Financial supplement for the quarter ended September 30, 2004.

Exhibit 99.2

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GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Table of Contents


		Page
Presentation of Financial Information		2, 3 & 4
Financial Highlights		5
Reconciliation to Pro Forma Net Operating Earnings		6
Notes to Pro Forma Financial Information		7

Historical Highlights
QTD Historical Financial Highlights		9
YTD Historical Financial Highlights		10
QTD Historical Combined Earnings From Continuing Operations		11
YTD Historical Combined Earnings From Continuing Operations		12
Combined Statement of Financial Position		13

Pro Forma Highlights
QTD Pro Forma Financial Highlights		15
YTD Pro Forma Financial Highlights		16
QTD Pro Forma Earnings From Continuing Operations		17
YTD Pro Forma Earnings From Continuing Operations		18

Pro Forma Information
Pro Forma Operating Results
QTD Pro Forma Statement of Earnings by Segment		20
YTD Pro Forma Statement of Earnings by Segment		21
Pro Forma By Segment
QTD Pro Forma Segment Net Earnings - Protection		22
YTD Pro Forma Segment Net Earnings - Protection		23
QTD Pro Forma Segment Net Earnings - Retirement Income and Investments		24
YTD Pro Forma Segment Net Earnings - Retirement Income and Investments		25
QTD Pro Forma Segment Net Earnings - Mortgage Insurance		26
YTD Pro Forma Segment Net Earnings - Mortgage Insurance		27
Selected Key Performance Measures - Mortgage Insurance		28 & 29
QTD Pro Forma Segment Net Earnings - Corporate and Other		30
YTD Pro Forma Segment Net Earnings - Corporate and Other		31
Pro Forma Earnings Trends
Pro Forma Net Earnings		32
Pro Forma Segment Net Earnings - Protection		33
Pro Forma Segment Net Earnings - Retirement Income and Investments		34
Pro Forma Segment Net Earnings - Mortgage Insurance		35
Pro Forma Segment Net Earnings - Corporate and Other		36

Historical Information
Historical Combined Operating Results
QTD Historical Combined Statement of Earnings by Segment		38
YTD Historical Combined Statement of Earnings by Segment		39

Historical By Segment
QTD Historical Segment Net Earnings - Protection		40
YTD Historical Segment Net Earnings - Protection		41
QTD Historical Segment Net Earnings - Retirement Income and Investments		42
YTD Historical Segment Net Earnings - Retirement Income and Investments		43
Account Values - Retirement Income and Investments		44
Historical Account Values by Contract Type - Retirement Income and Investments		45
QTD Historical Segment Net Earnings - Mortgage Insurance		46
YTD Historical Segment Net Earnings - Mortgage Insurance		47
QTD Historical Segment Net Earnings - Corporate and Other		48
YTD Historical Segment Net Earnings - Corporate and Other		49

Historical Earnings Trends
Historical Combined Net Earnings		50
Historical Segment Net Earnings - Protection		51
Historical Segment Net Earnings - Retirement Income and Investments		52
Historical Segment Net Earnings - Mortgage Insurance		53
Historical Segment Net Earnings - Corporate and Other		54
Historical Segment Net Earnings - Affinity		55

Statistical Data
Deferred Acquisition Costs		57
Investments Summary		58
Fixed Maturity Summary		59
Commercial Mortgage Loan Data		60
Historical Segment Sales		61

Corporate Information		63 & 64

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Dear Investor/Analyst,

In conjunction with the release of Third Quarter earnings, we have prepared this financial statistical supplement to assist investors in understanding Genworth’s financial results.

This supplement contains both historical and pro forma earnings and other financial information. Pro forma financial information included in this supplement reflects the effect of the company’s corporate reorganization in conjunction with its recent initial public offering (IPO), completed May 28, 2004. As further detailed below, pro forma financial information is presented to enable a more meaningful comparison of Genworth’s period-to-period results.

Additional detail on the basis of presentation of historical and pro forma financial information is provided below.

Please feel free to call if you have any additional questions.

Regards,

Jean Peters

Senior Vice President

Investor Relations and Corporate Communications

804 662-2693

Alicia Charity

Vice President

Investor Relations

804 662-2248

Basis of Historical and Pro Forma Financial Information

As part of a corporate reorganization effected in connection with the company’s IPO, the company acquired substantially all of the assets and liabilities of GE Financial Assurance Holdings, Inc. (GEFAHI), an indirect subsidiary of GE. The company also acquired certain other insurance businesses that were owned by other GE subsidiaries but managed by members of the company’s management team. In consideration for the assets that the company acquired and the liabilities that the company assumed, the company issued various equity and debt securities to GEFAHI.

The company has prepared its historical financial information as if the company had been in existence throughout all relevant periods. The historical financial information through the date of the corporate reorganization (May 24, 2004) includes all businesses that were owned by GEFAHI, including those that were not transferred to the company, as well as the other insurance businesses that the company acquired from other GE subsidiaries in connection with the corporate reorganization. As a result, the company’s historical financial information for periods prior to the corporate reorganization is not comparable to historical financial information for periods ending after that date.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Prior to the completion of the IPO, the company entered into several significant reinsurance transactions with Union Fidelity Life Insurance Company (UFLIC), an indirect subsidiary of GE. As part of these transactions, the company ceded to UFLIC, effective as of January 1, 2004, policy obligations under all of its in-force structured settlement contracts, which had reserves of $12.0 billion, and substantially all of its in-force variable annuity contracts, which had general account reserves of $2.8 billion and separate account reserves of $7.9 billion, each as of December 31, 2003. These contracts represent substantially all of the company’s contracts that were in force as of December 31, 2003 for these products. In addition, effective as of January 1, 2004, the company ceded to UFLIC policy obligations under a block of long-term care insurance policies, which had reserves of $1.5 billion as of December 31, 2003. As part of the reinsurance transactions, UFLIC ceded to the company in-force blocks of Medicare supplement insurance, which had reserves of $19 million.

The unaudited pro forma financial information contained in this financial supplement reflects the company’s historical combined financial information as adjusted to give effect to the transactions described below and certain other transactions as if each had occurred as of January 1, 2003:

•	the removal of certain businesses of GEFAHI that were not transferred to the company in connection with the corporate reorganization;

•	the reinsurance transactions with UFLIC;

•	the issuance of equity and debt securities to GEFAHI in exchange for the assets that the company acquired and the liabilities that the company assumed in connection with the corporate reorganization; and

•	the issuance and sale of $1.9 billion of senior notes and $500 million of commercial paper and the application of the proceeds therefrom.

The unaudited pro forma financial information is based upon available information and assumptions that the company believes are reasonable. The unaudited pro forma financial information is for illustrative and informational purposes only and is not intended to represent or be indicative of what the company’s financial condition or results of operations would have been had the transactions described above occurred on the dates indicated, nor what they may be in the future.

Use of Non-GAAP Measures

This financial supplement includes the non-GAAP financial measure entitled “net operating earnings.” The company defines net operating earnings as pro forma net earnings from continuing operations, excluding pro forma after-tax net realized investment gains and losses (which can fluctuate significantly from period to period), changes in accounting principles and non-recurring, infrequent or unusual items. There were no non-recurring, infrequent or unusual items excluded from pro forma net operating earnings for the periods presented in this financial supplement other than a $22 million tax charge during the three months ended June 30, 2004 arising from the company’s separation from GE in the nine months ended September 30, 2004.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Management believes that analysis of net operating earnings enhances understanding and comparability of performance by highlighting underlying business activity and profitability drivers. However, net operating earnings should not be viewed as a substitute for GAAP net earnings. In addition, the company’s definition of net operating earnings may differ from the definitions used by other companies. The table on page 6 of this financial supplement provides a reconciliation of pro forma net operating earnings to historical and pro forma net earnings.

All net realized investment gains (losses) are reflected in the Corporate and Other Segment and are not reflected in the results of any of the company’s other segments. As a result, the segment results contained in this financial supplement are presented on a net operating earnings basis, which is the same as net earnings under GAAP for all segments, except for the Corporate and Other Segment. For a reconciliation of pro forma net operating earnings for the Corporate and Other Segment to pro forma net earnings presented in accordance with GAAP, see the tables on pages 15 and 16 in this financial supplement. The term “net operating loss” as used in this financial supplement is also a non-GAAP financial measure and has an analogous meaning to “net operating earnings.”

Definition of Sales

The term “sales” as used in this financial supplement means (1) annualized first-year premiums for term life insurance, long-term care insurance, group life and health insurance and life-contingent annuities; (2) deposits for universal life insurance, spread-based non-life contingent products and fee-based products; (3) written premiums gross of reinsurance and cancellations for payment protection insurance; and (4) new insurance written for mortgage insurance, which in each case reflects the amount of business the company generated during each period presented. Sales do not include renewal premiums on policies or contracts written during prior periods.

The company considers annualized first-year premiums, deposits and new insurance written to be a measure of the company’s operating performance because they represent a measure of new sales of insurance policies or contracts during a specified period, rather than a measure of the company’s revenues or profitability during that period. This operating measure enables the company to compare its operating performance across periods without regard to revenues or profitability related to policies or contracts sold in prior periods or from investments or other sources.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Financial Highlights

(Dollar amounts in millions, except per share data)


	September 30, 2004
Historical Combined Balance Sheet Data
Total stockholders’ equity, excluding accumulated nonowner changes in stockholders’ equity	$	10,940
Total accumulated nonowner changes in stockholders’ equity		1,246

Total stockholders’ equity	$	12,186

Book value per share	$	24.89
Book value per share, excluding accumulated nonowner changes in stockholders’ equity	$	22.35

Stockholders’ equity refers to stockholders’ interest in the Combined Statement of Financial Position

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Reconciliation to Pro Forma Net Operating Earnings

(Amounts in millions, except per share data)


	Three months ended September 30,						Nine months ended September 30,
	2004			2003			2004			2003
Reconciliation of net earnings to pro forma net operating earnings
Net earnings	$	271		$	173		$	811		$	868
Net earnings from discontinued operations, net of taxes		—			(10	)		—			(186	)
(Gain) loss on sale of discontinued operations, net of taxes		—			67			(7	)		67
Cumulative effect of accounting change, net of taxes		—			—			(5	)		—

Net earnings from continuing operations		271			230			799			749

Excluded assets and liabilities (a)		—			(2	)		7			(12	)
Reinsurance transactions (b)		2			(7	)		2			(24	)
Capital structure and other (c)		—			(11	)		(18	)		(32	)

Pro forma net earnings from continuing operations		273			210			790			681

Pro forma net realized (gains) losses on investments, net of taxes		(2	)		6			(16	)		7
One-time tax charge relating to initial public offering, net of taxes		—			—			22			—

Pro forma net operating earnings	$	271		$	216		$	796		$	688

Net earnings per share
Basic	$	0.55		$	0.35		$	1.66		$	1.77

Diluted	$	0.55		$	0.35		$	1.65		$	1.77

Net earnings from continuing operations per share
Basic	$	0.55		$	0.47		$	1.63		$	1.53

Diluted	$	0.55		$	0.47		$	1.63		$	1.53

Pro forma net earnings from continuing operations per share
Basic	$	0.56		$	0.43		$	1.61		$	1.39

Diluted	$	0.56		$	0.43		$	1.61		$	1.39

Pro forma net operating earnings per share
Basic	$	0.55		$	0.44		$	1.63		$	1.41

Diluted	$	0.55		$	0.44		$	1.62		$	1.41

Shares outstanding
Basic		489.6			489.5			489.5			489.5
Diluted		490.4			489.5			490.4			489.5

Note: For a discussion of notes (a), (b), and (c) to these tables see Notes To Pro Forma Financial Information on page 7.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Notes to Pro Forma Financial Information

(a)

Reflects adjustments to exclude amounts included in the company’s historical combined earnings relating to (1) certain businesses (formerly reported in the company’s Affinity Segment) and certain investment partnerships, which in each case were not transferred to the company, and (2) net realized investment (gains) losses and related tax benefit arising from sales of Affinity segment assets that were reflected in the company’s Corporate and Other Segment.

(b)

Reflects adjustments to record the effects of the reinsurance transactions the company entered into with, and the related contribution the company made to, UFLIC, an indirect subsidiary of GE. As part of these transactions, the company ceded to UFLIC all of its in-force structured settlement contracts, substantially all of its in-force variable annuity contracts, and a block of long-term care insurance policies that it reinsured from Travelers in 2000, and it assumed from UFLIC a block of Medicare supplement insurance, all effective as of January 1, 2004. The unaudited pro forma earnings information gives effect to the reinsurance transactions as if each occurred as of January 1, 2003 and excludes the effects of all ceded reinsured contracts that were issued before January 1, 2003. The company has continued to sell variable annuities and structured settlements after completion of the reinsurance transactions and is retaining that business for its own account, subject to third party insurance in the ordinary course of business.

As a result, the company’s unaudited pro forma combined statement of earnings reflects premiums and fees from these products issued after January 1, 2003, even though variable annuities and structured settlements issued during 2003 are included in the blocks of policies reinsured to UFLIC. The company’s pro forma combined statements of earnings exclude the impact of the entire block of long-term care insurance policies that the company ceded to UFLIC as the company did not issue any new policies for this block in 2003, and the company will not issue any in the future.

Under the reinsurance transactions, the company receives an expense allowance to reimburse it for costs it incurs to service the reinsured blocks. Actual costs and expense allowance amounts will be determined by expense studies to be conducted periodically. The pro forma adjustments have been prepared assuming that actual costs incurred during the pro forma periods, as determined under the company’s historical cost structure and allocation methods, were reimbursed by an expense allowance.

In addition to investment assets transferred to UFLIC in exchange for a reinsurance recoverable asset from UFLIC, concurrently, the company contributed $1.836 billion of capital to UFLIC which primarily represented the excess statutory capital in the company’s insurance subsidiaries after giving effect to the reinsurance transactions. As a significant portion of the assets transferred and contributed were not owned for the entire period, the pro forma earnings adjustments to reduce net investment income and net realized investment gains were based upon a proportional allocation of investment income from the investment assets historically identified (1) as supporting the blocks of business reinsured for the reinsurance, and (2) as representing surplus of subsidiaries providing assets to be contributed to UFLIC for the contribution.

(c)

Reflects adjustments for changes in the company’s capitalization to exclude the impact of commercial paper, short-term borrowings from GE Capital and derivatives that were not transferred to the company in connection with the corporate reorganization and to include the impact of the issuance of $600 million of the company’s 6.00% Equity Units and $100 million of the company’s 5.25% mandatorily redeemable Series A Cumulative Preferred Stock, both of which were completed on May 28, 2004, the issuance of 3, 5, 10 and 30 year notes totaling $1.9 billion which was completed June 15, 2004, and the issuance of $500 million of commercial paper which was completed June 14, 2004, as well as interest expense related to the accretion of the company’s obligation to GE under the Tax Matters Agreement and the tax impacts resulting from these changes in the company’s capitalization.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

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HISTORICAL HIGHLIGHTS

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GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Financial Highlights

(Amounts in millions, except per share data)


	Three months ended September 30,
	2004			2003
HISTORICAL COMBINED EARNINGS BY SEGMENT
Earnings (loss) from continuing operations before income taxes
Protection	$	216		$	201
Retirement Income & Investments		62			44
Mortgage Insurance		150			123
Corporate and Other		(21	)		(50	)
Affinity		—			5

Total	$	407		$	323

Net earnings (loss) from continuing operations
Protection	$	135		$	130
Retirement Income and Investments		40			31
Mortgage Insurance		102			93
Corporate and Other		(6	)		(28	)
Affinity		—			4

Total		271			230

Net earnings from discontinued operations, net of taxes		—			10
Gain on sale of discontinued operations, net of taxes		—			(67	)
Cumulative effect of accounting changes, net of taxes		—			—

Net Earnings	$	271		$	173


	Three months ended September 30,
EARNINGS PER SHARE	2004			2003
Basic EPS
Net earnings from continuing operations	$	0.55		$	0.47
Net earnings from discontinued operations, net of taxes		—			0.02
Gain on sale of discontinued operations, net of taxes		—			(0.14	)
Cumulative effect of accounting changes, net of taxes		—			—

Basic earnings per share	$	0.55		$	0.35

Diluted EPS
Net earnings from continuing operations	$	0.55		$	0.47
Net earnings from discontinued operations, net of taxes		—			0.02
Gain on sale of discontinued operations, net of taxes		—			(0.14	)
Cumulative effect of accounting changes, net of taxes		—			—

Diluted earnings per share	$	0.55		$	0.35

Shares outstanding (millions)
Basic		489.6			489.5
Diluted		490.4			489.5

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Financial Highlights

(Amounts in millions, except per share data)


	Nine months ended September 30,
	2004			2003
HISTORICAL COMBINED EARNINGS BY SEGMENT
Earnings (loss) from continuing operations before income taxes
Protection	$	616		$	602
Retirement Income & Investments		183			191
Mortgage Insurance		461			400
Corporate and Other		(5	)		(145	)
Affinity		(32	)		23

Total	$	1,223		$	1,071

Net earnings (loss) from continuing operations
Protection	$	388		$	392
Retirement Income and Investments		118			128
Mortgage Insurance		319			292
Corporate and Other		(12	)		(78	)
Affinity		(14	)		15

Total		799			749

Net earnings from discontinued operations, net of taxes		—			186
Gain on sale of discontinued operations, net of taxes		7			(67	)
Cumulative effect of accounting changes, net of taxes		5			—

Net Earnings	$	811		$	868


	Nine months ended September 30,
EARNINGS PER SHARE	2004			2003
Basic EPS
Net earnings from continuing operations	$	1.63		$	1.53
Net earnings from discontinued operations, net of taxes		—			0.38
Gain on sale of discontinued operations, net of taxes		0.01			(0.14	)
Cumulative effect of accounting changes, net of taxes		0.01			—

Basic earnings per share	$	1.66		$	1.77

Diluted EPS
Net earnings from continuing operations	$	1.63		$	1.53
Net earnings from discontinued operations, net of taxes		—			0.38
Gain on sale of discontinued operations, net of taxes		0.01			(0.14	)
Cumulative effect of accounting changes, net of taxes		0.01			—

Diluted earnings per share	$	1.65		$	1.77

Shares outstanding (millions)
Basic		489.5			489.5
Diluted		490.4			489.5

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Combined Earnings From Continuing Operations

(Dollar amounts in millions)


	Three months ended September 30,
	2004			2003
REVENUES:
Premiums	$	1,523		$	1,664
Net investment income		785			1,033
Net realized investment gains (losses)		3			(13	)
Policy fees and other income		159			232

Total revenues		2,470			2,916

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,034			1,345
Interest credited		328			407
Underwriting, acquisition and insurance expenses, net of deferrals		399			525
Amortization of deferred acquisition costs and intangibles		242			276
Interest expense		60			40

Total benefits and expenses		2,063			2,593

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		407			323
Provision for income taxes		136			93
Effective tax rate		33	%		29	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	271		$	230

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Combined Earnings From Continuing Operations

(Dollar amounts in millions)


	Nine months ended September 30,
	2004			2003
REVENUES:
Premiums	$	4,953		$	4,941
Net investment income		2,823			3,020
Net realized investment gains (losses)		27			(29	)
Policy fees and other income		612			685

Total revenues		8,415			8,617

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		3,675			3,806
Interest credited		1,088			1,222
Underwriting, acquisition and insurance expenses, net of deferrals		1,383			1,489
Amortization of deferred acquisition costs and intangibles		892			935
Interest expense		154			94

Total benefits and expenses		7,192			7,546

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		1,223			1,071
Provision for income taxes		424			322
Effective tax rate		35	%		30	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	799		$	749

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Combined Statement of Financial Position

(Dollar amounts in millions)


	September 30, 2004		December 31, 2003
ASSETS
Investments:
Fixed maturities available-for-sale, at fair value	$	50,829	$	65,485
Equity securities available-for-sale, at fair value		360		600
Mortgage and other loans, net of valuation allowance of $50 and $50		5,877		6,114
Policy loans		1,215		1,105
Short term investments		1,269		531
Restricted investments held by securitization entities		925		1,069
Other invested assets		4,299		3,789

Total investments		64,774		78,693

Cash and cash equivalents		1,398		1,982
Accrued investment income		735		970
Deferred acquisition costs		4,867		5,788
Intangible assets		793		1,346
Goodwill		1,456		1,728
Reinsurance recoverable		18,475		2,334
Other assets ($47 and $65 restricted in securitization entities)		1,298		2,346
Separate account assets		8,278		8,244

Total assets	$	102,074	$	103,431

LIABILITIES AND STOCKHOLDERS’ INTEREST
Liabilities:
Future annuity and contract benefits	$	60,716	$	59,257
Liability for policy and contract claims		3,251		3,207
Unearned premiums		3,306		3,616
Other policyholder liabilities		717		465
Other liabilities ($29 and $59 restricted in securitization entities)		8,307		7,051
Non-recourse funding obligations		600		600
Short-term borrowings		499		2,239
Long-term borrowings		2,415		529
Senior notes underlying equity units		600		—
Preferred stock		100		—
Deferred tax liability		196		1,405
Borrowings related to securitization entities		903		1,018
Separate account liabilities		8,278		8,244

Total liabilities		89,888		87,631

Stockholders’ interest:
Common stock		—		—
Paid-in capital		10,609		8,377
Accumulated nonowner changes in stockholders’ interest:
Net unrealized investment gains		923		1,518
Derivatives qualifying as hedges		168		(5	)
Foreign currency translation adjustments		155		159

Total accumulated nonowner changes in stockholders’ interest		1,246		1,672
Retained earnings		331		5,751

Total stockholders’ interest		12,186		15,800

Total liabilities and stockholders’ interest	$	102,074	$	103,431

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

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PRO FORMA HIGHLIGHTS

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GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Financial Highlights

(Amounts in millions, except per share data)


	Three months ended September 30,
	2004			2003
PRO FORMA EARNINGS BY SEGMENT
Earnings (loss) from continuing operations before income taxes
Protection	$	216		$	205
Retirement Income & Investments		66			20
Mortgage Insurance		150			123
Corporate and Other		(21	)		(55	)

Total	$	411		$	293

Net earnings (loss) from continuing operations
Protection	$	135		$	132
Retirement Income and Investments		42			15
Mortgage Insurance		102			93
Corporate and Other		(6	)		(30	)

Total	$	273		$	210

Net operating earnings (loss)
Protection	$	135		$	132
Retirement Income and Investments		42			15
Mortgage Insurance		102			93
Corporate and Other (see reconciliation below)		(8	)		(24	)

Total	$	271		$	216


	As of or for the three months ended September 30,
	2004			2003
PRO FORMA EARNINGS PER SHARE
Basic EPS
Net earnings from continuing operations per share	$	0.56		$	0.43
Net operating earnings per share	$	0.55		$	0.44

Diluted EPS
Net earnings from continuing operations per share	$	0.56		$	0.43
Net operating earnings per share	$	0.55		$	0.44

Shares outstanding (millions)
Basic		489.6			489.5
Diluted		490.4			489.5



	Three months ended September 30,
Reconciliation of Corporate and Other segment net loss to pro forma net operating loss	2004			2003
Segment net loss	$	(6	)	$	(28	)
Excluded assets and liabilities (a)		—			—
Reinsurance transactions (b)		—			9
Capital structure and other (c)		—			(11	)

Pro forma net loss from continuing operations		(6	)		(30	)

Net realized (gains) losses on investments, net of taxes		(2	)		6
One-time tax charge relating to initial public offering		—			—

Pro forma net operating loss	$	(8	)	$	(24	)

Note: For a discussion of notes (a), (b), and (c) to these tables see Notes To Pro Forma Financial Information on page 7.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Financial Highlights

(Amounts in millions, except per share data)


	Nine months ended September 30,
	2004			2003
PRO FORMA EARNINGS BY SEGMENT
Earnings (loss) before income taxes
Protection	$	614		$	593
Retirement Income & Investments		185			120
Mortgage Insurance		461			400
Corporate and Other		(42	)		(150	)

Total earnings (loss) before income taxes	$	1,218		$	963

Segment net earnings (loss)
Protection	$	387		$	385
Retirement Income and Investments		119			81
Mortgage Insurance		319			292
Corporate and Other		(35	)		(77	)

Total segment net earnings (loss)	$	790		$	681

Net operating earnings (loss)
Protection	$	387		$	385
Retirement Income and Investments		119			81
Mortgage Insurance		319			292
Corporate and Other (see reconciliation below)		(29	)		(70	)

Total	$	796		$	688


	As of or for the nine months ended September 30,
	2004			2003
PRO FORMA EARNINGS PER SHARE
Basic EPS
Net earnings from continuing operations per share	$	1.61		$	1.39
Net operating earnings per share	$	1.63		$	1.41

Diluted EPS
Net earnings from continuing operations per share	$	1.61		$	1.39
Net operating earnings per share	$	1.62		$	1.41

Shares outstanding (millions)
Basic		489.5			489.5
Diluted		490.4			489.5

	Nine months ended September 30,
Reconciliation of Corporate and Other segment net loss to pro forma net operating loss	2004			2003
Segment net loss	$	(12	)	$	(78	)
Excluded assets and liabilities (a)		(5	)		1
Reinsurance transactions (b)		—			32
Capital structure and other (c)		(18	)		(32	)

Pro forma net loss from continuing operations		(35	)		(77	)

Net realized (gains) losses on investments, net of taxes		(16	)		7
One-time tax charge relating to initial public offering		22			—

Pro forma net operating loss	$	(29	)	$	(70	)

Note: For a discussion of notes (a), (b), and (c) to these tables see Notes To Pro Forma Financial Information on page 7.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Earnings From Continuing Operations

(Dollar amounts in millions)


	Three months ended September 30,
	2004			2003
REVENUES:
Premiums	$	1,523		$	1,547
Net investment income		806			764
Net realized investment gains (losses)		3			(9	)
Policy fees and other income		161			134

Total revenues		2,493			2,436

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,041			1,079
Interest credited		336			340
Underwriting, acquisition and insurance expenses, net of deferrals		401			441
Amortization of deferred acquisition costs and intangibles		244			226
Interest expense		60			57

Total benefits and expenses		2,082			2,143

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		411			293
Provision for income taxes		138			83
Effective tax rate		34	%		28	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	273		$	210

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Earnings From Continuing Operations

(Dollar amounts in millions)


	Nine months ended September 30,
	2004			2003
REVENUES:
Premiums	$	4,782		$	4,605
Net investment income		2,393			2,207
Net realized investment gains (losses)		24			(11	)
Policy fees and other income		461			395

Total revenues		7,660			7,196

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		3,230			3,045
Interest credited		1,000			1,023
Underwriting, acquisition and insurance expenses, net of deferrals		1,235			1,231
Amortization of deferred acquisition costs and intangibles		797			790
Interest expense		180			144

Total benefits and expenses		6,442			6,233

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		1,218			963
Provision for income taxes		428			282
Effective tax rate		35	%		29	%

NET EARNINGS FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	790		$	681

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

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ADDITIONAL

PRO FORMA INFORMATION

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GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Statement of Earnings by Segment

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Combined
REVENUES:
Premiums	$	1,085	$	219	$	197	$	22		$	1,523
Net investment income		298		414		65		29			806
Net realized investment gains		—		—		—		3			3
Policy fees and other income		91		54		10		6			161

Total revenues		1,474		687		272		60			2,493

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		698		288		46		9			1,041
Interest credited		91		245		—		—			336
Underwriting, acquisition and insurance expenses, net of deferrals		267		61		64		9			401
Amortization of deferred acquisition costs and intangibles		198		27		12		7			244
Interest expense		4		—		—		56			60

Total benefits and expenses		1,258		621		122		81			2,082

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		216		66		150		(21	)		411

Provision for income taxes		81		24		48		(15	)		138

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		135		42		102		(6	)		273

Net realized investment gains on investments, net of tax		—		—		—		(2	)		(2	)

NET OPERATING EARNINGS (LOSS)	$	135	$	42	$	102	$	(8	)	$	271


*Three months ended September 30, 2003*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Combined
REVENUES:
Premiums	$	1,099	$	237	$	182	$	29		$	1,547
Net investment income		277		381		56		50			764
Net realized investment gains		—		—		—		(9	)		(9	)
Policy fees and other income		90		29		13		2			134

Total revenues		1,466		647		251		72			2,436

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		707		316		44		12			1,079
Interest credited		92		248		—		—			340
Underwriting, acquisition and insurance expenses, net of deferrals		280		33		74		54			441
Amortization of deferred acquisition costs and intangibles		181		30		10		5			226
Interest expense		1		—		—		56			57

Total benefits and expenses		1,261		627		128		127			2,143

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		205		20		123		(55	)		293

Provision for income taxes		73		5		30		(25	)		83

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		132		15		93		(30	)		210

Net realized investment gains on investments, net of tax		—		—		—		6			6

NET OPERATING EARNINGS (LOSS)	$	132	$	15	$	93	$	(24	)	$	216

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Statement of Earnings by Segment

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Combined
REVENUES:
Premiums	$	3,304	$	817	$	587	$	74		$	4,782
Net investment income		867		1,223		186		117			2,393
Net realized investment gains		—		—		—		24			24
Policy fees and other income		257		166		28		10			461

Total revenues		4,428		2,206		801		225			7,660

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,083		1,008		112		27			3,230
Interest credited		271		729		—		—			1,000
Underwriting, acquisition and insurance expenses, net of deferrals		798		188		193		56			1,235
Amortization of deferred acquisition costs and intangibles		653		95		35		14			797
Interest expense		9		1		—		170			180

Total benefits and expenses		3,814		2,021		340		267			6,442

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		614		185		461		(42	)		1,218

Provision for income taxes		227		66		142		(7	)		428

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		387		119		319		(35	)		790

Net realized investment gains on investments, net of tax		—		—		—		(16	)		(16	)

One-time tax charge relating to initial public offering		—		—		—		22			22

NET OPERATING EARNINGS (LOSS)	$	387	$	119	$	319	$	(29	)	$	796


*Nine months ended September 30, 2003*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Combined
REVENUES:
Premiums	$	3,258	$	746	$	522	$	79		$	4,605
Net investment income		819		1,169		160		59			2,207
Net realized investment gains		—		—		—		(11	)		(11	)
Policy fees and other income		262		89		38		6			395

Total revenues		4,339		2,004		720		133			7,196

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,008		935		69		33			3,045
Interest credited		275		748		—		—			1,023
Underwriting, acquisition and insurance expenses, net of deferrals		785		125		225		96			1,231
Amortization of deferred acquisition costs and intangibles		677		76		26		11			790
Interest expense		1		—		—		143			144

Total benefits and expenses		3,746		1,884		320		283			6,233

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		593		120		400		(150	)		963

Provision for income taxes		208		39		108		(73	)		282

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE		385		81		292		(77	)		681

Net realized investment gains on investments, net of tax		—		—		—		7			7

NET OPERATING EARNINGS (LOSS)	$	385	$	81	$	292	$	(70	)	$	688

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Protection

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Life		Long Term Care		Payment Protection Ins.		Group		Total
REVENUES:
Premiums	$	190	$	403	$	336	$	156	$	1,085
Net investment income		111		149		27		11		298
Policy fees and other income		79		3		4		5		91

Total revenues		380		555		367		172		1,474

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		161		369		67		101		698
Interest credited		59		31		—		1		91
Underwriting, acquisition and insurance expenses, net of deferrals		30		59		133		45		267
Amortization of deferred acquisition costs and intangibles		29		29		131		9		198
Interest expense		4		—		—		—		4

Total benefits and expenses		283		488		331		156		1,258

EARNINGS BEFORE INCOME TAXES		97		67		36		16		216

Provision for income taxes		36		24		15		6		81

SEGMENT NET EARNINGS	$	61	$	43	$	21	$	10	$	135


*Three months ended September 30, 2003*	Life		Long Term Care		Payment Protection Ins.		Group		Total
REVENUES:
Premiums	$	175	$	403	$	374	$	147	$	1,099
Net investment income		106		133		28		10		277
Policy fees and other income		79		—		4		7		90

Total revenues		360		536		406		164		1,466

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		139		373		101		94		707
Interest credited		64		28		—		—		92
Underwriting, acquisition and insurance expenses, net of deferrals		42		57		138		43		280
Amortization of deferred acquisition costs and intangibles		31		12		131		7		181
Interest expense		1		—		—		—		1

Total benefits and expenses		277		470		370		144		1,261

EARNINGS BEFORE INCOME TAXES		83		66		36		20		205

Provision for income taxes		31		24		11		7		73

SEGMENT NET EARNINGS	$	52	$	42	$	25	$	13	$	132

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Protection

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Life		Long Term Care		Payment Protection		Group		Total
REVENUES:
Premiums	$	567	$	1,193	$	1,080	$	464	$	3,304
Net investment income		329		427		79		32		867
Policy fees and other income		222		6		14		15		257

Total revenues		1,118		1,626		1,173		511		4,428

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		467		1,085		212		319		2,083
Interest credited		182		88		—		1		271
Underwriting, acquisition and insurance expenses, net of deferrals		90		194		387		127		798
Amortization of deferred acquisition costs and intangibles		88		64		476		25		653
Interest expense		9		—		—		—		9

Total benefits and expenses		836		1,431		1,075		472		3,814

EARNINGS BEFORE INCOME TAXES		282		195		98		39		614

Provision for income taxes		104		70		39		14		227

SEGMENT NET EARNINGS	$	178	$	125	$	59	$	25	$	387


*Nine months ended September 30, 2003*	Life		Long Term Care		Payment Protection		Group		Total
REVENUES:
Premiums	$	521	$	1,152	$	1,130	$	455	$	3,258
Net investment income		330		382		76		31		819
Policy fees and other income		224		8		7		23		262

Total revenues		1,075		1,542		1,213		509		4,339

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		395		1,037		270		306		2,008
Interest credited		194		81		—		—		275
Underwriting, acquisition and insurance expenses, net of deferrals		111		190		358		126		785
Amortization of deferred acquisition costs and intangibles		119		47		491		20		677
Interest expense		1		—		—		—		1

Total benefits and expenses		820		1,355		1,119		452		3,746

EARNINGS BEFORE INCOME TAXES		255		187		94		57		593

Provision for income taxes		94		69		25		20		208

SEGMENT NET EARNINGS	$	161	$	118	$	69	$	37	$	385

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Retirement Income and Investments

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	219	$	—		$	—	$	219
Net investment income		324		12			78		414
Policy fees and other income		3		51			—		54

Total revenues		546		63			78		687

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		286		2			—		288
Interest credited		165		9			71		245
Underwriting, acquisition and insurance expenses, net of deferrals		30		30			1		61
Amortization of deferred acquisition costs and intangibles		23		4			—		27
Interest expense		1		(1	)		—		—

Total benefits and expenses		505		44			72		621

EARNINGS BEFORE INCOME TAXES		41		19			6		66

Provision for income taxes		15		7			2		24

SEGMENT NET EARNINGS	$	26	$	12		$	4	$	42


*Three months ended September 30, 2003*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	237	$	—		$	—	$	237
Net investment income		288		11			82		381
Policy fees and other income		3		26			—		29

Total revenues		528		37			82		647

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		301		15			—		316
Interest credited		167		8			73		248
Underwriting, acquisition and insurance expenses, net of deferrals		26		6			1		33
Amortization of deferred acquisition costs and intangibles		25		5			—		30
Interest expense		—		—			—		—

Total benefits and expenses		519		34			74		627

EARNINGS BEFORE INCOME TAXES		9		3			8		20

Provision for income taxes		3		(1	)		3		5

SEGMENT NET EARNINGS	$	6	$	4		$	5	$	15

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Retirement Income and Investments

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	817	$	—		$	—	$	817
Net investment income		953		32			238		1,223
Policy fees and other income		11		155			—		166

Total revenues		1,781		187			238		2,206

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,004		4			—		1,008
Interest credited		500		25			204		729
Underwriting, acquisition and insurance expenses, net of deferrals		94		91			3		188
Amortization of deferred acquisition costs and intangibles		79		16			—		95
Interest expense		1		—			—		1

Total benefits and expenses		1,678		136			207		2,021

EARNINGS BEFORE INCOME TAXES		103		51			31		185

Provision for income taxes		38		17			11		66

SEGMENT NET EARNINGS	$	65	$	34		$	20	$	119


*Nine months ended September 30, 2003*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	746	$	—		$	—	$	746
Net investment income		885		18			266		1,169
Policy fees and other income		10		79			—		89

Total revenues		1,641		97			266		2,004

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		905		30			—		935
Interest credited		511		12			225		748
Underwriting, acquisition and insurance expenses, net of deferrals		81		42			2		125
Amortization of deferred acquisition costs and intangibles		59		17			—		76
Interest expense		—		—			—		—

Total benefits and expenses		1,556		101			227		1,884

EARNINGS BEFORE INCOME TAXES		85		(4	)		39		120

Provision for income taxes		33		(8	)		14		39

SEGMENT NET EARNINGS	$	52	$	4		$	25	$	81

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Mortgage Insurance

(Dollar amounts in millions)


*Three months ended September 30, 2004*	U. S.		International		Total
REVENUES:
Premiums	$	113	$	84	$	197
Net investment income		35		30		65
Policy fees and other income		5		5		10

Total revenues		153		119		272

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38		8		46
Underwriting, acquisition and insurance expenses, net of deferrals		40		24		64
Amortization of deferred acquisition costs and intangibles		7		5		12

Total benefits and expenses		85		37		122


EARNINGS BEFORE INCOME TAXES		68		82		150

Provision for income taxes		16		32		48

SEGMENT NET EARNINGS	$	52	$	50	$	102


*Three months ended September 30, 2003*	U. S.		International		Total
REVENUES:
Premiums	$	123	$	59	$	182
Net investment income		31		25		56
Policy fees and other income		9		4		13

Total revenues		163		88		251

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38		6		44
Underwriting, acquisition and insurance expenses, net of deferrals		55		19		74
Amortization of deferred acquisition costs and intangibles		6		4		10

Total benefits and expenses		99		29		128

EARNINGS BEFORE INCOME TAXES		64		59		123

Provision for income taxes		13		17		30

SEGMENT NET EARNINGS	$	51	$	42	$	93

Pro Forma Segment Net Earnings is equivalent to Historical Segment Net Earnings for the Mortgage Insurance Segment.

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Mortgage Insurance

(Dollar amounts in millions)



*Nine months ended September 30, 2004*	U. S.		International		Total
REVENUES:
Premiums	$	348	$	239	$	587
Net investment income		98		88		186
Policy fees and other income		14		14		28

Total revenues		460		341		801

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		88		24		112
Underwriting, acquisition and insurance expenses, net of deferrals		124		69		193
Amortization of deferred acquisition costs and intangibles		21		14		35

Total benefits and expenses		233		107		340

EARNINGS BEFORE INCOME TAXES		227		234		461

Provision for income taxes		53		89		142

SEGMENT NET EARNINGS	$	174	$	145	$	319


*Nine months ended September 30, 2003*	U. S.		International		Total
REVENUES:
Premiums	$	374	$	148	$	522
Net investment income		97		63		160
Policy fees and other income		30		8		38

Total revenues		501		219		720

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		57		12		69
Underwriting, acquisition and insurance expenses, net of deferrals		182		43		225
Amortization of deferred acquisition costs and intangibles		18		8		26

Total benefits and expenses		257		63		320

EARNINGS BEFORE INCOME TAXES		244		156		400

Provision for income taxes		58		50		108

SEGMENT NET EARNINGS	$	186	$	106	$	292

Pro Forma Segment Net Earnings is equivalent to Historical Segment Net Earnings for the Mortgage Insurance Segment.

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Selected Key Performance Measures - Mortgage Insurance

(Dollar amounts in millions)


	As of or for the three months ended September 30
	2004			2003
Primary Insurance in Force
U.S. Mortgage Insurance	$	112,932		$	121,008
International Mortgage Insurance		165,154			117,955

Total primary insurance in force	$	278,086		$	238,963

Total Risk in Force
U.S. Mortgage Insurance	$	24,561		$	27,589
International Mortgage Insurance		52,989			36,550

Total risk in force	$	77,550		$	64,139

New Insurance Written
U.S. Mortgage Insurance	$	6,206		$	17,207
International Mortgage Insurance		13,163			13,026

Total new insurance written	$	19,369		$	30,233

Net Premiums Written
U.S. Mortgage Insurance	$	111		$	121
International Mortgage Insurance		177			151

Total net premiums written	$	288		$	272

Loss Ratio
U.S. Mortgage Insurance		33	%		32	%
International Mortgage Insurance		11	%		8	%

Total loss ratio		24	%		24	%

Expense Ratio
U.S. Mortgage Insurance		42	%		50	%
International Mortgage Insurance		16	%		15	%

Total expense ratio		26	%		30	%

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Selected Key Performance Measures - Mortgage Insurance, Domestic Only

(Dollar amounts in millions)


	As of or for the three months ended September 30
	2004			2003
New Risk Written
Flow	$	1,511		$	3,715
Bulk		5			18

Total	$	1,516		$	3,733

Risk in Force
Flow	$	23,449		$	26,047
Bulk		320			405

Primary		23,769			26,452
Pool		792			1,137

Total	$	24,561		$	27,589

Risk in Force by Credit Quality
Flow by FICO Scores >619 (%)		92	%		92	%
Flow by FICO Scores 575-619		6	%		6	%
Flow by FICO Scores <575		2	%		2	%

Bulk by FICO Scores >619		89	%		85	%
Bulk by FICO Scores 575-619		6	%		8	%
Bulk by FICO Scores <575		5	%		7	%

Primary A minus and sub-prime		9.7	%		8.8	%

Primary Loans
Primary total loans in force		866,205			958,557
Primary total loans in default		28,508			31,832
Primary loans total default rate		3.3	%		3.3	%

Flow loans in default		26,592			29,235
Flow loans default rate		3.5	%		3.3	%

Bulk loans in default		1,916			2,597
Bulk loans default rate		1.7	%		3.1	%

A minus and sub-prime loans in default		6,904			6,347
A minus and sub-prime loans default rate		9.6	%		8.6	%

Pool Loans
Pool loans in default		796			1,182
Pool loans default rate		2.8	%		2.9	%

Claims Paid
Primary Claims Paid (includes LAE)		37.6			29.4
Pool Claims Paid (includes LAE)		0.6			—
Primary Average Claim Severity		91	%		93	%

Other Measures
Persistency		64	%		34	%
Gross written premiums ceded to captives/total gross written premiums		24	%		22	%

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Corporate and Other

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Total
REVENUES
Premiums	$	22
Net investment income		29
Net realized investment gains		3
Policy fees and other income		6

Total revenues		60

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		9
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		9
Amortization of deferred acquisition costs and intangibles		7
Interest expense		56

Total benefits and expenses		81

EARNINGS BEFORE INCOME TAXES		(21	)

Benefit from income taxes		(15	)

SEGMENT NET LOSS		(6	)

Net realized investment gains on investments, net of tax		(2	)

NET OPERATING LOSS	$	(8	)


*Three months ended September 30, 2003*	Total
REVENUES
Premiums	$	29
Net investment loss		50
Net realized investment loss		(9	)
Policy fees and other income		2

Total revenues		72

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		12
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		54
Amortization of deferred acquisition costs and intangibles		5
Interest expense		56

Total benefits and expenses		127

LOSS BEFORE INCOME TAXES		(55	)

Benefit from income taxes		(25	)

SEGMENT NET LOSS		(30	)

Net realized investment losses on investments, net of tax		6

NET OPERATING LOSS	$	(24	)

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Corporate and Other

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Total
REVENUES
Premiums	$	74
Net investment income		117
Net realized investment gains		24
Policy fees and other income		10

Total revenues		225

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		27
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		56
Amortization of deferred acquisition costs and intangibles		14
Interest expense		170

Total benefits and expenses		267

EARNINGS BEFORE INCOME TAXES		(42	)

Benefit from income taxes		(7	)

SEGMENT NET EARNINGS		(35	)

Net realized investment gains on investments, net of tax		(16	)
One-time tax charge relating to initial public offering		22

NET OPERATING LOSS	$	(29	)


*Nine months ended September 30, 2003*	Total
REVENUES
Premiums	$	79
Net investment income		59
Net realized investment loss		(11	)
Policy fees and other income		6

Total revenues		133

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		33
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		96
Amortization of deferred acquisition costs and intangibles		11
Interest expense		143

Total benefits and expenses		283

LOSS BEFORE INCOME TAXES		(150	)

Benefit from income taxes		(73	)

SEGMENT NET LOSS		(77	)

Net realized investment losses, net of tax		7

NET OPERATING LOSS	$	(70	)

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Net Earnings

(Dollar amounts in millions)


	2004												2003
	Q3			Q2			Q1			YTD			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	1,523		$	1,640		$	1,619		$	4,782		$	1,651		$	1,547		$	1,580		$	1,478		$	6,256
Net investment income		806			815			772			2,393			757			764			722			721			2,964
Net realized investment gains		3			6			15			24			49			(9	)		(22	)		20			38
Policy fees and other income		161			148			152			461			134			134			123			138			529

Total revenues		2,493			2,609			2,558			7,660			2,591			2,436			2,403			2,357			9,787

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,041			1,100			1,089			3,230			1,184			1,079			967			999			4,229
Interest credited		336			334			330			1,000			335			340			340			343			1,358
Underwriting, acquisition and insurance expenses, net of deferrals		401			420			414			1,235			352			441			386			404			1,583
Amortization of deferred acquisition costs and intangibles		244			267			286			797			359			226			313			251			1,149
Interest expense		60			59			61			180			61			57			44			43			205

Total benefits and expenses		2,082			2,180			2,180			6,442			2,291			2,143			2,050			2,040			8,524

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		411			429			378			1,218			300			293			353			317			1,263

Provision for income taxes		138			168			122			428			89			83			111			88			371

NET EARNINGS FROM CONTINUING OPERATIONS		273			261			256			790			211			210			242			229			892

Net realized investment gains on investments, net of tax		(2	)		(4	)		(10	)		(16	)		(32	)		6			14			(13	)		(25	)
One-time tax charge relating to initial public offering		—			22			—			22			—			—			—			—			—

NET OPERATING EARNINGS	$	271		$	279		$	246		$	796		$	179		$	216		$	256		$	216		$	867

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Protection

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	1,085	$	1,098	$	1,121	$	3,304	$	1,123	$	1,099	$	1,128	$	1,031	$	4,381
Net investment income		298		288		281		867		273		277		271		271		1,092
Policy fees and other income		91		79		87		257		94		90		81		91		356

Total revenues		1,474		1,465		1,489		4,428		1,490		1,466		1,480		1,393		5,829

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		698		691		694		2,083		737		707		657		644		2,745
Interest credited		91		90		90		271		90		92		92		91		365
Underwriting, acquisition and insurance expenses, net of deferrals		267		262		269		798		199		280		244		261		984
Amortization of deferred acquisition costs and intangibles		198		214		241		653		304		181		290		206		981
Interest expense		4		2		3		9		2		1		—		—		3

Total benefits and expenses		1,258		1,259		1,297		3,814		1,332		1,261		1,283		1,202		5,078

EARNINGS BEFORE INCOME TAXES		216		206		192		614		158		205		197		191		751

Provision for income taxes		81		77		69		227		62		73		68		67		270

SEGMENT NET EARNINGS	$	135	$	129	$	123	$	387	$	96	$	132	$	129	$	124	$	481

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Retirement Income and Investments

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	219	$	321	$	277	$	817	$	303	$	237	$	251	$	258	$	1,049
Net investment income		414		413		396		1,223		394		381		387		401		1,563
Policy fees and other income		54		57		55		166		28		29		27		33		117

Total revenues		687		791		728		2,206		725		647		665		692		2,729

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		288		373		347		1,008		358		316		306		313		1,293
Interest credited		245		244		240		729		245		248		248		252		993
Underwriting, acquisition and insurance expenses, net of deferrals		61		65		62		188		64		33		40		52		189
Amortization of deferred acquisition costs and intangibles		27		38		30		95		37		30		12		34		113
Interest expense		—		1		—		1		—		—		—		—		—

Total benefits and expenses		621		721		679		2,021		704		627		606		651		2,588

EARNINGS BEFORE INCOME TAXES		66		70		49		185		21		20		59		41		141

Provision for income taxes		24		25		17		66		9		5		19		15		48

SEGMENT NET EARNINGS	$	42	$	45	$	32	$	119	$	12	$	15	$	40	$	26	$	93

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Mortgage Insurance

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3		Q2			Q1		Total
REVENUES:
Premiums	$	197	$	195	$	195	$	587	$	194	$	182	$	175		$	165	$	716
Net investment income		65		61		60		186		58		56		54			50		218
Policy fees and other income		10		10		8		28		10		13		13			12		48

Total revenues		272		266		263		801		262		251		242			227		982

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		46		27		39		112		46		44		(8	)		33		115
Underwriting, acquisition and insurance expenses, net of deferrals		64		65		64		193		74		74		81			70		299
Amortization of deferred acquisition costs and intangibles		12		11		12		35		11		10		8			8		37

Total benefits and expenses		122		103		115		340		131		128		81			111		451

EARNINGS BEFORE INCOME TAXES		150		163		148		461		131		123		161			116		531

Provision for income taxes		48		49		45		142		54		30		47			31		162

SEGMENT NET EARNINGS	$	102	$	114	$	103	$	319	$	77	$	93	$	114		$	85	$	369

Pro Forma Segment Net Earnings is equivalent to Historical Segment Net Earnings for the Mortgage Insurance Segment.

Segment Pro Forma Net Operating Earnings is equivalent to Pro Forma Segment Net Earnings.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Pro Forma Segment Net Earnings - Corporate and Other

(Dollar amounts in millions)


	2004												2003
	Q3			Q2			Q1			YTD			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	22		$	26		$	26		$	74		$	31		$	29		$	26		$	24		$	110
Net investment income (loss)		29			53			35			117			32			50			10			(1	)		91
Net realized investment gains		3			6			15			24			49			(9	)		(22	)		20			38
Policy fees and other income		6			2			2			10			2			2			2			2			8

Total Revenue		60			87			78			225			114			72			16			45			247

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		9			9			9			27			43			12			12			9			76
Interest credited		—			—			—			—			—			—			—			—			—
Underwriting, acquisition and insurance expenses, net of deferrals		9			28			19			56			15			54			21			21			111
Amortization of deferred acquisition costs and intangibles		7			4			3			14			7			5			3			3			18
Interest expense		56			56			58			170			59			56			44			43			202

Total benefits and expenses		81			97			89			267			124			127			80			76			407

LOSS BEFORE INCOME TAXES		(21	)		(10	)		(11	)		(42	)		(10	)		(55	)		(64	)		(31	)		(160	)

Provision (benefit) for income taxes		(15	)		17			(9	)		(7	)		(36	)		(25	)		(23	)		(25	)		(109	)

SEGMENT NET LOSS		(6	)		(27	)		(2	)		(35	)		26			(30	)		(41	)		(6	)		(51	)

Net realized investment (gains) losses on investments, net of tax		(2	)		(4	)		(10	)		(16	)		(32	)		6			14			(13	)		(25	)
One-time tax charge relating to initial public offering		—			22			—			22			—			—			—			—			—

NET OPERATING LOSS	$	(8	)	$	(9	)	$	(12	)	$	(29	)	$	(6	)	$	(24	)	$	(27	)	$	(19	)	$	(76	)

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

LOGO

HISTORICAL INFORMATION

LOGO

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Combined Statement of Earnings by Segment

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Affinity Segment		Combined
REVENUES:
Premiums	$	1,085	$	219	$	197	$	22		$	—	$	1,523
Net investment income		298		393		65		29			—		785
Net realized investment gains		—		—		—		3			—		3
Policy fees and other Income		91		52		10		6			—		159

Total revenues		1,474		664		272		60			—		2,470

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		698		281		46		9			—		1,034
Interest credited		91		237		—		—			—		328
Underwriting, acquisition and insurance expenses, net of deferrals		267		59		64		9			—		399
Amortization of deferred acquisition costs and intangibles		198		25		12		7			—		242
Interest expense		4		—		—		56			—		60

Total benefits and expenses		1,258		602		122		81			—		2,063

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		216		62		150		(21	)		—		407

Provision for income taxes		81		22		48		(15	)		—		136

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	135	$	40	$	102	$	(6	)	$	—	$	271


*Three months ended September 30, 2003*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Affinity Segment		Combined
REVENUES
Premiums	$	1,150	$	237	$	182	$	29		$	66	$	1,664
Net investment income		298		618		56		43			18		1,033
Realized investment losses		—		—		—		(13	)		—		(13	)
Policyholder fees and other Income		91		61		13		2			65		232

Total Revenue		1,539		916		251		61			149		2,916

BENEFITS AND EXPENSES
Benefits and changes in policy reserves		774		463		44		12			52		1,345
Interest credited		92		315		—		—			—		407
Underwriting, acquisition and insurance expenses, net of deferrals		286		45		74		55			65		525
Amortization of deferred acquisition costs and intangibles		185		49		10		5			27		276
Interest expense		1		—		—		39			—		40

Total benefits and expenses		1,338		872		128		111			144		2,593

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		201		44		123		(50	)		5		323

Provision for income taxes		71		13		30		(22	)		1		93

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	130	$	31	$	93	$	(28	)	$	4	$	230

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Combined Statement of Earnings by Segment

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Affinity Segment			Combined
REVENUES:
Premiums	$	3,387	$	817	$	587	$	74		$	88		$	4,953
Net investment income		913		1,579		186		119			26			2,823
Net realized investment gains		—		—		—		27			—			27
Policy fees and other Income		257		213		28		10			104			612

Total revenues		4,557		2,609		801		230			218			8,415

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,185		1,270		112		28			80			3,675
Interest credited		271		817		—		—			—			1,088
Underwriting, acquisition and insurance expenses, net of deferrals		815		202		193		50			123			1,383
Amortization of deferred acquisition costs and intangibles		661		136		35		13			47			892
Interest expense		9		1		—		144			—			154

Total benefits and expenses		3,941		2,426		340		235			250			7,192

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		616		183		461		(5	)		(32	)		1,223

Provision for income taxes		228		65		142		7			(18	)		424

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	388	$	118	$	319	$	(12	)	$	(14	)	$	799


*Nine months ended September 30, 2003*	Protection Segment		RI&I Segment		Mortgage Segment		Corporate Segment			Affinity Segment			Combined
REVENUES:
Premiums	$	3,407	$	746	$	522	$	79		$	187		$	4,941
Net investment income		894		1,881		160		36			49			3,020
Net realized investment gains		—		—		—		(29	)		—			(29	)
Policy fees and other Income		263		183		38		6			195			685

Total revenues		4,564		2,810		720		92			431			8,617

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		2,192		1,376		69		33			136			3,806
Interest credited		275		947		—		—			—			1,222
Underwriting, acquisition and insurance expenses, net of deferrals		805		163		225		100			196			1,489
Amortization of deferred acquisition costs and intangibles		689		133		26		11			76			935
Interest expense		1		—		—		93			—			94

Total benefits and expenses		3,962		2,619		320		237			408			7,546

EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE INCOME TAXES AND ACCOUNTING CHANGE		602		191		400		(145	)		23			1,071

Provision for income taxes		210		63		108		(67	)		8			322

NET EARNINGS (LOSS) FROM CONTINUING OPERATIONS BEFORE ACCOUNTING CHANGE	$	392	$	128	$	292	$	(78	)	$	15		$	749

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Protection

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Life		Long Term Care		Payment Protection Ins.		Group		Total
REVENUES:
Premiums	$	190	$	403	$	336	$	156	$	1,085
Net investment income		111		149		27		11		298
Policy fees and other income		79		3		4		5		91

Total revenues		380		555		367		172		1,474

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		161		369		67		101		698
Interest credited		59		31		—		1		91
Underwriting, acquisition and insurance expenses, net of deferrals		30		59		133		45		267
Amortization of deferred acquisition costs and intangibles		29		29		131		9		198
Interest expense		4		—		—		—		4

Total benefits and expenses		283		488		331		156		1,258

EARNINGS BEFORE INCOME TAXES		97		67		36		16		216

Provision for income taxes		36		24		15		6		81

SEGMENT NET EARNINGS	$	61	$	43	$	21	$	10	$	135


*Three months ended September 30, 2003*	Life		Long Term Care		Payment Protection Ins.		Group		Total
REVENUES:
Premiums	$	175	$	454	$	374	$	147	$	1,150
Net investment income		106		154		28		10		298
Policy fees and other income		79		1		4		7		91

Total revenues		360		609		406		164		1,539

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		139		440		101		94		774
Interest credited		64		28		—		—		92
Underwriting, acquisition and insurance expenses, net of deferrals		42		63		138		43		286
Amortization of deferred acquisition costs and intangibles		31		16		131		7		185
Interest expense		1		—		—		—		1

Total benefits and expenses		277		547		370		144		1,338

EARNINGS BEFORE INCOME TAXES		83		62		36		20		201

Provision for income taxes		31		22		11		7		71

SEGMENT NET EARNINGS	$	52	$	40	$	25	$	13	$	130

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Protection

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Life		Long Term Care		Payment Protection Ins.		Group		Total
REVENUES:
Premiums	$	567	$	1,276	$	1,080	$	464	$	3,387
Net investment income		329		473		79		32		913
Policy fees and other income		222		6		14		15		257

Total revenues		1,118		1,755		1,173		511		4,557

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		467		1,187		212		319		2,185
Interest credited		182		88		—		1		271
Underwriting, acquisition and insurance expenses, net of deferrals		90		211		387		127		815
Amortization of deferred acquisition costs and intangibles		88		72		476		25		661
Interest expense		9		—		—		—		9

Total benefits and expenses		836		1,558		1,075		472		3,941

EARNINGS BEFORE INCOME TAXES		282		197		98		39		616

Provision for income taxes		104		71		39		14		228

SEGMENT NET EARNINGS	$	178	$	126	$	59	$	25	$	388


*Nine months ended September 30, 2003*	Life		Long Term Care		Payment Protection Ins.		Group		Total
REVENUES:
Premiums	$	521	$	1,301	$	1,130	$	455	$	3,407
Net investment income		330		457		76		31		894
Policy fees and other income		224		9		7		23		263

Total revenues		1,075		1,767		1,213		509		4,564

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		395		1,221		270		306		2,192
Interest credited		194		81		—		—		275
Underwriting, acquisition and insurance expenses, net of deferrals		111		210		358		126		805
Amortization of deferred acquisition costs and intangibles		119		59		491		20		689
Interest expense		1		—		—		—		1

Total benefits and expenses		820		1,571		1,119		452		3,962

EARNINGS BEFORE INCOME TAXES		255		196		94		57		602

Provision for income taxes		94		71		25		20		210

SEGMENT NET EARNINGS	$	161	$	125	$	69	$	37	$	392

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Retirement Income and Investments

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	219	$	—		$	—	$	219
Net investment income		312		3			78		393
Policy fees and other income		5		47			—		52

Total revenues		536		50			78		664

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		279		2			—		281
Interest credited		164		2			71		237
Underwriting, acquisition and insurance expenses, net of deferrals		31		27			1		59
Amortization of deferred acquisition costs and intangibles		23		2			—		25
Interest expense		1		(1	)		—		—

Total benefits and expenses		498		32			72		602

EARNINGS BEFORE INCOME TAXES		38		18			6		62

Provision for income taxes		14		6			2		22

SEGMENT NET EARNINGS	$	24	$	12		$	4	$	40


*Three months ended September 30, 2003*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	237	$	—		$	—	$	237
Net investment income		506		30			82		618
Policy fees and other income		3		58			—		61

Total revenues		746		88			82		916

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		448		15			—		463
Interest credited		216		26			73		315
Underwriting, acquisition and insurance expenses, net of deferrals		28		16			1		45
Amortization of deferred acquisition costs and intangibles		26		23			—		49
Interest expense		—		—			—		—

Total benefits and expenses		718		80			74		872

EARNINGS BEFORE INCOME TAXES		28		8			8		44

Provision for income taxes		10		—			3		13

SEGMENT NET EARNINGS	$	18	$	8		$	5	$	31

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Retirement Income and Investments

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	817	$	—		$	—	$	817
Net investment income		1,285		56			238		1,579
Policy fees and other income		11		202			—		213

Total revenues		2,113		258			238		2,609

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,252		18			—		1,270
Interest credited		575		38			204		817
Underwriting, acquisition and insurance expenses, net of deferrals		95		104			3		202
Amortization of deferred acquisition costs and intangibles		81		55			—		136
Interest expense		1		—			—		1

Total benefits and expenses		2,004		215			207		2,426

EARNINGS BEFORE INCOME TAXES		109		43			31		183

Provision for income taxes		39		15			11		65

SEGMENT NET EARNINGS	$	70	$	28		$	20	$	118


*Nine months ended September 30, 2003*	Spread Based Retail Products		Fee Based Products			Spread Based Institutional Products		Total
REVENUES:
Premiums	$	746	$	—		$	—	$	746
Net investment income		1,540		75			266		1,881
Policy fees and other income		11		172			—		183

Total revenues		2,297		247			266		2,810

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,344		32			—		1,376
Interest credited		658		64			225		947
Underwriting, acquisition and insurance expenses, net of deferrals		88		73			2		163
Amortization of deferred acquisition costs and intangibles		63		70			—		133
Interest expense		—		—			—		—

Total benefits and expenses		2,153		239			227		2,619

EARNINGS BEFORE INCOME TAXES		144		8			39		191

Provision for income taxes		52		(3	)		14		63

SEGMENT NET EARNINGS	$	92	$	11		$	25	$	128

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Retirement Income and Investments - Historical Account Values

(Dollar amounts in millions)


	Three Months Ended September 30
	2004			2003
Spread Based Products

Fixed Annuities		.
Account value net of reinsurance, beginning of period	$	14,583		$	13,953
Deposits		462			209
Interest credited		151			149
Surrenders, benefits and product charges		(364	)		(295	)

Account value net of reinsurance, end of period	$	14,832		$	14,016

Income Annuities
Account value net of reinsurance, beginning of period	$	5,176		$	4,811
Premiums and deposits		174			180
Interest credited		76			72
Surrenders, benefits and product charges		(173	)		(167	)

Account value net of reinsurance, end of period	$	5,253		$	4,896

Structured Settlements
Account value, beginning of period	$	12,181		$	11,711
Premiums and deposits		87			111
Interest credited		210			200
Surrenders, benefits and product charges		(242	)		(198	)

Account value, end of period^a	$	12,236		$	11,824

Spread Based Institutional Products

GICs and Funding Agreements
Account value, beginning of the period	$	9,384		$	9,930
Premiums and deposits		1,033			939
Interest credited		71			73
Surrenders and benefits		(1,159	)		(915	)

Account value, end of period	$	9,329		$	10,027

Fee Based Products

Variable Annuities
Account value, beginning of period	$	11,091		$	9,887
Deposits		249			656
Interest credited and investment performance		14			312
Surrenders, benefits and product charges		(375	)		(359	)

Account value, end of period^a	$	10,979		$	10,496

Variable Life Insurance
Premiums and deposits	$	9		$	13
Future policy benefits/policy account balances, net of reinsurance		3			12
Separate account liability		276			257
Life insurance in force		3,508			3,653

^a	Included in the end of period account values for the 2004 period for structured settlements and variable annuities are $11,849 million and $10,146 million, respectively, that relate to contracts that are reinsured with UFLIC.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Retirement Income and Investments - Historical Account Values by Contract Type

(Dollar amounts in millions)


	2004						2003
	Q3		Q2		Q1		Q4		Q3		Q2		Q1
Spread Based Institutional Products
Guaranteed investment contracts (GICs)	$	3,487	$	3,517	$	3,474	$	3,586	$	3,846	$	3,792	$	3,795
Funding agreements backing notes		2,925		2,844		2,963		2,993		2,632		2,568		2,832
Funding agreements		2,917		3,024		3,024		2,949		3,549		3,570		3,570

	$	9,329	$	9,385	$	9,461	$	9,528	$	10,027	$	9,930	$	10,197

Funding agreements by liquidity provisions:
7 day	$	50	$	100	$	100	$	100	$	100	$	100	$	100
30 day		150		200		350		350		650		650		650
90 day		1,610		1,660		1,960		1,985		2,285		2,305		2,305
No put		850		850		500		500		500		500		500
13 month rolling maturity		250		200		100		—		—		—		—
Accrued interest		15		14		14		14		14		15		15

Total funding agreements	$	2,925	$	3,024	$	3,024	$	2,949	$	3,549	$	3,570	$	3,570

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Mortgage Insurance

(Dollar amounts in millions)


*Three months ended September 30, 2004*	U. S.		International		Total
REVENUES:
Premiums	$	113	$	84	$	197
Net investment income		35		30		65
Policy fees and other income		5		5		10

Total revenues		153		119		272

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38		8		46
Underwriting, acquisition and insurance expenses, net of deferrals		40		24		64
Amortization of deferred acquisition costs and intangibles		7		5		12

Total benefits and expenses		85		37		122

EARNINGS BEFORE INCOME TAXES		68		82		150

Provision for income taxes		16		32		48

SEGMENT NET EARNINGS	$	52	$	50	$	102


*Three months ended September 30, 2003*	U. S.		International		Total
REVENUES:
Premiums	$	123	$	59	$	182
Net investment income		31		25		56
Policy fees and other income		9		4		13

Total revenues		163		88		251

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		38		6		44
Underwriting, acquisition and insurance expenses, net of deferrals		55		19		74
Amortization of deferred acquisition costs and intangibles		6		4		10

Total benefits and expenses		99		29		128

EARNINGS BEFORE INCOME TAXES		64		59		123

Provision for income taxes		13		17		30

SEGMENT NET EARNINGS	$	51	$	42	$	93

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Mortgage Insurance

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	U. S.		International		Total
REVENUES:
Premiums	$	348	$	239	$	587
Net investment income		98		88		186
Policy fees and other income		14		14		28

Total revenues		460		341		801

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		88		24		112
Underwriting, acquisition and insurance expenses, net of deferrals		124		69		193
Amortization of deferred acquisition costs and intangibles		21		14		35

Total benefits and expenses		233		107		340

EARNINGS BEFORE INCOME TAXES		227		234		461

Provision for income taxes		53		89		142

SEGMENT NET EARNINGS	$	174	$	145	$	319


*Nine months ended September 30, 2003*	U. S.		International		Total
REVENUES:
Premiums	$	374	$	148	$	522
Net investment income		97		63		160
Policy fees and other income		30		8		38

Total revenues		501		219		720

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		57		12		69
Underwriting, acquisition and insurance expenses, net of deferrals		182		43		225
Amortization of deferred acquisition costs and intangibles		18		8		26

Total benefits and expenses		257		63		320

EARNINGS BEFORE INCOME TAXES		244		156		400

Provision for income taxes		58		50		108

SEGMENT NET EARNINGS	$	186	$	106	$	292

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Corporate and Other

(Dollar amounts in millions)


*Three months ended September 30, 2004*	Total
REVENUES
Premiums	$	22
Net investment income		29
Net realized investment gains		3
Policy fees and other income		6

Total revenues		60

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		9
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		9
Amortization of deferred acquisition costs and intangibles		7
Interest expense		56

Total benefits and expenses		81

EARNINGS BEFORE INCOME TAXES		(21	)

Provision for income taxes		(15	)

SEGMENT NET LOSS	$	(6	)


*Three months ended September 30, 2003*	Total
REVENUES
Premiums	$	29
Net investment income		43
Net realized investment gains		(13	)
Policy fees and other income		2

Total revenues		61

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		12
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		55
Amortization of deferred acquisition costs and intangibles		5
Interest expense		39

Total benefits and expenses		111

LOSS BEFORE INCOME TAXES		(50	)

Benefit from income taxes		(22	)

SEGMENT NET LOSS	$	(28	)

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Corporate and Other

(Dollar amounts in millions)


*Nine months ended September 30, 2004*	Total
REVENUES
Premiums	$	74
Net investment income		119
Net realized investment gains		27
Policy fees and other income		10

Total revenues		230

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		28
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		50
Amortization of deferred acquisition costs and intangibles		13
Interest expense		144

Total benefits and expenses		235

EARNINGS BEFORE INCOME TAXES		(5	)

Provision for income taxes		7

SEGMENT NET LOSS	$	(12	)


*Nine months ended September 30, 2003*	Total
REVENUES
Premiums	$	79
Net investment loss		36
Net realized investment loss		(29	)
Policy fees and other income		6

Total revenues		92

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		33
Interest credited		—
Underwriting, acquisition and insurance expenses, net of deferrals		100
Amortization of deferred acquisition costs and intangibles		11
Interest expense		93

Total benefits and expenses		237

LOSS BEFORE INCOME TAXES		(145	)

Benefit from income taxes		(67	)

SEGMENT NET LOSS	$	(78	)

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Combined Net Earnings

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3			Q2			Q1		Total
REVENUES:
Premiums	$	1,523	$	1,708	$	1,722	$	4,953	$	1,766	$	1,664		$	1,690		$	1,587	$	6,707
Net investment income		785		1,001		1,037		2,823		1,031		1,033			995			992		4,051
Net realized investment gains		3		8		16		27		39		(13	)		(37	)		21		10
Policy fees and other income		159		204		249		612		230		232			219			234		915

Total revenues		2,470		2,921		3,024		8,415		3,066		2,916			2,867			2,834		11,683

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		1,034		1,290		1,351		3,675		1,464		1,345			1,205			1,256		5,270
Interest credited		328		364		396		1,088		402		407			406			409		1,624
Underwriting, acquisition and insurance expenses, net of deferrals		399		476		508		1,383		427		525			476			488		1,916
Amortization of deferred acquisition costs and intangibles		242		305		345		892		416		276			359			300		1,351
Interest expense		60		47		47		154		46		40			27			27		140

Total benefits and expenses		2,063		2,482		2,647		7,192		2,755		2,593			2,473			2,480		10,301

EARNINGS FROM CONTINUING OPERATIONS BEFORE INCOME TAXES		407		439		377		1,223		311		323			394			354		1,382

Provision for income taxes		136		171		117		424		91		93			129			100		413

NET EARNINGS FROM CONTINUING OPERATIONS	$	271	$	268	$	260	$	799	$	220	$	230		$	265		$	254	$	969

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Protection

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	1,085	$	1,132	$	1,170	$	3,387	$	1,181	$	1,150	$	1,175	$	1,082	$	4,588
Net investment income		298		306		309		913		305		298		297		299		1,199
Policy fees and other income		91		79		87		257		93		91		81		91		356

Total Revenues		1,474		1,517		1,566		4,557		1,579		1,539		1,553		1,472		6,143

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		698		727		760		2,185		805		774		715		703		2,997
Interest credited		91		90		90		271		90		92		92		91		365
Underwriting, acquisition and insurance expenses, net of deferrals		267		272		276		815		214		286		252		267		1,019
Amortization of deferred acquisition costs and intangibles		198		219		244		661		312		185		294		210		1,001
Interest expense		4		2		3		9		2		1		—		—		3

Total benefits and expenses		1,258		1,310		1,373		3,941		1,423		1,338		1,353		1,271		5,385

EARNINGS BEFORE INCOME TAXES		216		207		193		616		156		201		200		201		758

Provision for income taxes		81		78		69		228		61		71		69		70		271

SEGMENT NET EARNINGS	$	135	$	129	$	124	$	388	$	95	$	130	$	131	$	131	$	487

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Retirement Income and Investments

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3		Q2		Q1		Total
REVENUES:
Premiums	$	219	$	321	$	277	$	817	$	303	$	237	$	251	$	258	$	1,049
Net investment income		393		569		617		1,579		630		618		624		639		2,511
Policy fees and other income		52		76		85		213		60		61		58		64		243

Total revenues		664		966		979		2,609		993		916		933		961		3,803

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		281		495		494		1,270		510		463		454		459		1,886
Interest credited		237		274		306		817		312		315		314		318		1,259
Underwriting, acquisition and insurance expenses, net of deferrals		59		68		75		202		76		45		53		65		239
Amortization of deferred acquisition costs and intangibles		25		54		57		136		57		49		30		54		190
Interest expense		—		1		—		1		—		—		—		—		—

Total benefits and expenses		602		892		932		2,426		955		872		851		896		3,574

EARNINGS BEFORE INCOME TAXES		62		74		47		183		38		44		82		65		229

Provision for income taxes		22		27		16		65		15		13		27		23		78

SEGMENT NET EARNINGS	$	40	$	47	$	31	$	118	$	23	$	31	$	55	$	42	$	151

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Mortgage Insurance

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3		Q2			Q1		Total
REVENUES:
Premiums	$	197	$	195	$	195	$	587	$	194	$	182	$	175		$	165	$	716
Net investment income		65		61		60		186		58		56		54			50		218
Policy fees and other income		10		10		8		28		10		13		13			12		48

Total revenues		272		266		263		801		262		251		242			227		982

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		46		27		39		112		46		44		(8	)		33		115
Underwriting, acquisition and insurance expenses, net of deferrals		64		65		64		193		74		74		81			70		299
Amortization of deferred acquisition costs and intangibles		12		11		12		35		11		10		8			8		37

Total benefits and expenses		122		103		115		340		131		128		81			111		451

EARNINGS BEFORE INCOME TAXES		150		163		148		461		131		123		161			116		531

Provision for income taxes		48		49		45		142		54		30		47			31		162

SEGMENT NET EARNINGS	$	102	$	114	$	103	$	319	$	77	$	93	$	114		$	85	$	369

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Corporate and Other

(Dollar amounts in millions)


	2004												2003
	Q3			Q2			Q1			YTD			Q4			Q3			Q2			Q1			Total
REVENUES:
Premiums	$	22		$	26		$	26		$	74		$	31		$	29		$	26		$	24		$	110
Net investment income (loss)		29			57			33			119			25			43			3			(10	)		61
Net realized investment gains		3			8			16			27			39			(13	)		(37	)		21			10
Policy fees and other income		6			2			2			10			2			2			2			2			8

Total revenues		60			93			77			230			97			61			(6	)		37			189

BENEFITS AND EXPENSES
Benefits and other changes in policy reserves		9			10			9			28			43			12			12			9			76
Interest credited		—			—			—			—			—			—			—			—			—
Underwriting, acquisition and insurance expenses, net of deferrals		9			22			19			50			15			55			23			22			115
Amortization of deferred acquisition costs and intangibles		7			3			3			13			7			5			3			3			18
Interest expense		56			44			44			144			44			39			27			27			137

Total benefits and expenses		81			79			75			235			109			111			65			61			346

EARNINGS (LOSS) BEFORE INCOME TAXES		(21	)		14			2			(5	)		(12	)		(50	)		(71	)		(24	)		(157	)

Provision (benefit) for income taxes		(15	)		24			(2	)		7			(36	)		(22	)		(25	)		(20	)		(103	)

SEGMENT NET EARNINGS (LOSS)	$	(6	)	$	(10	)	$	4		$	(12	)	$	24		$	(28	)	$	(46	)	$	(4	)	$	(54	)

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Net Earnings - Affinity

(Dollar amounts in millions)


	2004											2003
	Q3		Q2			Q1			YTD			Q4			Q3		Q2		Q1			Total
REVENUES:
Premiums	$	—	$	34		$	54		$	88		$	57		$	66	$	63	$	58		$	244
Net investment income		—		8			18			26			13			18		17		14			62
Realized investment gains (losses)		—		—			—			—			—			—		—		—			—
Policy fees and other income		—		37			67			104			65			65		65		65			260

Total revenues		—		79			139			218			135			149		145		137			566

BENEFITS AND EXPENSES:
Benefits and other changes in policy reserves		—		31			49			80			60			52		32		52			196
Underwriting, acquisition and insurance expenses, net of deferrals		—		49			74			123			48			65		67		64			244
Amortization of deferred acquisition costs and intangibles		—		18			29			47			29			27		24		25			105

Total benefits and expenses		—		98			152			250			137			144		123		141			545

(LOSS) EARNINGS BEFORE INCOME TAXES		—		(19	)		(13	)		(32	)		(2	)		5		22		(4	)		21

Provision (benefit) for income taxes		—		(7	)		(11	)		(18	)		(3	)		1		11		(4	)		5

SEGMENT NET (LOSS) EARNINGS	$	—	$	(12	)	$	(2	)	$	(14	)	$	1		$	4	$	11	$	—		$	16

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

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ADDITIONAL

STATISTICAL DATA

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GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Deferred Acquisition Costs

(Dollar amounts in millions)


Deferred Acquisition Costs - Combined	Total			Protection Segment			RI&I Segment			Mortgage Segment			Corporate Segment
Balance at June 30, 2004	$	5,045		$	4,223		$	715		$	100		$	7
Costs Deferred		253			192			47			13			1
Amortization, net		(209	)		(174	)		(23	)		(10	)		(2	)
Impact of foreign currency translation		(8	)		(11	)		—			3			—

Unamortized balance at September 30, 2004		5,081			4,230			739			106			6
Accumulated effect of net unrealized investment gains		(214	)		(15	)		(199	)		—			—

Balance at September 30, 2004	$	4,867		$	4,215		$	540		$	106		$	6

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Investments Summary

(Dollar amounts in millions)


		September 30, 2004				June 30, 2004				March 31, 2004				December 31, 2003
		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total
Composition of Investment Portfolio
Fixed maturities, available-for-sale:
Public		$	39,210	59	%	$	36,703	59	%	$	54,054	65	%	$	51,336	64	%
Private			11,619	18	%		11,298	18	%		14,861	18	%		14,149	18	%
Mortgage loans			5,877	9	%		5,800	9	%		6,124	7	%		6,114	8	%
Equity securities and other investments			4,659	7	%		3,910	6	%		4,082	5	%		4,389	5	%
Policy loans			1,215	2	%		1,108	2	%		1,114	1	%		1,105	1	%
Restricted investments held by securitization entities			925	1	%		956	2	%		1,018	1	%		1,069	1	%
Cash, cash equivalents and short-term investments			2,667	4	%		2,240	4	%		2,465	3	%		2,513	3	%

Total invested assets and cash		$	66,172	100	%	$	62,015	100	%	$	83,718	100	%	$	80,675	100	%


		September 30, 2004				June 30, 2004				March 31, 2004				December 31, 2003
		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
Public Fixed Maturities - Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	27,876	71	%	$	26,053	71	%	$	34,481	64	%	$	33,212	64	%
2	Baa		9,320	24	%		8,758	24	%		15,770	29	%		14,778	29	%
3	Ba		1,329	4	%		1,189	3	%		2,313	4	%		1,896	4	%
4	B		567	1	%		571	2	%		1,122	2	%		979	2	%
5	Caa and lower		59	0	%		94	0	%		217	1	%		272	1	%
6	In or near default		21	0	%		21	0	%		79	0	%		104	0	%
Not rated	Not rated		37	0	%		17	0	%		72	0	%		95	0	%

	Total public fixed maturities	$	39,209	100	%	$	36,703	100	%	$	54,054	100	%	$	51,336	100	%

Private Fixed Maturities - Credit Quality:
NAIC Designation	Rating Agency Equivalent Designation
1	Aaa/Aa/A	$	6,025	52	%	$	5,853	52	%	$	7,872	53	%	$	7,388	52	%
2	Baa		4,605	40	%		4,476	40	%		5,692	38	%		5,442	38	%
3	Ba		597	5	%		628	5	%		783	5	%		728	5	%
4	B		191	2	%		123	1	%		210	2	%		228	2	%
5	Caa and lower		106	1	%		101	1	%		138	1	%		177	1	%
6	In or near default		74	0	%		92	1	%		98	1	%		86	1	%
Not rated	Not rated		22	0	%		25	0	%		68	0	%		100	1	%

	Total private fixed maturities	$	11,620	100	%	$	11,298	100	%	$	14,861	100	%	$	14,149	100	%

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Fixed Maturity Summary

(Dollar amounts in millions)


	September 30, 2004				June 30, 2004				March 31, 2004				December 31, 2003
	Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total		Estimated Fair Value		% of Total
Fixed maturities - Security Sector:
U.S. government & agencies	$	569	1	%	$	614	1	%	$	1,189	2	%	$	1,055	2	%
State and municipal		3,267	6	%		3,140	7	%		3,359	5	%		3,350	5	%
Foreign government		1,453	3	%		1,462	3	%		1,660	2	%		1,551	2	%
U.S. corporate		21,254	42	%		20,389	43	%		35,058	51	%		33,025	50	%
Foreign corporate		6,550	13	%		5,846	12	%		8,773	13	%		7,949	12	%
Mortgage-backed		7,969	16	%		6,948	14	%		8,421	12	%		7,848	12	%
Public utilities		6,387	12	%		6,152	13	%		6,043	9	%		6,303	10	%
Asset-backed		3,380	7	%		3,450	7	%		4,412	6	%		4,404	7	%

Total fixed maturities	$	50,829	100	%	$	48,001	100	%	$	68,915	100	%	$	65,485	100	%

Corporate Bond Holdings - Industry Sector:
Finance and insurance	$	10,080	29	%	$	9,619	30	%	$	13,881	28	%	$	13,069	28	%
Utilities and energy		7,061	21	%		6,784	21	%		11,238	22	%		10,345	22	%
Consumer - non cyclical		4,349	13	%		4,213	13	%		6,454	13	%		6,036	13	%
Consumer - cyclical		2,637	8	%		2,640	8	%		4,028	8	%		4,356	9	%
Capital goods		2,284	7	%		2,201	7	%		3,327	7	%		2,928	6	%
Industrial		2,506	7	%		2,263	7	%		3,333	7	%		3,340	7	%
Technology and communications		2,135	6	%		1,996	6	%		3,268	6	%		2,972	6	%
Transportation		1,003	3	%		900	3	%		1,953	4	%		1,970	4	%
Other		2,136	6	%		1,771	5	%		2,392	5	%		2,258	5	%

Total	$	34,191	100	%	$	32,387	100	%	$	49,874	100	%	$	47,274	100	%

Fixed maturities - Contractual Maturity Dates:
Due in one year or less	$	2,952	6	%	$	1,297	3	%	$	1,636	2	%	$	1,761	3	%
Due after one year through five years		10,660	21	%		10,952	23	%		12,112	18	%		11,817	18	%
Due after five years through ten years		11,663	23	%		10,924	22	%		14,725	21	%		13,901	21	%
Due after ten years		14,205	28	%		14,430	30	%		27,609	40	%		25,754	39	%

Subtotal		39,480	78	%		37,603	78	%		56,082	81	%		53,233	81	%
Mortgage-backed and asset backed		11,349	22	%		10,398	22	%		12,833	19	%		12,252	19	%

Total fixed maturities	$	50,829	100	%	$	48,001	100	%	$	68,915	100	%	$	65,485	100	%

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Commercial Mortgage Loan Data

(Dollar amounts in millions)


	September 30, 2004				June 30, 2004				March 31, 2004				December 31, 2003
	Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount		% of Total		Carrying Amount			% of Total
Summary of Commercial Mortgage Loans
Geographic Region
Pacific	$	1,761	30	%	$	1,707	29	%	$	1,821	29	%	$	1,867			31	%
South Atlantic		1,196	20	%		1,208	21	%		1,216	20	%		1,194			20	%
Middle Atlantic		887	15	%		857	15	%		923	15	%		932			15	%
East North Central		681	12	%		706	12	%		789	13	%		771			12	%
Mountain		457	8	%		439	8	%		479	8	%		478			8	%
West South Central		275	5	%		303	5	%		292	5	%		288			5	%
West North Central		261	4	%		246	4	%		261	4	%		271			4	%
East South Central		227	4	%		225	4	%		235	4	%		226			4	%
New England		132	2	%		109	2	%		108	2	%		87			1	%

Total	$	5,877	100	%	$	5,800	100	%	$	6,124	100	%	$	6,114			100	%

Property Type
Office	$	1,774	30	%	$	1,826	32	%	$	1,985	32	%	$	2,024			33	%
Industrial		1,768	30	%		1,697	29	%		1,814	30	%		1,812			30	%
Retail		1,519	26	%		1,507	26	%		1,508	25	%		1,500			25	%
Apartments		612	10	%		575	10	%		589	10	%		573			9	%
Mixed use/other		204	4	%		195	3	%		228	3	%		205			3	%

Total	$	5,877	100	%	$	5,800	100	%	$	6,124	100	%	$	6,114			100	%


	Principal Balance		% of Total		Principal Balance		% of Total		Principal Balance		% of Total		Principal Balance			% of Total
Loan Size
Under $5 million	$	3,053	52	%	$	3,008	51	%	$	3,208	52	%	$	3,153			51	%
$5 million but less than $10 million		1,378	23	%		1,312	22	%		1,352	22	%		1,394			23	%
$10 million but less than $20 million		965	16	%		970	17	%		959	15	%		948			15	%
$20 million but less than $30 million		287	5	%		314	5	%		358	6	%		309			5	%
$30 million and over		238	4	%		241	4	%		296	5	%		358			6	%

Total	$	5,921	100	%	$	5,845	100	%	$	6,173	100	%	$	6,162			100	%

													9/30/04			12/31/03
Allowance for Losses on Mortgage Loans
Balance, beginning of year													$	50		$	45
Additions														4			8
Deductions for write-downs and dispositions														(4	)		(3	)

Balance, end of year													$	50		$	50

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Historical Segment Sales

(Dollar amounts in millions)


	2004								2003
	Q3		Q2		Q1		YTD		Q4		Q3		Q2		Q1		Total
Protection Segment¹
Annualized first-year premiums⁴:
Term life	$	26	$	23	$	26	$	75	$	19	$	24	$	31	$	32	$	106
Universal life		10		9		11		30		12		15		17		14		58
Long term care		39		41		41		121		54		62		62		62		240
Group		39		40		26		105		57		32		34		21		144

Total annualized first-year premiums⁴		114		113		104		331		142		133		144		129		548
Written premiums⁴:
Payment protection		397		402		351		1,150		498		648		523		506		2,175

Total protection segment¹	$	511	$	515	$	455	$	1,481	$	640	$	781	$	667	$	635	$	2,723

Retirement Income and Investments (RI&I) Segment²
Spread based retail
Structured settlements	$	89	$	192	$	150	$	431	$	142	$	117	$	115	$	134	$	508
Income annuities		187		164		201		552		229		177		177		137		720
Fixed annuities		653		372		411		1,436		304		289		133		302		1,028

Total spread based retail		929		728		762		2,419		675		583		425		573		2,256
Fee based
Variable annuities		250		277		292		819		375		613		629		430		2,047
Variable life		4		5		5		14		6		6		6		6		24
Managed assets		267		271		304		842		297		272		282		158		1,009

Total fee based		521		553		601		1,675		678		891		917		594		3,080
Spread based institutional
Guaranteed investment contracts (GICs)		80		111		74		265		66		234		159		194		653
Funding agreements backing notes		500		210		180		890		460		—		474		200		1,134
Funding agreements		—		100		100		200		—		100		25		—		125

		580		421		354		1,355		526		334		658		394		1,912

Total RI&I segment²	$	2,030	$	1,702	$	1,717	$	5,449	$	1,879	$	1,808	$	2,000	$	1,561	$	7,248

Mortgage Insurance Segment³
New insurance written⁴:
U.S. mortgage insurance	$	6,206	$	8,055	$	6,798	$	21,059	$	18,087	$	17,207	$	17,664	$	14,530	$	67,488
International mortgage insurance		13,163		12,545		10,905		36,613		12,210		13,026		7,670		6,254		39,160

Total mortgage insurance segment³	$	19,369	$	20,600	$	17,703	$	57,672	$	30,297	$	30,233	$	25,334	$	20,784	$	106,648

In our Protection segment, sales from our life, LTC and group life and health insurance businesses represent annualized first-year premiums. Sales from our payment protection insurance business represent gross written premiums.

In our Retirement Income and Investments segment, sales from our life-contingent spread-based retail products represent annualized first-year premiums. Sales from our non-life-contingent spread-based retail products, as well as our fee-based and spread-based institutional products, represent deposits.

In our Mortgage Insurance segment, all sales represent new insurance written.

⁴

Annualized first-year premiums are calculated as if they are consistently paid for the full period of the sale even if they were actually paid for only a portion of such period. Written premiums represent total premiums gross of reinsurance and cancellations during the specified. Deposits represent additional investments in investment products during the specified period. New insurance written represents the original principal balance of mortgages covered by newly issued primary mortgage insurance during the specified period.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

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CORPORATE INFORMATION

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GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Industry Ratings

Our principal life insurance subsidiaries are rated by A.M. Best, S&P, Moody’s and Fitch as follows:


Company	A.M. Best rating	S&P rating	Moody’s rating	Fitch rating
American Mayflower Life Insurance Company of New York	A+	AA-	Aa3	AA-

Federal Home Life Insurance Company	A+	Not rated	Aa3	AA-

First Colony Life Insurance Company	A+	AA-	Aa3	AA-

GE Capital Life Assurance Company of NY	A+	AA-	Aa3	AA-

GE Life and Annuity Assurance Company	A+	AA-	Aa3	AA-

GE Group Life Assurance Company	A	AA-	Not rated	Not rated

General Electric Capital Assurance Company	A+	AA-	Aa3	AA-

Our mortgage insurance subsidiaries are rated by S&P, Moody’s and Fitch as follows:


Company(1)	S&P rating	Moody’s rating	Fitch rating
General Electric Mortgage Insurance Corporation	AA	Aa2	AA
GE Mortgage Insurance Company Pty. Limited	AA	Aa2	AA
GE Mortgage Insurance Limited	AA	Aa2	AA

(1)	Our Canadian mortgage insurance company is not rated by any of the rating agencies shown above.

The A.M. Best, S&P, Moody’s and Fitch ratings are not designed to be, and do not serve as, measures of protection or valuation offered to investors. These financial strength ratings should not be relied on with respect to making an investment in our securities.

A.M. Best states that its “A+” (Superior) rating is assigned to those companies that have, in its opinion, a superior ability to meet their ongoing obligations to policyholders. The “A+” (Superior) rating is the second-highest of sixteen ratings assigned by A.M. Best, which range from “A++” to “S”.

GENWORTH FINANCIAL

3Q 2004 FINANCIAL SUPPLEMENT

Industry Ratings (continued)

S&P states that an insurer rated “AA” (Very Strong) has very strong financial security characteristics that outweigh any vulnerabilities, and is highly likely to have the ability to meet financial commitments. The “AA” range is the second-highest of the four ratings ranges that meet these criteria,and also is the second-highest of nine financial strength rating ranges assigned by S&P, which range from “AAA” to “R.” A plus (+) or minus (-) shows relative standing in a rating category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of S&P’s 21 ratings categories.

Moody’s states that insurance companies rated “Aa” (Excellent) offer excellent financial security. Moody’s states that companies in this group constitute what are generally known as high-grade companies. The “Aa” range is the second-highest of nine financial strength rating ranges assigned by Moody’s, which range from “Aaa” to “C.” Numeric modifiers are used to refer to the ranking within the group, with 1 being the highest and 3 being the lowest. Accordingly, the “Aa2” and “Aa3” ratings are the third- and fourth-highest of Moody’s 21 ratings categories.

Fitch states that “AA” (Very Strong) rated insurance companies are viewed as possessing very strong capacity to meet policyholder and contract obligations. Risk factors are modest, and the impact of any adverse business and economic factors is expected to be very small. The “AA” rating category is the second-highest of eight financial strength rating categories, which range from “AAA” to “D.” The symbol (+) or (-) may be appended to a rating to indicate the relative position of a credit within a rating category. These suffixes are not added to ratings in the “AAA” category or to ratings below the “CCC” category. Accordingly, the “AA” and “AA-” ratings are the third- and fourth-highest of Fitch’s 24 ratings categories.

A.M. Best, S&P, Moody’s and Fitch review their ratings periodically and we cannot assure you that we will maintain our current ratings in the future. Other agencies may also rate our company or our insurance subsidiaries on a solicited or an unsolicited basis.

About Genworth Financial

Genworth is a leading insurance holding company, serving the lifestyle protection, retirement income, investment and mortgage insurance needs of more than 15 million customers, and has operations in 20 countries, including the U.S., Canada, Australia, the U.K. and more than a dozen other European countries. For more information, visit www.genworth.com

Inquiries:

Genworth Financial, Inc., Richmond

Jean Peters, 804/662-2693

jean.peters@genworth.com

Alicia Charity, 804/662-2248

alicia.charity@genworth.com