FINANCIAL SUPPLEMENT

Exhibit 99.2

LOGO

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT


Table of Contents		Page
Investor Letter		3
Basis of Financial Information		4 & 5
Financial Highlights		6
Reconciliation of Net Earnings to Net Operating Earnings		7
Notes to Pro Forma Financial Information		8

*Fourth Quarter Results—Three and twelve months ended December 31, 2005 as compared to three and twelve months ended December 31, 2004*
QTD Financial Highlights		10
YTD Financial Highlights		11
QTD Earnings From Continuing Operations		12
YTD Earnings From Continuing Operations		13
Statement of Financial Position		14

*Fourth Quarter Results by Segment—Three and twelve months ended December 31, 2005 as compared to three and twelve months ended December 31, 2004*
Operating Results
QTD Statement of Earnings by Segment		16
YTD Statement of Earnings by Segment		17

Net Earnings by Segment
QTD Segment Net Earnings—Protection		18
YTD Segment Net Earnings—Protection		19
QTD Segment Net Earnings—Retirement Income and Investments		20
YTD Segment Net Earnings—Retirement Income and Investments		21
QTD Segment Net Earnings—Mortgage Insurance		22
YTD Segment Net Earnings—Mortgage Insurance		23
QTD Segment Net Earnings—Corporate and Other		24
YTD Segment Net Earnings—Corporate and Other		25

Earnings Trends
Net Earnings		26
Segment Net Earnings—Protection		27
Segment Net Earnings—Retirement Income and Investments		28
Segment Net Earnings—Mortgage Insurance		29
Segment Net Earnings—Corporate and Other		30
Segment Net Earnings—Affinity		31

*Statistical Data*
Investments Summary		33
Fixed Maturities Summary		34
Commercial Mortgage Loans Data		35
General Account GAAP Net Investment Income Yields		36
Deferred Acquisition Costs		37
Assets Under Management—Retirement Income and Investments		38
Assets Under Management by Contract Type—Retirement Income and Investments		40
Segment Sales		41 & 42
Selected Key Performance Measures—Mortgage Insurance		43 & 44

*Fourth Quarter Results—Twelve months ended December 31, 2005 as compared to pro forma twelve months ended December 31, 2004*
YTD Financial Highlights		46
YTD Earnings From Continuing Operations		47


Table of Contents		Page
*Fourth Quarter Results by Segment—Twelve months ended December 31, 2005 as compared to pro forma twelve months ended December 31, 2004*
Operating Results
YTD Statement of Earnings by Segment		49

Net Earnings by Segment
YTD Segment Net Earnings—Protection		50
YTD Segment Net Earnings—Retirement Income and Investments		51
YTD Segment Net Earnings—Mortgage Insurance		52
YTD Segment Net Earnings—Corporate and Other		53

Earnings Trends
Net Earnings		54
Segment Net Earnings—Protection		55
Segment Net Earnings—Retirement Income and Investments		56
Segment Net Earnings—Mortgage Insurance		57
Segment Net Earnings—Corporate and Other		58

*Corporate Information*
Industry Ratings		60 & 61

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Dear Investor,

In conjunction with the release of Genworth’s fourth quarter results for 2005, we have prepared this financial supplement to assist investors in understanding Genworth’s financial results.

This supplement compares current period results to earnings and other financial information from the fourth quarter of 2004 including pro forma earnings for the twelve months ended December 31, 2004. The pro forma financial information that is presented reflects the effect of the company’s corporate reorganization and the other transactions effected in connection with our initial public offering, completed in May, 2004.

Additional detail on the basis of financial information is provided on page 4 of this supplement.

Please feel free to call if you have any additional questions.

Regards,

Jean Peters

Senior Vice President

Investor Relations and Corporate Communications

804-662-2693

Alicia Charity

Vice President

Investor Relations

804-662-2248

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Basis of Financial Information

As part of a corporate reorganization effected in connection with the company’s IPO in 2004, the company acquired substantially all of the assets and liabilities of GE Financial Assurance Holdings, Inc. (GEFAHI), an indirect subsidiary of the General Electric Company (“GE”). The company also acquired certain other insurance businesses that were owned by other GE subsidiaries but managed by members of the company’s management team. In consideration for the assets that the company acquired and the liabilities that the company assumed, the company issued various equity and debt securities to GEFAHI.

The company has prepared its financial information as if the company had been in existence throughout all relevant periods. The financial information through the date of the corporate reorganization (May 24, 2004) includes all businesses that were owned by GEFAHI, including those that were not transferred to the company, as well as the other insurance businesses that the company acquired from other GE subsidiaries in connection with the corporate reorganization. As a result, the company’s financial information for periods prior to the corporate reorganization is not comparable to financial information for periods ending after that date.

Prior to the completion of the IPO, the company entered into several significant reinsurance transactions with Union Fidelity Life Insurance Company (UFLIC), an indirect subsidiary of GE. As part of these transactions, the company ceded to UFLIC, effective as of January 1, 2004, policy obligations under all of its in-force structured settlement contracts, which had reserves of $12.0 billion, and substantially all of its in-force variable annuity contracts, which had general account reserves of $2.8 billion and separate account reserves of $7.9 billion, each as of December 31, 2003. These contracts represent substantially all of the company’s contracts that were in force as of December 31, 2003 for these products. In addition, effective as of January 1, 2004, the company ceded to UFLIC policy obligations under a block of long-term care insurance policies, which had reserves of $1.5 billion as of December 31, 2003. As part of the reinsurance transactions, UFLIC ceded to the company in-force blocks of Medicare supplement insurance, which had reserves of $19 million.

The unaudited pro forma financial information for the twelve month period ended December 31, 2004 contained in this financial supplement reflects the company’s financial information as adjusted to give effect to the transactions described below and certain other transactions as if each had occurred as of January 1, 2004. There were no pro forma adjustments for the three month period ended December 31, 2004. The following transactions are reflected in the unaudited pro forma financial information:

•

the removal of certain businesses of GEFAHI that were not transferred to the company in connection with the corporate reorganization;

•

the reinsurance transactions with UFLIC;

•

the issuance of equity and debt securities to GEFAHI in exchange for the assets that the company acquired and the liabilities that the company assumed in connection with the corporate reorganization; and

•

the issuance and sale of $1.9 billion of senior notes and $500 million of commercial paper and the application of the proceeds there from.

The unaudited pro forma financial information is based upon available information and assumptions that the company believes are reasonable. The unaudited pro forma financial information is for illustrative and informational purposes only and is not intended to represent or be indicative of what the company’s financial condition or results of operations would have been had the transactions described above occurred on the dates indicated, nor what they may be in the future.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP financial measure entitled “net operating earnings.” The company defines net operating earnings as net earnings from continuing operations, excluding after-tax net realized investment gains and losses (which can fluctuate significantly from period to period), changes in accounting principles and infrequent or unusual non-operating items. There were no infrequent or unusual non-operating items excluded from net operating earnings for the periods presented in this financial supplement other than a $22 million IPO-related tax charge recorded during the second quarter of 2004, a $68 million IPO-related net tax benefit recorded during the fourth quarter of 2004 and a $25 million after-tax gain related to our waiver of contractual rights under an outsourcing services agreement with GE’s global outsourcing provider, 60% of which was sold in the fourth quarter of 2004.

Management believes that analysis of net operating earnings enhances understanding and comparability of performance by highlighting underlying business activity and profitability drivers. However, net operating earnings should not be viewed as a substitute for GAAP net earnings. In addition, the company’s definition of net operating earnings may differ from the definitions used by other companies. The table on page 7 of this report provides a reconciliation of net earnings to net operating earnings (as defined above) for the three and twelve months ended December 31, 2005 and 2004 and to pro forma net operating earnings for the twelve months ended December 31, 2004.

All net realized investment gains (losses) are reflected in the Corporate and Other Segment and are not reflected in the results of any of the company’s other segments. As a result, the segment results contained in this financial supplement are presented on a net operating earnings basis, which is the same as net earnings from continuing operations before accounting change under GAAP for all segments, except for the Corporate and Other Segment. For a reconciliation of Corporate and Other segment net earnings to segment net operating earnings for the three and twelve months ended December 31, 2005 and 2004, and to pro forma segment net operating earnings for the twelve months ended December 31, 2004, presented in accordance with GAAP, see the tables on page 46 in this report. The term “net operating loss” as used in this report is also a non-GAAP financial measure and has an analogous meaning to “net operating earnings.”

Definition of Sales

The term “sales” as used in this financial supplement means (1) annualized first-year premiums for term life insurance, long-term care insurance, and group life and health insurance; (2) new and additional premiums/deposits for universal life insurance, spread-based and variable products; (3) new deposits for managed assets; (4) written premiums gross of reinsurance and cancellations for payment protection insurance; and (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums, new premiums/deposits, written premiums and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period. This operating measure enables the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	December 31, 2005		December 31, 2004
Total stockholders’ equity, excluding accumulated other comprehensive income	$	11,906	$	11,257
Total accumulated other comprehensive income		1,404		1,609

Total stockholders’ equity	$	13,310	$	12,866

Book value per common share	$	28.26	$	26.28
Book value per common share, excluding accumulated other comprehensive income	$	25.28	$	22.99
Common shares outstanding as of balance sheet date		470.9		489.6

Basic and Diluted Shares	Three months ended December 31, 2005		Twelve months ended December 31, 2005
Weighted-average shares used in basic earnings per common share calculations		470.9		475.3
Dilutive securities:
Stock purchase contracts underlying equity units		7.1		5.5
Stock options, restricted stock units and stock appreciation rights		4.6		3.8

Weighted-average shares used in diluted earnings per common share calculations		482.6		484.6

Stock Purchase Contracts Underlying Equity Units

For more information on our Equity Units, see note 14 (d) in our audited financial statements filed on Form 10-K for the year ended December 31, 2004.


Dilutive Effect of Stock Purchase Contracts Underlying Equity Units	Average market price		Incremental shares (a)
	$	30.00	5.4
	$	31.00	6.1
	$	32.00	6.7
	$	33.00	7.2
	$	34.00	7.8
	$	35.00	8.3
	$	36.00	8.8
	$	37.00	9.2
	$	38.00	9.6
	$	39.00	10.0
	$	40.00	10.4

(a)	Incremental shares are calculated using the treasury stock method.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Reconciliation of Net Earnings to Net Operating Earnings

(amounts in millions, except per share data)


	Three months ended December 31,						Twelve months ended December 31,
	2005			2004			2005		2004
Net earnings	$	307		$	346		$	1,221	$	1,157
Gain on sale of discontinued operations, net of taxes		—			—			—		(7	)
Cumulative effect of accounting change, net of taxes		—			—			—		(5	)

Net earnings from continuing operations before accounting change		307			346			1,221		1,145
Net realized investment losses (gains), net of taxes		(7	)		1			1		(16	)
Net tax benefit related to initial public offering		—			(68	)		—		(46	)
Gain on outsourcing service agreement, net of taxes		—			(25	)		—		(25	)

Net operating earnings	$	300		$	254		$	1,222	$	1,058

Net earnings from continuing operations before accounting change									$	1,145
Excluded assets and liabilities (a)										7
Reinsurance transactions (b)										(4	)
Capital structure and other (c)										(18	)

Pro forma net earnings from continuing operations										1,130
Net realized investment gains, net of taxes										(15	)
Net tax expense related to initial public offering										(46	)
Gain on outsourcing service agreement, net of taxes										(25	)

Pro forma net operating earnings									$	1,044

Net earnings per common share:
Basic	$	0.65		$	0.71		$	2.57	$	2.36

Diluted	$	0.64		$	0.70		$	2.52	$	2.36

Net earnings from continuing operations before accounting change per common share:
Basic	$	0.65		$	0.71		$	2.57	$	2.34

Diluted	$	0.64		$	0.70		$	2.52	$	2.33

Net operating earnings per common share:
Basic	$	0.64		$	0.52		$	2.57	$	2.16

Diluted	$	0.62		$	0.52		$	2.52	$	2.16

Pro forma net earnings from continuing operations per common share:
Basic									$	2.31

Diluted									$	2.30

Pro forma net operating earnings per common share:
Basic									$	2.13

Diluted									$	2.13

Weighted-average common shares outstanding:
Basic		470.9			489.6			475.3		489.5

Diluted		482.6			492.4			484.6		490.5

Note:

For a discussion of notes (a), (b), and (c) to these tables see Notes To Pro Forma Financial Information on page 8.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Notes to Pro Forma Financial Information

(a)

Reflects adjustments to exclude amounts included in the company’s earnings relating to (1) certain businesses (formerly reported in the company’s Affinity Segment) and certain investment partnerships, which in each case were not transferred to the company, and (2) net realized investment (gains) losses and related tax benefit arising from sales of Affinity segment assets that were reflected in the company’s Corporate and Other Segment.

(b)

Reflects adjustments to record the effects of the reinsurance transactions the company entered into with, and the related contribution the company made to UFLIC, an indirect subsidiary of GE. As part of these transactions, the company ceded to UFLIC all of its in-force structured settlement contracts, substantially all of its in-force variable annuity contracts, and a block of long-term care insurance policies that it reinsured from Travelers in 2000, and it assumed from UFLIC a block of Medicare supplement insurance, all effective as of January 1, 2004.

The unaudited pro forma earnings information for 2004 gives effect to the reinsurance transactions as if each had occurred as of January 1, 2004 and excludes the effects of all ceded reinsured contracts that were issued before January 1, 2004. The company has continued to sell variable annuities and structured settlements after completion of the reinsurance transactions and is retaining that business for its own account, subject to third party reinsurance in the ordinary course of business. The company’s pro forma statement of earnings for the twelve months ended December 31, 2004 excludes the impact of the entire block of long-term care insurance policies that the company ceded to UFLIC as the company did not issue any new policies for this block in 2004, and the company will not issue any in the future.

Under the reinsurance transactions, the company receives an expense allowance to reimburse it for costs it incurs to service the reinsured blocks. Actual costs and expense allowance amounts will be determined by expense studies to be conducted periodically. The pro forma adjustments have been prepared assuming that actual costs incurred during the pro forma periods, as determined under the company’s historical cost structure and allocation methods, were reimbursed by an expense allowance.

Concurrently with the reinsurance transactions, the company contributed $1.836 billion of capital to UFLIC, which primarily represented the excess statutory capital in the company’s insurance subsidiaries after giving effect to the reinsurance transactions. As a significant portion of the assets transferred and contributed were not owned for the entire period, the pro forma adjustments to reduce net investment income and net realized investment gains were based upon a proportional allocation of investment income from the investment assets historically identified as (1) supporting the blocks of business reinsured for the reinsurance, and (2) representing surplus of subsidiaries providing assets that were contributed to UFLIC.

(c)

Reflects adjustments for changes in the company’s capitalization to exclude the impact of commercial paper, short-term borrowings from GE Capital and derivatives that were not transferred to the company in connection with the corporate reorganization and to include the impact of the issuance of $600 million of the company’s 6.00% Equity Units and $100 million of the company’s 5.25% mandatory redeemable Series A Cumulative Preferred Stock, both of which were completed on May 28, 2004, the issuance of 3, 5, 10 and 30 year notes totaling $1.9 billion which was completed June 15, 2004, and the issuance of $500 million of commercial paper which was completed June 14, 2004, as well as interest expense related to the accretion of the company’s obligation to GE under the Tax Matters Agreement and the tax impacts resulting from these changes in the company’s capitalization.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Fourth Quarter Results

Three and twelve months ended December 31, 2005 as compared to three and twelve months ended December 31, 2004

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


	Three months ended December 31,
EARNINGS BY SEGMENT	2005			2004
Earnings (loss) from continuing operations before income tax
Protection	$	239		$	218
Retirement Income and Investments		98			54
Mortgage Insurance		163			151
Corporate and Other		(41	)		(8	)

Earnings (loss) from continuing operations before income taxes	$	459		$	415

Net earnings (loss) from continuing operations
Protection	$	152		$	140
Retirement Income and Investments		68			35
Mortgage Insurance		119			107
Corporate and Other		(32	)		64

Net earnings (loss) from continuing operations	$	307		$	346

Net operating earnings (loss)
Protection	$	152		$	140
Retirement Income and Investments		68			35
Mortgage Insurance		119			107
Corporate and Other		(39	)		(28	)

Net operating earnings (loss)	$	300		$	254


	Three months ended December 31,
EARNINGS PER COMMON SHARE	2005			2004
Net earnings from continuing operations per common share
Basic	$	0.65		$	0.71

Diluted	$	0.64		$	0.70

Net operating earnings per common share
Basic	$	0.64		$	0.52

Diluted	$	0.62		$	0.52

Weighted-average common shares outstanding:
Basic		470.9			489.6

Diluted		482.6			492.4

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


	Twelve months ended December 31,
EARNINGS BY SEGMENT	2005			2004
Earnings (loss) from continuing operations before income taxes and accounting change
Protection	$	885		$	834
Retirement Income and Investments		352			237
Mortgage Insurance		707			612
Corporate and Other		(146	)		(13	)
Affinity		—			(32	)

Earnings (loss) from continuing operations before income taxes and accounting change	$	1,798		$	1,638


Net earnings (loss) from continuing operations before accounting change
Protection	$	568		$	528
Retirement Income and Investments		247			153
Mortgage Insurance		507			426
Corporate and Other		(101	)		52
Affinity		—			(14	)

Net earnings (loss) from continuing operations before accounting change		1,221			1,145
Gain on sale of discontinued operations, net of taxes		—			7
Cumulative effect of accounting changes, net of taxes		—			5

Net earnings (loss) from continuing operations	$	1,221		$	1,157


Net operating earnings (loss)
Protection	$	568		$	528
Retirement Income and Investments		247			153
Mortgage Insurance		507			426
Corporate and Other		(100	)		(35	)
Affinity		—			(14	)

Net operating earnings (loss)	$	1,222		$	1,058


	Twelve months ended December 31,
EARNINGS PER COMMON SHARE	2005			2004
Basic earnings per common share:
Net earnings from continuing operations before accounting change	$	2.57		$	2.34
Gain on sale of discontinued operations, net of taxes		—			0.01
Cumulative effect of accounting changes, net of taxes		—			0.01

Basic earnings per common share	$	2.57		$	2.36


Diluted earnings per common share:
Net earnings from continuing operations before accounting change	$	2.52		$	2.33
Gain on sale of discontinued operations, net of taxes		—			0.01
Cumulative effect of accounting changes, net of taxes		—			0.01

Diluted earnings per common share	$	2.52		$	2.36


Net operating earnings per common share
Basic	$	2.57		$	2.16

Diluted	$	2.52		$	2.16


Weighted-average common shares outstanding:
Basic		475.3			489.5

Diluted		484.6			490.5

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Earnings From Continuing Operations

(amounts in millions)


	Three months ended December 31,
	2005			2004
REVENUES:
Premiums	$	1,531		$	1,606
Net investment income		941			825
Net realized investment (losses) gains		11			(1	)
Policy fees and other income		172			212

Total revenues		2,655			2,642

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,053			1,129
Interest credited		374			344
Acquisition and operating expenses, net of deferrals		513			457
Amortization of deferred acquisition costs and intangibles		176			234
Interest expense		80			63

Total benefits and expenses		2,196			2,227

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		459			415

Provision for income taxes		152			69
Effective tax rate		33.1	%		16.6	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	307		$	346

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Earnings From Continuing Operations

(amounts in millions)


	Twelve months ended December 31,
	2005			2004
REVENUES:
Premiums	$	6,297		$	6,559
Net investment income		3,536			3,648
Net realized investment (losses) gains		(2	)		26
Policy fees and other income		673			824

Total revenues		10,504			11,057

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		4,205			4,804
Interest credited		1,425			1,432
Acquisition and operating expenses, net of deferrals		1,989			1,902
Amortization of deferred acquisition costs and intangibles		794			1,064
Interest expense		293			217

Total benefits and expenses		8,706			9,419

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		1,798			1,638
Provision for income taxes		577			493
Effective tax rate		32.1	%		30.1	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	1,221		$	1,145

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Statement of Financial Position

(amounts in millions)


	December 31, 2005			December 31, 2004
ASSETS
Investments:
Fixed maturities available-for-sale	$	53,791		$	52,424
Equity securities available-for-sale		367			374
Mortgage loans		7,558			6,051
Policy loans		1,350			1,224
Short-term investments		25			247
Restricted investments held by securitization entities		685			860
Other invested assets		2,772			3,996

Total investments		66,548			65,176
Cash and cash equivalents		1,875			1,963
Accrued investment income		733			733
Deferred acquisition costs		5,586			5,020
Intangible assets		782			780
Goodwill		1,450			1,465
Reinsurance recoverables		18,245			18,535
Other assets		967			1,322
Separate account assets		9,106			8,884

Total assets	$	105,292		$	103,878

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities:
Future annuity and contract benefits	$	63,749		$	61,698
Liability for policy and contract claims		3,364			3,329
Unearned premiums		3,647			3,597
Other policyholder liabilities		507			638
Other liabilities		4,643			6,792
Non-recourse funding obligations		1,400			900
Short-term borrowings		152			559
Long-term borrowings		2,736			2,442
Senior notes underlying equity units		600			600
Mandatorily redeemable preferred stock		100			100
Deferred tax liability		1,318			624
Borrowings related to securitization entities		660			849
Separate account liabilities		9,106			8,884

Total liabilities		91,982			91,012

Commitments and contingencies

Stockholders’ equity
Common stock		—			—
Additional paid-in capital		10,671			10,612

Accumulated other comprehensive income:
Net unrealized investment gains		760			1,019
Derivatives qualifying as hedges		389			268
Foreign currency translation adjustments and other		255			321

Total accumulated other comprehensive income		1,404			1,608

Retained earnings		1,735			646
Treasury stock, at cost		(500	)		—

Total stockholders’ equity		13,310			12,866

Total liabilities and stockholders’ equity	$	105,292		$	103,878

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Fourth Quarter Results by Segment

Three and twelve months ended December 31, 2005 as compared to three and twelve months ended December 31, 2004

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Statement of Earnings by Segment

(amounts in millions)


Three months ended December 31, 2005	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Total
REVENUES:
Premiums	$	1,099	$	181	$	229	$	22		$	1,531
Net investment income		338		493		77		33			941
Net realized investment gains		—		—		—		11			11
Policy fees and other income		93		63		11		5			172

Total revenues		1,530		737		317		71			2,655

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		722		255		66		10			1,053
Interest credited		98		276		—		—			374
Acquisition and operating expenses, net of deferrals		333		68		74		38			513
Amortization of deferred acquisition costs and intangibles		119		39		14		4			176
Interest expense		19		1		—		60			80

Total benefits and expenses		1,291		639		154		112			2,196

EARNINGS (LOSS) BEFORE INCOME TAXES		239		98		163		(41	)		459
Provision for (benefit from) income taxes		87		30		44		(9	)		152

NET EARNINGS (LOSS)		152		68		119		(32	)		307
Net realized investment gains, net of taxes		—		—		—		(7	)		(7	)

NET OPERATING EARNINGS (LOSS)	$	152	$	68	$	119	$	(39	)	$	300



Three months ended December 31, 2004	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Total
REVENUES:
Premiums	$	1,094	$	277	$	213	$	22		$	1,606
Net investment income		311		417		68		29			825
Net realized investment losses		—		—		—		(1	)		(1	)
Policy fees and other income		102		58		8		44			212

Total revenue		1,507		752		289		94			2,642

BENEFITS AND EXPENSES:
Benefits and changes in policy reserves		705		363		53		8			1,129
Interest credited		91		253		—		—			344
Acquisition and operating expenses, net of deferrals		307		48		69		33			457
Amortization of deferred acquisition costs and intangibles		180		34		16		4			234
Interest expense		6		—		—		57			63

Total benefits and expenses		1,289		698		138		102			2,227

EARNINGS (LOSS) BEFORE INCOME TAXES		218		54		151		(8	)		415
Provision for (benefit from) income taxes		78		19		44		(72	)		69

NET EARNINGS		140		35		107		64			346

Net realized investment loss, net of taxes		—		—		—		1			1
Net tax benefit related to initial public offering		—		—		—		(68	)		(68	)
Gain on outsourcing services agreement, net of taxes		—		—		—		(25	)		(25	)

NET OPERATING EARNINGS (LOSS)	$	140	$	35	$	107	$	(28	)	$	254

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Statement of Earnings by Segment

(amounts in millions)


Twelve months ended December 31, 2005	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Affinity			Total
REVENUES:
Premiums	$	4,476	$	855	$	882	$	84		$	—		$	6,297
Net investment income		1,284		1,813		287		152			—			3,536
Net realized investment losses		—		—		—		(2	)		—			(2	)
Policy fees and other income		366		244		45		18			—			673

Total revenues		6,126		2,912		1,214		252			—			10,504

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,894		1,111		162		38			—			4,205
Interest credited		369		1,056		—		—			—			1,425
Acquisition and operating expenses, net of deferrals		1,337		259		289		104			—			1,989
Amortization of deferred acquisition costs and intangibles		589		131		56		18			—			794
Interest expense		52		3		—		238			—			293

Total benefits and expenses		5,241		2,560		507		398			—			8,706

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		885		352		707		(146	)		—			1,798
Provision for (benefit from) income taxes		317		105		200		(45	)		—			577

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		568		247		507		(101	)		—			1,221
Net realized investment losses, net of taxes		—		—		—		1			—			1

NET OPERATING EARNINGS (LOSS)	$	568	$	247	$	507	$	(100	)	$	—		$	1,222


Twelve months ended December 31, 2004	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Affinity			Total
REVENUES:
Premiums	$	4,481	$	1,094	$	800	$	96		$	88		$	6,559
Net investment income		1,224		1,996		254		148			26			3,648
Net realized investment gains		—		—		—		26			—			26
Policy fees and other income		359		271		36		54			104			824

Total revenue		6,064		3,361		1,090		324			218			11,057

BENEFITS AND EXPENSES:
Benefits and changes in policy reserves		2,890		1,633		165		36			80			4,804
Interest credited		362		1,070		—		—			—			1,432
Acquisition and operating expenses, net of deferrals		1,184		250		262		83			123			1,902
Amortization of deferred acquisition costs and intangibles		779		170		51		17			47			1,064
Interest expense		15		1		—		201			—			217

Total benefits and expenses		5,230		3,124		478		337			250			9,419

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		834		237		612		(13	)		(32	)		1,638
Provision for (benefit from) income taxes		306		84		186		(65	)		(18	)		493

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		528		153		426		52			(14	)		1,145
Net realized investment gains, net of taxes		—		—		—		(16	)		—			(16	)
Net tax benefit related to initial public offering		—		—		—		(46	)		—			(46	)
Gain on outsourcing services agreement, net of taxes								(25	)					(25	)

NET OPERATING EARNINGS (LOSS)	$	528	$	153	$	426	$	(35	)	$	(14	)	$	1,058

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


Three months ended December 31, 2005	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	207	$	429	$	297	$	166	$	1,099
Net investment income		134		171		21		12		338
Policy fees and other income		80		5		5		3		93

Total revenues		421		605		323		181		1,530

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		158		399		52		113		722
Interest credited		59		38		—		1		98
Acquisition and operating expenses, net of deferrals		36		79		173		45		333
Amortization of deferred acquisition costs and intangibles		26		22		61		10		119
Interest expense		19		—		—		—		19

Total benefits and expenses		298		538		286		169		1,291

EARNINGS BEFORE INCOME TAXES		123		67		37		12		239
Provision for income taxes		44		24		15		4		87

SEGMENT NET EARNINGS	$	79	$	43	$	22	$	8	$	152



Three months ended December 31, 2004	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	192	$	396	$	347	$	159	$	1,094
Net investment income		115		158		27		11		311
Policy fees and other income		93		2		2		5		102

Total revenues		400		556		376		175		1,507

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		166		378		51		110		705
Interest credited		60		31		—		—		91
Acquisition and operating expenses, net of deferrals		27		63		168		49		307
Amortization of deferred acquisition costs and intangibles		37		13		121		9		180
Interest expense		6		—		—		—		6

Total benefits and expenses		296		485		340		168		1,289

EARNINGS BEFORE INCOME TAXES		104		71		36		7		218
Provision for income taxes		37		25		14		2		78

SEGMENT NET EARNINGS	$	67	$	46	$	22	$	5	$	140

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


Twelve months ended December 31, 2005	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	813	$	1,680	$	1,324	$	659	$	4,476
Net investment income		493		652		94		45		1,284
Policy fees and other income		317		15		21		13		366

Total revenues		1,623		2,347		1,439		717		6,126

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		663		1,547		231		453		2,894
Interest credited		235		132		—		2		369
Acquisition and operating expenses, net of deferrals		134		298		734		171		1,337
Amortization of deferred acquisition costs and intangibles		111		103		332		43		589
Interest expense		52		—		—		—		52

Total benefits and expenses		1,195		2,080		1,297		669		5,241

EARNINGS BEFORE INCOME TAXES		428		267		142		48		885
Provision for income taxes		153		95		52		17		317

SEGMENT NET EARNINGS	$	275	$	172	$	90	$	31	$	568



Twelve months ended December 31, 2004	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	759	$	1,672	$	1,427	$	623	$	4,481
Net investment income		444		631		106		43		1,224
Policy fees and other income		315		8		16		20		359

Total revenues		1,518		2,311		1,549		686		6,064

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		633		1,565		263		429		2,890
Interest credited		242		119		—		1		362
Acquisition and operating expenses, net of deferrals		117		274		617		176		1,184
Amortization of deferred acquisition costs and intangibles		125		85		535		34		779
Interest expense		15		—		—		—		15

Total benefits and expenses		1,132		2,043		1,415		640		5,230

EARNINGS BEFORE INCOME TAXES		386		268		134		46		834
Provision for income taxes		141		96		53		16		306

SEGMENT NET EARNINGS	$	245	$	172	$	81	$	30	$	528

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


Three months ended December 31, 2005	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	181	$	—	$	—	$	181
Net investment income		361		6		126		493
Policy fees and other income		5		58		—		63

Total revenues		547		64		126		737

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		255		—		—		255
Interest credited		165		5		106		276
Acquisition and operating expenses, net of deferrals		28		36		4		68
Amortization of deferred acquisition costs and intangibles		34		5		—		39
Interest expense		1		—		—		1

Total benefits and expenses		483		46		110		639

EARNINGS BEFORE INCOME TAXES		64		18		16		98
Provision for income taxes		21		4		5		30

SEGMENT NET EARNINGS	$	43	$	14	$	11	$	68



Three months ended December 31, 2004	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	277	$	—	$	—	$	277
Net investment income		319		4		94		417
Policy fees and other income		3		55		—		58

Total revenues		599		59		94		752

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		361		2		—		363
Interest credited		173		3		77		253
Acquisition and operating expenses, net of deferrals		19		28		1		48
Amortization of deferred acquisition costs and intangibles		27		7		—		34
Interest expense		—		—		—		—

Total benefits and expenses		580		40		78		698

EARNINGS BEFORE INCOME TAXES		19		19		16		54
Provision for income taxes		10		3		6		19

SEGMENT NET EARNINGS	$	9	$	16	$	10	$	35

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


Twelve months ended December 31, 2005	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	855	$	—	$	—	$	855
Net investment income		1,352		19		442		1,813
Policy fees and other income		17		227		—		244

Total revenues		2,224		246		442		2,912

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,104		7		—		1,111
Interest credited		668		13		375		1,056
Acquisition and operating expenses, net of deferrals		118		131		10		259
Amortization of deferred acquisition costs and intangibles		114		17		—		131
Interest expense		3		—		—		3

Total benefits and expenses		2,007		168		385		2,560

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		217		78		57		352
Provision for income taxes		66		19		20		105

SEGMENT NET EARNINGS	$	151	$	59	$	37	$	247



Twelve months ended December 31, 2004	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	1,094	$	—	$	—	$	1,094
Net investment income		1,604		60		332		1,996
Policy fees and other income		14		257		—		271

Total revenues		2,712		317		332		3,361

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,613		20		—		1,633
Interest credited		748		41		281		1,070
Acquisition and operating expenses, net of deferrals		114		132		4		250
Amortization of deferred acquisition costs and intangibles		108		62		—		170
Interest expense		1		—		—		1

Total benefits and expenses		2,584		255		285		3,124

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		128		62		47		237
Provision for income taxes		49		18		17		84

SEGMENT NET EARNINGS	$	79	$	44	$	30	$	153

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


Three months ended December 31, 2005	U. S.		International		Total
REVENUES:
Premiums	$	112	$	117	$	229
Net investment income		33		44		77
Policy fees and other income		6		5		11

Total revenues		151		166		317

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		50		16		66
Acquisition and operating expenses, net of deferrals		38		36		74
Amortization of deferred acquisition costs and intangibles		9		5		14

Total benefits and expenses		97		57		154

EARNINGS BEFORE INCOME TAXES		54		109		163
Provision for income taxes		7		37		44

SEGMENT NET EARNINGS	$	47	$	72	$	119



Three months ended December 31, 2004	U. S.		International		Total
REVENUES:
Premiums	$	112	$	101	$	213
Net investment income		34		34		68
Policy fees and other income		3		5		8

Total revenues		149		140		289

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		39		14		53
Acquisition and operating expenses, net of deferrals		39		30		69
Amortization of deferred acquisition costs and intangibles		10		6		16

Total benefits and expenses		88		50		138

EARNINGS BEFORE INCOME TAXES		61		90		151
Provision for income taxes		11		33		44

SEGMENT NET EARNINGS	$	50	$	57	$	107

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


Twelve months ended December 31, 2005	U. S.		International		Total
REVENUES:
Premiums	$	447	$	435	$	882
Net investment income		130		157		287
Policy fees and other income		26		19		45

Total revenues		603		611		1,214

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		117		45		162
Acquisition and operating expenses, net of deferrals		161		128		289
Amortization of deferred acquisition costs and intangibles		35		21		56

Total benefits and expenses		313		194		507

EARNINGS BEFORE INCOME TAXES		290		417		707
Provision for income taxes		52		148		200

SEGMENT NET EARNINGS	$	238	$	269	$	507



Twelve months ended December 31, 2004	U. S.		International		Total
REVENUES:
Premiums	$	460	$	340	$	800
Net investment income		132		122		254
Policy fees and other income		17		19		36

Total revenues		609		481		1,090

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		127		38		165
Acquisition and operating expenses, net of deferrals		163		99		262
Amortization of deferred acquisition costs and intangibles		31		20		51

Total benefits and expenses		321		157		478

EARNINGS BEFORE INCOME TAXES		288		324		612
Provision for income taxes		64		122		186

SEGMENT NET EARNINGS	$	224	$	202	$	426

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


Three months ended December 31, 2005	Total
REVENUES:
Premiums	$	22
Net investment income		33
Net realized investment gains		11
Policy fees and other income		5

Total revenues		71

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		10
Acquisition and operating expenses, net of deferrals		38
Amortization of deferred acquisition costs and intangibles		4
Interest expense		60

Total benefits and expenses		112

LOSS BEFORE INCOME TAXES		(41	)
Benefit from income taxes		(9	)

SEGMENT NET LOSS		(32	)
Net realized investment gains, net of taxes		(7	)

NET OPERATING LOSS	$	(39	)



Three months ended December 31, 2004	Total
REVENUES:
Premiums	$	22
Net investment income		29
Net realized investment losses		(1	)
Policy fees and other income		44

Total revenues		94

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		8
Acquisition operating expenses, net of deferrals		33
Amortization of deferred acquisition costs and intangibles		4
Interest expense		57

Total benefits and expenses		102

LOSS BEFORE INCOME TAXES		(8	)
Benefit from income taxes		(72	)

SEGMENT NET GAIN		64
Net realized investment losses, net of taxes		1
Net tax benefit related to initial public offering		(68	)
Gain on outsourcing services agreement, net of taxes		(25	)

NET OPERATING LOSS	$	(28	)

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


Twelve months ended December 31, 2005	Total
REVENUES:
Premiums	$	84
Net investment income		152
Net realized investment losses		(2	)
Policy fees and other income		18

Total revenues		252

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38
Acquisition and operating expenses, net of deferrals		104
Amortization of deferred acquisition costs and intangibles		18
Interest expense		238

Total benefits and expenses		398

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(146	)
Benefit from income taxes		(45	)

SEGMENT NET LOSS		(101	)
Net realized investment losses, net of taxes		1

NET OPERATING LOSS	$	(100	)


Twelve months ended December 31, 2004	Total
REVENUES:
Premiums	$	96
Net investment income		148
Net realized investment gains		26
Policy fees and other income		54

Total revenues		324

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		36
Acquisition and operating expenses, net of deferrals		83
Amortization of deferred acquisition costs and intangibles		17
Interest expense		201

Total benefits and expenses		337

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(13	)
Benefit for income taxes		(65	)

SEGMENT NET GAIN		52
Net realized investment gains, net of taxes		(16	)
Net tax benefit related to initial public offering		(46	)
Gain on outsourcing services agreement, net of taxes		(25	)

NET OPERATING LOSS	$	(35	)

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Net Earnings

(amounts in millions)


	2005														2004
	Q4			Q3			Q2		Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,531		$	1,547		$	1,614	$	1,605		$	6,297		$	1,606		$	1,523		$	1,708		$	1,722		$	6,559
Net investment income		941			902			842		851			3,536			825			785			1,001			1,037			3,648
Net realized investment (losses) gains		11			(7	)		—		(6	)		(2	)		(1	)		3			8			16			26
Policy fees and other income		172			186			154		161			673			212			159			204			249			824

Total revenues		2,655			2,628			2,610		2,611			10,504			2,642			2,470			2,921			3,024			11,057

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,053			1,026			1,051		1,075			4,205			1,129			1,034			1,290			1,351			4,804
Interest credited		374			364			347		340			1,425			344			328			364			396			1,432
Acquisition and operating expenses, net of deferrals		513			506			523		447			1,989			457			411			511			523			1,902
Amortization of deferred acquisition costs and intangibles		176			217			208		193			794			234			230			270			330			1,064
Interest expense		80			72			69		72			293			63			60			47			47			217

Total benefits and expenses		2,196			2,185			2,198		2,127			8,706			2,227			2,063			2,482			2,647			9,419

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		459			443			412		484			1,798			415			407			439			377			1,638
Provision for income taxes		152			136			127		162			577			69			136			171			117			493

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		307			307			285		322			1,221			346			271			268			260			1,145
Net realized investment losses (gains), net of taxes		(7	)		4			—		4			1			1			(2	)		(5	)		(10	)		(16	)
Net tax (benefit) expense related to initial public offering		—			—			—		—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—			—		—			—			(25	)		—			—			—			(25	)

NET OPERATING EARNINGS	$	300		$	311		$	285	$	326		$	1,222		$	254		$	269		$	285		$	250		$	1,058

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	1,099	$	1,120	$	1,129	$	1,128	$	4,476	$	1,094	$	1,085	$	1,132	$	1,170	$	4,481
Net investment income		338		321		311		314		1,284		311		298		306		309		1,224
Policy fees and other income		93		108		77		88		366		102		91		79		87		359

Total revenues		1,530		1,549		1,517		1,530		6,126		1,507		1,474		1,517		1,566		6,064

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		722		732		702		738		2,894		705		698		727		760		2,890
Interest credited		98		90		91		90		369		91		91		90		90		362
Acquisition and operating expenses, net of deferrals		333		328		349		327		1,337		307		279		307		291		1,184
Amortization of deferred acquisition costs and intangibles		119		161		159		150		589		180		186		184		229		779
Interest expense		19		13		11		9		52		6		4		2		3		15

Total benefits and expenses		1,291		1,324		1,312		1,314		5,241		1,289		1,258		1,310		1,373		5,230

EARNINGS BEFORE INCOME TAXES		239		225		205		216		885		218		216		207		193		834
Provision for income taxes		87		80		73		77		317		78		81		78		69		306

SEGMENT NET EARNINGS	$	152	$	145	$	132	$	139	$	568	$	140	$	135	$	129	$	124	$	528

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	181	$	189	$	241	$	244	$	855	$	277	$	219	$	321	$	277	$	1,094
Net investment income		493		455		432		433		1,813		417		393		569		617		1,996
Policy fees and other income		63		61		62		58		244		58		52		76		85		271

Total revenues		737		705		735		735		2,912		752		664		966		979		3,361

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		255		247		301		308		1,111		363		281		495		494		1,633
Interest credited		276		274		256		250		1,056		253		237		274		306		1,070
Acquisition and operating expenses, net of deferrals		68		66		66		59		259		48		59		68		75		250
Amortization of deferred acquisition costs and intangibles		39		33		32		27		131		34		25		54		57		170
Interest expense		1		1		1		—		3		—		—		1		—		1

Total benefits and expenses		639		621		656		644		2,560		698		602		892		932		3,124

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		98		84		79		91		352		54		62		74		47		237
Provision for income taxes		30		25		19		31		105		19		22		27		16		84

SEGMENT NET EARNINGS	$	68	$	59	$	60	$	60	$	247	$	35	$	40	$	47	$	31	$	153

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	229	$	218	$	220	$	215	$	882	$	213	$	197	$	195	$	195	$	800
Net investment income		77		73		68		69		287		68		65		61		60		254
Policy fees and other income		11		12		12		10		45		8		10		10		8		36

Total revenues		317		303		300		294		1,214		289		272		266		263		1,090

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		66		36		39		21		162		53		46		27		39		165
Acquisition and operating expenses, net of deferrals		74		81		75		59		289		69		64		65		64		262
Amortization of deferred acquisition costs and intangibles		14		18		13		11		56		16		12		11		12		51

Total benefits and expenses		154		135		127		91		507		138		122		103		115		478

EARNINGS BEFORE INCOME TAXES		163		168		173		203		707		151		150		163		148		612
Provision for income taxes		44		42		52		62		200		44		48		49		45		186

SEGMENT NET EARNINGS	$	119	$	126	$	121	$	141	$	507	$	107	$	102	$	114	$	103	$	426

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


	2005															2004
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	22		$	20		$	24		$	18		$	84		$	22		$	22		$	26		$	26		$	96
Net investment income		33			53			31			35			152			29			29			57			33			148
Net realized investment (losses) gains		11			(7	)		—			(6	)		(2	)		(1	)		3			8			16			26
Policy fees and other income		5			5			3			5			18			44			6			2			2			54

Total revenues		71			71			58			52			252			94			60			93			77			324

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		10			11			9			8			38			8			9			10			9			36
Acquisition and operating expenses, net of deferrals		38			31			33			2			104			33			9			22			19			83
Amortization of deferred acquisition costs and intangibles		4			5			4			5			18			4			7			3			3			17
Interest expense		60			58			57			63			238			57			56			44			44			201

Total benefits and expenses		112			105			103			78			398			102			81			79			75			337

(LOSS) EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(41	)		(34	)		(45	)		(26	)		(146	)		(8	)		(21	)		14			2			(13	)
(Benefit from) provision for income taxes		(9	)		(11	)		(17	)		(8	)		(45	)		(72	)		(15	)		24			(2	)		(65	)

SEGMENT NET (LOSS) EARNINGS		(32	)		(23	)		(28	)		(18	)		(101	)		64			(6	)		(10	)		4			52
Net realized investment losses (gains), net of taxes		(7	)		4			—			4			1			1			(2	)		(5	)		(10	)		(16	)
Net tax (benefit) expense related to initial public offering		—			—			—			—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—			—			—			—			(25	)		—			—			—			(25	)

NET OPERATING (LOSS) EARNINGS	$	(39	)	$	(19	)	$	(28	)	$	(14	)	$	(100	)	$	(28	)	$	(8	)	$	7		$	(6	)	$	(35	)

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Affinity

(amounts in millions)


	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Q3		Q2			Q1			Total
REVENUES:
Premiums	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	34		$	54		$	88
Net investment income		—		—		—		—		—		—		—		8			18			26
Policy fees and other income		—		—		—		—		—		—		—		37			67			104

Total revenues		—		—		—		—		—		—		—		79			139			218

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—		—		—		—		—		—		—		31			49			80
Acquisition and operating expenses, net of deferrals		—		—		—		—		—		—		—		49			74			123
Amortization of deferred acquisition costs and intangibles		—		—		—		—		—		—		—		18			29			47

Total benefits and expenses		—		—		—		—		—		—		—		98			152			250

LOSS BEFORE INCOME TAXES		—		—		—		—		—		—		—		(19	)		(13	)		(32	)
Benefit from income taxes		—		—		—		—		—		—		—		(7	)		(11	)		(18	)

SEGMENT NET LOSS	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	(12	)	$	(2	)	$	(14	)

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

STATISTICAL DATA

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Investments Summary

(amounts in millions)


		December 31, 2005				September 30, 2005				June 30, 2005				March 31, 2005				December 31, 2004
		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
*Composition of Investment Portfolio*
Fixed maturities, available-for-sale:
Public		$	40,539	59	%	$	40,507	59	%	$	40,813	60	%	$	40,644	61	%	$	40,150	60	%
Private			13,252	20	%		13,062	19	%		12,606	19	%		11,997	18	%		12,274	18	%
Equity securities, available-for-sale
Common stocks and mutual funds			54	0	%		62	0	%		50	0	%		52	0	%		82	0	%
Preferred stocks			152	0	%		133	0	%		137	0	%		132	0	%		125	0	%
Investment in special purpose entities			161	0	%		171	0	%		172	0	%		171	1	%		167	1	%
Commercial mortgage loans			7,558	11	%		7,272	11	%		6,859	10	%		6,279	9	%		6,051	9	%
Policy loans			1,350	2	%		1,353	2	%		1,233	2	%		1,232	2	%		1,224	2	%
Restricted investments held by securitization entities			685	1	%		753	1	%		781	1	%		815	1	%		860	1	%
Cash, cash equivalents and short-term investments			1,900	3	%		1,860	3	%		1,545	2	%		1,526	2	%		2,210	3	%
Other invested assets			2,772	4	%		3,198	5	%		3,669	6	%		3,823	6	%		3,996	6	%

Total invested assets and cash		$	68,423	100	%	$	68,371	100	%	$	67,865	100	%	$	66,671	100	%	$	67,139	100	%


		December 31, 2005				September 30, 2005				June 30, 2005				March 31, 2005				December 31, 2004
Public Fixed Maturities—Credit Quality:		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	29,295	72	%	$	28,966	72	%	$	29,191	72	%	$	29,107	72	%	$	28,635	71	%
2	Baa		9,072	23	%		9,345	23	%		9,447	23	%		9,472	23	%		9,344	23	%
3	Ba		1,466	4	%		1,575	4	%		1,529	4	%		1,439	4	%		1,415	4	%
4	B		557	1	%		440	1	%		465	1	%		474	1	%		651	2	%
5	Caa and lower		79	0	%		122	0	%		119	0	%		91	0	%		63	0	%
6	In or near default		13	0	%		12	0	%		26	0	%		26	0	%		15	0	%
Not rated	Not rated		57	0	%		47	0	%		36	0	%		35	0	%		27	0	%

	Total public fixed maturities	$	40,539	100	%	$	40,507	100	%	$	40,813	100	%	$	40,644	100	%	$	40,150	100	%


Private Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	7,452	56	%	$	7,201	55	%	$	6,907	56	%	$	6,350	53	%	$	6,501	53	%
2	Baa		5,091	39	%		5,081	39	%		4,818	38	%		4,743	40	%		4,768	39	%
3	Ba		485	4	%		535	4	%		550	4	%		543	5	%		605	5	%
4	B		157	1	%		139	1	%		217	2	%		175	1	%		202	2	%
5	Caa and lower		16	0	%		36	0	%		39	0	%		46	0	%		103	1	%
6	In or near default		34	0	%		50	1	%		55	0	%		37	0	%		43	0	%
Not rated	Not rated		17	0	%		20	0	%		20	0	%		103	1	%		52	0	%

	Total private fixed maturities	$	13,252	100	%	$	13,062	100	%	$	12,606	100	%	$	11,997	100	%	$	12,274	100	%

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Fixed Maturities Summary

(amounts in millions)


	December 31, 2005				September 30, 2005				June 30, 2005				March 31, 2005				December 31, 2004
	Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
*Fixed maturities—Security Sector:*
U.S. government, agencies & government sponsored entities	$	805	2	%	$	715	1	%	$	731	1	%	$	493	1	%	$	572	1	%
Tax exempt		2,890	6	%		2,913	6	%		2,995	6	%		3,016	6	%		3,030	6	%
Foreign government		1,806	3	%		1,793	3	%		1,887	3	%		1,808	3	%		1,744	3	%
U.S. corporate		26,122	49	%		26,617	50	%		27,058	51	%		26,623	51	%		27,101	52	%
Foreign corporate		9,405	17	%		9,144	17	%		8,776	16	%		8,651	16	%		8,100	15	%
Mortgage-backed		8,736	16	%		8,553	16	%		8,451	16	%		8,722	17	%		8,577	17	%
Asset-backed		4,027	7	%		3,834	7	%		3,521	7	%		3,328	6	%		3,300	6	%

Total fixed maturities	$	53,791	100	%	$	53,569	100	%	$	53,419	100	%	$	52,641	100	%	$	52,424	100	%

*Corporate Bond Holdings—Industry Sector:*
Finance and insurance	$	11,400	32	%	$	11,151	31	%	$	10,915	31	%	$	10,658	30	%	$	10,357	30	%
Utilities and energy		6,836	19	%		6,963	19	%		7,171	20	%		6,985	20	%		7,056	20	%
Consumer—non cyclical		4,632	13	%		4,734	13	%		4,877	14	%		4,705	13	%		4,351	12	%
Consumer—cyclical		2,642	7	%		2,719	8	%		2,670	7	%		2,634	8	%		2,666	8	%
Capital goods		2,043	6	%		2,134	6	%		2,194	6	%		2,289	6	%		2,240	6	%
Industrial		2,141	6	%		2,146	6	%		2,269	6	%		2,384	7	%		2,475	7	%
Technology and communications		2,424	7	%		2,476	7	%		2,473	7	%		2,329	7	%		2,223	6	%
Transportation		1,325	4	%		1,317	4	%		1,240	3	%		1,156	3	%		1,063	3	%
Other		2,084	6	%		2,121	6	%		2,025	6	%		2,134	6	%		2,770	8	%

Total	$	35,527	100	%	$	35,761	100	%	$	35,834	100	%	$	35,274	100	%	$	35,201	100	%

Fixed maturities—Contractual Maturity Dates:
Due in one year or less	$	2,812	5	%	$	2,646	5	%	$	2,858	5	%	$	2,652	5	%	$	2,040	4	%
Due after one year through five years		10,144	19	%		10,331	19	%		10,382	20	%		10,329	20	%		10,749	20	%
Due after five years through ten years		11,218	21	%		11,567	22	%		11,514	22	%		11,658	22	%		11,842	23	%
Due after ten years		16,854	31	%		16,638	31	%		16,693	31	%		15,952	30	%		15,916	30	%

Subtotal		41,028	76	%		41,182	77	%		41,447	78	%		40,591	77	%		40,547	77	%
Mortgage-backed and asset backed		12,763	24	%		12,387	23	%		11,972	22	%		12,050	23	%		11,877	23	%

Total fixed maturities	$	53,791	100	%	$	53,569	100	%	$	53,419	100	%	$	52,641	100	%	$	52,424	100	%

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Commercial Mortgage Loans Data

(amounts in millions)


	December 31, 2005						September 30, 2005				June 30, 2005				March 31, 2005				December 31, 2004
Summary of Commercial Mortgage Loans	Carrying Amount			% of Total			Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
*Geographic Region*
Pacific	$	2,272			30	%	$	2,191	30	%	$	2,043	30	%	$	1,850	30	%	$	1,796	30	%
South Atlantic		1,586			21	%		1,508	21	%		1,451	21	%		1,234	20	%		1,239	20	%
Middle Atlantic		1,088			14	%		1,081	15	%		998	15	%		989	16	%		953	16	%
East North Central		794			11	%		766	10	%		704	10	%		662	11	%		682	11	%
Mountain		580			8	%		514	7	%		496	7	%		471	8	%		463	8	%
West South Central		336			4	%		346	5	%		306	5	%		304	5	%		306	5	%
West North Central		440			6	%		431	6	%		432	6	%		366	5	%		252	4	%
East South Central		280			4	%		268	4	%		261	4	%		230	3	%		225	4	%
New England		182			2	%		167	2	%		168	2	%		173	2	%		135	2	%

Total	$	7,558			100	%	$	7,272	100	%	$	6,859	100	%	$	6,279	100	%	$	6,051	100	%

*Property Type*
Office	$	2,197			28	%	$	2,156	30	%	$	1,914	28	%	$	1,861	30	%	$	1,822	30	%
Industrial		2,109			28	%		2,017	28	%		1,963	29	%		1,845	30	%		1,797	30	%
Retail		2,092			28	%		2,046	28	%		1,938	28	%		1,701	27	%		1,574	26	%
Apartments		833			11	%		746	10	%		708	10	%		655	10	%		650	11	%
Mixed use/other		327			5	%		307	4	%		336	5	%		217	3	%		208	3	%

Total	$	7,558			100	%	$	7,272	100	%	$	6,859	100	%	$	6,279	100	%	$	6,051	100	%


	Principal Balance			% of Total			Principal Balance		% of Total		Principal Balance		% of Total		Principal Balance		% of Total		Principal Balance		% of Total
*Loan Size*
Under $5 million	$	3,407			45	%	$	3,330	46	%	$	3,247	47	%	$	3,122	49	%	$	3,073	50	%
$5 million but less than $10 million		1,831			24	%		1,720	23	%		1,647	24	%		1,457	23	%		1,442	24	%
$10 million but less than $20 million		1,427			19	%		1,382	19	%		1,245	18	%		1,072	17	%		1,009	17	%
$20 million but less than $30 million		448			6	%		466	6	%		323	5	%		350	6	%		334	5	%
$30 million and over		469			6	%		429	6	%		446	6	%		324	5	%		237	4	%

Total	$	7,582			100	%	$	7,327	100	%	$	6,908	100	%	$	6,325	100	%	$	6,095	100	%


	December 31, 2005			December 31, 2004
*Allowance for Losses on Mortgage Loans*
Balance, beginning of year	$	52		$	50
Provisions		11			7
Releases		(32	)		—
Deductions for write-downs and dispositions		—			(5	)

Balance, end of year	$	31		$	52

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

General Account GAAP Net Investment Income Yields

(amounts in millions)


	2005
	Q4			Q3			Q2			Q1			Total
GAAP Net Investment Income
Fixed maturities—taxable	$	705		$	692		$	657		$	665		$	2,719
Fixed maturities—non-taxable		32			31			33			32			128
Mortgage loans		145			116			98			98			457
Equity securities		7			6			6			6			25
Other Investments		19			21			16			17			73
Policy loans		29			27			27			27			110
Restricted investments held by securitization entities		11			12			13			14			50
Cash, cash equivalents and short-term investments		12			16			8			9			45

Total Cash and Invested Assets		960			921			858			868			3,607

Investment Expenses		(19	)		(19	)		(16	)		(17	)		(71	)

Total Net Investment Income	$	941		$	902		$	842		$	851		$	3,536

Annualized Yields
Fixed maturities—taxable		5.7	%		5.7	%		5.5	%		5.5	%		5.6	%
Fixed maturities—non-taxable		4.5	%		4.5	%		4.5	%		4.5	%		4.5	%
Mortgage loans		7.8	%		6.6	%		6.0	%		6.4	%		6.7	%
Equity securities		9.4	%		9.0	%		8.6	%		8.9	%		8.9	%
Other Investments		7.9	%		8.5	%		7.3	%		8.5	%		8.1	%
Policy loans		8.6	%		8.5	%		8.9	%		8.3	%		8.6	%
Restricted investments held by securitization entities		6.2	%		6.2	%		6.3	%		6.9	%		6.4	%
Cash, cash equivalents and short-term investments		2.5	%		3.7	%		2.2	%		2.0	%		2.5	%

Total Cash and Invested Assets		5.9	%		5.8	%		5.5	%		5.6	%		5.7	%

Investment Expenses		-0.1	%		-0.1	%		-0.1	%		-0.1	%		-0.1	%

Total Net Investment Income		5.8	%		5.7	%		5.4	%		5.5	%		5.6	%

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs

(amounts in millions)


Deferred Acquisition Costs	Total			Protection			Retirement Income and Investments			Mortgage Insurance			Corporate and Other
Unamortized balance as of September 30, 2005	$	5,448		$	4,482		$	837		$	124		$	5
Costs deferred		262			186			54			20			2
Amortization, net of interest accretion		(126	)		(75	)		(36	)		(13	)		(2	)
Impact of foreign currency translation		(13	)		(13	)		—			—			—

Unamortized balance as of December 31, 2005		5,571			4,580			855			131			5
Accumulated effect of net unrealized investment gains		15			(12	)		27			—			—

Balance as of December 31, 2005	$	5,586		$	4,568		$	882		$	131		$	5

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income and Investments

(amounts in millions)


	Three months ended December 31,
	2005			2004
*Spread-Based Retail Products*
Fixed Annuities
Account value, net of reinsurance, beginning of period	$	15,676		$	14,832
Deposits		356			483
Interest credited		151			153
Surrenders, benefits and product charges		(636	)		(345	)

Account value, net of reinsurance, end of period		15,547			15,123

Single Premium Income Annuities
Account value, net of reinsurance, beginning of period		5,578			5,253
Premiums and deposits		240			242
Interest credited		79			77
Surrenders, benefits and product charges		(217	)		(228	)

Account value, net of reinsurance, end of period		5,680			5,344

Structured Settlements
Account value, net of reinsurance, beginning of period		831			420
Premiums and deposits		41			116
Interest credited		12			9
Surrenders, benefits and product charges		(13	)		(12	)

Account value, net of reinsurance, end of period		871			533

Total Spread-Based Retail Products, net of reinsurance	$	22,098		$	21,000

*Spread-Based Institutional Products*
GICs and Funding Agreements
Account value, net of reinsurance, beginning of period	$	9,998		$	9,329
Deposits		587			873
Interest credited		107			77
Surrenders and benefits		(915	)		(738	)

Account value, end of period		9,777			9,541

Total Spread-Based Products Assets Under Management	$	31,875		$	30,541

*Fee-Based Products*
Variable Annuities
Account value, net of reinsurance, beginning of period	$	1,795		$	842
Deposits		293			203
Interest credited and investment performance		38			62
Surrenders, benefits and product charges		(33	)		(13	)

Account value, net of reinsurance, end of period		2,093			1,094

Variable Life Insurance
Account value, beginning of the period		355			322
Deposits		8			9
Interest credited and investment performance		12			25
Surrenders, benefits and product charges		(12	)		(11	)

Account value, end of period		363			345


	Three months ended December 31,
	2005			2004
Third Party Assets
Private Asset Management
Account value, beginning of the period		3,137			2,475
Deposits		275			188
Interest credited and investment performance		67			224
Surrenders, benefits and product charges		(127	)		(112	)

Account value, end of period		3,352			2,775

Genworth Financial Advisors (Formerly Personal Advisors Network)
Account value, beginning of the period		1,640			1,036
Deposits		198			112
Interest credited and investment performance		5			58
Surrenders, benefits and product charges		(15	)		(8	)

Account value, end of period		1,828			1,198

Total Third Party Assets		5,180			3,973

Total Fee-Based Products Assets Under Management	$	7,636		$	5,412

Assets Under Management, net of reinsurance	$	39,511		$	35,953

Reinsured products
Account value, beginning of period	$	21,293		$	21,991
Deposits		7			52
Interest credited and investment performance		416			851
Surrenders, benefits and product charges		(712	)		(604	)

Account value, end of period	$	21,004		$	22,290

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Assets Under Management by Contract Type—Retirement Income and Investments

(amounts in millions)


	2005								2004
	Q4		Q3		Q2		Q1		Q4		Q3		Q2		Q1
*Spread-Based Institutional Products*
Guaranteed investment contracts (GICs)	$	3,142	$	3,217	$	3,264	$	3,302	$	3,352	$	3,412	$	3,517	$	3,474
Funding agreements backing notes		3,957		4,054		3,172		3,381		3,405		2,992		2,844		2,963
Funding agreements		2,678		2,727		2,726		2,725		2,784		2,925		3,024		3,024

	$	9,777	$	9,998	$	9,162	$	9,408	$	9,541	$	9,329	$	9,385	$	9,461

Funding agreements by liquidity provisions:
7 day	$	—	$	—	$	—	$	—	$	—	$	50	$	100	$	100
30 day		—		—		—		—		—		150		200		350
90 day		558		858		1,108		1,308		1,518		1,610		1,660		1,960
180 day		450		550		350		150		100		—		—		—
No put		1,385		1,035		985		1,010		900		850		850		500
13 month rolling maturity		275		275		275		250		250		250		200		100
Accrued interest		10		9		8		7		16		15		14		14

Total funding agreements	$	2,678	$	2,727	$	2,726	$	2,725	$	2,784	$	2,925	$	3,024	$	3,024

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Sales

(amounts in millions)


	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Total
*Protection Segment*

Annualized first-year premiums: (a)

Term life	$	37	$	38	$	34	$	29	$	138	$	27	$	102
Financial Intermediaries		1		1		1		2		5		2		7
Independent Producers		36		37		33		27		133		25		95

Universal life		27		19		14		13		73		12		42
Financial Intermediaries		—		—		—		1		1		—		1
Independent Producers		27		19		14		12		72		12		40
Dedicated Sales Specialists		—		—		—		—		—		—		1

Long-term care		46		41		42		41		170		41		162
Financial Intermediaries		9		10		9		10		38		11		41
Independent Producers		16		14		16		14		60		12		47
Independent Channels		25		24		25		24		98		23		88
Dedicated Sales Specialists		21		17		17		17		72		18		74

Group life and health		69		37		38		30		174		66		171
Independent Producers		69		37		38		30		174		66		171

Total annualized first-year premiums		179		135		128		113		555		146		477


Written premiums: (b)
Payment protection		421		454		501		453		1,829		351		1,501

Total protection segment	$	600	$	589	$	629	$	566	$	2,384	$	497	$	1,978

(a)

In our Protection segment, sales from our term life, long-term care and group life and health insurance products represent annualized first-year premiums. Annualized first-year premiums are calculated as if premiums are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period. Sales from our universal life product represent annualized first year premiums and deposits.

(b)	In our Protection segment, sales from our payment protection insurance business represent total written premiums gross of reinsurance and cancellations during the specified period.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Sales, continued

(amounts in millions)


	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Total
*Retirement Income and Investments (RI&I) Segment (c)*

Spread-based retail Structured Annuities (d)	$	51	$	50	$	93	$	153	$	347	$	104	$	535

Income annuities		193		190		164		166		713		212		764
Financial Intermediaries		131		119		103		88		441		127		459
Independent Producers		58		67		57		70		252		79		288
Dedicated Sales Specialists		4		4		4		8		20		6		17

Fixed annuities		343		378		686		364		1,771		283		1,719
Financial Intermediaries		336		368		668		353		1,725		276		1,677
Independent Producers		4		7		14		7		32		4		25
Dedicated Sales Specialists		3		3		4		4		14		3		17

Total spread-based retail		587		618		943		683		2,831		599		3,018


Fee-based
Variable Annuities (e)		335		241		254		264		1,094		256		1,075
Financial Intermediaries		305		219		238		244		1,006		236		1,002
Independent Producers		10		7		6		9		32		8		33
Dedicated Sales Specialists		20		15		10		11		56		12		40

Variable life		3		3		5		3		14		4		18
Financial Intermediaries		3		2		5		3		13		3		14
Independent Producers		—		1		—		—		1		1		3
Dedicated Sales Specialists		—		—		—		—		—		—		1

Managed assets		473		429		378		323		1,603		301		1,143
Independent Producers		226		210		222		193		851		161		642
Dedicated Sales Specialists		247		219		156		130		752		140		501

Total fee-based		811		673		637		590		2,711		561		2,236

Spread-based institutional (d)
Guaranteed investment contracts (GICs)		31		81		105		49		266		96		361
Funding agreements backing notes		500		1,000		150		300		1,950		600		1,490
Funding agreements		—		—		100		—		100		100		300

Total spread-based institutional		531		1,081		355		349		2,316		796		2,151

Total RI&I segment	$	1,929	$	2,372	$	1,935	$	1,622	$	7,858	$	1,956	$	7,405

*Mortgage Insurance Segment (f)*
New insurance written:
U.S. Mortgage Insurance	$	6,690	$	7,220	$	7,220	$	5,666	$	26,796	$	7,074	$	28,133
Flow		6,567		7,073		6,533		4,983		25,156		6,338		24,425
Bulk		62		147		687		683		1,579		736		3,708
Pool		61		—		—		—		61		—		—

International Mortgage Insurance		21,880		21,030		21,403		14,243		78,556		15,225		51,838
Flow		19,230		18,556		14,070		12,743		64,599		13,842		49,170
Bulk		2,650		2,474		7,333		1,500		13,957		1,383		2,668

Total Mortgage Insurance segment	$	28,570	$	28,250	$	28,623	$	19,909	$	105,352	$	22,299	$	79,971

(c)

In our Retirement Income and Investments segment, sales from our life-contingent spread-based retail products represent annualized first-year premiums. Annualized first-year premiums are calculated as if premiums are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period. Sales from our non-life-contingent spread-based retail products, as well as our fee-based and spread-based institutional products, represent new and additional premiums/deposits.

(d)	All Structured Annuities and institutional products are sold by independent producers

(e)	Sales from our variable annuities include additional deposits on existing policies, including policies reinsured in connection with our corporate reorganization. Following is a table representing the additional deposits on policies reinsured:


2005										2004
Q4		Q3		Q2		Q1		Total		Q4
$	10	$	17	$	28	$	38	$	93	$	50

(f)	In our Mortgage Insurance segment, all sales represent new insurance written. New insurance written represents the original principal balance of mortgages covered by newly issued primary mortgage insurance during the specified period.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—Mortgage Insurance

(dollar amounts in millions)


	As of or for the three months ended December 31,
	2005			2004
Primary Insurance in Force
U.S. Mortgage Insurance	$	100,200		$	108,900
International Mortgage Insurance		244,200			192,600

Total primary insurance in force	$	344,400		$	301,500

Total Risk in Force
U.S. Mortgage Insurance	$	22,300		$	23,700
International Mortgage Insurance (a)		79,000			62,000

Total risk in force	$	101,300		$	85,700

New Insurance Written
U.S. Mortgage Insurance	$	6,700		$	7,100
International Mortgage Insurance		21,900			15,200

Total new insurance written	$	28,600		$	22,300

Net Premiums Written
U.S. Mortgage Insurance	$	112		$	111
International Mortgage Insurance		212			169

Total net premiums written	$	324		$	280

Loss Ratio (b)
U.S. Mortgage Insurance		45	%		35	%
International Mortgage Insurance		14	%		14	%
Total loss ratio		29	%		25	%

Expense Ratio (c)
U.S. Mortgage Insurance		42	%		44	%
International Mortgage Insurance		19	%		21	%
Total expense ratio		27	%		30	%

(a)

Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in force, we have computed an “Effective Risk in Force” amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in force has been calculated by applying to insurance in force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. As of December 31, 2005 and 2004, this factor was 35%.

(b)	The ratio of incurred losses and loss adjustment expense to net premiums earned.

(c)	The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of acquisition and operating expenses, net of deferrals, and amortization of DAC and intangibles.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—Mortgage Insurance, U.S. Only

(dollar amounts in millions)


	As of or for the three months ended December 31,
	2005			2004
*New Risk Written*
Flow	$	1,667		$	1,638
Bulk		2			9

Total Primary		1,669			1,647
Pool		2			—

Total	$	1,671		$	1,647

*Risk in Force*
Flow	$	21,375		$	22,666
Bulk		363			303

Total Primary		21,738			22,969
Pool		554			736

Total	$	22,292		$	23,705

*Risk in Force by Credit Quality*
Flow by FICO Scores >619 (%)		92	%		92	%
Flow by FICO Scores 575-619		6	%		6	%
Flow by FICO Scores <575		2	%		2	%

Bulk by FICO Scores >619		96	%		91	%
Bulk by FICO Scores 575-619		2	%		5	%
Bulk by FICO Scores <575		2	%		4	%

Primary A minus and sub-prime		10.4	%		9.9	%

*Primary Loans*
Primary total loans in force		744,970			830,688
Primary total loans in default		27,391			28,467
Primary loans total default rate		3.7	%		3.4	%

Flow loans in default		26,163			26,737
Flow loans default rate		4.1	%		3.7	%

Bulk loans in default		1,228			1,730
Bulk loans default rate		1.2	%		1.6	%

A minus and sub-prime loans in default		7,072			7,068
A minus and sub-prime loans default rate		10.5	%		10.1	%

*Pool Loans*
Pool loans in default		597			777
Pool loans default rate		3.1	%		3.1	%

*Claims Paid*
Primary Claims Paid (includes LAE)		33.8			38.4
Pool Claims Paid (includes LAE)		0.1			0.1
Primary Average Claim Severity		95	%		96	%

*Other Measures*
Flow Persistency (a)		68	%		64	%
Gross written premiums ceded to captives/total gross written premiums		24	%		25	%
Risk to capital ratio (b)		8.2:1			7.7:1

(a)	Excludes bulk transactions and the effect of periodic reconciliations involving single premium mortgage insurance. Including the effect of the periodic reconcilations, flow persistency would be 65% and 59% for the three months ended December 31, 2005 and December 31, 2004, respectively.

(b)

Certain states limit a private mortgage insurer’s risk in force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingent reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of September 30, 2005 and September 30, 2004.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Fourth Quarter Results

Twelve months ended December 31, 2005 as compared to

pro forma twelve months ended December 31, 2004

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


EARNINGS BY SEGMENT	Twelve months ended December 31, 2005			Pro forma Twelve months ended December 31, 2004
Earnings (loss) from continuing operations before income taxes
Protection	$	885		$	832
Retirement Income and Investments		352			230
Mortgage Insurance		707			612
Corporate and Other		(146	)		(50	)

Earnings (loss) from continuing operations before income taxes	$	1,798		$	1,624

Net earnings (loss) from continuing operations
Protection	$	568		$	527
Retirement Income and Investments		247			148
Mortgage Insurance		507			426
Corporate and Other (see reconciliation below)		(101	)		29

Net earnings (loss) from continuing operations	$	1,221		$	1,130

Net operating earnings (loss)
Protection	$	568		$	527
Retirement Income and Investments		247			148
Mortgage Insurance		507			426
Corporate and Other (see reconciliation below)		(100	)		(57	)

Net operating earnings (loss)	$	1,222		$	1,044


EARNINGS PER COMMON SHARE	For the Twelve months ended December 31, 2005			Pro forma for the Twelve months ended December 31, 2004
Net earnings from continuing operations per common share
Basic	$	2.57		$	2.31

Diluted	$	2.52		$	2.30

Net operating earnings per common share
Basic	$	2.57		$	2.13

Diluted	$	2.52		$	2.13

Weighted-average common shares outstanding
Basic		475.3			489.5

Diluted		484.6			490.5

Reconciliation of Corporate and Other segment net loss to segment net operating loss and pro forma segment net operating loss


	Twelve months ended December 31,
	2005			2004
Segment net (loss) earnings from continuing operations	$	(101	)	$	52
Net realized investment losses (gains), net of taxes		1			(16	)
Net tax expense related to initial public offering		—			(46	)
Gain on outsourcing services agreement, net of taxes		—			(25	)

Segment net operating loss	$	(100	)	$	(35	)

Segment net (loss) earnings from continuing operations				$	52
Excluded assets and liabilities (a)					(7	)
Reinsurance transactions (b)					2
Capital structure and other (c)					(18	)

Pro forma segment net loss					29

Net realized investment gains, net of taxes					(15	)
Net tax expense related to initial public offering					(46	)
Gain on outsourcing services agreement, net of taxes					(25	)

Pro forma segment net operating loss				$	(57	)

Note:

For a discussion of notes (a), (b), and (c) to these tables see Notes To Pro Forma Financial Information on page 8.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Earnings From Continuing Operations

(amounts in millions)


	Twelve months ended December 31, 2005			Pro forma Twelve months ended December 31, 2004
REVENUES:
Premiums	$	6,297		$	6,388
Net investment income		3,536			3,160
Net realized investment (losses) gains		(2	)		23
Policy fees and other income		673			664

Total revenues		10,504			10,235

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		4,205			4,340
Interest credited		1,425			1,319
Acquisition and operating expenses, net of deferrals		1,989			1,747
Amortization of deferred acquisition costs and intangibles		794			962
Interest expense		293			243

Total benefits and expenses		8,706			8,611

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		1,798			1,624
Provision for income taxes		577			494
Effective tax rate		32.1	%		30.4	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	1,221		$	1,130

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Fourth Quarter Results by Segment

Twelve months ended December 31, 2005 as compared to

pro forma twelve months ended December 31, 2004

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Statement of Earnings by Segment

(amounts in millions)


Twelve months ended December 31, 2005	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Total
REVENUES:
Premiums	$	4,476	$	855	$	882	$	84		$	6,297
Net investment income		1,284		1,813		287		152			3,536
Net realized investment losses		—		—		—		(2	)		(2	)
Policy fees and other income		366		244		45		18			673

Total revenues		6,126		2,912		1,214		252			10,504

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,894		1,111		162		38			4,205
Interest credited		369		1,056		—		—			1,425
Acquisition and operating expenses, net of deferrals		1,337		259		289		104			1,989
Amortization of deferred acquisition costs and intangibles		589		131		56		18			794
Interest expense		52		3		—		238			293

Total benefits and expenses		5,241		2,560		507		398			8,706

EARNINGS (LOSS) BEFORE INCOME TAXES		885		352		707		(146	)		1,798
Provision for (benefit from) income taxes		317		105		200		(45	)		577

NET EARNINGS (LOSS)		568		247		507		(101	)		1,221
Net realized investment losses, net of taxes		—		—		—		1			1

NET OPERATING EARNINGS (LOSS)	$	568	$	247	$	507	$	(100	)	$	1,222


Pro forma twelve months ended December 31, 2004	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Pro forma total
REVENUES:
Premiums	$	4,398	$	1,094	$	800	$	96		$	6,388
Net investment income		1,178		1,582		254		146			3,160
Net realized investment gains		—		—		—		23			23
Policy fees and other income		359		215		36		54			664

Total revenues		5,935		2,891		1,090		319			10,235

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,788		1,352		165		35			4,340
Interest credited		362		957		—		—			1,319
Acquisition and operating expenses, net of deferrals		1,167		229		262		89			1,747
Amortization of deferred acquisition costs and intangibles		771		122		51		18			962
Interest expense		15		1		—		227			243

Total benefits and expenses		5,103		2,661		478		369			8,611

EARNINGS (LOSS) BEFORE INCOME TAXES		832		230		612		(50	)		1,624
Provision for (benefit from) income taxes		305		82		186		(79	)		494

NET EARNINGS (LOSS)		527		148		426		29			1,130
Net realized investment gains, net of taxes		—		—		—		(15	)		(15	)
Net tax benefit related to initial public offering		—		—		—		(46	)		(46	)
Gain on outsourcing service agreement, net of taxes		—		—		—		(25	)		(25	)

NET OPERATING EARNINGS (LOSS)	$	527	$	148	$	426	$	(57	)	$	1,044

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


Twelve months ended December 31, 2005	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	813	$	1,680	$	1,324	$	659	$	4,476
Net investment income		493		652		94		45		1,284
Policy fees and other income		317		15		21		13		366

Total revenues		1,623		2,347		1,439		717		6,126

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		663		1,547		231		453		2,894
Interest credited		235		132		—		2		369
Acquisition and operating expenses, net of deferrals		134		298		734		171		1,337
Amortization of deferred acquisition costs and intangibles		111		103		332		43		589
Interest expense		52		—		—		—		52

Total benefits and expenses		1,195		2,080		1,297		669		5,241

EARNINGS BEFORE INCOME TAXES		428		267		142		48		885
Provision for income taxes		153		95		52		17		317

SEGMENT NET EARNINGS	$	275	$	172	$	90	$	31	$	568



Pro forma twelve months ended December 31, 2004	Life		Long-Term Care		Payment Protection		Group Life and Health		Pro forma total
REVENUES:
Premiums	$	759	$	1,589	$	1,427	$	623	$	4,398
Net investment income		444		585		106		43		1,178
Policy fees and other income		315		8		16		20		359

Total revenues		1,518		2,182		1,549		686		5,935

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		633		1,463		263		429		2,788
Interest credited		242		119		—		1		362
Acquisition and operating expenses, net of deferrals		117		257		617		176		1,167
Amortization of deferred acquisition costs and intangibles		125		77		535		34		771
Interest expense		15		—		—		—		15

Total benefits and expenses		1,132		1,916		1,415		640		5,103

EARNINGS BEFORE INCOME TAXES		386		266		134		46		832
Provision for income taxes		141		95		53		16		305

SEGMENT NET EARNINGS	$	245	$	171	$	81	$	30	$	527

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


Twelve months ended December 31, 2005	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	855	$	—	$	—	$	855
Net investment income		1,352		19		442		1,813
Policy fees and other income		17		227		—		244

Total revenues		2,224		246		442		2,912

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,104		7		—		1,111
Interest credited		668		13		375		1,056
Acquisition and operating expenses, net of deferrals		118		131		10		259
Amortization of deferred acquisition costs and intangibles		114		17		—		131
Interest expense		3		—		—		3

Total benefits and expenses		2,007		168		385		2,560

EARNINGS BEFORE INCOME TAXES		217		78		57		352
Provision for income taxes		66		19		20		105

SEGMENT NET EARNINGS	$	151	$	59	$	37	$	247


Pro forma twelve months ended December 31, 2004	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Pro forma total
REVENUES:
Premiums	$	1,094	$	—	$	—	$	1,094
Net investment income		1,239		11		332		1,582
Policy fees and other income		14		201		—		215

Total revenues		2,347		212		332		2,891

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,345		7		—		1,352
Interest credited		667		9		281		957
Acquisition and operating expenses, net of deferrals		111		114		4		229
Amortization of deferred acquisition costs and intangibles		106		16		—		122
Interest expense		1		—		—		1

Total benefits and expenses		2,230		146		285		2,661

EARNINGS BEFORE INCOME TAXES		117		66		47		230
Provision for income taxes		46		19		17		82

SEGMENT NET EARNINGS	$	71	$	47	$	30	$	148

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


Twelve months ended December 31, 2005	U. S.		International		Total
REVENUES:
Premiums	$	447	$	435	$	882
Net investment income		130		157		287
Policy fees and other income		26		19		45

Total revenues		603		611		1,214

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		117		45		162
Acquisition and operating expenses, net of deferrals		161		128		289
Amortization of deferred acquisition costs and intangibles		35		21		56

Total benefits and expenses		313		194		507

EARNINGS BEFORE INCOME TAXES		290		417		707
Provision for income taxes		52		148		200

SEGMENT NET EARNINGS	$	238	$	269	$	507


Pro forma Twelve months ended December 31, 2004	U. S.		International		Pro forma total
REVENUES:
Premiums	$	460	$	340	$	800
Net investment income		132		122		254
Policy fees and other income		17		19		36

Total revenues		609		481		1,090

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		127		38		165
Acquisition and operating expenses, net of deferrals		163		99		262
Amortization of deferred acquisition costs and intangibles		31		20		51

Total benefits and expenses		321		157		478

EARNINGS BEFORE INCOME TAXES		288		324		612
Provision for income taxes		64		122		186

SEGMENT NET EARNINGS	$	224	$	202	$	426

Pro Forma Segment Net Earnings is equivalent to Segment Net Earnings for the Mortgage Insurance Segment. Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


Twelve months ended December 31, 2005	Total
REVENUES:
Premiums	$	84
Net investment income		152
Net realized investment losses		(2	)
Policy fees and other income		18

Total revenues		252

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38
Acquisition and operating expenses, net of deferrals		104
Amortization of deferred acquisition costs and intangibles		18
Interest expense		238

Total benefits and expenses		398

LOSS BEFORE INCOME TAXES		(146	)
Benefit from income taxes		(45	)

SEGMENT NET LOSS		(101	)
Net realized investment losses, net of taxes		1

NET OPERATING LOSS	$	(100	)


Pro forma twelve months ended December 31, 2004	Pro forma total
REVENUES:
Premiums	$	96
Net investment income		146
Net realized investment gains		23
Policy fees and other income		54

Total revenues		319

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		35
Acquisition and operating expenses, net of deferrals		89
Amortization of deferred acquisition costs and intangibles		18
Interest expense		227

Total benefits and expenses		369

LOSS BEFORE INCOME TAXES		(50	)
Benefit from income taxes		(79	)

SEGMENT NET GAIN		29
Net realized investment gains, net of taxes		(15	)
Net tax benefit related to initial public offering		(46	)
Gain on outsourcing services agreement, net of taxes		(25	)

NET OPERATING LOSS	$	(57	)

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Net Earnings

(amounts in millions)


																					PRO FORMA

	2005														2004
	Q4			Q3			Q2		Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,531		$	1,547		$	1,614	$	1,605		$	6,297		$	1,606		$	1,523		$	1,640		$	1,619		$	6,388
Net investment income		941			902			842		851			3,536			825			785			797			753			3,160
Net realized investment (losses) gains		11			(7	)		—		(6	)		(2	)		(1	)		3			6			15			23
Policy fees and other income		172			186			154		161			673			212			159			144			149			664

Total revenues		2,655			2,628			2,610		2,611			10,504			2,642			2,470			2,587			2,536			10,235

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,053			1,026			1,051		1,075			4,205			1,129			1,034			1,097			1,080			4,340
Interest credited		374			364			347		340			1,425			344			328			324			323			1,319
Acquisition and operating expenses, net of deferrals		513			506			523		447			1,989			457			411			451			428			1,747
Amortization of deferred acquisition costs and intangibles		176			217			208		193			794			234			230			229			269			962
Interest expense		80			72			69		72			293			63			60			59			61			243

Total benefits and expenses		2,196			2,185			2,198		2,127			8,706			2,227			2,063			2,160			2,161			8,611

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		459			443			412		484			1,798			415			407			427			375			1,624
Provision for income taxes		152			136			127		162			577			69			136			168			121			494

NET EARNINGS FROM CONTINUING OPERATIONS		307			307			285		322			1,221			346			271			259			254			1,130
Net realized investment losses (gains), net of taxes		(7	)		4			—		4			1			1			(2	)		(4	)		(10	)		(15	)
Net tax (benefit) expense related to initial public offering		—			—			—		—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—			—		—			—			(25	)		—			—			—			(25	)

NET OPERATING EARNINGS	$	300		$	311		$	285	$	326		$	1,222		$	254		$	269		$	277		$	244		$	1,044

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


															PRO FORMA

	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	1,099	$	1,120	$	1,129	$	1,128	$	4,476	$	1,094	$	1,085	$	1,098	$	1,121	$	4,398
Net investment income		338		321		311		314		1,284		311		298		288		281		1,178
Policy fees and other income		93		108		77		88		366		102		91		79		87		359

Total revenues		1,530		1,549		1,517		1,530		6,126		1,507		1,474		1,465		1,489		5,935

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		722		732		702		738		2,894		705		698		691		694		2,788
Interest credited		98		90		91		90		369		91		91		90		90		362
Acquisition and operating expenses, net of deferrals		333		328		349		327		1,337		307		279		297		284		1,167
Amortization of deferred acquisition costs and intangibles		119		161		159		150		589		180		186		179		226		771
Interest expense		19		13		11		9		52		6		4		2		3		15

Total benefits and expenses		1,291		1,324		1,312		1,314		5,241		1,289		1,258		1,259		1,297		5,103

EARNINGS BEFORE INCOME TAXES		239		225		205		216		885		218		216		206		192		832
Provision for income taxes		87		80		73		77		317		78		81		77		69		305

SEGMENT NET EARNINGS	$	152	$	145	$	132	$	139	$	568	$	140	$	135	$	129	$	123	$	527

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


															PRO FORMA

	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	181	$	189	$	241	$	244	$	855	$	277	$	219	$	321	$	277	$	1,094
Net investment income		493		455		432		433		1,813		417		393		395		377		1,582
Policy fees and other income		63		61		62		58		244		58		52		53		52		215

Total revenues		737		705		735		735		2,912		752		664		769		706		2,891

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		255		247		301		308		1,111		363		281		370		338		1,352
Interest credited		276		274		256		250		1,056		253		237		234		233		957
Acquisition and operating expenses, net of deferrals		68		66		66		59		259		48		59		61		61		229
Amortization of deferred acquisition costs and intangibles		39		33		32		27		131		34		25		35		28		122
Interest expense		1		1		1		—		3		—		—		1		—		1

Total benefits and expenses		639		621		656		644		2,560		698		602		701		660		2,661

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		98		84		79		91		352		54		62		68		46		230
Provision for income taxes		30		25		19		31		105		19		22		25		16		82

SEGMENT NET EARNINGS	$	68	$	59	$	60	$	60	$	247	$	35	$	40	$	43	$	30	$	148

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


															PRO FORMA

	2005										2004
	Q4		Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	229	$	218	$	220	$	215	$	882	$	213	$	197	$	195	$	195	$	800
Net investment income		77		73		68		69		287		68		65		61		60		254
Policy fees and other income		11		12		12		10		45		8		10		10		8		36

Total revenues		317		303		300		294		1,214		289		272		266		263		1,090

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		66		36		39		21		162		53		46		27		39		165
Acquisition and operating expenses, net of deferrals		74		81		75		59		289		69		64		65		64		262
Amortization of deferred acquisition costs and intangibles		14		18		13		11		56		16		12		11		12		51

Total benefits and expenses		154		135		127		91		507		138		122		103		115		478

EARNINGS BEFORE INCOME TAXES		163		168		173		203		707		151		150		163		148		612
Provision for income taxes		44		42		52		62		200		44		48		49		45		186

SEGMENT NET EARNINGS	$	119	$	126	$	121	$	141	$	507	$	107	$	102	$	114	$	103	$	426

Pro Forma Segment Net Earnings is equivalent to Segment Net Earnings for the Mortgage Insurance Segment.

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


																						PRO FORMA

	2005															2004
	Q4			Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	22		$	20		$	24		$	18		$	84		$	22		$	22		$	26		$	26		$	96
Net investment income		33			53			31			35			152			29			29			53			35			146
Net realized investment (losses) gains		11			(7	)		—			(6	)		(2	)		(1	)		3			6			15			23
Policy fees and other income		5			5			3			5			18			44			6			2			2			54

Total Revenue		71			71			58			52			252			94			60			87			78			319

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		10			11			9			8			38			8			9			9			9			35
Acquisition and operating expenses, net of deferrals		38			31			33			2			104			33			9			28			19			89
Amortization of deferred acquisition costs and intangibles		4			5			4			5			18			4			7			4			3			18
Interest expense		60			58			57			63			238			57			56			56			58			227

Total benefits and expenses		112			105			103			78			398			102			81			97			89			369

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(41	)		(34	)		(45	)		(26	)		(146	)		(8	)		(21	)		(10	)		(11	)		(50	)
(Benefit from) provision for income taxes		(9	)		(11	)		(17	)		(8	)		(45	)		(72	)		(15	)		17			(9	)		(79	)

SEGMENT NET (LOSS) EARNINGS FROM CONTINUING OPERATIONS		(32	)		(23	)		(28	)		(18	)		(101	)		64			(6	)		(27	)		(2	)		29
Net realized investment losses (gains), net of taxes		(7	)		4			—			4			1			1			(2	)		(4	)		(10	)		(15	)
Net tax (benefit) expense related to initial public offering		—			—			—			—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—			—			—			—			(25	)		—			—			—			(25	)

NET OPERATING LOSS	$	(39	)	$	(19	)	$	(28	)	$	(14	)	$	(100	)	$	(28	)	$	(8	)	$	(9	)	$	(12	)	$	(57	)

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

CORPORATE INFORMATION

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, S&P, Moody’s and Fitch as follows:


Company	A.M. Best rating	S&P rating	Moody’s rating	Fitch rating
American Mayflower Life Insurance Company of New York	A+	AA-	Aa3	AA-

Federal Home Life Insurance Company	A+	Not rated	Aa3	AA-

First Colony Life Insurance Company	A+	AA-	Aa3	AA-

Genworth Life Insurance Company of New York	A+	AA-	Aa3	AA-

Genworth Life and Annuity Insurance Company	A+	AA-	Aa3	AA-

Genworth Life and Annuity Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated

GE Group Life Assurance Company	A	AA-	Not rated	Not rated

Genworth Life Insurance Company	A+	AA-	Aa3	AA-

Genworth Life Insurance Company (short term rating)	Not rated	A-1+	P-1	Not rated

Our mortgage insurance subsidiaries are rated by S&P, Moody’s and Fitch as follows:


Company (a)	S&P rating	Moody’s rating	Fitch rating
Genworth Mortgage Insurance Company	AA	Aa2	AA

Genworth Financial Mortgage Insurance Pty.Limited	AA	Aa2	AA

Genworth Financial Mortgage Insurance Limited	AA	Aa2	AA

Genworth Residential Mortgage Insurance Corporation of NC	AA	Aa2	AA

(a)	Our Canadian mortgage insurance company is not rated by any of the rating agencies shown above.

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its “A+” (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The “A+” (Superior) rating is the second-highest of fifteen ratings assigned by A.M. Best, which range from “A++” to “S”.

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria, and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 20 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. Within this category, the designation of a plus sign (+) indicates capacity to meet its financial commitments is extremely strong.

GENWORTH FINANCIAL

4Q 2005 FINANCIAL SUPPLEMENT

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories. Short-term rating “P1” is the highest rating and shows superior ability for repayment of short-term debt obligations.

Fitch states that “AA” (Very Strong) rated insurance companies are viewed as possessing very strong capacity to meet policyholder and contract obligations. Risk factors are modest, and the impact of any adverse business and economic factors is expected to be very small. The “AA” rating category is the second-highest of eight financial strength rating categories, which range from “AAA” to “D.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of Fitch’s 24 ratings categories.

A.M. Best, S&P, Moody’s and Fitch review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading insurance holding company, serving the lifestyle protection, retirement income, investment and mortgage insurance needs of more than 15 million customers, and has operations in 24 countries, including the U.S., Canada, Australia, the U.K. and more than a dozen other European countries. For more information, visit www.genworth.com

Inquiries:

Genworth Financial, Inc.

Jean Peters, 804-662-2693

jean.peters@genworth.com

Alicia Charity, 804-662-2248

alicia.charity@genworth.com