FINANCIAL SUPPLEMENT FOR QUARTER ENDED 30-SEP-2005

Exhibit 99.2

LOGO

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT


Table of Contents		Page
Investor Letter		3
Basis of Financial Information		4 & 5
Financial Highlights		6
Reconciliation of Net Earnings to Net Operating Earnings		7
Notes to Pro Forma Financial Information		8

*Third Quarter Results—Three and nine months ended September 30, 2005 as compared to three and nine months ended September 30, 2004*
QTD Financial Highlights		10
YTD Financial Highlights		11
QTD Earnings From Continuing Operations		12
YTD Earnings From Continuing Operations		13
Statement of Financial Position		14

*Third Quarter Results by Segment—Three and nine months ended September 30, 2005 as compared to three and nine months ended September 30, 2004*
Operating Results
QTD Statement of Earnings by Segment		16
YTD Statement of Earnings by Segment		17

Net Earnings by Segment
QTD Segment Net Earnings—Protection		18
YTD Segment Net Earnings—Protection		19
QTD Segment Net Earnings—Retirement Income and Investments		20
YTD Segment Net Earnings—Retirement Income and Investments		21
QTD Segment Net Earnings—Mortgage Insurance		22
YTD Segment Net Earnings—Mortgage Insurance		23
QTD Segment Net Earnings—Corporate and Other		24
YTD Segment Net Earnings—Corporate and Other		25

Earnings Trends
Net Earnings		26
Segment Net Earnings—Protection		27
Segment Net Earnings—Retirement Income and Investments		28
Segment Net Earnings—Mortgage Insurance		29
Segment Net Earnings—Corporate and Other		30
Segment Net Earnings—Affinity		31

*Statistical Data*
Investments Summary		33
Fixed Maturities Summary		34
Commercial Mortgage and Other Loans Data		35
Deferred Acquisition Costs		36
Assets Under Management—Retirement Income and Investments		37
Assets Under Management by Contract Type—Retirement Income and Investments		39
Segment Sales		40 & 41
Selected Key Performance Measures—Mortgage Insurance		42 & 43

*Third Quarter Results—Nine months ended September 30, 2005 as compared to pro forma nine months ended September 30, 2004*
YTD Financial Highlights		45
YTD Earnings From Continuing Operations		46


Table of Contents		Page
*Third Quarter Results by Segment—Nine months ended September 30, 2005 as compared to pro forma nine months ended September 30, 2004*
Operating Results
YTD Statement of Earnings by Segment		48

Net Earnings by Segment
YTD Segment Net Earnings—Protection		49
YTD Segment Net Earnings—Retirement Income and Investments		50
YTD Segment Net Earnings—Mortgage Insurance		51
YTD Segment Net Earnings—Corporate and Other		52

Earnings Trends
Net Earnings		53
Segment Net Earnings—Protection		54
Segment Net Earnings—Retirement Income and Investments		55
Segment Net Earnings—Mortgage Insurance		56
Segment Net Earnings—Corporate and Other		57

*Corporate Information*
Industry Ratings		59 & 60

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Dear Investor,

In conjunction with the release of Genworth’s third quarter results for 2005, we have prepared this financial supplement to assist investors in understanding Genworth’s financial results. This quarter we re-ordered the financial information, bringing the current period information to the front of the Supplement to make it easier to locate.

This supplement compares current period results to earnings and other financial information from the third quarter of 2004 including pro forma earnings for the nine months ended September 30, 2004. The pro forma financial information that is presented reflects the effect of the company’s corporate reorganization and the other transactions effected in connection with our initial public offering, completed in May, 2004.

Additional detail on the basis of financial information is provided on page 4 of this supplement.

Please feel free to call if you have any additional questions.

Regards,

Jean Peters

Senior Vice President

Investor Relations and Corporate Communications

804-662-2693

Alicia Charity

Vice President

Investor Relations

804-662-2248

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Basis of Financial Information

As part of a corporate reorganization effected in connection with the company’s IPO, the company acquired substantially all of the assets and liabilities of GE Financial Assurance Holdings, Inc. (GEFAHI), an indirect subsidiary of GE. The company also acquired certain other insurance businesses that were owned by other GE subsidiaries but managed by members of the company’s management team. In consideration for the assets that the company acquired and the liabilities that the company assumed, the company issued various equity and debt securities to GEFAHI.

The company has prepared its financial information as if the company had been in existence throughout all relevant periods. The financial information through the date of the corporate reorganization (May 24, 2004) includes all businesses that were owned by GEFAHI, including those that were not transferred to the company, as well as the other insurance businesses that the company acquired from other GE subsidiaries in connection with the corporate reorganization. As a result, the company’s financial information for periods prior to the corporate reorganization is not comparable to financial information for periods ending after that date.

Prior to the completion of the IPO, the company entered into several significant reinsurance transactions with Union Fidelity Life Insurance Company (UFLIC), an indirect subsidiary of GE. As part of these transactions, the company ceded to UFLIC, effective as of January 1, 2004, policy obligations under all of its in-force structured settlement contracts, which had reserves of $12.0 billion, and substantially all of its in-force variable annuity contracts, which had general account reserves of $2.8 billion and separate account reserves of $7.9 billion, each as of December 31, 2003. These contracts represent substantially all of the company’s contracts that were in force as of December 31, 2003 for these products. In addition, effective as of January 1, 2004, the company ceded to UFLIC policy obligations under a block of long-term care insurance policies, which had reserves of $1.5 billion as of December 31, 2003. As part of the reinsurance transactions, UFLIC ceded to the company in-force blocks of Medicare supplement insurance, which had reserves of $19 million.

The unaudited pro forma financial information for the nine month period ended September 30, 2004 contained in this financial supplement reflects the company’s financial information as adjusted to give effect to the transactions described below and certain other transactions as if each had occurred as of January 1, 2004. There were no pro forma adjustments for the three month period ended September 30, 2004. The following transactions are reflected in the unaudited pro forma financial information:

•

the removal of certain businesses of GEFAHI that were not transferred to the company in connection with the corporate reorganization;

•

the reinsurance transactions with UFLIC;

•

the issuance of equity and debt securities to GEFAHI in exchange for the assets that the company acquired and the liabilities that the company assumed in connection with the corporate reorganization; and

•

the issuance and sale of $1.9 billion of senior notes and $500 million of commercial paper and the application of the proceeds there from.

The unaudited pro forma financial information is based upon available information and assumptions that the company believes are reasonable. The unaudited pro forma financial information is for illustrative and informational purposes only and is not intended to represent or be indicative of what the company’s financial condition or results of operations would have been had the transactions described above occurred on the dates indicated, nor what they may be in the future.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP financial measure entitled “net operating earnings.” The company defines net operating earnings as net earnings from continuing operations, excluding after-tax net realized investment gains and losses (which can fluctuate significantly from period to period), changes in accounting principles and infrequent or unusual non-operating items. There were no infrequent or unusual non-operating items excluded from net operating earnings for the periods presented in this financial supplement other than a $22 million IPO-related tax charge recorded during the second quarter of 2004, a $68 million IPO-related net tax benefit recorded during the fourth quarter of 2004 and a $25 million after-tax gain related to our waiver of contractual rights under an outsourcing services agreement with GE’s global outsourcing provider, 60% of which was sold in the fourth quarter of 2004.

Management believes that analysis of net operating earnings enhances understanding and comparability of performance by highlighting underlying business activity and profitability drivers. However, net operating earnings should not be viewed as a substitute for GAAP net earnings. In addition, the company’s definition of net operating earnings may differ from the definitions used by other companies. The table on page 7 of this report provides a reconciliation of net earnings to net operating earnings (as defined above) for the three and nine months ended September 30, 2005 and 2004 and to pro forma net operating earnings for the nine months ended September 30, 2004.

All net realized investment gains (losses) are reflected in the Corporate and Other Segment and are not reflected in the results of any of the company’s other segments. As a result, the segment results contained in this financial supplement are presented on a net operating earnings basis, which is the same as net earnings from continuing operations before accounting change under GAAP for all segments, except for the Corporate and Other Segment. For a reconciliation of Corporate and Other segment net earnings to segment net operating earnings for the three and nine months ended September 30, 2005 and 2004, and to pro forma segment net operating earnings for the nine months ended September 30, 2004, presented in accordance with GAAP, see the tables on pages 10 & 45 in this report. The term “net operating loss” as used in this report is also a non-GAAP financial measure and has an analogous meaning to “net operating earnings.”

Definition of Sales

The term “sales” as used in this financial supplement means (1) annualized first-year premiums for term life insurance, long-term care insurance and group life and health insurance; (2) new and additional premiums/deposits for universal life insurance, spread-based and variable products; (3) new deposits for managed assets; (4) written premiums gross of reinsurance and cancellations for payment protection insurance; and (5) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented. Sales do not include renewal premiums on policies or contracts written during prior periods. The company considers annualized first-year premiums, new premiums/deposits, written premiums and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period. This operating measure enables the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


Balance Sheet Data	September 30, 2005		December 31, 2004
Total stockholders’ interest, excluding accumulated nonowner changes in stockholders’ interest	$	11,614	$	11,257
Total accumulated non-owner changes in stockholders’ interest		1,714		1,609

Total stockholders’ interest	$	13,328	$	12,866

Book value per common share	$	28.31	$	26.28
Book value per common share, excluding accumulated nonowner changes in stockholders’ interest	$	24.67	$	22.99

Common shares outstanding as of balance sheet date		470.8		489.6

Basic and Diluted Shares	Three months ended September 30, 2005		Nine months ended September 30, 2005
Weighted-average shares used in basic earnings per common share calculations		470.7		476.7
Dilutive securities:
Stock purchase contracts underlying equity units		6.4		4.9
Stock options and stock appreciation rights		3.6		2.7
Restricted stock units		0.4		0.4

Weighted-average shares used in diluted earnings per common share calculations		481.1		484.7

Stock Purchase Contracts Underlying Equity Units

For more information on our Equity Units, see note 14 (d) in our audited financial statements filed on Form 10-K for the year ended December 31, 2004.


Dilutive Effect of Stock Purchase Contracts Underlying Equity Units	Average market price		Incremental shares (a)
	$	25.00	1.4
	$	26.00	2.4
	$	27.00	3.2
	$	28.00	4.0
	$	29.00	4.7
	$	30.00	5.4
	$	31.00	6.1
	$	32.00	6.7
	$	33.00	7.2
	$	34.00	7.8
	$	35.00	8.3

(a)	Incremental shares are calculated using the treasury stock method.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Reconciliation of Net Earnings to Net Operating Earnings

(amounts in millions, except per share data)


	Three months ended September 30,					Nine months ended September 30,
	2005		2004			2005		2004
Net earnings	$	307	$	271		$	914	$	811
Gain on sale of discontinued operations, net of taxes		—		—			—		(7	)
Cumulative effect of accounting change, net of taxes		—		—			—		(5	)

Net earnings from continuing operations before accounting change		307		271			914		799
Net realized investment losses (gains), net of taxes		4		(2	)		8		(17	)
Net tax expense related to initial public offering		—		—			—		22

Net operating earnings	$	311	$	269		$	922	$	804

Net earnings from continuing operations before accounting change								$	799
Excluded assets and liabilities (a)									7
Reinsurance transactions (b)									(4	)
Capital structure and other (c)									(18	)

Pro forma net earnings from continuing operations									784
Net realized investment gains, net of taxes									(16	)
Net tax expense related to initial public offering									22

Pro forma net operating earnings								$	790

Net earnings per common share:
Basic	$	0.65	$	0.55		$	1.92	$	1.66

Diluted	$	0.64	$	0.55		$	1.88	$	1.65

Net earnings from continuing operations before accounting change per common share:
Basic	$	0.65	$	0.55		$	1.92	$	1.63

Diluted	$	0.64	$	0.55		$	1.88	$	1.63

Net operating earnings per common share:
Basic	$	0.66	$	0.55		$	1.93	$	1.64

Diluted	$	0.65	$	0.55		$	1.90	$	1.64

Pro forma net earnings from continuing operations per common share:
Basic								$	1.60

Diluted								$	1.60

Pro forma net operating earnings per common share:
Basic								$	1.61

Diluted								$	1.61

Weighted-average common shares outstanding:
Basic		470.7		489.6			476.7		489.5

Diluted		481.1		490.4			484.7		490.4

Note:

For a discussion of notes (a), (b), and (c) to these tables see Notes To Pro Forma Financial Information on page 8.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Notes to Pro Forma Financial Information

(a)

Reflects adjustments to exclude amounts included in the company’s earnings relating to (1) certain businesses (formerly reported in the company’s Affinity Segment) and certain investment partnerships, which in each case were not transferred to the company, and (2) net realized investment (gains) losses and related tax benefit arising from sales of Affinity segment assets that were reflected in the company’s Corporate and Other Segment.

(b)

Reflects adjustments to record the effects of the reinsurance transactions the company entered into with, and the related contribution the company made to UFLIC, an indirect subsidiary of GE. As part of these transactions, the company ceded to UFLIC all of its in-force structured settlement contracts, substantially all of its in-force variable annuity contracts, and a block of long-term care insurance policies that it reinsured from Travelers in 2000, and it assumed from UFLIC a block of Medicare supplement insurance, all effective as of January 1, 2004.

The unaudited pro forma earnings information for 2004 gives effect to the reinsurance transactions as if each had occurred as of January 1, 2004 and excludes the effects of all ceded reinsured contracts that were issued before January 1, 2004. The company has continued to sell variable annuities and structured settlements after completion of the reinsurance transactions and is retaining that business for its own account, subject to third party reinsurance in the ordinary course of business. The company’s pro forma statement of earnings for the nine months ended September 30, 2004 excludes the impact of the entire block of long-term care insurance policies that the company ceded to UFLIC as the company did not issue any new policies for this block in 2004, and the company will not issue any in the future.

Under the reinsurance transactions, the company receives an expense allowance to reimburse it for costs it incurs to service the reinsured blocks. Actual costs and expense allowance amounts will be determined by expense studies to be conducted periodically. The pro forma adjustments have been prepared assuming that actual costs incurred during the pro forma periods, as determined under the company’s historical cost structure and allocation methods, were reimbursed by an expense allowance.

Concurrently with the reinsurance transactions, the company contributed $1.836 billion of capital to UFLIC, which primarily represented the excess statutory capital in the company’s insurance subsidiaries after giving effect to the reinsurance transactions. As a significant portion of the assets transferred and contributed were not owned for the entire period, the pro forma adjustments to reduce net investment income and net realized investment gains were based upon a proportional allocation of investment income from the investment assets historically identified as (1) supporting the blocks of business reinsured for the reinsurance, and (2) representing surplus of subsidiaries providing assets that were contributed to UFLIC.

(c)

Reflects adjustments for changes in the company’s capitalization to exclude the impact of commercial paper, short-term borrowings from GE Capital and derivatives that were not transferred to the company in connection with the corporate reorganization and to include the impact of the issuance of $600 million of the company’s 6.00% Equity Units and $100 million of the company’s 5.25% mandatory redeemable Series A Cumulative Preferred Stock, both of which were completed on May 28, 2004, the issuance of 3, 5, 10 and 30 year notes totaling $1.9 billion which was completed June 15, 2004, and the issuance of $500 million of commercial paper which was completed June 14, 2004, as well as interest expense related to the accretion of the company’s obligation to GE under the Tax Matters Agreement and the tax impacts resulting from these changes in the company’s capitalization.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Third Quarter Results

Three and nine months ended September 30, 2005 as compared to

three and nine months ended September 30, 2004

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


	Three months ended September 30,
EARNINGS BY SEGMENT	2005			2004
Earnings (loss) from continuing operations before income taxes
Protection	$	225		$	216
Retirement Income and Investments		84			62
Mortgage Insurance		168			150
Corporate and Other		(34	)		(21	)

Earnings (loss) from continuing operations before income taxes	$	443		$	407

Net earnings (loss) from continuing operations
Protection	$	145		$	135
Retirement Income and Investments		59			40
Mortgage Insurance		126			102
Corporate and Other		(23	)		(6	)

Net earnings (loss) from continuing operations	$	307		$	271

Net operating earnings (loss)
Protection	$	145		$	135
Retirement Income and Investments		59			40
Mortgage Insurance		126			102
Corporate and Other (see reconciliation below)		(19	)		(8	)

Net operating earnings (loss)	$	311		$	269


	Three months ended September 30,
EARNINGS PER COMMON SHARE	2005			2004
Net earnings from continuing operations per common share
Basic	$	0.65		$	0.55

Diluted	$	0.64		$	0.55

Net operating earnings per common share
Basic	$	0.66		$	0.55

Diluted	$	0.65		$	0.55

Weighted-average common shares outstanding:
Basic		470.7			489.6

Diluted		481.1			490.4


	Three months ended September 30,
	2005			2006
Reconciliation of Corporate and Other segment net loss to segment net operating loss
Segment net loss from continuing operations	$	(23	)	$	(6	)
Net realized investment losses (gains), net of taxes		4			(2	)

Segment net operating loss	$	(19	)	$	(8	)

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


	Nine months ended September 30,
EARNINGS BY SEGMENT	2005			2004
Earnings (loss) from continuing operations before income taxes and accounting change
Protection	$	646		$	616
Retirement Income and Investments		254			183
Mortgage Insurance		544			461
Corporate and Other		(105	)		(5	)
Affinity		—			(32	)

Earnings (loss) from continuing operations before income taxes and accounting change	$	1,339		$	1,223


Net earnings (loss) from continuing operations before accounting change
Protection	$	416		$	388
Retirement Income and Investments		179			118
Mortgage Insurance		388			319
Corporate and Other		(69	)		(12	)
Affinity		—			(14	)

Net earnings (loss) from continuing operations before accounting change		914			799
Gain on sale of discontinued operations, net of taxes		—			7
Cumulative effect of accounting changes, net of taxes		—			5

Net earnings	$	914		$	811


	Nine months ended September 30,
EARNINGS PER COMMON SHARE	2005			2004
Basic earnings per common share:
Net earnings from continuing operations before accounting change	$	1.92		$	1.63
Gain on sale of discontinued operations, net of taxes		—			0.01
Cumulative effect of accounting changes, net of taxes		—			0.01

Basic earnings per common share	$	1.92		$	1.66


Diluted earnings per common share:
Net earnings from continuing operations before accounting change	$	1.88		$	1.63
Gain on sale of discontinued operations, net of taxes		—			0.01
Cumulative effect of accounting changes, net of taxes		—			0.01

Diluted earnings per common share	$	1.88		$	1.65


Weighted-average common shares outstanding:
Basic		476.7			489.5

Diluted		484.7			490.4

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Earnings From Continuing Operations

(amounts in millions)


	Three months ended September 30,
	2005			2004
REVENUES:
Premiums	$	1,547		$	1,523
Net investment income		902			785
Net realized investment (losses) gains		(7	)		3
Policy fees and other income		186			159

Total revenues		2,628			2,470

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,026			1,034
Interest credited		364			328
Underwriting, acquisition and insurance expenses, net of deferrals		506			411
Amortization of deferred acquisition costs and intangibles		217			230
Interest expense		72			60

Total benefits and expenses		2,185			2,063

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		443			407

Provision for income taxes		136			136
Effective tax rate		30.7	%		33.4	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE	$	307		$	271

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Earnings From Continuing Operations

(amounts in millions)


	Nine months ended September 30,
	2005			2004
REVENUES:
Premiums	$	4,766		$	4,953
Net investment income		2,595			2,823
Net realized investment (losses) gains		(13	)		27
Policy fees and other income		501			612

Total revenues		7,849			8,415

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		3,152			3,675
Interest credited		1,051			1,088
Underwriting, acquisition and insurance expenses, net of deferrals		1,476			1,445
Amortization of deferred acquisition costs and intangibles		618			830
Interest expense		213			154

Total benefits and expenses		6,510			7,192

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		1,339			1,223
Provision for income taxes		425			424
Effective tax rate		31.7	%		34.7	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	914		$	799

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Statement of Financial Position

(amounts in millions)


	September 30, 2005			December 31, 2004
ASSETS
Investments:
Fixed maturities available-for-sale	$	53,569		$	52,424
Equity securities available-for-sale		366			374
Mortgage and other loans		7,272			6,051
Policy loans		1,353			1,224
Short-term investments		26			247
Restricted investments held by securitization entities		753			860
Other invested assets		3,198			3,996

Total investments		66,537			65,176
Cash and cash equivalents		1,834			1,963
Accrued investment income		749			733
Deferred acquisition costs		5,391			5,020
Intangible assets		778			780
Goodwill		1,455			1,465
Reinsurance recoverables		18,331			18,535
Other assets		1,691			1,322
Separate account assets		8,923			8,884

Total assets	$	105,689		$	103,878

LIABILITIES AND STOCKHOLDERS’ INTEREST
Liabilities:
Future annuity and contract benefits	$	63,786		$	61,698
Liability for policy and contract claims		3,315			3,329
Unearned premiums		3,567			3,597
Other policyholder liabilities		518			638
Other liabilities		5,337			6,792
Non-recourse funding obligations		1,400			900
Short-term borrowings		167			559
Long-term borrowings		2,761			2,442
Senior notes underlying equity units		600			600
Preferred stock		100			100
Deferred tax liability		1,177			624
Borrowings related to securitization entities		710			849
Separate account liabilities		8,923			8,884

Total liabilities		92,361			91,012

Commitments and Contingencies

Stockholders’ Interest:
Common stock		—			—
Additional paid-in capital		10,651			10,612

Accumulated non-owner changes in stockholders’ interest:
Net unrealized investment gains		1,040			1,019
Derivatives qualifying as hedges		399			268
Foreign currency translation adjustments		275			322

Total accumulated non-owner changes in stockholders’ interest		1,714			1,609

Retained earnings		1,463			645
Treasury stock, at cost		(500	)		—

Total stockholders’ interest		13,328			12,866

Total liabilities and stockholders’ interest	$	105,689		$	103,878

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Third Quarter Results by Segment

Three and nine months ended September 30, 2005 as compared to three and nine months ended September 30, 2004

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Statement of Earnings by Segment

(amounts in millions)


Three months ended September 30, 2005	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Total
REVENUES:
Premiums	$	1,120	$	189	$	218	$	20		$	1,547
Net investment income		321		455		73		53			902
Net realized investment losses		—		—		—		(7	)		(7	)
Policy fees and other income		108		61		12		5			186

Total revenues		1,549		705		303		71			2,628

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		732		247		36		11			1,026
Interest credited		90		274		—		—			364
Underwriting, acquisition and insurance expenses, net of deferrals		328		66		81		31			506
Amortization of deferred acquisition costs and intangibles		161		33		18		5			217
Interest expense		13		1		—		58			72

Total benefits and expenses		1,324		621		135		105			2,185

EARNINGS (LOSS) BEFORE INCOME TAXES		225		84		168		(34	)		443
Provision for (benefit from) income taxes		80		25		42		(11	)		136

NET EARNINGS (LOSS)		145		59		126		(23	)		307
Net realized investment losses, net of taxes		—		—		—		4			4

NET OPERATING EARNINGS (LOSS)	$	145	$	59	$	126	$	(19	)	$	311



Three months ended September 30, 2004	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Total
REVENUES:
Premiums	$	1,085	$	219	$	197	$	22		$	1,523
Net investment income		298		393		65		29			785
Net realized investment gains		—		—		—		3			3
Policyholder fees and other income		91		52		10		6			159

Total Revenue		1,474		664		272		60			2,470

BENEFITS AND EXPENSES:
Benefits and changes in policy reserves		698		281		46		9			1,034
Interest credited		91		237		—		—			328
Underwriting, acquisition and insurance expenses, net of deferrals		279		59		64		9			411
Amortization of deferred acquisition costs and intangibles		186		25		12		7			230
Interest expense		4		—		—		56			60

Total benefits and expenses		1,258		602		122		81			2,063

EARNINGS (LOSS) BEFORE INCOME TAXES		216		62		150		(21	)		407
Provision for (benefit from) income taxes		81		22		48		(15	)		136

NET EARNINGS (LOSS)		135		40		102		(6	)		271
Net realized investment gains, net of taxes		—		—		—		(2	)		(2	)

NET OPERATING EARNINGS (LOSS)	$	135	$	40	$	102	$	(8	)	$	269

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Statement of Earnings by Segment

(amounts in millions)


Nine months ended September 30, 2005	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Affinity		Total
REVENUES:
Premiums	$	3,377	$	674	$	653	$	62		$	—	$	4,766
Net investment income		946		1,320		210		119			—		2,595
Net realized investment losses		—		—		—		(13	)		—		(13	)
Policy fees and other income		273		181		34		13			—		501

Total revenues		4,596		2,175		897		181			—		7,849

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,172		856		96		28			—		3,152
Interest credited		271		780		—		—			—		1,051
Underwriting, acquisition and insurance expenses, net of deferrals		1,004		191		215		66			—		1,476
Amortization of deferred acquisition costs and intangibles		470		92		42		14			—		618
Interest expense		33		2		—		178			—		213

Total benefits and expenses		3,950		1,921		353		286			—		6,510
EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		646		254		544		(105	)		—		1,339
Provision for (benefit from) income taxes		230		75		156		(36	)		—		425
NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		416		179		388		(69	)		—		914
Net realized investment gains, net of taxes		—		—		—		8			—		8

NET OPERATING EARNINGS (LOSS)	$	416	$	179	$	388	$	(61	)	$	—	$	922


Nine months ended September 30, 2004	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Affinity			Total
REVENUES:
Premiums	$	3,387	$	817	$	587	$	74		$	88		$	4,953
Net investment income		913		1,579		186		119			26			2,823
Net realized investment gains		—		—		—		27			—			27
Policyholder fees and other income		257		213		28		10			104			612

Total Revenue		4,557		2,609		801		230			218			8,415

BENEFITS AND EXPENSES:
Benefits and changes in policy reserves		2,185		1,270		112		28			80			3,675
Interest credited		271		817		—		—			—			1,088
Underwriting, acquisition and insurance expenses, net of deferrals		877		202		193		50			123			1,445
Amortization of deferred acquisition costs and intangibles		599		136		35		13			47			830
Interest expense		9		1		—		144			—			154

Total benefits and expenses		3,941		2,426		340		235			250			7,192
EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		616		183		461		(5	)		(32	)		1,223
Provision for (benefit from) income taxes		228		65		142		7			(18	)		424
NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		388		118		319		(12	)		(14	)		799
Net realized investment gains, net of taxes		—		—		—		(17	)		—			(17	)
Net tax expense related to initial public offering		—		—		—		22			—			22

NET OPERATING EARNINGS (LOSS)	$	388	$	118	$	319	$	(7	)	$	(14	)	$	804

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


Three months ended September 30, 2005	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	212	$	412	$	330	$	166	$	1,120
Net investment income		122		165		23		11		321
Policy fees and other income		94		6		5		3		108

Total revenues		428		583		358		180		1,549

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		168		389		60		115		732
Interest credited		59		31		—		—		90
Underwriting, acquisition and insurance expenses, net of deferrals		36		80		172		40		328
Amortization of deferred acquisition costs and intangibles		39		19		91		12		161
Interest expense		13		—		—		—		13

Total benefits and expenses		315		519		323		167		1,324

EARNINGS BEFORE INCOME TAXES		113		64		35		13		225
Provision for income taxes		40		23		12		5		80

SEGMENT NET EARNINGS	$	73	$	41	$	23	$	8	$	145


Three months ended September 30, 2004	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	190	$	403	$	336	$	156	$	1,085
Net investment income		111		149		27		11		298
Policy fees and other income		79		3		4		5		91

Total revenues		380		555		367		172		1,474

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		161		369		67		101		698
Interest credited		59		31		—		1		91
Underwriting, acquisition and insurance expenses, net of deferrals		30		59		145		45		279
Amortization of deferred acquisition costs and intangibles		29		29		119		9		186
Interest expense		4		—		—		—		4

Total benefits and expenses		283		488		331		156		1,258

EARNINGS BEFORE INCOME TAXES		97		67		36		16		216
Provision for income taxes		36		24		15		6		81

SEGMENT NET EARNINGS	$	61	$	43	$	21	$	10	$	135

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


Nine months ended September 30, 2005	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	606	$	1,251	$	1,027	$	493	$	3,377
Net investment income		359		481		73		33		946
Policy fees and other income		237		10		16		10		273

Total revenues		1,202		1,742		1,116		536		4,596

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		505		1,148		179		340		2,172
Interest credited		176		94		—		1		271
Underwriting, acquisition and insurance expenses, net of deferrals		98		219		561		126		1,004
Amortization of deferred acquisition costs and intangibles		85		81		271		33		470
Interest expense		33		—		—		—		33

Total benefits and expenses		897		1,542		1,011		500		3,950

EARNINGS BEFORE INCOME TAXES		305		200		105		36		646
Provision for income taxes		109		71		37		13		230

SEGMENT NET EARNINGS	$	196	$	129	$	68	$	23	$	416


Nine months ended September 30, 2004	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	567	$	1,276	$	1,080	$	464	$	3,387
Net investment income		329		473		79		32		913
Policy fees and other income		222		6		14		15		257

Total revenues		1,118		1,755		1,173		511		4,557

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		467		1,187		212		319		2,185
Interest credited		182		88		—		1		271
Underwriting, acquisition and insurance expenses, net of deferrals		90		211		449		127		877
Amortization of deferred acquisition costs and intangibles		88		72		414		25		599
Interest expense		9		—		—		—		9

Total benefits and expenses		836		1,558		1,075		472		3,941

EARNINGS BEFORE INCOME TAXES		282		197		98		39		616
Provision for income taxes		104		71		39		14		228

SEGMENT NET EARNINGS	$	178	$	126	$	59	$	25	$	388

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


Three months ended September 30, 2005	Spread-Based Retail Products		Fee-Based Products			Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	189	$	—		$	—	$	189
Net investment income		338		4			113		455
Policy fees and other income		4		57			—		61

Total revenues		531		61			113		705

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		245		2			—		247
Interest credited		172		1			101		274
Underwriting, acquisition and insurance expenses, net of deferrals		29		35			2		66
Amortization of deferred acquisition costs and intangibles		28		5			—		33
Interest expense		1		—			—		1

Total benefits and expenses		475		43			103		621

EARNINGS BEFORE INCOME TAXES		56		18			10		84
Provision for income taxes		17		4			4		25

SEGMENT NET EARNINGS	$	39	$	14		$	6	$	59


Three months ended September 30, 2004	Spread-Based Retail Products		Fee-Based Products			Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	219	$	—		$	—	$	219
Net investment income		312		3			78		393
Policy fees and other income		5		47			—		52

Total revenues		536		50			78		664

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		279		2			—		281
Interest credited		164		2			71		237
Underwriting, acquisition and insurance expenses, net of deferrals		31		27			1		59
Amortization of deferred acquisition costs and intangibles		23		2			—		25
Interest expense		1		(1	)		—		—

Total benefits and expenses		498		32			72		602

EARNINGS BEFORE INCOME TAXES		38		18			6		62
Provision for income taxes		14		6			2		22

SEGMENT NET EARNINGS	$	24	$	12		$	4	$	40

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


Nine months ended September 30, 2005	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	674	$	—	$	—	$	674
Net investment income		991		13		316		1,320
Policy fees and other income		12		169		—		181

Total revenues		1,677		182		316		2,175

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		849		7		—		856
Interest credited		503		8		269		780
Underwriting, acquisition and insurance expenses, net of deferrals		90		95		6		191
Amortization of deferred acquisition costs and intangibles		80		12		—		92
Interest expense		2		—		—		2

Total benefits and expenses		1,524		122		275		1,921

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		153		60		41		254
Provision for income taxes		45		15		15		75

SEGMENT NET EARNINGS	$	108	$	45	$	26	$	179


Nine months ended September 30, 2004	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	817	$	—	$	—	$	817
Net investment income		1,285		56		238		1,579
Policy fees and other income		11		202		—		213

Total revenues		2,113		258		238		2,609

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,252		18		—		1,270
Interest credited		575		38		204		817
Underwriting, acquisition and insurance expenses, net of deferrals		95		104		3		202
Amortization of deferred acquisition costs and intangibles		81		55		—		136
Interest expense		1		—		—		1

Total benefits and expenses		2,004		215		207		2,426

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		109		43		31		183
Provision for income taxes		39		15		11		65

SEGMENT NET EARNINGS	$	70	$	28	$	20	$	118

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


Three months ended September 30, 2005	U. S.		International		Total
REVENUES:
Premiums	$	111	$	107	$	218
Net investment income		34		39		73
Policy fees and other income		6		6		12

Total revenues		151		152		303

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		27		9		36
Underwriting, acquisition and insurance expenses, net of deferrals		49		32		81
Amortization of deferred acquisition costs and intangibles		13		5		18

Total benefits and expenses		89		46		135

EARNINGS BEFORE INCOME TAXES		62		106		168
Provision for income taxes		4		38		42

SEGMENT NET EARNINGS	$	58	$	68	$	126


Three months ended September 30, 2004	U. S.		International		Total
REVENUES:
Premiums	$	113	$	84	$	197
Net investment income		35		30		65
Policy fees and other income		5		5		10

Total revenues		153		119		272

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38		8		46
Underwriting, acquisition and insurance expenses, net of deferrals		40		24		64
Amortization of deferred acquisition costs and intangibles		7		5		12

Total benefits and expenses		85		37		122

EARNINGS BEFORE INCOME TAXES		68		82		150
Provision for income taxes		16		32		48

SEGMENT NET EARNINGS	$	52	$	50	$	102

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


Nine months ended September 30, 2005	U. S.		International		Total
REVENUES:
Premiums	$	335	$	318	$	653
Net investment income		97		113		210
Policy fees and other income		20		14		34

Total revenues		452		445		897

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		67		29		96
Underwriting, acquisition and insurance expenses, net of deferrals		123		92		215
Amortization of deferred acquisition costs and intangibles		26		16		42

Total benefits and expenses		216		137		353

EARNINGS BEFORE INCOME TAXES		236		308		544
Provision for income taxes		45		111		156

SEGMENT NET EARNINGS	$	191	$	197	$	388


Nine months ended September 30, 2004	U. S.		International		Total
REVENUES:
Premiums	$	348	$	239	$	587
Net investment income		98		88		186
Policy fees and other income		14		14		28

Total revenues		460		341		801

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		88		24		112
Underwriting, acquisition and insurance expenses, net of deferrals		124		69		193
Amortization of deferred acquisition costs and intangibles		21		14		35

Total benefits and expenses		233		107		340

EARNINGS BEFORE INCOME TAXES		227		234		461
Provision for income taxes		53		89		142

SEGMENT NET EARNINGS	$	174	$	145	$	319

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


Three months ended September 30, 2005	Total
REVENUES:
Premiums	$	20
Net investment income		53
Net realized investment losses		(7	)
Policy fees and other income		5

Total revenues		71

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		11
Underwriting, acquisition and insurance expenses, net of deferrals		31
Amortization of deferred acquisition costs and intangibles		5
Interest expense		58

Total benefits and expenses		105

LOSS BEFORE INCOME TAXES		(34	)
Benefit from income taxes		(11	)

SEGMENT NET LOSS		(23	)
Net realized investment losses, net of taxes		4

NET OPERATING LOSS	$	(19	)


Three months ended September 30, 2004	Total
REVENUES:
Premiums	$	22
Net investment income		29
Net realized investment gains		3
Policy fees and other income		6

Total revenues		60

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		9
Underwriting, acquisition and insurance expenses, net of deferrals		9
Amortization of deferred acquisition costs and intangibles		7
Interest expense		56

Total benefits and expenses		81

LOSS BEFORE INCOME TAXES		(21	)
Benefit from income taxes		(15	)

SEGMENT NET LOSS		(6	)
Net realized investment gains, net of taxes		(2	)

NET OPERATING LOSS	$	(8	)

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


Nine months ended September 30, 2005	Total
REVENUES:
Premiums	$	62
Net investment income		119
Net realized investment losses		(13	)
Policy fees and other income		13

Total revenues		181

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		28
Underwriting, acquisition and insurance expenses, net of deferrals		66
Amortization of deferred acquisition costs and intangibles		14
Interest expense		178

Total benefits and expenses		286

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(105	)
Benefit from income taxes		(36	)

SEGMENT NET LOSS		(69	)
Net realized investment losses, net of taxes		8

NET OPERATING LOSS	$	(61	)


Nine months ended September 30, 2004	Total
REVENUES:
Premiums	$	74
Net investment income		119
Net realized investment gains		27
Policy fees and other income		10

Total revenues		230

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		28
Underwriting, acquisition and insurance expenses, net of deferrals		50
Amortization of deferred acquisition costs and intangibles		13
Interest expense		144

Total benefits and expenses		235

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(5	)
Provision for income taxes		7

SEGMENT NET LOSS		(12	)
Net realized investment gains, net of taxes		(17	)
Net tax expense related to initial public offering		22

NET OPERATING LOSS	$	(7	)

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Net Earnings

(amounts in millions)


	2005											2004
	Q3			Q2		Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,547		$	1,614	$	1,605		$	4,766		$	1,606		$	1,523		$	1,708		$	1,722		$	6,559
Net investment income		902			842		851			2,595			825			785			1,001			1,037			3,648
Net realized investment (losses) gains		(7	)		—		(6	)		(13	)		(1	)		3			8			16			26
Policy fees and other income		186			154		161			501			212			159			204			249			824

Total revenues		2,628			2,610		2,611			7,849			2,642			2,470			2,921			3,024			11,057

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,026			1,051		1,075			3,152			1,129			1,034			1,290			1,351			4,804
Interest credited		364			347		340			1,051			344			328			364			396			1,432
Underwriting, acquisition and insurance expenses, net of deferrals		506			523		447			1,476			457			411			511			523			1,902
Amortization of deferred acquisition costs and intangibles		217			208		193			618			234			230			270			330			1,064
Interest expense		72			69		72			213			63			60			47			47			217

Total benefits and expenses		2,185			2,198		2,127			6,510			2,227			2,063			2,482			2,647			9,419

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		443			412		484			1,339			415			407			439			377			1,638
Provision for income taxes		136			127		162			425			69			136			171			117			493

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		307			285		322			914			346			271			268			260			1,145
Net realized investment losses (gains), net of taxes		4			—		4			8			1			(2	)		(5	)		(10	)		(16	)
Net tax (benefit) expense related to initial public offering		—			—		—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—		—			—			(25	)		—			—			—			(25	)

NET OPERATING EARNINGS	$	311		$	285	$	326		$	922		$	254		$	269		$	285		$	250		$	1,058

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	1,120	$	1,129	$	1,128	$	3,377	$	1,094	$	1,085	$	1,132	$	1,170	$	4,481
Net investment income		321		311		314		946		311		298		306		309		1,224
Policy fees and other income		108		77		88		273		102		91		79		87		359

Total Revenues		1,549		1,517		1,530		4,596		1,507		1,474		1,517		1,566		6,064

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		732		702		738		2,172		705		698		727		760		2,890
Interest credited		90		91		90		271		91		91		90		90		362
Underwriting, acquisition and insurance expenses, net of deferrals		328		349		327		1,004		307		279		307		291		1,184
Amortization of deferred acquisition costs and intangibles		161		159		150		470		180		186		184		229		779
Interest expense		13		11		9		33		6		4		2		3		15

Total benefits and expenses		1,324		1,312		1,314		3,950		1,289		1,258		1,310		1,373		5,230

EARNINGS BEFORE INCOME TAXES		225		205		216		646		218		216		207		193		834
Provision for income taxes		80		73		77		230		78		81		78		69		306

SEGMENT NET EARNINGS	$	145	$	132	$	139	$	416	$	140	$	135	$	129	$	124	$	528

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	189	$	241	$	244	$	674	$	277	$	219	$	321	$	277	$	1,094
Net investment income		455		432		433		1,320		417		393		569		617		1,996
Policy fees and other income		61		62		58		181		58		52		76		85		271

Total revenues		705		735		735		2,175		752		664		966		979		3,361

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		247		301		308		856		363		281		495		494		1,633
Interest credited		274		256		250		780		253		237		274		306		1,070
Underwriting, acquisition and insurance expenses, net of deferrals		66		66		59		191		48		59		68		75		250
Amortization of deferred acquisition costs and intangibles		33		32		27		92		34		25		54		57		170
Interest expense		1		1		—		2		—		—		1		—		1

Total benefits and expenses		621		656		644		1,921		698		602		892		932		3,124

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		84		79		91		254		54		62		74		47		237
Provision for income taxes		25		19		31		75		19		22		27		16		84

SEGMENT NET EARNINGS	$	59	$	60	$	60	$	179	$	35	$	40	$	47	$	31	$	153

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	218	$	220	$	215	$	653	$	213	$	197	$	195	$	195	$	800
Net investment income		73		68		69		210		68		65		61		60		254
Policy fees and other income		12		12		10		34		8		10		10		8		36

Total revenues		303		300		294		897		289		272		266		263		1,090

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		36		39		21		96		53		46		27		39		165
Underwriting, acquisition and insurance expenses, net of deferrals		81		75		59		215		69		64		65		64		262
Amortization of deferred acquisition costs and intangibles		18		13		11		42		16		12		11		12		51

Total benefits and expenses		135		127		91		353		138		122		103		115		478

EARNINGS BEFORE INCOME TAXES		168		173		203		544		151		150		163		148		612
Provision for income taxes		42		52		62		156		44		48		49		45		186

SEGMENT NET EARNINGS	$	126	$	121	$	141	$	388	$	107	$	102	$	114	$	103	$	426

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


	2005												2004
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	20		$	24		$	18		$	62		$	22		$	22		$	26		$	26		$	96
Net investment income		53			31			35			119			29			29			57			33			148
Net realized investment (losses) gains		(7	)		—			(6	)		(13	)		(1	)		3			8			16			26
Policy fees and other income		5			3			5			13			44			6			2			2			54

Total revenues		71			58			52			181			94			60			93			77			324

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		11			9			8			28			8			9			10			9			36
Underwriting, acquisition and insurance expenses, net of deferrals		31			33			2			66			33			9			22			19			83
Amortization of deferred acquisition costs and intangibles		5			4			5			14			4			7			3			3			17
Interest expense		58			57			63			178			57			56			44			44			201

Total benefits and expenses		105			103			78			286			102			81			79			75			337

(LOSS) EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(34	)		(45	)		(26	)		(105	)		(8	)		(21	)		14			2			(13	)
(Benefit from) provision for income taxes		(11	)		(17	)		(8	)		(36	)		(72	)		(15	)		24			(2	)		(65	)

SEGMENT NET (LOSS) EARNINGS		(23	)		(28	)		(18	)		(69	)		64			(6	)		(10	)		4			52
Net realized investment losses (gains), net of taxes		4			—			4			8			1			(2	)		(5	)		(10	)		(16	)
Net tax (benefit) expense related to initial public offering		—			—			—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—			—			—			(25	)		—			—			—			(25	)

NET OPERATING (LOSS) EARNINGS	$	(19	)	$	(28	)	$	(14	)	$	(61	)	$	(28	)	$	(8	)	$	7		$	(6	)	$	(35	)

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Affinity

(amounts in millions)


	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2			Q1			Total
REVENUES:
Premiums	$	—	$	—	$	—	$	—	$	—	$	—	$	34		$	54		$	88
Net investment income		—		—		—		—		—		—		8			18			26
Policy fees and other income		—		—		—		—		—		—		37			67			104

Total revenues		—		—		—		—		—		—		79			139			218

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—		—		—		—		—		—		31			49			80
Underwriting, acquisition and insurance expenses, net of deferrals		—		—		—		—		—		—		49			74			123
Amortization of deferred acquisition costs and intangibles		—		—		—		—		—		—		18			29			47

Total benefits and expenses		—		—		—		—		—		—		98			152			250

LOSS BEFORE INCOME TAXES		—		—		—		—		—		—		(19	)		(13	)		(32	)
Benefit from income taxes		—		—		—		—		—		—		(7	)		(11	)		(18	)

SEGMENT NET LOSS	$	—	$	—	$	—	$	—	$	—	$	—	$	(12	)	$	(2	)	$	(14	)

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

STATISTICAL DATA

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Investments Summary

(amounts in millions)


		September 30, 2005				June 30, 2005				March 31, 2005				December 31, 2004				September 30, 2004
		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
*Composition of Investment Portfolio*
Fixed maturities, available-for-sale:
Public		$	40,507	59	%	$	40,813	60	%	$	40,644	61	%	$	40,150	60	%	$	39,210	59	%
Private			13,062	19	%		12,606	19	%		11,997	18	%		12,274	18	%		11,619	18	%
Equity securities, available-for-sale
Common stocks and mutual funds			62	0	%		50	0	%		52	0	%		82	0	%		75	0	%
Preferred stocks			133	0	%		137	0	%		132	0	%		125	0	%		126	0	%
Investment in special purpose entities			171	0	%		172	0	%		171	1	%		167	1	%		159	1	%
Commercial mortgage and other loans			7,272	11	%		6,859	10	%		6,279	9	%		6,051	9	%		5,877	9	%
Policy loans			1,353	2	%		1,233	2	%		1,232	2	%		1,224	2	%		1,215	2	%
Restricted investments held by securitization entities			753	1	%		781	1	%		815	1	%		860	1	%		925	1	%
Cash, cash equivalents and short-term investments			1,860	3	%		1,545	2	%		1,526	2	%		2,210	3	%		2,667	4	%
Other invested assets			3,198	5	%		3,669	6	%		3,823	6	%		3,996	6	%		4,299	6	%

Total invested assets and cash		$	68,371	100	%	$	67,865	100	%	$	66,671	100	%	$	67,139	100	%	$	66,172	100	%


		September 30, 2005				June 30, 2005				March 31, 2005				December 31, 2004				September 30, 2004
Public Fixed Maturities—Credit Quality:		Carrying Amount		% of Total		Carrying Amount		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	28,966	72	%	$	29,191	72	%	$	29,107	72	%	$	28,635	71	%	$	27,877	71	%
2	Baa		9,345	23	%		9,447	23	%		9,472	23	%		9,344	23	%		9,320	24	%
3	Ba		1,575	4	%		1,529	4	%		1,439	4	%		1,415	4	%		1,329	4	%
4	B		440	1	%		465	1	%		474	1	%		651	2	%		567	1	%
5	Caa and lower		122	0	%		119	0	%		91	0	%		63	0	%		59	0	%
6	In or near default		12	0	%		26	0	%		26	0	%		15	0	%		21	0	%
Not rated	Not rated		47	0	%		36	0	%		35	0	%		27	0	%		37	0	%

	Total public fixed maturities	$	40,507	100	%	$	40,813	100	%	$	40,644	100	%	$	40,150	100	%	$	39,210	100	%


Private Fixed Maturities—Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	7,201	55	%	$	6,907	56	%	$	6,350	53	%	$	6,501	53	%	$	6,024	52	%
2	Baa		5,081	39	%		4,818	38	%		4,743	40	%		4,768	39	%		4,605	40	%
3	Ba		535	4	%		550	4	%		543	5	%		605	5	%		597	5	%
4	B		139	1	%		217	2	%		175	1	%		202	2	%		191	2	%
5	Caa and lower		36	0	%		39	0	%		46	0	%		103	1	%		106	1	%
6	In or near default		50	1	%		55	0	%		37	0	%		43	0	%		74	0	%
Not rated	Not rated		20	0	%		20	0	%		103	1	%		52	0	%		22	0	%

	Total private fixed maturities	$	13,062	100	%	$	12,606	100	%	$	11,997	100	%	$	12,274	100	%	$	11,619	100	%

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Fixed Maturities Summary

(amounts in millions)


	September 30, 2005				June 30, 2005				March 31, 2005				December 31, 2004				September 30, 2004
	Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
*Fixed maturities—Security Sector:*
U.S. government, agencies & government sponsored entities	$	715	1	%	$	731	1	%	$	493	1	%	$	572	1	%	$	569	1	%
Tax exempt		2,913	6	%		2,995	6	%		3,016	6	%		3,030	6	%		3,267	6	%
Foreign government		1,793	3	%		1,887	3	%		1,808	3	%		1,744	3	%		1,453	3	%
U.S. corporate		26,617	50	%		27,058	51	%		26,623	51	%		27,101	52	%		26,513	52	%
Foreign corporate		9,144	17	%		8,776	16	%		8,651	16	%		8,100	15	%		7,678	15	%
Mortgage-backed		8,553	16	%		8,451	16	%		8,722	17	%		8,577	17	%		7,969	16	%
Asset-backed		3,834	7	%		3,521	7	%		3,328	6	%		3,300	6	%		3,380	7	%

Total fixed maturities	$	53,569	100	%	$	53,419	100	%	$	52,641	100	%	$	52,424	100	%	$	50,829	100	%

*Corporate Bond Holdings—Industry Sector:*
Finance and insurance	$	11,151	31	%	$	10,915	31	%	$	10,658	30	%	$	10,357	30	%	$	10,080	29	%
Utilities and energy		6,963	19	%		7,171	20	%		6,985	20	%		7,056	20	%		7,061	21	%
Consumer—non cyclical		4,734	13	%		4,877	14	%		4,705	13	%		4,351	12	%		4,349	13	%
Consumer—cyclical		2,719	8	%		2,670	7	%		2,634	8	%		2,666	8	%		2,637	8	%
Capital goods		2,134	6	%		2,194	6	%		2,289	6	%		2,240	6	%		2,284	7	%
Industrial		2,146	6	%		2,269	6	%		2,384	7	%		2,475	7	%		2,506	7	%
Technology and communications		2,476	7	%		2,473	7	%		2,329	7	%		2,223	6	%		2,135	6	%
Transportation		1,317	4	%		1,240	3	%		1,156	3	%		1,063	3	%		1,003	3	%
Other		2,121	6	%		2,025	6	%		2,134	6	%		2,770	8	%		2,136	6	%

Total	$	35,761	100	%	$	35,834	100	%	$	35,274	100	%	$	35,201	100	%	$	34,191	100	%

*Fixed maturities—Contractual Maturity Dates:*
Due in one year or less	$	2,646	5	%	$	2,858	5	%	$	2,652	5	%	$	2,040	4	%	$	1,712	3	%
Due after one year through five years		10,331	19	%		10,382	20	%		10,329	20	%		10,749	20	%		10,660	21	%
Due after five years through ten years		11,567	22	%		11,514	22	%		11,658	22	%		11,842	23	%		11,663	23	%
Due after ten years		16,638	31	%		16,693	31	%		15,952	30	%		15,916	30	%		15,445	31	%

Subtotal		41,182	77	%		41,447	78	%		40,591	77	%		40,547	77	%		39,480	78	%
Mortgage-backed and asset backed		12,387	23	%		11,972	22	%		12,050	23	%		11,877	23	%		11,349	22	%

Total fixed maturities	$	53,569	100	%	$	53,419	100	%	$	52,641	100	%	$	52,424	100	%	$	50,829	100	%

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Commercial Mortgage and Other Loans Data

(amounts in millions)


	September 30, 2005					June 30, 2005				March 31, 2005				December 31, 2004				September 30, 2004
Summary of Commercial Mortgage and Other Loans	Carrying Amount		% of Total			Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
*Geographic Region*
Pacific	$	2,191		30	%	$	2,043	30	%	$	1,850	30	%	$	1,796	30	%	$	1,761	30	%
South Atlantic		1,508		21	%		1,451	21	%		1,234	20	%		1,239	20	%		1,196	20	%
Middle Atlantic		1,081		15	%		998	15	%		989	16	%		953	16	%		887	15	%
East North Central		766		10	%		704	10	%		662	11	%		682	11	%		681	12	%
Mountain		514		7	%		496	7	%		471	8	%		463	8	%		457	8	%
West South Central		346		5	%		306	5	%		304	5	%		306	5	%		275	5	%
West North Central		431		6	%		432	6	%		366	5	%		252	4	%		261	4	%
East South Central		268		4	%		261	4	%		230	3	%		225	4	%		227	4	%
New England		167		2	%		168	2	%		173	2	%		135	2	%		132	2	%

Total	$	7,272		100	%	$	6,859	100	%	$	6,279	100	%	$	6,051	100	%	$	5,877	100	%

*Property Type*
Office	$	2,156		30	%	$	1,914	28	%	$	1,861	30	%	$	1,822	30	%	$	1,774	30	%
Industrial		2,017		28	%		1,963	29	%		1,845	30	%		1,797	30	%		1,768	30	%
Retail		2,046		28	%		1,938	28	%		1,701	27	%		1,574	26	%		1,519	26	%
Apartments		746		10	%		708	10	%		655	10	%		650	11	%		612	10	%
Mixed use/other		307		4	%		336	5	%		217	3	%		208	3	%		204	4	%

Total	$	7,272		100	%	$	6,859	100	%	$	6,279	100	%	$	6,051	100	%	$	5,877	100	%


	Principal Balance		% of Total			Principal Balance		% of Total		Principal Balance		% of Total		Principal Balance		% of Total		Principal Balance		% of Total
*Loan Size*
Under $5 million	$	3,330		46	%	$	3,247	47	%	$	3,122	49	%	$	3,073	50	%	$	3,053	52	%
$5 million but less than $10 million		1,720		23	%		1,647	24	%		1,457	23	%		1,442	24	%		1,378	23	%
$10 million but less than $20 million		1,382		19	%		1,245	18	%		1,072	17	%		1,009	17	%		965	16	%
$20 million but less than $30 million		466		6	%		323	5	%		350	6	%		334	5	%		287	5	%
$30 million and over		429		6	%		446	6	%		324	5	%		237	4	%		238	4	%

Total	$	7,327		100	%	$	6,908	100	%	$	6,325	100	%	$	6,095	100	%	$	5,921	100	%


	September 30, 2005		December 31, 2004
*Allowance for Losses on Mortgage Loans*
Balance, beginning of year	$	52	$	50
Additions		10		7
Deductions for write-downs and dispositions		—		(5	)

Balance, end of year	$	62	$	52

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs

(amounts in millions)


Deferred Acquisition Costs	Total			Protection			Retirement Income and Investments			Mortgage Insurance			Corporate and Other
Unamortized balance as of June 30, 2005	$	5,324		$	4,386		$	812		$	121		$	5
Costs Deferred		301			226			55			18			2
Amortization		(182	)		(133	)		(30	)		(17	)		(2	)
Impact of foreign currency translation		5			3			—			2			—

Unamortized balance as of September 30, 2005		5,448			4,482			837			124			5
Accumulated effect of net unrealized investment gains		(57	)		(16	)		(41	)		—			—

Balance as of September 30, 2005	$	5,391		$	4,466		$	796		$	124		$	5

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Assets Under Management—Retirement Income and Investments

(amounts in millions)


	Three months ended September 30,
	2005			2004
*Spread-Based Retail Products*
Fixed Annuities
Account value, net of reinsurance, beginning of period (a)	$	15,540		$	14,583
Deposits		530			462
Interest credited		154			151
Surrenders, benefits and product charges		(548	)		(364	)

Account value, net of reinsurance, end of period		15,676			14,832

Single Premium Income Annuities
Account value, net of reinsurance, beginning of period (a)		5,488			5,176
Premiums and deposits		230			174
Interest credited		77			76
Surrenders, benefits and product charges		(217	)		(173	)

Account value, net of reinsurance, end of period		5,578			5,253

Structured Settlements
Account value, net of reinsurance, beginning of period (a)		765			336
Premiums and deposits		69			88
Interest credited		11			6
Surrenders, benefits and product charges		(14	)		(10	)

Account value, net of reinsurance, end of period		831			420

Total Spread-Based Retail Products, net of reinsurance	$	22,085		$	20,505

*Spread-Based Institutional Products*
GICs and Funding Agreements
Account value, net of reinsurance, beginning of period (a)		9,162			9,384
Deposits		1,402			1,033
Interest credited		101			71
Surrenders and benefits		(667	)		(1,159	)

Account value, end of period		9,998			9,329

Total Spread-Based Products Assets Under Management	$	32,083		$	29,834

*Fee-Based Products*
Variable Annuities
Account value, net of reinsurance, beginning of period (a)	$	1,536		$	675
Deposits		246			193
Interest credited and investment performance		48			(16	)
Surrenders, benefits and product charges		(35	)		(10	)

Account value, net of reinsurance, end of period		1,795			842

Variable Life Insurance
Account value, beginning of the period		347			322
Deposits		7			9
Interest credited and investment performance		13			2
Surrenders, benefits and product charges		(12	)		(11	)

Account value, end of period	$	355		$	322


	Three months ended September 30,
	2005			2004
Third Party Assets
Private Asset Management
Account value, beginning of the period	$	2,907		$	2,483
Deposits		242			170
Interest credited and investment performance		120			(24	)
Surrenders, benefits and product charges		(132	)		(154	)

Account value, end of period		3,137			2,475

Personal Advisor Network
Account value, beginning of the period		1,428			948
Deposits		187			98
Interest credited and investment performance		40			1
Surrenders, benefits and product charges		(15	)		(11	)

Account value, end of period		1,640			1,036

Total Third Party Assets		4,777			3,511

Total Fee-Based Products Assets Under Management	$	6,927		$	4,675

Assets Under Management, net of reinsurance	$	39,010		$	34,509

Reinsured products
Account value, beginning of period (a)	$	21,542		$	22,299
Deposits		15			56
Interest credited and investment performance		496			234
Surrenders, benefits and product charges		(760	)		(598	)

Account value, end of period	$	21,293		$	21,991

(a)	Assumes all reinsurance transactions were effective as of the beginning of the periods presented

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Assets Under Management by Contract Type—Retirement Income and Investments

(amounts in millions)


	2005						2004
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
*Spread-Based Institutional Products*
Guaranteed investment contracts (GICs)	$	3,217	$	3,264	$	3,302	$	3,352	$	3,412	$	3,517	$	3,474
Funding agreements backing notes		4,054		3,172		3,381		3,405		2,992		2,844		2,963
Funding agreements		2,727		2,726		2,725		2,784		2,925		3,024		3,024

	$	9,998	$	9,162	$	9,408	$	9,541	$	9,329	$	9,385	$	9,461

Funding agreements by liquidity provisions:
7 day	$	—	$	—	$	—	$	—	$	50	$	100	$	100
30 day		—		—		—		—		150		200		350
90 day		858		1,108		1,308		1,518		1,610		1,660		1,960
180 day		550		350		150		100		—		—		—
No put		1,035		985		1,010		900		850		850		500
13 month rolling maturity		275		275		250		250		250		200		100
Accrued interest		9		8		7		16		15		14		14

Total funding agreements	$	2,727	$	2,726	$	2,725	$	2,784	$	2,925	$	3,024	$	3,024

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Sales

(amounts in millions)


	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
*Protection Segment*

Annualized first-year premiums: (a)

Term life	$	38	$	34	$	29	$	101	$	27	$	26	$	23	$	26	$	102
Financial Intermediaries		1		1		2		4		2		2		1		2		7
Independent Producers		37		33		27		97		25		24		22		24		95

Universal life		19		14		13		46		12		10		9		11		42
Financial Intermediaries		—		—		1		1		—		—		—		1		1
Independent Producers		19		14		12		45		12		10		9		9		40
Dedicated Sales Specialists		—		—		—		—		—		—		—		1		1

Long-term care		41		42		41		124		41		39		41		41		162
Financial Intermediaries		10		9		10		29		11		10		10		10		41
Independent Producers		14		16		14		44		12		12		12		11		47
Independent Channels		24		25		24		73		23		22		22		21		88
Dedicated Sales Specialists		17		17		17		51		18		17		19		20		74

Group life and health		37		38		30		105		66		39		40		26		171
Independent Producers		37		38		30		105		66		39		40		26		171

Total annualized first-year premiums		135		128		113		376		146		114		113		104		477


Written premiums: (b)
Payment protection		454		501		453		1,408		351		397		402		351		1,501
Financial Intermediaries		454		501		453		1,408		351		397		402		351		1,501

Total protection segment	$	589	$	629	$	566	$	1,784	$	497	$	511	$	515	$	455	$	1,978

(a)

In our Protection segment, sales from our life, long-term care and group life and health insurance businesses represent annualized first-year premiums. Annualized first-year premiums are calculated as if premiums are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period.

(b)	In our Protection segment, sales from our payment protection insurance business represent total written premiums gross of reinsurance and cancellations during the specified period.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Sales, continued

(amounts in millions)


	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
*Retirement Income and* *Investments (RI&I) Segment (c)*

Spread-based retail Structured Annuities (d)	$	50	$	93	$	153	$	296	$	104	$	89	$	192	$	150	$	535

Income annuities		190		164		166		520		212		187		164		201		764
Financial Intermediaries		119		103		88		310		127		115		98		119		459
Independent Producers		67		57		70		194		79		68		63		78		288
Dedicated Sales Specialists		4		4		8		16		6		4		3		4		17

Fixed annuities		378		686		364		1,428		283		653		372		411		1,719
Financial Intermediaries		368		668		353		1,389		276		641		360		400		1,677
Independent Producers		7		14		7		28		4		6		9		6		25
Dedicated Sales Specialists		3		4		4		11		3		6		3		5		17

Total spread-based retail		618		943		683		2,244		599		929		728		762		3,018


Fee-based
Variable Annuities (e)		241		254		264		759		256		250		277		292		1,075
Financial Intermediaries		219		238		244		701		236		232		257		277		1,002
Independent Producers		7		6		9		22		8		5		13		7		33
Dedicated Sales Specialists		15		10		11		36		12		13		7		8		40

Variable life		3		5		3		11		4		4		5		5		18
Financial Intermediaries		2		5		3		10		3		3		4		4		14
Independent Producers		1		—		—		1		1		1		1		—		3
Dedicated Sales Specialists		—		—		—		—		—		—		—		1		1

Managed assets		429		378		323		1,130		301		267		271		304		1,143
Independent Producers		210		222		193		625		161		139		159		183		642
Dedicated Sales Specialists		219		156		130		505		140		128		112		121		501

Total fee-based		673		637		590		1,900		561		521		553		601		2,236


Spread-based institutional (d)
Guaranteed investment contracts (GICs)		81		105		49		235		96		80		111		74		361
Funding agreements backing notes		1,000		150		300		1,450		600		500		210		180		1,490
Funding agreements		—		100		—		100		100		—		100		100		300

Total spread-based institutional		1,081		355		349		1,785		796		580		421		354		2,151

Total RI&I segment	$	2,372	$	1,935	$	1,622	$	5,929	$	1,956	$	2,030	$	1,702	$	1,717	$	7,405

*Mortgage Insurance Segment (f)*
New insurance written:
U.S. Mortgage Insurance	$	7,220	$	7,220	$	5,666	$	20,106	$	7,074	$	6,206	$	8,055	$	6,798	$	28,133
Flow		7,073		6,533		4,983		18,589		6,338		5,805		6,523		5,759		24,425
Bulk		147		687		683		1,517		736		401		1,532		1,039		3,708

International Mortgage Insurance		21,030		21,403		14,243		56,676		15,225		13,163		12,545		10,905		51,838
Flow		18,556		14,070		12,743		45,369		13,842		12,367		12,159		10,802		49,170
Bulk		2,474		7,333		1,500		11,307		1,383		796		386		103		2,668

Total Mortgage Insurance segment	$	28,250	$	28,623	$	19,909	$	76,782	$	22,299	$	19,369	$	20,600	$	17,703	$	79,971

(c)

In our Retirement Income and Investments segment, sales from our life-contingent spread-based retail products represent annualized first-year premiums. Annualized first-year premiums are calculated as if premiums are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period. Sales from our non-life-contingent spread-based retail products, as well as our fee-based and spread-based institutional products, represent new and additional premiums/deposits.

(d)	All Structured Annuities and institutional products are sold by independent producers

(e)	Sales from our variable annuities include additional deposits on existing policies, including policies reinsured in connection with our corporate reorganization. Following is a table representing the additional deposits on policies reinsured:


2005								2004
Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
$	17	$	28	$	38	$	83	$	50	$	59	$	71	$	82	$	262

(f)	In our Mortgage Insurance segment, all sales represent new insurance written. New insurance written represents the original principal balance of mortgages covered by newly issued primary mortgage insurance during the specified period.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—Mortgage Insurance

(dollar amounts in millions)


	As of or for the three months ended September 30,
	2005			2004
Primary Insurance in Force
U.S. Mortgage Insurance	$	101,900		$	112,900
International Mortgage Insurance		231,000			165,200

Total primary insurance in force	$	332,900		$	278,100

Total Risk in Force
U.S. Mortgage Insurance	$	22,500		$	24,600
International Mortgage Insurance (a)		74,500			53,000

Total risk in force	$	97,000		$	77,600

New Insurance Written
U.S. Mortgage Insurance	$	7,200		$	6,200
International Mortgage Insurance		21,000			13,200

Total new insurance written	$	28,200		$	19,400

Net Premiums Written
U.S. Mortgage Insurance	$	112		$	111
International Mortgage Insurance		204			177

Total net premiums written	$	316		$	288

Loss Ratio (b)
U.S. Mortgage Insurance		24	%		33	%
International Mortgage Insurance		8	%		11	%
Total loss ratio		17	%		24	%

Expense Ratio (c)
U.S. Mortgage Insurance		55	%		42	%
International Mortgage Insurance		18	%		16	%
Total expense ratio		31	%		26	%

(a)

Our businesses in Australia, New Zealand and Canada currently provide 100% coverage on the majority of the loans we insure in those markets. For the purpose of representing our risk in force, we have computed an “Effective Risk in Force” amount, which recognizes that the loss on any particular loan will be reduced by the net proceeds received upon sale of the property. Effective risk in force has been calculated by applying to insurance in force a factor that represents our highest expected average per-claim payment for any one underwriting year over the life of our businesses in Australia, New Zealand and Canada. As of September 30, 2005 and 2004, this factor was 35%.

(b)	The ratio of incurred losses and loss adjustment expense to net premiums earned.

(c)	The ratio of an insurer’s general expenses to net premiums written. In our business, general expenses consist of underwriting, acquisition and insurance expenses, net of deferrals, and amortization of DAC and intangibles.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Selected Key Performance Measures—Mortgage Insurance, U.S. Only

(dollar amounts in millions)


	As of or for the three months ended September 30,
	2005			2004
*New Risk Written*
Flow	$	1,820		$	1,511
Bulk		10			5

Total	$	1,830		$	1,516

*Risk in Force*
Flow	$	21,500		$	23,449
Bulk		370			320

Total Primary		21,870			23,769
Pool		590			792

Total	$	22,460		$	24,561

*Risk in Force by Credit Quality*
Flow by FICO Scores >619 (%)		92	%		92	%
Flow by FICO Scores 575-619		6	%		6	%
Flow by FICO Scores <575		2	%		2	%

Bulk by FICO Scores >619		95	%		89	%
Bulk by FICO Scores 575-619		3	%		6	%
Bulk by FICO Scores <575		2	%		5	%

Primary A minus and sub-prime		10.1	%		9.7	%

*Primary Loans*
Primary total loans in force		763,988			866,205
Primary total loans in default		24,478			28,508
Primary loans total default rate		3.2	%		3.3	%

Flow loans in default		23,284			26,592
Flow loans default rate		3.5	%		3.5	%

Bulk loans in default		1,194			1,916
Bulk loans default rate		1.1	%		1.7	%

A minus and sub-prime loans in default		6,420			6,904
A minus and sub-prime loans default rate		9.6	%		9.6	%

*Pool Loans*
Pool loans in default		542			796
Pool loans default rate		2.7	%		2.8	%

*Claims Paid*
Primary Claims Paid (includes LAE)		34.0			37.6
Pool Claims Paid (includes LAE)		0.0			0.6
Primary Average Claim Severity		94	%		91	%

*Other Measures*
Flow Persistency (a)		59	%		64	%
Gross written premiums ceded to captives/total gross written premiums		24	%		24	%
Risk to capital ratio (b)		8.6:1			8.0:1

(a)	Excludes bulk transactions and the effect of a period payoff reconciliation on one structured transaction involving single premium mortgage insurance

(b)

Certain states limit a private mortgage insurer’s risk in force to 25 times the total of the insurer’s policyholders’ surplus plus the statutory contingency reserve, commonly known as the “risk to capital” requirement. The risk to capital ratio for our U.S. mortgage insurance business was computed as of June 30, 2005 and June 30, 2004.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Third Quarter Results

Nine months ended September 30, 2005 as compared to

pro forma nine months ended September 30, 2004

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Financial Highlights

(amounts in millions, except per share data)


EARNINGS BY SEGMENT	Nine months ended September 30, 2005			Pro forma Nine months ended September 30, 2004
Earnings (loss) from continuing operations before income taxes
Protection	$	646		$	614
Retirement Income and Investments		254			176
Mortgage Insurance		544			461
Corporate and Other		(105	)		(42	)

Earnings (loss) from continuing operations before income taxes	$	1,339		$	1,209

Net earnings (loss) from continuing operations
Protection	$	416		$	387
Retirement Income and Investments		179			113
Mortgage Insurance		388			319
Corporate and Other (see reconciliation below)		(69	)		(35	)

Net earnings (loss) from continuing operations	$	914		$	784

Net operating earnings (loss)
Protection	$	416		$	387
Retirement Income and Investments		179			113
Mortgage Insurance		388			319
Corporate and Other (see reconciliation below)		(61	)		(29	)

Net operating earnings (loss)	$	922		$	790


EARNINGS PER COMMON SHARE	Nine months ended September 30, 2005		Pro forma Nine months ended September 30, 2004
Net earnings from continuing operations per common share
Basic	$	1.92	$	1.60

Diluted	$	1.88	$	1.60

Net operating earnings per common share
Basic	$	1.93	$	1.61

Diluted	$	1.90	$	1.61

Weighted-average common shares outstanding
Basic		476.7		489.5

Diluted		484.7		490.4

Reconciliation of Corporate and Other segment net loss to segment net operating loss and pro forma segment net operating loss


	Nine months ended September 30,
	2005			2004
Segment net (loss) earnings from continuing operations	$	(69	)	$	(12	)
Net realized investment losses (gains), net of taxes		8			(17	)
Net tax expense related to initial public offering		—			22

Segment net operating loss	$	(61	)	$	(7	)

Segment net earnings from continuing operations				$	(12	)
Excluded assets and liabilities (a)					(7	)
Reinsurance transactions (b)					2
Capital structure and other (c)					(18	)

Pro forma segment net loss					(35	)
Net realized investment gains, net of taxes					(16	)
Net tax expense related to initial public offering					22

Pro forma segment net operating loss				$	(29	)

Note:

For a discussion of notes (a), (b), and (c) to these tables see Notes To Pro Forma Financial Information on page 8.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Earnings From Continuing Operations

(amounts in millions)


	Nine months ended September 30, 2005			Pro forma Nine months ended September 30, 2004
REVENUES:
Premiums	$	4,766		$	4,782
Net investment income		2,595			2,335
Net realized investment (losses) gains		(13	)		24
Policy fees and other income		501			452

Total revenues		7,849			7,593

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		3,152			3,211
Interest credited		1,051			975
Underwriting, acquisition and insurance expenses, net of deferrals		1,476			1,290
Amortization of deferred acquisition costs and intangibles		618			728
Interest expense		213			180

Total benefits and expenses		6,510			6,384

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		1,339			1,209
Provision for income taxes		425			425
Effective tax rate		31.7	%		35.2	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	914		$	784

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Third Quarter Results by Segment

Nine months ended September 30, 2005 as compared to

pro forma nine months ended September 30, 2004

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Statement of Earnings by Segment

(amounts in millions)


Nine months ended September 30, 2005	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Total
REVENUES:
Premiums	$	3,377	$	674	$	653	$	62		$	4,766
Net investment income		946		1,320		210		119			2,595
Net realized investment losses		—		—		—		(13	)		(13	)
Policy fees and other income		273		181		34		13			501

Total revenues		4,596		2,175		897		181			7,849

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,172		856		96		28			3,152
Interest credited		271		780		—		—			1,051
Underwriting, acquisition and insurance expenses, net of deferrals		1,004		191		215		66			1,476
Amortization of deferred acquisition costs and intangibles		470		92		42		14			618
Interest expense		33		2		—		178			213

Total benefits and expenses		3,950		1,921		353		286			6,510

EARNINGS (LOSS) BEFORE INCOME TAXES		646		254		544		(105	)		1,339
Provision for (benefit from) income taxes		230		75		156		(36	)		425

NET EARNINGS (LOSS)		416		179		388		(69	)		914
Net realized investment losses, net of taxes		—		—		—		8			8

NET OPERATING EARNINGS (LOSS)	$	416	$	179	$	388	$	(61	)	$	922


Pro forma nine months ended September 30, 2004	Protection		Retirement Income and Investments		Mortgage Insurance		Corporate and Other			Pro forma total
REVENUES:
Premiums	$	3,304	$	817	$	587	$	74		$	4,782
Net investment income		867		1,165		186		117			2,335
Net realized investment gains		—		—		—		24			24
Policy fees and other income		257		157		28		10			452

Total revenues		4,428		2,139		801		225			7,593

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,083		989		112		27			3,211
Interest credited		271		704		—		—			975
Underwriting, acquisition and insurance expenses, net of deferrals		860		181		193		56			1,290
Amortization of deferred acquisition costs and intangibles		591		88		35		14			728
Interest expense		9		1		—		170			180

Total benefits and expenses		3,814		1,963		340		267			6,384

EARNINGS (LOSS) BEFORE INCOME TAXES		614		176		461		(42	)		1,209
Provision for (benefit from) income taxes		227		63		142		(7	)		425

NET EARNINGS (LOSS)		387		113		319		(35	)		784
Net realized investment gains, net of taxes		—		—		—		(16	)		(16	)
Net tax expense related to initial public offering		—		—		—		22			22

NET OPERATING EARNINGS (LOSS)	$	387	$	113	$	319	$	(29	)	$	790

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


Nine months ended September 30, 2005	Life		Long-Term Care		Payment Protection		Group Life and Health		Total
REVENUES:
Premiums	$	606	$	1,251	$	1,027	$	493	$	3,377
Net investment income		359		481		73		33		946
Policy fees and other income		237		10		16		10		273

Total revenues		1,202		1,742		1,116		536		4,596

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		505		1,148		179		340		2,172
Interest credited		176		94		—		1		271
Underwriting, acquisition and insurance expenses, net of deferrals		98		219		561		126		1,004
Amortization of deferred acquisition costs and intangibles		85		81		271		33		470
Interest expense		33		—		—		—		33

Total benefits and expenses		897		1,542		1,011		500		3,950

EARNINGS BEFORE INCOME TAXES		305		200		105		36		646
Provision for income taxes		109		71		37		13		230

SEGMENT NET EARNINGS	$	196	$	129	$	68	$	23	$	416


Pro forma nine months ended September 30, 2004	Life		Long-Term Care		Payment Protection		Group Life and Health		Pro forma total
REVENUES:
Premiums	$	567	$	1,193	$	1,080	$	464	$	3,304
Net investment income		329		427		79		32		867
Policy fees and other income		222		6		14		15		257

Total revenues		1,118		1,626		1,173		511		4,428

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		467		1,085		212		319		2,083
Interest credited		182		88		—		1		271
Underwriting, acquisition and insurance expenses, net of deferrals		90		194		449		127		860
Amortization of deferred acquisition costs and intangibles		88		64		414		25		591
Interest expense		9		—		—		—		9

Total benefits and expenses		836		1,431		1,075		472		3,814

EARNINGS BEFORE INCOME TAXES		282		195		98		39		614
Provision for income taxes		104		70		39		14		227

SEGMENT NET EARNINGS	$	178	$	125	$	59	$	25	$	387

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


Nine months ended September 30, 2005	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Total
REVENUES:
Premiums	$	674	$	—	$	—	$	674
Net investment income		991		13		316		1,320
Policy fees and other income		12		169		—		181

Total revenues		1,677		182		316		2,175

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		849		7		—		856
Interest credited		503		8		269		780
Underwriting, acquisition and insurance expenses, net of deferrals		90		95		6		191
Amortization of deferred acquisition costs and intangibles		80		12		—		92
Interest expense		2		—		—		2

Total benefits and expenses		1,524		122		275		1,921

EARNINGS BEFORE INCOME TAXES		153		60		41		254
Provision for income taxes		45		15		15		75

SEGMENT NET EARNINGS	$	108	$	45	$	26	$	179


Pro forma nine months ended September 30, 2004	Spread-Based Retail Products		Fee-Based Products		Spread-Based Institutional Products		Pro forma total
REVENUES:
Premiums	$	817	$	—	$	—	$	817
Net investment income		920		7		238		1,165
Policy fees and other income		11		146		—		157

Total revenues		1,748		153		238		2,139

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		984		5		—		989
Interest credited		494		6		204		704
Underwriting, acquisition and insurance expenses, net of deferrals		92		86		3		181
Amortization of deferred acquisition costs and intangibles		79		9		—		88
Interest expense		1		—		—		1

Total benefits and expenses		1,650		106		207		1,963

EARNINGS BEFORE INCOME TAXES		98		47		31		176
Provision for income taxes		36		16		11		63

SEGMENT NET EARNINGS	$	62	$	31	$	20	$	113

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


Nine months ended September 30, 2005	U. S.		International		Total
REVENUES:
Premiums	$	335	$	318	$	653
Net investment income		97		113		210
Policy fees and other income		20		14		34

Total revenues		452		445		897

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		67		29		96
Underwriting, acquisition and insurance expenses, net of deferrals		123		92		215
Amortization of deferred acquisition costs and intangibles		26		16		42

Total benefits and expenses		216		137		353

EARNINGS BEFORE INCOME TAXES		236		308		544
Provision for income taxes		45		111		156

SEGMENT NET EARNINGS	$	191	$	197	$	388


Pro forma nine months ended September 30, 2004	U. S.		International		Pro forma total
REVENUES:
Premiums	$	348	$	239	$	587
Net investment income		98		88		186
Policy fees and other income		14		14		28

Total revenues		460		341		801

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		88		24		112
Underwriting, acquisition and insurance expenses, net of deferrals		124		69		193
Amortization of deferred acquisition costs and intangibles		21		14		35

Total benefits and expenses		233		107		340

EARNINGS BEFORE INCOME TAXES		227		234		461
Provision for income taxes		53		89		142

SEGMENT NET EARNINGS	$	174	$	145	$	319

Pro Forma Segment Net Earnings is equivalent to Segment Net Earnings for the Mortgage Insurance Segment.

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


Nine months ended September 30, 2005	Total
REVENUES:
Premiums	$	62
Net investment income		119
Net realized investment losses		(13	)
Policy fees and other income		13

Total revenues		181

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		28
Underwriting, acquisition and insurance expenses, net of deferrals		66
Amortization of deferred acquisition costs and intangibles		14
Interest expense		178

Total benefits and expenses		286

LOSS BEFORE INCOME TAXES		(105	)
Benefit from income taxes		(36	)

SEGMENT NET LOSS		(69	)
Net realized investment losses, net of taxes		8

NET OPERATING LOSS	$	(61	)


Pro forma nine months ended September 30, 2004	Pro forma total
REVENUES:
Premiums	$	74
Net investment income		117
Net realized investment gains		24
Policy fees and other income		10

Total revenues		225

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		27
Underwriting, acquisition and insurance expenses, net of deferrals		56
Amortization of deferred acquisition costs and intangibles		14
Interest expense		170

Total benefits and expenses		267

LOSS BEFORE INCOME TAXES		(42	)
Benefit from income taxes		(7	)

SEGMENT NET LOSS		(35	)
Net realized investment gains, net of taxes		(16	)
Net tax expense related to initial public offering		22

NET OPERATING LOSS	$	(29	)

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Net Earnings

(amounts in millions)


																		PRO FORMA

	2005											2004
	Q3			Q2		Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,547		$	1,614	$	1,605		$	4,766		$	1,606		$	1,523		$	1,640		$	1,619		$	6,388
Net investment income		902			842		851			2,595			825			785			797			753			3,160
Net realized investment (losses) gains		(7	)		—		(6	)		(13	)		(1	)		3			6			15			23
Policy fees and other income		186			154		161			501			212			159			144			149			664

Total revenues		2,628			2,610		2,611			7,849			2,642			2,470			2,587			2,536			10,235

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,026			1,051		1,075			3,152			1,129			1,034			1,097			1,080			4,340
Interest credited		364			347		340			1,051			344			328			324			323			1,319
Underwriting, acquisition and insurance expenses, net of deferrals		506			523		447			1,476			457			411			451			428			1,747
Amortization of deferred acquisition costs and intangibles		217			208		193			618			234			230			229			269			962
Interest expense		72			69		72			213			63			60			59			61			243

Total benefits and expenses		2,185			2,198		2,127			6,510			2,227			2,063			2,160			2,161			8,611

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		443			412		484			1,339			415			407			427			375			1,624
Provision for income taxes		136			127		162			425			69			136			168			121			494

NET EARNINGS FROM CONTINUING OPERATIONS		307			285		322			914			346			271			259			254			1,130
Net realized investment losses (gains), net of taxes		4			—		4			8			1			(2	)		(4	)		(10	)		(15	)
Net tax (benefit) expense related to initial public offering		—			—		—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—		—			—			(25	)		—			—			—			(25	)

NET OPERATING EARNINGS	$	311		$	285	$	326		$	922		$	254		$	269		$	277		$	244		$	1,044

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Protection

(amounts in millions)


													PRO FORMA

	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	1,120	$	1,129	$	1,128	$	3,377	$	1,094	$	1,085	$	1,098	$	1,121	$	4,398
Net investment income		321		311		314		946		311		298		288		281		1,178
Policy fees and other income		108		77		88		273		102		91		79		87		359

Total revenues		1,549		1,517		1,530		4,596		1,507		1,474		1,465		1,489		5,935

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		732		702		738		2,172		705		698		691		694		2,788
Interest credited		90		91		90		271		91		91		90		90		362
Underwriting, acquisition and insurance expenses, net of deferrals		328		349		327		1,004		307		279		297		284		1,167
Amortization of deferred acquisition costs and intangibles		161		159		150		470		180		186		179		226		771
Interest expense		13		11		9		33		6		4		2		3		15

Total benefits and expenses		1,324		1,312		1,314		3,950		1,289		1,258		1,259		1,297		5,103

EARNINGS BEFORE INCOME TAXES		225		205		216		646		218		216		206		192		832
Provision for income taxes		80		73		77		230		78		81		77		69		305

SEGMENT NET EARNINGS	$	145	$	132	$	139	$	416	$	140	$	135	$	129	$	123	$	527

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Retirement Income and Investments

(amounts in millions)


													PRO FORMA

	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	189	$	241	$	244	$	674	$	277	$	219	$	321	$	277	$	1,094
Net investment income		455		432		433		1,320		417		393		395		377		1,582
Policy fees and other income		61		62		58		181		58		52		53		52		215

Total revenues		705		735		735		2,175		752		664		769		706		2,891

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		247		301		308		856		363		281		370		338		1,352
Interest credited		274		256		250		780		253		237		234		233		957
Underwriting, acquisition and insurance expenses, net of deferrals		66		66		59		191		48		59		61		61		229
Amortization of deferred acquisition costs and intangibles		33		32		27		92		34		25		35		28		122
Interest expense		1		1		—		2		—		—		1		—		1

Total benefits and expenses		621		656		644		1,921		698		602		701		660		2,661

EARNINGS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		84		79		91		254		54		62		68		46		230
Provision for income taxes		25		19		31		75		19		22		25		16		82

SEGMENT NET EARNINGS	$	59	$	60	$	60	$	179	$	35	$	40	$	43	$	30	$	148

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Mortgage Insurance

(amounts in millions)


													PRO FORMA

	2005								2004
	Q3		Q2		Q1		Total		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	218	$	220	$	215	$	653	$	213	$	197	$	195	$	195	$	800
Net investment income		73		68		69		210		68		65		61		60		254
Policy fees and other income		12		12		10		34		8		10		10		8		36

Total revenues		303		300		294		897		289		272		266		263		1,090

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		36		39		21		96		53		46		27		39		165
Underwriting, acquisition and insurance expenses, net of deferrals		81		75		59		215		69		64		65		64		262
Amortization of deferred acquisition costs and intangibles		18		13		11		42		16		12		11		12		51

Total benefits and expenses		135		127		91		353		138		122		103		115		478

EARNINGS BEFORE INCOME TAXES		168		173		203		544		151		150		163		148		612

Provision for income taxes		42		52		62		156		44		48		49		45		186

SEGMENT NET EARNINGS	$	126	$	121	$	141	$	388	$	107	$	102	$	114	$	103	$	426

Pro Forma Segment Net Earnings is equivalent to Segment Net Earnings for the Mortgage Insurance Segment.

Segment Net Operating Earnings is equivalent to Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Segment Net Earnings—Corporate and Other

(amounts in millions)


																			PRO FORMA

	2005												2004
	Q3			Q2			Q1			Total			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	20		$	24		$	18		$	62		$	22		$	22		$	26		$	26		$	96
Net investment income		53			31			35			119			29			29			53			35			146
Net realized investment (losses) gains		(7	)		—			(6	)		(13	)		(1	)		3			6			15			23
Policy fees and other income		5			3			5			13			44			6			2			2			54

Total Revenue		71			58			52			181			94			60			87			78			319

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		11			9			8			28			8			9			9			9			35
Underwriting, acquisition and insurance expenses, net of deferrals		31			33			2			66			33			9			28			19			89
Amortization of deferred acquisition costs and intangibles		5			4			5			14			4			7			4			3			18
Interest expense		58			57			63			178			57			56			56			58			227

Total benefits and expenses		105			103			78			286			102			81			97			89			369

LOSS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		(34	)		(45	)		(26	)		(105	)		(8	)		(21	)		(10	)		(11	)		(50	)
(Benefit from) provision for income taxes		(11	)		(17	)		(8	)		(36	)		(72	)		(15	)		17			(9	)		(79	)

SEGMENT NET (LOSS) EARNINGS		(23	)		(28	)		(18	)		(69	)		64			(6	)		(27	)		(2	)		29
Net realized investment losses (gains), net of taxes		4			—			4			8			1			(2	)		(4	)		(10	)		(15	)
Net tax (benefit) expense related to initial public offering		—			—			—			—			(68	)		—			22			—			(46	)
Gain on outsourcing services agreement, net of taxes		—			—			—			—			(25	)		—			—			—			(25	)

NET OPERATING LOSS	$	(19	)	$	(28	)	$	(14	)	$	(61	)	$	(28	)	$	(8	)	$	(9	)	$	(12	)	$	(57	)

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

CORPORATE INFORMATION

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, S&P, Moody’s and Fitch as follows:


Company	A.M. Best rating	S&P rating	Moody’s rating	Fitch rating
American Mayflower Life Insurance Company of New York	A+	AA-	Aa3	AA-

Federal Home Life Insurance Company	A+	Not rated	Aa3	AA-

First Colony Life Insurance Company	A+	AA-	Aa3	AA-

GE Capital Life Assurance Company of NY	A+	AA-	Aa3	AA-

GE Life and Annuity Assurance Company	A+	AA-	Aa3	AA-

GE Life and Annuity Assurance Company (short term rating)	Not rated	A-1+	P-1	Not rated

GE Group Life Assurance Company	A	AA-	Not rated	Not rated

General Electric Capital Assurance Company	A+	AA-	Aa3	AA-

General Electric Capital Assurance Company (short term rating)	Not rated	A-1+	P-1	Not rated

Our mortgage insurance subsidiaries are rated by S&P, Moody’s and Fitch as follows:


Company(a)	S&P rating	Moody’s rating	Fitch rating
General Electric Mortgage Insurance Corporation	AA	Aa2	AA

GE Mortgage Insurance Company Pty. Limited	AA	Aa2	AA

GE Mortgage Insurance Limited	AA	Aa2	AA

GE Residential Mortgage Insurance Corporation of NC	AA	Aa2	AA

(a)	Our Canadian mortgage insurance company is not rated by any of the rating agencies shown above.

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its ‘‘A+’’ (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The ‘‘A+’’ (Superior) rating is the second-highest of fifteen ratings assigned by A.M. Best, which range from ‘‘A++’’ to ‘‘S’’.

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria, and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 20 ratings categories. The short-term “A-1” rating is the highest rating and shows the capacity to meet financial commitments is strong. Within this category, the designation of a plus sign (+) indicates capacity to meet its financial commitments is extremely strong.

GENWORTH FINANCIAL

3Q 2005 FINANCIAL SUPPLEMENT

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories. Short-term rating “P1” is the highest rating and shows superior ability for repayment of short-term debt obligations.

Fitch states that ‘‘AA’’ (Very Strong) rated insurance companies are viewed as possessing very strong capacity to meet policyholder and contract obligations. Risk factors are modest, and the impact of any adverse business and economic factors is expected to be very small. The ‘‘AA’’ rating category is the second-highest of eight financial strength rating categories, which range from ‘‘AAA’’ to ‘‘D.’’ The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the ‘‘AAA’’ category or to ratings below the ‘‘CCC’’ category. Accordingly, the ‘‘AA’’ and ‘‘AA-’’ ratings are the third- and fourth-highest of Fitch’s 22 ratings categories.

A.M. Best, S&P, Moody’s and Fitch review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading insurance holding company, serving the lifestyle protection, retirement income, investment and mortgage insurance needs of more than 15 million customers, and has operations in 24 countries, including the U.S., Canada, Australia, the U.K. and more than a dozen other European countries. For more information, visit www.genworth.com

Inquiries:

Genworth Financial, Inc.

Jean Peters, 804-662-2693

jean.peters@genworth.com

Alicia Charity, 804-662-2248

alicia.charity@genworth.com