and investment product fees and other		—			—			—			—			3			5			3			11

Total revenues		125			112			237			120			108			103			97			428

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		16			13			29			14			11			5			11			41
Acquisition and operating expenses, net of deferrals		15			13			28			15			16			19			16			66
Amortization of deferred acquisition costs and intangibles		5			4			9			3			3			3			2			11
Interest expense		—			1			1			—			—			—			—			—

Total benefits and expenses		36			31			67			32			30			27			29			118


INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		89			81			170			88			78			76			68			310
Provision for income taxes		30			26			56			30			24			25			22			101

INCOME FROM CONTINUING OPERATIONS		59			55			114			58			54			51			46			209
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			(1	)		—			—			—			(1	)

NET OPERATING INCOME⁽¹⁾	$	59		$	55		$	114		$	57		$	54		$	51		$	46		$	208


Effective tax rate (operating income)		33.3	%		32.6	%		33.0	%		34.4	%		30.4	%		32.3	%		32.3	%		32.4	%

SALES:
New Insurance Written (NIW):
Flow	$	9,600		$	6,000		$	15,600		$	6,500		$	8,100		$	6,000		$	4,000		$	24,600
Bulk		11,900			400			12,300			300			2,700			200			—			3,200

Total International Mortgage Insurance Canada NIW⁽²⁾	$	21,500		$	6,400		$	27,900		$	6,800		$	10,800		$	6,200		$	4,000		$	27,800

⁽¹⁾	Net operating income for our Canada platform adjusted for foreign exchange was $57 million and $113 million for the three and six months ended June 30, 2007, respectively.

⁽²⁾	New insurance written for our Canada platform adjusted for foreign exchange was $20,800 and $27,300 for the three and six months ended June 30, 2007, respectively.

⁽³⁾

Included in the results for the fourth quarter of 2006 are adjustments related to the premium recognition curve and loss factor update. These adjustments favorably impacted net operating income by $5 million in the fourth quarter of 2006. For further details, see our fourth quarter 2006 financial supplement on our website at www.genworth.com.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—International Mortgage Insurance—Australia

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4⁽³⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	72		$	68		$	140		$	110		$	48		$	57		$	51		$	266
Net investment income		31			22			53			22			20			17			16			75
Net investment gains (losses)		(2	)		—			(2	)		(1	)		(1	)		—			—			(2	)
Insurance and investment product fees and other		—			1			1			—			—			—			—			—

Total revenues		101			91			192			131			67			74			67			339

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		34			31			65			52			18			17			14			101
Acquisition and operating expenses, net of deferrals		13			12			25			11			8			9			9			37
Amortization of deferred acquisition costs and intangibles		5			5			10			5			4			2			4			15
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		52			48			100			68			30			28			27			153

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		49			43			92			63			37			46			40			186
Provision for income taxes		7			7			14			17			11			11			10			49

INCOME FROM CONTINUING OPERATIONS		42			36			78			46			26			35			30			137
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		2			—			2			—			—			—			—			—

NET OPERATING INCOME⁽¹⁾	$	44		$	36		$	80		$	46		$	26		$	35		$	30		$	137


Effective tax rate (operating income)		14.9	%		15.5	%		15.2	%		26.8	%		27.0	%		26.0	%		26.1	%		26.5	%

SALES:
New Insurance Written (NIW):
Flow	$	11,600		$	10,800		$	22,400		$	9,800		$	10,700		$	9,400		$	11,900		$	41,800
Bulk		5,900			2,300			8,200			800			1,800			200			500			3,300

Total International Mortgage Insurance Australia NIW⁽²⁾	$	17,500		$	13,100		$	30,600		$	10,600		$	12,500		$	9,600		$	12,400		$	45,100

⁽¹⁾	Net operating income for our Australia platform adjusted for foreign exchange was $39 million and $73 million for the three and six months ended June 30, 2007, respectively.

⁽²⁾	New insurance written for our Australia platform adjusted for foreign exchange was $15,700 and $28,100 for the three and six months ended June 30, 2007, respectively.

⁽³⁾

Included in the results for the fourth quarter of 2006 are adjustments related to the premium recognition curve and loss factor update. These adjustments favorably impacted net operating income by $10 million in the fourth quarter of 2006. For further details, see our fourth quarter 2006 financial supplement on our website at www.genworth.com.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Other International Mortgage Insurance

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	29		$	22		$	51		$	22		$	18		$	22		$	12		$	74
Net investment income		7			5			12			4			5			5			4			18
Net investment gains (losses)		(1	)		—			(1	)		—			—			—			—			—
Insurance and investment product fees and other		—			—			—			1			—			—			—			1

Total revenues		35			27			62			27			23			27			16			93

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		11			5			16			1			3			4			2			10
Acquisition and operating expenses, net of deferrals		18			18			36			20			17			16			11			64
Amortization of deferred acquisition costs and intangibles		1			1			2			2			1			1			1			5
Interest expense		—			—			—			—			—			—			—			—

Total benefits and expenses		30			24			54			23			21			21			14			79

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		5			3			8			4			2			6			2			14
Provision for income taxes		1			—			1			—			1			2			1			4

INCOME FROM CONTINUING OPERATIONS		4			3			7			4			1			4			1			10
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			—			—			—			—			—

NET OPERATING INCOME⁽¹⁾	$	4		$	3		$	7		$	4		$	1		$	4		$	1		$	10


Effective tax rate (operating income)		21.2	%		-1.6	%		14.6	%		15.5	%		-10.7	%		25.5	%		25.8	%		29.2	%
SALES:
New Insurance Written (NIW):
Flow	$	5,100		$	4,900		$	10,000		$	5,400		$	4,600		$	4,600		$	3,800		$	18,400
Bulk		400			3,800			4,200			2,800			800			1,300			200			5,100

Total Other International NIW⁽²⁾	$	5,500		$	8,700		$	14,200		$	8,200		$	5,400		$	5,900		$	4,000		$	23,500

⁽¹⁾	Net operating income for our Other International platform adjusted for foreign exchange was $4 million and $6 million for the three and six months ended June 30, 2007, respectively.

⁽²⁾	New insurance written for our Other International platform adjusted for foreign exchange was $5,000 and $13,300 for the three and six months ended June 30, 2007, respectively.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—International Mortgage Insurance

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written
Canada	$	262		$	137		$	399		$	145		$	178		$	123		$	79		$	525
Australia		108			102			210			75			91			74			93			333
Other International		58			83			141			62			42			47			32			183

Total International Net Premiums Written	$	428		$	322		$	750		$	282		$	311		$	244		$	204		$	1,041

Loss Ratio⁽¹⁾
Canada		17	%		16	%		16	%		16	%		14	%		7	%		16	%		13	%
Australia		47	%		46	%		46	%		47	%		37	%		30	%		29	%		38	%
Other International		37	%		24	%		32	%		6	%		18	%		15	%		14	%		13	%
Total International Loss Ratio		31	%		29	%		30	%		30	%		22	%		17	%		21	%		24	%

Expense Ratio⁽²⁾
Canada		7	%		12	%		9	%		13	%		11	%		18	%		23	%		15	%
Australia		17	%		17	%		17	%		22	%		13	%		15	%		14	%		16	%
Other International		34	%		23	%		28	%		34	%		43	%		34	%		41	%		37	%
Total International Expense Ratio		13	%		16	%		15	%		20	%		16	%		20	%		21	%		19	%

Primary Insurance In-force
Canada	$	150,000		$	119,700					$	113,200		$	112,200		$	101,900		$	92,800
Australia		205,100			185,200						174,100			167,300			133,100			133,600
Other International		59,800			56,000						44,700			40,100			36,600			30,400

Total International Primary Insurance In-force	$	414,900		$	360,900					$	332,000		$	319,600		$	271,600		$	256,800

Total Risk In-force⁽³⁾
Canada	$	52,500		$	41,900					$	39,600		$	39,300		$	35,700		$	32,500
Australia		71,800			64,800						61,000			58,500			46,600			46,700
Other International		7,300			6,900						5,700			4,900			4,300			3,600

Total International Risk In-force	$	131,600		$	113,600					$	106,300		$	102,700		$	86,600		$	82,800

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned.

⁽²⁾	The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

⁽³⁾

Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in-force, we have computed an "Effective Risk In-force" amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in-force has been calculated by applying to insurance in-force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. This factor was 35% for all periods presented.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Loans in Default and Claims—International Mortgage Insurance


Primary Insurance	June 30, 2007		March 31, 2007
Insured loans in-force	2,667,550		2,480,651
Loans in default	12,164		9,895
Percentage of loans in default (default rate)	0.5	%	0.4	%

Flow loans in-force	2,225,909		2,159,395
Flow loans in default	11,724		9,455
Percentage of flow loans in default (default rate)	0.5	%	0.4	%

Bulk loans in-force	441,641		321,256
Bulk loans in default	440		440
Percentage of bulk loans in default (default rate)	0.1	%	0.1	%

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Payment Protection Insurance

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	314		$	320		$	634		$	226		$	310		$	322		$	291		$	1,149
Net investment income		44			32			76			45			23			23			22			113
Net investment gains (losses)		(2	)		—			(2	)		—			—			—			—			—
Insurance and investment product fees and other		7			5			12			2			7			7			6			22

Total revenues		363			357			720			273			340			352			319			1,284

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		51			58			109			36			49			54			48			187
Acquisition and operating expenses, net of deferrals		183			181			364			142			187			182			172			683
Amortization of deferred acquisition costs and intangibles		75			77			152			45			65			77			65			252
Interest expense		10			3			13			6			—			—			—			6

Total benefits and expenses		319			319			638			229			301			313			285			1,128

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		44			38			82			44			39			39			34			156
Provision for income taxes		10			9			19			11			13			10			9			43

INCOME FROM CONTINUING OPERATIONS		34			29			63			33			26			29			25			113

ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			—			1			—			—			—			—			—

NET OPERATING INCOME⁽²⁾	$	35		$	29		$	64		$	33		$	26		$	29		$	25		$	113


Effective tax rate (operating income)		23.3	%		22.8	%		23.1	%		23.8	%		32.9	%		27.2	%		25.7	%		27.4	%

SALES:
Payment Protection:
Traditional indemnity premiums	$	584		$	364		$	948		$	203		$	424		$	454		$	389		$	1,470
Premium equivalents for administrative services only business		40			50			90			51			31			14			30			126
Reinsurance premiums assumed accounted for under the deposit method		244			172			416			437			97			32			—			566

Total Payment Protection⁽³⁾		868			586			1,454			691			552			500			419			2,162
Mexico operations		18			19			37			18			18			15			16			67

Total Sales	$	886		$	605		$	1,491		$	709		$	570		$	515		$	435		$	2,229

SALES BY REGION:
Payment Protection
Established European Regions
Western region	$	175		$	198		$	373		$	172		$	163		$	172		$	146		$	653
Central region		146			122			268			120			124			113			114			471
Southern region		145			112			257			112			95			111			96			414
Nordic region		77			68			145			63			70			70			63			266
New Markets		43			34			77			21			3			2			—			26
Structured Deals⁽⁴⁾		282			52			334			203			97			32			—			332

Total Payment Protection		868			586			1,454			691			552			500			419			2,162
Mexico Operations		18			19			37			18			18			15			16			67

Total Sales	$	886		$	605		$	1,491		$	709		$	570		$	515		$	435		$	2,229


PREMIUMS:
Continuing business	$	305		$	305		$	610		$	220		$	288		$	285		$	266		$	1,059
Travel and runoff block		9			15			24			6			22			37			25			90

Total Premiums	$	314		$	320		$	634		$	226		$	310		$	322		$	291		$	1,149

⁽¹⁾

During the fourth quarter of 2006, approximately $73 million of premiums related to certain reinsurance assumed business were reclassified from reinsurance accounting to the deposit method of accounting. This change in accounting also resulted in reclassifications in the investment income, benefits and other changes in policyholder reserves and interest expense captions on the income statement, but had no impact on income or net operating income in the fourth quarter of 2006. The fourth quarter 2006 reclassification to the deposit method of accounting presented above was a cumulative catch-up for the previous three quarters of 2006. To better facilitate the analysis of PPI’s sales, revenue and expense trends, page 43 presents all 2006 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on income from continuing operations or net operating income for all periods presented.

⁽²⁾	Net operating income adjusted for foreign exchange for our payment protection insurance business was $32 million and $59 million for the three and six months ended June 30, 2007, respectively.

⁽³⁾	Sales adjusted for foreign exchange for our payment protection insurance business was $803 million and $1,342 million for the three and six months ended June 30, 2007, respectively.

⁽⁴⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—Payment Protection Insurance (Supplemental Analysis—2006 Adjusted for Change in Accounting)

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	314		$	320		$	634		$	277		$	287		$	306		$	279		$	1,149
Net investment income		44			32			76			29			31			28			25			113
Net investment gains (losses)		(2	)		—			(2	)		—			—			—			—			—
Insurance and investment product fees and other		7			5			12			8			3			5			6			22

Total revenues		363			357			720			314			321			339			310			1,284

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		51			58			109			54			41			48			44			187
Acquisition and operating expenses, net of deferrals		183			181			364			151			183			179			170			683
Amortization of deferred acquisition costs and intangibles		75			77			152			64			56			72			60			252
Interest expense		10			3			13			1			2			1			2			6

Total benefits and expenses		319			319			638			270			282			300			276			1,128

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		44			38			82			44			39			39			34			156
Provision for income taxes		10			9			19			11			13			10			9			43

INCOME FROM CONTINUING OPERATIONS		34			29			63			33			26			29			25			113
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		1			—			1			—			—			—			—			—

NET OPERATING INCOME	$	35		$	29		$	64		$	33		$	26		$	29		$	25		$	113


Effective tax rate (operating income)		23.3	%		22.8	%		23.1	%		23.8	%		32.9	%		27.2	%		25.7	%		27.4	%

SALES:
Payment Protection:
Traditional indemnity premiums	$	584		$	364		$	948		$	476		$	307		$	369		$	318		$	1,470
Premium equivalents for administrative services only business		40			50			90			51			31			14			30			126
Reinsurance premiums assumed accounted for under the deposit method		244			172			416			164			214			117			71			566

Total Payment Protection		868			586			1,454			691			552			500			419			2,162
Mexico operations		18			19			37			18			18			15			16			67

Total Sales	$	886		$	605		$	1,491		$	709		$	570		$	515		$	435		$	2,229

SALES BY REGION:
Payment Protection
Established European Regions
Western region	$	175		$	198		$	373		$	172		$	163		$	172		$	146		$	653
Central region		146			122			268			120			124			113			114			471
Southern region		145			112			257			112			95			111			96			414
Nordic region		77			68			145			63			70			70			63			266
New Markets		43			34			77			21			3			2			—			26
Structured Deals⁽¹⁾		282			52			334			203			97			32			—			332

Total Payment Protection		868			586			1,454			691			552			500			419			2,162
Mexico Operations		18			19			37			18			18			15			16			67

Total Sales	$	886		$	605		$	1,491		$	709		$	570		$	515		$	435		$	2,229

PREMIUMS:
Continuing business	$	305		$	305		$	610		$	271		$	265		$	269		$	254		$	1,059
Travel and runoff block		9			15			24			6			22			37			25			90

Total Premiums	$	314		$	320		$	634		$	277		$	287		$	306		$	279		$	1,149

Supplemental Analysis for Change in Accounting:

To better facilitate the analysis of PPI’s sales, revenue and expense trends, the above represents all 2006 quarterly income statements and sales data on a basis consistent with these reinsurance assumed arrangements being accounted for under the deposit method of accounting. This change in accounting had no impact on income from continuing operations or net operating income for all periods presented.

⁽¹⁾	Structured deals represent in-force blocks of business acquired through reinsurance arrangements.

U.S. Mortgage Insurance

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Income and Sales—U.S. Mortgage Insurance

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4⁽¹⁾			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	148		$	137		$	285		$	136		$	118		$	116		$	116		$	486
Net investment income		36			37			73			34			34			37			35			140
Net investment gains (losses)		—			—			—			4			1			1			—			6
Insurance and investment product fees and other		10			7			17			6			7			8			5			26

Total revenues		194			181			375			180			160			162			156			658

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		60			52			112			54			44			24			19			141
Acquisition and operating expenses, net of deferrals		34			32			66			32			37			34			33			136
Amortization of deferred acquisition costs and intangibles		8			8			16			6			9			7			8			30

Total benefits and expenses		102			92			194			92			90			65			60			307

INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		92			89			181			88			70			97			96			351
Provision for income taxes		26			24			50			24			17			24			24			89

INCOME FROM CONTINUING OPERATIONS		66			65			131			64			53			73			72			262
ADJUSTMENT TO INCOME FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			(2	)		—			(1	)		—			(3	)

NET OPERATING INCOME	$	66		$	65		$	131		$	62		$	53		$	72		$	72		$	259

Effective tax rate (operating income)		28.2	%		27.1	%		27.7	%		26.3	%		24.0	%		25.2	%		24.9	%		25.1	%

SALES:
New Insurance Written (NIW):
Flow	$	10,800		$	6,900		$	17,700		$	7,300		$	6,900		$	6,700		$	5,500		$	26,400
Bulk		11,100			6,100			17,200			8,100			1,200			1,400			1,300			12,000
Pool		200			100			300			200			100			100			—			400

Total U.S. Mortgage NIW	$	22,100		$	13,100		$	35,200		$	15,600		$	8,200		$	8,200		$	6,800		$	38,800

⁽¹⁾

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Growth Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Net Premiums Written	$	152		$	140		$	292		$	138		$	121		$	119		$	115		$	493

New Risk Written
Flow	$	2,658		$	1,695		$	4,353		$	1,776		$	1,773		$	1,697		$	1,404		$	6,650
Bulk		380			198			578			257			40			41			102			440

Total Primary		3,038			1,893			4,931			2,033			1,813			1,738			1,506			7,090
Pool		7			3			10			9			3			2			2			16

Total New Risk Written	$	3,045		$	1,896		$	4,941		$	2,042		$	1,816		$	1,740		$	1,508		$	7,106

Primary Insurance In-force	$	135,500		$	120,500					$	113,400		$	104,000		$	102,000		$	100,500

Risk In-force
Flow	$	24,442		$	23,013					$	22,484		$	21,962		$	21,555		$	21,328
Bulk		1,354			978						783			534			498			460

Total Primary		25,796			23,991						23,267			22,496			22,053			21,788
Pool		428			436						452			468			494			516

Total Risk In-force	$	26,224		$	24,427					$	23,719		$	22,964		$	22,547		$	22,304



Loss Metrics—U.S. Mortgage Insurance

	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Paid Claims
Flow	$	40.3		$	37.5		$	77.8		$	35.5		$	35.6		$	31.7		$	30.1		$	132.9
Bulk		0.3			0.3			0.6			0.5			0.5			0.5			0.5			2.0

Total Primary		40.6			37.8			78.4			36.0			36.1			32.2			30.6			134.9
Pool		—			0.1			0.1			0.2			—			0.5			0.1			0.8

Total Paid Claims	$	40.6		$	37.9		$	78.5		$	36.2		$	36.1		$	32.7		$	30.7		$	135.7

Average Paid Claim (in thousands)	$	32.5		$	32.2					$	29.8		$	29.4		$	26.1		$	26.2

Number of Primary Delinquencies
Flow		22,970			21,804						22,966			22,001			21,021			22,070
Bulk		2,086			1,566						1,330			1,082			1,048			1,057

Average Reserve Per Delinquency (in thousands)
Flow	$	11.4		$	11.3					$	10.1		$	9.8		$	9.8		$	9.7
Bulk		3.1			2.1						3.0			3.3			3.4			3.6

Beginning Reserves	$	251		$	237		$	237		$	220		$	212		$	220		$	232		$	232
Change in Reserves		19			14			33			17			8			(8	)		(12	)		5

Ending Reserves	$	270		$	251		$	270		$	237		$	220		$	212		$	220		$	237

Loss Ratio⁽¹⁾		41	%		38	%		39	%		40	%		37	%		21	%		16	%		29	%

Other Metrics—U.S. Mortgage Insurance

	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
Expense Ratio⁽²⁾		27	%		29	%		28	%		28	%		37	%		35	%		36	%		34	%
Flow Persistency		78	%		78	%					76	%		74	%		71	%		72	%
Gross written premiums ceded to captives/total direct written premiums		22	%		22	%					23	%		23	%		24	%		24	%
Risk to Capital Ratio⁽³⁾		8.8:1			8.8:1						8.6:1			7.9:1			8.0:1			8.1:1

The loss and expense ratios included above are calculated using whole dollars and may be different than the ratios calculated using the rounded numbers included herein.

⁽¹⁾	The ratio of incurred losses and loss adjustment expense to net premiums earned.

⁽²⁾

The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles. For 2006, expense ratios have been restated as a result of a reclassification from acquisition and operating expenses, net of deferrals, to insurance and investment product fees and other.

⁽³⁾

Certain states limit a private mortgage insurer’s risk in-force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingent reserve, commonly known as the "risk to capital" requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of the beginning of the period indicated.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	2007				2006
	Q2		Q1		Q4		Q3		Q2		Q1
Risk In-force by Credit Quality
Flow by FICO Scores >619 (%)	91	%	91	%	91	%	91	%	92	%	92	%
Flow by FICO Scores 575-619	7	%	7	%	7	%	7	%	6	%	6	%
Flow by FICO Scores <575	2	%	2	%	2	%	2	%	2	%	2	%

Bulk by FICO Scores >619	99	%	98	%	97	%	95	%	95	%	94	%
Bulk by FICO Scores 575-619	1	%	1	%	2	%	3	%	3	%	4	%
Bulk by FICO Scores <575	—		1	%	1	%	2	%	2	%	2	%
Primary A minus and sub-prime	12.2	%	11.5	%	11.2	%	11.1	%	10.8	%	10.6	%

Primary Loans
Primary total loans in-force	858,550		800,110		778,311		744,867		740,091		740,562
Primary total loans in default	25,056		23,370		24,296		23,083		22,069		23,127
Primary loans total default rate	2.9	%	2.9	%	3.1	%	3.1	%	3.0	%	3.1	%

Flow loans in-force	674,730		646,004		638,833		631,181		628,744		632,759
Flow loans in default	22,970		21,804		22,966		22,001		21,021		22,070
Flow loans default rate	3.4	%	3.4	%	3.6	%	3.5	%	3.3	%	3.5	%

Bulk loans in-force	183,820		154,106		139,478		113,686		111,347		107,803
Bulk loans in default	2,086		1,566		1,330		1,082		1,048		1,057
Bulk loans default rate	1.1	%	1.0	%	1.0	%	1.0	%	0.9	%	1.0	%

A minus and sub-prime loans in-force	89,023		79,405		75,234		72,678		70,595		69,066
A minus and sub-prime loans in default	7,646		6,875		7,258		6,773		6,185		6,064
A minus and sub-prime loans default rate	8.6	%	8.7	%	9.6	%	9.3	%	8.8	%	8.8	%

Pool Loans
Insured loans in-force	20,653		20,074		21,597		17,926		18,142		18,613
Pool loans in default	398		415		402		446		477		500
Pool loans default rate	1.9	%	2.1	%	1.9	%	2.5	%	2.6	%	2.7	%

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance


	June 30, 2007				March 31, 2007				June 30, 2006
	% of Primary Risk In-force		Primary Default Rate		% of Primary Risk In-force		Primary Default Rate		% of Primary Risk In-force		Primary Default Rate
By Region
Southeast⁽¹⁾	26	%	3.33	%	26	%	3.14	%	26	%	3.13	%
South Central⁽²⁾	17		2.73	%	17		2.91	%	17		3.36	%
Northeast⁽³⁾	13		3.12	%	13		3.16	%	13		3.15	%
North Central⁽⁴⁾	12		2.70	%	12		2.62	%	12		2.55	%
Great Lakes⁽⁵⁾	9		4.42	%	10		4.44	%	10		4.46	%
Pacific⁽⁶⁾	9		1.59	%	8		1.52	%	8		1.36	%
Plains⁽⁷⁾	6		2.26	%	6		2.31	%	6		2.26	%
New England⁽⁸⁾	4		2.55	%	4		2.63	%	4		2.42	%
Mid-Atlantic⁽⁹⁾	4		2.05	%	4		2.07	%	4		2.14	%

Total	100	%	2.92	%	100	%	2.92	%	100	%	2.98	%

By State
Florida	9	%	2.95	%	9	%	2.33	%	9	%	1.72	%
Texas	7	%	3.20	%	7	%	3.44	%	7	%	3.87	%
New York	6	%	2.46	%	6	%	2.43	%	6	%	2.33	%
Illinois	5	%	3.06	%	5	%	2.93	%	5	%	2.71	%
Georgia	4	%	4.00	%	4	%	4.01	%	4	%	3.88	%
North Carolina	4	%	3.38	%	4	%	3.50	%	4	%	3.69	%
Pennsylvania	4	%	3.90	%	4	%	4.11	%	4	%	4.28	%
Ohio	4	%	4.46	%	4	%	4.70	%	4	%	4.71	%
California	4	%	1.40	%	4	%	1.20	%	3	%	0.86	%
New Jersey	3	%	3.28	%	3	%	3.19	%	3	%	3.05	%

⁽¹⁾	Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee

⁽²⁾	Arizona, Colorado, Louisiana, New Mexico, Oklahoma, Texas and Utah

⁽³⁾	New Jersey, New York and Pennsylvania

⁽⁴⁾	Illinois, Minnesota, Missouri and Wisconsin

⁽⁵⁾	Indiana, Kentucky, Michigan and Ohio

⁽⁶⁾	Alaska, California, Hawaii, Nevada, Oregon and Washington

⁽⁷⁾	Idaho, Iowa, Kansas, Montana, Nebraska, North Dakota, South Dakota and Wyoming

⁽⁸⁾	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont

⁽⁹⁾	Delaware, Maryland, Virginia, Washington D.C. and West Virginia

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(amounts in millions)


	June 30, 2007		March 31, 2007		June 30, 2006
Primary risk-in-force lender concentration (by original applicant)	$	25,796	$	23,991	$	22,053
Top 10 lenders		9,948		9,168		8,421
Top 20 lenders		13,113		11,988		10,933

Loan-to-value ratio
95.01% and above	$	6,786	$	5,812	$	4,601
90.01% to 95.00%		8,332		8,137		8,188
80.01% to 90.00%		9,424		9,148		7,772
80.00% and below		1,254		894		1,492

Total	$	25,796	$	23,991	$	22,053


Loan grade
Prime	$	22,646	$	21,233	$	19,663
A minus and sub-prime		3,150		2,758		2,390

Total	$	25,796	$	23,991	$	22,053


Loan type⁽¹⁾
Fixed rate mortgage
Flow	$	23,221	$	21,749	$	20,176
Bulk		689		583		455
Adjustable rate mortgage
Flow		1,221		1,264		1,380
Bulk		665		395		42

Total	$	25,796	$	23,991	$	22,053


Type of documentation
Alt A
Flow	$	1,456	$	1,375	$	1,197
Bulk		306		211		87
Standard
Flow		22,985		21,638		20,359
Bulk		1,049		767		410

Total	$	25,796	$	23,991	$	22,053


Mortgage term
15 years and under	$	464	$	398	$	571
More than 15 years		25,332		23,593		21,482

Total	$	25,796	$	23,991	$	22,053

⁽¹⁾	For loan type in this table, any loan with an interest rate that is fixed for an initial term of five years or more is categorized as a fixed rate mortgage.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Portfolio Quality Metrics—U.S. Mortgage Insurance

(dollar amounts in millions)


	As of June 30, 2007
Policy Year	Average Rate		Primary Insurance In-Force		Percent of Total		Primary Risk In-Force		Percent of Total
1997 and Prior	8.13	%	$	2,283	1.7	%	$	561	2.2	%
1998	7.14	%		913	0.7	%		241	0.9	%
1999	7.29	%		1,083	0.8	%		274	1.1	%
2000	8.96	%		698	0.5	%		172	0.7	%
2001	8.49	%		2,511	1.9	%		620	2.4	%
2002	6.53	%		6,212	4.6	%		1,500	5.8	%
2003	5.62	%		23,520	17.3	%		4,011	15.5	%
2004	5.83	%		12,901	9.5	%		2,802	10.9	%
2005	5.97	%		18,633	13.8	%		4,568	17.7	%
2006	6.70	%		33,008	24.3	%		6,197	24.0	%
2007	6.80	%		33,723	24.9	%		4,850	18.8	%

Total portfolio			$	135,485			$	25,796

Corporate and Other

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Net Operating Loss—Corporate and Other

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	5		$	7		$	12		$	3		$	10		$	7		$	7		$	27
Net investment income		15			15			30			28			20			15			33			96
Net investment gains (losses)		(1	)		—			(1	)		9			—			(3	)		(18	)		(12	)
Insurance and investment product fees and other		(1	)		2			1			2			1			2			2			7

Total revenues		18			24			42			42			31			21			24			118


BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1			—			1			—			1			1			1			3
Acquisition and operating expenses, net of deferrals⁽¹⁾		10			21			31			19			25			15			6			65
Amortization of deferred acquisition costs and intangibles⁽¹⁾		1			14			15			1			2			1			1			5
Interest expense		63			60			123			58			51			53			56			218

Total benefits and expenses		75			95			170			78			79			70			64			291

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(57	)		(71	)		(128	)		(36	)		(48	)		(49	)		(40	)		(173	)
Benefit from income taxes		(20	)		(24	)		(44	)		(10	)		(15	)		(14	)		(13	)		(52	)

LOSS FROM CONTINUING OPERATIONS BEFORE CUMULATIVE EFFECT OF ACCOUNTING CHANGE		(37	)		(47	)		(84	)		(26	)		(33	)		(35	)		(27	)		(121	)
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			4			4

LOSS FROM CONTINUING OPERATIONS		(37	)		(47	)		(84	)		(26	)		(33	)		(35	)		(23	)		(117	)
ADJUSTMENTS TO LOSS FROM CONTINUING OPERATIONS:
Net investment (gains) losses, net of taxes and other adjustments		—			—			—			(5	)		—			1			12			8
Expenses related to reorganization, net of taxes		—			14			14			—			—			—			—			—
Cumulative effect of accounting change, net of taxes		—			—			—			—			—			—			(4	)		(4	)

NET OPERATING LOSS	$	(37	)	$	(33	)	$	(70	)	$	(31	)	$	(33	)	$	(34	)	$	(15	)	$	(113	)


Effective tax rate (operating income)		34.1	%		33.7	%		33.9	%		22.4	%		29.6	%		31.1	%		26.9	%		27.8	%

⁽¹⁾	Includes pretax reorganization costs for an impairment of internal-use software of $13 million and $8 million of severance and other employee termination related expenses in the first quarter of 2007.

ADDITIONAL FINANCIAL DATA

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Investments Summary

(amounts in millions)


		June 30, 2007				March 31, 2007				December 31, 2006				September 30, 2006				June 30, 2006
		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
*Composition of Investment Portfolio*
Fixed maturity securities:
Investment grade
Other public		$	24,721	34	%	$	24,915	36	%	$	24,604	35	%	$	24,259	36	%	$	23,087	35	%
Other private			10,692	15			10,657	15			10,653	15			10,476	15			10,193	16
Mortgage and asset-backed			14,996	21			14,513	20			14,438	20			13,170	19			12,629	19
Tax exempt			2,369	3			2,212	3			2,231	3			2,720	4			2,801	4
Non-investment grade			2,789	4			2,816	4			2,758	4			2,891	4			2,844	4
Equity securities:
Common stocks and mutual funds			58	—			53	—			52	—			45	—			44	—
Preferred stocks			143	—			147	—			145	—			147	—			143	—
Commercial mortgage loans			8,798	12			8,508	12			8,357	12			8,182	12			8,072	12
Policy loans			1,635	2			1,494	2			1,489	2			1,493	2			1,480	2
Cash, cash equivalents and short-term investments			2,968	4			2,261	3			2,449	4			2,301	3			2,349	4
Securities lending			2,161	3			2,179	3			2,277	3			1,621	3			935	2
Other invested assets			1,272	2			1,572	2			1,556	2			1,424	2			902	2

Total invested assets and cash		$	72,602	100	%	$	71,327	100	%	$	71,009	100	%	$	68,729	100	%	$	65,479	100	%

Public Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	31,374	78	%	$	30,435	77	%	$	30,041	76	%	$	29,341	74	%	$	28,204	74	%
2	Baa		6,605	17			7,315	18			7,496	19			7,971	20			7,758	20
3	Ba		1,237	3			1,325	3			1,320	3			1,425	4			1,430	4
4	B		655	2			635	2			611	2			647	2			616	2
5	Caa and lower		19	—			49	—			76	—			22	—			25	—
6	In or near default		7	—			9	—			9	—			9	—			9	—
Not rated	Not rated		—	—			—	—			—	—			—	—			—	—

	Total public fixed maturities	$	39,897	100	%	$	39,768	100	%	$	39,553	100	%	$	39,415	100	%	$	38,042	100	%


Private Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	9,264	59	%	$	8,944	58	%	$	8,897	59	%	$	7,972	57	%	$	7,530	56	%
2	Baa		5,535	35			5,603	37			5,493	36			5,341	38			5,231	39
3	Ba		744	5			658	4			579	4			592	4			535	4
4	B		90	1			102	1			132	1			172	1			163	1
5	Caa and lower		30	—			30	—			5	—			12	—			13	—
6	In or near default		6	—			7	—			7	—			11	—			39	—
Not rated	Not rated		1	—			1	—			18	—			1	—			1	—

	Total private fixed maturities	$	15,670	100	%	$	15,345	100	%	$	15,131	100	%	$	14,101	100	%	$	13,512	100	%

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Fixed Maturities Summary

(amounts in millions)


	June 30, 2007				March 31, 2007				December 31, 2006				September 30, 2006				June 30, 2006
	Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
*Fixed Maturities—Security Sector:*
U.S. government, agencies & government sponsored entities	$	632	1	%	$	516	1	%	$	864	2	%	$	689	1	%	$	665	1	%
Tax exempt		2,371	4			2,220	4			2,231	4			2,720	5			2,802	5
Foreign government		1,725	3			1,736	3			1,765	3			1,770	3			1,842	4
U.S. corporate		24,064	44			25,013	45			24,656	45			24,730	46			24,051	47
Foreign corporate		11,657	21			10,993	20			10,632	19			10,335	20			9,457	18
Mortgage-backed⁽¹⁾		9,394	17			9,639	18			9,212	17			8,508	16			8,130	16
Asset-backed⁽¹⁾		5,724	10			4,996	9			5,324	10			4,764	9			4,607	9

Total fixed maturities	$	55,567	100	%	$	55,113	100	%	$	54,684	100	%	$	53,516	100	%	$	51,554	100	%

*Corporate Bond Holdings—Industry Sector:*
Finance and insurance	$	12,766	36	%	$	13,010	36	%	$	12,461	35	%	$	11,832	34	%	$	11,202	33	%
Utilities and energy		6,112	17			6,370	18			6,238	18			6,345	18			6,073	18
Consumer—non cyclical		3,888	11			4,210	12			4,136	12			4,219	12			4,085	12
Consumer—cyclical		2,206	6			2,503	7			2,497	7			2,464	7			2,413	7
Capital goods		1,864	5			2,142	6			2,115	6			1,954	6			1,840	6
Industrial		1,681	5			1,734	5			1,762	5			1,998	6			2,027	6
Technology and communications		2,413	7			2,479	7			2,469	7			2,497	7			2,431	7
Transportation		1,130	3			1,236	3			1,230	3			1,235	3			1,207	4
Other		3,661	10			2,322	6			2,380	7			2,521	7			2,230	7

Total	$	35,721	100	%	$	36,006	100	%	$	35,288	100	%	$	35,065	100	%	$	33,508	100	%

*Fixed Maturities—Contractual Maturity Dates:*
Due in one year or less	$	2,059	4	%	$	2,192	4	%	$	2,342	4	%	$	2,902	5	%	$	2,867	6	%
Due after one year through five years		10,639	19			10,487	19			10,416	19			9,984	19			9,567	18
Due after five years through ten years		9,732	18			9,999	18			9,900	18			10,264	19			10,229	20
Due after ten years		18,019	32			17,800	32			17,490	32			17,094	32			16,154	31

Subtotal		40,449	73			40,478	73			40,148	73			40,244	75			38,817	75
Mortgage and asset-backed		15,118	27			14,635	27			14,536	27			13,272	25			12,737	25

Total fixed maturities	$	55,567	100	%	$	55,113	100	%	$	54,684	100	%	$	53,516	100	%	$	51,554	100	%

⁽¹⁾	Includes $6,191 million of residential mortgage-backed and asset-backed securities, of which $2,125 million were investment grade securities collateralized by sub-prime loans as of June 30, 2007. Details are included below.


Mortgage-backed and Asset-backed Securities Collateralized by Sub-prime Loans as of June 30, 2007:	Estimated Fair Value by Year of Loan Origination
Rating	2005 and Prior		First Half 2006		Second Half 2006		2007		Total
Rating	2005 and Prior		First Half 2006		Second Half 2006
AAA	$	423	$	104	$	219	$	129	$	875
AA		203		83		40		191		517

Subtotal		626		187		259		320		1,392
A		399		219		—		—		618
BBB		112		3		—		—		115

Total mortgage-backed and asset-backed securities collateralized by sub-prime loans	$	1,137	$	409	$	259	$	320	$	2,125

Our sub-prime securities are principally backed by first lien mortgages. We do not have a significant exposure to second liens or option adjustable rate mortgages. We do have $10 million of mezzanine CDOs. We do not have any exposure to net interest margin deals, highly leveraged transactions or CDO-squared investments.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Commercial Mortgage Loans Data

(amounts in millions)


	June 30, 2007					March 31, 2007					December 31, 2006					September 30, 2006					June 30, 2006
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total		Carrying Amount			% of Total
*Geographic Region*
Pacific	$	2,333		26	%	$	2,303		27	%	$	2,321		28	%	$	2,372		29	%	$	2,359		29	%
South Atlantic		1,967		22			1,870		22			1,798		21			1,721		21			1,703		21
Middle Atlantic		1,122		13			1,124		13			1,115		13			1,117		14			1,105		14
East North Central		860		10			858		10			835		10			829		10			835		10
Mountain		764		9			821		10			815		10			759		9			718		9
West South Central		369		4			344		4			357		4			331		4			365		4
West North Central		551		7			549		7			535		7			531		6			473		6
East South Central		293		3			292		3			280		3			306		4			303		4
New England		553		6			360		4			311		4			224		3			219		3

Subtotal		8,812		100	%		8,521		100	%		8,367		100	%		8,190		100	%		8,080		100	%

Allowance for losses		(18	)				(17	)				(15	)				(14	)				(15	)
Unamortized fees and costs		4					4					5					6					7

Total	$	8,798				$	8,508				$	8,357				$	8,182				$	8,072

*Property Type*
Office	$	2,463		28	%	$	2,364		28	%	$	2,319		28	%	$	2,334		29	%	$	2,349		29	%
Industrial		2,315		26			2,258		27			2,211		26			2,184		27			2,174		27
Retail		2,369		27			2,238		26			2,203		26			2,158		26			2,089		26
Apartments		962		11			972		11			987		12			995		12			976		12
Mixed use/other		703		8			689		8			647		8			519		6			492		6

Subtotal		8,812		100	%		8,521		100	%		8,367		100	%		8,190		100	%		8,080		100	%

Allowance for losses		(18	)				(17	)				(15	)				(14	)				(15	)
Unamortized fees and costs		4					4					5					6					7

Total	$	8,798				$	8,508				$	8,357				$	8,182				$	8,072

	Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total		Principal Balance			% of Total
*Loan Size*
Under $5 million	$	3,684		42	%	$	3,583		42	%	$	3,557		43	%	$	3,545		43	%	$	3,491		43	%
$5 million but less than $10 million		2,039		23			1,944		23			1,885		23			1,845		23			1,870		23
$10 million but less than $20 million		1,636		19			1,674		20			1,638		19			1,640		20			1,537		19
$20 million but less than $30 million		490		5			461		5			507		6			558		7			548		7
$30 million and over		963		11			859		10			781		9			603		7			635		8

Subtotal		8,812		100	%		8,521		100	%		8,368		100	%		8,191		100	%		8,081		100	%

Net premium/discount		—					—					(1	)				(1	)				(1	)

Total	$	8,812				$	8,521				$	8,367				$	8,190				$	8,080



	June 30, 2007					March 31, 2007					December 31, 2006					September 30, 2006					June 30, 2006
*Allowance for Losses on Commercial Mortgage Loans*
Beginning balance	$	17				$	15				$	14				$	15				$	30
Provisions		1					2					1					—					—
Releases		—					—					—					(1	)				(15	)

Ending balance	$	18				$	17				$	15				$	14				$	15

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturities—taxable⁽¹⁾	$	792		$	774		$	1,566		$	778		$	724		$	720		$	708		$	2,930
Fixed maturities—non-taxable		26			25			51			28			32			31			31			122
Commercial mortgage loans		134			130			264			127			125			136			119			507
Equity securities		7			7			14			3			6			7			7			23
Other investments		22			10			32			19			9			12			11			51
Policy loans		36			34			70			34			32			32			30			128
Restricted investments held by securitization entities		—			—			—			—			—			—			7			7
Cash, cash equivalents and short-term investments		32			27			59			35			23			20			17			95

Gross investment income before expenses and fees		1,049			1,007			2,056			1,024			951			958			930			3,863
Expenses and fees		(25	)		(23	)		(48	)		(21	)		(19	)		(18	)		(18	)		(76	)

Net investment income	$	1,024		$	984		$	2,008		$	1,003		$	932		$	940		$	912		$	3,787

Annualized Yields
Fixed maturities—taxable⁽¹⁾		6.0	%		5.9	%		5.9	%		6.1	%		5.8	%		5.8	%		5.7	%		5.8	%
Fixed maturities—non-taxable		4.6	%		4.8	%		4.7	%		4.8	%		4.7	%		4.5	%		4.4	%		4.7	%
Commercial mortgage loans		6.2	%		6.2	%		6.2	%		6.1	%		6.2	%		6.9	%		6.3	%		6.4	%
Equity securities		16.1	%		15.2	%		15.6	%		8.0	%		15.9	%		16.1	%		12.3	%		12.3	%
Other investments		10.0	%		5.4	%		8.0	%		12.2	%		6.7	%		10.3	%		10.5	%		9.9	%
Policy loans		9.2	%		9.0	%		9.0	%		9.0	%		8.5	%		9.1	%		8.8	%		8.9	%
Restricted investments held by securitization entities		—			—			—			—			—			—			8.2	%		5.1	%
Cash, cash equivalents and short-term investments		5.0	%		4.6	%		4.6	%		5.8	%		4.0	%		3.6	%		3.6	%		4.3	%

Gross investment income before expenses and fees		6.0	%		5.9	%		6.0	%		6.1	%		5.8	%		5.9	%		5.8	%		5.9	%
Expenses and fees		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%

Net investment income		5.9	%		5.8	%		5.9	%		6.0	%		5.7	%		5.8	%		5.7	%		5.8	%

Yields for fixed maturities and equity securities are based on amortized cost and cost, respectively. Yields for securities lending activity, which is included in other investments, are calculated net of the corresponding securities lending liability. All other yields are based on average carrying values.

⁽¹⁾	Includes a $22 million adjustment in the fourth quarter of 2006 reflecting imputed investment income related to reinsurance assumed in our payment protection business previously reflected as risk transfer and adjusted in the fourth quarter of 2006 to reflect deposit accounting.

RECONCILIATIONS OF NON-GAAP MEASURES

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Operating ROE

(amounts in millions)


	Twelve months ended
Twelve Month Rolling Average ROE	June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006			June 30, 2006
GAAP Basis ROE
Net income for the twelve months ended (1)	$	1,388		$	1,318		$	1,328		$	1,262		$	1,265
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (2)	$	12,183		$	12,046		$	11,987		$	11,876		$	11,716
GAAP Basis ROE (1) divided by (2)		11.4	%		10.9	%		11.1	%		10.6	%		10.8	%

Operating ROE
Net operating income for the twelve months ended (1)	$	1,343		$	1,320		$	1,317		$	1,253		$	1,259
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (2)	$	12,183		$	12,046		$	11,987		$	11,876		$	11,716
Operating ROE (1) divided by (2)		11.0	%		11.0	%		11.0	%		10.6	%		10.7	%

(1)	The twelve months ended information is derived by adding the four quarters of net income and net operating income from page 10 herein.

(2)	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income, is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income, but including equity related to discontinued operations, for the most recent five quarters.


	Six months ended			Three months ended
Quarterly Average ROE	June 30, 2007			June 30, 2007			March 31, 2007			December 31, 2006			September 30, 2006			June 30, 2006
GAAP Basis ROE
Net income for the three months ended (3)	$	711		$	387		$	324		$	373		$	304		$	317
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (4)	$	12,265		$	12,311		$	12,185		$	12,158		$	12,060		$	11,858
Annualized GAAP Quarterly Basis ROE (3) divided by (4)		11.6	%		12.6	%		10.6	%		12.3	%		10.1	%		10.7	%

Operating ROE
Net operating income for the three months ended (3)	$	691		$	351		$	340		$	355		$	297		$	328
Quarterly average stockholders’ equity, excluding accumulated other comprehensive income (4)	$	12,265		$	12,311		$	12,185		$	12,158		$	12,060		$	11,858
Annualized Operating Quarterly Basis ROE (3) divided by (4)		11.3	%		11.4	%		11.2	%		11.7	%		9.9	%		11.1	%

(3)	Net income and net operating income from page 10 herein.

(4)	Quarterly average stockholders’ equity, excluding accumulated other comprehensive income, is derived by averaging ending stockholders’ equity, excluding accumulated other comprehensive income, but including equity related to discontinued operations, for the most recent three quarters.

Non-GAAP Definition for Operating ROE

The company references the non-GAAP financial measure entitled “operating return on equity” or “operating ROE.” The company defines operating ROE as net operating income divided by average ending stockholders’ equity, excluding accumulated other comprehensive income (AOCI) in average ending stockholders’ equity. Management believes that analysis of operating ROE enhances understanding of the efficiency with which the company deploys its capital. However, operating ROE as defined by the company should not be viewed as a substitute for GAAP net income divided by average ending stockholders’ equity.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Expense Ratio

(amounts in millions)


				2007						2006
	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
GAAP Basis Expense Ratio
Acquisition and operating expenses, net of deferrals (1)	$	495		$	489		$	984		$	446		$	493		$	483		$	436		$	1,858
Total revenues (2)	$	2,765		$	2,710		$	5,475		$	2,657		$	2,615		$	2,571		$	2,442		$	10,285

Expense ratio (1) divided by (2)		17.9	%		18.0	%		18.0	%		16.8	%		18.9	%		18.8	%		17.9	%		18.1	%

GAAP Basis, As Adjusted—Expense Ratio
Acquisition and operating expenses, net of deferrals	$	495		$	489		$	984		$	446		$	493		$	483		$	436		$	1,858
Less managed money		65			60			125			53			38			39			37			167
Less payment protection insurance business		183			181			364			142			187			182			172			683
Less expenses related to reorganization^(a)		—			8			8			—			—			—			—			—

Adjusted acquisition and operating expenses, net of deferrals (3)	$	247		$	240		$	487		$	251		$	268		$	262		$	227		$	1,008

Total revenues	$	2,765		$	2,710		$	5,475		$	2,657		$	2,615		$	2,571		$	2,442		$	10,285
Less managed money		82			76			158			65			46			47			41			199
Less payment protection insurance business		363			357			720			273			340			352			319			1,284
Less net investment gains (losses)		(51	)		(19	)		(70	)		8			(6	)		(49	)		(22	)		(69	)

Adjusted total revenues (4)	$	2,371		$	2,296		$	4,667		$	2,311		$	2,235		$	2,221		$	2,104		$	8,871

Adjusted expense ratio (3) divided by (4)		10.4	%		10.5	%		10.4	%		10.9	%		12.0	%		11.8	%		10.8	%		11.4	%

Non-GAAP Definition for Expense Ratio

The company references the non-GAAP financial measure entitled “expense ratio” as a measure of productivity. The company defines expense ratio as acquisition and operating expenses, net of deferrals, divided by total revenues, excluding the effects of the company’s managed money and payment protection insurance businesses. The managed money and payment protection insurance businesses are excluded from this ratio as their expense bases are comprised of varying levels of non-deferrable acquisition costs. Management believes that the expense ratio analysis enhances understanding of the productivity of the company. However, the expense ratio as defined by the company should not be viewed as a substitute for GAAP acquisition and operating expenses, net of deferrals, divided by total revenues.

^(a)	Includes severance and other employee related expenses associated with our reorganization announced in the first quarter of 2007.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Core Premiums

(amounts in millions)


	2007									2006
	Q2			Q1			Total			Q4		Q3		Q2		Q1		Total
Reported premiums	$	1,549		$	1,511		$	3,060		$	1,446	$	1,505	$	1,480	$	1,371	$	5,802
Less payment protection insurance run-off and Travel Insurance premiums		9			15			24			6		22		37		25		90
Less retirement income—spread-based premiums		151			154			305			146		210		200		180		736
Less impact of changes in foreign exchange rates		33			32			65

Core premiums	$	1,356		$	1,310		$	2,666		$	1,294	$	1,273	$	1,243	$	1,166	$	4,976

Reported premium percentage change from prior year		4.7	%		10.2	%		7.3	%
Core premium percentage change from prior year		9.1	%		12.3	%		10.7	%

Non-GAAP Definition for Core Premiums

The company references the non-GAAP financial measure entitled “core premiums” as a measure of premium growth. The company defines core premiums as earned premiums less premiums on run-off and Travel Insurance blocks in our payment protection insurance business, premiums from our retirement income—spread-based business and the impact of changes in foreign exchange rates. The retirement income—spread-based premiums are excluded in this measure primarily because these are single premiums and are not an indication of future premiums. The impact of changes in foreign exchange rates are excluded in this measure to present periods on a comparable exchange rate. Management believes that analysis of core premiums enhances understanding of premium growth of the company. However, core premiums as defined by the company should not be viewed as a substitute for GAAP earned premiums.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Reconciliation of Core Yield


		2007									2006
	(Assets—amounts in billions)	Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
	Reported—Total Invested Assets and Cash	$	72.6		$	71.3		$	72.6		$	71.0		$	68.7		$	65.5		$	66.7		$	71.0
	Subtract:
	Securities lending		2.2			2.2			2.2			2.3			1.6			0.9			1.6			2.3
	Unrealized gains (losses)		(0.2	)		1.0			(0.2	)		1.2			0.6			(0.7	)		0.2			1.2
	Derivative counterparty collateral		0.1			0.3			0.1			0.4			0.4			0.2			0.3			0.4

	Adjusted end-of-period invested assets	$	70.5		$	67.8		$	70.5		$	67.1		$	66.1		$	65.1		$	64.6		$	67.1


(A)	Average Invested Assets used in Reported Yield	$	69.2		$	67.5		$	68.5		$	66.6		$	65.6		$	64.8		$	64.5		$	65.6
	Subtract: limited partnership investments (average balance)		0.3			0.2			0.2			0.2			0.2			0.1			0.1			0.2

(B)	Average Invested Assets used in Core Yield Calculation		68.9			67.3			68.3			66.4			65.4			64.7			64.4			65.4
	Subtract: portfolios supporting floating and short-term products		13.4			12.2			12.9			11.0			10.4			10.0			9.1			10.2

(C)	Average Invested Assets used in Core Yield (excl. Floating & Short-Term) Calculation	$	55.5		$	55.1		$	55.4		$	55.4		$	55.0		$	54.7		$	55.3		$	55.2

	(Income - amounts in millions)

(D)	Reported - Net Investment Income	$	1,024		$	984		$	2,008		$	1,003		$	932		$	940		$	912		$	3,787
	Subtract certain investment items⁽¹⁾		46			29			75			54			9			38			27			128

(E)	Core Net Investment Income		978			955			1,933			949			923			902			885			3,659
	Subtract: investment income from portfolios supporting floating and short-term products		196			180			376			165			147			139			120			571

(F)	Core Net Investment Income (excl. Floating and Short-Term)	$	782		$	775		$	1,557		$	784		$	776		$	763		$	765		$	3,088

(D)/(A)	Reported Yield		5.9	%		5.8	%		5.9	%		6.0	%		5.7	%		5.8	%		5.7	%		5.8	%
(E)/(B)	Core Yield		5.7	%		5.7	%		5.7	%		5.7	%		5.6	%		5.6	%		5.5	%		5.6	%
(F)/(C)	Core Yield (excl. Floating and Short-Term)		5.6	%		5.6	%		5.6	%		5.7	%		5.6	%		5.6	%		5.5	%		5.6	%

Notes:

—Columns may not add due to rounding.

—Yields have been annualized.

Non-GAAP Definition for Core Yield

The company references the non-GAAP financial measure entitled “core yield” as a measure of investment yield. The company defines core yield as the investment yield adjusted for those items that are not recurring in nature. Management believes that analysis of core yield enhances understanding of the investment yield of the company. However, core yield as defined by the company should not be viewed as a substitute for GAAP investment yield.

⁽¹⁾

Includes bond calls, prepayments, limited partnership income, commercial mortgage loan loss reserve adjustments and other items. This amount also includes a $22 million reclassification in the fourth quarter of 2006 reflecting imputed investment income related to certain reinsurance assumed in our payment protection insurance business reclassified from reinsurance accounting to the deposit method of accounting.

CORPORATE INFORMATION

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, S&P, Moody’s and Fitch as follows:


Company	A.M. Best rating	S&P rating	Moody’s rating	Fitch rating
Genworth Life Insurance Company of New York	A+	AA-	Aa3	AA-
Genworth Life and Annuity Insurance Company	A+	AA-	Aa3	AA-
Genworth Life and Annuity Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated
Genworth Life Insurance Company	A+	AA-	Aa3	AA-
Genworth Life Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated
Continental Life Insurance Company of Brentwood, Tennessee	A	Not rated	Not rated	Not rated

Our mortgage insurance subsidiaries are rated by S&P, Moody’s and Fitch as follows:


Company	S&P rating	Moody’s rating	Fitch rating
Genworth Mortgage Insurance Corporation	AA	Aa2	AA
Genworth Financial Mortgage Insurance Pty. Limited	AA	Aa2	AA
Genworth Financial Mortgage Insurance Limited	AA	Aa2	AA
Genworth Residential Mortgage Insurance Corporation of NC	AA	Aa2	AA
Private Residential Mortgage Insurance Corporation	Not rated	Aa2	AA
Genworth Financial Mortgage Insurance Company Canada⁽¹⁾	AA	Not rated	Not rated

⁽¹⁾	Genworth Financial Mortgage Insurance Company Canada is also rated “AA” by Dominion Bond Rating Service (DBRS).

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its “A+” (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The “A+” (Superior) rating is the second-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “S.”

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria, and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 20 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. Within this category, the designation of a plus sign (+) indicates capacity to meet its financial commitments is extremely strong.

GENWORTH FINANCIAL, INC.

2Q 2007 FINANCIAL SUPPLEMENT

Industry Ratings (Continued)

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories. Short-term rating "P1" is the highest rating and shows superior ability for repayment of short-term debt obligations.

Fitch states that ‘‘AA’’ (Very Strong) rated insurance companies are viewed as possessing very strong capacity to meet policyholder and contract obligations. Risk factors are modest, and the impact of any adverse business and economic factors is expected to be very small. The ‘‘AA’’ rating category is the second-highest of eight financial strength rating categories, which range from ‘‘AAA’’ to ‘‘D.’’ The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the ‘‘AAA’’ category or to ratings below the ‘‘CCC’’ category. Accordingly, the ‘‘AA’’ and ‘‘AA-’’ ratings are the third- and fourth-highest of Fitch’s 24 ratings categories.

DBRS states that long-term debt rated AA is of superior credit quality, and protection of interest and principal is considered high. In many cases they differ from long-term debt rated AAA only to a small degree. Given the extremely restrictive definition DBRS has for the AAA category, entities rated AA are also considered to be strong credits, typically exemplifying above-average strength in key areas of consideration and unlikely to be significantly affected by reasonably foreseeable events.

A.M. Best, S&P, Moody’s, Fitch and DBRS review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

On April 4, 2007, A.M. Best upgraded Continental Life Insurance Company from an “A-” to “A.” In addition, the outlook was changed from positive to stable.

About Genworth Financial

Genworth is a leading financial security company meeting the retirement, longevity and lifestyle protection, investment and mortgage insurance needs of more than 15 million customers. It has a presence in more than 25 countries. For more information, visit www.genworth.com.

Inquiries:

Alicia Charity, 804-662-2248

alicia.charity@genworth.com

Linnea Olsen, 804-662-2536

linnea.olsen@genworth.com